US1492769A - Money-handeling system - Google Patents

Description

May 6 1924.

F. C. WEBER MONEY HANDLING SYSTEM Filed Jan. 2l 1920 4 Sheets-Sheet l N O C 0 00 B 00 0 f 00 0 00 d 00 a 00mn 82 2 00 0 0a 0 ...swf v 0 a 0| M, l,

INVENTOR.

BY t! ATTORNEY May e, 1924. 1,492,769 9 F. C. WEBER MONEY HANDLING SYSTEM Filed dan. 21. 1920 4 sheets-sheet 2 F U ,y ik

.2Q bw, INVENTOR.

y MM 26%/ /JATTORNEY I May 6 1924. 1,492,769

F. c. WEBER v MONEY HANDLING SYSTEM Filed Jan. 21 1920 4 Sheets-Sheet 5 INVENTOR.

Patented May 6, 1924.

UNITED s'rA'1rEsl Para' NT' .gs'FlCfLEg FREDEnIenLC.' wanna, or niiw venian/Y. f

y ivroNEY-HaNDr-I'NG svsrnan Application med January 21, i920. serial No. 353,006;I

To allwhom it may concer/n.'

Be it knownthat I, FREDERICK C. WEBER,

Another great desideratum is t-he added responsibility of the teller in making up large amounts in specified denominations to meet the requirements of the customers in making up payrolls. Change making devices for handling fractional currency and coins made up into rolls of specified amountsl are provided for convenient handling, but so far as I am aware, no attempt has been made to providek means for handling bills with the same degree of facility.

It is the purpose of my invention to provide a means for the rapidV handling of money of larger denomination, as well as a system of arrangement whereby ready access is instantly had not only toV bills of any denomination, but in any desired amounts within reasonable limits.' f

In carrying out my invention,l I make use of the several devices and structures set forth in the annexed specificationk and illustrated in the accompanying drawings, wherein- L f Fig. 1 is a plan view of a tellers window and counter with a simple form of my invention fitted thereto. l

Fig. 2 is an elevation of the same.

Fig. 3 is a side elevation of one of the dra-wer sections for holding the moneyl containers, partly broken away to show the interior arrangement.V

Fig. 4 is a vertical section of one ofthe drawer compartments.

Fig. 5 is a fragmentary perspectiveview of the tops of two adjacent drawers.

Fig. 6 is a vertical longitudinal section of a modified; form' of the invention'. Y

Fig. .7 is a fragmentary plan of a part of the tellers counter, partly broken away` to expose one f the drawers in plan.

Fig l8 is a fragmentof one ofthe bill containers', tachment to the feeding tape. v

Fig. 9 is aside elevation 'of a series of such containers-.showing the same attached to the feeding tape.v

Fig. l10 is a #front view vof a series of the a drawer compartment.

Fig. 11 is ay further modified form ofthe showing-.the method of. its atvcontainers showing their dispositionwithin invention designed to handle containers of adiffer'ent formzandmakeup.'

Fig. 12 is a plan of a pair yof drawer sections, yonein full and the other` with the handv operated `feed rollers.removed;V also, the plan and disposition of'a set of live feed rollers 'belonging to theadjoining section.

Figs.'13, 14, 15 and lshow different forms of containers adapted for use in connection l with the several forms ofthe invention.

Similar reference numeralsrefer .to like, parts throughout.. the; specification and drawings.- 1 j i Figs. 1 to 5, inclusive'illustrate the sim` plest form ofmy invention. It consists of the tellers window 1, and counter 2,' recessed at Sto receive ythe tray 4, which latter contains the series of. drawer sections-"5, 5. These sections consist'of open-sided drawers, divided into4 one, two or three compartments, 'accord-ing to theirvintended location within the tray. The drawers aresymmetricallyarranged on' either side of the center-- line, as shown in Fig.. 1,. so astoleave the .space @immediately back ofthe window 1,

