TR202015804A2 - A VIRTUAL POS MANAGEMENT SYSTEM - Google Patents

Abstract

This invention enables companies to identify and manage transactions made with virtual pos (point of sale) devices that allow companies to receive payments with credit cards and debit cards on electronic commerce sites that offer products or services through online shopping. It relates to a system (1).

Description

DESCRIPTION A VIRTUAL POS MANAGEMENT SYSTEM Technical Area This invention is an electronic commerce offering products or services through online shopping. It allows companies to receive payments by credit and debit cards on their websites. Which web page of transactions made with virtual pos (point of sale) devices It enables the detection and management of what is done through the site and server. relates to a system. Prior Art Virtual POS devices can be used to purchase products or services online (over the internet). Payment by credit card or debit card on e-commerce sites that offer services devices that allow it to be done. Payment in shopping transactions with virtual pos online payment of card information of users who By entering from the screen, the card information is transmitted to the bank to which the virtual POS is connected, and Payment is made upon receipt of the transaction confirmation. Virtual POS in electronic commerce sites There are various types of devices that banks make compulsory for companies to use their devices. There are security measures. One of these security measures is virtual pos It is to make sure that the websites where the device will be used are safe. for the banks to use the websites to be used in the contracts they have made with the companies. and allows companies to transact with different websites. they prevent. However, there are many websites serving in the field of electronic commerce. Monitoring of websites where companies use virtual pos device since there is an S Item it is difficult.

The current website of virtual pos devices in contracts with companies by banks to determine whether it is used outside of their addresses. Web sites in network traffic are checked with internet network scans. is being done. These scans are performed by companies with third-party software. Extra service fees are incurred for electronic commerce companies. is coming out.

For this reason, the studies and deficiencies in the current technique should be taken into consideration. before coming to the payment process in virtual POS device usage before (i.e. before coming to the virtual pos device in the shopping flow) the transaction It is a site defined in the bank by determining the web site address made. It is understood that there is a need for a system that enables the determination of In the document, product and service card compatible online sales service is provided. a method is mentioned. The method in the present invention is online Establishing the connection of the sales site with the banking network, product and service suppliers are listed on the online sales site and selected products and carries out the purchase of services over the banking network.

Brief Description of the Invention The aim of this invention is to use virtual pos devices in electronic commerce sites. Website address requested during the provisioning process for payments made A system that automatically detects (domain) information is to perform.

Another purpose of this invention is to use virtual pos devices in electronic commerce sites. In the payments made, provision is made before the transaction flow comes to the virtual POS device. During the process, the electronic commerce company of the requested website by the bank is a permitted website in accordance with a prior agreement with It is to implement a system that allows it to be detected.

Detailed Description of the Invention “A Virtual POS Management System” implemented to achieve the purpose of this invention shown in the attached figure, this figure; Figure 1 is the schematic view of the system that is the subject of the invention.

The parts in the figure are numbered one by one and the corresponding numbers are given below: System electronic device Electronic commerce application Database bank server Which web page of transactions made with virtual pos devices on electronic commerce sites It enables the detection and management of what is done through the site and server. the inventive system (1); -Exchanging data using any remote communication protocol and at least one that is configured to run at least one application on it. electronic device (2), - at least the card information of the users executed on the electronic device (2) at least configured to enable them to enter a product purchase request an electronic commerce application (3), -Virtual pos provider companies of virtual pos user companies in virtual pos the website address information they declare to use and the server they use. to record the IP (internet protocol) numbers of the devices configured at least one database (4] and -communicate with electronic device (2) using any remote communication protocol electronic commerce through the communication established with the electronic device (2) in communication with the database (4), which performs data exchange with the application (3) and electronic commerce application by a user that manages the database (4) (3) it is triggered when a purchase request is sent over the users' electronic virtual pos on the web browser from which they access the commerce application (3) the opening of the redirect page and the virtual The pos device user is opening the forwarding page that the company previously determined. To get information about the rules of the company, the web site address of the company as soon as the redirect page is opened. get information and filter on the obtained website address information to edit the website address so that only the domain name remains, and to the database together with the information about the provision (prepayment confirmation) process (4] to save the virtual pos user by connecting to the database (4) at certain periods. registered website domain name and IP address information for a company. Comparing the site domain name and IP address information, as a result of the comparison If it detects different records, it will generate an alarm and forward it to the relevant units. contains at least one bank server (5) configured.

The electronic device (2) in the system (1), which is the subject of the invention, must have at least one smartphone, tablet configured to run an electronic commerce application (3) A computer is a device in the form of a desktop computer or a portable computer. Promise The electronic device (2) is connected to an input unit in the form of a button or a touch screen. has. Electronic device (2) is any device in the state of the art. to establish a connection with the bank server (5) using the remote communication protocol and Electronic commerce application (3) and bank Server over this connection It is configured to enable data exchange between (5).

