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CN102855566A - Paying method and system for preventing financial paying terminal from illegally moving - Google Patents

Paying method and system for preventing financial paying terminal from illegally moving Download PDF

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Publication number
CN102855566A
CN102855566A CN2012102878581A CN201210287858A CN102855566A CN 102855566 A CN102855566 A CN 102855566A CN 2012102878581 A CN2012102878581 A CN 2012102878581A CN 201210287858 A CN201210287858 A CN 201210287858A CN 102855566 A CN102855566 A CN 102855566A
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China
Prior art keywords
calling number
dynamic
control device
configuration
transaction
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CN2012102878581A
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CN102855566B (en
Inventor
杨毅
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GUANGZHOU HI-CARD BUSINESS SERVICE CO LTD
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GUANGZHOU HI-CARD BUSINESS SERVICE CO LTD
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Priority to CN201210287858.1A priority Critical patent/CN102855566B/en
Publication of CN102855566A publication Critical patent/CN102855566A/en
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Abstract

The invention discloses a paying method and a system for preventing a financial paying terminal from illegally relocation. The system comprises the financial paying terminal, a network controller with a plurality of phone numbers and a transaction server. The method comprises the following steps: obtaining a dynamically allocated calling number by the financial paying terminal, and then performing transaction message uploading treatment according to the dynamically allocated calling number. According to the method and system provided by the invention, the transmission for transaction data is realized by utilizing the dynamically allocated phone numbers of the network controller, so that an illegally relocated financial paying terminal is prevented from realizing the transmission for the transaction data through a black box with pre-configured parameters, and the distorting for the network information by the illegally relocated financial paying terminal is effectively prevented. The system and the method for preventing the financial paying terminal from illegally relocation provided by the invention are widely applied to the financial industry.

Description

A kind of method of payment and system that prevents the illegal telephone-moving of financial payment terminal
Technical field
The present invention relates to the payment technology in the financial industry, relate in particular to a kind of method of payment and system that prevents the illegal telephone-moving of financial payment terminal.
Background technology
Along with the development of Financial Information electronization, for this consumption mode of consumer's bankcard consumption, it has become a kind of trend.At home, the number that holds has reached 1,000,000,000, and the number of custom bankcard consumption has just accounted for 56% of consumer groups' total number of persons, therefore for trade company, by financial payment terminal and then the realization payment transaction of swiping the card is installed, this is an inundant trend, and utilizes financial payment terminal and then the realization payment transaction of swiping the card, and it can be eliminated the wholesale cash and carry the shortcomings such as inconvenience, ticket bill settlement are easily made mistakes, the banknote indistinguishable is true and false, small change is wasted time and energy.And for a whole payment system that comprises financial payment terminal, this situation of the illegal telephone-moving of financial payment terminal can occur in it.
At present, be used for preventing the technology of the illegal telephone-moving of financial payment terminal, it mainly was before installing terminal, registration and the employed telephone number of binding financial payment terminal communication in the trading server of backstage, therefore when carrying out payment transaction, the backstage trading server will and then carry out the judgement of terminal positioning according to information such as the terminal telephone number that comprises in the communication packet that send on the financial payment terminal, as find that the telephone number of registration and binding is not inconsistent in the financial payment terminal telephone number that send on the terminal and calling number and the backstage trading server, then think illegal telephone-moving.But for traditional illegal mobile technology of financial payment terminal that prevents, the user is as long as be provided with the black box of pre-configured parameter at the front end of financial payment terminal, the backstage trading server just can't be judged the whether illegal telephone-moving of this financial payment terminal like this, financial payment terminal also can be realized payment transaction in the situation of illegal telephone-moving so, and namely black box plays the effect of pseudo-number.
Summary of the invention
In order to solve the problems of the technologies described above, to the purpose of this invention is to provide and a kind ofly be easy to realize and the safe method of payment that prevents the illegal telephone-moving of financial payment terminal.
Another object of the present invention provides a kind of payment system that prevents the illegal telephone-moving of financial payment terminal of safe and convenient operation.
The technical solution adopted in the present invention is: a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal, and the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
According to the calling number of dynamic-configuration and then carry out the transaction message upload process.
Further, financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
Financial payment terminal obtains Transaction Information, and make a call and set up data link to the net control device that has a plurality of calling numbers according to the calling number of fixed configurations, and then with the transaction message net control device of pulling over;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
After trading server receives transaction message, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device.
