CN101511074B - Selection method, system, server and terminal for mobile terminal paying account - Google Patents
Selection method, system, server and terminal for mobile terminal paying account Download PDFInfo
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- CN101511074B CN101511074B CN2009100383008A CN200910038300A CN101511074B CN 101511074 B CN101511074 B CN 101511074B CN 2009100383008 A CN2009100383008 A CN 2009100383008A CN 200910038300 A CN200910038300 A CN 200910038300A CN 101511074 B CN101511074 B CN 101511074B
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- 238000010187 selection method Methods 0.000 title 1
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- 238000013507 mapping Methods 0.000 abstract description 13
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Abstract
The invention discloses an account selective method of a mobile terminal payment. The method includes steps as follows: the mobile terminal receives a payment requirement sent by a payment server; the mobile terminal judges whether needing to reset an acquiescent payment account, the acquiescent payment account is used for payment that is set according with the stored mobile terminal number and the mapping information of multi-account by the payment server; if yes, the mobile terminal sends a switch information to the payment server, the payment server sets the acquiescent payment account as the account being appointed by the switch information. The invention also discloses a system, the payment server and the mobile terminal for realizing the method. An embodiment of the invention realizes switch usage of multi-account in the payment course by the mobile terminal which is convenient for the user to payment, and increases the user's experience.
Description
Technical field
The present invention relates to the communications field, relate in particular to account system of selection, system, paying server and the portable terminal of mobile terminal payment.
Background technology
The development of the communications field makes many conventional transaction patterns that huge change take place, and more and more methods of payment and payment mode have been brought huge facility to the user.Carrying out transaction payment through portable terminal is exactly one of them.Set up information channel through portable terminal and paying server, when the user carries out consumption and payment or need carry out payment by the transfer of accounts, just can directly pay through the information interaction of portable terminal and paying server.
At present, the method through mobile terminal payment mainly comprises:
The user is in advance in a bank account and the mobile terminal number binding of paying server with oneself, and sets payment cipher;
Send the gathering solicited message by cash receiving terminal to the payment by the transfer of accounts center respectively during payment by the transfer of accounts;
The user confirms that paying server sends payment information;
After paying server judged that gathering solicited message and user's the affirmation payment information of cash receiving terminal is errorless, the specified payment of solicited message of will collecting money in the bank account that is bundled from the customer mobile terminal number forwarded the account of solicited message appointment to.
In the method for existing mobile terminal payment; User's mobile terminal number can only adopt unique account of binding to pay; The user can't use portable terminal to pay when occurring wrong in the account use or Sorry, your ticket has not enough value; Need to adopt other modes to pay, caused bigger inconvenience to the user.
Summary of the invention
Embodiment of the invention technical problem to be solved is, a kind of account system of selection of mobile terminal payment is provided.Can send handover information to paying server through portable terminal, make paying server give tacit consent to payment account be set to a plurality of accounts of the number of portable terminal mapping in arbitrary account.
In order to solve the problems of the technologies described above, the embodiment of the invention provides a kind of account system of selection of mobile terminal payment, and this method comprises:
Portable terminal sends binding information to paying server, makes said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and the acquiescence payment account is set to the account of said binding information appointment;
Portable terminal receives the Payment Request that paying server sends;
Portable terminal judges whether to reset the acquiescence payment account, and said acquiescence payment account is that said paying server is according to the number of the said portable terminal of storage and the map information of a plurality of accounts, the account that is used to pay of setting;
Be judged as when being, portable terminal sends handover information to paying server, makes said paying server according to said map information, and the acquiescence payment account is set to the account of said handover information appointment;
After the acquiescence payment account of said paying server after resetting accomplished the payment number of times that presets, said acquiescence payment account is reduced to automatically the account of said binding information appointment.
Accordingly, the embodiment of the invention provides a kind of system of mobile terminal payment, and this system comprises:
Paying server is used for sending Payment Request to portable terminal, and stores number and the map information of a plurality of accounts and the acquiescence payment account that is provided for paying according to said map information of said portable terminal; Said acquiescence payment account is set to the account of said handover information appointment behind the handover information that receives said portable terminal transmission; After the acquiescence payment account of said paying server after resetting accomplished the payment number of times preset, said acquiescence payment account is reduced the account of binding information appointment automatically;
Said portable terminal is used to receive said paying server and sends Payment Request, and judges whether to reset the acquiescence payment account; Be judged as when being, portable terminal sends handover information to paying server, makes said paying server give tacit consent to the account that payment account is set to said handover information appointment.
