[go: up one dir, main page]

FR2783623B1 - Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede - Google Patents

Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Info

Publication number
FR2783623B1
FR2783623B1 FR9811706A FR9811706A FR2783623B1 FR 2783623 B1 FR2783623 B1 FR 2783623B1 FR 9811706 A FR9811706 A FR 9811706A FR 9811706 A FR9811706 A FR 9811706A FR 2783623 B1 FR2783623 B1 FR 2783623B1
Authority
FR
France
Prior art keywords
amount
chip card
card
transaction
managing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
FR9811706A
Other languages
English (en)
Other versions
FR2783623A1 (fr
Inventor
Patrick Remery
Solages Aymeric De
Bernard Darbour
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Orange SA
Original Assignee
France Telecom SA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to FR9811706A priority Critical patent/FR2783623B1/fr
Application filed by France Telecom SA filed Critical France Telecom SA
Priority to EP99942993A priority patent/EP1114403A1/fr
Priority to JP2000571412A priority patent/JP4411781B2/ja
Priority to CN99811776A priority patent/CN100580720C/zh
Priority to PCT/FR1999/002214 priority patent/WO2000017827A1/fr
Publication of FR2783623A1 publication Critical patent/FR2783623A1/fr
Priority to HK02100228.2A priority patent/HK1039673A1/zh
Application granted granted Critical
Publication of FR2783623B1 publication Critical patent/FR2783623B1/fr
Priority to JP2009112692A priority patent/JP2009245442A/ja
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
FR9811706A 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede Expired - Fee Related FR2783623B1 (fr)

Priority Applications (7)

Application Number Priority Date Filing Date Title
FR9811706A FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
JP2000571412A JP4411781B2 (ja) 1998-09-18 1999-09-17 チップ・カードによる電子取引の管理方法、この方法を実施する端末とチップ・カード
CN99811776A CN100580720C (zh) 1998-09-18 1999-09-17 借助芯片卡管理电子交易的方法、执行该方法的终端及芯片卡
PCT/FR1999/002214 WO2000017827A1 (fr) 1998-09-18 1999-09-17 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
EP99942993A EP1114403A1 (fr) 1998-09-18 1999-09-17 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
HK02100228.2A HK1039673A1 (zh) 1998-09-18 2002-01-11 以聰明卡操作電子交易的方法,執行該方法的終端機及聰明卡
JP2009112692A JP2009245442A (ja) 1998-09-18 2009-05-07 チップ・カードによる電子取引の管理方法、この方法を実施する端末とチップ・カード

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9811706A FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Publications (2)

Publication Number Publication Date
FR2783623A1 FR2783623A1 (fr) 2000-03-24
FR2783623B1 true FR2783623B1 (fr) 2003-05-09

Family

ID=9530612

Family Applications (1)

Application Number Title Priority Date Filing Date
FR9811706A Expired - Fee Related FR2783623B1 (fr) 1998-09-18 1998-09-18 Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede

Country Status (6)

Country Link
EP (1) EP1114403A1 (fr)
JP (2) JP4411781B2 (fr)
CN (1) CN100580720C (fr)
FR (1) FR2783623B1 (fr)
HK (1) HK1039673A1 (fr)
WO (1) WO2000017827A1 (fr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001043274A (ja) * 1999-08-03 2001-02-16 Fujitsu Ltd 決済システム及びカード
KR20090063254A (ko) * 2006-10-11 2009-06-17 비자 인터내셔날 써비스 어쏘시에이션 소액지불 거래를 처리하는 방법 및 시스템
US10068220B2 (en) 2006-10-11 2018-09-04 Visa International Service Association Systems and methods for brokered authentication express seller links
FR2986889B1 (fr) * 2012-02-09 2014-10-17 Thales Sa Systeme de paiement, terminal de paiement de ce systeme, et procede de paiement associe
US9292858B2 (en) 2012-02-27 2016-03-22 The Nielsen Company (Us), Llc Data collection system for aggregating biologically based measures in asynchronous geographically distributed public environments
US9451303B2 (en) 2012-02-27 2016-09-20 The Nielsen Company (Us), Llc Method and system for gathering and computing an audience's neurologically-based reactions in a distributed framework involving remote storage and computing

