Page 1 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
At the request of THAVAM A/P SILVARAJU
(991118015970)
Tuan / Puan,
Mengikut Akta Agensi Pelaporan Kredit 2010 (APK), CTOS hendaklah memaklumkan anda apabila maklumat anda telah dikumpul, diterima dan diproses.
Laporan MyCTOS menunjukkan maklumat yang akan diberikan kepada pelanggan kami apabila diminta, yang mungkin termasuk; institusi-institusi
kewangan, syarikat multinasional, agensi kerajaan, perniagaan, firma undang-undang dan penjamin kredit. Pelanggan kami mungkin memerlukan laporan
anda apabila anda / perniagaan / syarikat membuat transaksi dengan mereka secara langsung. Ia adalah penting bahawa anda memastikan laporan anda
adalah tepat, terkini, lengkap dan tidak mengelirukan. Sila ambil perhatian bahawa kegagalan untuk menyediakan dokumentasi yang diperlukan untuk
mengemaskini rekod anda, CTOS berhak untuk tidak mengeluarkan laporan anda kepada pembekal-pembekal kredit yang disenaraikan dalam Jadual
Kedua Akta APK, walaupun persetujuan telah diperolehi.
Maklumat Kredit yang dikumpulkan oleh CTOS adalah dari sumber-sumber seperti yang tertera dibawah:
a) Surahanjaya Syarikat Malaysia (SSM).
b) Sistem Maklumat Rujukan Kredit Pusat (CCRIS) dari Bank Negara Malaysia.
c) Surat khabar.
d) Penerbitan Warta.
e) Jabatan Insolvensi Malaysia (JIM).
(Sekiranya anda menemui apa-apa maklumat dalam laporan yang tidak tepat, tidak lengkap, dan mengelirukan anda boleh megemaskini maklumat tersebut
dengan memberikan kami dokumen yang menyokong pembetulan tersebut.)
Untuk maklumat lanjut mengenai Hak anda sebagai entiti komersial, sila layari laman web kami di www.ctoscredit.com.my untuk memuat turun salinan
Ringkasan Hak Akta CRA 2010.
Dear Sir / Madam,
In accordance to the Credit Reporting Agencies Act 2010 (CRA), CTOS is required to notify you when your information has been collected, received and
processed. MyCTOS Report shows information which may be provided to our subscribers upon request, which may include; financial institutions,
multinational corporations, government agencies, businesses, legal firms and credit grantors. Our subscribers may need your report when you / business /
company deal or transact with them directly. It is important that you ensure your report is accurate, up-to-date, complete and not misleading. Please note that
failure to provide the needed documentation to update your records, CTOS reserves the right to not release your report to a credit providers listed in the
Second Schedule of the CRA Act, even though consent has been obtained.
The data sources from which CTOS collects credit information includes the below:
a) Companies Commission of Malaysia (CCM).
b) Central Credit Reference Information System (CCRIS) from Bank Negara Malaysia.
c) Newspapers.
d) Gazette Publications.
e) Malaysia Department of Insolvency (MDI).
(In the event you find any information in the report to be inaccurate, incomplete, and not up-to-date or misleading you may amend the said accordingly by
providing us with the necessary documentation. Contact details below.)
For more information on your Rights as a commercial entity, kindly proceed to our website at www.ctoscredit.com.my to download a copy of the CRA Act
2010 Summary of Rights.
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
Page 2 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
To: The Manager, CTOS Kepada: Pengurus, CTOS
I, the subject of this self-check report hereby confirm and acknowledge the following; -
Saya, subjek kepada laporan semakan kendiri ini dengan ini mengesahkan dan mengakui perkara berikut; -
a) I have received my MyCTOS Report.
Saya telah menerima Laporan MyCTOS saya.
b) I was informed about how I may update my records with a settlement remark.
Saya telah dimaklumkan tentang cara mengemaskini rekod dengan catatan penyelesaian.
c) I have been informed of the Statutory Notification (below).
Saya telah dimaklumkan tentang Notis Berkanun (di bawah).
d) The procedure of how I may provide my comments and how it will be displayed to a recipient of my credit report was explained to me.
Saya telah dijelaskan tentang prosedur untuk memberi komen saya dan bagaimana ia akan dizahirkan kepada penerima laporan kredit saya.
