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MA27459A1 - Methode et appareils pour la gestion des operations electroniques. - Google Patents

Methode et appareils pour la gestion des operations electroniques.

Info

Publication number
MA27459A1
MA27459A1 MA26570A MA26570A MA27459A1 MA 27459 A1 MA27459 A1 MA 27459A1 MA 26570 A MA26570 A MA 26570A MA 26570 A MA26570 A MA 26570A MA 27459 A1 MA27459 A1 MA 27459A1
Authority
MA
Morocco
Prior art keywords
transaction
server
wallet
user
forms
Prior art date
Application number
MA26570A
Other languages
English (en)
Inventor
Russell Bennett
Fred Bishop
Elliot Glazer
Zyg Gorgol
William G Hohle
David Johnstone
Walter D Lake
Marvin Simkin
Nick Swift
Dirk White
Michael Johnson
Coby Royer
Original Assignee
American Express Travel Relate
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Relate filed Critical American Express Travel Relate
Publication of MA27459A1 publication Critical patent/MA27459A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un système et un procédé de commerce électronique. Dans plusieurs modes de réalisation, la transaction électronique est une transaction d'achat. Un utilisateur (110) dispose d'un jeton intelligent (202), tel qu'une carte à puce contenant un certificat numérique. Le jeton intelligent est authentifié de manière adéquate par un serveur d'un réseau (130), qui dirige toute la transaction ou une partie de celle-ci au nom de l'utilisateur. Dans certains modes de réalisation, un serveur porte-monnaie (140) communique avec un serveur de sécurité (130) afin de fournir une transaction plus fiable. Dans certains modes de réalisation, le serveur porte-monnaie comporte une barre d'outils (502) et le porte-monnaie pré-remplit des formulaires. Les formulaires peuvent être pré-remplis à l'aide d'un composant de mémorisation automatique.
MA26570A 1999-08-31 2002-03-25 Methode et appareils pour la gestion des operations electroniques. MA27459A1 (fr)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US15188099P 1999-08-31 1999-08-31
US16466899P 1999-11-09 1999-11-09
US16557799P 1999-11-15 1999-11-15
US20163500P 2000-05-03 2000-05-03

Publications (1)

Publication Number Publication Date
MA27459A1 true MA27459A1 (fr) 2005-08-01

Family

ID=27495993

Family Applications (1)

Application Number Title Priority Date Filing Date
MA26570A MA27459A1 (fr) 1999-08-31 2002-03-25 Methode et appareils pour la gestion des operations electroniques.

Country Status (28)

Country Link
EP (1) EP1212732B1 (fr)
JP (2) JP2003508838A (fr)
KR (1) KR100806993B1 (fr)
CN (1) CN1376292A (fr)
AR (1) AR027848A1 (fr)
AT (1) ATE258328T1 (fr)
AU (1) AU775976B2 (fr)
BR (1) BR0013822A (fr)
CA (3) CA2893917C (fr)
CZ (1) CZ2002744A3 (fr)
DE (1) DE60007883T2 (fr)
DK (1) DK1212732T3 (fr)
DZ (1) DZ3214A1 (fr)
ES (1) ES2215064T3 (fr)
HK (1) HK1048550B (fr)
HR (1) HRP20020180A2 (fr)
HU (1) HUP0202471A2 (fr)
IL (1) IL148319A0 (fr)
MA (1) MA27459A1 (fr)
MX (1) MXPA02002081A (fr)
NO (1) NO20020996L (fr)
NZ (1) NZ517840A (fr)
PL (1) PL353773A1 (fr)
PT (1) PT1212732E (fr)
SI (1) SI1212732T1 (fr)
TR (2) TR200201280T2 (fr)
TW (1) TW548564B (fr)
WO (1) WO2001016900A2 (fr)

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Also Published As

Publication number Publication date
HUP0202471A2 (en) 2002-11-28
TW548564B (en) 2003-08-21
DE60007883T2 (de) 2004-10-14
ATE258328T1 (de) 2004-02-15
CA2753375A1 (fr) 2001-03-08
DK1212732T3 (da) 2004-06-07
CZ2002744A3 (cs) 2004-02-18
AU775976B2 (en) 2004-08-19
AR027848A1 (es) 2003-04-16
CA2382922A1 (fr) 2001-03-08
DZ3214A1 (fr) 2001-03-08
BR0013822A (pt) 2002-07-23
ES2215064T3 (es) 2004-10-01
WO2001016900A3 (fr) 2001-10-04
CN1376292A (zh) 2002-10-23
TR200201280T2 (tr) 2002-08-21
EP1212732A2 (fr) 2002-06-12
PL353773A1 (en) 2003-12-01
KR20020039339A (ko) 2002-05-25
SI1212732T1 (en) 2004-10-31
MXPA02002081A (es) 2004-07-30
NZ517840A (en) 2005-03-24
AU7090700A (en) 2001-03-26
CA2753375C (fr) 2015-09-22
CA2893917A1 (fr) 2001-03-08
CA2893917C (fr) 2017-01-17
PT1212732E (pt) 2004-06-30
KR100806993B1 (ko) 2008-02-25
JP5439322B2 (ja) 2014-03-12
HK1048550A1 (en) 2003-04-04
DE60007883D1 (de) 2004-02-26
WO2001016900A2 (fr) 2001-03-08
HK1048550B (zh) 2004-10-21
JP2011060291A (ja) 2011-03-24
EP1212732B1 (fr) 2004-01-21
CA2382922C (fr) 2011-12-13
NO20020996L (no) 2002-04-24
IL148319A0 (en) 2002-09-12
NO20020996D0 (no) 2002-02-28
HRP20020180A2 (en) 2004-06-30
JP2003508838A (ja) 2003-03-04
TR200202436T2 (tr) 2003-01-21

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