Keterangan, Tanda-tanda dan Sumber Data Notes, Symbols and Sources of Data

r Angka diperbaiki (revisi) r Revised Figures

* Angka Sementara * Preliminary Figures
** Angka Sangat Sementara ** Very Preliminary Figures
*** Angka Sangat Sangat Sementara *** Very Very Preliminary Figures
- Angka tidak ada - Not Available
… Data belum tersedia … Figures are Not Available Yet

- Tanda koma pada angka-angka harap dibaca sebagai titik, dan - Commas in number please read as point, and vice versa, please read
sebaliknya tanda titik harap dibaca sebagai koma the point as a comma.
- Suatu jumlah tidak selalu sama besarnya dengan penjumlahan - An amount is not always equal to the sum of the respective figures
angka-angka yang bersangkutan karena pembulatan due to rounding up.
- Sumber data: Bank Indonesia, kecuali dinyatakan lain - Data source: Bank Indonesia, unless mentioned otherwise.

Disusun dan diseminasikan oleh Compiled and disseminated by:

Departemen Statistik, Bank Indonesia Statistics Department, Bank Indonesia
Menara Sjafruddin Prawiranegara, Lantai 14 Sjafruddin Prawiranegara Tower, 14 Floor
Jl. MH Thamrin No. 2, Jakarta 10350 Jl. MH Thamrin No. 2, Jakarta 10350
Telepon +62-21-2981-8165/4182/5237 Phone +62-21-2981-8165/4182/5237
Faksimili +62-21-3864932 Fax +62-21-3864932
 SINGKATAN/ ABBREVIATION

AFS Available for Sale

APBN Anggaran Pendapatan dan Belanja Negara/ State Budget
APMK Alat Pembayaran dengan Menggunakan Kartu/ Card Based Payment Instruments
APYD Aktiva Produktif Yang Diklasifikasikan/ Classified Earnings Assets
ATM Anjungan Tunai Mandiri/ AutomatedTeller Machine
ATM Average Time to Maturity
ATMR Aset Tertimbang Menurut Risiko/ Risk Weighted Assets
AUD Australian Dollar
BBM Bahan Bakar Minyak/ Bio Fuels
BBN Bahan Bakar Nabati/ Fuel Oil
BEI Bursa Efek Indonesia/ Indonesia Stock Exchange
BI Bank Indonesia
BI RTGS Bank Indonesia - Real Time Gross Settlement
BI SSSS Bank Indonesia - Scripless Securities Settlement System
BIS Bank for International Settlements
Biaya Operasional terhadap Pendapatan Operasional/ Operations Expenses to
BOPO
Operations Income
BPJS Badan Penyelenggara Jaminan Sosial
BPS Basis Points
BPS Badan Pusat Statistik/ Statistics Indonesia
BPR Bank Perkreditan Rakyat/ Rural Banks
BUMN Badan Usaha Milik Negara/ State Owned Enterprises
CAR Capital Adequacy Ratio
CDS Credit Default Swap
CKPN Cadangan Kerugian Penurunan Nilai/ Allowance for Impairment Losses
CNY Chinese Yuan
CPO Crude Palm Oil
CSR Currency Substitution Ratio
DER Debt to Equity Ratio
DN Dalam Negeri/ Domestic
DPK Dana Pihak Ketiga/ Third Party Funds
DSR Debt to Service Ratio
EBA Efek Beragun Aset/ Asset Backed Securities
EDC Electronic Data Capture
EUR Euro
FASBI Indonesia/Syariah/
Fasilitas Simpanan Bank Indonesia Bank Indonesia Deposit Sharia
Bank Indonesia FacilityDeposit
FASBIS Facility
FTK Fine Tuning Kontraksi/ Fine Tuning Contraction
HKD Hong Kong Dollar
IHPR Indeks Harga Properti Residensial/ Residential Property Price Index
IHSG Indeks Harga Saham Gabungan/ Composite Stock Price Index
IKK Indeks Keyakinan Konsumen/ Consumer Confidence Index
IKNB Institusi Keuangan Non Bank/ Non-Bank Financial Institution
IMF International Monetary Fund
IPO Initial Public Offering
ISSK Indeks Stabilitas Sistem Keuangan/ Financil System Stability Index
JISDOR Jakarta Interbank Spot Dollar Rate
JPY Japanese Yen
KAP Kualitas Aktiva Produktif/ Earnings Assets Quality
KEMENKEUKementerian Keuangan/ Ministry of Finance
KPMM Kewajiban Penyediaan Modal Minimum/ Capital Adequacy Ratio
KPP Kredit Pemilikan Properti/ Real Estate Loans
KPR Kredit Kepemilikan Rumah/ Mortgage Loans
KPRS Kredit Pemilikan Rumah Susun/ Mortgage Loans for Flat/Small Apartment
KPwLN Kantor Perwakilan Luar Negri/ Representative Office Abroad
KUPVA Kegiatan Usaha Penukaran Valuta Asing/ Foreign Exchange Business Activities
LIBOR London Interbank Offered Rate
LN Luar Negeri/ Foreign/ External
LPEI Lembaga Pembiayaan Ekspor Indonesia/ Indonesia Export Financing Agency
LPG Liquid Petroleum Gas
LPS Lembaga Penjamin Simpanan/ Indonesia Deposit Insurance Corporation
LTV Loan to Value
MYR Malaysian Ringgit
NAB Nilai Aktiva Bersih/ Net Asset Value
NIM Net Interest Margin
NOM Net Operating Margin
NPF Non Performing Financing
NPL Non Performing Loan
O/N Overnight
OJK Otoritas Jasa Keuangan/ Financial Services Authority
ON Obligasi Negara/ Government Bond
PDB Produk Domestik Bruto/ Gross Domestic Products
PK Pembiayaan Konsumen/ Consumer Financing
PP Perusahaan Pembiayaan/ Finacing Institutions
PUAB Pasar Uang Antar Bank/ Inter Bank Money Market
PUAS Pasar Uang Antar Bank Syariah/ Inter Sharia Bank Money Market
REPO Repurchase Agreement
ROA Return On Assets
ROE Return On Equity
RRH Rata-Rata Harian/ Daily Average
RRT Rata - Rata Tertimbang/ Weighted Average
RT Rumah Tangga/ Households
RTGS Real Time Gross Settlement
SAR Saudi Arabian Riyal
SBI Sertifikat Bank Indonesia/ Bank Indonesia Sertificates
SBSN Surat Berharga Syariah Nasional/ Sharia Government Securities
SDA Sumber Daya Alam/ Natural Resource
SGD Singapore Dollar
SGU Sewa Guna Usaha/ Lease
SIBOR Singapore Interbank Offered Rate
SKNBI Sistem Kliring Nasional Bank Indonesia/ Bank Indonesia National Clearing System
SLA Service Level Agreement
SPN Surat Perbendaharaan Negara/ Treasury Note
SPN-S Surat Perbendaharaan Negara Syariah/ Sharia Treasury Note
SUN Surat Utang Negara/ Government Securities
THB Thai Baht
UE Uang Elektronik/ Money Electronics
UKA Uang Kertas Asing/ Foreign Currency
ULN Utang Luar Negri/ External Debt
UMKM Usaha Mikro Kecil dan Menengah/ Micro, Small, Medium Enterprises (MSMEs)
UP Unit Penyertaan/ Mutual Fund Units
USD US Dollar
UUS Unit Usaha Syariah/ Sharia Business Unit Operations
UYD Uang Yang Diedarkan/ Currency in Circulation
Valas Valuta Asing/ Foreign Exchange
WTI West Texas Intermediate
YOY Year on year
 KATA PENGANTAR/ FOREWORD

Dalam rangka mendukung tugas-tugas terkait kebijakan In order to support related tasks Macroprudential policy/ Financial System
Makroprudensial/ Stabilitas Sistem Keuangan (SSK), Bank Indonesia (BI) Stability, Bank Indonesia (BI) compiles and publishes the Indonesia
menyusun dan menerbitkan Statistik Sistem Keuangan Indonesia Financial System Statistics (IFSS). BI publishes IFSS on a monthly basis
(SSKI). BI mempublikasikan SSKI secara bulanan sejak edisi Maret 2016 starting in March 2016 edition where the previous edition was published on
dimana pada publikasi sebelumnya diterbitkan secara triwulanan. SSKI a quarterly basis. IFSS is a collection of indicators that describe the
merupakan kumpulan indikator yang menggambarkan perkembangan development of various economic elements related to the financial system
berbagai elemen ekonomi terkait sistem keuangan yang menjadi fokus that became the focus of Macroprudential policy/ Financial System Stability
kebijakan Makroprudensial/ SSK (Stabilitas Sistem Keuangan) di in Indonesia. IFSS include a collection of indicators related to financial
Indonesia. SSKI mencakup kumpulan indikator terkait lembaga institutions, financial markets (money and capital markets), financial
keuangan (terutama bank), pasar keuangan (pasar uang dan modal), infrastructure (payment system, clearing and settlement), including related
infrastruktur keuangan (sistem pembayaran, kliring dan setelmen), economic institutions (government, non-financial corporations and
termasuk elemen ekonomi terkait (pemerintah, korporasi dan rumah households). In addition, IFSS also presents several indicators related to the
tangga). Selain itu, SSKI juga menyajikan beberapa indikator yang development of Financial Inclusion (FI), Micro, Small, Medium Enterprises
berkaitan dengan perkembangan Keuangan Inklusif (KI), UMKM serta (MSMEs) and property sector which is an integral part in supporting
sektor properti yang merupakan bagian yang tak terpisahkan dalam Macroprudential policy/ Financial System Stability in Indonesia.
mendukung kebijakan Makroprudensial/ SSK di Indonesia.

IFSS is compiled in cooperation with authorities/ institutions that provide

Penyusunan SSKI bekerjasama dengan otoritas/ lembaga lain yang data sources such as Ministry of Finance, the Financial Services Authority
menyediakan sumber data seperti Kementerian Keuangan, Otoritas and the Indonesia Stock Exchange. Furthermore, to maintain quality
Jasa Keuangan dan PT. Bursa Efek Indonesia. Selanjutnya, untuk standards and comparability with similar statistics in other countries, some
menjaga standar kualitas dan bisa diperbandingkan dengan statistik tables or indicators in IFSS refers to the methodology/ statistical standard
yang sama di negara lain, beberapa tabel atau indikator di SSKI that is widely used by other countries and international institutions. For
mengacu kepada metodologi/ standar statistik yang banyak digunakan some tables or other indicators using standards that are commonly used
oleh beberapa negara lain maupun lembaga internasional. Untuk and accoring to the user needs in Indonesia.
beberapa tabel atau indikator lainnya menggunakan standar yang
sudah umum digunakan dan sesuai kebutuhan di Indonesia. With the publication of IFSS is expected to provide more benefits for
stakeholders as well as being one of important reference for all those who
Dengan diterbitkannya SSKI ini diharapkan dapat memberikan manfaat need statistics relating to Macroprudential policy/ Financial System Stability.
lebih bagi stakeholders serta menjadi salah satu referensi bagi semua Suggestions, constructive criticisms and comments from all parties is
pihak yang membutuhkan statistik yang berkaitan dengan kebijakan ecpected to further improve the coverage and quality of this IFSS onward.
makroprudensial/ SSK. Saran, kritik dan komentar yang konstruktif dari
semua pihak sangat diharapkan guna lebih menyempurnakan cakupan
dan kualitas SSKI ini ke depan.

DEPARTEMEN STATISTIK STATISTICS DEPARTMENT

 DAFTAR ISI/ TABLE OF CONTENT

KETERANGAN EXPLANATION
DAFTAR SINGKATAN LIST OF ABBREVIATION
KATA PENGANTAR FOREWORD
DAFTAR ISI TABLE OF CONTENT
TABEL: TABLE:
A. INDIKATOR UTAMA SISTEM KEUANGAN A. MAIN INDICATORS OF FINANCIAL SYSTEM
Tabel 1. Indikator Utama (Ringkasan) Table 1. Main Indicators (Summary)
B. INDIKATOR MAKROEKONOMI B. MACROECONOMIC INDICATORS
Tabel 2. Indikator Makroekonomi Table 2. Macroeconomic Indicators
C. INDIKATOR INSTITUSI KEUANGAN C. INDICATORS OF FINANCIAL INSTITUTION
C.1 INDIKATOR SEKTOR PERBANKAN C.1 INDICATORS OF BANKING SECTORS
Tabel 3. Indikator Sektor Perbankan Table 3. Indicators of Banking Sector
Tabel 4. Financial Soundness Indicators (FSI) Table 4. Financial Soundness Indicators (FSI)
Tabel 5a. Total Locational Banking Statistics (LBS) Indonesia Table 5a. Total Locational Banking Statistics (LBS) Indonesia
Tabel 5b. Total Locational Banking Statistics (LBS) Indonesia Berdasarkan Jenis Instrumen Table 5b. Total Locational Banking Statistics (LBS) Indonesia By Type Of Instruments
Tabel 5c. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Table 5c. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-
Berdasarkan Jenis Instrumen Border) By Type Of Instruments
Tabel 5d. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Tabel 5d. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-
Berdasarkan Sektor Lawan Border) By Counterparty Sector
Tabel 5d.1. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Table 5d.1. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-
Pada Sektor Bank Berdasarkan Sub-Sektor Lawan Border) In Banking Sector By Counterparty Sub-Sector
Tabel 5d.2. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Table 5d.2. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-
Pada Sektor Nonbank Berdasarkan Sub-sektor Lawan Border) In the Nonbank Sector By Counterparty Sub-Sector

C.2 INDIKATOR INSTITUSI KEUANGAN NON BANK (IKNB) C.2 INDICATORS OF NON BANK FINANCIAL INSTITUTION
Tabel 6. Indikator Asuransi Table 6. Indicators of Insurance
Tabel 7. Indikator Perusahaan Pembiayaan Table 7. Indicators of Finance Company
Tabel 8. Indikator Dana Pensiun Table 8. Indicators of Pension Funds
Tabel 9. Indikator Perusahaan Modal Ventura Table 9. Indicators of Venture Capital
Tabel 10. Indikator Lembaga Penjaminan Table 10. Indicators of Guarantee Institution
Tabel 11. Indikator Perusahaan Pembiayaan Infrastruktur Table 11. Indicators of Infrastructure Finance Company
D. INDIKATOR PASAR KEUANGAN D. INDICATORS OF FINANCIAL MARKET
D.1. INDIKATOR PASAR UANG D.1. INDICATORS OF MONEY MARKET
Tabel 12. Indikator Pasar Uang Table 12. Indicators of Money Market
D.2. INDIKATOR PASAR MODAL D.2. INDICATORS OF CAPITAL MARKET
Tabel 13. Indikator Pasar Modal Table 13. Indicators of Capital Market
E. INDIKATOR PEMERINTAH PUSAT DAN SEKTOR RIIL E. INDICATORS OF CENTRAL GOVERNMENT AND REAL SECTOR
Tabel 14. Indikator Utang Sektor Pemerintah Pusat Table 14. Indicators of Central Government Debt
Tabel 15. Indikator Sektor Korporasi Table 15. Indicators of Corporate Sector
Tabel 16. Indikator Penunjang Sektor Rumah Tangga Table 16. Indicators of Household Support Sector
Tabel 17. Indikator Sektor Properti Table 17. Indicators of Property Sector
F. INDIKATOR INFRASTRUKTUR KEUANGAN F. INDICATORS OF FINANCIAL INFRASTRUCTURE
Tabel 18. Media yang Digunakan Sebagai Alat Pembayaran oleh Bank dan Non Bank Table 18. Settlement Media used by Bank and Non-Bank
Tabel 19. Uang Kartal yang Diedarkan Table 19. Currency in Circulation
Tabel 20. Pelayanan Jasa Pembayaran Kepada Bukan Bank Table 20. Payment Services to Non-Banks
Tabel 21. Alat Pembayaran Menggunakan Kartu (APMK), Uang Elektronik (UE) dan Penunjangnya Table 21. Card Based Payment Instruments, Electronic Money and Accepting Devices
Tabel 22. Real Time Gross Settlement (RTGS) dan Sistem Kliring Nasional (SKN) BI Table 22. BI Real Time Gross Settlement (RTGS) and BI National Clearing System
G. INDIKATOR KEUANGAN INKLUSIF DAN UMKM G. INDICATORS OF FINANCIAL INCLUSION AND MICRO, SMALL AND MEDIUM ENTERPRISE
Tabel 23. Indikator Keuangan Inklusif Table 23. Indicators of Financial Inclusion
Tabel 24. Indikator UMKM Table 24. Indicators of Micro, Small and Medium Enterprises (MSMEs)
DAFTAR ISTILAH GLOSSARY
 TABEL 1. INDIKATOR UTAMA (RINGKASAN)
TABLE 1. SUMMARY

PERIODE/ 2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
PERIOD Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Des
1 Makroekonomi Macroeconomic 1
2 Pertumbuhan Ekonomi (PDB) %, yoy Triwulanan/ Quarterly 5.56 5.01 4.88 5.03 5.07 5.17 - - 5.18 5.02 - - 5.07 - - 5.05 - - 5.02 - - 4.97 … - - 2.97 - - -5.32 - - -3.49 - - … Growth Domestic Product 2
3 BI 7-day (Reverse) Repo Rate % Bulanan/Monthly - - - 4.75 4.25 6.00 5.75 6.00 6.00 5.00 6.00 6.00 6.00 6.00 6.00 6.00 5.75 5.50 5.25 5.00 5.00 5.00 3.75 5.00 4.75 4.50 4.50 4.50 4.25 4.00 4.00 4.00 4.00 3.75 3.75 BI 7-day (Reverse) Repo Rate 3
4 Kurs USD (Jakarta Interbank Spot Dollar Rate) Rp/USD Bulanan/Monthly 12,189 12,440 13,795 13,436 13,548 14,481 15,227 14,339 14,481 13,901 14,072 14,062 14,244 14,215 14,385 14,141 14,026 14,237 14,174 14,008 14,102 13,901 14,105 13,662 14,234 16,367 15,157 14,733 14,302 14,653 14,554 14,918 14,690 14,128 14,105 USD exchange rate (Jakarta Interbank Spot Dollar Rate) 4
5 Transaksi Berjalan terhadap PDB Harga Berlaku % Triwulanan/ Quarterly -3.19 -3.09 -2.03 -1.82 -1.60 -2.94 - - -3.72 -2.71 - - -2.45 - - -2.95 - - -2.61 - - -2.83 … - - -1.34 - - -1.20 - - 0.36 - - … Current Account to GDP at Current Price 5
6 6
7 Perbankan Bank Industries 7
8 Aset Perbankan terhadap Aset Sektor Keuangan % Bulanan/Monthly 77.10 76.61 76.59 75.66 77.28 77.71 77.64 77.54 77.71 77.31 77.14 77.22 77.36 77.30 77.23 77.22 77.15 77.07 77.17 77.10 77.25 77.31 ... 77.05 77.42 78.22 77.99 77.96 78.10 78.14 78.13 78.59 78.46 … … Banks Assets to Financial Sector Assets 8
9 Non Performing Loan (NPL) Gross Bank Umum % Bulanan/Monthly 1.77 2.16 2.49 2.93 2.59 2.37 2.65 2.67 2.37 2.53 2.56 2.59 2.51 2.57 2.61 2.50 2.55 2.60 2.66 2.73 2.77 2.53 ... 2.77 2.79 2.77 2.89 3.00 3.11 3.22 3.22 3.14 3.15 3.13 * 3.02 * Aggregate NPL, Gross 9
10 Current Account Saving Account (CASA) terhadap DPK Bank Umum % Bulanan/Monthly 56.21 52.84 54.01 55.33 55.48 55.77 55.34 55.74 55.77 56.86 54.55 54.12 54.05 54.37 54.70 55.74 55.35 54.77 55.37 54.97 55.90 56.86 ... 55.78 55.51 57.01 56.72 56.88 57.04 56.28 56.87 57.53 56.69 58.04 * 58.25 * Current Account Saving Account (CASA) to Third Party Funds 10
Kewajiban Penyediaan Modal Minimum (KPMM) Bank Umum
11 % Bulanan/Monthly 18.13 19.57 21.39 22.93 23.18 22.97 22.97 23.32 22.97 23.40 23.22 23.45 23.42 23.21 22.43 22.63 23.19 23.93 23.28 23.54 23.77 23.40 ... 22.83 22.33 21.67 22.08 22.20 22.55 23.03 23.50 23.52 23.83 … … Minimum Capital Adequacy Ratio (CAR) 11
Konvensional
Modal Inti Terhadap Aset Tertimbang Menurut Risiko (ATMR)
12 % Bulanan/Monthly 16.36 18.01 19.00 21.19 21.50 21.29 21.25 21.59 21.29 21.86 21.53 21.70 21.77 21.59 20.83 21.05 21.55 22.15 21.70 21.97 22.20 21.86 ... 21.20 20.67 19.95 20.33 20.53 20.89 21.36 21.76 21.83 22.06 … … Core Capital to Risk Weighted-Assets 12
Bank Umum Konvensional
13 Loan to Deposit Ratio (LDR) Bank Umum Konvensional % Bulanan/Monthly 89.70 89.42 92.11 90.70 90.04 94.78 93.71 93.19 94.78 94.43 93.97 94.12 94.00 94.25 96.19 94.98 94.48 94.66 94.34 93.96 93.50 94.43 ... 93.36 92.50 92.55 92.18 90.94 89.10 88.09 85.38 83.46 83.07 83.74 * 83.89 * Loan to Deposit Ratio of Conventional Commercial Banks 13
14 Return on Assets (ROA) Bank Umum Konvensional % Bulanan/Monthly 3.08 2.85 2.32 2.23 2.45 2.55 2.52 2.52 2.55 2.47 2.59 2.45 2.60 2.42 2.41 2.51 2.50 2.49 2.48 2.48 2.47 2.47 ... 2.70 2.49 2.57 2.34 2.06 1.94 1.90 1.90 1.76 1.70 … … Return On Assets (ROA) 14
Biaya Operasional Terhadap Pendapatan Operasional (BOPO)
15 % Bulanan/Monthly 74.08 76.29 81.49 82.22 78.64 77.86 78.71 78.03 77.86 79.39 87.79 85.33 82.92 83.48 81.51 80.24 81.08 80.60 80.50 80.65 79.67 79.39 ... 83.49 83.62 88.84 84.85 84.96 84.94 85.09 84.97 86.15 86.27 … … 15
Bank Umum Konvensional Operating Expenses towards Operational Revenue
16 16
17 Institusi Keuangan Non Bank (IKNB) 1) Non Bank Financial Institutions (NBFI) 1)
17
18 Aset IKNB terhadap Aset Sektor Keuangan % Bulanan/Monthly 22.90 23.39 23.41 24.34 22.72 22.29 22.36 22.46 22.29 22.69 22.86 22.78 22.64 22.70 22.77 22.78 22.81 22.93 22.83 22.90 22.75 22.69 … 22.95 22.58 21.78 22.01 22.04 21.90 21.86 21.87 21.41 21.54 … … NBFI Assets to Financial Sector Assets 18
19 19
20 Pasar Uang dan Pasar Modal Money Market and Capital Market 20
21 Rata-Rata Harian (RRH) Volume Transaksi PUAB Rupiah Overnight
Rp Miliar/ Billions of Rp Bulanan/Monthly 6,014 6,903 6,869 7,187 8,411 11,922 12,625 13,636 9,790 12,664 13,870 11,464 12,403 12,936 13,992 12,856 12,246 13,826 11,808 12,072 12,344 12,059 6,982 10,688 10,451 9,117 6,023 6,749 6,067 6,306 4,399 5,490 6,356 6,050 5,557 Daily Average Volume of Transactions Interbank Money Mark 21
22 RRH Volume Transaksi PUAB Valas Dalam Negeri Overnight USD Ribu/Thousands of USD Bulanan/Monthly 209,093 279,741 227,161 196,665 217,875 198,613 121,091 69,643 133,750 166,791 209,955 189,421 133,990 99,184 245,619 203,933 145,848 121,250 120,060 175,522 157,452 207,225 123,362 144,477 168,860 201,119 141,476 121,938 172,238 146,432 143,889 98,477 58,026 38,881 33,605 Daily Average Volume of Transaction Interbank Money Marke 22
23 RRH Volume Transaksi Repo Tenor 1 Minggu Rp Miliar/ Billions of Rp Bulanan/Monthly 23 128 221 307 390 333 344 307 363 339 597 246 415 503 264 367 480 391 239 134 182 258 187 357 964 447 78 107 22 44 38 27 23 32 86 Daily Average Volume of Transaction Repo Tenor 1 Week 23
24 Indeks Harga Saham Gabungan (IHSG) Akhir Periode Poin/ Point Bulanan/Monthly 4,274 5,227 4,593 5,297 6,356 6,194 5,832 6,056 6,194 6,300 6,533 6,443 6,469 6,455 6,209 6,359 6,391 6,328 6,169 6,228 6,012 6,300 5,979 5,940 5,453 4,539 4,716 4,754 4,905 5,150 5,238 4,870 5,128 5,612 5,979 Composite Stock Price Indexs (CSPI) end period 24
25 Nilai Kapitalisasi Pasar Saham Rp Miliar/ Billions of Rp Bulanan/Monthly 4,219,020 5,228,043 4,872,702 5,753,613 7,052,389 7,023,497 6,593,947 ### 7,023,497 7,265,016 7,415,934 ### ### 7,342,986 7,072,081 ### 7,328,987 7,259,735 ### 7,162,655 6,919,502 7,265,016 6,970,009 6,864,267 ### 5,247,669 5,453,503 5,497,202 5,678,323 5,968,165 6,073,865 5,663,917 5,958,186 6,527,873 6,970,009 Stock Market Capitalization 25
26 Price Earning Ratio (PER), average Kali/ Times Bulanan/Monthly 14.24 19.52 12.53 16.05 14.49 13.59 12.17 12.18 13.59 17.09 15.47 13.26 17.21 14.69 16.30 15.15 17.71 19.10 19.10 18.24 18.06 17.09 10.22 16.52 15.70 13.54 13.82 12.73 9.35 10.35 11.54 11.56 11.86 9.75 10.22 Price Earning Ratio (PER), average 26
27 Rata-rata Nilai Transaksi Harian Saham Rp Miliar/ Billions of Rp Bulanan/Monthly 6,238 6,006 5,764 7,498 7,603 8,500 6,782 8,821 9,984 9,185 10,758 9,474 8,757 12,126 8,909 10,464 8,476 8,404 8,190 8,797 7,397 8,165 9,210 6,367 6,570 7,905 6,833 9,823 9,031 7,707 9,602 7,759 8,494 13,163 18,428 Average Daily Trading 27
28 Nilai Neto Transaksi Beli Saham oleh Investor Asing Rp Miliar/ Billions of Rp Bulanan/Monthly -20,646 42,598 -22,589 16,168 -39,870 -50,746 -3,410 8,995 -5,159 49,195 13,825 -3,357 1,664 53,111 -7,403 10,959 -257 -9,292 -7,316 -3,798 -6,926 7,985 -47,816 33 -4,757 -5,591 -8,818 8,031 -4,545 -3,852 -8,506 -15,590 -3,707 3,444 -3,958 Net Value of Foreign Investor Transaction 28
29 29
30 Pemerintah Pusat Central Government 30
31 Utang Pemerintah terhadap PDB Harga Berlaku % Triwulanan/Quarterly 24.88 24.68 27.46 28.35 29.38 30.07 - - 30.07 30.18 - - 30.23 - - 29.70 - - 30.10 - - 30.18 … - - 32.51 - - 33.54 - - 37.08 - - … Government Debt to GDP at Current Price 31
32 32
33 Korporasi 2) Corporation 2) 33
34 Debt to Equity Ratio (DER) kali/ Times Triwulanan/Quarterly 1.22 1.21 1.10 1.09 1.10 1.22 - - 1.22 1.16 - - 1.15 - - 1.20 - - 1.14 - - 1.16 * ... - - 1.26 * - - 1.23 * - - 1.24 * - - … Debt to Equity Ratio (DER) 34
35 Return on Assets (ROA) % Triwulanan/Quarterly 4.74 4.87 3.63 4.52 5.12 4.65 - - 4.65 3.88 - - 4.18 - - 4.18 - - 3.82 - - 3.88 * ... - - 2.88 * - - 2.56 * - - 1.94 * - - … Return on Assets (ROA) 35
36 Return on Equity (ROE) % Triwulanan/Quarterly 10.33 10.68 7.97 9.44 10.88 10.14 - - 10.14 8.40 - - 8.99 - - 9.11 - - 8.30 - - 8.40 * ... - - 6.50 * - - 5.74 * - - 4.31 * - - … Return on Equity (ROE) 36
37 37
38 Rumah Tangga Households 38
39 NPL Sektor Rumah Tangga (Kredit dari Perbankan) % Bulanan/Monthly 1.41 1.48 1.55 1.59 1.65 1.59 1.78 1.77 1.59 1.68 1.74 1.81 1.76 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.87 * 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 * 1.87 * NPL of Household Sector (Loans from Banks) 39
40 Indeks Keyakinan Konsumen (IKK) Poin/ Point Bulanan/Monthly 113.07 117.92 109.95 115.42 126.36 127.02 119.20 122.73 127.02 126.37 125.46 125.12 124.54 128.11 128.17 126.38 124.77 123.14 121.84 118.40 124.21 126.37 96.50 121.67 117.65 113.78 84.83 77.80 83.78 86.19 86.90 83.36 79.02 92.03 96.50 Consumer Confidence Index (CCI) 40
41 41
42 Properti Property 42
43 NPL Kredit Pemilikan Properti % Bulanan/Monthly 2.15 2.53 2.42 2.35 2.46 2.40 2.74 2.71 2.40 2.62 2.64 2.77 2.67 2.75 2.70 2.78 2.78 2.84 2.84 2.81 2.83 2.62 2.78 2.88 2.97 3.08 3.31 3.40 3.48 3.49 3.42 3.25 3.12 2.99 2.78 NPL of Property
Composite Loans Property Price Index
Residential 43
44 IHPR Gabungan Poin/ Point Triwulanan/Quarterly 170.90 181.64 190.02 194.54 201.36 207.3 - - 207.30r 210.97 - - 208.42r - - 209.29r - - 210.33 - - 210.97 … - - 211.93 - - 212.61 - - 213.50 - - … 44
45 45
46 Infrastruktur Keuangan 3) Financial Infrastructure 3) 46
Posisi Kas Siap Edar BI terhadap Rata-rata Outflow Bulanan
47 Bulan/ Month Bulanan/Monthly 2.34 3.82 6.06 4.27 3.13 3.54 3.43 3.87 3.54 5.85 13.51 8.99 6.83 5.84 3.35 3.62 4.70 5.13 5.75 6.30 6.63 5.85 6.68 6.09 6.72 6.84 6.89 6.68 6.94 6.88 7.24 7.67 7.64 8.01 6.68
dalam Satu Tahun Ratio of Position of Cash to be Circulated to Monthly Average 47
48 Nilai Transaksi RTGS Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Value of RTGS Transactions 48
49 Volume Transaksi RTGS Satuan/ Unit Bulanan/Monthly ### 17,742,216 11,044,277 7,657,448 10,228,881 11,087,188 1,033,345 974,761 1,000,630 11,273,180 967,323 848,031 921,693 920,582 1,067,158 690,169 1,058,119 998,602 914,075 984,196 915,579 987,653 9,632,283 890,703 802,802 860,808 742,702 634,501 765,014 808,835 744,623 840,218 743,640 876,917 921,520 Volume of RTGS Transactions 49
50 Turnover Ratio kali/ Times Bulanan/Monthly 1.14 1.22 0.87 1.08 1.13 1.25 1.19 1.27 1.25 1.33 1.36 1.32 1.26 1.38 1.28 1.39 1.36 1.29 1.23 1.18 1.33 1.33 1.93 1.34 1.29 1.36 1.03 1.94 1.84 1.83 2.08 1.81 1.79 1.86 1.93 Turnover Ratio 50
51 Throughput Guidelines Throughput Guidelines 51
52 Periode Pagi (Pkl. 06.30- Pkl 10.30 WIB) % Bulanan/Monthly 34.17 33.50 33.32 30.54 30.92 30.42 29.72 30.99 31.58 31.41 31.72 30.51 29.23 30.00 31.67 29.30 30.70 32.30 31.90 33.20 33.30 33.10 34.30 33.30 30.87 31.72 39.07 35.06 36.14 36.34 33.82 33.94 34.73 33.69 32.97 Morning session (06.30 - 10.30 WIB) 52
53 Periode Siang (Pkl. 10.30 - Pkl. 14.30 WIB) % Bulanan/Monthly 39.65 39.43 37.94 39.15 39.98 40.32 41.17 39.10 39.83 40.97 39.54 39.74 40.32 42.00 42.31 41.90 41.30 40.70 41.60 40.90 41.00 40.30 49.54 40.60 40.56 43.18 52.70 55.73 52.90 53.09 53.27 53.17 52.78 49.15 47.34 Noon session (10.30 - 14.30 WIB) 53
54 Periode Sore (Pkl. 14.30 - Pkl.16.30 WIB) % Bulanan/Monthly 26.18 27.07 28.74 30.31 29.18 29.26 29.12 29.91 28.59 27.62 28.74 29.75 30.45 28.00 26.02 28.80 28.00 27.00 26.50 25.90 25.70 26.60 16.10 26.00 28.47 25.10 8.23 9.21 10.96 10.56 12.90 12.89 12.00 17.16 19.69 Afternoon session (14.30 - 16.30 WIB) 54
55 Nilai Transaksi APMK dan UE Rp Miliar/ Billions of Rp Bulanan/Monthly 4,023,647 4,703,450 5,183,621 5,911,992 6,510,568 7,288,311 634,392 625,177 686,296 7,962,672 654,923 609,443 656,226 651,623 774,207 581,627 717,314 660,561 635,999 666,644 650,984 703,119 649,963 624,781 625,238 528,043 584,870 507,207 617,291 615,247 605,162 643,256 641,993 … Value of Card Based Payment Instruments and Electronic Mo 55
56 56
57 Keuangan Inklusif dan UMKM Financial Inclusion and Micro, Small, Medium Enterp 57
58 Jumlah Kantor Layanan Bank per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly 15 15 16 16 16 16 15 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 ... 16 16 16 16 16 16 16 17 17 18 18 … Number of Office Bank per 100 thousand Adults 58
59 Jumlah Mesin ATM per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly 42 50 53 55 56 55 56 55 55 54 55 55 55 55 55 55 55 54 54 54 54 54 ... 54 54 54 54 54 53 53 53 53 53 53 … Number of ATM Machine per 100 thousand Adults 59
60 Jumlah Rekening DPK Perbankan
Kredit per
Perbankan per1.000 Penduduk
1.000 Dewasa
Penduduk Rekening/ Account Bulanan/Monthly 863 904 952 1,057 1,565 1,589 1,490 1,501 1,589 1,632 1,510 1,520 1,536 1,558 1,567 1,573 1,588 1,581 1,599 1,610 1,633 1,632 ... 1,643 1,649 1,660 1,691 1,712 1,719 1,734 1,775 1,821 1,849 1,870 … Number of Third Party Funds per 1.000 Adults 60
61 Dewasa Rekening/ Account Bulanan/Monthly 217 221 222 222 222 230 228 229 230 241 228 229 231 232 234 235 236 236 238 240 241 241 ... 241 242 243 238 235 232 243 241 242 244 249 … Number of Account Credit per 1.000 Adults 61
62 Kredit UMKM terhadap PDB Harga Berlaku % Triwulanan/Quarterly 6.02 6.93 6.86 6.91 6.93 6.96 - - 6.96 7.02 - - 6.89 - - 7.04 - - 7.05 - - 7.02 - - - 7.03 - - 6.91 - - 7.04 - - … MSMEs Credit to GDP at Current Price 62
63 Kredit UMKM terhadap Total Kredit Perbankan % Bulanan/Monthly 19.15 19.74 19.32 19.42 19.71 19.27 19.35 19.52 19.27 19.55 19.32 19.37 19.45 19.63 19.50 19.58 19.61 19.87 19.71 19.89 19.87 19.55 19.67 19.70 19.88 19.41 19.47 19.09 19.30 19.31 19.39 19.51 19.71 19.82 * 19.67 * MSMEs Credit to Total Credit 63

Keterangan: Note
1)
IKNB dalam perhitungan ini mencakup Dana Pensiun, Perusahaan Pembiayaan, Modal Ventura, Pembiayaan Infrastruktur, Asuransi, Reksadana, Perusahaan Penjaminan, Perusahaan Ekspor Impor, dan Pegadaian 1) OFC consist of Pension Funds, Finance Company, Venture Capitals, Infrastructure Finance Company, Insurance, Mutual Funds, Credit Guaranteed Coorporation, Expor Impor Company, and P
2)
Korporasi Non Keuangan yang terdaftar di BEI dengan kapitalisasi pasar terbesar. Angka terkini merupakan angka sementara 2) Non Financial Corporation listed in IDX with largest market capitalisation. Current figures is preliminary figures
3)
Transaksi RTGS termasuk transaksi RTGS Bank Indonesia 3) Including RTGS transactions by Bank Indonesia

Sumber: Bank Indonesia (BI), Biro Pusat Statistik (BPS), Bursa Efek Indonesia (BEI), Kementrian Keuangan (Kemenkeu), Otoritas Jasa Keuangan (OJK) diolah Source: Bank Indonesia (BI), Statistics Indonesia, Indonesia Stock Exchange (IDX), Ministry of Finance (MoF), Financial Service Authority (FSA) processed

2
 TABEL 2. INDIKATOR MAKROEKONOMI
TABLE 2. INDICATORS OF MACROECONOMIC

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 Transaksi Berjalan terhadap PDB Harga Berlaku % -3.19 -3.09 -2.03 -1.82 -1.60 -2.94 - - -3.72 -2.71 - - -2.45 - - -2.95 - - -2.61 - - -2.83 … - - -1.34 - - -1.20 - - 0.36 - - … Current Account to GDP at Current Price 1
2 Aset Finansial Luar Negeri terhadap PDB Harga Berlaku % 20.83 22.68 24.67 32.22 33.32 33.27 - - 33.27 33.41 - - 34.18 - - 34.09 - - 33.56 - - 33.41 … - - 32.29 - - 34.63 - - 36.04 - - … External Financial Assets to GDP at Current Price 2
3 Aset Finansial Luar Negeri terhadap Ekspor % 88.04 96.00 115.12 165.42 161.31 148.51 - - 148.51 169.87 - - 156.68 - - 160.67 - - 164.55 - - 169.87 … - - 166.40 - - 183.34 - - 195.78 - - … External Financial Assets to Export 3
4 Kewajiban Finansial Luar Negeri terhadap PDB Harga Berlaku % 61.49 65.81 68.44 68.00 65.16 63.69 - - 63.69 63.64 - - 65.64 - - 64.95 - - 63.50 - - 63.64 … - - 55.08 - - 60.37 - - 60.80 - - … External Financial Liabilities to GDP at Current Price 4
5 Kewajiban Finansial Luar Negeri terhadap Ekspor % 259.88 278.56 319.34 349.15 315.47 284.32 - - 284.32 323.54 - - 300.88 - - 306.16 - - 311.35 - - 323.54 … - - 283.87 - - 319.58 - - 330.31 - - … External Financial Liabilities to Export 5
Utang Luar Negeri (ULN) Menurut Jangka Waktu Sisa terhadap External Debt by remaining maturity to GDP at Current
6 % 29.13 32.95 36.09 34.30 34.71 36.02 - - 36.02 36.06 - - 36.74 - - 36.50 - - 36.10 - - 36.06 … - - 34.50 - - 37.34 - - 38.16 - - …
PDB Harga Berlaku Price 6
7 Jangka Pendek (≤ 1 Tahun) % 6.16 6.66 6.45 5.86 5.40 5.77 - - 5.77 5.66 - - 5.94 - - 5.75 - - 5.09 - - 5.66 … - - 5.37 - - 5.80 - - 6.27 - - … Short term (≤ 1 year) 7
8 Pemerintah % 1.04 0.84 0.81 0.80 0.81 1.23 - - 1.23 0.98 - - 1.05 - - 0.91 - - 0.89 - - 0.98 … - - 0.88 - - 1.15 - - 1.44 - - … Government 8
9 Bank Sentral % 0.65 0.32 0.27 0.07 0.05 0.03 - - 0.03 0.03 - - 0.01 - - 0.03 - - 0.01 - - 0.03 … - - 0.00 - - 0.00 - - 0.00 - - … Central Bank 9
10 Swasta % 4.46 5.49 5.36 5.00 4.54 4.51 - - 4.51 4.65 - - 4.88 - - 4.81 - - 4.18 - - 4.65 … - - 4.49 - - 4.64 - - 4.83 - - … Private 10
11 Jangka Panjang (> 1 Tahun) % 22.97 26.29 29.64 28.44 29.31 30.25 - - 30.25 30.40 - - 30.81 - - 30.74 - - 31.01 - - 30.40 … - - 29.13 - - 31.54 - - 31.88 - - … Long term (> 1 year) 11
12 Pemerintah % 11.47 13.06 15.14 15.81 16.65 16.34 - - 16.34 16.88 - - 16.80 - - 17.16 - - 16.94 - - 16.88 … - - 15.18 - - 16.80 - - 16.98 - - … Government 12
13 Bank Sentral % 0.36 0.34 0.34 0.30 0.28 0.26 - - 0.26 0.24 - - 0.26 - - 0.26 - - 0.25 - - 0.24 … - - 0.24 - - 0.25 - - 0.26 - - … Central Bank 13
14 Swasta % 11.14 12.88 14.16 12.34 12.38 13.64 - - 13.64 13.28 - - 13.75 - - 13.32 - - 13.83 - - 13.28 … - - 13.71 - - 14.49 - - 14.64 - - … Private 14
15 Utang Luar Negeri terhadap Ekspor % 123.12 139.46 168.39 176.14 168.04 160.82 - - 160.82 183.32 - - 168.42 - - 172.03 - - 177.00 - - 183.32 … - - 177.81 - - 197.66 - - 207.30 - - … External Debt to Export 15
Utang Luar Negeri Jangka Pendek menurut Jangka Waktu Sisa
16 % 26.04 28.18 30.08 30.11 26.14 25.78 - - 25.78 28.76 - - 27.22 - - 27.12 - - 24.95 - - 28.76 … - - 27.69 - - 30.69 - - 34.08 - - … Short term External Debt by remaining maturity to Export 16
terhadap Ekspor
17 Rasio Pembayaran Utang Luar Negeri % 41.34 52.59 62.95 61.56 53.54 54.05 - - 53.70 48.83 - - 51.14 - - 65.91 - - 48.65 - - 51.42 … - - 52.11 - - 60.17 - - 47.03 - - … External Debt Service Ratio (DSR) 17
Posisi Cadangan Devisa dalam Bulan Impor dan Pembayaran
18 Bulan/ Month 5.47 6.45 7.39 8.43 8.27 6.50 6.20 6.30 6.50 7.30 6.50 6.70 6.80 6.80 6.70 6.80 7.00 7.10 7.00 7.10 7.20 7.30 … 7.50 7.40 7.00 7.50 8.00 8.10 8.60 9.00 9.10 9.30 9.50 … Reserves in month of import and official debt repayment
ULN Pemerintah 18
19 19
20 Indikator Makroekonomi Internasional International Macroeconomic Indicators 20
21 Pertumbuhan Ekonomi Dunia1) %, yoy 3.31 3.43 3.20 3.10 3.70 3.60 - - 3.60 2.90 - - - - - - - - - - - 2.90 … - - - - - - - - - -4.40 - - World Economic Growth 1) 21
22 Suku Bunga Internasional Internasional Interest Rate 22
23 London Interbank Offered Rate (LIBOR) 3 Bulan % per tahun/ per year 0.25 0.26 0.61 0.99 1.69 2.81 2.56 2.74 2.81 1.91 2.74 2.62 2.60 2.58 2.50 2.32 2.27 2.14 2.09 1.90 1.91 1.91 0.24 1.75 1.46 1.45 0.56 0.34 0.30 0.25 0.24 0.23 0.22 0.23 0.24 London Interbank Offered Rate (LIBOR) 3 month 23
24 Singapore Interbank Offered Rate (SIBOR) 3 Bulan2) % per tahun/ per year 0.25 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Singapore Interbank Offered Rate (SIBOR) 3 month 24
25 Credit Default Swap (CDS) Negara Kawasan Tenor 5 Tahun 5-year Credit Default Swap (CDS) of Selected Countries in t 25
26 Jepang bps 39.29 66.33 46.74 30.00 26.19 24.85 23.65 17.62 24.85 19.96 20.00 19.61 21.64 20.34 22.72 21.03 20.72 22.56 22.89 21.29 21.16 19.96 16.27 17.28 21.28 40.69 35.34 23.74 18.10 18.58 17.45 17.95 17.41 16.51 16.27 Japan 26
27 China bps 79.83 94.83 109.28 113.67 50.09 66.85 71.62 69.26 66.85 31.21 53.84 49.59 49.81 40.98 58.17 43.52 40.35 46.18 47.70 39.88 38.56 31.21 27.96 42.00 51.21 51.64 45.17 56.93 50.37 43.13 34.47 49.06 40.18 31.04 27.96 China 27
28 Malaysia bps 109.44 113.00 180.22 138.38 58.37 109.81 113.55 111.48 109.81 34.76 79.73 64.27 65.90 54.10 71.70 54.82 47.95 51.20 51.98 42.99 41.34 34.76 37.52 41.79 59.05 115.22 105.91 89.58 72.86 58.02 45.65 55.22 47.19 36.49 37.52 Malaysia 28
29 Thailand bps 129.89 107.00 136.84 81.60 45.00 44.00 42.74 42.55 44.00 25.30 40.72 45.62 42.59 36.13 37.39 35.72 32.59 32.77 30.34 28.11 27.73 25.30 36.80 25.03 38.39 65.07 59.87 48.86 44.21 41.52 39.75 47.77 47.06 38.60 36.80 Thailand 29
30 Harga Komoditas Internasional International Commodity Price 30
31 Batubara USD/Metric Ton 65.29 59.09 50.73 47.05 59.85 80.79 76.40 78.95 80.79 61.36 81.87 78.95 82.49 78.82 72.91 59.59 61.21 63.50 62.55 65.11 64.66 61.36 54.06 58.40 59.15 56.58 54.96 54.68 56.07 52.10 54.37 58.59 59.50 51.98 54.06 Coal 31
32 Minyak Kelapa Sawit USD/Metric Ton 754.49 738.30 559.59 719.13 589.26 440.64 499.42 435.24 440.64 685.57 498.79 510.03 464.12 490.20 467.77 471.43 457.07 499.95 499.45 510.32 604.21 685.57 899.45 727.81 644.95 552.22 521.20 490.08 566.07 604.07 673.19 705.71 728.85 836.89 899.45 Crude Palm Oil (CPO) 32
33 Minyak West Texas Intermediate (WTI) USD/ barel 98.01 93.03 48.68 52.01 57.94 48.95 70.75 56.67 48.95 59.82 51.52 54.95 58.15 63.87 60.84 54.68 57.52 54.84 56.95 53.98 57.06 59.82 47.05 57.52 50.53 29.88 16.52 28.56 38.30 40.75 42.36 39.60 39.53 41.10 47.05 Oil West Texas Intermediate (WTI) 33
34 Karet USD/kg 2.94 2.23 1.78 2.16 1.87 1.59 1.69 1.62 1.59 1.88 1.88 1.98 2.24 2.30 2.22 2.28 1.97 1.79 1.79 1.74 1.82 1.88 2.44 1.93 1.88 1.73 1.62 1.71 1.92 1.87 1.91 2.00 2.38 2.55 2.44 Rubber 34
35 Kopi Robusta USD cent/pound 1.01 1.06 0.94 1.04 0.92 0.81 0.89 0.87 0.81 0.83 0.82 0.82 0.81 0.78 0.77 0.80 0.80 0.78 0.79 0.78 0.83 0.83 … 0.79 0.77 0.77 0.74 0.75 0.75 0.78 0.82 0.81 0.77 0.81 … Coffee Robusta 35
36 36
37 Indikator Makroekonomi Domestik Domestic Macroeconomic Indicators 37
38 Pertumbuhan Ekonomi Indonesia %, yoy 5.56 5.01 4.88 5.03 5.07 5.17 - - 5.18 5.02 - - 5.07 - - 5.05 - - 5.02 - - 4.97 … - - 2.97 - - -5.32 - - -3.49 - - … Growth Domestic Product 38
39 Produk Domestik Bruto (PDB) Harga Konstan Rp Miliar/ Billions of Rp ### 8,564,867 8,982,517 9,434,613 9,912,928 ### - - 2,638,885 ### - - 2,625,156 - - 2,735,291 - - 2,818,887 - - 2,769,909 … - - 2,703,018 - - 2,589,660 - - 2,720,552 - - … Gross Domestic Bruto (GDP), constant price 39
40 Produk Domestik Bruto (PDB) Harga Berlaku Rp Miliar/ Billions of Rp ### ### ### ### ### ### - - 3,799,132 ### - - 3,783,859 - - 3,963,862 - - 4,067,378 - - 4,018,844 … - - 3,922,679 - - 3,687,746 - - 3,894,699 - - … Gross Domestic Bruto (GDP), current price 40
41 Produk Domestik Bruto (PDB) Harga Berlaku, Annualized Rp Miliar/ Billions of Rp ### ### ### ### ### ### - - ### ### - - ### - - ### - - ### - - ### … - - ### - - ### - - ### - - … Gross Domestic Bruto (GDP), current price, Annualized 41
42 Konsumsi Rumah Tangga Harga Berlaku Rp Miliar/ Billions of Rp ### 5,915,194 6,490,930 7,027,023 7,623,056 8,274,212 - - 2,129,594 8,965,837 - - 2,150,550 - - 2,213,298 - - 2,298,374 - - 2,303,615 … - - 2,280,068 - - 2,133,180 - - 2,232,239 - - … Household Consumption, current price 42
43 BI Rate % 7.50 7.75 7.50 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - BI Rate 43
44 BI 7-day (Reverse) Repo Rate3) % - - - 4.75 4.25 6.00 5.75 6.00 6.00 5.00 6.00 6.00 6.00 6.00 6.00 6.00 5.75 5.50 5.25 5.00 5.00 5.00 3.75 5.00 4.75 4.50 4.50 4.50 4.25 4.00 4.00 4.00 4.00 3.75 3.75 BI 7-day (Reverse) Repo Rate3) 44
45 Inflasi (yoy) %, yoy 8.38 8.36 3.35 3.02 3.61 3.13 3.16 3.23 3.13 2.72 2.82 2.57 2.48 2.83 3.32 3.28 3.32 3.49 3.39 3.13 3.00 2.72 1.68 2.68 2.98 2.96 2.67 2.19 1.96 1.54 1.32 1.42 1.44 1.59 1.68 Inflation Rate 45
46 Inflasi (mtm) %, mtm - - - - - - 0.28 0.27 0.62 - 0.32 -0.08 0.11 0.44 0.68 0.55 0.31 0.12 -0.27 0.02 0.14 0.34 - -24.98 0.28 0.10 0.08 0.07 0.18 -0.10 -0.05 -0.05 0.07 0.28 0.45 Inflation Rate 46
47 IndONIA (Indonesian Overnight Index Average)4) % - - - - 4.16 4.75 5.61 5.74 5.80 5.53 5.86 5.86 5.88 5.94 5.88 5.85 5.75 5.54 5.24 5.04 4.83 4.83 3.90 4.81 4.75 4.49 4.31 4.33 4.22 3.64 3.31 3.29 3.29 3.20 3.04 IndONIA (Indonesian Overnight Index Average)4) 47
48 JIBOR (Jakarta Interbank Offered Rate)5) JIBOR (Jakarta Interbank Offered Rate)5) 48
49 Overnight % 4.83 5.86 5.84 4.82 4.20 4.80 5.72 5.83 5.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Overnight 49
50 1 Minggu % 5.07 6.33 6.12 5.55 4.68 5.44 6.50 6.62 6.61 5.87 6.49 6.28 6.23 6.26 6.30 6.26 6.11 5.85 5.52 5.26 5.06 5.05 4.37 5.05 4.98 4.74 4.60 4.60 4.51 4.22 4.00 4.00 4.00 3.92 3.75 1 Week 50
51 1 Bulan % 5.63 7.52 7.06 6.82 5.59 6.22 7.08 7.18 7.45 6.37 7.25 7.11 7.02 7.01 7.02 6.88 6.40 6.04 5.83 5.54 5.31 5.37 4.53 5.40 5.26 4.93 4.80 4.81 4.71 4.42 4.08 4.06 4.06 3.97 3.81 1 Month 51
52 Kurs USD (Jakarta Interbank Spot Dollar Rate) Rp/USD 12,189 12,440 13,795 13,436 13,548 14,481 15,227 14,339 14,481 13,901 14,072 14,062 14,244 14,215 14,385 14,141 14,026 14,237 14,174 14,008 14,102 13,901 14,105 13,662 14,234 16,367 15,157 14,733 14,302 14,653 14,554 14,918 14,690 14,128 14,105 USD exchange rate (Jakarta Interbank Spot Dollar Rate) 52
53 Kurs Jual Rp/USD 12,250 12,502 13,864 13,503 13,616 14,553 15,303 14,411 14,553 13,971 14,142 14,132 14,315 14,286 14,457 14,212 14,096 14,308 14,245 14,078 14,173 13,971 14,176 13,730 14,305 16,449 15,233 14,807 14,374 14,726 14,627 14,993 14,763 14,199 14,176 Selling rate 53
54 Kurs Beli Rp/USD 12,128 12,378 13,726 13,369 13,480 14,409 15,151 14,267 14,409 13,832 14,002 13,992 14,173 14,144 14,313 14,070 13,956 14,166 14,103 13,938 14,031 13,832 14,034 13,594 14,163 16,285 15,081 14,659 14,230 14,580 14,481 14,843 14,617 14,057 14,034 Buying rate 54
55 Currency Substitution Ratio Currency Substitution Ratio 55
56 Giro valas terhadap Uang Beredar dalam Arti Sempit (M1) % 27.33 26.00 25.84 20.96 17.79 19.17 22.39 24.08 19.17 20.06 19.84 19.13 18.34 16.92 16.09 18.61 20.50 19.52 19.93 19.47 18.83 20.06 … 20.78 20.50 24.20 21.83 23.01 21.11 21.36 21.09 21.19 19.91 20.74 … Foreign Currency Demand Deposits to Narrow Money Suppl 56
(Giro valas + Deposito valas) terhadap (M1+ Deposito (Foreign Currency Demand Deposits + Foreign Currency
57 % 23.10 20.66 20.07 17.54 16.06 17.08 18.10 18.41 17.08 16.92 16.87 17.11 17.45 16.56 15.47 16.19 16.96 16.78 17.01 16.95 16.27 16.92 … 16.66 17.16 19.33 17.15 17.69 16.87 17.46 17.36 17.28 16.78 16.29 …
Rupiah) Time Deposits) to (M1+ Rp Time Deposits) 57
(Foreign Currency Demand Deposits + Foreign Currency
(Giro valas + Deposito Valas + Tabungan Valas) terhadap
58 % 17.93 16.56 16.62 14.88 13.42 13.97 14.93 14.99 13.97 13.63 13.84 14.02 14.33 13.76 12.77 13.45 13.87 13.84 14.13 13.94 13.41 13.63 … 13.64 14.16 15.83 14.15 14.47 13.88 14.37 14.43 14.33 14.03 13.65 … Time Deposits + Foreign Currency Savings) to (M1 +
(M1 + Deposito Rupiah + Tabungan Rupiah)
RpTime Depositos + Rp Savings ) 58
59 Posisi Investasi Internasional Indonesia (Net) USD Juta/ Millions of USD -371,433 -383,973 -376,834 -333,782 -323,365 -317,051 - - -317,051 -338,255 - - -330,710 - - -328,768 - - -326,323 - - -338,255 … - - -256,880 - - -281,707 - - -265,293 - - … Indonesia International Investment Position (Net) 59
60 Aset Finansial Luar Negeri USD Juta/ Millions of USD 190,290 201,907 212,436 300,533 338,346 346,696 - - 346,696 373,908 - - 359,297 - - 363,097 - - 365,787 - - 373,908 … - - 363,866 - - 379,079 - - 386,099 - - … External Financial Assets 60
61 Kewajiban Finansial Luar Negeri USD Juta/ Millions of USD 561,723 585,880 589,270 634,315 661,711 663,747 - - 663,747 712,163 - - 690,007 - - 691,866 - - 692,110 - - 712,163 … - - 620,746 - - 660,786 - - 651,392 - - … External Financial Liabilities 61
62 Neraca Pembayaran Indonesia Indonesia Balance of Payments 62
63 Transaksi berjalan USD Juta/ Millions of USD -29,109 -27,510 -17,519 -16,952 -16,196 -30,633 - - -9,531 -30,359 - - -6,568 - - -8,211 - - -7,504 - - -8,077 … - - -3,691 - - -2,944 - - 964 - - … Current Account 63
64 a.l Neraca Perdagangan USD Juta/ Millions of USD 5,833 6,982.57 14,049 15,318 18,814 -228 - - -2494 3507.73 - - 1269 - - 571 - - 1362 - - 305.79 … - - 4,445 - - 3,958 - - 9,795 - - … o/w. Trade Balance 64
65 Ekspor Barang USD Juta/ Millions of USD 182,089 175,293 149,124 144,470 168,883 180,725 - - 44,904 168,455 - - 41,213 - - 40,209 - - 43,670 - - 43,364 … - - 41,737 - - 34,624 - - 40,833 - - … Export 65
66 Impor Barang USD Juta/ Millions of USD -176,256 -168,310 -135,076 -129,152 -150,069 -180,953 - - -47,398 -164,948 - - -39,944 - - -39,638 - - -42,308 - - -43,058 … - - -37,292 - - -30,666 - - -31,038 - - … Import 66
67 Transaksi Modal dan Finansial USD Juta/ Millions of USD 21,971 44,943 16,860 29,346 28,732 25,219 - - 15,904 36,653 - - 9,922 - - 6,769 - - 7,462 - - 12,499 … - - -3,069 - - 10,631 - - 1,042 - - … Capital and Financial Account 67
68 a.l Transaksi Finansial USD Juta/ Millions of USD 21,926 44,916 16,843 29,306 28,686 25,122 - - 15,875 36614.11 - - 9,921 - - 6,764 - - 7,449 - - 12,479 … - - -3,069 - - 10,626 - - 1,035 - - … o/w Financial Account 68
69 Aset USD Juta/ Millions of USD -15,467 -10,786 -21,489 15,920 -18,410 -19,186 - - -2,215 -14,940 - - -6,829 - - -3,799 - - -3,779 - - -532 … - - -4,946 - - -1,311 - - -2,255 - - … Assets 69
70 Kewajiban USD Juta/ Millions of USD 37,393 55,702 38,332 13,386 47,096 44,308 - - 18,090 51,554 - - 16,751 - - 10,563 - - 11,228 - - 13,011 … - - 1,877 - - 11,937 - - 3,290 - - … Liabilities 70
71 1. Investasi Langsung USD Juta/ Millions of USD 12,170 14,733 10,704 16,136 18,502 12,511 - - 855 20053.05 - - 5,948 - - 5,776 - - 5,220 - - 3,109 … - - 4,034 - - 3,858 - - 1,081 - - … 1. Direct Investment 71
72 Aset USD Juta/ Millions of USD -11,112 -10,388 -9,075 11,594 -2,008 -6,399 - - -1,713 -4,462 - - -826 - - -1,606 - - -615 - - -1,415 … - - -672 - - -706 - - -2,778 - - … Assets 72
73 Kewajiban USD Juta/ Millions of USD 23,282 25,121 19,779 4,542 20,510 18,910 - - 2,567 24,516 - - 6,775 - - 7,381 - - 5,835 - - 4,524 … - - 4,705 - - 4,563 - - 3,859 - - … Liabilities 73
74 2. Investasi Portofolio USD Juta/ Millions of USD 10,873 26,067 16,183 18,996 21,059 9,312 - - 10,456 21,990 - - 5,525 - - 4,587 - - 4,600 - - 7,278 … - - -6,090 - - 9,775 - - -1,894 - - … 2. Portfolio Investment 74
75 Aset USD Juta/ Millions of USD -1,273 2,587 -1,268 2,218 -3,356 -5,171 - - -1,034 410 - - 123 - - -1 - - -44 - - 332 … - - -77 - - -181 - - -212 - - … Assets 75
76 Kewajiban USD Juta/ Millions of USD 12,145 23,480 17,451 16,778 24,415 14,483 - - 11,489 21,581 - - 5,402 - - 4,588 - - 4,644 - - 6,946 … - - -6,013 - - 9,956 - - -1,683 - - … Liabilities 76
77 3. Derivatif Finansial USD Juta/ Millions of USD -334 -156 20 -9.05 -128 34 - - -129 186 - - 81 - - 10 - - 86 - - 9.21 … - - -326 - - 125 - - 18 - - … 3. Financial Derivative 77
78 4. Investasi Lainnya USD Juta/ Millions of USD -783 4,272 -10,064 -5,817 -10,747 3,266 - - 4,694 -5,616 - - -1634 - - -3608 - - -2456 - - 2082 … - - -687 - - -3,132 - - 1,831 - - … 4. Other Investment 78
79 Aset USD Juta/ Millions of USD -3,427 -3,427 -11,812 1,499 -13,487 -8,233 - - 495 -11,803 - - -6,459 - - -2,321 - - -3,295 - - 271 … - - -4,490 - - -1,081 - - 633 - - … Assets 79
80 Kewajiban USD Juta/ Millions of USD 2,645 7,699 1,748 -7,316 2,740 11,499 - - 4,199 6,188 - - 4,825 - - -1,287 - - 838 - - 1,812 … - - 3,804 - - -2,050 - - 1,198 - - … Liabilities 80
81 Neraca keseluruhan USD Juta/ Millions of USD -7,325 15,249 -1,098 12,394 12,536 -5,414 - - 6,373 6,294 - - 3,354 - - -1,442 - - -41 - - 4,423 … - - -6,759 - - 7,687 - - 2,006 - - … Overall Balance 81
82 Posisi Cadangan Devisa USD Juta/ Millions of USD 99,387 111,862 105,931 116,362 130,196 120,654 115,163 117,212 120,654 129,183 120,075 123,274 124,539 124,294 120,347 123,823 125,900 126,441 124,332 126,694 126,633 129,183 ### 131,704 130,444 120,969 127,880 130,544 131,718 135,077 137,041 135,153 133,663 ### ### Reserves Position 82
83 Credit Default Swap (CDS) Indonesia tenor 5 tahun bps 236.85 178.00 229.92 157.90 85.25 137.45 159.27 142.20 137.45 67.72 111.25 103.83 91.77 94.80 114.31 102.31 81.96 89.72 77.03 75.78 73.54 67.72 67.78 65.98 94.36 210.40 211.23 175.89 133.60 115.29 103.61 116.25 99.31 89.60 67.78 Indonesia 5-year Credit Default Swap (CDS) 83
Utang Luar Negeri (ULN) Menurut Jangka Waktu Sisa dan
84 External Debt by Remaining Maturity and Group of Borrow 84
Kelompok Peminjam
85 Total USD Juta/ Millions of USD 266,109 293,328 310,730 320,006 352,469 375,430 358,043 370,844 375,430 403,529 381,376 385,764 386,231 388,003 384,924 388,756 393,087 391,089 393,448 400,008 401,053 403,529 … 410,283 406,443 388,824 399,697 403,769 408,702 409,739 412,885 408,811 413,348 416,587 … Total 85
86 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 56,288 59,263 55,502 54,711 54,822 60,174 58,746 61,374 60,174 63,313 61,313 61,768 62,426 65,172 62,019 61,279 57,865 55,912 55,460 56,997 61,815 63,313 … 59,761 59,318 60,545 60,232 63,245 63,448 67,433 67,062 67,218 66,549 66,809 … Short term debt (≤ 1 year) 86
87 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 209,822 234,065 255,229 265,295 297,646 315,256 299,297 309,470 315,256 340,215 320,063 323,996 323,805 322,831 322,905 327,478 335,222 335,177 337,988 343,011 339,239 340,215 … 350,521 347,125 328,279 339,465 340,524 345,254 342,306 345,823 341,593 346,798 349,777 … Long term debt (> 1 year) 87
88 Pemerintah USD Juta/ Millions of USD 114,294 123,806 137,396 154,875 177,318 183,197 175,352 180,462 183,197 199,876 187,157 190,841 187,685 186,689 186,297 192,548 194,541 193,514 194,355 199,167 198,633 199,876 … 204,945 200,111 180,953 189,715 192,136 196,532 198,977 200,140 197,374 199,808 203,696 … Government 88
89 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 9,527 7,504 7,013 7,434 8,204 12,867 12,393 12,833 12,867 10,968 12,631 12,710 11,089 9,729 9,646 9,734 9,673 9,528 9,753 9,750 10,690 10,968 … 10,856 11,078 9,922 9,793 12,146 12,595 16,622 15,858 15,455 15,632 14,792 … Short term debt (≤ 1 year) 89
90 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 104,767 116,302 130,383 147,442 169,114 170,330 162,958 167,629 170,330 188,909 174,526 178,131 176,596 176,960 176,651 182,814 184,868 183,986 184,602 189,417 187,943 188,909 … 194,089 189,033 171,032 179,922 179,989 183,938 182,354 184,282 181,919 184,176 188,904 … Long term debt (> 1 year) 90
91 Bank Sentral USD Juta/ Millions of USD 9,255 5,930 5,212 3,408 3,304 3,078 2,983 3,055 3,078 2,996 3,093 2,982 2,780 3,034 2,954 2,996 2,982 2,775 2,783 2,784 2,723 2,996 … 2,819 2,717 2,802 2,721 2,725 2,754 2,793 2,816 2,794 2,814 2,829 … Central Bank 91
92 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 5,976 2,871 2,323 635 491 351 271 344 351 283 353 241 58 327 258 270 284 89 105 82 29 283 … 119 29 41 45 45 46 32 7 7 7 7 … Short term debt (≤ 1 year) 92
93 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 3,279 3,059 2,889 2,773 2,812 2,727 2,711 2,712 2,727 2,714 2,740 2,741 2,722 2,707 2,696 2,726 2,697 2,686 2,678 2,702 2,694 2,714 … 2,700 2,688 2,761 2,676 2,680 2,708 2,761 2,809 2,787 2,807 2,823 … Long term debt (> 1 year) 93
94 Swasta USD Juta/ Millions of USD 142,561 163,592 168,123 161,722 171,847 189,155 179,709 187,326 189,155 200,657 191,126 191,941 195,766 198,281 195,673 193,213 195,565 194,800 196,310 198,056 199,697 200,657 … 202,519 203,615 205,069 207,260 208,908 209,416 207,970 209,929 208,643 210,726 210,061 … Private 94
95 Bank USD Juta/ Millions of USD 24,431 31,673 31,920 30,247 30,300 34,367 32,059 32,618 34,367 35,245 35,675 34,895 38,038 39,721 36,140 36,135 35,448 34,527 34,048 34,344 35,082 35,245 … 35,448 35,534 35,839 36,129 34,873 35,030 34,825 34,846 33,925 34,608 34,321 … Bank 95
96 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 17,394 22,183 20,743 19,899 19,310 20,557 19,297 19,503 20,557 19,968 21,867 21,572 25,420 26,676 22,822 22,805 19,966 19,648 18,550 19,127 19,449 19,968 … 19,164 18,714 19,443 19,475 18,257 18,780 18,528 18,605 19,285 18,534 18,517 … Short term debt (≤ 1 year) 96
97 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 7,037 9,489 11,177 10,348 10,990 13,810 12,762 13,115 13,810 15,277 13,808 13,324 12,618 13,045 13,318 13,331 15,482 14,880 15,498 15,217 15,633 15,277 … 16,285 16,820 16,396 16,655 16,616 16,250 16,297 16,241 14,640 16,074 15,804 … Long term debt (> 1 year) 97
98 Nonbank USD Juta/ Millions of USD 118,130 131,920 136,203 131,476 141,547 154,788 147,649 154,708 154,788 165,412 155,451 157,046 157,728 158,560 159,534 157,078 160,117 160,273 162,263 163,712 164,615 165,412 … 167,070 168,081 169,230 171,131 174,035 174,385 173,145 175,083 174,717 176,117 175,740 … Non Bank 98
99 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 23,391 26,705 25,423 26,744 26,816 26,399 26,784 28,694 26,399 32,096 26,462 27,245 25,859 28,440 29,294 28,471 27,943 26,648 27,053 28,037 31,647 32,096 … 29,623 29,497 31,139 30,919 32,796 32,027 32,252 32,591 32,471 32,376 33,493 … Short term debt (≤ 1 year) 99
100 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 94,739 105,215 110,780 104,732 114,730 128,389 120,866 126,014 128,389 133,316 128,989 129,800 131,869 130,120 130,240 128,607 132,174 133,625 135,210 135,675 132,969 133,316 … 137,448 138,584 138,090 140,212 141,239 142,359 140,893 142,492 142,246 143,741 142,247 … Long term debt (> 1 year) 100
101 Total Aset Sektor Keuangan Rp Miliar/ Bilions of Rp 6,526,082 7,447,059 8,140,107 9,045,198 9,721,783 10,557,778 ### ### ### 11,270,373 ### ### 10,687,317 ### ### 10,854,689 ### ### 10,966,447 ### ### 11,270,373 … ### ### 11,432,958 ### ### 11,290,138 ### ### 11,721,009 ### … … Total Asset of Financial Sector 101
102 Perbankan Rp Miliar/ Bilions of Rp 5,031,843 5,705,028 6,234,297 6,843,301 7,513,089 8,204,039 8,010,303 8,011,513 8,204,039 8,712,597 8,049,061 8,100,755 8,267,966 8,257,096 8,270,281 8,382,498 8,400,953 8,388,278 8,463,060 8,491,432 8,559,399 8,712,597 ... 8,535,278 8,683,653 8,942,864 8,795,715 8,760,641 8,817,279 8,873,962 9,055,736 9,211,678 9,225,542 ... ... Bank 102
103 Institusi Keuangan Non Bank (IKNB) 6) Rp Miliar/ Bilions of Rp 1,494,239 1,742,031 1,905,811 2,201,897 2,208,694 2,353,739 2,307,507 2,321,180 2,353,739 2,557,776 2,384,770 2,390,190 2,419,352 2,424,360 2,438,533 2,472,191 2,482,798 2,495,993 2,503,387 2,521,807 2,520,594 2,557,776 … 2,542,884 2,533,320 2,490,094 2,482,378 2,476,627 2,472,860 2,483,180 2,535,375 2,509,330 2,533,095 ### … Non Bank Financial Institution (NBFI) 6)
103

Keterangan: Note:
- PDB menggunakan Tahun Dasar 2010. Penetapan angka sangat sementara, sementara, dan angka tetap, sesuai dengan publikasi BPS. - GDP by Base Year 2010. Forecast, preliminary, and fixed figures statement refers to BPS publications
- PDB yang digunakan dalam perhitungan rasio menggunakan PDB Harga Berlaku. - GDP as denominator is at current price
- Ekspor yang digunakan dalam perhitungan rasio merupakan ekspor yang terdiri dari ekspor barang, jasa, penerimaan pendapatan primer dan penerimaan jasa sekunder pada Neraca Pembayaran Indonesia. - Export as denominator includes goods, services, income & current transfer based on BOP
1)
Angka terkini merupakan angka proyeksi untuk keseluruhan tahun 2020 berdasarkan WEO April 2020 (Update). Angka proyeksi merupakan angka perkiraan untuk keseluruhan tahun yang dipublikasikan melalui World Economic Outlook IMF tiap April dan Oktober. 1)
Current datum is estimated growth based on World Economic Outlook - IMF period of January 2019 (Update). Estimated growth is estimation for annual growth published by IMF on April and October.
2)
Monetary Authority of Singapore memutuskan menghentikan perhitungan SIBOR 3 bulan sejak Januari 2014. 2)
Monetary Authority of Singapore decided to discontinue calculation of SIBOR 3 M with effect from 1 January 2014
3)
Penggunaan BI 7-Day Repo Rate sebagai suku bunga acuan berlaku mulai tanggal 19 Agustus 2016. Sebelum periode tersebut, suku bunga acuan menggunakan BI Rate. 3)
The BI 7-Day (Reverse) Repo Rate, effective from 19th August 2016. Before 19th August 2016, BI Rate as policy rate
4)
Data IndONIA pada periode 2 Januari 2017 – 31 Juli 2018 adalah data suku bunga rata-rata tertimbang transaksi PUAB overnight, yang dimaknai sama dengan IndONIA. Sejak 2 Januari 2019, benchmark rate JIBOR overnight digantikan dengan indeks suku bunga antarbank untuk jangka waktu overnight di Indonesia atau IndONIA (Indonesia Overnight Index Average). 4)
Historical data of IndONIA from January 2nd, 2017 until July 31st, 2018 are the volume-weighted average of interest rate of rupiah unsecured transactions in Indonesia interbank money market of which could be considered the same
5)
Rata-rata harian. 5)
Daily Average
6)
Sejak posisi Januari 2017 terdapat perubahan cakupan total Aset IKNB. Cakupan OFC ditambah PT. SMF, PT. Danareksa, PT. PNM, LKM, dan Jasa Penunjang Asuransi dan Reasuransi. Perubahan angka tersebut karena angka PT.Danareksa diganti dengan Reksadana yang sebelumnya digunakan sebagai pendekatan mutual fund. Selain itu, Angka Jasa Penunjang masih menggunakan angka Desember 2016 dan angka Lembaga Keuangan Khusus masih menggunakan angka periode sebelumnya. 6)
Since January 2017, data coverage of asset IKNB has been changed. OFCs' coverage includes PT. Sarana Multigriya Finance, PT. Danareksa/Mutual Funds, PT. Permodalan Nasional Madani, LKM and Insurance Supporting Services. Th

Sumber: BI, BPS, Kemenkeu, IMF, OJK, dan Bloomberg (diolah) Source: BI, Statistics Indonesia, MoF, IMF, FSA, and Bloomberg (processed)

