CN102164202A - Home bill payment method of scanning bar code with mobile phone - Google Patents
Home bill payment method of scanning bar code with mobile phone Download PDFInfo
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- CN102164202A CN102164202A CN2010101115432A CN201010111543A CN102164202A CN 102164202 A CN102164202 A CN 102164202A CN 2010101115432 A CN2010101115432 A CN 2010101115432A CN 201010111543 A CN201010111543 A CN 201010111543A CN 102164202 A CN102164202 A CN 102164202A
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Abstract
The invention discloses a method and system for paying a home bill based on the mobile phone scanning bill bar code. The home bill comprises a communication fee bill, a water rate bill, an energy charge bill and the like. The bill has a unique one-dimensional or two-dimensional bar code; and the mobile phone scans the bar code on the bill, analyzes the user information and bill payable information, and can automatically send a payment request to help the user pay the bills simply every month. The system comprises a mobile phone end photographing and scanning bar code, a background system management module, a service logic processing module, an account information interaction module, a user balance management module, a settling module and a mobile communication module. According to the invention, the mobile phone scans the bar code of the bill, decodes the data and sends the data to the mobile bill payment service platform; the mobile service platform extracts the bill information and the payment information, interacts with a user balance system gateway through a bill information interaction gateway and with each account system, inquires the monthly account information of the user and implements the operations of account payment and the like; and the user can pay the common home bill by shooting the bar code of the bill.
Description
Technical field
The present invention relates to mobile media information business platform technical field, be meant a kind of family's bill payment method and system of mobile telephone scanning bar code especially.
Background technology
Along with the development of mobile communication business, the particularly development of 3G (Third Generation) Moblie service technique, mobile communication combines more and more tightr with the Internet, and mobile value-added service is abundant increasingly.Under the situation of this mobile communication business great development, the company of each operator and a lot of communications fields is all marching the value-added service field energetically, attempts setting up various mobile communication value-added service platforms.
Family's bill payment becomes something that every household must be finished in every month, conventional bill payment need the user to corresponding business hall or bank just can handle relevant business, for the user is a no small cost, and the user need expend a large amount of time costs and energy.
In view of this, the objective of the invention is to propose a kind of simple, easy row is based on a kind of method system of payment family bill of mobile telephone scanning bill bar code.
Summary of the invention
The task of the bill payment that need finish in every month at family, finish the payment of bill by the mode of scanning bill bar code, make people stay indoors and to finish the payment of every month bill, reduced the spending of people's time and efforts, improved efficient widely, all can finish the payment of bill by mobile network mobile phone at any old place, only need a mobile phone to support camera function and can realize by deploying client;
From above as can be seen, the Pay Bill method of the scanning bill bar code of mobile phone end provided by the invention, the information of utilizing mobile telephone scanning to resolve the bar code of bill triggers the bill payment function of platform side, simple, general mobile phone can support that the user of any operator can use.
Have following characteristics specifically:
The bill sequence number:
By analyzing the coding of bill, can obtain the type of bill from coding, simultaneously, the sequence number of bill is the uniqueness design, can resolve and identify the type and the time of unique user and bill by the bill sequence number, system just can extract user's uniqueness sign and user's uniqueness sign and bill type such as the electricity charge and phone number are bound after for the first time getting access to the subscriber's account sequence number information, the user is just no longer needing to import once more the bill sequence number after this.
Bill binding: manually bind the bill sequence number to mobile phone, phone number can corresponding a plurality of dissimilar bill sequence numbers, mobile phone can realize that after the run-down bill uniqueness coded message of bill is the binding of customer identification information and phone number, the user deducts fees can continuing scanning barcode or directly be provided with that system deducts fees automatically or manually be provided with in client next time, and the manual request system deducts fees.
Payment information: payment information is imported when the user uses for the first time, also can the user repeatedly import third party's payment accounts encrypted message, system deducts the bill expense automatically successively from each payment account, as the situation that Sorry, your ticket has not enough value, system will deduct the remaining sum in remaining number of the account successively, as all not enough, the then failure of payment request this time.
The bill of acquiescence payment is this month bill;
Non-this month,, bill can be in client fixed time information.
Payment information: number of the account and the encrypted message of user in third-party payment system;
The user balance management:
The user pays approach can take third-party payment system, system platform is docked to third party's payment system can inquire about and pay action accordingly, system provides the inquiry of user to the remaining sum of oneself and the system that is registered to of new account number cipher, system uses the pay inquiry of system of this number of the account information to determine user's remaining sum automatically, the user can register a plurality of numbers of the account to system, system can merge the remaining sum of each card number password automatically, the remaining sum that needn't the user manually merges different Payment Cards one by one, the remaining sum sum of different card numbers at first calculates in system in payment, not enough words are not deducted fees, as satisfy under the situation of remaining sum, system deducts the remaining sum of every card automatically successively, the card number words that Sorry, your ticket has not enough value continue the remaining sum of the next card of deduction, till button is full, all be not enough to pay this bill as whole card numbers, this operation failure, the user is the user of operator's small amount payment in this way, the user also can adopt the small amount payment system of operator, and expense will be remembered in the subscriber phone number bill in this month this moment.
