CN111260800A - Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium - Google Patents
Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium Download PDFInfo
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- 238000005516 engineering process Methods 0.000 claims abstract description 17
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- 230000002159 abnormal effect Effects 0.000 claims description 14
- 238000004590 computer program Methods 0.000 claims description 12
- 230000006870 function Effects 0.000 claims description 4
- 238000012011 method of payment Methods 0.000 claims 1
- 238000004891 communication Methods 0.000 description 5
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B13/00—Taximeters
- G07B13/02—Details; Accessories
- G07B13/04—Details; Accessories for indicating fare or state of hire
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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Abstract
The invention belongs to the technical field of vehicles, and relates to a payment method, a payment system, a vehicle-mounted terminal and a computer-readable storage medium, wherein the payment method comprises the following steps: the charging terminal acquires the license plate information of the vehicle, generates and sends charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information. And the vehicle-mounted terminal receives the charging order information. The mobile terminal is connected with the vehicle-mounted terminal through the NFC technology, payment operation is carried out according to the charging order information, so that the charging order information can be intelligently and automatically generated after the license plate information of the vehicle is acquired through the charging terminal, and then the charging order information is sent to the vehicle-mounted terminal through the charging server, so that a user can establish NFC connection with the vehicle-mounted terminal through the mobile terminal in the vehicle to complete payment operation.
Description
Technical Field
The present invention relates to the field of vehicle technologies, and in particular, to a payment method, a payment system, a vehicle-mounted terminal, and a computer-readable storage medium.
Background
With the continuous development of social economy, the living standard of people is continuously improved, motor vehicles have entered thousands of households, and the holding quantity of the motor vehicles is also continuously and rapidly increased. Since the direct parking of the motor vehicle on the traffic lane may put a heavy burden on the traffic, people usually park the motor vehicle in the parking lot when not driving the motor vehicle.
At present, the owner of a vehicle often needs to pay some fees on site to be able to pass through the vehicle in the process of driving the vehicle, such as parking fees, road and bridge fees and the like. However, for the payment of the above fee, the vehicle can be driven by the conventional method only after the toll collector informs the toll amount and the vehicle owner performs cash payment or code scanning payment according to the toll amount, so that the conventional payment method consumes manpower and takes a long time.
In view of the above problems, those skilled in the art have sought solutions.
The foregoing description is provided for general background information and is not admitted to be prior art.
Disclosure of Invention
In view of the above, the present invention provides a payment method, a payment system, a vehicle-mounted terminal and a computer-readable storage medium, and aims to provide an intelligent, convenient and time-saving payment method to meet the needs of people.
The invention is realized by the following steps:
the invention provides a payment method, which comprises the following steps: the charging terminal acquires the license plate information of the vehicle, generates and sends charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information. And the vehicle-mounted terminal receives the charging order information. The mobile terminal is connected with the vehicle-mounted terminal through the NFC technology, and payment operation is carried out according to the charging order information.
Further, before the steps of obtaining the license plate information of the vehicle at the charging terminal, generating and sending the charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information, the method comprises the following steps: and the vehicle-mounted terminal sends a fee deduction service registration request including the license plate information to the charging server, so that the charging server associates the license plate information with the vehicle-mounted terminal and activates a fee deduction function of the vehicle-mounted terminal.
Further, before the steps of obtaining the license plate information of the vehicle at the charging terminal, generating and sending the charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information, the method comprises the following steps: the charging terminal acquires the license plate information of the vehicle, and when the vehicle is detected to be positioned at the entrance of the parking lot, the charging terminal sends the position information of the free parking space to the charging server, so that the charging server sends the position information of the free parking space to the vehicle-mounted terminal. And the vehicle-mounted terminal acquires and displays the position information of the idle parking space.
Further, after the step of obtaining and showing the position information of the free parking space by the vehicle-mounted terminal, the method comprises the following steps: the vehicle-mounted terminal acquires the parking space selection parameter information, automatically selects a free parking space according to the parking space selection parameter information and the free parking space position information, generates automatic parking control information, and sends the automatic parking control information to the automatic driving module so as to control the vehicle to automatically drive to the free parking space and automatically park, wherein the parking space selection parameter information comprises at least one of destination and gender.
