CN102360480B - A kind of method and system for linking online payment and record link - Google Patents

Abstract

The present invention provides a method and system related to the link and transfer of online payment associated with goods or services, and the record link and transfer. Its characteristics are: system setting link, payment recording system or unit, sales rule calculation system or unit, sales rule execution system or unit; characteristic link code, namely: http:// or https:// website pointing to address/product or Service information or code or link/product or service payment or link/user identity or bank account number/link level and link relationship/referrer 1 logo or account number/.../referrer n logo or account number/encrypted information ; Link code issuance generation and redemption cancellation system. Realize a sharing sales system, or a link sharing sales system, or a centerless sharing sales system, or a link recommendation sales system.

Description

A method and system for linking online payment and recording link

technical field

The present invention relates to software, software service mode, network and other fields, in particular to the link and transfer of online payment associated with goods or services, and the method and system for recording link and transfer.

Background technique

At present, there are online payment applications, online payment platforms, online banking, etc., and HTTPS channels are generally used. HTTPS (full name: Hypertext Transfer Protocol over Secure Socket Layer) is an HTTP channel aimed at security, that is, adding an SSL layer under HTTP, HTTPS The security basis is SSL. SSL uses 40-bit keywords as the RC4 stream encryption algorithm. HTTPS and SSL support the use of X.509 digital authentication. Users can confirm who the sender is if necessary. That is to say, its main function can be divided into two types: one is to establish an information security channel to ensure the security of data transmission; the other is to confirm the authenticity of the website. At present, mature network security certification also includes digital certificates, ISV (Independent Software Vendors, independent software vendors) data access and data transmission encryption, business continuity and disaster recovery protection strategies, etc.

The basic protocol of the Internet is the TCP/IP protocol. The top layer of the TCP/IP model is the application layer (Application layer), which includes all high-level protocols. High-level protocols include: file transfer protocol FTP, email transfer protocol SMTP, domain name system service DNS, network news transfer protocol NNTP and HTTP protocols, etc.

The format of the URL: protocol name://hostname[:port number]/[pathname/…/filename]

The format of an HTTP/1.0 request message is:

Request message = request line (general information | request header | entity header) CRLF [entity content]

Request line = method request URL HTTP version number CRLF

Method = GET|HEAD|POST|extension method

URL = protocol name + host name + directory and file name

The method in the request line describes the action that should be performed in the specified resource. The commonly used methods are GET, HEAD, and POST. Different request objects correspond to different GET results, and the corresponding relationship is as follows:

object: result of GET

file: the content of the file

Program: the execution result of the program

Database query: query result

HEAD: Ask the server to find the meta information of an object.

POST: Transfer data from the client to the server. The POST method will be used when the server and CGI are required to do further processing. POST is mainly used to send the content of the FORM in the HTML text for the CGI program to process.

The header information is also called meta-information, that is, the information of the information, and a conditional request or response can be realized by using the meta-information.

Request header: Tell the server how to interpret this request, mainly including the data type, compression method and language acceptable to the user.

Entity header: entity information type, length, compression method, last modification time, data validity period, etc.

Entity: The request or response object itself.

URL syntax is a specific sequence of protocol, domain name, and path to the requested information. Examples of different URLs are:

The URL can also contain information that the web server must have before it can run the page, adding data to the end of the path, the web server passes the data to a program or script for processing, and returns the results in the page.

Instance request types such as:

request type URL static HTML page http://www.microsoft.com/backoffice/home.htm ISAPI application http://www.msn.com/custom/page1.dll? CUST=on Internet Database Connector http://www.microsoft.com/feedback/input.idc Common Gateway Interface (CGI) scripts http://www.company.com/calculator/add.pl? 2.2

The present invention is based on Internet technology and Internet protocol.

Through the research on traditional sales, it is found that the production and sales of goods or services are generally from wholesale to retail level to consumers. This process is accompanied by logistics and capital flow, and consumer recognition is the key to whether this process can be carried out. The actual sales behavior is the exchange behavior of consumer funds and the manufacturer's products or services. If the seller is separated, we find that the seller's capital flow is just an advance payment process, and the seller's behavior is essentially just advertising and introduction. Using online payment, the seller’s fund advance process can be removed, and only the role of advertisement and introduction can be retained. At the same time, consumers can also be transformed into introducers and promoters. Consumers can link the payment environment of products or services to friends, that is, to Payments are linked and transferred to complete the process from production to consumption.

Contents of the invention

Record link means: when a link operation occurs, record the information of the visitor and the current page information (current page URL) and the previous page address of the page (click source), and the record also includes the web page ID, user identification, It is used to distinguish different users and link behaviors and relationships between users.

Linking online payment means: linking and transferring online payment. If user 1 clicks on the payment link code and an online payment occurs, user 1 can transfer or present the payment link code to user 2 on the Internet, and user 2 can also click The online payment behavior occurs due to the payment link code. The key point of the present invention is to record the behavior record that user 1 recommends the link code to user 2. It can be understood that the link code is a payment factor, and the present invention increases the behavior of this payment factor Person attribute, the actor attribute can be the actor himself or the behavior of the actor, the actor attribute can be included in the link code or stored in the server system associated with it, the actor is the user.

Another meaning of linked online payment: issue or apply for or apply for a payment link code that can be transferred or presented on the Internet, set on a web page, set on a user interface, copied in a text file, and can be passed on the Internet Send, and realize payment or redemption by clicking the link code.

The meaning of link and payment record is: link record, payment record, link payment record.

Links include payment links and web page links.

The system refers to: a sales system, a point system, and a payment system for products or services based on methods of linking online payment and recording links. Or call it a sharing sales system, or a link sharing sales system, or a centerless sharing sales system, or a link recommendation sales system, or a payment factor sales system, or a redemption factor sales system.

Of course, the link includes the purpose of the link, that is, payment, or redemption, or points.

The links include hyperlinks, text hyperlinks, image hyperlinks, E-mail links, anchor links, multimedia file links, LOGO hyperlinks, program execution links, and the like. Such as: HTML webpage code, URL code, picture advertisement code, etc.

In order to realize link online payment and record link, the technical solutions adopted by the present invention include:

A. The implementation plan in the system, the link record is realized in the system, and the record is recorded by the background system, that is, the actor ID is determined by the system, the actor and his behavior are recorded in the server, and the link code itself remains unchanged (that is, the traditional method); of course not Implementation schemes that add actor identification or actor behavior to link codes are excluded.

B. The implementation plan outside the system, including the website service system and the corresponding link code. The link code at least includes the identity of the actor, so that the website service system can realize the link and payment record by identifying the user identity.

C. Characteristic link code scheme, the link code includes the actor’s identification and the actor’s link behavior, that is, the actor’s link behavior is recorded in the link code, and the corresponding website server system is responsible for interpreting the link and link records, and Execute the set procedures according to the link purpose (product or service payment) and link records. The perpetrator identification can directly be the perpetrator's name and bank account number.

D. Redemption link issuance plan, product or service redemption link code generation and issuance, said link code redemption and invalidation.

E. Link acquisition technical solution:

(1) Unified programming in the entire system of a certain portal website. Since the entire system has a unified pointer and addressing, links and payment behaviors can be detected, responded to, extracted, and recorded. That is, the implementation scheme in the system.

(2) Embed a piece of code in the link (or web page) that needs to be recorded, such as JavaScript code or script function. When a link operation occurs, the function will send the visitor's information and current page information (current page URL) and Submit the address of the previous page (click source) to the link and payment record server. The submitted data also includes the web page ID, that is, the user ID, which is used to distinguish between different users and the link behavior between users. Finally, the link and payment record server The submitted data is categorized and summarized by users or products to form a link and payment record database. This scheme is suitable for implementing schemes inside or outside the system.

(3) The way of loading the control on the client terminal is adopted, that is, the ActiveX technical solution. This scheme is suitable for implementing schemes inside or outside the system.

(4) The link code at least includes the user identity, or the user identity itself, or the user name and bank account number, and the link code is parsed by the pointed server to obtain the linked user information or logo. This scheme is suitable for implementing schemes inside or outside the system.

(5) The link code includes at least the user identity, or the user identity itself, or the user name and bank account number, and the link code also includes the address pointing information of the server providing the service, and the link code is parsed by the pointed server. To obtain linked user information or identifiers, the link codes may also include hierarchically classified recommender and purchaser identifiers or bank account information, so as to obtain the link relationship between users. This approach is suitable for out-of-system implementations.

