ATM SYSTEM

RAJA SHREE SHIVRAY PRATISHTHAN’S

MAHARASHTRA COLLEGE OF SCIENCE & COMMERCE,
KOTHRUD, PUNE – 411 038

A Project Report
ON
“Automated Teller Machine (ATM) System”

Submitted by,
MR. AKSHAY ANANT MAHADIK. (471)

Under the Guidance of

[Link]. Shobha Jagtap.

SUBMITTED IN THE PARTIAL FULFILLMENT

OF
MASTER OF COMPUTER SCIENCE
SEM-II
UNIVERSITY OF PUNE.

For academic year

2013-2014.

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 ATM SYSTEM

RAJA SHREE SHIVRAY PRATISHTHAN’S

MAHARASHTRA COLLEGE OF SCIENCE & COMMERCE,
KOTHRUD, PUNE – 411 038

CERTIFICATE

This is certify that,

[Link] ANANT MAHADIK (Roll no. 471) has successfully

completed the project titled “Automated Teller Machine (ATM) System.” as
part of University of Pune course as per following details.

Name of the course : [Link]. (Computer Science)

Semester : 2

Academic Year : 2013 - 2014

Project Guide Principal

Internal Examiner External Examiner

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 ATM SYSTEM

ACKNOWLEDGEMENT

It is our earnest duty to express our thanks to all those who contributed directly or
indirectly to our project.

Firstly we would like to thank RSSP’S MAHARASHTRA COLLEGE OF

SCIENCE & COMMERCE,KOTHRUD, PUNE – 411 038 and Computer Science
Department for giving us an opportunity. We would like to thank our Project Guide Prof.
Mrs. Shobha Jagtap, who initiated us to complete this project and guided us timely.

Last but not least we express our gratitude to all staff members and all our friends for their
excellent suggestions and coordination.

There might be some problems and extra requirements with this system. In future these
problems will be corrected accordingly. For this your valuable suggestions are most
welcomed.

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 ATM SYSTEM

INDEX

Sr. No Contents Page No

1 Problem Definition 7
2 Existing System and need for the new system 8
3 Scope of the work 9
4 Feasibility Study 11
Technical Feasibility 11
Economical Feasibility 11
Operational Feasibility 11
Hardware &software Requirement Specification 12
5 Requirement Analysis 13
fact finding methods 13
6 E-R Diagram 15
7 Normalized Database Design & Data Dictionary 16
8 Use-case Diagrams 19
9 Class Diagrams 20
10 Sequence Diagram 21
11 Activity Diagram 22
12 Component Diagram 23
13 Deployment Diagram 24
14 Use interface design 25
Input Screens using sample data 25
Reports 33
15 Testing & Implementation plan 34
16 User manual 40
17 Drawbacks, Limitations & Proposed enhancement 43
18 Abbreviations 44
19 Bibliography & References 45

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 ATM SYSTEM

Introduction:-
We are very glad to introduce our project “AUTOMATED TELLER
MACHINE”. Now a day each company or organization prefers the computerized paper-
work. Definitely the computer system is more reliable than the manual works. The common
human errors can be eliminated with the help of system.

An Automated Teller Machine (ATM) is a computerized telecommunications

device that provides the customers of a financial institution with access to financial
transaction in a public space without the need for a human clerk or bank teller. On most
modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic
stripe or a plastic smartcard with a chip that contains a unique card number and some security
information.

ATMs are known by various other names including automated banking machine,
money machine, bank machine, cash machine and Any Time Money in India.

An ATM card (also known as a bank card, client card, key card or cash card) is an
ISO 7810 card issued by a bank, credit union or building society, Unlike a debit card, in-
store purchases or refunds with an ATM card can generally be made in person only, as they
require authentication through a personal identification number (PIN). In other words,
ATM cards cannot be used at merchants that only accept credit cards.

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 ATM SYSTEM

History of ATM Machines:

The first mechanical cash dispenser was developed and built

by Luther George Simjian and installed in 1939 in New York
City by the City Bank of New York, but removed after 6
months due to the lack of customer acceptance.

Thereafter, the history of ATMs paused for over 25 years, until

De La Rue developed the first electronic ATM, which was
installed first in Enfield Town in North London, United Kingdom on 27 June 1967 by
Barclays Bank. This instance of the invention is credited to John Shepherd-Barron, although
various other engineers were awarded patents for related technologies at the time. Shepherd-
Barron was awarded an OBE in the 2005 New Year's Honours List. The first person to use
the machine was the British variety artist and actor Reg Varney.