4
 TABEL 3. INDIKATOR SEKTOR PERBANKAN 1)
/
TABLE 3. INDICATORS OF BANKING SECTOR 1)

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 Jumlah Bank Umum Unit 120 119 118 116 115 115 115 115 115 110 115 114 114 113 112 112 111 111 110 110 110 110 110 110 110 110 110 110 110 110 110 110 110 … Number of Commercial Banks 1
4 Jumlah Bank Perkreditan Rakyat Unit 1,635 1,643 1,637 1,633 1,619 1,597 1,599 1,597 1,597 1,545 1,593 1,593 1,586 1,586 1,582 1,581 1,579 1,579 1,578 1,554 1,552 1,545 1,542 1,542 1,537 1,533 1,533 1,526 1,520 1,517 1,512 1,511 … … Number of Rural Banks 2
5 Aset Bank Umum Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … … Commercial Banks Assets 3
6 Aset BPR Rp Miliar/ Billions of Rp 77,376 89,878 101,713 113,501 125,945 135,693 132,474 133,678 135,693 149,623 135,570 136,150 137,362 137,497 137,444 139,512 142,048 143,229 144,779 146,545 148,493 149,623 149,872 150,526 149,659 146,819 145,802 146,866 148,048 148,771 149,814 151,064 … … Rural Banks Assets 4
8 Aset Perbankan terhadap Aset Sektor Keuangan 2)
% 77.10 76.61 76.59 75.66 77.28 77.71 77.64 77.54 77.71 77.31 77.14 77.22 77.36 77.30 77.23 77.22 77.19 77.07 77.17 77.10 77.25 77.31 77.05 77.42 78.22 77.99 77.96 78.10 78.14 78.13 78.59 78.46 … … Banks Assets to Financial Sector Assets 2)
5
9 6
10 Komposisi Penyaluran Dana Allocation of Funds 7
11 Penempatan pada BI % 10.50 10.40 11.49 10.92 9.76 9.82 8.44 8.55 9.82 9.26 8.47 8.53 8.66 9.18 8.28 8.35 8.41 8.36 8.56 8.34 8.72 9.26 8.78 8.46 9.32 8.85 7.91 8.45 9.27 9.23 9.83 7.99 … … Placement at Bank Indonesia 8
12 Penempatan pada Bank Lain % 3.56 3.34 3.55 3.15 3.28 2.83 3.47 3.61 2.83 2.96 2.97 3.05 3.56 3.37 3.06 3.44 3.31 3.09 3.23 3.40 3.15 2.96 2.96 3.02 2.89 2.68 2.76 2.59 2.67 2.49 2.42 2.70 … … Placement at Other Banks 9
13 Surat Berharga % 10.79 11.64 11.07 13.10 14.43 12.06 13.26 13.05 12.06 12.23 13.48 13.85 13.45 13.10 12.03 12.13 12.73 13.14 12.78 13.07 13.48 12.23 12.83 12.83 12.18 13.09 13.82 14.39 15.02 15.23 15.28 16.02 … … Marketable Securities 10
14 Kredit yang Diberikan % 68.83 67.77 68.56 67.17 66.63 68.60 68.03 67.90 68.60 68.64 68.46 68.41 67.72 68.09 69.89 69.00 68.70 68.90 68.87 68.46 68.13 68.64 67.32 66.65 66.72 66.58 66.45 65.31 64.79 63.34 62.11 61.68 … … Extended Credit 11
15 Lainnya % 6.31 6.84 5.33 5.66 5.90 6.68 6.80 6.88 6.68 6.91 6.62 6.16 6.62 6.26 6.75 7.08 6.85 6.50 6.55 6.74 6.53 6.91 8.11 9.03 8.89 8.80 9.06 9.26 8.25 9.72 10.36 11.61 … … Others 12
16 13
17 Komposisi Portofolio Kewajiban Composition of Liabilities Portfolio to Total Assets 14
18 a.l. Dana Pihak Ketiga % 73.95 73.27 71.96 71.87 71.60 69.78 70.51 70.75 69.78 70.05 70.30 70.32 69.77 69.83 69.73 70.36 70.37 70.49 70.83 70.75 70.72 70.05 70.86 70.73 70.67 70.85 71.68 72.20 72.29 72.84 73.39 72.95 … … o.w Third Party Funds 15
19 Giro % 17.09 15.84 16.10 16.71 16.70 16.30 17.01 17.35 16.30 17.12 16.07 16.11 16.19 16.45 15.81 17.06 16.82 16.47 17.14 16.83 17.34 17.12 16.95 17.09 18.32 17.91 17.86 18.32 18.00 18.82 19.59 18.75 … … Demand Deposits 16
20 Tabungan % 24.48 22.87 22.76 23.06 23.03 22.62 22.01 22.09 22.62 22.72 22.27 21.95 21.52 21.52 22.33 22.15 22.13 22.14 22.08 22.07 22.19 22.72 22.58 22.18 21.97 22.28 22.91 22.87 22.68 22.60 22.63 22.61 … … Saving Accounts 17
21 Deposito % 32.38 34.56 33.09 32.11 31.88 30.86 31.49 31.32 30.86 30.22 31.95 32.26 32.06 31.86 31.59 31.14 31.42 31.88 31.61 31.86 31.18 30.22 31.33 31.47 30.38 30.67 30.91 31.02 31.60 31.41 31.17 31.60 … … Term Deposits 18
22 Kewajiban kepada Bank Indonesia % 0.04 0.04 0.01 0.01 0.02 0.03 0.01 0.03 0.03 0.03 0.01 0.02 0.02 0.03 0.02 0.01 0.02 0.01 0.01 0.01 0.02 0.03 0.01 0.02 0.02 0.03 0.03 0.04 0.04 0.04 0.03 0.04 … … Obligations to Bank Indonesia 19
23 Kewajiban kepada Bank Lain % 2.34 2.37 2.63 2.50 2.50 2.39 2.56 2.52 2.39 2.31 2.43 2.36 2.44 2.46 2.35 2.58 2.46 2.21 2.34 2.39 2.29 2.31 2.27 2.16 2.18 1.96 1.81 1.89 1.86 1.70 1.64 1.64 … … Obligations to Other Banks 20
24 Surat Berharga yang diterbitkan % 1.10 0.97 1.07 1.39 1.53 1.43 1.41 1.40 1.43 1.58 1.40 1.38 1.46 1.57 1.57 1.58 1.55 1.56 1.54 1.51 1.59 1.58 1.63 1.62 1.56 1.54 1.64 1.57 1.48 1.42 1.41 1.40 … … Marketable Securities Issued 21
25 Pinjaman yang Diterima % 2.28 2.60 2.90 2.67 2.69 3.68 3.60 3.44 3.68 3.49 3.64 3.64 3.70 3.67 3.66 3.48 3.62 3.60 3.31 3.21 3.37 3.49 3.48 3.42 3.60 3.45 3.44 3.27 3.23 3.19 3.13 3.16 … … Loans received 22
26 23
27 Permodalan Bank Umum Konvensional Capital of Commercial Banks 24
45 Kewajiban Penyediaan Modal Minimum (KPMM) % 18.13 19.57 21.39 22.93 23.18 22.97 22.97 23.32 22.97 23.40 23.22 23.45 23.42 23.21 22.43 22.63 23.19 23.93 23.28 23.54 23.77 23.40 22.83 22.33 21.67 22.08 22.20 22.55 23.03 23.50 23.52 23.83 … … Minimum Capital Adequacy Ratio (CAR) 25
46 Modal Inti terhadap ATMR % 16.36 18.01 19.00 21.19 21.50 21.29 21.25 21.59 21.29 21.86 21.53 21.70 21.77 21.59 20.83 21.05 21.55 22.15 21.70 21.97 22.20 21.86 21.20 20.67 19.95 20.33 20.53 20.89 21.36 21.76 21.83 22.06 … … Core Capital to Risk Weighted-Assets 26
47 Modal Inti terhadap Total Modal % 90.25 92.05 88.84 92.38 92.73 92.68 92.52 92.56 92.68 93.42 92.72 92.55 92.96 93.03 92.88 93.00 92.93 92.56 93.18 93.33 93.39 93.42 92.85 92.59 92.07 92.05 92.51 92.67 92.77 92.60 92.80 92.60 … … Core Capital to Total Capital 27
48 28
49 Permodalan Bank Umum Syariah Capital of Sharia Banks 29
50 Kewajiban Penyediaan Modal Minimum (KPMM) % 14.42 15.74 15.02 16.63 17.91 20.39 21.22 21.39 20.39 20.59 20.28 20.30 20.10 19.61 19.62 19.56 19.72 20.36 20.39 20.53 20.48 20.59 20.27 20.45 20.36 20.47 20.62 21.20 20.92 20.37 20.41 20.41 … … Minimum Capital Adequacy Ratio (CAR) 30
51 Aktiva Produktif Yang Diklasifikasikan terhadap Aktiva Produktif 3)
% 3.04 4.78 5.19 4.27 4.22 3.04 3.73 3.79 3.04 2.77 3.29 3.33 3.42 3.58 3.49 3.45 3.43 3.50 3.41 3.09 3.11 2.77 3.02 2.92 3.07 3.16 2.88 3.18 3.18 3.11 3.02 2.93 … … Classified Earnings Assets to Productive Assets 3)
31
52 32
53 Rentabilitas Bank Umum Konvensional Profitability of Commercial Banks 33
54 BUKU I Group of Business Acitivies I 34
55 Return On Assets (ROA) % … 1.87 1.59 1.43 1.49 1.39 1.64 1.56 1.39 1.17 0.71 1.00 1.52 0.78 0.97 1.34 1.41 1.13 1.20 1.24 1.17 1.17 0.69 0.55 0.51 0.19 0.10 -0.99 -0.73 -0.64 -0.68 -0.19 … … Return On Assets (ROA) 35
56 Net Interest Margin (NIM) % … 5.82 5.89 6.30 5.50 5.60 5.64 5.60 5.60 4.87 4.57 4.84 5.20 5.15 5.32 5.33 5.47 5.27 4.88 4.85 4.84 4.87 4.71 4.74 4.99 4.62 4.70 4.68 4.68 4.65 4.69 4.68 … … Net Interest Margin (NIM) 36
57 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % … 85.26 86.36 88.09 87.31 87.90 85.45 86.11 87.90 89.55 93.67 91.07 86.99 93.51 92.13 88.89 88.21 90.95 89.61 89.33 89.81 89.55 93.62 95.43 95.53 99.44 100.07 111.02 108.48 106.81 107.47 102.56 … … Operating Expenses towards Operational Revenue 37
58 BUKU II Group of Business Acitivies II 38
59 Return On Assets (ROA) % … 2.38 1.48 1.66 1.51 1.54 1.53 1.51 1.54 1.42 1.65 1.84 1.64 1.33 1.26 1.61 1.55 1.52 1.53 1.49 1.43 1.42 1.82 1.61 1.47 1.36 1.21 1.35 1.33 1.30 1.26 1.23 … … Return On Assets (ROA) 39
60 Net Interest Margin (NIM) % … 3.54 4.71 5.08 5.17 5.08 5.07 5.05 5.08 4.81 4.92 4.75 4.82 4.81 4.80 4.78 4.78 4.80 4.81 4.80 4.78 4.81 4.54 4.44 4.67 4.68 4.66 4.62 4.62 4.57 4.54 4.52 … … Net Interest Margin (NIM) 40
61 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % … 81.04 89.43 85.38 86.40 86.21 86.00 86.30 86.21 88.32 86.27 84.79 85.73 88.46 88.92 87.35 86.82 86.86 86.62 86.86 87.26 88.32 88.60 89.00 93.96 93.95 93.76 92.58 92.45 92.19 92.16 92.04 … … Operating Expenses towards Operational Revenue 41
62 BUKU III Group of Business Acitivies III 42
63 Return On Assets (ROA) % … 1.78 1.29 1.41 1.79 1.82 1.83 1.82 1.82 1.72 2.24 1.90 2.11 1.98 1.94 1.91 1.89 1.85 1.78 1.77 1.74 1.72 2.09 1.95 2.16 1.94 1.75 1.72 1.69 1.61 1.45 1.39 … … Return On Assets (ROA) 43
64 Net Interest Margin (NIM) % … 3.44 4.49 89.33 4.40 4.22 4.22 4.20 4.22 3.98 3.97 3.89 3.94 3.92 3.96 3.96 3.98 3.97 3.97 3.98 3.96 3.98 3.87 3.81 3.65 3.65 3.59 3.62 3.63 3.57 3.54 3.51 … … Net Interest Margin (NIM) 44
65 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % … 84.67 89.53 4.77 86.07 85.88 86.24 86.00 85.88 87.40 92.00 90.53 89.09 89.43 87.11 86.43 87.31 87.98 88.30 88.75 87.73 87.40 89.35 88.71 91.00 89.70 89.22 88.66 88.50 88.66 89.73 89.62 … … Operating Expenses towards Operational Revenue 45
66 BUKU IV Group of Business Acitivies IV 46
67 Return On Assets (ROA) % … 3.94 3.53 3.10 3.15 3.29 3.23 3.24 3.29 3.14 3.06 2.98 3.11 2.93 2.95 3.07 3.07 3.08 3.10 3.11 3.12 3.14 3.25 2.99 3.05 2.79 2.40 2.20 2.13 2.18 2.03 1.96 … … Return On Assets (ROA) 47
68 Net Interest Margin (NIM) % … 5.10 6.36 6.50 5.99 5.78 5.78 5.77 5.78 5.48 5.57 5.44 5.42 5.46 5.49 5.49 5.47 5.47 5.48 5.47 5.46 5.48 5.66 5.45 4.63 5.09 4.95 4.88 4.82 4.84 4.84 4.86 … … Net Interest Margin (NIM) 48
69 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % … 67.10 70.46 75.05 70.31 69.18 70.50 69.37 69.18 72.31 84.30 81.09 77.39 77.39 76.07 74.49 75.71 73.68 73.35 72.97 72.57 72.31 78.25 79.08 85.37 77.74 79.19 79.89 80.45 80.38 82.13 82.67 … … Operating Expenses towards Operational Revenue 49
70 Agregat Aggregate 50
71 Return On Assets (ROA) % 3.08 2.85 2.32 2.23 2.45 2.55 2.52 2.52 2.55 2.47 2.59 2.45 2.60 2.42 2.41 2.51 2.50 2.49 2.48 2.48 2.47 2.47 2.70 2.49 2.57 2.34 2.06 1.94 1.90 1.90 1.76 1.70 … … Return On Assets (ROA) 51
72 Net Interest Margin (NIM) % 4.89 4.23 5.39 5.63 5.32 5.14 5.13 5.12 5.14 4.91 4.92 4.81 4.86 4.87 4.90 4.90 4.90 4.90 4.90 4.90 4.89 4.91 4.96 4.81 4.31 4.57 4.50 4.46 4.44 4.43 4.41 4.41 … … Net Interest Margin (NIM) 52
73 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % 74.08 76.29 81.49 82.22 78.64 77.86 78.71 78.03 77.86 79.39 87.79 85.33 82.92 83.48 81.51 80.24 81.08 80.60 80.50 80.65 79.67 79.39 83.49 83.62 88.84 84.85 84.96 84.94 85.09 84.97 86.15 86.27 … … Operating Expenses towards Operational Revenue 53
76 54
77 Rentabilitas Bank Umum Syariah 4) Profitability of Sharia Banks 4) 55
78 Return On Assets (ROA) % 1.58 0.41 0.49 0.63 0.63 1.28 1.26 1.26 1.28 1.73 1.51 1.32 1.46 1.52 1.56 1.61 1.62 1.64 1.66 1.65 1.67 1.73 1.88 1.85 1.86 1.55 1.44 1.40 1.38 1.36 1.36 1.35 … … Return On Assets (ROA) 56
79 Net Operations Margin (NOM) % 1.82 0.52 0.52 0.68 0.67 1.42 1.41 1.42 1.42 1.91 1.75 1.52 1.65 1.70 1.75 1.81 1.82 1.82 1.83 1.82 1.85 1.91 2.03 1.95 1.72 1.48 1.33 1.32 1.33 1.35 1.36 1.37 … … Net Operations Margin (NOM) 57
80 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % 82.16 96.97 97.01 96.23 94.91 89.18 89.36 89.17 89.18 84.45 87.69 89.09 87.82 86.95 86.29 85.72 85.58 85.59 85.14 85.55 85.32 84.45 83.62 82.78 83.04 84.60 85.72 86.11 86.25 86.22 86.12 86.08 … … Operating Expenses towards Operational Revenue 58
83 59
84 Risiko Likuiditas Liquidity Risk 60
98 Loan to Deposit Ratio Bank Umum Konvensional % 89.70 89.42 92.11 90.70 90.04 94.78 93.71 93.19 94.78 94.43 93.97 94.12 94.00 94.25 96.19 94.98 94.48 94.66 94.34 93.96 93.50 94.43 93.36 92.50 92.55 92.18 90.94 89.10 88.09 85.38 83.46 83.07 83.74 * 83.89 * Loan to Deposit Ratio of Conventional Commercial Banks 61
99 Current Account Saving Account (CASA) terhadap DPK % 56.21 52.84 54.01 55.33 55.48 55.77 55.34 55.74 55.77 56.86 54.55 54.12 54.05 54.37 54.70 55.74 55.35 54.77 55.37 54.97 55.90 56.86 55.78 55.51 57.01 56.72 56.88 57.04 56.28 56.87 57.53 56.69 58.04 * 58.25 * Current Account Saving Account (CASA) to Third Party Funds 62
103 63
104 Risiko Pasar Market Risk 64
106 Komposisi Surat Berharga Berdasarkan Kategori Pengukuran Composition of Securities by Measurement 65
107 Diukur pada Nilai Wajar % 7.22 7.10 8.20 5.68 6.50 4.78 6.38 5.23 4.78 6.97 6.61 7.37 7.53 7.83 7.85 7.25 8.55 8.56 7.45 7.75 7.93 6.97 6.84 8.00 6.92 7.36 6.73 7.04 7.03 6.39 6.39 7.13 7.56 … Measured at Fair Value Derived through Income Stateme 66
108 i. Diperdagangkan % 7.21 6.92 7.79 5.20 5.85 4.70 6.33 5.17 4.70 6.92 6.56 7.32 7.48 7.78 7.83 7.22 8.49 8.49 7.39 7.58 7.82 6.92 6.72 7.88 6.87 7.23 6.61 6.99 6.94 6.27 6.34 7.03 7.48 … i. Trading 67
109 ii. Ditetapkan untuk Diukur pada Nilai Wajar % 0.01 0.18 0.41 0.48 0.65 0.08 0.06 0.06 0.08 0.05 0.05 0.06 0.05 0.05 0.03 0.03 0.05 0.07 0.06 0.17 0.11 0.05 0.12 0.12 0.05 0.14 0.12 0.05 0.09 0.12 0.05 0.10 0.08 … ii. Set to be measured at fair value 68
110 Tersedia untuk Dijual % 56.92 60.96 57.70 64.52 68.42 61.74 63.76 64.14 61.74 61.81 63.18 62.71 62.54 62.97 61.20 62.40 61.57 62.19 63.06 63.13 62.82 61.81 62.38 60.80 61.82 61.56 62.57 62.60 63.75 64.06 63.75 62.41 62.55 … Available for Sale 69
111 Dimiliki Hingga Jatuh Tempo % 31.14 27.82 31.06 26.99 22.00 27.21 24.17 25.21 27.21 25.85 25.46 24.92 24.86 24.23 25.45 24.81 24.75 24.05 24.39 24.38 24.49 25.85 27.04 27.88 27.95 28.50 30.48 30.16 29.05 29.39 29.70 30.32 29.60 … Held to Maturity 70
112 Pinjaman yang Diberikan (Piutang) % 4.71 4.12 3.04 2.81 3.08 6.28 5.69 5.42 6.28 5.38 4.75 4.99 5.06 4.96 5.50 5.54 5.13 5.20 5.10 4.73 4.76 5.38 3.74 3.32 3.31 2.57 0.23 0.20 0.17 0.16 0.16 0.15 0.28 … Loans and receivables 71
113 Komposisi Surat Berharga Berdasarkan Jenis Composition of Marketable Securities by Type 72
114 Surat Berharga Pasar Uang % 32.14 36.85 21.13 30.06 30.35 26.96 27.02 25.89 26.96 23.78 24.97 24.08 25.94 24.84 26.80 26.50 25.67 23.70 23.88 23.46 22.53 23.78 20.50 20.98 20.60 18.33 16.58 14.82 14.88 12.55 12.67 13.58 13.13 … Money Market Securities 73
115 Sertifikat Bank Indonesia % 21.45 17.78 6.06 11.17 2.21 4.19 3.89 4.53 4.19 6.81 7.05 7.10 8.98 8.92 9.99 9.92 9.93 8.58 8.92 7.96 6.48 6.81 4.41 4.50 2.51 2.28 2.14 1.75 1.98 1.37 1.07 1.29 1.39 … Certificates of Bank Indonesia 74
116 Sertifikat Deposito Bank Indonesia % - 10.31 5.25 8.58 17.92 7.04 7.50 6.35 7.04 3.53 4.29 4.23 4.39 4.17 4.14 4.35 4.25 4.36 2.85 3.54 3.29 3.53 2.82 3.21 3.87 3.29 2.94 2.23 2.44 1.78 1.47 1.48 1.32 … Deposit Certificates of Bank Indonesia 75
117 Surat Pembendaharaan Negara % 3.54 3.05 4.00 3.64 4.90 6.49 7.25 6.72 6.49 3.77 5.50 4.80 4.55 4.31 4.63 3.98 2.94 2.42 3.86 3.89 4.12 3.77 3.70 3.88 4.88 4.79 4.00 3.37 2.99 2.82 3.24 3.49 3.76 … Treasury Bills 76
118 Lainnya % 7.16 5.71 5.83 6.67 5.32 9.25 8.39 8.28 9.25 9.67 8.14 7.95 8.01 7.43 8.04 8.25 8.55 8.35 8.24 8.06 8.64 9.67 9.56 9.38 9.35 7.97 7.49 7.47 7.47 6.57 6.89 7.32 6.66 … Others 77
119 Surat Berharga Pasar Modal % 67.82 62.98 78.85 69.94 69.65 73.04 72.98 74.11 73.04 76.22 75.03 75.92 74.06 75.16 73.20 73.50 74.33 76.30 76.12 76.54 77.47 76.22 79.50 79.02 79.40 81.67 83.42 85.18 85.12 87.45 87.33 86.42 86.87 … Capital Market Securities 78
120 Obligasi dalam Rangka Program Rekapitulasi Bank Umum % 18.81 15.60 12.51 8.41 6.25 5.59 6.12 6.61 5.59 1.87 2.38 2.93 2.81 2.79 2.48 2.31 2.56 2.31 2.43 2.38 2.29 1.87 1.68 1.68 1.69 1.59 1.56 1.49 0.10 0.10 0.10 0.09 0.09 … Recapitalization Bonds 79
121 Obligasi Negara % 25.71 22.44 40.14 39.10 40.51 42.08 44.12 44.11 42.08 52.73 49.84 50.05 50.43 51.02 47.51 48.56 49.80 53.22 52.59 53.69 55.11 52.73 56.91 56.36 58.04 62.61 64.74 67.35 69.31 71.88 71.62 71.08 72.15 … Government Bonds 80
122 Obligasi Ritel Indonesia % 6.24 6.37 8.95 7.87 6.32 4.97 4.16 4.36 4.97 3.41 4.33 4.28 3.34 3.35 3.68 3.75 3.47 3.26 3.50 2.93 2.92 3.41 3.15 3.01 2.68 2.21 2.53 2.65 2.59 2.64 2.92 2.57 2.68 … Indonesia Retail Bonds 81
123 Lainnya % 17.07 17.65 17.25 14.56 16.57 20.40 18.57 19.04 20.40 18.22 18.47 18.65 17.48 18.01 19.53 18.89 18.51 17.51 17.60 17.55 17.15 18.22 17.77 17.97 16.99 15.25 14.59 13.69 13.12 12.84 12.69 12.67 11.95 … Others 82
124 Lain-lain % 0.04 0.17 0.02 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - … Others 83
125 Risiko Kredit Credit Risk 84
130 NPL Gross Agregat % 1.77 2.16 2.49 2.93 2.59 2.37 2.65 2.67 2.37 2.53 2.56 2.59 2.51 2.57 2.61 2.50 2.55 2.60 2.66 2.73 2.77 2.53 2.77 2.79 2.77 2.89 3.00 3.11 3.22 3.22 3.14 3.15 3.13 * 3.02 * Aggregate NPL, Gross 85
131 Berdasarkan Jenis Penggunaan By Type of Use 86
132 Kredit Investasi % 1.71 2.35 2.61 3.21 2.63 2.43 2.75 2.81 2.43 2.29 2.48 2.45 2.35 2.42 2.44 2.16 2.21 2.26 2.56 2.69 2.72 2.29 2.40 2.39 2.30 2.43 2.47 2.58 2.81 2.80 2.83 2.95 3.14 * 2.95 * Investment 87
133 Kredit Modal Kerja % 1.98 2.49 2.99 3.59 3.18 2.82 3.14 3.17 2.82 3.22 3.13 3.17 3.09 3.16 3.23 3.12 3.20 3.27 3.25 3.36 3.43 3.22 3.63 3.65 3.60 3.71 3.84 3.96 4.04 4.05 3.95 3.97 3.87 * 3.83 * Working Capital 88
134 Kredit Konsumsi % 1.45 1.41 1.50 1.53 1.58 1.54 1.72 1.69 1.54 1.60 1.68 1.75 1.71 1.75 1.74 1.77 1.77 1.79 1.75 1.73 1.74 1.60 1.74 1.79 1.85 2.00 2.14 2.22 2.29 2.26 2.14 2.03 1.93 * 1.79 * Consumption 89
138 Berdasarkan 10 Lapangan Usaha Utama By 10 Main Sector of Loan Recipients 90
139 Sektor Perdagangan Besar dan Eceran % 2.47 3.18 3.53 4.25 4.08 3.62 4.08 4.07 3.62 3.45 3.94 3.94 3.78 3.73 3.92 3.74 3.88 3.94 3.86 3.92 3.98 3.45 3.95 3.99 4.01 4.19 4.29 4.59 4.73 4.76 4.58 4.58 4.56 * 4.43 * Wholesale and Retail Sector 91
140 Sektor Industri Pengolahan % 1.73 1.86 2.50 3.44 2.70 2.53 2.62 2.72 2.53 3.88 2.77 2.76 2.78 2.98 3.04 2.87 2.93 3.08 3.65 4.12 4.19 3.88 4.21 4.22 4.05 4.17 4.39 4.57 4.62 4.66 4.53 4.56 4.64 * 4.57 * Manufacturing Sector 92
141 Sektor Pertanian, Perburuan, dan Kehutanan % 1.44 1.80 1.90 2.21 1.36 1.32 1.47 1.47 1.32 1.53 1.43 1.35 1.34 1.42 1.42 1.32 1.33 1.32 1.46 1.47 1.45 1.53 1.74 1.70 1.44 1.51 1.49 1.77 1.82 1.87 2.02 2.00 2.01 * 1.94 * Agriculture, Hunting and Forestry Sector 93
142 Sektor Transportasi, Pergudangan dan Komunikasi % 1.96 3.21 3.84 4.83 3.74 2.68 2.87 2.83 2.68 1.64 2.48 2.62 2.35 2.39 2.22 2.07 2.10 2.12 2.16 2.13 2.09 1.64 1.72 1.73 2.19 2.25 2.12 2.05 2.01 2.03 2.06 2.01 2.10 * 2.16 * Transportation, Storage and Communication Sector 94
143 Sektor Perantara Keuangan % 0.28 0.94 0.64 1.25 0.77 1.17 1.59 1.55 1.17 0.50 1.30 1.29 1.21 1.18 1.09 1.29 1.46 1.46 1.30 0.77 0.85 0.50 0.67 0.64 0.59 0.60 0.49 0.48 0.50 0.52 0.53 0.57 0.51 * 0.41 * Financial Intermediary Sector 95
Sektor Real Estate, Usaha Persewaan dan Jasa
144 % 1.80 2.05 2.61 2.60 2.47 1.86 2.70 2.56 1.86 2.30 2.03 1.96 1.82 1.92 2.19 2.01 1.95 2.24 2.03 2.01 2.28 2.30 2.66 2.68 2.65 2.80 2.34 2.45 2.77 2.65 2.57 2.97 3.26 * 3.10 * Real Estate, Leasing and Business Services Sector 96
Perusahaan
145 Sektor Konstruksi % 4.09 4.61 4.05 3.86 3.67 3.14 3.76 3.78 3.14 3.55 3.54 3.69 3.67 3.86 3.79 3.67 3.71 3.58 3.55 3.66 3.78 3.55 3.82 3.81 3.83 3.93 3.91 3.84 3.90 3.78 3.69 3.70 3.62 * 3.45 * Construction, Mining and Quarrying Sector 97
146 Sektor Listrik, Gas dan Air % 0.74 1.91 2.30 1.64 1.08 1.33 1.28 1.34 1.33 0.89 1.16 1.14 1.03 0.95 0.89 0.86 0.94 0.95 0.94 0.94 0.98 0.89 0.92 0.92 0.94 0.91 0.88 0.81 0.86 0.91 1.06 1.10 1.11 * 1.24 * Electricity, Gas and Water Sector 98
Sektor Penyediaan Akomodasi dan Penyediaan Makan
147 % 0.96 1.44 2.29 2.71 4.33 5.53 5.06 6.04 5.53 5.56 5.81 6.05 6.12 5.92 6.18 5.82 5.83 6.07 6.07 5.86 5.83 5.56 5.90 5.66 5.05 5.67 6.21 5.89 6.29 6.37 6.32 6.36 6.25 * 5.39 * Accomodation, Food and Beverages Services 99
Minum
149 Berdasarkan Bukan Lapangan Usaha By Non-Economic Sector 100
150 a.l Rumah Tangga % 1.41 1.48 1.55 1.59 1.65 1.59 1.78 1.77 1.59 1.68 1.74 1.81 1.76 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 * 1.87 * o/w Household 101
151 Berdasarkan Wilayah By Regions 102
152 a.l Sumatra % 2.43 2.70 2.81 2.69 2.63 2.47 2.73 2.77 2.47 2.79 2.71 2.78 2.74 2.84 2.95 2.90 3.07 3.06 2.99 2.96 2.86 2.79 3.09 3.11 3.09 3.27 3.28 3.43 3.44 3.40 3.35 3.33 3.22 * 2.97 * o/w Sumatra 103
153 Jawa % 1.60 2.01 2.36 2.96 2.51 2.32 2.61 2.63 2.32 2.51 2.48 2.51 2.44 2.49 2.51 2.41 2.45 2.51 2.53 2.63 2.79 2.51 2.77 2.81 2.79 2.89 3.04 3.15 3.31 3.32 3.24 3.26 3.26 * 3.17 * Jawa 104
154 Bali & Nusa Tenggara % 0.86 1.20 1.98 2.03 2.40 2.11 2.43 2.39 2.11 2.18 2.31 2.43 2.43 2.49 2.56 2.48 2.52 2.49 2.47 2.37 2.35 2.18 2.27 2.23 2.15 2.24 2.20 2.20 2.18 2.08 2.05 2.04 1.95 * 1.81 * Bali & Nusa Tenggara 105
155 Kalimantan % 2.47 2.97 3.83 4.44 3.72 3.16 3.44 3.46 3.16 2.76 3.45 3.26 3.25 3.33 3.55 2.89 2.93 2.98 2.89 2.89 2.81 2.76 3.04 2.94 2.99 3.46 3.54 3.59 3.70 3.68 3.51 3.47 3.50 * 3.07 * Kalimantan 106
156 Sulawesi % 2.62 2.93 2.99 2.58 3.15 3.00 3.18 3.20 3.00 3.05 3.46 3.50 3.26 3.35 3.35 3.30 3.35 3.35 4.75 4.73 3.30 3.05 3.04 2.99 2.97 3.03 3.00 3.04 2.92 2.78 2.76 2.74 2.70 * 2.50 * Sulawesi 107
157 Maluku & Papua % 2.06 3.68 4.13 3.57 4.33 2.27 2.93 2.91 2.27 2.04 2.47 2.59 2.51 2.52 2.65 2.68 2.65 2.69 2.64 2.62 2.55 2.04 2.24 2.20 2.12 2.22 2.33 2.42 2.27 2.17 2.10 2.13 2.09 * 1.91 * Maluku & Papua 108
158 Berdasarkan Golongan Debitur By Type of Debtor 109
160 Pemerintah % 0.02 0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.08 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.02 * Government 110
161 Swasta % 1.74 2.15 2.47 2.92 2.70 2.63 2.64 2.66 2.63 2.51 2.55 2.58 2.51 2.57 2.61 2.50 2.54 2.59 2.64 2.71 2.69 2.51 2.75 2.78 2.85 2.88 2.88 3.09 3.21 3.20 3.13 3.14 3.16 3.00 * Private 111
162 Institusi Keuangan Non Bank % 0.03 0.06 0.03 0.06 0.03 1.10 0.05 0.05 1.10 0.03 0.04 0.04 0.04 0.04 0.04 0.04 0.05 0.05 0.04 0.04 0.05 0.03 0.04 0.04 0.04 0.04 0.04 0.03 0.03 0.04 0.04 0.04 0.04 0.03 * Non-Bank Financial Institutions (NBFI) 112
163 Bukan Lembaga Keuangan % 0.80 1.10 1.36 1.81 1.60 3.19 1.47 1.49 3.19 1.42 1.43 1.40 1.38 1.40 1.43 1.34 1.36 1.40 1.40 1.47 1.51 1.42 1.54 1.52 1.56 1.57 1.57 1.72 1.84 1.84 1.81 1.84 1.86 1.78 * Non-Financial Institutions 113
164 Perseorangan % 0.91 0.98 1.09 1.05 1.06 2.23 1.12 1.12 2.23 1.06 1.08 1.13 1.08 1.13 1.14 1.11 1.14 1.14 1.19 1.20 1.13 1.06 1.18 1.22 1.25 1.27 1.27 1.34 1.33 1.32 1.28 1.26 1.26 1.16 * Individuals 114
165 Lainnya % 0.01 0.01 0.01 0.01 0.01 0.91 0.01 0.00 0.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 * Others 115
166 Emiten LQ 45 5) (Dengan Pembagian 9 Sektor Ekonomi) LQ 45 Companies 5) 116
167 a.l. Sektor Konstruksi % 0.00 0.00 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - o/w Construction Sector 117
168 Sektor Jasa-jasa Dunia Usaha % 0.00 0.04 0.08 0.08 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 118
169 Sektor Jasa-jasa Sosial Masyarakat % 0.03 0.01 0.29 0.02 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 119
100 Debitur Korporasi Terbesar (Dengan
170 100 Largest Corporate Debtors 120
171 Sektor Perdagangan, Hotel, dan Restoran % 1.10 3.24 3.26 8.13 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Hotel and Restaurant Sector 121
172 Sektor Perindustrian % 0.52 0.00 0.70 2.60 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 122
173 Sektor Jasa Dunia Usaha % 0.00 0.00 1.00 1.16 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 123
174 Sektor Pertanian, Perburuan dan Sarana Pertanian % 0.00 0.53 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting and Forestry 124
175 Sektor Pengangkutan, Pergudangan dan Komunikasi % 1.01 0.46 2.69 4.32 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Storage and Communication Sector 125
176 Sektor Jasa-jasa Sosial Masyarakat % 4.40 3.87 7.30 5.14 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 126
177 Sektor Konstruksi % 0.00 0.45 0.28 1.47 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 127
178 Sektor Pertambangan % 0.52 2.14 2.89 6.56 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 128
179 Sektor Listrik, Gas dan Air % 1.11 2.18 3.03 2.35 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 129
180 LQ 45 Companies (by 18 Main Sectors) 130
181 a.l. Sektor Perdagangan Besar dan Eceran % … - - - 0.00 0.01 0.00 0.02 0.01 0.00 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … o/w Wholesale and Retail Sector 131
182 % … - - - 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … Real Estate, Leasing and Business Services Sector 132
183 Kegiatan yang Belum Jelas Batasannya % … - - - 94.85 0.09 0.86 0.90 0.09 0.08 0.08 0.22 0.08 0.08 0.21 0.11 0.00 0.00 0.00 0.07 0.08 0.08 0.12 0.00 0.00 0.00 0.07 0.00 0.58 0.32 0.30 0.23 0.17 … Activities without Clear Category 133
184 Pertanian, Perburuan, dan Kehutanan % … - - - 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … Agricultures, Hunting, and Forestry Sector 134
185 100 Largest Corporate Debtors 135
187 Pertanian, Perburuan dan Kehutanan % - - - - 0.00 0.51 0.51 0.51 0.51 1.40 0.50 0.51 0.49 0.48 0.46 0.50 0.49 0.49 0.49 0.88 0.89 1.40 1.36 0.56 0.00 1.27 1.25 1.74 1.78 1.78 1.28 1.79 1.80 … Agriculture, Hunting and Forestry Sector 136
188 Perikanan % - - - - 4.50 9.33 8.99 8.84 9.33 17.36 16.67 20.75 18.76 19.20 17.31 14.68 15.31 11.39 9.90 17.73 17.87 17.36 19.88 10.43 11.56 19.86 21.60 21.86 21.74 21.44 12.34 12.40 12.49 … Fishery Sector 137
189 Pertambangan dan Penggalian % - - - - 6.62 6.72 7.87 7.99 6.72 10.17 8.39 8.15 8.23 8.44 7.97 5.91 4.41 2.61 1.80 9.33 10.15 10.17 3.97 2.89 4.60 4.19 5.04 4.36 4.91 4.60 4.83 5.07 6.50 … Mining and Quarrying Sector 138
190 Industri Pengolahan % - - - - 0.75 0.84 0.67 0.53 0.84 6.03 0.89 0.94 0.92 1.48 5.37 1.43 1.35 2.06 3.64 6.12 7.18 6.03 6.77 5.29 4.50 5.82 5.84 6.13 6.23 6.68 5.85 5.88 5.45 … Manufacturing Sector 139
191 Listrik, Gas dan Air % - - - - 0.92 2.84 2.99 2.96 2.84 2.02 2.52 2.36 1.91 1.87 1.56 1.32 1.39 0.91 0.61 1.88 2.04 2.02 0.88 0.67 0.86 0.68 0.66 0.65 0.75 0.77 0.86 0.95 0.95 … Electricity, Gas and Water Sector 140
192 Konstruksi % - - - - 1.39 2.94 3.61 3.39 2.94 2.51 2.31 2.27 2.39 2.33 1.91 2.06 1.61 1.49 1.18 2.28 2.51 2.51 0.00 0.33 0.37 0.31 0.30 0.29 0.28 0.29 0.28 0.28 0.28 … Construction Sector 141
193 Perdagangan Besar dan Eceran % - - - - 5.18 6.36 6.40 6.95 6.36 9.12 7.13 7.22 6.72 6.88 5.68 5.30 5.82 2.84 2.55 8.69 9.11 9.12 2.98 2.36 3.55 2.94 3.42 4.58 5.88 6.02 5.10 5.06 5.11 … Wholesale and Retail Sector 142
194 Penyediaan Akomodasi dan Makan Minum % - - - - 5.93 9.45 7.54 9.86 9.45 10.02 9.62 9.63 9.14 9.06 9.50 9.74 9.98 11.08 10.75 10.49 10.31 10.02 8.15 7.10 6.51 6.92 8.59 7.95 8.65 8.54 8.36 8.28 8.17 … Provision of Accomodation and Water Supply Sector 143
195 Transportasi, Pergudangan, dan Komunikasi % - - - - 2.50 3.45 3.30 3.46 3.45 5.27 3.61 3.63 3.85 3.72 3.54 2.98 3.01 1.42 0.93 5.29 5.18 5.27 0.79 0.43 1.44 1.55 1.13 1.09 1.06 1.07 1.48 1.25 1.20 … Transportation, Storage and Communication Sector 144
196 Perantara Keuangan % - - - - 0.17 1.10 1.17 1.21 1.10 1.80 1.31 1.31 1.88 1.37 1.34 1.39 1.22 1.34 0.77 1.96 2.00 1.80 0.65 0.25 0.21 0.46 0.24 0.25 0.26 0.26 0.28 0.27 0.33 … Financial Intermediary Sector 145
197 Real Estate, Usaha Persewaan, dan Jasa Perusahaan % - - - - 0.84 0.65 1.17 0.19 0.65 2.68 0.64 2.45 1.04 2.43 0.91 0.98 0.61 0.67 0.57 1.71 1.75 2.68 1.20 1.54 2.14 1.51 0.36 0.36 0.85 0.49 0.49 1.19 1.18 … Real Estate, Leasing and Business Services Sector 146
198 % - - - - 0.08 0.21 0.22 0.22 0.21 0.24 0.21 0.20 0.23 0.24 0.19 0.29 0.28 0.00 0.00 0.29 0.28 0.24 0.04 0.03 0.00 0.01 0.01 0.02 0.02 0.19 0.29 0.45 0.53 … General Government, Defense and Mandatory Social S 147
199 Jasa Pendidikan % - - - - 1.10 0.42 0.52 0.52 0.42 1.16 0.42 0.42 0.39 0.04 0.03 0.03 0.03 1.68 0.03 0.82 1.08 1.16 0.43 0.42 0.48 1.13 1.87 0.72 2.14 2.14 2.14 2.12 1.77 … Education Services Sector 148
200 Jasa Kesehatan dan Kegiatan Sosial % - - - - 2.23 2.04 2.25 2.16 2.04 1.56 2.02 2.06 2.02 2.13 1.80 1.95 1.85 1.59 1.57 2.06 2.04 1.56 1.16 1.04 1.41 1.04 1.04 1.51 1.51 1.49 1.47 1.33 1.41 … Healthcare Services and Social Activities Sector 149
201 % - - - - 0.51 4.29 6.02 5.45 4.29 3.83 4.94 5.44 3.29 5.95 2.85 2.96 3.88 1.17 1.03 6.27 6.23 3.83 0.00 0.00 0.00 0.22 0.99 0.85 0.82 1.45 0.88 1.60 3.12 … Social Services, Socio-cultural, Entertainment Service 150
202 Jasa Perorangan yang Melayani Rumah Tangga % - - - - 2.01 19.63 20.47 20.25 19.63 22.80 18.23 18.04 19.88 17.41 18.56 18.64 21.69 7.15 10.08 28.71 27.14 22.80 5.09 3.66 3.20 3.14 2.00 1.38 1.52 1.58 1.82 1.84 1.95 … Other Personal Service Activities 151
203 Badan Internasional dan Badan Ekstra Internasional Lainnya % - - - - 38.07 2.74 74.31 1.53 2.74 3.39 1.53 0.17 0.17 0.17 0.41 0.41 1.57 0.08 0.07 9.04 8.92 3.39 0.01 0.01 0.00 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 … International Organizations and Other Extraterritorial 152
204 Kegiatan yang Belum Jelas Batasannya % - - - - 0.95 1.66 3.03 3.04 1.66 3.16 2.27 4.39 2.74 4.29 3.39 2.36 2.51 0.74 0.38 5.22 3.88 3.16 0.42 0.21 0.25 0.23 1.13 0.56 0.67 1.10 0.60 1.44 3.16 * … Activities without Clear Category 153
205 154
206 Komposisi Surat Berharga Composition of Debt Securities 155
207 a. l. Trading % 5.30 6.68 7.71 4.65 5.85 4.29 5.76 4.73 4.29 6.01 5.15 5.81 5.89 6.24 5.87 5.41 6.48 6.77 5.74 6.12 6.78 6.01 6.16 7.12 6.62 7.04 6.34 6.78 6.57 6.00 6.06 6.66 7.06 … o/w Trading 156
208 SBN % 3.26 4.00 4.66 3.29 3.73 3.00 4.06 3.17 3.00 4.67 3.78 4.34 4.74 4.78 4.44 3.70 4.55 5.28 4.53 4.63 5.40 4.67 4.28 4.73 4.96 5.68 5.05 5.38 4.89 4.53 4.85 5.16 5.62 … Government Securities (SBN) 157
209 Korporasi % 2.04 2.69 3.05 1.36 2.12 1.30 1.70 1.56 1.30 1.34 1.37 1.48 1.15 1.47 1.43 1.72 1.93 1.49 1.21 1.49 1.38 1.34 1.88 2.40 1.66 1.37 1.29 1.40 1.68 1.47 1.21 1.49 1.44 … Corporate Bonds 158
210 Available For Sale (AFS) % 45.68 49.61 53.29 55.84 67.02 59.19 61.31 61.14 59.19 57.41 59.06 58.64 56.97 57.22 55.05 56.24 55.48 57.45 58.01 58.67 59.07 57.41 59.91 58.44 60.42 60.29 61.48 61.78 62.66 63.29 63.13 61.84 61.80 … Available For Sale (AFS) 159
211 SBN % 35.49 28.54 38.56 37.61 39.05 38.12 41.06 41.85 38.12 40.48 41.63 41.42 40.28 40.58 37.18 38.59 37.97 40.38 42.14 42.29 43.46 40.48 44.01 42.75 44.70 46.10 48.06 49.90 50.97 52.33 52.24 51.01 51.49 … Government Securities (SBN) 160
212 Korporasi % 10.19 21.06 14.74 18.23 27.97 21.07 20.25 19.30 21.07 16.93 17.43 17.22 16.69 16.63 17.87 17.66 17.52 17.07 15.87 16.37 15.61 16.93 15.90 15.69 15.72 14.19 13.43 11.88 11.69 10.97 10.89 10.83 10.31 … Corporate Bonds 161
216 162
217 Penyaluran Dana Assets Portfolio 163
218 Penempatan pada BI 506,453 569,018 685,575 717,840 700,775 767,134 648,547 657,416 767,134 766,781 649,547 659,591 683,820 723,390 648,909 669,329 675,185 670,456 693,957 677,412 714,081 766,781 726,336 711,506 808,020 754,712 673,119 726,875 802,465 814,998 886,346 719,714 … … Placement at Bank Indonesia 164
219 Penempatan pada Bank Lain 171,915 182,432 211,901 207,050 235,595 220,990 266,260 277,583 220,990 245,271 227,835 235,757 280,929 265,653 239,708 275,558 265,561 247,874 261,767 275,916 258,341 245,271 244,368 254,310 250,077 228,467 234,440 222,864 231,100 219,694 218,718 243,431 … … Placement at Other Banks 165
220 Surat Berharga 520,642 636,688 660,828 860,522 ### 941,936 ### ### 941,936 ### ### ### ### ### 943,302 971,890 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … … Marketable Securities 166
221 Kredit yang Diberikan ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Extended Credits 167
222 Lainnya 304,451 374,271 318,243 372,076 423,388 521,915 522,600 528,329 521,915 572,307 507,727 476,032 522,893 493,012 528,912 566,904 549,258 521,461 530,850 547,399 534,691 572,307 670,542 758,887 770,566 750,288 770,527 796,229 713,800 858,761 934,484 ### … … Others 168
223 169
224 Portofolio Kewajiban Liabilities Portfolio 170
225 a.l.Dana Pihak Ketiga ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### o/w Third Party Funds 171
229 Kewajiban kepada Bank Indonesia 1,782 2,147 691 808 1,197 2,797 1,178 2,479 2,797 2,147 1,029 1,585 1,872 2,187 1,968 1,057 1,239 620 724 712 1,473 2,147 1,052 1,788 1,786 2,827 2,704 3,442 3,295 3,323 2,964 3,267 … … Obligations to Bank Indonesia 172
230 Kewajiban kepada Bank Lain 115,793 132,956 161,094 168,531 184,647 192,555 201,293 198,300 192,555 197,517 192,297 188,180 198,067 199,935 191,339 213,041 202,882 181,877 194,917 199,098 192,627 197,517 190,499 184,208 191,260 169,520 155,584 163,626 162,066 151,085 148,712 148,742 … … Obligations to Other Banks 173
231 Surat Berharga yang Diterbitkan 54,450 54,308 65,544 93,222 113,013 115,129 110,713 110,519 115,129 135,029 110,460 110,284 118,722 127,635 127,947 129,972 128,417 128,609 127,920 126,008 133,427 135,029 136,430 137,915 137,578 133,246 141,095 135,745 129,159 126,109 127,327 126,648 … … Marketable Securities Issued 174
232 Pinjaman yang Diterima 112,914 145,853 177,718 179,671 199,054 296,746 283,666 270,975 296,746 299,055 288,438 289,717 300,696 298,215 297,923 286,832 298,755 296,954 275,010 267,950 283,318 299,055 292,026 291,579 316,164 298,657 296,767 283,273 282,010 283,907 284,050 286,871 … … Loans Received 175
233 176
242 Total Surat Berharga 520,642 636,688 660,828 860,522 ### 941,936 ### ### 941,936 ### ### ### ### ### 943,302 971,890 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Total Debt Securities 177
243 a.l. Trading 27,591 42,547 50,957 40,016 60,588 40,444 58,678 47,450 40,444 60,889 53,219 62,211 62,574 64,417 55,386 52,624 66,192 71,345 59,447 64,938 74,879 60,889 65,344 76,831 69,888 78,605 74,451 83,951 85,453 80,640 83,566 96,019 103,546 … o/w Trading 178
244 SBN 16,960 25,444 30,816 28,325 38,664 28,216 41,390 31,762 28,216 47,289 39,077 46,411 50,341 49,280 41,865 35,955 46,479 55,619 46,881 49,115 59,671 47,289 45,422 50,984 52,346 63,364 59,318 66,608 63,619 60,926 66,872 74,496 82,409 … Government Securities (SBN) 179
245 Korporasi 10,631 17,102 20,142 11,690 21,924 12,228 17,288 15,687 12,228 13,601 14,142 15,800 12,233 15,137 13,521 16,670 19,714 15,726 12,566 15,823 15,208 13,601 19,922 25,847 17,542 15,241 15,133 17,343 21,834 19,714 16,694 21,524 21,137 … Corporate Bonds 180
246 Available For Sale (AFS) 237,821 315,833 352,187 480,491 693,878 557,494 624,476 613,306 557,494 581,353 610,376 627,791 605,280 590,251 519,288 546,599 566,830 605,595 600,843 622,988 652,181 581,353 635,696 630,502 637,762 672,779 722,489 764,827 814,530 851,133 869,857 892,069 905,784 … Available For Sale (AFS) 181

5
247 SBN Rp Miliar/ Billions of Rp 184,752 181,723 254,791 323,660 404,298 359,019 418,265 419,755 359,019 409,936 430,209 443,442 427,944 418,671 350,733 375,008 387,877 425,675 436,444 449,125 479,848 409,936 467,022 461,233 471,833 514,443 564,706 617,706 662,588 703,660 719,811 735,831 754,680 … Government Securities (SBN) 182
248 Korporasi Rp Miliar/ Billions of Rp 53,069 134,109 97,396 156,831 289,580 198,475 206,210 193,551 198,475 171,416 180,167 184,350 177,336 171,580 168,556 171,591 178,953 179,920 164,399 173,863 172,333 171,416 168,674 169,270 165,929 158,337 157,783 147,121 151,942 147,474 150,046 156,238 151,104 … Corporate Bonds 183
252 184
253 Komposisi Surat Berharga Berdasarkan Kategori Pengukuran Rp Miliar/ Billions of Rp 520,597 636,590 660,828 860,522 ### 941,936 ### ### 941,936 ### ### ### ### ### 943,302 971,890 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Composition of Securities by Measurement 185
254 Diukur pada Nilai Wajar Melalui Laporan Laba/Rugi Rp Miliar/ Billions of Rp 37,602 45,220 54,189 48,868 67,274 44,985 65,029 52,455 44,985 70,562 68,303 78,901 80,019 80,824 74,087 70,462 87,313 90,257 77,139 82,319 87,593 70,562 72,558 86,301 73,025 82,173 79,077 87,180 91,337 85,908 87,994 102,788 110,843 … Measured by Fair Value Via Income Statement 186
255 i. Diperdagangkan Rp Miliar/ Billions of Rp 37,559 44,068 51,447 44,760 60,588 44,258 64,436 51,887 44,258 70,085 67,748 78,311 79,461 80,276 73,830 70,185 86,763 89,521 76,518 80,501 86,337 70,085 71,254 84,993 72,532 80,664 77,690 86,523 90,205 84,358 87,369 101,370 109,650 … i. Trading 187
256 ii. Ditetapkan untuk Diukur pada Nilai Wajar Rp Miliar/ Billions of Rp 43 1,153 2,742 4,108 6,686 727 593 568 727 477 555 590 558 548 257 277 550 736 621 1,819 1,256 477 1,304 1,308 494 1,509 1,386 657 1,133 1,550 625 1,418 1,193 … ii. Set to be measured at fair value 188
257 Tersedia untuk Dijual Rp Miliar/ Billions of Rp 296,368 388,041 381,283 555,217 708,423 581,541 649,430 643,390 581,541 625,904 652,910 671,364 664,447 649,649 577,277 606,471 629,006 655,588 653,137 670,414 693,631 625,904 661,913 655,936 652,583 687,019 735,190 774,956 828,726 861,447 878,417 900,272 916,812 … Available for Sale 189
258 Dimiliki Hingga Jatuh Tempo Rp Miliar/ Billions of Rp 162,095 177,126 205,238 232,285 227,785 256,257 246,173 252,848 256,257 261,742 263,135 266,813 264,173 249,994 240,045 241,118 252,880 253,574 252,602 258,912 270,365 261,742 286,930 300,766 295,001 318,058 358,143 373,332 377,636 395,253 409,195 437,441 433,836 … Held to Maturity 190
259 Pinjaman yang Diberikan (Piutang) Rp Miliar/ Billions of Rp 24,532 26,203 20,118 24,152 31,853 59,153 57,941 54,368 59,153 54,487 49,136 53,439 53,796 51,164 51,893 53,838 52,452 54,767 52,840 50,258 52,507 54,487 39,692 35,836 34,987 28,723 2,657 2,453 2,235 2,147 2,253 2,114 4,133 … Loans and Receivables 191
260 Komposisi Surat Berharga Berdasarkan Jenis Rp Miliar/ Billions of Rp 520,597 636,590 660,828 860,522 ### 941,936 ### ### 941,936 ### ### ### ### ### 943,302 971,890 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Composition of Securities by Type 192
261 Surat Berharga Pasar Uang Rp Miliar/ Billions of Rp 167,359 234,556 139,652 258,637 318,426 253,978 275,266 259,664 253,978 240,799 258,100 257,833 275,594 256,216 252,818 257,565 262,214 249,869 247,277 249,064 248,704 240,799 217,464 226,263 217,412 204,523 194,743 183,389 193,410 168,668 174,522 195,783 192,290 … Money Market Securities 193
262 Sertifikat Bank Indonesia Rp Miliar/ Billions of Rp 111,677 113,155 40,017 96,103 23,152 39,441 39,587 45,463 39,441 68,974 72,826 75,967 95,457 92,043 94,282 96,393 101,481 90,409 92,395 84,561 71,554 68,974 46,841 48,588 26,483 25,435 25,111 21,704 25,780 18,484 14,779 18,579 20,351 … Certificates of Bank Indonesia 194
263 Sertifikat Deposito Bank Indonesia Rp Miliar/ Billions of Rp - 65,608 34,677 73,805 188,064 66,279 76,436 63,652 66,279 35,722 44,301 45,334 46,661 43,068 39,066 42,310 43,414 45,950 29,531 37,591 36,272 35,722 29,874 34,655 40,823 36,728 34,592 27,551 31,708 23,898 20,258 21,385 19,360 … Deposit Certificates of Bank Indonesia 195
264 Surat Pembendaharaan Negara Rp Miliar/ Billions of Rp 18,416 19,418 26,443 31,352 51,384 61,172 73,826 67,451 61,172 38,212 56,802 51,406 48,381 44,468 43,672 38,714 29,997 25,510 39,975 41,281 45,452 38,212 39,292 41,817 51,464 53,433 47,038 41,653 38,859 37,894 44,664 50,330 55,033 … Treasury Bills 196
265 Lainnya Rp Miliar/ Billions of Rp 37,266 36,374 38,515 57,377 55,826 87,085 85,417 83,098 87,085 97,890 84,171 85,126 85,095 76,637 75,797 80,147 87,323 88,000 85,375 85,631 95,426 97,890 101,458 101,203 98,643 88,927 88,001 92,481 97,063 88,392 94,821 105,489 97,546 … Others 197
266 Surat Berharga Pasar Modal Rp Miliar/ Billions of Rp 353,035 400,900 521,061 601,885 730,830 687,958 743,307 743,397 687,958 771,777 775,385 812,684 786,841 775,416 690,484 714,325 759,437 804,317 788,322 812,719 855,272 771,777 843,507 852,407 837,874 911,014 979,912 ### ### ### ### ### ### … Capital Market Securities 198
267 Obligasi dalam Rangka Program Rekapitulasi Bank Umum Rp Miliar/ Billions of Rp 97,914 99,303 82,677 72,396 65,578 52,672 62,351 66,279 52,672 18,904 24,616 31,355 29,895 28,758 23,425 22,419 26,144 24,304 25,169 25,218 25,278 18,904 17,830 18,144 17,811 17,712 18,280 18,429 1,317 1,319 1,316 1,361 1,388 … Recapitalization Bonds 199
268 Obligasi Negara Rp Miliar/ Billions of Rp 133,837 142,848 265,261 336,475 425,004 396,338 449,439 442,406 396,338 533,896 515,103 535,812 535,743 526,328 448,122 471,906 508,753 560,994 544,627 570,033 608,376 533,896 603,775 607,988 612,468 698,483 760,515 833,538 900,784 966,289 986,278 ### ### … Government Bonds 200
269 Obligasi Negara Rp Miliar/ Billions of Rp 32,474 42,102 59,147 67,717 66,336 46,784 42,399 43,685 46,784 34,501 44,791 45,868 35,468 34,512 34,745 36,412 35,402 34,399 36,287 31,152 32,276 34,501 33,417 32,492 28,317 24,707 29,717 32,802 33,633 35,494 40,234 37,098 39,172 … Indonesia Retail Bonds 201
270 Lainnya Rp Miliar/ Billions of Rp 88,810 116,646 113,976 125,296 173,912 192,163 189,118 191,027 192,163 184,476 190,876 199,650 185,736 185,818 184,192 183,588 189,136 184,620 182,239 186,316 189,342 184,476 188,485 193,783 179,279 170,111 171,399 169,486 170,531 172,609 174,713 182,627 174,963 … Others 202
271 Lain-lain Rp Miliar/ Billions of Rp 204 1,134 114 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - … Others 203
272 204
273 Kredit yang Diberikan Loans 205
274 Total Kredit yang Diberikan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Total Loans 206
275 Berdasarkan Jenis Valuta Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By Type of Currency 207
276 Rupiah Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Rupiah 208
277 Valas Rp Miliar/ Billions of Rp 582,661 629,436 647,481 653,822 709,798 822,305 837,253 792,648 822,305 804,994 791,884 811,611 822,270 803,324 815,849 823,883 816,103 816,132 808,477 788,668 789,591 804,994 789,283 826,562 958,080 862,261 852,488 829,181 845,767 844,926 842,611 808,307 771,129 * 771,455 * Foreign Reserves 209
278 Kepada Bank Lain Rp Miliar/ Billions of Rp 26,968 32,192 34,200 36,220 43,987 63,130 56,421 58,069 63,130 66,766 62,593 59,452 59,105 57,855 60,831 60,944 59,472 60,822 56,524 55,168 57,839 66,766 64,229 65,829 69,524 66,069 65,554 68,473 71,131 72,239 71,440 73,368 69,414 * 66,058 * To Other Bank 210
279 Kepada Pihak Ketiga Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### To Third Party 211
280 Berdasarkan Jenis Penggunaan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By Type of Use 212
281 Kredit Investasi Rp Miliar/ Billions of Rp 798,157 903,194 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Investment Credit 213
282 Kredit Modal Kerja Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Working Capital Credit 214
283 Kredit Konsumsi Rp Miliar/ Billions of Rp 909,058 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Consumption Credit 215
284 Berdasarkan 10 Lapangan Usaha Utama Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By 10 Main Sector Loan Recipients (Excludes Household) 216
285 Sektor Perdagangan Besar dan Eceran Rp Miliar/ Billions of Rp 644,047 716,733 792,503 841,384 885,454 975,995 961,334 964,806 975,995 ### 949,880 958,951 972,700 981,744 987,292 999,851 992,997 987,028 ### 997,224 994,104 ### 975,541 974,243 999,463 972,219 960,548 947,590 939,542 938,110 940,905 941,240 936,117 * 942,188 * Wholesale and Retail Sector 217
286 Sektor Industri Pengolahan Rp Miliar/ Billions of Rp 577,880 660,536 760,048 781,765 824,109 899,088 874,216 859,480 899,088 931,727 869,183 873,270 868,891 867,740 885,407 902,052 901,643 909,124 917,459 900,067 903,943 931,727 891,896 904,083 961,569 931,054 933,269 913,107 916,574 910,487 916,260 897,899 881,020 * 893,642 * Manufacturing Sector 218
287 Sektor Pertanian, Perburuan, dan Kehutanan Rp Miliar/ Billions of Rp 177,162 212,386 254,954 283,827 317,379 354,878 344,096 345,383 354,878 369,903 350,218 353,645 354,080 357,066 363,350 362,564 364,136 364,925 370,141 365,080 370,334 369,903 366,712 372,109 383,091 379,363 377,036 378,182 375,091 378,779 386,281 383,139 382,421 * 385,586 * Agriculture, Hunting and Forestry Sector 219
288 Sektor Transportasi, Pergudangan dan Komunikasi Rp Miliar/ Billions of Rp 163,418 171,805 177,546 171,795 182,628 217,323 212,928 210,777 217,323 246,935 212,240 211,910 213,971 212,876 224,302 232,460 230,719 226,032 232,235 236,911 241,651 246,935 244,517 246,485 253,160 248,352 249,865 255,643 258,299 256,134 258,541 261,913 261,514 * 266,189 * Transportation, Storage and Communication Sector 220
289 Perantara
Sektor Real Keuangan
Estate, Usaha Persewaan dan Jasa Rp Miliar/ Billions of Rp 151,154 166,182 164,681 193,946 214,185 244,486 228,456 227,379 244,486 249,782 228,622 226,627 232,258 236,007 252,788 250,017 239,432 240,206 243,991 242,095 241,673 249,782 239,087 242,558 263,848 261,482 253,227 241,269 237,528 231,089 220,049 215,133 214,928 * 216,297 * Financial Intermediary Sector 221
290 Perusahaan Rp Miliar/ Billions of Rp 193,182 165,466 184,755 209,999 221,923 248,218 244,822 246,872 248,218 269,360 245,187 247,398 253,836 247,853 251,480 258,474 261,947 261,064 262,477 262,892 265,690 269,360 263,860 264,190 272,235 268,749 266,507 263,607 264,511 263,302 264,874 262,135 260,694 * 259,941 * Real Estate, Leasing and Business Services Sector 222
291 Sektor Konstruksi Rp Miliar/ Billions of Rp 116,090 147,266 172,934 214,757 258,931 316,097 305,327 310,312 316,097 362,271 307,027 313,968 323,777 327,078 342,552 348,339 354,136 360,756 367,268 362,870 361,726 362,271 349,490 350,050 353,292 354,195 360,526 363,687 365,045 365,665 370,879 374,226 373,621 * 376,473 * Construction, Mining and Quarrying Sector 223
292 Listrik, Gas dan
Sektor Penyediaan Air
Akomodasi dan Penyediaan Makan Rp Miliar/ Billions of Rp 79,493 81,130 99,447 135,461 146,133 170,190 169,265 159,257 170,190 198,255 175,688 176,741 186,861 191,167 206,802 208,928 195,552 196,472 197,443 195,485 195,052 198,255 196,748 199,749 215,082 211,590 213,069 212,884 203,495 197,115 192,246 172,241 170,049 * 168,881 * Electricity, Gas and Water Sector 224
293 Minum Rp Miliar/ Billions of Rp 59,306 73,583 85,861 93,390 97,886 99,751 99,275 98,999 99,751 109,842 98,757 98,688 100,369 100,958 104,180 104,203 104,338 105,211 106,868 107,115 108,663 109,842 109,487 111,210 113,223 112,163 112,757 112,153 113,646 114,990 116,436 116,973 117,471 * 116,183 * Accomodation, Food and Beverages Services 225
295 Berdasarkan Bukan Lapangan Usaha By Non-economy Sector 226
296 a.l Rumah Tangga Rp Miliar/ Billions of Rp 688,051 832,752 916,252 980,338 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### o/w Household 227
297 Berdasarkan Golongan Debitur Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By Type of Debtor 228
298 Pemerintah Rp Miliar/ Billions of Rp 241,956 258,742 296,991 357,135 388,404 537,436 524,130 508,599 537,436 573,347 525,615 542,053 539,475 532,542 569,883 587,254 580,569 581,629 574,177 551,655 556,893 573,347 546,676 550,036 577,320 579,304 592,757 601,560 596,793 598,127 578,128 557,019 536,991 516,205 * Government 229
299 Swasta Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Private 230
300 Institusi Keuangan Non Bank Rp Miliar/ Billions of Rp 141,486 162,544 142,835 164,354 180,960 196,178 193,707 193,118 196,178 188,767 186,965 183,504 184,067 186,411 196,350 193,200 187,180 188,517 188,783 188,415 189,238 188,767 182,468 188,748 203,976 198,770 191,158 179,030 176,159 171,591 167,926 166,149 166,507 165,938 * Non-Bank Financial Institutions (NBFI) 231
301 Bukan Lembaga Keuangan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Non-Financial Institutions 232
302 Perseorangan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Individuals 233
303 Lainnya Rp Miliar/ Billions of Rp 0 3,277 4,601 4,135 9,458 5,510 8,607 7,951 5,510 15,551 4,056 5,085 4,488 5,406 4,782 11,559 11,358 9,906 13,825 14,087 9,160 15,551 17,906 18,673 21,029 16,094 16,308 14,372 12,080 14,291 17,207 15,504 17,688 23,446 * Others 234
304 Berdasarkan Wilayah Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By Regions 235
305 a.l Sumatra Rp Miliar/ Billions of Rp 421,283 457,102 494,072 526,861 567,775 607,751 590,367 594,551 607,751 634,942 595,149 598,007 608,051 609,825 616,665 617,023 617,701 618,883 624,550 623,011 627,909 634,942 622,244 626,825 635,884 627,035 621,119 621,906 622,150 624,190 631,781 630,812 634,809 * 639,173 * o/w Sumatra 236
306 Jawa Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Jawa 237
307 Bali & Nusa Tenggara Rp Miliar/ Billions of Rp 81,175 93,819 104,438 120,338 132,450 142,403 140,580 141,093 142,403 158,450 141,325 142,639 144,457 145,631 147,994 149,123 150,205 151,602 153,670 157,353 157,978 158,450 157,450 158,937 164,557 162,327 161,299 161,316 162,520 163,267 164,896 165,731 167,935 * 168,277 * Bali & Nusa Tenggara 238
308 Kalimantan Rp Miliar/ Billions of Rp 142,728 152,963 162,910 174,750 192,031 200,659 199,523 201,046 200,659 212,883 195,740 198,063 200,127 201,113 204,920 205,923 206,403 208,022 210,796 210,977 213,168 212,883 210,381 211,676 210,925 208,226 206,605 206,022 207,542 207,819 209,615 210,615 211,590 * 213,940 * Kalimantan 239
309 Sulawesi Rp Miliar/ Billions of Rp 138,900 155,022 175,001 192,017 211,855 225,144 221,648 222,571 225,144 237,593 222,506 224,768 228,343 229,886 232,233 233,710 234,160 235,526 238,167 238,787 236,782 237,593 235,459 236,702 238,412 236,598 235,667 236,874 236,658 237,711 239,945 240,277 243,962 * 245,816 * Sulawesi 240
310 Maluku & Papua Rp Miliar/ Billions of Rp 35,671 40,186 43,702 48,889 53,571 58,775 56,856 57,918 58,775 65,062 57,529 58,182 59,210 59,532 60,567 60,899 61,360 61,824 62,453 62,895 63,818 65,062 63,810 64,532 65,065 64,735 64,628 64,849 64,945 65,462 66,338 66,439 66,934 * 67,962 * Maluku & Papua 241
Kredit kepada Emiten LQ 45 (Dengan Pembagian 9
311 Rp Miliar/ Billions of Rp 65,125 74,859 104,566 107,951 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 242
Sektor Ekonomi) Credit to LQ 45 Companies
312 Sektor Pertanian, Perburuan dan Sarana Pertanian Rp Miliar/ Billions of Rp 701 2,555 6,718 3,288 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting, and Agricultural Infrastructure Se 243
313 Sektor Pertambangan Rp Miliar/ Billions of Rp 3,780 5,677 4,597 9,480 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 244
314 Sektor Perindustrian Rp Miliar/ Billions of Rp 20,179 27,582 38,774 36,699 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 245
315 Sektor Listrik, Gas dan Air Rp Miliar/ Billions of Rp 4,564 - 2,881 2,445 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 246
316 Sektor Konstruksi Rp Miliar/ Billions of Rp 3,475 4,737 9,303 25,995 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 247
317 Sektor Perdagangan, Restoran dan Hotel Rp Miliar/ Billions of Rp 2,969 2,458 2,455 7,270 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Restaurant and Hotel Sector 248
318 Sektor Pengangkutan, Pergudangan dan Komunikasi Rp Miliar/ Billions of Rp 18,356 16,778 17,957 4,908 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Warehouse and Communication Secto 249
319 Sektor Jasa-jasa Dunia Usaha Rp Miliar/ Billions of Rp 7,572 8,230 12,378 11,416 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 250
320 Sektor Jasa-jasa Sosial Masyarakat Rp Miliar/ Billions of Rp 1,576 1,591 3,733 614 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 251
321 Sektor Lain-lain Rp Miliar/ Billions of Rp 1,951 5,251 5,770 5,836 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Sector 252
Kredit kepada 100 Debitur Korporasi Terbesar (Dengan
341 Rp Miliar/ Billions of Rp ### ### 963,247 ### - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 253
Pembagian 9 Sektor Ekonomi) Credit to 100 Largest Corporate Debtors
342 Sektor Pertanian, Perburuan dan Sarana Pertanian Rp Miliar/ Billions of Rp 72,770 88,545 102,578 109,714 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting, and Agricultural Infrastructure Se 254
343 Sektor Pertambangan Rp Miliar/ Billions of Rp 78,036 90,095 100,300 97,447 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 255
344 Sektor Perindustrian Rp Miliar/ Billions of Rp 141,023 169,859 239,941 251,814 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 256
345 Sektor Listrik, Gas dan Air Rp Miliar/ Billions of Rp 76,236 75,060 88,872 126,352 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 257
346 Sektor Konstruksi Rp Miliar/ Billions of Rp 39,612 45,829 58,191 81,001 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 258
347 Sektor Perdagangan, Restoran dan Hotel Rp Miliar/ Billions of Rp 79,111 77,406 95,318 103,060 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Restaurant and Hotel Sector 259
348 Sektor Pengangkutan, Pergudangan dan Komunikasi Rp Miliar/ Billions of Rp 72,488 73,587 86,632 88,188 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Warehouse and Communication Secto 260
349 Sektor Jasa-jasa Dunia Usaha Rp Miliar/ Billions of Rp 119,572 122,206 133,874 174,756 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 261
350 Sektor Jasa-jasa Sosial Masyarakat Rp Miliar/ Billions of Rp 39,428 46,167 43,868 44,400 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 262
351 Sektor Lain-lain Rp Miliar/ Billions of Rp 8,817 10,833 13,672 11,028 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Sector 263
100 Debitur Korporasi Terbesar (Dengan Pembagian 18
352 Rp Miliar/ Billions of Rp - - - - ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … 100 Largest Corporate Debtors 264
Sektor Ekonomi)
353 Pertanian, Perburuan dan Kehutanan Rp Miliar/ Billions of Rp - - - - 112,697 127,976 127,431 127,651 127,976 126,153 128,547 127,271 132,978 134,595 140,348 129,146 130,753 133,154 133,153 132,211 130,248 126,153 130,755 130,007 127,049 137,539 139,589 138,525 135,473 135,473 136,500 134,922 133,535 … Agriculture, Hunting and Forestry Sector 265
354 Perikanan Rp Miliar/ Billions of Rp - - - - 4,559 5,419 5,031 5,003 5,419 5,729 5,139 5,154 5,111 5,227 5,795 5,659 5,621 5,291 5,543 5,687 5,645 5,729 6,477 5,142 4,642 6,625 6,300 6,198 6,370 6,428 6,401 6,361 6,297 … Fishery Sector 266
355 Pertambangan dan Penggalian Rp Miliar/ Billions of Rp - - - - 73,029 115,520 116,053 112,184 115,520 121,692 108,193 111,810 113,947 114,400 123,069 130,556 125,959 124,663 116,473 118,582 112,843 121,692 126,281 113,698 131,070 142,020 152,038 140,211 143,304 146,882 140,688 132,134 119,697 … Mining and Quarrying Sector 267
356 Industri Pengolahan Rp Miliar/ Billions of Rp - - - - 253,087 292,139 276,434 275,069 292,139 309,917 271,724 258,059 266,349 260,275 334,931 326,929 282,741 290,917 298,048 291,535 299,282 309,917 304,011 291,623 333,065 336,405 352,525 347,426 354,177 348,426 351,000 341,378 339,669 … Manufacturing Sector 268
357 Listrik, Gas dan Air Rp Miliar/ Billions of Rp - - - - 98,264 157,527 158,505 149,796 157,527 201,608 164,414 170,293 186,419 189,944 218,716 212,969 203,667 198,514 198,532 208,645 197,456 201,608 191,145 190,293 190,847 206,719 208,279 207,787 198,547 192,563 187,605 168,057 163,932 … Electricity, Gas and Water Sector 269
358 Konstruksi Rp Miliar/ Billions of Rp - - - - 95,282 148,300 137,516 142,465 148,300 188,812 150,892 154,081 175,635 178,463 208,763 189,475 203,383 184,626 191,008 209,637 189,301 188,812 191,500 195,073 176,001 209,416 216,467 224,854 227,320 226,571 227,919 232,798 232,232 … Construction Sector 270
359 Perdagangan Besar dan Eceran Rp Miliar/ Billions of Rp - - - - 97,486 130,479 124,577 120,101 130,479 133,818 125,375 124,051 131,710 130,834 145,526 139,992 127,424 127,250 129,914 129,160 141,646 133,818 123,064 105,282 121,060 138,195 137,973 132,684 129,760 125,556 124,757 124,690 121,810 … Wholesale and Retail Sector 271
360 Penyediaan Akomodasi dan Makan Minum Rp Miliar/ Billions of Rp - - - - 32,101 33,119 32,661 33,480 33,119 37,743 32,497 32,744 34,550 34,846 35,274 33,417 32,590 35,932 36,303 36,225 36,884 37,743 37,877 37,853 34,787 39,299 40,060 39,754 40,757 41,292 42,215 42,564 41,847 … Provision of Accomodation and Water Supply Sector 272
361 Transportasi, Pergudangan, dan Komunikasi Rp Miliar/ Billions of Rp - - - - 85,100 109,194 106,933 107,426 109,194 136,899 108,529 108,061 109,024 108,310 120,613 129,872 119,456 118,957 119,726 126,849 132,779 136,899 139,796 144,120 134,016 146,106 149,436 155,661 158,932 157,633 158,589 162,287 166,773 … Transportation, Storage and Communication Sector 273
362 Perantara Keuangan Rp Miliar/ Billions of Rp - - - - 163,386 212,038 202,089 203,765 212,038 242,578 202,992 202,348 207,840 210,133 253,233 269,502 236,743 237,073 236,587 235,761 238,174 242,578 233,675 241,719 255,315 267,292 267,457 260,799 258,468 254,872 241,180 241,547 235,338 … Financial Intermediary Sector 274
363 Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rp Miliar/ Billions of Rp - - - - 71,102 86,367 83,808 527,634 86,367 99,155 88,467 91,764 93,451 92,253 104,027 97,436 92,017 93,736 93,152 100,096 97,668 99,155 102,375 103,659 101,815 106,189 106,145 105,844 107,380 106,872 107,302 106,747 108,036 … Real Estate, Leasing and Business Services Sector 275
Administrasi Pemerintahan, Pertahanan dan Jaminan
364 Rp Miliar/ Billions of Rp - - - - 6,846 11,531 11,286 11,125 11,531 15,100 10,979 11,587 10,809 10,181 11,139 10,892 11,313 10,778 11,952 12,312 12,810 15,100 2,645 2,241 2,185 2,165 2,230 1,891 1,774 1,722 1,565 1,614 1,561 … General Government, Defense and Mandatory Social S 276
Sosial Wajib
365 Jasa Pendidikan Rp Miliar/ Billions of Rp - - - - 4,460 5,406 4,989 4,958 5,406 6,714 5,330 5,371 5,734 5,829 5,995 6,024 6,045 6,107 6,185 6,273 6,309 6,714 6,599 6,715 5,819 6,847 6,810 6,992 7,025 7,032 7,020 7,078 7,088 … Education Services Sector 277
366 Jasa Kesehatan dan Kegiatan Sosial Rp Miliar/ Billions of Rp - - - - 8,782 9,739 8,825 9,165 9,739 17,025 9,789 9,896 10,257 11,321 11,724 11,557 12,133 12,226 12,548 12,724 12,845 17,025 13,138 13,961 14,072 14,586 14,696 14,994 15,004 15,220 15,473 15,577 15,452 … Healthcare Services and Social Activities Sector 278
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
367 Rp Miliar/ Billions of Rp - - - - 83,426 24,607 19,510 20,400 24,607 35,841 21,179 23,353 24,065 20,280 32,534 32,447 20,198 20,184 19,876 20,753 21,392 35,841 35,977 37,093 36,912 36,652 36,643 41,395 40,843 39,984 39,866 40,977 41,310 … Social Services, Socio-cultural, Entertainment Service 279
Perorangan Lainnya
368 Jasa Perorangan yang Melayani Rumah Tangga Rp Miliar/ Billions of Rp - - - - 284 188 190 186 188 211 190 192 195 218 212 205 190 167 157 182 179 211 166 176 151 384 355 349 317 306 266 263 248 … Other Personal Service Activities 280
369 Badan Internasional dan Badan Ekstra Internasional LainnRp Miliar/ Billions of Rp - - - - 68 950 35 1,699 950 800 1,696 1,671 1,675 1,676 678 677 176 237 266 300 304 800 823 2,179 910 862 847 841 849 845 848 848 341 … International Organizations and Other Extraterritorial
281
370 Kegiatan yang Belum Jelas Batasannya Rp Miliar/ Billions of Rp - - - - 38,864 58,193 44,571 44,115 58,193 60,884 54,587 45,016 55,526 51,236 41,509 42,883 38,823 47,640 61,511 45,521 57,493 60,884 55,666 56,944 58,191 50,376 45,720 42,419 36,852 41,025 39,656 36,009 22,498 * … Activities without Clear Category 282
371 283
372 Dana Pihak Ketiga Third Party Funds 284
373 Total Dana Pihak Ketiga Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Total Third Party Funds 285
374 Berdasarkan Jenis Dana Pihak Ketiga By Type of Third Party Funds 286
375 Giro Rp Miliar/ Billions of Rp 846,781 889,586 987,532 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Demand Deposits 287
376 Tabungan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Saving Accounts 288
377 Deposito Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Time Deposits 289
378 Berdasarkan Jenis Valuta By Type of Currency 290
379 Rupiah Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Rupiah 291
380 Valuta Asing Rp Miliar/ Billions of Rp 638,818 679,841 747,612 745,124 747,971 805,320 847,292 861,945 805,320 833,875 787,711 802,932 828,168 799,915 767,867 808,269 817,658 815,601 841,640 835,425 819,480 833,875 822,083 859,608 967,440 879,928 897,519 882,466 908,086 934,607 960,794 941,634 926,045 * 909,383 * Foreign Currencies 292
388 293
399 Total Pendapatan Operasional Bank Umum Konvensional Rp Miliar/ Billions of Rp 497,384 584,887 698,404 759,146 766,975 820,646 681,014 743,585 820,646 926,303 143,175 208,053 288,626 373,105 417,728 487,942 594,166 661,436 739,945 831,134 859,398 926,303 108,454 202,279 361,830 405,567 453,579 515,035 591,889 664,792 743,833 822,880 … … Total Operating Income of Conventional Commercial Banks 294
406 Total Beban Operasional Bank Umum Konvensional Rp Miliar/ Billions of Rp 368,460 446,217 569,141 624,173 603,178 638,990 536,041 580,228 638,990 735,429 125,697 177,539 239,339 311,455 340,472 391,509 481,720 533,151 595,663 670,348 684,713 735,429 90,545 169,151 321,462 344,123 385,347 437,488 503,612 564,889 640,844 709,898 … … Total Operating Expenses of Conventional Commercial Banks 295
407 296
413 Total Pendapatan Operasional Bank Umum Syariah Rp Miliar/ Billions of Rp 14,621 30,201 31,901 35,517 31,273 34,952 29,107 31,828 34,952 36,014 3,308 6,455 9,520 12,361 15,113 18,058 21,093 24,122 26,605 30,490 33,672 36,014 3,407 6,322 9,294 11,718 14,252 17,201 20,137 23,130 25,936 28,841 … … Total Operating Income of Sharia Commercial Banks 297
414 Total Beban Operasional Bank Umum Syariah Rp Miliar/ Billions of Rp 12,012 29,285 30,945 34,174 29,682 31,169 26,010 28,382 31,169 30,415 2,901 5,750 8,360 10,748 13,041 15,479 18,052 20,646 22,650 26,084 28,730 30,415 2,848 5,233 7,718 9,914 12,217 14,812 17,367 19,943 22,337 24,826 … … Total Operating Expenses of Sharia Commercial Banks 298
415 299
416 Suku Bunga Rata-rata Tertimbang Rupiah Weighted Average Rupiah Interest Rate 300
417 Giro % 2.12 2.31 2.19 2.24 2.16 2.20 2.11 2.09 2.20 2.27 2.10 2.11 2.19 2.21 2.27 2.21 2.19 2.25 2.21 2.19 2.21 2.27 2.22 2.23 2.18 2.25 2.20 2.20 2.15 2.10 2.07 2.00 1.97 * 1.91 * Demand Deposits 301
418 Tabungan % 2.01 2.02 1.99 1.69 1.56 1.31 1.41 1.39 1.31 1.17 1.29 1.30 1.30 1.29 1.26 1.29 1.29 1.27 1.24 1.20 1.19 1.17 1.18 1.16 1.14 1.09 1.03 1.03 0.98 0.96 0.95 0.90 0.87 * 0.86 * Saving Accounts 302
419 Deposito 1 bulan % 7.72 8.56 7.58 6.45 5.74 6.92 6.50 6.66 6.92 6.02 6.87 6.78 6.79 6.76 6.78 6.70 6.65 6.48 6.32 6.14 5.98 6.02 5.93 5.87 5.72 5.65 5.61 5.49 5.36 5.17 4.90 4.66 4.74 * 4.53 * Term Deposits (1 month) 303
420 Kredit Credit 304
421 Kredit Konsumsi % 13.13 13.58 13.88 13.59 12.66 11.73 11.83 11.80 11.73 11.62 11.72 11.68 11.64 11.62 11.57 11.57 11.55 11.55 11.53 11.51 11.49 11.62 11.43 11.41 11.37 11.29 11.22 11.20 11.16 11.13 11.10 11.05 11.00 * 10.97 * Consumption 305
422 Kredit Investasi % 11.83 12.36 12.12 11.21 10.56 10.38 10.38 10.51 10.38 9.90 10.38 10.36 10.34 10.31 10.26 10.24 10.22 10.16 10.11 10.04 10.02 9.90 9.87 9.83 9.70 9.45 9.32 9.30 9.21 9.16 9.06 9.01 8.96 * 8.88 * Investment 306
423 Kredit Modal Kerja % 12.14 12.81 12.48 11.38 10.71 10.37 10.50 10.51 10.37 10.09 10.56 10.58 10.54 10.53 10.46 10.42 10.42 10.40 10.33 10.26 10.24 10.09 10.13 10.07 9.97 9.73 9.60 9.48 9.47 9.44 9.44 9.38 9.25 * 9.15 * Working Capital 307
424 Suku Bunga Rata-rata Tertimbang Valas Weighted Average Foreign Exchange Interest Rate 308
425 Giro % 0.42 0.46 0.36 0.35 0.37 0.50 0.49 0.60 0.50 0.78 0.47 0.50 0.51 0.58 0.61 0.65 0.61 0.72 0.72 0.66 0.76 0.78 0.76 0.78 0.63 0.62 0.56 0.54 0.63 0.57 0.57 0.50 0.44 * 0.42 * Demand Deposits 309
426 Tabungan % 0.32 0.35 0.26 0.28 0.32 0.45 0.45 0.44 0.45 0.43 0.45 0.41 0.43 0.44 0.44 0.44 0.43 0.40 0.44 0.42 0.43 0.43 0.48 0.44 0.42 0.40 0.40 0.39 0.37 0.36 0.36 0.30 0.28 * 0.28 * Saving Accounts 310
427 Deposito 1 bulan % 1.81 1.99 1.01 0.97 1.18 2.11 1.90 1.94 2.11 2.09 2.06 2.19 2.27 2.25 2.16 2.10 2.10 2.13 2.05 1.99 1.95 2.09 1.98 1.99 1.79 1.67 1.62 1.69 1.59 1.42 1.26 0.93 1.12 * 0.99 * Term Deposits (1 month) 311
428 Kredit Credit 312
429 Kredit Konsumsi % 4.10 3.00 2.65 2.82 3.21 3.59 4.53 3.55 3.59 6.36 3.55 3.83 6.45 6.55 6.34 6.56 6.80 6.76 6.73 6.70 6.63 6.36 6.39 6.40 5.94 5.50 5.47 5.61 5.57 5.26 4.34 4.40 6.42 * 4.06 * Consumption 313
430 Kredit Investasi % 4.95 5.08 5.16 4.97 4.94 5.30 5.33 5.37 5.30 4.85 5.46 5.46 5.44 5.38 5.36 5.34 5.35 5.22 5.15 5.02 4.94 4.85 4.84 4.81 4.54 4.39 4.26 4.08 3.95 3.83 3.78 3.75 3.70 * 3.73 * Investment 314
431 Kredit Modal Kerja % 3.90 4.63 4.00 3.94 3.90 4.34 4.32 4.36 4.34 4.35 4.52 4.53 4.55 4.57 4.43 4.51 4.48 4.43 4.34 4.39 4.35 4.35 4.34 4.27 4.08 3.98 3.85 3.70 3.52 3.41 3.40 3.40 3.35 * 3.40 * Working Capital 315

