Savings Account for Unlearned - Schedule of Charges

(Special needs)

Eligibility Resident Indian, >18yrs with special needs

Minimum monthly average Rs. 4,500
balance (MAB)* (MAB is the Not applicable subject to standalone FD of
simple average of day-end minimum Rs. 10,000 under the same customer ID as
balances for a calendar month) on month end.
Service Charges
Cash Deposits at Branches and Cash Recycler
Machines
1) Number Limit - Complimentary 3 cash transaction per
month, thereafter Rs 150 per transaction
2) Value Limit - Complimentary up to Rs. 1 lakh per
month. Thereafter, Rs 3.5 per Rs 1,000 or Rs 150
whichever is higher.

If the threshold of both number and value limit has been

crossed for the same transaction, higher of the charges
mentioned above pertaining to number limit or value limit
will apply.

Third party cash transactions limit of Rs.25,000 per

Cash Transaction Charges transaction applicable for Regular Savings Accounts.
(With effect from 1st July 2025)
Cash Withdrawal at Branches
1) Number Limit - Complimentary 3 cash transaction per
month, thereafter Rs 150 per transaction
2) Value Limit - Complimentary up to Rs. 1 lakh per
month. Thereafter, Rs 3.5 per Rs 1,000 or Rs 150,
whichever is higher.

If the threshold of both number and value limit has been

crossed for the same transaction, higher of the charges
mentioned above pertaining to number limit or value limit
will apply.

Third party cash transactions limit of Rs.25,000 per

transaction applicable for Regular Savings Accounts.
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata,
Bengaluru and Hyderabad): Rs 23 per financial
transaction & Rs 8.5 per non-financial transaction, post 3
ATM Interchange (Transactions at transactions (inclusive of financial and non-financial
Non ICICI Bank ATMs) transactions).
(With effect from 1st July
2025) Other than 6 metro locations: Rs 23 per financial
transaction and Rs 8.5 per non-financial transaction,
post 5 transactions (inclusive of financial and non-
financial transactions).
 Maximum of 5 transactions free in a month, across
locations, with a cap of 3 transactions at 6 metro
locations.
ATM withdrawal at other bank (outside India)- Rs
ATM Charges Outside India 125/transaction+3.5% currency conversion charge. Non-
financial Rs 25/transaction
Rs 23 per financial transaction, post 5 transactions. All
Transactions at ICICI Bank ATMs non-financial transactions are free. (Financial transaction
(With effect from 1st July 2025) includes - Cash Withdrawal; Non-Financial transactions
include - Balance Inquiry, Mini statement & Pin change)
DD - Issue by deposit of
cash/cheque/transfer
PO - Issue by deposit of Rs 2/1000; Subject to a minimum of Rs 50 and maximum
cash/cheque/transfer of Rs. 15,000
(With effect from 1st July
2025)
Debit Card Annual fees Rs.300
(With effect from 1st July 2025) For Gramin locations - Rs.150
Cheque Books Nil for 25 cheque leaves in a year;
(With effect from 1st May 2024) Rs. 4 per leaf thereafter
Value Added SMS alert Nil
facility
Address change request at Nil
branches
Penal Charges
Charges for non - 6% of the shortfall in required MAB.
maintenance of minimum
monthly average balance
(NMMAB)

Note - Common ICICI Bank savings account facilities for all products except for Wealth
Management / ICICI Bank Private Banking / Basic Savings Bank Account and unless
specified product-wise.

