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TWI409710B - Storage method and system with secure identification certificate - Google Patents

Storage method and system with secure identification certificate Download PDF

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Publication number
TWI409710B
TWI409710B TW97116779A TW97116779A TWI409710B TW I409710 B TWI409710 B TW I409710B TW 97116779 A TW97116779 A TW 97116779A TW 97116779 A TW97116779 A TW 97116779A TW I409710 B TWI409710 B TW I409710B
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Taiwan
Prior art keywords
identification
servo system
voucher
identification certificate
service provider
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TW97116779A
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Chinese (zh)
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TW200947328A (en
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President Chain Store Corp
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Abstract

This invention provides a value-storing method with secure identification certificate and an system thereof. A central servo system obtains an identification certificate and then a servo system obtains a service account. The servo system links the identification certificate and the service account and sends the identification certificate and a company code to the central servo system. A read device reads the identification certificate and sends it to a terminal selling device. The terminal selling device sends the identification certificate, money amount information, and an identification code of the terminal selling device to the central servo system. The central servo system compares the identification certificate sent by the terminal selling device with the identification certificate sent by the servo system; when the two the identification certificates are determined to be identical, the central servo system marks the identification certificate as valid and therefore generates a transaction record according to the identification certificate and the money amount information and then sends the transaction record to the servo system.

Description

具有安全識別憑証之儲值方法及系統Stored value method and system with security identification certificate

本發明係關於儲值之技術領域,尤指一種具有安全識別憑証之儲值方法及系統。The invention relates to the technical field of stored value, in particular to a stored value method and system with a security identification certificate.

習知易付卡的使用係一使用者至一門市購買一張易付卡,刮掉其上的保密封條並依據所顯示的號碼輸入,即可完成易付卡的儲值。然而此種方式,系統服務者需製作不同面值的塑膠儲值卡片,並將該卡片配送至各個門市,而延伸增加成本的問題。同時,每次儲值後該卡片即作廢,當多次儲值後,非僅增加卡片製作成本,亦形成浪費。The use of the easy-to-pay card is a user-to-one store to purchase an easy-to-pay card, scrape the seal on it and input according to the displayed number to complete the stored value of the easy-paid card. However, in this way, the system service provider needs to produce plastic stored value cards of different denominations, and distribute the cards to various stores, thereby extending the problem of increasing costs. At the same time, the card is invalid after each stored value. When the value is stored for a number of times, not only the card production cost is increased, but also waste is formed.

針對上述問題,一種習知技術係將各種儲值商品製作成一本目錄,該目錄則列印各種儲值商品的相關資訊之條碼。圖1係一習知列印儲值商品的目錄之示意圖。如圖1所示,其列印A公司的小車競速遊戲的儲值條碼及B公司的飛行導航遊戲的儲值條碼。當一使用者在欲玩A公司的網路小車競速遊戲時,需先向A公司的伺服系統申請一使用者帳號。In view of the above problems, a conventional technique is to make various stored value products into a catalogue, which prints bar codes of related information of various stored value commodities. Figure 1 is a schematic illustration of a catalog of conventionally stored value-added items. As shown in Figure 1, it prints the stored value bar code of the company's car racing game and the stored value bar code of the company B's flight navigation game. When a user wants to play the company's online car racing game, he needs to apply for a user account to the company A's servo system.

當一使用者在玩A公司的網路小車競速遊戲而需對該遊戲的使用者帳戶進行儲值時,該使用者先於一門市繳交例如150元之費用給一門市人員,該門市人員用掃描器對圖1中A公司的小車競速遊戲下的條碼掃描後,將該條碼對應的資訊傳送給A公司的伺服器,該伺服器處理條碼對應的資 訊後,傳送一組號碼至該門市的電腦系統,該門市人員再將該組號碼列印,並交由該使用者上網至A公司的伺服器針對該使用者帳戶輸入該組號碼後,以達到儲值功能。When a user is playing a company's online car racing game and needs to store the user account of the game, the user pays a fee of, for example, 150 yuan to a city member before a store. After scanning the bar code under the racing game of company A in Fig. 1, the store personnel transmits the information corresponding to the bar code to the server of company A, and the server processes the corresponding code of the bar code. After the news, a group of numbers is transmitted to the computer system of the store, and the store personnel prints the group number again, and the user connects to the server of company A to input the group number for the user account, Reach the stored value function.

此種方法雖可解決製作不同面值的塑膠儲值卡片的問題,亦無需將該塑膠儲值卡片配送至各個門市而延伸增加成本的問題。但是,此習知技術僅能提供固定面額的儲值功能,而限制了使用者使用的便利性,更無法儲值任意金額。因此,習知儲值方法仍有諸多缺失,而有予以改進之必要。Although this method can solve the problem of making plastic stored value cards of different denominations, it is also unnecessary to extend the cost by distributing the plastic stored value cards to various stores. However, this prior art technology can only provide a fixed denomination of the stored value function, which limits the convenience of the user, and can not store any amount. Therefore, there are still many shortcomings in the conventional stored value method, and there is a need to improve it.

