Current Account – Service Charges

Current Account SURU (ASB25) / Current Account (AS050) /

Product Name (Product Code) Select Banking (ASB1L) / Wealth Management (HNICW) /
Private Banking (HNIGT)
Available to All Cities
Quarterly Average Balance ₹ 50,000
(QAB) (₹ 25,000 for Semi Urban and Rural – Status Code – ASB25)
Service Charges - Electronic Transactions
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Through Online Channel – Nil
Through Branch Channel:
Up to ₹ 10,000 - ₹ 2.25/- per transaction
NEFT Charges Outward
₹ 10,001 to ₹ 1 lac - ₹ 4.75/- per transaction
Above ₹ 1 lac to ₹ 2 lac - ₹ 14.75/- per transaction
Above ₹ 2 lac - ₹ 24.75/per transaction
Through online channel – Nil
Through Branch Channel:
RTGS Outward
₹ 2 lac to ₹ 5 lac - ₹ 20/- per transaction
₹ 5 lac and above - ₹ 45/- per transaction
No Charges up to 50 txn/ month
Up to ₹ 1,000 – ₹ 2.50/- per transaction
IMPS Outward
₹ 1,000 to ₹ 1 lac –₹5/- per transaction
₹ 1 lac to ₹ 5 lac–₹15/- per transaction
Cash Transaction
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Cash Deposit Charges (All Branches): If Monthly Average
Balance (MAB) up to ₹25 Lac:
No charges up to 3 times of MAB or ₹25 Lac per month;
whichever is lower.

Cash Transaction Charges If Monthly Average Balance (MAB) more than ₹25 Lac: No
(Cumulative of deposits and charges up to ₹50 Lac per month.
withdrawals across branches Beyond no charge limit, ₹3.5 per ₹1,000; Subject to a
and deposits in Cash Recycler minimum charge of ₹50 per transaction
Machines)
Cash Withdrawal (Base location): No Charge
Cash Withdrawal (Non-Base): No Charge up to @10 times
of MAB, up to
₹1.2 Cr; then standard charges – ₹2 per ₹1000; Subject to a
minimum of ₹50 per transaction
Charges of ₹50 per transaction, will be levied on cash
Cash Deposit Charges –
deposited in the Cash Acceptor/Recycler machines on bank
Cash Acceptor/Recycler
holidays and between 04:30 pm and 09:00 am on working
machines
days.

GST shall be applicable on all mentioned charges.

 The charges would be applicable if the cash deposit in the
Cash Acceptor/Recycler machines on bank holidays and
between 04:30 pm and 09:00 am on working days exceeds
₹10,000 per month either as a single transaction or multiple
transactions.
Non-Cash Transaction
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Collection of outstation
Nil
cheque
No Charges up to 100 Cheque leaves per month:
Cheque Book From 101 to 300 Cheque leaves per month: ₹ 2 per leaf
Above 300 Cheque leaves per month: ₹ 3 per leaf
DD- Issue by deposit of
cash/cheque/transfer No charges for 30DD/PO
PO - Issue by deposit of Then, ₹ 2 per ₹ 1,000 ; Min ₹ 50 & Max ₹ 50,000
cash/cheque/transfer
Address change request at
Nil
branches
Address confirmation Nil
National Automated Clearing
House (NACH) Mandate.
One time mandate ₹100 per mandate
authorisation charges
(physical)
Reissue of Internet user id or
password (Branch or non IVR Nil
Customer Care)
Debit card & ATM charges
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Debit Card Annual fees ₹300 per year
6 metro locations (Mumbai, New Delhi, Chennai, Kolkata,
Bengaluru and Hyderabad): ₹23 per financial transaction &
₹8.5 per non-financial transaction, post 3 transactions
(inclusive of financial and non-financial transactions).

Other than 6 metro locations: ₹23 per financial transaction

and ₹8.5 per non-financial transaction, post 5 transactions
ATM Interchange
(inclusive of financial and non-financial transactions).
(Transactions at Non ICICI
Bank ATMs)
No Charge for maximum of 5 transactions in a month,
across locations, with a cap of 3 transactions at 6 metro
locations.

ATM withdrawal at other bank (outside India)-

₹125/transaction+3.5% currency conversion charge. Non-
financial ₹25/transaction
Transactions at ICICI Bank ₹23 per financial transaction, post 5 transactions. No charge
ATMs for all non-financial transactions.

GST shall be applicable on all mentioned charges.

 (Financial transaction includes - Cash Withdrawal; Non-
Financial transactions include - Balance Inquiry, Mini
statement & Pin change etc)
Replacement Card fees
₹300 per card
(Lost / Damaged card)
Debit Card PIN re-generation
Nil
Charges
Debit Card de-hotlisting Nil
Other Charges
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
₹25 per month for non-individual customer
Value Added SMS alert
15 paise per SMS for individual customer;
facility
Max ₹100 per quarter
Monthly physical Account
₹100 per month
Statement
Interest Certificate Nil
Signature attestation Nil
Nil for Online channel
Balance Certificate
₹100 for statement printed at Branch
Retrieval of old transactional
documents / Enquiries related Nil
to old records
Standing Instructions – Setup Nil
DD/PO - Cancellation /
Nil
Duplicate / Revalidation
Stop Payment charges Nil
₹100 for each month’s statement printed at Branch / Phone
Issue of Duplicate Statement
Banking ; Nil at ATM/ Online Channel
Account Closure Nil
Penal Charges
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Charges for non-maintenance
of minimum Quarterly ₹2000 (refer note 1)
Balance
₹500 per instance for financial reasons.
ECS Debit Return Maximum recovery will be done for 3 instances per month
for the same mandate
₹500 per instance for financial reasons.
Cheque Return Inward ₹50 for non-financial reasons except for signature
verification
Nil for first 2 per month.
Cheque Return Outward
Then ₹200 per instance for financial reasons
Deliverable returned by
Nil
courier
Deliverables destroyed at
Nil
branches
Decline of transaction at
other bank ATM or point of
₹25 per transaction
sale (POS) due to insufficient
balance in the account

GST shall be applicable on all mentioned charges.