Accordingly, the embodiment of the invention provides a kind of paying server, and this paying server comprises:
Transmitting element is used for sending Payment Request to portable terminal;
Memory cell is used for the number of memory mobile terminal and the map information of a plurality of accounts;
The initial setting up unit is used for the acquiescence payment account that the map information according to said cell stores is provided for paying;
Switching is provided with the unit, and the acquiescence payment account that is used for said initial setting up unit setting behind the handover information that receives said portable terminal transmission is set to the account of said handover information appointment;
Reduction unit after being used for acquiescence payment account after resetting and accomplishing the payment number of times preset, is reduced to said acquiescence payment account the account of binding information appointment automatically.
Accordingly, the embodiment of the invention provides a kind of portable terminal, and this portable terminal comprises:
Receiving element is used to receive the Payment Request that paying server sends;
Judging unit is used for after said receiving element receives said Payment Request, judges whether to reset the acquiescence payment account;
Information unit is used for when said judgment unit judges need be reset the acquiescence payment account, sending handover information to paying server; Said handover information is used to make said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and said acquiescence payment account is set to the account of said handover information appointment; And to paying server transmission binding information; Said binding information is used to make said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and the acquiescence payment account that is used to pay is set to the account of said binding information appointment.
The embodiment of the invention is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account of said handover information appointment; Realize that the switching of a plurality of accounts in the mobile terminal payment process uses, make things convenient for user's activity of paying, improved user experience.
Description of drawings
Fig. 1 realizes the flow chart of mobile terminal payment first embodiment for the present invention;
Fig. 2 realizes the flow chart of mobile terminal payment second embodiment for the present invention;
Fig. 3 realizes the flow chart of mobile terminal payment the 3rd embodiment for the present invention;
Fig. 4 realizes the flow chart of mobile terminal payment the 4th embodiment for the present invention;
Fig. 5 is the embodiment sketch map of the payment system of portable terminal of the present invention;
Fig. 6 is the structural representation of paying server embodiment of the present invention;
Fig. 7 is the structural representation of portable terminal first embodiment of the present invention;
Fig. 8 is the structural representation of portable terminal second embodiment of the present invention.
Embodiment
For making the object of the invention, technical scheme and advantage clearer, will combine accompanying drawing that the embodiment of the invention is done to describe in detail further below.
See also Fig. 1, Fig. 1 realizes the flow chart of mobile terminal payment first embodiment for the present invention.As shown in Figure 1, the flow process of this method specifically comprises:
S101, portable terminal receives paying server and sends Payment Request.
S102, portable terminal judge whether to reset the acquiescence payment account, and said acquiescence payment account is said paying server according to the account that is used to pay of the map information setting of the number of the said portable terminal of storage and a plurality of accounts.
When the portable terminal judgement need not reset the acquiescence payment account, use the acquiescence payment account of Set For Current to pay in the present embodiment.
S103 is being judged as when being, portable terminal sends handover information to paying server, makes said paying server give tacit consent to the account that payment account is set to said handover information appointment according to said map information.
The embodiment of the invention is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account of said handover information appointment, realize that the switching of a plurality of accounts in the mobile terminal payment process is used.
See also Fig. 2, Fig. 2 realizes the flow chart of mobile terminal payment second embodiment for the present invention.As shown in Figure 2, this method comprises:
S201, the number of paying server memory mobile terminal and the map information of a plurality of accounts.
The user is provided with a plurality of accounts corresponding with the number of this customer mobile terminal through banking system earlier in paying server, the map information of the number of these a plurality of accounts and above-mentioned customer mobile terminal is stored in the paying server.Account described in the present embodiment can be the various service numbers of the account of opening the mobile terminal payment service of banking system, for example deposit card number of the account, credit card account and bankbook number of the account etc.