本發明之一目的係在提供一種具有安全識別憑証之儲值方法及系統,以避免習知技術中僅能提供固定金額的儲值額度,據而增加使用的便利性。同時,故無需像習知技術需列印一儲值條碼,以節省成本。It is an object of the present invention to provide a stored value method and system having a secure identification voucher to avoid the provision of a fixed amount of stored value in the prior art, thereby increasing the convenience of use. At the same time, there is no need to print a stored value bar code like the conventional technology to save costs.

本發明之另一目的係在提供一種具有安全識別憑証之儲值方法及系統,以藉由一識別憑證而增加系統的安全性。Another object of the present invention is to provide a stored value method and system having a secure identification voucher to increase the security of the system by identifying a voucher.

依據本發明之一特色,係提出一種具有安全識別憑証之儲值方法,包括步驟:(A)由一憑證提供業者的一中央伺服系統取得一識別憑證;(B)由一服務提供業者之伺服系統取得一服務帳號,該伺服系統並將該識別憑證與該服務帳號鏈結;(C)該服務提供業者之伺服系統傳送該識別憑證及該服務提供業者的公司代碼至該中央伺服系統;(D)一讀取裝置讀取該識別憑證,並傳送該識別憑證至一端點 銷售裝置;(E)該端點銷售裝置接收該讀取裝置所傳送之該識別憑證,並將該識別憑證、一金額資料及端點銷售裝置之識別碼傳送至該中央伺服系統;(F)該中央伺服系統比對該端點銷售裝置所傳送之該識別憑證與該服務提供業者之伺服系統傳送該識別憑證是否相符,當相符時,該中央伺服系統標注該識別憑證為有效,否則該中央伺服系統產生一拒絕訊號並傳送至該端點銷售裝置;(G)當該識別憑證為有效時,該中央伺服系統依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之伺服系統。According to a feature of the present invention, a stored value method with a secure identification voucher is provided, comprising the steps of: (A) obtaining a recognition voucher from a central servo system of a voucher provider; and (B) providing a servo by a service provider. The system obtains a service account, the servo system links the identification certificate with the service account; (C) the service provider's servo system transmits the identification certificate and the service provider's company code to the central servo system; D) a reading device reads the identification voucher and transmits the identification voucher to an endpoint a sales device; (E) the endpoint selling device receives the identification certificate transmitted by the reading device, and transmits the identification certificate, an amount of money data, and an identification code of the endpoint selling device to the central servo system; (F) The central servo system matches whether the identification certificate transmitted by the endpoint selling device and the service provider's servo system transmit the identification certificate, and when the matching is satisfied, the central servo system marks the identification document as valid, otherwise the central server The servo system generates a rejection signal and transmits to the endpoint sales device; (G) when the identification certificate is valid, the central servo system generates a transaction record based on the identification certificate and the amount of the data, and transmits the transaction record to This service provides the servo system for the operator.

依據本發明之另一特色,係提出一種具有安全識別憑証之儲值系統,其包括一中央伺服系統、一服務提供業者之伺服系統、一讀取裝置、一端點銷售裝置(Point of Sale, POS)。該中央伺服系統用以提供一識別憑證。該服務提供業者之伺服系統透過一網路而連接至該中央伺服系統,用以提供一服務帳號,該伺服系統並將該識別憑證與該服務帳號鏈結,該伺服系統傳送該識別憑證及該服務提供業者的公司代碼至該中央伺服系統。該讀取裝置用以讀取該識別憑證。該端點銷售裝置連接至該讀取裝置,並透過該網路而連接至該中央伺服系統,該端點銷售裝置接收該讀取裝置所傳送之該識別憑證,並將該識別憑證、一金額資料及該端點銷售裝置之識別碼傳送至該中央伺服系統。其中,該中央伺服系統比對該端點銷售裝置所傳送之該識別憑證與該服務提供業者之伺服系統傳送該識別憑證是否相 符,當相符時,該中央伺服系統標注該身份識別憑證為有效,否則該中央伺服系統產生一拒絕訊號並傳送至該端點銷售裝置,且當該識別憑證為有效時,該中央伺服系統依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之該伺服系統。According to another feature of the present invention, a stored value system having a security identification certificate is provided, which includes a central servo system, a service provider servo system, a reading device, and an endpoint sales device (Point of Sale, POS). ). The central servo system is used to provide an identification credential. The service provider servo system is connected to the central servo system through a network to provide a service account, the servo system links the identification certificate with the service account, and the servo system transmits the identification certificate and the Service provider's company code to the central servo system. The reading device is configured to read the identification voucher. The endpoint selling device is connected to the reading device and connected to the central servo system through the network, the endpoint selling device receives the identification certificate transmitted by the reading device, and the identification voucher, an amount The data and the identification code of the endpoint selling device are transmitted to the central servo system. Wherein the central servo system transmits the identification certificate to the service provider's servo system than the identification certificate transmitted by the service provider The central servo system marks the identification voucher as valid when it matches, otherwise the central servo system generates a rejection signal and transmits it to the end point selling device, and when the identification voucher is valid, the central servo system is based on The identification voucher and the amount of data generate a transaction record and transmit the transaction record to the service provider of the service provider.