The first ATMs accepted only a

single-use token or voucher, which was
retained by the machine. These worked
on various principles including radiation
and low-coercively magnetism that was
wiped by the card reader to make fraud
more difficult. The machine dispensed
pre-packaged envelopes containing ten
pounds sterling. The idea of a PIN stored
on the card was developed by the British engineer James Goodfellow in 1965.

ATMs first came into wide UK use in 1973; the IBM 2984 was designed at the request of
Lloyds Bank.

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 ATM SYSTEM

Problem Definition:-
Automated Teller Machine (ATM) system is banking software developed to
give facility of bank customer for 24hours & nearer to your location; therefore customer can
do their transaction at any time at any place. This software is also help for bank, to minimize
crowding of customer in bank premises & pressure of work on bank servants.
Now a day each company or organization prefers the computerized paper-work.
Definitely the computer system is more reliable than the manual works. The common human
errors can be eliminated with the help of system.

The main objective of ATM system is to help the organization in automating the
whole manual processing of the existing system. This project should support multi user
environment. The system is fully automated. ATM system is designed to solve the purpose
of clarifying system requirement. This system should be able to handle extremely large
volumes of data. This system should capable to keep track of all detailed description of the
account holder of banks.

The following details are involved in this ATM system project,

 ATM Card holder /account /bank customer detail.

 Daily transaction detail of each ATM card holder.

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 ATM SYSTEM

Existing System:-
 Existing system creates complexity in doing calculation of collection of money
because it is manual.
 Existing system creates problems in maintaining records of book keeping.
 Existing system, there is large documentary work so it requires space for its storage.
 To do the documentary work there is need of extra staff worker.
 Existing system takes much more time to updating process of records.
 Due to existing system crowding of customer in bank premises are more & pressure
of work on bank servants are also more.

Need for the new system:-

 The proposed system need to maintain all the records in computerized form.
 It is useful to store record systematically & accurately by using this system.
 It is useful to reducing the extra work which maintains the records of book keeping &
paper less work.
 We can easily handle data efficiently & effectively.
 The storage space, extra workers, missing files all these possibilities are decreased
through this system.
 This system helps to save time & cost spending on documentation.
 With the help of this system ATM card holder can see all the records about his
account only at any time efficiently.

 The most important facility provided by this system is that, there is no any possibility
of miss any records.

 This system is useful for recording daily transactions done by customers.

 So, this system helps to overcome the problems of previous system.

 An ATM card is an ISO card issued by a bank, credit union or building society.
Unlike a debit card, in-store purchases or refunds with an ATM card can generally be
made in person only, as they require authentication through a personal identification
number or PIN. In other words, ATM cards cannot be used at merchants that only
accept credit cards.

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 ATM SYSTEM

Scope of the work:-

As this is software it can be used by a wide variety of banks to automate the

process of manually maintaining the records related to the each transaction of bank account
holder. The main goal of this application is to provide very reliable & efficient service to
bank account holder at any time & any location.
This system will cover the following modules,

1. Cash Withdrawal.
2. Balance Enquiry.
3. Mini Statement.
4. PIN Change.
5. Cash Deposit.
6. Loan Information.
7. Help Menu.

Detail information about system modules,

1. Cash Withdrawal :-
It mainly used for withdrawal of cash as per customer demand. For any
authorized ATM card holder the ATM system requests for its ATM no & PIN no then
customer to login in their accounts, then amounts are given to system and customer can
withdraw amount.

2. Balance Enquiry :-
It refers to enquiry of bank balance of an authorized ATM card holder
account to check for the resulting balance after certain transactions.

3. Mini Statement:-
It refers to enquiry of last ten transaction of an authorized ATM card
holder. It includes deposit & withdrawal amount of transaction & also contains respective
transaction date and current available balance.

4. PIN Change:-
It refers to the Change of PIN no of an authorized ATM card holder. I
require giving system old PIN no of the ATM card & then giving new PIN no &
confirm the new PIN no.

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 ATM SYSTEM

5. Cash Deposit:-
It mainly used for deposit cash amount to their bank account as per
customer demand. It is easy process of deposit amount to their bank accounts without
filling deposit sleep.

6. Loan Information:-
It mainly used for to give information about various bank loan rates to
ATM card holder.

7. Help Menu:-
Help menu gives information about how to use ATM card when you give
correct information to ATM system. I describe information about all transaction
menus & what is used of each menu.

