CN107169760B - Mapping card management method based on multiple media, data processing method and device - Google Patents
Mapping card management method based on multiple media, data processing method and device Download PDFInfo
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- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
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- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
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Abstract
The invention discloses a mapping card management method, a data processing method and a device based on multiple media, wherein the mapping card management method comprises the following steps: detecting the media types of a plurality of media in the terminal equipment and reading the storage information in each media; generating an operation interface for acquiring user operation based on the media types and the storage information of the plurality of media; and acquiring a message responding to the user operation from a server according to the user operation. By adopting the method and the device, the management of the mapping card and the related data processing can be realized by being compatible with multiple media, and the user experience is improved.
Description
Technical Field
The present invention relates to the field of data processing and communication, and more particularly, to a multimedia-based mapping card management method, a data processing method, and an apparatus thereof.
Background
In the prior art, a customer can use a bank entity card to complete services such as issuing a mapping card, online and offline payment and managing the mapping card on different media through a mobile terminal. The mapping card can be bound with the bank card in a many-to-one way.
The existing mobile payment is various, for example, the existing Apple Pay, samsung Pay, millet Pay, hua Pay, HCE (union Pay cloud payment), and the like, and the media types are further classified into sd (secure Digital Memory card) card, sim (subscriber identity module) card, HCE, all-terminal mobile phone, and the like. However, the current device can only support one type of media card issuing and management at the same time, and the existing technology can not meet the requirement for issuing and managing mapping cards in multiple media.
Disclosure of Invention
In view of the foregoing defects in the prior art, embodiments of the present invention provide a mapping card management method, a data processing method, and an apparatus based on multiple media, which can implement management of mapping cards and related data processing based on multiple media, and improve user experience.
Specifically, an embodiment of the present invention provides a mapping card data processing method based on multiple media, including:
detecting the media types of a plurality of media in the terminal equipment;
acquiring card making data and instructions from a server based on the bank card information and a specified medium type in the medium types of the multiple media;
and generating the medium of the specified medium type into a mapping card according to the acquired card making data and the acquired instruction.
Correspondingly, the embodiment of the invention also provides a mapping card management device based on multimedia, which comprises:
the detection program module is used for detecting the media types of various media in the terminal equipment and reading the storage information in each media;
the interface generation program module is used for generating an operation interface for acquiring user operation based on the media types and the storage information of the multiple media;
and the acquisition program module acquires a message responding to the user operation from a server according to the user operation.
Correspondingly, the embodiment of the invention also provides a mapping card data processing device based on multimedia, which comprises:
a detection program module for detecting the media types of the media in the terminal device;
the acquisition program module acquires card making data and instructions from the server based on the bank card information and a specified medium type in the medium types of the multiple media;
and the card making program module generates the medium of the specified medium type into a mapping card according to the card making data and the instruction.
In addition, the embodiment of the present invention further provides a multimedia-based mapping card data processing apparatus, which includes a memory and a processor, where the memory is used to store one or more computer instructions for the processor to invoke and execute, and the processor is configured to implement the management method or the data processing method as described above by executing the computer instructions.
Furthermore, an embodiment of the present invention also provides a computer storage medium that stores a program that implements the management method or the data processing method described above when executed.
By adopting the embodiment of the invention, the compatibility of the multiple media is realized by detecting the types of the multiple media, reading the stored information, acquiring the user operation based on the information and interacting with the server, the consistency of the customer experience is ensured, and the trouble of switching the customer back and forth between different application programs is avoided. In addition, the safety of the mapping card is favorably ensured by monitoring the state of the medium in real time.
Drawings
FIG. 1 is a flowchart illustrating a multimedia-based mapping card management method according to an embodiment of the present invention;
FIG. 2 is a flow chart illustrating a multimedia-based mapping card data processing method according to an embodiment of the present invention;
FIG. 3 is a block diagram of a multimedia-based map card management apparatus according to an embodiment of the present invention;
FIG. 4 is a block diagram of a multi-media based map card data processing apparatus according to an embodiment of the present invention;
FIG. 5 is a block diagram of a multi-media based mapping card data management system according to an embodiment of the present invention;
FIG. 6 is a schematic diagram of a card issuance process according to an embodiment of the present invention;
FIG. 7 is a schematic diagram of a query flow according to an embodiment of the invention;
fig. 8 is a schematic diagram of a logoff procedure according to an embodiment of the present invention.
Detailed Description
In order to make the technical solutions of the present invention better understood, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention.
In some of the flows described in the present specification and claims and in the above figures, a number of operations are included that occur in a particular order, but it should be clearly understood that these operations may be performed out of order or in parallel as they occur herein, with the order of the operations being indicated as 101, 102, etc. merely to distinguish between the various operations, and the order of the operations by themselves does not represent any order of performance. Additionally, the flows may include more or fewer operations, and the operations may be performed sequentially or in parallel. It should be noted that, the descriptions of "first", "second", etc. in this document are used for distinguishing different messages, devices, program modules, etc., and do not represent a sequential order, nor limit the types of "first" and "second" to be different.