(6) Obtain the IP address of the user, analyze and record it, and further, use Cookie to store and extract it to realize the acquisition and recording of the user link. This scheme is suitable for implementing schemes inside or outside the system.

F. Encryption method:

(1) Using personal digital authentication hardware, users have personal digital authentication, commonly known as USB-shield, which is an existing technology, and the user needs to use the USB-shield when operating.

(2) Introduce the time factor and use the personal password to authenticate the hardware. The user has a password device that changes with time. The password is consistent with the password corresponding to the website server within the same time range (generally 1 minute). Verify the legitimacy of user links and operations.

(3) SaaS service mode is adopted, and encryption is provided by a third party. See Chinese Patent Announcement: 201010577492.2 for alternative solutions.

(4) Link code encryption scheme:

a. The link code includes encrypted information. The encrypted information referred to here may be the encrypted information connected in the link code to determine the authenticity of the link code, or the verification code to ensure that the code is not tampered with.

b. In the link code, it is only necessary to point to the address as a readable plain code, and the rest of the information can be disrupted and encrypted, and a calculation formula is set, such as A=Fx(I1, I2,...,In), where I is other than the pointing address Other information units, such as user identification information, product or service information, etc., such as A=Fx (user identification, product or service information, ...), replace the other information of the link code with A like this except pointing to the information, the original http ://points to address/product or service information/user identity/.../, becomes: http://points to address/A, so that the meaning cannot be read from the link code itself, and A is composed of a string of numbers and Composed of letters, A is reversed on the server pointing to the address to restore the original state for easy operation. If the reverse operation result is illegal, it means that the link code is invalid or tampered with, and the invalid link program is executed.

c. In addition to pointing to information, the link code is first disrupted according to certain rules, and then a part is kept in the link code, and a part is placed on the server side, so that through link pointing, a complete link code is synthesized in the server according to certain rules.

d. Add a random factor when the link code is generated. The random factor is generated by a random function. It is a set of random numbers, or pseudo-random numbers. Random numbers are used to participate in the calculation according to certain rules to generate encrypted link codes, and the random number sequence is stored in In the website server, it is taken out during decryption, and one-to-one correspondence is performed, and the link code is restored according to certain rules.

1. The link and payment recording system belongs to a certain large portal website (implementation scheme in the system), such as Tencent, Taobao, etc., or a self-built system of the enterprise. The system includes user registration information, user client, user instant messaging client, As well as the associated personal webpage or space, the system also includes the affiliated payment platform, sales platform, etc. Links and payment records can be completed in the portal system, that is, the link and payment record system is set up, and the user's clicking link behavior data and the affiliated payment platform The recorded user payment record data is transmitted to the link and payment record system, and a database is formed by the link and payment record system, so that the database can be used for the next step of processing. Since it is implemented within the system, the link code may not directly contain user identification information, and the user identification is identified by the system.

The function of the link and payment recording system is to record the payment link of the registered user and the number of successful transactions and the link relationship between each user, that is, the relationship between the current buyer and the original buyer (recommender). Set up a sales rule calculation system that calculates the discount rate according to the number of links and the set level, and also set up a sales rule execution system that performs link settlement based on the calculation results of the sales rule calculation system. The link, payment record system and payment The platform is connected, and the link code is placed on the web page and client interface associated with the user. An online sales system composed of a sales platform, a payment platform, online banking, etc., is characterized in that the system is also equipped with a link, a payment recording system or unit, a sales rule calculation system or unit, and a sales rule execution system or unit.

A method and system for linking online payment and recording link, the steps are: the user clicks the payment link code of the product or service placed on the webpage, the link code points to the payment platform for online payment operation, and the system records the link behavior of the user, Link behavior includes the number of links and the link relationship between users. According to the link and payment record system, the profit distribution of products or sales is automatically carried out according to certain rules.

The implementation scheme in the system of the present invention, because the users are all registered users of the system, the registered users have their own personal web pages or spaces, and other application methods such as microblogs, blogs, instant messaging, mailboxes, forums, and mobile phone spaces with associated unified IDs , and the webpage ID of the application is uniquely determined by the system, so that the products or services purchased by the user can be presented on the webpage of the application, and the user can share the URL of the webpage with friends or followers in the system; in addition, the user can Copy and paste the URL of the personal webpage you want to share to the webpage of other systems, or text files, or software interfaces, or spread it through the Internet, so that people outside the system only need to click on the product or service payment link provided by the user webpage to pass For online banking payment, you can complete the recommended sales by leaving the delivery address. The sales here are single-level recommended sales. Only users in the system can make a commission according to the regulations. Buyers outside the system are pure consumers and cannot participate in the commission. Of course, users in the system can also set up single-level recommended sales by sharing the payment link of their products or services. It is characterized in that: the system confirms and records the identity of the webpage, and any link or payment link in the webpage is identified as the same identity of the webpage.

As an optional method, because all sales are finally settled in online banking, you can set links, payment record systems, link settlement calculation and execution systems in online banking or super online banking systems, and all personal webpages in each sales website Or payment links contain their own bank account numbers or logos, so that the links and payment record systems of online banking or super online banking can record the user's purchase and recommendation behavior, and can make single-level or multi-level link settlement according to the records. It is characterized in that a link and payment record system are set in the online banking or super online banking. Of course, the payment link behavior of non-registered users outside the system is recorded under the name of the registered user who provided the link, and a single-level recommendation commission is given to the registered user.

A method and system for linking online payment and recording links, the steps are: there is a payment link for products or services in the user's personal webpage, and anyone else clicks on the payment link, and the payment link code points to online banking or super online banking for online payment At the same time, the webpage reports the link and payment behavior in the webpage to the link and payment recording system through the code embedded in the webpage, or the system where the user is located reports the link and payment behavior in the webpage to the link and payment system , the link behavior includes the number of links and the link relationship between users. According to the link and payment record data, the system automatically distributes the profit of the product or service according to certain rules.

Encryption schemes are optional in the system implementation scheme: the above F, (1), (2), (3).

The system service website establishes user payment records, user link records, link relationships between users, and data tables of corresponding products or services, and provides user queries.

2. The link and payment record system is independent of each portal website (implementation scheme outside the system), or belongs to a certain portal website, which is characterized by: setting up link and payment record systems, and configuring network identification addresses or domain names, scattered in various The link code of the web page or user interface contains at least the identification information of the user in addition to the pointing information of the network identification address or domain name. behavior, and form a corresponding database. Or the system includes a payment platform, and set up a link connected with the payment platform, a payment record system, configure the network identification address or domain name of the payment platform, and include the network identification pointing to the payment platform in the link code scattered on each webpage or user interface. address or domain name, the link code at least includes user identification information, when the code is clicked, it first points to the payment platform, and the payment platform then transmits the user's link and payment behavior information to the link and payment record system, and the link, The payment recording system forms a corresponding database.

The function of the link and payment recording system is to record the user's payment link and the number of successful transactions. The entire sales system is also equipped with a sales rule calculation system that calculates the discount rate according to the number of links and the set level. A sales rule execution system in which the calculation results of the rule calculation system are linked and settled. The link, the payment record system and the payment platform are connected, and the link code is placed on the webpage, the client interface, and the application software interface. The link code contains at least the user's identification information, or at least the user information itself, such as name and bank account number. Of course, the link code also includes the purpose information of the link, that is, product or service information, such as price information. In order to prevent tampering, the link code It is divided into two parts. The header of the code points to the information, which points to the URL of the server that provides the service. It is not encrypted. The other part is an encrypted digital summary, including user identification information, product or service information, price information, etc. It is characterized in that: the system sets up a link and a payment record system, and the link code matched with the system at least includes user identification information or user information itself.

The links can be placed on various sales websites, portal websites, personal webpages, instant messaging dialog boxes, social networking websites, blogs, microblogs, forums, application software interfaces, and the like.

The system service website establishes user payment records, user link records, link relationships between users, and data tables of corresponding products or services, and provides user queries.

