KR20100098855A - Method for calculating carbon exhaust quantity using settlement approval request text and recording medium - Google Patents

Abstract

The present invention relates to a method for calculating carbon emissions using a full payment approval request and a recording medium therefor. The method for calculating carbon emissions using a full payment approval request according to the present invention includes receiving a full payment approval request from a merchant terminal. Calculating the purchase amount of fuel by reading the received payment approval request text, and storing the calculated amount of purchase oil information in a database by connecting the calculated purchase amount information with vehicle number information (or card information); Comprising a step of calculating the carbon emissions, and the step of connecting the calculated carbon emissions information with vehicle number information (or card information) and transmitting to the carbon credit management server.

Description

Method for Calculating Carbon Emission Using Full Payment Approval Request Method and Recording Medium {Method for Calculating Carbon Exhaust Quantity using Settlement Approval Request Text and Recording Medium}

1 is a diagram showing the configuration of an offline-based card payment system through a payment card such as a credit card or a check card according to an embodiment of the present invention.

2 is a diagram illustrating a functional configuration of a payment terminal having a vehicle driving information registration mode according to an embodiment of the present invention.

3 is a diagram illustrating an offline payment approval process through a payment card such as a credit card or a check card according to an embodiment of the present invention.

4 is a diagram illustrating a process of registering carbon emission information according to vehicle fuel cost payment through a payment card such as a credit card or a check card according to an embodiment of the present invention.

FIG. 5 is a diagram illustrating a process of registering fuel purchase amount information according to vehicle fuel cost payment through a payment card such as a credit card or a check card according to another embodiment of the present invention.

<Description of main parts of drawing>

100: card company server 105: interface unit

110: professional receiver 115: professional transmitter

120: card information verification unit 125: payment approval processing unit

130: information generating unit 135: information storage unit

140: payment settlement processing unit 145: information calculation unit

150: information transmission unit 155: card information D / B

160: Carbon Emission Management D / B 165: Transaction History D / B

170: carbon emission management server 175: payment terminal

180: card

According to the present invention, when a payment approval request message is received from an affiliated store terminal, calculating the purchase amount of oil by reading the received payment approval request message, and connecting the calculated oil purchase amount information with vehicle number information (or card information) to a database. Storing carbon in the air; calculating carbon emissions based on the oil purchase amount information stored in the database; and transmitting the carbon emissions information to the carbon credit management server by connecting the calculated carbon emission information with vehicle number information (or card information). It relates to a method for calculating carbon emissions using the full payment approval request including the steps of:

The development of modern society consumes more and more fuel, and therefore uses various fuels.

In particular, in the case of automobiles that are widely used around us, since they basically use fossil fuels, the amount of pollution generated there is huge.

To reduce these, the world has made it mandatory to reduce the amount of carbon emissions mandated through the Kyoto Protocol, and the amount of carbon credits generated in this process can be used as new trade items.

However, most of these are carbon credits at the national level, and it is the various people in the country that actually emit carbon, and among these people, a deal involving carbon emissions in the form of cross-border transactions must be made. Efforts to understand and reduce the share of the government may be increased, but there is no part on the interpersonal transaction.

An object of the present invention for solving the above problems is, when a payment approval request message is received from a merchant terminal, calculating the purchase amount of fuel by reading the received payment approval request message, and the calculated fuel purchase amount information vehicle number Storing the information on the database in connection with the information (or the card information); calculating carbon emissions based on the oil purchase amount information stored on the database; and calculating the carbon emission information on the vehicle number information (or the card information). ) Is to provide a method of calculating carbon emissions using the full payment approval request including the step of transmitting to the carbon credit management server.

According to the present invention, a method for calculating carbon emission rate using a payment approval request text, when a payment approval request text is received from a merchant terminal, reading the received payment approval request text and calculating the amount of oil purchased, and the calculated amount of oil purchase information To store the information on the database by linking the vehicle number information (or the card information) to the database, calculating the carbon emission based on the oil purchase amount information stored on the database, and calculating the carbon emission information on the vehicle number information ( Or card information) and transmitting the same to the carbon emission management server.

In the method for calculating carbon emissions using the payment approval request text according to the present invention, the step of calculating the purchase amount of oil by reading the received payment approval request text may include: payment approval request amount and fueling included in the received payment approval request text; Check the unit price, calculate the oil purchase amount based on the confirmed payment approval request amount and fueling unit price, or check the payment approval request amount and the merchant number included in the received payment approval request full text, and confirmed the merchant It is characterized in that the oil price to sell at, and calculates the oil purchase amount based on the confirmed payment approval request amount and the fuel price.

Carbon emission calculation method using the full text of the payment approval request according to the present invention, the carbon emission calculation based on the oil purchase amount information, characterized in that it is calculated using the carbon emission reference table based on the type and year of vehicle to the oil purchase amount The carbon emission reference table is characterized in that the reference table including the carbon emissions relative to the type of vehicle and the year and oil purchase amount (or oil consumption) of the vehicle.

On the other hand, it includes a computer-readable recording medium, characterized in that for recording the program for executing the method for calculating the carbon emissions using the above-mentioned payment approval request full text.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

In addition, preferred embodiments of the present invention to be carried out below are provided in each system functional configuration to efficiently describe the technical components constituting the present invention, or system functions that are commonly provided in the technical field to which the present invention belongs. The configuration will be omitted, and described mainly on the functional configuration to be additionally provided for the present invention. If those skilled in the art to which the present invention pertains, it will be able to easily understand the function of the components that are conventionally used among the omitted functional configuration not shown below, and also the configuration omitted as described above The relationship between the elements and the components added for the present invention will also be clearly understood.

In addition, the following examples will be used to appropriately modify the terms so that those skilled in the art to clearly understand the technical features of the present invention to effectively understand, but the present invention It is by no means limited.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram illustrating a configuration of an offline-based card 180 payment system through a payment card 180 such as a credit card 180 or a check card 180 according to an embodiment of the present invention.

In more detail, FIG. 1 illustrates a payment process through a predetermined offline payment channel using a payment card 180 such as a credit card 180 or a check card 180 issued through a predetermined card 180 issuing system. As for the offline card 180 payment system for processing the carbon emission calculation according to the vehicle fuel cost payment, if the person of ordinary skill in the art to which the present invention pertains, refer to and / or modify the present Figure 1 Various implementation methods for the offline system 180 payment system configuration through the payment card 180, such as a credit card 180 or check card 180 may be inferred, but the present invention provides all the implementation methods inferred It is made, including, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 1, an offline card 180 payment system through a payment card 180 such as a credit card 180 or a check card 180 may include a payment terminal 175 provided in a predetermined offline affiliated store. Card company server 100 for payment approval processing for payment card 180, such as credit card 180 or check card 180, and a communication network connecting the payment terminal 175 and card company server 100 (for example, Value added network (VAN).