In the preferred embodiment of the invention, the electronic device (2) is connected to the bank server (5). To exchange data using a data bus in the form of the Internet is being configured.

Electronic commerce application (3) electronic device in the system that is the subject of the invention (2) and between the electronic device (2) and the bank server (5). to exchange data with the bank server (5) over the established communication is configured to. The mentioned electronic commerce application (3) is the most At least, users can make a purchase by entering their payment information in the form of card information. are structured to enable them to create demand. Find your choice electronic commerce application (3), electronic device (2) It is a web application that runs on Communication with the database (4) bank server (5) in the system (1) which is the subject of the invention and is configured to be managed by the bank server (5).

In the database (4) in question, the virtual pos of an enterprise with a virtual pos recording the website address information and server IP information that it has declared for its use. It is configured to keep it under. The database (4) is the web site specified by the companies. Registering site information filtered so that only the domain (domain name) remains It is configured to keep it under. The database (4) also includes The website address where the virtual pos is used, determined by the server (5), and It is configured to record server information. database (4), Only the domain (domain name) will remain in the website information where the virtual POS is used. It is configured to record as filtered in this way.

Bank server (5 l, in the state of the art) in the system (1) which is the subject of the invention with electronic device (2] using any remote communication protocol to communicate and over the electronic device (2) through this established communication. to perform data exchange with the electronic commerce application (3]. is being configured. Bank server (5) in the preferred embodiment of the invention communication with the electronic device (2) over a data network in the form of the Internet is configured to install. The said bank server (5), database (4) recording new data in the database (4) to manage the database (4) with operations such as deleting or updating is being configured. In the preferred embodiment of the invention, the bank server (5) is a When the company creates a virtual POS device usage request, it is declared by the company. and the web site address information approved by the bank and the information used by the companies. to save the server IP address information in the database (4) is being configured. Bank server (5), website address declared by companies URL in info (Uniform Resource Loader) protocol name, subdomain (sub-domain), query parameter, url filtering out extensions and url parameters with the regular expressions method, and to save the filtered website address in the database (4) is being configured. In the preferred embodiment of the invention, the bank server (5), When a purchase request is submitted via the electronic commerce application (3) by triggering that users access the electronic commerce application (3). Opening the virtual pos redirect page on the web browser and opening the Via the redirect page, the user of the virtual pos device has previously the redirect page opening rules information (opening in a new tab, open in current tab, open in iframe (frame placed on page), and about to receive a pop-up (opening in a small window within the page) is being configured. The bank server (5) in question is the redirect page that opens Receiving the website address information of the company where the virtual POS device will be used. and the protocol name in the URL in the obtained website address information, subdomain (sub-domain), query parameter, url extensions and url parameters filtering and filtering the filtered website address with the regular expressions method to save in the database (4) together with the information about the provisioning process. is being configured. Bank server (5]I periodically to database (4) The registered website domain name and IP address for a virtual pos user company by connecting address information and the website domain name determined with the said information. and IP addresses are configured to compare information. Bank server (5) matched website address on the comparison server and [P information to create a report for the company in question and inform the relevant units. is configured to transmit. Bank server (5), registered IP and website Web address used by companies whose IP address and website address do not match to generate a report on how many transactions were processed from the site and IPs. is being configured. The bank server (5) in question created the report virtual pos Notifying the user to the company and ensuring that the transactions are made from the relevant IP and websites. electronically by the bank by checking that the website is not a website permitted under prior agreement with the trading firm It is configured to detect whether

Thanks to the system (1), which is the subject of the invention, virtual pos devices in electronic commerce sites In the payments made with the transaction flow, the provision is made before the virtual POS device arrives. During the process, the electronic commerce company of the requested website by the bank is a permitted website in accordance with a prior agreement with detecting that there is no virtual POS, thus preventing illegal virtual POS usages. passing is provided.

Around these basic concepts, the subject of the invention is “A Virtual POS Management System (1)” It is possible to develop a wide variety of applications related to not limited to the examples described, essentially as claimed in the claims.

