Pension Account Service Charges

Service Charges
Pension Accounts Golden Years Pension Other Pension Account
Programme
Minimum monthly average NIL NIL
balance (MAB)* (MAB is the
simple average of day-end
balances for a calendar month)
Charges for non - maintenance NIL NIL
of minimum monthly average
balance (NMMAB)
Transactions at ICICI Bank NIL Rs 21 per financial
ATMs / Cash Recycler Machines transaction, post 5
(cash withdrawals) transactions. All non-
financial transactions are
free.
(Financial transaction
includes - Cash Withdrawal;
Non Financial transactions
include - Balance Inquiry,
Mini statement & Pin change)
Debit Card Annual Fees NIL Rs.200 p.a.
(With effect from 1 Mayst
For Gramin locations - Rs.99
2024) p.a.
Cheque Books NIL Nil for 25 cheque leaves in a
(With effect from 1st May year;
2024) Rs. 4 per leaf thereafter
Issue of DD drawn on ICICI NIL Rs.50 per D.D. up to
Bank by cheque/transfer Rs.10,000;Rs.5 per thousand
rupees or part thereof for DD
of more than Rs.10,000,
subject to a minimum of
Rs.75 and maximum of Rs.
15,000

For Rural locations - For

amounts up to Rs.10,000–
Rs.40, For amounts above
Rs.10,000 till Rs.50,000–
Rs.60, For amounts above
Rs.50,000- Rs.5 per
thousand rupees or part
thereof (maximum of
Rs.15,000)
Value Added SMS alert facility NIL 15 paisa per sms
(For transactions other than Upper limit of Rs.100 per
specified by regulatory quarter
guidelines, SMS alerts will be
triggered only if the transaction
value is greater than Rs 5,000)
Credit Card NIL (Basis Eligibility) Chargeable
Life Certificate Submission NIL NIL
Cash Transaction Charges 1) Number Limit (Sum total of 1) Number Limit (Sum total of
Home Branch (Branch where deposits and withdrawals) deposits and withdrawals)
the account is opened or Rs 150 per transaction post 3 Rs 150 per transaction, post
ported) free cash transactions per 3 free cash transactions per
(Deposits and withdrawals month. month
across branches and deposits 2) Value Limit (Sum total of
in Cash Recycler Machines deposits and withdrawals) 2) Value Limit (Sum total of
considered.) Rs 5 per Rs 1,000 post free deposits and withdrawals)
(With effect from 1st May limit of Rs 5 lakh per month or Rs 5 per Rs 1,000, post free
2024) Rs 150, whichever is higher limit of Rs 1 lakh, per month
Limits are inclusive of both or Rs 150, whichever is
Home and Non-home branch higher
transactions (Self and Third a) Non-Home branch –
party) Rs 5 per Rs 1,000, for
transaction value above Rs
25,000 at non-home branch
in a day or Rs 150, whichever
is higher.
b) Third party cash
transactions charged at Rs
150 per transaction. Per
transaction value capped at
Rs 25,000
ATM Interchange (Transactions 6 metro locations (Mumbai, 6 metro locations (Mumbai,
at Non ICICI Bank ATMs) New Delhi, Chennai, Kolkata, New Delhi, Chennai, Kolkata,
Bengaluru and Hyderabad): Bengaluru and Hyderabad):
Rs 21 per financial Rs 21 per financial
transaction & Rs 8.5 per non- transaction & Rs 8.5 per non-
financial transaction, post 3 financial transaction, post 3
transactions (inclusive of transactions (inclusive of
financial and non-financial financial and non-financial
transactions) transactions)
Other than 6 metro locations: Other than 6 metro locations:
Rs 21 per financial Rs 21 per financial
transaction and Rs 8.5 per transaction and Rs 8.5 per
non-financial transaction, non-financial transaction,
post 5 transactions (inclusive post 5 transactions (inclusive
of financial and non-financial of financial and non-financial
transactions) transactions)
Maximum of 5 transactions Maximum of 5 transactions
free in a month, across free in a month, across
locations, with a cap of 3 locations, with a cap of 3
transactions at 6 metro transactions at 6 metro
locations locations
 Nil for senior citizens Nil for senior citizens
ATM withdrawal at other ATM withdrawal at other
bank (outside bank (outside
India)- Rs India)- Rs
125/transaction+3.5% 125/transaction+3.5%
currency currency
conversion charge. conversion charge.
Non financial 25/transaction Non financial 25/transaction

Note - Common service charges applicable to all Savings Account variants except for
Wealth Management / ICICI Bank Private Banking

Common Service Charges

Common ICICI Bank savings account facilities for all products except for Wealth
Management / ICICI Bank Private Banking and unless specified product-wise
Service Charges
Statement Free Quarterly Statement
Free monthly e-mail statement on request
Passbook facility available at base branch
View and download statement facility available on the website

Issue of Duplicate Rs.100 per statement at branch or Customer Care (non-IVR), Rs.
Statement 50 per statement through Customer Care (IVR), ATM and Net
banking
Issue of pass book Nil
Issue of duplicate Rs 100 for issuance and Rs 25 per page for Updation
pass book
DD / PO – Issue Rs.50 per D.D/PO up to Rs.10,000;Rs.5 per thousand rupees or
Issue by deposit of part thereof for DD/PO of more than Rs.10,000, subject to a
cash/cheque/transfe minimum of Rs.75 and maximum of Rs. 15,000
r For Senior Citizen, Student & Rural locations : For amounts up to
Rs.10,000– Rs.40, For amounts above Rs.10,000 till Rs.50,000 –
Rs.60, For amounts above Rs.50,000– Rs.5 per thousand rupees
or part thereof (maximum of Rs.15,000)
DD / PO - Rs.100 per instance
Cancellation /
Duplicate /
Revalidation
(With effect from 1st
May 2024)
NEFT Charges - Through Online Channel – Nil
Outward Through Branch Channel -
Up to Rs 10,000 – Rs 2.25 per transaction
Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction
Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per transaction