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 ATM SYSTEM

Feasibility study:-
Feasibility Study is essential to evaluate cost & benefit of the proposed system.
This is very important step because on the basis of this; system decision is taken on whether
to proceed or to postpone the project or to cancel the project. Feasibility study forms the most
important phase in the system development life cycle so that the people who are affected by
the system benefit from the change. This involves some very crude estimates of schedules of
completion of the proposed system and the cost of the system. This study ensures that the
system meets the objectives of the organization before it can be approved for development. It
also involves the study of different risks involved in developing the system.
The major areas to consider while determining the feasibility of a system are:-

 Technical Feasibility:-
The technical feasibility study always focuses on the existing computer hardware,
software and personal. This also includes need for more hardware, software or personal and
possibility of procuring or installing such facilities.

ATM is a system that can work on single stand alone Pentium machine with
128 MB RAM, Hard disk drive size of 80 GB, mouse, monitor and keyboard & it also require
internet connection to corresponding computer. The equipments are easily available in the
market, so technically the system is very much feasible.

 Economical Feasibility: -

This feasibility is useful to find the system development cost and checks
whether it is justifiable. The cost overheads include software and hardware maintenance cost,
training costs that includes cost required for manpower, electricity, stationary etc. The
proposed system will provide the right type of information at right time, and in the required
format. This will save time required for decision-making and routine operations. Considering
all these advantages, the cost overheads of the system are negligible. So the system is
economically feasible.

 Operational Feasibility : -
It is also known as resource feasibility. The operation users of the system
are expected to have minimum knowledge of computer. The developed system is simple
to use, so that the user will be ready to operate the system. The proposed system is
developed using JAVA programming language & Mysql database which is platform
independent and user friendly. So the system is operationally feasible.

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 ATM SYSTEM

Hardware Requirements:-

 Processor: Pentium 4 or onwards.

 Hard Disc: 80GB.
 RAM: 128MB.
 Monitor: 15” Color Monitor.
 Mouse.
 Keyboard.

Software Requirements:-

Operating System: - Windows XP or onwards or Linux.

 Java Run Time Environment (JRE) – jdk1.5 (As Front End Tool).
 Mysql-connector-java-5.1.22-bin.
 MYSQL server (As Back End Tool).
 JCreator.

Programming Languages Used:-

In this system we use JAVA Platform for programming [Link]

Platform means the environment which is used to run [Link] is platform
independent language since no only single operating system can be required by the
java. All the different operating system can execute the java programming language.

Java provides huge functionality that means it provide A huge library.

 Containing lots of reusable codes.
 An execution environment that provides services such as security.
 Portability across operating system.
 Automatic garbage collection.

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Requirement Analysis:-
This involves studying the current system to find out how it is working and
where the improvements should be made. These studies consider both manual and computer
methods. Hence an early step in investigation is to understand situation.

Activities In Requirement Determination:

 Requirement Investigation:
 Requirement Specification:

1. Requirement Investigation:-

This activity is at the heart of system analysis. Using a variety of tools and
skills analyst study the current system and documents its features for further analysis.
Requirement investigation relies on the fact-finding techniques

2. Requirement Specification:-
The data produced during fact-finding investigation are analyzed to
determine requirement specification. This is the description of features for new system.

Fact Finding Techniques:-

Fact-Finding is the formal process of using research, interviews, questionnaires,
sampling and preferences. It is also called information about systems, requirements, and
preferences. It is also called Information Gathering or Data Collection. Tools, such as data
and process models, document facts, and conclusion are drawn from facts. If you can’t collect
the facts, you can’t use the tools. Fact-Finding skills must be learned and practiced.

Different types of Fact-Finding techniques are:

* INTERVIEWS

* QUESTIONNAIRE

* RECORD REVIEW

* OBSERVATION

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 Interviews :
Interview technique is used to collect the information from individuals groups.
Analyst should select responds that are related with the system under study. In this method
the interviewer (analyst) faces to face with respondent & records of his/her responses. This
interviewer must plane in advance and should fully know the problems under consideration.
He must choose a suitable time & place, so that the interviewer may feel at ease during
interview.

 Questionnaire:
A questionnaire performs containing a sequence of questions to elicit
information mostly from a large no of persons. Drafting of questionnaires requires skill. The
questions must be clear, simple & to the point. They must be well organized from the point of
view of the respondent and formulated in such a manner as to provide the data in so far as
possible in the desired form. A questionnaire may be mailed to individuals who are requested
to write the answer of each question and return complemented performs back by post.

 Record view:
Information related with the system may be present in the form of records like
books, magazines, newspaper, historical documents, letters, journals, manuals, government
publications. This kind of record review provides very valuable information to the analyst
about the system, organization & various procedures & rules.