Keterangan: Notes:
- Data pendapatan dan beban merupakan data akumulatif sampai dengan periode bersangkutan. - Data on income and expenses are accumulated up to end of respective period
1)
Terdiri dari Bank Umum Konvensional (termasuk UUS) dan Bank Umum Syariah, kecuali dinyatakan lain. 1)
Including Conventional and Sharia Commercial Banks, unless stated otherwise
2)
Aset perbankan termasuk aset BPR dan total aset sektor keuangan tidak termasuk aset bank sentral. Angka terkini merupakan angka sementara. 2)
Banking Assets including Rural Bank Assets and Total Financial Sectors Assets excluding Central Bank Assets
3)
Sejak Juni 2014 berlaku ketentuan baru mengenai RBBR Syariah termasuk didalamnya formula KAP. 3)
Since June 2014, new Regulation of RBBR Sharia (including KAP formulation) applied
4)
Rentabilitas yang disajikan pada SSKI untuk seluruh periode adalah sesuai dengan konsep LSMK dan POJK No.8/POJK.03/2015 4)
Rentability published in IFSS refers to OJK Regulation No.8/POJK.03/2015 pertaining Monetary and Financial Stability Reports of Syariah Bank and Syariah Business Unit, dated 11 Jun
tanggal 11 Juni 2014 serta turunannya SEOJK No.10/SEOJK.03/2015 tanggal 11 Juni 2014 tentang Penilaian TKS BUS dan UUS. 5) LQ 45 Emitents are obtained from BEI publications in February
5)
Emiten LQ 45 mengikuti cakupan dalam LQ 45 BEI yang dipublikasikan pada Februari dan Agustus setiap tahun. and August

Sumber: BI dan OJK (diolah) Source: BI and FSA (processed)

5
 TABEL 4. FINANCIAL SOUNDNESS INDICATORS (FSI)1)

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3
1 INDICATORS INDICATORS 1
2 DEPOSIT TAKERS DEPOSIT TAKERS 2
3 Permodalan Capital 3
4 Total Regulatory Capital to Risk-Weighted Assets % 19.82 18.72 21.28 22.69 23.01 22.89 22.92 22.89 23.31 23.30 22.53 23.32 23.31 21.63 22.50 23.41 Total Regulatory Capital to Risk-Weighted Assets 4
5 Regulatory Tier 1 Capital to Risk-Weighted Assets % 18.30 17.84 18.76 22.22 22.65 21.20 21.16 21.20 21.77 21.65 20.94 21.72 21.77 19.91 20.85 21.72 Regulatory Tier 1 Capital to Risk-Weighted Assets 5
6 Non Performing Loans Net of Provisions to Capital % 4.61 5.48 5.89 5.66 4.98 4.38 5.33 4.38 4.98 4.71 5.14 5.01 4.98 4.43 5.11 4.50 Non Performing Loans Net of Provisions to Capital 6
7 Capital to Assets % 12.47 12.76 13.61 14.41 15.22 15.12 15.05 15.12 15.63 15.47 15.22 15.65 15.63 14.99 14.61 14.45 Capital to Assets 7
8 8
9 Rentabilitas Profitability 9
10 Return on Assets % 3.05 2.74 2.25 2.12 2.41 2.51 2.47 2.51 2.48 2.56 2.50 2.48 2.48 2.38 1.86 1.66 Return on Assets 10
11 Return on Equity % 24.47 21.35 17.34 14.48 15.85 16.73 16.47 16.73 15.96 16.41 16.19 16.02 15.96 16.13 12.66 11.32 Return on Equity 11
12 Interest Margin to Gross Income % 68.84 69.01 70.33 67.98 69.31 69.75 70.06 69.75 65.31 64.72 66.09 65.88 65.31 54.10 61.27 61.39 Interest Margin to Gross Income 12
13 Non-Interest Expenses to Gross Income % 49.19 50.27 50.04 46.63 49.70 48.12 48.02 48.12 46.30 44.44 45.79 45.92 46.30 44.28 46.05 46.49 Non-Interest Expenses to Gross Income 13
14 Trading Income to Gross Income % 3.20 2.73 2.75 1.23 3.77 2.66 2.22 2.66 4.16 3.85 4.35 4.23 4.16 8.37 6.53 5.65 Trading Income to Gross Income 14
15 Personnel Expenses to Non-Interest Expenses % 41.34 40.41 40.72 41.77 40.71 41.87 42.71 41.87 41.71 44.96 44.09 42.85 41.71 43.88 43.55 42.66 Personnel Expenses to Non-Interest Expenses 15
16 16
17 Risiko Kredit Credit Risk 17
18 Non Performing Loans to Total Gross Loans % 1.69 2.07 2.43 2.90 2.56 2.29 2.56 2.29 2.43 2.41 2.40 2.56 2.43 2.62 2.90 2.85 Non Performing Loans to Total Gross Loans 18
19 Sectoral Distribution of Loans Sectoral Distribution of Loans 19
20 Loans to Residents % 99.58 99.59 99.53 99.55 99.45 99.51 99.43 99.51 99.31 99.51 99.41 99.38 99.31 99.20 99.34 99.34 Loans to Residents 20
21 Loans to Deposit Takers % 1.32 1.64 1.52 1.55 1.51 1.58 1.37 1.58 1.56 1.27 1.42 1.27 1.56 1.45 1.49 1.42 Loans to Deposit Takers 21
22 Loans to Central Bank % 2.01 2.34 0.12 0.39 0.98 0.83 1.81 0.83 1.56 2.12 2.26 1.86 1.56 3.14 4.35 6.86 Loans to Central Bank 22
23 Loans to Other Financial Corporations % 5.02 4.94 4.93 4.59 4.65 4.75 4.55 4.75 4.49 4.41 4.52 4.35 4.49 4.50 4.19 3.78 Loans to Other Financial Corporations 23
24 Loans to General Government % 0.51 0.69 0.75 0.70 0.62 0.57 0.58 0.57 0.65 0.60 0.55 0.56 0.65 0.76 0.83 0.85 Loans to General Government 24
25 Loans to Nonfinancial Corporations % 46.09 45.65 47.82 47.50 46.95 48.48 48.01 48.48 47.78 47.70 48.03 47.94 47.78 47.19 46.62 45.08 Loans to Nonfinancial Corporations 25
26 Loans to Other Domestic Sectors % 44.63 44.33 44.39 44.82 44.73 43.30 43.12 43.30 43.27 43.40 42.64 43.39 43.27 42.16 41.86 41.35 Loans to Other Domestic Sectors 26
27 Loans to Nonresidents % 0.42 0.41 0.47 0.45 0.55 0.49 0.57 0.49 0.69 0.49 0.59 0.62 0.69 0.80 0.66 0.66 Loans to Nonresidents 27
28 Large Exposures to Capital % 0.82 1.09 0.42 0.48 0.39 0.37 0.61 0.37 0.42 0.46 0.44 0.43 0.42 0.44 0.44 0.42 Large Exposures to Capital 28
29 Geographical Distribution of Loans Geographical Distribution of Loans 29
30 Loans to Domestic Economy % 99.60 99.10 98.83 98.77 98.65 98.66 98.41 98.66 98.51 98.68 98.73 98.53 98.51 98.15 98.33 98.32 Loans to Domestic Economy 30
31 Loans to Advanced Economies, excluding China % 0.10 0.20 0.32 0.32 0.38 0.45 0.47 0.45 0.50 0.50 0.48 0.56 0.50 0.63 0.57 0.57 Loans to Advanced Economies, excluding China 31
Loans to Other Emerging Market & Developing Loans to Other Emerging Market & Developing Countri
32 % 0.30 0.70 0.85 0.92 0.97 0.89 1.12 0.89 1.00 0.82 0.80 0.91 1.00 1.22 1.10 1.12
Countries, including China 32
33 Loans to Africa % 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Loans to Africa 33
34 Loans to Developing Asia, including China % 0.30 0.40 0.57 0.65 0.76 0.71 0.91 0.71 0.85 0.65 0.63 0.76 0.85 1.05 0.95 0.96 Loans to Developing Asia, including China 34
35 Loans to Western Hemisphere % 0.10 0.20 0.27 0.27 0.20 0.18 0.21 0.18 0.14 0.17 0.17 0.15 0.14 0.17 0.15 0.15 Loans to Western Hemisphere 35
36 Gross Asset Position in Financial Derivatives to Capital % 4.24 2.45 2.48 1.43 0.72 1.84 1.98 1.84 1.57 1.39 1.68 1.25 1.57 2.49 2.46 1.59 Gross Asset Position in Financial Derivatives to Capital36
37 Gross Liability Position in Financial Derivatives to Capital % 4.87 2.64 3.33 1.50 0.60 2.17 2.73 2.17 1.17 1.55 1.64 1.17 1.17 2.18 2.17 1.62 37
Gross Liability Position in Financial Derivatives to Capital
38 Foreign-Currency-Denominated Loans to Total Loans % 17.00 16.34 15.58 14.77 14.75 15.04 15.44 15.04 13.78 14.89 14.41 14.08 13.78 15.87 13.93 13.83 Foreign-Currency-Denominated Loans to Total Loans 38
39 Foreign-Currency-Denominated Liabilities to Total % 24.40 22.94 24.06 20.87 19.30 19.99 21.92 19.99 18.93 20.19 19.54 19.73 18.93 22.22 18.98 19.31 39
Foreign-Currency-Denominated Liabilities to Total Liabiliti
40 Liabilities 40
41 Risiko Likuiditas Liquidity Risk 41
42 Liquid Assets (core) to Total Assets % 23.50 22.88 23.87 22.38 21.69 21.86 20.97 21.86 20.88 21.30 21.11 21.06 20.88 21.64 19.29 20.15 Liquid Assets (core) to Total Assets 42
43 Liquid Assets (core) to Short-Term Liabilities % 30.54 33.34 35.05 32.62 31.66 31.97 30.66 31.97 30.76 31.69 31.20 31.10 30.76 31.84 27.99 28.96 Liquid Assets (core) to Short-Term Liabilities 43
44 Customer Deposits to Total (Non Interbank) Loans % 99.54 100.11 99.56 103.72 103.87 98.09 98.12 98.09 97.12 97.36 96.10 96.97 97.12 97.72 99.81 103.58 Customer Deposits to Total (Non Interbank) Loans 44
45 Deposit Taker's Financial Assets to Total Financial Assets2) % 63.30 62.17 62.35 61.63 62.04 63.23 63.25 63.23 63.24* 63.15r 63.36r 63.43r 63.24* 62.84r 62.96r 62.46* Deposit Taker's Financial Assets to Total Financial Assets2) 45
46 46
47 Risiko Pasar Market Risk 47
48 Net Open Position in Foreign Exchange to Capital % 1.82 2.49 0.91 1.78 1.59 1.68 1.62 1.68 1.59 2.15 2.13 1.91 1.59 1.05 1.00 0.81 Net Open Position in Foreign Exchange to Capital 48
49 49
50 OTHER FINANCIAL CORPORATIONS (OFC) OTHER FINANCIAL CORPORATIONS (OFC) 50
51 OFC's Financial Assets to Total Financial Assets % 16.20 #DIV/0! 17.70 19.16 18.27 17.93 18.29 17.93 18.36* 18.26r 18.49r 18.56r 18.36* 17.34r 17.49r 16.73* OFC's Financial Assets to Total Financial Assets 51
52 OFC's Financial Assets to Gross Domestic Product % 13.80 14.85 14.78 16.17 15.37 14.96 15.00 14.96 15.22 15.09r 15.16r 15.12 15.22* 14.67r 14.81r 15.14 OFC's Financial Assets to Gross Domestic Product 52
53 53
54 NON FINANCIAL CORPORATIONS NON FINANCIAL CORPORATIONS 54
55 Total Debt to Equity % 122.40 121.16 109.52 109.07 110.39 121.97 121.45 121.97 116.22 115.36 120.45 114.19 116.22 * 125.76 * 122.65 * 123.58 * Total Debt to Equity 55
56 Return on Equity % 10.37 12.20 9.07 9.99 11.32 10.88 11.18 10.88 9.23 * 10.02 10.43 9.09 9.23 7.37 6.74 5.08 Return on Equity 56
57 57
58 HOUSEHOLDS HOUSEHOLDS 58
59 Household Debt to Gross Domestic Product % 15.58 17.96 17.67 17.45 17.28 17.32 17.20 17.32 17.38 17.24 17.28 17.39 17.38 17.31 17.09 17.34 Household Debt to Gross Domestic Product 59
60 60
61 REAL ESTATE MARKETS REAL ESTATE MARKETS 61
62 Residential Real Estate Prices Index %, yoy 11.50 6.29 4.62 2.38 3.50 2.95 3.18 2.95 1.77 2.06 1.71 1.80 1.77 1.68 1.59 1.19 Residential Real Estate Prices Index 62
63 Residential Real Estate Loans to Total Gross Loans % 8.00 8.20 8.17 8.28 8.49 8.50 8.42 8.50 8.60 8.58 8.52 8.66 8.60 8.36 8.47 8.33 Residential Real Estate Loans to Total Gross Loans 63
64 Commercial Real Estate Loans to Total Gross Loans % 6.30 6.80 7.40 8.46 8.85 9.11 8.74 9.11 9.46 9.15 9.32 9.63 9.46 9.02 9.33 9.25 Commercial Real Estate Loans to Total Gross Loans 64
65 65
66 FINANCIAL STATEMENT FINANCIAL STATEMENT 66
67 DEPOSIT TAKERS DEPOSIT TAKERS 67
68 Balance Sheet Balance Sheet 68
69 Assets Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Assets 69
70 Financial Assets Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Financial Assets 70
71 Currency and Deposits Rp Miliar/ Billions of Rp 785,589 863,551 ### ### ### ### 991,344 ### ### ### ### ### ### ### ### ### Currency and Deposits 71
72 Loans (After Specific Provisions) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Loans (After Specific Provisions) 72
73 Gross Loans Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Gross Loans 73
74 Interbank Loans Rp Miliar/ Billions of Rp 46,106 63,507 63,634 69,520 74,251 87,269 73,560 87,269 93,209 70,933 81,871 74,417 93,209 89,249 90,172 87,920 Interbank Loans 74
75 Residents Rp Miliar/ Billions of Rp 45,273 63,240 63,137 68,464 72,811 86,514 72,762 86,514 91,103 70,287 81,118 73,154 91,103 87,622 88,630 86,359 Residents 75
76 Non Residents Rp Miliar/ Billions of Rp 833 267 497 1,057 1,440 755 797 755 2,106 646 753 1,263 2,106 1,627 1,541 1,561 Non Residents 76
77 Noninterbank Loans Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Noninterbank Loans 77
78 Central Bank Rp Miliar/ Billions of Rp 68,863 90,173 5,122 17,107 47,283 45,584 96,599 45,584 91,223 117,210 129,212 106,788 91,223 189,390 258,832 417,859 Central Bank 78
79 General Government Rp Miliar/ Billions of Rp 17,539 26,386 31,054 30,982 29,838 30,906 30,741 30,906 37,966 33,324 31,375 32,030 37,966 46,094 49,278 52,013 General Government 79
80 Other Financial Corporations Rp Miliar/ Billions of Rp 171,987 190,275 204,757 203,367 223,732 259,856 242,289 259,856 262,502 243,411 258,119 250,012 262,502 271,881 249,516 230,551 Other Financial Corporations 80
81 Nonfinancial Corporations Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Nonfinancial Corporations 81
82 Other Domestic Sectors Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Other Domestic Sectors 82
83 Nonresidents Rp Miliar/ Billions of Rp 13,440 15,648 18,923 19,011 25,219 25,866 29,644 25,866 37,955 26,355 32,766 34,410 37,955 46,431 38,013 38,926 Nonresidents 83
84 Spesific Provisions Rp Miliar/ Billions of Rp 29,438 40,468 52,013 74,150 67,876 72,214 74,134 72,214 75,715 74,039 72,710 81,841 75,715 100,269 108,247 115,323 Spesific Provisions 84
85 Debt Securities Rp Miliar/ Billions of Rp 616,047 765,173 789,877 991,296 ### ### ### ### ### ### ### ### ### ### ### ### Debt Securities 85
86 Shares and Other Equity Rp Miliar/ Billions of Rp 8,108 11,904 14,297 20,989 23,597 23,312 22,796 23,312 28,524 23,742 24,249 27,618 28,524 27,920 27,882 28,008 Shares and Other Equity 86
87 Financial Derivatives Rp Miliar/ Billions of Rp 26,092 17,484 20,611 13,693 7,938 22,390 23,040 22,390 20,952 17,364 20,939 16,147 20,952 32,647 r 31,033 20,713 Financial Derivatives 87
88 Other Assets Rp Miliar/ Billions of Rp 51,427 66,214 59,188 48,367 87,323 99,093 93,863 99,093 104,432 104,938 94,061 100,231 104,432 103,916 r 33,184 50,817 Other Assets 88
89 Nonfinancial Assets Rp Miliar/ Billions of Rp 53,551 63,736 108,914 180,906 189,650 208,108 194,178 208,108 226,588 209,479 211,283 219,080 226,588 259,994 263,090 247,190 Nonfinancial Assets 89
90 Liabilities Rp Miliar/ Billions of Rp ### ### ### 5,677,811 ### ### ### ### 7,194,103 ### ### ### 7,194,103 7,439,014 7,368,855 7,718,822 Liabilities 90
91 Debt Rp Miliar/ Billions of Rp ### 4,865,857 ### 5,663,509 ### ### ### ### 7,178,497 ### ### ### 7,178,497 7,410,357 7,341,496 7,697,643 Debt 91
92 Currency and Deposits Rp Miliar/ Billions of Rp ### 4,252,306 ### 4,994,692 ### ### ### ### ### ### ### ### 6,185,440 6,396,505 6,414,113 6,793,621 Currency and Deposits 92
93 Customer Deposits Rp Miliar/ Billions of Rp ### 3,792,500 ### 4,520,006 ### ### ### ### ### ### ### ### ### ### ### ### Customer Deposits 93
94 Interbank Deposits Rp Miliar/ Billions of Rp 115,793 131,050 152,997 151,571 167,268 180,232 184,676 180,232 179,787 183,418 199,594 177,770 179,787 175,704 147,264 136,138 Interbank Deposits 94
95 Other Currency and Deposits Rp Miliar/ Billions of Rp 258,500 328,756 346,834 323,116 377,085 358,561 333,804 358,561 423,854 373,348 391,778 401,637 423,854 408,716 415,274 436,114 Other Currency and Deposits 95
96 Loans Rp Miliar/ Billions of Rp 132,282 184,873 217,770 212,191 248,327 418,165 310,390 418,165 416,301 360,487 374,957 335,105 416,301 368,758 337,743 322,606 Loans 96
97 Debt Securities Rp Miliar/ Billions of Rp 120,213 137,884 143,212 177,493 202,339 212,513 202,724 212,513 222,916 212,827 209,572 211,124 222,916 224,664 209,211 194,881 Debt Securities 97
98 Other Liabilities Rp Miliar/ Billions of Rp 254,566 290,793 317,517 279,133 250,229 344,704 349,820 344,704 353,839 388,445 346,471 348,715 353,839 420,429 380,429 386,536 Other Liabilities 98
99 Financial Derivatives Rp Miliar/ Billions of Rp 29,987 18,874 27,728 14,302 6,665 26,396 31,758 26,396 15,606 19,469 20,514 15,130 15,606 28,658 27,359 21,178 Financial Derivatives 99
100 Capital (incl. Reserves) Rp Miliar/ Billions of Rp 615,791 714,572 831,464 955,587 ### ### ### ### ### ### ### ### ### ### ### ### Capital (incl. Reserves) 100
101 Income and Expense Statement Income and Expense Statement 101
102 Net Income After Extraordinary Items and Taxes Rp Miliar/ Billions of Rp 111,652 114,306 99,326 94,478 128,633 152,191 114,670 152,191 156,644 42,094 81,601 121,291 156,644 38,818 60,453 81,448 Net Income After Extraordinary Items and Taxes 102
Net Income Before Extraordinary Items and Taxes
103 Net Income Before Extraordinary Items and Taxes Rp Miliar/ Billions of Rp 137,711 142,168 132,266 133,886 166,341 190,978 138,899 190,978 203,099 50,910 100,491 150,796 203,099 50,782 79,566 107,777 103
104 Gross income Rp Miliar/ Billions of Rp 353,061 397,392 438,444 504,359 516,680 540,831 398,403 540,831 595,627 144,327 288,259 438,076 595,627 182,076 305,016 457,489 Gross income 104
105 Interest Margin Rp Miliar/ Billions of Rp 243,054 274,226 308,355 342,838 358,103 377,250 279,115 377,250 388,988 93,408 190,518 288,609 388,988 98,499 186,885 280,862 Interest Margin 105
106 Interest Income Rp Miliar/ Billions of Rp 458,188 567,876 646,614 681,460 717,668 742,327 546,720 742,327 828,225 207,559 411,929 619,607 828,225 208,944 398,679 596,355 Interest Income 106
107 Interest Expense Rp Miliar/ Billions of Rp 215,134 293,650 338,259 338,622 359,566 365,077 267,605 365,077 439,236 114,151 221,411 330,998 439,236 110,445 211,794 315,493 Interest Expense 107
108 Noninterest Income Rp Miliar/ Billions of Rp 110,008 123,166 130,089 161,520 158,578 163,581 119,288 163,581 206,639 50,919 97,741 149,467 206,639 83,577 118,131 176,627 Noninterest Income 108
109 Fees and Commissions Receivable Rp Miliar/ Billions of Rp 39,477 46,712 52,630 56,793 61,413 67,367 48,628 67,367 72,906 16,929 34,533 53,334 72,906 18,811 34,243 51,243 Fees and Commissions Receivable 109
110 Gains or Losses on Financial Instruments Rp Miliar/ Billions of Rp 11,314 10,861 12,059 6,208 19,462 14,398 8,845 14,398 24,787 5,552 12,543 18,510 24,787 15,242 19,927 25,827 Gains or Losses on Financial Instruments 110
111 Other Income Rp Miliar/ Billions of Rp 59,217 65,594 65,400 98,519 77,703 81,816 61,815 81,816 108,946 28,437 50,666 77,623 108,946 49,525 63,960 99,557 Other Income 111
112 Noninterest Expenses Rp Miliar/ Billions of Rp 173,678 199,780 219,399 235,189 256,766 260,240 191,318 260,240 275,775 64,134 131,991 201,143 275,775 80,623 140,463 212,691 Noninterest Expenses 112
113 Personnel Costs Rp Miliar/ Billions of Rp 71,794 80,724 89,342 98,240 104,534 108,962 81,718 108,962 115,017 28,837 58,199 86,189 115,017 35,381 61,173 90,728 Personnel Costs 113
114 Other Expenses Rp Miliar/ Billions of Rp 101,884 119,056 130,057 136,949 152,232 151,278 109,600 151,278 160,758 35,296 73,792 114,954 160,758 45,242 79,290 121,963 Other Expenses 114
115 Memorandum Items Memorandum Items 115
116 Supervisory Data Supervisory Data 116
117 Total Regulatory Capital Rp Miliar/ Billions of Rp 646,523 744,712 943,078 ### ### ### ### ### ### ### ### ### ### ### ### ### Total Regulatory Capital 117
118 Tier 1 Capital Rp Miliar/ Billions of Rp 596,919 709,944 831,482 ### ### ### ### ### ### ### ### ### ### ### ### ### Tier 1 Capital 118
119 Tier 2 Capital Rp Miliar/ Billions of Rp 64,675 64,266 111,625 120,798 126,862 96,259 97,115 96,259 94,008 95,514 94,254 95,202 94,008 107,367 99,065 101,001 Tier 2 Capital 119
120 Tier 3 Capital Rp Miliar/ Billions of Rp 13 11 - - - - - - - - - - - - - - Tier 3 Capital 120
121 Supervisory Deductions Rp Miliar/ Billions of Rp 15,085 29,509 50,048 98,421 108,439 - - - - - - - - - - - Supervisory Deductions 121
122 Risk-weighted Assets Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Risk-weighted Assets 122
123 Value of Large Exposures Rp Miliar/ Billions of Rp 5,051 7,774 3,973 5,154 4,688 4,827 7,776 4,827 5,912 6,154 5,912 5,912 5,912 5,912 5,912 5,912 Value of Large Exposures 123
124 Liquid Assets (Core) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Liquid Assets (Core) 124
125 Liquid Assets (Broad Measure) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Liquid Assets (Broad Measure) 125
126 Short-term Liabilities 3) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Short-term Liabilities 3)
126
127 Nonperforming Loans Rp Miliar/ Billions of Rp 57,826 79,608 101,017 128,229 123,023 125,355 136,152 125,355 142,082 132,993 136,939 146,821 142,082 158,372 172,615 173,955 Nonperforming Loans 127
128 Nonperforming Loans Net of Provisions Rp Miliar/ Billions of Rp 28,387 39,139 49,004 54,079 55,147 53,141 62,019 53,141 66,367 58,955 64,229 64,980 66,367 58,103 64,367 58,632 Nonperforming Loans Net of Provisions 128
129 Residential Real Estate Loans Rp Miliar/ Billions of Rp 274,701 316,153 339,345 366,570 408,352 465,109 448,858 465,109 502,251 473,569 487,220 497,233 502,251 504,821 504,289 507,426 Residential Real Estate Loans 129
130 Commercial Real Estate Loans Rp Miliar/ Billions of Rp 216,572 263,679 307,506 374,417 425,972 498,483 465,673 498,483 552,434 505,114 532,867 552,980 552,434 544,390 555,328 563,759 Commercial Real Estate Loans 130
131 Foreign Currency Loans Rp Miliar/ Billions of Rp 582,661 629,436 647,481 653,822 709,798 822,305 822,760 822,305 804,994 822,270 823,883 808,477 804,994 958,080 829,181 842,611 Foreign Currency Loans 131
132 Foreign Currency Liabilities Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Foreign Currency Liabilities 132
133 Net Open Position in Foreign Exchange Rp Miliar/ Billions of Rp 11,232 17,760 8,571 19,215 18,984 22,008 20,542 22,008 22,539 28,897 28,413 26,533 22,539 14,144 13,455 11,259 Net Open Position in Foreign Exchange 133
134 Net Open Position in Foreign Currency for On-balance-sheet
Rp Miliar/ Billions of Rp 24,729 31,412 30,514 49,643 48,380 61,589 65,861 61,589 47,805 65,390 56,767 61,919 47,805 74,386 68,702 59,663 Net Open Position in Foreign Currency for On-balance-sheet 134
135 135
136 OTHER FINANCIAL CORPORATIONS OTHER FINANCIAL CORPORATIONS 136
137 OFCs' Financial Assets Rp Miliar/ Billions of Rp ### ### ### ### 2,088,411 2,220,124 ### ### ### ### ### ### 2,409,961* 2,342,519r 2,324,118r ### OFCs' Financial Assets 137
138 ### 138
139 NON FINANCIAL CORPORATIONS NON FINANCIAL CORPORATIONS 139
140 Total debt Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Total Debt 140
141 Equity Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Equity 141
142 Earnings Before Interest and Tax (EBIT) Rp Miliar/ Billions of Rp 135,483 176,409 143,949 177,923 223,881 235,501 239,332 235,501 216,969 229,156 230,888 213,830 216,969 * 181,659 * 160,156 * 121,826 * Earnings Before Interest and Tax (EBIT) 142
143 143
144 HOUSEHOLDS HOUSEHOLDS 144
145 Household Debt Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Household Debt 145

Keterangan: Note:
- Revisi angka Aset Finansial OFC disebabkan oleh perubahan data asuransi pada website OJK (sejak Januari 2017) dan cakupan data Pegadaian (Pegadaian swasta telah dimasukkan sejak Maret 2017) pada website OJK. - Revision of OFC Financial Assets figures are due to changes to insurance data presented in OJK's website ( since Januari 2017) and coverage of pawnshop companies (since March 2017)
-
Perubahan perhitungan KPMM sejak posisi September 2016 sesuai POJK No.34/POJK.03/2016. - Changes in calculation of Capital Adequacy Ratio (CAR) since September 2016 pursuant to POJK No.34/POJK.03/2016
1)
- FSI merupakan kumpulan indikator lembaga keuangan (bank dan IKNB), korporasi, rumah tangga, properti, maupun likuiditas pasar. Khusus untuk indikator likuiditas pasar dapat dilihat pada tabel indikator pasar modal. 1)
FSI is a set of indicators for financial sectors (bank and non bank), non financial sectors, households, property, and market likuidity. In particular, market likuidity is presented in Capital Market Table
- Berdasarkan metodologi Financial Soundness Indicators (FSI) Compilation Guide dari IMF: Based on FSI Compilation Guide from IMF:
a. Assets tidak termasuk penyertaan antar bank a. Assets excluding interbank investments
b. Total Gross Loans (dengan kategori debitur termasuk bank) dengan cakupan berupa Kredit, Surat Berharga Repo, dan Beberapa Rupa-rupa Aset. b. Total Gross Loans (including bank as debtor) consists of Loans, Debt Securities, and Other Assets
c. Specific Provision mencakup CKPN khusus kualitas 3,4,5 dari Kredit, Surat Berharga Repo, dan Beberapa Rupa-Rupa Aset. c. Specific Provision including allowance for impairment losses of loans, repo securities and other assets classified as substandard, doubtful and loss
d. Customer Deposits mencakup Giro, Tabungan, dan Deposito hanya yang dimiliki oleh pihak ketiga bukan Bank, bukan lembaga keuangan. d. Customer deposits including demand deposits, saving, and time deposits by third parties (non bank and non financial sectors)
e. Liquid Assets termasuk Penempatan pada Bank Lain dan Tagihan Spot & Derivatif. e. Liquid assets including Placement with Other Banks and Derivative and spot receivables
f. Perhitungan Return on Equity pada Non Financial Corporations menggunakan Earnings Before Interest and Tax (EBIT). f. Return on Equity for Non Financial Corporations calculated using Earnings Before Interest and Taxes (EBIT)
g. Value of Large Exposures merupakan jumlah kredit yang melampaui ketentuan Batas Maksimum Pemberian Kredit. f. Value of Large Exposures is the amount of credit that exceeds the Legal Lending Limit
2)
Pada Total Financial Assets terdiri dari Bank Sentral, Perbankan (Bank Umum), dan IKNB. Untuk OFC's Financial Assets (IKNB) a.l mencakup Asuransi (sejak 2014, termasuk BPJS), Perusahaan Pembiayaan, dan Dana Pensiun. 2)
Financial sectors for total financial assets including Central Banks, Banks (commercial banks), and other financial sectors (OFC). OFC's financial assets consists of Insurance (including BPJS), financing institutions, pension funds, pawn shops, credit insurance company, infrastructur
-Sejak Q1-2014, cakupan OFC ditambah LPEI, Pegadaian, Perusahaan Penjaminan, Perusahaan Pembiayaan Infrastruktur, dan Modal Ventura. -Since Q1-2014, OFCs' coverage includes Expor Impor Company,Pawn Shop, Credit Guaranteed Coorporation, Infrastructure Finance Company, and Venture Capital
3)
Short term Liabilities merupakan utang dalam jangka ≤ 1 tahun (tidak termasuk kewajiban kepada bank lain). 3)
Short term liabilities is debt with maturity ≤ 1 year (excluding liabilities to other banks)
Source: BI and FSA (processed)
TABEL 5a. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA 1)
TABLE 5a. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA 1)

2018 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020
2013 2014 2015 2016 2017 2018 2019 2020
Negara Mitra, Sektor Satuan/Unit Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Counterparty Countries
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
1 Seluruh Negara USD Juta/ Millions of USD 394,031 383,404 437,513 426,534 428,633 416,754 456,122 442,573 522,671 506,421 531,943 519,218 531,943 519,218 586,466 571,114 537,753 523,139 542,312 524,914 547,178 529,834 546,455 530,451 536,652 525,260 557,477 540,696 563,110 546,073 554,173 536,709 562,339 543,758 571,009 550,973 571,562 551,877 586,466 571,114 626,668 598,883 589,686 566,989 575,039 551,277 515,016 497,987 547,774 525,966 561,064 541,612 584,923 562,571 574,102 548,285 590,318 563,312 587,401 560,645 595,907 567,404 620,171 589,383 626,668 598,883 All Countries 1
2 Luar Negeri (Nonresiden) USD Juta/ Millions of USD 11,930 36,430 11,950 45,770 14,276 44,788 13,630 45,042 17,380 45,560 15,652 49,873 15,652 49,873 16,407 52,624 16,459 51,336 16,663 49,772 18,764 53,203 17,988 55,030 16,025 52,000 17,239 52,149 16,635 52,016 16,681 50,525 17,751 50,268 17,628 50,528 16,646 51,110 16,407 52,624 19,063 53,447 17,000 52,179 18,200 51,002 17,731 48,934 17,359 49,622 17,930 50,783 17,898 51,365 17,616 51,880 17,546 52,342 17,049 50,993 19,231 52,148 18,965 53,126 19,063 53,447 Cross-Border (Nonresident) 2
3 Bank USD Juta/ Millions of USD 11,425 29,718 11,404 37,284 13,667 37,903 13,272 38,233 16,151 38,144 13,896 42,141 13,896 42,141 14,558 43,220 14,694 43,322 14,942 42,225 17,057 45,168 16,267 46,168 14,285 43,342 15,480 43,049 14,850 43,257 14,920 41,887 16,007 41,476 15,849 41,307 14,879 42,008 14,558 43,220 18,033 43,516 15,023 42,480 16,330 41,634 16,261 40,130 15,612 40,663 16,147 40,491 15,971 40,903 16,602 42,523 16,638 42,840 16,178 41,507 18,307 42,471 17,904 43,203 18,033 43,516 Bank 3
4 a.l. : Antar-Kantor USD Juta/ Millions of USD 4,582 24,465 5,389 29,774 6,739 29,575 7,036 29,993 7,847 29,890 6,847 32,620 6,847 32,620 6,314 34,456 7,793 33,277 6,826 32,880 7,582 35,555 6,760 36,399 6,348 34,077 6,152 34,489 5,869 34,626 6,050 33,935 6,568 33,797 6,486 33,482 6,285 33,314 6,314 34,456 8,323 35,436 6,701 33,596 6,318 33,031 7,287 32,155 7,503 32,549 7,490 33,123 7,162 33,257 7,111 35,267 6,972 35,627 6,570 34,645 7,369 34,915 7,826 35,370 8,323 35,436 of which: Related Offices 4
5 Non-Bank USD Juta/ Millions of USD 502 6,712 543 8,483 604 6,883 353 6,808 1,180 7,415 1,734 7,732 1,734 7,732 1,849 9,377 1,747 8,013 1,707 7,546 1,697 8,034 1,713 8,862 1,736 8,658 1,758 9,098 1,783 8,753 1,759 8,627 1,742 8,778 1,779 9,202 1,766 9,080 1,849 9,377 1,030 9,930 1,977 9,684 1,870 9,353 1,469 8,799 1,746 8,952 1,782 10,279 1,926 10,444 1,014 9,357 908 9,503 871 9,486 924 9,677 1,060 9,923 1,030 9,930 Non-Bank 5
6 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 38 4,074 38 5,276 26 3,891 28 3,619 833 4,577 818 4,933 818 4,933 909 6,251 854 5,253 864 4,741 843 4,910 847 5,978 887 5,877 889 6,161 899 5,961 902 5,859 868 5,911 882 6,417 882 6,091 909 6,251 74 6,234 931 6,679 894 6,498 784 6,007 959 6,082 973 6,695 993 6,864 42 5,730 32 5,772 30 5,775 41 5,927 81 6,119 74 6,234 Non-Bank Financial Institutions 6
7 Sektor Non-Finansial USD Juta/ Millions of USD 465 2,638 504 3,207 578 2,992 325 3,189 347 2,838 915 2,799 915 2,799 940 3,126 893 2,761 843 2,805 855 3,124 866 2,884 849 2,781 869 2,937 884 2,792 857 2,768 874 2,867 897 2,785 884 2,989 940 3,126 956 3,696 1,046 3,006 976 2,855 685 2,792 787 2,870 809 3,584 934 3,580 972 3,627 876 3,730 841 3,711 883 3,750 980 3,804 956 3,696 Non-Financial Sector 7
8 Indonesia (Residen) USD Juta/ Millions of USD 381,762 346,541 425,516 380,764 414,276 371,232 442,468 396,778 505,284 460,040 516,291 468,659 516,291 468,659 570,056 517,775 521,293 471,098 525,649 474,436 528,414 475,935 528,461 474,722 520,621 472,570 540,232 487,845 546,472 493,349 537,490 485,486 544,585 492,790 553,377 499,736 554,914 500,063 570,056 517,775 607,603 545,294 572,686 514,083 556,838 499,577 497,283 448,446 530,414 475,689 543,132 490,693 567,023 511,065 556,482 496,268 572,768 510,831 570,348 509,518 576,672 515,119 601,203 536,114 607,603 545,294 Indonesia (Resident) 8
9 Bank USD Juta/ Millions of USD 76,129 32,361 88,522 38,081 79,936 40,829 88,197 45,380 99,303 21,725 94,029 28,774 94,029 28,774 103,445 28,343 88,809 22,604 88,434 22,748 95,154 24,408 93,397 23,050 89,311 26,580 96,576 26,321 97,368 25,368 91,572 23,575 93,166 22,618 95,837 22,811 95,403 22,020 103,445 28,343 124,547 50,842 102,386 23,964 102,664 23,011 92,593 22,080 94,287 22,673 93,095 22,884 101,043 23,166 99,918 44,859 109,425 44,077 115,938 43,130 114,207 43,618 120,587 44,641 124,547 50,842 Bank 9
10 a.l. : Antar-Kantor USD Juta/ Millions of USD 1,225 18,116 1,176 21,636 1,142 23,636 1,183 28,759 798 2,003 619 2,091 619 2,091 350 1,834 460 1,809 408 1,818 553 1,712 353 1,789 451 2,016 419 2,061 343 1,915 162 1,713 187 1,634 195 1,732 206 1,719 350 1,834 1,840 28,448 491 2,157 320 1,849 358 1,728 419 1,809 504 1,969 515 2,050 1,552 25,653 1,493 26,278 1,423 25,948 1,620 26,583 1,728 27,975 1,840 28,448 of which: Related Offices 10
11 Non-Bank USD Juta/ Millions of USD 304,149 313,064 335,280 341,220 332,522 329,181 352,249 350,038 404,032 436,950 419,925 438,363 419,925 438,363 464,537 487,955 429,888 447,079 434,850 450,301 430,989 449,961 432,714 450,235 429,070 443,583 441,488 460,107 446,782 466,492 443,547 460,397 449,325 468,716 455,182 475,484 457,255 476,580 464,537 487,955 480,547 492,989 467,985 488,602 451,938 473,909 402,837 424,560 433,887 451,490 447,654 466,275 463,696 486,297 454,147 449,767 460,774 465,140 452,109 464,891 459,890 469,964 477,967 489,939 480,547 492,989 Non-Bank 11
12 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 17,858 25,726 20,338 30,198 19,866 29,479 20,177 26,809 24,085 43,415 26,168 41,855 26,168 41,855 27,188 49,672 25,942 44,165 25,679 44,181 24,999 43,796 25,281 43,349 25,771 43,249 26,418 45,320 26,401 46,601 25,809 45,750 25,854 46,623 26,652 47,409 26,650 47,286 27,188 49,672 24,516 47,465 26,996 50,257 25,884 48,306 22,909 42,414 24,382 45,119 24,462 46,043 24,529 47,476 23,927 42,246 24,087 43,348 22,563 42,676 23,362 44,113 24,389 46,834 24,516 47,465 Non-Bank Financial Institutions 12
13 Sektor Non-Finansial USD Juta/ Millions of USD 286,291 287,338 314,942 311,022 312,656 299,701 332,072 323,229 379,947 393,535 393,757 396,508 393,757 396,508 437,349 438,283 403,946 402,914 409,170 406,120 405,990 406,165 407,433 406,886 403,299 400,334 415,069 414,786 420,381 419,891 417,738 414,648 423,472 422,093 428,530 428,076 430,605 429,294 437,349 438,283 456,031 445,524 440,989 438,345 426,054 425,603 379,928 382,146 409,505 406,371 423,192 420,233 439,167 438,821 430,220 407,521 436,688 421,792 429,546 422,215 436,528 425,851 453,579 443,105 456,031 445,524 Non-Financial Sector 13
14 Lokasi Tidak Teridentifikasi USD Juta/ Millions of USD 338 432 46 0 81 734 25 753 7 821 1 686 1 686 3 714 1 705 1 706 1 697 6 698 6 690 6 702 3 708 3 697 3 700 3 709 3 704 3 714 2 142 0 727 1 697 1 607 2 655 2 136 2 141 4 137 3 139 3 135 3 137 3 142 2 142 Unallocated by Location 14

Keterangan: Note:
LBS ini menggambarkan aset dan kewajiban on balance sheet bank dalam
1)
LBS describes outstanding claims and liabilities of banks located
1)

negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai in Indonesia to non resident for each instruments breakdown,
dengan Guidelines Bank for International Settlements (BIS) based on Guidelines Bank for International Settlements (BIS)
Sumber: LBU Source: LBU
TABEL 5b. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA BERDASARKAN JENIS INSTRUMEN
TABLE 5b. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA BY TYPE OF INSTRUMENTS

2018 2019 2019 2019 2019

2013 2014 2015 2016 2017 2018 2019
Dec Jan Feb Mar Apr
Negara Mitra, Sektor Satuan/Unit Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen
ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts
1 Seluruh Negara USD Juta/ Millions of USD 394,031 335,039 49,330 9,661 383,404 333,456 9,783 40,165 437,513 367,661 60,255 9,597 426,534 371,204 10,919 44,412 428,633 361,924 55,980 10,729 416,754 361,117 9,751 45,885 456,122 375,165 69,307 11,650 442,573 378,238 11,458 52,877 522,671 423,625 85,371 13,675 506,421 431,995 14,354 60,072 531,943 438,295 77,651 15,997 519,218 440,100 14,424 64,694 531,943 438,295 77,651 15,997 519,218 440,100 14,424 64,694 586,466 483,916 85,893 16,657 571,114 484,208 14,717 72,189 537,753 439,140 82,102 16,511 523,139 441,411 14,435 67,293 542,312 441,942 84,046 16,324 524,914 443,797 14,208 66,909 547,178 447,742 83,528 15,908 529,834 448,681 14,506 66,647 546,455 449,716 81,148 15,590 530,451 449,361 14,674 66,417
2 Luar Negeri (Nonresiden) USD Juta/ Millions of USD 11,930 8,655 1,556 1,719 36,430 21,719 3,443 11,268 11,950 8,347 1,433 2,171 45,770 28,221 4,675 12,873 14,276 9,790 1,390 3,096 44,788 27,631 4,542 12,614 13,630 9,572 960 3,098 45,042 26,325 4,215 14,503 17,380 11,244 1,135 5,002 45,560 25,848 3,858 15,853 15,652 8,366 1,760 5,526 49,873 29,877 3,494 16,502 15,652 8,366 1,760 5,526 49,873 29,877 3,494 16,502 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 16,459 9,538 1,463 5,458 51,336 30,586 3,836 16,914 16,663 9,765 1,548 5,350 49,772 29,501 3,754 16,517 18,764 11,758 1,506 5,500 53,203 32,689 4,251 16,263 17,988 11,107 1,644 5,236 55,030 33,824 4,769 16,438
3 Bank USD Juta/ Millions of USD 11,425 8,605 1,128 1,691 29,718 18,456 3,285 7,978 11,404 8,347 914 2,143 37,284 23,877 4,023 9,384 13,667 9,784 831 3,052 37,903 24,672 3,904 9,328 13,272 9,572 644 3,056 38,233 23,881 3,614 10,738 16,151 11,243 804 4,103 38,144 23,580 3,719 10,844 13,896 8,365 883 4,649 42,141 27,486 3,274 11,382 13,896 8,365 883 4,649 42,141 27,486 3,274 11,382 14,558 9,827 539 4,192 43,220 28,031 2,420 12,769 14,694 9,536 626 4,531 43,322 27,986 3,619 11,717 14,942 9,765 738 4,440 42,225 27,030 3,535 11,659 17,057 11,750 676 4,631 45,168 30,002 3,651 11,514 16,267 11,100 804 4,363 46,168 30,816 3,525 11,827
4 a.l. : Antar-Kantor USD Juta/ Millions of USD 4,582 3,145 21 1,416 24,465 15,689 940 7,835 5,389 3,404 17 1,968 29,774 19,262 1,281 9,231 6,739 4,043 7 2,689 29,575 19,205 1,392 8,978 7,036 4,232 25 2,779 29,993 18,196 1,301 10,496 7,847 4,066 15 3,767 29,890 18,126 1,247 10,516 6,847 2,558 31 4,258 32,620 20,871 695 11,054 6,847 2,558 31 4,258 32,620 20,871 695 11,054 6,314 2,621 13 3,680 34,456 21,855 148 12,453 7,793 3,622 32 4,138 33,277 21,176 735 11,366 6,826 2,713 33 4,081 32,880 20,821 758 11,301 7,582 3,331 26 4,224 35,555 23,438 924 11,193 6,760 2,786 27 3,947 36,399 23,985 920 11,495
5 Non-Bank USD Juta/ Millions of USD 502 50 428 25 6,712 3,263 158 3,290 543 0 518 24 8,483 4,345 651 3,487 604 7 558 39 6,883 2,960 638 3,285 353 0 316 36 6,808 2,444 600 3,764 1,180 0 330 849 7,415 2,268 139 5,008 1,734 1 877 856 7,732 2,391 221 5,120 1,734 1 877 856 7,732 2,391 221 5,120 1,849 1 862 986 9,377 2,650 1,545 5,182 1,747 1 836 909 8,013 2,599 218 5,196 1,707 0 810 897 7,546 2,470 219 4,857 1,697 7 830 860 8,034 2,687 599 4,748 1,713 7 841 865 8,862 3,009 1,243 4,610
6 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 38 1 25 12 4,074 1,641 63 2,369 38 0 25 13 5,276 2,085 556 2,634 26 0 10 16 3,891 1,004 551 2,335 28 0 10 18 3,619 516 512 2,591 833 0 - 833 4,577 632 48 3,897 818 - - 818 4,933 829 20 4,084 818 - - 818 4,933 829 20 4,084 909 0 - 909 6,251 685 1,374 4,192 854 - - 854 5,253 1,005 20 4,228 864 - - 864 4,741 915 20 3,807 843 - - 843 4,910 800 402 3,708 847 - - 847 5,978 1,238 1,048 3,692
7 Sektor Non-Finansial USD Juta/ Millions of USD 465 49 403 13 2,638 1,622 95 921 504 0 493 11 3,207 2,260 95 853 578 7 548 23 2,992 1,955 87 950 325 0 306 18 3,189 1,928 88 1,172 347 0 330 16 2,838 1,636 91 1,111 915 1 877 37 2,799 1,562 201 1,036 915 1 877 37 2,799 1,562 201 1,036 940 1 862 77 3,126 1,965 172 990 893 1 836 55 2,761 1,594 198 969 843 0 810 33 2,805 1,556 199 1,051 855 7 830 17 3,124 1,887 197 1,040 866 7 841 18 2,884 1,771 195 918
8 Indonesia (Residen) USD Juta/ Millions of USD 381,762 326,071 47,750 7,941 346,541 311,634 6,291 28,616 425,516 359,269 58,822 7,426 380,764 342,982 6,244 31,539 414,276 352,053 54,590 7,633 371,232 333,485 5,209 32,538 442,468 365,568 68,347 8,552 396,778 351,912 7,244 37,621 505,284 412,374 84,237 8,673 460,040 406,146 10,496 43,399 516,291 429,929 75,891 10,471 468,659 410,223 10,930 47,506 516,291 429,929 75,891 10,471 468,659 410,223 10,930 47,506 570,056 474,085 84,492 11,479 517,775 453,527 10,752 53,497 521,293 429,601 80,639 11,053 471,098 410,825 10,599 49,673 525,649 432,177 82,498 10,974 474,436 414,297 10,454 49,685 528,414 435,984 82,022 10,408 475,935 415,992 10,256 49,687 528,461 438,603 79,504 10,354 474,722 415,537 9,905 49,281
9 Bank USD Juta/ Millions of USD 76,129 57,880 15,447 2,801 32,361 11,299 2,098 18,964 88,522 66,625 19,708 2,190 38,081 13,356 2,602 22,123 79,936 61,744 15,810 2,383 40,829 13,890 2,590 24,349 88,197 62,060 23,650 2,486 45,380 12,718 3,579 29,082 99,303 67,662 29,856 1,785 21,725 15,530 4,598 1,598 94,029 69,039 22,634 2,355 28,774 20,775 5,525 2,474 94,029 69,039 22,634 2,355 28,774 20,775 5,525 2,474 103,445 75,820 25,177 2,448 28,343 21,106 4,860 2,376 88,809 65,520 20,898 2,391 22,604 14,793 5,076 2,735 88,434 65,217 20,897 2,319 22,748 15,342 4,942 2,464 95,154 69,200 23,665 2,289 24,408 17,304 4,815 2,288 93,397 69,921 21,296 2,180 23,050 16,475 4,383 2,192
10 a.l. : Antar-Kantor USD Juta/ Millions of USD 1,225 383 25 817 18,116 376 79 17,661 1,176 239 18 919 21,636 293 90 21,252 1,142 288 17 836 23,636 481 54 23,101 1,183 168 38 976 28,759 265 20 28,474 798 650 30 119 2,003 793 30 1,179 619 375 166 78 2,091 592 72 1,427 619 375 166 78 2,091 592 72 1,427 350 281 25 44 1,834 300 13 1,521 460 235 162 63 1,809 279 75 1,455 408 219 123 66 1,818 352 28 1,438 553 381 102 70 1,712 214 83 1,415 353 192 91 70 1,789 335 33 1,421
11 Non-Bank USD Juta/ Millions of USD 304,149 268,167 32,302 3,679 313,064 300,318 4,193 8,553 335,280 292,634 39,114 3,532 341,220 329,612 3,641 7,967 332,522 290,300 38,781 3,441 329,181 319,583 2,619 6,978 352,249 303,491 44,697 4,061 350,038 339,183 3,664 7,191 404,032 344,681 54,380 4,970 436,950 390,606 5,898 40,447 419,925 360,851 53,257 5,817 438,363 389,351 5,405 43,606 419,925 360,851 53,257 5,817 438,363 389,351 5,405 43,606 464,537 398,239 59,315 6,983 487,955 432,413 5,891 49,651 429,888 364,047 59,742 6,100 447,079 396,023 5,523 45,533 434,850 366,929 61,601 6,320 450,301 398,944 5,513 45,844 430,989 366,752 58,357 5,880 449,961 398,679 5,440 45,842 432,714 368,638 58,208 5,868 450,235 399,052 5,522 45,661
12 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 17,858 14,067 2,960 831 25,726 21,804 2,196 1,726 20,338 15,202 3,918 1,219 30,198 27,009 2,256 933 19,866 14,765 3,845 1,256 29,479 26,484 1,962 1,034 20,177 13,819 4,665 1,692 26,809 23,144 2,849 817 24,085 16,384 5,801 1,900 43,415 29,240 4,330 9,845 26,168 17,867 6,507 1,794 41,855 26,852 4,048 10,955 26,168 17,867 6,507 1,794 41,855 26,852 4,048 10,955 27,188 18,724 5,980 2,484 49,672 32,787 4,257 12,628 25,942 17,304 6,721 1,918 44,165 28,717 4,163 11,285 25,679 17,102 6,599 1,979 44,181 28,632 4,113 11,437 24,999 17,020 6,082 1,897 43,796 28,244 4,062 11,490 25,281 17,202 6,187 1,892 43,349 28,129 4,065 11,156
13 Sektor Non-Finansial USD Juta/ Millions of USD 286,291 254,100 29,342 2,849 287,338 278,513 1,997 6,828 314,942 277,433 35,197 2,313 311,022 302,603 1,385 7,034 312,656 275,535 34,936 2,185 299,701 293,100 657 5,944 332,072 289,672 40,032 2,368 323,229 316,040 816 6,374 379,947 328,297 48,579 3,070 393,535 361,366 1,568 30,601 393,757 342,984 46,750 4,022 396,508 362,499 1,357 32,651 393,757 342,984 46,750 4,022 396,508 362,499 1,357 32,651 437,349 379,515 53,335 4,499 438,283 399,625 1,634 37,023 403,946 346,743 53,020 4,182 402,914 367,306 1,360 34,249 409,170 349,827 55,002 4,341 406,120 370,313 1,400 34,407 405,990 349,732 52,275 3,983 406,165 370,435 1,378 34,352 407,433 351,436 52,021 3,976 406,886 370,924 1,457 34,505
14 Lokasi Tidak Teridentifikasi USD Juta/ Millions of USD 338 313 25 1 432 103 49 280 46 46 - - 0 0 - 0 81 81 - - 734 1 - 734 25 25 - - 753 0 - 753 7 7 - - 821 1 - 820 1 1 - - 686 0 - 686 1 1 - - 686 0 - 686 3 3 - - 714 0 - 714 1 1 - - 705 0 - 705 1 1 - - 706 0 - 706 1 1 - - 697 0 - 697 6 6 - - 698 0 - 698

