JP2002351997A - Ic card insurance certificate card using portable telephone set - Google Patents

Abstract

PROBLEM TO BE SOLVED: To enable a medical instrument to go through a deskwork procedure also to an insurant presenting insurance certificate information with a portable telephone set similarly to a case when an insurance certificate card is presented, in addition to enabling the insurant to receive health insurance treatment in spite of visiting the medical instrument when he/she does not carry the insurance certificate card with him/her. SOLUTION: IC card insurance certificate system consisting of the insurance certificate card 21 by an IC card, the mobile telephone set 22 provided with an IC card reading part and a storage device, an IC card drive 31 installed at the medical instrument, etc., 3 to read and write information within the insurance certificate card 21 and the controller of the IC card drive 31 stores insurance certificate information recorded in the insurance certificate card 21 in the storage device of the portable telephone set 22 owned by the insurant to provide an insurance certificate function to the portable telephone set 22.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION The present invention relates to a method of storing insurance card information of a health insurance card and a long-term care insurance card using an IC card in a mobile phone owned by an insured person and using the mobile phone as a substitute for an insurance card. It is about a system that can do.

[0002]

2. Description of the Related Art When consulting a medical institution such as a hospital or a clinic, a health insurance card issued by an insurer such as an insurance union or a local government that the user has joined is presented to the medical institution, and insurance is provided. The co-payment amount of the patient is determined according to the type. Similarly, when receiving a nursing care service, a care insurance card is presented.

[0003] Each medical institution or long-term care service organization records and manages insurance card information such as the type of insurance and insurance number, and the contents of medical services and long-term care services for the insured, and manages each insurance. For the insurer to pay the insurer's share of remuneration.

[0004] Conventionally, insurance cards in which insurance card information is printed on paper have been used. However, in a medical institution or the like, the work of manually copying or visually confirming insurance card information is digitized. In recent years, it has been considered to use an insurance card with a nationwide standardized IC card.
For example, in JP-A-11-250140, an IC
A system using a card insurance card has been proposed.

[0005] The system disclosed in the above publication checks the insurance card presented by the insured against a server installed in an organization that manages insurance card information to determine whether or not the insurance card is expired. Since it can be checked easily and quickly, it has a great effect not only in improving office efficiency but also in crime prevention.

[0006]

However, the insurance card is
Even if it is made into a C card, as with the conventional paper insurance card, if you forget the insurance card when you go to a medical institution or if you do not carry your insurance card, you will consult a medical institution for an accident or sudden illness In cases, insurance was not applied.

[0007] In addition, for a patient such as an elderly person who does not have an identification card, the patient must be treated without knowing the patient's medical history and drug history, and it is sometimes difficult to identify the patient's identity. Was.

Further, if the insurance card is always carried, there is a risk that the insurance card information may be lost, the insurance card information read by another person, and personal information leaked.

[0009]

SUMMARY OF THE INVENTION Therefore, the present invention provides an IC
Insurance card with a card, a mobile phone equipped with an IC card reading unit and a storage device, an IC card drive installed in a medical institution or the like that can read and write information in the insurance card, and a control device for the IC card drive The insurance card information recorded on the insurance card is
By storing it in the storage device of the mobile phone owned by the insured,
The mobile phone has an insurance card function.

[0010] By storing the contents of the insurance card on his / her mobile phone, the insured can receive insurance medical treatment even if he / she visits a medical institution when he / she does not carry the insurance card. it can.

[0011] If the insurance card information can be transmitted from the mobile phone to the control device of the IC card drive, the medical institution has presented the insurance card to the insured who presented the insurance card information by the mobile phone. Administrative procedures can be performed in the same way as in the case.

The insurance card has at least one of a health insurance card and a long-term care insurance card. In particular, if both pieces of insurance card information are stored in a mobile phone, the range of use can be expanded.

[0013] Furthermore, by connecting via a communication network from a communication device provided at a medical institution or a mobile phone owned by the insured to a server of a management institution managing insurance card information, it is possible to transmit and receive information. In a medical institution or the like, it is possible to promptly inquire whether the insurance card has expired or to input a medical record or the like, thereby simplifying the office procedures required for a receipt. Also, the insured can use his / her mobile phone to refer to his / her insurance card information or, when the insurance card is lost, send predetermined information to the server to quickly invalidate the insurance card. Can be set to

Further, when reading and writing the insurance card information recorded in the server, an authentication means such as an electronic key is required, thereby preventing leakage or falsification of the insurance card information in the server to others.