3. The feature-type link code scheme is generally used for implementing schemes outside the system, but it can also be used as a scheme for user identification within the system. The characteristic link code provides a link code meaning encoding and analysis solution. There are websites that provide related services. The website has a website server, and the website is configured with a domain name or address. The design of the characteristic link code is: http:// or https: //Web site pointing address/product or service information or code or link/product or service payment or link/user identity or bank account number/link level and link relationship/referrer 1 logo or account number/.../recommendation People's logo or account number/team composition information/the code owner's instant messaging or group or Weibo or forum or personal web page invitation to load code/encrypted information, the link code can be simplified according to the needs of the service, and the information of each unit is in the code The position in is not limited, as long as it meets the requirements of the Internet protocol, other meaning units except pointing information can disrupt the encryption. The generation and analysis of the link codes are completed in the website server according to certain rules. Through the analysis of the website, the user's identification can be obtained, and further, the link hierarchy and link relationship can be obtained. It is characterized in that: the link code contains at least the user's identification, and also contains information on the source of the user's link and the relationship between the sources.

Encryption scheme: above F, (4) a, b, c, d.

The system service website establishes user payment records, user link records, link relationships between users, and data tables of corresponding products or services, and provides user queries.

4. The product or service provider generates and issues payment link codes, and the link code points to information that can be the URL specified by the product or service provider, or a third-party payment platform or a third-party link record that provides link records and transfers them For the service provider, the link code at least includes product or service information or codes, and the link code can be transferred, set on a web page, set on a user interface, transmitted through the network, copied in a text file, and clicked on the link The code implements payment or redemption.

A method and system for link online payment and record link, characterized in that: the website is equipped with a link code issuing and generating system, and a corresponding link code redemption cancellation system.

The method and system for link online payment and record link are characterized in that: the link code at least includes commodity or service identification information, and the product or service link code issuer sets up a code verification system and a cancellation system.

The method and system for link online payment and record link are characterized in that: the website is provided with a password verification or question answering program when the link code is redeemed.

Encryption scheme: above F, (4) a, b, c, d.

The system service website establishes user payment and redemption records, and provides user inquiries.

A method and system for linking online payment and record linking, characterized by: system setting link, payment record system or unit, sales rule calculation system or unit, and sales rule execution system or unit.

A method and system for linking online payment and recording links, characterized in that: the link code is a characteristic link code, that is: http:// or https:// website pointing to address/product or service information or code or link/product Or service payment or link/user identity or bank account number/link level and link relationship/referrer 1 logo or account number/.../referrer n logo or account number/team composition information/instant messaging of the owner of this code Or group, microblog, or forum or personal web page invites to load code/encrypted information, the link code can be selected according to the needs of the service, and the position of each unit information in the code is not limited, as long as it meets the requirements of the Internet protocol.

The method and system for link online payment and record link are characterized in that: instant messaging or instant messaging group invitation loading code is embedded in the web page or link code.

The method and system for link online payment and record link are characterized in that: the forum and personal webpage invitation loading codes are embedded in the webpage or link code.

A method and system for link online payment and record link, characterized in that: the website is equipped with a link code issuing and generating system, and a corresponding link code redemption cancellation system.

A method and system for linking online payment and recording links, the steps of which are: a registered user or a non-registered user clicks a payment link code of a product or service placed on a web page, and the link code points to a payment platform or online bank for online payment operations, and at the same time The system records the user's link behavior, including recording the source of the link code, that is, the user ID or account that provided the link code, the number of times the link was clicked and the ID or account of the clicker, or the number of times the link was clicked by a non-registered user. The number of links and the link relationship between users, according to the link and payment record data, the system automatically distributes the sales profit of products or services according to certain rules.

The method and system for link online payment and record link are characterized in that: a link, payment record server or system or module or unit is linked to the user interface and the web page interface.

The method and system for link online payment and record link are characterized in that: the product or service sales advertisement is set in the webpage of the portal website, and corresponding pictures and text introductions are configured, and the payment link associated with the pictures and text points to For the payment platform or online banking, when the payment link is clicked, the link and payment record system will record the clicked and payment behavior, and distribute the sales profit to the portal website in a certain proportion according to the link and payment record.

A method and system for linking online payment and recording links, the steps are as follows: a sales webpage link or a payment link of a product or service is set on a user webpage, and when the link is clicked, the behavior of the link or payment link is determined by the link and payment record server Make a record, the record includes the user identification, the link relationship between users, that is, the source of the link and the linked record, and notify the payment platform to perform sales settlement according to the record data.

The beneficial effects of the present invention are: through the research on traditional sales, it is found that the production and sales of goods or services are generally from wholesale to retail level to consumers, and this process is accompanied by logistics and capital flow, and the recognition of consumers is the The key to whether the process can be carried out, the actual sales behavior is the exchange behavior of consumers' funds and the manufacturer's products or services, the seller's capital flow is only a process of advance payment, and the seller's behavior is essentially just an advertisement and introduction, that is, an intermediary effect. Using online payment and the link to payment, the seller's fund advance process can be removed, and only the role of advertisement and introduction can be retained. At the same time, consumers can also be transformed into introducers and promoters, and consumers can link the payment environment of products or services To friends, thus completing the process from production to consumption. By adopting the method proposed by the present invention, profit models such as websites, instant messaging services, and social networking sites (blogs, microblogs, forums, etc.) can be realized. Link transfer, issuance and recovery (redemption) of the right to receive products or services (receipt vouchers). As an independent enterprise application, it can realize a rule-based online settlement system for product or service sales agents. The sales or service model based on links, payment records, transfer of payment links, issuance and redemption of payment links provided by the present invention can satisfy the "six degrees of separation" theory, that is, if any two people in the world want to know each other, they only need to be separated by 6 times Reintroduction, the optimal size of a gathering team is more than 150 people. At present, instant messaging software, Weibo, forums and other service models can meet this theory. Through the introduction of friends in these communities and making friends, Internet word-of-mouth marketing (IWOM) is formed. A recommended commission system for recommended products or services can be formed based on the sales amount, its own purchase discounts, performance commissions for team leaders (group owners, bloggers, landlords, etc.) Hierarchical relationship) consulting service commission. Since the general social software user friends are friends in real life, they have common standards and consistent demands on the quality of products or services, so the spread of inferior products or services can be naturally avoided.

Description of drawings

Fig. 1 is the online sales service mode based on web page, client interface and software interface of the present invention.

Fig. 2 is a schematic diagram of the online sales service system based on a portal website of the present invention.

Fig. 2 a is the schematic diagram of the online sales service system based on online banking or super online banking of the present invention

Fig. 3 is a schematic diagram of the instant messaging client dialog box link sales interface of the present invention.

Fig. 4 is a schematic diagram of a sales interface related to a web page link in the present invention.

Fig. 5 is a flow chart of payment link recording in the present invention.

Fig. 6 is a flow chart of the implementation of payment link records in the present invention.

Fig. 7 is a schematic diagram of the database structure of the sales system based on links and payment records in the present invention.

FIG. 8 is a schematic diagram of a method for obtaining link and payment record server link information of the present invention.

Fig. 9 is a schematic diagram of the module structure of the sales system based on links and payment records of the present invention.

Fig. 10 is a flow chart of refreshing user link level settings for sales rule calculation in the present invention.

Fig. 11 is a flow chart of real-time setting of user link levels for sales rule calculation in the present invention.

Fig. 12 is a schematic diagram of calculation of sales rules in the present invention.

Fig. 13 is a schematic diagram of the online sales service system of the present invention with the link and payment record server as the pointing address.

Fig. 14 is a schematic diagram of the online sales service system with the payment platform as the address of the present invention.

Fig. 15 is a flow chart of realizing the payment link record of the online sales service system with the link and payment record server as the address of the present invention.

Fig. 16 is a schematic diagram of the structure of the link code of the characteristic link code scheme of the present invention with the link and payment record server as the pointing address.

Fig. 17 is a schematic diagram of the structure of the link code of the characteristic link code scheme of the present invention with the payment platform as the pointing address.

Fig. 18 is a schematic diagram of the structure of the link code in the characteristic link code scheme of the present invention, with the product or service provider as the address.

Fig. 19 is a schematic diagram of the structure of the link code of the characteristic type link code scheme of the present invention, which takes the online bank or super online bank as the pointing address.

Fig. 20 is a schematic diagram of the module structure of the sales system (implemented outside the system) based on links and payment records of the present invention.

