CN101626562A - Recharging and paying method based on unstructured supplementary service data (USSD) and recharging and paying platform - Google Patents
Recharging and paying method based on unstructured supplementary service data (USSD) and recharging and paying platform Download PDFInfo
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Abstract
The invention discloses a recharging and paying method based on unstructured supplementary service data (USSD) and a recharging and paying platform. The recharging and paying method comprising the following steps: a mobile network obtains the recharging and paying service information which is from a user terminal and is of the USSD format, wherein the recharging and paying service information carries the recharging and paying service code, the recharging and paying service type and the terminal number to be recharged and paid; the mobile network sends the recharging and paying service information to the recharging and paying platform according to the recharging and paying service code; the recharging and paying platform processes the relevant recharging and paying service information according to the recharging and paying service type; and the recharging and paying platform sends the relevant recharging and paying service information processing result to the user terminal through the USSD information. Adopting the technical scheme, the invention can save the cost of developing the recharging cards by the operator and can develop the recharging and paying service rapidly with low cost by fully utilizing the real-time and reliable connection of the USSD technology.
Description
Technical field
The present invention relates to the communications field, and especially, relate to a kind of implementation method and recharging and paying platform based on non-constructed supplementary business (Unstructured Supplementary Service Data abbreviates USSD as) recharging and paying.
Background technology
At present, telecommunications recharging and paying business mainly adopts modes such as call voice is supplemented with money, Web bank transfers accounts, online business hall recharging and paying traditionally.But, sell and carry out call voice again behind the card and supplement with money, have cost height (comprising fabrication and circulation cost), long, the many shortcomings such as recovery of the capital is slow, channel management difficulty of card issue cycle; The mode of utilizing Web bank to transfer accounts realizes supplementing with money and transferring accounts, and has shortcomings such as internet security is low, charg`e d'affaires's family early investment is bigger; Online business hall recharging and paying has the business hall and builds and the big shortcoming of maintenance cost.
Non-constructed supplementary business (Unstructured Supplementary Service Data, abbreviate USSD as) be a kind of novel interactive mobile data services based on mobile communications network, it has towards connection, high reliability features, at present, it is ripe that the USSD technology has been tending towards, at global mobile communication (Global system for Mobile Communication, abbreviate GSM as) there is couple USSD that detailed description is arranged in the standard agreement, at third generation mobile partner plan (Third Generation Partnership Project, abbreviate 3GPP as) in also USSD is had detailed description, simultaneously, Wideband Code Division Multiple Access (WCDMA) inserts (WidebandCode Division Multiple Access, WCDMA) and TD SDMA insert that (Time Division-Synchronous Code Division Multiple Access TD-SCDMA) follows the 3GPP standard.
That is to say that the USSD technology is extensively supported in GSM, WCDMA and TD-SCDMA network.In addition, in the prior art, the USSD technology also can realize in CDMA, CDMA2000 network.And most of mobile phones are all supported the USSD function.But owing to the long-time occupied signaling channel resource of user, mobile phone terminal can not be preserved restrictions such as USSD message, operator does not have large-scale promotion USSD business.
Summary of the invention
Consider that there are problems in present recharging and paying method, and operator does not have the problem of large-scale promotion USSD business and makes the present invention at present, for this reason, main purpose of the present invention is to provide a kind of implementation method and recharging and paying platform based on the USSD recharging and paying, to solve the problems referred to above in the correlation technique.
According to an aspect of the present invention, provide a kind of implementation method based on the USSD recharging and paying.
The implementation method based on the USSD recharging and paying according to the embodiment of the invention comprises: the mobile network obtains the recharging and paying service message from the USSD form of user terminal, wherein, the termination number that carries service code and type of service and treat recharging and paying in the recharging and paying service message; The mobile network sends to the recharging and paying transaction platform according to service code with the recharging and paying service message; Recharging and paying platform is carried out relevant treatment according to the type of service in the recharging and paying service message to the recharging and paying service message; Recharging and paying platform is issued to user terminal with result by USSD message.
In addition, obtain before the recharging and paying service message from the USSD form of user terminal, further comprise: the telephone expenses that charge into predetermined dollar value in the termination number of user terminal in advance; User terminal sends the recharging and paying service message.
In addition, above-mentioned recharging and paying platform is issued to result after the user terminal by USSD message, further comprises: recharging and paying platform is by short message service center, and the message of Transaction Success is sent to the termination number corresponding user terminal for the treatment of recharging and paying.
Wherein, the recharging and paying service message can comprise one of following: recharging and paying request, query history record request, revise password request.
