Pratima XXX
E-mail:
Phone:
Being dynamic and candor I assure you of serving your organization to the best of my capability.
Looking ahead for an opportunity that can make best use of my talents and skills and to give
me best exposure to expand my knowledge.
Ten Years Work Experience in Banking & Insurance, Finance, Controlling of Production and to
administrate the office
Experience
ABC BANK LTD. since May 20XX
Position: President-Bankers’ Clearing House & Unit Head
Department: Wholesale Banking Operations.
Key Responsibilities:
-Conducting Bankers’ Clearing House daily activities.
-Creating awareness in the bankers regarding the Reserve Bank of India Rule and Regulations
which are updated time to time.
-Taking monthly bankers’ meetings for decreasing the return volume of instruments and host the
Redressal and Monthly meeting for eliminating the Clearing House related issues.
-Increase the Clearing House covering area by adding the surrounding and newly opened banks.
And our main motive is to convince the banks to keep maximum balance in their Clearing House
accounts.
- Cheque clearing
- Collections-Outstation cheques collections for customers, from all segments and also includes
servicing internal units like Retail Asset, Credit Card colls.
- Disbursement-Cheque, PO, DD printing for clients.
- FIG Ops-Tax collections, CBDT Challans, Banker to issue (IPO & Mutual Fund) collections, RBI
Relief Bond processing.
- Warrant Ops.-Processing of Dividend, Refund and various warrants issued by our clients.
- NEFT, & RTGS processing.
- Handling Co-operative Bank Cheque drawing
- Performing Depository Operation
- Processing LAGJ (Loan Against Gold Jewellery)
- Performing RDVU Operations - Processing and KYCs checking of New Account Opening.
- RETAIL ASSETS Operations - Processing of loan files from Sanctioning to Disbursal.
XYZ BANK LTD., from August 20XX to Dec 20XX
Position: Personal Banker cum Teller and WBO Authorizer
Department: Retail Banking and Wholesale Banking Operations.
Key Responsibilities:
-Sales of Asset products and TPP
-Checking and controlling of depletion
-Enhancing customer wallet size and customer services
-Preventive complaint management
-As vault custodian is responsible for all related process checks.
-Documentation for all account opening and all customer instructions
-Managing and supervision of Teller counter
-Monitor large cash transactions & adhering to KYC norms.
-Managing and monitoring performance of the sales, resources (BDR/COEX/Asset Coordinator)
for optimal sales support.
-Managing Classic Portfolio
-Checking of all account opening forms and authorizing the same before it being sent to CPU.
-Cheque clearing
-Collections-Outstation cheques collections for customers, from all segments and also includes
servicing internal units like Retail Asset, Credit Card colls.
-Disbursement-Cheque, PO, DD printing for clients.
-FIG Ops-Tax collections, CBDT Challans, Banker to issue (IPO & Mutual Fund) collections, RBI
Relief Bond processing.
-Warrant Ops.-Processing of Dividend, Refund and various warrants issued by our clients.
-NEFT, & RTGS processing.
MNO BANK LTD. from October 20XX to May 20XX.
Position: Sales Executive
Responsibilities: To promote & sale Retail Banking product i.e. Savings, Current, NRI, DEMAT,
Trading Recurring Deposit, Fixed Deposit, EDC (Electronic Data Capture) Machine et al. Besides
it
Mutual Funds, SIP (Systematic Investment Plan), Health & Burglary Insurance, and Life
Insurance from XYZ
XXX BANK LTD. (HOME FINANCE) from October 20XX to October 20XX.
Position: Business Manager (Sanction & Disbursal)
Responsibilities:
-Working as a Bridge between Sales & Process.
-Management & heading of Officer/Executive.
-To ensure dates for disbursal on behalf of client’s intention and sort out the obstacle to be
finalize the disbursement.
-Preparation of regular daily/weekly/monthly MIS.
-Credit Appraisal of Salaried, Self-Employed Professional, Self-Employed Non-Salaried. Provide
proper after sales service & satisfaction to customers.
-Professional & Corporations: Sanction, Disbursement, Legal, Technical & FI.
Certification
- NCFM certified in NSDL - Depository Operations Module
- Pursuing JAIIB from ABC.
Computer Skills
Operating System - Windows XP / 2K / 98 / 95, MS DOS
Database - Oracle 8, Access
Development Tool - Visual Basic, C, FoxPro
Server - Linux, Windows NT, Novel Netware
Internet Technology - FrontPage, Browsers, Net Meeting
Packages - MS-Office, Adobe CorelDraw, PageMaker and Multi Media.
Educational Qualification
- M.B.A. - Finance from XYZ University
- B.Sc. with Computer Application from XYZ University in 20XX
Hobbies
-Sports (Badminton, Athletics)
-Graphology
- Yoga
- Palmistry
Personal Detail
Date of Birth :
Languages Known :
Address:
