Markets Actual Q4/24 Q1/25 Q2/25 Q3/25
Stock Market (points) 8412.30 8166 8072 7979 7888
Currency 0.65 0.65 0.65 0.64 0.64
Government Bond 10Y (%) 4.45 4.61 4.56 4.51 4.46

Overview Actual Q4/24 Q1/25 Q2/25 Q3/25
GDP Growth Rate (%) 0.20 0.5 0.4 0.5 0.5
GDP Annual Growth Rate (%) 1.00 1.6 1.9 2.1 2.1
Unemployment Rate (%) 4.10 4.3 4.4 4.5 4.5
Inflation Rate (%) 2.80 2.2 2 2 2.2
Inflation Rate MoM (%) 0.20 0.5 0.7 1 1.2
Interest Rate (%) 4.35 4.35 4.1 3.85 3.6
Balance of Trade (AUD Million) 4609.00 3200 5000 6300 6300
Current Account to GDP (% of GDP) -1.60 -0.8 -1.2 -0.1 -0.1
Current Account (AUD Million) -10725.00 2200 7600 2450 3250
Manufacturing PMI (points) 49.40 50.2 52.6 52 51.5
Services PMI (points) 49.60 50.4 51.5 53 51
Business Confidence (points) 5.00 3 1 5 8
Consumer Confidence (points) 94.60 96 92 87 89
Retail Sales MoM (%) 0.10 0.5 0.4 0.3 0.3
Building Permits 14842.00 14197 13792 13965 15406
Government Debt to GDP (% of GDP) 43.80 44.3
Government Budget (% of GDP) 0.90 0.3

GDP Actual Q4/24 Q1/25 Q2/25 Q3/25
GDP Growth Rate (%) 0.20 0.5 0.4 0.5 0.5
GDP Annual Growth Rate (%) 1.00 1.6 1.9 2.1 2.1
GDP Constant Prices (AUD Million) 612180.00 619463 622413 625036 625036
Gross National Product (AUD Million) 577955.00 591227 592749 590092 590092
Gross Fixed Capital Formation (AUD Million) 143183.00 146000 146000 146000 146000
GDP from Agriculture (AUD Million) 16062.00 16084 16406 16399 16399
GDP from Manufacturing (AUD Million) 31293.00 31263 31663 31950 31950
GDP from Public Administration (AUD Million) 31481.00 31520 31898 32142 32142
GDP from Mining (AUD Million) 80318.00 81926 82086 82005 82005
GDP from Construction (AUD Million) 40178.00 41501 40757 41022 41022
GDP from Utilities (AUD Million) 11671.00 11566 11742 11916 11916
GDP (USD Billion) 1723.83 1745
GDP per Capita (USD) 61340.71 62077
GDP per Capita PPP (USD) 59456.39 60170
Full Year GDP Growth (%) 1.50 1.2

Labour Actual Q4/24 Q1/25 Q2/25 Q3/25
Unemployment Rate (%) 4.10 4.3 4.4 4.5 4.5
Employed Persons (Thousand ) 14537.50 14600 14700 14720 14700
Unemployed Persons (Thousand ) 625.80 610 600 620 625
Employment Change (Persons) 15900.00 25100 12600 15000 10000
Labor Force Participation Rate (%) 67.10 66.8 67 67.2 67
Youth Unemployment Rate (%) 9.20 9.4 9.5 9.6 9.6
Productivity (points) 94.90 96.9 97 97.4 97.4
Labour Costs (points) 114.80 117 117 118 118
Job Vacancies (Thousand) 329.90 300 270 250 260
Job Advertisements (%) 0.30 -0.6 0.9 0.2 0.2
Wages in Manufacturing (AUD/Week) 1668.60 1685 1678 1714 1710
Wage Growth (%) 3.50 3.3 2.9 2.7 2.5
Minimum Wages (AUD/week) 915.90 940
Population (Million) 26.97 27.19

Prices Actual Q4/24 Q1/25 Q2/25 Q3/25
Inflation Rate (%) 2.80 2.2 2 2 2.2
Inflation Rate MoM (%) 0.20 0.5 0.7 1 1.2
Consumer Price Index CPI (points) 139.10 139 140 142 142
Core Inflation Rate (%) 3.50 3.4 3.3 3 2.8
Core Consumer Prices (points) 138.25 139 140 141 142
GDP Deflator (points) 110.30 112 113 113 113
Producer Prices (points) 132.00 133 134 134 135
Producer Prices Change (%) 3.90 3.6 3.4 2.9 2.5
Food Inflation (%) 3.30 3 2.4 1.9 1.5
Commodity Prices YoY (%) -7.80 1.4 2.9 3 3
Export Prices MoM (%) -4.30 1.7 1 -0.4 -0.4
MI Inflation Gauge MoM (%) 0.30 0.2 0.3 0.2 0.2
Import Prices MoM (%) -1.40 0.6 0.4 -0.3 -0.3
Monthly CPI Indicator (%) 2.10 2.3 2 2.3 2.2
Trimmed Mean CPI QoQ (%) 0.80 0.7 0.6 0.6 0.6
CPI Transportation (points) 129.50 130 131 132 134
CPI Housing Utilities (points) 150.10 151 152 153 153
Inflation Expectations (%) 3.80 3.5 2.8 2.5 2

