JPH0346861B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of the Invention) The present invention relates to a bankbook recording system, and more particularly to a bankbook recording system that allows household finance analysis to be easily performed by inputting bankbook data into a personal computer or the like.

(Background of the invention) Traditionally, bank passbooks have recorded not only deposit data but also transaction data such as data related to account transfers. The amount is clearly stated.
Based on the transaction data printed on such bankbooks, you can calculate the total amount of deposits or withdrawals over a half-year or year, or look at monthly trends in gas or water bills, etc. and calculate the ratio to the total withdrawals. When analyzing household finances, it was necessary to manually calculate the total of each item for half a year or one year using a so-called calculator. In addition, personal computers have recently become widespread in households, and by using such personal computers, it is possible to perform household budget analysis as described above relatively easily by inputting data using the built-in program. It was hot. However, even with this type of conventional system, it is necessary to input monthly passbook data manually using key operations, which has the disadvantage that key operations are complicated and there is a risk of erroneous data input. .

In addition, as for displaying transaction data, Japanese Patent Application Laid-Open No. 14369/1983 discloses that an operator connects the card to a processing device after setting the deposited amount on the card, and then the processing device reads the data from the card's memory. A system is described in which information is read out and predetermined processing is performed, and then data such as balance information is sent from the processing device to the card, and the card replaces this data with old data and stores it. The card is said to be able to display this stored new data in one line.

However, in this system, the card simply remembers and displays the state at the time of the last transaction, so if desired, it is not possible to go back and check the history of transaction data or use that data. I had the inconvenience of not being able to do that.

Furthermore, as a device for storing transaction data, Japanese Patent Application Laid-Open No. 54-46447 discloses a portable device that is equipped with a lending/borrowing memory and can sequentially read and write information such as credits and debits from a desired address. The data carrier is described.

However, this device does not have a means for displaying stored information, and there is a problem in that it is not possible to easily know, for example, a monthly history of transaction data.

(Object of the Invention) In view of the problems with the conventional type, the object of the present invention is to facilitate analysis of household finances, etc. in a passbook entry system by making it possible to easily input transaction data, etc., into an external device such as a personal computer. The purpose is to enable transaction data such as deposit data and account transfer data to be displayed and checked at any time as a monthly history, for example.

(Structure and Effects of the Invention) In order to achieve the above object, the passbook entry system of the present invention includes an electronic passbook, a bookkeeping machine, and main information processing means such as a main computer, and the main information processing means at least communicates with customers. The bookkeeping machine memorizes the data related to the transactions between the two, and the bookkeeping machine stores new data from this data, excluding previously sent data, to the electronic passbook connected to the bookkeeping machine as necessary. The electronic notebook has a memory means for storing transaction data for a certain period of time, receives the data transmitted by the bookkeeping machine, writes it into the memory means, and transmits necessary data from the memory means. It is characterized by comprising an input/output means for reading and outputting the data to the outside, and a plurality of line display means for displaying the transaction data stored in the memory means in units of a predetermined period.

According to this, transaction data, etc. can be easily inputted from an electronic notebook into an external device such as a personal computer, and household budget analysis can be easily and accurately performed. For example, you can display and check your monthly history at any time.

(Embodiments of the invention) Hereinafter, embodiments of the invention will be described with reference to the drawings.
FIG. 1 shows the external appearance of an electronic deposit passbook according to an embodiment of the present invention. In the figure, 1 is a display section constituted by a liquid crystal display board or the like; for example, 1
It is large enough to display approximately 20 lines of passbook data for several months. Reference numeral 2 denotes a connector, which is used to connect to a bookkeeping machine for inputting passbook data at a bank or the like, or to connect to a personal computer. The mode changeover switch 3 is a switch for changing over data output mode, display mode, and power off mode. The month start switch 4 is a switch for displaying the first page of January's passbook data on the display section 1, and the page forward switch 5 and page backward switch 6 advance the data of the page displayed on the display section 1. Or it is used to move backwards.
Further, 7 is used to generate an alarm sound when the voltage of the built-in battery drops to a predetermined value.