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the schematic diagram of system module structure of the present invention.
Fig. 2 is the professional flow process of using.
Embodiment
With reference to the accompanying drawings the present invention is described more fully, exemplary embodiment of the present invention wherein is described.
A kind of method of the family's bill payment based on the mobile telephone scanning bill has been proposed for achieving the above object.
Below in conjunction with the drawings, embodiments of the present invention are described.
Be implemented in the key of the information service of moving communicating field:
Obtaining of phone number: client can not be discerned local phone number, fill in phone number by the user, system issues the mode verified of checking note and obtains subscriber phone number, the perhaps specific WAP page providing of client automatic addressing system, by the characteristic that WAP gateway can carry subscriber phone number, get access to user's phone number.
The bill bar code scan:
The user sends to the bill numbering by mobile phone the Number for access of bill payment system;
Bill information has comprised user's exclusive number and subscriber's account information encoding, and system can parse Customs Assigned Number and bill number information by reading and resolve bill information after receiving short message content, thereby can identify user and corresponding bill information.
The bill bar code is resolved: the bill bar code can be the bar code of one dimension, also can make two-dimensional bar code, and the mobile phone end carries out the decoding of bar code by the scanning barcode figure.
The binding of bill and phone number: after the scanning barcode success, bill and phone number will be bound automatically automatically by system, and a phone number can be bound a plurality of bills.
The bill logical process:
Platform receives the information that user terminal mobile phone is sent, parse the bill information that mobile phone decodes out, each part of bill information has comprised the bill coded message, by total bill type and the bill information of identification bill coded message, communication expense still is the electricity charge etc. in this way, expense when, and forward workflow to the bill logic and handle.
As having bundled subscriber's account and phone number, the user does not need to scan once more bill, only need carry out bill payment month and choosing of bill type gets final product in client, the bill of the correspondence of the automatic match user of system's meeting, give under the situation of system in user's credit, system carries out bill payment for the user automatically, and the payment information result is shown that by client terminal local modes such as deduct fees result or note, mail notify the user.
User's payment information:
The user can import a plurality of payment informations on mobile phone, after system records payment information automatically, can be automatically the remaining sum of whole numbers of the account of user be made up, from account, take off successively in the time of payment, be under the situation of a payment account deficiency of user, the remaining sum of deficiency can be taken off from second account, by that analogy.
Bill system interaction interface:
The bill processing logic parses the customer identification information that wherein comprises according to the bill information that client reports, and deals with information by the bill of user interactions interface inquiring user, and the object information that bill is mutual is notified the bill system.
The payment system interactive interface:
The bill processing logic carries bill, and to deal with information and payment information be that payment accounts and password are initiated the payment request by payment interface to payment system, and payment result turned back to the bill logic processing module, withhold and to notify corresponding billing and accounting system gathering state after the success, user's fee paying state will be set for paying dues by the settlement system corresponding billing and accounting system in back of closing the account.
Platform management:
Platform is managed, comprise user management, the system parameters management, the configuration of perimeter systems interface parameters, Report Server Management, functions such as settlement management manage the setting with parameter.
The bill management:
System keeps a series of record of user's payment and inquiry bill, is used to inquire about bill, checks bill, is the foundation of system's clearing and Users'Data Analysis.
Settlement module: system is by the initial data of object information of payment, with each bill payment object mechanism as settling accounts with electric power system, clearing can carry out on line or line under carry out, acquiescence is on-line automatic clearing.
Whole system is described below
Main functional modules
As shown in Figure 1, the plateform system structure of mobile telephone scanning bill bar code Pay Bill mainly comprises:
Bill information 100:
Be printed on the coded message on the bill, bar code can be bar code or two-dimensional bar code, and at present more is bar code, and bar code has comprised the number information of user's unique information and bill.
Mobile telephone scanning bill bar code 101:
Scan by the bar code on the camera function statement on the mobile phone, decode after the scanning or scan image is sent to system platform;
Mobile communications network 102:
The mobile communications network of data channel and other mobile service passages is provided, and mainly is mobile network's passage of data and note.
Platform communication interface 103:
Platform communication interface mutual by with the mobile core network element provides user data channel and passages such as note, multimedia message, is used for the data link of client and notifies the user operating result.