uponfwhich the money containers areplaced to be delivered to the customers. This arrangement-also serves to locate the drawer sections at a safe ,distance from the window and out of convenient reach of a pilfe'rer. Each drawer has a covered 'top r7, and forwardly curved partitions 8, vat the upper edgeof, which the top 7 is slotted as at 9 and provided with the enlarged finger openings 10. Envelope containers 11, each having the correct amount of `currency therein, asv indicated' upon Iits-face, are placedA within `the several compartments, with the springs 12 pressing-them forwardagainst the front partitions 8. It will be noted that normally the upperend of the first container in any compartment `does not register with the slot 9, but that such 'c ontainerjmust `be bent forward to conform to the curve ofthe partition into' such'- registrybefore it can be removed from the compartment through the slot. This makes the extraction of containers from the window side of the counter all the more diiiicult, but does not interfere with ready removal of the containers from the opposite side; in fact, it is the easy and natural way to reach forward to a slot, run the finger over the tops of the exposed containers and upon reaching the first one, bend it forwardly to separate it 'from the others in order to get a hold upon it and then pull it out through the slot.

The forward part' of the finger openings 10 is of such size as to' expose a portion of the upper end of the iirst container. Upon this exposed part, certain figures and letters are printed, to indicate, ist, the amount of the contents of thev container; 2nd, the series lettervof the containers within that compartment; 3rd, the denomination of the bills within the container; and 4th, the amount of the contents remaining within the compartment. For example, the exposed container in the left-hand compartment shown in Fig, 5 indicates that each container has within it $20 in $2 bills; thatitis now delivering the second or B-series, in other words, that the first lot or A- series has been paid out and that the compartment is now delivering from the second filling; and finally the number 280 indicates that there is still a balance of $280 within the compartment. This numbering system serves as a continuing inventory of the contents of the compartment, since the next container` would have the number 260 and the next 240 and so cn. At the close of business, or at any other time,l these exposed numbers may be gathered and jotted down, and thus the contents of the entire tray may be readily ascertained without the nccessity of counting. It is obvious that the containers must be correctly and consecutivevv ly arranged when placing them within the compartments. This, however is previously done by other clerks and at times when the demands of the business permit, and

upon whom the responsibility for accuracy of count and arrangement rests.

Fer convenience and ready accessibility of the various compartments within the tray, l prefer to arrange them as indicated in Fig. 1. .Since the United States currency is based upon what is known as the 1. Q, 5 system, i. e., the bills are $1, $2, $5; $10, $20, $50; $100, $500; etc., the most convenient arrangement is to have the horizontal rows of compartments each contain bills of the same denomination, with the amounts or numbers Lof such bills increasing in the same ratio in the vertical columns upon either side of the common center. Again, the 1s, 2s and s are naturally placed upon the right hand side. since the great bulk of banking transactions cover amounts in which bills of these denominations form a part. The 10s, 269s and 50s are arranged in similar order upon the opposite side.

Since twenty to twenty-five bills within a container is a convenient limit in order not to unduly increase their bulk, l have indicated these numbers as the maximum, while the three compartments at the extreme ends of the tray may be set off to coutain bills of still larger denomination as indicated. If desired, the designated contents of the containers may be printed upon the tops of the compartments, as shown in Fig. 1, but this may be omitted since the same information is conveyed by the printing upon the exposed ends of the containers as they are seen through the several linger holes 10.

- VV hen business is closed for the day the 'sii entire tray 4, with its contents, may be removed and replenished, for the next days business, and thereafter stored 1n the bank vaultover night for safekeeping.4 Should any. of the compartments become exhausted l during the days business, the drawer containing that compartment will be removed and a full or reserve drawer with its con-- tents substituted for it.

As above set forth, the handling of a large banking business is greatly facilitated by the use of this system, even to such extent as to permit a single paying teller to do the work. of two or three tellers working the old way. Again, large manufacturing and mercantile companies employing many hands, may makeup their pay-rolls from'trays previously prepared at the bank, and having their compartments filled with containers of bills in certain predetermined and scheduled denomination. In this manner, the delay incident to the counting out of the money at the paying tellers Window and the resulting inconvenience of a waiting line of customers is avoided.

The system as thus JEar described mayT be called hand-operated. inasmuch as no operating mechanism is employed for delivering the containers, the teller merely having to select from the various compartments the amounts called for lby the check demands of the customer. The central drawer marked Coin, may contain coin money, either loose or in rolls, or it may be utilized to house any one of. the numerous change making devices now'soY commonly used in banks.

