VIVEK KUMAR SRIVASTAVA Resi.
-C-132/344,Deewan Bazar(South)
Advocate Near Samay Sthan,Gorakhpur-273001
Office – Client Shed, Civil, Court, Gorakhpur
. Mob No.9415386949
______________________________________________________________________
Ref.No. HOU/VAR/0519/696736 Date:20.05.2019
To,
The Branch Manager
PNB Housing Finance Ltd
C-19/134, M-B, 2nd Floor, Tulsi Complex
Shastri Nagar, Sigra,
Varanasi - 221010
Type of Case : Plot Loan + Construction
Status : Clear
Sir,
As desired by you the records of Sub-Registrar, Gorakhpur, have been verified
by me for the period of last 13 years for investigation of title in respect of below
property. I have also verified documents mentioned in schedule. On the basis of below
Photo copy documents my Report/ Certificate is given as under:-
SUB: - T I T L E C L E A R A N C E C E R T I F I C A T E
1. Name/s of the Allottee/Owner/Lessee :
Smt. Usha Pathak w/o Raj Kishore Pathak R/o Gram & Post- Badka Gaon
Pathak,Tah.-Salemour Majhauli ,Distt.-Deoria ,Present Adress -Rajendra Nagar
Colony west Near Vrindavan colony Distt.-Gorakhpur .
2. Name/s of the Person/s Offering Mortgage :
Shyam Sunder Dwevedi & Smt. Ekta Dwevedi w/o Shyam Sunder Dwevedi
R/o Mauja-Semarahva ,urf Jamuhania Post-Bhagirathpur Tah.-Nautanwa Distt.-
Mahrajganj .
3. Status of the Owner/s (Whether Individual /Company/ Proprietor /
Partnership Firm Etc.) :
Individuals
4. Status of Mortgagor/s (Whether Individual/Company/ Proprietor /
Partnership Firm Etc.) :
Individual
5. DESCRIPTION OF THE PROPERTY:-
Aaraji no. 357 area 1150 sq. feet Situated Mauja -Lacchipur ,Tappa –Kasba ,
Paragana Haveli Tah.-Sadar Distt.-Gorakhpur .
Bounded as follows :
East- House Usha Pathak
West- Road 5 meter wide thereafter land Usha Pathak
North- Land Usha Pathak
South – Boundary Vrindavan colony
6. PARTICULARS OF ALL DOCUMENTS MADE
AVAILABLE FOR VERIFICATION (PHOTOCOPIES
/CERTIFIED COPIES /ORIGINALs ETC.) :-
1. Photocopy of Sale Deed dated 25.07.1986 executed by Meva Lal s/o Magan
in favour of Smt. Usha Pathak w/o Raj Kishore Pathak which is registered in
the office of sub registrar Gorakhpur at Bahi no. 1 Jild no. 2764 page no. 325 to
327, serial no. 8623 on 01.10.1986
2.. Photocopy of land use issued by GDA
3.Photocopy of agreement to sale dated 13.05.2019 executed by Smt. Usha
Pathak w/o Raj Kishore Pathak in favour of Smt. Ekta Dwevedi w/o Shyam
Sunder Dwevedi
4.True copy of latest khatauni related aaraji no. 357
7.DEVOLUTION OF TITLE :-
[Evolution, Background and Tracing of title property/properties i.e. flow of title
during last 13 years / from Origin (tracing of the title should be explained in
chronological order beginning with the earliest available title deed. All the title
deeds should be discussed fully, stating registration number, document number,
dates of execution, name of executors and executants, etc. & complete history of
mutation entries, village records. The chain of title deeds should clearly
establish the title of the property holder. If the chain is broken, the same should
be explained in convincing manner.)]:-
1. The recital of the deed & document indicate that the Meva Lal s/o Magan
was owner of property Aaraji no. 357 Situated Mauja -Lacchipur ,Tappa
–Kasba , Paragana Haveli Tah.-Sadar Distt.-Gorakhpur.
2. Meva Lal s/o Magan executed registered sale 25.07.1986 executed by
Meva Lal s/o Magan in favour of Smt. Usha Pathak w/o Raj Kishore
Pathak in respect of Aaraji no. 357 area 24.5 dismil which is registered in
the office of sub registrar Gorakhpur at Bahi no. 1 Jild no. 2764 page no.
325 to 327, serial no. 8623 on 01.10.1986.The name of Smt. Usha Pathak
w/o Raj Kishore Pathak recorded in khatauni
3. Thus I am of the view that Smt. Usha Pathak w/o Raj Kishore Pathak is
owner of aforesaid property. Vendee is major so no minor interest is
involved in the property. The chain of title is complete.