In FIG. 1, a card company server 100 including at least one card company server 100 on an offline card 180 payment system through a payment card 180 such as a credit card 180 or a check card 180 is provided. Although illustrated as one server, this is only one embodiment for effectively explaining the technical features of the present invention, various functional components constituting the card company server 100 is implemented through at least two separate servers (or devices) The present invention is not limited thereto.

The payment terminal 175 on the offline card 180 payment system is characterized in that it comprises at least one or more points of sales (POS) terminal equipped with a CAT (Credit Authorization Terminal), and / or a payment function, Read predetermined card 180 information from the payment card 180 such as the credit card 180 or the check card 180 through at least one card 180 reader, and settle the payment amount through a predetermined key input device. And the like, and generates a payment approval request message including the card 180 information, the payment amount, and the affiliated store information to the card company server 100 through the communication network (eg, a value-added communication network (VAN)). Characterized in that the transmission.

In addition, the card company server 100 on the offline card 180 payment system, the card 180 to process the payment approval for the payment card 180, such as the credit card 180 or check card 180. It characterized in that it comprises at least one server provided in the company, and after receiving the payment approval request text including the card 180 information, payment amount and the merchant information from the payment terminal 175, the Through the payment card 180, such as credit card 180 or check card 180, the payment amount contained in the full payment approval request is characterized in that payment approval processing.

In addition, the communication network connecting the payment terminal 175 and the card company server 100 in the offline card 180 payment system, between the payment terminal 175 and the card company server 100 based on at least one backbone network It characterized in that it comprises at least one or more Bansa server (not shown) and wired or wireless communication network for relaying at least one or more payment related.

Those skilled in the art to which the present invention pertains, the technical features of the payment terminal 175 and the technical features of the conventional card company server 100 and connecting the payment terminal 175 and the card company server 100 Since you will be familiar with the technical features of the communication network, a detailed description thereof will be omitted for convenience.

According to the embodiment of the present invention, the card company server 100 is the customer information that issued the payment card 180, such as the credit card 180 or the check card 180, through the card 180 issuing system, Card 180 information corresponding to the payment card 180 such as the credit card 180 or the check card 180 issued to the customer, the card 180 attribute information and the credit card 180 or the check card A predetermined card information D / B 155 for linking and storing the limit information of the card 180 corresponding to the payment card 180, such as 180, or the card information D / B 155 It is preferable to interwork with a predetermined DBMS to be operated or to interoperate with a DB server (not shown) provided with the card information D / B 155.

The customer information may include personal information (eg, customer name, resident registration number, address, etc.) of a customer who has issued a payment card 180 such as the credit card 180 or the check card 180 through the card 180 issuance system. Wireless terminal information (or mobile phone number), e-mail address, etc.) and at least one or more member information (eg, member ID information) of the customer is preferably included.

The card 180 information is a predetermined card 180 number corresponding to a payment card 180 such as a credit card 180 or a check card 180 issued to the customer through the card 180 issuing system. Preferably, the card 180 issuing institution information (eg, card 180 issuing organization number (or code)) and card 180 type information (eg, card 180 identification number (or Code) and expiration date information (some may be omitted) for the payment card 180 such as the credit card 180 or the check card 180 may be further included.

According to the exemplary embodiment of the present invention, the card 180 information is preferably matched with predetermined payment means information corresponding to the payment card 180 such as the credit card 180 or the check card 180. The payment means preferably includes at least one of a credit card 180 payment means, a check card 180 payment means, a debit card 180 payment means, a prepaid card 180 payment means.

The attribute information of the card 180 is a payment attribute (for example, postpaid type) for a payment card 180 such as a credit card 180 or a check card 180 issued to the customer through the card 180 issuing system. , Debit, prepaid, etc.), loyalty attribute including a mileage accrual policy for the payment card 180, such as the credit card 180 or check card 180, and the credit card 180 or check card At least one or more additional service attributes associated with the payment card 180, such as 180 is preferably made.

The limit information of the card 180 may include a payment means characteristic corresponding to a payment card 180 such as the credit card 180 or the check card 180, and / or the credit card 180 or the check card 180. It includes information for confirming the limit amount for payment approval for the payment amount using the payment card 180, such as the credit card 180 or the check card 180, according to the payment attribute of the payment card 180, such as It is preferable to make it.

According to an embodiment of the present invention, the payment means corresponding to the payment card 180 such as the credit card 180 or the check card 180 includes the credit card 180 payment means (or postpaid payment attribute). In this case, the limit information of the card 180 may include predetermined credit limit amount information of the payment card 180 such as the credit card 180 or the check card 180.

According to another exemplary embodiment of the present invention, a payment method corresponding to the payment card 180 such as the credit card 180 or the check card 180 is associated with a predetermined account, the check card 180 / debit card 180 ) The payment method (or the debit payment attribute associated with the account), the limit information of the card 180 is associated with the payment card 180, such as the credit card 180 or check card 180 It is preferable to include predetermined account information (or account balance information).

According to another exemplary embodiment of the present invention, the payment means corresponding to the payment card 180 such as the credit card 180 or the check card 180 may use the prepaid card 180 payment means (or prepaid payment attribute). In this case, the limit information of the card 180 may include predetermined charge amount information pre-filled in the payment card 180 such as the credit card 180 or the check card 180.

Referring to FIG. 1, the card company server 100 may communicate with at least one payment terminal 175 for a payment related professional transmission and reception through a communication network including at least one value-added communication network (VAN) and / or a financial common network. An interface unit 105 (or interface means) for connecting and managing a channel, and at least one card 180 information, payment amount, and merchant information from the payment terminal 175 in association with the interface unit 105; A professional receiving unit 110 (or a professional receiving unit) for receiving a payment approval request message, which is connected with the interface unit 105, and the payment terminal 175 to receive a payment approval result message corresponding to the full payment approval request message. It is characterized by comprising a specialized transmission unit 115 (or specialized transmission means) for transmitting.

The payment terminal 175 reads the card 180 information through a predetermined card 180 reader, generates a full payment approval request message including the card 180 information, the payment amount, and the merchant information. When transmitting through a communication network, the specialized receiving unit 110 is characterized in that for receiving the payment approval request full text in conjunction with the interface unit 105.

If the payment approval procedure corresponding to the payment approval request message is completed in the card company server 100 and a payment approval result message including a predetermined payment processing history is generated, the specialized transmission unit 115 is the interface unit. In connection with 105, the payment approval result information may be transmitted to the payment terminal 175.