Fig. 21 is a flow chart of the sales system (implemented outside the system) user clicking on the link code and obtaining the link code in the present invention.

Fig. 22 is a flow chart of the product or service provider of the present invention or issuing link codes through a third-party sales service system.

Fig. 23 is the service payment flow chart of the present invention.

Fig. 24 is a flow chart of the present invention for answering questions or paying for cryptographic services.

Fig. 25 is a flow chart of the self-judgment link code program mode of the present invention.

Fig. 26 is a schematic diagram of setting the link code of the present invention on the application software interface.

Fig. 27 is a flowchart of realization of the link code of the present invention including user accounts and link relationships.

detailed description

The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

Fig. 1 is the online sales service mode based on web page, client interface and software interface of the present invention. The system is composed of payment platform, link, payment record system, webpage, client interface, and software interface. The sales link or payment link of the product or service is set on the webpage, client interface, and software interface, and the jump to sales is realized by clicking the link. Platform and payment platform, the payment platform is responsible for transaction settlement, the technical feature of the present invention is that the system is provided with a link and payment recording system, and the system records the link behavior clicked by the user and the payment behavior of the link.

The link and payment record system belongs to a large portal website, such as Tencent, Taobao, etc., or self-built systems by enterprises and sellers. The system includes instant messaging clients and associated personal webpages, payment platforms, etc. Links and payment records are in It is completed in the portal system, that is, the link and payment record system is set up, and the user's click link behavior data and the user payment record data recorded by the payment platform to which the user belongs are transmitted to the link and payment record system. According to the link and payment record data, the system proceeds to the next step processing flow.

Fig. 2 is a schematic diagram of the online sales service system based on a portal website of the present invention. Existing online sales system is generally made up of sales platforms such as sales websites, payment platforms, online banks, etc. Payment platforms and online banks have accounts associated with users. The feature of the present invention is to increase links, payment record servers or systems, and sales Rule Computing Server or System, Sales Rule Execution Server or System. 201 is the link and payment record server. When customers shop online through the website sales platform or instant messaging dialog box or personal webpage provided by blogs, microblogs, forums or service providers, they click on the sales link or payment link of the corresponding product or service , record the link and payment behavior of the customer by the link and payment record server, record the result to form a database, and send it to the sales rule calculation server 202, 202 is responsible for calculating the discount rate for the customer's sales volume and agency hierarchy, such as general agent, distributor , hierarchical sales echelon, etc., 202, the calculation results are sent to the sales rule execution server 203, and 203 sends instructions to the payment platform to complete the distribution of sales profits, and credit them to their respective accounts. The sales rule calculation server 202 is provided with a rule calculation setting entry, It can adopt WEB mode or client mode to provide product or service provider to formulate input.

The system can be connected with the tax system, 204 is a tax system server, the tax system at least includes a functional module unit that collects taxes according to a certain percentage of merchant sales, the system can also have a commodity attribute management setting interface, and a value-added tax collection module unit, income tax collection module unit, additional tax collection module unit, tax refund module unit, file storage module unit, etc. The tax system can be in client management mode or in WEB mode.

For anyone outside the system to click on the link code of the web page, the link and payment record server will record the clicked situation of the registered user. Although the identity of the buyer outside the system is unknown, as long as the payment occurs through online banking, the sales system will record the click. Registered user's link behavior, and give a commission, so that the single-level sales commission of the link can be realized.

Furthermore, the identity of the registered user is the portal itself or its representative. Product or service providers can choose the portal as their sales agent. The portal is responsible for identifying or declaring the quality of the product or service, so that the payment link for the product or service Every time the sales are clicked, the profit will be distributed with the portal website to realize the direct sales commission income of the portal website in addition to the advertising revenue.

As a beneficial implementation, a product or service link code or payment link code is set on the above-mentioned website sales platform, blog, microblog, forum, and personal webpage, and the first link code or payment link code is embedded in the link code or payment link code. The third-party application service program login invitation loading code, or embed the third-party application service program login invitation loading code in the web page, the specific method can be realized through the API interface function provided by the third-party application service program, such as embedding instant messaging or group login invitation loading Code, you can realize the link payment and provide online consulting services at the same time. A specific example is to embed the QQ login invitation loading code. The invitation loading code includes the QQ number to be embedded, such as 10410027, and the invitation loading code used to log in:

<img style="CURSOR: pointer"onclick="javascript:window.open('http://bizapp.qq.com/webc.htm?new=O&sid=10410027&eid=&o=&q=7&ref='+document.location , '_blank', 'height=544, width=644, toolbar=no, scrollbars=no, menubar=no, status=no'); "border="0"SRC="http://im.bizapp.qq .com:8000/zx_qq.gif″> or [url=http://wpa.qq.com/msgrd? V＝1&Uin＝10410027&Exe＝QQ&Site＝&Menu＝yes][img]http://im.bizapp.qq.com:8000/zx qq.gif [/img][/url]

Similarly, groups, forums, and personal webpages can also embed invitation loading codes.

It is characterized in that: the instant messaging or instant messaging group invitation loading code is embedded in the web page or the link code.

Fig. 2a is a schematic diagram of the online sales service system based on online banking or super online banking of the present invention. Click the payment link code on the web page, on the one hand, perform normal online payment operations, on the other hand, through the webpage ID (such as embedded JavaScript code or script function), or through the payment link code itself (characteristic link code scheme), the recommended The personal identification information or account number is reported to the online banking or super online banking, and the link and payment record server of the online banking or super online banking will record the link and payment behavior, and the sales rule calculation server of the online banking or super online banking will be based on the data provided by the link and payment record server Perform calculations and submit the calculation results to the sales rule execution server.

Fig. 3 is a schematic diagram of the instant messaging client dialog box link sales interface of the present invention. 301 is a traditional instant messaging client dialog box, 302 is a product or service picture provided in the sales system, 303 is a web page link related to the product or service provider, and 304 is a payment link for the product or service. The link is loaded and formed by the sales system, or authorized by the product or service provider. As an agent system, the link is activated by the authorization of the product or service provider. As a multi-level agent, it can be formulated to generate a product or service for a certain instant messaging user. Load or activate the link interface after purchasing and paying. The display of commodities in the interface can be multi-variety, with one commodity as the main display and others as sub-displays, which can be displayed as: "other commodities he also purchased", or linked to personal webpages or space displays.

Fig. 4 is a schematic diagram of a sales interface related to a web page link in the present invention. The product or service display webpage can be a WEB page or a WAP webpage, on which product or service links and payment links are set, and the webpage can be a personal space, a blog, a microblog, a forum, etc.

Fig. 5 is a flow chart of payment link recording in the present invention. The user can click the payment link on the sales website or terminal interface, first generate an order number, and then ask to fill in the consignee information after the order number is generated, the order number is pushed to the payment platform, the payment platform generates a payment order number, and the payment order number is pushed to the online banking , complete the online banking payment through the user authorization operation, and at the same time, the online banking returns the successful payment information to the payment platform, and the payment platform informs the link and payment record server of the successful link payment information.

Consignee information includes consignee address and consignee bank account number, name, consignee address is sent to the logistics system of the sales platform, consignee bank account number and name data can be given to link, payment server, or can form a separate database Binding with the user number in the link and payment server, the purpose is to use it as a settlement account for settlement according to sales rules during the agency sales process.

Fig. 6 is a flow chart of the implementation of payment link records in the present invention. The steps are: 1. Click the payment link, the link code points to the payment platform, the payment platform generates a payment order, 2. The payment platform notifies the link, and the payment record server registers, 3. The payment platform initiates a payment request to the online bank, and the payment platform according to The user's payment request applies to the online bank for payment, and at the same time redirects the user to the payment interface of the online bank. The user enters the account number, password and other information in the payment interface to perform the payment operation. If the operation is successful, the online bank sends money to the payment platform , and return a successful payment message, at this time, the user is redirected to the payment platform, and the payment platform confirms that the order has been paid according to the successful payment message, and returns a successful payment message to the user, 4. The payment platform notifies The link and payment record server link payment is successful, 5. The link and payment record server records the link payment success information to the corresponding database, 6. The link and payment record server sends the link payment record to the sales rule calculation server, 7. Link settlement calculation, the sales rule calculation server performs link calculation based on links and payment records, such as discount rate calculation, sales agent level, relationship calculation determination, and sends the settlement calculation results to the sales rule execution server. 8. Sales rule execution, sales rules The execution server transmits the settlement instruction to the payment platform to settle the link. 9. Link settlement. The payment platform performs the link settlement operation between related users, and returns the link settlement information to the user. The system also includes a product or service provider, the product or service provider is at least associated with the payment platform, the product or service provider opens an account on the payment platform, and the customer enters the shipping address, name, There is an interface for inputting contact information and an interface for customers to enter their own bank account information. The bank account information is bound to the customer identification number, and there is a logistics distribution system offline.

