Bank supply chain efficiency analysis based on regional heterogeneity: a data-driven empirical study
Industrial Management & Data Systems
ISSN: 0263-5577
Article publication date: 2 July 2020
Issue publication date: 29 March 2021
Abstract
Purpose
Banking is the key industry to guarantee the core leading role of finance in the process of economic development. It is important to study the bank efficiency and optimal allocation of bank’s resources. The purpose of our paper is to study the optimal allocation of resources between the bank savings system and loan system under the premise of environmental heterogeneity.
Design/methodology/approach
We use a two-stage meta-frontier Data Envelopment Analysis model to solve the relative efficiency of each city branch and use the multivariate statistical tools to analyze the empirical results.
Findings
This paper measures the relative efficiency of 16 Bank Branches of a state-owned bank in Anhui province considering regional heterogeneity. Based on the optimal resource allocation, we get the two-stage operation performance of all banks under group-frontier and meta-frontier and analyze the impact of the technical differences between the branches.
Originality/value
This study has a positive guiding significance for the banking industry to improve its operational efficiency in various business practices in the new era of big data. It will also provide practical suggestions and support for the government and relevant departments in the process of formulating macro-policies to ensure the healthy and stable development of the banking industry.
Keywords
Acknowledgements
The work is financially supported by National Natural Science Funds of China (Nos. 71801206, 71971203, 71571173, 71921001), USTC Research Funds of the Double First-Class Initiative (No. YD2040002004), Special Research Assistant Support Program of Chinese Academy of Sciences, the Four Batch Talent Programs of China, and the Fundamental Research Funds for the Central Universities (Grant Nos. WK2040160028, WK2040160029).
Citation
Jiang, Y., Li, M. and Xia, P. (2021), "Bank supply chain efficiency analysis based on regional heterogeneity: a data-driven empirical study", Industrial Management & Data Systems, Vol. 121 No. 4, pp. 940-963. https://doi.org/10.1108/IMDS-10-2019-0541
Publisher
:Emerald Publishing Limited
Copyright © 2020, Emerald Publishing Limited