In order to introduce the method for mobile terminal payment of the present invention clearly; Be that example describes with deposit card account A, credit card B and the portable terminal that is equipped with customer mobile terminal number C in the present embodiment; For convenience; Hereinafter refer to customer mobile terminal number C with number C respectively, refer to deposit card account A, refer to credit card B with credit card B with deposit card A.The account with number C mapping of storing in the paying server comprises deposit card A and credit card B.Certainly in addition this mapping relations can, also need store the required user's of banking system personal information etc. with form or the storage of other message forms.
S202, portable terminal sends binding information to said paying server.
Portable terminal in the present embodiment is the portable terminal that is equipped with above-mentioned number C.The type of above-mentioned binding information includes but not limited to instant message (Instant Messaging; IM), short message service (ShortMessaging Service; SMS), MMS (Multimedia Messaging Service, MMS), unstructured supplementary data traffic (Unstructured Supplementary Service Data, USSD), PUSH message (Push Message; PUSH) or client supply (Client Provision, CP).Binding information carries the accounts information that need be set to give tacit consent to payment account; Be used for specifying the acquiescence payment account is set; This acquiescence payment account is the account that the user pays under the default situations, and the account that carries above-mentioned deposit card A with this binding information in the present embodiment is that example describes.The user directly edits binding information through portable terminal, perhaps adopts the information of the deposit card A of portable terminal stored directly to generate binding information.Also carry and be used to indicate said paying server that the indication information of acquiescence payment account is set except carrying deposit card A in the binding information, this indication information can adopt command field or identification character etc.
S203, after paying server receives binding information, the acquiescence payment account that is provided for paying according to map information.
In the present embodiment, after paying server receives said binding information, obtain and be used to indicate said paying server that indication information and the accounts information of appointment, i.e. the deposit card A of acquiescence payment account are set.After obtaining above-mentioned information, paying server is above-mentioned information and self stored mapping information matches, mate successfully after deposit card A be set to give tacit consent to payment account.
S204, paying server sends Payment Request to portable terminal.In the user pays process; Paying server sends Payment Request to the portable terminal C that contains the customer mobile terminal number; Contain the payment information that the user pays in this request; This Payment Request acquiescence adopts the acquiescence payment account of Set For Current to pay, and in the present embodiment, the acquiescence payment account of Set For Current is deposit card A.
S205, portable terminal judge whether to reset the acquiescence payment account.Portable terminal can be according to user's needs; Or judge whether that according to the accounts information of current acquiescence payment account needs reset the acquiescence payment account; When the acquiescence payment account that receives Set For Current Sorry, your ticket has not enough value information or account bomp information, be judged as and reset the acquiescence payment account.In the present embodiment, the acquiescence payment account of Set For Current is deposit card A, if be judged as not, when promptly need not to reset the acquiescence payment account, uses deposit card A to pay.
S206 when the portable terminal judgement need be reset the acquiescence payment account, sends handover information to paying server.
When the user need change the acquiescence payment account that is used to pay, can send handover information to paying server through the portable terminal that is equipped with number C.The type of above-mentioned handover information includes but not limited to that instant message IM, short message service SMS, MMS MMS, unstructured supplementary data traffic USSD, PUSH message PUSH or client supply CP.The user directly edits handover information through portable terminal, perhaps adopts the information of the credit card B of portable terminal stored directly to generate handover information.Also carry and be used to indicate said paying server to reset the indication information of acquiescence payment account except carrying credit card B in the handover information, this indication information can adopt command field or identification character etc.
S207 after paying server receives handover information, gives tacit consent to the account that payment account is set to the handover information appointment according to said map information.
In the present embodiment, after paying server receives said handover information, obtain and be used to indicate said paying server to reset indication information and the accounts information of appointment, i.e. the credit card B of acquiescence payment account.After obtaining above-mentioned information, paying server is above-mentioned information and self stored mapping information matches, mate successfully after credit card B be set to give tacit consent to payment account, use credit card B to pay when then paying.
This enforcement is sent binding information through portable terminal can directly be provided with the acquiescence payment account through portable terminal.Certainly in addition, can also the acquiescence payment account directly be set through banking system.