The above-mentioned method of online banking payment through the payment platform is the current existing technology, and the bank account number bound to the payment platform account can be stored on the payment platform, and the interface between the payment server and the online bank can be set to avoid the payment process. For the back and forth jumping of online banking, see Chinese Patent Announcement 200710002430.7 for details.

Fig. 7 is a schematic diagram of the database structure of the sales system based on links and payment records in the present invention. The structure of the database can be divided into two forms, one is classified by product or service, and the other is classified by user number. According to the classification by product or service, it is composed of user number, name and bank account number, connection and payment records, connection level, link relationship and other fields; according to the classification of user number (associated name and bank account number), it is composed of products or services, connection, payment records, It consists of fields such as link hierarchy and link relationship. The user number provides the user identification or identification of the database, the name and bank account number are used for linking settlement and billing, and the link, payment record, link level and link relationship are provided to the sales rule calculation server to calculate the deduction rate and commission result of each user.

In the above categories, the name and bank account number can also be realized by binding an external database, such as binding data provided by a third party, while the link and payment record server is not responsible for keeping the user's name and bank account number.

FIG. 8 is a schematic diagram of a method for obtaining link and payment record server link information in the present invention. Set up a link and payment information acquisition unit at the front end of the link and payment record system. For the case where the entire sales system belongs to a certain portal website, the link and payment information can be acquired through active acquisition, that is, to actively acquire the signal response of the link and payment behavior; Or passive acquisition, that is, accepting push signals from the website system.

One of the specific implementation schemes: Unified programming in the entire system of a certain portal website. Since the entire system has unified pointers and addressing, links and payment behaviors can be detected, responded, extracted, and recorded.

Solution 2: Embed a piece of code in the link or web page that needs to be recorded, such as JavaScript code or script function. A page address (click source) is submitted to the link and payment record server, and the submitted data also includes the web page ID, that is, the user ID, which is used to distinguish between different users and the link behavior between users. Finally, the link and payment record server pair is submitted The data is classified and summarized by users or products to form a link and payment record database.

Solution 3: Use the client terminal to load the control, that is, the ActiveX technology solution.

The above methods are not listed one by one, and its function is to obtain link and payment behavior information and record it.

Fig. 9 is a schematic diagram of the module structure of the sales system based on links and payment records of the present invention. The sales system based on links and payment records of the present invention is composed of the following modules according to modules: link and payment information acquisition module is responsible for capturing or receiving system links and payment information; link and payment record module is responsible for recording and storing link and payment information Link behaviors and interrelationships between links; the rule customization module is responsible for customizing sales rules based on links and payment record data, such as agency methods, commission methods, etc.; the link level and link relationship data table module is the link level and link customized according to the rules. Relational data table; payment execution module, responsible for the execution of sales link commission settlement according to sales rules; encryption/decryption module, responsible for encryption of data exchange between the sales system, payment platform, and bank, or encryption/decryption services required in the system; payment interface module , responsible for system and payment platform, bank data exchange and data conversion.

Fig. 10 is a flow chart of refreshing user link level settings for sales rule calculation in the present invention. Set a certain time interval, generally at zero hour of the day, which can reduce system overhead. After the program starts, extract link data from the user and product database, and judge the user's level according to a predetermined algorithm. If the set condition is not met, then Return to the step of continuing to extract link data. If the set condition is met, reset the link level of the user, and modify the user and product database accordingly until the program is completed.

Fig. 11 is a flow chart of real-time setting of user link levels for sales rule calculation in the present invention. The link and payment information acquisition unit adds the link record to the current record, and then judges the link level according to the preset algorithm. If the set condition is not met, the link level remains unchanged. If the set condition is met, the link level is re-determined and Modify user and product databases.

Fig. 12 is a schematic diagram of calculation of sales rules in the present invention. The calculation of sales rules is divided into traditional agency system and non-central distribution system. The traditional agency system is a system in which general agents and distributors are artificially set according to sales volume or region; the non-central distribution system adopts dynamic distribution of sales levels. The service volume and the sales team of the service calculate the sales commission at multiple levels.

Traditional sales model: divided into first-level agents, second-level agents, and several-level agents. For example, customer 1, customer 2, and customer n are first-level agents, and customer 11, customer 12, and customer 1n are second-level agents. Customer 111, customer 112, and customer 11n are third-level agents, and agents at all levels have their own sales discounts, and agents at all levels do not have leapfrog sales. In the present invention, the customer's link level can be set in the sales rule calculation server, and the sales deduction rate of each level can be set, so as to realize the traditional agency sales model.

Centerless distribution model: The product or service provider does not designate an agent, but is generated by the customer itself. If customer 1 has a certain sales volume, it will be given a prescribed discount rate. Its direct sales volume comes from customer 11, customer 12, and customer 1n. At the same time, customer 11, customer 12, and customer 1n form the sales team of customer 1. Similarly, customer 111, customer 112, and customer 11n form the sales team of customer 11. Customer 1 has service contributions to the team of customer 11, and can formulate and extract certain performance. The commission is given to customer 1. Of course, customer 1 can still extract the discount rate of direct sales, and so on, and a certain level or multi-level sales system can be formulated. In the present invention, the sales and service commission operations are realized by calculating the sales of each customer and the link relationship of each customer through the sales rule calculation server.

Fig. 13 is a schematic diagram of the online sales service system of the present invention with the link and payment record server as the pointing address. The sales system is composed of a link, a payment record server, a rule calculation execution server, a payment platform, and an online bank. The payment platform and the online bank have accounts associated with users. The sales service system can also be connected to a tax server. The pointing address information of the link code corresponding to the link and payment record server is the address of the link and payment record server. When shopping, click the sales link or payment link of the corresponding product or service. The link code first points to the link and payment record server address, and at the same time transfers the link and payment record server to the payment platform. At the same time, the product or service contained in the link code can be executed Information, in order to link and present product or service pictures and introduction information. The link and payment record server is responsible for recording the customer’s link and payment behavior, and the record result forms a database and transmits it to the sales rule execution server. The sales rule execution server is responsible for sending the payment platform Instructions for link settlement operations, product or service providers can calculate and set sales rules, either by WEB or by client.

Fig. 14 is a schematic diagram of the online sales service system with the payment platform as the address of the present invention. The difference from the sales system described in Figure 13 is that the pointing address information of the link code is the address of the payment platform. When the customer clicks on the link code, it first points to the payment platform, and the payment platform notifies the link, and the payment record server records the customer's link and payment behavior .

Fig. 15 is a flow chart of realizing the payment link record of the online sales service system with the link and payment record server as the address of the present invention. The steps are: 1. Click the payment link, the link code points to the link and payment record server address, 2. The link and payment record server locates the link payment to the payment platform, and the payment platform generates a payment order, 3. The payment platform initiates a payment request to the online bank , the payment platform applies for payment to the online bank according to the payment request of the user, and at the same time redirects the user to the payment interface of the online bank, and the user enters information such as account number and password in the payment interface to perform the payment operation. The payment platform makes payment and returns a successful payment message. At this time, the user is redirected to the payment platform, and the payment platform confirms that the order has been paid according to the successful payment message, and returns a successful payment message to the user. 4 . The payment platform notifies the link and payment record server that the link payment is successful. 5. The link and payment record server records the link payment success information to the corresponding database. 6. The link and payment record server sends the link payment record to the sales Rule calculation server, 7. Link settlement calculation. The sales rule calculation server performs link calculation based on links and payment records, such as calculation of discount rate, sales agent level, and relationship calculation, and transmits the settlement calculation results to the sales rule execution server. 8. Sales rule execution, the sales rule execution server sends the settlement instruction to the payment platform to settle the link, 9, link settlement, the payment platform performs the link settlement operation between related users, and returns the link settlement information to the user. The system also includes a product or service provider, the product or service provider is at least associated with the payment platform, the product or service provider opens an account on the payment platform, and the customer enters the shipping address, name, There is an interface for inputting contact information and an interface for customers to enter their own bank account information. The bank account information is bound to the customer identification number, and there is a logistics distribution system offline.