In this case, it is preferable that the driving approval information includes at least one or more driving distance information and vehicle information (for example, vehicle number information, etc.) on the entire payment approval request. You can use a separate full text including the above.

Those skilled in the art to which the present invention pertains are familiar with technical features for transmitting and receiving the payment approval request text and the payment approval result text through the value-added communication network and / or financial common network. Detailed description is omitted for convenience.

Referring to FIG. 1, when the card company server 100 receives the full payment approval request message including the card 180 information, the payment amount, and the merchant information from the payment terminal 175 through the information receiving unit, Card information confirmation unit 120 (or card 180) to check whether the information on the card 180 included in the received payment approval request message matches the information of the card 180 issued through the card 180 issuance system Information confirmation means) and the card 180 information included in the full payment approval request message match the card information 180 provided in the card information D / B 155, the card information D / B 155 The payment amount through the payment card 180 such as the credit card 180 or the check card 180 by comparing the payment amount with the card 180 limit information associated with the card 180 information Payment approval processing unit 125 (or payment approval processing means) for processing the payment approval of And an information generating unit 130 (or information generating means) for generating predetermined payment processing history information including a payment processing result including any one of predetermined payment error information and payment approval information corresponding to the payment approval processing. ) And an information storage unit 135 for storing predetermined transaction history information, which is classified by date and time, in a predetermined transaction history D / B 165. (Or an information storage means), and the generated payment processing history information is transmitted to the payment terminal 175 through the specialized transmission unit 115.

When the payment approval request message including the card 180 information, the payment amount, and the merchant information is received from the payment terminal 175 through the information receiving unit, the card information verification unit 120 receives the payment terminal 175. Characterized in that the card 180 information included in the full payment approval request received from the card 180 is issued by the card 180 issuance system is characterized in that it matches with the information.

According to the exemplary embodiment of the present invention, the card information checking unit 120 uses the card 180 information included in the payment approval request text as a keyword, and the card 180 stored in the card information D / B 155. By inquiring / searching the information, it is preferable to check whether the card 180 information included in the full payment approval request message is the card 180 information issued through the card 180 issuing system.

When the card 180 information included in the full payment approval request message is matched with the card 180 information provided in the card information D / B 155, the payment approval processing unit 125 performs the card information D / B ( 155 confirms the card 180 limit information on the payment card 180 such as the credit card 180 or the check card 180 stored in association with the confirmed card 180 information, and the confirmed Comparing the limit information of the card 180 with the payment amount, the payment amount is approved through the payment card 180 such as the credit card 180 or the check card 180.

According to an embodiment of the present invention, when the payment means corresponding to the confirmed card 180 information includes the credit card 180 payment means (or postpaid payment attribute), the payment approval processing unit 125 The predetermined credit limit amount information is stored and stored in association with the card 180 information from the card information D / B 155, and the credit card amount is compared with the confirmed credit limit amount information. 180) or payment approval for the payment amount through the payment card 180, such as a check card (180).

According to another embodiment of the present invention, the payment means corresponding to the confirmed card 180 information is a check card 180 / debit card 180 payment means associated with a predetermined account (or a debit type associated with an account). Payment attribute), the payment approval processing unit 125 confirms predetermined account information stored in association with the card 180 information from the card information D / B 155 and opens the account. After checking the account balance in connection with a predetermined financial system, by comparing the confirmed account balance with the payment amount, the payment through the payment card 180, such as the credit card 180 or check card 180 Characterized in that the payment approval for the payment amount.

If the account balance information stored in association with the card 180 information is directly stored in the card information D / B 155, the payment approval processing unit 125 may receive the card information D / B 155 from the card information D / B 155. After checking the account balance stored in association with the card 180 information, the payment card 180 such as the credit card 180 or the check card 180 is checked by comparing the confirmed account balance with the payment amount. It is possible to process the payment approval for the payment amount through.

According to another exemplary embodiment of the present invention, when the payment means corresponding to the confirmed card 180 information includes a prepaid card 180 payment means (or a prepaid payment attribute), the payment approval processor 125 ) Checks the predetermined amount of charge information stored in association with the card 180 information from the card information D / B 155 and compares the confirmed amount of charge information with the amount of payment, thereby providing the credit card ( 180) or payment approval for the payment amount through the payment card 180, such as a check card (180).

The payment approval processing unit 125 processes predetermined payment error information (eg, payment) in the process of processing payment approval for the payment amount through the payment card 180 such as the credit card 180 or the check card 180. Error code) or payment approval information (eg, payment approval number).

When the payment approval processing unit 125 generates a payment processing result including any one of the payment error information (eg, payment error code) or payment approval information (eg, payment approval number), the information generation unit ( 130 generates predetermined payment processing history information including the card 180 information, payment amount information, merchant information and payment processing result, and the specialized transmission unit 115 is the interface unit 105. And a predetermined payment approval result message including payment processing history information is transmitted to the payment terminal 175 through the communication network.

When the predetermined payment processing history information including the payment approval information (eg, payment approval number) is generated by the payment approval processing unit 125, the information storage unit 135 stores the payment processing history information (eg, the A predetermined transaction history information further including the payment date and time information in the card 180 information, payment amount information, merchant information, and payment approval information). 165).

Referring to FIG. 1, when the card company server 100 receives the full payment approval request message including the card 180 information, the payment amount, and the merchant information from the payment terminal 175 through the information receiving unit, A specialized reading unit (or a specialized reading means) for checking at least one received mileage information, vehicle number information, fuel quantity information, and fueling unit price information on the received payment approval request text, and the mileage confirmed by reading the payment approval request text; And an information storage unit 135 (or information storage means) for storing the information and the vehicle number information in the carbon emission management D / B 160.

In addition, the card company server 100, if only received the vehicle number information on the received payment approval request message is received, the information calculation unit 145 (or calculation) for calculating the purchase amount of oil purchased through the received vehicle number (or Information calculating means).

The specialized reading unit receives the full payment approval request message including the card 180 information, payment amount and merchant information from the payment terminal 175 through the information receiving unit, the mileage information on the received payment approval request message; And at least one vehicle number information, a main flow rate information, and a fueling unit price information, and the mileage information and the vehicle number information included in the payment approval request text in association with the information storage unit 135; It is preferable to store vehicle number information, mileage information or oil purchase amount information on the carbon emission management D / B 160 based on the fuel flow rate information and the fueling unit price information.

According to the exemplary embodiment of the present invention, whether the at least one driving distance information, the vehicle number information, the fuel flow information, and the fueling unit price information is included in the received payment approval request message may be included in the received payment approval request message. It is preferable to check whether the mileage information, the vehicle number information, the fuel flow rate information, and the fueling unit price information are included in the received payment approval request message.