Payment system 104:
The third party of payment function or the system of the payment function that system carries are provided, and the user need have account information and the remaining sum on the payment system in advance, as third-party Alipay etc.;
Payment system interface 105:
Interface between system and the payment system, finish by payment interface the user the bill amount of money deduct fees function and obtain the payment receipt in order to later settle and reconcile transactions.
Statistical report form 106:
Behavioral data to system and user is added up, and the report output of online and off-line is provided and checks.
Service logic 107:
Business logic modules is responsible for resolving the bar code information that mobile phone is submitted to, initiation is to the request of deducting fees of payment system, initiate the query requests of statement system, carry out the binding of user mobile phone number and bill, the user pays the intrasystem logic of business functions such as system's propelling movement of note.
User management 108:
On platform, the cellphone subscriber is managed, the cellphone subscriber promptly uses the mobile phone terminal user of client payment, system log (SYSLOG) user's a series of information, comprise phone number, hour of log-on (first use i.e. registration), other information of user (obtaining) and platform user managed by other channels, comprise the rights management of platform user, the information management of platform user etc.;
Bill management 109:
Bill to the mobile phone terminal use, platform can provide each household to inquire about for cellphone subscriber's login, system provides management function to terminal use's bill simultaneously, and platform user can statement be checked, statistical analysis, imported and exported bookkeepings such as data having under the situation of authority;
System management 110:
The various management functions of platform are provided, the various parameters of platform service are set, whole system is managed.
Settlement module 111:
Settlement module provide with the clearing of payment system and with the clearing of each billing and accounting system, payment system needs periodic after having deducted expense and the payment by using short messages system settles accounts, simultaneously, the payment by using short messages system also needs to settle accounts with each billing and accounting system such as electrically charge system.
Settlement module provides online and clearing form off-line, and generates various settlement datas and be kept at database, transfers for statistical analysis module and carries out statistical analysis and inquiry.
Database Systems 112:
User's the various data and the various data of system are preserved in the space that Database Systems provide data to preserve for whole payment by using short messages system, for the generation of statistical report form and the various query functions of platform provide data source.
Bar code resolves 113:
Do not support to install under the situation that client decodes at mobile phone, mobile phone can send to specific Number for access with the bar code of taking by the multimedia message mode, system receives the multimedia message that the user submits to, the bar code graphics that multimedia message comprises is carried out the decoding of service end, and decoded flow process is decoded the same with the client mode.
The professional flow process of using is seen accompanying drawing 2: the professional flow process of using
Giving one example below illustrates the workflow of system of the present invention, and among this embodiment, business may further comprise the steps:
Prerequisite: the user uses first and need download and install client, presets the payment accounts encrypted message to client;
Step 1. user takes the bill bar code, and client is resolved bar code, and message and payment information after resolving are reported to system end;
Step 2. system receives the bar code information after user's the parsing, extract user's phone number and parsing user's bar code information content, as the bill sequence number, payment accounts and password, and resolve user's unique identification information and the bill information that the bill sequence number comprises;
Step 5. system carries out the inquiry of the bill information in user this month to the mutual gateway of bill, gets access to user's bill information;
Step 6. system queries user's payment information confirms whether its remaining sum is enough, deducts fees as enough asking third party's payment system;
Step 7. system gets access to the third party and pays the request success receipt of deducting fees;
Step 8. system sends the information of successfully deducting fees and obtains acknowledge message to the bill system;
The various operation informations of this user of step 9. system log (SYSLOG) and each interaction results state information (as the receipt etc. of deducting fees);
This operates step 10. notice client successfully;
Description of the invention is in order to provide for the purpose of example and the explanation, and is not exhaustively or limit the invention to disclosed form.Many modifications and variations are obvious for the ordinary skill in the art.Selecting and describing embodiment is for better explanation principle of the present invention and practical application, thereby and makes those of ordinary skill in the art can understand the various embodiment that have various modifications that the present invention's design is suitable for special-purpose.
Claims (7)
1. a system of taking the Pay Bill of bill bar code based on mobile phone is characterized in that, by taking the bill bar code information and decoding, decoded result sends to business platform can trigger bill payment to mobile phone after client is installed.
2. the mobile phone end is resolved bar code after taking bar code, and operation system receives the bill bar code information of the parsing of mobile phone end transmission, and bar code information has comprised the user profile and the bill information of this bill.
3. business platform is judged bill type and bill information by analyzing the bill bar code information.
4. as described in the claim 3, can obtain current period bill amount due by inquiry bill gateway after judging the bill type.
5. as described in the claim 3, business platform is after obtaining the subscriber's account type and answering the information of payment amount, initiate the payment request to payment platform, payment platform can be the small amount payment platform of operator oneself, expense can be remembered on mobile phone, also can be third-party payment platform,, and payment result is recorded in system to the request of paying of third-party payment platform.