圖2係本發明之一種具有安全識別憑証之儲值系統,其包括一服務提供業者之伺服系統210、一憑證提供業者的一中央伺服系統220、一讀取裝置230、及一端點銷售裝置(Point of Sale, POS)240。2 is a stored value system with a security identification voucher of the present invention, comprising a service provider's servo system 210, a voucher provider's central servo system 220, a reading device 230, and an endpoint selling device ( Point of Sale, POS) 240.

該服務提供業者之伺服系統210較佳為提供網路小車競速遊戲的A公司之伺服系統。當一使用者欲玩該網路小車競速遊戲時,需先至該A公司之伺服系統申請一服務帳號,以當該使用者登錄至該A公司之伺服系統時使用。The servo system 210 of the service provider is preferably a servo system of company A which provides a network car racing game. When a user wants to play the online car racing game, he/she needs to apply for a service account to the servo system of the company A to use when the user logs in to the servo system of the company A.

該憑證提供業者的中央伺服系統220用以提供一識別憑證。該使用者可事先向該憑證提供業者的一中央伺服系統220申請一識別憑證,該識別憑證可記錄至一卡片上,其為一組序號。The voucher provides the provider's central servo system 220 for providing an identification voucher. The user may apply in advance to the central servo system 220 of the voucher provider for an identification voucher, which may be recorded on a card as a set of serial numbers.

該使用者亦可在向該A公司之伺服系統申請一使用者帳戶時,藉由A公司之伺服系統向該中央伺服系統220申請一識別憑證。The user may also apply for an identification voucher to the central servo system 220 by the servo system of company A when applying for a user account to the servo system of the company A.

若該使用者事先向該憑證提供業者的一中央伺服系統220申請一識別憑證時,當該使用者在向該A公司之伺服系 統申請一服務帳號時,該使用者可在一特定欄位輸入該識別憑證,該伺服系統210會將該識別憑證與該服務帳號鏈結。If the user applies for an identification certificate to a central servo system 220 of the voucher provider in advance, when the user is in the servo system to the company A When applying for a service account, the user can input the identification certificate in a specific field, and the server system 210 links the identification certificate with the service account.

若該使用者在向該A公司之伺服系統210申請一使用者帳戶時,可藉由A公司之伺服系統210向該中央伺服系統220申請一識別憑證,當該中央伺服系統220傳送識別憑證至該伺服系統210後,該伺服系統210會將該識別憑證與該服務帳號鏈結。If the user applies for a user account to the servo system 210 of the company A, the identification system can be applied to the central servo system 220 by the servo system 210 of the company A, and the central servo system 220 transmits the identification certificate to After the servo system 210, the servo system 210 links the identification certificate with the service account.

該服務提供業者之伺服系統210透過一網路250連接至該中央伺服系統220,該服務提供業者之伺服系統210傳速該識別憑證及該服務提供業者的公司代碼至該中央伺服系統220。該服務提供業者的公司代碼更包含一服務代碼。其中,該網路250較佳為私有網路,該網路250亦可為公眾網路,例如網際網路(Internet)。The service provider's servo system 210 is coupled to the central servo system 220 via a network 250, and the service provider's servo system 210 transmits the identification credentials and the service provider's company code to the central servo system 220. The service provider's company code also contains a service code. The network 250 is preferably a private network, and the network 250 can also be a public network, such as the Internet.

該讀取裝置230連接至該端點銷售裝置240。該讀取裝置230讀取該識別憑證,並傳送該識別憑證至該端點銷售裝置240。當該卡片使用條碼以記錄該識別憑證時,該讀取裝置230較佳為一掃描器。當該卡片使用一接觸式電子晶片以記錄該識別憑證時,該識別讀取裝置230較佳為一晶片讀卡機。當該卡片使用一感應式電子晶片以記錄該識別憑證時,該讀取裝置230較佳為一感應式晶片讀卡機。The reading device 230 is coupled to the endpoint selling device 240. The reading device 230 reads the identification voucher and transmits the identification voucher to the endpoint selling device 240. When the card uses a bar code to record the identification voucher, the reading device 230 is preferably a scanner. When the card uses a contact electronic chip to record the identification document, the identification reading device 230 is preferably a wafer card reader. When the card uses an inductive electronic chip to record the identification document, the reading device 230 is preferably an inductive wafer reader.

