EP2252976B1 - Device for depositing and withdrawing cash - Google Patents
Device for depositing and withdrawing cash Download PDFInfo
- Publication number
- EP2252976B1 EP2252976B1 EP09719508A EP09719508A EP2252976B1 EP 2252976 B1 EP2252976 B1 EP 2252976B1 EP 09719508 A EP09719508 A EP 09719508A EP 09719508 A EP09719508 A EP 09719508A EP 2252976 B1 EP2252976 B1 EP 2252976B1
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- EP
- European Patent Office
- Prior art keywords
- cash
- cash recycling
- machines
- recycling machines
- vertical axis
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- 238000000151 deposition Methods 0.000 title claims abstract description 7
- 238000004064 recycling Methods 0.000 claims abstract description 92
- 238000012423 maintenance Methods 0.000 description 5
- 238000000034 method Methods 0.000 description 3
- 230000000903 blocking effect Effects 0.000 description 1
- 230000000717 retained effect Effects 0.000 description 1
- 230000001960 triggered effect Effects 0.000 description 1
Images
Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/205—Housing aspects of ATMs
Definitions
- the invention is based on a device for depositing and paying out cash using at least two ATMs.
- ATMs are self-service devices used to deposit cash by a customer into a bank account and / or to pay cash to a customer and debit the cash paid out of an account.
- ATMs with which only the deposit of money is possible. They are also referred to as cash deposit machines, deposit systems or deposit systems.
- ATMs that only allow the payment of cash They are also referred to as cash dispensers.
- ATMs that allow both cash deposit and cash withdrawal are also referred to as cash recycling machines.
- the ATMs may be equipped with other units that allow the automatic settlement of banking transactions, such as print a bank statement or to initiate a transfer.
- the customer To conduct money or banking transactions and retrieve customer-specific information, the customer must identify himself to the self-service device. This is done, for example, the input of a check, credit or debit card together with a PIN, which is abbreviated as PIN. Furthermore, the customer may identify himself by biometric recognition features.
- Such ATMs are located, for example, in the offices of banks and credit institutions, in shopping malls, railway stations, airports and other public areas. Cash deposits at ATMs are predominantly made by business customers, while cash withdrawals are predominantly made to private customers.
- the use of ATMs is also influenced by their positioning. While customers prefer to deposit especially larger amounts of money for security reasons an ATM in a closed space, customers use to pay for cash like ATMs that are arranged, for example, on the outside of a bank or in any other publicly available area. ATMs in the lobby or in the foyer of a bank are therefore mainly used for depositing cash and ATMs in the outskirts of a bank mainly for withdrawing cash.
- a balanced as possible deposit and Ausierevolumen is sought in order to dispense with filling or emptying the ATM by bank employees.
- Time and cost intensive filling and emptying processes should be reduced to a minimum.
- a one-sided cash deposit or withdrawal triggered by the positioning of an ATM means that ATMs, including those with cash recycling, must be filled or emptied by bank employees.
- the use of cash dispensers in the outside area of a bank and money deposit machines in the interior of the bank is also disadvantageous, since even in this case, the ATMs have to be regularly filled or emptied by bank employees.
- the object is achieved by a device having the features of claim 1.
- This is characterized by the fact that it has a rotatable about a vertical axis unit and at least two cash recycling machines for cash and / or cash.
- the cash recycling machines are arranged on a rotatable unit.
- the spatial allocation of the cash recycling machines is changed by turning the rotary cash recycling machines Unit reversed.
- the device may be integrated, for example, in a wall or other part of the building of a bank.
- first cash recycling machine on the outside of the bank and a second cash-recycling machine of the device on the building interior of the bank facing side of the wall , Due to this positioning, cash is preferably paid out at the first cash recycling machine and cash is preferably paid in at the second cash recycling machine. After a certain period of time, a number of transactions or a predetermined amount of cash paid or paid out, the first cash recycling machine has only a small amount of cash left and the second cash recycling machine is filled with cash. Now the device is rotated and the positions of the first and second cash recycling machines are reversed.
- the device is in a second setting, in which the first cash recycling machine is arranged on the inside of the wall and the second cash recycling machine on the outside of the wall. Now cash can be withdrawn from the filled second cash recycling machine on the outside of the wall and cash can be deposited in the almost empty first cash recycling machine on the inside of the wall.
- the second setting is retained until the time, number of transactions or amounts paid in and paid out for the interchanging of the positions is met. Then the device is turned again and the positions of the cash recycling machines are reversed again.
- the device is then in the first setting described above.
- the first and second settings of the device are also referred to as first and second end positions.
- locking bolts may be provided which connect the rotatable unit with the unit surrounding the building part.
- the device There may be integrated in the device two, three, four or more cash recycling machines. Particularly advantageous is in a wall or other part of the building, which delimits two rooms from each other or a room from the environment of a building, an even number, since in this case in each setting of the device on both sides of a wall or other part of the building the same number Cash recycling machines are arranged. If, however, several walls or building parts meet, which delimit several rooms or areas from one another, the number of cash recycling machines can be adapted to the number of mutually delimited rooms or areas. In this case, there are a corresponding number of end positions of the device.
- the rotatable unit on a plate on which the cash recycling machines are arranged Care must be taken to ensure that there is sufficient space in the wall or other part of the building to turn the unit.
