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YU29199A - Čip kartica i postupak za korišćenje čip kartice - Google Patents

Čip kartica i postupak za korišćenje čip kartice

Info

Publication number
YU29199A
YU29199A YU29199A YU29199A YU29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A
Authority
YU
Yugoslavia
Prior art keywords
chip card
card
chip
cardholder
transaction
Prior art date
Application number
YU29199A
Other languages
English (en)
Inventor
Holger Engelhardt
Hinz Michael
Kissinger Stefan
Gollner Michael
J. Kuchelmeister Anton
Schwier Andreas
Burger Adelheid
Radnoti Michael
Original Assignee
Deutsche Bank Ag.
BB DATA GESELLSCHAFT FГњR INFORMATIONS - UND KOMMUNIKATIONSSYSTEME GmbH.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Bank Ag., BB DATA GESELLSCHAFT FГњR INFORMATIONS - UND KOMMUNIKATIONSSYSTEME GmbH. filed Critical Deutsche Bank Ag.
Publication of YU29199A publication Critical patent/YU29199A/sh

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06KGRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07716Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising means for customization, e.g. being arranged for personalization in batch
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355Personalisation of cards for use
    • G06Q20/3552Downloading or loading of personalisation data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3576Multiple memory zones on card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Landscapes

  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

Pronalazak se odnosi na čip karticu koja služi za obavljanje transakcija tokom kojih se novčane jedinice ili druge vrednosti koje predstavljaju nenovčana ovlašćenja prenose izmedju posednika kartice i bar jednog partnera u transakciji (davalac usluga) ili se daju na uvid davaocu usluga za proveru ovlašćenosti, pri čemu čip memorija obuhvata memoriju u kojoj su pohranjeni podaci potrebni za izvodjenje transakcije, a čip kartica sadrži sledeće: sredstvo za unošenje jedne ili više primena kartice (VAS-primene) na karticu, koje omogućuju izvodjenje transakcija izmedju posednika kartice i jednog ili više davalaca usluga.
YU29199A 1996-12-23 1997-12-19 Čip kartica i postupak za korišćenje čip kartice YU29199A (sh)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE19654187 1996-12-23
DE19718115A DE19718115A1 (de) 1996-12-23 1997-04-29 Chipkarte und Verfahren zur Verwendung der Chipkarte

Publications (1)

Publication Number Publication Date
YU29199A true YU29199A (sh) 1999-12-27

Family

ID=7816121

Family Applications (1)

Application Number Title Priority Date Filing Date
YU29199A YU29199A (sh) 1996-12-23 1997-12-19 Čip kartica i postupak za korišćenje čip kartice

Country Status (4)