See also Fig. 3, Fig. 3 realizes the flow chart of mobile terminal payment for the embodiment of the invention.As shown in Figure 3, this method comprises:
The same S201-S207 of S301-S307 repeats no more at this.
After S308, the paying server acquiescence payment account after resetting is accomplished the payment number of times that presets, the acquiescence payment account is reduced to the account of above-mentioned binding information appointment.
In the present embodiment,, after use, still need be set to deposit card A so under the situation of burst through sending the current acquiescence payment account credit card B of handover information once more if the user only needs to use credit card B.In addition, can also preestablish behind the certain number of times of the bill payment after the switching at paying server in advance and be reduced to the account that once is provided with, promptly give tacit consent to payment account credit card B and behind the number of times that payment is preset, be reduced into deposit card A automatically.
The present embodiment paying server reverts to the service that the acquiescence payment account is provided convenience through the account with the binding information appointment, effectively improves user experience.
See also Fig. 4, Fig. 4 realizes the flow chart of mobile terminal payment for the embodiment of the invention.As shown in Figure 4, this method comprises:
The same S201-S204 of S401-S404 repeats no more at this.
S405, mobile terminal displays switch prompting, this switch prompting are used to point out the user whether to reset the acquiescence payment account.
In the present embodiment, the portable terminal that is equipped with number C can be provided with switch prompting in advance, and this switch prompting is used for indication and is used to point out the user whether to reset said acquiescence payment account.Certainly; Except in said portable terminal, being provided with in advance, also can generate switch prompting according to paying server information of sending that Sorry, your ticket has not enough value or account bomp information, promptly current acquiescence payment account is when Sorry, your ticket has not enough value; The account mistake perhaps appears; When surpass limiting number of times like the password mistake, paying server is to the portable terminal that is equipped with number C send that Sorry, your ticket has not enough value information or account bomp information, and portable terminal generates switch prompting after receiving above-mentioned information; Perhaps current acquiescence payment account the account mistake perhaps occurs when Sorry, your ticket has not enough value, surpasses when limiting number of times like the password mistake, and paying server directly generates said switch prompting and is sent to the portable terminal that is equipped with number C.
S406, when the response of the switch prompting of mobile terminal displays when being, be judged as and need reset the acquiescence payment account.When portable terminal is judged as needs when resetting said acquiescence payment account according to the response of switch prompting, carry out S407-S409, because of the same S306-S308 of S407-S409, no longer give unnecessary details at this.
Present embodiment is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account of said handover information appointment, realize that the switching of a plurality of accounts in the mobile terminal payment process is used.
See also Fig. 5, Fig. 5 is the embodiment sketch map of the payment system of portable terminal of the present invention.As shown in Figure 5, this system comprises:
Paying server 51 is used for sending Payment Request to portable terminal, and stores number and the map information of a plurality of accounts and the acquiescence payment account that is provided for paying according to said map information of said portable terminal 52; Said acquiescence payment account is set to the account of said handover information appointment after receiving portable terminal 52 transmission handover informations.
Portable terminal 52 is used to receive said paying server 51 and sends Payment Request, and judges whether to reset the acquiescence payment account; Be judged as when being, portable terminal 52 sends handover informations to paying server 51, makes said paying server 51 give tacit consent to the account that payment account is set to said handover information appointment.
The user is provided with a plurality of accounts corresponding with the number of portable terminal 52 through banking system earlier in paying server 51.Account described in the present embodiment can be the various service numbers of the account of opening the mobile terminal payment service of banking system, for example deposit card number of the account, credit card account and bankbook number of the account etc.
In order to introduce the method for mobile terminal payment of the present invention clearly, be that example describes with deposit card account A, credit card B and the portable terminal that is equipped with customer mobile terminal number C in the present embodiment.The account with number C mapping of storing in the paying server comprises deposit card A and credit card B.Certainly in addition this mapping relations can, also need store the required user's of banking system personal information etc. with form or the storage of other message forms.
Portable terminal 52 sends binding information to paying server 51.The type of binding information includes but not limited to that instant message IM, short message service SMS, MMS MMS, unstructured supplementary data traffic USSD, PUSH message PUSH or client supply CP.The user directly edits binding information through portable terminal, perhaps adopts the information of the deposit card A of portable terminal stored directly to generate binding information.