Keterangan:
1)
LBS ini menggambarkan aset dan kewajiban on balance sheet bank dalam
negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai
dengan Guidelines Bank for International Settlements (BIS)
Sumber: LBU
 2019 2019 2019 2019 2019 2019 2019 2019 2020 2020 2020 2020
2020
May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie
ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s
536,652 443,809 77,689 15,154 525,260 446,184 13,860 65,217 557,477 462,892 79,148 15,437 540,696 460,631 13,925 66,140 563,110 465,297 82,555 15,258 546,073 464,735 13,877 67,461 554,173 455,079 83,627 15,467 536,709 455,526 13,782 67,401 562,339 464,324 82,282 15,733 543,758 461,967 13,728 68,063 571,009 470,234 84,109 16,665 550,973 467,506 13,708 69,759 571,562 469,371 86,192 16,000 551,877 467,370 14,588 69,920 586,466 483,916 85,893 16,657 571,114 484,208 14,717 72,189 626,668 495,096 112,059 19,513 598,883 517,797 13,264 67,822 589,686 487,184 85,202 17,300 566,989 481,016 16,282r 69,691 575,039 474,288 83,769 16,981 551,277 468,714 15,719 66,843 515,016 424,771 71,491 18,754 497,987 422,114 13,700 62,173 547,774 447,950 81,415 18,410 525,966 448,088 14,030
16,025 9,393 1,474 5,157 52,000 31,303 4,269 16,428 17,239 10,632 1,541 5,066 52,149 31,193 4,037 16,919 16,635 10,382 1,527 4,726 52,016 30,774 3,994 17,248 16,681 10,274 1,516 4,890 50,525 29,447 3,919 17,159 17,751 11,085 1,575 5,090 50,268 29,080 3,910 17,278 17,628 10,780 1,549 5,299 50,528 29,023 3,865 17,641 16,646 10,016 1,464 5,166 51,110 29,534 4,000 17,576 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 17,000 10,368 1,520 5,112 52,179 29,964 4,254 17,962 18,200 11,516 1,532 5,151 51,002 29,165 4,222 17,615 17,731 10,544 1,234 5,952 48,934 29,031 3,862 16,042 17,359 9,478 1,253 6,628 49,622 29,156 3,854
14,285 9,386 671 4,228 43,342 28,800 2,710 11,832 15,480 10,625 737 4,118 43,049 28,432 2,475 12,141 14,850 10,375 706 3,770 43,257 28,487 2,445 12,324 14,920 10,266 702 3,952 41,887 27,184 2,387 12,316 16,007 11,085 731 4,191 41,476 26,748 2,357 12,371 15,849 10,780 703 4,366 41,307 26,345 2,314 12,648 14,879 10,015 613 4,250 42,008 26,965 2,452 12,591 14,558 9,827 539 4,192 43,220 28,031 2,420 12,769 18,033 11,821 787 5,424 43,516 24,469 2,084 16,964 15,023 10,367 564 4,092 42,480 27,281 2,409 12,790 16,330 11,509 592 4,228 41,634 26,727 2,357 12,550 16,261 10,544 566 5,151 40,130 26,441 2,293 11,396 15,612 9,477 518 5,617 40,663 26,434 2,318
6,348 2,493 14 3,841 34,077 22,103 470 11,504 6,152 2,413 20 3,719 34,489 22,226 450 11,813 5,869 2,492 20 3,357 34,626 22,221 414 11,991 6,050 2,460 19 3,570 33,935 21,569 393 11,972 6,568 2,812 18 3,737 33,797 21,332 400 12,065 6,486 2,591 22 3,873 33,482 20,988 156 12,338 6,285 2,506 18 3,762 33,314 20,880 147 12,287 6,314 2,621 13 3,680 34,456 21,855 148 12,453 8,323 2,997 138 5,188 35,436 18,481 211 16,744 6,701 3,092 13 3,596 33,596 20,907 123 12,566 6,318 2,516 15 3,787 33,031 20,628 119 12,284 7,287 2,585 19 4,683 32,155 20,940 139 11,076 7,503 2,312 34 5,157 32,549 20,742 128
1,736 7 804 925 8,658 2,503 1,559 4,596 1,758 7 804 947 9,098 2,761 1,562 4,775 1,783 7 821 955 8,753 2,287 1,548 4,918 1,759 8 814 937 8,627 2,263 1,532 4,832 1,742 0 844 898 8,778 2,333 1,553 4,893 1,779 0 846 932 9,202 2,677 1,551 4,974 1,766 0 851 914 9,080 2,569 1,548 4,962 1,849 1 862 986 9,377 2,650 1,545 5,182 1,030 2 871 157 9,930 3,206 1,936 4,788 1,977 1 956 1,020 9,684 2,683 1,845 5,157 1,870 7 940 923 9,353 2,438 1,866 5,050 1,469 1 669 800 8,799 2,589 1,569 4,641 1,746 1 736 1,010 8,952 2,722 1,536
887 - - 887 5,877 815 1,368 3,694 889 - - 889 6,161 983 1,386 3,792 899 - - 899 5,961 652 1,380 3,930 902 0 - 902 5,859 579 1,376 3,903 868 0 - 868 5,911 573 1,383 3,955 882 0 - 882 6,417 995 1,380 4,041 882 0 - 882 6,091 686 1,379 4,026 909 0 - 909 6,251 685 1,374 4,192 74 - - 74 6,234 1,410 1,802 3,022 931 0 - 930 6,679 847 1,674 4,158 894 0 - 894 6,498 768 1,701 4,029 784 0 - 784 6,007 943 1,417 3,647 959 - - 959 6,082 1,018 1,375
849 7 804 38 2,781 1,688 191 902 869 7 804 58 2,937 1,778 176 984 884 7 821 56 2,792 1,635 169 988 857 8 814 35 2,768 1,684 156 929 874 0 844 30 2,867 1,760 170 937 897 0 846 50 2,785 1,682 171 932 884 0 851 33 2,989 1,883 169 936 940 1 862 77 3,126 1,965 172 990 956 2 871 83 3,696 1,797 134 1,765 1,046 1 956 90 3,006 1,836 171 999 976 7 940 29 2,855 1,669 165 1,021 685 1 669 16 2,792 1,646 152 993 787 1 736 51 2,870 1,704 161
520,621 434,410 76,214 9,997 472,570 414,881 9,591 48,099 540,232 452,254 77,607 10,371 487,845 429,438 9,888 48,519 546,472 454,912 81,028 10,532 493,349 433,961 9,884 49,505 537,490 444,803 82,111 10,577 485,486 426,079 9,862 49,545 544,585 453,235 80,707 10,643 492,790 432,887 9,819 50,085 553,377 459,451 82,560 11,366 499,736 438,483 9,843 51,410 554,914 459,352 84,728 10,834 500,063 437,836 10,587 51,640 570,056 474,085 84,492 11,479 517,775 453,527 10,752 53,497 607,603 483,271 110,400 13,932 545,294 490,122 9,245 45,928 572,686 476,815 83,682 12,188 514,083 451,052 12,028r 51,002 556,838 462,771 82,237 11,830 499,577 439,549 11,497 48,531 497,283 414,225 70,257 12,801 448,446 393,083 9,838 45,525 530,414 438,470 80,162 11,782 475,689 418,932 10,176
89,311 62,363 24,819 2,129 26,580 19,802 4,349 2,430 96,576 70,725 23,579 2,272 26,321 19,283 4,475 2,563 97,368 71,286 23,810 2,273 25,368 18,521 4,395 2,453 91,572 66,281 23,062 2,228 23,575 16,841 4,371 2,362 93,166 69,021 21,969 2,176 22,618 16,208 4,337 2,074 95,837 71,600 21,901 2,337 22,811 16,344 4,248 2,219 95,403 72,596 20,640 2,168 22,020 15,273 4,706 2,041 103,445 75,820 25,177 2,448 28,343 21,106 4,860 2,376 124,547 100,690 19,644 4,213 50,842 17,117 4,463 29,261 102,386 80,213 19,475 2,698 23,964 15,370 5,976r 2,618 102,664 79,785 19,816 3,064 23,011 14,780 5,738 2,493 92,593 71,211 16,143 5,239 22,080 13,010 4,867 4,202 94,287 73,526 17,472 3,289 22,673 13,862 5,143
451 329 58 64 2,016 460 49 1,507 419 327 46 46 2,061 448 82 1,532 343 279 21 43 1,915 397 47 1,471 162 105 15 42 1,713 137 44 1,532 187 131 14 43 1,634 168 21 1,445 195 141 11 43 1,732 224 12 1,496 206 129 35 42 1,719 205 25 1,488 350 281 25 44 1,834 300 13 1,521 1,840 615 20 1,205 28,448 344 79 28,025 491 421 26 43 2,157 513 14 1,630 320 252 27 41 1,849 268 8 1,573 358 288 33 36 1,728 329 9 1,391 419 357 23 39 1,809 284 21
429,070 372,011 51,395 5,664 443,583 395,069 5,242 43,271 441,488 381,497 54,028 5,963 460,107 410,145 5,413 44,549 446,782 383,606 57,219 5,957 466,492 415,430 5,489 45,573 443,547 378,492 59,049 6,006 460,397 409,228 5,491 45,678 449,325 384,194 58,738 6,394 468,716 416,669 5,482 46,565 455,182 387,822 60,659 6,701 475,484 422,129 5,595 47,760 457,255 386,722 64,088 6,445 476,580 422,555 5,881 48,144 464,537 398,239 59,315 6,983 487,955 432,413 5,891 49,651 480,547 382,551 90,756 7,240 492,989 472,993 4,781 15,215 467,985 396,562 64,207 7,216 488,602 435,674 6,052 46,876 451,938 382,947 62,422 6,570 473,909 424,762 5,759 43,389 402,837 342,962 54,114 5,761 424,560 380,066 4,971 39,523 433,887 364,891 62,689 6,307 451,490 405,063 5,033
25,771 17,866 6,019 1,886 43,249 28,091 3,962 11,195 26,418 18,199 6,223 1,997 45,320 29,788 4,127 11,405 26,401 17,455 6,787 2,159 46,601 30,726 4,206 11,669 25,809 17,304 6,377 2,128 45,750 29,850 4,155 11,744 25,854 17,505 6,104 2,244 46,623 30,602 4,049 11,972 26,652 17,761 6,559 2,332 47,409 30,978 4,180 12,251 26,650 17,838 6,593 2,219 47,286 30,566 4,343 12,377 27,188 18,724 5,980 2,484 49,672 32,787 4,257 12,628 24,516 16,408 5,532 2,576 47,465 36,634 3,487 7,345 26,996 18,088 6,249 2,659 50,257 33,447 4,367 12,443 25,884 17,546 6,070 2,269 48,306 31,886 4,201 12,219 22,909 16,477 4,559 1,873 42,414 27,050 3,667 11,696 24,382 17,547 4,719 2,116 45,119 29,322 3,828
403,299 354,145 45,376 3,778 400,334 366,978 1,280 32,076 415,069 363,298 47,805 3,966 414,786 380,357 1,285 33,144 420,381 366,151 50,432 3,798 419,891 384,704 1,283 33,904 417,738 361,188 52,672 3,877 414,648 379,378 1,336 33,934 423,472 366,688 52,633 4,150 422,093 386,067 1,433 34,593 428,530 370,061 54,101 4,368 428,076 391,151 1,415 35,510 430,605 368,885 57,495 4,226 429,294 391,989 1,538 35,767 437,349 379,515 53,335 4,499 438,283 399,625 1,634 37,023 456,031 366,143 85,224 4,664 445,524 436,359 1,295 7,870 440,989 378,474 57,958 4,557 438,345 402,227 1,685 34,433 426,054 365,401 56,352 4,301 425,603 392,876 1,558 31,170 379,928 326,484 49,556 3,888 382,146 353,016 1,304 27,827 409,505 347,343 57,971 4,191 406,371 375,741 1,205
6 6 - - 690 0 - 690 6 6 - - 702 0 - 702 3 3 - - 708 0 - 708 3 3 - - 697 0 - 697 3 3 - - 700 0 - 700 3 3 - - 709 0 - 709 3 3 - - 704 0 - 704 3 3 - - 714 0 - 714 2 2 - - 142 0 - 142 0 0 - - 727 0 - 727 1 1 - - 697 0 - 697 1 1 - - 607 0 - 607 2 2 - - 655 0 -
2020 2020 2020 2020 2020 2020 2020 2020 2020
Apr May Jun Jul Aug Sep Oct Nov Dec
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Counterparty Countries
Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other Loan & Debt Other
Instrumen Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen Deposits Securities Instrumen Deposits Securitie Instrumen
ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts ts s ts
63,848 561,064 455,608 87,623 17,833 541,612 463,082 14,533 63,997 584,923 472,807 93,903 18,213 562,571 482,028 14,614 65,929 574,102 460,957 95,404 17,742 548,285 473,188 13,733 61,364 590,318 474,110 98,248 17,959 563,312 487,760 13,247 62,304 587,401 472,858 97,772 16,771 560,645 486,459 12,993 61,194 595,907 474,737 103,496 17,675 567,404 491,897 13,049 62,459 620,171 492,777 108,783 18,611 589,383 510,201 13,267 65,914 626,668 495,096 112,059 19,513 598,883 517,797 13,264 67,822 All Countries 1
16,613 17,930 10,418 1,201 6,310 50,783 28,614 4,149 18,019 17,898 10,092 1,400 6,406 51,365 28,859 4,129 18,378 17,616 10,750 1,504 5,362 51,880 28,573 4,046 19,261 17,546 10,893 1,453 5,200 52,342 28,987 3,866 19,489 17,049 10,752 1,477 4,821 50,993 27,986 3,976 19,031 19,231 12,764 1,525 4,942 52,148 28,631 3,946 19,571 18,965 12,291 1,632 5,042 53,126 28,735 3,902 20,490 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 Cross-Border (Nonresident) 2
11,912 16,147 10,418 456 5,274 40,491 25,676 2,231 12,584 15,971 10,090 523 5,358 40,903 25,856 2,196 12,850 16,602 10,750 553 5,300 42,523 25,752 2,125 14,646 16,638 10,892 605 5,140 42,840 26,057 1,943 14,840 16,178 10,751 645 4,782 41,507 24,981 2,056 14,470 18,307 12,763 678 4,866 42,471 25,598 2,032 14,842 17,904 12,289 730 4,885 43,203 25,616 1,967 15,619 18,033 11,821 787 5,424 43,516 24,469 2,084 16,964 Bank 3
11,679 7,490 2,611 35 4,844 33,123 20,611 145 12,368 7,162 2,137 61 4,964 33,257 20,465 160 12,633 7,111 2,084 41 4,985 35,267 20,716 137 14,414 6,972 2,058 54 4,860 35,627 20,809 205 14,613 6,570 1,976 78 4,516 34,645 20,214 156 14,275 7,369 2,597 114 4,658 34,915 20,053 213 14,649 7,826 3,074 121 4,631 35,370 19,756 211 15,403 8,323 2,997 138 5,188 35,436 18,481 211 16,744 of which: Related Offices 4
4,693 1,782 0 746 1,036 10,279 2,938 1,918 5,423 1,926 1 877 1,048 10,444 3,002 1,933 5,509 1,014 1 952 61 9,357 2,821 1,921 4,615 908 1 848 59 9,503 2,931 1,923 4,649 871 1 832 39 9,486 3,005 1,920 4,560 924 1 847 76 9,677 3,033 1,914 4,729 1,060 1 902 157 9,923 3,119 1,934 4,871 1,030 2 871 157 9,930 3,206 1,936 4,788 Non-Bank 5
3,688 973 - - 973 6,695 1,028 1,791 3,877 993 0 - 993 6,864 1,049 1,803 4,012 42 0 - 42 5,730 1,020 1,796 2,914 32 - - 32 5,772 1,027 1,800 2,945 30 - - 30 5,775 1,082 1,800 2,894 41 - - 41 5,927 1,151 1,792 2,984 81 - - 81 6,119 1,247 1,807 3,065 74 - - 74 6,234 1,410 1,802 3,022 Non-Bank Financial Institutions 6
1,005 809 0 746 63 3,584 1,910 127 1,547 934 1 877 55 3,580 1,953 130 1,497 972 1 952 20 3,627 1,801 125 1,701 876 1 848 28 3,730 1,903 123 1,704 841 1 832 9 3,711 1,924 120 1,667 883 1 847 35 3,750 1,882 123 1,745 980 1 902 76 3,804 1,871 127 1,806 956 2 871 83 3,696 1,797 134 1,765 Non-Financial Sector 7
46,580 543,132 445,188 86,422 11,523 490,693 434,467 10,385 45,841 567,023 462,713 92,504 11,807 511,065 453,170 10,485 47,410 556,482 450,202 93,899 12,380 496,268 444,615 9,687 41,966 572,768 463,214 96,795 12,759 510,831 458,773 9,381 42,677 570,348 462,103 96,295 11,950 509,518 458,473 9,017 42,028 576,672 461,969 101,971 12,732 515,119 463,266 9,103 42,751 601,203 480,484 107,151 13,568 536,114 481,467 9,366 45,282 607,603 483,271 110,400 13,932 545,294 490,122 9,245 45,928 Indonesia (Resident) 8
3,668 93,095 71,927 18,271 2,897 22,884 14,649 5,209 3,026 101,043 80,418 17,751 2,874 23,166 14,772 5,392 3,002 99,918 78,562 17,730 3,626 44,859 13,584 5,061 26,213 109,425 89,584 16,189 3,652 44,077 12,594 4,671 26,812 115,938 96,956 15,443 3,540 43,130 12,296 4,464 26,370 114,207 94,058 16,560 3,590 43,618 12,189 4,501 26,928 120,587 100,269 16,161 4,157 44,641 11,301 4,525 28,815 124,547 100,690 19,644 4,213 50,842 17,117 4,463 29,261 Bank 9
1,504 504 431 32 41 1,969 392 47 1,530 515 451 22 42 2,050 394 67 1,590 1,552 431 25 1,095 25,653 325 40 25,288 1,493 356 24 1,113 26,278 295 49 25,934 1,423 300 24 1,099 25,948 319 36 25,593 1,620 467 24 1,129 26,583 383 83 26,118 1,728 530 12 1,187 27,975 311 118 27,546 1,840 615 20 1,205 28,448 344 79 28,025 of which: Related Offices 10
41,394 447,654 373,213 68,150 6,290 466,275 419,805 5,176 41,294 463,696 382,249 74,752 6,695 486,297 438,385 5,093 42,819 454,147 371,593 76,169 6,385 449,767 431,019 4,625 14,123 460,774 373,581 80,607 6,587 465,140 446,166 4,710 14,264 452,109 365,102 80,853 6,155 464,891 446,165 4,553 14,173 459,890 367,865 85,411 6,615 469,964 451,065 4,602 14,296 477,967 380,173 90,990 6,805 489,939 470,154 4,841 14,944 480,547 382,551 90,756 7,240 492,989 472,993 4,781 15,215 Non-Bank 11
11,970 24,462 17,598 4,683 2,181 46,043 30,659 3,978 11,405 24,529 17,324 4,899 2,306 47,476 31,704 3,955 11,817 23,927 16,637 5,084 2,206 42,246 31,951 3,492 6,803 24,087 16,538 5,279 2,269 43,348 32,977 3,430 6,942 22,563 15,332 5,089 2,142 42,676 32,359 3,399 6,918 23,362 15,521 5,583 2,258 44,113 33,778 3,398 6,937 24,389 16,188 5,670 2,531 46,834 35,970 3,539 7,325 24,516 16,408 5,532 2,576 47,465 36,634 3,487 7,345 Non-Bank Financial Institutions 12
29,425 423,192 355,616 63,467 4,109 420,233 389,146 1,198 29,889 439,167 364,925 69,853 4,389 438,821 406,681 1,139 31,002 430,220 354,956 71,085 4,179 407,521 399,067 1,133 7,321 436,688 357,042 75,327 4,318 421,792 413,190 1,280 7,322 429,546 349,770 75,764 4,013 422,215 413,806 1,154 7,255 436,528 352,343 79,828 4,357 425,851 417,287 1,204 7,359 453,579 363,985 85,320 4,274 443,105 434,184 1,302 7,619 456,031 366,143 85,224 4,664 445,524 436,359 1,295 7,870 Non-Financial Sector 13
655 2 2 - - 136 0 - 136 2 2 - - 141 0 - 140 4 4 - - 137 0 - 137 3 3 - - 139 1 - 138 3 3 - - 135 0 - 135 3 3 - - 137 0 - 137 3 3 - - 142 0 - 142 2 2 - - 142 0 - 142 Unallocated by Location 14

Note:
LBS describes outstanding claims and liabilities of banks located
1)

in Indonesia to non resident for each instruments breakdown,

based on Guidelines Bank for International Settlements (BIS)
Source: LBU
TABEL 5c. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) BERDASARKAN JENIS INSTRUMEN 1)
TABEL 5c. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) BY TYPE OF INSTRUMENTS 1)

2018
2013 2014 2015 2016 2017 2018
Dec
Negara Mitra Satuan/Unit Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans &
Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,930 8,655 1,556 1,719 36,430 21,719 3,443 11,268 11,950 8,347 1,433 2,171 45,770 28,221 4,675 12,873 14,276 9,790 1,390 3,096 44,788 27,631 4,542 12,614 13,630 9,572 960 3,098 45,042 26,325 4,215 14,503 17,380 11,244 1,135 5,002 45,560 25,848 3,858 15,853 15,652 8,366 1,760 5,526 49,873 29,877 3,494 16,502 15,652 8,366 1,760 5,526 49,873 29,877
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,399 3,897 365 1,136 5,029 3,528 612 889 5,606 4,079 487 1,039 8,675 7,071 681 923 6,053 3,991 423 1,638 5,637 4,160 626 851 5,629 3,750 334 1,545 5,049 3,445 671 932 6,944 4,638 289 2,017 3,926 2,267 678 981 6,700 3,983 438 2,278 4,011 2,509 624 878 6,700 3,983 438 2,278 4,011 2,509
4 Kanada USD Juta/ Millions of USD 12.66 12.33 0.22 0.10 116 106 1.13 9.02 9.54 8.92 0.25 0.37 105 59.08 37.27 8.74 16.94 16.04 0.36 0.53 24.59 10.52 1.59 12.47 35 33 1 1 106 90 2 13 20 18 0 1 157 136 1 20 21.46 21.09 0.26 0.10 190 169 9.63 11.75 21.46 21.09 0.26 0.10 190.47 169.09
5 Brazil USD Juta/ Millions of USD 1.78 - 1.75 0.03 19.54 0.89 18.65 - 1.43 - 1.43 - 1.74 0.85 0.89 - 0.11 - 0.11 - 0.78 0.54 0.24 - 1 - 1 - 1 1 0 - 0 - 0 - 2 1 1 - 0.07 - 0.07 - 2.35 2.22 0.13 - 0.07 - 0.07 - 2.35 2.22
6 Eropa
7 Belanda USD Juta/ Millions of USD 126 62.55 63.14 0.00 231 105 15.49 110 164 91.73 72.29 0.19 220 89.50 20.76 109 104 26.93 77.00 0.27 191 85.46 8.11 97.33 65 16 49 0 239 82 38 119 57 34 22 1 298 144 35 119 38.06 12.37 9.65 16.04 421 310 13.56 97.71 38.06 12.37 9.65 16.04 421 310
8 Belgia USD Juta/ Millions of USD 20.43 19.46 0.84 0.13 104 79.64 22.87 1.88 32.76 30.81 1.62 0.34 93.45 73.31 13.77 6.37 49.22 47.97 0.86 0.40 107 97.63 2.18 7.09 175 174 1 0 190 166 21 3 85 84 1 0 138 110 25 3 75.57 74.49 0.40 0.68 123 99.07 21.44 2.08 75.57 74.49 0.40 0.68 123 99.07
9 Inggris USD Juta/ Millions of USD 1,333 925 258 150 3,864 2,700 105 1,059 576 345 52.07 179 3,660 2,075 343 1,243 851 582 53.81 215 3,618 2,154 304 1,159 885 612 2 270 3,225 1,834 260 1,131 787 468 3 316 3,403 1,673 263 1,468 623 296 1.43 325 3,703 1,588 661 1,455 623 296 1.43 325 3,703 1,588
10 Jerman USD Juta/ Millions of USD 273 255 7.20 10.77 548 312 75.44 161 263 249 7.59 5.87 558 322 58.80 177 492 472 12.61 6.90 628 335 80.62 213 407 370 6 32 645 427 54 164 722 687 19 15 771 547 55 169 356 320 8.63 27.25 743 430 105 208 356 320 8.63 27.25 743 430
11 Norwegia USD Juta/ Millions of USD 1.95 1.94 0.01 - 31.28 3.21 11.37 16.71 55.86 55.84 0.02 - 14.89 3.19 1.25 10.45 10.65 10.61 0.04 - 34.36 18.75 0.60 15.01 1 1 0 - 13 1 0 12 72 71 0 - 16 3 1 12 81.48 81.48 - - 11.72 0.83 0.64 10.25 81.48 81.48 - - 11.72 0.83
12 Perancis USD Juta/ Millions of USD 122 104 3.08 14.97 224 100 21.27 103 30.13 8.13 4.22 17.79 288 127 6.92 154 174 165 3.31 5.87 294 144 7.03 143 29 24 2 2 469 279 17 173 20 13 2 5 593 377 20 197 109 100 2.23 6.92 1,033 615 19.83 398 109 100 2.23 6.92 1,033 615
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 21.25 20.62 0.61 0.02 84.97 24.31 21.79 38.87 22.92 18.59 3.95 0.37 226 39.76 125 62.11 25.86 23.74 1.00 1.11 88.26 39.24 43.85 5.17 25 24 0 0 75 41 29 5 55 43 11 1 144 56 82 6 29.11 25.92 1.75 1.44 70.29 19.65 44.25 6.39 29.11 25.92 1.75 1.44 70.29 19.65
14 Afrika dan Timur Tengah
15 Arab Saudi USD Juta/ Millions of USD 42.61 31.90 8.61 2.09 55.10 6.23 2.02 46.85 34.18 31.49 1.88 0.82 41.87 9.61 0.76 31.49 44.39 24.62 2.08 17.69 44.40 23.58 - 20.82 21 19 2 0 18 11 0 7 74 37 8 29 37 11 0 25 82.31 52.43 4.59 25.29 29.70 6.71 0.55 22.44 82.31 52.43 4.59 25.29 29.70 6.71
16 Kuwait USD Juta/ Millions of USD 8.42 - 8.42 - 7.90 0.80 - 7.10 10.67 - 10.67 - 27.21 1.84 - 25.37 12.58 - 12.50 0.08 24.76 1.42 - 23.35 0 - 0 - 6 2 1 4 0 - 0 - 30 2 1 28 0.55 0.03 0.07 0.45 27.59 1.12 - 26.47 0.55 0.03 0.07 0.45 27.59 1.12
17 Mesir USD Juta/ Millions of USD 1.53 - 1.48 0.06 14.69 5.83 8.86 - 2.47 - 1.09 1.39 7.63 2.84 4.79 - 1.75 - 0.73 1.02 17.23 2.92 14.31 - 0 - 0 - 7 1 6 - 1 - 1 - 8 1 7 - 1.39 - 1.39 - 5.11 0.72 4.39 - 1.39 - 1.39 - 5.11 0.72
18 Qatar USD Juta/ Millions of USD 0.51 0.02 - 0.49 240 152 0.35 87.90 0.09 0.03 - 0.06 289 152 - 137 5.77 5.66 - 0.12 361 228 - 133 29 6 0 23 294 33 - 261 73 1 0 72 357 2 - 355 66.14 0.04 0.37 65.73 381 2.51 0.92 378 66.14 0.04 0.37 65.73 381 2.51
19 Uni Emirat Arab USD Juta/ Millions of USD 4.77 2.48 1.92 0.37 30.84 14.47 10.57 5.80 1.89 0.87 0.88 0.13 27.41 8.69 16.60 2.12 5.16 2.78 1.66 0.73 33.46 17.31 11.12 5.03 6 3 3 - 54 37 12 5 10 3 6 1 35 13 16 6 565 8.49 555 1.27 138 10.85 122 5.14 565 8.49 555 1.27 138 10.85
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 232 169 58.07 4.63 1,024 73.51 124 827 189 164 23.66 1.96 1,149 113 128 908 187 154 30.34 2.39 1,012 85.98 108 818 204 174 26 4 1,084 122 137 825 210 136 63 11 1,135 144 140 851 247 202 27.58 17.72 1,134 189 86.80 858 247 202 27.58 17.72 1,134 189
22 Brunai Darusalam USD Juta/ Millions of USD 0.17 0.12 - 0.05 1.73 0.82 - 0.91 0.40 0.23 0.15 0.02 1.65 1.03 - 0.61 0.51 0.48 - 0.03 1.60 1.40 - 0.20 0 0 - - 1 1 - 0 0 0 - - 1 1 - 0 0.43 0.43 - - 1.07 0.98 - 0.09 0.43 0.43 - - 1.07 0.98
23 Filipina USD Juta/ Millions of USD 5.15 0.00 4.49 0.66 9.44 4.97 4.46 0.01 6.56 0.00 6.31 0.25 9.59 4.66 4.93 0.00 1.44 0.01 1.07 0.37 17.32 16.41 0.79 0.13 1 0 1 - 18 17 1 0 3 0 2 0 47 47 0 0 6.84 0.10 6.00 0.74 13.12 12.95 0.15 0.02 6.84 0.10 6.00 0.74 13.12 12.95
24 India USD Juta/ Millions of USD 60.05 0.29 24.97 34.80 132 38.72 27.80 65.35 46.77 0.17 12.93 33.67 141 42.17 24.80 74.52 69.62 0.08 29.21 40.32 192 14.25 31.82 146 91 0 41 50 186 14 30 143 102 0 49 53 204 61 33 110 180 0.38 128 51.64 169 20.83 37.99 111 180 0.38 128 51.64 169 20.83
25 Jepang USD Juta/ Millions of USD 310 248 30.14 32.48 7,338 5,160 166 2,012 381 297 12.19 71.61 8,952 6,396 219 2,337 437 319 12.29 106 9,057 6,430 231 2,396 520 427 8 84 9,614 6,570 190 2,854 1,507 550 27 930 9,756 6,363 284 3,109 1,242 276 11.29 954 9,945 6,354 218 3,373 1,242 276 11.29 954 9,945 6,354
26 Kamboja USD Juta/ Millions of USD 0.29 - 0.15 0.14 0.17 0.17 - - 0.08 - - 0.08 0.08 0.08 - - 0.26 - 0.02 0.24 0.15 0.15 - - 0 - 0 0 0 0 - - 0 - 0 - 0 0 - - 0.14 - - 0.14 0.13 0.13 - - 0.14 - - 0.14 0.13 0.13
27 Korea Selatan USD Juta/ Millions of USD 12.82 3.23 6.13 3.47 633 268 152 214 13.24 6.32 2.79 4.13 730 369 128 233 12.66 4.29 2.85 5.52 920 459 115 346 42 7 2 32 1,234 638 171 425 94 19 27 47 1,606 713 224 669 111 28.49 28.30 54.35 2,099 1,186 194 719 111 28.49 28.30 54.35 2,099 1,186
28 Laos USD Juta/ Millions of USD - - - - 0.15 0.15 - - - - - - 0.08 0.08 - - - - - - 0.00 0.00 - - - - - - 0 0 - - - - - - 0 0 - - - - - - 0.41 0.41 - - - - - - 0.41 0.41
29 Malaysia USD Juta/ Millions of USD 70.41 46.69 15.70 8.02 2,717 621 143 1,954 27.59 2.96 11.96 12.68 2,997 685 164 2,148 50.92 6.15 16.61 28.15 2,622 518 126 1,978 34 4 13 18 3,041 572 71 2,397 53 9 8 36 3,148 768 51 2,329 75.78 14.01 5.93 55.85 3,334 874 60.32 2,399 75.78 14.01 5.93 55.85 3,334 874
30 Myanmar USD Juta/ Millions of USD - - - - 1.54 1.54 - - - - - - 0.75 0.75 - - - - - - 0.32 0.32 - - - - - - 1 1 - - - - - - 1 1 - - 0.00 - - 0.00 1.65 1.65 - - 0.00 - - 0.00 1.65 1.65
31 Selandia Baru USD Juta/ Millions of USD 14.32 13.72 0.60 0.00 13.11 6.74 6.22 0.15 13.38 13.38 - 0.00 19.41 9.24 10.05 0.13 11.26 11.05 0.21 - 15.31 8.82 6.38 0.11 22 22 0 0 18 9 10 0 28 28 0 0 15 8 7 0 14.72 14.72 - 0.01 12.38 6.02 6.11 0.25 14.72 14.72 - 0.01 12.38 6.02
32 Taiwan USD Juta/ Millions of USD 69.29 58.46 2.35 8.48 340 84.19 61.86 194 7.75 2.56 2.81 2.39 429 136 75.79 217 16.15 2.98 11.79 1.38 411 113 51.49 246 340 332 6 2 392 47 43 301 8 1 5 2 416 62 45 309 5.97 2.01 0.79 3.17 463 29.85 65.70 368 5.97 2.01 0.79 3.17 463 29.85
33 Thailand USD Juta/ Millions of USD 17.09 2.78 12.36 1.95 1,358 1,079 53.31 225 24.59 4.17 19.87 0.55 2,334 1,894 62.42 378 26.74 2.55 23.96 0.23 1,709 1,280 72.60 356 31 6 23 2 1,373 926 75 372 52 7 42 3 1,310 876 62 372 73.42 6.53 60.06 6.83 1,632 1,227 65.59 339 73 6.53 60.06 6.83 1,632 1,227
34 Timor Leste USD Juta/ Millions of USD - - - - 0.86 0.86 - - - - - - 1.90 1.90 - - - - - - 51.17 51.17 - - - - - - 46 46 - - - - - - 42 42 - - 121 - - 121 139 139 - - 120.98 - - 120.98 139 139
35 Tiongkok USD Juta/ Millions of USD 622 181 433 7.85 1,188 488 402 298 615 121 462 31.62 1,190 575 299 316 652 243 374 33.95 4,877 3,482 1,009 386 376 43 295 38 4,796 3,521 747 529 440 164 234 42 5,139 3,723 750 665 403 210 154 38.79 4,584 3,725 194 665 403 210 154 38.79 4,584 3,725
36 Vietnam USD Juta/ Millions of USD 1.74 - 1.15 0.59 10.51 0.36 10.15 - 1.70 - 1.36 0.34 12.79 0.61 12.18 - 9.71 - 9.02 0.69 16.91 0.33 16.57 - 13 - 10 3 19 1 18 - 31 - 28 2 19 1 18 - 41.29 0.02 40.15 1.13 21.92 0.65 21.27 - 41.29 0.02 40.15 1.13 21.92 0.65
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 375 256 101 18.51 382 283 72.38 25.76 571 307 62.28 202 677 521 124 32.18 1,650 1,303 56.82 290 1,090 856 226 7.71 1,119 752 38 330 1,542 1,403 127 12 1,593 1,079 72 443 2,172 2,041 109 22 1,244 750 58.16 435 2,658 2,564 83.06 10.72 1,244 750 58.16 435 2,658 2,564
39 Cayman, Kepulauan USD Juta/ Millions of USD 560 549 - 11.73 10.91 6.85 0.37 3.69 1,046 838 0.05 208 9.36 6.52 0.32 2.51 1,112 881 - 231 13.84 11.30 - 2.54 1,083 846 - 237 10 6 - 4 1,206 728 72 406 13 8 - 5 1,019 532 115 372 9.01 5.79 - 3.22 1,019 532 115.22 372 9.01 5.79
40 Singapura USD Juta/ Millions of USD 1,990 1,735 88.93 165 9,609 5,737 1,244 2,627 2,025 1,662 109 254 11,354 6,288 2,061 3,005 2,041 1,481 204 356 10,387 6,114 1,399 2,874 2,286 1,913 60 314 10,218 5,301 1,441 3,476 2,966 2,400 104 462 9,551 5,107 836 3,608 1,943 1,306 68.64 569 11,535 7,026 753 3,756 1,943 1,306 68.64 569 11,535 7,026
41 Lainnya USD Juta/ Millions of USD 222 60 58 105 1,061 724 52 285 171 9 59 102 1,524 1,140 52 332 153 13 28 112 1,292 871 50 371 158 11 36 111 1,060 682 42 336 168 26 36 106 1,069 541 113 415 174 47 31 96 1,231 749 80 401 174 47 31 96 1,231 749

Keterangan:
1)
LBS ini menggambarkan aset dan kewajiban on balance sheet bank dalam
negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai
dengan Guidelines Bank for International Settlements (BIS)
Sumber: LBU
2018 2019 2019 2019 2019 2019 2019
2019
Dec Jan Feb Mar Apr May Jun
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Total Other Total Other Total Total Total Total Total Total Total Total Total Total Total
3,494 16,502 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 16,459 9,538 1,463 5,458 51,336 30,586 3,836 16,914 16,663 9,765 1,548 5,350 49,772 29,501 3,754 16,517 18,764 11,758 1,506 5,500 53,203 32,689 4,251 16,263 17,988 11,107 1,644 5,236 55,030 33,824 4,769 16,438 16,025 9,393 1,474 5,157 52,000 31,303 4,269 16,428 17,239 10,632 1,541 5,066 52,149 31,193 4,037 16,919

624 878 5,639 3,726 155 1,759 4,118 2,883 274 962 6,456 4,139 105 2,212 4,079 2,525 629 925 7,267 4,927 113 2,227 4,084 2,476 635 973 8,041 5,577 141 2,323 4,228 2,554 761 913 7,185 4,752 320 2,114 4,588 2,937 733 919 7,117 4,954 122 2,042 4,494 3,268 296 930 7,810 5,741 150 1,920 4,421 3,153 341 927
9.63 11.75 20.45 19.77 0.68 0.00 44.66 27.46 7.63 9.57 29.39 28.51 0.17 0.71 192 167 12.50 12.01 20.97 19.51 0.32 1.14 194 169 14.09 11.79 23.20 22.19 0.43 0.57 94.68 69.81 12.69 12.18 20.45 20.01 0.26 0.19 103 78.36 12.46 11.93 25.69 24.91 0.29 0.48 43.12 20.34 10.32 12.47 21.22 21.14 0.08 - 34.05 12.12 8.85 13.09
0.13 - 0.85 - 0.85 - 3.28 3.14 0.14 - 1.21 - 1.21 - 2.88 2.30 0.58 - 0.20 - 0.20 - 3.39 2.51 0.88 - 0.13 - 0.13 - 2.65 2.32 0.33 - - - - - 3.62 3.00 0.62 - 0.81 - 0.81 - 3.37 3.04 0.34 - 1.41 - 1.41 - 3.42 3.03 0.39 -
- - - - - - - - - - - - - - - - - - - - - - - -
13.56 97.71 143.29 66.90 3.36 73.03 267 136 10.41 121.27 42.65 20.14 6.46 16.05 441 333 10.50 96.72 55.10 30.88 7.65 16.56 415 310 8.18 96.70 65.46 37.83 7.01 20.63 684 584 5.38 95 147 120 7.07 19.95 687 587 3.94 95.69 51.82 16.91 6.36 28.55 681 581 4.58 95.25 42.73 7.22 5.81 29.70 609 507 5.28 96.61
21.44 2.08 58 57 0.67 0.10 150 137 11.64 1.10 248 248 0.33 0.30 162 135 25.32 2.18 274 273 0.29 0.57 141 114 24.46 2.21 268 268 0.32 0.27 129 110 16.44 2.20 276 276 0.21 0.20 158 140 16.07 2.27 132 132 0.19 0.11 188 171 14.23 2.32 250 250 0.21 0.21 162 146 13.74 1.96
661 1,455 919 631 2.12 286 2,968 1,138 334 1,497 655 329 1.53 325 3,411 1,347 682 1,382 503 205 1.36 296 3,364 1,338 678 1,348 633 327 1.89 304 3,304 1,149 789 1,366 852 574 1.27 276 3,641 1,389 887 1,365 586 303 5.57 277 3,164 1,365 424 1,375 560 277 0.87 282 3,040 1,240 395 1,406
105 208 523 495 0.50 27.10 838 519 102 217 618 575 1.25 41.90 894 563 117 214 592 558 1.95 32.38 830 488 119 224 617 584 1.65 31.58 779 428 127 225 733 694 10.67 29.32 893 541 122 230 467 427 1.16 38.62 790 422 138 230 576 543 0.86 32.68 778 429 107 243
0.64 10.25 21 21 0.03 - 32.61 1.20 5.88 25.53 60.67 60.64 0.03 - 17.29 0.83 4.96 11.50 36.11 36.11 - - 19.80 1.01 6.26 12.54 56.10 56.07 0.03 - 17.50 1.19 3.89 12.42 21.02 20.98 0.04 - 14.33 1.05 2.58 10.71 135 135 0.13 0.00 16.42 1.13 2.55 12.75 86 86 0.03 - 18.06 1.19 3.60 13.27
19.83 398 268 257 1.89 8.80 766 310 26.24 430 129 117 3.14 8.33 1,076 635 27.24 414 124 115 3.11 6.46 831 385 27.13 419 190 180 2.40 7.75 843 385 39.67 418 207 197 2.39 7.38 840 390 31.78 418 357 347 1.96 8.35 864 415 32.55 417 170 157 3.09 9.49 967 486 29.14 452
44.25 6.39 45.04 33.67 2.19 9.18 85 16.03 56.97 12.17 29.52 25.67 1.45 2.40 115 17.22 90.46 6.95 51.31 37.25 14.06 0.01 100 18.43 74.80 6.97 59.69 34.12 24.52 1.05 99.44 20.33 72.02 7.09 68.46 33.40 30.80 4.26 95.79 20.37 68.23 7.20 48.56 24.62 19.57 4.37 115 21.11 85.47 8.43 127.01 113.71 9.97 3.33 114 18.73 86.60 8.36
- - - - - - - - - - - - - - - - - - - - - - - -
0.55 22.44 112 76 3.24 32.46 33.13 9.02 0.35 23.75 91.17 61.09 4.32 25.76 32.64 8.54 0.63 23.47 91.82 62.19 4.24 25.39 30.76 6.90 0.24 23.63 392 364 3.91 23.96 32.62 9.08 0.22 23.33 293 263 4.21 25.90 33.32 9.50 0.31 23.51 194 164 5.05 24.99 38.45 14.57 0.60 23.28 153 122 5.81 25.89 32.34 8.46 0.43 23.45
- 26.47 0.08 0.03 - 0.05 38.58 1.36 12.21 25.01 0.65 0.03 0.04 0.58 28.76 0.98 - 27.79 0.92 0.03 - 0.88 28.73 1.07 - 27.67 0.74 0.03 - 0.71 28.28 1.19 - 27.09 0.50 0.03 0.11 0.36 26.84 0.95 - 25.89 0.38 0.03 0.21 0.14 39.18 2.22 12.00 24.96 0.31 0.03 0.27 - 38.84 1.42 12.00 25.42
4.39 - 2.80 - 2.80 - 5.15 0.62 4.53 - 1.96 - 1.86 0.10 9.36 0.74 8.63 - 1.83 - 1.46 0.37 5.09 0.74 4.35 - 2.63 - 1.40 1.23 9.89 0.61 9.28 - 2.73 - 1.62 1.12 5.48 0.78 4.70 - 2.36 - 1.20 1.16 5.23 0.77 4.46 - 1.68 - 1.64 0.05 5.32 0.83 4.49 -
0.92 378 68.65 0.04 0.07 68.53 487 78.24 15.89 393 74.47 6.16 0.31 67.99 392 2.72 0.37 388 70.18 0.04 0.03 70.12 392 3.32 0.23 389 70.11 0.04 0.16 69.91 413 23.65 5.75 384 70.64 0.04 0.24 70.36 438 43.25 10.09 385 70.14 0.04 0.26 69.84 438 43.41 14.40 380 70.94 0.04 0.30 70.60 480 78.81 14.63 387
122 5.14 581 1.72 578 0.89 201 8.90 122 70.02 575 4.06 570 0.32 143 9.58 128 5.30 575 4.24 571 0.35 142 9.26 128 5.29 569 4.56 564 1.24 143 10.04 128 4.99 573 4.61 565 3.73 141 10.05 126 4.65 566 4.73 560 1.75 139 11.76 123 4.18 576 5.25 571 0.36 136 9.91 121 4.26
- - - - - - - - - - - - - - - - - - - - - - - -
86.80 858 237 194 32.47 10.39 1,270 265 96.42 909 214 169 29.81 15.33 1,184 202 97.67 884 197 155 29.50 12.66 1,190 215 86.46 888 190 147 30.64 11.88 1,193 218 90.81 885 233 192 29.37 11.81 1,206 227 91.10 888 217 175 25.44 16.35 1,164 194 84.67 886 199 150 32.62 16.32 1,166 203 78.12 885
- 0.09 0.29 0.29 - - 1.34 1.29 - 0.05 0.47 0.47 - - 0.86 0.76 - 0.10 0.33 0.31 - 0.02 1.17 1.07 - 0.10 0.31 0.31 - - 1.02 0.93 - 0.09 0.30 0.30 - - 1.09 0.99 - 0.10 0.36 0.35 - 0.01 0.78 0.68 - 0.09 0.39 0.39 - - 1.03 0.93 - 0.10
0.15 0.02 11.97 0.44 11.24 0.29 24.47 23.11 1.32 0.05 5.49 0.17 5.32 0.01 25.71 25.61 0.08 0.02 8.10 0.10 7.80 0.20 22.43 22.41 - 0.01 5.33 0.06 4.83 0.44 25.67 25.09 0.57 0.01 8.82 0.17 7.32 1.33 25.64 25.60 0.03 0.01 3.21 0.09 2.47 0.64 27.88 26.79 1.08 0.01 2.64 0.16 1.93 0.55 26.72 24.93 1.78 0.01
37.99 111 68 0.31 21.19 46.63 156 22.50 17.35 116 158 0.46 104 54.11 178 19.59 43.56 114 160 0.23 108 52.01 165 19.93 29.79 115 158 1.75 104 52.83 169 19.55 34.19 115 151 1.76 100 49.35 165 20.25 28.92 115 131 0.36 80.37 49.90 151 19.70 20.90 110 152 0.40 101.54 50.23 154 20.67 20.24 113
218 3,373 1,517 514 3.88 999 10,123 6,488 210 3,425 1,491 511 10 971 10,131 6,380 225 3,526 1,416 445 6.84 964 9,576 6,420 252 2,904 1,409 456 22.02 931 11,616 8,597 175 2,843 1,517 594 5.63 917 11,928 8,671 180 3,077 1,371 391 15.17 964 9,681 6,411 220 3,050 1,322 329 13.88 979 10,052 6,729 176 3,146
- - 0.03 - 0.03 - 0.09 0.09 - - 0.22 - - 0.22 0.12 0.12 - - 0.23 - - 0.23 0.17 0.17 - - 0.27 - - 0.27 0.12 0.12 - - 0.12 - 0.02 0.09 0.23 0.23 - - 0.49 - 0.02 0.47 0.12 0.12 - - 0.07 - - 0.07 0.34 0.34 - -
194 719 72.05 12.66 13.63 45.76 1,975 926 133 916 107 37.38 21.34 48.02 2,082 1,156 180 746 89.15 31.22 14.17 43.77 2,092 1,068 178 846 93.16 38.05 12.32 42.79 2,090 1,068 187 836 62.20 11.48 7.21 43.51 2,241 1,206 191 843 81.01 26.34 13.40 41.27 2,100 1,093 174 832 82.04 23.37 11.81 46.87 2,211 1,130 178 902
- - - - - - 0.50 0.50 - - - - - - 0.38 0.38 - - - - - - 0.31 0.31 - - - - - - 0.25 0.25 - - - - - - 0.39 0.39 - - - - - - 0.39 0.39 - - - - - - 0.38 0.38 - -
60.32 2,399 61.98 12.04 6.80 43.14 3,243 446 84.47 2,713 59.45 7.22 2.59 49.65 3,470 921 55.09 2,494 66.82 16.43 1.11 49.28 3,321 753 51.81 2,516 71.70 17.63 7.90 46.17 3,210 661 58.31 2,491 69.97 11.08 9.76 49.13 3,413 865 73.69 2,474 71.79 16.41 6.14 49.24 3,353 807 74.64 2,472 65.80 13.36 9.46 42.98 3,235 622 72.77 2,540
- - - - - - 1.61 1.61 - - 0.00 - - 0.00 1.36 1.36 - - 0.00 - - 0.00 1.46 1.46 - - - - - - 1.20 1.20 - - - - - - 1.43 1.43 - - - - - - 1.44 1.44 - - - - - - 1.39 1.39 - -
6.11 0.25 17.03 17.03 - 0.01 12.05 6.99 4.87 0.19 15.83 15.81 - 0.02 11.65 6.46 4.97 0.22 17.72 17.70 0.01 0.01 12.67 6.28 6.17 0.22 21.02 21.00 0.01 0.01 13.97 6.73 7.01 0.22 21.64 21.63 0.01 0.01 11.82 6.51 5.08 0.22 31.77 31.73 0.03 0.01 10.87 6.50 4.18 0.19 26.13 26.05 0.08 0.01 12.09 6.73 5.16 0.20
65.70 368 5.77 1.22 1.41 3.14 536 55.02 135 346 7.55 1.81 1.49 4.25 413 31.93 72.86 308 6.98 1.14 1.00 4.84 424 33.21 79.55 311 8.89 1.66 1.54 5.69 408 32.57 69.38 306 7.45 1.05 0.78 5.61 433 31.79 93.13 308 8.14 1.53 2.06 4.55 475 32.45 136 307 4.96 1.66 1.65 1.65 484 34.59 135 314
65.59 339 47.59 6.29 33.18 8.12 1,704 1,304 50.37 349 80.92 3.91 71.37 5.64 1,623 1,198 71.08 354 94.24 7.49 81.22 5.53 1,658 1,231 66.30 361 85.05 6.83 68.96 9.26 1,967 1,540 67.36 359 78.32 9.16 59.98 9.19 1,596 1,173 61.77 362 87.10 8.51 68.34 10.26 1,765 1,349 51.19 364 87.13 8.04 66.75 12.34 1,701 1,280 38.77 382
- - 52.23 - - 52.23 82.15 82.15 - - 49.70 - - 49.70 148 148 - - 39.71 - - 39.71 107 107 - - 40.81 - - 40.81 133 133 - - 24.56 - - 24.56 114 114 - - 34.61 - - 34.61 74.05 74.05 - - 35.26 - - 35.26 70.31 70.31 - -
194 665 446 148 246 52.52 4,484 3,549 211 724 430 180 210 41.11 4,686 3,777 217 692 494 189 262 42.51 4,693 3,741 239 714 430 208 178 44.14 4,810 3,873 238 699 425 208 173 44.04 4,792 3,848 234 709 376 120 211 44.06 4,646 3,704 236 706 426 159 219 47.52 4,774 3,870 216 688
21.27 - 12.49 0.12 11.04 1.33 26.57 0.94 25.63 - 15.13 0.02 14.98 0.13 21.17 0.66 20.51 - 7.48 0.03 6.82 0.63 14.72 0.76 13.96 - 12.36 0.03 11.05 1.27 15.71 0.40 15.31 - 8.15 0.05 6.16 1.94 16.11 0.69 15.42 - 7.87 0.06 5.97 1.85 15.35 0.68 14.67 - 7.80 0.07 6.29 1.45 15.80 1.10 14.70 -
- - - - - - - - - - - - - - - - - - - - - - - -
83.06 10.72 1,321 819 98.07 404 3,570 2,892 553 125.09 1,555 1,015 65.09 475 3,068 2,964 87.99 16.02 1,285 777 56.81 451 2,838 2,714 113.18 10.61 1,576 1,051 62.55 462 3,080 2,886 184 9.31 1,180 690 54.95 436 3,494 3,051 428 14.60 1,043 567 50.82 425 3,529 2,943 563 23.24 1,085 616 55.38 414 3,009 2,380 562 66.39
- 3.22 1,042 381 90 571 22.31 20.56 - 1.75 965 453 115 396 28.23 25.52 - 2.72 728 239 116 373 34.54 27.57 - 6.97 837 308 112 418 32.49 25.79 - 6.70 726 196 112 418 69.12 67.00 - 2.12 717 191 111 415 27.57 25.66 - 1.91 843 284 112 447 21.37 19.47 - 1.90
753 3,756 2,919 2,300 55 563 14,255 8,648 1,366 4,241 1,939 1,332 90.85 517 12,064 7,245 946 3,873 2,080 1,446 105.59
 2019 2019 2019 2019 2019 2019 2020
2020
Jul Aug Sep Oct Nov Dec Jan
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments
16,635 10,382 1,527 4,726 52,016 30,774 3,994 17,248 16,681 10,274 1,516 4,890 50,525 29,447 3,919 17,159 17,751 11,085 1,575 5,090 50,268 29,080 3,910 17,278 17,628 10,780 1,549 5,299 50,528 29,023 3,865 17,641 16,646 10,016 1,464 5,166 51,110 29,534 4,000 17,576 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 17,000 10,368

7,464 5,630 155 1,679 4,605 3,300 337 968 7,043 5,058 139 1,847 4,040 2,749 329 963 7,719 5,636 159 1,924 3,849 2,580 335 933 7,452 5,339 140 1,973 3,755 2,522 279 954 6,344 4,211 167 1,966 3,982 2,706 308 969 5,639 3,726 155 1,759 4,118 2,883 274 962 7,881 5,059 201 2,622 4,552 3,397 265 891 5,579 3,639
20.40 18.22 1.32 0.86 33.48 12.49 8.57 12.42 22.43 21.17 0.15 1.11 32.64 12.92 9.68 10.05 19.21 18.52 0.66 0.03 32.33 12.49 10.10 9.74 18.71 17.52 1.19 - 32.90 12.70 10.69 9.51 22.04 21.23 0.81 - 34.05 15.54 8.88 9.62 20.45 19.77 0.68 0.00 44.66 27.46 7.63 9.57 68.7 68.3 0.2 0.1 28.2 17.9 1.1 9.2 22.88 22.02
0.67 - 0.67 - 3.95 3.31 0.64 - 0.43 - 0.43 - 4.27 3.63 0.64 - 0.81 - 0.81 - 3.95 3.59 0.36 - 0.98 - 0.98 - 3.85 3.42 0.43 - 1.25 - 1.25 - 3.55 3.00 0.56 - 0.85 - 0.85 - 3.28 3.14 0.14 - 0.2 - 0.2 - 4.6 4.5 0.2 - 0.43 -

106.84 72.59 3.74 30.51 589 487 5.57 97.01 58.20 22.88 3.19 32.13 564 439 6.84 118.57 134.33 84.51 3.28 46.54 437 311 6.50 119.39 109.20 51.51 1.25 56.44 369 237 10.44 121.10 234.80 165.80 2.42 66.57 290 157 12.81 120.29 143.29 66.90 3.36 73.03 267 136 10.41 121.27 7 5.0 2.3 0.0 61 40 9.8 11.5 199.90 118.37
208 207 0.74 0.27 162 148 12.70 1.94 165 164 0.36 0.16 144 132 11.17 1.71 103 103 0.33 0.31 143 131 10.36 1.76 92 91 0.60 0.10 137 128 7.03 1.77 105 104 0.51 0.13 197 184 10.82 1.69 58 57 0.67 0.10 150 137 11.64 1.10 43 43 0.3 0.0 178 173 4.2 0.7 224 223
688 439 0.91 248 3,065 1,248 377 1,440 802 547 0.89 254 2,955 1,149 382 1,424 639 377 2.45 260 2,912 1,117 371 1,424 567 281 6.21 279 2,991 1,148 372 1,471 915 658 3.39 254 2,975 1,147 357 1,471 919 631 2.12 286 2,968 1,138 334 1,497 1,052 609 3.1 440 3,225 1,291 399 1,535 602 317
367 332 1.27 33.83 1,064 707 105 252 472 437 1.14 33.90 886 516 117 253 403 374 0.41 28.73 879 501 121 258 444 412 0.38 31.98 873 479 124 270 577 555 0.56 21.74 751 425 109 217 523 495 0.50 27.10 838 519 102 217 349 311 3.0 34.6 682.3 344.6 45.0 292.6 655 623
96 96 0.04 - 17.37 0.95 2.66 13.76 71 71 - - 20.73 1.14 2.67 16.92 1 1 0.01 - 24.76 1.08 3.56 20.12 121 121 0.03 - 29.91 1.30 5.21 23.41 76 76 - - 29.99 1.00 4.66 24.32 21 21 0.03 - 32.61 1.20 5.88 25.53 115.8 115.8 0.0 - 25.0 4.7 0.7 19.6 71 71
228 215 3.30 10.34 863 430 28.85 404 226 213 3.48 9.72 893 461 32.71 399 269 258 3.96 6.53 872 435 33.28 404 109 98 3.41 7.70 907 451 32.88 423 284 275 2.25 6.36 799 346 30.91 422 268 257 1.89 8.80 766 310 26.24 430 418 409 2.3 6.5 703 237 21.1 445 261 252
27.55 20.39 2.52 4.64 96 13.35 73.78 8.82 25.20 23.59 0.11 1.50 83 16.12 59.06 7.60 37.33 30.51 0.15 6.67 80 19.38 52.42 8.48 31.63 23.90 0.12 7.60 508 445.91 53.37 8.56 40.72 31.55 0.35 8.82 86 21.10 53.00 11.45 45.04 33.67 2.19 9.18 85 16.03 56.97 12.17 26.2 24.4 0.0 1.8 147.1 21.5 113.4 12.2 31.78 25.05

110 73 5.65 31.46 33.32 8.20 0.35 24.78 115 78 5.06 32.08 48.33 24.52 0.44 23.37 112 76 3.70 31.91 34.94 10.40 0.52 24.02 120 84 3.28 32.72 31.66 8.01 0.34 23.32 94 59 3.52 31.63 32.56 8.92 0.28 23.37 112 76 3.24 32.46 33.13 9.02 0.35 23.75 77.5 70.7 4.6 2.2 34.9 14.2 - 20.7 102 74
0.20 0.03 0.17 - 38.96 1.35 12.00 25.61 0.07 0.03 0.03 0.01 38.12 1.57 11.92 24.63 0.91 0.03 0.44 0.43 37.82 1.15 11.97 24.70 0.83 0.03 0.80 - 38.12 1.09 12.11 24.92 0.44 0.03 0.28 0.13 38.18 1.49 12.03 24.65 0.08 0.03 - 0.05 38.58 1.36 12.21 25.01 0.6 0.0 0.5 - 38.4 1.3 12.8 24.3 0.03 0.03
1.18 - 1.18 - 5.42 0.93 4.49 - 1.39 - 1.39 - 0.92 0.92 - - 2.42 - 2.14 0.27 4.94 0.96 3.98 - 2.44 - 2.44 - 4.61 0.64 3.98 - 2.55 - 2.20 0.35 9.10 0.66 8.44 - 2.80 - 2.80 - 5.15 0.62 4.53 - 1.3 - 1.3 - 2.0 2.0 0.1 - 1.81 -
71.29 0.04 0.19 71.06 483 78.01 14.90 390 70.75 0.04 0.19 70.53 478 78.84 14.75 384 69.62 0.04 0.17 69.40 480 78.47 15.42 386 91.85 20.58 0.07 71.20 485 79.00 15.43 390 74.00 2.21 0.13 71.67 483 79.77 15.54 388 68.65 0.04 0.07 68.53 487 78.24 15.89 393 154.2 0.0 15.2 138.9 440.5 2.0 19.6 418.9 106.00 0.05
584 5.36 575 4.09 202 9.48 123 69.97 569 1.89 565 1.46 199 10.01 121 68.57 570 2.00 567 1.00 198 8.53 121 68.90 579 3.15 574 1.70 200 8.64 122 69.67 573 1.16 571 0.90 204 12.85 122 69.15 581 1.72 578 0.89 201 8.90 122 70.02 600 0.8 599 0.6 226.7 11.8 142.0 72.9 595 5.81

222 173 35.65 13.11 1,195 229 73.42 893 251 197 34.60 18.70 1,208 245 73.64 889 283 231 35.50 16.11 1,215 253 70.15 892 247 194 39.84 13.51 1,231 252 77.09 901 252 203 37.34 11.08 1,240 260 81.64 898 237 194 32.47 10.39 1,270 265 96.42 909 368 323 36.2 8.9 787 87 56.6 643 224 187
0.32 0.32 - - 0.84 0.75 - 0.10 0.33 0.33 - - 0.93 0.84 - 0.10 0.30 0.30 - - 0.96 0.87 - 0.09 0.31 0.29 - 0.02 1.40 1.31 - 0.09 0.24 0.24 - - 0.96 0.87 - 0.09 0.29 0.29 - - 1.34 1.29 - 0.05 0.4 0.4 0.0 0.0 1.3 1.3 - - 0.32 0.32
4.76 0.22 3.20 1.35 27.89 25.21 2.67 0.01 3.96 0.27 3.26 0.43 26.89 24.26 2.62 0.01 1.09 0.32 0.16 0.60 30.74 28.09 2.64 0.01 6.63 0.38 5.65 0.60 26.92 24.35 2.55 0.01 3.69 0.38 2.15 1.16 28.60 26.17 2.42 0.01 11.97 0.44 11.24 0.29 24.47 23.11 1.32 0.05 3.8 0.0 3.7 0.1 37.8 32.7 5.1 0.0 4.14 0.50
140 0.44 91.19 48.46 155 20.85 19.88 114 118 0.68 71.33 46.22 153 19.78 20.50 113 113 0.36 65.92 47.13 152 20.73 17.36 114 87 0.40 37.41 49.14 157 22.25 19.45 115 54 0.39 6.61 46.75 158 22.63 20.23 115 68 0.31 21.19 46.63 156 22.50 17.35 116 55.6 0.3 6.6 48.7 171 26.4 16.5 128.3 71 0.41
1,365 373 6.79 986 9,920 6,474 227 3,219 1,374 395 10.69 969 9,841 6,431 207 3,203 1,469 467 5.75 996 9,949 6,480 208 3,261 1,704 679 14.55 1,011 10,000 6,490 174 3,335 1,541 564 13.21 963 10,061 6,484 236 3,341 1,517 514 3.88 999 10,123 6,488 210 3,425 744 444 5.0 295.6 13,485 6,397 112 6,976 1,518 499
0.04 - 0.03 0.01 0.37 0.37 - - 0.16 - 0.02 0.14 0.24 0.24 - - 0.21 - 0.02 0.19 0.32 0.32 - - 0.04 - 0.04 - 0.15 0.15 - - 0.35 - 0.14 0.22 0.12 0.12 - - 0.03 - 0.03 - 0.09 0.09 - - - - - - 0.1 0.1 - - 0.03 -
84.35 31.01 14.34 39.00 2,282 1,186 158 939 92.20 44.58 12.81 34.82 2,234 1,198 151 885 119.60 70.50 12.43 36.67 2,028 990 144 894 107.37 57.64 10.98 38.76 1,996 949 137 910 89.44 39.00 12.81 37.62 1,984 986 130 868 72.05 12.66 13.63 45.76 1,975 926 133 916 296.4 78.5 129.0 88.9 2,621 1,191 86 1,344 87.01 29.14
- - - - 0.37 0.37 - - - - - - 0.31 0.31 - - - - - - 0.47 0.47 - - - - - - 0.65 0.65 - - - - - - 0.57 0.57 - - - - - - 0.50 0.50 - - - - - - 0.4 0.4 - - - -
68.94 11.62 13.02 44.30 3,151 499 77.42 2,574 61.15 12.20 7.48 41.48 3,142 517 81.49 2,544 63.58 10.96 9.61 43.01 3,379 714 81.19 2,584 55.49 8.96 3.48 43.05 3,378 652 87.42 2,638 60.17 10.91 5.66 43.61 3,442 724 79.29 2,639 61.98 12.04 6.80 43.14 3,243 446 84.47 2,713 72.6 20.4 12.2 40.1 3,113 362 99.8 2,651 65.27 9.75
- - - - 1.36 1.36 - - - - - - 1.41 1.41 - - - - - - 1.43 1.43 - - - - - - 1.46 1.46 - - - - - - 1.39 1.39 - - - - - - 1.61 1.61 - - - - - - 1.7 1.7 - - - -
15.48 15.37 0.11 0.01 13.42 6.92 6.29 0.21 27.32 27.22 0.10 0.01 12.31 6.85 5.30 0.17 27.79 27.67 0.10 0.03 12.26 6.59 5.49 0.18 22.60 22.49 0.10 0.01 13.25 6.88 6.19 0.18 17.31 17.31 - 0.01 13.70 7.25 6.27 0.18 17.03 17.03 - 0.01 12.05 6.99 4.87 0.19 16.0 16.0 - 0.0 10.3 7.6 2.5 0.2 17.47 17.46
6.31 0.95 2.48 2.89 489 35.79 133 321 6.96 1.30 2.93 2.73 514 46.58 146 321 7.31 1.72 1.81 3.78 515 44.72 143 327 5.71 2.14 1.34 2.23 529 50.88 142 337 8.31 2.18 2.37 3.76 521 52.25 136 333 5.77 1.22 1.41 3.14 536 55.02 135 346 11.6 7.3 2.6 1.6 523.9 147.5 155 221 8.06 1.92
82.28 8.39 60.44 13.45 1,758 1,338 34.58 385 70.46 11.62 49.09 9.75 1,765 1,340 39.86 385 74.18 11.14 54.03 9.01 1,791 1,360 40.25 391 78.56 8.33 60.44 9.79 1,875 1,429 46.17 400 69.68 7.29 55.05 7.35 1,839 1,400 43.55 396 47.59 6.29 33.18 8.12 1,704 1,304 50.37 349 110 6.5 70.5 33 2,058 32 34.4 1,992 64.10 7.31
40.52 - - 40.52 52.03 52.03 - - 44.01 - - 44.01 64.92 64.92 - - 37.22 - - 37.22 76.14 76.14 - - 39.41 - - 39.41 41.61 41.61 - - 35.54 - - 35.54 106.47 106.47 - - 52.23 - - 52.23 82.15 82.15 - - 30.3 - - 30.3 45.0 45.0 - - 50.74 -
502 265 187 49.98 4,690 3,794 210 686 498 214 232 52.12 4,688 3,770 225 693 507 177 278 51.80 4,577 3,664 219 695 465 145 265 55.45 4,548 3,626 218 704 451 134 263 53.51 4,519 3,573 230 716 446 148 246 52.52 4,484 3,549 211 724 660 342 266 52.9 3,611 2,552 273 786 485 175
10.56 0.08 7.14 3.34 17.92 1.25 16.67 - 7.36 0.08 5.96 1.32 17.99 0.99 17.00 - 6.55 0.09 5.64 0.82 18.50 1.08 17.41 - 6.10 0.10 4.44 1.55 23.09 1.05 22.04 - 12.34 0.16 11.57 0.61 25.34 0.92 24.42 - 12.49 0.12 11.04 1.33 26.57 0.94 25.63 - 47.4 - 47.2 0.1 110.9 100.4 10.5 - 11.16 0.14

797 349 79.28 368 2,952 2,263 578 111.76 1,122 627 92.91 403 2,866 2,175 573 118.26 1,212 691 97.47 424 3,010 2,319 577 114.27 1,053 519 110.50 424 2,914 2,235 566 112.80 1,324 797 100.96 426 3,645 2,962 574 108.59 1,321 819 98.07 404 3,570 2,892 553 125.09 1,984 1,236 86 662 3,552 2,754 667.2 131 1,601 1,092
772 208 112 453 14.39 12.58 - 1.80 791 234 112 445 17.42 16.03 - 1.39 853 223 112 518 21.18 19.78 - 1.39 886 251 112 522 26.45 24.63 - 1.82 994 379 94 520 18.35 16.67 - 1.67 1,042 381 90 571 22.31 20.56 - 1.75 588 220 39.2 328 18.0 12.8 - 5.1 953 356
2,330 1,736 143 451 12,979 7,705 1,276 3,998 2,286 1,717 128 440 12,467 7,269 1,209 3,989 2,661 2,111 114 436 12,386 7,171 1,215 4,000 2,865 2,242 110 513 12,264 6,964 1,227 4,073 2,230 1,664 69 498 12,421 7,041 1,293 4,087 2,919 2,300 55 563 14,255 8,648 1,366 4,241 3,106 2,370 90.5 645 11,674 7,399 1,357 2,918 3,083 2,498
220 102 20 98 1,054 681 75 298 285 154 32 99 1,118 725 69 324 232 101 37 94 1,113 718 73 322 258 105 40 114 1,137 724 91 322 162 36 35 90 1,170 758 90 321 175 36 25 113 1,098 680 93 325 174 43 31.4 99 1,276 962 110 204 306 125
 2020 2020 2020 2020 2020 2020 2020 2020
Jan Feb Mar Apr May Jun Jul Aug
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Total Total Total Total Total Total Total Total Total Total Total Total Total Total
1,520 5,112 52,179 29,964 4,254 17,962 18,200 11,516 1,532 5,151 51,002 29,165 4,222 17,615 17,731 10,544 1,234 5,952 48,934 29,031 3,862 16,042 17,359 9,478 1,253 6,628 49,622 29,156 3,854 16,613 17,930 10,418 1,201 6,310 50,783 28,614 4,149 18,019 17,898 10,092 1,400 6,406 51,365 28,859 4,129 18,378 17,616 10,750 1,504 5,362 51,880 28,573 4,046 19,261 17,546 10,893 1,453 5,200

232 1,708 4,200 2,878 324 998 6,929 4,826 280 1,823 4,613 3,255 381 977 6,403 4,146 74 2,183 4,247 3,017 393 837 5,428 3,074 123 2,231 4,927 3,618 430 880 6,419 3,966 133 2,321 4,271 3,016 389 866 6,647 3,931 251 2,465 4,491 3,172 409 910 7,614 4,849 316 2,449 4,258 3,010 343 905 7,509 4,864 227 2,418
0.76 0.10 29.98 14.64 5.56 9.79 51.09 50.03 1.06 0.00 30.24 14.96 4.83 10.46 85.0 84.4 0.4 0.2 30.2 15.8 4.0 10.4 26.2 25.2 0.7 0.2 26.5 14.4 3.0 9.0 34.8 34.5 0.3 - 28.6 16.5 3.2 8.9 37.8 37.4 0.2 0.1 32.6 19.7 3.4 9.6 24.9 23.8 1.1 0.0 27.5 16.5 1.8 9.2 23.9 23.7 0.2 0.0
0.43 - 3.49 3.30 0.19 - 0.84 - 0.84 - 4.01 3.71 0.30 - 1.2 - 1.2 - 4.1 3.6 0.4 - 0.6 - 0.6 - 3.9 3.7 0.3 - 0.6 - 0.6 - 3.9 3.7 0.3 - 0.2 - 0.2 - 3.9 3.8 0.1 - - - - - 3.9 3.9 - - - - - -

3.90 77.63 222 90 9.01 123.46 191.23 113.27 3.06 74.90 217 90 8.30 118.56 162 94.3 1.6 66.0 216 105 8.5 103.1 79 5.1 1.0 72.6 208 85 11.9 111.3 84 5.3 0.7 78.1 182 57 11.7 113.4 101 5.3 0.7 95.3 200 57 11.2 131.8 205 111.7 0.4 93.2 182 43 9.9 129.3 209 112.6 0.4 95.8
1.54 0.17 169 157 10.83 1.31 95 93 1.74 0.40 263 245 16.88 1.29 110 108 1.6 0.3 259 244 14.0 1.0 50 49 0.6 0.1 195 182 11.8 1.1 64 63 0.2 0.1 225 210 14.0 0.9 55 55 0.1 0.1 210 200 9.0 0.7 94 94 0.1 0.1 188 181 5.7 1.0 60 60 0.2 0.1
1.72 283 3,098 1,247 305 1,546 793 510 1.64 282 3,091 1,280 289 1,522 672 246 1.6 424 2,915 1,287 262 1,366 1,024 428 1.5 595 2,883 1,134 273 1,476 850 354 2.1 493 3,108 1,175 419 1,513 884 420 1.6 462 3,078 1,114 455 1,508 763 380 0.3 382 3,138 1,217 456 1,465 730 361 6.7 362
0.74 31.15 841 515 91 235 697 683 0.76 13.25 828 510 89 229 422 418 0.7 3.8 600.0 312.0 73.7 214.3 504 500 1.2 2.4 715.5 399.3 78.0 238.3 610 585 0.4 25.4 763.9 439.5 71.8 252.6 447 423 0.3 23.9 775.8 453.9 55.7 266.2 492 455 0.6 36.4 780.5 455.0 57.3 268.2 367 337 0.7 28.8
- - 35.60 1.19 7.59 26.81 92 92 - - 36.10 1.04 7.43 27.64 90.4 90.4 0.0 - 32.0 1.0 6.8 24.2 99.0 98.9 0.0 - 33.2 1.1 6.8 25.4 105.0 105.0 0.0 - 31.6 1.0 7.3 23.3 135.5 135.4 0.0 - 30.1 1.1 6.7 22.3 21.0 20.9 0.1 - 26.8 1.5 4.6 20.7 86.1 86.1 0.0 -
2.04 7.25 775 310 24.77 441 304 283 2.77 18.32 732 278 23.92 430 375 351 2.3 21.9 697 285 25.2 387 368 348 2.2 17.2 660 217 25.3 417 319 303 1.9 13.4 640 201 26.2 412 266 253 2.1 10.6 677 227 26.2 424 381 367 1.9 12.8 667 228 23.4 416 385 372 1.9 10.9
1.12 5.60 82 17.40 51.89 12.45 32.53 27.86 4.66 0.01 84 22.41 49.54 12.00 89.6 89.5 0.1 0.0 68.1 14.2 45.9 7.9 107.1 101.8 - 5.4 72.0 17.2 47.2 7.6 25.2 25.2 - 0.0 98.6 17.6 73.6 7.3 116.8 110.4 2.9 3.4 113.9 15.7 85.4 12.8 94.2 91.8 0.3 2.1 136.2 18.0 105.7 12.5 31.7 31.7 0.0 0.0

2.36 25.43 33.61 9.15 0.32 24.15 119 93 1.56 24.33 32.47 9.04 0.22 23.21 98.9 75.5 2.5 20.8 29.3 8.7 0.3 20.3 101.0 74.5 4.6 21.9 32.9 10.2 0.5 22.2 102.9 75.4 3.8 23.7 35.3 13.1 0.3 21.9 89.4 62.7 3.2 23.5 30.7 8.8 0.3 21.6 68.7 58.0 7.6 3.1 35.0 14.1 0.2 20.7 61.6 54.8 6.1 0.8
- - 39.34 1.42 12.42 25.51 0.11 0.03 0.01 0.06 38.70 1.90 12.25 24.56 0.1 0.0 0.0 0.1 46.8 1.1 24.4 21.3 0.0 0.0 0.0 - 49.3 1.2 25.1 23.0 0.4 0.0 0.2 0.2 36.9 1.1 12.0 23.8 0.6 0.0 0.6 - 37.0 1.0 12.0 23.9 1.1 0.0 1.0 0.1 36.6 1.3 11.9 23.4 1.0 0.0 0.6 0.4
1.79 0.02 4.39 0.75 3.64 - 2.31 - 2.31 - 4.38 0.71 3.67 - 0.9 - 0.5 0.4 4.4 0.8 3.6 - 1.9 - 1.2 0.7 0.9 0.9 - - 1.6 - 0.5 1.0 1.0 1.0 0.0 - 1.2 - 0.9 0.4 4.6 0.8 3.9 - 1.8 - 1.7 0.1 7.9 0.9 7.0 - 3.7 - 2.7 1.0
0.04 105.91 498 79.10 18.83 400 137.30 35.74 0.14 101.43 478 79.72 14.67 384 89.6 0.2 0.1 89.3 428.3 79.0 15.3 334.0 112.4 0.1 0.2 112.1 451.3 76.9 13.8 360.7 117.3 0.1 0.3 117.0 430.6 44.9 14.6 371.1 132.6 0.1 0.3 132.2 442.5 45.2 15.0 382.2 148.6 0.1 0.2 148.3 413.2 25.1 14.9 373.1 150.8 0.1 0.0 150.7
587 1.91 205 9.63 124 71.10 566 1.54 564 0.36 209 8.35 132 68.25 493 2.6 490 0.4 182.9 8.4 115.2 59.4 534 3.4 529 1.0 200.5 9.4 127.3 63.8 550 4.2 545 1.0 202.6 10.2 127.0 65.5 566 3.0 562 0.6 206.9 9.5 130.1 67.3 569 2.8 564 2.3 199.2 10.2 123.3 65.7 585 3.6 582 0.2

31.16 6.22 1,250 258 79.83 912 236 191 30.53 15.26 1,206 236 79.34 891 261 192 29.8 38.9 1,102 198 80.7 823 303 228 34.6 40.4 1,134 200 77.8 856 339 284 30.4 24.0 1,165 219 69.1 877 328 281 31.6 15.2 1,152 199 75.6 878 230 181 33.2 15.4 896 196 72.1 628 265 220 34.4 10.8
- - 1.36 1.31 - 0.05 0.29 0.29 - - 1.05 1.01 - 0.04 0.8 0.8 - - 1.2 1.1 - 0.0 0.9 0.9 0.0 - 1.3 1.2 - 0.0 1.0 1.0 0.0 - 0.8 0.8 - 0.0 0.7 0.6 0.0 - 0.9 0.9 - 0.0 0.6 0.6 0.0 0.0 1.1 1.1 - - 0.6 0.6 - -
3.22 0.43 24.25 23.20 1.04 0.01 9.52 0.22 8.84 0.46 24.53 23.52 0.99 0.01 5.5 0.2 4.9 0.4 26.3 25.4 0.9 0.0 1.9 0.2 1.6 0.1 27.6 26.5 1.1 0.0 1.7 0.2 1.5 0.0 30.5 29.3 1.2 0.0 0.7 0.1 0.4 0.2 28.4 27.2 1.2 0.0 3.9 0.1 3.8 0.0 28.4 26.7 1.7 0.0 4.5 0.1 4.4 0.0
21.14 49.22 159 21.42 18.46 119 96 7.02 37.24 51.69 158 22.39 21.06 114 73.0 0.4 27.8 44.7 146 21.7 24.5 99.9 72.2 0.6 26.6 45.1 157 24.8 25.8 106.5 63.9 0.3 18.8 44.9 166 26.8 27.6 111.2 56.9 0.3 11.1 45.5 163 25.7 22.2 115.0 53.8 0.4 8.2 45.2 160 26.6 21.2 112.5 50.2 0.3 3.8 46.1
2.87 1,016 10,169 6,501 201 3,467 1,448 512 7.10 928 10,071 6,551 156 3,365 1,338 506 8.8 823.6 9,757 6,435 158 3,164 1,461 475 5.8 979.4 9,936 6,329 192 3,415 1,503 426 8.2 1,068.9 10,782 6,486 132 4,164 1,512 402 5.3 1,105.1 10,820 6,457 121 4,241 635 359 3.5 272.9 13,165 6,410 110 6,645 637 409 7.7 220.3
0.03 - 0.08 0.08 - - 0.04 - 0.04 - 0.23 0.23 - - 0.1 - 0.0 0.1 0.1 0.1 - - 0.2 - 0.0 0.2 0.2 0.2 - - 0.0 - 0.0 - 0.1 0.1 - - 0.0 - 0.0 - 0.1 0.1 - - - - - - 0.2 0.2 - - 0.1 - - 0.1
19.33 38.54 1,924 889 126 909 80.14 28.05 15.39 36.70 1,835 835 127 874 65.4 13.5 14.4 37.5 1,835 914 118 804 88.5 12.6 27.8 48.1 1,915 944 111 860 105.4 23.1 26.4 55.8 1,981 975 101 905 103.8 23.3 24.9 55.6 2,084 1,133 93 858 107.2 20.6 27.4 59.2 2,226 1,159 94 973 130.0 28.7 36.1 65.2
- - 0.42 0.42 - - - - - - 0.40 0.40 - - - - - - 0.5 0.5 - - - - - - 0.5 0.5 - - - - - - 0.5 0.5 - - - - - - 0.5 0.5 - - - - - - 0.3 0.3 - - - - - -
12.25 43.27 3,136 587 87.87 2,461 64.20 11.05 11.90 41.25 3,060 533 81.21 2,446 97.1 26.4 25.9 44.8 2,860 646 78.1 2,136 91.2 25.3 14.4 51.6 2,852 605 77.0 2,169 81.4 24.5 5.2 51.6 2,920 583 93.7 2,243 105.2 30.9 20.0 54.3 3,066 645 92.0 2,328 79.4 18.7 28.0 32.7 3,330 723 93.3 2,514 59.2 14.2 7.7 37.3
- - 1.17 1.17 - - 0.00 - - 0.00 1.23 1.23 - - 0.0 - - 0.0 1.1 1.1 - 0.0 - - - - 1.2 1.1 0.0 0.0 - - - - 1.1 1.1 0.0 0.0 0.0 - - 0.0 1.3 1.3 0.0 - 0.0 - - 0.0 1.1 1.1 - - 0.0 - - 0.0
- 0.01 11.88 7.31 4.29 0.27 17.31 17.29 0.01 0.01 11.31 6.41 4.65 0.26 15.0 14.9 0.1 0.0 10.2 5.0 4.9 0.2 17.1 16.9 0.2 0.0 11.5 5.6 5.7 0.2 20.5 20.3 0.2 0.0 11.9 6.3 5.4 0.2 21.9 21.7 0.2 0.0 11.4 6.2 5.1 0.2 17.5 17.4 0.2 0.0 10.2 6.4 3.7 0.1 24.3 24.1 0.2 0.0
3.32 2.82 512 57.88 137 317 9.88 5.42 2.18 2.28 497 57.87 131 308 19.9 15.8 2.0 2.1 447.0 52.0 126 269 22.6 16.0 2.3 4.3 469.1 57.1 129 283 18.2 15.2 1.4 1.6 520.7 58.5 168 294 20.2 15.8 2.4 2.0 525.3 62.4 160 303 19.5 15.8 1.9 1.8 429.7 61.1 155 213 15.0 12.0 1.6 1.5
33.65 23.15 1,679 1,280 45.33 354 64.43 8.90 42.48 13.05 1,681 1,290 41.85 348 205 8.1 42.0 155 1,583 1,279 50.6 253 400 8.8 33.8 357 1,778 1,464 53.1 261 190 8.5 21.9 160 2,003 1,488 47.9 468 182 8.4 9.4 164 2,006 1,491 35.2 480 168 8.7 19.7 140 1,988 1,488 30.5 469 186 10.4 38.2 138
- 50.74 39.57 39.57 - - 53.25 - - 53.25 25.59 25.59 - - 64.6 - - 64.6 30.6 30.6 - - 53.8 - - 53.8 49.7 49.7 - - 59.1 - - 59.1 27.9 27.9 - - 59.3 - - 59.3 49.4 49.4 - - 56.8 - - 56.8 54.3 54.3 - - 60.2 - - 60.2
252 57.76 4,379 3,423 224 732 493 208 233 51.46 3,640 2,798 179 663 678 397 230 51.0 3,261 2,505 179 578 592 348 192 52.9 3,243 2,423 191 628 645 419 174 52.1 3,191 2,364 177 651 660 355 249 55.9 3,300 2,451 170 680 817 494 271 52.6 3,429 2,392 175 861 641 321 267 53.6
10.57 0.46 23.60 0.86 22.73 - 17.72 0.14 16.56 1.03 19.65 0.82 18.82 - 16.6 0.1 16.0 0.4 17.3 0.8 16.5 - 12.3 0.1 11.6 0.6 19.3 0.7 18.6 - 6.4 0.1 6.0 0.3 16.5 0.7 15.8 - 5.2 0.1 5.1 - 42.4 30.7 11.6 - 18.6 0.1 18.4 0.1 80.3 70.5 9.8 - 33.5 0.1 32.5 0.9