Further, financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
After financial payment terminal is switched on, automatically send trigger pip to trading server by net control device;
After trading server receives trigger pip, choose at random the calling number of a net control device as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued on the financial payment terminal.
Further, according to the calling number of dynamic-configuration and then carry out this step of transaction message upload process, it comprises:
Financial payment terminal obtains Transaction Information, and makes a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
Trading server receives transaction message, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
Another technical scheme of the present invention is: a kind of payment system that prevents the illegal telephone-moving of financial payment terminal comprises:
Financial payment terminal is used for the calling number obtain Transaction Information and obtain dynamic-configuration, makes a call and sets up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
The net control device that has a plurality of calling numbers after transaction message is received, is forwarded to transaction message on the trading server;
Trading server, be used for transaction message is received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carry out communication with trading server and be connected.
Further, described financial payment terminal, for the calling number of obtaining Transaction Information and obtaining dynamic-configuration from trading server, make a call and set up data link to net control device according to the calling number of the calling number of dynamic-configuration and fixed configurations, and then transaction message is pulled on the net control device;
Described trading server, after transaction message is received, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device, and judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
Further, described financial payment terminal, be used for automatically sending trigger pip to trading server by net control device after the energising, and then obtain the calling number of dynamic-configuration from trading server, and obtain Transaction Information, make a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Described net control device after being used for transaction message and trigger pip received, is forwarded to transaction message and trigger pip on the trading server;
Described trading server, after trigger pip is received, choose at random the calling number of a net control device as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
Further, adopt wire communication to be connected between described net control device and the trading server or the wireless telecommunications connection.
The invention has the beneficial effects as follows: method of the present invention is the transmission that utilizes the calling number of dynamic-configuration and then realize transaction data, the calling number of the network control that namely relates in the transmission of transaction data process is dynamic change, therefore method of the present invention can prevent the financial payment terminal of illegal telephone-moving by black box and then the realization transmission of transaction data of pre-configured parameter, thereby can prevent effectively that the financial payment terminal of illegal telephone-moving from distorting the network information.
Another beneficial effect of the present invention is: system of the present invention is the transmission that utilizes the calling number of dynamic-configuration and then realize transaction data, the calling number parameter of the net control device that namely relates in the transmission of transaction data process is not changeless, therefore system of the present invention can prevent the financial payment terminal of illegal telephone-moving by black box and then the realization transmission of transaction data of pre-configured parameter, thereby can prevent effectively that the financial payment terminal of illegal telephone-moving from distorting the network information.
Description of drawings
Below in conjunction with accompanying drawing the specific embodiment of the present invention is described further:
Fig. 1 is a kind of flow chart of steps that prevents method of payment first specific embodiment of the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 2 is a kind of flow chart of steps that prevents method of payment second specific embodiment of the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 3 is a kind of flow chart of steps that prevents method of payment the 3rd specific embodiment of the illegal telephone-moving of financial payment terminal of the present invention;
Fig. 4 is a kind of structured flowchart that prevents the payment system of the illegal telephone-moving of financial payment terminal of the present invention.
Embodiment
Because the user is as long as be provided with the black box of pre-configured parameter between financial payment terminal and net control device, it is the signal transponder, trading server just can't be judged the whether illegal telephone-moving of this financial payment terminal so, thereby the financial payment terminal of illegal telephone-moving just can also can be realized payment transaction under the state of illegally telephone-moving.Wherein, the signal transponder plays the effect of pseudo-number, be that it can be with pseudo-the first telephone number that becomes with the legal binding of financial payment terminal of the telephone number of the financial payment terminal of illegal telephone-moving, and according to pre-configured calling number, and then transaction message uploaded on the trading server by net control device.Pre-configured calling number is exactly the calling number of net control device fixed configurations in the signal transponder, and the calling number of net control device fixed configurations, the namely good calling number of initial configuration.But, by the signal transponder and then make the financial payment terminal of illegal telephone-moving realize this method of payment transaction, its existent defect, this shortcoming is because the parameter in the signal transponder all is pre-configured, when the financial payment terminal of therefore illegal telephone-moving is uploaded transaction message to the signal transponder, the signal transponder each time all can only be according to the calling number of fixed configurations, and then transaction message uploaded on the trading server by net control device, the calling number that comprises in the transaction message that namely trading server receives always is the calling number of fixed configurations.And the present invention is exactly a kind of payment system and the method that prevents the illegal telephone-moving of financial payment terminal for this point and then realization.