[0015] Furthermore, when the examination, medical record, drug history, and nursing history are recorded on the server, the medical institution reads the information in the server through the insurance card to refer to the medical history of the insured without fail. Therefore, even when the insured visits a medical institution or a medical department different from the conventional one, there is no need to apply for a medical history or a medical history again, and a safe and sufficient medical service can be received. In addition, cooperation between the nursing care service organization and the medical institution can be performed smoothly.

[0016] Further, medical treatments, medicines,
By providing various information about nursing care to the insured person's mobile phone by text or voice, necessary information can be transmitted from the management organization or various service organizations to the specific insured person,
The insured can receive desired information.

[0017]

Embodiments of the present invention will be described with reference to the drawings.

FIG. 1 shows an embodiment of the present invention.

A server 11 is installed in the management institution 1 that oversees and manages insurance card information. The server 11 can be connected to an external communication device via a predetermined communication network, for example, the Internet. As shown in FIG. 2, the server 11 stores health insurance card information, nursing insurance card information, invalid insurance card information, medical history information such as medical records and clinical test results, medication history and allergy predisposition for each insured person. Medical information provided by medical institutions and insurance unions, drug information provided by pharmacies, and nursing service information provided by nursing service providers and local governments, etc. Each piece of information is stored, and these pieces of information are stored in the control device 1.
2 and provided to the insured person 2, the medical institution 3, and the like via the Internet. The communication network is not limited to the Internet, but may be a dedicated communication network such as a LAN or a communication network unique to a mobile phone company.

A medical institution 3 such as a hospital or a clinic, a pharmacy, and a nursing care service institution have an insurance card 21 using an IC card.
An IC card drive 31 capable of reading and writing data is installed. A personal computer 32 having a control device, a communication device, a monitor, and an input device is connected to the IC card drive 31. Information is displayed on a monitor, or predetermined information is input to the insurance card 21 by an input device such as a keyboard or a mouse. Also, the personal computer 32 can connect to the server 11 via the Internet and read and write information in the server 11.

The insured person 2 is issued an insurance card 21 by an IC card from an insurer such as a local government or an insurance union, and the insurance card 21 has a card ID and a password as shown in FIG. Identification information, insured person's name and address, date of birth, blood type, personal information such as photo, insurance card information such as insurance type and insurance card symbol, medical examination, medical institution and medical department, medical examination, medical examination Information, medical history information such as medical records, drug history information such as allergic predisposition and medication history, and access destination information for connecting to the server 11 that manages such information are separately stored in each area. I have. Further, when the insured person 2 corresponds to the insured person of the nursing care insurance, the care insurance card information and care history information on the right concession on the insurance card 21 are also stored.

The mobile phone 2 owned by the insured person 2
2 has a built-in storage device that can be repeatedly read and written and has a contact or non-contact type insurance card 2
(1) an IC card reading unit capable of reading information is provided, reads the contents of its own insurance card 21 and stores it in a storage device built in the mobile phone 22, and displays the contents on a monitor Can be.

The mobile telephone 22 can be connected to a predetermined communication network for connecting to the server 11 of the management organization 1, for example, the Internet, and transmits identification information such as a password by connecting to the server 11. This allows the user to browse his / her insurance card information, medical history, medical information, and the like stored in the server 11. In this case, all the information about the user may be browsed, or the management organization 1 may limit the area where the insured person 2 can freely browse.

An example of using the system of the present invention will be described below.

When the insured person 2 issues the insurance card 21 using an IC card by the insurer, the insured person 2 reads the insurance card information by the IC card reading section of his / her mobile phone 22 and stores it in the storage device of the mobile phone 22. Let it.

The insured person 2 usually has the medical institution 3
When visiting, the insurance card 21 is presented, but if you carry the insurance card 2 on a daily basis, you may lose it, so it is often stored at home or the like.

On the other hand, in recent years, many people have mobile phones, and such people always carry their mobile phones when going out. Therefore, the insured person 2 carries the mobile phone 22 in which the insurance card information is stored, so that even if an accident or sudden illness occurs when the insurance card 21 is not carried, the insured person 2 can carry out the insurance. It can be used as a substitute for the certificate card 21.