- parts of the wall or of the other part of the building may be displaceable in order to provide a sufficiently large opening for rotating the device.
- the opening can be closed again when the process of turning is completed and the cash recycling machines are in one of the predetermined end positions.
- the plate is arranged round and horizontal.
- the axis of the rotatable unit passes through the center of the plate.
- the round shape is particularly suitable for turning.
- the plate is circular. The axis passing through the center of the plate ensures that the plate needs the same distance or radius when turning to all sides.
- the rotatable unit has a housing, in which the cash recycling machines are integrated.
- This housing can either be arranged on a plate as stated above, or enclose the cash recycling machines themselves at the bottom.
- the housing protects the cash recycling machines from damage and manipulation by third parties. This is particularly important in cash recycling machines that are located on the outside of a building.
- the housing can enclose the cash recycling machines on two, three, four, five or six sides. It is essential that the facilities provided for the cash deposit and / or payout at the cash recycling machine are accessible by the customer. Furthermore, the cash recycling machines must be accessible to bank employees and other authorized persons for maintenance purposes.
- the housing has a cylindrical shape with cutouts for the cash recycling machines.
- a cylindrical shape with a circular base is particularly suitable for rotating the device.
- other types of housing are possible.
- an electric drive for rotating the rotatable unit is provided. This facilitates the process of turning, to which large forces are necessary due to the weight of cash recycling machines.
- the cash recycling machines have a device for dispensing money to the customer and / or a device for cash input for the customer.
- the cash recycling machines are aligned with your facilities for cash dispensing and / or money input facing away from the vertical axis of the rotary unit.
- the side of cash recycling machines equipped with facilities for cash dispensing and / or cash input is also referred to as front or front.
- the side facing away from the front is referred to as the back of the cash recycling machines.
- the cash recycling machines are oriented so that the back faces the vertical axis. The alignment ensures that the cash recycling machines are accessible to customers in the designated positions of the cash deposit and payout device.
- the back of the cash recycling machine is protected, reducing the risk of damage or tampering by third parties.
- the cash recycling machines can touch your backs or have a gap between your backs.
- the device is equipped with a frame which can be integrated into a part of a building, for example a wall.
- This frame is not rotated with the rotatable unit and the cash recycling machine.
- the frame at least partially receives the vertical axis about which the rotatable unit is rotated. This can either be a continuous axis or a stub axle.
- the frame may further be provided with elements which are displaceable to release a sufficiently large opening for rotating the device and to accommodate the cash recycling machines in the end positions gapless in the building part.
- the cash recycling machines are accessible only in the final positions for maintenance, filling and / or emptying of cash by bank employees and other authorized persons.
- the device may be equipped with special elements for blocking or locking the cash recycling machines. If the cash recycling machines are so-called rear loaders, which are accessible for maintenance, for filling and emptying from the back of the cash recycling machine, they can be pulled out of the device and then opened at the back , For frontloaders, which are accessible for maintenance, for filling and emptying at the front, the removal of the cash recycling machine from the device for the stated purposes is not necessary.
- the vertical axis runs outside the cash recycling machines. All cash recycling machines have the same distance to the vertical axis. This ensures that all cash recycling machines claim the same space or the same radius when turning the device.
- FIGS. 1 to 3 a device for exchanging the positions of two cash recycling machines 1 and 2 is shown in different views. With cash recycling machines, both the deposit and the withdrawal of cash is possible.
- the two cash recycling machines 1 and 2 are integrated in a rotatable unit 3, which has a plate 4 and a housing 5.
- the plate 4 is round with the exception of the section for the two cash recycling machines 1 and 2 round.
- the housing 5 is cylindrical except for the two cutouts for the cash recycling machines 1 and 2 with a round base.
- the rotatable unit 3 is rotatable together with the cash recycling machines 1 and 2 about a vertical axis 6.
- the axis 6 is in FIG. 3 symbolized by a dot.
- the device is arranged in a wall 7.
- the wall 7 may be an exterior wall or an interior wall of a building.
- the wall 7 also defines a closed space 8 inside a building, not shown in the drawing.
- the room is accessible through a door 9 for customers and bank employees.
- the two cash recycling machines 1 and 2 can be seen to be arranged in the housing 5 in such a way that the cash recycling facilities of the cash recycling machines that are necessary for paying in and out of cash are accessible to a customer.
- These devices are a screen 10, a keyboard 11, a slot 12 for inserting a customer, check or credit card and a money compartment 13 for Insert or remove cash.
- These devices of the cash recycling machines are not covered by the housing 5. On the sides, however, both cash recycling machines are enclosed by the housing.
- the cash recycling machines are so-called frontloaders, which means that the two cash recycling machines 1 and 2 are to be opened for maintenance purposes, for filling or emptying cash forward.
- FIG. 3 at the cash recycling machine 1, which faces the room 8, recognizable.
- the cash recycling machines are locked in the housing so that the opening of a cash recycling machine is only possible if it is located inside the room 8. This prevents a forced opening of the cash recycling machines on the outside of the building.
- FIGS. 1 to 3 one of the two end positions of the device is shown. For transferring the device into the second end position, the lock, which can not be seen in the drawing, between the rotatable unit 3 and the plate 4, on the one hand, and the wall 7, on the other hand, is released.