By shown in Figure 1, a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal that the first specific embodiment provides, the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
According to the calling number of dynamic-configuration and then carry out the transaction message upload process, namely financial payment terminal is according to the calling number of dynamic-configuration, and then transaction message is uploaded to trading server by net control device carries out transaction processing.Like this, in normal situation, the calling number that comprises in the transaction message that trading server receives should be the calling number of dynamic-configuration, yet, if the transaction message that trading server receives be financial payment terminal by illegal telephone-moving by the signal transponder and then transmit, the calling number that comprises in the transaction message that trading server receives so then is the calling number of fixed configurations.Therefore, trading server is as long as judge whether the calling number in the transaction message that receives is the calling number of dynamic-configuration, thereby just can judge whether financial payment terminal is illegal telephone-moving: if judge that the calling number in the transaction message that receives is the calling number of dynamic-configuration, then represent financial payment terminal and do not have illegal telephone-moving, and then carry out transaction processing and return transaction results, otherwise, then representing financial payment terminal is illegal telephone-moving, and then concludes the business that refusal is processed and the processing such as risk record according to pre-configured trading rules.
Be further used as preferred embodiment, financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
Financial payment terminal obtains Transaction Information, and make a call and set up data link to described net control device according to the calling number of fixed configurations, and then with the transaction message net control device of pulling over;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
After trading server receives transaction message, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device.
Be further used as preferred embodiment, financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
After financial payment terminal is switched on, automatically send trigger pip to trading server by net control device;
After trading server receives trigger pip, choose at random the calling number of a net control device as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued on the financial payment terminal.
Be further used as preferred embodiment, according to the calling number of dynamic-configuration and then carry out this step of transaction message upload process, it comprises:
Financial payment terminal obtains Transaction Information, and makes a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
Trading server receives transaction message, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
By shown in Figure 2, a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal that the second specific embodiment provides, the method step comprises:
When carrying out the transaction message upload process first, financial payment terminal obtains Transaction Information, make a call and set up data link to the net control device that has a plurality of calling numbers according to the calling number NO3 of fixed configurations, and then with the transaction message net control device of pulling over, at this moment, described transaction message comprises the telephone number of Transaction Information, financial payment terminal and the calling number NO3 of fixed configurations, and described net control device has a plurality of calling numbers in addition, comprises NO3, NO4, NO5, NO6 etc.;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
After trading server receives transaction message, according to Transaction Information and then carry out transaction processing and obtain transaction results, and from a plurality of net control device calling numbers such as NO4, NO5, NO6, choose at random the calling number of a net control device as the calling number of dynamic-configuration, such as NO5, the calling number NO5 of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device, at this moment, financial payment terminal obtains the calling number NO5 of first dynamic-configuration;
When carrying out the transaction message upload process for the second time, financial payment terminal obtains Transaction Information, and make a call and set up data link to net control device according to the calling number NO5 of the dynamic-configuration that issues from trading server, and then transaction message pulled on the net control device, at this moment, described transaction message comprises the telephone number of Transaction Information, financial payment terminal and the calling number NO5 of dynamic-configuration;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
Trading server receives transaction message, judge that whether calling number in the transaction message is the calling number NO5 of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and from NO4, NO6, choose at random a net control device calling number as the calling number of dynamic-configuration in a plurality of net control device calling numbers such as NO7, such as NO8, the calling number NO8 of transaction results and dynamic-configuration is issued to financial payment terminal by net control device, and then makes financial payment terminal process transmission according to the transaction data that the calling number NO8 of dynamic-configuration carries out next time; Otherwise, the processing such as refusal processing and risk record of then concluding the business according to pre-configured trading rules.