According to another exemplary embodiment of the present invention, whether the at least one driving distance information, the vehicle number information, the fuel flow information, and the fueling unit price information is included in the received payment approval request message may include the received payment approval request message. If a specific value is included in an area classified as a RESERVED area on the check box, by checking this, at least one or more mileage information, vehicle number information, fuel quantity information, and fueling unit price information may be included in the received payment approval request message. It is desirable to check whether or not there is.

In the technical field to which the present invention pertains, it is necessary to determine whether at least one of the mileage information, the vehicle number information, the oil quantity information and the oil price information is included in the received payment approval request message. Since the technical features of the method and / or process will be familiar, detailed description thereof will be omitted for convenience.

The information calculating unit 145 receives only the vehicle number information on the payment approval request message received through the information receiving unit or includes the vehicle number information and the fueling unit price information, and the amount of oil purchase corresponding thereto. It is characterized by calculating the information.

According to the exemplary embodiment of the present invention, the fuel purchase amount calculation based on the payment approval request text is based on the fuel price information and the payment approval request amount when the fuel price information is included in the received payment approval request text. It is desirable to calculate the oil purchase amount.

For example, when the payment approval request amount is 30,000 won and the fueling unit price is 1,000 won, it is preferable to calculate the purchase amount of oil to 30L.

According to another exemplary embodiment of the present invention, the fuel purchase amount calculation based on the payment approval request text is not included in the received payment approval request text, and the fueling unit price information includes a merchant number included in the payment approval request text. It is preferable to check the fueling unit price registered at the affiliated store, and calculate the oil purchase amount based on the confirmed fueling unit price and the settlement approval request amount included in the settlement approval request.

Referring to FIG. 1, the card company server 100 calculates a total mileage for a predetermined period based on the mileage information stored in the carbon emission management D / B 160, and calculates the calculated total mileage. A carbon emissions calculation unit (or carbon emissions calculation means) for calculating carbon emissions for a predetermined period or calculating carbon emissions based on the oil purchase amount information for the vehicle number, and the carbon emissions information Characterized in that it comprises an information transmitting unit 150 (or information transmitting means) provided to the emission right operating server 170.

Alternatively, the information transmitter 150 transmits the vehicle number information and the driving distance information or the oil purchase amount information stored in the carbon emission management D / B 160 to the carbon emission management server 170 at a predetermined period (or in real time). Characterized in that the transmission.

The carbon emission amount calculating unit calculates a total driving distance for a predetermined period based on the driving distance information stored in the carbon emission management D / B 160, and uses the calculated total driving distance to calculate carbon emissions for a predetermined period. Or calculating carbon emissions based on oil purchase amount information for the vehicle number, wherein the calculated carbon emission information is included in the vehicle number information or the card of the customer through the information transmission unit 150. 180) it is preferable to transmit to the carbon credit management server 170 in connection with the information.

According to the exemplary embodiment of the present invention, the calculation of the total mileage for a predetermined period based on the mileage information stored in the carbon emission management D / B 160 includes: a second stored in the carbon emission management D / B 160. It is preferable to calculate the 2-1 mileage distance from the mileage by subtracting the first mileage distance, and repeat the above process for a predetermined period of time to calculate the total mileage.

According to the exemplary embodiment of the present invention, the carbon emission calculation for a predetermined period of time based on the calculated total driving distance is based on the calculated total driving distance and vehicle information such as the type / year of the vehicle held by the customer. It is desirable to calculate this by referring to the table of carbon emission requirements.

According to the method of the present invention, the calculation of carbon emissions for a certain period based on the oil purchase amount information stored in the carbon emission management D / B 160 includes the oil purchase amount and the type / year of the vehicle held by the customer. It is preferable to calculate with reference to the carbon emission reference table based on the vehicle information.

Here, the carbon emission reference table is preferably a reference table including the type of vehicle, the year of the vehicle and the carbon emissions relative to the total mileage.

Alternatively, the carbon emission reference table is preferably a reference table including carbon emissions relative to the type of vehicle, the type of vehicle and the amount of oil purchased (or oil consumption).

2 is a diagram illustrating a functional configuration of a payment terminal 200 having a vehicle driving information registration mode according to an embodiment of the present invention.

In more detail, Figure 2 relates to an embodiment of a payment terminal 200 having a vehicle driving information registration mode for a vehicle driving information registration service, and a person having ordinary knowledge in the art to which the present invention pertains, By referring to and / or modifying the drawing 2, it is possible to infer the configuration of the various payment terminal 200 function for the vehicle driving information registration service, but the technical features of the present invention is not limited by the drawing 2, the analogy It is to be understood that it includes all implementation methods.

Referring to FIG. 2, a payment terminal 200 having a vehicle driving information registration mode for a vehicle driving information registration service basically includes a control unit 205, a memory unit 250, a card reader unit 210, and a key input unit ( And a power supply unit 225 for supplying power to the screen output unit 215, the communication processor 230, the security application module 235, the print output unit 240, and the payment terminal 200. And at least one terminal function unit (not shown) according to the intention of the person skilled in the art.

The control unit 205 controls the overall operation of the payment terminal 200 in the functional configuration, manages the flow of information or data between each component, at least provided in the payment terminal 200 for the vehicle driving information registration function At least one processor and an execution memory (eg, a register and / or a RAM) including a CPU (Central Processing Unit) / MPU (Micro Processing Unit) in hardware. Random Access Memory)) and a bus for inputting and outputting predetermined data, and from a predetermined recording medium to the execution memory in order to perform a function specific to the payment terminal 200 by software. Includes certain program routines and / or program data that are loaded and computed by the processor (hence, The software can be processed from a predetermined program recorded on a recording medium provided to the payment terminal 200 and / or from a functional configuration provided to the payment terminal 200 for a volume operation information registration function. And provided in the control unit 205).

According to the exemplary embodiment of the present invention, the control unit 205 outputs a component (eg, the memory unit 250, the card reader unit 210, the key input unit 220, and a screen) provided in the payment terminal 200. The payment terminal 200 is interworked with the communication unit 230, the communication processing unit 230, the security application module 235 and the print output unit 240 and / or a terminal functional unit (not shown) according to the intention of those skilled in the art. Control and manage the provision of the electronic payment service defined in the), as well as control the components provided in the payment terminal 200 for the vehicle driving information registration service according to the present invention, and / or It is preferable to execute a program recorded in a recording medium provided in the payment terminal 200 for the vehicle driving information registration service.