In addition, the method according to above-mentioned further comprises: be under the situation of recharging and paying request at the recharging and paying service message, the recharging and paying transaction platform sends to the charging center with the recharging and paying request and handles, and receives the result of charging center; Be the query history record request or revise under the situation of password request at the recharging and paying service message, handle at the recharging and paying transaction platform.
Preferably, above-mentioned mobile network can comprise: global system for mobile communications, WCDMA access system, TD-SCDMA system, CDMA access system.
According to a further aspect in the invention, provide a kind of recharging and paying platform based on USSD.
The recharging and paying platform based on USSD according to the embodiment of the invention comprises: receiver module, be used to receive the recharging and paying service message based on USSD of the user terminal transmission of supporting the USSD function, wherein, carry service code and type of service and in the recharging and paying service message by the termination number of recharging and paying; Service Processing Module is used to discern USSD message, according to the type of service in the recharging and paying service message, the recharging and paying service message is carried out relevant treatment.
Wherein, above-mentioned recharging and paying service message can comprise one of following: recharging and paying request, query history record request, revise password request.
In addition, above-mentioned recharging and paying transaction platform further comprises: be under the situation of recharging and paying request at the recharging and paying service message, the recharging and paying transaction platform sends to the charging center with the recharging and paying request and handles, and receives the result of charging center; Be the query history record request or revise under the situation of password request at the recharging and paying service message, handle at the recharging and paying transaction platform.
In addition, above-mentioned recharging and paying platform also comprises: the service management module, be used to realize the management of user account, and the relevant information of transaction is set, and the query statistic function of concluding the business.
Preferably, the suitable mobile network of recharging and paying platform can comprise: global system for mobile communications, WCDMA access system, TD-SCDMA system and CDMA access system.
By means of technical scheme of the present invention, can save the cost that the value card is dashed in operator's exploitation, and do not need operator exploitation USSD center, utilize the mobile wireless network wide coverage, without laying-out, advantage that performance is good, and make full use of the connection-oriented real-time and the reliability of USSD technology, can develop the business of recharging and paying fast, cheaply.
Other features and advantages of the present invention will be set forth in the following description, and, partly from specification, become apparent, perhaps understand by implementing the present invention.Purpose of the present invention and other advantages can realize and obtain by specifically noted structure in the specification of being write, claims and accompanying drawing.
Description of drawings
Accompanying drawing is used to provide further understanding of the present invention, and constitutes the part of specification, is used from explanation the present invention with embodiments of the invention one, is not construed as limiting the invention.In the accompanying drawings:
Fig. 1 is the flow chart based on the implementation method of USSD recharging and paying according to the embodiment of the invention;
Fig. 2 is the flow chart based on the implementation method detailed process of USSD recharging and paying according to the embodiment of the invention;
Fig. 3 is the block diagram based on the recharging and paying platform of USSD according to the embodiment of the invention;
Fig. 4 is the system schematic that comprises recharging and paying platform according to the embodiment of the invention.
Embodiment
Below in conjunction with accompanying drawing the preferred embodiments of the present invention are described, should be appreciated that preferred embodiment described herein only is used for description and interpretation the present invention, and be not used in qualification the present invention.
Method embodiment
Recharging and paying method based on the USSD technology of the present invention, utilize the connection-oriented real-time of USSD technology, USSD is by the mutual high reliability of signaling channel, the USSD technology is at GSM, WCDMA, TD-SCDMA, widely used advantage in CDMA and the CDMA2000 network, when acting on behalf the family mobile phone when the mobile network sends the USSD formatted request, the mobile network is according to the USSD service codes, obtain recharging and paying transaction platform address, USSD message is dealt into the recharging and paying transaction platform, again result is handed down to after the platform processes and acts on behalf the family mobile phone, by short message success message is issued by the recharging and paying user mobile phone simultaneously.One time recharging payment only needs once above-mentioned interaction flow, and the transaction of once paying the fees also needs the one query flow process.The present invention realizes the business that this interaction times of recharging and paying is few, exchange hour is short by utilizing the technical advantage of USSD.
Below, above-mentioned processing procedure is elaborated.Fig. 1 is the flow chart based on the implementation method of USSD recharging and paying according to the embodiment of the invention, before the operation of carrying out Fig. 1, at first will carry out following operation: the telephone expenses that charge into predetermined dollar value in the termination number of user terminal in advance; User terminal sends the recharging and paying service message.Next, carry out processing shown in Figure 1.