Record review may be performed in the beginning of study to collect initial information or at
the end of the study to compare actual operations.

 Observations:
If information is not collected from the other fact-finding methods, then
observation method is used. In this method analyst observes the flow of documents, way the
process is carried out, step followed, the persons involved etc. If the analyst is familiar with
the system then he/she knows what to observe and how to gather information. In experienced
person may observe unnecessary things, which delays the system study.

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 ATM SYSTEM

Entity Relationship Diagram:-

ATM card ATM PIN

no Account
no no ATM
SYSTEM

1 1 1
Maintains Generates
Accountdetail Report
M M

1 M
Maintains

Account
name

Balance

Give
Request to M information to
Transaction
M 1

Transaction
id Transaction Withdrawal Deposit amount Available
date amount
balance

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 ATM SYSTEM

Normalized Database Design & Data Dictionary:-

Database Table Design:-

The general theme behind a database is to handle information as an integrated
whole. A database is a collection of interrelated data stored with minimum redundancy to
serve many users quickly and effectively. After designing the input and output, the analyst
must concentrate on database design or how data should be organized around user
requirements. The general objective is to make information access, easy quick, inexpensive
and flexible for other users. During database design the following objectives are concerned:-

 Controlled Redundancy
 Easy to learn and use
 More information and low cost
 Accuracy
 Integrity

1) Table Name: - accountdetail It stores the information about account detail of

ATM card holder.

Field name Data type Size Constraint Description

atmno int 20 Primary key ATM card no.

accno int 20 Not Null Account no of ATM card holder.

pinno int 10 Not Null PIN no of ATM card holder.

acctype varchar 50 Not Null Account type of ATM card holder.

name varchar 100 Not Null Name of the ATM card holder.

balance float Not Null Available balance of ATM card holder.

expirydate date Not Null ATM card expiry date.

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2) Table Name: - transaction It stores the information about each

transaction created by ATM card holder.

Field name Data type Size Constraint Description

trid int 10 Primary key Transaction no

atmno int 20 Foreign key ATM card no.

accno int 20 Foreign key Account no of ATM card holder.

depositamt float Not Null Deposit amount of ATM card holder.

withamt float Not Null Withdrawal amount of ATM card

holder.

avbalance float Not Null Available balance of ATM card

holder.

tdate date Not Null Transaction date at which transaction

occurred by ATM card holder.

Data Dictionary:

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 ATM SYSTEM

The data dictionary of any system is an integral component of structure analysis,

since data flow diagrams by themselves do not fully describe the subject under investigation
about the system. A data dictionary is a catalog – a repository – of the elements in the system.
These elements center on data and the way they are structured to meet user requirements and
Money Exchange System needs. This step of creating a data dictionary is simultaneous with
the process of making data flow diagram(s). Here all the data fields in their respective tables
are allotted so as to access these data in the system. The data tables are created in a back-end
tool like Microsoft Access, Mysql etc…. Here in the ATM System we are created database
and tables using Mysql as it is the back-end tool used in the system.

The data dictionary consists of different major elements like Data Elements, Data
Store [Tables Used], Data Flow, Processes and other External entities used in the system. The
data dictionary stores details and description of these elements.

It is developed during data flow analysis and assists the analysts involved in
determining the system requirements. Analysts use data dictionary for the following
important reasons:

 To manage the details in large system.

 To communicate a common meaning for all system elements.
 To document the features of the system.

To facilitate analysis of the details in order to evaluate the characteristics and

determine where system changes should be made. To locate errors and omissions in the
system. The data dictionary contains different types of descriptions for the data flowing
through the system:

Data Elements is the most fundamental level which is also considered as the
building block for all other data in the system. It refers to all the different data used like
fields, data item, etc. to make the system fully functional irrespective to the table used in the
system. Here all the different type of fields used to make table are written sequentially
without referring to the tables. This process helps in the process of Normalization of tables.

Next to Data Elements comes the Data storage which provides the information of
where and how each data element is stored in which table and it also give information of any
constraints if there. This step also gives knowledge of different data types used for different
field and their size. All the normalized tables are showed in data storage.

Data Flow stage shows the flow of data in the system. This step is can be already
seen in the data flow diagrams above in this document. This step refers to all the data flow
paths were transactions are done in the computerized system.

The data flow step also includes different processes used in the system and it is
followed by External Entities used in the system.