Further, the step of receiving the charging order information at the vehicle-mounted terminal includes: and the vehicle-mounted terminal displays the charging order information, starts timing, and sends unpaid information to the charging server when the timing time exceeds the preset time and the payment information of the mobile terminal is not received. And the charging server calculates the corresponding late payment according to the first charging amount in the charging order information to generate a second charging amount, updates the first charging amount in the charging order information into the second charging amount, and then sends the updated charging order information to the vehicle-mounted terminal. And the vehicle-mounted terminal acquires and displays the updated charging order information.
Further, the charging order information includes charging certification information, and the charging certification information includes departure time information and departure place information. The step of receiving the charging order information by the vehicle-mounted terminal comprises the following steps: and the vehicle-mounted terminal receives the charging order information and judges whether the charging order information is correct or not according to the charging certification information in the charging order information and the driving record stored in the vehicle-mounted terminal. And if the charging order information is correct, the vehicle-mounted terminal displays the charging order information. And if the charging order information is wrong, the vehicle-mounted terminal acquires and sends the abnormal prompting information of the charging order to the charging server.
Further, in the step of acquiring and sending the abnormal prompt information of the charging order to the charging server by the vehicle-mounted terminal, the method comprises the following steps: and the vehicle-mounted terminal displays the charge order abnormity prompt information. The vehicle-mounted terminal acquires the vehicle-cycle image information which is stored by the vehicle-mounted terminal and is associated with the charging certification information according to the charging certification information, and sends the abnormal prompt information of the charging order and the vehicle-cycle image information to the charging server. And after receiving the charge order abnormity prompt information and the vehicle periphery image information, the charging server acquires the vehicle image information corresponding to the charge certification information and stores the vehicle image information and the vehicle periphery image information in an associated manner.
The invention also provides a payment system comprising: charging terminal, charging server, vehicle-mounted terminal and mobile terminal. And the charging terminal is used for acquiring the license plate information of the vehicle, generating and sending charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information. And the vehicle-mounted terminal is used for receiving the charging order information. And the mobile terminal is used for establishing connection with the vehicle-mounted terminal through the NFC technology and carrying out payment operation according to the charging order information.
The invention also provides a vehicle-mounted terminal which comprises a memory and a processor. The processor is configured to execute a computer program stored in the memory to implement the steps of the payment method described above.
The invention also provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, carries out the steps of the above-mentioned payment method.
The invention provides a payment method, a payment system, a vehicle-mounted terminal and a computer readable storage medium, wherein the payment method comprises the following steps: the charging terminal acquires the license plate information of the vehicle, generates and sends charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information. And the vehicle-mounted terminal receives the charging order information. The mobile terminal is connected with the vehicle-mounted terminal through the NFC technology, payment operation is carried out according to the charging order information, so that the charging order information can be intelligently and automatically generated after the license plate information of the vehicle is acquired through the charging terminal, and then the charging order information is sent to the vehicle-mounted terminal through the charging server, so that a user can establish NFC connection with the vehicle-mounted terminal through the mobile terminal in the vehicle to complete payment operation.
In order to make the aforementioned and other objects, features and advantages of the invention comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
Fig. 1 is a first flowchart of a payment method according to a first embodiment of the present invention;
fig. 2 is a second flow chart of the payment method provided by the first embodiment of the invention;
fig. 3 is a schematic structural diagram of a payment system provided in a second embodiment of the present invention;
fig. 4 is a schematic structural diagram of a vehicle-mounted terminal according to a third embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It is to be understood that the described embodiments are merely a few embodiments of the invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiments of the present invention will be described in detail with reference to the accompanying drawings.
The first embodiment:
fig. 1 is a first flowchart of a payment method according to a first embodiment of the present invention. Fig. 2 is a second flow chart of the payment method provided by the first embodiment of the invention. For a clear description of the payment method provided by the first embodiment of the present invention, please refer to fig. 1 and fig. 2.
The payment method provided by the first embodiment of the invention comprises the following steps:
and S11, the charging terminal acquires the license plate information of the vehicle, generates and sends charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information.