The memory unit 250 is input and output when an operation by a predetermined program routine (or code) and / or program data (eg, a program routine (or code)) for controlling the overall operation of the payment terminal 200 is performed. General term of non-volatile memory for storing information or data), at least one of which includes EEPROM (Electrically Erasable and Programmable Read Only Memory) and / or Flash Memory (FM) and / or Hard Disk Drive (HDD) in hardware. It includes the above storage means, the predetermined program routine and program data required for the control unit 205 to perform a predetermined control function (for example, data input or output for the program routine to perform a predetermined function) ) Is stored.

The customer who receives the vehicle driving information registration service according to the present invention through the payment terminal 200 contacts the MS (Magnetic Stripe) card and / or the ISO / IEC 7816 standard based on the ISO / IEC 7810 standard. A card reader (or wireless IC chip) and / or a card including at least one contactless IC card (or wireless IC chip) based on an ISO / IEC 14443 standard, wherein the card reader unit 210 is characterized in that to provide an interface for reading at least one or more information or data provided in the card.

According to the method of the present invention, the card reader unit 210 is an MS reader unit for providing an interface between the MS card and the payment terminal 200, and / or the contact IC card and the payment terminal 200. And a contact IC reader unit for providing an interface, and / or a contactless IC reader unit for providing an interface between the contactless IC card and the payment terminal 200.

The MS reader unit is a card reader unit 210 based on ISO / IEC 7810, and includes at least one magnetic head including a predetermined coil, and includes predetermined information (eg, magnetized binary). When the MS card on which (Binary) data is recorded moves in a predetermined direction in close contact with the magnetic head (or the magnetic head moves in close contact with an MS card in which predetermined information is recorded), a predetermined electrical signal is transmitted to the magnetic head. It is characterized by interfacing the predetermined information or data to the payment terminal 200 from at least one track (Track) provided in the MS of the MS card by using the loading.

The contact IC reader unit is a card reader unit 210 based on ISO / IEC 7816, and includes at least one contact point that makes electrical contact with a chip on board (COB) provided in a contact IC card. It supplies power to the IC chip of the IC card through the contact point, and the predetermined information or data from the IC chip through the half duplex transaction using an APDU (Application Protocol Data Unit) It is characterized in that the interface to the payment terminal 200.

The contactless IC reader part is a card reader part 210 based on ISO / IEC 14443. The contactless IC reader part uses at least electrical contact with the contactless IC card by using capacitive coupling and / or inductive coupling. It includes one or more antennas, and supplies power to the IC chip of the IC card through the antenna, and payment of predetermined information or data from the IC chip through the half duplex transaction using APDU It is characterized in that the interface to the terminal 200.

According to an embodiment of the present invention, the card reader unit 210 may provide predetermined card information (for example, a card) from at least one or more card reader units 210 for the electronic payment service defined in the payment terminal 200. It is preferable to read the payment means information corresponding to the payment means including at least one credit card, check card, debit card, cash card, financial account provided), and also for the vehicle driving information registration service according to the present invention It is preferable to read predetermined card information from at least one or more cards.

According to an embodiment of the present invention, the card information may include a predetermined card number corresponding to a payment card such as a credit card or a check card issued to the customer through a predetermined card issuing system. Card issuer information (e.g., card issuer number (or code)), card type information (e.g., card identification number (or code), and expiration date information for the payment card such as credit card or check card (some may be omitted) It is preferable that it further comprises).

According to the method of the present invention, the card information is preferably matched with predetermined payment means information corresponding to the payment card, such as the credit card or check card, the payment means is credit card payment means, check card payment means It is preferable that the payment method comprises at least one of a debit card payment means and a prepaid card payment means.

The key input unit 220 includes a predetermined one or more key buttons including at least one or more number keys and / or character keys and / or function keys. Detects information (or a signal) inputted from a key input device of a predetermined key and is provided to the key input device in a specific input mode and / or operation mode of the payment terminal 200 controlled by the controller 205. When predetermined information (or signal) is input from a key button, a key event corresponding to the input information (or signal) is generated, and the generated key event is provided to the controller 205. The control unit 205 obtains predetermined key data corresponding to the key event in the current input mode and / or operation mode of the payment terminal 200, and / or is defined in accordance with the key event. And obtaining a command to execute a function. The key input unit 220 and the key input device having at least one key button interoperate with each other to perform a function of a key input unit provided in the payment terminal 200.

The key input device interoperating with the key input unit 220 may include a keypad device having at least one numeric key and a function key, and / or at least one numeric key and a character key (eg, English character key, and / or Korean character). Key) and / or a keyboard device having a function key, and / or having at least one numeric key and a function key in conjunction with the screen output means, and / or having at least one numeric key, a character key and a function key. It is preferable to include at least one touch screen device.

According to the exemplary embodiment of the present invention, the key input unit 220 may include key data corresponding to the electronic payment service (eg, a payment amount) from at least one key input device for the electronic payment service defined in the payment terminal 200. It is preferable to perform the function of the key input means for receiving the input, and at least one or more key data required in the process of providing the vehicle driving information registration service from the key input device for the vehicle driving information registration service according to the present invention. It is preferable to perform the function of the key input means for receiving the input.

According to an embodiment of the present invention, the key input device corresponding to the key input unit 220, the vehicle operation information registration service according to the present invention in the initial mode and / or the normal payment mode operation mode of the payment terminal 200 It is desirable to have a key button for switching to the vehicle driving information registration mode for.

The screen output unit 215 is a liquid crystal display (LCD) and / or a CRT (Cathode) by the control unit 205 in the process of the payment terminal 200 performs a predetermined function (eg, electronic payment processing function) And at least one or more information or data which is predefined or defined in real time to be output to a predetermined display output device including a Ray Tube) through a predefined interface screen, wherein the screen output unit 215 And the screen output device interoperate with each other to perform the function of the screen output means provided in the payment terminal 200.

Predefined information or data to be output from the payment terminal 200 to the screen output device, the key data input through the key input unit 220, and / or the components provided in the payment terminal 200 Information (or data) stored or generated by the information, information (or data) transmitted / received through the communication processing unit 230, and / or (or data) corresponding to a predetermined operation result performed by the payment terminal 200. It comprises at least one.

According to a preferred embodiment of the present invention, the screen output unit 215 is a screen for outputting the electronic payment processing screen according to each electronic payment step to the screen output device for the electronic payment service defined in the payment terminal 200 It is preferable to perform the function of the output means, and also the function of the screen output means for outputting a processing screen corresponding to the step of providing the vehicle driving information registration service to the screen output device for the vehicle driving information registration service according to the present invention. It is preferable to carry out.

