Digital Loan Origination Product Suite
A scalable, tested and customizable solution
bringing ultimate efficiency to field force and
aiding in Senior Management Decision Making
eSthenos Technologies Pvt. Ltd., Bengaluru [India]
The mobility suite from eSthenos has helped us in improving our
productivity by 30% and average TAT for sourcing reduced by
45%. The intuitive user interface agent on-boarding to less than 4
hours. Apart from going paperless, it has also helped us improve
upon our data hygiene at the time of data capture by field force
-Arvind Murarka, Head Information Technology
Arohan Financial Services pvt. Ltd.
eSthenos
www.esthenos.com
eSthenos has a double edged technological design which suites users at
front end, integrating with high end workflow based process at backend
-Harish raghu, MD & CEO
Saggraha Management Services pvt. Ltd.
eSthenos
www.esthenos.com
How we are impacting industry & society every month
Helping more than
2,000 active users to do
business with ease
Reducing waiting time
for more than 1,00,000
customers
eSthenos
www.esthenos.com
Saving 100s of trees
to have a green & clean
environment for all
Saving around 1L
A4 size paper
Bringing more
than INR 600 mn.
to the needy
Where we impact
Paperless Sourcing & Underwriting Credit
back-office not required
Increased Productivity Higher number of
loans serviced by a Field Officer ->Higher
Income per Field Officer
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eSthenos
www.esthenos.com
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Almost nil Data error [Close
Ended Data Flow]
Pre-populated Disbursement Kit
Increase in Productivity, with a
TAT of less than 4 days
Faster Funder Compliances / Audits
Faster Securitization Audits
Best possible customer experience
An ultra modern comprehensive analytics platform
Pre-Disbursal Data
[Sourcing to Disbursement]
-Real time visibility for field force about own and peer performance to
keep them motivated to achieve targets & to create a sense of healthy
competitiveness
-Geographical heat map to assist Management decisions on Future
expansion / Increased penetration existing geographical areas
-Continuous improvement by reducing the Time taken for critical steps
[Sourcing, Training, Financial literacy etc.]
-HO->Branch disbursement fund requirement for coming week
disbursements
-Independent Internal Audit module to have greater control
-Data Analytics based on geography, loan cycle, repayment, discipline,
caste-category etc.
Post-Disbursal Data
[collections/centre meeting]
Increased
Profit Margin
eSthenos
www.esthenos.com
Superior
Management
Controls
Data Security
& Data
Integrity
Our product lines
ne Tw
Small Business Loans
feet on street
Real-time CB Check
eSthenos
www.esthenos.com
MFI/Group Loans
Vehicle Loans
Individual loan
Home Loans
Bank BC Loans
Online-offline mode
Route optimization
Disbursement kit
Collections
Geo tagging & tracking
Real-time Dashboards
Individual profiling
Closing lines
Technology, innovation, and knowledge have become the key drivers of economic growth
today. A broad scan, across many industry verticals, suggests that much of the economic
growth of the last decade has been facilitated by the existence of strong technology
platforms. The effective absorption and utilization of technology is extremely important
for any sector at various developmental stages. However, the importance of right
technology becomes more pronounced at the advent of the growth stage when an
industry is expanding and diversifying rapidly like Microfinance & Small Business Loans.
What next
Please write us for LIVE DEMO enquiry@esthenos.com
Our whereabouts
eSthenos Technologies Pvt. Ltd.
# 1961, 1st Floor, Aradhana Arcade,
HAL 3rd Stage, New Thippasandra Main Road
Bengaluru -560 075,
Karnataka [India]
www.esthenos.com
eSthenos Technologies Pvt. Ltd., Bengaluru [India]