4. Now, Smt. Usha Pathak w/o Raj Kishore Pathak has agreed for selling
of said property as detailed above, and accordingly executed
AGREEMENT TO SALE dated -13.05.2019 in favour of Smt. Ekta
Dwevedi w/o Shyam Sunder Dwevedi
8.Year up to which the property tax/society charge has been paid
(Description of property tax/society charge receipt): -
Receipts not made available to us, bank to obtain/verify the same.
9.Whether the particulars of registration as given in the title deeds shown to
the counsel tally with the particulars as stated in the records of the
Registrar’s office? –
Yes
10.Whether the property/properties has/have been mutated in the name/s of
the person/s offering the mortgage?–
NA.
11.Where there is any bar under any local law for creation of the mortgage
on the property? Whether there are any liabilities or encumbrances over
the said property? -
NA.
12.Whether all approval clearance/sanctions required for creation of the
mortgage have been obtained, what are such sanctions, approvals and
clearances yet to be obtained? –
Not Applicable
13.Whether equitable mortgage can be created on this property/
properties?–
Yes, After execution of sale deed
14.Where the property/properties under consideration involves Land,
whether the Land is Agricultural/ Non Agricultural land, in case of N.A.
land/plot-whether it is allowed for use of Residential/Commercial
/Industrial Purpose:-
Residential.
15.Whether there is any construction over the said land and any Permission
or Approved Lay-out plan obtained from Competent Authority? (Please
state here about the permission and approved lay-out for construction and
whether the construction area is as per Approved Lay-out plan and copies
verified in original or photo copy):-
To be checked by the Valuer/Chartered Engineer of the PNBHFL
16.Whether the property/properties is/are coming under the preview of
Urban Land & Ceiling Act?-
Not Applicable
17.Whether the property/ properties is/are owned by the person/s offering
mortgage or on lease? Furnish details for that: -
Freehold property.
18.Whether the whole/part of the property/properties being offered for
mortgage is/are rented or leased out to any third party? –
Please Refer To Technical Report
19.Description of the inspection receipt issued by the Sub-registrar (number
and date, copy of inspection receipt and year wise search report be attached
along with the report):-
Receipt No. 2019160011285 dated 17.05.2019
1. 20.AT THE TIME OF DELIVERY OF PAY ORDER (S)/DEMAND
DRAFT (3) TO BE MADE BY PNBHFL favouring for purchase Smt.
Usha Pathak w/o Raj Kishore Pathak & For construction Smt. Ekta
Dwevedi w/o Shyam Sunder Dwevedi .
PRIOR TO DISBURSEMENT OF LOAN
CRITICAL DOCUMENT
1. Attested copy of Sale Deed dated 25.07.1986 executed by Meva Lal s/o
Magan in favour of Smt. Usha Pathak w/o Raj Kishore Pathak which is
registered in the office of sub registrar Gorakhpur at Bahi no. 1 Jild no. 2764
page no. 325 to 327, serial no. 8623 on 01.10.1986
2.. Original land use issued by GDA
3.Original agreement to sale dated 13.05.2019 executed by Smt. Usha Pathak
w/o Raj Kishore Pathak in favour of Smt. Ekta Dwevedi w/o Shyam Sunder
Dwevedi
4.True copy of latest khatauni related aaraji no. 357
ANNEXURE-B
AT THE TIME OF DELIVERY OF PAY ORDER(S)/ DEMAND DRAFT (S) TO
THE SELLER/ BORROWERS
CRITICAL DOCUMENTS
1.Original sale Deed dated 25.07.1986 deed no. 8623 registered on
01.10.1986 must be seen at the time of disbursement of loan
ANNEXURE-C
POST DISBURSAL
CRITICAL DOCUMENTS
1. Original sale deed, to be executed by Smt. Usha Pathak w/o Raj Kishore
Pathak in favour of Smt. Ekta Dwevedi w/o Shyam Sunder Dwevedi in
respect of said property
CERTIFICATE
THIS IS TO CERTIFY that Smt. Usha Pathak w/o Raj Kishore Pathak is/are the
absolute owner of said property i.e. Aaraji no. 357 area 1150 sq. feet Situated Mauja
-Lacchipur ,Tappa –Kasba , Paragana Haveli Tah.-Sadar Distt.-Gorakhpur . The
subject property is free from all kind of encumbrances, lien, charges, mortgages, etc.
and Smt. Ekta Dwevedi w/o Shyam Sunder Dwevedi shall get valid, absolute, clear
and marketable title to the said shop/property after execution and registration of Sale
Deed in their favor and thereafter can create a valid mortgage in favour of PNBHFL.
The said Property/mortgage can be enforced (if required) under the provisions of The
Securitization and Reconstruction of Financial Assets and Enforcement of Securities
Act, 2002 and amendments thereto (“SARFAESI”) by PNBHFL.
.
Gorakhpur Vivek Kumar Srivastava
Dated : 20.05.2019 Advocate
Enclosures :Above mentioned document & search receipts