The communication processor 230 may be a card company server that is connected through a payment network (eg, a value added network (VAN)) in the process of the payment terminal 200 performing a predetermined function (for example, an electronic payment processing function). 280 and / or a terminal (or device) connected to the payment terminal 200 through a predetermined cable and / or a terminal (or device) connected to the payment terminal 200 through a predetermined short-range wireless communication. It is characterized in that it provides a predetermined communication means for connecting the session, a network communication unit for connecting a predetermined communication channel with the card company server 280 on the wired or wireless network, and / or a predetermined terminal via a predetermined cable communication port A predetermined short distance communication terminal (or device) device and a predetermined distance through a cable communication unit for connecting a communication session with the (or device), and / or at least one short range wireless communication means. It comprises a short-range wireless communication unit for connecting a communication session, and comprises a communication protocol and / or driver for connecting the communication channel (or communication session) in software.

The network communication unit may include a predetermined wired network and / or a mobile communication network including a Value Added Network (VAN) or a financial common network or high-speed Internet (eg, ADSL / VDSL / Cable Network /.../ satellite communication). And a communication channel with a card company server 280 on a wired / wireless network through a predetermined wireless network including a wireless data communication network, and to connect the payment terminal 200 to a predetermined wired / wireless network in hardware. It includes a modem or a network interface card (NIC), and includes a communication protocol and / or a driver for connecting the payment terminal 200 to the wired or wireless network in software.

The cable communication unit connects a cable communication session with a predetermined terminal (or device) through a predetermined cable communication (eg, RS-232c or Universal Serial Bus (USB)), and the cable is connected in hardware. It consists of a predetermined cable communication port, and comprises a communication protocol and / or driver for the cable communication in software.

Here, the terminal (or device) to which the cable communication session is connected through the cable communication unit preferably includes a predetermined point of sales (POS) terminal.

The short range wireless communication unit includes at least one of infrared ray communication, RF (Radio Frequency) communication, Bluetooth (BlueTooth), Wireless LAN (Wi-Fi), Wi-Fi (Ui-Fi), and Ultra Wide Band system (UWB). It is characterized by connecting a predetermined terminal (or device) and a short-range wireless communication session through at least one short-range wireless communication means, the hardware includes the infrared communication, RF communication, Bluetooth, WLAN, WiFi, UWB And a predetermined short range wireless communication module for short range wireless communication, and includes a communication protocol and / or a driver for the short range wireless communication in software.

Here, the terminal (or device) to which the short-range communication session is connected through the short-range communication unit preferably includes a customer wireless terminal that mounts or detaches a predetermined wireless IC chip.

The Secure Application Module (235) is a confidentiality and / or authentication required by the payment terminal 200 in the process of performing the electronic payment and / or electronic payment using the card. Security requirements, including integrity and / or nonrepudiation, etc., within the payment terminal 200 without using an authentication server (or card company server 280) on the payment network. As a safety device for performing a reliable and reliable structure, a predetermined message (information or data) processed by the payment terminal 200 performing a predetermined security request function (for example, an electronic payment and / or an electronic payment function). Key information important in the process of encrypting or decrypting, adding an authenticator that prevents forgery (or tampering) of the message, or performing the security request function. It characterized in that it performs the function of storing.

In general, the security application module 235 is preferably composed of a predetermined security application module 235 inserter and a security application module 235 chip, the security application module 235 chip is a chip containing at least 8-bit CPU Application Specific Integrated Circuit (ASIC) chips (eg, PLCC 44-pin chips) and / or IC chips (eg, IC cards in the form of subscriber identity modules (SIMs)) with performance of 2 MIPS (Million Instructions Per Second) or more. It is preferable to comprise a.

In addition, the security application module 235 is at least one or more security application data (eg, at least one identifier, version, expiration date, issue date, code value required for the payment terminal 200 to perform a predetermined security request function) And / or keys (e.g., one master key and at least one application key) and / or protocols (e.g., trading protocols, re-transaction protocols, immediate transaction cancellation protocols, collection protocols, SAM issuance protocols, (e.g. Card company) registration protocol, authorization acquisition protocol, mode switching protocol, key download protocol, SAM revocation protocol) and / or commands (e.g., at least one read / authentication / transmission / registration / setting / mode switching / collection / deletion / discard / Initialization / reprocessing / cancellation command).

The print output unit 240 may process the payment terminal 200 to perform a predetermined function (for example, an electronic payment processing function) and / or predetermined information or data generated as a result (for example, payment processing result information or Data) to a predetermined printing device 245 (for example, a receipt printer), and to print the print information or data through the predetermined printing device 245 in accordance with a predefined printing form. Including printing protocols and drivers.

Referring to FIG. 2, the payment terminal 200 registers vehicle driving information corresponding to an operation mode of the payment terminal 200 in order to provide a vehicle driving information registration service according to the present invention. A mode check unit 255 for confirming whether the mode is in operation, and when the operation mode of the payment terminal 200 is the vehicle driving information registration mode, the vehicle is input from a predetermined key input unit through the key input unit 220. Of the information input unit 260 for inputting one or more information of the vehicle number information, driving distance information for the driving information registration service, the vehicle number information, driving distance information or fueling unit price information input through the information input unit 260 A professional generation unit 265 for generating a payment approval request message including at least one or more information, and the generated payment approval request message; The specialized transmission unit 270 for transmitting to the card company server 280 on the payment network through the unit 230 and the full text of the payment approval request from the card company server 280 on the payment network through the communication processing unit 230. Receives a payment approval message including a payment processing history to the screen, and outputs the payment processing history included in the payment approval full text through the screen output unit 215, and / or through the print output unit 240 Characterized in that it comprises a specialized processing unit 275 for printing output.

The mode confirming unit 255 periodically registers a vehicle driving information registration mode in which an operation mode of the payment terminal 200 corresponds to the vehicle driving information registration service (or in response to the vehicle driving information registration mode switching key event). It is characterized by checking whether or not.

If the check result is that the operation mode of the payment terminal 200 is not the vehicle driving information registration mode, the payment terminal 200 performs a conventional electronic payment processing function, while the operation mode of the payment terminal 200 When the vehicle driving information registration mode is confirmed, the mode checking unit 255 outputs the vehicle driving information registration mode checking result through the screen output unit 215 and then provides the information to the information input unit 260.

The information input unit 260 for the vehicle driving information registration service from the customer card through the card reader 210 to process the electronic payment corresponding to the vehicle driving information registration mode for the vehicle driving information registration service. Characterized by reading the predetermined card information, characterized in that the input card information is provided to the full text generation unit 265.

In addition, the information input unit 260 is the vehicle driving information from the predetermined key input means through the key input unit 220 to process the electronic payment corresponding to the vehicle driving information registration mode for the vehicle driving information registration service And at least one of vehicle number information and mileage information for a registration service, wherein at least one of the input vehicle number information and mileage information is provided to the full text generation unit 265.