In Figs. 6 to 10 inclusive, l have illustrated a device for automatically delivering the containers to the teller upon pushing the proper buttons. In this form` thi` tellers counter or desk is provided with a series of delivery slots 12', as shown in Fig.

7. These slots extend vertically downwardin front of the live or driven rollers 13,

inn

beneath theconnter top, and staggered as to'depth as' clearly indicated in said'l ligure. Drawers 14 are r placed beneath the counter, having deliveryslots 15 whichy register with the slots`12. The sides of the drawers are open or cut away at 16, for the convenient vinsertion of the containers, which i'n'this lcase are all attached to the ribbon of tape 17 andspaced apart. Springsy 1S are "located within the compartmentsI yto force' `the' pack of containers .forward against the separating partitions 19 or front 20 s'o that the first container may be Vpassed upwardly throughv the delivery `slots`15 and 12 Upon the tops ofthe drawers, the sliding frames 21,-: 22-are mounted; the pivoted frame 23 is mounted inthe pocket 24 -upon the front Wall of the drawer." YThese frames are provided re-v lspectivelyfwth the driven feed rollers 25, 26, 27, take-`iip rollers 28, 29 andr30, to.- gether with Ithe'idle rollers 31.y 'Springs 32 areemployed to hold the several frames with their feed rollers outk of contact with the live fee'dfrcllers 13. Upon depressing the psh' buttons' 3 3 respectively, these frames will carry their respective feed rollers into contact'with the container within the slot 15 and force it against the live roller 13, by which it will be projected through the slot 12 to' a pointwithin easy reach of the teller. Upon vgiving the containera slight pull it will-be detached from the tape 17, which is wound nponthe take up roller 28, 29,' or30as the case may be. Even if not detached by the pull referred to, the container Awill be' detached 'by being stripped from thev tape 17 as the latter is forcibly drawn' to the take-nproller.

The several takfeu'prollers have their tunnions mountedin'slots r34 in their respective fr'ames'j springs 35 bear upon the .yokes 36 to press the take-up rollers against the idle y'rollers 3l, so as Vto ensure the consecutive deliveryI of the "cor'itainers4 and 'the propeidisposition ofthe tape.

drawers beneath 'the counter without inv erference betweenl vthe respective driving and driven feed rollers;

' The tape`17'has the series of containers attached to it in any convenient manner, as for exampler shown in" Figs;AA 8,?9 and '-10, by niean'spffthestickers or slips 37,"which are to the tape,Y` and'spaced"apartfas shown.

,Thiswill leave a fold 4of the" tape 5y1 7 ,pro-- jecting below the" ends of "ther containers when they are asseinbled'nf'the "cenip'artments.' Inordeiwtlithey"`1nay not bind' VandV interfold,A 'I lavepiovided 'the pairk .of ledgers 'er' shelvesss init-he" ndaomorfthe drawerfso asfiteprvies enamell 'saro receiyethefolds ofthetape, while lthe cor-- ners of the container ride npon the shelves 38. n Y I In Figs. 11 and 12v, I have show lr?d slightly different form of automatic delivery, to handle containers that are ,connected together in end 'tof' end'` relation and folded accordeon fashion, for stacking intojthe compartments. `The. live rollers 40, are

driven. from an electriemotor .flwhich may ation sans is.' springs 49 mathe frames in' their forward position with their rollers 'outof contact with the live feed rollers 4Q,

except when depressed by,v means of the push buttons 5 0, at the front ends' of th@ drawers. The drawer delivery slotsflare formed at the rear ends of thecompartments by eigtending the rear walls'48 upwardly and up- `turning the4 adjacent 'portion of the drawer top 52'. In the vangle"for1ned`by the up- Vturned .drawerftops the retaining d ogs 5,3