Use-case Diagrams:-

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System Startup

System shutdown

Restock cash & receipt

paper
Technician
Collect cash

Authenticate card ATM

holder
Bank

Cash withdraw

Cash deposit

Balance Enquiry
ATM card holder

Change PIN no of ATM

Get loan information

ATM System

Class Diagrams:-

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Accountdetails Transaction

accno:integer trid:integer

atmno:integer atmno:integer

pinno:integer accno:integer

name:string depositamt:float

acctype:string withamt:float
1 1..* avbalance:float
balance:float

expirydate:date tdate:date
1..*
sname:string + give_transaction_details():string

+get_cash_withdraw():float 1
+give_cash_deposit():float ATM SYSTEM

+ask_balance_enquiry():string atmno:integer

+get_mini_statement():string 1..* 1pinno:integer

+update_pin_no():integer +validate_atmno_pinno():boolean

+get_loan_information():string +validate_account_type():boolean

+validate_cashwithdraw_limit():boolean

+manage_account_details():string

+manage_transaction_details():string

Sequence Diagram:-

:ATM card holder :ATM SYSTEM :Bank database

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 ATM SYSTEM

enter atm card no & pin no

validate atmno & pin no
request details of atm
give atm details
give response as name of card

request cash withdraw

validate per
day limit& balance update
give cash withdrawal details bank db
give cash amount and balance recpt give balance details

request for cash deposit amount give cash deposit details

give balance receipt give balance details update

bank db
request pin change validate old pin no

& update new pin no

Give new pin no details

give msg pin update successfully give details pin no update

request for balance enquiry bank db

request for balance details

give balance details

give details of balance

end

Activity Diagram:-

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 ATM SYSTEM

Verify atm no & [Incorrect] Handle code &

pin no show message

Dispense cash

[Correct]

Ask for transaction

Ask for withdrawal Ask for deposit Ask for balance Ask for update pin
amount amount enquiry no

[Amount not available] [Add amount] [Old pin! =]

[Amount available] Show balance & Show balance [Old pin correct]
print it & print it

Dispense cash & Show message pin no

show balance & update successfully
print it

Finish transaction
& print it

Component Diagram:-

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 ATM SYSTEM

[Link]

[Link]

[Link]

[Link]

TransactionMenu.j
ava

CashWithdrawal CashDeposit [Link] [Link]

.java .java va va

Pinchange .java LoanInformation . Help .java

java

Deployment Diagram:-

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 ATM SYSTEM

Cash
Dispenser

Receipt ATM
Network
Printer Machine Interface

Network connection

ATM

Network server

Use interface design: - Input Screens using sample data:

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 ATM SYSTEM

1) Welcome screen:

2) ATM card no screen: on success then below screen.

3) ATM card no screen: if enter wrong ATM no or PIN no.

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 ATM SYSTEM

4) ATM card no screen: if ATM card is out expiry date

5) ATM card no screen: each screen display out of 20sec then below message.

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 ATM SYSTEM

6) Account type screen: if account type is correct then go to transaction menu & wrong
then appear below screen & go to welcome screen.

7) Transaction menu screen:

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 ATM SYSTEM

8) Cash withdrawal screen: if cash withdrawal is success then appear below screen, if we
click on YES then go to balance enquiry screen, if NO then show available balance.

9) Cash withdrawal screen: if we enter amount >10000 then below appear screen.

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10) Cash withdrawal screen: if per day withdrawal amount >25000 then below appear
screen if your account is saving & account is current then amount>50000.

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11) Cash deposit screen: if cash deposit is success then appear below screen, if we click on
YES then go to balance enquiry screen, if NO then show available balance.

12) Balance Enquiry screen:

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 ATM SYSTEM

13) PIN change screen: if we enter old pin no correct and new & confirm pin no same
then appear below screen.

14) PIN change screen: if we enter old pin no wrong and new & confirm pin no same
then appear below screen.

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 ATM SYSTEM

15) PIN change screen: if we enter old pin no correct and new & confirm pin no
different then appear below screen.

16) Loan Information:

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 ATM SYSTEM

17) Help screen:

Reports: 1) Mini statement screen:

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Testing & Implementation plan:

A process of executing a program with the goal of finding errors is Software
Testing. A Software Testing Strategy helps to convert test case designs into a well-planned
execution steps that will result in the construction of successful software. Software testing is
a destructive process of trying to find the errors. The main purpose of testing can be quality
assurance, reliability estimation, validation or verification.

Principle of Testing:

 All tests should be traceable as per the customer requirement.

 Resource planning should be in advanced.
 Test cases should not leave any fatal error.
 Test case should handle all critical functions.
Testing is the set of activities that can be planned in advance and conducted
systematically. To define these activities templates are provided by different testing
strategies.