該端點銷售裝置240連接至該識別讀取裝置230,並使用該網路250連接至該中央伺服系統220,該端點銷售裝置240接收該讀取裝置230所傳送之該識別憑證,並將該識別 憑證、一金額資料及一端點銷售裝置之識別碼傳送至該中央伺服系統220。The endpoint selling device 240 is coupled to the identification reading device 230 and is coupled to the central servo system 220 using the network 250, the endpoint selling device 240 receiving the identification credentials transmitted by the reading device 230, and The recognition The voucher, the amount of money data, and the identification code of an end point selling device are transmitted to the central servo system 220.

該端點銷售裝置240並具有一輸入裝置241及一記憶裝置(圖未示)。該輸入裝置241較佳為一鍵盤,以輸入前述之金額資料。由於可經由該輸入裝置241輸入前述之金額資料,該金額資料係一不限金額之資料。該記憶裝置儲存該端點銷售裝置之識別碼。The endpoint selling device 240 has an input device 241 and a memory device (not shown). The input device 241 is preferably a keyboard for inputting the aforementioned amount of money. Since the aforementioned amount of money information can be input via the input device 241, the amount of money data is an unlimited amount of data. The memory device stores an identification code of the endpoint selling device.

該讀取裝置230及該端點銷售裝置240較佳位於具有多處銷售據點的連鎖商店之同一據點內,亦可位於一特約門市或一商店。該讀取裝置230及該端點銷售裝置240之間可使用RS232、USB、或乙太網路連接。The reading device 230 and the endpoint selling device 240 are preferably located in the same location of a chain store having a plurality of sales offices, or in a special store or a store. An RS232, USB, or Ethernet connection can be used between the reading device 230 and the endpoint selling device 240.

該中央伺服系統220比對該端點銷售裝置240所傳送之該識別憑證與該服務提供業者之伺服系統210傳送該識別憑證是否相符。當相符時,該中央伺服系統220標注該識別憑證為有效,否則該中央伺服系統220產生一拒絕訊號並傳送至該端點銷售裝置240。The central servo system 220 matches whether the identification voucher transmitted by the end point sales device 240 communicates with the service provider's servo system 210 to transmit the identification voucher. When coincident, the central servo system 220 indicates that the identification credentials are valid, otherwise the central servo system 220 generates a rejection signal and transmits it to the endpoint selling device 240.

當該識別憑證為有效時,該中央伺服系統220依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之伺服系統210,以執行一不限金額的儲值作業。該交易記錄包含該服務提供業者的公司代碼、該服務代碼、該識別憑證及該金額資料。When the identification voucher is valid, the central servo system 220 generates a transaction record based on the identification voucher and the amount of money data, and transmits the transaction record to the service provider's servo system 210 to perform an unlimited amount of storage. Value job. The transaction record contains the company code of the service provider, the service code, the identification certificate, and the amount information.

該服務提供業者之伺服系統210依據該交易記錄,以對該識別憑證對應之該服務帳號進行儲值。該中央伺服系統220依據該端點銷售裝置之識別碼傳送該交易記錄至該端 點銷售裝置240,該端點銷售裝置240依據該交易記錄列印一收據,以供使用者收執。The service provider's servo system 210 stores the value of the service account corresponding to the identification certificate according to the transaction record. The central servo system 220 transmits the transaction record to the end according to the identification code of the endpoint selling device Point selling device 240, the endpoint selling device 240 prints a receipt according to the transaction record for the user to accept.

圖3係本發明一種具有安全識別憑証之儲值方法的流程圖。首先,於步驟(A)中,一使用者由一憑證提供業者的一中央伺服系統220取得一識別憑證。該憑證提供業者的一中央伺服系統220用以提供一識別憑證。該使用者可事先向該憑證提供業者的一中央伺服系統220申請一識別憑證,該識別憑證可記錄至一卡片上,其為一組序號。3 is a flow chart of a stored value method with a secure identification voucher of the present invention. First, in step (A), a user obtains an identification credential from a central servo system 220 of a voucher provider. The voucher provides a central servo system 220 for the provider to provide an identification voucher. The user may apply in advance to the central servo system 220 of the voucher provider for an identification voucher, which may be recorded on a card as a set of serial numbers.

該使用者亦可在向一服務提供業者之伺服系統210申請一使用者帳戶時,藉由該服務提供業者之伺服系統210向該中央伺服系統220申請一識別憑證。The user may also apply to the central servo system 220 for an identification credential by the service provider's servo system 210 when applying for a user account to a service provider's servo system 210.