As shown in Figure 1, comprise following processing:
Step S102, the mobile network obtains the recharging and paying service message from the USSD form of user terminal, wherein, the termination number that carries service code and type of service in the recharging and paying service message and treat recharging and paying, and it is one of following that the recharging and paying service message can comprise: recharging and paying request, query history record request, revise password request;
Step S104, mobile network send to the recharging and paying transaction platform according to service code with the recharging and paying service message;
Step S106, recharging and paying platform is carried out relevant treatment according to the type of service in the recharging and paying service message to the recharging and paying service message;
In step S106, (one) is that the recharging and paying transaction platform sends to the charging center with the recharging and paying request and handles under the situation of recharging and paying request at the recharging and paying service message, and receives the result of charging center; (2) be the query history record request or revise under the situation of password request at the recharging and paying service message, handle at the recharging and paying transaction platform;
Step S108, recharging and paying platform is issued to user terminal with result by USSD message.
In addition, in step S108, recharging and paying platform is issued to result after the user terminal by USSD message, further comprises: recharging and paying platform is by short message service center, and the message of Transaction Success is sent to the termination number corresponding user terminal for the treatment of recharging and paying.
Need to prove that above-mentioned network can be GSM, WCDMA, TD-SCDMA, CDMA.
Below, in conjunction with the accompanying drawings, above-mentioned processing procedure is illustrated.Fig. 2 is the flow chart based on the implementation method detailed process of USSD recharging and paying according to the embodiment of the invention.
Wherein, pay the fees and owed telephone expenses by back paying mobile subscriber pays, supplementing with money is to be pre-payment mobile subscriber certain amount of money telephone expenses that prestore.Be example to pay the fees below, the interactive step of the inventive method transaction is described.Wherein it should be noted that: first to the 3rd step was to need to be provided with activating the service just, was not that each transaction all will be provided with; Be provided with service codes 125, service key 125 and 72 in the present embodiment, certainly, can be satisfactory other numerals, this does not influence essence of the present invention.As shown in Figure 2, paying process comprises following processing:
The first step, the service codes 125 with the recharging and paying transaction in the mobile network points to transaction platform, and transaction platform is realized being connected with short message service center with the charging center;
In second step,, open an account for acting on behalf the family, and related datas such as password, user's group, discount are set by the Subscriber Management System of recharging and paying transaction platform;
The 3rd step, act on behalf the family phone number and open the USSD function, and supplement the telephone expenses that in this phone number, charge into certain amount of money (also can develop next stage and act on behalf the family, by above-mentioned recharge method telephone expenses are charged to next stage and act on behalf in the account of family) with money by bank transfer or business hall;
In the 4th step, common cellphone user is paid the fees to acting on behalf the place, family, and act on behalf the family and send inquiry arrearage request to the mobile network by mobile phone, for example,
*The 125#1# number # that paid the fees, it is transaction platform that the mobile network recognizes by the USSD service codes, gives recharging and paying platform the USSD forwards, still, if the known number of paying the fees is owed the telephone expenses amount of money, then directly carries out for the 6th step;
The 5th step, paying platform 125 service resolution USSD format messages, wherein, 1 expression inquiry, the number of being paid the fees is the postpaid service user, initiates to inquire about the number arrearage request of being paid the fees to the charging center by 72 business, and Query Result is returned in the charging center, the inquiry arrearage information that 72 business will be received is forwarded to 125 business, and 125 business issue arrearage information again acts on behalf the family mobile phone;
The 6th step, act on behalf the family mobile phone and send the request of paying the fees, for example,
*The 125#2# password # number # amount of money # that pays the fees that paid the fees, network this USSD forwards to paying platform, after paying platform calculates discount by 72 business, send the request of paying the fees to the charging center, the charging center is according to the request of paying the fees telephone expenses after the deduction discount in acting on behalf the family account, increase the telephone expenses of the amount of money of paying the fees again in quilt is paid the fees number, the result that will pay the fees at last of chargeing returns platform 72 business, this transaction of business record;
In the 7th step, paying platform is acted on behalf the family mobile phone by the 125 professional results that pay the fees are issued to, and under the case of successful of paying the fees, paying platform 72 business issue the success notifying messages of paying the fees by short message service center to the quilt user that pays the fees;
In the 8th step, act on behalf the family and collect the cash of paying the fees to the user, this closing the transaction;
In addition, can also set some bookkeepings for acting on behalf the family, for example, the query history transaction record, for example,
*125#3# record number # revises and acts on behalf the family password, for example,
*125#4# original code # new password # new password is confirmed #.
Need to prove that charging steps is similar with paying the fees, just pay the fees to change in the 4th to the 8th step and supplement with money, and generally do not need the 4th and the 5th to go on foot the process that queries the balance in the recharge procedure, no longer be repeated in this description at this.