Country Link
KR (1) KR20000069703A (sh)
DE (1) DE19718115A1 (sh)
YU (1) YU29199A (sh)
ZA (1) ZA9711485B (sh)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6101477A (en) * 1998-01-23 2000-08-08 American Express Travel Related Services Company, Inc. Methods and apparatus for a travel-related multi-function smartcard
DE19929164A1 (de) * 1999-06-25 2001-01-11 Giesecke & Devrient Gmbh Verfahren zum Betreiben eines zur Ausführung von nachladbaren Funktionsprogrammen ausgebildeten Datenträgers
DE19933694B4 (de) * 1999-07-17 2019-08-22 Morpho Cards Gmbh Bezahlterminal
AUPQ268999A0 (en) 1999-09-07 1999-09-30 Keycorp Limited Application management for multi application devices
EP1100052A3 (en) * 1999-11-12 2002-07-31 International Business Machines Corporation Currency and float ID tracking in an electronic purse
US7039617B1 (en) 1999-11-12 2006-05-02 International Business Machines Corporation Currency and float ID tracking in an electronic purse
EP1280089A4 (en) * 2000-03-31 2004-10-27 Hitachi Capital Corp DISTRIBUTION MANAGEMENT PROCEDURE FOR GIFT VOUCHERS AND GIFT VOUCHERS
EP1172774A1 (de) * 2000-07-12 2002-01-16 PROMEC SYSTEMS GMBH & CO. KG Datenträgerbasiertes elektronisches Waren/Dienstleistungsvermittlungs/Kaufsystem
US20020038287A1 (en) * 2000-08-30 2002-03-28 Jean-Marc Villaret EMV card-based identification, authentication, and access control for remote access
DE10120288A1 (de) * 2001-04-25 2002-11-07 Siemens Ag Verfahren zum Abrechnen der Nutzung digitaler Daten sowie zugehörige Komponenten
KR100593166B1 (ko) * 2002-06-25 2006-06-26 주식회사 케이티 스마트카드에 저장된 다중 전자티켓 중 해당 티켓을 발권하기 위한 방법 및 이를 위한 장치
DE10324996A1 (de) 2003-06-03 2005-02-17 Giesecke & Devrient Gmbh Chipkarte mit wenigstens einer Applikation
DE10332682A1 (de) * 2003-07-18 2005-02-17 Giesecke & Devrient Gmbh System zur Abwicklung von Zahlungsvorgängen
WO2005013167A1 (en) * 2003-08-05 2005-02-10 Carmela Spata Method for management of payment cards which can be used in sales services, and device which uses this method
DE10337257A1 (de) * 2003-08-13 2005-04-14 Giesecke & Devrient Gmbh Verfahren zum Betreiben einer Chipkarte, auf der mehrere Applikationen implementiert sind
DE102005007581A1 (de) * 2005-02-18 2006-08-31 Giesecke & Devrient Gmbh Verfahren zur Personalisierung eines tragbaren Datenträgers
DE102006006489A1 (de) * 2006-02-10 2007-08-16 Bundesdruckerei Gmbh Verfahren zur Durchführung eines Schreibzugriffs, Computerprogrammprodukt, Computersystem und Chipkarte

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2514954B2 (ja) * 1987-03-13 1996-07-10 三菱電機株式会社 Icカ−ド
JPH0827756B2 (ja) * 1987-04-13 1996-03-21 三菱電機株式会社 Icカード
JP2501874B2 (ja) * 1988-06-30 1996-05-29 三菱電機株式会社 Icカ―ド
DE3906349A1 (de) * 1989-03-01 1990-09-13 Hartmut Hennige Verfahren und vorrichtung zur vereinfachung des gebrauchs einer vielzahl von kreditkarten u. dgl.
JPH03240127A (ja) * 1990-02-17 1991-10-25 Hitachi Maxell Ltd プログラム制御システム
FR2667417B1 (fr) * 1990-10-02 1992-11-27 Gemplus Card Int Carte a microprocesseur concue pour recevoir des programmes multiples en memoire programmable.
DE4115152C2 (de) * 1991-05-08 2003-04-24 Gao Ges Automation Org Kartenförmiger Datenträger mit einer datenschützenden Mikroprozessorschaltung
DE4119924C3 (de) * 1991-06-17 1996-06-20 Siemens Ag Verfahren zur Sicherung von ladbaren Guthaben in Chipkarten
EP0583006B2 (en) * 1992-08-13 2006-11-29 Matsushita Electric Industrial Co., Ltd. IC card with hierarchical file structure
DE4333388A1 (de) * 1993-09-30 1995-04-06 Giesecke & Devrient Gmbh System zur Durchführung von Transaktionen mit einer Multifunktionskarte mit elektronischer Börse
DE19522050A1 (de) * 1995-06-17 1996-12-19 Uestra Hannoversche Verkehrsbe Speicherkarte
DE19522029A1 (de) * 1995-06-17 1996-12-19 Uestra Hannoversche Verkehrsbe Vorrichtung zum Lesen und/oder Schreiben von Speicherkarten

Also Published As

Publication number Publication date
ZA9711485B (en) 1998-06-25
KR20000069703A (ko) 2000-11-25
DE19718115A1 (de) 1998-06-25

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