FIG. 4 shows a procedure of business processing in the medical institution 3 when the insured person 2 presents the mobile phone 22 instead of the insurance card 21 and receives a medical examination. Is presented, the insurance card information is first read from the mobile phone 22 by wire or wirelessly into the personal computer 32 installed in the medical institution 3 via the interface. Next, the personal computer 32 of the medical institution 3 connects to the server 11 of the management institution 1 and checks the insurance card information to check whether the insurance card 21 of the insured person 2 has expired. If the insurance card 21 is valid, the insured person 2
Can be consulted as is, but if disabled,
After confirming the identity of the patient by other means, consult the doctor. Also,
If the insured person 2 is at the first consultation or is attending another medical institution at the same time, check the medical history, drug history, etc., and efficiently provide the insured person 2 with safe and appropriate medical services. Be able to do it.

The consultation history of the insured person 2 is transmitted from the personal computer 32 of the medical institution 3 to the server 11 and recorded in the server 11. Then, as shown in FIG. 5, when the insured person 2 presents the insurance card 21 and receives a medical examination at a later date, if there is information that has not been entered into the insurance card 21 in the server 11, the information is Read the IC card drive 31
Is recorded on the insurance card 21 of the insured person 2 via the.

In the medical institution 3 or pharmacy, a server 11 is required to request an insurer for insurance contributions such as medical fees.
By transmitting the medical treatment information and medication information of each insured person 2 to the server 11 and transmitting the information to the respective insurers in the server 11, it is possible to efficiently perform the business processing required for the receipt.

On the other hand, the insured person 2 can connect to the server 11 of the management institution 1 by using the mobile phone 22 to view his / her own medical history information and the like. Thus, an area in which the insured person 2 can input information may be provided. Further, when the insurance card 21 is lost, predetermined information can be transmitted from the mobile phone 22 to the server 11 so that the own insurance card 21 cannot be used.

Since the insured person 2 has lost the insurance card 21, he presents his / her mobile phone 22 to have a medical examination, and the server 11
If it is determined that the insurance card 21 is invalid from
Since the insurance card information stored in the mobile phone 22 includes a photograph of the insured person 2, the identity of the person can be confirmed by reading the photograph image.

When connecting to the server 11 using the mobile phone 22 and reading out his / her own medical history information, an authentication means such as an electronic key is always required, and the authentication means must be registered in the server 11 in advance. Keep it. As an authentication means, in addition to a method of inputting an identification symbol and a password, for example, a recognition pattern in which a physical characteristic portion such as a fingerprint or a voiceprint of the user is digitized is registered in advance, and they are collated and identified. There is a method for confirming that there is a certain one, and these authentication means are used alone or in combination to make the authentication means strict, thereby preventing leakage of insurance card information to others.

When the insurance card information stored in the storage device in the mobile phone 22 is read out, if the authentication means such as a password is used, the leakage of the insurance card information when the mobile phone 22 is lost is prevented. Can be prevented. However, mobile phone 2
For example, when the owner of No. 2 is a care-requiring person or the like, anyone may be able to extract the care insurance card information without using authentication means.

Also, the server 11 stores, for example, medical departments and equipment of contracted nationwide medical institutions, consultation hours, guidance for medical leave, medical information such as knowledge on illness, and drug information such as precautions on drugs. And nursing care service information, and these various kinds of information are provided as a service to the insured person 2. The insured person 2 can connect to the server 11 by the mobile phone 22 and browse while searching for necessary information, as in the case of inquiring his / her medical history information.

Further, when the renewal time of the insurance card 21 approaches, the server 11 sends an update guide in the form of text information or the like to the mobile phone 22 via a communication network, and the medical institution 3 Instead of server 11 from insured 2
A service such as transmission to the mobile phone 22 can be provided.

As described above, an example of use of the present invention in a health insurance card has been described. However, the present invention can be similarly used as a long-term care insurance card. In this case, if the nursing care insurance card information is stored in the mobile phone 22 so that the elderly insured person 2 always carries the mobile phone 22, it can be used as an emergency communication means or the location of the insured person 2 can be changed. In addition to being able to detect, and even the insured person 2 who has difficulty talking, the insured person 2 can transmit and receive information using character information, so that the use range is wide.