'are located Vto bear np'onftlie'containers as .they are drawn upwardly and prevent y their slipping back Iintol thel compartments when the'pressilre ofthe feed rollers 43 isreleased; v f Y `The .prepared containers are stacked into the compartments," .with the initial container earried up'into 'the kdelivery slot' 5.1, with its `upper end adjacent to the 'roller43, and'vinx positionv kto'ibe gripped -laetvseen it and vthe'live i roller 40. f The dogs V.ijwflll @hold the in'iitial'conta'ner intliis-.position The staggering ofthe rollers 13, and the corresponding arrangement of the lframes 22, 23, 24 permit the "free slidingof the' If desired, small gripping dogs 54 may be located at'tlie rear side ofthe delivery slots L4-2, tofacilitate the separation of the tandemV containers as they aref sfucceSSYely presented at .the month of said slots. .g `These dogs arey piyot'ed between their ends and l H `have tcutting. upper endsandgripping lower pasted lpartly to'the 'container' and partly endsfso thatwhen a container.' pressed against .thenpper edge,`inthe act yof 'tearing itctheflower end is pressed against the rearside of the followingv container: and holds it firmly while' tlieekposed container isbeing severed.

lThe containers for the' form Aof the device as showin' in Fig. 1" are vshowin in Fig'. 13. IThey' 'are fsimplerplain envelopes 55; sharing printed upon its face or upon its flap 56, the contents, the series letter, the denomination of the contents and a number indicating the compartment balance. This same form of container may be used with the form shown in Fig. 6, by pasting it to the tape 17 as 'hitherto described.

For the device as shown in Figs. 11 and 12, I have shown the containers 56 as formed from a continuous strip of paper 57 as in Fig. 14, cross perforated at 58, cross cut at 59, and diagonally cut at 60. rIhe strip is longitudinally scored to form the fold lines 6 1, 62. In making up a series, the selected t. bills 63 are placed upon the side flap 64, and

the triangular end flap 65 is folded over their ends. The side flap 64, with the bills thereon, is then folded over upon the body 66v of the container, and finally, the other side fiap67 is folded over and pasted down upon the lap 64, or secured thereto in any other desired manner. Each section of the paper strip is treated in the same manner until the entire series is made up, when they are folded up accordeon fashion as shown in Fig. 16. ready to be placed in their proper drawer compartment.

In Fig. 15, I have shown a slight modication of the series container strip. In this case, the strip 68 is cross cut at 69, and cross perforated at 71. Two flaps 72, 73 are cut 'out of the forward end of the body 74 of each container. The containers are made up kby placing the selected bills upon the body 74,` with the flaps 72, 73 folded over their ends, and the side flaps 75, 76 folded over and pasted down or otherwise secured. The purpose of the several end flaps 65, 72, 73 is to form a closed end for the respective containers.v The cross perforations permit the ready severance of the successive containers as they are presented through the delivery slots.

It is to be understood that each of the containers of a series will be exactly alike as to printed matter thereon, with the exception of the inventory number, which diminishes consecutively by an amount equal to the contents of each of that particular series of containers.

The systematic order of arrangement of the compartments as shown in Fig. 1, is preserved in all of the other forms.

Inasmuch as the serial numbering of the i containers' with numbers differing consecutively by an amount equal to the contents of the individual containers of the series, af-

' fords an lautomatic inventory of the remaining contents of a compartment when such containers are withdrawn in reverse order, I regard this feature as of great importance, and desire to claim the same broadly. In order to make the record complete, the containers may be directly numbered aswell. Thus, each container will have two serial numbers; one direct, indicating its order in the series or, the number of containers already withdrawn; the other indirect or reverse indicating the contents remaining inthe compartment.

I claim 1. In a money handling system, the combination of a plurality of bill containers', means vfor storing said containers in systematic order as to amount and denomination of contents, and means for preventing the extraction of said containers from said storing means except in predetermined order. .i

2. In a money handling system, the combination of a plurality of currency containers, each having printed thereon indicia as to the amount and denomination of the contents thereof, means for storing said containers in systematic order relativeto .said indicia, and means for preventing the eX- traction of said containers fromsaid storing means except in predetermined order. n, y 3. Ina money handling' system, the combination of a plurality of'money containers1 a compartment in whichv said containers4 are stored in serial order, said y:compartment having a delivery slot therein for the extraction of said containers only in serial order. i 4. In a money handling system, the cornbination of a drawer having a substantially closed compartment therein and having a delivery slot in the top thereof, a plurality of containers each containing the same amount of money inl bills of the same ,de-

.nomination placed within said compartment,

and means for permitting the successive deliveryof said containers through said slot.