After paying server 52 receives said binding information, the acquiescence payment account that is provided for paying according to said map information.In the present embodiment, after paying server receives said binding information, obtain and be used to indicate paying server 51 that indication information and the accounts information of appointment, i.e. the deposit card A of acquiescence payment account are set.After obtaining above-mentioned information, paying server is above-mentioned information and self stored mapping information matches, mate successfully after deposit card A be set to give tacit consent to payment account.
In payment process; Paying server 51 sends Payment Request to portable terminal 52, contains the payment information that the user pays in this request, and this Payment Request acquiescence adopts the acquiescence payment account of Set For Current to pay; In the present embodiment, the acquiescence payment account of Set For Current is deposit card A.
Portable terminal 52 judges whether to reset the acquiescence payment account.Portable terminal 52 can judge whether to reset the acquiescence payment account according to the acquiescence payment account of Set For Current Sorry, your ticket has not enough value information or account bomp information.
Or portable terminal 52 shows switch promptings earlier, when the response of the switch prompting of mobile terminal displays when being, be judged as and need reset the acquiescence payment account.See also S405-S406.
In the present embodiment, the acquiescence payment account of Set For Current is deposit card A, if be judged as not, when promptly need not to reset the acquiescence payment account, uses deposit card A to pay.
After judgement need be reset the acquiescence payment account, portable terminal 52 sent handover information to paying server 51.The user directly edits handover information through portable terminal 52, perhaps adopts the information of the credit card B of portable terminal 52 stored directly to generate handover information.
After paying server 51 received handover information, said acquiescence payment account was set to the account of this handover information appointment.In the present embodiment, after paying server 51 receives handover information, obtain and be used to indicate said paying server to reset indication information and the accounts information of appointment, i.e. the credit card B of acquiescence payment account.After obtaining above-mentioned information, paying server is above-mentioned information and self stored mapping information matches, mate successfully after credit card B be set to give tacit consent to payment account.
After the acquiescence payment account of paying server 51 after resetting accomplished the payment number of times that presets, said acquiescence payment account is reduced to the account of said binding information appointment.
Present embodiment is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account that said handover information carries, realize that the switching of a plurality of accounts in the mobile terminal payment process is used.Paying server in the embodiment of the invention can also combine for the equipment of a plurality of difference in functionalitys.
See also Fig. 6, Fig. 6 is the structural representation of paying server embodiment of the present invention.As shown in Figure 6, this payment services implement body comprises: transmitting element 61, memory cell 62, initial setting up unit 63 and switching are provided with unit 64.
Transmitting element 61, the Payment Request that is used for sending payment process.
Memory cell 62 is used for the number of memory mobile terminal and the map information of a plurality of accounts; Concrete implementation sees also S201, repeats no more at this.
Initial setting up unit 63 is used for the acquiescence payment account that is used to pay according to memory cell 62 stored mapping information setting.In the present embodiment, after initial setting up unit 63 receives said binding information, obtain and be used to indicate paying server that the indication information of acquiescence payment account and the accounts information of appointment are set.After obtaining above-mentioned information, initial setting up unit 63 is above-mentioned information and memory cell 62 stored mapping information matches, and the account of carrying after mating successfully is set to give tacit consent to payment account.
Switching is provided with unit 64, and the acquiescence payment account that is used for initial setting up unit 63 settings behind the handover information that said portable terminal sends is set to the account of said handover information appointment.
In the present embodiment, switch unit 64 be set receive said handover information after, obtain and be used to indication information of indicating said paying server to reset the acquiescence payment account and the accounts information that carries.After obtaining above-mentioned information, paying server is above-mentioned information and memory cell 62 stored mapping information matches, mate successfully after the acquiescence payment account that is provided with of initial setting up unit 63 be set to the account of said handover information appointment.
Except said units, this paying server can also comprise a notification unit 65, and this unit is used for to portable terminal send that Sorry, your ticket has not enough value information or account bomp information, or directly sends said switch prompting.
Present embodiment is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account of said handover information appointment, realize that the switching of a plurality of accounts in the mobile terminal payment process is used.
