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Karibu Dukani Proposal

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HOME APPLIANCES LOAN PROPOSAL

1. Introduction
Karibu Dukani Ltd is a Tanzanian Company that selling Home and Commercial Appliances.
Our complete range of products provides consumers with a solution for home and office use.
Quality is an integral part of our company’s philosophy.
Apart from selling these appliances, we offer great technical support, delivery and advice as
well. We focus on establishing strong business relationships based on customer satisfaction
and commitment to providing quality products and services. This has given us valuable
credentials with various organizations in the Country, and is one of the reasons for our
continued success in corporate market. We have a nationwide distribution network and
represented by teams with great technical ability and expertise.
2. Product and service Offered
The main product and service offered by our company include Hardware’s (Appliances) and
Services.
Hardware:
2.1 HOME ELECTRONICS APPLIANCES
These includes TV, Refrigerators, Air conditioners, Laptops, Washing machine, Music
systems, Satellite Dish & Decoders. All these have been shown in our catalogue.

2.2 COMMUNICATION DEVICES i.e SMARTPHONES


These includes Mobile phones and tablets from known brands like Samsung, Huawei,
Apple, Oppo, RediMi,Tecno, Infinix. Computers both desktops and laptops for both iOS
and windows and many others.
3. SERVICE OFFERED
Our services include Large Scale distribution (delivery), maintenance and technical support,
installation to companies and individuals, following all legal procedures.
We also update TV Software to add new features or fix bugs. No matter what TV you have,
keeping your TV software up to date is very important.
Our entire product comes with 12 to 36 months manufacturer’s warranty depending on the
brand. (Terms and conditions applied). We also provide free installation services upon
delivery of the products. It is our highest priority to make sure that our products and services
meet or surpass your expectations as our customer.

4. BEST PRICES
We have the most competitive prices in the market by far on top of all the extra services that
we offer.

5. DIVERSITY OF FINANCIAL PRODUCTS OFFERED


This Proposal aims to establish business Partnership between Karibu Dukani LTD and TPB
Bank PLC. Bank Staff members will have an opportunity to loan by following Bank loan
procedure, and TPB Bank will also benefit from such loans.

5.1 CREDIT SALES


TPB Bank PLC Staff Members who are interested with our products but they are not financially
good at a time, they can now get a loan (TPB Bank PLC Credit Terms and conditions) and
afterwards they will have to repay the loan upon agreed terms and condition. Meanwhile TPB
Bank PLC shall pay in fully the purchased products to KARIBU DUKANI LIMITED.

5.2 BENEFITS
TPB Bank PLC will set up an interest rate to every loan processed and other loan processing
fees as per Bank loan requirements. Having Home Appliances Loan product, the Bank will
have a number loans from Staff members and Bank Client Members from other Companies,
which is more beneficial for TPB Bank.

6. BANK STAFF MEMBERS AND BANK CLIENT MEMBERS SATISFACTION


The most basic mission of the Bank is to make sure that it provides the most durable
satisfaction to its staff members and Bank Client members. Therefore, with that said electronic
appliances play a crucial role in our everyday life not only as a source of communication and
entertainment but also in our everyday work (careers), easing up our social chores and our
overall social welfare. However, by introducing Home Appliances Loan products to your staff
members and Bank Client members, will be solving the burden and toil faced by most
consumers when buying from non-authorized and vendors selling poor quality products with
no services after sale follow up whatsoever.
7. MARKETING AND PROMOTIONS
(a) The best way to market and promote our product is by conducting several presentations
to TPB Bank Branches countrywide. TPB Bank PLC may provide time to KARIBU DUKANI
LTD to do sales and marketing to staff members (option) to increase product awareness.
(b) TPB Bank will communicate internally to all branches and collect orders from Staff
members.
(c) KARIBU DUKANI LTD will introduce this product to all companies Countrywide that have
contracts with TPB Bank and that, employees take their salaries through TPB Bank.
However, Karibu Dukani LTD will align with TPB champion for presentation. All interested
TPB Bank client members will be directed to TPB Bank PLC for action.

8. Recommended/Proposed Plan for Hardware’s Payment


As business Partners, we would like to propose the following payment plan;
 All TPB Staff members who would to have any kind of home appliance to list their full
names with contact details and apply loan from TPB Bank PLC as per Bank loan
procedures.

 TPB Bank PLC has to Process and provide loans to its staff members and qualifying Bank
client members, (“the Applicants”) who wish to purchase products from KARIBU DUKANI
LTD.

 .TPB Bank PLC shall Make a single payment to KARIBU DUKANI LTD on behalf of all
their members after loans completed and send the order regarding the terms and
condition agreed.
Note: As soon as TPB Bank make the payment on behalf of their members, KARIBU DUKANI
LTD will immediately deliver the kits to the members and provide other service
accordingly.

We currently work with Ndovu Saccos Mbeya, Tanesco Saccos and Chai Saccos Mfindi
We will be glad if you will consider this amazing business opportunity

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