The above-mentioned method of online banking payment through the payment platform is the current existing technology, and the bank account number bound to the payment platform account can be stored on the payment platform, and the interface between the payment server and the online bank can be set to avoid the payment process. For the back and forth jumping of online banking, see Chinese Patent Announcement 200710002430.7 for details.

Fig. 16 is a schematic diagram of the structure of the link code of the characteristic link code scheme of the present invention with the link and payment record server as the pointing address. The format of URL is: protocol name: //host name [: port number]/[path name/.../file name], abide by the TCP/IP basic agreement of Internet, the link code pointing information of present embodiment is link, payment record The server, the destination address of the message is dynamically discovered through the TCP/IP protocol, or applies for a special IPV4 (or future use of IPV6) address prefix, the position of each information unit in the link code does not need to be specified, as long as it conforms to the basic Internet protocol That is, it includes possible content such as request modifiers, client information, entity information, object results, file content, programs and program execution results, database queries and query results. The link code at least includes user identification information or user identity itself, including product or service payment or link payment information, and the link code also includes product or service information or code or link, and user link levels and link relationship information can also be added , such as the provider of the link code, recommender 1, ... recommender n, and their link relationship, the link code also includes encrypted information, the encrypted information referred to here can be connected in the link code to determine the link The encrypted information of the authenticity of the code can also be the verification code to ensure that the code is not tampered with. In the link code of the present invention, it is only necessary to point to the address as a readable plain code, and the rest of the information can be disrupted and encrypted. The technical solution adopted by the present invention is: a calculation formula is set, such as A=Fx (I1, I2, ..., In) , I is other information units except pointing to the address, such as user identification information, product or service information, etc., such as A=Fx (user identification, product or service information, ...), replace the link code with A like this except pointing to For other information other than information, the original http://pointing to address/product or service information/user identity/.../ is changed to: http://pointing to address/A, so that the meaning cannot be read from the link code itself , A is composed of a string of numbers and letters. A reverse operation is performed on the server pointing to the address to restore the original state for easy operation. If the reverse operation result is illegal, it means that the link code has been tampered with. Execute the link invalid program.

Further encryption method: In addition to pointing to information, the link code is first scrambled according to certain rules, and then a part is kept in the link code, and a part is placed on the server side, so that through the link pointing, a complete one is synthesized in the server according to certain rules link code.

Further encryption method: add a random factor when the link code is generated. The random factor is generated by a random function. The sequence is saved in the website server, and it is taken out when decrypting, and one-to-one correspondence is performed, and the link code is restored according to certain rules.

Further encryption method: using personal digital authentication hardware, the user has a personal digital authentication, commonly known as USB-shield, which is an existing technology, the link code contains personal digital authentication information, and the user needs to use the USB-shield when operating.

Further encryption method: introduce time factor, use personal password to authenticate the hardware, the user has a cipher that changes with time, and the password is consistent with the corresponding password of the website server within the same time range (generally 1 minute). Through this method, Verify the legitimacy of the user's link behavior on the website.

A further encryption method: using digital certificates or SaaS services, encryption is provided by a third party. For alternative solutions, see Chinese Patent Announcement: 201010577492.2.

For recommenders of products or services, user identification information only needs name and bank account number, so user name and bank account number can be directly used as user identification information.

Optional information unit: the owner of this code instant messaging, group, forum, personal webpage invitation loading code, that is, the third-party application service program login invitation loading code is embedded in the characteristic link code, which can be provided by the third-party application service program API interface function implementation, such as embedding QQ login invitation loading code, the invitation loading code contains the QQ number of the owner of the link code, so that when other users click the link code, they can establish communication with the link code provider. Similarly, the group , forums, and personal webpages can also load invitation codes. For example, the loading code of invitation with QQ number 10410027: <imgstyle=″CURSOR: pointer″onclick=″javascript:window.open('http://bizapp.qq.com/webc.htm?new=0&sid=10410027&eid=&o= &q=7&ref='+document.location, '_blank', 'height=544, width=644, toolbar=no, scrollbars=no, menubar=no, status=no'); "border="0"SRC=" http://i m.bi zapp.qq.com:8000/zx_qq.gif″> or [url=http://wpa.qq.com/msgrd? V＝1&Uin＝10410027&Exe＝QQ&Site＝&Menu＝yes][img]http://im.bizapp.qq.com:8000/zx_qq.gif[/img][/url]

Optional information unit: team composition information. For an implementation plan that records link records and link relationships in link codes, the team composition relationship can be recorded in link codes. The specific composition scheme is shown in Figure 12.

Fig. 17 is a schematic diagram of the structure of the link code of the characteristic link code scheme of the present invention with the payment platform as the pointing address. Same as the scheme described in Figure 16, the difference is that the pointing address of the link code is the payment platform. The encryption method described above is also applicable.

Fig. 18 is a schematic diagram of the structure of the link code in the characteristic link code scheme of the present invention, with the product or service provider as the address. It is the same as the scheme described in FIG. 16 , except that the pointing address of the link code is the address of the product or service provider.

For product or service payment applications, such as phone charge recharge link payment, movie viewing right link payment, game points link payment, game equipment link payment, etc., the link code includes the product or service provider address, product or service code or information or link , encrypted information, etc. The encryption method described above is also applicable.

This scheme is also applicable to the link code composition method formulated by the enterprise for direct sales.

Fig. 19 is a schematic diagram of the structure of the link code of the characteristic type link code scheme of the present invention, which takes the online bank or super online bank as the pointing address. It is the same as the scheme described in Fig. 16, except that the address of the link code is the address of online banking or super online banking. The encryption method described above is also applicable.

Fig. 20 is a schematic diagram of the module structure of the sales system (implemented outside the system) based on links and payment records of the present invention. The sales system based on links and payment records of the present invention is composed of the following modules according to modules: link and payment information acquisition module is responsible for capturing or receiving system link and payment information; identity verification module is different from the implementation scheme in the system, and needs to be added This module is used to interpret the user identity information in the link code; the link and payment record module is responsible for recording and storing links, payment link behaviors and the relationship between links; the rule customization module is responsible for customizing sales rules based on link and payment record data, Such as agency mode, commission mode, etc.; link level and link relationship data table module, which is a link level and link relationship data table customized according to the rules; payment execution module, responsible for executing sales link commission settlement according to sales rules; encryption/decryption module , responsible for data exchange encryption between sales system and payment platform, bank, or required encryption/decryption services in the system; payment interface module, responsible for data exchange and data conversion between the system, payment platform, and bank.

Fig. 21 is a flow chart of the sales system (implemented outside the system) user clicking on the link code and obtaining the link code in the present invention. First, the recommender places the link code containing his identity information on each web page, client interface, software interface, etc. When the buyer clicks on the link code provided by the recommender, he or she will be directed to the website specified by the link code, and then the website will update the link code Decrypt and interpret the recommender's identity information, product or service information. Generally, the product or service is determined and the price is also determined. Provide the product or service purchase information input interface, and then enter the consignee information, such as address and contact information (If you need instant messaging, group, forum, personal web page invitation to load code, you also need to enter the relevant instant messaging number, group number, forum name address, personal web page address), and then enter the buyer's name and bank account number, enter the name and The purpose of the bank account is twofold. One is to collect the identity information of the buyer (the identity is finally implemented into the settlement account), and the other is to perform the steps necessary for online payment. Then, the buyer completes the payment operation on the payment platform. Purchase behavior, at this time, the website server automatically generates a buyer’s link code based on the identity information provided by the buyer, and provides it to the buyer through web page presentation or email. The buyer’s link code can be used as a purchase certificate on the one hand, If necessary, the invoice can be printed through the link code. On the other hand, the buyer’s link code can be placed by the buyer on the webpage, client interface, software interface, etc. The link relationship of the buyer. The link relationship can be formulated as a single layer or multiple layers.