The full text generation unit 265 may generate a full text of the payment approval request including at least one of the vehicle number information, the mileage information, and the fueling unit price information input through the information input unit 260. In addition, the generated payment approval request message is provided to the specialized transmission unit 270.

The specialized transmission unit 270 is characterized in that for transmitting the payment approval request full text generated by the professional generation unit 265 to the card company server 280 on the payment network through the communication processing unit 230, In response, the card company server 280 performs a predetermined payment processing procedure for providing the vehicle driving information registration service through the payment approval request message, and then the payment approval history or payment error corresponding to the payment processing result. A payment processing history corresponding to any one of the details is generated, and a predetermined payment approval text including the payment processing history is generated and transmitted to the payment terminal 200 through the payment network.

After the payment approval request message is transmitted to the card company server 280 through the specialized transmission unit 270, the professional processing unit 275 is a card company server 280 on the payment network through the communication processing unit 230. Periodically (or in response to a full text reception event of the communication processing unit 230), a payment approval text including a payment processing history corresponding to the full text of the payment approval request is received from the check.

If the payment approval message including the payment processing details corresponding to the payment approval request message is received through the communication processor 230, the expert processing unit 275 may include the payment processing details (eg, included in the payment approval message). Payment approval details or payment error details) may be output through the screen output unit 215 and / or printed through the print output unit 240. The electronic payment procedure for the registration service is completed.

3 is a diagram illustrating an offline payment approval process through a payment card such as a credit card or a check card according to an embodiment of the present invention.

In more detail, Figure 3 shows the card company in the payment processing using the offline payment channel corresponding to the offline card payment system shown in Figure 1 through a payment card such as a credit card or a check card issued through the card issuing system. As an offline payment processing process for processing the carbon emission calculation according to the vehicle fuel cost payment in the server 280, those skilled in the art to which the present invention pertains, refer to and / or modify the present invention Various implementation methods for the offline payment process through the payment card such as credit card or check card may be inferred, but the present invention includes all the implementation methods inferred, the implementation method shown in FIG. The technical features are not limited only.

Referring to FIG. 3, the payment terminal 200 on the offline card payment system shown in FIG. 1 generates a full payment approval request message including the card information, the payment amount, and the merchant information, and transmits it to the card company server 280. On the lower surface 300, the card company server 280 receives the full payment approval request message, the card information included in the received full payment approval request message is issued through the card issuing system, and the card information D / B. In operation 305, the card information is matched with the stored card information.

According to the method of the present invention, the affiliate server is the card information stored in the card information D / B using the card information included in the full payment approval request as a keyword, the card information is issued to the card It is desirable to check whether the card information issued through the system.

Those skilled in the art to which the present invention pertains will be familiar with the technical features and professional transmission and reception procedures of the payment terminal 200 for transmitting the full text of the payment approval request, a detailed description thereof will be omitted for convenience. .

If the card information included in the full payment approval request is not matched with the card information stored in the card information D / B (310), the card company server 280 is a payment approval including the card information error code. The full text of the result is generated and transmitted to the payment terminal 200 (315).

On the other hand, if it is confirmed that the card information included in the full payment approval request is matched with the card information stored in the card information D / B (310), the card company server 280 from the card information D / B The limit amount of the payment card such as the credit card or the check card is checked based on the card limit information associated with the card information (320).

According to an embodiment of the present invention, when the payment means corresponding to the confirmed card information comprises a credit card payment means (or postpaid payment attribute), the card company server 280 from the card information D / B By checking the predetermined credit limit amount information stored in association with the card information, and comparing the confirmed credit limit amount information and the payment amount, the payment amount through the payment card such as the credit card or check card It is desirable to process payment authorization.

According to another embodiment of the present invention, when the payment means corresponding to the confirmed card information comprises a check card / debit card payment means (or a debit payment attribute associated with the account) associated with a predetermined account, The card company server 280 confirms the predetermined account information stored and processed in association with the card information from the card information D / B, checks the account balance in connection with a predetermined financial system in which the account is opened, and then By comparing the confirmed account balance with the payment amount, it is preferable to process payment approval for the payment amount through a payment card such as a credit card or a check card.

Alternatively, when the account balance information stored in association with the card information is directly stored in the card information D / B, the card company server 280 is stored in association with the card information from the card information D / B. After checking the balance, it is possible to process the payment approval for the payment amount through the payment card such as credit card or check card by comparing the confirmed account balance with the payment amount.

According to another embodiment of the present invention, when the payment means corresponding to the confirmed card information includes a prepaid card payment means (or prepaid payment attribute), the card company server 280 is the card information D / By confirming the predetermined amount of charge information stored in association with the card information from B, and comparing the confirmed amount of charge information with the amount of payment, by the payment card such as the credit card or check card for the payment amount It is desirable to process payment authorization.

If the limit amount for the payment card such as the credit card or the check card is confirmed (325), the card company server 280 compares the payment amount with the limit amount, thereby making a payment card such as the credit card or the check card. In operation 330, a payment approval procedure for payment processing of the payment amount is performed.

If the payment approval is not confirmed as a result of the payment approval (335), the card company server 280 is the payment error information (for example, payment error code) for the payment card, such as the credit card or check card Generate payment processing history information including a (340), generates a payment approval result full text including the payment processing history and transmits to the payment terminal 200 (355).

On the other hand, when the payment approval is confirmed as a result of the payment approval (335), the card company server 280 includes the card information, payment amount information, merchant information and payment approval information (for example, payment approval number) Generating payment processing history information (345); and the payment processing history including the card information, payment amount information, merchant information, and payment approval information, and transaction history information including the payment date information; After storing in B (350), the payment approval result including the payment processing details are generated and transmitted to the payment terminal 200 (355).

4 is a diagram illustrating a process of registering carbon emission information according to vehicle fuel cost payment through a payment card such as a credit card or a check card according to an embodiment of the present invention.

In more detail, Figure 4 calculates the carbon emissions of the vehicle fuel bill payment when the payment process through a predetermined offline payment channel using a payment card such as a credit card or a check card issued through a predetermined card issuing system. As shown in the process of transferring to the carbon credit management server, if a person having ordinary knowledge in the technical field to which the present invention belongs, refer to and / or modify this figure 4 to change the payment card such as credit card or check card. Various implementation methods for the process of registering the carbon emissions information through can be inferred, but the present invention includes all the implementation methods inferred above, the technical features are not limited only to the implementation method shown in FIG. No.

Here, it is preferable to transmit the carbon emission to the total mileage calculated by the carbon credit management server in real time or periodically.

Referring to FIG. Z, the card company server 280 includes whether the mileage information and the vehicle number information included in the payment approval request message (or separate message) received from the payment terminal 200 provided in a predetermined affiliate store. Check (400).