- the entire device is rotated 180 degrees about the axis 6. This leads to a change in position of the two cash recycling machines 1 and 2.
- the two cash recycling machines 1 and 2 exchange their positions.
- the device is again locked to the wall 7 to prevent third parties from undesirably rotating the device.
- an electric drive may be provided. This is not shown in the drawing.
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- Accounting & Taxation (AREA)
- Finance (AREA)
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- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
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Abstract
Description
Die Erfindung geht aus von einer Vorrichtung zu Einzahlung und Auszahlung von Bargeld unter Verwendung von mindestens zwei Geldautomaten.The invention is based on a device for depositing and paying out cash using at least two ATMs.
Geldautomaten sind Selbstbedienungsgeräte und dienen zum Einzahlen von Bargeld durch einen Kunden auf ein Bankkonto und/ oder zum Auszahlen von Bargeld an einen Kunden und Abbuchen des ausgezahlten Bargeldes von einem Konto. Es gibt Geldautomaten, mit denen nur das Einzahlen von Geld möglich ist. Sie werden auch als Geldeinzahlungsautomaten, Einzahlsysteme oder Deposit-Systeme bezeichnet. Darüber hinaus gibt es Geldautomaten, die nur das Auszahlen von Bargeld ermöglichen. Sie werden auch als Geldausgabeautomaten bezeichnet. Geldautomaten, die sowohl das Einzahlen als auch das Auszahlen von Bargeld ermöglichen, werden auch als Cash-Recycling-Automaten bezeichnet. Die Geldautomaten können mit weiteren Einheiten ausgestattet sein, die die automatische Abwicklung von Bankgeschäften ermöglichen, wie beispielsweise einen Kontoauszug zu drucken oder eine Überweisung zu veranlassen. Zur Durchführung von Geld- oder Bankgeschäften und zum Abruf kundenspezifischer Informationen muss der Kunde sich an dem Selbstbedienungsgerät ausweisen. Hierzu dient beispielsweise die Eingabe einer Scheck-, Kredit- oder Kundenkarte zusammen mit einer Geheimzahl, welche abgekürzt als PIN bezeichnet wird. Ferner kann sich der Kunde durch biometrische Erkennungsmerkmale ausweisen.ATMs are self-service devices used to deposit cash by a customer into a bank account and / or to pay cash to a customer and debit the cash paid out of an account. There are ATMs with which only the deposit of money is possible. They are also referred to as cash deposit machines, deposit systems or deposit systems. In addition, there are ATMs that only allow the payment of cash. They are also referred to as cash dispensers. ATMs that allow both cash deposit and cash withdrawal are also referred to as cash recycling machines. The ATMs may be equipped with other units that allow the automatic settlement of banking transactions, such as print a bank statement or to initiate a transfer. To conduct money or banking transactions and retrieve customer-specific information, the customer must identify himself to the self-service device. This is done, for example, the input of a check, credit or debit card together with a PIN, which is abbreviated as PIN. Furthermore, the customer may identify himself by biometric recognition features.
Derartige Geldautomaten befinden sich beispielsweise in den Geschäftsräumen von Banken und Kreditinstituten, in Einkaufszentren, Bahnhöfen, Flughäfen sowie in sonstigen öffentlich zugänglichen Bereichen. Die Einzahlung von Bargeld an Geldautomaten erfolgt überwiegend von Geschäftskunden, während die Auszahlung an Geldautomaten überwiegend an Privatkunden erfolgt. Die Nutzung der Geldautomaten wird auch durch ihre Positionierung beeinflusst. Während Kunden zum Einzahlen insbesondere größerer Geldbeträge aus Sicherheitsgründen einen Geldautomaten in einem geschlossenen Raum bevorzugen, nutzen Kunden zum Auszahlen von Bargeld gerne Geldautomaten, die beispielsweise an der Außenseite einer Bank oder in einem sonstigen öffentlich zugänglichen Bereich angeordnet sind. Geldautomaten in der Lobby oder im Foyer einer Bank werden daher hauptsächlich zum Einzahlen von Bargeld und Geldautomaten im Außenbereich einer Bank hauptsächlich zum Auszahlen von Bargeld genutzt. Bei Geldautomaten mit Cash-Recycling ist jedoch ein möglichst ausgeglichenes Ein- und Auszahlvolumen angestrebt, um auf ein Befüllen oder Entleeren des Geldautomaten durch Bankangestellte verzichten zu können. Zeit- und kostenintensive Befüllungs- und Entleerungsvorgänge sollen auf ein Minimum reduziert werden. Ein durch die Positionierung eines Geldautomaten ausgelöstes einseitiges Ein- oder Auszahlen von Bargeld führt dazu, dass die Geldautomaten, auch solche mit Cash-Recycling, durch Bankangestellte befüllt oder entleert werden müssen. Der Einsatz von Geldausgabeautomaten im Außenbereich einer Bank und von Geldeinzahlungsautomaten im Innenraum der Bank ist ebenfalls von Nachteil, da auch in diesem Fall die Geldautomaten durch Bankangestellte regelmäßig befüllt oder entleert werden müssen.Such ATMs are located, for example, in the offices of banks and credit institutions, in shopping malls, railway stations, airports and other public areas. Cash deposits at ATMs are predominantly made by business customers, while cash withdrawals are predominantly made to private customers. The use of ATMs is also influenced by their positioning. While customers prefer to deposit especially larger amounts of money for security reasons an ATM in a closed space, customers use to pay for cash like ATMs that are arranged, for example, on the outside of a bank or in any other publicly available area. ATMs in the lobby or in the foyer of a bank are therefore mainly used for depositing cash and ATMs in the outskirts of a bank mainly for withdrawing cash. At ATMs with cash recycling, however, a balanced as possible deposit and Auszahlvolumen is sought in order to dispense with filling or emptying the ATM by bank employees. Time and cost intensive filling and emptying processes should be reduced to a minimum. A one-sided cash deposit or withdrawal triggered by the positioning of an ATM means that ATMs, including those with cash recycling, must be filled or emptied by bank employees. The use of cash dispensers in the outside area of a bank and money deposit machines in the interior of the bank is also disadvantageous, since even in this case, the ATMs have to be regularly filled or emptied by bank employees.