Unit Testing:
At vertex of spiral, testing begins with unit testing. It aims at testing each component
or unit of software to check its functionality, independently. Ensures that it works properly as
a unit. Typical units are
 Interface: tested to check proper flow of information into and out of the program unit
under test.
 Local data structures: tested to check integrity of data during execution.
 Boundary conditions: tested to ensure unit operates properly at boundaries to limit
processing.
 Independent paths: tested to ensure all statements in the unit are executed at least once.
 Error handling paths: tested to check whether error messages are user friendly and
corresponds to error encountered, whether they reroute or terminate process when error
occurred.
 Common errors found during unit testing are: incorrect initialization, precision inaccuracy,
mixed mode operation, incorrect arithmetic precedence etc.

Integration testing:
Further progressing the testing process, these units must be assembled or
integrated to form complete software package. So integration testing focuses the problems of
verification and construction.

Validation testing:
Taking one more outward turn along spiral, comes validation testing. It consists
of higher order tests using validation criteria defined during requirement analysis phase. This
test assures that software meets all functional, behavioural and performance requirements.

Performance Testing:

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 ATM SYSTEM

It concentrate on the transaction response time, throughput etc. It is designed

to test the run-time performance of software within the context of an integral system.
Performance testing is conducted throughout all steps of testing process.

User Acceptance Testing:

The major concern while developing any product is that the product must satisfy
the user. Any acceptance testing validates & verifies whether the product is user acceptable
or not. This test confirms the reliability of the product.

Test Cases & Test Results:-

Test Test name Description Expected Actual Result

no output output
1 Validate Check for valid If ATM card no & If ATM card no & pass
ATM card ATM card no & PIN no is valid PIN no is valid
no & PIN PIN no of ATM then go to test no then go to test no
no. card no screen. 2. 2.
If ATM card no & If ATM card no &
PIN no is not valid PIN no is not valid
then display then display
message “Invalid message “Invalid
ATM card no or ATM card no or
PIN no.” PIN no.”
2 Validate Check for ATM If ATM card is in If ATM card is in pass
ATM card card expiry date is expiry date then expiry date then
expiry date. out of current date display next screen display next screen
of ATM cards no as a “Account as a “Account
screen. Type” Type”
If ATM card is out If ATM card is out
of expiry date then of expiry date then
display message display message
“Your ATM card “Your ATM card
is out of expiry is out of expiry
date. Please take date. Please take
new ATM card new ATM card
from your home from your home
bank.” bank.”
3 Validate Check for each If each screen is If each screen is pass
each screen screen timer is out timer is out of timer is out of
time. of 20 seconds. 20seconds then 20seconds then
display messages display messages
“Do you want to “Do you want to
continue?” continue?”
If user clicks on If user clicks on
YES then current YES then current

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 ATM SYSTEM

screen is display screen is display

20seconds. 20seconds.
If user clicks on If user clicks on
NO then current NO then current
screen is exit & screen is exit &
display “Welcome display “Welcome
screen” screen”
4 Validate Check for account If account type of If account type of pass
account type of ATM card ATM card holder is ATM card holder is
type of holder of Account match then display match then display
ATM card type screen. next screen as next screen as
holder. “Transaction “Transaction
Menu” Menu”
If account type of If account type of
ATM card holder is ATM card holder is
not match then not match then
display messages display messages
“Your account “Your account
type is not type is not
matched with matched with
given account given account
type.” & current type.” & current
screen is exit & screen is exit &
display “Welcome display “Welcome
screen” screen”

5 Validate Check for If sum of If sum of pass

withdrawal withdrawal amount withdrawal amount withdrawal amount
amount of on current date & on current date & on current date &
saving enter withdrawal enter withdrawal enter withdrawal
account. amount is <=25000 amount of saving amount of saving
of saving account account is <=25000 account is <=25000
of cash withdrawal then go to test no then go to test no
screen. 7. 7.
If sum of If sum of
withdrawal amount withdrawal amount
on current date & on current date &
enter withdrawal enter withdrawal
amount of saving amount of saving
account is ! account is !
<=25000 then <=25000 then
display message display message
“Your cannot “Your cannot
withdraw per day withdraw per day
greater than greater than
25000 RS” 25000 RS”
6 Validate Check for If sum of If sum of pass