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. Variations, modifications, and the like based on the embodiments of the present invention are within the scope of the present invention.
Fig. 1 is a flowchart illustrating a multimedia-based mapping card management method according to an embodiment of the present invention. Referring to fig. 1, the method includes:
10: the media types of a plurality of media in the terminal device are detected and the storage information in each medium is read. The media, media types, terminal devices, etc. may be explained in a manner well known to those skilled in the art and will not be described in detail herein.
12: and generating an operation interface for acquiring user operation based on the media types of the plurality of media and the storage information.
14: and acquiring a message responding to the user operation from a server according to the user operation.
By adopting the method provided by the embodiment, management related to the mapping card can be performed for various media in the terminal equipment, and the management comprises the following steps: card making, inquiry, logout and the like.
Optionally, in an implementation manner of this embodiment, in the processing 12, the generated operation interface includes a media selection interface and a mapping card operation interface. Wherein the media selection interface is for a user to select any one or any plurality of the plurality of media; the mapping card operation interface is used for a user to operate the mapping card, such as logout, update, query and the like.
Optionally, in an implementation manner of this embodiment, in the process 14, a message including card making data and an instruction is obtained from the server based on the bank card information input by the user and the media type of the media selected by the user through the media selection interface.
Optionally, in an implementation manner of this embodiment, in the process 14, a message including a query result or a logout instruction is obtained from the server based on a mapping card specified by a user through the mapping card operation interface.
Optionally, in an implementation manner of this embodiment, the status of each medium is monitored in real time, so as to ensure the security of the mapping card generated by the medium.
Fig. 2 is a schematic flowchart of a multimedia-based mapping card data processing method according to an embodiment of the present invention, where the method includes:
20: media types of a plurality of media in a terminal device are detected.
22: and acquiring card making data and instructions from a server based on the bank card information and a specified medium type in the medium types of the multiple media. Wherein the specified media type may be any one or more.
24: and generating the medium of the specified medium type into a mapping card according to the card making data and the instruction.
By adopting the method provided by the embodiment, the card making processing based on the multimedia can be realized.
Optionally, in an implementation manner of this embodiment, the process 24 is implemented in the following manner: sending a card making request for requesting the card making data and instructions to the server based on the bank card information and the specified media type; and the server feeds back the card making data and the instruction as a response to the card making request.
Fig. 3 is a block diagram of a multimedia-based map card management apparatus according to an embodiment of the present invention, and referring to fig. 3, the map card management apparatus includes a detection program module 30, an interface generation program module 32, and an acquisition program module 34. The details will be described below.
In the present embodiment, the detection program module 30 detects the media types of a plurality of media in the terminal device and reads the storage information in each medium; the interface generation program module 32 generates an operation interface for acquiring a user operation based on the media types of the plurality of media and the storage information; the acquisition program module 34 acquires a message in response to the user operation from the server according to the user operation.
Optionally, in an implementation manner of this embodiment, the interface generator module 32 includes: the media selection interface generation subprogram module is used for generating a media selection interface according to the media types of the multiple media, and the media selection interface is used for a user to select any one or any multiple of the multiple media; and the mapping card operation interface generation subprogram module is used for displaying a mapping card operation interface according to the storage information, and the mapping card operation interface is used for a user to operate the mapping card.
Further optionally, the requesting program module 34 comprises: the card making request subprogram module is used for acquiring a message containing card making data and instructions from a server based on the bank card information input by the user and the media type of the media selected by the user through the media selection interface; and the query request subprogram module is used for acquiring a message containing a query result or a logout instruction from the server based on the mapping card specified by the user through the mapping card operation interface.
By adopting the method provided by the embodiment, the management of the mapping card can be realized by being compatible with multiple media, and the user experience is improved.
Fig. 4 is a block diagram of a multimedia-based mapping card data processing apparatus according to an embodiment of the present invention. Referring to fig. 4, the data processing apparatus includes a detection program module 40, an acquisition program module 42, and a card making program module, which will be described in detail below.
In the present embodiment, the detection program module 40 detects the media types of the plurality of media in the terminal device; the acquisition program module 42 acquires card making data and instructions from the server based on the bank card information and a specified medium type among the medium types of the plurality of media; the card making program module 44 generates the medium of the specified medium type as a mapping card according to the acquired card making data and instruction.
Optionally, in an implementation manner of this embodiment, the obtaining program module 42 includes: the request subprogram module is used for sending a card making request for requesting the card making data and instructions to the server based on the bank card information and the specified media type; and the receiving subprogram module is used for receiving the card making data and the instruction fed back by the server in response to the card making request.