Es ist daher Aufgabe der Erfindung, eine Vorrichtung zur Einzahlung und Auszahlung von Bargeld zur Verfügung zu stellen, mit der eine hohe Bargeld-Balance zwischen Bargeldeinzahlung und Bargeldauszahlung erreicht wird und somit auf das Befüllen und Entleeren von Bargeld durch beispielsweise Bankangestellte an dieser Vorrichtung weitestgehend verzichtet werden kann.It is therefore an object of the invention to provide a device for depositing and disbursing cash available, with a high cash balance between cash payment and cash payment is achieved and thus largely dispensed with the filling and emptying of cash by, for example, bank employees at this device can be.
Die Aufgabe wird durch eine Vorrichtung mit den Merkmalen des Anspruchs 1 gelöst. Diese zeichnet sich dadurch aus, dass sie eine um eine vertikale Achse drehbare Einheit und mindestens zwei Cash-Recycling-Automaten zum Ein- und/ oder Auszahlen von Bargeld aufweist. Die Cash-Recycling-Automaten sind an einer drehbaren Einheit angeordnet. Wenn die Bargeldvorräte des zunächst für die Auszahlung von Bargeld vorgesehenen Cash-Recycling-Automaten erschöpft sind und die Bargeldspeicherkapazität des zunächst für die Einzahlung vorgesehenen Cash-Recycling-Automaten ebenfalls erschöpft ist, wird die räumliche Zuordnung der Cash-Recycling-Automaten durch Drehen der drehbaren Einheit vertauscht. Die Vorrichtung kann beispielsweise in eine Wand oder ein sonstiges Gebäudeteil des Gebäudes einer Bank integriert sein. Handelt es sich um eine Außenwand der Bank, so befindet sich in einer ersten Einstellung der Vorrichtung ein erster Cash-Recycling-Automat an der Außenseite der Bank und ein zweiter Cash-Recycling-Automat der Vorrichtung an der dem Gebäudeinneren der Bank zugewandten Seite der Wand. Aufgrund dieser Positionierung wird an dem ersten Cash-Recycling-Automat bevorzugt Bargeld ausgezahlt und an dem zweiten Cash-Recycling-Automat bevorzugt Bargeld eingezahlt. Nach einer gewissen Zeit, einer Anzahl von Transaktionen oder einem vorgegebenen Betrag an ein oder ausgezahltem Bargeld weist der erste Cash-Recycling-Automat nur noch einen geringen Betrag an Bargeld auf und der zweite Cash-Recycling-Automat ist mit Bargeld gefüllt. Nun wird die Vorrichtung gedreht, und die Positionen des ersten und zweiten Cash-Recycling-Automaten werden vertauscht. Anschließend befindet sich die Vorrichtung in einer zweiten Einstellung, in der der erste Cash-Recycling-Automat an der Innenseite der Wand und der zweite Cash-Recycling-Automat an der Außenseite der Wand angeordnet ist. Jetzt kann an dem gefüllten zweiten Cash-Recycling-Automat an der Außenseite der Wand Bargeld abgehoben und in den nahezu leeren ersten Cash-Recycling-Automat an der Innenseite der Wand Bargeld eingezahlt werden. Die zweite Einstellung wird solange beibehalten, bis das für die Vertauschung der Positionen vorgegebene Kriterium hinsichtlich der Zeit, der Anzahl der Transaktionen oder der ein- und ausgezahlten Beträge erfüllt ist. Dann wird die Vorrichtung erneut gedreht und die Positionen der Cash-Recycling-Automaten wieder vertauscht. Die Vorrichtung befindet sich anschließend in der oben beschriebenen ersten Einstellung. Die erste und zweite Einstellung der Vorrichtung werden auch als erste und zweite Endstellung bezeichnet.The object is achieved by a device having the features of
Um zu verhindern, dass Unbefugte die Vorrichtung Drehen können, wird die Vorrichtung in den Endstellungen verriegelt. Hierzu können Verriegelungsbolzen vorgesehen sein, die die drehbare Einheit mit dem die Einheit umgebenden Gebäudeteil verbinden.In order to prevent unauthorized persons from being able to turn the device, the device is locked in the end positions. For this purpose, locking bolts may be provided which connect the rotatable unit with the unit surrounding the building part.