於步驟(B)中,由該服務提供業者之伺服系統210取得一服務帳號,該伺服系統210並將該識別憑證與該服務帳號鏈結。該服務提供業者之伺服系統210較佳為提供網路小車競速遊戲的A公司之伺服系統。當一使用者欲玩該網路小車競速遊戲時,需先至該A公司之伺服系統申請一服務帳號,以當該使用者登錄至該A公司之伺服系統時使用。In step (B), a service account is obtained by the service provider's servo system 210, and the server system 210 links the identification certificate with the service account. The servo system 210 of the service provider is preferably a servo system of company A which provides a network car racing game. When a user wants to play the online car racing game, he/she needs to apply for a service account to the servo system of the company A to use when the user logs in to the servo system of the company A.

於步驟(C)中,該服務提供業者之伺服系統210透過一網路250連接至該中央伺服系統220,該服務提供業者之伺服系統210傳送該識別憑證及該服務提供業者的公司代碼至該中央伺服系統220。該服務提供業者的公司代碼更包含一服務代碼。其中,該網路250較佳為私有網路,該網路250亦可為公眾網路,例如網際網路(Internet)。In step (C), the service provider's servo system 210 is connected to the central servo system 220 via a network 250, and the service provider's servo system 210 transmits the identification certificate and the service provider's company code to the Central servo system 220. The service provider's company code also contains a service code. The network 250 is preferably a private network, and the network 250 can also be a public network, such as the Internet.

於步驟(D)中,讀取裝置230讀取該識別憑證,並傳送該識別憑證至該端點銷售裝置240。In step (D), the reading device 230 reads the identification voucher and transmits the identification voucher to the endpoint selling device 240.

於步驟(E)中,該端點銷售裝置240接收該身份識別讀取裝置230所傳送之該身份識別憑證,並將該身份識別憑證、一金額資料及端點銷售裝置之識別碼傳送至該中央伺服系統220。In step (E), the endpoint selling device 240 receives the identity identification certificate transmitted by the identity recognition reading device 230, and transmits the identification identifier, an amount of money information, and an identification code of the endpoint selling device to the Central servo system 220.

於步驟(F)中,該中央伺服系統220比對該端點銷售裝置240所傳送之該識別憑證與該服務提供業者之伺服系統210傳送該識別憑證是否相符,當相符時,該中央伺服系統220標注該識別憑證為有效,否則該中央伺服系統220產生一拒絕訊號並傳送至該端點銷售裝置。In step (F), the central servo system 220 matches the identification certificate transmitted by the endpoint selling device 240 with the service provider's servo system 210 to transmit the identification certificate. When the correspondence is met, the central servo system 220 indicates that the identification voucher is valid, otherwise the central servo system 220 generates a rejection signal and transmits it to the endpoint selling device.

於步驟(G)中,當該身份識別憑證為有效時,該中央伺服系統220依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之伺服系統210,以執行一不限金額的儲值作業。該交易記錄包含該服務提供業者的公司代碼、該服務代碼、該識別憑證及該金額資料。In step (G), when the identity verification voucher is valid, the central servo system 220 generates a transaction record according to the identification voucher and the amount of money data, and transmits the transaction record to the service provider's servo system 210. To perform an unlimited amount of stored value operations. The transaction record contains the company code of the service provider, the service code, the identification certificate, and the amount information.

於步驟(H)中,該服務提供業者之伺服系統210依據該交易記錄,以對該識別憑證對應之該服務帳號進行儲值。於步驟(I)中,該中央伺服系統220依據該端點銷售裝置之識別碼傳送該交易記錄至該端點銷售裝置240,該端點銷售裝置240依據該交易記錄列印一收據,以供使用者收執。In step (H), the service provider's servo system 210 stores the value of the service account corresponding to the identification certificate according to the transaction record. In the step (I), the central servo system 220 transmits the transaction record to the endpoint selling device 240 according to the identification code of the endpoint selling device, and the endpoint selling device 240 prints a receipt according to the transaction record for The user accepts the receipt.

圖4係本發明之一種具有安全識別憑証之儲值系統另一實施例之示意圖,其與圖2主要差別係新增一多媒體裝置 410。該多媒體裝置410包含一處理裝置411、一儲存裝置412、一數據傳輸裝置413、一鍵盤輸入裝置414、一螢幕415、一列印裝置416、一掃描裝置417、一網路連接裝置418、及揚聲器419。4 is a schematic diagram of another embodiment of a stored value system with a security identification certificate according to the present invention, and the main difference from FIG. 2 is the addition of a multimedia device. 410. The multimedia device 410 includes a processing device 411, a storage device 412, a data transmission device 413, a keyboard input device 414, a screen 415, a printing device 416, a scanning device 417, a network connection device 418, and a speaker. 419.

