CN110490569A - One kind dividing account method of payment - Google Patents
One kind dividing account method of payment Download PDFInfo
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- CN110490569A CN110490569A CN201910762408.5A CN201910762408A CN110490569A CN 110490569 A CN110490569 A CN 110490569A CN 201910762408 A CN201910762408 A CN 201910762408A CN 110490569 A CN110490569 A CN 110490569A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/01—Social networking
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Abstract
The invention belongs to fields of communication technology, disclose one kind point account method of payment, and point account process of this method can exempt beneficiary and fill in the sequence of operations such as list, simplify operating process while having both entertainment.Specific steps are as follows: cash receiving terminal determines several points of account payment terminals according to total bill；A publication point account thumbs up information to described point of account payment terminal respectively on social networks；Described point of account thumbs up information publication duration more than after certain threshold value, and cash receiving terminal statistics thumbs up feedback；The cash receiving terminal determines according to feedback is thumbed up and divides account payment strategy, and sends corresponding point of account bill to a point account payment terminal；Described point of account payment terminal pays the corresponding amount of money according to point account bill received, Xiang Suoshu cash receiving terminal.
Description
Technical field
The present invention relates to fields of communication technology, and in particular to one kind divides account method of payment.
Background technique
Mobile payment is also referred to as mobile-phone payment, exactly allows user using its mobile terminal (such as mobile phone), to being consumed
Commodity or service carry out account payment a kind of method of service.Since user buys the process of commodity, may relate to multiple
Role participates in, such as service platform, trade company, logistics etc., thus, user buys the payment of commodity, needs between these roles
Distribution.A kind of currently used clearing form is: the payment of user is paid to other roles from service platform, i.e., and its
His role carries out a point account and settles accounts.For example, the scene for needing the Dutch treatment to pay the bill when having a dinner party, can be used the gathering function of Alipay wallet
Can: Alipay user A wants gathering functions using me by cell phone application, and then the more of gathering are wished in selection in numerous contact persons
A user B successively fills in collection amount, initiates gathering request, and each user B completes payment after receiving gathering request.However, the behaviour
During work, beneficiary user A needs to fill in multiple lists, divides account operating process cumbersome, and efficiency is lower, and user experience is poor.
Summary of the invention
To solve the deficiencies in the prior art, the purpose of the present invention is to provide one kind to divide account method of payment, and this method is simultaneous
While tool entertainment, eliminates beneficiary and fill in the sequence of operations such as list, simplify operating process, improve user's body
It tests.
In order to achieve the above objectives, the present invention adopts the following technical scheme that: one kind point account method of payment, feature exist
In, comprising the following steps:
Step 1, cash receiving terminal determine several points of account payment terminals according to total bill；
Step 2, a publication point account thumbs up information to described point of account payment terminal respectively on social networks；
Step 3, described point of account thumb up information publication duration more than after certain threshold value, and cash receiving terminal statistics thumbs up feedback；
Step 4, the cash receiving terminal according to thumb up feedback, determine divide account payment strategy, and to divide account payment terminal send
Corresponding point of account bill；
Step 5, described point of account payment terminal is according to point account bill received, the corresponding gold of Xiang Suoshu cash receiving terminal payment
Volume.
Further, the step of cash receiving terminal determines several points of account payment terminals according to total bill in step 1 is as follows:
Cash receiving terminal issues bill information list, includes several total bills in the bill information list；
Payment terminal and cash receiving terminal establish communication link；
The payment terminal selects a total bill in the bill information list, and determines and participate in the total bill
Divide account, the payment terminal is denoted as a point account payment terminal by the cash receiving terminal.
Further, the method that the payment terminal and cash receiving terminal establish communication link are as follows: payment terminal passes through scanning
Graphic code and cash receiving terminal establish communication link.
Further, the graphic code includes and the associated website links of the cash receiving terminal.
Further, publication point account thumbs up the step of information to point account payment terminal described in step 2 respectively on social networks
It is rapid as follows:
Cash receiving terminal obtains the authorization that all points of account payment terminals release news on social networks；
After receipt on account terminal obtains authorization, point of unified format is issued on social networks by each point of account payment terminal respectively
Account thumbs up information；
Receipt on account terminal starts timing.
Further, threshold value described in step 3 is 10 minutes.
Further, it is determined described in step 3 and divides the step of account payment strategy as follows:
What point account that receipt on account terminal counts the publication of i-th each point of account payment terminal thumbed up that information receives thumbs up several Di；
What point account that receipt on account terminal counts the publication of all points of account payment terminals thumbed up that information receives thumbs up total W, and W is by following
Formula calculates:
Receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal, and Ri is calculated by following formula:
In formula, i represents i-th each point of account payment terminal, and n represents the sum for dividing account payment terminal.