Es können in der Vorrichtung zwei, drei, vier oder mehr Cash-Recycling-Automaten integriert sein. Besonders von Vorteil ist bei einer Wand oder einem sonstigen Gebäudeteil, welches zwei Räume voneinander abgrenzt oder einen Raum von der Umgebung eines Gebäudes, eine geradzahlige Anzahl, da in diesem Fall in jeder Einstellung der Vorrichtung auf beiden Seiten einer Wand oder einem sonstigen Gebäudeteil gleich viele Cash-Recycling-Automaten angeordnet sind. Treffen jedoch mehrere Wände oder Gebäudeteile aufeinander, die mehrere Räume oder Bereiche gegeneinander abgrenzen, kann die Anzahl -der Cash-Recycling-Automaten an die Anzahl der gegeneinander abgegrenzten Räume oder Bereiche angepasst werden. In diesem Fall gibt es eine entsprechende Anzahl an Endstellungen der Vorrichtung.There may be integrated in the device two, three, four or more cash recycling machines. Particularly advantageous is in a wall or other part of the building, which delimits two rooms from each other or a room from the environment of a building, an even number, since in this case in each setting of the device on both sides of a wall or other part of the building the same number Cash recycling machines are arranged. If, however, several walls or building parts meet, which delimit several rooms or areas from one another, the number of cash recycling machines can be adapted to the number of mutually delimited rooms or areas. In this case, there are a corresponding number of end positions of the device.
Nach einer vorteilhaften Ausgestaltung der Erfindung weist die drehbare Einheit eine Platte auf, auf der die Cash-Recycling-Automaten angeordnet sind. Es ist dafür Sorge zu tragen, dass in der Wand oder dem sonstigen Gebäudeteil ausreichend Platz zum Drehen der Einheit zur Verfügung steht. Hierzu können beispielsweise Teile der Wand oder des sonstigen Gebäudeteils verschiebbar sein, um eine ausreichend große Öffnung zum Drehen der Vorrichtung zur Verfügung zu stellen. Die Öffnung kann wieder geschlossen werden, wenn der Vorgang des Drehens abgeschlossen ist und die Cash-Recycling-Automaten sich in einer der vorgegebenen Endstellungen befinden. Darüber hinaus besteht die Möglichkeit, die gesamte Vorrichtung zunächst vollständig auf eine der beiden Seiten der Wand oder des sonstigen Gebäudeteils zu schieben, anschließend zu drehen und schließlich wieder in die vorgesehenen Öffnung in der Wand oder dem sonstigen Gebäudeteil zu schieben. In diesem Fall genügt eine Öffnung in der Wand oder dem sonstigen Gebäudeteil, die so groß oder geringfügig größer als der Cash-Recycling-Automat ist.According to an advantageous embodiment of the invention, the rotatable unit on a plate on which the cash recycling machines are arranged. Care must be taken to ensure that there is sufficient space in the wall or other part of the building to turn the unit. For this purpose, for example, parts of the wall or of the other part of the building may be displaceable in order to provide a sufficiently large opening for rotating the device. The opening can be closed again when the process of turning is completed and the cash recycling machines are in one of the predetermined end positions. In addition, it is possible to move the entire device initially completely on one of the two sides of the wall or the other part of the building, then to turn and finally push back into the intended opening in the wall or the other part of the building. In this case, all that is needed an opening in the wall or other part of the building that is as big or slightly larger than the cash recycling machine.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung ist die Platte rund und horizontal angeordnet. Die Achse der drehbaren Einheit verläuft durch die Mitte der Platte. Die runde Form eignet sich besonders gut zum Drehen. Besonders bevorzugt ist die Platte kreisrund. Die durch die Mitte der Platte verlaufende Achse sorgt dafür, dass die Platte beim Drehen zu allen Seiten denselben Abstand beziehungsweise Radius benötigt.According to a further advantageous embodiment of the invention, the plate is arranged round and horizontal. The axis of the rotatable unit passes through the center of the plate. The round shape is particularly suitable for turning. Particularly preferably, the plate is circular. The axis passing through the center of the plate ensures that the plate needs the same distance or radius when turning to all sides.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung weist die drehbare Einheit ein Gehäuse auf, in welches die Cash-Recycling-Automaten integriert sind. Dieses Gehäuse kann entweder auf einer Platte wie oben angegeben angeordnet sein, oder die Cash-Recycling-Automaten selbst an der Unterseite umschließen. Das Gehäuse schützt die Cash-Recycling-Automaten vor Beschädigungen und Manipulationen durch Dritte. Dies ist insbesondere bei Cash-Recycling-Automaten von Bedeutung, die sich an der Außenseite eines Gebäudes befinden. Das Gehäuse kann die Cash-Recycling-Automaten an zwei, drei, vier, fünf oder sechs Seiten umschließen. Wesentlich ist, dass die für das Ein- und/ oder Auszahlen von Bargeld an den Cash-Recycling-Automaten vorgesehenen Einrichtungen durch den Kunden zugänglich sind. Ferner müssen die Cash-Recycling-Automaten für Bankangestellte und andere zugelassene Personen zu Wartungszwecken zugänglich sein.According to a further advantageous embodiment of the invention, the rotatable unit has a housing, in which the cash recycling machines are integrated. This housing can either be arranged on a plate as stated above, or enclose the cash recycling machines themselves at the bottom. The housing protects the cash recycling machines from damage and manipulation by third parties. This is particularly important in cash recycling machines that are located on the outside of a building. The housing can enclose the cash recycling machines on two, three, four, five or six sides. It is essential that the facilities provided for the cash deposit and / or payout at the cash recycling machine are accessible by the customer. Furthermore, the cash recycling machines must be accessible to bank employees and other authorized persons for maintenance purposes.