Fig. 22 is a flow chart of the product or service provider of the present invention or issuing link codes through a third-party sales service system. Product or service providers can issue link codes by building their own sales system, or issue link codes through third-party sales system service providers. The link codes issued by this solution do not need to contain user identification information when used for service items, such as for Issuance and payment of telephone recharge, movie viewing rights, software usage rights, etc. First, the user logs in to the server. The login method can be WEB, WAP, or client. After the login is successful, it enters the application link code program, where it can enter relevant information about products or services, and can further formulate passwords or ask questions, which can be used for service categories. , For example, A sent a phone charge recharge link code to B, and B asked to answer A’s question when redeeming the link code, such as what is A’s name, so as to avoid random redemption of the link code, and follow certain rules after the link code is generated on the website It is also possible to add encrypted information to the part of the link code except for the pointing information. The encrypted information can be located in the appropriate position of the link code message, and finally the link code is displayed on the web page or sent to the user by email or client. The link code generated by the website is recorded in the link code database so as to correspond to the link code at the time of payment.

For the product or service provider to issue the link code by itself, it can be completed directly in the background without logging in to the website.

For the situation where the user needs to prepay funds, the user is required to perform an online payment operation after entering relevant information. This situation is equivalent to that the user has paid for the product or service, but does not pay immediately, and he can transfer the payment right to others, that is, The link code is transferred to other people, such as movie viewing rights, game rights, game equipment, points, etc.

Fig. 23 is the service payment flow chart of the present invention. The user clicks the link code to locate the website specified by the link. The website decrypts the link code. The website has a link code database. This database is consistent with the database issued by the link code. Look for the link code clicked by the user in the link code database. If there is no code, the code is invalid and the link is terminated. If there is a code, the code is valid. You can enter service information, such as the phone number to be recharged. After completing the service link, the link code Invalid, at the same time notify the link code database code invalid or delete the link code.

Fig. 24 is a flow chart of the present invention for answering questions or paying for cryptographic services. Add a question or password process to the process described in Figure 23. After the code is effectively judged, a password or question window pops up, and then the answer is judged or the password is verified. The answer or password is set when the link code is issued. Yes, there is a one-to-one correspondence between issuance and redemption. If it is wrong, the link will be terminated. If it is correct, the service redemption will be completed. At the same time, the link code database will be notified that the code is invalid or the link code will be deleted.

Fig. 25 is a flow chart of the self-judgment link code program mode of the present invention. The link code program is issued by the product or service provider or the third-party sales service system. The link code program is not the link code itself, and the link code can only be obtained after the self-execution program. The program is executed on the client, and the user clicks the program Start execution, a question or password window will pop up, there are steps to judge the number of wrong answers, there are steps to judge the answer or verify the password, if it is correct, it will perform a normal link jump, if it is wrong, it will count the number of errors, and if the number of errors reaches the predetermined number, it will start Self-destruct program, link code self-destruct invalid. In addition, the program can also set a lifespan, that is, it is valid for a period of time after it is released.

Fig. 26 is a schematic diagram of setting the link code of the present invention on the application software interface. The payment link code can be issued or generated by the software supplier or a third-party sales service system. After the agent obtains the payment link code containing the agent's identity or bank account information, the agent puts his own payment link code on the software interface and issues it Give the agent area that you are responsible for, so that the sales commission of the agent can be automatically transferred to the agent's bank account by the sales system. At the same time, for the application software provider, the software can be designed to be used online, that is, the use of the application software must be connected online On the server of the software provider, the normal operation can only be performed through the authorization and authentication of the server. This is an existing technology, and the authentication is usually through the account login. Authentication when logging in, or the application software running on a certain node needs to authenticate to the server, or the application software needs to authenticate to the server to run a certain function, or put part of the code of the application software in the server, and it can only run after login authentication. The authentication number of the application software can be bound to the buyer's identification information or number, or the link code returned by the software supplier after purchase. The link code contains the buyer's identification information, and the link can also be used as a recommendation for the buyer. Links that turn buyers into referrals. The specific steps are: after the application software is running, it detects the online status of the software and requires the buyer to import or input the link code returned by the software supplier after the purchase, and the software logs in to the server of the software supplier with the link code, and the software supply The merchant server verifies the code, if it is an authorized user, the application software runs normally, if it is an unauthorized information, it terminates or prompts the operation of purchase or provides a demonstration of limited function operations.

Fig. 27 is a flowchart of realization of the link code of the present invention including user accounts and link relationships. This solution is an external implementation solution, which can be separated from the server link and payment record system. The user information and link relationship are included in the link code. The code design is: the link code contains the website server address, and this address is the pointing address. Readable clear code, the link code also includes product or service information or its link, product or service payment code or link code, the account number of the provider of the link code, that is, the original purchaser, and the direct recommender, and can also include referrer 1 to The account number of recommender n, and encrypted information. When the link code is clicked, locate the website specified by the code, decrypt and restore the link code according to certain rules or methods on the website, and extract the purchase information of the product or service after decryption. At this time, the current buyer can perform the purchase operation, enter the current buyer Delivery address information, if necessary, input the account information of the current buyer. On the one hand, the account information is used for purchase and payment, and on the other hand, it is ready to generate the link code of the current buyer. The transaction is successful; at the same time, the website service system extracts the account number of the original purchaser (that is, the link provider, that is, the direct recommender) and the system automatically performs link settlement according to the sales rules. Similarly, continue to extract the accounts of recommender 1 to recommender n Carry out link settlement; at the same time, the link code generation system generates the link code of the current buyer, which is different from the link code of the original buyer: the account of the current buyer is used as the direct recommender, and the original buyer is used as the referrer 1. After the link code is generated, it passes The above method is encrypted and provided to the current purchaser. The account number is a payment platform account number or a bank account number. If it is a bank account number, according to regulations, a name and an account number are required to perform access services, so the account number can be a name and an account number.

Team composition information can be added if desired.

If necessary, input the purchaser's instant messaging number, group number, forum name address, and personal web page address to generate instant messaging, group, forum, and personal web page invitation loading codes.

The referrer is converted from the purchase behavior of the user, that is, the link level and link relationship. Considering the profit of commercial sales, the link level can be single level, limited level, or only one level of direct recommender.

The server mentioned above refers to the system with the function described above, not limited to the server, it can be a system, or a unit, or a module; link, payment record refers to link record and payment record or link payment record, the purpose is not to exclude only as Link records are used to record points for non-monetary payments, such as link points and virtual currency; the user refers to the user of the system, and the customer refers to the user who purchases. The system does not exclude the situation that the payment platform is directly replaced by online banking or super online banking, that is, the feature is that online banking or super online banking is connected to the link and payment record system.

In addition, with the emergence of the new generation of Internet, address resources are infinitely rich, all personal IDs or addresses are uniquely determined, user accounts or bank accounts are bound, personal identities are digitally encrypted, and wide-area links and payment record service systems are set up. The sales system performs sales planning based on link and payment record data. Its characteristics are: setting up wide-area links and payment record systems, all personal information is bound to IP addresses, and social sales systems distribute product or service sales profits based on links and payment record data.

The above method and application system programming language can be any existing language, such as VC++, C, Delphi, FORTRAN, Pascal, FOXPRO, Clipper, EXE; WIN16: C, C++ (Visual, C++Builder, Borland), Visual BASIC; WIN32: C, C++ (Visual, Borland), FORTRAN (LAHEY, Visual), Java, VisualBASIC, VisualFoxpro, PowerBuilder, Delphi, JavaScript, VBScript installshield, VB.net, VC.net; Linux: C, C++, Java ; Microsoft XML Web services platform; html method, ASP.NET method; Mac OS X operating system; mobile phone operating system: Windows Mobile, Symbian, Android, etc.

In terms of programming architecture, server and client programming can be used, or the control method can be used or the method of calling script programs or requesting the server, or the cloud computing method can be used for programming, that is, the SaaS model.

The physical location of the above application service system can be any server in any place, or cloud server, and the connection method can be wired, such as cable, optical cable, telephone line, etc., or wireless, such as point-to-point, 2G, 3G, etc., communication protocol IEEE802 .11, IEEE802.11a, IEEE802.11b, IEEE802.11g, IEEE802.11n, etc., in a wide area network or a local area network.