Further, it is determined described in step 3 and divides the step of account payment strategy as follows:
What point account that receipt on account terminal counts the publication of i-th each point of account payment terminal thumbed up that information receives thumbs up several Di；
What point account that receipt on account terminal counts the publication of all points of account payment terminals thumbed up that information receives thumbs up total W, and W is by following
Formula calculates:
Receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal, and Ri is calculated by following formula:
In formula, i represents i-th each point of account payment terminal, and n represents the sum for dividing account payment terminal.
Further, the method that point account payment terminal pays the corresponding amount of money to cash receiving terminal in step 5 are as follows: described point
Account payment terminal calls Third-party payment platform interface to complete payment.
The invention has the beneficial effects that:
The invention proposes one kind to divide account method of payment, and this method is based on information sharing on social networks and thumbs up function, receives
Money terminal determines point account ratio of each point of account payment terminal according to number is thumbed up.It is proposed by the present invention compared to the existing Dutch treatment
Method is that a point account increases greatly interest, entertainment, and should fill in a series of behaviour such as list without beneficiary in the process
Make, simplifies operating process, improve efficiency, and improve user experience.
Detailed description of the invention
Fig. 1 is the flow diagram of a kind of point of account method of payment of the invention；
Fig. 2 is the flow diagram for point account payment terminal method that confirms；
Fig. 3 is the flow diagram that point account payment terminal issues that point account thumbs up information approach on social networks.
Specific embodiment
Specific introduce is made to the present invention below in conjunction with the drawings and specific embodiments.
Shown in referring to Fig.1, one kind of the present invention divides account method of payment, comprising the following steps:
S10, cash receiving terminal determine several points of account payment terminals according to total bill.Wherein, dividing account payment terminal can be intelligence
It can mobile phone or tablet computer.Specifically, determine that the step of dividing account payment terminal is as follows:
S11, cash receiving terminal generate corresponding total bill according to existing consumption inventory, the total bill are added into bill
In information list, and constantly real-time update bill information list.
S12, payment terminal and cash receiving terminal establish communication link, mutually carry out data transmission.Payment terminal can pass through
Scanning figure shape code and cash receiving terminal establish communication link.The graphic code include and the associated website links of the cash receiving terminal.
S13, the payment terminal select a total bill in the bill information list, and determine to selected total
Bill participation divides account, and the payment terminal is denoted as a point account payment terminal by the cash receiving terminal.When all points of account payment terminals all
After confirmation, it can start to carry out later step.
S20, a publication point account thumbs up information to described point of account payment terminal respectively on social networks.This point of account thumbs up information can
To include text, picture and/or link.Wherein, text shows that the purpose of the information is to thumb up number for collecting, and link can incite somebody to action
The webpage etc. that this point of account method of user guiding of click illustrates understands relevant information convenient for unfamiliar user.
In one embodiment, described point of account payment terminal is the step of a publication point account thumbs up information respectively on social networks
It is as follows:
S21, cash receiving terminal obtain the authorization that all points of account payment terminals release news on social networks；
S22 after receipt on account terminal obtains authorization, issues unified format by each point of account payment terminal respectively on social networks
A point account thumb up information；
S23, receipt on account terminal start timing.
S30, described point of account thumb up information publication duration more than after certain threshold value, and cash receiving terminal statistics thumbs up feedback.It is described
Duration threshold value can uniformly be set as 5 minutes or 10 minutes, can also voluntarily select to determine by a point account payment terminal.It is described to thumb up
Feedback as each point account of point account payment terminal publication thumb up that information receives in above-mentioned duration threshold value thumb up number.
S40, the cash receiving terminal determine according to feedback is thumbed up and divide account payment strategy, and each to dividing account payment terminal to send
Self-corresponding point of account bill.Specifically, receipt on account terminal determines the payment for dividing account payment strategy that can be each point of account payment terminal
Ratio is several directly proportional to thumbing up of respectively receiving, that is, receive to thumb up number more, divide account ratio bigger.Method particularly includes:
What point account that receipt on account terminal counts the publication of i-th point of account payment terminal thumbed up that information receives thumbs up several Di；
What point account that receipt on account terminal counts the publication of all points of account payment terminals thumbed up that information receives thumbs up total W, and W is by following
Formula calculates:
Receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal, and Ri is calculated by following formula:
In formula, i represents i-th each point of account payment terminal, and n represents the sum for dividing account payment terminal.
The calculation formula that above-mentioned receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal may be:
At this point, the Payment Proportion of each point of account payment terminal is inversely proportional with the number that thumbs up respectively received, that is, what is received thumbs up number
It is more, divide account ratio smaller.
S50, described point of account payment terminal pay the corresponding amount of money according to point account bill received, Xiang Suoshu cash receiving terminal.
Wherein, a point account payment terminal can call Third-party payment platform interface to complete delivery operation.
The basic principles, main features and advantages of the invention have been shown and described above.The technical staff of the industry should
Understand, the above embodiments do not limit the invention in any form, all obtained by the way of equivalent substitution or equivalent transformation
Technical solution is fallen within the scope of protection of the present invention.