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung weist das Gehäuse eine zylindrische Form mit Ausschnitten für die Cash-Recycling-Automaten auf. Eine zylindrische Form mit kreisrunder Grundfläche eignet sich besonders gut zum Drehen der Vorrichtung. Darüber hinaus sind andere Gehäuseformen möglich.According to a further advantageous embodiment of the invention, the housing has a cylindrical shape with cutouts for the cash recycling machines. A cylindrical shape with a circular base is particularly suitable for rotating the device. In addition, other types of housing are possible.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung ist ein elektrischer Antrieb zum Drehen der drehbaren Einheit vorgesehen. Dieser erleichtert den Vorgang des Drehens, zu dem aufgrund des Gewichts der Cash-Recycling-Automaten große Kräfte notwendig sind.According to a further advantageous embodiment of the invention, an electric drive for rotating the rotatable unit is provided. This facilitates the process of turning, to which large forces are necessary due to the weight of cash recycling machines.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung weisen die Cash-Recycling-Automaten eine Einrichtung zur Geldausgabe an den Kunden und/oder eine Einrichtung zur Geldeingabe für den Kunden auf. Die Cash-Recycling-Automaten sind mit Ihren Einrichtungen zur Geldausgabe und/ oder zur Geldeingabe der vertikalen Achse der drehbaren Einheit abgewandt ausgerichtet. Die Seite der Cash-Recycling-Automaten, die mit den Einrichtungen zur Geldausgabe und/ oder Geldeingabe ausgestattet ist, wird auch als Front oder Vorderseite bezeichnet. Die der Vorderseite abgewandte Seite wird als Rückseite der Cash-Recycling-Automaten bezeichnet. In bevorzugter Weise sind die Cash-Recycling-Automaten so ausgerichtet, dass die Rückseite der vertikalen Achse zugewandt ist. Die Ausrichtung garantiert, dass die Cash-Recycling-Automaten für die Kunden in den vorgesehenen Stellungen der Vorrichtung zum Ein- und Auszahlen von Geld zugänglich sind. Ferner ist die Rückseite der Cash-Recycling-Automaten geschützt, wodurch das Risiko von Beschädigungen oder Manipulationen durch Dritte reduziert wird. Dabei können sich die Cash-Recycling-Automaten mit Ihren Rückseiten berühren oder zwischen Ihren Rückseiten einen Abstand aufweisen.According to a further advantageous embodiment of the invention, the cash recycling machines have a device for dispensing money to the customer and / or a device for cash input for the customer. The cash recycling machines are aligned with your facilities for cash dispensing and / or money input facing away from the vertical axis of the rotary unit. The side of cash recycling machines equipped with facilities for cash dispensing and / or cash input is also referred to as front or front. The side facing away from the front is referred to as the back of the cash recycling machines. Preferably, the cash recycling machines are oriented so that the back faces the vertical axis. The alignment ensures that the cash recycling machines are accessible to customers in the designated positions of the cash deposit and payout device. Furthermore, the back of the cash recycling machine is protected, reducing the risk of damage or tampering by third parties. The cash recycling machines can touch your backs or have a gap between your backs.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung ist die Vorrichtung mit einem Rahmen ausgestattet, der in einen Teil eines Gebäudes, beispielsweise eine Wand integrierbar ist. Dieser Rahmen wird nicht mit der drehbaren Einheit und dem Cash-Recycling-Automaten gedreht. Der Rahmen nimmt zumindest abschnittsweise die vertikale Achse auf, um die die drehbare Einheit gedreht wird. Dabei kann es sich entweder um eine durchgängige Achse oder um einen Achsstummel handeln. Der Rahmen kann ferner mit Elementen ausgestattet sein, die verschiebbar sind, um eine ausreichend große Öffnung zum Drehen der Vorrichtung freizugeben und die Cash-Recycling-Automaten in den Endstellungen lückenlos in das Gebäudeteil aufnehmen. Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung sind die Cash-Recycling-Automaten nur in den Endstellungen zur Wartung, Befüllung und/oder Entleerung von Bargeld durch Bankangestellte und sonstige zugelassene Personen zugänglich. Es ist außerdem möglich, in einer Endstellung der Vorrichtung die Zugänglichkeit nur zu demjenigen Cash-Recycling-Automat zu gestatten, der sich an der Innenseite einer Wand oder eines Gebäudes befindet. Hierzu kann die Vorrichtung mit speziellen Elementen zur Blockierung oder Verriegelung der Cash-Recycling-Automaten ausgestattet sein. Handelt es sich bei den Cash-Recycling-Automaten um so genannte Rearloader, welche zur Wartung, zum Befüllen und Entleeren von der Rückseite des Cash-Recycling-Automaten aus zugänglich sind, so können diese aus der Vorrichtung herausgezogen und anschließend an der Rückseite geöffnet werden. Bei Frontloadern, welche zur Wartung, zum Befüllen und zum Entleeren an ihrer Vorderseite zugänglich sind, ist das Entfernen des Cash-Recycling-Automaten aus der Vorrichtung zu den genannten Zwecken nicht notwendig.According to a further advantageous embodiment of the invention, the device is equipped with a frame which can be integrated into a part of a building, for example a wall. This frame is not rotated with the rotatable unit and the cash recycling machine. The frame at least partially receives the vertical axis about which the rotatable unit is rotated. This can either be a continuous axis or a stub axle. The frame may further be provided with elements which are displaceable to release a sufficiently large opening for rotating the device and to accommodate the cash recycling machines in the end positions gapless in the building part. According to a further advantageous embodiment of the invention, the cash recycling machines are accessible only in the final positions for maintenance, filling and / or emptying of cash by bank employees and other authorized persons. It is also possible, in an end position of the device, to allow accessibility only to that cash recycling machine located on the inside of a wall or building. For this purpose, the device may be equipped with special elements for blocking or locking the cash recycling machines. If the cash recycling machines are so-called rear loaders, which are accessible for maintenance, for filling and emptying from the back of the cash recycling machine, they can be pulled out of the device and then opened at the back , For frontloaders, which are accessible for maintenance, for filling and emptying at the front, the removal of the cash recycling machine from the device for the stated purposes is not necessary.
Nach einer weiteren vorteilhaften Ausgestaltung der Erfindung verläuft die vertikale Achse außerhalb der Cash-Recycling-Automaten. Alle Cash-Recycling-Automaten weisen denselben Abstand zu der vertikalen Achse auf. Dadurch ist gewährleistet, dass alle Cash-Recycling-Automaten beim Drehen der Vorrichtung denselben Platz beziehungsweise denselben Radius beanspruchen.According to a further advantageous embodiment of the invention, the vertical axis runs outside the cash recycling machines. All cash recycling machines have the same distance to the vertical axis. This ensures that all cash recycling machines claim the same space or the same radius when turning the device.
Weitere Vorteile und vorteilhafte Ausgestaltungen der Erfindung sind der nachfolgenden Beschreibung, der Zeichnung und den Ansprüchen zu entnehmen.Further advantages and advantageous embodiments of the invention will become apparent from the following description, the drawings and the claims.
In der Zeichnungsbeschreibung ist ein Ausführungsbeispiel der erfindungsgemäßen Vorrichtung dargestellt. Es zeigen:
Figur 1- in eine Wand integrierte Vorrichtung in perspektivischer Darstellung,
Figur 2Vorrichtung gemäß Figur 1 mit teilweise frei geschnittener Wand,Figur 3Vorrichtung gemäß Figur 1 in einer Ansicht von oben.
- FIG. 1
- in a wall integrated device in perspective view,
- FIG. 2
- Device according to
FIG. 1 with partly free cut wall, - FIG. 3
- Device according to
FIG. 1 in a view from above.
In den
Wie in den
Bei den Cash-Recycling-Automaten handelt es sich um so genannte Frontloader, das heißt, die beiden Cash-Recycling-Automaten 1 und 2 sind zu Wartungszwecken, zum Befüllen oder Entleeren von Bargeld nach vorne zu öffnen. Dies ist in
Sämtliche Merkmale der Erfindung können sowohl einzeln als auch in beliebiger Kombination miteinander erfindungswesentlich sein.All features of the invention may be essential to the invention both individually and in any combination with each other.
- 11
- Cash-Recycling-AutomatCash recycling machine
- 22
- Cash-Recycling-AutomatCash recycling machine
- 33
- drehbare Einheitrotatable unit
- 44
- Platteplate
- 55
- Gehäusecasing
- 66
- vertikale Achsevertical axis
- 77
- Wandwall
- 88th
- Raumroom
- 99
- Türdoor
- 1010
- Bildschirmscreen
- 1111
- Tastaturkeyboard
- 1212
- Schlitz für KarteSlot for card
- 1313
- Geldfach zum Einlegen oder Herausnehmen von BargeldMoney compartment for inserting or removing cash
Claims (11)
- Apparatus for depositing and withdrawing cash,
having a first cash recycling machine (1),
having a second cash recycling machine (2),
with the first and the second cash recycling machine (1, 2) being accessible via access regions which are physically at least partly separate from one another,
with the first physical access region and the cash recycling machine (1) which is associated with this access region being used by people who wish to deposit cash, while the second physical access region and the cash recycling machine (2) which is associated with this access region are used by people who wish to withdraw cash,
and having a unit, which can be rotated about a vertical axis (6) and on which the two cash recycling machines (1, 2) are arranged, for interchanging the assignment of the two physical access regions to the two cash recycling machines (1, 2). - Apparatus according to Claim 1, characterized in that the rotatable unit (3) has a plate (4) on which the cash recycling machines (1, 2) are arranged.