當該卡片使用條碼以記錄該識別憑證時,輸入該卡片以獲得該識別憑證,可經由該鍵盤輸入裝置414輸入前述之金額資料,該金額資料係一不限金額之資料。該處理裝置411結合該識別憑證及該金額資料,並經由該列印裝置416以條碼形式列印。該讀取裝置230讀取該條碼後,該端點銷售裝置240即可獲得該識別憑證及該金額資料。之後,該端點銷售裝置240將該識別憑證、該金額資料及該端點銷售裝置之識別碼傳送至該中央伺服系統220。When the card uses the barcode to record the identification voucher, the card is input to obtain the identification voucher, and the amount information is input through the keyboard input device 414, and the amount data is an unlimited amount of data. The processing device 411 combines the identification voucher and the amount of money data and prints them in barcode form via the printing device 416. After the reading device 230 reads the barcode, the endpoint selling device 240 can obtain the identification certificate and the amount information. Thereafter, the endpoint selling device 240 transmits the identification certificate, the amount information, and the identification code of the endpoint selling device to the central servo system 220.

由上述之說明可知,由於本發明的中央伺服系統220僅有該使用者的識別憑證、及該服務提供業者的公司代碼及服務代碼,並無該使用者的個人資料,例如身份證字號、住址、或電話,故可減少洩漏使用者的個人資料,而增加系統的安全性。同時在整個儲值過程中,該具有識別憑證的卡片僅記錄該識別憑證,並沒有其他資料,即使卡片遺失,亦不影響使用者的的權益,此種安全機制遠較習知技術更具有保障。同時可藉由端點銷售裝置240輸入不限金額的金額資料,故無需像習知技術需列印一儲值條碼,可降低成本。同時本發明技術藉由端點銷售裝置240輸入一不限金額的儲值額度,可避免習知技術中僅能提供固定金額的儲值額度,而增加使用的便利性。It can be seen from the above description that since the central servo system 220 of the present invention has only the identification certificate of the user and the company code and service code of the service provider, there is no personal data of the user, such as the ID number and address of the user. Or telephone, it can reduce the leakage of users' personal data and increase the security of the system. At the same time, in the whole stored value process, the card with the identification certificate only records the identification certificate, and there is no other information. Even if the card is lost, the user's rights and interests are not affected. This security mechanism is far more secure than the prior art. . At the same time, the amount of money data of an unlimited amount can be input by the endpoint selling device 240, so that it is not necessary to print a stored value bar code as in the prior art, which can reduce the cost. At the same time, the technology of the present invention inputs an unlimited amount of stored value by the endpoint selling device 240, which can avoid the convenience of the prior art that only a fixed amount of stored value can be provided, and the convenience of use is increased.

上述實施例僅係為了方便說明而舉例而已,本發明所主張之權利範圍自應以申請專利範圍所述為準,而非僅限於上述實施例。The above-mentioned embodiments are merely examples for convenience of description, and the scope of the claims is intended to be limited to the above embodiments.

儲值提供業者之伺服系統‧‧‧210Stored value provider servo system ‧ ‧ 210

中央伺服系統‧‧‧220Central Servo System ‧‧220

身份識別讀取裝置‧‧‧230Identification reading device ‧‧230

端點銷售裝置‧‧‧240Endpoint sales unit ‧‧240

網路‧‧‧250Network ‧ ‧ 250

輸入裝置‧‧‧241Input device ‧‧‧241

步驟‧‧‧(A)~(I)Step ‧‧‧(A)~(I)

多媒體裝置‧‧‧410Multimedia device ‧‧410

處理裝置‧‧‧411Processing unit ‧‧‧411

儲存裝置‧‧‧412Storage device ‧‧‧412

數據傳輸裝置‧‧‧413Data transmission device ‧‧ 413

鍵盤輸入裝置‧‧‧414Keyboard input device ‧‧ 414

螢幕‧‧‧415Screen ‧ ‧ 415

列印裝置‧‧‧416Printing device ‧ ‧ 416

掃描裝置‧‧‧417Scanning device ‧‧417

網路連接裝置‧‧‧418Network connection device ‧‧418

揚聲器‧‧‧419Speaker ‧‧‧419

圖1係一習知列印儲值商品的目錄之示意圖。Figure 1 is a schematic illustration of a catalog of conventionally stored value-added items.

圖2係本發明之具有安全識別憑証之儲值系統。2 is a stored value system with a secure identification certificate of the present invention.

圖3係本發明之具有安全識別憑証之儲值方法的流程圖。3 is a flow chart of a stored value method with a secure identification voucher of the present invention.

圖4係本發明之一種具有安全識別憑証之儲值系統另一實施例之示意圖。4 is a schematic diagram of another embodiment of a stored value system having a secure identification certificate according to the present invention.