Claims (8)
1. one kind divides account method of payment, which comprises the following steps:
Step 1, cash receiving terminal determine several points of account payment terminals according to total bill；
Step 2, a publication point account thumbs up information to described point of account payment terminal respectively on social networks；
Step 3, described point of account thumb up information publication duration more than after certain threshold value, and cash receiving terminal statistics thumbs up feedback；
Step 4, the cash receiving terminal determine according to feedback is thumbed up and divide account payment strategy, and respective to dividing account payment terminal to send
Corresponding point of account bill；
Step 5, described point of account payment terminal pay the corresponding amount of money according to point account bill received, Xiang Suoshu cash receiving terminal.
2. one kind according to claim 1 divides account method of payment, which is characterized in that cash receiving terminal is according to general ledger in step 1
Single the step of determining several points of account payment terminals, is as follows:
Cash receiving terminal issues bill information list, includes several total bills in the bill information list；
Payment terminal and cash receiving terminal establish communication link；
The payment terminal selects a total bill in the bill information list, and determines to participate in the total bill and divide
The payment terminal is denoted as a point account payment terminal by account, the cash receiving terminal.
3. one kind according to claim 2 divides account method of payment, which is characterized in that the payment terminal is built with cash receiving terminal
The method of vertical communication link are as follows: payment terminal establishes communication link by scanning figure shape code and cash receiving terminal.
4. one kind according to claim 3 divides account method of payment, which is characterized in that the graphic code include and the gathering
The website links of terminal association.
5. one kind according to claim 2 divides account method of payment, which is characterized in that divide account payment terminal described in step 2
It is as follows in a step of publication point account thumbs up information respectively on social networks:
Cash receiving terminal obtains the authorization that all points of account payment terminals release news on social networks；
After receipt on account terminal obtains authorization, uniformly format is issued on social networks by each point of account payment terminal respectively and divides account point
Praise information；
Receipt on account terminal starts timing.
6. one kind according to claim 5 divides account method of payment, which is characterized in that threshold value described in step 3 is 10 points
Clock.
7. one kind according to claim 5 divides account method of payment, which is characterized in that determine that a point account is paid described in step 3
The step of strategy is as follows:
What point account that receipt on account terminal counts the publication of i-th each point of account payment terminal thumbed up that information receives thumbs up several Di；
What point account that receipt on account terminal counts the publication of all points of account payment terminals thumbed up that information receives thumbs up total W, and W is by following formula
It calculates:
Receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal, and Ri is calculated by following formula:
In formula, i represents i-th each point of account payment terminal, and n represents the sum for dividing account payment terminal.
8. one kind according to claim 5 divides account method of payment, which is characterized in that determine that a point account is paid described in step 3
The step of strategy is as follows:
What point account that receipt on account terminal counts the publication of i-th each point of account payment terminal thumbed up that information receives thumbs up several Di；
What point account that receipt on account terminal counts the publication of all points of account payment terminals thumbed up that information receives thumbs up total W, and W is by following formula
It calculates:
Receipt on account terminal calculates point account Payment Proportion Ri of each point of account payment terminal, and Ri is calculated by following formula:
In formula, i represents i-th each point of account payment terminal, and n represents the sum for dividing account payment terminal.
Divide account method of payment according to one kind described in any one of claim 2~8, which is characterized in that divide account branch in step 5
Pay the method that terminal pays the corresponding amount of money to cash receiving terminal are as follows: described that account payment terminal is divided to call Third-party payment platform interface
Complete payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910762408.5A CN110490569A (en) | 2019-08-19 | 2019-08-19 | One kind dividing account method of payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910762408.5A CN110490569A (en) | 2019-08-19 | 2019-08-19 | One kind dividing account method of payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110490569A true CN110490569A (en) | 2019-11-22 |
Family
ID=68551836
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910762408.5A Withdrawn CN110490569A (en) | 2019-08-19 | 2019-08-19 | One kind dividing account method of payment |
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| Country | Link |
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| CN (1) | CN110490569A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114202330A (en) * | 2022-02-18 | 2022-03-18 | 环球数科集团有限公司 | Travel bill distribution method, device and computer equipment |
| CN114565370A (en) * | 2022-02-18 | 2022-05-31 | 厦门快接网络科技有限公司 | Account-splitting payment method |
-
2019
- 2019-08-19 CN CN201910762408.5A patent/CN110490569A/en not_active Withdrawn
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114202330A (en) * | 2022-02-18 | 2022-03-18 | 环球数科集团有限公司 | Travel bill distribution method, device and computer equipment |
| CN114202330B (en) * | 2022-02-18 | 2022-05-06 | 环球数科集团有限公司 | Travel bill distribution method, device and computer equipment |
| CN114565370A (en) * | 2022-02-18 | 2022-05-31 | 厦门快接网络科技有限公司 | Account-splitting payment method |
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Application publication date: 20191122 |