[0038]

According to the present invention, even when an insurance card is not carried, medical and nursing care and the like can be provided by presenting a mobile phone storing insurance card information in the same manner as when submitting an insurance card. Service.
In addition, if the insurance card information is transmitted from the mobile phone to the control device of the IC card drive, office procedures at a medical institution and the like will not be troublesome.

If a photograph image of the insured person is stored as insurance card information, identification of the insured person becomes easy and reliable, and illegal use of insurance card or insurance card information can be prevented. . In addition, in a medical institution or the like, for example, even if a patient has difficulty talking, the patient can be surely confirmed.

In addition, the system of the present invention allows the use of both the health insurance card and the long-term care insurance card to be used, thereby expanding the scope of use and sharing information between the medical institution and the long-term care service provider. it can.

Further, the communication card provided at the medical institution or the mobile phone owned by the insured can be connected to the server of the management institution to transmit and receive information, so that the insurance card has not expired at the medical institution or the like. Inquiries can be made promptly and medical records can be entered to simplify the administrative procedures required for a claim, and the insured can, for example, lose the insurance card when the insurance card is lost. You can send it to the server yourself.

Also, when reading or writing the insurance card information recorded in the server, an authentication means for confirming the identity is required, thereby preventing another person from reading or falsifying the insurance card information in the server. be able to.

Furthermore, when medical records, medical histories, and nursing histories are stored in the server, for example, in a medical institution, various types of information relating to the health condition of the insured are leaked only by reading the information in the server through the insurance card. So that the insured can visit a non-traditional medical institution or department.
There is no need to reapply for medical histories or drug histories, and safe and sufficient medical services can be received.

[Brief description of the drawings]

FIG. 1 is a system configuration diagram showing an embodiment of the present invention.

FIG. 2 is a data configuration diagram showing the inside of a server of the present invention.

FIG. 3 is a data configuration diagram showing the inside of an insurance card of the present invention.

FIG. 4 is a flowchart showing the flow of business processing when presenting a mobile phone and receiving a medical examination in the present invention.

FIG. 5 is a flowchart showing the flow of business processing when presenting an insurance card and receiving a medical examination in the present invention.

[Explanation of symbols]

1 management institution, 2 insured persons, 3 medical institution, 11 server, 12 control device, 21 insurance card, 22 mobile phone, 31 IC card drive, 32 personal computer

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06K 17/00 G06K 17/00 L 19/00 19/00 Q 19/07 J

Claims (10)

[Claims] 1. An insurance card using an IC card and an IC card
An IC card insurance card comprising a mobile phone provided with a card reading unit and a storage device, an IC card drive installed in a medical institution or the like and capable of reading and writing information in the insurance card, and a control device for the IC card drive A system, wherein insurance card information recorded on the insurance card is stored in the storage device of the mobile phone owned by the insured person, and the mobile phone has an insurance card function. Card insurance card system using a mobile phone. 2. The IC card insurance card system using a mobile phone according to claim 1, wherein the insurance card information can be transmitted from the mobile phone to the control device by wire or wirelessly. 3. The IC card insurance card system using a mobile phone according to claim 1, wherein a photograph image of the insured person is stored as the insurance card information. 4. The IC card insurance card system using a mobile phone according to claim 1, wherein the insurance card has at least one of a health insurance card and a care insurance card. 5. The insurance card information is collectively managed by a server installed in a management institution, and connected to the server via a communication network from a communication device and a mobile phone provided in a medical institution or the like, The IC card insurance card system using a mobile phone according to claim 1, 2, 3, or 4, wherein information in the server can be transmitted and received. 6. The IC card insurance card system using a mobile phone according to claim 5, wherein authentication means is required when reading and writing insurance card information in said server. 7. The IC card insurance card system using a mobile phone according to claim 5, wherein the medical institution records a medical record for each insured person in the server. 8. The IC card insurance card system using a mobile phone according to claim 5, wherein the pharmacy records the medical history of each insured person in the server. 9. The IC card insurance card system using a mobile phone according to claim 5, wherein the nursing care service institution records the nursing history of each insured person in the server. 10. The server stores various information related to medical care, medicine, and nursing care, and provides the various information to the mobile phone of the insured person in text or voice.
An IC card insurance card system using the mobile phone described in 6, 7, 8 or 9.