127.76 381 3,304 2,656 566 81.14 1,192 651 133 408 3,533 2,810 591 133.20 1,408 855 123 430 3,644 2,938 568.1 139 1,346 849 62 435 3,522 2,810 588.5 124 1,163 688 47 428 3,750 2,807 734.4 209 1,031 555 43 433 3,433 2,546 727.4 159 1,006 520 39 447 3,268 2,426 716.2 126 1,018 501 38 478
90 507 30.78 29.10 - 1.68 945 358 60 527 16.13 14.59 - 1.55 926 356 59.7 511 15.5 14.1 - 1.4 839 281 58.8 499 25.4 13.5 - 12.0 857 288 37.7 531 27.4 14.7 - 12.7 803 273 37.9 493 35.3 21.8 - 13.5 692 272 28.1 392 26.0 12.3 - 13.7 621 268 28.2 325
45 540 14,101 8,086 1,660 4,354 3,249 2,668 23 558 13,288 7,303 1,680 4,304 3,184 2,366 31.0 787 13,348 7,853 1,401 4,093 3,348 2,472 90.8 785 12,685 7,490 1,262 3,934 3,412 2,634 112.4 666 12,975 7,462 1,337 4,175 3,242 2,509 115.4 618 13,092 7,447 1,324 4,320 3,082 2,353 107.0 622 11,423 7,317 1,330 2,775 3,368 2,670 103.2 595
31 150 1,197 769 89 339 215 43 46 126 1,271 855 78 338 280 86 42.6 152 1,089 730 63 296 274 33 25.4 216 1,335 940 68 328 179 64 21.7 93
2020 2020 2020 2020 2020
Aug Sep Oct Nov Dec
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Counterparty Countries
Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other
Total Total Total Total Total Total Total Total Total
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments
52,342 28,987 3,866 19,489 17,049 10,752 1,477 4,821 50,993 27,986 3,976 19,031 19,231 12,764 1,525 4,942 52,148 28,631 3,946 19,571 18,965 12,291 1,632 5,042 53,126 28,735 3,902 20,490 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 All Counterparty Countries 1
America 2
4,148 2,945 274 928 6,870 4,451 204 2,215 3,831 2,644 342 845 8,465 6,052 199 2,214 4,044 2,894 284 866 7,559 5,108 237 2,214 4,224 3,051 263 910 7,881 5,059 201 2,622 4,552 3,397 265 891 United States of America 3
30.3 18.8 1.4 10.1 120.6 120.0 0.4 0.2 28.8 18.0 1.0 9.7 108.9 108.5 0.4 0.0 27.1 15.9 1.2 10.1 123.7 123.5 0.2 0.0 28.6 17.0 1.8 9.8 68.7 68.3 0.2 0.1 28.2 17.9 1.1 9.2 Canada 4
4.3 4.1 0.2 - 0.4 - 0.4 - 4.3 4.1 0.2 - 0.3 - 0.3 - 4.3 4.2 0.1 - 0.5 - 0.5 - 4.8 4.6 0.3 - 0.2 - 0.2 - 4.6 4.5 0.2 - Brazil 5
Europe 6
184 44 9.6 130.5 205 110.2 0.9 93.6 62 43 9.6 10.2 101 4.8 0.8 95.1 63 44 9.5 9.7 213 112.6 1.0 99.1 63 42 9.6 10.5 7 5.0 2.3 0.0 61 40 9.8 11.5 Netherlands 7
221 213 6.9 0.7 65 64 0.4 0.2 180 172 7.3 0.8 87 86 0.6 0.2 164 158 5.1 0.7 98 98 0.5 0.1 222 216 5.0 0.7 43 43 0.3 0.0 178 173 4.2 0.7 Belgium 8
3,165 1,221 464 1,480 945 579 1.8 364 3,069 1,170 457 1,442 899 481 2.8 415 3,142 1,230 438 1,474 948 496 5.7 447 3,182 1,244 400 1,537 1,052 609 3.1 440 3,225 1,291 399 1,535 United Kingdom 9
716.8 401.3 42.2 273.4 353 336 0.7 16.7 694.9 355.7 67.7 271.4 395 373 2.9 19.2 723.1 364.0 83.8 275.3 377 344 1.1 32.1 745.0 374.7 75.9 294.4 349 311 3.0 34.6 682.3 344.6 45.0 292.6 Germany 10
29.4 4.3 3.6 21.5 95.7 95.7 0.0 - 27.4 5.5 2.3 19.6 105.7 105.7 0.0 - 25.2 6.6 0.5 18.1 131.2 131.2 0.0 - 26.0 5.8 0.3 19.9 115.8 115.8 0.0 - 25.0 4.7 0.7 19.6 Norway 11
667 223 21.1 423 419 406 3.3 10.3 664 230 21.1 413 413 401 2.9 9.5 675 234 19.2 422 401 389 3.6 8.8 672 207 19.4 446 418 409 2.3 6.5 703 237 21.1 445 France 12
136.7 17.4 106.7 12.6 23.3 23.2 0.0 0.0 126.2 15.3 98.8 12.1 21.7 21.7 0.0 0.0 125.1 19.4 93.7 12.0 29.0 23.7 2.7 2.6 141.6 20.3 109.0 12.3 26.2 24.4 0.0 1.8 147.1 21.5 113.4 12.2 Switzerland (including BIS) 13
Africa and Middle East 14
30.9 10.1 0.1 20.7 65.0 59.5 4.0 1.5 31.8 11.7 0.1 20.0 62.2 57.6 3.8 0.7 31.4 11.1 0.1 20.3 64.2 60.1 3.8 0.2 32.8 12.1 - 20.7 77.5 70.7 4.6 2.2 34.9 14.2 - 20.7 Saudi Arabia 15
36.7 1.1 12.1 23.5 0.6 0.0 0.6 - 35.8 1.1 11.8 23.0 0.6 0.0 0.6 - 36.7 1.4 12.0 23.3 0.5 0.0 0.4 0.0 38.0 1.0 12.8 24.3 0.6 0.0 0.5 - 38.4 1.3 12.8 24.3 Kuwait 16
4.0 0.9 3.1 - 4.0 - 3.8 0.2 0.9 0.9 - - 4.3 - 4.0 0.2 1.1 0.9 0.2 - 2.3 - 2.3 - 1.2 1.0 0.2 - 1.3 - 1.3 - 2.0 2.0 0.1 - Egypt 17
417.0 24.8 16.6 375.6 149.5 0.0 0.0 149.5 405.5 24.1 14.9 366.5 154.5 0.0 0.0 154.4 421.7 2.2 17.2 402.3 167.4 20.0 - 147.4 437.1 1.8 17.0 418.3 154.2 0.0 15.2 138.9 440.5 2.0 19.6 418.9 Qatar 18
201.6 8.6 126.9 66.1 576 2.1 574 0.0 197.2 9.7 123.1 64.4 588 12.6 576 0.1 200.9 10.3 125.2 65.4 600 1.6 597 1.3 214.3 10.1 131.4 72.7 600 0.8 599 0.6 226.7 11.8 142.0 72.9 United Arab Emirates 19
Asia and Pacific 20
867 173 66.9 627 270 225 33.5 12.2 810 139 56.9 615 261 217 34.1 10.0 796 126 51.4 619 316 273 35.1 7.7 797 105 49.1 643 368 323 36.2 8.9 787 87 56.6 643 Australia 21
1.2 1.2 - - 0.6 0.6 0.0 0.0 1.0 1.0 - - 0.7 0.6 0.0 0.0 1.0 1.0 - - 0.3 0.3 - - 1.1 1.1 - - 0.4 0.4 0.0 0.0 1.3 1.3 - - Brunei Darussalam 22
28.3 27.1 1.2 0.0 2.2 0.1 2.1 0.0 31.6 30.5 1.2 0.0 2.4 0.1 2.3 - 34.1 30.8 3.4 0.0 3.5 0.0 3.5 - 46.0 42.7 3.2 0.0 3.8 0.0 3.7 0.1 37.8 32.7 5.1 0.0 Philippines 23
162 26.5 21.9 113.4 54.0 0.3 5.7 48.1 155 26.1 17.9 110.9 52.8 0.4 6.9 45.5 156 27.0 16.1 112.8 54.0 0.2 6.2 47.6 170 26.8 19.4 123.8 55.6 0.3 6.6 48.7 171 26.4 16.5 128.3 India 24
13,260 6,445 83 6,732 548 374 3.9 170.3 13,188 6,483 74 6,630 597 391 4.7 201.5 13,337 6,463 98 6,776 701 451 6.6 243.3 13,556 6,416 106 7,033 744 444 5.0 295.6 13,485 6,397 112 6,976 Japan 25
0.1 0.1 - - 0.0 - - 0.0 0.2 0.2 - - 0.0 - 0.0 - 0.1 0.1 - - 0.0 - 0.0 - 0.1 0.1 - - - - - - 0.1 0.1 - - Cambodia 26
2,453 1,383 85 985 170.2 47.9 64.7 57.7 2,411 1,148 86 1,176 202.4 49.9 91.9 60.5 2,606 1,220 88 1,299 240.1 63.9 105.8 70.3 2,613 1,171 85 1,357 296.4 78.5 129.0 88.9 2,621 1,191 86 1,344 South Korea 27
0.3 0.3 - - - - - - 0.3 0.3 - - - - - - 0.4 0.4 - - - - - - 0.3 0.3 - - - - - - 0.4 0.4 - - Lao PDR 28
3,301 659 93.0 2,549 57.7 14.1 3.8 39.8 3,239 687 97.1 2,455 75.4 14.0 21.7 39.6 3,192 579 95.6 2,517 74.3 13.0 22.5 38.8 3,218 460 99.4 2,658 72.6 20.4 12.2 40.1 3,113 362 99.8 2,651 Malaysia 29
1.2 1.2 - - - - - - 1.2 1.2 - - - - - - 1.1 1.1 - - - - - - 1.5 1.5 - - - - - - 1.7 1.7 - - Myanmar 30
10.4 6.6 3.7 0.1 26.5 26.4 0.1 0.0 10.4 6.8 3.5 0.1 23.9 23.9 - 0.0 9.9 7.1 2.6 0.2 14.4 14.4 - 0.0 10.4 7.1 3.1 0.2 16.0 16.0 - 0.0 10.3 7.6 2.5 0.2 New Zealand 31
442.2 68.2 159 215 11.1 8.0 1.1 2.1 427.4 57.3 160 210 10.3 7.4 1.7 1.2 511.6 142.5 156 213 13.2 7.3 4.7 1.1 515.6 143.8 150 222 11.6 7.3 2.6 1.6 523.9 147.5 155 221 China, Taipei 32
1,998 1,497 28.8 472 166 4.4 40.0 122 2,085 1,597 28.0 461 184 6.6 53.2 124 2,031 1,490 35.6 506 190 8.1 58.3 124 2,055 1,497 31.7 526 110 6.5 70.5 33 2,058 32 34.4 1,992 Thailand 33
40.5 40.5 - - 30.3 - - 30.3 74.1 74.1 - - 48.2 - - 48.2 36.1 36.1 - - 50.6 - - 50.6 56.8 56.8 - - 30.3 - - 30.3 45.0 45.0 - - Timor Leste 34
3,566 2,508 183 875 734 403 278 53.4 3,404 2,375 181 848 771 462 257 52.2 3,569 2,525 172 872 547 245 249 52.7 3,613 2,544 162 907 660 342 266 52.9 3,611 2,552 273 786 China 35
90.4 80.8 9.6 - 37.0 0.1 36.8 0.0 92.3 80.6 11.7 - 34.3 0.1 33.8 0.4 111.9 100.4 11.5 - 40.6 - 40.3 0.3 110.6 100.8 9.9 - 47.4 - 47.2 0.1 110.9 100.4 10.5 - Vietnam 36
Offshore centres 37
3,447 2,646 678.4 122 987 510 46 432 3,138 2,346 676.1 116 1,513 970 67 476 3,375 2,566 691.9 118 1,758 1,233 79 446 3,552 2,756 668.7 127 1,984 1,236 86 662 3,552 2,754 667.2 131 Hong Kong 38
33.0 19.2 - 13.8 600 256 28.2 316 29.8 16.4 - 13.4 521 226 28.2 267 40.7 28.3 - 12.4 528 220 39.3 268 26.7 14.1 - 12.5 588 220 39.2 328 18.0 12.8 - 5.1 Cayman Islands 39
11,373 7,271 1,295 2,806 3,182 2,480 103.4 598 11,325 7,290 1,348 2,687 3,266 2,579 95.3 591 11,281 7,214 1,347 2,720 3,455 2,719 92.2 645 11,203 6,939 1,373 2,891 3,106 2,370 90.5 645 11,674 7,399 1,357 2,918 Singapore 40
1,276 996 69 212 279 156 35.4 88 1,210 922 76 212 263 112 33.5 117 1,373 1,079 87 206 263 136 32.2 95 1,549 1,242 94 213 174 43 31.4 99 1,276 962 110 204 Others 41

Note:
1)
LBS describes outstanding claims and liabilities of banks located
in Indonesia to non resident for each instruments breakdown,
based on Guidelines Bank for International Settlements (BIS)
Source: LBU
TABEL 5d. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) BERDASARKAN SEKTOR LAWAN
TABEL 5d. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) BY COUNTERPARTY SECTOR

2018 2019 2019 2019

2013 2014 2015 2016 2017 2018 2019
Dec Jan Feb Mar
Negara Mitra Satuan/Unit
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,930 11,425 502 36,430 29,718 6,712 11,950 11,404 543 45,770 37,284 8,483 14,276 13,667 604 44,788 37,903 6,883 13,630 13,272 353 45,042 38,233 6,808 17,380 16,151 1,180 45,560 38,144 7,415 15,652 13,896 1,734 49,873 42,141 7,732 15,652 13,896 1,734 49,873 42,141 7,732 16,407 14,558 1,849 52,624 43,220 9,377 16,459 14,694 1,747 51,336 43,322 8,013 16,663 14,942 1,707 49,772 42,225 7,546 18,764
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,399 5,371 24 5,029 4,475 553 5,606 5,526 76 8,675 7,951 722 6,053 5,839 209 5,637 5,095 541 5,629 5,494 130 5,049 4,641 406 6,944 6,887 56 3,926 3,427 499 6,700 6,603 95 4,011 3,593 418 6,700 6,603 95 4,011 3,593 418 5,639 5,544 95 4,118 3,701 417 6,456 6,412 42 4,079 3,582 496 7,267 7,236 30 4,084 3,670 414 8,041
4 Kanada USD Juta/ Millions of USD 13 13 0 116 102 14 10 9 0 105 88 17 17 17 0 25 10 14 35 35 0 106 94 12 20 20 - 157 134 23 21 21 - 190 170 20 21 21 - 190 170 20 20 20 - 45 10 35 29 29 0 192 173 18 21 21 - 194 176 19 23
5 Brazil USD Juta/ Millions of USD 2 2 - 20 18 1 1 1 - 2 1 1 0 0 - 1 0 1 1 1 - 1 0 1 0 0 - 2 1 1 0 0 - 2 0 2 0 0 - 2 0 2 1 1 - 3 0 3 1 1 - 3 1 2 0 0 - 3 1 3 0
6 Eropa
7 Belanda USD Juta/ Millions of USD 126 70 56 231 177 54 164 106 58 220 160 60 104 38 66 191 146 45 65 21 44 239 205 34 57 41 17 298 232 66 38 16 22 421 374 47 38 16 22 421 374 47 143 70 73 267 227 40 43 21 22 441 395 46 55 33 22 415 377 38 65
8 Belgia USD Juta/ Millions of USD 20 20 0 104 95 9 33 33 0 93 83 10 49 49 0 107 97 10 175 175 0 190 181 9 85 85 1 138 126 12 76 76 0 123 113 10 76 76 0 123 113 10 58 58 0 150 141 9 248 248 0 162 152 10 274 274 0 141 131 10 268
9 Inggris USD Juta/ Millions of USD 1,333 1,285 48 3,864 3,605 259 576 527 48 3,660 3,321 339 851 848 3 3,618 3,400 218 885 884 1 3,225 3,012 213 787 736 2 3,403 3,073 330 623 602 0 3,703 3,378 325 623 602 0 3,703 3,378 325 919 915 4 2,968 2,442 500 655 637 1 3,411 3,080 331 503 490 1 3,364 2,998 366 633
10 Jerman USD Juta/ Millions of USD 273 273 - 548 498 50 263 263 - 558 513 45 492 492 - 628 579 50 407 404 3 645 601 44 722 720 1 771 719 52 356 352 4 743 676 67 356 352 4 743 676 67 523 520 3 838 759 79 618 613 6 894 832 62 592 586 6 830 768 63 617
11 Norwegia USD Juta/ Millions of USD 2 2 - 31 12 19 56 56 - 15 1 13 11 11 - 34 8 26 1 1 - 13 8 5 72 72 - 16 10 5 81 81 - 12 6 5 81 81 - 12 6 5 21 21 - 33 12 21 61 61 - 17 11 6 36 36 - 20 13 7 56
12 Perancis USD Juta/ Millions of USD 122 122 0 224 162 63 30 30 0 288 213 75 174 174 - 294 228 67 29 29 0 469 419 50 20 19 1 593 537 56 109 105 5 1,033 980 54 109 105 5 1,033 980 54 268 263 5 766 654 112 129 124 5 1,076 1,025 51 124 120 5 831 763 68 190
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 21 21 0 85 24 61 23 23 - 226 118 108 26 26 - 88 67 22 25 25 - 75 60 14 55 44 11 144 120 24 29 29 - 70 50 20 29 29 - 70 50 20 45 45 0 85 33 52 30 30 - 115 97 18 51 51 0 100 82 18 60
14 Afrika dan Timur Tengah
15 Arab Saudi USD Juta/ Millions of USD 43 43 - 55 31 24 34 34 - 42 14 28 44 44 - 44 28 17 21 21 - 18 15 3 74 48 27 37 12 24 82 58 24 30 9 21 82 58 24 30 9 21 112 81 30 33 12 21 91 68 23 33 11 22 92 69 23 31 8 22 392
16 Kuwait USD Juta/ Millions of USD 8 0 8 8 7 1 11 0 11 27 26 2 13 0 12 25 23 2 0 0 - 6 3 3 0 0 - 30 27 3 1 1 - 28 26 2 1 1 - 28 26 2 0 0 - 39 37 1 1 1 - 29 27 2 1 1 - 29 27 2 1
17 Mesir USD Juta/ Millions of USD 2 1 0 15 9 6 2 2 0 8 5 3 2 1 0 17 14 3 0 0 - 7 6 1 1 1 0 8 7 1 1 1 - 5 4 1 1 1 - 5 4 1 3 3 - 5 5 1 2 2 - 9 9 1 2 2 - 5 4 1 3
18 Qatar USD Juta/ Millions of USD 1 1 - 240 238 2 0 0 - 289 287 3 6 6 - 361 358 3 29 29 - 294 292 2 73 73 - 357 355 2 66 66 - 381 379 2 66 66 - 381 379 2 69 69 - 487 470 18 74 74 - 392 389 3 70 70 - 392 389 3 70
19 Uni Emirat Arab USD Juta/ Millions of USD 5 5 0 31 11 20 2 2 0 27 17 10 5 4 1 33 20 13 6 6 - 54 42 12 10 6 4 35 20 15 565 13 552 138 16 122 565 13 552 138 16 122 581 6 575 201 10 192 575 6 569 143 19 124 575 6 569 142 18 124 569
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 232 232 - 1,024 887 137 189 189 - 1,149 996 153 187 187 - 1,012 859 152 204 204 - 1,084 891 193 210 192 18 1,135 954 181 247 247 0 1,134 931 202 247 247 0 1,134 931 202 237 237 0 1,270 941 329 214 214 0 1,184 970 215 197 197 0 1,190 962 228 190
22 Brunai Darusalam USD Juta/ Millions of USD 0 0 - 2 0 2 0 0 - 2 0 2 1 1 - 2 0 2 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0
23 Filipina USD Juta/ Millions of USD 5 5 0 9 4 5 7 7 - 10 5 5 1 1 - 17 12 5 1 1 - 18 14 4 3 3 - 47 27 20 7 7 0 13 6 7 7 7 0 13 6 7 12 12 0 24 4 20 5 5 0 26 6 19 8 8 0 22 3 19 5
24 India USD Juta/ Millions of USD 60 60 - 132 83 48 47 47 0 141 101 40 70 68 1 192 181 11 91 91 0 186 172 15 102 99 3 204 141 63 180 180 0 169 149 21 180 180 0 169 149 21 68 68 0 156 133 24 158 158 0 178 158 20 160 160 0 165 145 20 158
25 Jepang USD Juta/ Millions of USD 310 303 7 7,338 6,902 436 381 374 7 8,952 8,759 192 437 430 7 9,057 8,900 156 520 510 10 9,614 9,332 281 1,507 698 809 9,756 9,133 622 1,242 479 762 9,945 9,257 688 1,242 479 762 9,945 9,257 688 1,517 729 788 10,123 9,841 282 1,491 698 793 10,131 9,382 749 1,416 611 805 9,576 9,297 279 1,409
26 Kamboja USD Juta/ Millions of USD 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 0 0 - 0 0 0 0 0 - 0 0 0 - 0 - 0 0 0 0 0 - 0 0 0 0 0 - 0 0
27 Korea Selatan USD Juta/ Millions of USD 13 12 1 633 486 147 13 13 0 730 635 95 13 13 0 920 854 66 42 42 0 1,234 1,075 159 94 76 18 1,606 1,557 49 111 106 5 2,099 2,028 71 111 106 5 2,099 2,028 71 72 72 1 1,975 1,780 196 107 102 5 2,082 1,976 106 89 85 5 2,092 1,912 180 93
28 Laos USD Juta/ Millions of USD - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 0 - 0 - - - 0 - 0 -
29 Malaysia USD Juta/ Millions of USD 70 58 12 2,717 1,852 866 28 17 10 2,997 2,164 833 51 34 17 2,622 2,023 599 34 33 2 3,041 2,680 361 53 49 3 3,148 2,464 684 76 69 7 3,334 2,662 672 76 69 7 3,334 2,662 672 62 53 8 3,243 2,501 742 59 56 3 3,470 2,774 696 67 64 3 3,321 2,627 694 72
30 Myanmar USD Juta/ Millions of USD - - - 2 - 2 - - - 1 - 1 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 0 - 0 2 - 2 0 - 0 2 - 2 - - - 2 - 2 0 - 0 1 - 1 0 - 0 1 - 1 -
31 Selandia Baru USD Juta/ Millions of USD 14 14 1 13 8 5 13 13 - 19 12 7 11 11 0 15 9 7 22 22 - 18 10 9 28 28 - 15 9 6 15 15 - 12 6 6 15 15 - 12 6 6 17 17 0 12 5 7 16 16 0 12 5 6 18 18 0 13 6 6 21
32 Taiwan USD Juta/ Millions of USD 69 64 5 340 244 95 8 7 1 429 299 130 16 16 0 411 265 146 340 340 0 392 247 145 8 4 4 416 78 338 6 6 0 463 77 386 6 6 0 463 77 386 6 6 0 536 94 442 8 8 0 413 84 329 7 7 0 424 92 332 9
33 Thailand USD Juta/ Millions of USD 17 17 0 1,358 1,006 353 25 24 1 2,334 1,385 949 27 27 0 1,709 1,292 417 31 31 0 1,373 1,362 11 52 50 2 1,310 1,282 28 73 73 1 1,632 1,488 144 73 73 1 1,632 1,488 144 48 47 1 1,704 1,680 24 81 81 0 1,623 1,479 144 94 93 1 1,658 1,513 144 85
34 Timor Leste USD Juta/ Millions of USD - - - 1 - 1 - - - 2 - 2 - - - 51 50 1 - - - 46 45 1 - - - 42 40 2 121 121 - 139 137 2 121 121 - 139 137 2 52 52 - 82 80 2 50 50 - 148 146 2 40 40 - 107 105 2 41
35 Tiongkok USD Juta/ Millions of USD 622 391 231 1,188 918 270 615 343 272 1,190 1,011 179 652 411 240 4,877 4,716 161 376 240 136 4,796 4,527 270 440 397 43 5,139 5,003 136 403 312 91 4,584 4,458 126 403 312 91 4,584 4,458 126 446 408 38 4,484 4,349 135 430 334 96 4,686 4,546 139 494 414 80 4,693 4,566 127 430
36 Vietnam USD Juta/ Millions of USD 2 2 0 11 10 1 2 2 0 13 12 1 10 10 - 17 17 0 13 13 0 19 18 1 31 30 0 19 18 1 41 41 - 22 21 1 41 41 - 22 21 1 12 12 - 27 26 1 15 15 - 21 21 1 7 7 - 15 14 1 12
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 375 365 10 382 304 78 571 561 10 677 563 114 1,650 1,639 11 1,090 987 103 1,119 1,108 11 1,542 1,413 129 1,593 1,578 16 2,172 2,124 47 1,244 1,234 10 2,658 2,605 52 1,244 1,234 10 2,658 2,605 52 1,321 1,263 58 3,570 3,038 532 1,555 1,546 9 3,068 3,008 60 1,285 1,276 10 2,838 2,787 50 1,576
39 Cayman, Kepulauan USD Juta/ Millions of USD 560 560 - 11 0 11 1,046 1,046 - 9 0 9 1,112 1,112 - 14 0 14 1,083 1,083 - 10 0 9 1,206 1,134 72 13 2 11 1,019 904 115 9 1 8 1,019 904 115 9 1 8 1,042 952 90 22 0 22 965 850 115 28 1 28 728 612 116 35 5 30 837
40 Singapura USD Juta/ Millions of USD 1,990 1,978 12 9,609 7,344 2,265 2,025 2,004 21 11,354 8,379 2,975 2,041 2,014 28 10,387 7,417 2,970 2,286 2,279 7 10,218 6,673 3,545 2,966 2,903 63 9,551 6,261 3,291 1,943 1,907 37 11,535 8,140 3,395 1,943 1,907 37 11,535 8,140 3,395 2,919 2,844 75 14,255 9,880 4,374 1,939 1,885 55 12,064 8,561 3,502 2,080 2,047 33 11,911 8,421 3,490 2,506
41 Lainnya USD Juta/ Millions of USD 222 136 86 1,061 206 855 171 145 26 1,524 165 1,360 153 146 8 1,292 249 1,043 158 151 7 1,060 194 866 168 161 7 1,069 248 821 174 171 3 1,231 400 830 174 171 3 1,231 400 830 175 170 5 1,098 357 740 352 350 2 1,204 401 803 308 307 0 1,128 344 785 330

Keterangan:
LBS ini menggambarkan aset dan kewajiban on balance sheet bank dalam
1)

negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai

dengan Guidelines Bank for International Settlements (BIS)
Sumber: LBU
 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019
2020
Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks
17,057 1,697 53,203 45,168 8,034 17,988 16,267 1,713 55,030 46,168 8,862 16,025 14,285 1,736 52,000 43,342 8,658 17,239 15,480 1,758 52,149 43,049 9,098 16,635 14,850 1,783 52,016 43,257 8,753 16,681 14,920 1,759 50,525 41,887 8,627 17,751 16,007 1,742 50,268 41,476 8,778 17,628 15,849 1,779 50,528 41,307 9,202 16,646 14,879 1,766 51,110 42,008 9,080 16,407 14,558 1,849 52,624 43,220 9,377 19,063 18,033 1,030 53,447 43,516 9,930
- - - - - -
7,984 56 4,228 3,704 524 7,185 7,108 76 4,588 3,869 719 7,117 7,077 39 4,494 3,988 505 7,810 7,770 39 4,421 4,009 411 7,464 7,433 30 4,605 4,209 396 7,043 7,013 29 4,040 3,659 380 7,719 7,665 54 3,849 3,475 374 7,452 7,408 43 3,755 3,382 373 6,344 6,257 85 3,982 3,602 379 5,639 5,544 95 4,118 3,701 417 7,881 7,697 184 4,552 4,024 528
23 - 95 75 20 20 20 - 103 75 28 26 26 - 43 13 30 21 21 - 34 12 22 20 20 0 33 11 22 22 22 - 33 12 21 19 19 - 32 12 20 19 19 - 33 13 20 22 22 - 34 11 23 20 20 - 45 10 35 69 69 0 28 3 25
0 - 3 0 2 - - - 4 1 3 1 1 - 3 0 3 1 1 - 3 0 3 1 1 - 4 1 3 0 0 - 4 1 4 1 1 - 4 0 4 1 1 - 4 0 3 1 1 - 4 1 3 1 1 - 3 0 3 0 0 - 5 0 4
- - - - - -
43 22 684 647 37 147 124 23 687 648 38 52 20 32 681 646 35 43 8 35 609 567 42 107 73 34 589 540 49 58 25 34 564 524 40 134 86 48 437 394 43 109 53 56 369 315 54 235 168 67 290 247 43 143 70 73 267 227 40 7 7 - 61 22 40
268 0 129 120 9 276 276 0 158 149 10 132 132 0 188 179 9 250 250 0 162 151 11 208 207 0 162 152 10 165 165 0 144 131 14 103 103 0 143 134 10 92 92 0 137 127 10 105 105 0 197 189 8 58 58 0 150 141 9 43 43 0 178 168 10
623 1 3,304 2,883 421 852 844 1 3,641 2,929 712 586 576 7 3,164 2,606 559 560 550 10 3,040 2,468 570 688 678 10 3,065 2,505 555 802 795 7 2,955 2,446 499 639 637 2 2,912 2,397 501 567 561 5 2,991 2,463 510 915 914 1 2,975 2,453 499 919 915 4 2,968 2,442 500 1,052 1,048 4 3,225 2,540 684
611 6 779 714 65 733 728 6 893 819 74 467 462 5 790 718 72 576 572 4 778 705 73 367 362 5 1,064 986 78 472 468 4 886 805 82 403 400 4 879 800 79 444 442 3 873 792 80 577 575 3 751 675 77 523 520 3 838 759 79 349 349 0 682 637 46
56 - 18 11 7 21 21 - 14 9 6 135 135 - 16 9 8 86 86 - 18 10 8 96 96 - 17 8 9 71 71 - 21 7 13 1 1 - 25 8 17 121 121 - 30 10 20 76 76 - 30 9 21 21 21 - 33 12 21 116 116 - 25 7 18
185 5 843 747 96 207 203 5 840 744 96 357 353 5 864 773 91 170 165 5 967 851 117 228 224 5 863 770 94 226 221 5 893 795 97 269 264 5 872 776 96 109 104 5 907 801 106 284 279 5 799 693 106 268 263 5 766 654 112 418 414 4 703 635 68
60 0 99 72 28 68 68 0 96 62 34 49 49 0 115 65 50 127 127 0 114 64 50 28 28 0 96 48 48 25 25 0 83 36 46 37 37 0 80 33 47 32 32 0 508 35 473 41 41 0 86 34 51 45 45 0 85 33 52 26 26 0 147 85 63
- - - - - -
370 23 33 11 21 293 271 23 33 12 21 194 171 22 38 14 25 153 131 23 32 11 21 110 80 30 33 11 22 115 85 30 48 27 21 112 82 29 35 14 21 120 90 30 32 10 22 94 65 29 33 11 21 112 81 30 33 12 21 77 77 - 35 12 23
1 - 28 26 2 1 1 - 27 25 2 0 0 - 39 36 3 0 0 - 39 37 2 0 0 - 39 37 2 0 0 - 38 36 2 1 1 - 38 37 1 1 1 - 38 37 1 0 0 - 38 37 2 0 0 - 39 37 1 1 1 - 38 37 1
3 - 10 9 1 3 3 - 5 5 1 2 2 - 5 4 1 2 2 - 5 4 1 1 1 - 5 4 1 1 1 - 1 - 1 2 2 - 5 4 1 2 2 - 5 4 1 3 3 - 9 8 1 3 3 - 5 5 1 1 1 - 2 0 2
70 - 413 406 7 71 71 - 438 426 12 70 70 - 438 420 18 71 71 - 480 462 18 71 71 - 483 465 17 71 71 - 478 459 18 70 70 - 480 462 18 92 92 - 485 467 18 74 74 - 483 464 19 69 69 - 487 470 18 154 154 - 441 424 17
8 562 143 19 123 573 10 563 141 16 125 566 10 556 139 14 125 576 10 566 136 11 125 584 14 571 202 11 191 569 7 562 199 11 188 570 6 565 198 11 188 579 8 571 200 10 190 573 5 567 204 11 193 581 6 575 201 10 192 600 33 567 227 13 214
- - - - - -
190 0 1,193 962 231 233 233 0 1,206 966 240 217 217 0 1,164 907 257 199 199 0 1,166 900 266 222 222 0 1,195 906 288 251 251 0 1,208 906 301 283 283 0 1,215 898 317 247 247 0 1,231 923 307 252 252 0 1,240 916 324 237 237 0 1,270 941 329 368 368 0 787 630 157
0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 0 1 0 1
5 0 26 7 19 9 9 0 26 6 19 3 3 0 28 9 19 3 3 0 27 7 20 5 5 0 28 9 19 4 4 0 27 8 19 1 1 0 31 12 19 7 7 0 27 7 20 4 4 0 29 8 20 12 12 0 24 4 20 4 4 - 38 17 21
158 0 169 149 20 151 151 0 165 144 20 131 130 1 151 130 21 152 152 0 154 132 22 140 140 0 155 133 22 118 118 0 153 132 21 113 113 0 152 130 22 87 87 0 157 134 23 54 54 0 158 134 24 68 68 0 156 133 24 56 55 0 171 133 38
627 783 11,616 11,338 277 1,517 731 785 11,928 11,654 274 1,371 560 811 9,681 9,419 262 1,322 514 808 10,052 9,518 533 1,365 547 818 9,920 9,650 270 1,374 559 815 9,841 9,590 250 1,469 696 773 9,949 9,659 290 1,704 922 782 10,000 9,720 280 1,541 765 775 10,061 9,777 284 1,517 729 788 10,123 9,841 282 744 727 17 13,485 10,263 3,222
0 0 0 - 0 0 0 0 0 - 0 0 0 0 0 - 0 0 0 0 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0 - 0
89 4 2,090 1,910 180 62 58 5 2,241 2,061 179 81 77 4 2,100 1,928 171 82 78 5 2,211 1,987 224 84 84 0 2,282 2,035 247 92 92 0 2,234 2,035 199 120 120 0 2,028 1,829 200 107 107 0 1,996 1,794 202 89 89 0 1,984 1,796 188 72 72 1 1,975 1,780 196 296 296 0 2,621 2,312 309
- - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 0 - 0
63 9 3,210 2,535 674 70 60 10 3,413 2,704 708 72 65 7 3,353 2,636 717 66 56 9 3,235 2,509 726 69 55 14 3,151 2,416 734 61 52 9 3,142 2,419 724 64 53 11 3,379 2,631 747 55 51 5 3,378 2,640 738 60 54 6 3,442 2,529 913 62 53 8 3,243 2,501 742 73 63 10 3,113 2,679 435
- - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 2 - 2 - - - 2 - 2
21 - 14 7 7 22 22 0 12 5 7 32 32 0 11 4 7 26 26 0 12 5 7 15 15 0 13 6 7 27 27 0 12 5 7 28 28 0 12 6 7 23 23 0 13 6 7 17 17 0 14 6 7 17 17 0 12 5 7 16 16 - 10 3 8
9 0 408 80 329 7 7 0 433 69 364 8 8 0 475 79 396 5 5 0 484 77 407 6 6 0 489 75 414 7 7 0 514 99 415 7 7 0 515 95 420 6 6 0 529 98 431 8 8 0 521 93 428 6 6 0 536 94 442 12 11 0 524 168 356
83 2 1,967 1,512 454 78 75 3 1,596 1,512 84 87 84 3 1,765 1,692 73 87 84 4 1,701 1,681 20 82 79 3 1,758 1,735 22 70 67 3 1,765 1,746 18 74 71 3 1,791 1,775 17 79 76 3 1,875 1,856 18 70 67 2 1,839 1,823 17 48 47 1 1,704 1,680 24 110 110 0 2,058 2,046 12
41 - 133 131 2 25 25 - 114 112 2 35 35 - 74 72 2 35 35 - 70 69 2 41 41 - 52 50 2 44 44 - 65 63 2 37 37 - 76 74 2 39 39 - 42 40 2 36 36 - 106 105 2 52 52 - 82 80 2 30 30 - 45 42 3
356 74 4,810 4,679 131 425 353 71 4,792 4,642 150 376 293 82 4,646 4,515 132 426 355 71 4,774 4,637 137 502 423 79 4,690 4,554 135 498 431 67 4,688 4,548 140 507 450 58 4,577 4,432 145 465 419 46 4,548 4,410 138 451 408 43 4,519 4,384 134 446 408 38 4,484 4,349 135 660 616 44 3,611 3,365 246
12 - 16 15 0 8 8 - 16 15 1 8 8 - 15 15 1 8 8 - 16 15 1 11 11 - 18 17 1 7 7 - 18 17 1 7 7 - 18 17 1 6 6 - 23 22 1 12 12 - 25 24 1 12 12 - 27 26 1 47 47 - 111 110 1
- - - - - -
1,566 10 3,080 2,985 95 1,180 1,171 10 3,494 3,178 316 1,043 1,028 14 3,529 3,090 438 1,085 1,074 11 3,009 2,568 441 797 773 24 2,952 2,471 481 1,122 1,089 33 2,866 2,379 487 1,212 1,168 44 3,010 2,520 490 1,053 998 55 2,914 2,420 493 1,324 1,265 59 3,645 3,149 496 1,321 1,263 58 3,570 3,038 532 1,984 1,949 35 3,552 2,848 704
725 112 32 1 31 726 614 112 69 1 68 717 606 111 28 6 21 843 731 112 21 2 19 772 660 112 14 1 14 791 680 112 17 1 17 853 741 112 21 1 21 886 774 112 26 0 26 994 899 94 18 0 18 1,042 952 90 22 0 22 588 548 39 18 0 18
2,485 21 12,419 8,956 3,462 2,739 2,726 12 12,624 8,843 3,781 1,812 1,784 28 12,773 8,914 3,859 2,228 2,178 50 13,187 9,160 4,027 2,330 2,288 42 12,979 9,049 3,931 2,286 2,245 41 12,467 8,578 3,889 2,661 2,627 35 12,386 8,433 3,953 2,865 2,806 60 12,264 8,352 3,912 2,230 2,205 26 12,421 8,397 4,024 2,919 2,844 75 14,255 9,880 4,374 3,106 2,995 111 11,674 9,876 1,798
323 8 1,211 454 757 285 277 8 1,231 466 765 279 271 8 1,186 440 747 225 217 8 1,190 421 769 220 212 8 1,054 388 666 285 276 8 1,118 409 709 232 231 1 1,113 406 707 258 255 3 1,137 418 719 162 159 2 1,170 420 750 175 170 5 1,098 357 740 174 160 13 1,276 418 858
 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks
17,000 15,023 1,977 52,179 42,480 9,684 18,200 16,330 1,870 51,002 41,634 9,353 17,731 16,261 1,469 48,934 40,130 8,799 17,359 15,612 1,746 49,622 40,663 8,952 17,930 16,147 1,782 50,783 40,491 10,279 17,898 15,971 1,926 51,365 40,903 10,444 17,616 16,602 1,014 51,880 42,523 9,357 17,546 16,638 908 52,342 42,840 9,503 17,049 16,178 871 50,993 41,507 9,486 19,231 18,307 924 52,148 42,471 9,677 18,965 17,904 1,060 53,126 43,203

5,579 5,386 192 4,200 3,686 513 6,929 6,684 244 4,613 4,067 545 6,403 6,360 42 4,247 3,772 475 5,428 5,337 91 4,927 4,372 555 6,419 6,324 95 4,271 3,736 535 6,647 6,460 187 4,491 3,941 550 7,614 7,345 269 4,258 3,715 543 7,509 7,339 169 4,148 3,623 524 6,870 6,702 168 3,831 3,302 529 8,465 8,295 169 4,044 3,514 529 7,559 7,352 207 4,224 3,681
23 23 - 30 8 22 51 51 - 30 6 24 85 85 0 30 7 23 26 26 - 26 5 22 35 35 - 29 5 24 38 38 - 33 5 27 25 25 0 28 4 24 24 24 0 30 3 27 121 121 0 29 3 26 109 109 0 27 3 24 124 124 0 29 4
0 0 - 3 0 3 1 1 - 4 0 4 1 1 - 4 0 4 1 1 - 4 0 4 1 1 - 4 0 4 0 0 - 4 0 4 - - - 4 - 4 - - - 4 0 4 0 0 - 4 0 4 0 0 - 4 0 4 0 0 - 5 0

200 123 77 222 179 43 191 116 75 217 172 45 162 96 66 216 158 58 79 6 72 208 169 40 84 6 78 182 141 41 101 6 95 200 160 41 205 205 0 182 140 42 209 209 0 184 141 43 205 205 0 62 20 42 101 101 - 63 20 43 213 213 0 63 21
224 224 0 169 160 9 95 95 0 263 253 10 110 110 0 259 250 9 50 50 0 195 186 9 64 64 0 225 215 10 55 55 0 210 198 12 94 94 0 188 179 9 60 60 0 221 211 10 65 65 0 180 170 10 87 87 0 164 155 9 98 98 0 222 213
602 600 2 3,098 2,578 506 793 793 0 3,091 2,554 523 672 667 5 2,915 2,409 501 1,024 995 29 2,883 2,368 507 850 829 21 3,108 2,474 622 884 869 15 3,078 2,434 626 763 756 7 3,138 2,478 660 730 729 1 3,165 2,488 678 945 942 3 3,069 2,417 652 899 893 5 3,142 2,487 655 948 937 11 3,182 2,523
655 650 6 841 759 82 697 695 2 828 745 82 422 422 - 600 544 56 504 503 0 716 674 41 610 610 0 764 718 46 447 447 1 776 725 51 492 492 1 780 731 49 367 366 1 717 663 54 353 353 0 695 650 45 395 394 0 723 679 44 377 376 1 745 699
71 71 - 36 14 21 92 92 - 36 16 20 90 90 - 32 14 18 99 99 - 33 14 19 105 105 - 32 15 17 135 135 - 30 14 16 21 21 - 27 11 15 86 86 - 29 11 19 96 96 - 27 9 18 106 106 - 25 7 19 131 131 - 26 7
261 257 5 775 687 89 304 299 4 732 659 73 375 371 4 697 636 61 368 364 4 660 589 71 319 314 4 640 581 59 266 262 4 677 611 66 381 377 4 667 601 67 385 380 4 667 597 70 419 415 4 664 596 68 413 409 4 675 601 74 401 397 4 672 604
32 32 0 82 28 53 33 33 0 84 32 52 90 90 0 68 25 43 107 107 0 72 27 45 25 25 0 99 43 55 117 117 0 114 53 61 94 94 0 136 75 61 32 32 0 137 75 62 23 23 0 126 67 60 22 22 0 125 64 61 29 29 0 142 79

102 80 22 34 11 22 119 98 21 32 11 22 99 80 18 29 8 21 101 81 20 33 11 22 103 82 21 35 13 22 89 68 21 31 9 22 69 69 - 35 14 21 62 62 - 31 10 21 65 65 - 32 10 22 62 62 - 31 9 22 64 64 - 33 10

0 0 - 39 38 2 0 0 - 39 37 2 0 0 - 47 46 1 0 0 - 49 48 1 0 0 - 37 36 1 1 1 - 37 36 1 1 1 - 37 35 1 1 1 - 37 36 1 1 1 - 36 35 1 1 1 - 37 35 1 0 0 - 38 37
2 2 - 4 4 1 2 2 - 4 4 1 1 1 - 4 4 1 2 2 - 1 - 1 2 2 - 1 0 1 1 1 - 5 4 1 2 2 - 8 7 1 4 3 1 4 3 1 4 4 - 1 - 1 4 4 - 1 0 1 2 2 - 1 0
106 106 - 498 479 19 137 137 0 478 460 18 90 90 - 428 411 17 112 112 - 451 435 17 117 117 - 431 413 17 133 133 - 442 425 18 149 149 - 413 396 17 151 151 - 417 400 17 150 150 - 405 389 16 154 154 - 422 405 17 167 167 - 437 421
595 9 586 205 10 195 566 4 562 209 12 197 493 4 489 183 10 173 534 6 528 201 14 187 550 7 543 203 10 192 566 7 559 207 10 197 569 23 546 199 6 193 585 36 550 202 9 193 576 40 536 197 8 190 588 44 545 201 8 193 600 34 566 214 10

224 224 0 1,250 934 316 236 236 0 1,206 911 296 261 261 0 1,102 851 250 303 303 0 1,134 878 256 339 339 0 1,165 904 261 328 327 0 1,152 891 261 230 230 0 896 642 254 265 265 0 867 632 235 270 270 0 810 611 200 261 261 0 796 612 185 316 316 0 797 625
0 0 - 1 0 1 0 0 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 0 1 0 1 1 1 - 1 0 1 1 1 0 1 0 1 1 1 0 1 0 1 0 0 - 1 0
4 4 0 24 5 19 10 10 0 25 5 20 5 5 0 26 7 19 2 2 0 28 8 20 2 2 0 30 10 20 1 1 0 28 7 21 4 4 0 28 8 20 5 4 0 28 8 21 2 2 0 32 11 21 2 2 - 34 13 21 4 4 - 46 25
71 71 0 159 136 22 96 90 6 158 134 24 73 73 0 146 124 23 72 72 0 157 131 26 64 64 0 166 138 28 57 57 0 163 136 27 54 54 - 160 133 28 50 50 - 162 134 27 54 54 - 155 128 27 53 53 - 156 128 28 54 54 0 170 136
1,518 708 810 10,169 9,892 277 1,448 668 780 10,071 9,826 246 1,338 659 679 9,757 9,511 246 1,461 710 750 9,936 9,674 262 1,503 706 797 10,782 9,857 925 1,512 714 798 10,820 9,934 886 635 628 7 13,165 10,123 3,042 637 629 8 13,260 10,165 3,095 548 547 1 13,188 10,079 3,109 597 589 8 13,337 10,163 3,174 701 687 14 13,556 10,362
0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 -
87 87 0 1,924 1,727 197 80 80 0 1,835 1,661 175 65 65 0 1,835 1,677 158 89 89 0 1,915 1,719 196 105 105 0 1,981 1,752 229 104 103 1 2,084 1,921 163 107 107 1 2,226 2,029 197 130 130 0 2,453 2,252 201 170 170 0 2,411 2,213 198 202 202 0 2,606 2,296 310 240 240 0 2,613 2,298
- - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 -
65 52 14 3,136 2,367 769 64 52 12 3,060 2,293 768 97 71 26 2,860 2,223 636 91 76 15 2,852 2,163 689 81 77 4 2,920 2,204 716 105 92 13 3,066 2,319 747 79 62 18 3,330 2,911 419 59 52 7 3,301 2,855 446 58 55 3 3,239 2,838 401 75 59 17 3,192 2,773 419 74 62 13 3,218 2,793
- - - 1 - 1 0 - 0 1 - 1 0 - 0 1 - 1 - - - 1 0 1 - - - 1 0 1 0 - 0 1 0 1 0 - 0 1 - 1 0 - 0 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 2 -
17 17 0 12 4 7 17 17 0 11 5 6 15 15 0 10 5 5 17 17 0 11 6 6 21 21 0 12 6 6 22 22 0 11 5 6 18 18 - 10 4 6 24 24 0 10 4 7 26 26 - 10 4 7 24 24 - 10 3 7 14 14 - 10 3
8 8 0 512 97 416 10 10 0 497 93 404 20 20 0 447 87 360 23 23 0 469 93 376 18 18 0 521 95 426 20 20 0 525 87 439 19 19 0 430 83 346 15 15 0 442 86 356 11 11 0 427 78 349 10 10 0 512 157 354 13 13 0 516 157
64 53 11 1,679 1,661 18 64 53 11 1,681 1,664 17 205 191 14 1,583 1,565 18 400 385 15 1,778 1,760 18 190 174 16 2,003 1,984 19 182 163 19 2,006 1,986 19 168 168 0 1,988 1,971 16 186 186 0 1,998 1,979 19 166 166 0 2,085 2,068 17 184 184 0 2,031 2,013 18 190 190 0 2,055 2,036
51 51 - 40 38 2 53 53 - 26 24 2 65 65 - 31 29 2 54 54 - 50 48 2 59 59 - 28 26 2 59 59 - 49 46 3 57 57 - 54 52 3 60 60 - 41 38 3 30 30 - 74 71 3 48 48 - 36 33 3 51 51 - 57 54
485 453 32 4,379 4,236 143 493 462 31 3,640 3,503 137 678 654 24 3,261 3,136 125 592 576 17 3,243 3,110 133 645 622 22 3,191 3,055 136 660 615 45 3,300 3,165 135 817 752 66 3,429 3,091 338 641 569 73 3,566 3,226 340 734 669 66 3,404 3,069 335 771 705 66 3,569 3,227 342 547 492 55 3,613 3,254
11 11 - 24 23 1 18 18 - 20 19 1 17 17 - 17 16 1 12 12 - 19 19 1 6 6 - 17 16 1 5 5 - 42 42 1 19 19 - 80 79 1 33 33 - 90 90 1 37 37 - 92 91 1 34 34 - 112 111 1 41 41 - 111 110

1,601 1,552 48 3,304 2,772 532 1,192 1,149 43 3,533 3,005 529 1,408 1,374 33 3,644 3,154 491 1,346 1,315 31 3,522 3,009 513 1,163 1,134 29 3,750 3,085 665 1,031 1,002 29 3,433 2,761 672 1,006 983 23 3,268 2,608 660 1,018 998 19 3,447 2,765 682 987 973 14 3,138 2,469 669 1,513 1,492 21 3,375 2,698 677 1,758 1,726 32 3,552 2,878
953 863 90 31 0 31 945 885 60 16 1 15 926 866 60 15 0 15 839 781 59 25 0 25 857 819 38 27 0 27 803 765 38 35 0 35 692 664 28 26 0 26 621 593 28 33 0 33 600 571 28 30 0 29 521 493 28 41 0 40 528 488 39 27 0
3,083 3,009 74 14,101 9,573 4,528 3,249 3,233 16 13,288 8,967 4,320 3,184 3,175 9 13,348 9,097 4,250 3,348 3,234 114 12,685 8,548 4,138 3,412 3,300 112 12,975 8,525 4,450 3,242 3,142 100 13,092 8,450 4,642 3,082 3,039 43 11,423 9,829 1,593 3,368 3,325 44 11,373 9,748 1,625 3,182 3,135 48 11,325 9,558 1,767 3,266
2020 2020
Nov Dec
Counterparty Countries
Liabilities Claims Liabilities
Nonbanks Total Banks Nonbanks Total Banks Nonbanks
9,923 19,063 18,033 1,030 53,447 43,516 9,930 All Cross-Border (Nonresident) 1
America 2
543 7,881 7,697 184 4,552 4,024 528 United States of America (US) 3
25 69 69 0 28 3 25 Canada (CA) 4
5 0 0 - 5 0 4 Brazil (BR) 5
Europe 6
42 7 7 - 61 22 40 Netherlands (NL) 7
9 43 43 0 178 168 10 Belgium (BE) 8
658 1,052 1,048 4 3,225 2,540 684 United Kingdom (GB) 9
46 349 349 0 682 637 46 Germany (DE) 10
19 116 116 - 25 7 18 Norway (NO) 11
68 418 414 4 703 635 68 France (FR) 12
63 26 26 0 147 85 63 Switzerland, including BIS (CH) 13
Africa and Middle East 14
23 77 77 - 35 12 23 Saudi Arabia (SA) 15
1 1 1 - 38 37 1 Kuwait (KW) 16
1 1 1 - 2 0 2 Egypt (EG) 17
17 154 154 - 441 424 17 Qatar (QA) 18
204 600 33 567 227 13 214 United Arab Emirates (AE) 19
Asia and Pacific 20
172 368 368 0 787 630 157 Australia (AU) 21
1 0 0 0 1 0 1 Brunei Darussalam (BN) 22
21 4 4 - 38 17 21 Philippines (PH) 23
34 56 55 0 171 133 38 India (IN) 24
3,194 744 727 17 13,485 10,263 3,222 Japan (JP) 25
0 - - - 0 - 0 Cambodia (KH) 26
315 296 296 0 2,621 2,312 309 South Korea (KR) 27
0 - - - 0 - 0 Lao PDR (LA) 28
425 73 63 10 3,113 2,679 435 Malaysia (MY) 29
2 - - - 2 - 2 Myanmar (MM) 30
7 16 16 - 10 3 8 New Zealand (NZ) 31
359 12 11 0 524 168 356 China, Taipei (TW) 32
18 110 110 0 2,058 2,046 12 Thailand (TH) 33
3 30 30 - 45 42 3 Timor Leste (TL) 34
358 660 616 44 3,611 3,365 246 China (CN) 35
1 47 47 - 111 110 1 Vietnam (VN) 36
Offshore centres 37
674 1,984 1,949 35 3,552 2,848 704 Hong Kong (HK) 38
26 588 548 39 18 0 18 Cayman Islands (KY) 39
1,631 3,106 2,995 111 11,674 9,876 1,798 Singapore (SG) 40
957 174 160 13 1,276 418 858 Others 41

Note:
1)
LBS describes outstanding claims and liabilities of banks located
in Indonesia to non resident for each instruments breakdown,
based on Guidelines Bank for International Settlements (BIS)
Source: LBU
TABEL 5d.1. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) PADA SEKTOR BANK BERDASARKAN SUB-SEKTOR LAWAN
TABEL 5d.1. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) IN BANKING SECTOR BY COUNTERPARTY SUB-SECTOR

2013 2014 2015 2016 2017 2018

Negara Mitra Satuan/Unit Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Related Related Related Related Related Related Related Related Related Related Related Related
Total Total Total Total Total Total Total Total Total Total Total Total
Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,425 4,582 29,718 24,465 11,404 5,389 37,284 29,774 13,667 6,739 37,903 29,575 13,272 7,036 38,233 29,993 16,151 7,847 38,144 29,890 13,896 6,847 42,141 32,620
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,371 2,013 4,475 3,866 5,526 2,502 7,951 5,513 5,839 2,337 5,095 4,572 5,494 2,461 4,641 4,185 6,887 2,855 3,427 3,020 6,603 2,643 3,593 3,133
4 Kanada USD Juta/ Millions of USD 12.56 1.88 102 - 9.46 1.39 87.84 - 16.71 6.30 10.40 1.06 34.84 1.76 93.99 0.28 20 4 134 0 21.46 2.51 170 -
5 Brazil USD Juta/ Millions of USD 1.78 - 18.34 17.49 1.43 - 0.90 - 0.11 - 0.24 0.03 1.17 - 0.23 - 0 - 1 - 0.07 - 0.13 -
6 Eropa
7 Belanda USD Juta/ Millions of USD 69.64 9.84 177 159 106 78.60 160 138 38.31 3.27 146 133 20.59 11.99 205 169 41 3 232 201 15.91 5.54 374 350
8 Belgia USD Juta/ Millions of USD 20.37 - 95.46 3.74 32.71 - 83.47 1.40 49.18 - 97.34 - 175 - 181 - 85 - 126 - 75.52 - 113 -
9 Inggris USD Juta/ Millions of USD 1,285 786 3,605 3,417 527 359 3,321 2,902 848 537 3,400 2,844 884 600 3,012 2,615 736 569 3,073 2,635 602 458 3,378 2,341
10 Jerman USD Juta/ Millions of USD 273 35.60 498 236 263 52.90 513 340 492 72.75 579 402 404 117 601 485 720 245 719 663 352 145 676 570
11 Norwegia USD Juta/ Millions of USD 1.95 0.01 12.13 - 55.86 0.07 1.46 - 10.65 0.06 8.08 - 1.35 0.06 7.61 - 72 0 10 - 81 0.28 6.30 -
12 Perancis USD Juta/ Millions of USD 122 18.93 162 132 29.78 25.29 213 152 174 9.52 228 168 28.54 5.62 419 346 19 17 537 389 105 101.52 980 608
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 21.05 0.69 23.78 - 22.92 1.10 118 - 25.86 0.50 66.56 0.50 24.57 1.13 60.31 0.58 44 0 120 4 29.11 0.54 50 0.38
14 Afrika dan Timur Tengah
15 Arab Saudi USD Juta/ Millions of USD 42.61 0.07 31.23 24.73 34.18 0.06 13.66 4.77 44.39 17.27 27.80 0.01 21.12 - 15.12 0.01 48 - 12 0 58.20 - 8.76 0.00
16 Kuwait USD Juta/ Millions of USD 0.17 - 6.52 - 0.07 - 25.59 - 0.10 - 23.15 - 0.02 - 3.30 - 0 - 27 - 0.55 0.03 25.68 -
17 Mesir USD Juta/ Millions of USD 1.48 - 8.86 - 2.18 - 4.79 - 1.32 - 14.31 - 0.09 - 6.20 - 1 - 7 - 1.39 - 4.39 -
18 Qatar USD Juta/ Millions of USD 0.51 0.49 238 87.94 0.09 - 287 137 5.77 - 358 358 29.16 23.33 292 291 73 72 355 355 66.14 65.58 379 378
19 Uni Emirat Arab USD Juta/ Millions of USD 4.65 - 10.99 0.43 1.82 - 17.01 0.65 4.46 - 20.25 0.74 5.89 - 42.13 - 6 - 20 1 12.58 0.01 16.31 -
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 232 23.25 887 778 189 16.32 996 889 187 17.12 859 745 204 24.62 891 751 192 24 954 807 247 29.51 931 852
22 Brunai Darusalam USD Juta/ Millions of USD 0.17 - 0.01 0.01 0.40 - 0.03 0.01 0.51 - 0.02 0.01 0.38 - 0.04 0.02 0 - 0 0 0.43 - 0.03 0.01
23 Filipina USD Juta/ Millions of USD 4.78 - 4.46 - 6.56 - 4.93 - 1.44 - 12.48 - 1.12 - 14.39 - 3 - 27 - 6.83 - 6.41 -
24 India USD Juta/ Millions of USD 60.05 33.94 83.47 57.20 46.76 33.06 101 80.05 68.24 37.67 181 165 91.12 49.04 172 145 99 51 141 113 180 60.14 149 111
25 Jepang USD Juta/ Millions of USD 303 107 6,902 6,737 374 92.64 8,759 8,548 430 166 8,900 8,651 510 311.21 9,332 9,156 698 317 9,133 8,750 479 275 9,257 8,962
26 Kamboja USD Juta/ Millions of USD 0.29 - - - 0.08 - - - 0.26 - - - 0.20 - - - 0 - - - 0 - - -
27 Korea Selatan USD Juta/ Millions of USD 12.31 - 486 283 13.11 - 635 484 12.50 - 854 748 41.73 30.96 1,075 893 76 38 1,557 1,342 106.14 39.37 2,028 1,811
28 Laos USD Juta/ Millions of USD - - - - - - - - - - - - - - - - - - - - - - - -
29 Malaysia USD Juta/ Millions of USD 58.49 7.90 1,852 1,781 17.26 10.52 2,164 2,094 34.11 24.91 2,023 1,953 32.53 17.75 2,680 2,618 49 33 2,464 2,133 68.56 40.84 2,662 2,238
30 Myanmar USD Juta/ Millions of USD - - - - - - - - - - - - - - - - - - - - - - - -
31 Selandia Baru USD Juta/ Millions of USD 13.79 6.33 8.34 2.11 13.38 4.37 12.37 2.31 11.22 4.85 8.79 2.38 22.31 7.50 9.57 1.45 28 6 9 2 14.72 2.53 6.31 0.07
32 Taiwan USD Juta/ Millions of USD 64.25 3.91 244 175 7.13 2.06 299 190 16.05 1.20 265 184 340 330 247 195 4 1 78 14 5.65 1.62 76.83 11.41
33 Thailand USD Juta/ Millions of USD 16.87 2.17 1,006 953 23.74 3.35 1,385 1,324 26.57 2.12 1,292 1,235 30.69 4.86 1,362 1,289 50 6 1,282 1,234 72.72 4.92 1,488 1,429
34 Timor Leste USD Juta/ Millions of USD - - - - - - - - - - 49.97 49.97 - - 45.12 45.12 - - 40 40 121 121 137.16 136.78
35 Tiongkok USD Juta/ Millions of USD 391 103 918 522 343 72 1,011 684 411 41.34 4,716 1,200 240 64.15 4,527 1,394 397 73 5,003 1,843 312 57.35 4,458 1,599
36 Vietnam USD Juta/ Millions of USD 1.54 0.04 9.84 - 1.52 0.03 11.82 - 9.71 0.03 16.57 0.56 12.82 0.16 18.15 0.14 30 0 18 - 41.29 - 21.22 -
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 365 146 304 172 561 389 563 256 1,639 1,456 987 310 1,108 996 1,413 179 1,578 1,410 2,124 1,093 1,234 1,022 2,605 1,481
39 Cayman, Kepulauan USD Juta/ Millions of USD 560 549 0.21 0.17 1,046 1,045 0.22 0.22 1,112 1,110 0.30 0.27 1,083 1,057 0.50 0.10 1,134 1,010 2 2 904 758 0.62 0.05
40 Singapura USD Juta/ Millions of USD 1,978 717 7,344 4,943 2,004 686 8,379 5,942 2,014 870 7,417 5,777 2,279 900 6,673 5,143 2,903 1,095 6,261 5,133 1,907 962 8,140 6,341
41 Lainnya USD Juta/ Millions of USD 136 16 206 117 145 15 165 91 146 23 249 76 151 21 194 89 161 18 248 118 171 50 400 269

Keterangan:
1)
LBS ini menggambarkan aset dan kewajiban on balance sheet bank dalam
negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai
dengan Guidelines Bank for International Settlements (BIS)
Sumber: LBU
 2018 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2019 2020 2020
2019 2020
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices
13,896 6,847 42,141 32,620 14,558 6,314 43,220 34,456 14,694 7,793 43,322 33,277 14,942 6,826 42,225 32,880 17,057 7,582 45,168 35,555 16,267 6,760 46,168 36,399 14,285 6,348 43,342 34,077 15,480 6,152 43,049 34,489 14,850 5,869 43,257 34,626 14,920 6,050 41,887 33,935 16,007 6,568 41,476 33,797 15,849 6,486 41,307 33,482 14,879 6,285 42,008 33,314 14,558 6,314 43,220 34,456 18,033 8,323 43,516 35,436 15,023 6,701 42,480 33,596 16,330 6,318

6,603 2,643 3,593 3,133 5,544 2,265 3,701 3,411 6,412 3,185 3,582 3,049 7,236 2,998 3,670 3,043 7,984 3,036 3,704 3,067 7,108 2,646 3,869 3,246 7,077 2,752 3,988 3,399 7,770 2,746 4,009 3,485 7,433 2,795 4,209 3,473 7,013 2,451 3,659 3,290 7,665 2,606 3,475 3,086 7,408 2,672 3,382 3,041 6,257 2,430 3,602 3,144 5,544 2,265 3,701 3,411 7,697 3,389 4,024 3,358 5,386 2,223 3,686 3,277 6,684 2,141
21.46 2.51 170.06 - 20.45 5.15 10.11 0.10 29.39 4.26 173 0.01 20.97 4.97 176 0.01 23.20 5.65 75.09 - 20.45 5.24 74.87 0.01 25.69 7.25 13.42 0.00 21.22 4.84 11.82 0.02 20.39 5.11 11.46 - 22.43 6.55 11.93 0.03 19.21 5.09 12.40 0.04 18.71 4.59 12.88 0.01 22.04 5.32 11.29 0.07 20.45 5.15 10.11 0.10 68.69 6.20 3.32 0.01 22.88 5.30 7.80 0.09 51.09 5.28
0.07 - 0.13 - 0.85 - 0.14 - 1.21 - 0.58 - 0.20 - 0.88 - 0.13 - 0.33 - - - 0.62 - 0.81 - 0.34 - 1.41 - 0.39 - 0.67 - 0.64 - 0.43 - 0.64 - 0.81 - 0.36 - 0.98 - 0.43 - 1.25 - 0.56 - 0.85 - 0.14 - 0.17 - 0.15 - 0.43 - 0.19 - 0.84 -

15.91 5.54 374 350 70 0.04 227 206 20.65 13.36 395 345 32.78 11.12 377 359 43.00 0.67 647 632 124 1.67 648 634 20 1.15 646 631 8 0.85 567 533 73 0.14 540 513 25 0.50 524 497 86 1.18 394 366 53 0.64 315 294 168 0.57 247 224 70 0.04 227 206 7 - 22 1 123 0.14 179 158 116 0.01
75.52 - 113 - 58 - 141 - 248 - 152 - 274 - 131 - 268 - 120 - 276 - 149 - 132 - 179 - 250 - 151 - 207 - 152 - 165 - 131 - 103 - 134 - 92 - 127 - 105 - 189 - 58 - 141 - 43 - 168 - 224 - 160 - 95 -
602 458 3,378 2,341 915 392 2,442 2,138 637 393 3,080 2,001 490 377 2,998 1,980 623 500 2,883 1,984 844 450 2,929 2,008 576 391 2,606 2,001 550 400 2,468 2,049 678 320 2,505 2,082 795 451 2,446 2,091 637 374 2,397 2,088 561 444 2,463 2,134 914 455 2,453 2,113 915 392 2,442 2,138 1,048 622 2,540 2,231 600 337 2,578 2,237 793 357
352 145 676 570 520 212 759 655 613 258 832 707 586 158 768 647 611 127 714 589 728 207 819 706 462 111 718 589 572 118 705 608 362 73 986 891 468 186 805 696 400 170 800 689 442 162 792 677 575 141 675 573 520 212 759 655 349 72 637 605 650 230 759 677 695 252
81.48 0.28 6.30 - 20.98 0.28 11.57 - 60.67 0.29 11.25 - 36.11 0.29 13.13 - 56.10 0.28 10.63 - 21.02 0.28 8.73 - 135.01 0.28 8.59 - 85.90 0.29 10.18 - 95.96 0.28 8.02 - 70.69 0.27 7.46 - 0.57 0.27 7.92 - 121.26 0.27 10.18 - 76.01 0.29 9.35 - 20.98 0.28 11.57 - 115.78 0.28 7.36 - 70.83 0.26 14.18 - 91.71 0.26
105 101.52 980 608 263 98 654 576 124 119 1,025 646 120 116 763 652 185 106 747 652 203 104 744 652 353 97 773 646 165 101 851 660 224 119 770 590 221 117 795 586 264 99 776 596 104 99 801 610 279 115 693 608 263 98 654 576 414 108 635 556 257 92 687 604 299 100
29.11 0.54 50.36 0.38 45.03 0.54 32.82 0.37 29.52 0.70 97.12 0.38 51.31 0.62 81.90 0.76 59.69 0.64 71.74 2.86 68.42 0.72 61.96 3.00 48.52 1.28 65.25 4.67 126.98 1.14 63.60 5.32 27.52 1.21 47.86 5.22 25.18 0.53 36.41 5.20 37.31 0.76 33.03 4.92 31.61 0.42 34.83 0.92 40.70 0.95 34.28 0.91 45.03 0.54 32.82 0.37 26.01 0.35 84.54 0.06 31.76 0.50 28.43 - 32.52 0.51

58.20 - 8.76 0.00 81 - 11.82 0.00 68.44 - 10.84 0.00 69.04 - 8.48 0.00 370 - 11.41 0.00 271 - 11.86 2.55 171 - 13.56 0.00 131 - 11.30 0.00 80 - 11.31 0.02 85 - 27.31 8.37 82 - 13.98 0.00 90 - 10.14 0.00 65 - 11.22 0.00 81 - 11.82 0.00 77 - 11.65 0.00 80 - 11.37 0.00 98 -
0.55 0.03 25.68 - 0.08 0.03 37.09 - 0.65 0.03 26.74 - 0.92 0.03 26.81 - 0.74 0.03 26.47 - 0.50 0.03 25.30 - 0.38 0.03 36.34 12 0.31 0.03 36.80 12 0.20 0.03 36.99 12 0.07 0.03 36.42 12 0.91 0.03 36.55 12 0.83 0.03 36.91 - 0.44 0.03 36.56 - 0.08 0.03 37.09 - 0.55 0.03 36.99 - 0.03 0.03 37.80 - 0.11 0.03
1.39 - 4.39 - 2.80 0.38 4.53 - 1.96 - 8.63 - 1.83 - 4.35 - 2.63 - 9.28 - 2.73 - 4.70 - 2.36 - 4.46 - 1.68 - 4.49 - 1.18 - 4.49 - 1.39 - - - 2.42 - 3.98 - 2.44 0.19 3.98 - 2.55 0.19 8.44 - 2.80 0.38 4.53 - 1.26 - 0.05 - 1.81 0.32 3.64 - 2.31 0.32
66.14 65.58 379 378 68.65 68.53 470 469 74.47 74.11 389 389 70.18 70.08 389 389 70.11 69.87 406 404 70.64 70.28 426 425 70.14 69.48 420 420 70.94 70.37 462 462 71.29 70.84 465 465 70.75 70.44 459 459 69.62 69.38 462 461 91.85 91.52 467 465 74.00 73.80 464 463 68.65 68.53 470 469 154.15 138.94 424 419 106.00 105.81 479 475 137.30 136.98
12.58 0.01 16.31 - 5.52 0.01 9.67 - 6.11 0.01 18.81 - 6.40 0.01 18.45 - 7.69 0.01 19.42 1.47 10.26 0.01 16.13 1.47 9.75 0.01 13.84 1.46 10.36 0.01 10.67 1.99 13.55 0.01 11.44 1.00 6.65 0.01 11.04 0.99 5.79 0.01 10.76 1.00 7.98 0.01 10.44 - 5.38 0.01 10.67 - 5.52 0.01 9.67 - 32.83 0.00 13.07 - 9.13 0.00 9.65 - 3.55 0.00

247 29.51 931 852 237 43.44 941 849 214 23.21 970 879 197 24.72 962 882 190 23.06 962 878 233 26.64 966 878 217 26.90 907 823 199 24.76 900 821 222 30.32 906 837 251 29.40 906 832 283 51.95 898 836 247 36.69 923 845 252 39.94 916 840 237 43.44 941 849 368 88.09 630 580 224 20.51 934 851 236 46.05
0.43 - 0.03 0.01 0.29 - 0.06 0.01 0.47 - 0.07 0.01 0.33 - 0.04 0.01 0.31 - 0.05 0.01 0.30 - 0.05 0.01 0.36 - 0.04 0.01 0.39 - 0.09 0.01 0.32 - 0.04 0.01 0.33 - 0.04 0.01 0.30 - 0.04 0.01 0.31 - 0.07 0.01 0.24 - 0.07 0.01 0.29 - 0.06 0.01 0.41 - 0.06 - 0.32 - 0.05 0.01 0.29 -
6.83 - 6.41 - 11.96 - 4.21 - 5.48 - 6.47 - 7.93 - 3.05 - 5.32 - 6.72 - 8.81 - 6.21 - 3.19 - 8.56 1 2.63 - 7.19 1 4.75 - 8.78 1 3.95 - 7.99 1 1.08 - 11.73 1 6.61 - 6.98 - 3.68 - 8.16 - 11.96 - 4.21 - 3.75 - 17.03 - 4.13 - 4.79 - 9.52 -
180 60.14 149 111 68 46.37 133 118 158 59.82 158 116 160 59.90 145 116 158 62.22 149 116 151 61.92 144 117 130 46.40 130 110 152 47.74 132 113 140 47.95 133 115 118 46.52 132 114 113 46.84 130 115 87 47.02 134 118 54 46.24 134 118 68 46.37 133 118 55 46.52 133 119 71 48.91 136 119 90 48.16
479 275 9,257 8,962 729 309 9,841 9,519 698 433 9,382 9,075 611 329 9,297 8,965 627 352 11,338 11,087 731 457 11,654 11,376 560 278 9,419 9,110 514 258 9,518 9,248 547 283 9,650 9,314 559 266 9,590 9,274 696 325 9,659 9,365 922 323 9,720 9,454 765 312 9,777 9,447 729 309 9,841 9,519 727 351 10,263 10,154 708 242 9,892 9,673 668 221
0.14 - - - 0.03 - - - 0.22 - - - 0.23 - - - 0.27 - - - 0.12 - - - 0.49 - - - 0.07 - - - 0.04 - - - 0.16 - - - 0.21 - - - 0.04 - - - 0.35 - - - 0.03 - - - - - - - 0.03 - - - 0.04 -
106 39.37 2,028 1,811 71.52 41.21 1,780 1,650 102 38.65 1,976 1,777 84.59 38.16 1,912 1,709 88.70 37.77 1,910 1,702 57.64 35.96 2,061 1,844 76.53 36.93 1,928 1,740 77.51 38.49 1,987 1,803 84.32 38.96 2,035 1,875 92.18 38.91 2,035 1,881 119.59 38.93 1,829 1,682 107.36 39.84 1,794 1,656 89.40 38.42 1,796 1,665 71.52 41.21 1,780 1,650 296.28 197.29 2,312 2,228 86.98 38.14 1,727 1,604 79.70 38.52
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
68.56 40.84 2,662 2,238 53.49 37.33 2,501 2,302 55.97 41.78 2,774 2,396 64.18 40.23 2,627 2,442 62.61 38.64 2,535 2,319 59.88 39.06 2,704 2,388 65.15 43.30 2,636 2,290 56.37 41.08 2,509 2,418 55.26 41.00 2,416 2,344 52.42 37.94 2,419 2,360 52.59 39.10 2,631 2,338 50.60 38.96 2,640 2,318 53.68 37.11 2,529 2,393 53.49 37.33 2,501 2,302 63.13 33.84 2,679 2,591 51.67 37.93 2,367 2,031 52.16 37.06
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
14.72 2.53 6.31 0.07 17.03 3.88 5.03 0.41 15.83 2.51 5.16 0.09 17.72 3.30 6.47 0.20 21.02 4.02 7.23 0.63 21.64 5.84 5.27 0.09 31.77 5.86 4.32 0.07 26.13 3.89 5.30 0.63 15.48 3.69 6.47 0.66 27.32 7.96 5.48 0.10 27.79 9.00 5.65 0.62 22.60 4.80 6.32 0.87 17.31 3.76 6.37 0.45 17.03 3.88 5.03 0.41 15.96 4.96 2.65 0.02 17.47 5.28 4.50 0.02 17.31 3.62
5.65 1.62 76.83 11.41 5.76 0.97 93.71 11.10 7.54 1.25 83.85 11.70 6.98 0.71 92.08 11.78 8.80 1.27 79.58 13.36 7.43 0.58 69.11 13.34 8.12 0.92 78.89 29.95 4.94 1.24 77.07 30.23 6.30 0.43 75.46 29.73 6.94 0.66 99.18 29.58 7.30 0.89 95.45 29.75 5.70 1.24 98.02 10.95 8.19 1.57 92.99 10.96 5.76 0.97 93.71 11.10 11.42 0.94 167.90 10.94 8.06 1.07 96.59 11.24 9.87 1.13
72.72 4.92 1,488 1,429 46.66 5.66 1,680 1,631 80.60 3.49 1,479 1,418 93.17 6.56 1,513 1,457 83.48 4.66 1,512 1,455 75.22 7.00 1,512 1,460 83.64 6.60 1,692 1,650 83.59 4.18 1,681 1,648 79.15 4.09 1,735 1,703 67.24 10.46 1,746 1,710 71.50 3.56 1,775 1,738 76.01 7.48 1,856 1,813 67.22 6.18 1,823 1,781 46.66 5.66 1,680 1,631 110.08 32.56 2,046 2,014 53.07 6.67 1,661 1,617 53.07 8.28
120.98 120.98 137 137 52.23 52.23 80 80 49.70 49.70 146 145 39.71 39.71 105 105 40.81 40.81 131 131 24.56 24.56 112 112 34.61 34.61 72 72 35.26 35.26 69 68 40.52 40.52 50 50 44.01 44.01 63 63 37.22 37.22 74 74 39.41 39.41 40 40 35.54 35.54 105 105 52.23 52.23 80 80 30.28 30.28 42 42 50.74 50.74 38 37 53.25 53.25
312 57.35 4,458 1,599 408 107.57 4,349 1,813 334 56.78 4,546 1,658 414 53.89 4,566 1,668 356 83.64 4,679 1,897 353 80.16 4,642 1,913 293 102.75 4,515 1,829 355 132.68 4,637 1,920 423 127.92 4,554 1,913 431 90.75 4,548 1,915 450 87.28 4,432 1,878 419 120.68 4,410 1,874 408 127.68 4,384 1,841 408 107.57 4,349 1,813 616 188.87 3,365 1,635 453 139.76 4,236 1,693 462 192.26
41.29 - 21.22 - 12.49 0.20 25.60 0.96 15.13 - 20.51 - 7.48 0.11 13.92 - 12.36 - 15.28 - 8.15 - 15.39 - 7.87 - 14.67 - 7.80 - 14.70 - 10.56 - 16.67 - 7.36 0.30 17.00 - 6.55 0.40 17.38 - 6.10 0.22 22.00 - 12.34 0.07 24.38 - 12.49 0.20 25.60 0.96 47.39 - 110.10 99.73 11.16 0.20 22.73 0.67 17.72 0.23