Money Actual Q4/24 Q1/25 Q2/25 Q3/25
Interest Rate (%) 4.35 4.35 4.1 3.85 3.6
Interbank Rate (%) 4.34 4.34 4.09 3.84 3.59
Central Bank Balance Sheet (AUD Million) 431341.00 412000 395100 377000 350000
Foreign Exchange Reserves (AUD Million) 98976.00 90000 92000 93500 93500
Loans to Private Sector (AUD Billion) 1204.78 1182 1219 1242 1263
Deposit Interest Rate (%) 3.20 3.2 2.95 2.7 2.45
Loan Growth (%) 5.80 5.7 5.5 5.2 4.8

Trade Actual Q4/24 Q1/25 Q2/25 Q3/25
Balance of Trade (AUD Million) 4609.00 3200 5000 6300 6300
Current Account to GDP (% of GDP) -1.60 -0.8 -1.2 -0.1 -0.1
Current Account (AUD Million) -10725.00 2200 7600 2450 3250
Exports (AUD Million) 40827.00 40400 41900 42300 43300
Imports (AUD Million) 36219.00 37200 36900 36000 37000
Tourist Arrivals 630700.00 1000000 746000 620000 620000

Government Actual Q4/24 Q1/25 Q2/25 Q3/25
Government Debt (AUD Million) 534147.00 545000 549000 520500 520500
Government Debt to GDP (% of GDP) 43.80 44.3
Government Budget (% of GDP) 0.90 0.3
Government Spending to GDP (% of GDP) 26.80 26.5

Business Actual Q4/24 Q1/25 Q2/25 Q3/25
Manufacturing PMI (points) 49.40 50.2 52.6 52 51.5
Services PMI (points) 49.60 50.4 51.5 53 51
Business Confidence (points) 5.00 3 1 5 8
Bankruptcies (Companies) 1364.00 1100 1000 870 670
Corporate Profits (AUD Million) 129633.00 142658 139520 132355 132355
Car Registrations (Units) 15527.00 16200 16200 21500 15500
Total Vehicle Sales (Units) 98375.00 95500 108300 125900 125900
Leading Economic Index (%) 0.20 0.4 0.3 0.2 0.2
Small Business Sentiment (points) -12.00 -8 2 6 2
Industry Index Construction (points) -40.90 -10 4 9 9
Industry Index (points) -28.80 -5 9 6 6
Industry Index Manufacturing (points) -19.70 -7 3 4 4
Composite PMI (points) 49.40 50 51.5 52 50.4
Business Inventories (%) 0.10 -1.2 0.7 0.4 0.4
Private Investment (%) -2.20 0.6 0.4 0.2 0.2

Consumer Actual Q4/24 Q1/25 Q2/25 Q3/25
Consumer Confidence (points) 94.60 96 92 87 89
Retail Sales MoM (%) 0.10 0.5 0.4 0.3 0.3
Retail Sales YoY (%) 2.30 0.4 1 1.7 1.7
Consumer Spending (AUD Million) 304335.00 307808 310651 310726 310726
Disposable Personal Income (AUD Million) 395857.00 394035 399603 404170 404170
Personal Savings (%) 0.60 4.5 5 5.2 5.2
Consumer Credit (AUD Billion) 2306.00 2265 2292 2331 2354
Private Sector Credit (%) 0.50 0.1 0.2 0.3 0.3
Housing Credit (%) 0.50 0.4 0.4 0.3 0.4
Bank Lending Rate (%) 10.79 10.79 10.54 10.29 10.04
Gasoline Prices (USD/Liter) 1.17 1.18 1.2 1.21 1.23

Housing Actual Q4/24 Q1/25 Q2/25 Q3/25
Building Permits 14842.00 14197 13792 13965 15406
New Home Sales (Units) 3762.00 2790 3020 3020
CoreLogic Dwelling Prices MoM (%) 0.30 0.4 0.3 0.4 0.4
Mortgage Rate (Percent) 6.08 6.08 5.83 5.58 5.33
Building Permits YoY (%) 6.80 4.5 4 3.8 3.8
Building Permits MoM (%) 4.40 1.5 1.1 -0.3 -0.3
Home Loans (AUD Million) 18638.80 19000 19200 19500 19500
Construction Output (%) 1.60 0.6 0.4 0.5 0.5