Shaping your
future together
March 2019
page 1 of 4
Our members come first
When you join AustralianSuper, you become part of
a community of over 2.3 million members, all working
towards their best retirement.
We’re run only for members and we don’t pay profits
or dividends to shareholders, so what we make goes
back to you. This means you benefit from:
›› Low admin fee of $2.25 per week*
›› Strong long term performance†
›› World class investment portfolio
›› Competitive insurance
Low fees, more savings
As Australia’s largest super fund with over $142 billion in assets
worldwide, we’re able to keep our investment fees competitive
and our admin fee low.
Strong returns for more growth AustralianSuper Balanced
option vs benchmark investment
Super is a long term investment and our history of strong long term performance December 2018§
performance speaks for itself, earning us a place in the top five super
8.38
funds over 5, 7 and 10 years.
8 7.84 7.81
6.40
6
2 1.21
0.55
0
% pa 1 year 5 years 10 years
AustralianSuper Benchmark
Investing your money
Most members trust us to make their investment choice for them. We invest
your super savings automatically in the Balanced investment option. Or you $
can choose from a wide range of options across different investment types
like shares, cash, property, infrastructure and fixed interest.
$
You can also invest directly in S&P/ASX 300 shares, exchange traded funds,
$
$
and term deposits through our Member Direct investment option.
Find out more about your investment options at
australiansuper.com/investments
Insurance – money when it matters most
We recognise how important it is to have insurance cover. That’s why we
work hard to keep costs down and provide affordable cover for our members.
When you join AustralianSuper you get a basic level of cover automatically#.
This includes:
Death cover Income Protection
Your family or loved ones will be Helps protect your income if you’re
covered by your insurance in the temporarily disabled and unable to
event that you die. work because you’re ill or injured.
Total & Permanent Disablement Terminal illness benefit
(TPD) cover If you’re suffering from a terminal
Designed to support you if you medical condition, you can claim
become totally and permanently your Death or TPD cover amount,
disabled. whichever is more.
*C alculated weekly and deducted monthly from your account. Other fees may apply.
† SuperRatings Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, December 2018.
‡F ees per year for a $50,000 account balance. Source: SuperRatings Fundamentals Report 2018. Administration and investment fees are included but the cost of insurance cover
is not. For the latest fees and costs information for AustralianSuper, reflecting legislative changes to the way costs are required to be calculated, visit australiansuper.com
§ Source: AustralianSuper Superannuation Investment Performance December 2018 and median fund in SuperRatings SR50 Balanced Option Fund Crediting Rate Survey.
AustralianSuper returns are net of fees and tax. The ten, five and one-year figures are returns at 31 December 2018. Investment returns are not guaranteed. Past performance
is not a reliable indicator of future returns.
#
Age limits and conditions apply. Find out more by reading our Insurance in your super guide.
Get cover that’s right for you
You can apply to change your level of insurance cover anytime. If you’re eligible for automatic cover when you join, you can
apply once to increase your cover up to a set limit without the usual health checks. Or, by answering a few health questions,
you can apply for even more cover*.
Type of cover Cover you apply for with no health Cover you can apply for with Maximum amount of cover you
checks* a few health questions* can apply for
Death or TPD Up to $600,000 Up to $1 million (cover above $600,000 Death – no maximum
will be capped at $1 million or 10 times TPD – $3 million
your salary, whichever is lower
Income Protection Up to $10,000 a month or 85% Up to $20,000 a month or 85% Up to $30,000 a month or 85%
of your salary, whichever is lower of your salary, whichever is lower of your salary, whichever is lower
Salary is your annual salary (before-tax), excluding employer super contributions.
For more information visit australiansuper.com/insurance
Online tools that put super where you are
Online tools to help you make the most out of your super – anywhere, anytime.
You’ll find them all at australiansuper.com
Online account
Manage your super account 24/7
Mobile app
Stay on top of things when you’re on the go
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Financial help & advice†
Your options explained, including over-the-phone and in person
Compare super funds
Compare our fees, performance and insurance against
other super funds
Calculators and online training tools
Explore different scenarios so you can plan for your future and
improve your financial and super knowledge with Money 101.
Join AustralianSuper
Join Australia’s largest super fund today.
Visit australiansuper.com/join Call 1300 300 273
(8am to 8pm AEST/AEDT weekdays)
* Time limits and conditions apply. Higher cover is available but detailed health information must be provided – see the Insurance in your super guide for details.
† Financial advice provided will be under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd (AustralianSuper)
and therefore is not the responsibility of AustralianSuper. With your approval a fee may be charged if a Statement of Advice is produced.
1286.2 03/19 ISS4
This brochure was issued in March 2019 by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788, the Trustee of AustralianSuper
ABN 65 714 394 898, and may contain general financial advice that does not take into account your personal objectives, situation
or needs. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Before making
a decision about AustralianSuper, consider your financial requirements and read the Product Disclosure Statement, available at
australiansuper.com/pds or by calling 1300 300 273.