FIG. 2 shows an internal circuit of the electronic bankbook shown in FIG. As shown in the figure, the internal circuit of the electronic bankbook includes a processor 8, a read-on memory 9, a random access memory 10, a battery 11, a liquid crystal display driver 12, a battery warning circuit 13, and the like. The liquid crystal display driver 12 is connected to the display section, that is, the liquid crystal display board 1, and the battery alarm circuit 13 is connected to the alarm buzzer 7. The processor 8 also has a mode switch 3,
Signals from the month start switch 4, page forward switch 5, page backward switch 6, etc. are input,
It is also configured to be able to input and output signals to and from an external device via the connector 2. Note that the central processing unit 8, read-only memory 9, and random access memory 10 can also be integrally configured by one IC device.

FIG. 3 shows an example of a bankbook machine for inputting transaction data into the above-mentioned electronic bankbook. The bookkeeping machine shown in the figure includes a keyboard 14, a collation display 15, and a connector 1 for connection with an electronic deposit passbook 16.
7.

FIG. 4 shows the internal configuration of the bookkeeping machine shown in FIG. 3.
That is, the bookkeeping machine includes a processor 18, etc., and the processor 18 includes a keyboard 14,
It is internally connected to the verification display 15 and the connector 17, and is also connected to the main computer via a connection cable 19 and the like.

Next, using the above-mentioned bookkeeping machine,
The procedure for writing passbook data into the electronic savings passbook shown in the figure will be explained. First, an electronic deposit passbook (hereinafter simply referred to as a passbook) is attached to the bookkeeping machine. That is, the connector 2 of the passbook and the connector 17 of the bookkeeping machine are used to connect the two so that signals can be exchanged between the two. Next, when the operator presses the "same" key on the keyboard 14, a synchronization signal is sent from the bookkeeping machine to the main computer and the bankbook. Furthermore, the customer inputs the passbook number specified by the customer using the numeric keys. At this time,
The passbook number is displayed on the verification display 15. The bookkeeping machine compares the passbook number with the passbook number read from the passbook, and if they match, it displays, for example, an "OK" sign on the verification display, and if they do not match, it displays a "NO" sign. do. If the passbook numbers do not match, press the clear key "C" and then input the passbook number again. If the passbook numbers match, press the "data" key on the keyboard 14. As a result, the passbook number is transmitted from the bookkeeping machine to the main computer. During this transmission, a message such as "RUNNIGN" is displayed on the collation display 15. The main computer transmits bankbook data corresponding to the transmitted bankbook number to the bookkeeping machine, for example, for one month at a time. The passbook machine transfers this monthly data to the memory in the passbook 16 and displays it on the display unit 1. In this way, the passbook data is transmitted to the passbook, and when all data transmission is completed, the "END" sign is displayed on the collation display 15 and the buzzer 7 provided on the passbook 16 sounds, indicating that the transmission is complete. Display. It should be noted that from the bankbook data transmitted from the main computer to the bankbook 16, previously transmitted data is excluded, and only new data is transmitted. Furthermore, it is also possible to automatically transmit the passbook data from the main computer to the passbook by simply inserting the passbook without operating the keyboard. In this case, by inserting the passbook into the bookkeeping machine, the bookkeeping machine inputs a synchronization signal to the passbook, reads out the passbook number from the passbook, displays it on the collation display 15, and transmits it to the main computer. The main computer transfers the passbook data corresponding to the transmitted passbook number to the passbook 16 via the bookkeeping machine in the same manner as described above.
Such operations of the bookkeeping machine are executed by the processor 18 and the like in the configuration shown in FIG.

Next, a description will be given of an operation method in the display mode for displaying passbook data stored in the passbook on the display unit. Set switch 3 of the passbook to display mode. As a result, the latest page, that is, the current page of passbook data is displayed on the display unit 1. When the page forward switch 5 or the page backward switch 6 is pressed, the bankbook data of the next page or the previous page of the currently displayed page is displayed. When the month start switch 4 is pressed, the passbook data of the first page of the latest month is displayed. When the page forward switch 5 or the page backward switch 6 is pressed at the same time as the month start switch 4, the bankbook data of the first page of the next month or the previous month is displayed.