1,234 1,022 2,605 1,481 1,263 1,078 3,038 1,396 1,546 1,418 3,008 1,916 1,276 1,161 2,787 1,684 1,566 1,424 2,985 1,708 1,171 1,029 3,178 1,783 1,028 912 3,090 1,753 1,074 881 2,568 1,344 773 644 2,471 1,310 1,089 945 2,379 1,254 1,168 1,030 2,520 1,382 998 804 2,420 1,334 1,265 1,086 3,149 1,357 1,263 1,078 3,038 1,396 1,949 1,619 2,848 881 1,552 1,358 2,772 1,305 1,149 994
904 758 0.62 0.05 952 611 0.35 0.18 850 706 0.70 0.12 612 476 4.70 3.86 725 545 1.26 0.46 614 433 0.99 0.12 606 443 6.33 5.74 731 522 1.90 1.27 660 461 0.66 0.17 680 473 0.63 0.15 741 479 0.64 0.15 774 457 0.45 0.18 899 568 0.32 0.14 952 611 0.35 0.18 548 496 0.32 0.15 863 531 0.25 0.14 885 577
1,907 962 8,140 6,341 2,844 887 9,880 7,435 1,885 837 8,561 6,508 2,047 808 8,421 6,571 2,485 1,053 8,956 6,679 2,726 981 8,843 6,563 1,784 930 8,914 6,704 2,178 661 9,160 6,990 2,288 714 9,049 6,863 2,245 727 8,578 6,593 2,627 1,053 8,433 6,821 2,806 1,028 8,352 6,546 2,205 728 8,397 6,386 2,844 887 9,880 7,435 2,995 875 9,876 7,642 3,009 1,144 9,573 7,030 3,233 1,042
171 50 400 269 170 49 357 194 350 75 401 241 307 51 344 194 323 66 454 237 277 95 466 275 271 51 440 256 217 59 421 267 212 48 388 239 276 49 409 264 231 40 406 232 255 62 418 251 159 33 420 243 170 49 357 194 160 22 418 270 297 82 374 196 214 63
2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Counterparty Countries
Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices
41,634 33,031 16,261 7,287 40,130 32,155 15,612 7,503 40,663 32,549 16,147 7,490 40,491 33,123 15,971 7,162 40,903 33,257 16,602 7,111 42,523 35,267 16,638 6,972 42,840 35,627 16,178 6,570 41,507 34,645 18,307 7,369 42,471 34,915 17,904 7,826 43,203 35,370 18,033 8,323 43,516 35,436 All Counterparty Countries 1
America 2
4,067 3,366 6,360 2,596 3,772 3,238 5,337 2,618 4,372 3,253 6,324 2,948 3,736 3,289 6,460 3,022 3,941 3,383 7,345 2,924 3,715 3,352 7,339 2,831 3,623 3,316 6,702 2,889 3,302 2,978 8,295 3,045 3,514 3,213 7,352 3,087 3,681 3,303 7,697 3,389 4,024 3,358 United States of America 3
6.48 0.03 84.91 5.11 6.75 - 26.22 4.92 4.70 - 34.79 5.43 4.84 - 37.75 5.36 5.26 - 24.86 5.65 3.62 0.00 23.86 5.33 3.42 0.01 120.60 6.75 2.66 0.03 108.86 6.60 2.84 0.00 123.73 6.12 3.62 - 68.69 6.20 3.32 0.01 Canada 4
0.30 - 1.21 - 0.43 - 0.62 - 0.25 - 0.63 - 0.28 - 0.19 - 0.12 - - - - - - - 0.23 - 0.38 - 0.23 - 0.32 - 0.11 - 0.47 - 0.27 - 0.17 - 0.15 - Brazil 5
Europe 6
172 153 96 - 158 140 6 - 169 147 6 - 141 120 6 - 160 139 205 93.06 140 120 209 95.72 141 121 205 93.48 20 1 101 95.13 20 1 213 98.99 21 1 7 - 22 1 Netherlands 7
253 - 110 - 250 - 50 - 186 - 64 - 215 - 55 - 198 - 94 - 179 - 60 - 211 - 65 11.76 170 - 87 0.32 155 - 98 - 213 - 43 - 168 - Belgium 8
2,554 2,199 667 515 2,409 1,989 995 632 2,368 2,132 829 545 2,474 2,173 869 567 2,434 2,123 756 459 2,478 2,144 729 464 2,488 2,157 942 504 2,417 2,110 893 471 2,487 2,181 937 517 2,523 2,212 1,048 622 2,540 2,231 United Kingdom 9
745 665 422 111 544 479 503 173 674 605 610 213 718 658 447 203 725 681 492 225 731 683 366 140 663 634 353 96 650 595 394 112 679 604 376 125 699 635 349 72 637 605 Germany 10
15.69 - 90.40 0.23 13.90 - 98.97 0.23 14.42 - 104.99 0.25 14.82 - 135.47 0.25 14.06 - 20.98 0.27 11.31 - 86.12 0.28 10.59 - 95.69 0.26 9.15 - 105.71 0.26 6.66 - 131.16 0.27 6.84 - 115.78 0.28 7.36 - Norway 11
659 552 371 104 636 491 364 103 589 498 314 101 581 502 262 97 611 526 377 112 601 514 380 119 597 510 415 108 596 512 409 102 601 521 397 96 604 529 414 108 635 556 France 12
32.19 0.01 89.61 0.53 24.74 - 107.14 0.50 26.84 - 25.17 0.59 43.12 - 116.77 0.49 52.59 - 94.19 0.37 75.09 - 31.73 0.34 74.94 - 23.26 0.22 66.67 - 21.68 0.49 64.46 - 28.94 0.32 78.87 - 26.01 0.35 84.54 0.06 Switzerland (including BIS) 13
Africa and Middle East 14
10.67 0.00 80 - 8.22 0.00 81 - 10.55 0.00 82 - 12.83 0.00 68 - 8.71 0.00 69 - 13.98 0.00 62 - 9.52 0.00 65 - 9.62 0.00 62 - 9.04 0.16 64 - 9.94 0.00 77 - 11.65 0.00 Saudi Arabia 15
36.68 - 0.13 0.03 45.61 - 0.05 0.03 47.95 - 0.45 0.03 35.67 - 0.58 0.03 35.82 - 1.13 0.03 35.19 - 1.01 0.03 35.54 - 0.63 0.03 34.67 - 0.63 0.03 35.21 - 0.50 0.03 36.94 - 0.55 0.03 36.99 - Kuwait 16
3.67 - 0.89 - 3.63 - 1.85 - - - 1.58 - 0.01 - 1.23 - 3.88 - 1.77 - 6.99 - 3.11 - 3.13 - 4.01 - - - 4.27 - 0.16 - 2.33 - 0.22 - 1.26 - 0.05 - Egypt 17
460 460 89.62 89.28 411 409 112.41 111.87 435 434 117.34 116.61 413 413 132.58 131.99 425 424 148.57 148.18 396 395 150.78 150.65 400 398 149.50 149.42 389 388 154.46 154.39 405 402 167.39 167.33 421 418 154.15 138.94 424 419 Qatar 18
11.90 - 4.48 0.00 10.23 - 5.81 0.00 13.94 - 7.25 0.00 10.24 - 6.69 0.00 9.76 - 22.98 0.00 5.82 - 35.67 0.00 8.60 - 40.17 0.00 7.53 - 43.64 0.00 7.85 - 33.88 0.00 10.09 - 32.83 0.00 13.07 - United Arab Emirates 19
Asia and Pacific 20
911 826 261 97.84 851 748 303 92.39 878 796 339 132.73 904 820 327 106.46 891 814 230 42.56 642 566 265 43.74 632 565 270 52.56 611 553 261 52.68 612 559 316 90.81 625 578 368 88.09 630 580 Australia 21
0.06 0.01 0.79 - 0.03 0.01 0.88 - 0.02 0.01 0.97 - 0.04 0.01 0.65 - 0.04 0.01 0.62 - 0.05 0.01 0.60 - 0.03 - 0.62 - 0.05 - 0.65 - 0.04 - 0.35 - 0.03 - 0.41 - 0.06 - Brunei Darussalam 22
4.60 - 5.46 - 7.09 - 1.89 - 7.84 - 1.70 - 10.05 - 0.69 - 7.44 - 3.92 - 7.98 - 4.50 - 7.55 - 2.22 - 11.07 - 2.35 - 13.47 - 3.53 - 25.21 - 3.75 - 17.03 - Philippines 23
134 116 73 43.71 124 101 72 44.80 131 107 64 45.11 138 113 57 45.67 136 116 54 45.62 133 114 50 46.28 134 115 54 45.57 128 113 53 45.78 128 115 54 46.19 136 119 55 46.52 133 119 India 24
9,826 9,627 659 217 9,511 9,334 710 335 9,674 9,508 706 349 9,857 9,718 714 335 9,934 9,809 628 307 10,123 10,009 629 262 10,165 10,080 547 231 10,079 10,000 589 245 10,163 10,064 687 279 10,362 10,258 727 351 10,263 10,154 Japan 25
- - 0.12 - - - 0.19 - - - 0.03 - - - 0.03 - - - - - - - 0.07 - - - 0.02 - - - 0.01 - - - 0.01 - - - - - - - Cambodia 26
1,661 1,529 65.39 39.01 1,677 1,522 88.51 53.39 1,719 1,604 105.11 51.98 1,752 1,645 103.21 52.39 1,921 1,822 106.59 69.07 2,029 1,933 129.65 78.89 2,252 2,165 170.17 113.27 2,213 2,127 202.29 145.23 2,296 2,157 240.05 163.00 2,298 2,216 296.28 197.29 2,312 2,228 South Korea 27
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lao PDR 28
2,293 2,031 71.15 37.53 2,223 1,862 76.14 44.83 2,163 1,845 76.99 43.58 2,204 1,931 91.92 46.54 2,319 1,942 61.58 24.44 2,911 2,510 52.22 31.54 2,855 2,529 54.98 30.57 2,838 2,511 58.73 36.77 2,773 2,620 61.59 32.75 2,793 2,703 63.13 33.84 2,679 2,591 Malaysia 29
- - - - - - - - 0.03 - - - 0.03 - - - 0.03 - - - - - - - - - - - - - - - - - - - - - - - - - Myanmar 30
4.87 0.11 15.01 3.72 5.12 0.31 17.08 3.95 5.81 0.88 20.50 2.75 5.65 0.66 21.88 4.31 5.30 1.56 17.55 1.61 3.88 0.63 24.26 2.73 3.91 1.17 26.50 6.36 3.66 0.75 23.92 7.02 2.82 0.43 14.44 4.06 3.28 0.77 15.96 4.96 2.65 0.02 New Zealand 31
93.07 10.76 19.86 1.41 86.56 9.39 22.61 1.43 93.13 10.13 18.21 0.42 94.73 10.47 20.18 0.60 86.71 10.72 19.45 0.68 83.20 10.43 14.98 0.92 86.22 10.44 11.14 0.87 78.32 10.23 10.18 0.99 157.08 10.48 13.20 0.97 156.71 10.90 11.42 0.94 167.90 10.94 China, Taipei 32
1,664 1,614 191.47 135.67 1,565 1,497 384.83 344.80 1,760 1,701 174.13 147.69 1,984 1,935 163.27 147.64 1,986 1,949 168.41 142.49 1,971 1,943 186.29 138.25 1,979 1,952 166.32 122.79 2,068 2,042 183.88 126.78 2,013 1,980 190.13 126.08 2,036 2,007 110.08 32.56 2,046 2,014 Thailand 33
24 23 64.59 64.59 29 28 53.81 53.81 48 48 59.13 59.13 26 26 59.26 59.26 46 46 56.83 56.83 52 51 60.22 60.22 38 37 30.32 30.32 71 71 48.18 48.18 33 33 50.60 50.60 54 54 30.28 30.28 42 42 Timor Leste 34
3,503 1,758 654 180.55 3,136 1,548 576 153.20 3,110 1,527 622 241.75 3,055 1,477 615 184.10 3,165 1,513 752 311.72 3,091 1,499 569 228.35 3,226 1,612 669 162.48 3,069 1,594 705 167.69 3,227 1,612 492 184.27 3,254 1,641 616 188.87 3,365 1,635 China 35
18.78 0.47 16.58 0.35 16.50 0.04 12.29 0.31 18.56 0.53 6.41 0.21 15.78 1.02 5.19 0.21 41.51 30.92 18.58 0.21 79.44 69.85 33.47 0.13 89.59 80.05 36.97 0.14 91.47 79.80 34.34 0.14 111.03 99.56 40.60 0.09 109.81 100.06 47.39 - 110.10 99.73 Vietnam 36
Offshore centres 37
3,005 1,215 1,374 1,125 3,154 1,247 1,315 1,147 3,009 1,268 1,134 1,024 3,085 1,361 1,002 846 2,761 1,031 983 891 2,608 917 998 893 2,765 938 973 754 2,469 772 1,492 1,201 2,698 761 1,726 1,415 2,878 760 1,949 1,619 2,848 881 Hong Kong 38
1.24 1.15 866 560 0.26 0.18 781 486 0.27 0.18 819 528 0.29 0.20 765 515 0.26 0.16 664 468 0.27 0.17 593 429 0.25 0.14 571 419 0.26 0.16 493 436 0.24 0.14 488 426 0.31 0.14 548 496 0.32 0.15 Cayman Islands 39
8,967 6,634 3,175 1,271 9,097 7,280 3,234 938 8,548 6,606 3,300 897 8,525 6,619 3,142 763 8,450 6,495 3,039 751 9,829 8,001 3,325 924 9,748 7,978 3,135 721 9,558 7,773 3,212 824 9,709 7,586 3,348 895 9,572 7,417 2,995 875 9,876 7,642 Singapore 40
496 249 279 88 354 230 274 160 585 458 179 36 435 313 284 28 528 401 147 30 569 433 226 28 589 429 278 22 545 412 258 44 546 393 251 15 592 407 160 22 418 270 Others 41

Note:
1)
LBS describes outstanding claims and liabilities of banks located
in Indonesia to non resident for each instruments breakdown,
based on Guidelines Bank for International Settlements (BIS)
Source: LBU
TABEL 5d.2. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) PADA SEKTOR NON-BANK BERDASARKAN SUB-SEKTOR LAWAN
TABEL 5d.2. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) IN THE NONBANK SECTOR BY COUNTERPARTY SUB-SECTOR

2018
2013 2014 2015 2016 2017 2018 2019
Dec
Negara Mitra Satuan/Unit Claims Non- LiabilitiesNon- Claims Non- LiabilitiesNon- Claims Non- LiabilitiesNon- Claims Non- Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Non-Bank Non-Bank Non-Bank Non-Bank Non-Bank Non-Bank Non-Bank
Financial Financial Financial Financial Financial Financial Financial
Total Financial Others Total Financial Others Total Financial Others Total Financial Others Total Financial Others Total Financial Others Total Financial Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total
Corporation Corporation Corporation Corporation Corporation Corporation Cor
Ins. Ins. Ins. Ins. Ins. Ins. Ins.
1 Seluruh Negara Mitra USD Juta/ Millions of USD 502 37.76 s 439 25.72 6,712 4,074 s1,973 665 543 38.23 s 428 76.74 8,483 5,276 s2,415 793 604 25.83 s 364 215 6,883 3,891 s2,297 695 353 27.94 207 117 6,808 3,619 2,516 673 1,180 833 314 32.78 7,415 4,577 2,074 764 1,734 818 815 100.07 7,732 4,933 2,006 792 1,734 818 815 100 7,732 4,933 2,006 792 1,849 909 873
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 24.09 0.00 5.05 19.04 553 442 56.37 54.81 76.34 0.01 1.73 74.60 722 591 51.79 78.86 209 0.00 4.34 204 541 360 127 53.54 130 0.00 14.72 115 406 222 142 43.35 56.27 0.00 23.72 32.54 499 310 148 40.75 95.17 0.00 13.08 82.08 418 214 150 53.65 95.17 0.00 13.08 82.08 418 214 150 53.65 94.82 - 60.34
4 Kanada USD Juta/ Millions of USD 0.09 - 0.09 - 14.32 7.98 1.20 5.15 0.08 - 0.08 - 17.25 6.06 3.18 8.01 0.22 - 0.22 - 14.19 1.43 4.74 8.02 0.32 0.00 0.31 - 11.61 1.03 4.54 6.05 - - - - 22.63 2.92 11.79 7.92 - - - - 20.41 2.00 9.91 8.51 - - - - 20.41 2.00 9.91 8.51 - - -
5 Brazil USD Juta/ Millions of USD - - - - 1.20 - 0.44 0.76 - - - - 0.84 - 0.06 0.78 - - - - 0.53 - 0.03 0.50 - - - - 0.86 - 0.04 0.82 - - - - 1.35 - 0.05 1.30 - - - - 2.22 - 0.06 2.16 - - - - 2.22 - 0.06 2.16 - - -
6 Eropa
7 Belanda USD Juta/ Millions of USD 56.04 24.97 31.08 - 53.77 7.85 21.92 23.99 58.07 24.89 33.17 - 59.58 8.02 22.32 29.24 65.89 9.95 55.95 - 45.12 1.98 17.53 25.61 44.42 9.87 34.55 - 34.36 4.22 8.49 21.65 16.85 - 16.85 - 65.60 23.50 17.30 24.80 22.14 16.02 6.12 0.01 47.37 10.78 16.56 20.03 22.14 16.02 6.12 0.01 47.37 10.78 16.56 20.03 73.03 73.03 -
8 Belgia USD Juta/ Millions of USD 0.05 - 0.05 - 8.92 3.73 0.30 4.89 0.05 - 0.05 - 9.98 1.63 0.17 8.18 0.04 - 0.04 - 9.56 0.77 0.20 8.59 0.04 - 0.04 - 8.68 0.17 0.18 8.34 0.86 - 0.86 - 11.58 0.21 0.30 11.06 0.04 - 0.04 - 9.50 0.21 0.24 9.05 0.04 - 0.04 - 9.50 0.21 0.24 9.05 0.05 - 0.04
9 Inggris USD Juta/ Millions of USD 48.18 0.02 48.15 - 259 176 61.94 20.66 48.36 0.00 48.35 - 339 251 59.70 27.91 3.17 1.62 1.55 - 218 134 57.65 26.42 1.16 1.15 0.01 - 213 136 50.32 26.39 2.33 1.12 1.22 - 330 249 49.07 31.87 0.07 0.03 0.03 0.01 325 246 45.17 33.14 0.07 0.03 0.03 0.01 325 246 45.17 33.14 3.99 2.13 1.85
10 Jerman USD Juta/ Millions of USD - - - - 49.95 34.12 6.17 9.67 - - - - 45.26 32.21 2.11 10.94 - - - - 49.72 30.09 9.62 10.01 2.97 - 2.97 - 44.00 30.56 3.45 9.99 1.37 - 1.36 0.00 51.81 34.97 4.42 12.42 3.75 0.00 3.74 0.00 66.53 35.21 16.09 15.23 3.75 0.00 3.74 0.00 66.53 35.21 16.09 15.23 2.90 - 2.90
11 Norwegia USD Juta/ Millions of USD - - - - 19.15 16.11 1.05 2.00 - - - - 13.44 10.45 1.27 1.72 - - - - 26.28 7.81 17.94 0.52 - - - - 5.23 4.56 0.25 0.42 - - - - 5.31 1.81 0.70 2.81 - - - - 5.42 0.98 0.49 3.95 - - - - 5.42 0.98 0.49 3.95 - - -
12 Perancis USD Juta/ Millions of USD 0.27 - 0.27 - 62.55 21.64 8.33 32.59 0.35 - 0.35 - 75.31 16.93 9.30 49.07 - - - - 66.88 24.25 2.84 39.79 0.00 0.00 - - 50.22 6.89 2.48 40.86 0.54 0.00 0.54 - 56.23 8.97 2.24 45.03 4.82 4.48 0.34 0.00 53.68 5.56 1.20 46.91 4.82 4.48 0.34 0.00 53.68 5.56 1.20 46.91 4.73 4.20 0.53
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 0.20 - 0.20 - 61.19 6.31 49.62 5.26 - - - - 108 4.26 92.46 11.56 - - - - 21.71 4.91 8.41 8.39 - - - - 14.27 1.93 6.41 5.93 11.30 - 11.30 - 24.47 2.14 15.79 6.55 - - - - 19.93 1.49 8.39 10.05 - - - - 19.93 1.49 8.39 10.05 0.02 - -
14 Afrika dan Timur Tengah
15 Arab Saudi USD Juta/ Millions of USD - - - - 23.87 22.28 0.19 1.41 - - - - 28.21 26.96 0.09 1.16 - - - - 16.60 15.54 0.68 0.38 - - - - 2.93 0.26 1.47 1.20 26.70 26.70 - - 24.38 18.90 4.16 1.32 24.10 24.10 - - 20.94 17.92 1.97 1.04 24.10 24.10 - - 20.94 17.92 1.97 1.04 30.07 30.07 -
16 Kuwait USD Juta/ Millions of USD 8.26 - 8.26 - 1.38 1.30 0.00 0.09 10.60 - 10.60 - 1.63 1.25 0.05 0.32 12.47 - 12.47 - 1.62 0.74 0.68 0.20 - - - - 3.08 1.26 1.46 0.36 - - - - 2.60 1.60 1.00 0.01 - - - - 1.92 0.90 0.80 0.22 - - - - 1.92 0.90 0.80 0.22 - - -
17 Mesir USD Juta/ Millions of USD 0.06 - 0.06 - 5.83 - - 5.83 0.30 - 0.30 - 2.84 - 0.04 2.80 0.43 - 0.43 - 2.92 - 0.04 2.88 - - - - 0.68 - 0.07 0.61 0.12 - 0.12 - 0.96 - 0.08 0.88 - - - - 0.72 - - 0.72 - - - - 0.72 - - 0.72 - - -
18 Qatar USD Juta/ Millions of USD - - - - 1.92 1.25 0.00 0.66 - - - - 2.87 2.77 0.00 0.10 - - - - 3.05 2.72 - 0.33 - - - - 2.43 2.12 - 0.30 - - - - 2.01 0.72 - 1.29 - - - - 2.30 0.90 - 1.41 - - - - 2.30 0.90 - 1.41 - - -
19 Uni Emirat Arab USD Juta/ Millions of USD 0.12 - 0.12 - 19.86 8.09 7.51 4.25 0.07 - 0.07 - 10.40 5.20 0.14 5.06 0.70 - 0.70 - 13.21 3.68 0.53 9.00 - - - - 11.57 3.36 0.20 8.02 3.73 - 3.73 - 15.43 3.66 1.62 10.15 552.45 - 552.45 - 122.16 4.35 111.35 6.46 552 - 552 - 122 4.35 111 6.46 575 - 575
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD - - - - 137 85.19 11.08 40.66 - - - - 153 80.99 21.70 49.96 - - - - 152 68.82 36.80 46.85 - - - - 193 71.50 70.50 50.96 18.36 - 18.36 - 181 75.15 45.34 60.70 0.02 - - 0.02 202 68.57 71.11 62.54 0.02 - - 0.02 202 68.57 71.11 62.54 0.01 - -
22 Brunai Darusalam USD Juta/ Millions of USD - - - - 1.72 1.06 0.00 0.66 - - - - 1.62 0.84 0.13 0.65 - - - - 1.58 0.40 0.70 0.48 - - - - 0.74 0.41 0.08 0.25 - - - - 1.16 0.21 0.81 0.13 - - - - 1.04 0.05 0.89 0.10 - - - - 1.04 0.05 0.89 0.10 - - -
23 Filipina USD Juta/ Millions of USD 0.37 - 0.37 - 4.98 0.02 0.35 4.61 - - - - 4.66 0.00 0.64 4.02 - - - - 4.84 0.00 0.97 3.87 - - - - 3.83 0.00 0.51 3.32 - - - - 19.79 0.00 0.63 19.16 0.01 - - 0.01 6.71 0.00 0.17 6.54 0.01 - - 0.01 6.71 0.00 0.17 6.54 0.01 - -
24 India USD Juta/ Millions of USD - - - - 48.39 0.01 21.54 26.84 0.00 - - 0.00 40.31 0.01 16.21 24.08 1.37 - 1.36 0.02 11.39 0.00 0.65 10.74 0.05 - 0.05 0.00 14.56 0.00 2.38 12.18 3.36 - 3.35 0.01 62.87 0.01 35.33 27.53 0.10 - 0.10 0.00 20.91 - 0.40 20.51 0.10 - 0.10 0.00 20.91 - 0.40 20.51 0.01 - -
25 Jepang USD Juta/ Millions of USD 6.87 - 6.87 - 436 351 35.35 50.22 7.16 - 7.16 - 192 87.78 27.48 77.02 6.95 0.01 6.94 - 156 62.35 33.26 60.75 9.99 - 9.99 - 281 135 63.22 82.71 809 787 22.34 0.00 622 461 87.70 73.30 762 756 6.63 0.09 688 490 115 83 762 756 6.63 0.09 688 490 115 83.19 788 784 3.15
26 Kamboja USD Juta/ Millions of USD - - - - 0.17 - 0.02 0.16 - - - - 0.08 - 0.01 0.07 - - - - 0.15 - 0.00 0.15 - - - - 0.14 - 0.01 0.14 - - - - 0.09 - 0.02 0.07 0.00 - - 0.00 0.13 - 0.02 0.10 0.00 - - 0.00 0.13 - 0.02 0.10 - - -
27 Korea Selatan USD Juta/ Millions of USD 0.51 - 0.51 - 147 0.14 87.37 59.86 0.13 - 0.13 - 95.14 1.01 2.45 91.69 0.16 - 0.16 - 66.35 0.07 2.73 63.56 0.06 - 0.06 - 159 3.53 54.40 101 17.96 5.05 12.89 0.02 49.33 3.64 10.85 34.85 4.99 4.45 0.53 0.02 71.12 12.11 7.34 51.67 4.99 4.45 0.53 0.02 71.12 12.11 7.34 51.67 0.53 - 0.51
28 Laos USD Juta/ Millions of USD - - - - 0.15 - - 0.15 - - - - 0.08 - - 0.08 - - - - 0.00 - - 0.00 - - - - 0.17 - - 0.17 - - - - 0.38 - - 0.38 - - - - 0.41 - - 0.41 - - - - 0.41 - - 0.41 - - -
29 Malaysia USD Juta/ Millions of USD 11.92 2.07 9.85 - 866 580 243 42.85 10.34 2.03 8.31 - 833 532 248 53.41 16.81 1.83 14.98 - 599 309 233 56.27 1.88 1.88 - - 361 112 209 40.09 3.48 1.86 1.62 - 684 387 228 68.94 7.22 1.74 5.44 0.05 672 398 198 76.38 7.22 1.74 5.44 0.05 672 398 198 76.38 8.50 1.81 6.65
30 Myanmar USD Juta/ Millions of USD - - - - 1.54 - 0.03 1.52 - - - - 0.75 - 0.04 0.71 - - - - 0.32 - 0.03 0.29 - - - - 1.00 - 0.04 0.97 - - - - 0.76 - 0.01 0.76 0.00 - - 0.00 1.65 - - 1.65 0.00 - - 0.00 1.65 - - 1.65 - - -
31 Selandia Baru USD Juta/ Millions of USD 0.53 - 0.53 - 4.76 0.14 0.17 4.45 - - - - 7.04 0.12 0.12 6.80 0.04 - 0.04 - 6.52 - 0.19 6.33 - - - - 8.71 - 1.81 6.90 - - - - 6.43 0.06 0.42 5.94 - - - - 6.07 0.11 0.22 5.74 - - - - 6.07 0.11 0.22 5.74 0.00 - -
32 Taiwan USD Juta/ Millions of USD 5.04 - 0.68 4.36 95.44 1.08 38.71 55.66 0.62 - 0.48 0.14 130 0.71 46.98 81.95 0.10 - 0.07 0.03 146 0.99 79.56 65.55 0.37 - 0.37 0.00 145 1.13 110 33.66 3.90 - 3.90 - 338 281 23.23 33.42 0.32 - 0.32 0.01 386 287 72.67 26.43 0.32 - 0.32 0.01 386 287 72.67 26.43 0.01 - -
33 Thailand USD Juta/ Millions of USD 0.21 - 0.21 - 353 343 3.04 6.07 0.86 - 0.86 - 949 888 54.76 6.50 0.17 - 0.17 - 417 337 74.24 5.65 0.08 - 0.08 - 11.25 0.00 4.62 6.63 2.26 - 2.26 - 27.94 8.17 12.07 7.70 0.70 0.03 0.67 0.00 143.64 124.66 6.80 12.18 0.70 0.03 0.67 0.00 143.64 124.66 6.80 12.18 0.93 - 0.93
34 Timor Leste USD Juta/ Millions of USD - - - - 0.86 0.50 0.08 0.28 - - - - 1.90 0.93 0.69 0.27 - - - - 1.20 0.31 0.01 0.88 - - - - 0.65 - 0.03 0.62 - - - - 1.86 - 0.07 1.79 - - - - 1.87 - 0.18 1.69 - - - - 1.87 - 0.18 1.69 - - -
35 Tiongkok USD Juta/ Millions of USD 231 - 231 - 270 4.09 231 34.44 272 - 272 - 179 5.06 143 31.40 240 - 240 - 161 0.48 132 28.08 136 - 136 - 270 0.41 240 29.12 43.42 - 43.42 - 136 0.16 86.41 49.37 90.58 - 90.57 0.00 126 4.94 83.08 38.41 90.58 - 90.57 0.00 126 4.94 83.08 38.41 38.27 - 38.27
36 Vietnam USD Juta/ Millions of USD 0.20 - 0.20 - 0.67 - 0.32 0.35 0.18 - 0.18 - 0.97 - 0.37 0.60 - - - - 0.33 - 0.00 0.33 0.03 - 0.03 - 0.51 - 0.01 0.50 0.24 - 0.24 - 0.72 - 0.03 0.69 - - - - 0.69 - 0.05 0.65 - - - - 0.69 - 0.05 0.65 - - -
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 10.05 9.54 0.26 0.24 77.72 23.52 42.76 11.43 10.27 10.01 0.19 0.07 114 18.05 82.33 13.17 10.81 10.80 0.00 0.01 103 12.78 78.68 11.12 10.79 10.68 0.10 0.01 129 14.66 104 10.66 15.76 10.83 4.93 0.01 47.40 21.47 15.30 10.63 10.41 9.49 0.92 0.00 52.45 28.45 13.69 10.31 10.41 9.49 0.92 0.00 52.45 28.45 13.69 10.31 58.07 10.81 47.26
39 Cayman, Kepulauan USD Juta/ Millions of USD - - - - 10.69 5.48 5.21 - - - - - 9.14 3.18 5.95 - - - - - 13.55 3.56 9.83 0.16 - - - - 9.23 3.84 5.21 0.18 72.04 - 72.04 - 10.62 4.09 6.34 0.19 115.22 - 115.22 - 8.40 2.23 6.12 0.04 115.22 - 115.22 - 8.40 2.23 6.12 0.04 90 - 90
40 Singapura USD Juta/ Millions of USD 11.63 0.03 9.52 2.08 2,265 1,511 652 102 20.92 1.07 17.95 1.91 2,975 2,251 669 55.04 27.60 1.06 16.27 10.27 2,970 2,238 652 79.73 7.05 1.62 3.02 2.41 3,545 2,787 697 61.65 62.77 1.16 61.41 0.20 3,291 2,576 617 98.31 36.95 2.60 16.59 17.77 3,395 2,745 536 115 36.95 2.60 16.59 17.77 3,395 2,745 536 115 74.98 1.17 41.00
41 Lainnya USD Juta/ Millions of USD 86.35 1.13 85.23 - 855.26 418.45 385.55 51.25 25.80 0.23 25.56 0.01 1,359.59 448.07 851.70 59.82 7.90 0.58 7.32 - 1,042.60 269.17 713.10 60.33 7.32 2.75 4.57 - 865.70 76.19 732.65 56.87 7.31 0.04 7.27 - 821.02 100.54 648.51 71.97 2.64 0.00 2.63 0.00 830.17 231.34 532.06 66.77 2.64 0.00 2.63 0.00 830.17 231.34 532.06 66.77 5.03 1.14 3.87

Keterangan:

negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai

Sumber: LBU
 2019 2019 2019 2019 2019 2019 2019 2019
2019
Jan Feb Mar Apr May Jun Jul Aug
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total
67.49 9,377 6,251 2,218 908 1,747 854 829 63.54 8,013 5,253 1,903 858 1,707 864 804 38.59 7,546 4,741 1,969 835 1,697 843 805 49.73 8,034 4,910 2,270 854 1,713 847 800 66.15 8,862 5,978 1,958 927 1,736 887 811 37.52 8,658 5,877 1,904 877 1,758 889 816 53.10 9,098 6,161 1,997 940 1,783 899 849 35.45 8,753 5,961 1,868 924 1,759 902

34.48 417 262 96 59.08 42.48 0.50 9.35 32.63 496 307 139 50.20 29.71 0.00 4.94 24.78 414 216 143 55.20 56.14 0.02 8.16 47.97 524 347 123 54.51 76.10 0.05 11.88 64.17 719 538 124 56.05 39.35 0.00 9.64 29.71 505 337 112 56.12 38.61 0.01 7.53 31.07 411 243 111 56.96 30.35 0.02 10.50 19.83 396 226 112 56.83 28.93 0.00
- 34.55 1.86 20.05 12.64 0.001 0.001 - - 18.39 1.96 7.92 8.51 - - - - 18.82 2.43 7.59 8.81 - - - - 19.59 2.29 8.95 8.35 - - - - 27.88 2.41 16.99 8.49 - - - - 29.70 3.94 15.99 9.77 - - - - 22.23 2.94 7.55 11.74 0 0 - - 22.03 2.82 7.26 11.95 - -
- 3.14 - 0.04 3.10 - - - - 2.30 - 0.08 2.23 - - - - 2.51 - 0.08 2.43 - - - - 2.32 - 0.05 2.26 - - - - 3.00 - 0.03 2.97 - - - - 3.04 - 0.12 2.91 - - - - 3.03 - 0.09 2.94 - - - - 3.31 - 0.08 3.23 - -

0.01 40.20 8.61 8.84 22.75 22.01 15.89 6.11 0.01 45.85 12.58 11.18 22.09 22.31 16.16 6.15 0.01 38.07 4.09 10.90 23.08 22.46 16.84 5.62 0.00 37.12 2.51 13.01 21.60 22.61 16.97 5.63 0.01 38.42 7.86 7.86 22.70 31.68 26.11 5.56 0.01 35.36 4.93 8.17 22.26 34.57 28.97 5.59 0.01 42.08 6.72 12.15 23.21 33.65 30.11 3.53 0.01 49.36 9.51 16.28 23.57 33.65 32.13
0.00 8.68 0.20 0.20 8.28 0.10 - 0.10 - 9.85 0.37 0.25 9.23 0.05 - 0.05 - 9.76 0.18 0.31 9.28 0.04 - 0.04 - 8.98 0.16 0.33 8.50 0.11 - 0.10 0.01 9.67 0.31 0.40 8.97 0.06 - 0.04 0.01 8.99 0.20 0.28 8.50 0.06 - 0.05 0.01 11.10 1.55 0.29 9.26 0.05 - 0.04 0.01 9.87 0.24 0.29 9.34 0.05 -
0.01 500 450 15.51 34.61 1.43 1.43 - 0.01 331 252 47.72 31.75 0.66 0.65 - 0.01 366 278 55.56 32.47 0.76 0.75 - 0.01 421 339 50.15 32.17 1.12 1.07 0.02 0.03 712 643 35.01 34.53 6.93 3.90 3.00 0.03 559 484 41.17 33.27 10.03 6.26 3.75 0.03 570 510 24.88 34.94 10.00 5.94 4.05 0.02 555 496 25.07 34.23 7.39 7.37
- 79.04 46.87 13.76 18.42 5.87 - 5.87 0.00 61.71 36.48 9.28 15.95 6.38 - 6.37 0.01 62.59 36.61 9.30 16.69 6.00 - 6.00 0.00 65.46 39.17 9.32 16.98 5.60 - 5.60 0.00 73.87 46.53 10.02 17.32 5.20 - 5.20 0.00 71.89 45.25 10.22 16.42 4.06 - 4.06 0.00 72.90 47.12 8.12 17.66 4.99 - 4.98 0.00 77.60 47.44 11.44 18.72 3.91 -
- 21.05 4.17 0.13 16.75 - - - - 6.04 1.01 0.51 4.51 - - - - 6.68 1.13 0.53 5.01 - - - - 6.87 1.12 0.52 5.23 - - - - 5.60 0.04 0.50 5.06 - - - - 7.83 0.04 0.52 7.27 - - - - 7.88 0.04 0.57 7.28 - - - - 9.35 0.57 0.46 8.32 - -
0.00 112.06 32.25 27.95 51.86 4.83 4.60 0.23 0.00 50.89 0.46 1.20 49.24 4.61 4.61 - 0.00 67.86 17.10 1.46 49.29 4.65 4.55 0.10 0.00 95.67 19.33 28.84 47.50 4.58 4.58 - 0.00 95.55 18.10 29.02 48.42 4.78 4.54 0.23 0.01 91.41 15.89 27.45 48.06 4.83 4.58 0.24 0.01 116.83 38.33 27.69 50.81 4.73 4.62 0.10 0.00 93.67 13.68 27.95 52.04 4.79 4.56
0.02 52.34 34.12 7.90 10.33 - - - - 17.52 3.33 6.83 7.36 0.00 0.00 - - 18.30 3.31 6.89 8.09 0.00 0.00 - - 27.71 11.67 8.60 7.44 0.04 - - 0.04 33.83 19.12 6.83 7.89 0.04 0.00 - 0.03 49.76 33.93 8.24 7.60 0.03 0.00 - 0.03 50.08 33.61 8.65 7.83 0.03 - - 0.03 48.09 32.46 8.41 7.21 0.02 -

- 21.31 18.55 1.17 1.60 22.73 22.73 - - 21.80 18.44 2.60 0.75 22.78 22.78 - - 22.28 18.47 2.50 1.32 22.59 22.59 - - 21.21 18.25 2.17 0.78 22.67 22.67 - - 21.46 18.29 2.20 0.97 22.44 22.44 - - 24.89 18.07 6.13 0.69 22.86 22.86 - - 21.04 17.90 2.34 0.80 29.61 29.61 - - 22.01 18.52 2.38 1.11 30.01 30.01
- 1.48 1.03 0.13 0.32 - - - - 2.02 0.76 1.05 0.22 - - - - 1.92 0.85 0.86 0.22 - - - - 1.81 0.98 0.62 0.21 - - - - 1.55 0.73 0.60 0.22 - - - - 2.84 2.00 0.62 0.23 - - - - 2.04 1.20 0.62 0.23 - - - - 1.97 1.12 0.62 0.23 - -
- 0.62 - - 0.62 - - - - 0.74 - 0.00 0.73 - - - - 0.74 - 0.00 0.74 - - - - 0.61 - 0.00 0.61 - - - - 0.78 - 0.00 0.78 - - - - 0.77 - 0.00 0.77 - - - - 0.83 - 0.00 0.82 - - - - 0.93 - 0.02 0.91 - -
- 17.67 15.34 - 2.33 - - - - 2.53 1.06 0.04 1.43 - - - - 3.08 1.61 0.04 1.44 - - - - 7.01 5.17 0.03 1.81 - - - - 12.41 10.48 - 1.93 - - - - 17.83 15.93 - 1.90 - - - - 18.15 16.21 - 1.95 - - - - 17.34 15.39 - 1.95 - -
- 192 4.45 182 5.55 569 0.00 569 - 124 3.16 115 6.40 569 - 569 - 124 3.07 115 6.16 562 0.02 562 - 123 3.24 113 6.77 563 - 563 - 125 4.49 114 6.75 556 - 556 - 125 6.75 112 6.17 566 - 566 - 125 4.60 114 6.49 571 - 571 - 191 4.38 180 6.27 562 -

0.01 329 69.84 186 73.67 0.02 - - 0.02 215 70.58 79.45 64.75 0.02 - - 0.02 228 70.08 92.63 65.74 0.02 - - 0.02 231 69.85 96.23 64.90 0.02 - - 0.02 240 69.95 105 65.60 0.02 - - 0.02 257 68.99 122 66.63 0.02 0.00 - 0.02 266 69.92 128 68.69 0.01 - - 0.01 288 69.90 151 68.00 0.01 -
- 1.28 0.05 0.97 0.27 - - - - 0.79 0.09 0.59 0.11 - - - - 1.13 0.13 0.69 0.30 - - - - 0.98 0.13 0.65 0.20 - - - - 1.04 0.07 0.75 0.23 - - - - 0.74 0.10 0.42 0.22 - - - - 0.94 0.08 0.63 0.23 - - - - 0.81 0.04 0.53 0.23 - -
0.01 20.25 0.00 0.15 20.11 0.01 - - 0.01 19.24 0.01 0.15 19.08 0.17 - 0.16 0.01 19.37 0.01 0.16 19.21 0.01 - - 0.01 18.95 0.00 0.17 18.78 0.02 - - 0.02 19.44 0.00 0.17 19.27 0.02 - - 0.02 19.31 0.00 0.15 19.16 0.02 - - 0.02 19.53 0.00 0.15 19.37 0.01 - - 0.01 19.11 0.00 0.16 18.94 0.01 -
0.01 23.59 1.02 1.03 21.55 0.07 - 0.07 0.00 19.73 0.00 0.53 19.20 0.00 - - 0.00 20.04 0.01 0.57 19.45 0.00 - - 0.00 19.63 - 0.43 19.20 0.15 - 0.14 0.01 20.30 - 0.59 19.71 0.56 - 0.53 0.03 20.78 1.00 0.51 19.27 0.01 - - 0.01 21.67 1.00 0.49 20.17 0.01 - - 0.01 21.83 1.00 0.44 20.39 0.03 -
0.04 282 42.86 148 91 793 788 5 0 749 544 119 86 805 803 1.78 0.08 279 80 113 86 783 781 1.43 0.07 277 78.14 118 81.53 785 784 1.57 0.12 274 35.97 137 101 811 806 5.08 0.12 262 36.02 123 103 808 807 0.86 0.11 533 305.64 122 105 818 817 1.42 0.09 270 36.54 125 108 815 813
- 0.09 - 0.01 0.08 0.00 - - 0.00 0.12 - 0.01 0.10 0.00 - - 0.00 0.17 - 0.01 0.16 0.00 - - 0.00 0.12 - 0.02 0.10 0.00 - - 0.002 0.23 - 0.03 0.20 0.00 - - 0.002 0.12 - 0.03 0.09 0.00 - - 0.002 0.34 - 0.03 0.31 - - - - 0.37 - 0.03 0.34 - -
0.02 196 80.69 51.09 64 4.56 4.55 - 0.01 106 12.53 22.25 70.79 4.56 4.54 0.01 0.01 180 12.56 107 59.86 4.46 4.46 - 0.01 180 13.99 55.67 110 4.56 4.51 - 0.04 179 17.17 52.94 109 4.48 4.43 - 0.04 171 17.97 94.36 59 4.53 4.50 - 0.03 224 17.97 145.74 60 0.04 - 0.01 0.02 247 85.38 101.95 60 0.02 -
- 0.50 - - 0.50 - - - - 0.38 - - 0.38 - - - - 0.31 - - 0.31 - - - - 0.25 - - 0.25 - - - - 0.39 - - 0.39 - - - - 0.39 - - 0.39 - - - - 0.38 - - 0.38 - - - - 0.37 - - 0.37 - -
0.04 742 444 196 102 3.49 1.79 1.65 0.05 696 416 204 76.33 2.64 1.79 0.80 0.05 694 412 204 77.75 9.09 1.77 7.28 0.04 674 389 206 78.82 10.09 1.77 8.24 0.08 708 401 204 103 6.63 1.75 4.81 0.08 717 403 198 116 9.43 1.78 7.58 0.07 726 407 207 111 13.68 1.80 11.83 0.05 734 421 209 104 8.73 1.77
- 1.61 - - 1.61 0.00 - - 0.00 1.36 - - 1.36 0.00 - - 0.00 1.47 - - 1.46 - - - - 1.20 - - 1.20 - - - - 1.43 - - 1.43 - - - - 1.44 - - 1.44 - - - - 1.39 - - 1.39 - - - - 1.36 - - 1.36 - -
0.00 7.01 0.08 0.26 6.67 0.00 - - 0.00 6.49 0.05 0.28 6.17 0.00 - - 0.00 6.20 0.05 0.31 5.84 - - - - 6.74 0.16 0.38 6.20 0.00 - - 0.00 6.55 0.06 0.32 6.17 0.00 - - 0.00 6.55 0.12 0.26 6.17 0.00 - - 0.00 6.79 0.16 0.29 6.34 0.00 - - 0.00 6.95 0.14 0.32 6.50 0.00 -
0.01 442 389 22.54 30.74 0.01 - - 0.01 329 282 20.58 26.81 0.00 - - 0.00 332 284 21.61 26.40 0.09 - 0.09 0.00 329 280 21.40 26.83 0.02 - - 0.02 364 316 21.28 26.56 0.02 - - 0.02 396 349 21.36 25.72 0.02 - - 0.02 407 356 24.03 27.24 0.02 - - 0.02 414 362 22.87 28.74 0.02 -
0.01 24.08 - 12.76 11.31 0.32 0.05 0.26 0.00 144 125 6.37 12.50 1.08 0.01 1.07 0.00 144 125 6.61 12.60 1.57 - 1.57 0.00 454 63.99 378 11.92 3.10 - 3.09 0.01 84.18 64.03 8.40 11.75 3.47 - 3.46 0.01 72.72 54.20 7.20 11.33 3.55 - 3.54 0.01 19.87 - 7.49 12.38 3.13 0.01 3.11 0.01 22.30 - 10.15 12.15 3.22 0.01
- 1.89 - 0.01 1.88 - - - - 1.73 - 0.00 1.73 - - - - 1.74 - 0.01 1.73 - - - - 1.72 - 0.01 1.72 - - - - 1.75 - 0.01 1.74 - - - - 1.71 - 0.01 1.70 - - - - 1.74 - 0.01 1.73 - - - - 1.72 - 0.01 1.72 - -
0.00 135 5.79 79.93 49.72 95.98 - 95.97 0.00 139 10.35 90.79 38.30 79.76 - 79.76 0.00 127 3.62 86.06 37.55 74.44 - 74.44 0.00 131 4.91 87.58 38.25 71.48 - 71.48 0.00 150 8.85 89.97 51.34 82.21 - 82.21 0.00 132 7.88 86.35 37.28 71.05 - 71.05 0.00 137 5.66 88.20 43.33 78.99 - 78.99 0.00 135 4.78 82.45 48.23 67.41 -
- 0.97 - 0.04 0.93 - - - - 0.66 - 0.00 0.66 - - - - 0.79 - 0.04 0.76 - - - - 0.43 - 0.04 0.39 - - - - 0.72 - 0.04 0.69 - - - - 0.68 - 0.01 0.67 - - - - 1.10 0.42 0.01 0.67 - - - - 1.25 0.58 0.00 0.67 - -

- 532 437 87.90 6.75 9.24 9.24 - - 60.22 32.94 16.80 10.49 9.56 9.56 - - 50.21 31.16 15.04 4.01 9.97 9.93 0.05 0.00 95.07 75.97 15.08 4.03 9.76 9.76 - 0.00 316 292 19.21 4.87 14.31 14.31 - - 438 415 18.16 5.10 11.02 10.99 - 0.03 441 415 20.24 5.28 23.72 9.04 14.68 - 481 410 66.18 5.08 33.50 10.50
- 21.96 6.71 15.20 0.05 115.21 - 115.21 - 27.53 2.27 25.21 0.05 116 - 116 - 29.84 6.50 23.30 0.05 112 - 112 - 31.24 6.81 24.38 0.05 112 - 112 - 68.13 2.91 65.17 0.05 111 - 111 - 21.24 1.66 19.54 0.05 112 - 112 - 19.47 2.19 17.24 0.05 112 - 112 - 13.73 4.38 9.30 0.05 112 -
32.81 4,374 3,658 616 100 54.84 4.72 19.41 30.70 3,502 2,875 485 142 32.67 1.14 17.93 13.61 3,490 2,899 466 125 21.02 0.60 18.82 1.60 3,462 2,911 446 105 12.49 1.60 9.39 1.49 3,781 3,230 444 107 27.90 4.14 16.45 7.32 3,859 3,313 436 109 49.92 2.41 25.94 21.57 4,027 3,418 460 149 42.03 1.37 25.36 15.30 3,931 3,459 346 126 40.70 3.18
0.03 740.42 237.57 426.97 75.89 1.66 0.38 1.28 0.00 802.97 243.39 489.43 70.15 0.43 0.21 0.22 0.00 784.54 235.09 478.66 70.79
 2019 2019 2019 2019 2019 2020 2020 2020
2020
Aug Sep Oct Nov Dec Jan Feb Mar
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total
832 25.33 8,627 5,859 1,802 967 1,742 868 831 43.71 8,778 5,911 1,888 979 1,779 882 844 52.68 9,202 6,417 1,853 932 1,766 882 847 37.76 9,080 6,091 2,007 982 1,849 909 873 67.49 9,377 6,251 2,218 908 1,030 74 791 164.23 9,930 6,234 2,601 1,095 1,977 931 898 148.10 9,684 6,679 2,043 962 1,870 894 753 223.27 9,353 6,498 1,864 990 1,469

9.16 19.77 380 229 94 57.71 53.64 0.00 15.76 37.88 374 219 94 60.91 43.38 0.01 8.58 34.79 373 209 101 62.51 85.22 0.00 50.52 34.71 379 224 95 60.28 94.82 - 60.34 34.48 417 262 96 59.08 184.15 11.46 13.31 159.38 528 378 86 63.13 192.15 0.10 72.27 119.79 513 353 100 60.44 244.34 0.07 27.54 216.73 545 382 103 60.81 42.16
- - 20.71 2.67 5.74 12.30 - - - - 19.93 2.16 5.35 12.42 - - - - 20.01 2.19 5.13 12.69 - - - - 22.76 2.13 7.49 13.14 - - - - 34.55 1.86 20.05 12.64 0 - - 0 24.84 0.59 7.16 17.09 - - - - 22.18 2.28 7.57 12.33 - - - - 23.76 2.24 8.86 12.66 0
- - 3.63 - 0.06 3.58 - - - - 3.59 - 0.07 3.52 - - - - 3.42 - 0.08 3.34 - - - - 3.00 - 0.06 2.94 - - - - 3.14 - 0.04 3.10 - - - - 4.48 - 0.02 4.47 - - - - 3.30 - 0.05 3.24 - - - - 3.71 - 0.03 3.69 -

1.52 0.00 40.36 6.27 10.88 23.21 48.06 46.53 1.53 0.00 43.14 5.82 11.80 25.52 56.44 56.43 - 0.00 53.80 8.19 22.11 23.49 66.57 66.57 - 0.00 42.96 8.51 11.42 23.03 73.03 73.03 - 0.01 40.20 8.61 8.84 22.75 - - - - 39.58 5.68 6.84 27.06 77.31 77.20 0.11 0.01 43.05 9.35 9.56 24.14 74.82 74.81 - 0.01 44.73 9.35 11.72 23.67 66.02
0.04 0.01 13.78 4.12 0.10 9.56 0.05 - 0.04 0.01 9.53 0.19 0.15 9.19 0.05 - 0.04 0.01 9.67 0.22 0.16 9.29 0.05 - 0.04 0.00 8.35 0.18 0.17 8.00 0.05 - 0.04 0.00 8.68 0.20 0.20 8.28 0.05 - 0.05 - 10.17 0.62 0.32 9.23 0.05 - 0.04 0.00 8.82 0.17 0.39 8.26 0.05 - 0.04 0.00 9.76 0.84 0.40 8.53 0.05
0.00 0.01 499 444 20.84 34.32 2.39 2.38 - 0.01 501 447 20.24 33.56 5.16 5.16 0.00 0.01 510 433 42.59 34.45 1.18 1.17 - 0.01 499 444 21.36 33.91 3.99 2.13 1.85 0.01 500 450 15.51 34.61 3.57 3.49 0.08 0.00 684 582 54.53 47.50 2.23 2.22 - 0.01 506 455 15.51 34.95 0.35 0.34 0.01 0.00 523 473 14.79 34.42 4.61
3.91 0.00 81.56 47.17 16.78 17.61 3.72 - 3.72 0.00 78.87 47.17 14.37 17.33 2.62 - 2.62 - 80.48 46.97 15.99 17.52 2.74 - 2.74 - 76.59 46.85 12.80 16.94 2.90 - 2.90 - 79.04 46.87 13.76 18.42 0.39 - 0.39 - 45.64 20.97 3.91 20.76 5.55 - 5.55 - 81.83 47.00 16.27 18.56 1.92 - 1.92 - 82.41 46.94 17.43 18.05 -
- - 13.27 1.65 0.12 11.50 - - - - 16.84 2.30 0.12 14.42 - - - - 19.73 2.91 0.14 16.69 - - - - 20.64 4.03 0.13 16.48 - - - - 21.05 4.17 0.13 16.75 - - - - 17.67 5.42 2.26 9.99 - - - - 21.42 4.54 0.19 16.70 - - - - 20.41 4.71 0.41 15.30 -
0.22 0.00 97.47 17.47 27.64 52.37 4.57 4.57 - 0.00 96.21 16.47 28.00 51.75 4.94 4.63 0.31 0.00 105.94 24.13 28.27 53.55 4.85 4.59 0.26 0.00 105.79 25.30 28.26 52.24 4.73 4.20 0.53 0.00 112.06 32.25 27.95 51.86 4.28 4.14 0.14 - 67.98 10.08 3.48 54.42 4.62 4.27 0.35 - 88.52 23.08 12.74 52.70 4.30 4.12 0.18 0.00 72.75 13.51 8.82 50.42 3.69
- 0.02 46.38 31.86 7.59 6.93 0.02 - - 0.02 47.25 32.04 7.46 7.75 0.02 - - 0.02 473.01 458.55 7.27 7.19 0.02 - - 0.02 51.27 33.69 7.53 10.05 0.02 - - 0.02 52.34 34.12 7.90 10.33 0.22 - 0.19 0.03 62.60 42.97 10.27 9.35 0.01 - - 0.01 53.32 34.54 7.38 11.40 0.01 - - 0.01 51.77 33.29 7.68 10.79 0.01

- - 21.02 18.10 1.30 1.62 29.47 29.47 - - 20.96 18.17 1.35 1.44 29.83 29.83 - - 21.53 18.36 1.17 2.00 29.46 29.46 - - 21.34 18.24 1.17 1.93 30.07 30.07 - - 21.31 18.55 1.17 1.60 - - - - 23.29 17.63 0.70 4.96 21.93 21.93 - - 22.24 18.87 1.19 2.18 21.08 21.08 - - 21.81 18.13 1.14 2.54 18.43
- - 1.70 1.33 0.12 0.24 - - - - 1.27 0.90 0.12 0.25 - - - - 1.22 0.85 0.13 0.25 - - - - 1.62 1.19 0.13 0.30 - - - - 1.48 1.03 0.13 0.32 - - - - 1.41 0.97 0.13 0.32 - - - - 1.54 1.09 0.13 0.33 - - - - 2.02 1.57 0.12 0.33 -
- - 0.92 - 0.02 0.90 - - - - 0.96 - - 0.96 - - - - 0.64 - - 0.64 - - - - 0.66 - - 0.66 - - - - 0.62 - - 0.62 - - - - 1.98 - - 1.98 - - - - 0.75 - - 0.75 - - - - 0.71 - - 0.71 -
- - 18.25 16.31 - 1.94 - - - - 17.60 15.64 - 1.96 - - - - 18.17 15.90 - 2.27 - - - - 18.96 16.69 - 2.27 - - - - 17.67 15.34 - 2.33 - - - - 16.63 15.84 - 0.79 - - - - 18.64 16.23 0.04 2.37 0 0 - - 18.33 15.97 0.04 2.32 -
562 - 188 5.48 177 5.68 565 - 565 - 188 3.79 178 5.91 571 - 571 - 190 3.79 180 5.85 567 - 567 - 193 3.85 183 5.61 575 - 575 - 192 4.45 182 5.55 567 - 567 - 214 5.41 201 7.10 586 0 586 - 195 5.08 185 5.64 562 - 562 - 197 4.06 188 5.46 489

- 0.01 301 68.67 164 68.64 0.01 - - 0.01 317 68.95 179 68.67 0.01 0.00 - 0.01 307 69.70 167 70.49 0.01 - - 0.01 324 69.18 183 71.97 0.01 - - 0.01 329 69.84 186 73.67 0.00 - - 0.00 157 72.60 9 76.26 0.00 - - 0.00 316 70.74 169 76.45 0.02 - - 0.02 296 67.70 153 74.71 0.02
- - 0.90 0.10 0.56 0.23 - - - - 0.92 0.06 0.61 0.25 - - - - 1.33 0.08 0.95 0.29 - - - - 0.89 0.08 0.54 0.28 - - - - 1.28 0.05 0.97 0.27 0.00 - - 0.00 1.23 0.74 0.14 0.36 - - - - 1.32 0.88 0.13 0.31 - - - - 0.99 0.55 0.09 0.35 -
- 0.01 18.90 0.00 0.15 18.75 0.01 - - 0.01 19.01 0.00 0.15 18.86 0.01 - 0.00 0.01 19.93 0.00 0.15 19.78 0.01 - - 0.01 20.44 0.00 0.17 20.27 0.01 - - 0.01 20.25 0.00 0.15 20.11 - - - - 20.73 0.00 0.20 20.53 0.01 - - 0.01 19.45 0.00 0.14 19.31 0.00 - - 0.00 19.92 0.00 0.15 19.77 0.00
0.02 0.01 20.76 0.99 0.32 19.45 0.03 - 0.03 0.01 21.74 1.00 0.55 20.19 0.01 - - 0.01 23.32 1.01 0.79 21.52 0.01 - - 0.01 23.74 1.00 1.04 21.70 0.01 - - 0.01 23.59 1.02 1.03 21.55 0.27 0.26 - 0.00 38.35 11.83 0.93 25.60 0.00 - - 0.00 22.46 1.04 1.07 20.35 6.31 - - 6.31 23.53 0.99 0.99 21.55 0.00
2.51 0.07 250 35.93 110 104 773 772 0.80 0.07 290 35.88 147 107 782 773 8.94 0.05 280 36.39 134 110 775 767 7.85 0.05 284 39.57 136 108 788 784 3.15 0.04 282 42.86 148 91 17 0 17.01 0.03 3,222 2,342.64 779 100 810 808 1.87 0.04 277 43.86 141 92 780 779 0.84 0.03 246 48.50 107 90 679
- - 0.24 - 0.01 0.23 - - - - 0.32 - 0.01 0.31 - - - - 0.15 - 0.01 0.14 - - - - 0.12 - 0.01 0.11 - - - - 0.09 - 0.01 0.08 - - - - 0.06 - 0.02 0.05 - - - - 0.08 - 0.01 0.07 - - - - 0.23 - 0.01 0.22 -
- 0.02 199 84.16 54.06 61 0.02 - - 0.02 200 84.52 50.50 65 0.01 - - 0.01 202 85.47 51.08 66 0.03 - 0.02 0.01 188 44.19 50.63 93 0.53 - 0.51 0.02 196 80.69 51.09 64 0.09 - 0.06 0.03 309 6.06 157.77 145 0.03 - - 0.03 197 84.10 40.65 72 0.45 - 0.42 0.02 175 67.06 39.73 68 0.02
- - 0.31 - - 0.31 - - - - 0.47 - - 0.47 - - - - 0.65 - - 0.65 - - - - 0.57 - - 0.57 - - - - 0.50 - - 0.50 - - - - 0.40 - - 0.40 - - - - 0.42 - - 0.42 - - - - 0.40 - - 0.40 -
6.91 0.05 724 416 195 112 10.99 1.78 9.15 0.06 747 418 220 110 4.90 1.80 3.06 0.04 738 430 203 104 6.48 1.79 4.66 0.04 913 493 317 103 8.50 1.81 6.65 0.04 742 444 196 102 9.50 1.79 7.70 0.02 435 101 201 132 13.60 1.84 11.73 0.03 769 458 201 109 12.04 1.77 10.25 0.02 768 442 212 114 25.93
- - 1.41 - - 1.41 - - - - 1.43 - - 1.43 - - - - 1.46 - - 1.46 - - - - 1.39 - - 1.39 - - - - 1.61 - - 1.61 - - - - 1.67 - 0.01 1.67 - - - - 1.17 - - 1.17 0.00 - - 0.00 1.23 - - 1.23 0.00
- 0.00 6.84 0.11 0.22 6.50 0.00 - - 0.00 6.60 0.14 0.22 6.24 0.00 - - 0.00 6.93 0.04 0.27 6.63 0.00 - - 0.00 7.33 0.07 0.26 7.00 0.00 - - 0.00 7.01 0.08 0.26 6.67 - - - - 7.64 0.14 0.23 7.26 0.00 - - 0.00 7.38 0.12 0.26 7.00 0.00 - - 0.00 6.44 0.09 0.25 6.09 0.00
- 0.02 415 363 21.86 30.01 0.01 - - 0.01 420 368 20.67 31.18 0.01 - - 0.01 431 379 21.78 30.99 0.12 - 0.11 0.01 428 376 21.35 31.31 0.01 - - 0.01 442 389 22.54 30.74 0.18 - 0.18 0.01 356 293 28.86 34.50 0.01 - - 0.01 416 360 23.38 32.38 0.01 - - 0.01 404 350 24.29 29.13 0.01
3.20 0.01 18.24 - 7.55 10.69 2.68 0.01 2.66 0.01 16.60 - 5.98 10.63 2.55 - 2.54 0.01 18.46 - 6.11 12.35 2.47 - 2.46 0.01 16.95 - 5.68 11.27 0.93 - 0.93 0.01 24.08 - 12.76 11.31 0.06 0.05 - 0.00 12.44 0.49 1.02 10.93 11.03 - 11.03 0.00 18.48 - 6.94 11.54 11.36 - 11.36 0.00 16.69 - 4.99 11.70 13.62
- - 1.71 - 0.01 1.71 - - - - 1.72 - 0.00 1.72 - - - - 1.76 - 0.00 1.75 - - - - 1.75 - 0.01 1.74 - - - - 1.89 - 0.01 1.88 - - - - 2.94 - 0.01 2.92 - - - - 1.91 - 0.01 1.90 - - - - 1.83 - 0.01 1.83 -
67.41 0.00 140 6.13 83.54 50.26 57.54 - 57.54 0.00 145 8.49 86.11 50.23 45.93 - 45.92 0.00 138 4.51 83.05 50.67 43.11 0.00 43.11 0.00 134 5.30 79.22 49.97 38.27 - 38.27 0.00 135 5.79 79.93 49.72 43.92 - 43.92 - 246 8.32 169.24 68.30 31.58 - 31.58 0.00 143 5.90 83.20 53.83 30.84 - 30.84 0.00 137 4.99 78.01 54.19 24.05
- - 0.99 - 0.30 0.70 - - - - 1.12 - 0.32 0.80 - - - - 1.09 - 0.27 0.82 - - - - 0.96 - 0.25 0.71 - - - - 0.97 - 0.04 0.93 - - - - 0.81 - 0.08 0.73 - - - - 0.86 - 0.27 0.60 - - - - 0.86 - 0.26 0.61 -

23.00 - 487 408 68.55 10.20 44.15 10.83 33.32 - 490 412 73.15 4.82 54.86 9.85 45.02 - 493 414 72.77 6.78 58.62 10.64 47.98 - 496 417 72.33 6.24 58.07 10.81 47.26 - 532 437 87.90 6.75 34.92 14.28 20.65 - 704 563 128.88 11.79 48.30 11.11 37.19 - 532 435 90.07 6.30 42.58 11.65 30.92 - 529 433 86.59 9.23 33.42
112 - 16.79 2.31 14.43 0.05 112 - 112 - 20.54 3.86 16.63 0.05 112 - 112 - 26.00 5.39 20.56 0.05 94 - 94 - 18.02 4.44 13.53 0.05 90 - 90 - 21.96 6.71 15.20 0.05 39 - 39 - 17.64 2.18 15.42 0.04 90 - 90 - 30.54 19.57 10.92 0.05 60 - 60 - 14.89 2.18 12.67 0.05 60
32.25 5.27 3,889 3,413 319 156 34.58 0.66 28.38 5.54 3,953 3,465 328 159 59.52 0.66 41.18 17.68 3,912 3,531 281 100 25.84 0.20 22.80 2.85 4,024 3,578 317 129 74.98 1.17 41.00 32.81 4,374 3,658 616 100 111.43 27.61 79.12 4.71 1,798 1,288 423 87 73.88 0.76 44.98 28.15 4,528 3,983 419 126 16.06 0.77 15.21 0.08 4,320 3,836 324 161 8.80
8.12 0.05 709.19 234.24 399.67 75.28 1.17 0.01 1.11 0.05 707.42 233.80 398.37 75.25 2.72 0.02 2.66 0.03
 2020 2020 2020 2020 2020 2020 2020 2020
Mar Apr May Jun Jul Aug Sep Oct
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others
784 649 35.96 8,799 6,007 1,842 950 1,746 959 698 89.41 8,952 6,082 1,924 946 1,782 973 717 92.20 10,279 6,695 2,588 996 1,926 993 748 185.51 10,444 6,864 2,640 940 1,014 42 712 259.95 9,357 5,730 2,695 932 908 32 715 160.74 9,503 5,772 2,777 953 871 30 681 159.98 9,486 5,775 2,716 995 924 41 722 161.10 9,677 5,927 2,662 1,088

0.12 6.64 35.41 475 323 83 68.73 90.59 0.04 6.56 83.99 555 402 90 62.87 94.63 0.02 9.75 84.87 535 379 93 62.75 186.63 0.05 8.16 178.42 550 384 98 67.67 269.40 - 9.72 259.69 543 392 89 61.69 169.41 0.02 9.27 160.12 524 370 93 61.37 167.92 0.01 8.31 159.60 529 382 89 57.15 169.22 0.01 9.91 159.30 529 372 94 63.43
0 - - 23.44 1.60 10.34 11.51 - - - - 21.76 1.62 7.95 12.19 - - - - 23.79 1.41 9.44 12.95 - - - - 27.33 1.09 12.09 14.15 0 - - 0 23.92 0.99 8.75 14.18 0 - 0 0 26.84 0.99 11.99 13.86 0 - - 0 26.16 0.97 9.57 15.61 0 - - 0 24.22 1.00 7.52 15.71
- - - 3.65 - 0.05 3.60 - - - - 3.66 - 0.03 3.62 - - - - 3.67 - 0.03 3.64 - - - - 3.77 - 0.03 3.74 - - - - 3.94 - 0.03 3.91 - - - - 4.08 - 0.03 4.06 - - - - 4.09 - 0.02 4.07 - - - - 4.16 - 0.02 4.14

66.01 - 0.01 57.81 6.52 29.38 21.92 72.40 72.38 - 0.01 39.51 8.70 7.64 23.16 78.08 78.07 - 0.01 40.95 9.42 6.81 24.73 95.27 95.26 - 0.01 40.82 9.53 7.36 23.93 0.06 - 0.05 0.01 42.25 10.12 7.16 24.98 0.01 - 0.00 0.01 43.07 10.28 7.35 25.45 0.00 - - 0.00 41.94 10.17 6.71 25.05 - - - - 43.49 10.60 6.92 25.97
- 0.04 0.00 8.80 0.17 0.28 8.35 0.05 - 0.04 0.00 8.93 0.18 0.20 8.56 0.05 - 0.04 0.00 9.72 0.65 0.30 8.77 0.05 - 0.04 0.00 12.06 3.27 0.29 8.51 0.05 - 0.05 0.00 9.20 0.60 0.65 7.96 0.05 - 0.05 0.00 9.83 0.57 0.99 8.27 0.05 - 0.05 - 10.01 0.67 0.99 8.35 0.05 - 0.05 - 9.00 0.79 0.34 7.87
4.60 0.01 0.01 501 453 12.00 36.43 29.06 29.05 0.01 0.01 507 459 15.59 32.55 21.08 20.97 0.10 0.00 622 573 16.00 33.23 15.01 14.94 0.07 0.01 626 575 16.31 35.10 6.83 6.78 0.04 0.01 660 589 34.97 35.43 1.12 1.11 - 0.01 678 600 35.54 42.38 2.52 2.41 0.10 0.01 652 575 34.02 42.67 5.44 5.42 0.02 0.00 655 571 41.43 42.96
- - - 55.98 15.38 24.95 15.65 0.49 - 0.49 - 41.39 15.92 8.22 17.25 0.50 - 0.50 - 45.55 20.55 6.98 18.02 0.60 - 0.60 - 51.21 20.77 11.42 19.02 0.81 - 0.81 - 49.10 20.60 9.00 19.51 0.54 - 0.54 - 53.74 20.74 13.40 19.59 0.27 - 0.27 - 44.74 20.45 4.99 19.30 0.41 - 0.41 - 43.63 20.57 3.41 19.65
- - - 18.10 4.09 0.79 13.22 - - - - 18.76 4.42 0.84 13.49 - - - - 16.78 4.51 0.87 11.40 - - - - 16.09 5.93 0.66 9.49 - - - - 15.50 5.21 0.62 9.67 - - - - 18.84 5.67 3.18 9.98 - - - - 18.21 5.42 3.86 8.93 - - - - 18.53 4.46 4.37 9.70
3.57 0.12 0.00 60.74 7.24 8.34 45.16 3.97 3.85 0.12 0.00 70.60 20.72 3.40 46.47 4.23 4.00 0.23 0.00 59.29 8.13 3.53 47.64 4.37 4.08 0.29 0.00 65.99 14.84 3.69 47.45 4.25 3.98 0.27 - 66.81 14.75 3.55 48.51 4.42 4.01 0.41 0.00 69.51 16.81 3.62 49.08 4.06 3.91 0.15 0.00 68.24 14.10 3.59 50.55 4.11 3.97 0.14 - 73.63 18.62 3.76 51.26
- - 0.01 43.32 29.59 6.00 7.73 0.00 - - 0.00 45.15 31.43 6.11 7.60 0.00 - - 0.00 55.47 41.87 6.12 7.49 0.01 - - 0.01 61.33 42.12 11.63 7.58 0.01 - - 0.01 61.14 41.94 11.23 7.96 0.02 - - 0.02 61.74 42.39 11.03 8.31 0.04 - - 0.04 59.57 41.67 10.15 7.75 0.03 - - 0.03 60.64 41.93 10.23 8.48