By adopting the device provided by the embodiment, the preparation of the mapping card can be realized based on the multimedia.
FIG. 5 is a block diagram of a multi-media based map card data management system according to an embodiment of the present invention. Referring to fig. 5, the data management system includes a server 50 and a terminal device 52. Among them, the terminal device 52 includes a variety of media 521 (media 1, media 2 … … media n) and an application 522. The following detailed description is provided
In the present embodiment, the medium of the terminal device 52 (for example, a mobile phone terminal) has an SE function, a card information storage function, and a function of verifying an instruction and monitoring a card status. The application program in the terminal equipment has the functions of detecting media, communicating, applying for cards, mapping card management, financial transaction, industry application and the like. The server (e.g., a bank server) has functions of generating mapping card data, issuing data and instructions, accepting transactions, and the like.
Regarding the application programs, a specific implementation thereof can refer to the foregoing description of the embodiments shown in fig. 3 and 4. Another specific implementation of which can be seen with reference to the dashed box in fig. 5. Wherein the medium detecting unit (corresponding to the detecting program modules 30, 40 in the embodiment shown in fig. 3) is used for detecting the presence of a medium, the type of a medium, and the like; the communication unit is used for exchanging data, signals and the like with a medium and a server; a card issuing unit (corresponding to the acquisition program module 42 and the card making program module 44) for acquiring card making data and instructions from the server and making the specified medium into a mapping card based on the card making data and the instructions; the card management unit (corresponding to the interface generation program module 32 and the acquisition program module 34) provides an operation interface and corresponding functions for the user to facilitate the user to manage the mapping card.
Fig. 6 is a schematic diagram of a card issuance process according to an embodiment of the present invention. With reference to fig. 5 and 6, the method includes the following processes:
a client logs in an application program; the medium detection unit detects all medium types supported by the terminal equipment (for example, a mobile terminal), and reads information stored in the medium; the customer selects the media type and enters the bank card element (e.g., card number); the application program is associated with the medium selected by the client, and requests card making data and instructions from a bank server according to the card (namely the bank card element) and the type of the medium; the bank server verifies the validity of the user; the bank server returns card making data and instructions to the legal user; the application program writes data and instructions to the medium; after the data and the instruction are written into the medium, the application program displays that the card issuing is successful, and a mapping card is generated; the application is disconnected from the medium (i.e., communicatively connected).
FIG. 7 is a schematic diagram of a query flow according to an embodiment of the invention. In conjunction with fig. 5 and 7, the query process includes the following processes:
a user logs in an application program; the medium detection unit detects the type of a medium supported by the mobile terminal and reads information stored in the medium; the customer selects a card management service; a customer selects a mapping card to be queried and specifies a query time period; the application program initiates a transaction for inquiring the mapping card information to the bank server; the bank server verifies the legality of the client; the bank server returns the mapping card information of the appointed time period to the legal client; the application presents the mapping card information locally.
Fig. 8 is a schematic diagram of a logoff procedure according to an embodiment of the present invention. In conjunction with fig. 5 and 8, the logout procedure includes the following processing procedures:
a client logs in an application program; the medium detection unit detects the type of a medium supported by the mobile terminal and reads the storage information in the medium; the customer selects a card management service; selecting a mapping card needing to be logged off; the application program initiates a transaction of canceling the mapping card to the bank server; the bank server verifies the validity of the user; the bank server cancels the mapping relation and returns a mapping card cancellation instruction to a legal user; establishing connection between the application program and the medium, and deleting mapping card data; and the application program displays the card logout success information.
The above description of several specific management operations is described in detail with reference to fig. 6-8, and the present invention is not limited to the above management operations. Those skilled in the art can flexibly design other management modes according to needs based on the idea of the present invention, and this is within the protection scope of the present invention.
In addition to the foregoing embodiments and implementations, the present invention also provides a multimedia-based mapping card data processing apparatus, which includes a memory and a processor, wherein the memory is used to store one or more computer instructions for the processor to invoke and execute, and the processor implements the multimedia-based mapping card management method (more specifically, implements the processes, steps, or logic in the method) as described above by executing the computer instructions, or implements the multimedia-based mapping card data processing method (more specifically, implements the processes, steps, or logic in the method) as described above by executing the computer instructions.
Furthermore, the present invention also provides a computer storage medium storing a program that, when executed, implements the multimedia-based map card management method as described above (more specifically, implements the respective processes, steps, or logic in the method), or that, when executed, implements the multimedia-based map card data processing method as described above (more specifically, implements the respective processes, steps, or logic in the method).