In one embodiment, the billing terminal may be applied to a toll booth, a parking lot, and the like where charging for passing vehicles is required, but it should be understood that the billing terminal may be applied to a toll booth, a parking lot, and the like, but is not limited thereto. When the charging terminal is applied to a parking lot, for example, when the charging terminal acquires that a vehicle enters the parking lot, charging is started, a charging result is associated with license plate information of the vehicle, and when the charging terminal acquires that the vehicle reaches an exit of the parking lot, a display screen of the charging terminal displays 'license plate number XXXXX, and parking fee 30 Yuan'.
In an embodiment, after the charging terminal obtains the license plate information of the vehicle, the method may include, but is not limited to: and receiving an instruction of selecting a payment mode, generating and sending charging order information to a charging server according to the license plate information when the payment mode is the vehicle-mounted terminal withholding time, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information. The charging terminal can support payment modes such as vehicle-mounted terminal fee deduction, two-dimensional code payment, cash payment and memory card payment.
In an embodiment, in step S11, the method for acquiring license plate information of a vehicle by a charging terminal, generating and sending charging order information to a charging server according to the license plate information, so that the charging server sends the charging order information to a vehicle-mounted terminal associated with the license plate information includes, but is not limited to: and the vehicle-mounted terminal sends a fee deduction service registration request including the license plate information to the charging server, so that the charging server associates the license plate information with the vehicle-mounted terminal and activates a fee deduction function of the vehicle-mounted terminal. Therefore, the charging server can open the authority of deduction to the vehicle-mounted terminal.
In an embodiment, in step S11, the method for acquiring license plate information of a vehicle by a charging terminal, generating and sending charging order information to a charging server according to the license plate information, so that the charging server sends the charging order information to a vehicle-mounted terminal associated with the license plate information includes, but is not limited to: the charging terminal acquires the license plate information of the vehicle, and when the vehicle is detected to be positioned at the entrance of the parking lot, the charging terminal sends the position information of the free parking space to the charging server, so that the charging server sends the position information of the free parking space to the vehicle-mounted terminal. And the vehicle-mounted terminal acquires and displays the position information of the idle parking space. Therefore, when the payment method provided by the embodiment is applied to a parking lot, the user can conveniently select the position of the free parking space in advance, so that the user can find the appropriate parking space for parking more quickly.
In an embodiment, after the step of acquiring and displaying the free parking space position information by the terminal, the method may include, but is not limited to: the vehicle-mounted terminal acquires the parking space selection parameter information, automatically selects a free parking space according to the parking space selection parameter information and the free parking space position information, generates automatic parking control information, and sends the automatic parking control information to the automatic driving module so as to control the vehicle to automatically drive to the free parking space and automatically park, wherein the parking space selection parameter information comprises at least one of destination and gender. For example, the destination of the parking space selection parameter information is a living supermarket, the owner of the vehicle is a woman, an idle woman parking space closest to the entrance of the living supermarket is automatically selected according to the parking space selection parameter information and the idle parking space position information, automatic parking control information is generated, the automatic parking control information is sent to the automatic driving module, and the vehicle is controlled to automatically drive to reach the idle woman parking space closest to the entrance of the living supermarket and then automatically park.
And S12, the vehicle-mounted terminal receives the charging order information.
In one embodiment, the step of receiving the charging order information by the vehicle-mounted terminal in step S12 may include, but is not limited to: and the vehicle-mounted terminal displays the charging order information, starts timing, and sends unpaid information to the charging server when the timing time exceeds the preset time and the payment information of the mobile terminal is not received. And the charging server calculates the corresponding late payment according to the first charging amount in the charging order information to generate a second charging amount, updates the first charging amount in the charging order information into the second charging amount, and then sends the updated charging order information to the vehicle-mounted terminal. And the vehicle-mounted terminal acquires and displays the updated charging order information. Therefore, when the payment method provided by the embodiment is applied to places needing to be charged, such as parking lots and toll stations, a gate for blocking the vehicle does not need to be arranged (namely, the vehicle does not need to be parked), and when the vehicle owner does not pay corresponding fees according to agreement, the vehicle owner can be ensured to timely fulfill the obligation of paying the corresponding fees by increasing the late fee as a penalty measure.