See also Fig. 7, Fig. 7 is the structural representation of portable terminal first embodiment of the present invention.As shown in Figure 7, this portable terminal comprises: receiving element 71, judging unit 72 and information unit 73.
Receiving element 71 is used to receive the Payment Request that paying server sends.In addition, receiving element 71 can also receive the information of the other types of paying server transmission.
Judging unit 72 is used for after said receiving element receives said Payment Request, judges whether to reset the acquiescence payment account.Judging unit 72 can judge whether that needs reset the acquiescence payment account according to the accounts information of current acquiescence payment account; When receiving element 71 receives the acquiescence payment account of Set For Current Sorry, your ticket has not enough value information or account bomp information, judging unit 72 is judged as need reset the acquiescence payment account.
Except said units, portable terminal comprises that also other are used for unit such as communication, amusement, because of identical with prior art, does not give illustrating among the figure, is not also giving unnecessary details.Certainly, can be convenient to directly generate above-mentioned binding information and handover information at the said map information of storage in portable terminal to the present invention.
See also Fig. 8, Fig. 8 is the structural representation of portable terminal second embodiment of the present invention.As shown in Figure 8, this portable terminal comprises: receiving element 81, judging unit 82 and information unit 83.
Receiving element 81 and with the effect of information unit 83 and function with receiving element shown in Figure 7 71 and information unit 73, repeat no more at this.
Judging unit 82 specifically comprises: reminding module 821 and processing module 822.
Reminding module 821 is used to show switch prompting, and said switch prompting is used to point out the user whether to reset said acquiescence payment account.The generation type of switch prompting sees also S405, repeats no more at this.
Present embodiment is through the number of paying server memory mobile terminal and the map information of a plurality of accounts; And pass through portable terminal and send handover information to said paying server; Make the said acquiescence payment account of said paying server be set to the account of said handover information appointment, realize that the switching of a plurality of accounts in the mobile terminal payment process is used.
More than cited be merely preferred embodiment of the present invention, can not limit the present invention's interest field certainly with this, the equivalent variations of therefore doing according to claim of the present invention still belongs to the scope that the present invention is contained.
Claims (7)
1. the account system of selection of a mobile terminal payment is characterized in that, comprising:
Portable terminal sends binding information to paying server, makes said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and the acquiescence payment account is set to the account of said binding information appointment;
Portable terminal receives the Payment Request that paying server sends;
Portable terminal judges whether to reset the acquiescence payment account, and said acquiescence payment account is that said paying server is according to the number of the said portable terminal of storage and the map information of a plurality of accounts, the account that is used to pay of setting;
Be judged as when being, portable terminal sends handover information to paying server, makes said paying server according to said map information, and the acquiescence payment account is set to the account of said handover information appointment;
After the acquiescence payment account of said paying server after resetting accomplished the payment number of times that presets, said acquiescence payment account is reduced to automatically the account of said binding information appointment.
2. the method for claim 1 is characterized in that, said portable terminal judges whether to reset the acquiescence payment account and specifically comprises:
Mobile terminal displays switch prompting, said switch prompting are used to point out the user whether to reset said acquiescence payment account;
The response of said switch prompting is when being, said portable terminal judgement need be reset the acquiescence payment account.
3. the method for claim 1 is characterized in that, said portable terminal judges whether to reset the acquiescence payment account and specifically comprises:
Portable terminal receives said paying server send that Sorry, your ticket has not enough value information or account bomp information;
Said portable terminal judgement need be reset the acquiescence payment account.
4. a mobile terminal payment system is characterized in that, comprising:
Paying server is used for sending Payment Request to portable terminal, and stores number and the map information of a plurality of accounts and the acquiescence payment account that is provided for paying according to said map information of said portable terminal; Said acquiescence payment account is set to the account of said handover information appointment behind the handover information that receives said portable terminal transmission; After the acquiescence payment account of said paying server after resetting accomplished the payment number of times preset, said acquiescence payment account is reduced the account of binding information appointment automatically;
Said portable terminal is used to receive the Payment Request that said paying server sends, and judges whether to reset the acquiescence payment account; Be judged as when being, portable terminal sends handover information to paying server, makes said paying server give tacit consent to the account that payment account is set to said handover information appointment.