The transmission method is based on TCP/UDP protocol or any other network transmission method. Currently, IPV4 is used, and IPV6 will be used in the future. Symmetric encryption, asymmetric encryption and Hash encryption can be used during network transmission, such as DES, SSL or SET encryption.

Instant messaging communication protocol framework: underlying communication is based on TCP/IP protocol, file transfer is based on UDP protocol, message exchange between clients is based on P2P technology (point-to-point), network address translation (NAT) technology is applied, free communication between LAN and Internet, Penetrating firewall technology. Development environment: VC++, C, Delphi, etc.; database: SQL Server 2000/2005/2008/X, Oracle9i/10i/MySql, etc.; server system: Linux\BSD\Unix\Windows, etc.

Blog source code can use Common Public Attribution License (CPAL), or FBMLparser or Mozilla Public License (MPL); LAMP (Linux, Apache, MySQL, PHP) can be used as the technical framework, and the markup language is a subset of HTML. Existing blog programs such as: PivotX (support text database), PJBLOG, ASBLOG, Z-Blog, ZJ-Blog, WordPress, Bo-Blog, Jblog, oBlog, emlog, L-BLOG, Sablog-X LxBlog, etc.

Claims (8)

1. A system for linking online payment and record linking is characterized in that: the system sets link, payment record unit, sales rule calculation unit, and sales rule execution unit, and the link and payment record unit are responsible for recording the link and the link that the user operation takes place Payment data, the sales rule calculation unit performs sales rule calculation according to the link and payment data, and the sales rule execution unit performs sales profit distribution according to the sales rule calculation result; The form of the link code is: http:// or https:// website pointing address / product and service code or link / product and service payment or link / user identification or bank account number / link level and link relationship / referrer 1 identification or account number/.../referrer n logo or account number/team composition information/this code owner instant messaging or group or microblog or forum or personal web page invitation to load code/encrypted information, the link code can be pressed trade-offs based on service needs; Embed a piece of code in the link or web page that needs to be recorded. When a link operation occurs, the visitor's information, current page information and the previous page address of the page will be submitted to the link and payment record server. The submitted data also includes the web page Marking ID, that is, user identification, is used to distinguish between different users and the link behavior between users. Finally, the link and payment record server classifies and summarizes the submitted data according to users or products to form a link and payment record database, which is implemented outside the system. plan; Except for the website pointing information, the rest of the information is encrypted; The link code includes a verification code to ensure that the code is not tampered with; Or, the pointing address in the link code is a readable plain code, and the rest of the information can be disturbed and encrypted. A calculation formula A=Fx (I1, I2, ..., In) is set, and I is other information units except pointing to the address, i.e. http ://points to the address/A, A is composed of a string of numbers and letters, reverse operation is performed on A on the server pointing to the address, and the original state is restored for easy operation. If the result of the reverse operation is illegal, it means the The link code is invalid or tampered with, and the link invalidation procedure is executed; Or, in addition to pointing to information, the link code is first scrambled according to certain rules, and then a part is kept in the link code, and a part is placed on the server side, pointed to by the link, and a complete link code is synthesized in the server according to certain rules; Or, add a random factor when the link code is generated. The random factor is generated by a random function. It is a set of random numbers, or pseudo-random numbers. Random numbers are used to participate in the calculation according to certain rules to generate encrypted link codes, and the random number sequence is stored in In the website server, it is taken out when decrypting, and one-to-one correspondence is performed, and the link code is restored according to certain rules; Or, use the personal digital authentication hardware U-shield, the link code contains personal digital authentication information, and the user needs to use the U-shield in conjunction with the operation; Or, introduce a time factor and use a personal password to authenticate the hardware. The user has a cipher that changes with time. The password is consistent with the corresponding password of the website server within the same time range. Through this method, the legality of the user's link behavior is verified on the website. ; Or, use digital certificates or SaaS services to provide encryption by a third party. 2. A system for linking online payment and recording link according to claim 1, characterized in that: the linking and payment recording unit is connected with the payment platform, or connected with online banking. 3. A system for linking online payment and recording links according to claim 1 or 2, characterized in that: the website of the system is provided with a link code issuing and generating system, and a corresponding link code redemption cancellation system is arranged . 4. A system for linking online payment and recording link according to claim 3, characterized in that: the website is provided with a module for password verification or question answering when the link code is redeemed. 5. A system for linking online payment and record linking according to claim 1 or 2, characterized in that: the user's personal identity is encrypted using a digital certificate, or a dynamic password, or a SaaS third-party service method. 6. A system for linking online payment and recording links according to claim 1 or 2, characterized in that: the online operation of the application software is authorized by the payment link code, and the payment link code is used as the authorization mark. 7. A method for linking online payment and recording links, the steps are: a registered user or a non-registered user clicks on the payment link code of a product or service placed on a web page, and the link code points to a payment platform or online banking for online payment operations, and at the same time The link and payment recording unit of the system records the user's link behavior, including recording the source of the link code, that is, the user ID or account that provided the link code, the number of times the link was clicked, and the identity or account of the person who clicked, or the link was used by a non-registered user. The number of clicks, that is, the number of links recorded and the link relationship between users, according to the data of the link and payment record unit, the sales rule calculation unit of the system calculates the sales profit distribution data, and the sales rule execution unit of the system automatically performs according to the sales profit distribution data Distribution of profits from sales of products or services; Except for the website pointing information, the rest of the information is encrypted; The link code includes a verification code to ensure that the code is not tampered with; Or, the pointing address in the link code is a readable plain code, and the rest of the information can be disturbed and encrypted. A calculation formula A=Fx (I1, I2, ..., In) is set, and I is other information units except pointing to the address, i.e. http ://points to the address/A, A is composed of a string of numbers and letters, reverse operation is performed on A on the server pointing to the address, and the original state is restored for easy operation. If the result of the reverse operation is illegal, it means the The link code is invalid or tampered with, and the link invalidation procedure is executed; Or, in addition to pointing to information, the link code is first scrambled according to certain rules, and then a part is kept in the link code, and a part is placed on the server side, pointed to by the link, and a complete link code is synthesized in the server according to certain rules; Or, add a random factor when the link code is generated. The random factor is generated by a random function. It is a set of random numbers, or pseudo-random numbers. Random numbers are used to participate in the calculation according to certain rules to generate encrypted link codes, and the random number sequence is stored in In the website server, it is taken out when decrypting, and one-to-one correspondence is performed, and the link code is restored according to certain rules; Or, use the personal digital authentication hardware U-shield, the link code contains personal digital authentication information, and the user needs to use the U-shield in conjunction with the operation; Or, introduce a time factor and use a personal password to authenticate the hardware. The user has a cipher that changes with time. The password is consistent with the corresponding password of the website server within the same time range. Through this method, the legality of the user's link behavior is verified on the website. ; Or, use digital certificates or SaaS services to provide encryption by a third party; A method for linking online payment and recording link systems, the steps of which are: (1) Firstly, the link code is designed as follows: the link code contains the website server address, which is a pointing address and is a readable clear code, and the link code also includes product and service information or its link, product and service payment code or link Code, the link code provider account, that is, the original purchaser, is also the direct recommender, and can also include the accounts of recommender 1 to recommender n, that is, user information and link relationships are included in the link code, and there is also encrypted information; (2) When the current buyer clicks on the link code, it locates the website specified by the code, decrypts and restores the link code according to certain rules on the website, and extracts the purchase information of the product and service after decryption. At this time, the current buyer can perform the purchase operation, input The current buyer's delivery address information, if necessary, input the current buyer's account information, the account information is used for purchase and payment on the one hand, and on the other hand, it is ready to generate the current buyer's link code. After the current buyer's payment settlement is successful, Shipment and transaction successful; (3) The website service system extracts the account number of the original purchaser, that is, the direct recommender, and the system automatically conducts link sales settlement according to the sales rules. Similarly, continue to extract the accounts of recommender 1 to referrer n for link sale settlement; (4) The link code generation system generates the link code of the current purchaser. The current purchaser acts as the direct recommender, and the original purchaser acts as the recommender 1. After the link code is generated, it is encrypted and provided to the current purchaser. 8. A method for linking online payment and recording link according to claim 7, characterized in that: it also includes the step of inputting the purchaser's instant messaging number, or group number, or forum address, or personal web page address, and generating instant Newsletter, or group, or forum, or personal web page invitation load code.