In one embodiment, the charge order information includes charge certification information including departure time information and departure location information.
Referring to fig. 2, in an embodiment, in the step S12, the step of receiving the charging order information by the vehicle-mounted terminal may include, but is not limited to: and the vehicle-mounted terminal receives the charging order information and judges whether the charging order information is correct or not according to the charging certification information in the charging order information and the driving record stored in the vehicle-mounted terminal. And if the charging order information is correct, the vehicle-mounted terminal displays the charging order information. And if the charging order information is wrong, the vehicle-mounted terminal acquires and sends the abnormal prompting information of the charging order to the charging server. For example, the leaving time information in the charge order information is 8 am, and the leaving location information of the vehicle is a shopping mall parking lot at this time, but the vehicle is in the shopping mall parking lot at 8 am in the driving record in the vehicle-mounted terminal, and since the leaving location information in the charge order information does not match the location information in the driving record at the same time, the vehicle-mounted terminal determines that the charge order information is incorrect. Therefore, the payment method provided by the embodiment can avoid the condition that lawless persons use the fake plate to bring loss to car owners.
In an embodiment, after receiving the abnormal prompt information of the charging order, the charging server may send corresponding prompt information to a service provider terminal corresponding to the charging server, so that the service provider can perform corresponding confirmation processing.
In an embodiment, the step of acquiring and sending the abnormal prompting information of the charge order to the charging server by the vehicle-mounted terminal may include, but is not limited to: and the vehicle-mounted terminal displays the charge order abnormity prompt information. The vehicle-mounted terminal acquires the vehicle-cycle image information which is stored by the vehicle-mounted terminal and is associated with the charging certification information according to the charging certification information, and sends the abnormal prompt information of the charging order and the vehicle-cycle image information to the charging server. And after receiving the charge order abnormity prompt information and the vehicle periphery image information, the charging server acquires the vehicle image information corresponding to the charge certification information and stores the vehicle image information and the vehicle periphery image information in an associated manner. Specifically, at least one camera device may be provided on the vehicle to acquire the surrounding image information in real time, and the in-vehicle terminal may store the surrounding image information. Specifically, the billing terminal may include at least one camera to capture an image of the vehicle and generate vehicle image information. In one embodiment, the vehicle image information and the vehicle surrounding image information may each include a time identifier and/or a location identifier. Therefore, the payment method provided by the embodiment can store the certificate when the charging order is abnormal.
And S13, the mobile terminal establishes connection with the vehicle-mounted terminal through the NFC technology and carries out payment operation according to the charging order information.
In an embodiment, after the mobile terminal establishes connection with the vehicle-mounted terminal through the NFC technology, the mobile terminal may pay the fee to the vehicle-mounted terminal, and further, the vehicle-mounted terminal may transfer the received fee to the charging server to complete the whole payment process of the charging order. In other embodiments, after the mobile terminal establishes connection with the vehicle-mounted terminal through the NFC technology, the charging order information can be acquired, and the payment operation is completed to the charging server according to the payment link in the charging order information. In addition, the mobile terminal can also log in a charging server in advance to perform recharging operation, so that the mobile terminal can establish connection with the vehicle-mounted terminal through an NFC technology under the condition of power failure and perform payment (namely payment in a bus card mode).
The payment method provided by the first embodiment of the invention comprises the steps that the charging terminal acquires the license plate information of a vehicle, generates and sends charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information. And the vehicle-mounted terminal receives the charging order information. The mobile terminal is connected with the vehicle-mounted terminal through the NFC technology, payment operation is carried out according to the charging order information, so that the charging order information can be intelligently and automatically generated after the license plate information of the vehicle is acquired through the charging terminal, and then the charging order information is sent to the vehicle-mounted terminal through the charging server, so that a user can establish NFC connection with the vehicle-mounted terminal through the mobile terminal in the vehicle to complete payment operation.
Second embodiment:
fig. 3 is a schematic structural diagram of a payment system provided in a second embodiment of the present invention. For a clear description of the payment system provided by the second embodiment of the present invention, please refer to fig. 3.
The payment system provided by the second embodiment of the invention comprises a vehicle-mounted terminal 1, a charging terminal 2, a charging server 3 and a mobile terminal 4.