- Apparatus according to Claim 2, characterized in that the plate (4) is round, in that it is arranged horizontally, and the axis (6) of the rotatable unit (3) runs through its centre.
- Apparatus according to Claim 1, 2 or 3, characterized in that the rotatable unit (3) has a housing (5) in which the cash recycling machines (1, 2) are integrated.
- Apparatus according to Claim 4, characterized in that the housing (5) has a cylindrical shape with cutouts for the cash recycling machines (1, 2).
- Apparatus according to one of the preceding claims, characterized in that it is equipped with an electric drive for rotating the rotatable unit (3).
- Apparatus according to one of the preceding claims, characterized in that the cash recycling machines (1, 2) have a device (13) for dispensing money to customers and/or a device (13) for customers to insert money, and in that the cash recycling machines (1, 2) are oriented with their device (13) for dispensing money and/or for inserting money facing away from the vertical axis (6).
- Apparatus according to one of the preceding claims, characterized in that it is equipped with a frame which can be integrated in a wall (7) of a building and which accommodates at least a portion of the vertical axis (6).
- Apparatus according to one of the preceding claims, characterized in that it is equipped with a locking device in order to lock the rotatable unit (3) in prespecified end positions.
- Apparatus according to Claim 9, characterized in that the cash recycling machines (1, 2) are accessible for the purposes of servicing, filling and/or emptying cash only in the locked end positions.
- Apparatus according to one of the preceding claims, characterized in that the vertical axis (6) runs outside the cash recycling machines (1, 2), and in that all the cash recycling machines (1, 2) are at the same distance from the vertical axis (6).
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| DE202008003383 | 2008-03-10 | ||
| DE102008019233A DE102008019233A1 (en) | 2008-03-10 | 2008-04-17 | Device for depositing and paying out cash |
| PCT/EP2009/001119 WO2009112143A1 (en) | 2008-03-10 | 2009-02-18 | Device for depositing and withdrawing cash |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| EP2252976A1 EP2252976A1 (en) | 2010-11-24 |
| EP2252976B1 true EP2252976B1 (en) | 2011-09-28 |
Family
ID=40953144
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| EP09719508A Active EP2252976B1 (en) | 2008-03-10 | 2009-02-18 | Device for depositing and withdrawing cash |
Country Status (5)
| Country | Link |
|---|---|
| EP (1) | EP2252976B1 (en) |
| AT (1) | ATE526651T1 (en) |
| DE (1) | DE102008019233A1 (en) |
| ES (1) | ES2371326T3 (en) |
| WO (1) | WO2009112143A1 (en) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| DE102010037316A1 (en) | 2010-09-03 | 2012-03-08 | Wincor Nixdorf International Gmbh | Device for managing value documents, comprises strong box having value document receiving container for safe-keeping of value documents, where input or output unit is arranged on one side for input or output of value documents |
| US10438455B2 (en) | 2014-10-31 | 2019-10-08 | Diebold Nixdorf, Incorporated | Modular consumer financial services and transaction systems |
| US20170091731A1 (en) * | 2015-09-25 | 2017-03-30 | Diebold, Incorporated | Automated banking machine |
Family Cites Families (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| IL64015A (en) * | 1980-10-24 | 1984-10-31 | Pretini Gisberto | Automated bank counter |
| CH654874A5 (en) * | 1983-10-31 | 1986-03-14 | Georges R Locher | SAFE SYSTEM. |
| DE8809535U1 (en) * | 1988-07-26 | 1988-12-29 | Inter Innovation GmbH, 4000 Düsseldorf | Cash dispenser |
| IT1274929B (en) * | 1994-09-26 | 1997-07-29 | Co M P E T S R L | SECURITY BOX COMPLEX |
| US5816174A (en) * | 1996-07-25 | 1998-10-06 | Smith; Ervin M. | Island payment terminal mounting system |
| JP2001256534A (en) * | 2000-03-10 | 2001-09-21 | Fujitsu Ltd | Store sales deposit system |
| DE102004004700A1 (en) * | 2004-01-29 | 2005-09-01 | Wincor Nixdorf International Gmbh | Self-service checkout system |
| RU2255185C1 (en) * | 2004-02-20 | 2005-06-27 | Завалковский Григорий Наумович | Self-cleaning toilet facility |
| DE102004061111B4 (en) * | 2004-12-16 | 2014-10-30 | Manuel Haag | Self-service device arrangement with a rotary self-service mobile wall |
-
2008
- 2008-04-17 DE DE102008019233A patent/DE102008019233A1/en not_active Withdrawn
-
2009
- 2009-02-18 ES ES09719508T patent/ES2371326T3/en active Active
- 2009-02-18 AT AT09719508T patent/ATE526651T1/en active
- 2009-02-18 WO PCT/EP2009/001119 patent/WO2009112143A1/en active Application Filing
- 2009-02-18 EP EP09719508A patent/EP2252976B1/en active Active
Also Published As
| Publication number | Publication date |
|---|---|
| EP2252976A1 (en) | 2010-11-24 |
| ATE526651T1 (en) | 2011-10-15 |
| DE102008019233A1 (en) | 2009-09-17 |
| WO2009112143A1 (en) | 2009-09-17 |
| ES2371326T3 (en) | 2011-12-29 |
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