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How different a place is the world today than it was one year ago, when Lehman Brothers collapsed? The United States government is now the nation’s biggest lender, insurer, auto maker, and guarantor against risk. President Obama plans to commemorate the one-year anniversary of the financial crisis on Monday by giving a speech about the needs to wind down the government’s role in the financial sector and for new financial regulations. Nobel-Prize winning economist Joseph Stiglitz, however, isn’t buying it. “In the U.S. and many other countries, the too-big-to-fail banks have become even bigger,” Stiglitz said in an interview with Bloomberg. “The problems are worse than they were in 2007 before the crisis