The charging terminal 2 is used for acquiring license plate information of a vehicle, generating and sending charging order information to the charging server 3 according to the license plate information, so that the charging server 3 sends the charging order information to the vehicle-mounted terminal 1 associated with the license plate information. The vehicle-mounted terminal 1 is used for receiving charging order information. The mobile terminal 4 is used for establishing connection with the vehicle-mounted terminal 1 through an NFC technology and performing payment operation according to the charging order information.
In one embodiment, the billing terminal 2 may be applied to a toll booth, a parking lot, and the like where charging for passing vehicles is required, but it should be understood that the billing terminal 2 may be applied to a toll booth, a parking lot, and the like, but is not limited thereto. When the charging terminal 2 is applied to a parking lot, for example, when the charging terminal 2 acquires that a vehicle enters the parking lot, charging is started, and a charging result is associated with license plate information of the vehicle, and when the charging terminal 2 acquires that the vehicle reaches an exit of the parking lot, a display screen of the charging terminal 2 displays "license plate number xxxxxx, and parking fee is 30 yuan".
In one embodiment, the billing terminal 2 may be configured to receive an instruction to select a payment method. The instruction may be, but is not limited to, a voice instruction. In one embodiment, the charging terminal 2 may support, but is not limited to, payment methods such as deduction fee, two-dimensional code payment, cash payment, memory card payment and the like of the in-vehicle terminal 1.
In an embodiment, the charging terminal 2 may be configured to obtain license plate information of a vehicle, and send the free parking space position information to the charging server 3 when detecting that the vehicle is located at an entrance of a parking lot, so that the charging server 3 sends the free parking space position information to the vehicle-mounted terminal 1. And the vehicle-mounted terminal 1 is also used for acquiring and displaying the position information of the idle parking space. Therefore, when the payment system who provides this embodiment is used in the parking area, can make things convenient for the user to select the position of free parking stall in advance to the user can be faster find suitable parking stall and park.
In an embodiment, the vehicle-mounted terminal 1 may be configured to send a charging agency service registration request including license plate information to the charging server 3, so that the charging server 3 associates the license plate information with the vehicle-mounted terminal 1 and activates a charging agency function of the vehicle-mounted terminal 1. The billing server 3 can thus open the authority to withhold the fee to the in-vehicle terminal 1.
In an embodiment, the vehicle-mounted terminal 1 may be configured to obtain the parking space selection parameter information, automatically select an empty parking space according to the parking space selection parameter information and the empty parking space position information, generate automatic parking control information, and send the automatic parking control information to the automatic driving module to control the vehicle to automatically drive to the empty parking space and automatically park, where the parking space selection parameter information includes at least one of a destination and a gender. For example, the vehicle-mounted terminal 1 obtains that the destination in the parking space selection parameter information is a living supermarket and the vehicle owner is a woman, automatically selects an idle woman parking space closest to the entrance of the living supermarket according to the parking space selection parameter information and the idle parking space position information, generates automatic parking control information, and sends the automatic parking control information to the automatic driving module so as to control the vehicle to automatically drive to the idle woman parking space closest to the entrance of the living supermarket and then automatically park.
In an embodiment, the vehicle-mounted terminal 1 may be configured to display the charging order information, start timing, and send unpaid information to the charging server 3 when the timing duration exceeds a preset duration and the payment information of the mobile terminal 4 is not received. And the charging server 3 may be configured to calculate a corresponding late payment according to the first charging amount in the charging order information to generate a second charging amount, update the first charging amount in the charging order information to the second charging amount, and send the updated charging order information to the vehicle-mounted terminal 1. The vehicle-mounted terminal 1 may also be configured to obtain and display updated charging order information. Therefore, the payment system provided by the embodiment is applied to places such as parking lots and toll stations where charging is needed, a gate for blocking a vehicle does not need to be arranged (namely, the vehicle does not need to be parked), and when a vehicle owner does not pay corresponding fees according to agreement, the vehicle owner can be guaranteed to timely fulfill obligations for paying corresponding fees by increasing the late fees as penalty measures.
