RAVIKANT SINGH TOMER

Mobile: 08287608086 E-Mail:aarav2223@gmail.com

Seeking Management level positions in Business Development in Operation & Key Account
Management, with organizations holding esteem repertoire in the industry.

CAREER OBJECTIVE

Dedicated and detailed-Oriented banking professional with expertise in transaction authorization, branch
operations, and compliance. Seeking to leverage my skills in banking to insure accuracy, regulatory adherence, and
excellent customer service while contributing to operational efficiency.

AREAS OF EXPERTISE

Business Development Public Relations Client Relationship Management

Channel Management Team Player New Market Development

Product Promotions Brand Management People Management

CAREER HIGHLIGHTS

Currently Working with IDFC FIRST Bank As a Banker Authorizer From April’23 till present

 Authorized high-value transactions, ensuring accuracy, compliance, and fraud prevention in line with RBI and IDFC
Bank policies.

 Verified and approved customer requests including fund transfers, account openings, loan disbursements, and
cheque clearances within approval limits.

 Ensured KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance for all account-related activities.

 Reviewed and authorized inward/outward remittances, clearing transactions, and cash withdrawals.

 Monitored and rectified discrepancies in transactions before authorization to maintain data integrity.

 Coordinated with branch operations, customer service, and compliance teams to resolve escalations efficiently.

 Maintained confidentiality of customer data and handled sensitive transactions with discretion.

th
IndusInd Bank Ltd as Service Delivery Manager 28 march 2022- M a r c h 2 3 (deputy manager)-
Retail Banking

 Complies with bank operations and security procedures by participating in all dual-control functions, auditing
other tellers' currency & assisting in certification of proof.
 Records transactions by logging cashier's checks and other special services & preparing currency
transaction reports.
 Cross-sells bank products by answering inquiries; informing customers of new services and product promotions
ascertaining customer’s needs & directing customers to a branch representative.
 Complete special requests by closing accounts & taking orders for checks exchanging foreign currencies providing
special statements, copies, referrals & completing safe-deposit box procedures.
 Maintains customer confidence and protects bank operations by keeping information confidential.
 Contributes to team effort by accomplishing related results as needed.

RBL Bank Ltd as SDA CASH joined on 15th Dec 2015 till 28th feb 2022 (Asst. Manager Grade)- Retail
  Managing cash drawers and cash pick-ups, operate cash registers receiving and processing funds and scanning.
 Help customers get connected to banks various services including loans, credit & various insurance policies
and encouraged them to be proactive with their banking.
 Reconciles cash drawer by proving cash transactions, counting and packaging currency and coins,
reconciling loan coupons and other transactions, turning in excess cash and mutilated currency to vault &
maintaining supply of cash and currency.
 Complies with bank operations and security procedures by participating in all dual-control functions, auditing
other tellers' currency & assisting in certification of proof.
 Records transactions by logging cashier's checks and other special services & preparing currency
transaction reports.
 Cross-sells bank products by answering inquiries; informing customers of new services and product promotions
ascertaining customer’s needs & directing customers to a branch representative.
 Complete special requests by closing accounts & taking orders for checks exchanging foreign currencies providing
special statements, copies, referrals & completing safe-deposit box procedures.
 Maintains customer confidence and protects bank operations by keeping information confidential.
 Contributes to team effort by accomplishing related results as needed.

BEYOND CURRICULAM

 Participation in School & College level Badminton.

 Received certificate for Zonal Level Badminton participation.

ACADEMICS

 PGDB (NIIT)
 Qualified (BBA) Poddar College ,Jaipur(Raj. University)2012
 Qualified Senior Secondary School Examination from CBSE Board in 2009.
 Qualified Secondary School Examination from RAJ. Board in 2007

COMPUTER KNOWLEDGE

 MS Office installation & Familiarizing with MS office

 Operating Systems: Windows 98/2000/XP/Vista/Windows 7 & 8
 Installing & Configuring Windows Application
 Internet browsing

PERSONAL DETAILS

Date of Birth : 12th Sep 1991

Marital Status : Married
Permanent : E-33-B JAWAHAR NAGAR KOTA , RAJASTHAN
Language Proficiency : English & Hindi

DECLARATION

 I hereby declare that all the information mentioned above is true and correct of my belief.

RAVIKANT SINGH TOMAR