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0203542A3 (en) * 1985-05-31 1987-08-26 Siemens Aktiengesellschaft Berlin Und Munchen Method and apparatus for verifying ic cards
DE3636703A1 (de) * 1985-10-28 1987-04-30 Toshiba Kawasaki Kk Tragbare elektronische vorrichtung
EP0232058B1 (fr) * 1986-01-21 1994-03-16 Fujitsu Limited Machine à transactions automatique
FR2657706B1 (fr) * 1990-01-30 1992-11-27 Gemplus Card Internal Sa Procede et dispositif de gestion de transactions utilisant des cartes a microcircuit.
KR0146624B1 (ko) * 1994-12-19 1998-09-15 김광호 신용거래용 카드 및 이를 이용한 신용거래장치 및 방법
JPH09128601A (ja) * 1995-10-31 1997-05-16 Universal Denshi Keisan Kk ポストペイドカードシステム
JPH1027196A (ja) * 1996-07-09 1998-01-27 Hitachi Ltd 電子商取引決済システム
JPH1063721A (ja) * 1996-08-14 1998-03-06 Toshiba Corp カードとカード取引システムとカード補填方法とカード取引方法
JPH1063722A (ja) * 1996-08-14 1998-03-06 Toshiba Corp カード取引システム及びカード取引方法
JP3667519B2 (ja) * 1998-02-04 2005-07-06 日本信販株式会社 クレジットカード発行システム

Also Published As

Publication number Publication date
CN100580720C (zh) 2010-01-13
EP1114403A1 (fr) 2001-07-11
CN1322336A (zh) 2001-11-14
JP2002525766A (ja) 2002-08-13
HK1039673A1 (zh) 2002-05-03
JP4411781B2 (ja) 2010-02-10
WO2000017827A1 (fr) 2000-03-30
JP2009245442A (ja) 2009-10-22
FR2783623A1 (fr) 2000-03-24

Similar Documents

Publication Publication Date Title
AU1051500A (en) Authenticating method between a smart card and a terminal
EP1564672A3 (fr) Procede de validation pour cartes de paiement électronique et cartes d'identité numériques faisant appel à un stockage de données optique
EP1016947A3 (fr) Clef pour appareil électronique portatif
WO2002013134A3 (fr) Carte intelligente et procede d'execution de transactions
BR9404828A (pt) Leitura de dados de um cartão inteligente
EP1914655A3 (fr) Systèmes et procédés de gestion de transactions sécurisées et de protection des droits électroniques
CA2302695A1 (fr) Systeme et procede permettant des transactions rapides par carte a puce
ES2142331T3 (es) Metodo de transferencia de sumas de dinero hacia o desde tarjetas electronicas.
EP0984404A3 (fr) Stockage des objets de données dans une mémoire de carte à puce
WO2003038561A3 (fr) Systeme et procede pour etablir ou modifier un compte avec des termes selectionnables par l'utilisateur
ES2141371T3 (es) Sistema para procesamiento de una seÆal de video por medio de tarjetas inteligentes de procesamiento de seÆal a alta velocidad, conectadas en serie
EP1326396A3 (fr) Système d'authentification d' une application
FR2860670B1 (fr) Procede de securisation de transaction a partir de cartes presentant des identificateurs uniques et inreproductibles
IT8709389A0 (it) Dispositivo per la lettura automatica di assegni,effetti esimili e per la gestione elettronica dei dati relativi.
FR2772957B1 (fr) Procede de gestion d'applications evolutives dans un systeme terminal / carte a puce
FR2825495B1 (fr) Terminal electronique de paiement, carte a puce adaptee a un tel terminal et procede de chargement d'une cle secrete dans un tel terminal
FR2783623B1 (fr) Procede de gestion d'une transaction electronique par carte a puce, terminal et carte a puce mettant en oeuvre ce procede
FR2760159B1 (fr) Procede pour limiter les possibilites d'acces et de navigation d'un terminal internet
DE59812082D1 (de) Netzwerkunterstütztes chipkarten-transaktionsverfahren
EP1321889A3 (fr) Unité de lecture/écriture de cartes à puce, procédé d'identification
FR2709582B1 (fr) Procédé de paiement électronique, notamment au moyen d'une carte à puce.
EP0945834A3 (fr) Dispositif et système améliorés pour la lecture des cartes optiques et méthode d'usage
CA2268115A1 (fr) Procede et systeme permettant d'eviter l'utilisation frauduleuse de cartes de credit electroniques
SE9803569D0 (sv) A method and a system for authentication
EP1079339A3 (fr) Personnalisation sécurisée de cartes à puce

Legal Events

Date Code Title Description
ST Notification of lapse

Effective date: 20130531