According to the exemplary embodiment of the present invention, whether the mileage information and the vehicle number information are included in the received payment approval request message is confirmed by checking a specialty type identifier included in the received payment approval request message. It is preferable to check whether at least one driving distance information and vehicle number information is included in the received payment approval request message.

According to another exemplary embodiment of the present invention, whether the mileage information and the vehicle number information are included in the received payment approval request message is included in an area classified as a RESERVED area on the received payment approval request message. When a specific value is included, it is preferable to check whether the mileage information and the vehicle number information are included in the received payment approval request text.

If a person having ordinary technical knowledge in the technical field to which the present invention belongs, the technical features of the method and / or process for checking whether the mileage information and vehicle number information is included in the received payment approval request full text Since it will be familiar with, detailed description thereof will be omitted for convenience.

If it is determined that the received payment approval request full text message (or separate full text) includes driving distance information and vehicle number information (405), the card company server 280 determines the confirmed driving distance information and vehicle number information. Connected to and stored in the carbon emissions management D / B shown in Figure 1 (410).

Thereafter, the card company server 280 calculates the total mileage for each vehicle based on the mileage information stored in the carbon emission management D / B (415), and calculates the carbon emission based on the calculated total mileage. In operation 420, the calculated carbon emission information is transmitted to the carbon emission management server 425.

According to the method of the present invention, the calculation of the total mileage for a predetermined period based on the mileage information stored in the carbon emission management D / B, the first run at a second mileage stored in the carbon emission management D / B It is preferable to calculate the 2-1 traveling distance by subtracting the distance, and to calculate the total traveling distance by repeating the above process for a predetermined period of time.

According to an embodiment of the present invention, the carbon emission calculation for a predetermined period of time based on the calculated total driving distance is based on the calculated total driving distance and vehicle information such as a vehicle / year of the customer. It is desirable to calculate it with reference to the carbon emission reference table.

Here, the total mileage information may be transmitted to the carbon emission management server instead of the calculated carbon emission information.

FIG. 5 is a diagram illustrating a process of registering oil purchase amount information according to vehicle fuel cost payment through a payment card such as a credit card or a check card according to another embodiment of the present invention.

In more detail, Figure 5 shows the purchase amount information of the fuel purchase amount according to the vehicle fuel cost payment when the payment processing through a predetermined offline payment channel using a payment card such as a credit card or a check card issued through a predetermined card issuing system. As shown in the process of transmitting to the emission management server, those skilled in the art to which the present invention belongs, the oil through the payment card such as credit card or check card by referring to and / or modified in this figure 5 Various implementation methods for the process of registering the purchase amount information may be inferred, but the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. Z, whether the card company server 280 includes the oil price information and the vehicle number information included in the payment approval request message (or separate message) received from the payment terminal 200 provided at a predetermined affiliate store Check (500).

According to the exemplary embodiment of the present invention, whether the vehicle number information, the fuel flow information, and the fueling unit price information are included in the received payment approval request message is included in the received payment approval request message. By checking the type identifier, it is preferable to check whether at least one vehicle number information, fuel flow information and fuel price information is included in the received payment approval request message.

According to another exemplary embodiment of the present invention, whether the vehicle number information, the fuel flow information, and the fueling unit price information are included in the received payment approval request message is included in the RESERVED area on the received payment approval request message. When a specific value is included in the area classified as, it is preferable to check whether the vehicle number information, fuel quantity information, and fuel price information are included in the received payment approval request message. Do.

A person having ordinary technical knowledge in the technical field to which the present invention belongs, and / or a method for checking whether at least one vehicle number information, fuel quantity information, and fuel price information is included in the received payment approval request message. Since you will be familiar with the technical features of the process, a detailed description thereof will be omitted for convenience.

If it is confirmed that the received payment approval request full text message (or separate full text) includes oil price information and vehicle number information (505), the card company server 280 is based on the confirmed oil price information The purchase amount is calculated (510), and the calculated oil purchase amount information is connected with the vehicle number information (or card information) and transmitted to the carbon credit management server (515).

According to the exemplary embodiment of the present invention, the fuel purchase amount calculation based on the payment approval request text is based on the fuel price information and the payment approval request amount when the fuel price information is included in the received payment approval request text. It is desirable to calculate the oil purchase amount.

For example, when the payment approval request amount is 30,000 won and the fueling unit price is 1,000 won, it is preferable to calculate the purchase amount of oil to 30L.

According to another exemplary embodiment of the present invention, the fuel purchase amount calculation based on the payment approval request text is not included in the received payment approval request text, and the fueling unit price information includes a merchant number included in the payment approval request text. It is preferable to check the fueling unit price registered at the affiliated store, and calculate the oil purchase amount based on the confirmed fueling unit price and the settlement approval request amount included in the settlement approval request.

Here, the carbon emission information may be calculated based on the calculated oil purchase amount information, and the calculated carbon emission information may be transmitted to the carbon emission management server.

According to the present invention, there is an advantage that the carbon emissions can be easily calculated and collected through the van network without waste of human labor for measuring carbon emissions generated from the vehicle.

According to the present invention, it is possible to generate a new commission revenue (registration / management agency commission revenue) by collecting the carbon emissions to provide the oil purchase amount to the country.

Claims (4)

Calculating a purchase amount of oil by reading the received payment approval request message when a full payment approval request message is received from a merchant terminal; Storing the calculated oil purchase amount information on a database by connecting the calculated vehicle purchase quantity information to vehicle number information (or card information); Calculating carbon emissions based on oil purchase amount information stored on the database; And connecting the calculated carbon emission information with vehicle number information (or card information) to a carbon emission management server, the carbon emission calculation method using the full text of the payment approval request. The method of claim 1, Calculating the purchase amount of oil by reading the full payment approval request received, Check the payment approval request amount and fueling price included in the received payment approval request, and calculate the purchase amount of oil based on the confirmed payment approval request amount and fueling price, or Check the payment approval request amount and the merchant number included in the received payment approval request full text, check the fueling unit price sold by the confirmed merchant, and based on the confirmed payment approval request amount and the fueling unit price Carbon emission calculation method using the full payment approval request characterized in that the calculation. The method of claim 1, The carbon emission calculation is based on the oil purchase amount information, and the carbon purchase amount is calculated using a carbon emission reference table based on the type and year of the vehicle. The carbon emission standard list, Method for calculating carbon emissions using the full payment approval request, characterized in that the reference table including the type of vehicle and the year and year of purchase and the amount of oil purchase (or oil consumption). A computer-readable recording medium having recorded thereon a program for executing the method of claim 1.

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