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 ATM SYSTEM

withdrawal withdrawal amount withdrawal amount withdrawal amount

amount of on current date & on current date & on current date &
current enter withdrawal enter withdrawal enter withdrawal
account. amount is <=50000 amount of current amount of current
of current account account is <=50000 account is <=50000
of cash withdrawal then go to test no then go to test no
screen. 7. 7.
If sum of If sum of
withdrawal amount withdrawal amount
on current date & on current date &
enter withdrawal enter withdrawal
amount of current amount of current
account is ! account is !
<=50000 then <=50000 then
display message display message
“Your cannot “Your cannot
withdraw per day withdraw per day
greater than greater than
50000 RS” 50000 RS”
7 Validate Check for If withdrawal If withdrawal pass
withdrawal withdrawal amount amount is >100 amount is >100
amount. is >100 of cash then go to test no then go to test no
withdrawal screen. 8. 8.
If withdrawal If withdrawal
amount is !>100 amount is !>100
then display then display
message “You message “You
cannot withdraw cannot withdraw
amount less than amount less than
100 RS” 100 RS”
8 Validate Check for If withdrawal If withdrawal pass
withdrawal withdrawal amount amount is >10000 amount is >10000
amount. is >10000 of cash then display then display
withdrawal screen. message “You message “You
cannot withdraw cannot withdraw
amount greater amount greater
than 10000 RS at than 10000 RS at
the same time” the same time”
If withdrawal If withdrawal
amount is !>10000 amount is !>10000
then go to test no then go to test no
9. 9.

9 Validate Check for If withdrawal If withdrawal pass

withdrawal withdrawal amount amount is divisible amount is divisible
amount. is divisible by 100 by 100 then go to by 100 then go to
of cash withdrawal test no 10. test no 10.

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 ATM SYSTEM

screen. If withdrawal If withdrawal

amount is not amount is not
divisible by 100 divisible by 100
then display then display
message “Amount message “Amount
should be multiple should be multiple
of 100” of 100”

10 Validate Check for If withdrawal If withdrawal pass

withdrawal withdrawal amount amount is > amount is >
amount. is > available available balance available balance
balance ATM card then display then display
holder of cash message “Your message “Your
withdrawal screen. cash withdrawal is cash withdrawal is
in processing take in processing take
money from money from
machine. Do you machine. Do you
have to take have to take
receipt?, receipt?,
If ATM card If ATM card
holder clicks on holder clicks on
YES then go to YES then go to
“Balance Enquiry “Balance Enquiry
Screen” Screen”
If ATM card holder If ATM card holder
clicks on NO then clicks on NO then
display message display message
“Your available “Your available
balance are: ---" balance are: ---"
If withdrawal If withdrawal
amount is !> amount is !>
available balance available balance
then display then display
message “Your message “Your
balance is less to balance is less to
withdraw withdraw
amount” amount”

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 ATM SYSTEM

11 Validate Check old PIN is If old PIN is If old PIN is pass

old PIN no. correct of PIN correct then go to correct then go to
Change screen. test no 12. test no 12.
If old PIN is wrong If old PIN is wrong
then display then display
message "You message "You
enter wrong old enter wrong old
PIN no.” PIN no.”

12 Validate Check New PIN is If New PIN is If New PIN is pass

New PIN match with match with match with
no & Confirm PIN no of Confirm PIN no Confirm PIN no
Confirm PIN Change then display then display
PIN no. screen. message “You message “You
have update PIN have update PIN
no successfully.” no successfully.”
If New PIN is not If New PIN is not
match with match with
Confirm PIN no Confirm PIN no
then display then display
message “Please message “Please
enter New PIN no enter New PIN no
& confirm PIN no & confirm PIN no
same !” same !”

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 ATM SYSTEM

User Manual:-

 Objective :

The main objective of this user manual is to introduce the user with the
available facilities in the ATM System. It provides a conceptual overview of the
functioning of the system and the detailed discussion and reports.

This user manual is divided into following logical parts:

1. Getting Started.

2. Functioning of the system.

The information regarding how one can start with the ATM system and how to
select appropriate buttons on the welcome screen can be seen and find in the Getting
Started portion.

The Functioning of the system part deals with the description of the purpose of
each of the menu items and screens. It also describes the functioning of the system i.e. where
to input data, how to process it and the detailed information about the reports and their
printing. This portion also describes the purpose of each input screen used in the system.

The error messages and their explanations and appropriate actions to be taken is
handled by Trouble Shooting part of the user manual of this document.

 Getting Started:

To start the ATM system, the steps to be followed are:

1. Switch ON the terminal / computer.

2. Windows is loaded and goes the ATM project folder and in than run
[Link] file.

3. As soon as the welcome file is executing/running then click on ok button and

next screen will be appear on the monitor as ATM card no.

