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BRPI0810369B8 - método, meio legível por computador, servidor de diretório, e, telefone - Google Patents

método, meio legível por computador, servidor de diretório, e, telefone

Info

Publication number
BRPI0810369B8
BRPI0810369B8 BRPI0810369A BRPI0810369A BRPI0810369B8 BR PI0810369 B8 BRPI0810369 B8 BR PI0810369B8 BR PI0810369 A BRPI0810369 A BR PI0810369A BR PI0810369 A BRPI0810369 A BR PI0810369A BR PI0810369 B8 BRPI0810369 B8 BR PI0810369B8
Authority
BR
Brazil
Prior art keywords
telephone
computer readable
readable medium
directory server
trusted party
Prior art date
Application number
BRPI0810369A
Other languages
English (en)
Inventor
Wentker David
Dimmick James
Lindelsee Michael
Brand Olivier
A Singh Grewal Tribhuwan
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI0810369A2 publication Critical patent/BRPI0810369A2/pt
Publication of BRPI0810369B1 publication Critical patent/BRPI0810369B1/pt
Publication of BRPI0810369B8 publication Critical patent/BRPI0810369B8/pt

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F7/00Methods or arrangements for processing data by operating upon the order or content of the data handled
    • G06F7/02Comparing digital values
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00Digital computers in general; Data processing equipment in general
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/33User authentication using certificates
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/386Payment protocols; Details thereof using messaging services or messaging apps
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0407Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the identity of one or more communicating identities is hidden
    • H04L63/0421Anonymous communication, i.e. the party's identifiers are hidden from the other party or parties, e.g. using an anonymizer
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0884Network architectures or network communication protocols for network security for authentication of entities by delegation of authentication, e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2103Challenge-response
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F2221/00Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F2221/2115Third party

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computing Systems (AREA)
  • Software Systems (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computational Mathematics (AREA)
  • Mathematical Analysis (AREA)
  • Mathematical Optimization (AREA)
  • Pure & Applied Mathematics (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

método, meio legível por computador, servidor de diretório, e, telefone uma modalidade da invenção é direcionada a um método incluindo receber um identificador alternativo associado com uma conta bancária associada com um apresentador, determinar uma parte confiável associada usando o identificador alternativo, enviando uma mensagem de solicitação de verificação à parte confiável parte confiável após determinar a parte confiável associada, e receber uma mensagem de resposta de verificação
BRPI0810369A 2007-04-17 2008-04-16 método, meio legível por computador, servidor de diretório, e, telefone BRPI0810369B8 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US91240607P 2007-04-17 2007-04-17
US60/912406 2007-04-17
PCT/US2008/060508 WO2008131021A1 (en) 2007-04-17 2008-04-16 Method and system for authenticating a party to a transaction

Publications (3)

Publication Number Publication Date
BRPI0810369A2 BRPI0810369A2 (pt) 2014-10-29
BRPI0810369B1 BRPI0810369B1 (pt) 2019-04-24
BRPI0810369B8 true BRPI0810369B8 (pt) 2019-05-28

Family

ID=39875877

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0810369A BRPI0810369B8 (pt) 2007-04-17 2008-04-16 método, meio legível por computador, servidor de diretório, e, telefone

Country Status (9)

Country Link
US (5) US8156543B2 (pt)
EP (2) EP2149084B1 (pt)
JP (4) JP5520813B2 (pt)
KR (1) KR101540417B1 (pt)
CN (1) CN101711383B (pt)
AU (1) AU2008243004B2 (pt)
BR (1) BRPI0810369B8 (pt)
CA (1) CA2684614C (pt)
WO (1) WO2008131021A1 (pt)

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CA2684614C (en) 2016-06-07
US8156543B2 (en) 2012-04-10
BRPI0810369A2 (pt) 2014-10-29
KR101540417B1 (ko) 2015-07-29
EP2149084A1 (en) 2010-02-03
EP3575951A1 (en) 2019-12-04
WO2008131021A1 (en) 2008-10-30
JP6371564B2 (ja) 2018-08-08
US20090037982A1 (en) 2009-02-05
JP2019050029A (ja) 2019-03-28
JP2014160487A (ja) 2014-09-04
US8918637B2 (en) 2014-12-23
CN101711383B (zh) 2016-06-08
US20130269003A1 (en) 2013-10-10
US8631231B2 (en) 2014-01-14
US20100153272A1 (en) 2010-06-17
CN101711383A (zh) 2010-05-19
KR20100016560A (ko) 2010-02-12
US20090325542A1 (en) 2009-12-31
BRPI0810369B1 (pt) 2019-04-24
JP2017021816A (ja) 2017-01-26
AU2008243004A1 (en) 2008-10-30
US9160741B2 (en) 2015-10-13
AU2008243004B2 (en) 2013-06-27
JP6441270B2 (ja) 2018-12-19
JP2010525461A (ja) 2010-07-22
CA2684614A1 (en) 2008-10-30
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EP2149084A4 (en) 2012-11-21
US20150143106A1 (en) 2015-05-21

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