儲值提供業者之伺服系統‧‧‧210Stored value provider servo system ‧ ‧ 210

中央伺服系統‧‧‧220Central Servo System ‧‧220

身份識別讀取裝置‧‧‧230Identification reading device ‧‧230

端點銷售裝置‧‧‧240Endpoint sales unit ‧‧240

網路‧‧‧250Network ‧ ‧ 250

輸入裝置‧‧‧241Input device ‧‧‧241

Claims (15)

一種具有安全識別憑証之儲值方法,包括步驟:(A)由一憑證提供業者的一中央伺服系統取得一識別憑證;(B)由一服務提供業者之伺服系統取得一服務帳號,該伺服系統並將該識別憑證與該服務帳號鏈結;(C)該服務提供業者之伺服系統傳送該識別憑證及該服務提供業者的公司代碼至該中央伺服系統;(D)一讀取裝置讀取該識別憑證,並傳送該識別憑證至一端點銷售裝置;(E)該端點銷售裝置接收該讀取裝置所傳送之該識別憑證,並將該識別憑證、一金額資料及端點銷售裝置之識別碼傳送至該中央伺服系統;(F)該中央伺服系統比對該端點銷售裝置所傳送之該識別憑證與該服務提供業者之伺服系統傳送該識別憑證是否相符,當相符時,該中央伺服系統標注該識別憑證為有效,否則該中央伺服系統產生一拒絕訊號並傳送至該端點銷售裝置;(G)當該識別憑證為有效時,該中央伺服系統依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之伺服系統;以及(H)該服務提供業者之伺服系統依據該交易記錄,以對該識別憑證對應之該服務帳號進行儲值; 其中,該識別憑證的型式係選擇自下列所組成之群組:一條碼型式、一接觸式晶片型式、及一感應式晶片型式。 A stored value method with a secure identification voucher, comprising the steps of: (A) obtaining a recognition voucher from a central servo system of a voucher provider; (B) obtaining a service account by a service provider's servo system, the servo system And linking the identification certificate to the service account; (C) the service provider's servo system transmits the identification certificate and the service provider's company code to the central servo system; (D) a reading device reads the Identifying the voucher and transmitting the identification voucher to an end point selling device; (E) the end point selling device receives the identification voucher transmitted by the reading device, and identifying the identification voucher, an amount of money information, and an endpoint selling device Transmitting to the central servo system; (F) the central servo system matches the identification certificate transmitted by the end point selling device with the service provider's servo system to transmit the identification certificate, and when the correspondence is met, the central servo The system marks the identification voucher as valid, otherwise the central servo system generates a rejection signal and transmits it to the end point selling device; (G) when the identification voucher is At the time, the central servo system generates a transaction record based on the identification voucher and the amount of the data, and transmits the transaction record to the service provider's servo system; and (H) the service provider's servo system is based on the transaction record. The stored value is stored in the service account corresponding to the identification certificate; The type of the identification voucher is selected from the group consisting of: a code pattern, a contact wafer type, and an inductive chip type. 如申請專利範圍第1項所述之方法,其更包含下列步驟:(I)該端點銷售裝置列印一收據。 The method of claim 1, further comprising the step of: (I) the endpoint selling device printing a receipt. 如申請專利範圍第2項所述之方法,其中,該服務提供業者的公司代碼更包含一服務代碼。 The method of claim 2, wherein the service provider company code further comprises a service code. 如申請專利範圍第3項所述之方法,其中,該交易記錄包含該服務提供業者的公司代碼、該服務代碼、該識別憑證及該金額資料。 The method of claim 3, wherein the transaction record includes the company code of the service provider, the service code, the identification certificate, and the amount information. 如申請專利範圍第4項所述之方法,其中,該別憑證型式為一條碼型式時,該讀取裝置係為一掃描器。 The method of claim 4, wherein the reading device is a scanner when the voucher type is a code pattern. 如申請專利範圍第4項所述之方法,其中,該識別憑證型式為一接觸式晶片型式時,該讀取裝置係為一晶片讀卡機。 The method of claim 4, wherein when the identification voucher type is a contact wafer type, the reading device is a wafer card reader. 如申請專利範圍第4項所述之方法,其中,該識別憑證型式為一感應式晶片型式時,該讀取裝置係為一感應式晶片讀卡機。 The method of claim 4, wherein the identification device is an inductive wafer reader, and the reading device is an inductive wafer reader. 一種具有安全識別憑証之儲值系統,其包括:一中央伺服系統,用以提供一識別憑證,其中一使用者由該中央伺服系統取得一識別憑證;一服務提供業者之伺服系統,透過一網路而連接至該中央伺服系統,用以提供一服務帳號,該伺服系統並將該 識別憑證與該服務帳號鏈結,該伺服系統傳送該識別憑證及該服務提供業者的公司代碼至該中央伺服系統;一讀取裝置,用以讀取該識別憑證;以及一端點銷售裝置(Point of Sale,POS),連接至該讀取裝置,並透過該網路而連接至該中央伺服系統,該端點銷售裝置接收該讀取裝置所傳送之該識別憑證,並將該識別憑證、一金額資料及該端點銷售裝置之識別碼傳送至該中央伺服系統;其中,該中央伺服系統比對該端點銷售裝置所傳送之該識別憑證與該服務提供業者之伺服系統傳送該識別憑證是否相符,當相符時,該中央伺服系統標注該身份識別憑證為有效,否則該中央伺服系統產生一拒絕訊號並傳送至該端點銷售裝置,且當該識別憑證為有效時,該中央伺服系統依據該識別憑證及該金額資料產生一交易記錄,並將該交易記錄傳送至該服務提供業者之該伺服系統,該服務提供業者之該伺服系統依據該交易記錄,以對該識別憑證對應之該服務帳號進行儲值,且該識別憑證的型式係選擇自下列所組成之群組:一條碼型式、一接觸式晶片型式、及一感應式晶片型式。 