Signature (Name) Tandatangan (Nama) : Date Tarikh :
CTOS Data Systems Sdn Bhd
Level 9, Menara CelcomDigi, No 6, Persiaran Barat, Seksyen 52, 46200 Petaling Jaya, Selangor.
Tel: 03-2722 8833 Fax: 03-2722 8822 Email: sarus@ctos.com.my
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
Page 3 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
A: SNAPSHOT GAMBARAN RINGKAS
ID Verification Pengesahan ID
Name (Your input) Here is your FREE
THAVAM A/P SILVARAJU
Nama (Input anda)
MyCTOS Basic Report
New ID / Old ID (Your input) which contains:
991118015970 / -
ID Baru / ID Lama (Input anda) Ini adalah laporan MyCTOS
Name Nama - Basic PERCUMA anda yang
mengandungi:
New ID ID Baru -
Old ID ID Lama - 1. ID Verification
Verifkasi ID
Date of Birth Tarikh Lahir -
2. SSM Records (Directorship &
Business Interest)
Address 1 Alamat 1 - Rekod SSM (Maklumat Pengarah
& Perdagangan)
3. Ligitation or Bankruptcy
Address 2 Alamat 2 - Ligitasi & Kebankrapan
4. Trade Reference Listing
(eTR) for
non-bank debts
Credit Info at a Glance Ringkasan Maklumat Kredit Rujukan Perdagangan (eTR) untuk
Credit Info Maklumat Kredit Source Sumber Value Nilai hutang bukan bank
Bankruptcy Proceedings Record
NEWSPAPER/GAZETTE NO
Rekod Prosiding Kebankrapan
Legal records in past 24 months (personal
capacity) 0
Rekod undang-undang dalam tempoh 24 bulan yang
CTOS
lalu (Kapasiti Peribadi)
- Number Bilangan 0
- Value Nilai
Legal records in past 24 months (non-personal
capacity) 0
Rekod undang-undang dalam tempoh 24 bulan yang
CTOS
lalu (Kapasiti peribadi)
- Number Bilangan 0
- Value Nilai
Availability of Legal Records
BNM NOT SELECTED
Rekod Undang-undang
Special Attention Accounts
BNM NOT SELECTED
Akaun di bawah Pemerhatian Khas
Want to know your CTOS
Outstanding credit facilities Score & CCRIS details?
Kemudahan Kredit Belum Jelas
- Number Bilangan
BNM
NOT SELECTED
NOT SELECTED
Ingin tahu CTOS Score &
- Value Nilaii
- Installments in arrears in past 12 months
NOT SELECTED maklumat CCRIS anda?
Ansuran tertunggak dalam tempoh 12 bulan yang lalu
Credit applications in past 12 months
Permohonan Kredit dalam tempoh 12 bulan yang lalu NOT SELECTED
- Total Jumlah BNM NOT SELECTED Login & Buy
- Approved Diluluskan
- Pending Dalam pertimbangan
NOT SELECTED Log Masuk & Beli
Availability of Trade Referee Listing MyCTOS Score Report RM27.90
CTOS YES
Rekod Rujukan Perdagangan Laporan MyCTOS Score RM27.90
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
Page 4 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
Top 5 Directorships & Business Interests 5 Pengarah & Kepentingan Teratas
Appoint Date Profit After Tax
Resign Date Shareholding
Position Tarikh Keuntungan Selepas Year Status
Company Syarikat Tarikh Letak Pegangan Saham
Jawatan Pelantikan Cukai (RM) Tahun Status
Jawatan (%)
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
- - - - - - - -
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
Page 5 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
B1: DIRECTORSHIPS AND BUSINESS INTERESTS PENGARAH DAN KEPENTINGAN PERNIAGAAN
No Information Available Tiada Maklumat
B2: ADDRESS RECORDS REKOD ALAMAT
No Information Available Tiada Maklumat
C1: BANKING PAYMENT RECORDS REKOD PEMBAYARAN PERBANKAN (SOURCE SUMBER: CCRIS, BANK NEGARA MALAYSIA)
Not Selected Tidak Dipilih
D1: LEGAL CASES (SUBJECT AS DEFENDANT) KES UNDANG-UNDANG (SUBJEK SEBAGAI DEFENDAN)
No Information Available Tiada Maklumat