In one embodiment, the in-vehicle terminal 1 may be configured to receive the charging order information, and determine whether the charging order information is correct according to the charging certification information in the charging order information and the driving record stored in the in-vehicle terminal. And if the charging order information is correct, the vehicle-mounted terminal 1 displays the charging order information. If the charging order information is wrong, the vehicle-mounted terminal 1 acquires and sends the abnormal prompting information of the charging order to the charging server 3. The charging order information comprises charging certification information, and the charging certification information comprises leaving time information and leaving place information. For example, the leaving time information in the charge order information is 8 am, and the leaving location information of the vehicle is a shopping mall parking lot at this time, but the vehicle is in the shopping mall parking lot at 8 am in the driving record in the vehicle-mounted terminal 1, and since the same vehicle is in the same time and the leaving location information in the charge order information does not match the location information in the driving record, the vehicle-mounted terminal 1 determines that the charge order information is incorrect. Therefore, the payment system provided by the embodiment can avoid the condition that lawless persons use the fake plate to bring loss to car owners.
In an embodiment, the in-vehicle terminal 1 may be configured to display the charge order abnormality prompting information. The vehicle-mounted terminal 1 may further be configured to obtain, according to the charge certification information, vehicle-surroundings image information associated with the charge certification information stored in the vehicle-mounted terminal, and send the charge order abnormality prompt information and the vehicle-surroundings image information to the charging server 3. The charging server 3 may be configured to obtain vehicle image information corresponding to the charging certification information after receiving the charging order abnormality prompt information and the vehicle periphery image information, and store the vehicle image information and the vehicle periphery image information in an associated manner. Specifically, the billing terminal 2 may include at least one camera to capture an image of the vehicle and generate vehicle image information. In one embodiment, the vehicle image information and the vehicle surrounding image information may include time identification information and/or location identification information. Therefore, the payment system provided by the embodiment can store the certificate when the charging order is abnormal.
In an embodiment, the charging server 3 may be configured to send corresponding prompt information to a service provider terminal corresponding to the charging server 3 after receiving the abnormal prompt information of the charging order, so that the service provider can perform corresponding confirmation processing.
In an embodiment, the mobile terminal 4 may be configured to establish a connection with the vehicle-mounted terminal 1 through an NFC technology, and then may perform a fee payment to the vehicle-mounted terminal 1, and further, the vehicle-mounted terminal 1 may transfer the received fee to the charging server 3 to complete the whole payment process of the charging order. In other embodiments, the mobile terminal 4 may be configured to obtain the charging order information after establishing a connection with the in-vehicle terminal 1 through the NFC technology, and complete a payment operation to the charging server 3 according to a payment link in the charging order information. In addition, the mobile terminal 4 can also be used for logging in the charging server 3 in advance to perform a recharging operation, so that the mobile terminal 4 can establish a connection with the vehicle-mounted terminal 1 through an NFC technology under the condition of power failure and perform payment (namely payment in a bus card manner).
In an embodiment, the specific implementation manner and the beneficial effects of the payment system provided in this embodiment may refer to the payment method described in the first embodiment of the present invention, and will not be described herein again.
The payment system provided by the second embodiment of the invention comprises a charging terminal 2, a charging server 3, a vehicle-mounted terminal 1 and a mobile terminal 4. The charging terminal 2 is used for acquiring license plate information of a vehicle, generating and sending charging order information to the charging server 3 according to the license plate information, so that the charging server 3 sends the charging order information to the vehicle-mounted terminal 1 associated with the license plate information. The vehicle-mounted terminal 1 is used for receiving charging order information. The mobile terminal 4 is used for establishing connection with the vehicle-mounted terminal 1 through an NFC technology and performing payment operation according to the charging order information. Therefore, the payment system described in the second embodiment of the present invention can provide an intelligent, convenient and time-saving payment method to meet the needs of people.
The third embodiment:
fig. 4 is a schematic structural diagram of a vehicle-mounted terminal according to a third embodiment of the present invention. For a clear description of the vehicle-mounted terminal provided by the third embodiment of the invention, please refer to fig. 4.
A vehicle-mounted terminal 1 according to a third embodiment of the present invention includes: a processor a101 and a memory a201, wherein the processor a101 is configured to execute the computer program a6 stored in the memory a201 to implement the steps of the payment method as described in the first embodiment.