5. In a money handling system, the combination of a drawer having a plurality yof compartments therein, a plurality of money containers arranged serially in sets and placed within said compartments in systematic order as to amountsand` denomination of their contents, each compartment having adelivery slot therein for permitting ythe delivery of said containersv therefrom in such serial order. Y

6. In a money handling system, thecombination of a desk, a plurality Vof removable drawers therein, each drawer having `one Aor more substantially closed compartments therein, a plurality of serially arranged money containers .for eachv compartment, and 'systematically arranged vthroughout said compartments as to the amount `and ldenomination of their respective contents, and

each of said compartments having a delivery slot for permitting the `extraction of` said containers in serial order.

7. In a money handling system, the combination of a desk, a pluralityofcompartments within said desk each of said compartments [having a delivery ,slot therein gne leading to the top of said desk or counter, a plurality of sets or series of money containers serially arranged within each of said compartments and systematically arranged throughout said compartments with reference to the amount and denomination of their contents, and means for permitting the extraction of said containers through said delivery. slots in serial order only.

8. In a money handling system, the combination of a plurality of money containers, means for storing said containers in systematic order as to amount and denomination of the contents thereof, and means for automatically delivering said containers from said storing means in predetermined order.

9. In a money handling system, the combination of a plurality of currency containers each having printed thereon indicia as to the amount and denomination of the contents thereof, means for storing said containers in systematic order relative to said indicia, and means for automatically delivering said containers from said storing means in predetermined order.

10. In a money handling system, the combination of a plurality of money containers, a compartment in which said containers are stored in serial order, a delivery slot for said compartment, and means for automatically delivering said containers from said compartment through said slot in serial order only.

11. In a money handling system, the combination of a drawer having a substantially closed compartment therein and having a delivery slot in the top thereof, a plurality of containers each containing the same amount of money in bills of the same denomination placed within said compartment in serial order, and means for automatically withdrawing said containers from said compartments through said slots in such serial order only.

12. In a money handling system, the combination of a drawer having a plurality of compartments therein, a plurality of money containers arranged serially in sets and placed within said compartments in systematic order as to amounts and denominations of their contents, a delivery slot for each compartment, and automatic means for drawing said containers successively from said compartments in serial order only.

13. In a money handling system, the combination of a desk, a plurality of lremovable drawers therein, each drawer having one or more substantially closed compartments, a plurality of serially arranged money containers lfor each compartment and systematically arranged throughout said compartments with reference to the amounts and denominations of their contents, a delivery v slot for each compartment leadingl to the surfaceof said desk or counter, and means beneath said desk for automatically delivering said containers through said slots to the surface of said desk.

14. In a money handling system, the combination of a desk, a plurality of compartments withink said desk or counter, each of said compartments having a delivery slot therein leading to the top of said desk, a plurality of sets or series of money containers serially arranged within each of said compartments and systematically arranged throughout said compartments with reference to the amounts and denominations of their contents, and means beneath said desk for automatically delivering said containers to the top thereof in serial order.

15. The combination ina money handling system,-of a plurality of` money containers connected together in serial order, a com-Y partment in which said containers are stored in such serial order, said compartment having a delivery slot therein for the extraction of said containers therefrom in reverse serial order.

16. In a money handling system, the combination of a drawer having a plurality of compartments therein, a plurality of money containers connected together and arranged serially in sets and placed within said compartments in systematic order as to amounts and denomination of their contents, each compartment having a delivery slot therein for permitting the delivery of containers therefrom in reverse serial order.

17. In a money handling system, the combination of a plurality of money containers, a compartment in which said containers are storedv in serial order, adelivery slot for said compartment, and means for automatically delivering said containers from said compartmentthrough said slot in reverse serial order.

18. In a money handling system, the combination of a drawer having a substantially closed compartment therein andv having a delivery slot in the top thereof, a plurality i

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