LANDBANK weAccess GENERAL TERMS AND CONDITIONS

I. FEATURES OF THE weAccess SERVICES

1. Requirement
Fill-out and submit three (3) copies of the weAccess Enrollment form.
2. Accessibility
a. We acknowledge that weAccess is a facility granted by Land Bank of the Philippines (LANDBANK/Bank) which we may avail of for as long as it is
offered and provided that we continue to be qualified under the terms and conditions.
b. Only enrolled deposit accounts can be accessed via weAccess with the use of an internet enabled computer (best works with Microsoft Internet
Explorer 7 or higher) and its corresponding User ID, Password and vToken Response Code. We will have to formally enroll/nominate additional
accounts that we want to access by signing an addendum to the weAccess Enrollment and Maintenance Agreement.
c. We understand that for our own safety, our User ID will be automatically disabled upon enrollment and will only be activated upon request by us.
LANDBANK will disable our User ID should the wrong Password be used three (3) times.
d. While weAccess is available twenty-four (24) hours a day, seven (7) days a week, some or all of the services may not be available at certain
times due to designated service periods, maintenance, computer, telecommunication, electrical or network failure and/or any other reasons
beyond LANDBANK’s control.
e. Online transactions initiated through weAccess before system downtime on a banking day shall be posted to our account on the same day. All
transactions completed after this system downtime on a banking day will be posted on the next banking day. Banking days are from Monday
through Friday, except for banking holidays.
3. Services and Business Rules
a. Account Information – We can view the available/outstanding balance (including amounts on hold/float) and the transaction history of the enrolled
regular peso savings/current accounts.
1) The accounts should be enrolled in the LANDBANK weAccess facility through the mother branch.
2) High Yield Savings Account is strictly for viewing only.
3) The account balances and history downloaded or printed are for reference purposes only. Official bank statement shall be requested from the
depository branch.
4) Today’s Transaction only includes over-the-counter transactions for the day.

b. ACIC File Upload Module – We, LGUs and NGAs, can upload the Accountant’s Advice/ACIC file generated from the Regular ACICDES (Advice on
Checks Issued and Cancelled Data Entry System).
1) Service Period is up to 7:00 pm, daily, except holidays.
2) Transactions made within the last 60 days can be viewed.
3) Requires RegACICDES. System shall be provided by the Branch.

c. Institutional Loan – We can view information regarding current loan information (e.g. outstanding principal balance, maturity date, loan status,
etc.). It shall be available as data viewing only.

II. GENERAL TERMS AND CONDITIONS

1. LANDBANK shall provide us the weAccess internet banking services in accordance with existing laws, rules and regulations and Republic Act 8792 (E-
Commerce Law) as well as LANDBANK’s business rules and regulations relative to the operation of the weAccess internet banking facility.
2. We shall maintain the required minimum Average Daily Balance (ADB) in our deposit accounts or as may be mutually agreed upon with LANDBANK. The
granting of the weAccess shall be temporarily suspended whenever the ADB requirement is not met and shall be resumed when the ADB requirement
is maintained.
3. We recognize LANDBANK’s proprietary interest in weAccess and we shall use its modules for their intended purpose only.
4. We shall be responsible for the authority delegated to another person to use the weAccess facility for non-monetary modules.
5. We shall have sole access to our weAccess accounts by taking the necessary steps to keep our User ID, vToken ID and Password confidential. We
authorize the Bank to act upon any instructions which are identified by the use of our User ID, vToken ID and Password. We hereby accept full
responsibility and accountability for all transactions executed via weAccess.
6. We undertake to change our Password from time to time as we deem necessary. Request for resetting of password by the authorized user shall be
officially recognized by the Bank unless revoked by the client through an Enrollment Form as deletion of user.
7. All information given by the caller, when matched with the challenge questions asked by the helpdesk administrators shall be considered as valid and
the caller shall be treated as the truthful owner/user of the account. Thus, the LANDBANK Helpdesk administrator shall not be held liable for any
information given by the caller. In case a voice logger has been activated, the voice logger shall be referred to in cases of inquiries, clarifications and
the resolution of controversies and/or disputes.
8. We shall provide LANDBANK with a correct and operational e-mail address. The Bank shall not be liable for any undelivered e-mail communication or
from unauthorized interception or use of data relating to us or to our account(s). We shall promptly notify the Bank of any change in our e-mail
address, contact numbers, business address or any other information which may affect communication by sending e-mail online or via telephone or any
other means.
9. We shall notify LANDBANK immediately upon receipt of any data or information through weAccess not intended for us. We shall delete such data or
information from our terminal immediately. We shall ensure the strict confidentiality of such information.
10. We shall promptly report any discrepancies, omissions, inaccuracies or incorrect entries in LANDBANK’s statement, any unauthorized transactions made
and instructions not implemented through e-mail, telephone or any other means.
11. If in case our deposit account is tagged with special instructions, we shall hold LANDBANK free from any obligation and liability on the effects of these
special instructions on our transactions.
12. LANDBANK reserves the right to determine the scope of weAccess, change the daily cut-off time, modify, restrict, withdraw, cancel or disconnect any
service without prior notice. In this case, LANDBANK shall coordinate with us through sending e-mail online or via telephone or any other means. It may
also deactivate, suspend or discontinue any service due to mishandling of accounts as defined by the Bank’s standard operating procedures or, if in the
Bank’s judgment, our continued access of weAccess may adversely affect the security of the system without prior notice.
13. LANDBANK shall not be liable for any cause beyond its control such as problems due to maintenance, telecommunication, electrical, network failure,
computer hardware or software (including viruses and bugs) or related/incidental problems that may be attributed to the services of an information
service provider.
14. LANDBANK may amend/supplement this Agreement from time to time with effectivity date as specified in the e-mail notice. Notice of the
amendment/supplement sent through e-mail at the address shown on our account records shall suffice. Thereafter, continued use of the weAccess will
constitute acceptance of the modification/supplement to the Agreement.
15. LANDBANK may limit our use of the services or terminate this Agreement once our account becomes dormant or is closed, garnished, escheated, or has
violated any of the terms and conditions and business rules of the weAccess.
16. LANDBANK may, in the future, impose charges on this arrangement within legal and regulatory limits and we hereby authorize the Bank to impose the
said charges accordingly upon notice through sending e-mail online or via telephone or any other means without need for further demand, notice or
consent. The Bank shall not be held liable for the failure of transactions due to insufficient funds resulting from the deduction of authorized charges.
17. LANDBANK shall not be liable for any loss or damage in connection with any unauthorized interception or use of data relating to us or our account(s),
including the missending thereof.
18. We agree to be bound by the laws, rules, regulations and official issuances applicable to weAccess now existing or which may be issued, as well as
such other terms and conditions governing the use of other facilities, benefits or services the Bank may make available to us in connection with
weAccess.

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Signature over Printed Name of Authorized Signatory/ies Signature over Printed Name of Authorized Signatory/ies