6. as described in the claim 5, payment account can be the small amount payment platform of mobile phone in operator inside, use phone number automatically as payment accounts, the user need not to deposit in the amount of money, paying on communication bill in every month, also can be the account number cipher of certain third-party payment platform of binding, and mobile phone need not to import once more behind the once third-party payment information of binding, account information is kept at platform, and automatic and phone number is bound.
7. as described in the claim 6, the mode that client is obtained subscriber phone number has the user to fill in voluntarily, system issues the mode of identifying code and verifies, certain the specific WAP page that provides with the client-access system, by utilizing WAP gateway can transmit the characteristic of the phone number of visit mobile phone, system obtains user's phone number automatically from WAP gateway.
Whole service is by mobile telephone scanning bill bar code, can realize bill payment based on mobile phone by resolving bar code, greatly facilitates the payment of various bills of user's family.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101115432A CN102164202A (en) | 2010-02-22 | 2010-02-22 | Home bill payment method of scanning bar code with mobile phone |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2010101115432A CN102164202A (en) | 2010-02-22 | 2010-02-22 | Home bill payment method of scanning bar code with mobile phone |
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| CN102164202A true CN102164202A (en) | 2011-08-24 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2010101115432A Pending CN102164202A (en) | 2010-02-22 | 2010-02-22 | Home bill payment method of scanning bar code with mobile phone |
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| CN103325035A (en) * | 2013-06-27 | 2013-09-25 | 苏州创智宏云信息科技有限公司 | Telephone bill recharge system |
| CN103617717A (en) * | 2013-12-15 | 2014-03-05 | 程振国 | Electric charge meter-reading payment method based on two-dimension code |
| CN104077685A (en) * | 2013-03-25 | 2014-10-01 | 中国银联股份有限公司 | On-line payment system and on-line payment method based on two-dimension codes |
| CN104616122A (en) * | 2015-02-28 | 2015-05-13 | 陈晓华 | Electronic financing and accounting system and method using same |
| CN104715177A (en) * | 2015-04-12 | 2015-06-17 | 张忠义 | Platform account sharing method |
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| EP3050034A1 (en) * | 2013-09-27 | 2016-08-03 | Ingenico Group | Method for processing transactional data, terminal, server and corresponding computer programs |
| CN103632260B (en) * | 2013-12-15 | 2016-08-03 | 程振国 | The electricity charge based on Quick Response Code check meter pay system |
| CN106022748A (en) * | 2016-05-16 | 2016-10-12 | 国网山东省电力公司海阳市供电公司 | Electric charge meter reading and paying method and device |
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| CN110728574A (en) * | 2018-07-16 | 2020-01-24 | 深圳市于易点科技有限公司 | Method and system for realizing account transaction by using two-dimensional code |
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| CN111861455A (en) * | 2015-12-29 | 2020-10-30 | 创新先进技术有限公司 | Personal information query method and device based on mobile terminal bar code |
| CN114399273A (en) * | 2021-12-24 | 2022-04-26 | 中国电信股份有限公司 | Method and device for checking bill data |
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| CN103617717A (en) * | 2013-12-15 | 2014-03-05 | 程振国 | Electric charge meter-reading payment method based on two-dimension code |
| CN103617717B (en) * | 2013-12-15 | 2016-03-16 | 程振国 | The electricity charge based on Quick Response Code check meter pay method |
| CN103632260B (en) * | 2013-12-15 | 2016-08-03 | 程振国 | The electricity charge based on Quick Response Code check meter pay system |
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| CN104715177A (en) * | 2015-04-12 | 2015-06-17 | 张忠义 | Platform account sharing method |
| CN111861455A (en) * | 2015-12-29 | 2020-10-30 | 创新先进技术有限公司 | Personal information query method and device based on mobile terminal bar code |
| CN111861455B (en) * | 2015-12-29 | 2024-01-30 | 创新先进技术有限公司 | Personal information query method and device based on mobile terminal bar code |
| WO2017152787A1 (en) * | 2016-03-11 | 2017-09-14 | 阿里巴巴集团控股有限公司 | Automatic payment method and device |
| CN106022748A (en) * | 2016-05-16 | 2016-10-12 | 国网山东省电力公司海阳市供电公司 | Electric charge meter reading and paying method and device |
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| CN106412041A (en) * | 2016-09-20 | 2017-02-15 | 徐蔚 | System for connecting mobile terminal with service providing equipment and service providing method |
| CN108038689A (en) * | 2017-11-30 | 2018-05-15 | 努比亚技术有限公司 | Method for managing E-wallets, terminal and computer-readable storage medium |
| CN110728574A (en) * | 2018-07-16 | 2020-01-24 | 深圳市于易点科技有限公司 | Method and system for realizing account transaction by using two-dimensional code |
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Application publication date: 20110824 |