Common Service Charges

Service Charges
Statement Free Quarterly Statement
Free monthly e-mail statement on request
Passbook facility available at base branch
View and download statement facility available on the website
Issue of Duplicate Rs.100 per statement at branch or Customer Care (non-IVR), Rs.
Statement 50 per statement through Customer Care (IVR), ATM and Net
banking
Issue of pass book Nil
Issue of duplicate pass Rs 100 for issuance and Rs 25 per page for Updation
book
DD - Issue by deposit of
cash/cheque/transfer
PO - Issue by deposit of Rs 2/1000; Subject to a minimum of Rs 50 and maximum of Rs.
cash/cheque/transfer 15,000
(With effect from 1st
July 2025)
DD / PO - Cancellation / Rs.100 per instance
Duplicate / Revalidation
(With effect from 1st
May 2024)
NEFT Charges - Outward Through Online Channel – Nil
Through Branch Channel -
Up to Rs 10,000 – Rs 2.25 per transaction
Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction
Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per transaction
NEFT Charges - Inward Nil
RTGS - Outward Through Online Channel – Nil
Through Branch Channel –
Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
Above Rs 5 lakh - Rs 45 per transaction
RTGS - Inward Nil
Amount up to Rs 1,000 - Rs 2.50/- per transaction
IMPS Outward
Amount above Rs 1,000 to Rs 1,00,000 - Rs 5/- per transaction
(With effect from 1st
Amount above Rs 1,00,000 to Rs 5,00,000- Rs 15/- per
July 2025)
transaction
IMPS - Inward Nil
UPI transaction charges Nil
Inter-branch funds Nil
transfer charges
Bill Pay Charges Nil
Charges for certifying or Nil
verifying customer ECS
mandates
Cheque Collection Local Nil
Cheque Collection Nil
Outstation
Account closure Nil
(With effect from 1st
May 2024)
Debit Card
Debit Card Issuing Fee Nil
Enrolment fee For Rupay Debit Card Joining Fee is Nil
(With effect from 1st Annual fee is Rs. 300
July 2025) For Gramin locations - Rs.150
Late Payment Charges N.A.
Replacement Card fees
(With effect from 1st Rs. 300 per card
July 2025)
ATM Balance Enquiry Rs 25
charges from ATMs
outside India
Cross-currency mark-up 3.5% of transaction amount
charges on foreign
currency transactions
Surcharge on Fuel Fuel Surcharge Waiver is applicable when both the below
purchases mentioned conditions are fulfilled
1. ICICI Debit card is used on ICICI Bank terminal (On-Us
transaction)
2. Transaction is done on select government petrol pumps.
Please note, the Acquirer/Fuel pump may levy surcharge at its
own discretion
Surcharge on railway 1.8% of bookings as per Visa regulations
bookings
Debit Card PIN re- Nil
generation Charges
(With effect from 1st
May 2024)
Debit Card de – hotlisting Nil
(With effect from 1st
May 2024)
Balance Certificate Nil
(With effect from 1st
May 2024)
Interest Certificate Nil
(With effect from 1st
May 2024)
Retrieval of old Nil
transactional documents
/ Enquiries related to old
records
(With effect from 1st
May 2024)
Photo attestation Rs. 100 per application/letter
Signature attestation Rs. 100 per application/letter
(With effect from 1st
May 2024)
Address confirmation Nil
(With effect from 1st
May 2024)
Inoperative account Nil
Stop Payment charges Particular cheque - Rs.100
(With effect from 1st (Free through customer care IVR & Net banking)
May 2024)
Stop Payment Charges - For ECS is not present as customer is required to maintain
ECS requisite balances to honour the EMI txns
Lien marking and Nil
unmarking of savings
account
(With effect from 1st
May 2024)
Locker Rent Annual Locker rentals starting from
Semi -
Location Rural Urban Urban Metro Metro +
Small 1,200 2,000 3,000 3,500 4,000
 Medium 2,500 5,000 6,000 7,500 9,000
Large 4,000 7,000 10,000 13,000 15,000
Extra
Large 10,000 15,000 16,000 20,000 22,000
• Rentals may vary between branches under same location
• Locker rentals vary based on locker size and branch
location
• Locker rent is charged annually and is collected in advance
Reissue of Internet user Nil
id or password (Branch
or non IVR Customer
Care)
(With effect from 1st
May 2024)
Standing Instructions - Nil
Setting-up-charge
(With effect from 1st
May 2024)
Address change request Nil
at branches
(With effect from 1st
May 2024)
ECS/NACH setup charges Nil
National Automated Nil
Clearing House (NACH)
Mandate. One time
mandate authorisation
charges (physical)
(With effect from 1st
May 2024)
Cash deposit charges - Charges of Rs 50 per transaction, will be levied on cash deposited
Cash Acceptor/Recycler in the Cash Acceptor/Recycler machines on bank holidays and
machines between 04:30 p.m. and 09:00 a.m. on working days. The charges
would be applicable if the cash deposit in the Cash
Acceptor/Recycler machines on bank holidays and between
04:30p.m. and 09:00 a.m. on working days exceeds Rs 10,000 per
month either as a single transaction or multiple transactions
Above charges will not be applicable to Senior Citizens, Basic
Savings Bank Account, Jan Dhan Accounts, Accounts held by
incapacitated and visually impaired persons or any other
Accounts identified by ICICI Bank
Penal Charges
ECS / NACH Debit Rs 500 per instance for financial reasons. Maximum recovery will
Returns be done for 3 instances per month for the same mandate
(With effect from 1st
May 2024)
Cheque return outward Rs 200 per instance for financial reasons
(cheque deposited by
customer)
Cheque return inward Rs 500 per instance for financial reasons.
(cheque issued by Rs.50 for non-financial reasons except for signature verification
customer)
Decline of transaction at Rs. 25 per transaction
other bank ATMs or point
 of sale (POS) due to
insufficient balance in the
account
Standing Instructions Rs 200 per instance for financial reasons
Rejection
Deliverable returned by Any deliverable returned by courier due to consignee or address
courier specific reasons (no such consignee/ consignee shifted and no
such address, etc.) – Rs 50 per instance
Deliverables destroyed at Any deliverable not picked up (within the stipulated time) - Rs 50
Branches per instance

1. Locker rates vary for different branches, hence customers are requested to get in touch
with respective branch.
2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the
mentioned charges. The charges indicated above are subject to periodic revision.
3. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the
bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum
balance not being restored in the account in the subsequent month, non-maintenance of
MAB charges will be applicable. In case the customer has not maintained MAB for any
consecutive month, non- maintenance of MAB charges shall be applicable for all
consecutive months. The Bank will notify the customer in the initial month only in case of
non-maintenance of MAB in consecutive months. It will be the responsibility of the
customer to have a valid e-mail ID, mobile number and address updated with the Bank at
all times, failing which, customer may not receive the notification(s).
4. Above schedule of charges is also applicable for accounts opened with Rs 500 or Nil
Monthly Average Balance (MAB) requirement. Charges for Non-maintenance of Minimum
Monthly Average Balance (NMMAB) will be 6% of the shortfall on the required MAB.
5. Penal charges are applied to Cheque return transactions even if they are classified as Basic
Banking to instil financial discipline.