In an embodiment, the in-vehicle terminal 1 provided in this embodiment may include at least one processor a101 and at least one memory a 201. Wherein, at least one processor A101 may be referred to as a processing unit A1, and at least one memory A201 may be referred to as a memory unit A2. Specifically, the storage unit a2 stores a computer program a6 that, when executed by the processing unit a1, causes the in-vehicle terminal 1 provided by the present embodiment to implement the steps of the payment method described above, for example, step S12 shown in fig. 1 in which the in-vehicle terminal receives charge order information.
In one embodiment, the in-vehicle terminal 1 provided in the present embodiment may include a plurality of memories a201 (referred to as a storage unit A2 for short), and the storage unit A2 may include, for example, a Random Access Memory (RAM) and/or a cache memory and/or a Read Only Memory (ROM), and the like.
In one embodiment, the in-vehicle terminal 1 further includes a bus connecting different components (e.g., the processor a101 and the memory a201, the touch display screen A3, the NFC module a7, and the like).
In an embodiment, the in-vehicle terminal 1 in this embodiment may further include a communication interface (e.g., an I/O interface a4), and the communication interface may be used for communicating with an external device, for example, the NFC module a7 may be externally connected via the communication interface.
In one embodiment, when the terminal is externally connected with the NFC module a7 through the communication interface, the mounting position of the NFC module a7 on the vehicle may include at least one of the back of the seat in the vehicle, the center console of the vehicle, and the door handle in the vehicle. It should be understood that the mounting location of NFC module a7 includes, but is not limited to, mounting on the back of the seat back of a seat in a vehicle, on the center console of a vehicle, at the door handle in a vehicle, etc. Therefore, in the payment method of the present embodiment, the mobile terminal can establish an NFC connection with the in-vehicle terminal 1 by making a single touch with the NFC module a7 at any location or a certain location on the vehicle.
In one embodiment, the in-vehicle terminal 1 provided in this embodiment may further include a communication device a 5.
The vehicle-mounted terminal 1 provided by the third embodiment of the present invention includes a memory a101 and a processor a201, and the processor a101 is configured to execute the computer program a6 stored in the memory a201 to implement the steps of the payment method described in the first embodiment, so that the vehicle-mounted terminal 1 provided by this embodiment can implement and provide an intelligent, convenient and time-saving payment method to meet the needs of people.
The third embodiment of the present invention also provides a computer-readable storage medium storing a computer program a6, which computer program a6 when executed by the processor a101 implements the steps of the payment method as in the first embodiment, for example, the steps shown in fig. 1 are S11 to S13.
In an embodiment, the computer readable storage medium provided by the embodiment may include any entity or device capable of carrying computer program code, a recording medium, such as ROM, RAM, magnetic disk, optical disk, flash memory, and the like.
The computer program a6 stored in the computer-readable storage medium provided by the third embodiment of the present invention can be executed by the processor a101 to provide an intelligent, convenient and time-saving payment method to meet the needs of people.
The present invention is not limited to the above preferred embodiments, and any modification, equivalent replacement or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (10)
1. A method of payment, the method comprising:
the method comprises the steps that a charging terminal obtains license plate information of a vehicle, generates and sends charging order information to a charging server according to the license plate information, so that the charging server sends the charging order information to a vehicle-mounted terminal related to the license plate information;
the vehicle-mounted terminal receives the charging order information;
and the mobile terminal establishes connection with the vehicle-mounted terminal through an NFC technology and carries out payment operation according to the charging order information.
2. The payment method of claim 1, wherein before the step of obtaining the license plate information of the vehicle by the charging terminal, generating and sending the charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information, the method comprises:
and the vehicle-mounted terminal sends a fee-deducting service registration request comprising the license plate information to the charging server, so that the charging server associates the license plate information with the vehicle-mounted terminal and activates a fee-deducting function of the vehicle-mounted terminal.
