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YU29199A - Chip card and process for the use of chip card - Google Patents

Chip card and process for the use of chip card

Info

Publication number
YU29199A
YU29199A YU29199A YU29199A YU29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A YU 29199 A YU29199 A YU 29199A
Authority
YU
Yugoslavia
Prior art keywords
chip card
card
chip
cardholder
transaction
Prior art date
Application number
YU29199A
Other languages
Serbo-Croatian (sh)
Inventor
Holger Engelhardt
Hinz Michael
Kissinger Stefan
Gollner Michael
J. Kuchelmeister Anton
Schwier Andreas
Burger Adelheid
Radnoti Michael
Original Assignee
Deutsche Bank Ag.
BB DATA GESELLSCHAFT FГњR INFORMATIONS - UND KOMMUNIKATIONSSYSTEME GmbH.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Deutsche Bank Ag., BB DATA GESELLSCHAFT FГњR INFORMATIONS - UND KOMMUNIKATIONSSYSTEME GmbH. filed Critical Deutsche Bank Ag.
Publication of YU29199A publication Critical patent/YU29199A/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07716—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising means for customization, e.g. being arranged for personalization in batch
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3552—Downloading or loading of personalisation data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Landscapes

  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Computer Security & Cryptography (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

Pronalazak se odnosi na čip karticu koja služi za obavljanje transakcija tokom kojih se novčane jedinice ili druge vrednosti koje predstavljaju nenovčana ovlašćenja prenose izmedju posednika kartice i bar jednog partnera u transakciji (davalac usluga) ili se daju na uvid davaocu usluga za proveru ovlašćenosti, pri čemu čip memorija obuhvata memoriju u kojoj su pohranjeni podaci potrebni za izvodjenje transakcije, a čip kartica sadrži sledeće: sredstvo za unošenje jedne ili više primena kartice (VAS-primene) na karticu, koje omogućuju izvodjenje transakcija izmedju posednika kartice i jednog ili više davalaca usluga.The invention relates to a chip card used for carrying out transactions during which monetary units or other values representing non-monetary authorizations are transferred between the cardholder and at least one partner in the transaction (service provider) or made available to the service provider for verification of authorization, whereby chip memory includes memory in which the data required to perform a transaction is stored, and the chip card comprises the following: a means for bringing one or more card applications (VAS applications) to a card, which enables transactions between the cardholder and one or more service providers to be performed.

YU29199A 1996-12-23 1997-12-19 Chip card and process for the use of chip card YU29199A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE19654187 1996-12-23
DE19718115A DE19718115A1 (en) 1996-12-23 1997-04-29 Smart card and method of using the smart card

Publications (1)

Publication Number Publication Date
YU29199A true YU29199A (en) 1999-12-27

Family

ID=7816121

Family Applications (1)

Application Number Title Priority Date Filing Date
YU29199A YU29199A (en) 1996-12-23 1997-12-19 Chip card and process for the use of chip card

Country Status (4)

Country Link
KR (1) KR20000069703A (en)
DE (1) DE19718115A1 (en)
YU (1) YU29199A (en)
ZA (1) ZA9711485B (en)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6101477A (en) * 1998-01-23 2000-08-08 American Express Travel Related Services Company, Inc. Methods and apparatus for a travel-related multi-function smartcard
DE19929164A1 (en) * 1999-06-25 2001-01-11 Giesecke & Devrient Gmbh Method for operating a data carrier designed for executing reloadable function programs
DE19933694B4 (en) * 1999-07-17 2019-08-22 Morpho Cards Gmbh payment terminal
AUPQ268999A0 (en) * 1999-09-07 1999-09-30 Keycorp Limited Application management for multi application devices
EP1100052A3 (en) * 1999-11-12 2002-07-31 International Business Machines Corporation Currency and float ID tracking in an electronic purse
US7039617B1 (en) 1999-11-12 2006-05-02 International Business Machines Corporation Currency and float ID tracking in an electronic purse
CN1452761A (en) * 2000-03-31 2003-10-29 株式会社日立制作所 Gift certificate distribution managing method and gift certificate
EP1172774A1 (en) * 2000-07-12 2002-01-16 PROMEC SYSTEMS GMBH & CO. KG Electronic system for purchasing goods or services using a data carrier
US20020038287A1 (en) * 2000-08-30 2002-03-28 Jean-Marc Villaret EMV card-based identification, authentication, and access control for remote access
DE10120288A1 (en) * 2001-04-25 2002-11-07 Siemens Ag Process for accounting for the use of digital data and associated components
KR100593166B1 (en) * 2002-06-25 2006-06-26 주식회사 케이티 Method for issuing a ticket among multiple e-tickets stored in a smart card and an apparatus therefor
DE10324996A1 (en) 2003-06-03 2005-02-17 Giesecke & Devrient Gmbh Chip card with at least one application
DE10332682A1 (en) * 2003-07-18 2005-02-17 Giesecke & Devrient Gmbh Payment system for use with public transport tickets, especially electronic passes, has data carrier pass with integrated circuit and memory comprising number of discount units that can be applied to ticket purchases
WO2005013167A1 (en) * 2003-08-05 2005-02-10 Carmela Spata Method for management of payment cards which can be used in sales services, and device which uses this method
DE10337257A1 (en) * 2003-08-13 2005-04-14 Giesecke & Devrient Gmbh Method for operating a chip card, on which several applications are implemented
DE102005007581A1 (en) * 2005-02-18 2006-08-31 Giesecke & Devrient Gmbh Method of personalizing a portable data carrier
DE102006006489A1 (en) * 2006-02-10 2007-08-16 Bundesdruckerei Gmbh Method of performing a write access, computer program product, computer system and smart card

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2514954B2 (en) * 1987-03-13 1996-07-10 三菱電機株式会社 IC card
JPH0827756B2 (en) * 1987-04-13 1996-03-21 三菱電機株式会社 IC card
JP2501874B2 (en) * 1988-06-30 1996-05-29 三菱電機株式会社 IC card
DE3906349A1 (en) * 1989-03-01 1990-09-13 Hartmut Hennige METHOD AND DEVICE FOR SIMPLIFYING THE USE OF A VARIETY OF CREDIT CARDS AND THE LIKE
JPH03240127A (en) * 1990-02-17 1991-10-25 Hitachi Maxell Ltd Program control system
FR2667417B1 (en) * 1990-10-02 1992-11-27 Gemplus Card Int MICROPROCESSOR CARD DESIGNED TO RECEIVE MULTIPLE PROGRAMS IN PROGRAMMABLE MEMORY.
DE4115152C2 (en) * 1991-05-08 2003-04-24 Gao Ges Automation Org Card-shaped data carrier with a data-protecting microprocessor circuit
DE4119924C3 (en) * 1991-06-17 1996-06-20 Siemens Ag Process for securing loadable credit in chip cards
EP0583006B2 (en) * 1992-08-13 2006-11-29 Matsushita Electric Industrial Co., Ltd. IC card with hierarchical file structure
DE4333388A1 (en) * 1993-09-30 1995-04-06 Giesecke & Devrient Gmbh System for carrying out transactions with a multifunction card with an electronic wallet
DE19522029A1 (en) * 1995-06-17 1996-12-19 Uestra Hannoversche Verkehrsbe Device for reading and / or writing memory cards
DE19522050A1 (en) * 1995-06-17 1996-12-19 Uestra Hannoversche Verkehrsbe Memory card with memory element for storing data sets

Also Published As

Publication number Publication date
DE19718115A1 (en) 1998-06-25
KR20000069703A (en) 2000-11-25
ZA9711485B (en) 1998-06-25

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