Basic Savings Bank Deposit Account – Schedule of Charges

This account is also known as Pradhan Mantri Jan Dhan Yojana (PMJDY) since August 2014.

Available to All Cities

Eligibility All Indian residents
Minimum Monthly Nil
Average Balance (MAB)
Charges for non- Nil
maintenance of MAB
Cash Transaction Charges Nil
(Cumulative of Deposit and
Withdrawal)
ATM interchange Nil
(transactions at Non-ICICI
Bank ATMs)
Transactions at ICICI Bank Nil
ATMs/Cash Recycler
Machines (cash withdrawals)
Issue of DD drawn on ICICI Nil
Bank by cheque/transfer
Statement Passbook facility available free of cost
Debit Card annual fees Nil
Debit Card limit Daily spending/withdrawal limit: Rs 10,000/ Rs 10,000
Cheque Books Nil
Charges for Multicity cheque Nil
payment
Value Added SMS alert Nil
facility
National Automated Clearing Nil
House (NACH) Mandate. One
time mandate authorisation
charges (physical/online).
Deliverable returned by Nil
courier
Deliverables at branches Nil
Address change request at Nil
branches
Cash deposit charges - Cash Nil
Acceptor/Recycler machines
Account closure Nil

Other Service Charges

Statement Free Quarterly Statement
Free monthly e-mail statement on request
Passbook facility available at base branch
View and download statement facility available on the website
Issue of Duplicate Rs. 100 per statement at branch or Customer Care (non-IVR),
Statement Rs. 50 per statement through Customer Care (IVR), ATM and Net
banking
Issue of pass book Nil
Issue of duplicate pass Rs. 100 for issuance and Rs. 25 per page for Updation
book
DD / PO - Cancellation / Rs. 100 per instance
Duplicate / Revalidation
(With effect from 1st
May 2024)
NEFT Charges - Outward Nil
NEFT Charges - Inward Nil
RTGS - Outward Nil
RTGS - Inward Nil
IMPS – Outward Nil
(With effect from 1st
May 2024)
IMPS - Inward Nil
UPI transaction charges Nil
Inter-branch funds Nil
transfer charges
Bill Pay Charges Nil
Charges for certifying or Nil
verifying customer ECS
mandates
Cheque Collection Local Nil
Cheque Collection Nil
Outstation
Account closure Nil
(With effect from 1st
May 2024)
Debit Card
Debit Card Issuing Fee Nil
Enrolment fee Nil
Late Payment Charges N.A.
Replacement Card fees
(With effect from 1st Rs. 300 per card
July 2025)
ATM Balance Enquiry Rs. 25
charges from ATMs
outside India
Cross-currency mark-up 3.5% of transaction amount
charges on foreign
currency transactions
Surcharge on Fuel Fuel Surcharge Waiver is applicable when both the below
purchases mentioned conditions are fulfilled
1. ICICI Debit card is used on ICICI Bank terminal (On-Us
transaction)
2. Transaction is done on select government petrol pumps.
Please note, the Acquirer/Fuel pump may levy surcharge at its
own discretion
Surcharge on railway 1.8% of bookings as per Visa regulations
bookings
Debit Card PIN re- Nil
generation Charges
(With effect from 1st
May 2024)
Debit Card de – hotlisting Nil
(With effect from 1st
May 2024)
Balance Certificate Nil
(With effect from 1st
May 2024)
Interest Certificate Nil
(With effect from 1st
May 2024)
Retrieval of old Nil
transactional documents
/ Enquiries related to old
records
(With effect from 1st
May 2024)
Photo attestation Rs. 100 per application/letter
Signature attestation Rs. 100 per application/letter
(With effect from 1st
May 2024)
Address confirmation Nil
(With effect from 1st
May 2024)
Inoperative account Nil
Stop Payment charges Particular cheque - Rs. 100
(With effect from 1st (Free through customer care IVR & Net banking)
May 2024)
Stop Payment Charges - For ECS is not present as customer is required to maintain
ECS requisite balances to honour the EMI txns
Lien marking and Nil
unmarking of savings
account
(With effect from 1st
May 2024)
Locker Rent
Annual Locker rentals starting from
Semi -
Location Rural Urban Urban Metro Metro +
Small 1,200 2,000 3,000 3,500 4,000
Medium 2,500 5,000 6,000 7,500 9,000
Large 4,000 7,000 10,000 13,000 15,000
Extra
Large 10,000 15,000 16,000 20,000 22,000
• Rentals may vary between branches under same location
• Locker rentals vary based on locker size and branch
location
• Locker rent is charged annually and is collected in advance
Reissue of Internet user Nil
id or password (Branch
or non IVR Customer
Care)(With effect from
1st May 2024)
Standing Instructions - Nil
Setting-up-charge
(With effect from 1st
May 2024)
Address change request Nil
at branches
(With effect from 1st
May 2024)
ECS/NACH setup charges Nil
National Automated Nil
Clearing House (NACH)
Mandate. One time
mandate authorization
charges (physical)
(With effect from 1st
May 2024)
Cash deposit charges - Charges of Rs. 50 per transaction, will be levied on cash
Cash Acceptor/Recycler deposited in the Cash Acceptor/Recycler machines on bank
machines holidays and between 04:30 p.m. and 09:00 a.m. on working
days. The charges would be applicable if the cash deposit in the
Cash Acceptor/Recycler machines on bank holidays and
between 04:30 p.m. and 09:00 a.m. on working days exceeds Rs.
10,000 per month either as a single transaction or multiple
transactions. Above charges will not be applicable to Senior
Citizens, Basic Savings Bank Account, Jan Dhan Accounts,
Accounts held by incapacitated and visually impaired persons or
any other Accounts identified by ICICI Bank
Penal Charges
ECS / NACH Debit Rs. 500 per instance for financial reasons. Maximum recovery will
Returns be done for 3 instances per month for the same mandate
(With effect from 1st
May 2024)
Cheque return outward Rs. 200 per instance for financial reasons
(cheque deposited by
customer)
Cheque return inward Rs. 500 per instance for financial reasons.
(cheque issued by Rs. 50 for non-financial reasons except for signature verification
customer)
Decline of transaction at Rs. 25 per transaction
other bank ATMs or point
of sale (POS) due to
insufficient balance in the
account
Standing Instructions Rs. 200 per instance for financial reasons
Rejection
Deliverable returned by Any deliverable returned by courier due to consignee or address
courier specific reasons (no such consignee/ consignee shifted and no
such address, etc.) – Rs. 50 per instance
Deliverables destroyed at Any deliverable not picked up (within the stipulated time) – Rs. 50
 Branches per instance

1. Locker rates vary for different branches, hence customers are requested to get in touch with
respective branch.

2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned
charges. The charges indicated above are subject to periodic revision.