So analogize, for the third time, all the process steps with transaction message upload process for the second time is the same for the process steps of the 4th time transaction message upload process, that is to say, transaction message upload process process each time, trading server all can be chosen at random a net control device calling number and be issued to financial payment terminal as the calling number of dynamic-configuration and with it, and then makes financial payment terminal realize next time uploading of transaction message according to the calling number of the dynamic-configuration that receives.Because transaction data is each time processed transmission course and is all utilized the calling number of the dynamic-configuration of choosing at random and then realize uploading of transaction message, therefore greatly improves security of the present invention.In addition, it is different that the net control device calling number that selects at random each time should be, it is different that the calling number of the dynamic-configuration that namely issues each time should be, and in the N time transaction message upload process, the calling number that trading server must be judged in the transaction message is once front, namely the N-1 time, and the calling number of the dynamic-configuration that trading server issues in the process of exchange, if not, then carry out the refusal transaction processing.For example, in the N-1 time transaction message upload process process, trading server is chosen a net control device calling number at random as the calling number of dynamic-configuration, such as NO23, so in the N time transaction message upload process process, the calling number that trading server must be judged in the transaction message is NO23, if not, then carry out the refusal transaction processing.So just more security of the present invention can have been improved.
Got by above-mentioned in addition, financial payment terminal among the present invention be through the first time transaction data upload to the calling number of just obtaining first dynamic-configuration behind the trading server, even so, because a complete payment transaction need to carry out repeatedly transaction message upload process, so the present invention can prevent effectively that the financial payment terminal of illegal telephone-moving from carrying out that the network information is distorted and carry out payment transaction.
By shown in Figure 3, a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal that the 3rd specific embodiment provides, the method step comprises:
When initialization, after financial payment terminal is switched on, automatically send trigger pip to trading server by net control device;
After trading server receives trigger pip, just choose a net control device calling number as the calling number of dynamic-configuration at random, such as NO9, and the calling number NO9 of dynamic-configuration is issued on the financial payment terminal, at this moment, financial payment terminal obtains the calling number of first dynamic-configuration;
When carrying out the transaction message upload process for the first time, financial payment terminal obtains Transaction Information, and make a call and set up data link to net control device according to the calling number NO9 of dynamic-configuration, and then transaction message pulled on the net control device, at this moment, described transaction message comprises the telephone number of Transaction Information, financial payment terminal and the calling number NO9 of dynamic-configuration;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
Trading server receives transaction message, judge that whether calling number in the transaction message is the calling number NO9 of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random a net control device calling number as the calling number of dynamic-configuration, such as NO15, the calling number NO15 of transaction results and dynamic-configuration is issued to financial payment terminal by net control device, and then makes financial payment terminal process transmission according to the transaction data that the calling number NO15 of dynamic-configuration carries out next time; Otherwise, the processing such as refusal processing and risk record of then concluding the business according to pre-configured trading rules.
So analogize, after the present invention carries out initialization procedure, the process steps of transaction message upload process each time is all the same with primary process steps, so just can realize that financial payment terminal is each time all according to the calling number of different dynamic-configuration, and then transaction message uploaded on the trading server by net control device, thereby improve widely security of the present invention.
By shown in Figure 4, a kind of payment system that prevents the illegal telephone-moving of financial payment terminal comprises:
Financial payment terminal is used for the calling number obtain Transaction Information and obtain dynamic-configuration, makes a call and sets up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
The net control device that has a plurality of calling numbers after transaction message is received, is forwarded to transaction message on the trading server;
Trading server, be used for transaction message is received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random a net control device calling number as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carry out communication with trading server and be connected.Described net control device has a plurality of calling numbers, comprise NO3, NO4, NO5, NO6 etc., and trading server is arbitrarily to choose a net control device calling number as the calling number of dynamic-configuration from a plurality of calling number NO4, NO5, NO6 etc., and then is issued to financial payment terminal.
Be further used as preferred embodiment, described financial payment terminal, for the calling number of obtaining Transaction Information and obtaining dynamic-configuration from trading server, make a call and set up data link to net control device according to the calling number of the calling number of dynamic-configuration and fixed configurations, and then transaction message is pulled on the net control device;
Described trading server, after transaction message is received, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random a net control device calling number as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device, and judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random a net control device calling number as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device; Otherwise, the processing such as refusal processing and risk record of then concluding the business according to pre-configured trading rules.
Be further used as preferred embodiment, described financial payment terminal, be used for automatically sending trigger pip to trading server by net control device after the energising, and then obtain the calling number of dynamic-configuration from trading server, and obtain Transaction Information, make a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Described net control device after being used for transaction message and trigger pip received, is forwarded to transaction message and trigger pip on the trading server;
Described trading server, after trigger pip is received, choose at random a net control device calling number as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random a net control device calling number as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device, otherwise, the processing such as refusal processing and risk record of then concluding the business according to pre-configured trading rules.