4. Enter ATM card no and PIN no if it correct then go to account type screen, if
wrong then re-enter.

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 ATM SYSTEM

5. Select the account type, if account type is correct then goes to the next screen
as transaction menu if wrong then goes to the welcome screen.

6. Select any option from transaction menu screen and perform its respective
operations.

7. To cancel the current screen clicks in cancel button and next screen appear as
welcome.

8. To exit from the system clicks on the ‘EXIT’ button on the welcome screen.

 Functioning of the System :

This part of the user manual describes the basic functioning of the system the
procedure to invoke the main menu which has been described previously.

When the transaction screen appears the user can select several operations
that can be performed on the system.

The following is the list of processes or different transactions that can be performed
directly through the transaction screen.

Menu Explanation:-
This section refers to the various types of interfaces which the user has to face
during operating the computerized system of “System”.

The section refers with the entire interface [Screens] a user will have to face while
operating the current system. It shows the various screens appearing for different
transactions. All the screens of different transactions in the system are shown here.

Menus and links of ATM System are as follows;

1) Welcome: - This is main file of ATM system, by using this we can enter to the
ATM system & go to next screen as ATM card no.

2) ATM card no: - by using this we can enter the ATM card no and PIN no & these
are correct then we go to next screen as Account type.

3) Account Type: - by using this we can press our account type if account type is
match then go to next screen as Transaction. If account type is not match then
display appropriate message and go to welcome screen.

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 ATM SYSTEM

4) Transaction Menu: - by using this we can go to various screens such as cash

withdrawal, cash deposit, balance enquiry, mini statement, pin change, loan
information and help.

5) Cash Withdrawal: - by using this we withdraw cash from our account.

6) Cash Deposit: - by using this we deposit cash to our account.

7) Balance Enquiry: - by using this we can see our available balance.

8) Mini Statement: - by using this we can see our last 10 transaction.

9) PIN Change: - by using this we can change or update our PIN no of ATM card.

10) Loan Information: - by using this we can see various loan rates such as home
loan, car loan and personal loan.

11) Help: - by using this we can see how to operate existing system.

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 ATM SYSTEM

Drawbacks:-
1. ATM System requires 24 hours security therefore it requires security guards.
2. ATM System requires small shop to store machine therefore need to pay that shop
rents.
3. If money in the ATM is not available then it takes some time to fill the money in the
cash stock box in ATM machine.
4. If ATM card is lost & this lost ATM card uses any other person then it will become
dangerous.

Limitations:-
1. Our system may become obsolete as in computer industry; technological
developments are very fast, new software, new utilities may obsolete this system.

2. System security is ATM card no and PIN no dependent, if security about ATM card
no and PIN no information is not maintained, system could be in great danger.

3. This system is constructed and developed for text environment so pack gives best
appearance and performance under text environment but poor appearance on GUI
environment.

4. System requires electricity to function; absence may result in chaotic situation in the
organizational procedures.

Proposed enhancement:-
The system is designed keeping in mind the current requirements of the ATM.
However some aspects were not considered and system can easily changing where shop
requirements are changed.

Some of the enhancements can be:

 System can be design in GUI environment.

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 ATM SYSTEM

 System can be design to work without manpower by using Scratch card.

 The system can be made flexible so that new modules can be added at any given time.
 In future system can be construct the modules of fund transfer, mobile recharge, pay
electricity bill can be developed.

Abbreviations:-

After we have completed the project we are sure that problem in the existing
system would overcome. “Automated Teller Machine (ATM). System” process has been
computerized reduced human error and to increase the efficiency. The main focus of this
project is to lessen human efforts. The maintenance of record is made efficient, as all the
records are stored in the database through which the data can be retrieved easily. The
navigation control is provided in all form to navigate through large amount of records.
Our main aim of the project is to provide correct banking services to customer of the bank at
any time any place.

The problem which exited in earlier system, have been removed to large extent. The
computerization of the “Automated Teller Machine (ATM) System.” will not only improve
the efficiency but will also reduce human stress thereby indirectly improving human
resources.

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 ATM SYSTEM

References & Bibliography:-

Material referred for the development of this “Automated Teller Machine (ATM)
System” is as follows.

Bibliography:-

Books referred during project development:

1) Complete Reference Java 5. By Mr. Herbert Schilt.

2) JAVA 2 Black Book By Mr. Steven Holzner.

3) Software Engineering By Mrs. Sharada patil.

Website Reference:-

1. [Link]
2. [Link]

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