A stored value system with a security identification certificate, comprising: a central servo system for providing an identification certificate, wherein a user obtains an identification certificate from the central servo system; a service provider provides a servo system through a network Connected to the central servo system to provide a service account, the servo system will Identifying the voucher and the service account link, the servo system transmitting the identification voucher and the service provider company code to the central servo system; a reading device for reading the identification voucher; and an endpoint selling device (Point Of a POS, connected to the reading device, and connected to the central servo system through the network, the endpoint selling device receives the identification certificate transmitted by the reading device, and the identification certificate, The amount information and the identification code of the endpoint selling device are transmitted to the central servo system; wherein the central servo system transmits the identification certificate to the service provider's servo system and the identification certificate transmitted by the service provider Corresponding, when the agreement is met, the central servo system marks the identification certificate as valid, otherwise the central servo system generates a rejection signal and transmits it to the endpoint selling device, and when the identification certificate is valid, the central servo system is based on The identification voucher and the amount of data generate a transaction record and transmit the transaction record to the service provider The system, the service provider of the service provider stores the value of the service account corresponding to the identification voucher according to the transaction record, and the type of the identification voucher is selected from the group consisting of: a code type, a Contact wafer type, and an inductive wafer type. 如申請專利範圍第8項所述之系統,其中,該端點銷售裝置列印一收據。 The system of claim 8, wherein the endpoint selling device prints a receipt. 如申請專利範圍第9項所述之系統,其中,該服務提供業者的公司代碼更包含一服務代碼。 The system of claim 9, wherein the service provider company code further comprises a service code. 如申請專利範圍第10項所述之系統,其中,該交易記錄包含該服務提供業者的公司代碼、該服務代碼、該識別憑證及該金額資料。 The system of claim 10, wherein the transaction record includes a company code of the service provider, the service code, the identification certificate, and the amount information. 如申請專利範圍第11項所述之系統,其中,該識別憑證型式為一條碼型式時,該讀取裝置係為一掃描器。 The system of claim 11, wherein the reading device is a scanner when the identification voucher type is a code pattern. 如申請專利範圍第11項所述之系統,其中,該識別憑證型式為一接觸式晶片型式時,該讀取裝置係為一晶片讀卡機。 The system of claim 11, wherein when the identification voucher type is a contact wafer type, the reading device is a wafer card reader. 如申請專利範圍第11項所述之系統,其中,該識別憑證型式為一感應式晶片型式時,該讀取裝置係為一感應式晶片讀卡機。 The system of claim 11, wherein the identification device is an inductive wafer reader, and the reading device is an inductive wafer reader. 如申請專利範圍第11項所述之系統,其更包含:一多媒體裝置,用以讀取該識別憑證及接收該金額資料,並列印一包含該識別憑證及該金額資料的條碼;其中,該讀取裝置讀取該上述條碼以獲得該識別憑證及該金額資料,並傳送該識別憑證及該金額資料至該端點銷售裝置。The system of claim 11, further comprising: a multimedia device, configured to read the identification certificate and receive the amount of data, and print a barcode including the identification certificate and the amount of data; wherein The reading device reads the barcode and obtains the identification certificate and the amount information, and transmits the identification certificate and the amount information to the endpoint selling device.
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Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1999010824A1 (en) * 1997-08-22 1999-03-04 Visa International Service Association System and method for fast smart card transactions
US6990588B1 (en) * 1998-05-21 2006-01-24 Yutaka Yasukura Authentication card system
TW200731153A (en) * 2005-09-09 2007-08-16 Nihon Unica Corp Electronic money settlement system and electronic money information storage medium

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1999010824A1 (en) * 1997-08-22 1999-03-04 Visa International Service Association System and method for fast smart card transactions
US6990588B1 (en) * 1998-05-21 2006-01-24 Yutaka Yasukura Authentication card system
TW200731153A (en) * 2005-09-09 2007-08-16 Nihon Unica Corp Electronic money settlement system and electronic money information storage medium

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