18.43 - - 21.08 15.95 1.27 3.85 19.98 19.98 - - 22.31 17.22 1.54 3.55 20.62 20.62 - - 22.43 17.68 1.43 3.32 21.45 21.45 - - 21.97 17.72 1.43 2.82 - - - - 21.05 17.29 0.94 2.82 - - - - 21.41 17.47 0.76 3.18 - - - - 22.22 16.98 0.77 4.47 - - - - 22.40 17.27 0.69 4.45
- - - 1.18 0.76 0.11 0.31 - - - - 1.35 0.92 0.12 0.31 - - - - 1.20 0.76 0.12 0.32 - - - - 1.14 0.68 0.12 0.34 - - - - 1.38 0.92 0.12 0.34 - - - - 1.17 0.71 0.12 0.34 - - - - 1.17 0.73 0.12 0.32 - - - - 1.47 1.03 0.12 0.32
- - - 0.80 - - 0.80 - - - - 0.90 - - 0.90 - - - - 0.96 - - 0.96 - - - - 0.77 - 0.02 0.74 - - - - 0.87 - 0.01 0.87 1 - 1 - 0.85 - 0.01 0.85 - - - - 0.89 - 0.00 0.89 - - - - 0.94 - 0.00 0.94
- - - 17.17 14.77 0.03 2.37 - - - - 16.64 15.93 - 0.71 - - - - 17.44 16.70 - 0.74 - - - - 17.62 16.85 - 0.77 - - - - 17.33 16.60 - 0.72 - - - - 17.24 16.41 - 0.83 - - - - 16.45 15.67 - 0.78 - - - - 16.63 15.84 - 0.78
- 489 - 173 3.94 163 5.59 528 0 528 - 187 4.71 176 5.84 543 - 543 - 192 5.31 181 6.04 559 - 559 - 197 4.02 187 6.23 546 - 546 - 193 5.01 182 5.92 550 - 550 - 193 3.34 184 6.03 536 0 536 - 190 4.10 179 6.36 545 - 545 - 193 4.55 182 6.49

- - 0.02 250 58.73 127 64.70 0.02 - - 0.02 256 63.35 127 65.60 0.02 - - 0.02 261 68.31 125 67.36 0.02 - - 0.02 261 70.28 126 64.91 0.01 - - 0.01 254 68.62 118 67.10 0.01 - - 0.01 235 68.44 97 69.08 0.02 0.01 - 0.01 200 66.76 64 68.90 0.01 - - 0.01 185 67.86 46 71.10
- - - 1.14 0.72 0.16 0.26 - - - - 1.24 0.91 0.06 0.27 - - - - 0.73 0.41 0.05 0.27 - - - - 0.83 0.52 0.04 0.27 0.00 - - 0.00 1.07 0.68 0.09 0.30 - - - - 1.12 0.80 0.06 0.26 0.00 - - 0.00 0.99 0.52 0.11 0.36 0.00 - - 0.00 1.01 0.55 0.11 0.35
- - 0.00 19.16 0.00 0.15 19.01 0.00 - - 0.00 19.75 0.00 0.12 19.62 0.00 - - 0.00 20.42 0.00 0.16 20.26 0.01 - 0.00 0.01 20.96 0.00 0.18 20.78 0.00 - - 0.00 20.43 0.00 0.17 20.26 0.00 - - 0.00 20.72 0.00 0.18 20.53 0.00 - - 0.00 20.56 0.00 0.19 20.36 - - - - 20.68 0.00 0.22 20.46
- - 0.00 22.62 0.87 1.04 20.72 0.01 - - 0.01 25.81 0.93 1.85 23.03 0.00 - - 0.00 27.83 1.00 1.92 24.91 0.00 - - 0.00 26.81 1.00 0.86 24.96 - - - - 27.56 1.00 1.10 25.47 - - - - 27.49 1.01 0.66 25.82 - - - - 27.16 0.99 0.74 25.43 - - - - 27.99 1.00 0.74 26.25
677 2.16 0.03 246 43.74 121 81 750 733 17.10 0.04 262 46.65 127 88 797 769 28.01 0.02 925 47.16 785 93 798 796 2.09 0.03 886 49.39 743 93 7 - 7.12 0.02 3,042 2,229.39 720 93 8 - 7.94 0.02 3,095 2,267.89 732 95 1 0 0.69 0.02 3,109 2,268.41 721 119 8 - 8.19 0.03 3,174 2,300.67 776 97
- - - 0.15 - 0.02 0.13 - - - - 0.19 - 0.01 0.18 - - - - 0.10 - 0.01 0.10 - - - - 0.15 - 0.01 0.14 - - - - 0.16 - 0.01 0.15 - - - - 0.10 - 0.01 0.10 - - - - 0.17 - 0.02 0.15 - - - - 0.08 - 0.02 0.06
- - 0.02 158 8.90 44.63 105 0.04 - 0.02 0.02 196 9.66 74.97 111 0.28 - 0.27 0.01 229 5.74 95.66 127 0.58 - 0.57 0.01 163 5.60 78.83 79 0.64 - 0.62 0.03 197 6.20 133.48 57 0.30 - 0.28 0.03 201 5.57 134.49 61 0.06 - 0.03 0.03 198 6.18 131.37 61 0.11 - 0.08 0.03 310 40.34 133.09 137
- - - 0.48 - - 0.48 - - - - 0.50 - - 0.50 - - - - 0.51 - - 0.51 - - - - 0.45 - - 0.45 - - - - 0.34 - - 0.34 - - - - 0.32 - - 0.32 - - - - 0.32 - - 0.32 - - - - 0.35 - - 0.35
1.54 24.37 0.03 636 357 180 100 15.06 1.66 13.36 0.03 689 388 193 107 4.37 1.71 2.63 0.03 716 396 199 121 13.26 1.76 11.46 0.05 747 414 212 120 17.86 1.72 16.11 0.03 419 94 196 129 6.98 1.74 5.21 0.03 446 93 222 131 2.72 1.69 0.99 0.04 401 92 202 108 16.64 1.72 14.90 0.03 419 94 195 131
- - 0.00 1.14 - - 1.14 - - - - 1.13 - - 1.13 - - - - 1.06 - - 1.06 0.00 - - 0.00 1.31 - - 1.31 0.00 - - 0.00 1.11 - 0.00 1.10 0.00 - - 0.00 1.24 - 0.00 1.23 - - - - 1.22 - 0.00 1.22 - - - - 1.06 - 0.00 1.05
- - 0.00 5.04 0.15 0.20 4.68 0.00 - - 0.00 5.67 0.22 0.20 5.26 0.00 - - 0.00 6.23 0.14 0.23 5.86 0.00 - - 0.00 6.08 0.06 0.16 5.85 - - - - 6.37 0.07 0.14 6.16 0.00 - - 0.00 6.50 0.10 0.20 6.20 - - - - 6.70 0.12 0.29 6.29 - - - - 7.04 0.40 0.18 6.47
- - 0.01 360 310 23.39 27.01 0.01 - - 0.01 376 325 22.96 28.18 0.01 - - 0.01 426 372 24.52 29.87 0.01 - - 0.01 439 381 26.26 31.46 0.01 - - 0.01 346 292 23.15 31.37 0.01 - - 0.01 356 295 27.19 33.94 0.01 - - 0.01 349 289 26.26 33.82 0.10 - 0.10 0.00 354 294 26.37 34.39
- 13.62 0.00 18.17 - 6.08 12.09 15.22 - 15.22 0.00 18.06 - 6.36 11.70 16.13 - 16.13 0.00 19.16 0.47 6.53 12.16 18.56 0.00 18.55 0.00 19.39 0.48 6.49 12.43 0.01 0.01 - 0.00 16.25 0.53 3.96 11.76 0.01 0.00 - 0.00 18.81 0.52 6.23 12.07 0.00 - - 0.00 17.49 0.54 6.15 10.81 0.04 0.03 - 0.00 18.13 0.62 6.09 11.42
- - - 1.64 - 0.01 1.63 - - - - 1.75 - 0.01 1.74 - - - - 1.91 - 0.01 1.90 - - - - 3.15 - 0.01 3.14 - - - - 2.78 - 0.01 2.76 - - - - 2.82 - 0.01 2.81 - - - - 2.74 - 0.01 2.73 - - - - 2.77 - 0.01 2.76
- 24.05 0.00 125 4.45 68.49 52.37 16.69 - 16.69 0.00 133 4.00 73.25 55.85 22.40 - 22.40 0.00 136 4.02 75.27 56.45 45.24 - 45.24 0.00 135 2.34 76.76 55.75 65.95 - 65.94 0.00 338 8.37 271.81 58.20 72.67 - 72.67 - 340 8.40 274.26 57.23 65.50 - 65.50 - 335 8.31 269.24 57.66 66.50 - 66.50 - 342 8.32 273.70 60.30
- - - 0.84 - 0.04 0.80 - - - - 0.77 - 0.13 0.64 - - - - 0.74 - 0.08 0.66 - - - - 0.85 - 0.13 0.72 - - - - 0.83 - 0.15 0.68 - - - - 0.78 - 0.15 0.64 - - - - 0.85 - 0.12 0.73 - - - - 0.83 - 0.11 0.72

8.59 24.83 - 491 404 74.69 11.82 30.96 10.30 20.66 - 513 410 92.40 10.21 29.19 10.32 18.87 - 665 561 94.85 9.58 28.77 12.60 16.17 - 672 562 98.91 11.17 22.88 11.68 11.20 - 660 552 96.06 11.79 19.38 11.42 7.96 - 682 558 111.44 12.66 14.25 11.57 2.68 - 669 561 97.15 10.71 20.58 13.64 6.94 - 677 563 102.43 11.87
- 60 - 15.19 2.64 12.51 0.04 59 - 59 - 25.17 2.80 22.34 0.04 38 - 38 - 27.10 3.61 23.45 0.04 38 - 38 - 35.07 4.65 30.37 0.05 28 - 28 - 25.71 4.10 21.57 0.04 28 - 28 - 32.70 4.54 28.12 0.04 28 - 28 - 29.49 5.73 23.73 0.04 28 - 28 - 40.45 9.54 30.87 0.04
4.38 4.03 0.39 4,250 3,717 403 130 114.02 88.53 20.25 5.25 4,138 3,617 422 99 111.89 67.82 36.85 7.21 4,450 3,907 440 103 99.97 46.78 46.26 6.93 4,642 4,024 532 86 43.02 17.41 25.50 0.11 1,593 1,107 394 92 43.52 12.90 30.16 0.46 1,625 1,114 425 85 47.76 10.48 37.08 0.20 1,767 1,141 494 131 54.35 13.64 39.05 1.65 1,572 1,132 312 128
0.01 1.09 0.01 735.16 223.14 439.87 72.16 0.88 0.12 0.75 0.01 750.53 229.98
 2020 2020
Nov Dec
Claims Non- LiabilitiesNon- Claims Non- LiabilitiesNon- Counterparty Countries
Non-Bank Non-Bank Non-Bank Non-Bank
Financial Financial Financial Financial
Total Financial Others Total Financial Others Total Financial Others Total Financial Others
Corporation Corporation Corporation Corporation
Ins. Ins. Ins. Ins.
1,060 81 s 789 190.61 9,923 6,119 s2,695 1,109 1,030 74 s 791 164.23 9,930 6,234 s2,601 1,095 All Counterparty Countries 1
America 2
206.51 9.23 12.37 184.91 543 386 94 62.82 184.15 11.46 13.31 159.38 528 378 86 63.13 United States of America 3
0 - - 0 24.96 0.60 7.45 16.91 0 - - 0 24.84 0.59 7.16 17.09 Canada 4
- - - - 4.56 - 0.02 4.54 - - - - 4.48 - 0.02 4.47 Brazil 5
Europe 6
0.01 0.01 - - 42.00 9.30 6.95 25.76 - - - - 39.58 5.68 6.84 27.06 Netherlands 7
0.05 - 0.05 - 9.31 0.59 0.35 8.37 0.05 - 0.05 - 10.17 0.62 0.32 9.23 Belgium 8
11.23 11.15 0.08 0.00 658 576 35.58 46.35 3.57 3.49 0.08 0.00 684 582 54.53 47.50 United Kingdom 9
0.72 0.09 0.62 - 46.47 21.22 4.10 21.16 0.39 - 0.39 - 45.64 20.97 3.91 20.76 Germany 10
- - - - 19.17 5.58 3.54 10.06 - - - - 17.67 5.42 2.26 9.99 Norway 11
4.13 4.13 - - 68.43 11.59 3.55 53.29 4.28 4.14 0.14 - 67.98 10.08 3.48 54.42 France 12
0.03 - - 0.03 62.77 43.11 10.44 9.22 0.22 - 0.19 0.03 62.60 42.97 10.27 9.35 Switzerland (including BIS) 13
Africa and Middle East 14
- - - - 22.87 17.60 0.72 4.55 - - - - 23.29 17.63 0.70 4.96 Saudi Arabia 15
- - - - 1.11 0.66 0.13 0.32 - - - - 1.41 0.97 0.13 0.32 Kuwait 16
- - - - 0.98 - 0.00 0.98 - - - - 1.98 - - 1.98 Egypt 17
- - - - 16.57 15.77 - 0.80 - - - - 16.63 15.84 - 0.79 Qatar 18
566 - 566 - 204 3.69 193 7.14 567 - 567 - 214 5.41 201 7.10 United Arab Emirates 19
Asia and Pacific 20
0.00 - - 0.00 172 72.21 25 74.82 0.00 - - 0.00 157 72.60 9 76.26 Australia 21
- - - - 1.06 0.56 0.15 0.35 0.00 - - 0.00 1.23 0.74 0.14 0.36 Brunei Darussalam 22
- - - - 20.77 0.00 0.21 20.55 - - - - 20.73 0.00 0.20 20.53 Philippines 23
0.00 - - 0.00 34.25 7.45 0.71 26.09 0.27 0.26 - 0.00 38.35 11.83 0.93 25.60 India 24
14 0 13.87 0.02 3,194 2,345.88 750 98 17 0 17.01 0.03 3,222 2,342.64 779 100 Japan 25
- - - - 0.09 - 0.02 0.08 - - - - 0.06 - 0.02 0.05 Cambodia 26
0.03 - - 0.03 315 40.85 138.71 135 0.09 - 0.06 0.03 309 6.06 157.77 145 South Korea 27
- - - - 0.29 - - 0.29 - - - - 0.40 - - 0.40 Lao PDR 28
12.73 1.78 10.94 0.02 425 95 209 121 9.50 1.79 7.70 0.02 435 101 201 132 Malaysia 29
- - - - 1.50 - 0.00 1.50 - - - - 1.67 - 0.01 1.67 Myanmar 30
- - - - 7.10 0.13 0.25 6.72 - - - - 7.64 0.14 0.23 7.26 New Zealand 31
0.00 - - 0.00 359 294 29.56 35.46 0.18 - 0.18 0.01 356 293 28.86 34.50 China, Taipei 32
0.23 0.23 - 0.00 18.36 0.49 6.47 11.40 0.06 0.05 - 0.00 12.44 0.49 1.02 10.93 Thailand 33
- - - - 2.89 - 0.01 2.88 - - - - 2.94 - 0.01 2.92 Timor Leste 34
54.57 - 54.57 - 358 8.37 283.10 66.65 43.92 - 43.92 - 246 8.32 169.24 68.30 China 35
- - - - 0.82 - 0.09 0.74 - - - - 0.81 - 0.08 0.73 Vietnam 36
Offshore centres 37
32.05 11.07 20.98 - 674 560 101.89 12.43 34.92 14.28 20.65 - 704 563 128.88 11.79 Hong Kong 38
39 - 39 - 26.35 2.32 23.99 0.05 39 - 39 - 17.64 2.18 15.42 0.04 Cayman Islands 39
107.09 33.04 68.46 5.58 1,631 1,147 352 132 111.43 27.61 79.12 4.71 1,798 1,288 423 87 Singapore 40
11.57 10.12 1.45 0.01 956.84 453.30 413.22 90.33 13.27 11.05 2.20 0.02 857.68 457.66 309.81 90.21 Others 41

Note:
1)
LBS describes outstanding claims and liabilities of banks located
in Indonesia to non resident for each instruments breakdown,
based on Guidelines Bank for International Settlements (BIS)
Source: LBU
 TABEL 6. INDIKATOR ASURANSI/
TABLE 6. INDICATORS OF INSURANCE

2018 2019 2020

KOMPONEN SATUAN/ UNIT PERIODE/ PERIOD 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Jumlah Asuransi Konvensional Unit Bulanan/Monthly 140 141 146 138 139 138 138 138 138 137 139 139 139 139 138 138 138 138 138 138 138 137 137 137 139 139 139 139 139 139 139 137 137 Number of Coventional Insurance 1
2 Asuransi Jiwa Unit Bulanan/Monthly 49 50 55 52 54 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 54 54 54 54 54 54 54 53 53 Life Insurance 2
3 Asuransi Umum Unit Bulanan/Monthly 82 81 80 76 74 74 74 74 74 73 75 75 75 75 74 74 74 74 74 74 74 73 73 73 74 74 74 74 74 74 74 73 73 General Insurance 3
4 Reasuransi Unit Bulanan/Monthly 4 5 6 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 Reinsurance 4
5 Penyelenggara Program Asuransi Sosial Unit Bulanan/Monthly 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Social Insurance Issuers 5
6 Penyelenggara Program Asuransi Wajib Unit Bulanan/Monthly 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 Mandatory Insurance Issuers 6
7 Aset Asuransi terhadap Aset Sektor Keuangan % Bulanan/Monthly … … 7.25 7.61 8.78 8.61 8.53 8.70 8.61 8.97 8.92 8.86 8.82 8.88 8.85 8.96 8.99 8.99 8.92 8.99 8.92 8.97 9.04 8.77 8.12 8.37 8.50 8.56 8.73 8.72 8.47 8.65 … Assets of Insurance to Assets of Financial Sector 7
Conventional Life Insurance & Social Insurance
8 Tingkat Penetrasi Asuransi Jiwa Konvensional dan BPJS % Triwulanan/ Quarterly … … 2.29 2.61 … - - - - - - - - - - - - - - - - - - - - - - - - - - - - 8
Penetration
9 Tingkat Densitas Asuransi Jiwa Konvensional dan BPJS Ribu Rp Triwulanan/ Quarterly … … 1,014 1,259 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Conventional Life Insurance & Social Insurance Density 9
10 10
11 RASIO KINERJA Bulanan/Monthly RATIO 11
12 ASURANSI JIWA KONVENSIONAL Bulanan/Monthly CONVENTIONAL LIFE INSURANCE 12
13 Komposisi Portofolio Investasi Asuransi Jiwa Konvensional Composition of Portfolio Investment of Conventional Life Insuran 13
14 Deposito Berjangka dan Sertifikat Deposito % Bulanan/Monthly 13.26 16.26 16.65 11.79 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Time Deposit and Certificate of Deposits 14
15 Deposito Berjangka % Bulanan/Monthly - - - - 9.19 7.70 8.32 8.07 7.70 7.02 7.46 7.44 7.28 6.89 7.28 7.38 7.10 7.50 6.93 6.79 6.89 7.02 6.76 7.46 8.08 7.99 8.01 7.45 6.90 6.35 6.81 6.39 6.39 Time Deposit 15
16 Sertifikat Deposito % Bulanan/Monthly - - - - 0.03 0.00 0.03 0.00 0.00 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Certificate of Deposits 16
17 Saham % Bulanan/Monthly 29.88 32.15 29.53 32.79 30.48 30.47 29.51 29.65 30.47 30.25 30.94 30.23 30.50 31.00 30.30 30.81 30.64 29.80 29.52 29.76 29.65 30.25 29.51 27.45 25.19 25.54 25.03 26.89 27.27 27.57 25.94 26.91 27.85 Stocks 17
18 Surat Utang Korporasi dan Sukuk Korporasi % Bulanan/Monthly 10.09 6.96 8.08 7.81 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Bonds and Sukuk 18
19 Obligasi Korporasi % Bulanan/Monthly - - - - 6.74 5.55 6.77 6.55 5.55 5.60 5.57 5.95 5.63 5.18 5.27 5.64 5.80 5.76 5.86 5.81 5.98 5.60 5.72 6.04 6.58 6.34 6.46 6.38 6.24 6.34 6.43 6.23 5.94 Bonds 19
20 MTN % Bulanan/Monthly - - - - 0.39 0.55 0.45 0.51 0.55 1.64 0.55 0.31 0.62 0.68 0.69 0.68 0.84 0.68 0.82 0.82 0.94 1.64 1.79 1.92 2.09 2.08 2.25 2.19 2.14 2.16 2.32 2.26 2.38 Medium Term Note 20
21 Surat Berharga yang Diterbitkan oleh Negara RI % Bulanan/Monthly 17.32 14.85 14.98 15.31 13.07 13.76 13.54 13.56 13.76 15.21 13.42 13.84 13.97 13.97 14.32 14.51 14.71 14.92 15.17 15.23 15.44 15.21 15.55 15.87 17.03 16.77 16.99 16.73 17.01 17.00 17.51 17.43 16.97 Marketable Securities Issued by Government 21
22 Reksa Dana % Bulanan/Monthly 25.05 25.10 25.90 27.95 35.88 36.02 35.67 36.07 36.02 34.02 36.20 36.34 36.24 36.53 36.31 35.29 35.19 35.50 35.44 35.37 34.88 34.02 34.15 34.50 33.58 33.85 33.87 33.41 33.71 33.80 34.03 33.89 33.82 Mutual Funds 22
23 Lainnya % Bulanan/Monthly 4.41 4.68 4.86 4.55 4.21 5.95 5.71 5.59 5.95 6.23 5.86 5.88 5.75 5.73 5.81 5.67 5.69 5.80 6.25 6.20 6.19 6.23 6.49 6.73 7.37 7.36 7.32 6.89 6.66 6.71 6.89 6.83 6.59 Others 23
24 Rasio Investasi terhadap Cadangan Teknis % Bulanan/Monthly ... ... ... 115.44 115.39 113.29 113.19 113.49 113.29 112.45 112.70 113.15 113.23 111.65 111.76 112.44 111.99 112.37 111.90 112.39 111.66 112.45 111.88 111.24 108.16 108.75 109.48 109.90 110.51 110.41 110.26 110.34 110.65 Investment to Technical Reserves Ratio 24
25 Rasio Kecukupan Premi terhadap Pembayaran Klaim % Bulanan/Monthly ... ... ... 175.22 158.81 130.69 132.32 130.92 130.69 120.92 126.30 121.83 121.66 116.56 115.42 117.23 119.28 119.27 120.74 117.86 122.44 120.92 112.04 111.10 109.08 109.15 110.34 110.88 110.10 110.69 113.45 115.31 116.30 Premium Income to Claims Paid Ratio 25
26 Rasio Kecukupan Premi terhadap Pembayaran Klaim dan Biaya % Bulanan/Monthly ... ... ... 146.90 138.51 116.46 117.86 116.67 116.46 107.92 112.71 108.33 108.22 103.96 103.00 104.18 106.18 106.41 107.63 105.42 109.47 107.92 100.43 99.81 98.39 97.35 97.59 98.06 97.69 98.19 100.40 102.10 103.04 Premium Income to Claims Paid and General Expenses Ratio 26
27 Rasio Kecukupan Premi dan Hasil Investasi terhadap Pembayara % Bulanan/Monthly ... ... ... 205.06 200.06 135.34 126.45 130.68 135.34 135.18 198.48 145.42 149.16 136.59 122.51 138.03 136.83 131.09 129.49 129.05 129.89 135.18 66.01 41.92 -7.70 23.90 45.32 76.25 94.81 105.07 97.95 107.74 120.07 Premium Income and Investment Yields to Claims Paid Ratio 27
Rasio Kecukupan Premi dan Hasil Investasi terhadap
28 % Bulanan/Monthly ... ... ... 171.93 174.50 120.61 112.63 116.46 120.61 120.65 177.12 129.30 132.68 121.84 109.33 122.66 121.81 116.95 115.43 115.43 116.13 120.65 59.17 37.66 -6.95 21.32 40.09 67.44 84.12 93.20 86.69 95.40 106.39 Premium Income and Investment Yields to Claims Paid and Gene 28
Pembayaran Klaim dan Biaya Umum
29 Rasio Sesi Asuransi % Bulanan/Monthly ... ... ... 3.02 2.61 2.77 2.68 2.78 2.77 3.15 4.46 4.36 4.05 3.90 3.72 3.67 3.46 3.34 3.27 3.27 3.20 3.15 5.26 4.78 4.58 4.59 4.40 4.07 3.94 3.81 3.76 3.59 3.46 Cession Ratio 29
30 30
31 ASURANSI SOSIAL SOCIAL INSURANCE 31
32 Komposisi Portofolio Investasi Asuransi Sosial Composition of Portfolio Investment of Social Insurance 32
33 Deposito % Bulanan/Monthly … … 24.47 13.02 12.79 12.61 9.25 11.25 12.61 11.37 11.89 11.50 11.42 10.63 10.28 11.70 10.85 9.75 9.19 9.17 10.16 11.37 11.36 10.34 10.64 11.08 12.65 12.77 13.59 13.57 12.37 12.27 11.80 Deposit 33
34 Saham % Bulanan/Monthly … … 20.59 17.81 18.63 18.26 18.42 18.07 18.26 18.79 18.47 17.80 17.93 18.66 18.35 18.34 18.53 18.92 19.22 18.93 18.42 18.79 17.80 16.53 13.70 13.80 13.54 14.11 14.59 14.81 13.59 14.19 15.22 Stocks 34
35 Sukuk atau Obligasi % Bulanan/Monthly … … 7.38 11.12 11.43 11.49 11.99 11.77 11.49 12.33 11.26 11.64 11.61 11.96 12.25 12.10 12.03 12.17 12.59 12.84 12.75 12.33 12.97 13.47 14.27 14.37 14.12 14.18 14.04 14.17 14.93 14.88 16.48 Sharia Bonds or Corporate Bonds 35
36 Surat Berharga Yang Diterbitkan Negara RI % Bulanan/Monthly … … 38.79 50.01 46.76 46.66 49.34 48.02 46.66 47.21 46.84 47.55 47.68 47.31 47.87 46.69 47.64 48.34 48.36 48.47 48.45 47.21 48.14 50.33 53.50 52.79 51.75 50.75 49.33 48.95 51.30 50.64 47.86 Marketable Securities Issued by Government 36
37 Reksa Dana % Bulanan/Monthly … … 7.77 7.29 9.50 10.17 10.15 10.08 10.17 9.64 10.75 10.74 10.60 10.69 10.50 10.45 10.25 10.11 9.95 9.90 9.55 9.64 9.07 8.66 7.20 7.28 7.27 7.54 7.82 7.89 7.19 7.42 8.06 Mutual Funds 37
38 Lainnya % Bulanan/Monthly … … 0.99 0.74 0.90 0.80 0.85 0.83 0.80 0.66 0.78 0.78 0.76 0.75 0.74 0.72 0.71 0.70 0.69 0.68 0.68 0.66 0.66 0.67 0.69 0.68 0.66 0.64 0.63 0.62 0.62 0.60 0.58 Others 38
39 39
40 ASURANSI JIWA KONVENSIONAL CONVENTIONAL LIFE INSURANCE 40
41 ASET Rp Miliar/ Billions of Rp Bulanan/Monthly 280,940 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 41
42 INVESTASI Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### INVESTMENT 42
43 Deposito Berjangka dan Sertifikat Deposito Rp Miliar/ Billions of Rp Bulanan/Monthly 32,038 49,132 51,284 43,861 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Time Deposit and Certificate of Deposits 43
44 Deposito Berjangka 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 42,165 35,705 37,503 37,073 35,705 34,290 35,230 34,929 34,508 32,377 33,762 35,226 33,930 35,544 32,668 32,421 32,781 34,290 32,329 34,522 34,045 33,818 34,137 32,854 31,281 29,047 30,370 28,940 29,938 Time Deposit1) 44
45 Sertifikat Deposito 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 120 20 120 20 20 10 30 39 39 39 39 39 32 143 10 10 10 10 10 - - - - - - - - - - Certificate Deposits 1) 45
46 Saham Rp Miliar/ Billions of Rp Bulanan/Monthly 72,219 97,112 90,984 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Stocks 46
47 Surat Utang Korporasi dan Sukuk Korporasi Rp Miliar/ Billions of Rp Bulanan/Monthly 24,389 21,015 24,899 29,055 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Bonds and Sharia Bonds 47
48 Obligasi Korporasi 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 30,888 25,768 30,521 30,099 25,768 27,335 26,318 27,942 26,689 24,315 24,441 26,920 27,743 27,327 27,664 27,734 28,439 27,335 27,318 27,978 27,707 26,842 27,526 28,123 28,307 29,020 28,689 28,209 27,869 Bonds 1) 48
49 MTN 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 1,809 2,555 2,031 2,328 2,555 7,994 2,615 1,468 2,961 3,177 3,215 3,249 4,025 3,234 3,883 3,904 4,487 7,994 8,533 8,897 8,826 8,793 9,597 9,671 9,723 9,864 10,349 10,210 11,171 Medium Term Note 1) 49
50 Surat Berharga yang Diterbitkan oleh Negara RI Rp Miliar/ Billions of Rp Bulanan/Monthly 41,845 44,870 46,138 56,947 59,945 63,827 60,987 62,324 63,827 74,243 63,403 65,038 66,227 65,617 66,425 69,231 70,362 70,733 71,533 72,668 73,420 74,243 74,325 73,435 71,754 70,968 72,417 73,764 77,127 77,781 78,080 78,890 79,543 Marketable Securities Issued by Government 50
51 Surat Berharga yang Diterbitkan oleh Negara Selain Negara RI Rp Miliar/ Billions of Rp Bulanan/Monthly 1,733 1,858 1,285 830 884 900 889 850 900 245 879 866 527 383 267 246 244 268 261 255 255 245 255 280 340 317 303 295 311 298 307 294 285 Marketable Securities Issued by Non Government 51
52 Surat Berharga yang Diterbitkan oleh Bank Indonesia Rp Miliar/ Billions of Rp Bulanan/Monthly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Marketable Securities Issued by Central Bank 52
53 Surat Berharga yang Diterbitkan oleh Lembaga Multinasional Rp Miliar/ Billions of Rp Bulanan/Monthly 1 1 0 742 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Marketable Securities Issued by Multinational 53
54 Reksa Dana Rp Miliar/ Billions of Rp Bulanan/Monthly 60,527 75,817 79,805 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Mutual Funds 54
55 Kontrak Investasi Kolektif Efek Beragun Aset Rp Miliar/ Billions of Rp Bulanan/Monthly 0 5 3 2 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Collective Investment Contract - Assets Backed Securities 55
56 Efek Beragun Aset 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 173 207 212 214 207 436 208 209 204 203 202 197 196 183 431 432 448 436 449 451 422 425 430 415 420 412 404 408 412 Asset-Backed Securities 1) 56
57 Repo 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Repurchase Order 1) 57
58 Dana Investasi Real Estat Rp Miliar/ Billions of Rp Bulanan/Monthly 10 11 12 11 9 9 9 9 9 48 7 8 46 44 46 48 51 51 51 52 56 48 47 46 48 42 43 35 35 37 7 8 8 Real Estate Investment Funds 58
59 Penyertaan Langsung Rp Miliar/ Billions of Rp Bulanan/Monthly 2,049 3,405 3,930 4,653 5,121 7,748 8,730 8,792 7,748 9,850 7,776 7,723 7,622 7,399 7,385 7,533 7,502 7,747 9,417 9,459 9,348 9,850 10,222 10,219 10,238 10,486 10,486 10,646 10,641 11,155 11,174 11,371 11,364 Direct Placement 59
Bangunan dengan Hak Strata atau Tanah dengan Bangunan
60 Rp Miliar/ Billions of Rp Bulanan/Monthly 6,372 8,310 9,093 9,922 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Property 60
untuk Investasi
Tanah, Bangunan dengan Hak Strata, atau Tanah dengan
61 Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 10,229 15,505 12,310 12,234 15,505 16,123 15,524 15,543 15,563 15,580 15,600 15,566 15,682 15,701 15,706 15,724 15,699 16,123 16,148 16,168 16,188 16,208 16,210 15,227 15,230 15,233 15,233 15,238 15,241 Buildings With Strata Title or Real Estate For Investment 1)
61
Bangunan, untuk Investasi 1)
Pembelian Piutang untuk Perusahaan Pembiayaan dan/atau
62 Rp Miliar/ Billions of Rp Bulanan/Monthly 0 0 110 147 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Refinancing 62
Bank
Pembiayaan Melalui Kerjasama dengan Pihak Lain (Executing)
63 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 275 320 320 320 320 320 345 320 320 320 345 320 320 320 320 320 320 320 445 445 320 320 337 337 337 337 368 368 368 Executing 1) 63
64 Emas Murni Rp Miliar/ Billions of Rp Bulanan/Monthly 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Gold 64
65 Pinjaman yang Dijamin dengan Hak Tanggungan Rp Miliar/ Billions of Rp Bulanan/Monthly 140 160 159 196 130 164 259 244 164 101 163 169 168 175 165 165 168 171 171 170 101 101 167 165 161 159 156 154 159 158 159 157 155 Mortgage 65
66 Pinjaman Polis2) Rp Miliar/ Billions of Rp - - - - 1,971 2,147 2,148 2,149 2,147 2,185 2,144 2,138 2,136 2,089 2,131 2,150 2,140 2,145 2,168 2,181 2,203 2,185 2,183 2,213 2,318 2,307 2,288 2,248 2,273 2,289 2,311 2,294 2,251 Policy Receivables 2)
66
67 Investasi Lain Rp Miliar/ Billions of Rp Bulanan/Monthly 346 400 371 444 532 612 866 895 612 1,089 639 659 672 718 797 824 882 908 947 987 1,011 1,089 1,116 1,160 1,006 881 940 1,001 806 774 774 775 813 Other Investments 67
68 68
69 BUKAN INVESTASI Rp Miliar/ Billions of Rp Bulanan/Monthly 39,272 47,892 46,484 52,091 54,358 56,671 58,535 57,787 56,671 65,031 59,189 59,045 60,705 63,276 67,217 67,557 66,430 67,813 67,625 68,818 68,305 65,031 67,663 70,465 74,926 74,993 75,596 61,511 61,412 64,628 64,417 66,234 67,819 NON INVESTMENT 69
70 Kas dan Bank Rp Miliar/ Billions of Rp Bulanan/Monthly 4,461 5,866 6,098 6,520 7,125 8,059 8,420 8,479 8,059 13,712 8,960 8,894 9,452 9,559 13,805 14,115 14,839 15,400 15,705 14,536 14,765 13,712 14,247 15,400 20,287 16,176 16,930 10,354 9,443 11,345 9,918 10,832 12,882 Cash and Bank 70
71 Tagihan Premi Penutupan Langsung Rp Miliar/ Billions of Rp Bulanan/Monthly 4,233 4,618 4,821 4,210 3,798 3,517 3,876 3,609 3,517 3,180 4,760 4,456 4,187 4,778 4,084 4,182 3,776 3,640 3,443 3,459 3,155 3,180 5,085 4,846 4,598 4,986 4,512 4,056 4,185 4,033 3,932 3,904 3,752 Premium Receivables 71
72 Tagihan Premi Reasuransi 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 541 1 14 1 1 1 1 1 2 2 294 2 2 2 2 2 2 1 2 1 1 2 2 2 24 2 2 3 2 Reinsurance Premium Receivable 1) 72
73 Aset Reasuransi 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 2,779 3,574 3,528 3,527 3,574 3,688 3,749 3,853 3,943 3,940 3,580 3,642 3,581 3,539 3,663 3,655 3,666 3,688 3,800 3,901 3,898 3,951 3,890 4,034 4,079 4,055 4,003 4,033 4,010 Reinsurance Asset 1) 73
74 Tagihan Klaim Koasuransi Rp Miliar/ Billions of Rp Bulanan/Monthly 50 5 10 10 13 55 51 53 55 116 59 59 16 66 86 80 89 97 108 123 123 116 114 101 106 113 101 102 108 113 104 108 112 Coinsurance Claim Receivables 74
75 Tagihan Klaim Reasuransi Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 1,479 2,232 2,458 2,414 2,232 3,180 2,342 2,484 2,424 2,654 2,996 3,084 2,977 3,138 3,134 3,444 3,455 3,180 3,087 3,232 3,452 3,419 3,555 3,679 3,687 3,654 3,826 3,861 3,986 Reinsurance Claim Receivable 75
76 Tagihan Reasuransi Rp Miliar/ Billions of Rp Bulanan/Monthly 1,611 3,429 16,094 4,590 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Reinsurance Receivables 76
77 Tagihan Investasi Rp Miliar/ Billions of Rp Bulanan/Monthly 93 287 114 465 168 1,361 312 345 1,361 337 661 324 686 1,284 1,317 886 264 411 190 446 466 337 187 714 509 153 585 678 801 637 665 1,123 563 Investment Receivables 77
78 Tagihan Hasil Investasi Rp Miliar/ Billions of Rp Bulanan/Monthly 1,976 2,191 2,310 2,686 2,860 3,431 4,281 3,606 3,431 3,373 3,583 3,527 3,485 3,629 3,750 3,775 3,591 3,695 3,569 3,795 3,405 3,373 3,245 3,821 3,049 3,143 2,354 2,681 2,739 3,500 3,551 3,221 2,395 Investment Yield Receivables 78
79 Pinjaman Polis Rp Miliar/ Billions of Rp Bulanan/Monthly 2,060 3,480 4,823 1,893 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Policy Receivables 2) 79
Bangunan dengan Hak Strata atau Tanah dengan Bangunan
80 Rp Miliar/ Billions of Rp Bulanan/Monthly 4,127 3,770 1,833 5,868 4,991 4,984 4,949 4,975 4,984 5,302 4,964 5,102 5,282 5,303 5,256 5,261 5,224 5,212 5,206 5,363 5,417 5,302 5,290 5,283 5,418 5,269 5,277 5,284 5,280 5,269 5,264 5,404 5,441 Property 80
untuk Dipakai Sendiri
81 Biaya Akuisisi yang ditangguhkan 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 16 111 97 105 111 279 114 120 132 136 141 168 183 195 208 247 256 279 284 298 307 305 300 313 323 348 365 377 407 Deferred Acquisition Cost 1)
81
82 Aset Tetap Lain Rp Miliar/ Billions of Rp Bulanan/Monthly 988 1,177 1,541 1,517 1,838 1,938 1,884 1,907 1,938 2,333 1,939 1,996 2,118 2,200 2,242 2,243 2,249 2,208 2,218 2,262 2,231 2,333 2,380 2,360 2,356 2,344 2,325 2,367 2,369 2,303 2,400 2,453 2,451 Other Fixed Assets 82
83 Aset Lain Rp Miliar/ Billions of Rp Bulanan/Monthly 19,671 23,069 10,589 24,331 28,751 27,409 28,665 28,767 27,409 29,529 28,057 28,230 28,979 29,726 29,666 30,119 29,655 30,277 30,180 31,487 31,365 29,529 29,941 30,508 30,945 35,133 35,765 27,961 28,373 29,370 30,387 30,916 31,819 Other Assets 83
84 84
85 LIABILITAS DAN EKUITAS Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### LIABILITIES AND EQUITY 85
86 LIABILITAS Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### LIABILITIES 86
87 UTANG Rp Miliar/ Billions of Rp Bulanan/Monthly 13,607 16,933 16,634 20,170 24,543 36,107 36,460 37,215 36,107 48,407 38,874 38,847 40,982 42,482 42,798 44,506 42,513 46,614 44,290 48,013 48,025 48,407 49,221 50,349 51,382 52,206 54,508 54,650 56,058 58,548 57,618 59,837 61,987 PAYABLES 87
88 Utang Klaim Rp Miliar/ Billions of Rp Bulanan/Monthly 1,979 2,600 2,509 3,303 3,417 10,413 8,157 9,144 10,413 20,572 11,161 11,598 12,800 14,482 15,599 16,741 16,358 18,824 17,427 18,986 19,485 20,572 21,520 22,066 22,560 22,867 24,790 25,981 26,839 27,809 27,895 27,774 28,026 Claim Payables 88
89 Utang Koasuransi Rp Miliar/ Billions of Rp Bulanan/Monthly 4 5 8 10 48 60 61 59 60 90 70 68 24 71 73 33 35 66 28 36 39 90 72 43 39 47 29 29 33 33 22 27 28 Coinsurance Payables 89
90 Utang Reasuransi Rp Miliar/ Billions of Rp Bulanan/Monthly 878 1,081 1,377 2,008 2,453 2,618 2,977 2,853 2,618 3,195 3,016 3,263 3,286 3,419 3,574 3,429 3,334 3,525 3,480 3,687 3,578 3,195 3,433 3,644 3,821 3,785 3,919 3,922 3,957 3,863 3,986 3,947 3,906 Reinsurance Payables 90
91 Utang Komisi Rp Miliar/ Billions of Rp Bulanan/Monthly 1,343 1,459 1,375 1,428 1,843 1,828 1,699 1,751 1,828 1,976 1,649 1,690 1,680 1,497 1,368 1,597 1,595 1,727 1,852 1,813 1,823 1,976 1,844 1,956 1,632 1,614 1,556 1,730 1,776 1,848 1,941 1,884 2,081 Commission Payables 91
92 Utang Pajak Rp Miliar/ Billions of Rp Bulanan/Monthly 477 672 662 604 1,037 884 759 947 884 643 1,004 1,020 1,039 546 591 600 741 927 1,022 1,271 659 643 938 910 755 476 593 861 874 951 840 971 1,104 Tax Payables 92
93 Biaya yang Masih Harus Dibayar Rp Miliar/ Billions of Rp Bulanan/Monthly 2,146 2,581 3,066 3,544 4,321 4,999 4,802 4,956 4,999 5,443 5,199 5,189 4,928 4,612 4,443 4,499 4,509 4,820 4,928 5,445 5,147 5,443 5,336 5,560 5,286 4,748 4,485 4,617 4,789 4,875 5,001 5,071 5,301 Accrued Expenses 93
94 Utang Lain Rp Miliar/ Billions of Rp Bulanan/Monthly 6,782 8,535 7,636 9,272 11,424 15,305 18,004 17,506 15,305 16,487 16,773 16,019 17,226 17,856 17,151 17,607 15,941 16,725 15,553 16,776 17,293 16,487 16,077 16,170 17,288 18,668 19,136 17,511 17,791 19,167 17,932 20,163 21,542 Other Payables 94
95 CADANGAN TEKNIS Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### TECHNICAL RESERVES 95
96 Cadangan Premi Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Premium Reserves 96
97 Cadangan Atas Premi Yang Belum Merupakan Pendapatan Rp Miliar/ Billions of Rp Bulanan/Monthly 1,809 2,036 1,999 2,277 2,581 2,917 3,190 2,984 2,917 3,121 4,092 4,088 3,966 4,330 4,134 4,021 4,170 3,929 3,759 3,562 3,304 3,121 4,486 4,389 4,313 4,869 4,713 4,477 4,580 4,280 4,040 3,732 3,382 Unearned Premium Reserves 97
98 Cadangan Klaim Rp Miliar/ Billions of Rp Bulanan/Monthly 2,179 2,670 2,902 3,281 3,835 5,232 4,220 4,331 5,232 5,403 5,133 5,016 4,700 4,640 4,614 4,685 4,746 4,751 4,806 4,897 5,030 5,403 5,350 5,367 5,351 5,301 5,502 5,870 6,083 6,178 6,433 6,570 6,554 Claim Reserves 98
99 Cadangan atas Risiko Bencana (Catastrophic) 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 17 105 31 32 105 102 109 44 44 44 45 45 47 47 46 47 49 102 52 52 53 53 53 171 118 114 114 114 115 Catastrophic Reserve 1) 99
100 Tabungan Peserta Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Saving Account Participants 100
101 PINJAMAN SUBORDINASI Rp Miliar/ Billions of Rp Bulanan/Monthly 127 1,688 537 558 558 539 538 538 539 537 538 540 539 538 538 538 538 537 537 537 537 537 539 539 537 544 544 544 9 9 1 1 1 SUBORDINATE LOANS 101
102 102
103 EKUITAS Rp Miliar/ Billions of Rp Bulanan/Monthly 50,524 70,538 69,194 76,734 90,434 74,442 74,057 74,673 74,442 70,125 73,019 74,242 74,555 69,262 72,701 75,330 74,561 72,870 72,973 72,896 69,395 70,125 68,652 66,362 54,805 56,283 57,460 46,030 48,458 49,218 48,281 48,802 50,954 EQUITY 103
104 Modal Disetor Rp Miliar/ Billions of Rp Bulanan/Monthly 10,061 15,235 14,130 18,920 24,589 26,442 25,791 25,791 26,442 27,833 26,892 27,412 27,521 27,531 27,531 27,531 27,611 27,641 27,748 27,753 27,753 27,833 27,943 28,268 28,480 28,479 28,478 33,920 33,945 33,947 34,090 33,873 33,885 Paid in Capital 104
105 Agio Saham Rp Miliar/ Billions of Rp Bulanan/Monthly 10,165 17,384 19,672 21,139 19,799 19,775 19,775 19,775 19,775 19,945 19,775 19,775 19,775 19,775 19,775 19,775 19,775 19,775 19,670 19,915 19,915 19,945 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 Additional Paid In Capital 105
106 Saldo Laba Rp Miliar/ Billions of Rp Bulanan/Monthly 23,745 27,568 27,492 26,026 27,316 13,312 13,793 11,737 13,312 9,985 26,233 25,922 24,744 19,404 17,725 17,431 15,636 13,461 13,821 13,256 9,973 9,985 26,118 25,319 25,612 26,317 25,505 12,528 12,968 14,376 14,153 14,265 14,171 Profit / Loss 106
107 Komponen Ekuitas Lainnya Rp Miliar/ Billions of Rp Bulanan/Monthly 6,553 10,351 7,899 10,650 18,730 14,913 14,698 17,370 14,913 12,362 120 1,132 2,516 2,553 7,670 10,593 11,540 11,994 11,735 11,972 11,754 12,362 -5,323 -7,140 -19,202 -18,428 -16,437 -20,333 -18,370 -19,020 -19,876 -19,252 -17,017 Other Equity Components 107
108 108
109 PENDAPATAN Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### 23,200 33,727 53,347 67,492 75,960 99,044 ### ### ### ### ### ### 7,708 9,352 -4,336 9,653 23,538 51,981 79,096 101,416 102,112 127,739 159,223 REVENUES 109
110 a.l Pendapatan Premi Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### 15,354 29,183 44,276 58,790 73,181 85,646 ### ### ### ### ### ### 15,257 28,090 40,763 51,956 64,006 79,423 95,131 ### ### ### ### o.w. Premium Income 110
111 Hasil Investasi Rp Miliar/ Billions of Rp Bulanan/Monthly 7,909 39,585 -1,581 31,408 47,758 6,624 -6,927 -307 6,624 21,854 8,774 5,650 10,009 10,106 4,493 15,200 15,342 11,974 9,913 14,469 10,332 21,854 -6,268 -17,491 -43,641 -40,579 -37,716 -24,804 -13,213 -5,564 -16,556 -9,147 5,073 Investment Yields 111
112 112
113 BEBAN Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### 168,909 ### ### 15,339 28,861 43,967 59,319 72,510 84,972 ### ### ### ### ### ### 17,103 32,450 45,570 50,866 62,841 81,977 ### ### ### ### ### EXPENSES 113
114 a.l Klaim dan Manfaat Dibayar Rp Miliar/ Billions of Rp Bulanan/Monthly 73,510 69,618 80,247 93,135 69,389 85,699 71,542 78,607 85,699 82,436 6,138 12,070 19,619 27,451 35,360 41,086 48,108 55,327 61,657 69,420 75,351 82,436 6,211 11,256 17,169 22,538 28,667 35,445 42,481 48,797 52,083 60,146 66,080 o.w. Claims and Benefits Paid 114
115 Klaim Penebusan Unit 1) Rp Miliar/ Billions of Rp Bulanan/Monthly - - - - 46,376 56,660 46,422 51,398 56,660 70,828 6,018 11,883 16,774 22,988 28,043 31,974 39,291 45,992 51,632 59,858 63,376 70,828 7,407 14,026 20,200 25,064 29,342 36,182 43,923 50,220 54,769 60,708 68,398 Unit Redemption Claim 1) 115
116 Beban Pemasaran Rp Miliar/ Billions of Rp Bulanan/Monthly 1,796 2,014 2,334 2,676 2,381 2,266 1,899 2,036 2,266 2,628 172 368 601 823 1,046 1,265 1,505 1,751 2,027 2,263 2,457 2,628 228 390 672 825 985 1,155 1,789 2,171 2,321 2,611 2,873 Marketing Expenses 116
117 Beban Umum dan Administrasi Rp Miliar/ Billions of Rp Bulanan/Monthly 8,212 9,482 ### ### 14,581 15,121 12,574 13,838 15,121 15,838 1,295 2,618 3,919 5,287 6,596 7,888 9,271 10,502 11,768 12,984 13,985 15,838 1,346 2,472 3,391 4,945 6,591 8,212 9,192 10,439 11,562 13,029 14,422 General and Administration Expenses 117
118 Beban Pegawai dan Pengurus Rp Miliar/ Billions of Rp Bulanan/Monthly … … 4,944 5,693 6,780 6,983 5,953 6,385 6,983 7,576 674 1,289 1,932 2,528 3,253 3,841 4,434 5,042 5,610 6,190 6,724 7,576 649 1,275 1,834 2,494 3,163 3,702 4,354 4,940 5,772 6,430 7,122 Employee and Member Expenses 118
119 Beban Pendidikan dan Pelatihan Rp Miliar/ Billions of Rp Bulanan/Monthly … … 266 304 279 261 223 252 261 304 30 51 79 95 114 130 155 186 211 246 263 304 32 51 74 85 96 108 128 145 165 189 196 Education and Training Expenses 119
120 Beban Umum dan Administrasi Lainnya Rp Miliar/ Billions of Rp Bulanan/Monthly … … 5,788 7,466 7,522 7,876 6,398 7,201 7,876 7,958 591 1,277 1,907 2,663 3,229 3,917 4,683 5,273 5,947 6,548 6,999 7,958 665 1,146 1,483 2,366 3,332 4,402 4,711 5,354 5,625 6,411 7,103 Other General and Administration Expenses 120
121 Laba (Rugi) Setelah Pajak Rp Miliar/ Billions of Rp Bulanan/Monthly … … 11,409 8,662 11,123 -2,173 -2,879 -4,285 -2,173 -8,646 241 -186 -431.2 -4,292.4 -5,282.7 -4,176.0 -6,390.0 -6,845.9 -6,356.9 -6,510.8 -9,029.9 -8,646.2 -1,141.0 -1,688.6 -844.9 159.7 411.6 -898.9 -148.3 1,728.1 1,625.5 2,354.8 2,895.8 Income (Loss) After Tax 121
122 122
123 ASURANSI SOSIAL SOCIAL INSURANCE 123
124 ASET Rp Miliar/ Billions of Rp Bulanan/Monthly … … ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 124
125 INVESTASI Rp Miliar/ Billions of Rp Bulanan/Monthly … … ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### INVESTMENT 125
126 Deposito Rp Miliar/ Billions of Rp Bulanan/Monthly … … 52,695 33,466 41,514 46,949 32,643 41,043 46,949 49,995 45,263 43,888 44,546 41,895 40,944 47,874 44,987 40,685 38,524 38,990 43,333 49,995 49,526 44,395 43,722 46,614 54,355 55,934 60,972 61,968 55,594 56,655 56,831 Deposit 126
127 Saham Rp Miliar/ Billions of Rp Bulanan/Monthly … … 44,345 45,776 60,446 67,987 64,992 65,938 67,987 82,659 70,274 67,928 69,940 73,511 73,083 75,053 76,820 78,940 80,561 80,482 78,604 82,659 77,570 70,976 56,282 58,053 58,160 61,788 65,424 67,628 61,064 65,540 73,281 Stocks 127
128 Sukuk atau Obligasi Rp Miliar/ Billions of Rp Bulanan/Monthly … … 15,887 28,593 37,083 42,764 42,307 42,938 42,764 54,249 42,850 44,417 45,278 47,108 48,791 49,514 49,883 50,758 52,791 54,577 54,397 54,249 56,523 57,816 58,643 60,481 60,667 62,120 62,965 64,710 67,120 68,744 79,320 Sharia Bond or Corporate Bonds 128
129 Surat Berharga Yang Diterbitkan Negara RI Rp Miliar/ Billions of Rp Bulanan/Monthly … … 83,528 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Marketable Securities Issued by Government 129
130 Reksa Dana Rp Miliar/ Billions of Rp Bulanan/Monthly … … 16,737 18,741 30,818 37,876 35,833 36,772 37,876 42,390 40,928 40,993 41,355 42,140 41,833 42,774 42,518 42,175 41,703 42,065 40,730 42,390 39,551 37,175 29,580 30,653 31,249 33,047 35,089 36,038 32,294 34,252 38,793 Mutual Funds 130
131 Efek Beragun Aset Rp Miliar/ Billions of Rp Bulanan/Monthly … … 221 116 666 730 758 764 730 609 726 729 699 692 691 666 663 662 637 634 639 609 607 607 572 568 571 548 548 546 519 515 517 Assets-Backed Securities 131
132 Dana Investasi Real Estate Rp Miliar/ Billions of Rp Bulanan/Monthly … … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Real Estate Investment Funds 132
133 Penyertaan Langsung Rp Miliar/ Billions of Rp Bulanan/Monthly … … 27 109 27 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Direct Placement 133
Bangunan Dengan Hak Strata atau Tanah Dengan Bangunan
134 Rp Miliar/ Billions of Rp Bulanan/Monthly … … 1,893 1,689 2,225 2,256 2,245 2,251 2,256 2,271 2,256 2,256 2,257 2,259 2,260 2,260 2,260 2,261 2,262 2,265 2,266 2,271 2,274 2,274 2,274 2,275 2,274 2,274 2,276 2,279 2,276 2,276 2,276 Building or Lands for Investments 134
Untuk Investasi
135 Pembelian Piutang Perusahaan Pembiayaan/Bank Rp Miliar/ Billions of Rp Bulanan/Monthly … … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Purchase of Receivables to the Finance Company and/ Bank 135
136 Emas Murni Rp Miliar/ Billions of Rp Bulanan/Monthly … … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Gold 136
137 Pinjaman yang Dijamin Dengan Hak Tangguhan Rp Miliar/ Billions of Rp Bulanan/Monthly … … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mortgage 137
138 Investasi Lain Rp Miliar/ Billions of Rp Bulanan/Monthly … … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Investments 138
139 NON INVESTASI Rp Miliar/ Billions of Rp Bulanan/Monthly … … 18,277 6,860 16,584 16,508 17,615 16,930 16,508 17,532 18,856 19,030 17,634 21,584 17,986 18,501 19,264 19,338 19,175 19,383 17,467 17,532 20,119 21,560 21,034 25,002 23,903 26,129 27,650 31,436 32,433 35,719 37,847 NON INVESTMENT 139
140 LIABILITAS Rp Miliar/ Billions of Rp Bulanan/Monthly … … 30,030 36,859 51,196 67,273 67,001 69,286 67,273 90,491 69,805 71,992 74,486 79,163 82,729 81,206 85,763 87,393 92,214 93,172 86,194 90,491 87,682 87,667 85,395 57,973 54,366 49,298 46,482 44,871 42,353 40,686 40,753 LIABILITIES 140
141 EKUITAS DAN ASET NETO Rp Miliar/ Billions of Rp Bulanan/Monthly … … ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### EQUITY AND ASSET (NETT) 141
142 PREMI BRUTO Rp Miliar/ Billions of Rp Bulanan/Monthly … … 90,030 ### ### ### ### ### ### ### 11,196 24,600 37,985 51,467 65,949 78,592 93,253 ### ### ### ### ### 16,519 35,059 53,624 72,891 90,387 ### ### ### ### ### ### GROSS PREMIUM 142
143 KLAIM BRUTO Rp Miliar/ Billions of Rp Bulanan/Monthly … … 74,990 86,803 ### ### 98,876 ### ### ### 10,679 21,327 33,336 46,238 60,149 67,881 81,202 93,155 ### ### ### ### 10,412 22,858 35,817 48,268 58,113 68,859 80,418 90,414 ### ### ### GROSS CLAIM 143

Keterangan: Note:
- Hanya menyajikan jenis asuransi yang memiliki aset terbesar. Khusus data Total Aset Asuransi merupakan gabungan total aset Asuransi Jiwa dan Asuransi Sosial. - Only presents a type of insurance that has the greatest asset. For insurance assets consist of assets of Life Assurance and Social Insurance
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on FSA
1)
Sejak Agustus 2017, terdapat beberapa penyesuaian pada laporan sesuai dengan POJK nomor 71/POJK.05/2016 tentang Kesehatan Keuangan Perusahaan Asuransi dan Perusahaan Reasuransi. Sehubungan dengan hal tersebut, mulai bulan Januari 2017, terdapat penambahan komponen yang dirinci sebagaimana publikasi OJK. 1)
Since August 2017, there are several requirements in accordance with POJK report number 71 / POJK.05 / 2016 on the Financial Health of Insurance and Reinsurance. Related to that, starting January 2017 there are several components specified as OJK publications
2)
Pinjaman Polis dikategorikan menjadi instrumen investasi sejak Agustus 2017 berdasarkan POJK nomor 71/POJK.05/2016 tentang Kesehatan Keuangan Perusahaan Asuransi dan Perusahaan Reasuransi. 2)
Policy Receivables is categorized as investment instrument since August 2017 based on POJK number 71 / POJK.05 / 2016 regarding Financial Health of Insurance Company and Reinsurance Company

Sumber: OJK (diolah) Source: FSA (Processed)

 TABEL 7. INDIKATOR PERUSAHAAN PEMBIAYAAN/
TABLE 7. INDICATORS OF FINANCE COMPANY

2018 2019 2020

KOMPONEN SATUAN 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Jumlah Perusahaan Pembiayaan unit 202 200 203 200 193 185 188 185 185 184 185 185 186 183 183 183 183 183 183 185 184 184 184 184 183 183 183 182 182 182 181 180 179 Number of Finance Company 1
Aset Perusahaan Pembiayaan terhadap Aset Sektor Assets of Finance Company to Assets of Financial
2 % 6.14 5.64 5.23 4.90 4.91 4.78 4.95 4.84 4.78 4.60 4.82 4.80 4.76 4.74 4.80 4.73 4.67 4.72 4.71 4.69 4.67 4.60 4.62 4.62 4.75 4.63 4.51 4.35 4.28 4.13 4.05 3.98 … 2
Keuangan Sector
3 Komposisi Pembiayaan Composition of Financing 3
4 Sewa Guna Usaha (SGU) % 33.72 30.30 29.01 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 4
5 Anjak Piutang (AP) % 2.21 2.57 2.96 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 5
6 Kartu Kredit (KK) % 0.00 0.01 0.03 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 6
7 Pembiayaan Konsumen (PK) % 64.06 67.12 68.01 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 7
8 Piutang Pembiayaan Konvensional - Neto % - - - 80.43 80.91 82.57 81.17 82.73 82.57 84.20 83.48 83.73 83.17 83.59 83.78 83.49 84.21 84.23 84.09 83.99 84.53 84.20 84.65 84.22 80.45 80.60 80.01 80.03 79.23 79.14 78.76 78.61 79.00 Convensional Financing- Neto 8
9 Piutang Pembiayaan Investasi - Neto % - - - 29.48 30.83 32.68 32.82 32.78 32.68 30.90 32.42 32.45 32.47 32.14 32.07 31.56 31.42 31.52 31.56 31.26 31.17 30.90 30.69 30.85 31.73 31.63 31.77 31.37 31.67 31.62 31.82 31.48 31.44 Investment Financing - Neto 9
10 Piutang Pembiayaan Modal Kerja - Neto % - - - 5.89 5.91 5.77 5.85 5.77 5.77 6.07 5.66 5.71 5.53 5.49 5.51 5.71 5.61 5.74 5.76 6.10 6.11 6.07 6.09 6.42 6.22 6.08 5.97 5.92 6.01 6.26 6.27 6.43 6.62 Working Capital Financing - Neto 10
11 Piutang Pembiayaan Multiguna - Neto % - - - 64.63 63.22 61.52 61.30 61.43 61.52 62.99 61.90 61.81 61.97 62.34 62.39 62.70 62.94 62.71 62.65 62.60 62.69 62.99 63.18 62.69 62.01 62.25 62.23 62.67 62.28 62.08 61.87 62.05 61.89 Multipurpose Financing - Neto 11
Piutang Pembiayaan Lainnya Berdasarkan Persetujuan
12 Other Financing - Neto
OJK - - - - 0.01 0.03 0.03 0.03 0.03 0.03 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 12
%
Neto
13 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto % - - - 7.08 6.03 3.86 4.05 3.97 3.86 3.07 3.78 3.68 3.55 3.50 3.49 3.34 3.35 3.27 3.22 3.18 3.12 3.07 3.09 3.04 2.84 2.91 2.86 2.84 2.77 2.75 2.64 2.59 2.56 Sharia Financing- Neto 13
Piutang Pembiayaan Jual Beli Berdasarkan Prinsip
14 Trading Financing - Neto
Syariah - - - - 94.82 88.12 84.31 85.18 84.28 84.31 89.29 84.04 84.29 84.15 83.97 84.33 90.93 90.91 90.26 89.95 89.60 89.41 89.29 89.02 88.52 88.96 88.91 88.66 88.30 87.83 87.63 87.23 86.96 86.40 14
%
Neto
Piutang Pembiayaan Investasi Berdasarkan Prinsip
15 Investment Financing - Neto
Syariah - - - - 0.00 0.05 0.24 0.18 0.19 0.24 0.63 0.24 0.22 0.23 0.38 0.48 0.51 0.44 0.46 0.46 0.59 0.60 0.63 0.74 0.74 0.43 0.40 0.41 0.42 0.45 0.47 0.49 0.52 0.54 15
%
Neto
16 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - % - - - 5.18 11.83 15.45 14.64 15.53 15.45 10.07 15.72 15.49 15.63 15.65 15.19 8.56 8.65 9.28 9.59 9.81 9.99 10.07 10.24 10.75 10.61 10.69 10.93 11.28 11.72 11.90 12.28 12.52 13.06 Services Financing - Neto 16
17 Neto 17
18 NERACA BALANCE SHEET 18
19 ASET Rp Miliar/ Bilions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 19
20 a.l. Pembiayaan Rp Miliar/ Bilions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### o.w. Financing 20
21 Sewa Guna Usaha (SGU) Rp Miliar/ Bilions of Rp ### ### ### - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 21
22 Anjak Piutang (AP) Rp Miliar/ Bilions of Rp 7,697 9,419 10,747 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 22
23 Kartu Kredit (KK) Rp Miliar/ Bilions of Rp 4 29 95 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 23
24 Pembiayaan Konsumen (PK) Rp Miliar/ Bilions of Rp ### ### ### - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 24
25 Piutang Pembiayaan Konvensional - Neto Rp Miliar/ Bilions of Rp - - - ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Convensional Financing- Neto 25
26 Piutang Pembiayaan Investasi - Neto Rp Miliar/ Bilions of Rp - - - ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Investment Financing - Neto 26
27 Piutang Pembiayaan Modal Kerja - Neto Rp Miliar/ Bilions of Rp - - - 20,977 22,827 24,037 24,265 23,874 24,037 26,474 23,744 24,066 23,399 23,243 23,740 24,446 24,041 24,854 25,012 26,504 26,708 26,474 26,416 28,028 27,196 25,584 24,203 23,253 23,118 23,710 23,424 23,650 24,115 Working Capital Financing - Neto 27
28 Piutang Pembiayaan Multiguna - Neto Rp Miliar/ Bilions of Rp - - - ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Multipurpose Financing - Neto 28
Piutang Pembiayaan Lainnya Berdasarkan Persetujuan
29 Other Financing - Neto
OJK - Rp Miliar/ Bilions of Rp - - - 21 128 133 135 133 133 159 133 134 132 130 131 130 130 131 133 134 141 159 164 168 168 159 149 139 136 146 158 164 164 29
Neto
30 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto Rp Miliar/ Bilions of Rp - - - 31,367 28,757 19,472 20,675 19,872 19,472 15,922 19,029 18,505 18,053 17,726 17,930 17,154 17,021 16,804 16,623 16,432 16,146 15,922 15,813 15,778 15,449 15,182 14,499 13,939 13,443 13,167 12,525 12,135 11,779 Sharia Financing- Neto 30
Piutang Pembiayaan Jual Beli Berdasarkan Prinsip
31 Trading Financing - Neto
Syariah - Rp Miliar/ Bilions of Rp - - - 29,742 25,339 16,418 17,611 16,748 16,418 14,218 15,991 15,597 15,191 14,885 15,119 15,598 15,473 15,167 14,951 14,723 14,436 14,218 14,077 13,966 13,743 13,498 12,854 12,308 11,807 11,538 10,925 10,552 10,177 31
Neto
Piutang Pembiayaan Investasi Berdasarkan Prinsip
32 Investment Financing - Neto
Syariah - Rp Miliar/ Bilions of Rp - - - 0 15 47 38 38 47 101 46 41 41 68 86 88 74 78 77 97 97 101 118 116 66 61 60 59 61 61 62 63 64 32
Neto
33 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - Rp Miliar/ Bilions of Rp - - - 1,625 3,402 3,008 3,026 3,086 3,008 1,604 2,992 2,867 2,822 2,773 2,724 1,469 1,473 1,559 1,594 1,613 1,613 1,604 1,618 1,696 1,640 1,623 1,585 1,572 1,575 1,567 1,538 1,520 1,539 Services Financing - Neto 33
34 Neto
Pertumbuhan Pembiayaan %, yoy 15.22 5.20 -0.78 6.67 7.05 5.17 5.92 5.14 5.17 3.66 5.36 4.61 5.17 4.52 5.03 4.29 3.84 4.14 3.53 3.46 4.47 3.66 2.42 2.82 2.63 -1.19 -6.38 -8.77 -10.59 -12.86 -14.37 -15.69 -17.06 Growth of Financing 34
35 Sewa Guna Usaha (SGU) %, yoy 11.69 -5.46 -5.03 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 35
36 Anjak Piutang (AP) %, yoy 49.53 22.37 14.10 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 36
37 Kartu Kredit (KK) %, yoy 63.39 626.70 222.54 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 37
38 Pembiayaan Konsumen (PK) %, yoy 16.24 10.21 0.54 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 38
39 Piutang Pembiayaan Konvensional - Neto %, yoy - - - - 8.41 7.96 9.14 8.15 7.96 4.68 8.04 7.22 7.60 6.82 7.05 6.21 5.54 5.71 4.92 4.65 5.58 4.68 3.30 3.60 3.36 -0.64 -5.85 -8.37 -10.17 -12.52 -13.97 -15.29 -16.69 Convensional Financing- Neto 39
40 Piutang Pembiayaan Investasi - Neto %, yoy - - - - 13.39 14.42 16.18 13.26 14.42 -1.02 13.62 11.80 10.66 9.94 9.47 7.36 5.54 4.77 1.22 -0.31 0.41 -1.02 -2.19 -1.49 1.01 -2.22 -6.73 -8.93 -9.44 -12.24 -13.27 -14.71 -15.98 Investment Financing - Neto 40
41 Piutang Pembiayaan Modal Kerja - Neto %, yoy - - - - 8.82 5.30 3.16 5.19 5.30 10.14 5.88 4.94 2.42 -0.17 1.60 5.50 1.49 5.89 4.78 9.23 11.87 10.14 11.26 16.46 16.23 10.07 1.95 -4.88 -3.84 -4.60 -6.35 -10.77 -9.71 Working Capital Financing - Neto 41
42 Piutang Pembiayaan Multiguna - Neto %, yoy - - - - 6.05 5.05 6.28 5.89 5.05 7.18 5.53 5.18 6.55 5.93 6.35 5.71 5.92 6.18 6.91 6.87 7.75 7.18 5.44 5.07 3.44 -0.78 -6.10 -8.41 -11.11 -13.40 -15.05 -16.04 -17.75 Multipurpose Financing - Neto 42
Piutang Pembiayaan Lainnya Berdasarkan Persetujuan
43 Other Financing - Neto
OJK - - - - - 500 4 5 3 4 20 1 0 -3 -3 -4 -4 -5 -4 -2 -1 6 20 24 25 27 21.76 14.13 6.82 4.44 11.13 19.32 22.13 16.22 43
%, yoy
Neto
44 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto %, yoy - - - - -8.32 -32.29 -33.45 -33.45 -32.29 -18.23 -31.93 -32.70 -31.27 -31.00 -27.72 -28.18 -26.14 -24.78 -23.09 -20.52 -18.75 -18.23 -16.90 -14.74 -14.43 -14.36 -19.13 -18.75 -21.02 -21.64 -24.65 -26.15 -27.04 Sharia Financing- Neto 44
Piutang Pembiayaan Jual Beli Berdasarkan Prinsip
45 Trading Financing - Neto
Syariah - - - - - -14.80 -35.21 -36.25 -36.63 -35.21 -13.40 -34.77 -35.10 -33.40 -32.90 -28.88 -23.35 -20.71 -19.58 -17.67 -16.40 -13.81 -13.40 -11.97 -10.45 -9.53 -9.32 -14.98 -21.09 -23.70 -23.92 -26.93 -28.33 -29.50 45
%, yoy
Neto
Piutang Pembiayaan Investasi Berdasarkan Prinsip
46 Investment Financing - Neto
Syariah - - - - - ### 206 190 197 206 117 208 126 129 106 140 156 111 127 107 158 154 117 157 181 63 -10.50 -30.61 -33.13 -17.86 -20.95 -19.66 -34.77 -34.41 46
%, yoy
Neto
47 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - %, yoy - - - - 109.39 -11.59 -11.62 -9.69 -11.59 -46.69 -12.64 -16.85 -18.02 -20.09 -22.37 -58.07 -57.83 -54.73 -53.34 -46.70 -47.74 -46.69 -45.90 -40.85 -41.89 -41.48 -41.83 7.00 6.94 0.52 -3.53 -5.77 -4.59 Services Financing - Neto 47
48 Neto 48
49 LIABILITAS LIABILITIES 49
50 a.l. Pendanaan/ Utang Rp Miliar/ Bilions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### o.w. Financing/ Loans 50
51 Pinjaman Yang Diterima Rp Miliar/ Bilions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Loans received 51
52 Pinjaman Bank/ Lainnya Dalam Negeri Rp Miliar/ Bilions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Bank Loans/ Others from Domestic 52
53 Pinjaman Bank/ Lainnya Luar Negeri Rp Miliar/ Bilions of Rp ### ### ### 82,740 83,037 ### ### ### ### 99,822 ### ### ### ### ### ### ### ### ### ### ### 99,822 97,865 ### ### ### ### ### ### ### ### 98,656 92,825 Banks Loans/ Others from Abroad 53
54 Surat Berharga yang Diterbitkan Rp Miliar/ Bilions of Rp 53,211 53,160 60,788 69,792 74,977 70,505 76,335 71,787 70,505 68,603 71,725 73,269 73,179 70,247 65,989 66,452 67,780 68,516 67,786 67,891 69,223 68,603 68,424 66,519 64,079 59,471 60,076 57,089 57,428 57,723 60,709 60,226 56,269 Issued Securities 54
55 Subordinasi Rp Miliar/ Bilions of Rp 396 411 575 673 760 1,058 955 1,085 1,058 837 1,038 1,035 940 938 964 961 957 969 956 951 1,027 837 830 842 888 868 857 849 859 857 864 860 896 Subordination 55
56 56
57 EKUITAS EQUITY 57
58 Modal Sendiri Rp Miliar/ Bilions of Rp 82,568 87,296 96,013 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Paid in Capital 58
59 Penyertaan Modal Rp Miliar/ Bilions of Rp 549 648 726 704 1,083 1,207 1,194 1,202 1,207 1,314 1,428 1,446 1,435 1,410 1,429 1,217 1,223 1,229 1,237 1,281 1,287 1,314 1,315 1,328 1,316 1,318 1,322 1,326 1,336 1,339 1,345 1,348 1,333 Equity Capital 59
60 60
61 Pendapatan Operasional Rp Miliar/ Bilions of Rp 70,248 76,580 80,605 90,362 96,929 ### 87,467 95,795 ### ### 9,060 17,981 27,353 36,430 45,879 54,817 64,193 73,964 83,215 92,823 ### ### 9,698 19,497 29,310 37,532 45,678 53,124 61,102 67,593 76,642 84,426 91,565 Operating Income 61
62 a.l. Pendapatan Bunga Rp Miliar/ Bilions of Rp 57,944 63,830 67,900 76,242 81,299 88,216 73,493 80,399 88,216 94,468 7,591 15,225 23,193 30,635 38,465 46,058 53,877 62,096 69,886 78,543 86,445 94,468 8,175 16,495 24,813 32,034 39,252 46,182 53,154 58,550 66,397 73,009 79,043 a.l. Interest Income 62
63 63
64 Beban Operasional Rp Miliar/ Bilions of Rp 54,782 63,275 68,794 74,791 78,958 84,898 70,429 77,074 84,898 88,604 7,474 14,261 21,658 28,834 36,377 43,533 50,842 58,542 66,010 73,540 80,936 88,604 7,464 15,075 23,610 32,868 41,724 49,138 56,270 62,150 69,772 77,011 83,530 Operating Expenses 64
65 a.l. Beban Bunga Rp Miliar/ Bilions of Rp 20,729 23,455 23,482 24,323 25,493 26,650 22,320 24,215 26,650 27,557 2,454 4,568 6,978 9,284 11,664 13,947 16,193 18,666 20,907 23,022 25,296 27,557 2,192 4,422 6,722 8,828 10,856 12,778 14,744 16,395 18,144 19,911 21,510 a.l. Interest Expenses 65
66 66
67 Laba Sebelum Pajak Rp Miliar/ Bilions of Rp 18,648 15,659 14,229 16,680 18,521 21,510 18,144 19,873 21,510 24,516 1,652 3,875 5,965 7,951 9,988 11,864 14,037 16,228 18,364 20,443 22,085 24,516 2,352 4,652 5,994 4,905 4,299 4,483 5,344 5,955 7,470 8,165 8,865 Income before Tax 67
68 Laba Setelah Pajak Rp Miliar/ Bilions of Rp 14,472 12,216 10,670 11,979 13,266 16,025 13,631 15,148 16,025 18,131 1,197 2,898 4,473 6,012 7,525 8,954 10,656 12,436 13,961 15,543 16,645 18,131 1,898 3,597 4,233 3,304 2,661 2,885 3,475 3,996 5,145 5,639 6,291 Income after Tax 68