3. The payment method of claim 1, wherein before the step of obtaining the license plate information of the vehicle by the charging terminal, generating and sending the charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal associated with the license plate information, the method comprises:
the charging terminal acquires license plate information of the vehicle, and when the vehicle is detected to be positioned at an entrance of a parking lot, the charging terminal sends position information of an idle parking space to the charging server, so that the charging server sends the position information of the idle parking space to the vehicle-mounted terminal;
and the vehicle-mounted terminal acquires and displays the position information of the idle parking space.
4. The payment method as claimed in claim 3, wherein after the step of the vehicle-mounted terminal acquiring and displaying the free parking space position information, the method comprises the following steps:
the vehicle-mounted terminal acquires parking space selection parameter information, automatically selects an idle parking space according to the parking space selection parameter information and the idle parking space position information, generates automatic parking control information, and sends the automatic parking control information to an automatic driving module so as to control the vehicle to automatically drive to the idle parking space and automatically park, wherein the parking space selection parameter information comprises at least one of destination and gender.
5. A payment method as recited in claim 1, wherein the step of receiving the charge order information at the in-vehicle terminal comprises:
the vehicle-mounted terminal displays the charging order information, starts timing, and sends unpaid information to the charging server when the timing duration exceeds a preset duration and the payment information of the mobile terminal is not received;
the charging server calculates corresponding late payment according to a first charging amount in the charging order information to generate a second charging amount, updates the first charging amount in the charging order information to the second charging amount, and sends the updated charging order information to the vehicle-mounted terminal;
and the vehicle-mounted terminal acquires and displays the updated charging order information.
6. A payment method as recited in claim 1, wherein the charge order information includes charge certification information including departure time information and departure location information;
the step of receiving the charging order information by the vehicle-mounted terminal comprises the following steps:
the vehicle-mounted terminal receives the charging order information and judges whether the charging order information is correct or not according to the charging certification information in the charging order information and the driving record stored in the vehicle-mounted terminal;
if the charging order information is correct, the vehicle-mounted terminal displays the charging order information;
and if the charging order information is wrong, the vehicle-mounted terminal acquires and sends abnormal prompting information of the charging order to the charging server.
7. The payment method according to claim 6, wherein the step of acquiring and sending the abnormal prompt message of the charge order to the charging server by the vehicle-mounted terminal comprises the following steps:
the vehicle-mounted terminal displays the charging order abnormal prompt information;
the vehicle-mounted terminal acquires the vehicle-cycle image information which is stored by the vehicle-mounted terminal and is associated with the charging certification information according to the charging certification information, and sends the charging order abnormity prompt information and the vehicle-cycle image information to the charging server;
and after receiving the charge order abnormity prompt information and the vehicle periphery image information, the charging server acquires vehicle image information corresponding to the charge certification information and stores the vehicle image information and the vehicle periphery image information in an associated manner.
8. A payment system, the system comprising: the system comprises a charging terminal, a charging server, a vehicle-mounted terminal and a mobile terminal;
the charging terminal is used for acquiring license plate information of a vehicle, generating and sending charging order information to the charging server according to the license plate information, so that the charging server sends the charging order information to the vehicle-mounted terminal related to the license plate information;
the vehicle-mounted terminal is used for receiving the charging order information;
and the mobile terminal is used for establishing connection with the vehicle-mounted terminal through an NFC technology and carrying out payment operation according to the charging order information.
9. A vehicle-mounted terminal is characterized by comprising a memory and a processor;
the processor is for executing a computer program stored in the memory for implementing the steps of the payment method as claimed in any one of claims 1-7.
10. A computer-readable storage medium, characterized in that a computer program is stored on the computer-readable storage medium, which computer program, when being executed by a processor, carries out the steps of the payment method according to any one of claims 1-7.
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| CN201811460268.8A CN111260800A (en) | 2018-11-30 | 2018-11-30 | Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium |
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| CN201811460268.8A CN111260800A (en) | 2018-11-30 | 2018-11-30 | Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium |
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Address after: Room 208, building 4, 1411 Yecheng Road, Jiading District, Shanghai, 201821 Applicant after: Botai vehicle networking technology (Shanghai) Co.,Ltd. Address before: Room 208, building 4, 1411 Yecheng Road, Jiading District, Shanghai, 201821 Applicant before: SHANGHAI PATEO ELECTRONIC EQUIPMENT MANUFACTURING Co.,Ltd. |
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