 Penal Charges
Current Account SURU / Current Account / Select Banking /
Particulars
Wealth Management / Private Banking
Standing Instructions-
Nil
Rejection
Trade Charges*
Current Account SURU
Wealth Management
(ASB25) /
Particulars (HNICW) / Private Banking
Current Account (AS050) /
(HNIGT)
Select Banking (ASB1L)
0.12%
Advance Import ₹750
(min. ₹ 1000, max ₹ 10,000)
0.12%
Direct Import ₹750
(min. ₹ 1000, max ₹ 10,000)
Import Bills on Collection 0.12%
₹750
(Under LC or Non-LC) (min. ₹ 1000, max ₹ 10,000)
Foreign Outward Remittance 0.12%
₹750
(Non- Import) (min. ₹ 1000, max ₹ 10,000)
Export Bills on Collection 0.12%
₹750
(Under LC or Non-LC) (min. ₹ 1000, max ₹ 10,000)
₹ 1000 per bill Small Value
₹ 600 per bill Small Value
Bills up to $1000:
Bills up to $1000:
Export Bills for regularisation (a) ₹ 50 per bill
(a) ₹ 50 per bill
(Export against Advance (b) ₹ 30 per bill in case of
(b) ₹ 30 per bill in case of
Remittance or Bills sent bulk regularisation
bulk regularisation
directly by customer) (more than or equal to 20
(more than or equal to 20
bills)
bills)
SWIFT ₹ 500 ₹ 350
Export LC Advising ₹ 1500
Inward Remittances ₹ 500
International Courier Charges ₹ 1000
*For any trade related service charges not covered above Trade Services SOC available at
https://www.icicibank.com/businessbanking/servicecharges?ITM=nli_cms_IR_service_charges_for_bus
iness would be applicable.
Note 1: (a) Non-Maintenance charge will be calculated if customer does not maintain the
required balance at UCC/UCIC level.
(b) Non-Maintenance charge will not be levied if following criteria is satisfied:
(i) Customer maintaining QAB at account/UCC/UCIC level.
(ii)Forex throughput greater than or equal to program eligibility for Wealth Management and
Private Banking per quarter.
(iii)QR collection / POS swipe greater than or equal to ₹ 75,000 per quarter.
(iv) In case of grouping, customer maintaining deposits as per criteria mentioned below.
(v) First quarter of account opening.

GST shall be applicable on all mentioned charges.

 Program Eligibility & Criteria (Basis Selected Program):

Program Eligibility Criteria (Thresholds to be maintained monthly)

Program Status Code Criteria

Deposits: ₹ 2 L; or
Select Banking Program ASB1L
Deposits + MF AUM + Demat:₹25 L
Deposits: ₹ 10 L; or
Wealth Management
HNICW Deposits + MF AUM + Demat:₹50 L; or
Program
Monthly Trade Throughput: $25,000 - $75,000
Deposits: ₹ 50 L; or
Private Banking
HNIGT Deposits + MF AUM+ Demat:₹5Cr; or
Program
Monthly Trade Throughput: >$75,000
Deposits = Balance in Current Account + Balance in Saving Account + Term Deposit/ Recurring Deposit
MF AUM- Mutual Funds Assets under Management

Customer Declaration:
I/We have read and understood:
1. Program eligibility criteria as given above and as amended from time to time must be meet in order to
avail the program benefits.
2. The Bank may review my/our banking relationship with ICICI Bank periodically to re-assess your
eligibility (first beginning twelve months after enrolment in the program/ opening the banking
relationship and quarterly thereafter, or at any other interval as deemed fit) and reserve the right to
withdraw partial/full benefits of the selected programs and/or migrate the account shall be restored to
the eligible product variant/program.
3. In case of Family banking/Grouping, 1.5 times of required program threshold as given above will be
considered for extending the benefits to entire family/group members.

Glossary of Terms:
1. QAB - Quarterly Average Balance calculated as average of daily closing positive balances of each day
spread over a period of the quarter
2. NMQAB - Non-maintenance of Quarterly Average Balances
3. Base Location - refers to the all the Branches belonging to the same clearing zone in which the account
is opened

Please Note:
1. All Cash transactions of ₹10 Lacs & above on a single day would require prior intimation & approval of the
Branch at least one working day in advance.
2. For any services or charges not covered under this brochure, please contact any of
our branches or write to corporatecare@icicibank.com
3. The service charges are subject to change without any prior intimation to customer. However, the
prevailing charges would be hosted on www.icicibank.com.
4. Charge cycle period shall be from 1st to 31st of the month. All charges are
exclusive of GST as applicable from time to time.
5. For details Terms and Conditions please refer to www.icicibank.com

Date: Customer stamp & signature:

GST shall be applicable on all mentioned charges.