NEFT Charges - Nil

Inward
RTGS - Outward Through Online Channel – Nil
Through Branch Channel –
Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
Above Rs 5 lakh - Rs 45 per transaction

RTGS - Inward Nil

IMPS – Outward Amount up to Rs 1 thousand - Rs 2.50 per transaction
(With effect from 1st Amount above Rs 1 thousand to Rs 25 thousand - Rs 5 per
May 2024) transaction
Amount above Rs 25 thousand to Rs 5 lakhs - Rs 15 per
transaction
IMPS - Inward Nil
UPI transaction Nil
charges
Inter-branch funds Nil
transfer charges
Bill Pay Charges Nil
Charges for Nil
certifying or verifying
customer ECS
mandates
Cheque Collection Nil
Local
Cheque Collection Nil
Outstation
Account closure Nil
(With effect from 1st
May 2024)
Debit Card
Debit Card Issuing Nil
Fee
Enrolment fee For Titanium Debit Card Joining Fee is Nil
Annual fee is Rs. 200
For Gramin locations - Rs.99
Late Payment N.A.
Charges
Replacement Card Rs. 200 per card
fees (Lost /
Damaged card)
ATM Balance Rs 25
Enquiry charges
from ATMs outside
India
Cross-currency 3.5% of transaction amount
mark-up charges on
foreign currency
transactions
Surcharge on Fuel Fuel Surcharge Waiver is applicable when both the below
purchases mentioned conditions are fulfilled
1. ICICI Debit card is used on ICICI Bank terminal (On-Us
transaction)
2. Transaction is done on select government petrol pumps.
Please note, the Acquirer/Fuel pump may levy surcharge at its
own discretion
Surcharge on 1.8% of bookings as per Visa regulations
railway bookings
Debit Card PIN re- Nil
generation Charges
(With effect from 1st
May 2024)
Debit Card de – Nil
hotlisting
(With effect from 1st
May 2024)
Balance Certificate Nil
(With effect from 1st
May 2024)
Interest Certificate Nil
(With effect from 1st
May 2024)
Retrieval of old Nil
transactional
documents /
Enquiries related to
old records
(With effect from 1st
May 2024)
Photo attestation Rs. 100 per application/letter
Signature Rs. 100 per application/letter
attestation
(With effect from 1st
May 2024)
Address Nil
confirmation
(With effect from 1st
May 2024)
Inoperative account Nil
Stop Payment Particular cheque - Rs.100
charges (Free through customer care IVR & Net banking)
(With effect from 1st
May 2024)
Stop Payment For ECS is not present as customer is required to maintain
Charges - ECS requisite balances to honour the EMI txns
Lien marking and Nil
unmarking of
savings account
(With effect from 1st
May 2024)
Locker Rent Annual Locker rentals starting from
Semi - Metro
Location Rural Urban Urban Metro +
Small 1,200 2,000 3,000 3,500 4,000
Medium 2,500 5,000 6,000 7,500 9,000
Large 4,000 7,000 10,000 13,000 15,000
Extra
Large 10,000 15,000 16,000 20,000 22,000
 Rentals may vary between branches under same location
 Locker rentals vary based on locker size and branch
location
 Locker rent is charged annually and is collected in
advance
Reissue of Internet Nil
user id or password
(Branch or non IVR
Customer Care)
(With effect from 1st
May 2024)
Standing Nil
Instructions -
Setting-up-charge
(With effect from 1st
May 2024)
Address change Nil
request at branches
(With effect from 1st
May 2024)
ECS/NACH setup Nil
charges
National Automated Nil
Clearing House
(NACH) Mandate.
One time mandate
authorisation
charges (physical)
(With effect from 1st
May 2024)
Cash deposit Charges of Rs 50 per transaction, will be levied on cash
charges - Cash deposited in the Cash Acceptor/Recycler machines on bank
Acceptor/Recycler holidays and between 06:00 p.m. and 08:00 a.m. on working
machines days. The charges would be applicable if the cash deposit in the
Cash Acceptor/Recycler machines on bank holidays and
between 6 pm and 8 am on working days exceeds Rs 10,000 per
month either as a single transaction or multiple transactions
Above charges will not be applicable to Senior Citizens, Basic
Savings Bank Account, Jan Dhan Accounts, Accounts held by
incapacitated and visually impaired persons, Student Accounts
or any other Accounts identified by ICICI Bank

Penal Charges
ECS / NACH Debit Rs 500 per instance for financial reasons. Maximum recovery will
Returns be done for 3 instances per month for the same mandate
(With effect from 1st
May 2024)
Cheque return Rs 200 per instance for financial reasons
outward (cheque
deposited by
customer)
Cheque return Rs 500 per instance for financial reasons.
inward (cheque Rs.50 for non-financial reasons except for signature verification
issued by customer)
Decline of Rs. 25 per transaction
transaction at other
bank ATMs or point
of sale (POS) due to
insufficient balance
in the account
Standing Rs 200 per instance for financial reasons
Instructions
Rejection
Deliverable returned Any deliverable returned by courier due to consignee or address
by courier specific reasons (no such consignee/ consignee shifted and no
such address, etc.) – Rs 50 per instance
Deliverables Any deliverable not picked up (within the stipulated time) - Rs 50
destroyed at per instance
Branches

1. Locker rates vary for different branches, hence customers are requested to get in
touch with respective branch.
2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the
mentioned charges. The charges indicated above are subject to periodic revision.