Be further used as preferred embodiment, adopt wire communication to be connected between described net control device and the trading server or the wireless telecommunications connection.
More than be that better enforcement of the present invention is specified, but the invention is not limited to described embodiment, those of ordinary skill in the art make all equivalent variations or replacement also can doing under the prerequisite of spirit of the present invention, the distortion that these are equal to or replace all is included in the application's claim limited range.

Claims (8)

1. method of payment that prevents the illegal telephone-moving of financial payment terminal, it is characterized in that: the method step comprises:
Financial payment terminal obtains the calling number of dynamic-configuration;
According to the calling number of dynamic-configuration and then carry out the transaction message upload process.
2. described a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal according to claim 1, it is characterized in that: financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
Financial payment terminal obtains Transaction Information, and make a call and set up data link to the net control device that has a plurality of calling numbers according to the calling number of fixed configurations, and then with the transaction message net control device of pulling over;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
After trading server receives transaction message, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device.
3. described a kind of method of payment that prevents the illegal telephone-moving of financial payment terminal according to claim 1, it is characterized in that: financial payment terminal obtains this step of calling number of dynamic-configuration, and it comprises:
After financial payment terminal is switched on, automatically send trigger pip to trading server by net control device;
After trading server receives trigger pip, choose at random the calling number of a net control device as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued on the financial payment terminal.
4. according to claim 1 and 2 or 3 described a kind of methods of payment that prevent the illegal telephone-moving of financial payment terminal, it is characterized in that: according to the calling number of dynamic-configuration and then carry out this step of transaction message upload process, it comprises:
Financial payment terminal obtains Transaction Information, and makes a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Net control device is forwarded to transaction message on the trading server after transaction message is received;
Trading server receives transaction message, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued to financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
5. payment system that prevents the illegal telephone-moving of financial payment terminal is characterized in that: comprising:
Financial payment terminal is used for the calling number obtain Transaction Information and obtain dynamic-configuration, makes a call and sets up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
The net control device that has a plurality of calling numbers after transaction message is received, is forwarded to transaction message on the trading server;
Trading server, be used for transaction message is received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device;
Described financial payment terminal is by net control device and then carry out communication with trading server and be connected.
6. described a kind of payment system that prevents the illegal telephone-moving of financial payment terminal according to claim 5, it is characterized in that: described financial payment terminal, for the calling number of obtaining Transaction Information and obtaining dynamic-configuration from trading server, make a call and set up data link to net control device according to the calling number of the calling number of dynamic-configuration and fixed configurations, and then transaction message is pulled on the net control device;
Described trading server, after transaction message is received, according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device, and judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
7. described a kind of payment system that prevents the illegal telephone-moving of financial payment terminal according to claim 5, it is characterized in that: described financial payment terminal, be used for automatically sending trigger pip to trading server by net control device after the energising, and then obtain the calling number of dynamic-configuration from trading server, and obtain Transaction Information, make a call and set up data link to net control device according to the calling number of dynamic-configuration, and then transaction message is pulled on the net control device;
Described net control device after being used for transaction message and trigger pip received, is forwarded to transaction message and trigger pip on the trading server;
Described trading server, after trigger pip is received, choose at random the calling number of a net control device as the calling number of dynamic-configuration, and the calling number of dynamic-configuration is issued to financial payment terminal, and transaction message received, judge that whether calling number in the transaction message is the calling number of the dynamic-configuration that issues of a front trading server, if, then according to Transaction Information and then carry out transaction processing and obtain transaction results, and choose at random the calling number of a net control device as the calling number of dynamic-configuration, the calling number of transaction results and dynamic-configuration is issued on the financial payment terminal by net control device; Otherwise the refusal of then concluding the business is processed.
8. it is characterized in that according to claim 5 or 6 or 7 described a kind of payment systems that prevent the illegal telephone-moving of financial payment terminal: adopt wire communication to be connected or the wireless telecommunications connection between described net control device and the trading server.
CN201210287858.1A 2012-08-14 2012-08-14 A kind of payment procedure and system preventing the illegal telephone-moving of financial payment terminal Expired - Fee Related CN102855566B (en)

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