5. a paying server is characterized in that, comprising:
Transmitting element is used for sending Payment Request to portable terminal;
Memory cell is used for the number of memory mobile terminal and the map information of a plurality of accounts;
The initial setting up unit is used for the acquiescence payment account that the map information according to said cell stores is provided for paying;
Switching is provided with the unit, and the acquiescence payment account that is used for said initial setting up unit setting behind the handover information that receives said portable terminal transmission is set to the account of said handover information appointment;
Reduction unit after being used for acquiescence payment account after resetting and accomplishing the payment number of times preset, is reduced to said acquiescence payment account the account of binding information appointment automatically.
6. a portable terminal is characterized in that, comprising:
Receiving element is used to receive the Payment Request that paying server sends;
Judging unit is used for after said receiving element receives said Payment Request, judges whether to reset the acquiescence payment account;
Information unit is used for when said judgment unit judges need be reset the acquiescence payment account, sending handover information to paying server; Said handover information is used to make said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and said acquiescence payment account is set to the account of said handover information appointment; And to paying server transmission binding information; Said binding information is used to make said paying server according to the number of the said portable terminal of storage and the map information of a plurality of accounts, and the acquiescence payment account that is used to pay is set to the account of said binding information appointment.
7. portable terminal as claimed in claim 6 is characterized in that, said judging unit specifically comprises:
Reminding module is used to show switch prompting, and said switch prompting is used to point out the user whether to reset said acquiescence payment account;
Processing module, the switch prompting response that is used for showing according to said reminding module judge whether that needs reset the acquiescence payment account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009100383008A CN101511074B (en) | 2009-03-30 | 2009-03-30 | Selection method, system, server and terminal for mobile terminal paying account |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009100383008A CN101511074B (en) | 2009-03-30 | 2009-03-30 | Selection method, system, server and terminal for mobile terminal paying account |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN101511074A CN101511074A (en) | 2009-08-19 |
| CN101511074B true CN101511074B (en) | 2012-03-07 |
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| CN102467788A (en) * | 2010-11-04 | 2012-05-23 | 中兴通讯股份有限公司 | Method, device and system for realizing self-service printing service |
| CN102496223A (en) * | 2011-11-30 | 2012-06-13 | 钱袋网（北京）信息技术有限公司 | Short-distance on-site payment equipment and system |
| CN103679439A (en) * | 2012-09-03 | 2014-03-26 | 中国银联股份有限公司 | Payment method based on mobile communication equipment, mobile communication equipment and smart card |
| JP6658163B2 (en) * | 2016-03-18 | 2020-03-04 | 富士ゼロックス株式会社 | Information processing device and program |
| CN106296201A (en) * | 2016-08-15 | 2017-01-04 | 广州地理研究所 | Bus Card equipment off-line credit payment verification method |
| CN106325753B (en) * | 2016-08-26 | 2019-12-03 | 维沃移动通信有限公司 | Method for displaying payment interface and mobile terminal |
| CN107180341A (en) * | 2017-05-02 | 2017-09-19 | 广州市智专信息科技有限公司 | A kind of method of payment and corresponding portable terminal, Third-party payment platform |
| CN108399195A (en) * | 2018-01-29 | 2018-08-14 | 阿里巴巴集团控股有限公司 | The recommendation method and device of channel of disbursement |
| CN110570297A (en) * | 2019-08-21 | 2019-12-13 | 中国人民银行清算总中心 | Bank account query method and device based on mobile phone number |
| CN111222111A (en) * | 2020-01-09 | 2020-06-02 | 江苏满运软件科技有限公司 | Resource account switching method and device, electronic equipment and storage medium |
| CN111932245B (en) * | 2020-07-24 | 2023-09-19 | 中国银联股份有限公司 | Data processing methods, devices, equipment and media |
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| CN1653751A (en) * | 2002-03-13 | 2005-08-10 | 比姆托拉斯股份有限公司 | A method of processing an electronic payment cheque |
| CN1466365A (en) * | 2002-07-03 | 2004-01-07 | 华为技术有限公司 | A method for realizing lottery operation through mobile phone on smart network |
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