Device embodiment
In the present embodiment, provide a kind of recharging and paying platform based on USSD.Fig. 3 is the block diagram based on the recharging and paying platform of USSD according to the embodiment of the invention, as shown in Figure 3, comprising:
Receiver module 30, be used to receive the recharging and paying service message based on USSD of the user terminal transmission of supporting the USSD function, wherein, carry service code and type of service in the recharging and paying service message and by the termination number of recharging and paying, wherein, above-mentioned recharging and paying service message can comprise one of following: recharging and paying request, query history record request, revise password request;
Service Processing Module 32 is used to discern USSD message, according to the type of service in the recharging and paying service message, the recharging and paying service message is carried out relevant treatment.And, Service Processing Module 32 further comprises: be used for result is issued to user terminal by USSD message, and undertaken alternately by interface message processor (IMP) and charge system, short message service center, after finishing transaction, by short message service center to being issued short message notification by the corresponding user terminal of the termination number of recharging and paying.
In addition, above-mentioned recharging and paying platform also comprises:
The service management module is used to realize the management of user account, and the relevant information of transaction is set, and the query statistic function of concluding the business.
In addition, above-mentioned recharging and paying transaction platform further comprises: (one) is under the situation of recharging and paying request at the recharging and paying service message, the recharging and paying transaction platform sends to the charging center with the recharging and paying request and handles, and receives the result of charging center; (2) be the query history record request or revise under the situation of password request at the recharging and paying service message, handle at the recharging and paying transaction platform.
Preferably, the suitable mobile network of recharging and paying platform can comprise: GSM, WCDMA, TD-SCDMA, CDMA.
Below, in conjunction with the system schematic that comprises recharging and paying platform, above-mentioned recharging and paying platform is carried out the message explanation alternately in system.
As shown in Figure 4, the system construction drawing of the inventive method, comprising a normal use mobile phone of supporting the USSD function, by mobile network (GSM, WCDMA, TD-SCDMA, CDMA, CDMA2000), be connected with the recharging and paying transaction platform, the charging center is connected with transaction platform with short message service center in addition.The recharging and paying transaction platform is to realize on intelligent network platform, with a service key is that 125 business is responsible for handling and information receiving and transmitting with mobile network's USSD message format, with another service key is that 72 business is responsible for realizing the recharging and paying trading processing, realizes communication between two business with global variable simultaneously.
The above is the preferred embodiments of the present invention only, is not limited to the present invention, and for a person skilled in the art, the present invention can have various changes and variation.Within the spirit and principles in the present invention all, any modification of being done, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (11)
1. the implementation method based on the USSD recharging and paying is characterized in that, described method comprises:
The mobile network obtains the recharging and paying service message from the USSD form of user terminal, wherein, and the termination number that carries service code and type of service and treat recharging and paying in the described recharging and paying service message;
Described mobile network sends to the recharging and paying transaction platform according to described service code with described recharging and paying service message;
Described recharging and paying platform is carried out relevant treatment according to the described type of service in the described recharging and paying service message to described recharging and paying service message;
Described recharging and paying platform is issued to described user terminal with result by USSD message.
2. method according to claim 1 is characterized in that, obtains before the recharging and paying service message from the USSD form of user terminal, further comprises:
Charge into the telephone expenses of predetermined dollar value in the termination number of described user terminal in advance;
Described user terminal sends described recharging and paying service message.
3. method according to claim 1 is characterized in that, described recharging and paying platform is issued to result after the user terminal by USSD message, further comprises:
Described recharging and paying platform is by short message service center, and the message of Transaction Success is sent to the described termination number corresponding user terminal for the treatment of recharging and paying.
4. method according to claim 1 is characterized in that, it is one of following that described recharging and paying service message comprises: recharging and paying request, query history record request, revise password request.
5. method according to claim 4 is characterized in that, further comprises:
At described recharging and paying service message is under the situation of described recharging and paying request, and described recharging and paying transaction platform sends to the charging center with described recharging and paying request and handles, and receives the result of described charging center;
At described recharging and paying service message is under the situation of described query history record request or described modification password request, handles at described recharging and paying transaction platform.
6. according to each described method in the claim 1 to 5, it is characterized in that described mobile network comprises: global system for mobile communications, WCDMA access system, TD-SCDMA system, CDMA access system.