Next, an explanation will be given of an output mode operation method for transferring bankbook data stored in a bankbook to an external device such as a personal computer. First, the normal switch 3 is set to output mode. When the bankbook is attached to a personal computer in this state, a synchronization signal, a transfer start signal, etc. are transmitted from the personal computer to the bankbook. In response to these signals, bankbook data for the required month or all is transferred from the bankbook to the personal computer. When the data transfer is completed, the buzzer 7 of the bankbook sounds to indicate the completion of the transfer.

The battery built into the passbook is used, for example, with a capacity that allows it to operate for at least one year, but if the battery voltage drops to the point where there is, for example, one month of remaining power, the battery alarm circuit 1 is activated.
Buzzer 7 sounds due to the action in step 3.

Next, the processing procedure performed by the processor 8 and the like in the passbook will be explained. First, it is determined whether the voltage of the battery 11 has fallen below a predetermined value based on a signal from the battery alarm circuit 13, and if it has fallen below a predetermined value, an alarm is issued by a buzzer or the like. If the battery voltage is above the predetermined value, it is determined whether the power switch is on or not, and if it is on, it is determined whether or not the display mode is on.
If it is not the display mode, it is determined whether or not it is the output mode, and if it is the output mode, it is determined whether or not a synchronization signal is coming from a personal computer or the like. If a synchronization signal is received, data is transmitted from the passbook, and when the data transmission is completed, an end signal is transmitted and the buzzer 7 is activated. Thereafter, when the power switch 3 is operated to enter the display mode or power off state, the process returns to the original process.

When the power switch 3 is in the display mode, the presence or absence of an input synchronization signal is determined. If there is an input synchronization signal, it is determined that the passbook is attached to the bookkeeping machine and the bookkeeping process is performed, but if there is no input synchronization signal, the passbook data is displayed on the passbook alone. In the bookkeeping process, it is first determined whether the input passbook number and the passbook number stored in the passbook match. If they match, the bankbook data from the bookkeeping machine is written into the memory within the bankbook and displayed on the display unit 1. When input of bankbook data is completed in this manner and an end signal is received, the buzzer 7 is activated. Then, after the input synchronization signal is disconnected, the process returns to the beginning.

When in the display mode and there is no input synchronization signal, the current page is first displayed on the display section 1. next,
It is determined whether or not the month start switch is pressed, and if it is not pressed, the page forward switch or page backward switch is pressed, the next page and previous page are displayed respectively. If the month start switch is pressed, it is further determined whether the page forward switch or page backward switch is pressed, and depending on whether the page forward switch or page backward switch is pressed, the start of the month of the month next to the month of the current page is determined. Display passbook data or display the page of the beginning of the month of the month before the current page. In this way, various processes are executed within the passbook.

[Brief explanation of drawings]

FIG. 1 is a schematic diagram showing the external appearance of an electronic deposit passbook according to an embodiment of the present invention, FIG. 2 is a block circuit diagram showing the internal structure of the electronic deposit passbook shown in FIG. 1, and FIG. Fig. 4 is a schematic block circuit diagram showing the internal configuration of the bookkeeping machine shown in Fig. 3, and Fig. 5 is an embodiment of the present invention. It is a flowchart showing the internal processing procedure of an electronic deposit passbook according to an example. 1...Display section, 2...Connector, 3...Mode changeover switch, 4...Month start switch, 5...Page forward switch, 6...Page backward switch,
7... Buzzer, 8... Processor, 9... Read only memory, 10... Random access memory, 11... Battery, 12... Liquid crystal display driver,
13...Battery alarm circuit, 14...Keyboard, 15...Verification display, 16...Electronic bankbook, 17...Connector, 19...Connection cable.

Claims (1)

[Scope of Claims] 1. An electronic passbook, a bookkeeping machine, and a main information processing means, the main information processing means storing at least data related to transactions with customers, and the bookkeeping machine is Of this data, only new data is sent to the electronic passbook that is connected to the bookkeeping machine as needed, excluding previously sent data. A memory means for storing transaction data, an input/output means for receiving the data transmitted by the bookkeeping machine and writing it into the memory means, reading out the necessary data from the memory means and outputting it to the outside, and storing the data in the memory means. A passbook entry system comprising a plurality of lines of display means for displaying transaction data in units of a predetermined period.