D2: LEGAL CASES (SUBJECT AS PLAINTIFF) KES UNDANG-UNDANG (SUBJEK SEBAGAI PLAINTIF)
No Information Available Tiada Maklumat
D4: LEGAL CASES (NON PERSONAL CAPACITY) KES UNDANG-UNDANG (BUKAN KAPASITI PERIBADI)
No Information Available Tiada Maklumat
E: TRADE REFERENCE RUJUKAN PERDAGANGAN
Summary Ringkasan
No Referee Account No. Capacity Statement Date Default Amount (RM)
No Pemberi Rujukan No. Akaun Kapasiti Tarikh Penyata Jumlah Tertunggak (RM)
1. COWAY (M) SDN BHD 2006853 PERSONAL 2018-09-06 4,986.00
The following information are in relation to Account No: 2006853
Maklumat berikut adalah berkaitan dengan No Akaun: 2006853
1. Relationship Relationship Start Date
CUSTOMER 30 April 2017
Hubungan Tarikh Mula Perhubungan
2. Aging Information
As At Statement Date: 2018-09-06
Maklumat Hutang
Name of Debtor Nama Penghutang THAVAM A/P SILVARAJU
Credit Terms Terma Kredit 30 Days Credit Limit (RM) Had Kredit (RM) 0.00
Account Status Status Akaun Defaulter
Account Reference No.
No Rujukan Akaun
Address Alamat Not Provided
Nature of Debt Jenis Hutang Rental, Maintenance & Utilities Charges
Last Paid Amount (RM)
0.00
Jumlah Bayaran Terakhir (RM)
Remark Catatan -
Outstanding Belum Jelas Default Tertunggak
0-30 Days Hari 31-60 Days Hari 61-90 Days Hari 91-120 Days Hari 121-150 Days Hari 151-180 Days Hari >180 Days Hari
0.00 0.00 0.00 0.00 0.00 0.00 4,986.00
The above was accurate as at the statement date indicate above. Perkara diatas adalah tepat seperti pada tarikh penyata seperti di atas
Account Conduct Kelakuan Akaun
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
Page 6 of 6
Strictly Confidential
Report No. : CI-5652-20250505154745
Attention
Account
: selfcheckcds (SELFCHECK_CDS)
: CDS (CTOS DATA SYSTEMS SDN BHD SELFCHECK CDS)
MyCTOS BASIC REPORT
Date : 2025-05-05 15:47:45
@ the request of THAVAM A/P SILVARAJU (991118015970)
Not Provided Excellent Good Satisfactory Unsatisfactory
Tidak Dinyatakan Sangat Baik Baik Memuaskan Tidak Memuaskan
3. Returned Cheque History Sejarah Cek Dipulangkan
Date Returned
Cheque No Account No Bank Amount (RM) Reason Cheque Issuer
Tarikh
No Cek No Akaun Bank Jumlah (RM) Sebab Pengeluar Cek
Dipulangkan
No Information Available Tiada Maklumat
4. Reminders / Letter of Demand for Payment / General Remarks Surat Peringatan / Surat Tuntutan / Catatan Am
Sent reminder to the
subject for settlement
Surat peringatan dihantar 2018-12-01
kepada subjek untuk
penyelesaian
5. CRA Comment Komen APK No Information Available Tiada Maklumat
6. Subject's Comment Komen Subjek No Information Available Tiada Maklumat
7. Referee's Information Maklumat Pemberi Rujukan Perdagangan
Referee
COWAY (M) SDN BHD
Pemberi Rujukan Perdagangan
Contact Name Nama -
Address Alamat Level 20, ILHAM Tower, No.8 Jalan Binjai, 50450 Kuala Lumpur
Telephone Telefon 03-20590000
Nature of Business
ELECTRONIC APPLIANCES
Jenis Perniagaan
Remarks Catatan -
- End of Report/Penghujung Laporan -
DISCLAIMER: This MyCTOS Report may not be reproduced in whole, in part or in any other manner. This report is provided in strict confidence for your personal user only. This report contains information
compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report. In the event of ambiguities, conflicts or possible variations in interpretation
between the English and Malay version of this credit report, the English version shall always prevail.