7. the recharging and paying platform based on USSD is characterized in that, comprising:
Receiver module is used to receive the recharging and paying service message based on USSD that the user terminal of supporting the USSD function sends, and wherein, carries service code and type of service in the described recharging and paying service message and by the termination number of recharging and paying;
Service Processing Module is used to discern USSD message, according to the described type of service in the described recharging and paying service message, described recharging and paying service message is carried out relevant treatment.
8. recharging and paying platform according to claim 7 is characterized in that, it is one of following that described recharging and paying service message comprises: recharging and paying request, query history record request, revise password request.
9. recharging and paying platform according to claim 8 is characterized in that, further comprises:
At described recharging and paying service message is under the situation of described recharging and paying request, and described Service Processing Module sends to the charging center with described recharging and paying request and handles, and receives the result of described charging center;
At described recharging and paying service message is under the situation of described query history record request or described modification password request, and described Service Processing Module is handled described recharging and paying request.
10. recharging and paying platform according to claim 7 is characterized in that, described recharging and paying platform also comprises:
The service management module is used to realize the management of user account, and the relevant information of transaction is set, and the query statistic function of concluding the business.
11. according to each described recharging and paying platform in the claim 7 to 10, it is characterized in that the mobile network that described recharging and paying platform is suitable for comprises: global system for mobile communications, WCDMA access system, TD-SCDMA system and CDMA access system.
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| Application Number | Priority Date | Filing Date | Title |
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| CN200810137899A CN101626562A (en) | 2008-07-07 | 2008-07-07 | Recharging and paying method based on unstructured supplementary service data (USSD) and recharging and paying platform |
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| CN200810137899A CN101626562A (en) | 2008-07-07 | 2008-07-07 | Recharging and paying method based on unstructured supplementary service data (USSD) and recharging and paying platform |
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| CN101626562A true CN101626562A (en) | 2010-01-13 |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101998225A (en) * | 2009-08-31 | 2011-03-30 | 中国移动通信集团公司 | Method, system and device for realizing user terminal service |
| CN102883290A (en) * | 2012-10-12 | 2013-01-16 | 深圳市远行科技有限公司 | Achieving system and achieving method for broadband account password resetting |
| CN102916834A (en) * | 2012-10-12 | 2013-02-06 | 深圳市远行科技有限公司 | Service device and implementing method for broadband account password resetting |
| WO2015149549A1 (en) * | 2014-04-01 | 2015-10-08 | 华为技术有限公司 | Recharge method, recharge terminal and recharge server |
| CN107871235A (en) * | 2017-09-27 | 2018-04-03 | 努比亚技术有限公司 | A kind of terminal fee payment method, mobile terminal, network center and storage medium |
| CN109413599A (en) * | 2018-11-06 | 2019-03-01 | 杭州海兴泽科信息技术有限公司 | A kind of fare payment system based on USSD communications protocol, service system and its method |
| CN110875987A (en) * | 2018-08-31 | 2020-03-10 | 中国电信股份有限公司 | Self-service payment method, system and related equipment and storage medium |
-
2008
- 2008-07-07 CN CN200810137899A patent/CN101626562A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101998225A (en) * | 2009-08-31 | 2011-03-30 | 中国移动通信集团公司 | Method, system and device for realizing user terminal service |
| CN102883290A (en) * | 2012-10-12 | 2013-01-16 | 深圳市远行科技有限公司 | Achieving system and achieving method for broadband account password resetting |
| CN102916834A (en) * | 2012-10-12 | 2013-02-06 | 深圳市远行科技有限公司 | Service device and implementing method for broadband account password resetting |
| CN102883290B (en) * | 2012-10-12 | 2016-04-20 | 深圳市远行科技有限公司 | The system that realizes that a kind of broadband account number cipher resets and its implementation |
| WO2015149549A1 (en) * | 2014-04-01 | 2015-10-08 | 华为技术有限公司 | Recharge method, recharge terminal and recharge server |
| CN107871235A (en) * | 2017-09-27 | 2018-04-03 | 努比亚技术有限公司 | A kind of terminal fee payment method, mobile terminal, network center and storage medium |
| CN110875987A (en) * | 2018-08-31 | 2020-03-10 | 中国电信股份有限公司 | Self-service payment method, system and related equipment and storage medium |
| CN109413599A (en) * | 2018-11-06 | 2019-03-01 | 杭州海兴泽科信息技术有限公司 | A kind of fare payment system based on USSD communications protocol, service system and its method |
| CN109413599B (en) * | 2018-11-06 | 2020-12-22 | 杭州海兴泽科信息技术有限公司 | USSD communication protocol-based payment system, USSD communication protocol-based service system and USSD communication protocol-based payment method |
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Application publication date: 20100113 |