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the apparatus and the program module described above may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (12)
1. A multimedia-based mapping card management method, the method comprising:
detecting the media types of a plurality of media in the terminal equipment and reading the storage information in each media;
generating an operation interface for acquiring user operation based on the media types and the storage information of the plurality of media;
and acquiring a message responding to the user operation from a server according to the user operation.
2. The method of claim 1, wherein generating an operation interface for acquiring a user operation based on the media types of the plurality of media and the storage information comprises:
generating a medium selection interface according to the media types of the multiple media, wherein the medium selection interface is used for a user to select any one or more of the multiple media;
and displaying a mapping card operation interface according to the storage information, wherein the mapping card operation interface is used for a user to operate the mapping card.
3. The method of claim 2, wherein the obtaining a message from a server in response to the user action in accordance with the user action comprises:
acquiring a message containing card making data and instructions from a server based on the bank card information input by the user and the media type of the media selected by the user through the media selection interface;
and acquiring a message containing a query result or a logout instruction from the server based on the mapping card specified by the user through the mapping card operation interface.
4. A mapping card data processing method based on multi-media is characterized by comprising the following steps:
detecting the media types of a plurality of media in the terminal equipment;
acquiring card making data and instructions from a server based on the bank card information and a specified medium type in the medium types of the multiple media;
and generating the medium of the specified medium type into a mapping card according to the acquired card making data and the acquired instruction.
5. The method of claim 4, wherein obtaining card-making data and instructions from a server based on the bank card information and a specified media type of the media types of the plurality of media comprises:
sending a card making request for requesting the card making data and instructions to the server based on the bank card information and the specified media type;
and the server feeds back the card making data and the instruction as a response to the card making request.
6. A multimedia-based map card management apparatus, the apparatus comprising:
the detection program module is used for detecting the media types of various media in the terminal equipment and reading the storage information in each media;
the interface generation program module is used for generating an operation interface for acquiring user operation based on the media types and the storage information of the multiple media;
and the acquisition program module acquires a message responding to the user operation from a server according to the user operation.
7. The apparatus of claim 6, wherein the interface generator module comprises:
the media selection interface generation subprogram module is used for generating a media selection interface according to the media types of the multiple media, and the media selection interface is used for a user to select any one or any multiple of the multiple media;
and the mapping card operation interface generation subprogram module is used for displaying a mapping card operation interface according to the storage information, and the mapping card operation interface is used for a user to operate the mapping card.
8. The apparatus of claim 7, wherein the acquisition program module comprises:
the card making request subprogram module is used for acquiring a message containing card making data and instructions from a server based on the bank card information input by the user and the media type of the media selected by the user through the media selection interface;
and the query request subprogram module is used for acquiring a message containing a query result or a logout instruction from the server based on the mapping card specified by the user through the mapping card operation interface.
9. A multimedia-based map card data processing apparatus, the apparatus comprising:
a detection program module for detecting the media types of the media in the terminal device;
the acquisition program module acquires card making data and instructions from the server based on the bank card information and a specified medium type in the medium types of the multiple media;
and the card making program module generates the medium of the specified medium type into a mapping card according to the card making data and the instruction.
10. The apparatus of claim 9, wherein the acquisition program module comprises:
the request subprogram module is used for sending a card making request for requesting the card making data and instructions to the server based on the bank card information and the specified media type;
and the receiving subprogram module is used for receiving the card making data and the instruction fed back by the server in response to the card making request.
11. A multimedia-based map card data processing apparatus comprising a memory and a processor, wherein the memory is configured to store one or more computer instructions for execution by the processor, wherein the processor implements the method of any one of claims 1-5 by executing the computer instructions.
12. A computer storage medium, characterized in that the computer storage medium stores a program which, when executed, implements the method of any one of claims 1-5.
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| CN110457965B (en) * | 2018-05-07 | 2024-04-26 | 华为技术有限公司 | A method and device for calling radio frequency card function |
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| KR20160142808A (en) * | 2016-11-30 | 2016-12-13 | 주식회사 비즈모델라인 | Method for Providing Mobile Payment based on USIM by using Additional Communication Number |
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| SG10201502192YA (en) * | 2015-03-20 | 2016-10-28 | Mastercard Asia Pacific Pte Ltd | Method and system for facilitating payment of credit card bills |
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| CN102439616A (en) * | 2009-05-22 | 2012-05-02 | 诺基亚公司 | Method and apparatus for managing services using reusable bearer tags |
| CN105577792A (en) * | 2015-12-23 | 2016-05-11 | 中国建设银行股份有限公司 | Method and device for displaying payment product |
| KR20160122101A (en) * | 2016-10-10 | 2016-10-21 | 에스케이플래닛 주식회사 | Method for Providing Electronic Payment by Using Subscriber Information And Subscriber Identification Module, System, Terminal And Communication Management Apparatus Therefor |
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