Claims (1)

REQUESTS . It enables the determination and management of the transactions made with virtual pos devices on electronic commerce sites, through which website and server; - at least one electronic device (2) configured to exchange data using any remote communication protocol and run at least one application on it, at least one configured electronic commerce application (3), -at least one data structured to record the website address information of the virtual pos user companies to use virtual pos providers to use virtual pos and the IP (internet protocol) numbers of the server devices they use In communication with the database (4), which contains the base (4) and can communicate with the electronic device (2) using any remote communication protocol, which performs data exchange with the electronic commerce application (3) through the communication established with the electronic device (2) and handled by a user who manages the database (4) When a purchase request is sent via the ktron ik trade application (3), it triggers the opening of the virtual pos routing page on the web browser where the users access the electronic commerce application (3), and the routing page opening rules information that the virtual pos device user has previously determined by the company through the opened routing page. to receive the website address information of the company as soon as the referral page is opened, and by filtering the website address information obtained, to edit the website address so that only the domain name remains, and to save it in the database (4) together with the information regarding the provision (prepayment confirmation) process, It is characterized by at least one bank server (5) configured to connect the virtual pos user to the database (4) periodically, to compare the registered website domain name and information for a company, to generate an alarm if different records are detected as a result of the comparison, and to forward it to the relevant units. a system (1). . A System as in Claim 1, characterized by an electronic device (2), which is a device in the form of a smartphone, tablet computer, desktop computer or portable computer, which is configured to run at least one electronic commerce application (3) on it. A system as in Claim 1 or , which is characterized by an electronic device (2) with an input unit in the form of a touch screen To establish a connection with the bank server (5) using any remote communication protocol and to implement an electronic commerce application through this connection (3) a system as in any of the above claims, characterized by an electronic device (2) configured to enable data exchange between the bank server (5) and the bank server (5) Electronic device (2) configured to perform data exchange using a data bus in the form of Internet with the bank server (5) A system as in any one of the above claims, characterized by An Encryption Device as in any of the above claims, characterized by an electronic commerce application (3] configured to exchange data with the bank server (5) over the communication established between the electronic device (2) and the bank server (5), executed on the Electronic Device (2). A system (1) as in any of the above claims, characterized by an electronic commerce application (3), which is configured to at least enable users to create a purchase request by entering payment information in the form of card information. A system (1) as in any one of the above claims, characterized by the electronic commerce application (3), which is a web application executed on the electronic device (2). A system (1) as in any of the above requests, characterized by the database (4) that is in communication with the bank server (5) and is configured to be managed by the bank server (5). A system (1) as in any of the above requests, characterized by a database (4) configured to record website address information and server IP information. A system (1) as in any one of the above claims, characterized by a database (4), characterized by a database (4) that is configured to record the website address and server information determined by the bank server (5), where virtual pos is used. A system as in any of the above claims (1). A system (1) as in any one of the above claims, characterized by a database (4) that is configured to record the information of the website where the POS is used, filtered so that only the domain information remains. As in any of the above claims, characterized by the bank server (5) configured to communicate with the electronic device (Zl) using any remote communication protocol and to exchange data with the electronic commerce application (3) executed on the electronic device (2) over this communication. a system (1) A system (1) as in any of the above claims, characterized by a bank server (5) configured to communicate with an electronic device (2) over a data network in the form of the Internet. As in any of the above requests, characterized by a bank server (5) that is configured to manage the database (4) with operations such as deleting or updating the registered data in the database (4). Web Site address information approved by the bank A system (1) as in any of the above claims, characterized by the bank server (5) configured to receive the IP address information of the companies and the server they use and save them in the database (4). Characterized by the bank server (5), which is configured to filter the protocol name, subdomain, query parameter, url extensions and url parameters in the URL in the website address information declared by the companies by extracting them with the regular expressions method and to save the filtered website address in the database (4). A system (1) as in any one of the preceding claims. When a purchase request is sent through the electronic commerce application (3), it is triggered to open the virtual pos redirect page on the web browser where the users access the electronic commerce application (3) and to receive the information about the routing page opening rules that the virtual pos device user has previously determined by the company through the opened routing page. A system like any of the above prompts, characterized by the bank server (5], which is configured to receive the company website address information where the virtual POS device will be used, and the protocol name, subdomain, query parameter in the URL in the obtained website address information. , url extensions and url parameters by extracting them with the method of regular expressions, and the bank server (5) is configured to save the filtered website address in the database (4) together with the information about the provisioning process. Any of the above requests The bank server (5), which is configured to connect to the database (4) at certain intervals, to receive the registered website domain name and IP address information for a virtual POS user company, and to compare the information in question with the website domain name and IP address information determined. A system (1) as in any one of the above claims, characterized by. A system (1) as in any of the above prompts, characterized by the bank server (5), which is configured to generate a report for the said enterprise and forward it to the relevant units if it detects that the comparison server has mismatched website address and LP information. A system as in Claim 22 (1), which is characterized by the bank server (5) configured to generate a report on how many transactions were processed from the websites used and IPs detected by the companies whose IP and website addresses do not match. A system as in Claim 23, which is characterized by the bank server (5), which is configured to notify and to determine whether the website is a website allowed by the bank in accordance with the previous agreement with the electronic commerce company by controlling whether the transactions are made from the relevant IP and websites. (one).