Keterangan: Note:
- Data pendapatan dan Biaya serta Laba Rugi merupakan data akumulasi pada tahun yang bersangkutan - Income and Expense statement accumulated in the current year
- Sejak September 2016 Piutang Pembiayaan dirinci sebagaimana publikasi OJK. - Since September 2016 the detail of Financing have been accustemed to be in conformity with th FSA publication.
- Revisi sejak September 2016 cakupan indikator Modal Sendiri ditambahkan dengan Komponen Ekuitas Lainnya. - Since September 2016 data coverage of equity has been changed. Own equity coverage includes other component of equity.
Sumber: OJK (diolah) Source: FSA (processed)

20
 TABEL 8. INDIKATOR DANA PENSIUN/
TABLE 8. INDICATORS OF PENSION FUNDS

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Jumlah Perusahaan Dana Pensiun Unit 265 267 260 249 236 232 233 232 232 224 227 227 227 227 226 227 227 226 225 225 225 224 224 222 219 219 219 219 217 216 216 217 216 Number of Pension Funds 1
2 DPPK-PPIP Unit 43 47 45 44 44 44 44 44 44 41 41 41 41 41 41 41 41 42 41 41 41 41 42 42 43 43 43 43 43 43 44 45 45 DPPK-PPIP 2
3 DPPK-PPMP Unit 198 195 190 180 169 164 164 164 164 158 162 162 162 162 162 162 162 159 159 159 159 158 158 156 153 153 153 153 151 150 149 149 148 DPPK-PPMP 3
4 DPLK Unit 24 25 25 25 23 24 25 24 24 25 24 24 24 24 23 24 24 25 25 25 25 25 24 24 23 23 23 23 23 23 23 23 23 DPLK 4
5 Aset Dana Pensiun terhadap Aset Sektor Keuangan % 2.50 2.61 2.55 2.61 2.68 2.55 2.53 2.58 2.55 2.59 2.62 2.61 2.59 2.60 2.59 2.60 2.61 2.60 2.60 2.61 2.58 2.59 2.63 2.58 2.45 2.51 2.53 2.56 2.59 2.57 2.52 2.54 … Assets Pension Funds to Assets of Financial Sector 5
6 6
7 Return on Assets (ROA) % … … 7.93 8.27 7.16 7.25 6.26 6.77 7.25 7.12 0.63 1.16 1.73 2.42 3.11 3.76 4.32 4.90 5.76 6.15 6.69 7.12 0.54 1.13 1.50 1.98 2.47 3.04 3.54 4.08 4.67 5.09 5.50 Return on Assets (ROA) 7
8 Return on Investment (ROI) % … … - 8.56 7.42 7.49 6.47 6.99 7.49 7.65 0.65 1.20 1.80 2.51 3.22 3.90 4.48 5.08 5.97 6.53 7.06 7.65 0.56 1.16 1.52 2.03 2.55 3.18 3.75 4.37 4.94 5.44 5.99 Return on Investment (ROI) 8
9 Rasio Investasi terhadap Aset (RITA) % ... ... 95.96 97.05 97.52 96.82 96.19 96.61 96.82 96.91 96.51 96.41 96.31 96.40 96.69 96.62 96.51 96.72 96.46 96.43 96.95 96.91 96.84 96.62 96.16 96.35 96.78 96.48 96.36 96.19 96.27 96.11 96.57 Investment to Assets Ratio 9
10 Komposisi Investasi Dana Pensiun Investment Composition of Pension Funds 10
11 Surat Berharga Pemerintah % 19.66 16.82 18.06 24.05 22.95 22.74 22.87 23.00 22.74 23.88 22.81 23.12 23.27 23.33 23.59 23.67 23.53 23.31 23.78 23.99 24.15 23.88 24.16 24.11 24.21 24.19 24.29 24.55 24.62 24.57 24.93 25.18 24.98 Government Securities 11
12 Tabungan % 0.05 0.08 0.08 0.19 0.11 0.15 0.16 0.15 0.15 0.16 0.17 0.19 0.17 0.25 0.16 0.21 0.22 0.22 0.18 0.18 0.27 0.16 0.20 0.23 0.22 0.20 0.20 0.20 0.22 0.20 0.21 0.25 0.24 Saving 12
13 Deposito On Call % 0.72 0.78 0.73 0.40 0.46 0.41 0.57 0.45 0.41 0.36 0.59 0.59 0.58 0.58 0.61 0.66 0.51 0.46 0.48 0.46 0.43 0.36 0.47 0.46 0.36 0.53 0.68 0.44 0.53 0.76 0.50 0.49 0.65 Deposit On Call 13
14 Deposito Berjangka % 22.25 30.09 29.75 25.20 26.35 26.19 25.59 26.07 26.19 28.23 25.91 25.97 26.44 26.39 26.06 26.58 26.88 26.90 27.59 27.50 27.63 28.23 28.61 28.79 30.31 30.16 29.52 29.22 29.03 28.51 28.53 27.78 27.57 Time Deposit 14
15 Sertifikat Deposito % 0.00 0.00 0.02 0.45 0.62 0.57 0.49 0.52 0.57 0.18 0.53 0.51 0.57 0.57 0.55 0.27 0.27 0.27 0.27 0.27 0.26 0.18 0.18 0.16 0.17 0.09 0.11 0.11 0.04 0.02 0.02 0.00 0.00 Deposit Certificate 15
16 Sertifikat Bank Indonesia % 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Bank Indonesia Certificate 16
17 Saham % 16.44 15.69 13.72 12.64 12.43 11.73 11.75 11.64 11.73 10.83 12.34 12.18 12.03 11.96 11.71 12.02 11.95 11.63 11.17 11.15 10.52 10.83 10.32 9.65 7.67 7.84 7.91 8.23 8.74 9.16 8.35 9.01 9.88 Stock 17
18 Obligasi % 24.66 20.55 21.42 20.74 20.73 21.20 21.93 21.46 21.20 20.77 20.90 21.04 20.75 20.83 21.29 20.78 20.84 21.11 21.00 20.89 21.18 20.77 20.75 21.22 21.46 21.33 21.77 21.39 21.05 21.04 22.02 21.76 21.21 Bond 18
19 Sukuk % 0.85 0.67 0.77 0.70 1.19 1.28 1.31 1.33 1.28 1.41 1.16 1.18 1.16 1.19 1.20 1.17 1.19 1.35 1.41 1.43 1.42 1.41 1.34 1.47 1.48 1.47 1.47 1.40 1.41 1.43 1.51 1.50 1.50 Sharia bond 19
20 Unit Penyertaan Reksadana % 6.93 6.21 6.48 6.10 6.26 6.47 6.16 6.40 6.47 5.37 6.28 6.13 6.02 5.90 5.79 5.79 5.77 5.72 5.55 5.57 5.36 5.37 5.17 5.01 4.88 5.08 5.03 5.58 5.44 5.54 5.07 5.26 5.39 Mutual Fund Units 20
21 Efek Beragun Aset dari KIK EBA % 0.00 0.13 0.10 0.22 0.45 0.39 0.50 0.40 0.39 0.36 0.38 0.38 0.37 0.36 0.36 0.34 0.34 0.31 0.34 0.33 0.38 0.36 0.36 0.36 0.37 0.36 0.35 0.34 0.33 0.30 0.28 0.28 0.27 Assets Backed Securities from CICABS 21
22 Unit Penyertaan Dana Investasi Real Estate berbentuk KIK % 0.00 0.03 0.08 0.07 0.05 0.04 0.04 0.04 0.04 0.02 0.04 0.04 0.04 0.04 0.05 0.04 0.04 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 Real Estate Investment Funds in the form of CIC 22
23 Penempatan Langsung pada Saham % 3.53 3.56 3.50 3.30 3.22 3.59 3.51 3.46 3.59 3.47 3.74 3.51 3.48 3.49 3.50 3.52 3.50 3.50 3.28 3.29 3.42 3.47 3.49 3.53 3.67 3.61 3.58 3.53 3.47 3.42 3.49 3.47 3.44 Direct Placement to Stock 23
24 Tanah % 1.54 1.50 1.68 2.03 1.85 1.56 1.52 1.50 1.56 1.50 1.55 1.55 1.53 1.56 1.56 1.51 1.51 1.56 1.55 1.50 1.50 1.50 1.52 1.53 1.59 1.57 1.55 1.54 1.70 1.68 1.69 1.67 1.62 Land 24
25 Bangunan % 0.62 0.69 0.79 0.92 0.78 0.97 0.84 0.89 0.97 0.72 0.92 0.92 0.93 0.91 0.84 0.78 0.77 0.79 0.79 0.79 0.79 0.72 0.72 0.73 0.75 0.74 0.73 0.73 0.72 0.71 0.71 0.71 0.67 Building 25
26 Tanah dan Bangunan % 2.63 3.19 2.84 2.98 2.55 2.68 2.76 2.68 2.68 2.72 2.68 2.69 2.66 2.63 2.71 2.68 2.67 2.60 2.61 2.63 2.68 2.72 2.70 2.73 2.84 2.82 2.78 2.73 2.69 2.66 2.66 2.63 2.57 Land and Building 26
27 27
28 ASET Rp Miliar/ Billions of Rp ### ### ### 236,287 260,959 ### 260,926 266,372 269,508 ### 273,014 273,617 276,912 278,198 277,120 282,377 283,533 283,251 284,699 286,971 286,061 291,649 291,311 289,407 279,720 282,788 284,527 289,006 293,604 297,840 295,044 299,010 306,037 ASSETS 28
29 INVESTASI (Nilai Wajar) Rp Miliar/ Billions of Rp ### ### ### 229,180 254,482 ### 250,982 257,349 260,944 ### 263,488 263,796 266,696 268,185 267,958 272,821 273,634 273,962 274,615 276,713 277,342 282,635 282,101 279,637 268,967 272,457 275,371 278,840 282,913 286,499 284,026 287,369 295,548 INVESTMENT (Fair Value) 29
30 Surat Berharga Pemerintah Rp Miliar/ Billions of Rp 30,992 31,302 36,177 55,116 58,357 59,297 57,356 59,153 59,297 67,410 60,059 60,946 62,016 62,514 63,177 64,533 64,348 63,807 65,263 66,340 66,920 67,410 68,072 67,339 65,051 65,835 66,825 68,377 69,579 70,304 70,737 72,282 73,723 Government Bond 30
31 Tabungan Rp Miliar/ Billions of Rp 73 146 159 437 289 399 392 373 399 459 460 503 443 683 424 564 589 615 497 491 748 459 573 629 591 546 550 559 631 565 588 705 696 Saving 31
32 Deposito On Call Rp Miliar/ Billions of Rp 1,128 1,459 1,458 924 1,174 1,060 1,430 1,150 1,060 1,028 1,563 1,556 1,549 1,551 1,623 1,796 1,402 1,273 1,314 1,272 1,186 1,028 1,312 1,292 980 1,438 1,868 1,222 1,490 2,180 1,421 1,414 1,928 Deposit On Call 32
33 Deposito Berjangka Rp Miliar/ Billions of Rp 35,073 56,015 59,596 57,757 67,002 68,308 64,184 67,038 68,308 79,700 68,219 68,447 70,462 70,719 69,790 72,463 73,515 73,621 75,715 76,050 76,554 79,700 80,598 80,399 81,441 82,075 81,208 81,395 82,034 81,585 80,951 79,763 81,358 Time Deposit 33
34 Sertifikat Deposito Rp Miliar/ Billions of Rp 0 0 47 1,034 1,587 1,495 1,219 1,344 1,495 501 1,405 1,342 1,517 1,525 1,476 738 745 747 733 743 722 501 504 453 455 256 307 309 109 60 60 0 0 Certificate of Deposit 34
35 Sertifikat Bank Indonesia Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 684 0 0 0 0 4 0 0 0 0 0 0 0 0 0 0 Certificate of Central Bank 35
36 Saham Rp Miliar/ Billions of Rp 25,908 29,202 27,479 28,974 31,613 30,601 29,476 29,927 30,601 30,579 32,481 32,114 32,069 32,055 31,366 32,774 32,674 31,828 30,649 30,823 29,141 30,579 29,086 26,944 20,593 21,341 21,763 22,919 24,688 26,202 23,703 25,881 29,157 Share 36
37 Obligasi Rp Miliar/ Billions of Rp 38,865 38,257 42,907 47,526 52,702 55,291 55,005 55,198 55,291 58,631 55,022 55,469 55,301 55,813 57,018 56,646 56,994 57,776 57,624 57,776 58,686 58,631 58,461 59,271 57,653 58,036 59,871 59,566 59,497 60,223 62,462 62,468 62,603 Bond 37
38 Sukuk Rp Miliar/ Billions of Rp 1,345 1,245 1,548 1,604 3,023 3,335 3,283 3,421 3,335 3,993 3,067 3,106 3,100 3,201 3,211 3,178 3,263 3,689 3,861 3,943 3,938 3,993 3,775 4,095 3,964 4,005 4,048 3,891 3,995 4,103 4,288 4,301 4,424 Sharia bond 38
39 Unit Penyertaan Reksadana Rp Miliar/ Billions of Rp 10,923 11,564 12,990 13,991 15,917 16,884 15,438 16,456 16,884 15,168 16,529 16,171 16,032 15,819 15,514 15,788 15,771 15,664 15,222 15,413 14,854 15,168 14,558 13,993 13,113 13,817 13,839 15,544 15,383 15,841 14,385 15,107 15,892 Mutual Fund Units 39
40 Efek Beragun Aset dari KIK EBA Rp Miliar/ Billions of Rp 0 245 195 505 1,139 1,010 1,257 1,031 1,010 1,028 1,000 993 977 970 954 940 917 852 926 918 1,058 1,028 1,025 1,017 982 971 965 937 922 856 806 798 785 Assets Backed Securities from CICABS 40
41 Unit Penyertaan Dana Investasi Real Estate berbentuk KIKRp Miliar/ Billions of Rp 0 48 154 156 120 112 110 109 112 45 98 101 94 117 137 105 110 45 45 45 45 45 45 45 45 44 44 46 46 45 45 45 46 Real Estate Investment Funds in the Form of CIC 41
42 Penempatan Langsung pada Saham Rp Miliar/ Billions of Rp 5,558 6,621 7,009 7,558 8,183 9,373 8,808 8,904 9,373 9,789 9,854 9,256 9,281 9,362 9,384 9,583 9,580 9,584 9,003 9,103 9,490 9,789 9,824 9,867 9,864 9,829 9,835 9,826 9,801 9,795 9,897 9,962 10,143 Direct Placement in Share 42
43 Tanah Rp Miliar/ Billions of Rp 2,425 2,799 3,372 4,662 4,707 4,080 3,807 3,864 4,080 4,238 4,076 4,079 4,083 4,170 4,175 4,116 4,129 4,264 4,262 4,160 4,155 4,238 4,285 4,284 4,283 4,278 4,271 4,302 4,795 4,800 4,788 4,784 4,787 Land 43
44 Bangunan Rp Miliar/ Billions of Rp 979 1,288 1,573 2,115 1,985 2,531 2,102 2,300 2,531 2,033 2,428 2,429 2,490 2,450 2,250 2,113 2,112 2,174 2,176 2,179 2,179 2,033 2,034 2,033 2,003 2,009 2,015 2,020 2,029 2,028 2,028 2,028 1,982 Building 44
45 Tanah dan Bangunan Rp Miliar/ Billions of Rp 4,139 5,946 5,682 6,820 6,481 6,997 6,926 6,899 6,997 7,692 7,059 7,093 7,089 7,045 7,268 7,294 7,294 7,114 7,149 7,270 7,429 7,692 7,601 7,626 7,636 7,666 7,656 7,610 7,605 7,604 7,560 7,562 7,571 Land and Building 45
46 NON INVESTASI (Nilai Wajar) Rp Miliar/ Billions of Rp 5,860 8,084 7,533 7,107 6,477 8,564 9,944 9,023 8,564 9,013 9,527 9,821 10,216 10,013 9,162 9,556 9,898 9,288 10,084 10,258 8,719 9,013 9,210 9,770 10,753 10,331 9,156 10,166 10,691 11,340 11,018 11,641 10,489 NON INVESTMENT (Fair Value) 46
47 LIABILITAS Rp Miliar/ Billions of Rp 1,020 1,326 1,539 1,823 1,489 1,624 2,491 1,810 1,624 1,912 1,839 1,991 2,461 2,079 2,125 2,460 2,331 2,151 2,343 2,107 2,118 1,912 2,047 2,633 2,621 2,624 1,955 2,240 2,172 2,500 2,541 1,935 2,095 LIABILITIES 47
48 TOTAL ASET BERSIH Rp Miliar/ Billions of Rp ### ### ### 234,464 259,470 ### 258,436 264,562 267,884 ### 271,175 271,626 274,451 276,119 274,995 279,917 281,202 281,099 282,356 284,865 283,942 289,737 289,263 286,774 277,099 280,164 282,573 286,765 291,432 295,339 292,503 297,074 303,942 TOTAL NET ASSETS 48
49 49

Keterangan: Note:
- Revisi berdasarkan Statistik Dana Pensiun tahun 2016 - Revision based on Pension Fund Statistics 2016
- Liabilitas merupakan liabilitas diluar liabilitas aktuaria yang terdiri dari Hutang Manfaat Pensiun Jatuh Tempo, - Liabilities excluding actuarial liability that consists of benefit payables,
Hutang
- DPPK Investasi,
PPMP : Dana Pendapatan Diterima
Pensiun Pemberi KerjaDimuka,
ProgramBeban yang
Pensiun Masih Pasti
Manfaat Harus Dibayar, dan Liabilitas di luar Liabilitas Manfaat Pensiun Lain investment debt, deffered revenue, accrued expenses, and others liabilities
- EPF DBPP: Employer Pension Funds Defined Benefit Pension Plan
- DPPK PPIP : Dana Pensiun Pemberi Kerja Program Pensiun Iuran Pasti - EPF DCPP: Employer Pension Funds Defined Contribution Pension Plan
- DPLK : Dana Pensiun Lembaga Keuangan - FIPF: Financial Institution Pension Funds
- KIK EBA: Kontrak Investasi Kolektif Efek Beragun Aset - CICABS: Collective Investment Contract Asset Backed Securities
- Perhitungan rasio berdasarkan publikasi OJK - Calculation of ratio based on FSA
- Sejak bulan Desember 2016, terdapat penambahan komposisi aset yaitu MTN dan Repo - Since Desember 2016, OJK add two component in assets, Medium Term Notes and Repo

Sumber: OJK (diolah) Source: FSA (processed)

 TABEL 9. INDIKATOR PERUSAHAAN MODAL VENTURA/
TABLE 9. INDICATORS OF VENTURE CAPITAL

2018 2019 2020

KOMPONEN SATUAN 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
1 Jumlah Perusahaan Modal Ventura Konvensional Unit 73 69 61 62 63 65 61 62 62 65 65 60 66 66 62 62 61 61 61 61 61 61 61 60 61 61 61 61 61 61 61 61 61 Number of Conventional Venture Capital Company 1
2 Aset Modal Ventura terhadap Aset Sektor Keuangan % 0.13 0.12 0.11 0.12 0.11 0.11 0.11 0.11 0.11 0.11 0.11 0.17 0.11 0.12 0.13 0.13 0.14 0.13 0.14 0.15 0.15 0.15 0.15 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.16 0.16 … Assets of Venture Capitals to Assets of Financial 2
3 Return on Assets % 4.21 3.14 2.51 1.88 1.92 1.93 1.16 1.34 1.38 1.64 1.93 3.22 3.50 0.74 1.88 1.81 2.27 2.54 2.58 2.67 2.87 2.86 3.13 3.22 4.74 4.82 3.86 3.47 2.57 2.89 2.82 2.68 2.74 Sector
Return on Assets 3
4 Return on Equity % ### 7.74 5.55 4.31 4.10 3.37 1.71 2.10 2.11 2.71 3.37 5.81 6.68 0.66 3.04 2.85 3.73 4.63 4.76 4.84 5.27 5.21 5.78 5.81 7.77 8.14 6.67 5.94 4.62 5.28 5.12 4.82 4.99 Return on Equity 4
5 NPF % ### ### 15.57 16.26 6.67 4.50 5.03 5.35 5.24 4.83 4.50 3.18 4.36 4.56 4.36 4.19 3.97 4.02 5.73 3.88 3.88 3.83 3.89 3.18 3.42 3.44 3.45 4.31 3.90 4.23 4.23 4.80 6.31 NPF 5
6 Rasio Investasi dan Pembiayaan terhadap Total Aset (IFAR) % ### ### 76.66 72.15 61.05 71.98 71.77 70.93 71.27 71.77 71.98 68.23 72.91 68.14 66.07 68.59 69.87 69.82 67.56 67.36 67.51 67.76 67.75 68.23 67.32 67.42 68.38 68.51 69.09 67.38 67.74 67.47 68.00 Investment and Financing to Assets Ratio (IFAR) 6
7 Biaya Operasional Terhadap Pendapatan Operasional (BOPO) % ### ### 93.25 97.26 92.46 91.49 96.72 94.29 93.50 92.37 91.49 89.85 82.66 101.09 96.23 95.47 93.69 95.23 94.36 93.29 92.21 92.10 90.38 89.85 78.76 78.50 84.39 85.71 89.50 90.32 90.81 91.73 91.17 Operational Revenue to Operational Expense (BOPO) 7
8 Rasio Gearing Kali 1.36 1.44 0.81 0.49 0.55 0.75 0.81 0.80 0.80 0.75 0.75 0.48 0.68 0.61 0.66 0.71 0.82 0.71 0.55 0.59 0.59 0.62 0.59 0.48 0.41 0.42 0.42 0.44 0.43 0.43 0.38 0.40 0.39 Gearing Ratio 8
9 Komposisi Penyertaan Modal Ventura Composition of Share and Other Equity of Venture Capi 9
10 Penyertaan Saham % ### ### 19.44 23.80 18.82 17.15 16.90 17.21 17.07 16.80 17.15 14.96 17.31 15.86 14.44 14.88 13.84 13.85 17.30 17.01 16.87 16.47 16.27 14.96 16.79 16.73 18.04 18.90 18.95 20.24 20.48 20.05 19.73 Equity Investments 10
11 Obligasi Konversi % ### ### 6.31 7.08 7.02 5.39 6.11 6.01 5.96 5.84 5.39 4.01 5.46 5.74 5.50 5.10 4.94 4.90 4.80 4.79 4.76 4.74 4.47 4.01 3.96 3.98 4.02 4.12 4.12 4.17 4.26 4.79 5.00 Converted Bonds 11
12 Pembiayaan Bagi Hasil (Net) % ### ### 74.25 69.12 74.17 77.45 76.99 76.78 76.98 77.37 77.45 81.03 77.23 78.40 80.06 80.01 81.22 81.25 77.89 78.20 78.37 78.79 79.26 81.03 79.25 79.29 77.94 76.97 76.93 75.59 75.27 75.16 75.27 Profit Sharing Financing (Net) 12
13 13
14 ASET Rp Miliar /Billions of Rp ### ### 8,982 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 14
15 Aset Lancar Rp Miliar /Billions of Rp ### ### 1,064 1,608 2,590 1,499 1,435 1,557 1,496 1,458 1,499 3,818 1,427 1,896 2,465 2,265 2,263 2,275 2,989 3,134 3,193 3,248 3,346 3,818 4,178 4,291 4,073 3,919 3,787 4,126 3,974 4,347 4,057 Current Assets 15
16 Kas Bank Rp Miliar /Billions of Rp 195 227 332 293 735 545 558 644 569 595 545 1,515 530 568 1,001 688 689 667 1,458 818 932 1,036 1,031 1,515 1,175 1,400 1,754 1,615 1,458 1,599 1,509 1,586 1,714 Bank Cash 16
17 Surat Berharga Rp Miliar /Billions of Rp 29 17 8 69 143 168 101 97 81 81 168 89 81 80 91 85 87 95 78 79 83 77 77 89 78 71 68 64 61 63 63 62 58 Securities 17
18 Deposito Rp Miliar /Billions of Rp 446 382 466 923 1,380 477 434 519 551 459 477 1,563 473 646 778 902 864 853 830 1,605 1,546 1,505 1,575 1,563 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 Deposit 18
19 Piutang Rp Miliar /Billions of Rp 347 327 163 172 167 176 152 156 149 174 176 246 178 180 182 176 206 235 202 203 196 184 221 246 282 237 258 218 243 244 242 280 318 Claim 19
20 Aset Lancar Lain-lain Rp Miliar /Billions of Rp 160 199 95 152 165 133 190 141 146 150 133 405 164 422 413 414 417 425 421 429 436 447 441 405 586 665 662 688 669 719 728 899 718 Other Current Assets 20
21 21
22 Pembiayaan/Penyertaan Modal Ventura Rp Miliar /Billions of Rp ### ### 6,886 8,141 6,769 8,460 8,057 8,066 8,131 8,240 8,460 ### 8,541 8,498 8,878 9,494 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Financing/ Share and Other Equity of Venture Capital 22
23 Penyertaan Saham Rp Miliar /Billions of Rp ### ### 1,339 1,938 1,274 1,451 1,362 1,388 1,388 1,384 1,451 1,904 1,478 1,348 1,282 1,413 1,409 1,405 1,839 1,843 1,859 1,849 1,851 1,904 2,189 2,208 2,406 2,466 2,478 2,575 2,592 2,581 2,540 Shares 23
24 Obligasi Konversi Rp Miliar /Billions of Rp 707 686 434 576 475 456 492 485 484 481 456 510 466 487 488 484 503 496 510 519 524 533 508 510 517 526 536 538 540 530 539 617 643 Convertible Bonds 24
25 Pembiayaan Bagi Hasil (Net) Rp Miliar /Billions of Rp ### ### 5,113 5,627 5,021 6,553 6,203 6,193 6,259 6,375 6,553 ### 6,597 6,663 7,108 7,596 8,267 8,238 8,276 8,477 8,637 8,846 9,017 ### ### ### ### ### ### 9,617 9,530 9,673 9,689 Profit Sharing Financing (Net) 25
26 Pembiayaan Bagi Hasil (Bruto) Rp Miliar /Billions of Rp ### ### 5,240 5,811 5,222 6,630 6,290 6,279 6,350 6,448 6,630 ### 6,681 6,751 7,201 7,696 8,354 8,324 8,372 8,579 8,739 8,954 9,136 ### ### ### ### ### ### 9,865 9,770 9,938 9,982 Profit Sharing Financing (Gross) 26
27 Akumulasi Penyisihan Rp Miliar /Billions of Rp 125 127 127 184 201 78 87 86 91 73 78 140 84 89 93 100 87 86 96 102 103 108 119 140 139 147 178 183 180 248 240 265 293 Accumulated provisions 27
28 28
29 Aset Tetap (Net) Rp Miliar /Billions of Rp 125 145 114 159 207 270 246 247 247 253 270 591 269 608 609 602 595 589 584 579 578 576 573 591 692 596 589 576 566 553 563 572 565 Fixed Assets (Net) 29
30 Aset Tetap (Bruto) Rp Miliar /Billions of Rp - 231 225 268 332 435 400 404 407 415 435 877 436 808 819 821 822 825 829 831 839 846 851 877 987 903 907 905 1,269 901 921 941 944 Fixed Assets (Gross) 30
31 Akumulasi Penyusutan Rp Miliar /Billions of Rp - 87 93 108 125 164 154 157 160 162 164 286 167 201 210 219 227 235 245 252 261 270 278 286 295 308 318 329 702 348 358 369 379 Accumulated Depreciation 31
32 32
33 Aset Lain-lain Rp Miliar /Billions of Rp ### ### 901 1,375 1,523 1,524 1,489 1,502 1,535 1,529 1,524 1,517 1,479 1,470 1,485 1,481 1,530 1,518 1,528 1,541 1,533 1,519 1,498 1,517 1,459 1,492 1,505 1,501 1,498 1,481 1,492 1,286 1,435 Other Assets 33
34 Penyertaan pada Anak Perusahaan Rp Miliar /Billions of Rp 953 960 770 761 826 743 734 734 736 737 743 743 744 746 744 743 745 743 746 746 747 747 747 743 744 757 763 761 759 781 781 755 720 Shares on Subsidiaries 34
35 Aset Pajak Tangguhan Rp Miliar /Billions of Rp 27 31 26 46 84 39 41 41 43 40 39 36 39 39 40 41 37 32 40 39 38 39 37 36 38 39 41 47 49 65 66 70 76 Defered Tax Assets 35
36 Aset yang Diambil Alih (AYDA) Rp Miliar /Billions of Rp 123 40 40 101 114 98 101 101 102 100 98 92 102 102 98 102 103 107 105 105 105 93 92 92 92 92 92 91 93 94 98 98 98 Repossessed Assets 36
37 Rupa-rupa Aset Rp Miliar /Billions of Rp 90 77 64 466 498 645 613 626 654 652 645 646 594 583 603 595 645 637 637 651 643 640 621 646 585 604 609 602 597 540 547 363 540 Other Assets 37
38 38
39 LIABILITAS Rp Miliar /Billions of Rp ### ### 4,924 6,357 5,890 6,968 6,548 6,625 6,650 6,631 6,968 9,618 6,805 6,977 7,709 8,076 8,760 8,674 8,687 9,019 9,206 9,510 9,461 9,618 9,666 9,806 9,693 9,232 9,150 9,081 8,847 9,227 9,027 LIABILITIES 39
40 Utang Lancar Rp Miliar /Billions of Rp 764 786 1,237 3,402 2,356 2,680 2,175 2,230 2,260 2,389 2,680 4,021 2,563 2,721 3,045 3,111 3,115 3,096 3,412 3,520 3,658 3,749 3,713 4,021 4,407 4,413 4,293 3,705 3,641 3,666 3,828 4,004 4,054 Current Liabilities 40
41 Pinjaman Jangka Pendek Rp Miliar /Billions of Rp 503 388 750 2,574 1,328 1,602 1,364 1,399 1,398 1,515 1,602 2,544 1,615 1,627 1,865 1,917 2,042 2,003 2,263 2,302 2,328 2,381 2,291 2,544 2,554 2,522 2,389 2,152 2,084 2,192 2,370 2,465 2,617 Short term Liabilities 41
42 Utang Lancar Lain-lain Rp Miliar /Billions of Rp 260 398 488 828 1,028 1,079 811 831 861 874 1,079 1,488 948 1,094 1,180 1,194 1,072 1,094 1,149 1,218 1,330 1,369 1,422 1,488 1,853 1,890 1,904 1,554 1,556 1,474 1,458 1,539 1,437 Other Current Liabilities 42
43 Utang/Pinjaman Jangka Panjang Rp Miliar /Billions of Rp ### ### 3,238 2,398 2,781 3,562 3,770 3,758 3,763 3,579 3,562 4,273 3,283 3,299 3,727 4,026 4,717 4,113 3,796 4,119 4,161 4,338 4,263 4,273 3,976 4,107 4,119 4,240 4,206 4,133 3,716 3,926 3,850 Loan/Long term Liabilities 43
44 Bank Rp Miliar /Billions of Rp 641 752 686 581 541 706 755 771 790 798 706 774 702 717 702 681 796 771 774 823 806 820 833 774 743 752 747 751 807 728 687 638 640 Bank 44
45 Bank Dalam Negeri Rp Miliar /Billions of Rp - 707 642 535 462 660 699 715 734 742 660 655 656 671 656 635 693 677 680 694 677 691 704 655 591 602 603 605 652 612 581 544 525 On-Shore 45
46 Bank Luar Negeri Rp Miliar /Billions of Rp - 45 44 46 79 46 56 56 56 56 46 119 46 46 46 46 104 94 94 129 129 129 129 119 152 73 143 146 155 116 106 94 116 Off-Shore 46
47 Industri Keuangan Non Bank Rp Miliar /Billions of Rp 369 719 666 811 1,281 1,955 2,150 2,128 2,104 1,914 1,955 3,103 1,659 1,689 2,135 2,441 3,027 3,019 2,712 2,970 3,020 3,185 3,094 3,103 2,926 3,037 2,992 3,260 3,204 3,189 2,816 3,081 2,985 Non Bank Financial Industry 47
48 Dalam Negeri Rp Miliar /Billions of Rp - 316 313 308 418 931 953 944 982 936 931 1,202 647 677 741 789 954 993 993 1,212 1,214 1,254 1,157 1,202 930 929 856 1,386 1,348 1,317 1,248 1,289 1,307 On-Shore 48
49 Luar Negeri Rp Miliar /Billions of Rp - 404 352 502 863 1,025 1,197 1,184 1,122 978 1,025 1,902 1,012 1,012 1,394 1,652 2,073 2,025 1,719 1,758 1,805 1,932 1,937 1,902 1,995 2,109 2,136 1,874 1,856 1,872 1,568 1,792 1,678 Off-Shore 49
50 Badan Usaha / Lembaga Rp Miliar /Billions of Rp ### ### 1,887 1,006 959 901 865 859 869 867 901 395 922 894 890 904 893 324 310 326 335 332 337 395 308 318 380 227 195 216 213 207 224 Other Industries / Institutions 50
51 Dalam Negeri Rp Miliar /Billions of Rp - ### 1,773 839 910 851 815 810 819 817 851 395 870 842 840 854 843 324 310 326 335 332 337 395 308 318 380 227 195 216 213 207 224 On-Shore 51
52 Luar Negeri Rp Miliar /Billions of Rp - 770 114 167 50 50 50 50 50 50 50 - 52 52 50 50 50 - - - - - 17 - - - - - - - - - - Off-Shore 52
53 Pinjaman Subordinasi Rp Miliar /Billions of Rp 374 352 269 0 166 150 98 118 117 141 150 69 150 149 149 149 158 178 177 70 70 70 70 69 69 69 69 69 69 69 84 91 84 Subordinate Loans 53
54 Liabilitas Lainnya Rp Miliar /Billions of Rp 160 171 179 557 587 575 506 520 511 522 575 1,244 809 807 788 789 770 1,287 1,302 1,310 1,317 1,353 1,415 1,244 1,214 1,217 1,212 1,223 1,234 1,213 1,219 1,205 1,039 Other Liabilities 54
55 55
56 EKUITAS Rp Miliar /Billions of Rp ### 3,651 4,058 4,926 5,199 4,785 4,678 4,747 4,758 4,849 4,785 9,031 4,910 5,494 5,727 5,766 5,808 5,848 7,040 7,075 7,118 7,060 7,331 9,031 9,698 9,770 9,808 9,805 9,781 9,802 9,843 9,850 9,903 EQUITY 56
57 Modal Disetor Rp Miliar /Billions of Rp ### ### 2,397 3,081 3,143 3,313 3,235 3,295 3,320 3,348 3,313 7,132 3,311 3,911 4,132 4,165 4,163 4,164 5,325 5,330 5,330 5,294 5,501 7,132 7,217 7,217 7,217 7,118 7,219 7,220 7,227 7,232 7,233 Paid-up Capital 57
58 Agio (Disagio) Rp Miliar /Billions of Rp 132 131 131 130 130 142 142 142 142 142 142 141 142 142 142 147 148 148 148 148 148 148 141 141 141 141 144 241 141 143 142 142 144 Agio (Disagio) 58
59 Cadangan Rp Miliar /Billions of Rp 148 145 168 174 177 177 177 177 177 177 177 206 177 179 184 184 206 204 204 204 204 204 204 206 206 206 205 208 207 218 218 218 220 Reserves 59
60 Laba Ditahan Rp Miliar /Billions of Rp 519 719 1,154 1,326 1,445 958 953 952 953 982 958 1,015 1,167 1,172 1,145 1,133 1,107 1,105 1,103 1,101 1,101 996 1,001 1,015 1,658 1,672 1,966 1,936 1,931 1,878 1,877 1,848 1,842 Retained Profit (Loss) 60
61 Laba (Rugi) Tahun Berjalan Rp Miliar /Billions of Rp 319 283 225 213 213 163 55 76 85 120 163 379 27 6 41 52 86 129 161 192 241 268 333 379 63 132 163 193 188 258 293 314 367 Current Profit (Loss) 61
62 Komponen Equitas Lainnya Rp Miliar /Billions of Rp 0.19 -8 -17 2 91 33 117 105 82 81 33 158 86 84 84 85 98 97 98 99 94 150 150 158 413 402 112 110 94 84 87 95 96 Other Component Equity 62
63 63
64 PENDAPATAN Rp Miliar /Billions of Rp ### ### 1,578 1,772 1,803 1,990 1,230 1,404 1,574 1,765 1,990 2,959 211 314 593 804 1,052 1,283 1,525 1,774 2,030 2,311 2,611 2,959 319 637 932 1,214 1,398 1,697 1,942 2,192 2,475 REVENUES 64
65 Pendapatan Operasional Rp Miliar /Billions of Rp 812 907 1,082 1,240 1,500 1,898 1,180 1,333 1,508 1,690 1,898 2,738 212 297 556 761 992 1,172 1,401 1,639 1,877 2,142 2,430 2,738 303 599 865 1,134 1,306 1,553 1,776 1,997 2,265 Operational Revenues 65
66 Penyertaan Saham Rp Miliar /Billions of Rp 76 4 0 0.27 19.06 41 28.22 31.06 38.13 40.06 41.32 241.62 4.34 12.81 20.89 33.09 61.89 89.29 109.41 133.33 157.66 185.50 215.62 241.62 34.37 70.09 104.12 129.14 152.10 185.21 214.12 245.66 295.95 Shares 66
67 Obligasi Konversi Rp Miliar /Billions of Rp 20 3 1 0.09 0.11 0.80 0.34 0.41 0.56 0.63 0.80 4.05 0.04 0.07 0.37 0.65 0.60 1.31 1.47 1.74 1.88 4.12 2.21 4.05 0.16 0.70 1.10 1.54 1.96 2.47 3.04 24.57 27.03 Convertible Bonds 67
68 Pembiayaan Bagi Hasil Rp Miliar /Billions of Rp 717 900 1,082 1,239 1,481 1,856 1,152 1,301 1,470 1,649 1,856 2,492 208 284 535 728 929 1,081 1,290 1,504 1,717 1,953 2,212 2,492 269 528 760 1,003 1,152 1,366 1,558 1,726 1,942 Profit / Revenue Sharing 68
69 Pendapatan Non Operasional Rp Miliar /Billions of Rp 651 627 496 532 303 92 50 71 66 75 92 221 -2 17 37 43 60 111 124 135 154 169 181 221 15 38 66 80 92 143 167 196 210 Non Operational Revenues 69
70 70
71 BEBAN Rp Miliar /Billions of Rp ### ### 1,260 1,502 1,544 1,770 1,143 1,291 1,444 1,595 1,770 2,475 176 299 534 727 927 1,113 1,318 1,524 1,723 1,965 2,189 2,475 242 481 744 990 1,191 1,419 1,627 1,851 2,083 EXPENSES 71
72 Beban Operasional Rp Miliar /Billions of Rp 757 871 1,009 1,206 1,387 1,736 1,142 1,257 1,410 1,561 1,736 2,460 176 300 535 727 929 1,116 1,322 1,529 1,730 1,973 2,196 2,460 239 470 730 972 1,169 1,403 1,612 1,832 2,065 Operational Expenses 72
73 Bunga Rp Miliar /Billions of Rp 327 379 452 450 460 557 402 409 458 503 557 706 58 76 140 194 254 311 371 431 491 573 638 706 66 134 202 273 337 404 470 527 588 Interest 73
74 Pegawai Rp Miliar /Billions of Rp 239 301 358 467 639 785 516 587 655 724 785 1,046 80 132 244 327 421 504 589 677 762 853 944 1,046 101 207 310 420 505 594 687 779 863 Employees 74
75 Umum dan Administrasi Rp Miliar /Billions of Rp 102 108 135 223 195 233 168 154 172 191 233 339 22 43 71 96 105 123 175 204 232 269 298 339 34 60 88 116 136 154 180 204 228 General and Administration 75
76 Penyisihan Rp Miliar /Billions of Rp 23 24 24 12 10 62 34 37 44 48 62 127 5 10 21 30 28 36 49 61 68 77 94 127 17 26 62 74 81 113 111 133 185 Reserves 76
77 Amortisasi/Penyusutan Rp Miliar /Billions of Rp 19 20 22 24 28 39 25 28 32 35 39 113 4 18 29 38 46 56 65 74 84 93 103 113 10 23 34 45 56 68 79 91 102 Amortization/Depreciation 77
78 Lain-lain Rp Miliar /Billions of Rp 46 41 17 30 56 61 -3 42 49 60 61 129 6 21 30 42 74 86 72 83 94 107 119 129 10 23 34 44 53 70 85 98 99 Others 78
79 Beban Non Operasional Rp Miliar /Billions of Rp 305 316 251 296 157 34 2 34 34 34 34 15 1 -1 -1 0 -2 -3 -4 -5 -8 -8 -8 15 3 10 14 18 23 16 15 19 18 Non Operational Expenses 79
80 LABA (RUGI) SEBELUM PAJAK Rp Miliar /Billions of Rp 402 346 318 270 260 220 87 114 130 170 220 484 34 15 59 77 125 171 207 250 308 346 423 484 76 156 188 224 207 277 315 341 392 PROFIT (LOSS) BEFORE TAX 80
81 TAKSIRAN PAJAK PENGHASILAN Rp Miliar /Billions of Rp 53 64 93 57 46 57 32 37 45 50 57 106 7 9 18 25 38 41 46 58 67 78 90 106 14 24 25 31 19 19 22 27 25 INCOME TAX ESTIMATION 81
82 LABA (RUGI) SETELAH PAJAK Rp Miliar /Billions of Rp 349 283 225 213 213 163 55 76 85 120 163 379 27 6 41 52 86 129 161 192 241 268 333 379 63 132 163 193 188 258 293 314 367 PROFIT (LOSS) AFTER TAX 82
83 PENDAPATAN KOMPREHENSIF LAIN Rp Miliar /Billions of Rp - - 0 5 0 -2.22 -1.63 -1.86 -1.79 -2.40 -2.22 -7.74 0.75 0.75 0.87 1.21 -2.20 -2.97 -3.92 -4.74 5.29 -6.10 -6.10 -7.74 -0.52 -0.65 -14.74 -11.88 -9.93 -0.87 4.49 -1.12 -1.19 OTHER COMPREHENSIVE INCOME 83
84 LABA BERSIH KOMPREHENSIF TAHUN BERJALAN Rp Miliar /Billions of Rp - - 225 218 213 160 54 74 83 118 160 371 28 6 42 53 84 127 157 188 246 262 327 371 62 131 148 181 178 257 297 313 366 CURRENT COMPREHENSIVE NETT PROFIT 84

Keterangan: Note:
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on FSA
Sumber: OJK (diolah) Source: FSA (Processed)

10
 TABEL 9a. INDIKATOR PERUSAHAAN MODAL VENTURA
TABLE 9a. INDICATORS OF VENTURE CAPITAL COMPANY

2019 2020
KOMPONEN SATUAN COMPONENT
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Okt Nov
1 Jumlah Perusahaan Modal Ventura Unit 61 60 61 61 61 61 61 61 61 61 61 61 61 Number of Conventional Venture Capital Company 1
2 Aset Modal Ventura terhadap Aset Sektor Keuangan % 0.15 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.16 0.16 0.16 0.16 … Assets of Venture Capitals to Assets of Financial 2
3 Sector 3
4 Return on Assets % 3.13 3.22 4.74 4.82 3.86 3.47 2.57 2.89 2.82 2.68 2.74 2.45 2.40 Return on Assets 4
5 Return on Equity % 5.78 5.81 7.77 8.14 6.67 5.94 4.62 5.28 5.12 4.82 4.99 4.56 4.44 Return on Equity 5
6 NPF % 3.89 3.18 3.42 3.44 3.45 4.31 3.90 4.23 4.23 4.80 6.31 4.78 5.03 NPF 6
7 Rasio Investasi dan Pembiayaan terhadap Total Aset (IFAR) % 67.75 68.23 67.32 67.42 68.38 68.51 69.09 67.38 67.74 67.47 68.00 69.01 69.21 Investment and Financing to Assets Ratio (IFAR) 7
8 Biaya Operasional Terhadap Pendapatan Operasional (BOPO) % 90.38 89.85 78.76 78.50 84.39 85.71 89.50 90.32 90.81 91.73 91.17 89.25 89.98 Operational Revenue to Operational Expense (BOPO) 8
9 Rasio Gearing Kali 0.59 0.48 0.41 0.42 0.42 0.44 0.43 0.43 0.38 0.40 0.39 0.72 0.74 Gearing Ratio 9
10 Komposisi Penyertaan Modal Ventura Composition of Share and Other Equity of Venture Capi 10
11 Penyertaan Saham % 16.27 14.96 16.79 16.73 18.04 18.90 18.95 20.24 20.48 20.05 19.73 21.83 22.58 Equity Investments 11
12 Obligasi Konversi % 4.47 4.01 3.96 3.98 4.02 4.12 4.12 4.17 4.26 4.79 5.00 5.12 5.16 Converted Bonds 12
13 Pembiayaan Bagi Hasil (Net) % 79.26 81.03 79.25 79.29 77.94 76.97 76.93 75.59 75.27 75.16 75.27 73.04 72.26 Profit Sharing Financing (Net) 13
14 14
15 ASET Rp Miliar /Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 15
16 Kas dan Setara Kas Rp Miliar /Billions of Rp 2,606 3,078 3,233 3,317 3,084 2,948 2,813 3,100 2,942 3,106 2,964 2,442 2,529 Cash and cash equivalents 16
17 Kas Rp Miliar /Billions of Rp 1,031 1,515 1,175 1,400 1,754 1,615 1,458 1,599 1,509 1,586 1,714 381 447 Cash 17
18 Simpanan pada Bank Dalam Negeri Rp Miliar /Billions of Rp 1,575 1,563 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 2,060 2,082 Deposits at Domestic Banks 18
19 Giro Rp Miliar /Billions of Rp - - - - - - - - - - - 484 535 Giro 19
20 Simpanan Lainnya Rp Miliar /Billions of Rp 1,575 1,563 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 1,576 1,547 Other Savings 20
21 Simpanan Pada Bank Luar Negeri Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 Deposits at Foreign Banks 21
22 Giro Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 Giro 22
23 Simpanan Lainnya Rp Miliar /Billions of Rp - - - - - - - - - - - - - Other Savings 23
24 Aset Tagihan Derivatif Rp Miliar /Billions of Rp - - - - - - - - - - - 28 24 Derivative Collectible Assets 24
25 Pembiayaan/Penyertaan Modal Ventura Rp Miliar /Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### Financing/ Investment of Venture Capital 25
26 Penyertaan Saham Rp Miliar /Billions of Rp 1,851 1,904 2,189 2,208 2,406 2,466 2,478 2,575 2,592 2,581 2,540 2,761 2,824 Investment in Shares 26
27 Penyertaan Melalui Pembelian Obligasi Konversi (Neto) Rp Miliar /Billions of Rp 508 510 517 526 536 538 540 530 539 617 643 648 645 Investment through Convertible Bonds (Net) 27
Pembiayaan Melalui Pembelian Surat Utang yang Financing through Debt Securities issued by Business Part
28 Diterbitkan Pasangan Usaha pada Tahap Rintisan Awal Rp Miliar /Billions of Rp - - - - - - - - - - - - - 28
(Start-Up) dan/atau Pengembangan Usaha (Neto)
29 Pembiayaan Usaha Produktif (Neto) Rp Miliar /Billions of Rp 9,017 ### ### ### ### ### ### 9,617 9,530 9,673 9,689 9,236 9,038 Financing in Productive Business 29
30 Investasi Modal Ventura Berdasarkan Prinsip Syariah Rp Miliar /Billions of Rp - - - - - - - - - - - 446 830 Investment in Venture Capital Based on Sharia Principles 30
31 Penyertaan pada Dana Ventura Rp Miliar /Billions of Rp - - - - - - - - - - - 51 51 Investments in the Venture Fund 31
32 Piutang Pengelolaan Dana Ventura Rp Miliar /Billions of Rp - - - - - - - - - - - 1 2 Receivables of Venture Fund Management 32
33 Tagihan Terkait Kegiatan Usaha Lain Rp Miliar /Billions of Rp - - - - - - - - - - - 3 3 Claims Related to Other Business Activities 33
34 Investasi dalam Surat Berharga Rp Miliar /Billions of Rp 77 89 78 71 68 64 61 63 63 62 58 71 72 Investment on Securities 34
35 Aset Tetap dan Inventaris - Neto Rp Miliar /Billions of Rp 573 591 692 596 589 576 566 553 563 572 565 555 550 Fixed Assets and Inventory (Net) 35
36 Aset Tetap dan Inventaris Bruto Rp Miliar /Billions of Rp 851 877 987 903 907 905 1,269 901 921 941 944 944 949 Fixed Assets and Inventory (Gross) 36
37 Akumulasi Penyusutan Aset Tetap dan Inventaris Rp Miliar /Billions of Rp 278 286 295 308 318 329 702 348 358 369 379 389 399 Accumulated Depreciation of Fixed Assets and Inventory 37
38 Aset Pajak Tangguhan Rp Miliar /Billions of Rp 37 36 38 39 41 47 49 65 66 70 76 90 93 Defered Tax Assets 38
39 Rupa-Rupa Aset Rp Miliar /Billions of Rp 2,123 2,132 2,288 2,355 2,385 2,361 2,362 2,378 2,395 2,396 2,394 2,639 2,610 Other Assets 39
40 40
41 LIABILITAS Rp Miliar /Billions of Rp 9,461 9,618 9,666 9,806 9,693 9,235 9,150 9,081 8,847 9,227 9,027 9,066 9,342 LIABILITIES 41
42 Liabilitas Segera Rp Miliar /Billions of Rp 1,422 1,488 1,853 1,890 1,904 1,556 1,556 1,474 1,458 1,539 1,437 747 814 Immediate Liabilities 42
43 Liabilitas Derivatif Rp Miliar /Billions of Rp - - - - - - - - - - - 7 7 Derivative Liabilities 43
44 Utang Pajak Rp Miliar /Billions of Rp - - - - - - - - - - - 38 38 Tax Liabilities 44
45 Pinjaman yang diterima Rp Miliar /Billions of Rp 6,554 6,816 6,530 6,629 6,508 6,387 6,291 6,325 6,087 6,391 6,467 6,836 7,077 Loan 45
46 Pinjaman/Pendanaan yang Diterima dari Dalam Negeri Rp Miliar /Billions of Rp 2,433 2,532 2,110 2,193 2,103 2,455 2,424 2,386 2,302 2,311 2,344 5,482 5,636 Domestic Loans/Financing 46
47 Pinjaman/Pendanaan Yang Diterima dari Bank Rp Miliar /Billions of Rp 956 935 871 947 866 842 881 853 842 815 812 3,493 3,432 Bank Loans/Financing 47
Pinjaman/Pendanaan yang Diterima dari Lembaga Jasa Non Bank Financial Industry Loans/Financing
48 Rp Miliar /Billions of Rp 1,157 1,202 930 929 856 1,386 1,348 1,317 1,248 1,289 1,307 477 683 48
Keuangan Nonbank
49 Pinjaman/Pendanaan yang Diterima Lainnya Rp Miliar /Billions of Rp 320 395 308 318 380 227 195 216 213 207 224 1,512 1,522 Other Loans/Financing 49
50 Pinjaman/Pendanaan yang Diterima dari Luar Negeri Rp Miliar /Billions of Rp 4,121 4,284 4,420 4,436 4,405 3,932 3,867 3,939 3,784 4,080 4,124 1,354 1,440 Foreign Loans/Financing 50
51 Pinjaman/Pendanaan yang Diterima dari Bank Rp Miliar /Billions of Rp 198 195 229 158 215 210 218 182 178 168 194 150 184 Bank Loans/Financing 51
Pinjaman/Pendanaan yang Diterima dari Lembaga Jasa Non Bank Financial Industry Loans/Financing
52 Rp Miliar /Billions of Rp 2,257 2,258 2,353 2,462 2,470 2,175 2,148 2,179 1,900 2,137 2,045 962 1,018 52
Keuangan Nonbank
53 Pinjaman/Pendanaan yang Diterima Lainnya Rp Miliar /Billions of Rp 1,666 1,831 1,839 1,816 1,720 1,547 1,501 1,578 1,707 1,775 1,885 242 239 Other Loans/Financing 53
54 Surat Berharga yang Diterbitkan Rp Miliar /Billions of Rp - - - - - - - - - - - 251 251 Issued Securities 54
55 Liabilitas Pajak Tangguhan Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 Deffered Tax Liabilities 55
56 Pinjaman/Pendanaan Subordinasi Rp Miliar /Billions of Rp 70 69 69 69 69 69 69 69 84 91 84 127 126 56
Subordinate Loans/Financing
57 Pinjaman/Pendanaan Subordinasi Dalam Negeri Rp Miliar /Billions of Rp - - - - - - - - - - - 22 22 Domestic Subordinate Loans/Financing
57
58 Pinjaman/Pendanaan Subordinasi Luar Negeri Rp Miliar /Billions of Rp - - - - - - - - - - - 105 104 Foreign Subordinate Loans/Financing
58
59 Rupa-Rupa Liabilitas Rp Miliar /Billions of Rp 1,415 1,244 1,214 1,217 1,212 1,223 1,234 1,213 1,219 1,205 1,039 1,060 1,028 Other Liabilities 59
60 60
61 EKUITAS Rp Miliar /Billions of Rp 7,331 9,031 9,698 9,770 9,808 9,805 9,781 9,802 9,843 9,850 9,903 9,905 9,928 EQUITY 61
62 Modal Rp Miliar /Billions of Rp 5,642 7,274 7,359 7,359 7,361 7,359 7,361 7,363 7,369 7,374 7,377 7,458 7,458 Capital 62
63 Modal Disetor Rp Miliar /Billions of Rp 5,501 7,132 7,217 7,217 7,217 7,118 7,219 7,220 7,227 7,232 7,233 7,235 7,235 Paid-up Capital 63
64 Simpanan Pokok dan Simpanan Wajib Rp Miliar /Billions of Rp - - - - - - - - - - - - - Main Savings and Mandatory Savings 64
65 Tambahan modal Disetor Rp Miliar /Billions of Rp 141 141 141 141 144 241 141 143 142 142 144 222 223 Additional Paid-up Capital 65
66 Disagio Rp Miliar /Billions of Rp - - - - - - - - - - - - - Disagio 66
67 Modal Saham Diperoleh Kembali Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 Share Capital Recoverable 67
68 Selisih Nilai Transaksi Restrukturisasi Entitas Sepengendali Rp Miliar /Billions of Rp - - - - - - - - - - - - 0 Difference in Restructuring Transactions Value between Com 68
69 Cadangan Rp Miliar /Billions of Rp 204 206 206 206 205 208 207 218 218 218 220 220 220 Reserves 69
70 Saldo Laba (Rugi) yang Ditahan Rp Miliar /Billions of Rp 1,001 1,015 1,658 1,672 1,966 1,936 1,931 1,878 1,877 1,848 1,842 1,840 1,836 Retained Profit (Loss) 70
71 Laba (Rugi) Bersih Setelah Pajak Rp Miliar /Billions of Rp 333 379 63 132 163 193 188 258 293 314 367 373 400 Profit (Loss) after Tax 71
72 Komponen Ekuitas Lainnya Rp Miliar /Billions of Rp 150 158 413 402 112 110 94 84 87 95 96 14 14 Other Component Equity 72
73 TOTAL LIABILITAS DAN EKUITAS Rp Miliar /Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### TOTAL LIABILITIES AND EQUITY 73
74 74
75 PENDAPATAN Rp Miliar /Billions of Rp 2,611 2,959 319 637 932 1,214 1,398 1,697 1,942 2,192 2,475 2,746 3,007 REVENUES 75
76 Pendapatan Operasional Rp Miliar /Billions of Rp 2,430 2,738 303 599 865 1,134 1,306 1,553 1,776 1,997 2,265 2,182 2,374 Operational Revenues 76
77 Pendapatan dari Kegiatan Operasi Rp Miliar /Billions of Rp - - - - - - - - - - - 2,153 2,320 Income from Operating Activities 77
78 Pendapatan Dividen dari Kegiatan Penyertaan Saham Rp Miliar /Billions of Rp 216 242 34 70 104 129 152 185 214 246 296 48 47 Dividend Income from Share Investment Activities 78
Pendapatan dari Keuntungan Penjualan Aset Penyertaan
79 Rp Miliar /Billions of Rp - - - - - - - - - - - 1 1 79
atau Surat Berharga Profit Income from Investment Assets Sales or Securities
Pendapatan Bunga dari Kegiatan Penyertaan Melalui
80 Rp Miliar /Billions of Rp 2 4 0 1 1 2 2 2 3 25 27 5 6 80
Pembelian Obligasi Konversi Interest Income from Investment through Convertible Bo
Pendapatan Bunga dari Kegiatan Pembiayaan Melalui
81 Pembelian Surat Utang yang Diterbitkan Pasangan Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 81
Usaha pada Tahap Rintisan Awal (Start-up) dan/atau Interest Income from Financing through Debt Securities i
82 Pengembangan Usaha
Pendapatan Bunga dari Kegiatan Pembiayaan Usaha ProdRp Miliar /Billions of Rp 2,212 2,492 269 528 760 1,003 1,152 1,366 1,558 1,726 1,942 2,099 2,266 Interest Income from Financing in Productive Business 82
83 Pendapatan dari Kegiatan Operasi Berdasarkan Prinsip SyarRp Miliar /Billions of Rp - - - - - - - - - - - 24 46 Income from Operating Activities Based on Sharia Principles 83
84 Pendapatan dari Penyertaan pada Dana Ventura Rp Miliar /Billions of Rp - - - - - - - - - - - 0 0 Income from Investments in Venture Funds 84
85 Pendapatan dari Kegiatan Pengelolaan Dana Ventura Rp Miliar /Billions of Rp - - - - - - - - - - - - - Income from Venture Fund Management Activities 85
86 Pendapatan dari Kegiatan Usaha Lain Rp Miliar /Billions of Rp - - - - - - - - - - - 4 7 Income from Other Business Activities 86
Pendapatan Fee/Imbal Jasa dari Kegiatan Penerusan
87 Rp Miliar /Billions of Rp - - - - - - - - - - - - - 87
Pembiayaan (Channeling) Income / Service Fee from Channeling Activities
88 Pendapatan Operasional Lain Terkait Pembiayaan Rp Miliar /Billions of Rp - - - - - - - - - - - 63 75 Other Operating Income Related to Financing 88
89 Pendapatan Operasional Lainnya Rp Miliar /Billions of Rp - - - - - - - - - - - 335 371 Other Operational Revenues 89
90 Pendapatan Non Operasional Rp Miliar /Billions of Rp 181 221 15 38 66 80 92 143 167 196 210 165 186 Non Operational Revenues 90
91 91
92 BEBAN Rp Miliar /Billions of Rp 2,189 2,475 242 481 744 990 1,191 1,419 1,627 1,851 2,083 2,355 2,588 EXPENSES 92
93 Beban Operasional Rp Miliar /Billions of Rp 2,196 2,460 239 470 730 972 1,169 1,403 1,612 1,832 2,065 2,303 2,538 Operational Expenses 93
94 Beban Bunga dan/atau Imbal Hasil Rp Miliar /Billions of Rp 638 706 66 134 202 273 337 404 470 527 588 645 708 Interest Expenses 94
95 Beban Premi Atas Transaksi SWAP Rp Miliar /Billions of Rp - - - - - - - - - - - - - Premium on SWAP Transaction Expenses 95
96 Beban Premi Asuransi Rp Miliar /Billions of Rp - - - - - - - - - - - 9 10 Insurance Premium Expenses 96
97 Beban Tenaga Kerja Rp Miliar /Billions of Rp 944 1,046 101 207 310 420 505 594 687 779 863 993 1,089 Employees Expenses 97
98 Beban Pemasaran Rp Miliar /Billions of Rp - - - - - - - - - - - 1 1 Marketing Expenses 98
99 Beban Penyisihan/Penyusutan Rp Miliar /Billions of Rp 198 240 27 48 96 119 138 181 190 224 287 326 370 Allowance/Depreciation Expenses 99
100 Beban Sewa Rp Miliar /Billions of Rp - - - - - - - - - - - 32 36 Rent Expenses 100
101 Beban Pemeliharaan dan Perbaikan Rp Miliar /Billions of Rp - - - - - - - - - - - 9 10 Maintenance Expenses 101
102 Beban Administrasi dan Umum Rp Miliar /Billions of Rp 298 339 34 60 88 116 136 154 180 204 228 249 269 General and Administration Expenses 102
103 Beban Operasional Lainnya Rp Miliar /Billions of Rp 119 129 10 23 34 44 53 70 85 98 99 40 45 Others Expenses 103
104 Beban Non Operasional Rp Miliar /Billions of Rp (8) 15 3 10 14 18 23 16 15 19 18 52 50 Non Operational Expenses 104
105 LABA (RUGI) SEBELUM PAJAK Rp Miliar /Billions of Rp 423 484 76 156 188 224 207 277 315 341 392 390 420 PROFIT (LOSS) BEFORE TAX 105
106 TAKSIRAN PAJAK PENGHASILAN Rp Miliar /Billions of Rp - - - - - - - - - - - INCOME TAX ESTIMATION 106
107 Pajak Tahun Berjalan Rp Miliar /Billions of Rp 90 106 14 24 25 31 19 19 22 27 25 45 51 Current Tax 107
108 Pendapatan (Beban) Pajak Tangguhan Rp Miliar /Billions of Rp - - - - - - - - - - - 28 31 Deffered Tax Revenues (Expenses) 108
109 LABA (RUGI) SETELAH PAJAK Rp Miliar /Billions of Rp 333 379 63 132 163 193 188 258 293 314 367 373 400 PROFIT (LOSS) AFTER TAX 109
110 Laba rugi setelah pajak (TTM) Rp Miliar /Billions of Rp 376 379 414 505 501 520 481 507 510 501 505 483 445 110
KEUNTUNGAN (KERUGIAN) KOMPEREHENSIF LAINNYA
111 Rp Miliar /Billions of Rp (6) (8) (1) (1) (15) (12) (10) (1) 4 (1) (1) 2 3 111
PERIODE BERJALAN OTHER CURRENT COMPREHENSIVE PROFIT (LOSS)
112 LABA (RUGI) BERSIH KOMPREHENSIF TAHUN BERJALAN Rp Miliar /Billions of Rp 327 371 62 131 148 181 178 257 297 313 366 375 402 CURRENT COMPREHENSIVE NETT PROFIT 112

Keterangan: Note:
- Tabel 9a. Indikator Perusahaan Modal Ventura ini merupakan format baru yang menyesuaikan perubahan pos-pos pada publikasi OJK per Oktober 2020. - Table 9a. Indicators of Venture Capital Company is a new format that adapts to changes to posts in OJK publications since October 2020.
Data tersedia sejak November 2019 Data available since November 2019.
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on FSA
- Data termasuk syariah - Data including Sharia
Sumber: OJK (diolah) Source: FSA (Processed)

10
 TABEL 10. INDIKATOR LEMBAGA PENJAMINAN/
TABLE 10. INDICATORS OF GUARANTEE INSTITUTION

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Oct* Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Jumlah Lembaga Penjaminan Unit … … … … 21 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 21 21 21 21 21 21 21 21 20 20 Number of Guarantee Institutions 1
Aset Lembaga Penjaminan terhadap Aset Sektor Assets of Guarantee Institutions to Assets of
2 % 0.14 0.15 0.17 0.17 0.17 0.17 0.18 0.17 0.17 0.17 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.17 0.17 0.16 0.16 0.17 0.17 0.17 0.18 0.18 0.18 0.19 … 2
Keuangan Financial Sector
Porsi Outstanding Penjaminan Usaha Produktif terhadap Ratio Outstanding Credit Guarantee of Productive Business
3 % - 39.32 42.55 55.36 59.29 56.22 58.25 59.03 56.22 55.84 54.52 54.15 54.81 54.99 55.09 54.31 54.96 55.45 55.61 55.47 56.09 55.84 55.36 55.09 56.99 56.67 55.96 55.47 56.44 57.05 58.34 59.72 58.34 3
Oustanding Penjaminan to Oustanding Credit Guarantee
4 4
5 KINERJA KEUANGAN FINANCIAL PERFORMANCE 5
6 ASET Rp Miliar/ Billions of Rp ### ### 13,642 15,379 16,858 18,085 18,581 17,785 18,085 19,682 18,365 18,556 18,705 18,998 19,119 19,333 19,482 19,223 19,414 19,648 19,639 19,682 18,435 18,317 18,483 19,093 19,297 19,507 20,990 20,862 21,258 21,784 21,113 Assets 6
7 Kas & Giro Bank Rp Miliar/ Billions of Rp 99 138 363 698 405 351 358 339 351 273 374 318 309 354 358 387 362 334 358 314 314 273 280 582 307 277 281 329 311 343 332 318 347 Cash & banks 7
8 Investasi Rp Miliar/ Billions of Rp ### 3,830 10,038 10,361 10,958 11,744 12,051 11,573 11,744 12,377 11,934 11,985 12,087 12,053 12,188 12,329 12,441 12,514 12,600 12,706 12,599 12,377 12,388 12,269 12,403 12,410 12,388 12,538 12,623 12,344 12,661 13,358 13,475 Investment 8
9 Piutang IJP Rp Miliar/ Billions of Rp ### 1,082 1,451 2,365 2,479 2,705 2,738 2,710 2,705 2,928 2,688 2,781 2,723 2,787 2,700 2,654 2,666 2,725 2,706 2,791 2,860 2,928 1,648 1,481 1,712 2,285 1,913 1,936 3,245 3,382 3,241 3,029 2,117 RGS receivables 9
10 Pendapatan yang masih harus diterima Rp Miliar/ Billions of Rp 1 2 2 3 7 12 14 11 12 14 11 11 11 12 9 9 10 12 14 15 13 14 14 14 15 17 13 13 15 15 14 15 11 Accrued income 10
11 Beban dibayar di muka Rp Miliar/ Billions of Rp 555 606 884 1,105 1,335 1,447 1,501 1,357 1,447 1,923 1,470 1,507 1,533 1,659 1,708 1,728 1,772 1,725 1,767 1,806 1,850 1,923 1,925 1,940 1,989 2,017 2,026 2,037 2,105 2,004 2,051 2,090 2,136 Prepaid expenses 11
12 Piutang dalam rangka restrukturisasi penjaminan Rp Miliar/ Billions of Rp 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Restructuring guarantee receivables 12
13 Piutang co-guarantee/reasuransi/penjaminan ulang Rp Miliar/ Billions of Rp 145 70 104 127 305 369 432 372 369 446 332 422 474 553 579 669 700 388 427 441 443 446 430 286 341 366 516 490 530 469 494 465 330 Co-guarantee / reinsurance / re-guarantee receivables 13
14 Aset tetap - netto Rp Miliar/ Billions of Rp 60 66 420 475 497 501 511 499 501 543 504 504 504 507 508 503 508 511 517 518 523 543 547 548 549 552 554 550 551 559 557 557 589 Fixed assets - net 14
15 Aset tidak berwujud - netto Rp Miliar/ Billions of Rp 0 1 5 5 4 4 4 4 4 5 4 4 4 4 4 4 4 4 4 4 3 5 5 5 42 43 42 41 40 39 38 37 37 Intangible assets - net 15
16 Aset pajak tangguhan Rp Miliar/ Billions of Rp 140 124 176 186 183 210 215 210 210 238 209 210 240 238 238 238 238 238 238 238 238 238 238 219 219 220 730 730 701 701 701 701 701 Deffered tax assets 16
17 Aset lainnya Rp Miliar/ Billions of Rp 8 88 119 347 686 741 758 709 741 935 839 813 819 832 827 812 781 773 784 815 796 935 958 972 905 905 834 842 869 1,006 1,169 1,213 1,371 Other assets 17
18 LIABILITAS Rp Miliar/ Billions of Rp ### 1,673 2,390 3,315 3,925 5,157 5,185 4,880 5,157 6,031 5,329 5,472 5,501 5,781 5,910 6,003 6,089 5,795 5,947 6,067 6,041 6,031 6,123 6,619 6,711 7,400 7,021 7,149 8,849 8,656 9,044 9,509 8,741 LIABILITIES 18
19 Utang klaim Rp Miliar/ Billions of Rp 45 10 15 14 75 88 74 79 88 15 95 100 109 122 100 105 54 37 38 30 22 15 11 18 14 14 12 14 15 15 15 17 19 Claim liabilities 19
20 IJP yang ditangguhkan Rp Miliar/ Billions of Rp ### 1,065 1,744 2,606 2,822 3,977 4,118 3,885 3,977 4,830 4,091 4,200 4,265 4,410 4,597 4,645 4,722 4,767 4,813 4,846 4,824 4,830 4,852 4,884 5,070 5,405 5,361 5,449 5,735 6,062 6,267 6,527 7,005 Deffered RGS 20
21 Utang pajak Rp Miliar/ Billions of Rp … … … … 172 12 6 4 12 29 8 8 8 13 10 10 4 6 21 25 26 29 21 16 18 11 20 13 13 20 13 13 13 Tax expenses 21
22 Utang premi reasuransi Rp Miliar/ Billions of Rp 0 0 2 2 79 137 141 73 137 210 155 118 154 317 288 365 404 90 161 192 186 210 231 177 244 658 243 376 1,377 1,334 1,370 1,448 1,448 Reinsurance premium liabilities 22
23 Utang komisi Rp Miliar/ Billions of Rp 0 0 1 1 2 3 3 3 3 5 3 4 4 3 3 4 4 4 4 5 5 5 4 5 6 6 6 5 5 5 8 6 6 Comission liabilities 23
24 Utang IJP Ulang (IJPU) Rp Miliar/ Billions of Rp … … … 36 35 51 64 51 51 58 50 78 72 75 74 81 79 62 59 59 61 58 52 54 60 64 169 55 57 53 49 52 52 RGS co-guarantee (RGSC) liabilities 24
25 Cadangan klaim Rp Miliar/ Billions of Rp 439 409 355 465 445 473 473 486 473 444 503 532 485 471 483 484 489 475 479 523 519 444 502 991 763 758 761 775 796 842 842 850 889 Claim reserves 25
26 Beban yang masih harus dibayar Rp Miliar/ Billions of Rp 2 3 13 12 9 9 14 10 9 7 8 8 12 16 12 12 8 10 9 6 6 7 10 10 11 12 12 12 11 11 14 15 18 Accrued expenses 26
27 Liabilitas pajak tangguhan Rp Miliar/ Billions of Rp 0 6 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Deffered tax liabilities 27
28 Utang imbalan pasca kerja Rp Miliar/ Billions of Rp 0 0 3 11 2 4 6 4 4 4 4 4 4 5 5 5 5 5 5 5 5 4 41 37 38 39 65 69 70 72 73 74 80 Post-employment benefit liabilities 28
29 Obligasi wajib konversi Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Mandatory convertible bonds 29
30 Liabilitas lainnya Rp Miliar/ Billions of Rp 86 142 138 191 283 403 287 285 403 430 412 419 386 348 338 292 318 339 356 375 386 430 398 427 488 432 372 381 769 242 394 507 387 Other liabilities 30
31 31
32 EKUITAS Rp Miliar/ Billions of Rp ### 9,553 11,252 12,060 12,933 12,927 13,396 12,905 12,927 13,651 13,036 13,084 13,205 13,217 13,209 13,330 13,393 13,428 13,467 13,581 13,598 13,651 12,312 11,698 11,772 11,693 12,276 12,358 12,141 12,206 12,214 12,275 12,371 EQUITY 32
33 Modal Rp Miliar/ Billions of Rp ### 7,755 8,848 9,747 9,446 9,296 9,802 9,292 9,296 9,330 9,296 9,298 9,298 9,303 9,303 9,328 9,328 9,328 9,328 9,329 9,329 9,330 9,330 9,455 9,456 9,456 9,457 9,457 9,473 9,498 9,507 9,487 9,560 Capital 33
34 Modal disetor Rp Miliar/ Billions of Rp ### 7,755 8,825 9,743 9,446 9,297 9,802 9,292 9,297 9,330 9,297 9,298 9,298 9,303 9,303 9,328 9,328 9,328 9,328 9,329 9,329 9,330 9,330 9,455 9,456 9,456 9,457 9,457 9,473 9,498 9,508 9,488 9,560 Paid-up capital 34
35 Agio Rp Miliar/ Billions of Rp 0 0 23 5.00 0.46 -0.34 -0.54 -0.30 -0.34 0.42 -0.31 -0.20 -0.10 -0.15 0.13 0.32 0.30 0.30 0.35 0.41 0.42 0.42 0.48 0.48 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Agio 35
36 Disagio Rp Miliar/ Billions of Rp 0 0 0 0.00 -0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.23 0.00 -0.23 -0.23 -0.23 -0.23 -0.23 -0.23 Disagio 36
37 Cadangan Rp Miliar/ Billions of Rp 771 1,140 1,530 1,891 2,497 3,220 3,297 3,219 3,220 3,568 3,221 3,223 3,230 3,235 3,236 3,571 3,570 3,570 3,570 3,570 3,570 3,568 2,179 1,406 1,533 1,536 2,014 2,021 2,209 2,206 2,206 2,208 2,209 Reserves 37
38 Cadangan umum Rp Miliar/ Billions of Rp 771 870 1,147 1,505 2,106 2,824 2,901 2,824 2,824 3,167 2,824 2,825 2,828 2,832 2,832 3,167 3,167 3,167 3,167 3,167 3,167 3,167 1,778 1,005 1,141 1,146 1,624 1,626 1,814 1,814 1,814 1,817 1,818 General reserves 38
39 Cadangan tujuan Rp Miliar/ Billions of Rp 0 191 302 303 304 316 314 314 316 318 315 315 317 319 314 314 314 313 313 313 313 318 318 318 307 307 307 309 310 306 306 306 306 Specific reserves 39
40 Cadangan lainnya Rp Miliar/ Billions of Rp 0 79 80 83 87 81 81 81 81 83 81 83 85 84 89 89 89 90 90 90 90 83 83 83 85 83 83 85 85 85 85 85 85 Other reserves 40
41 Hibah Rp Miliar/ Billions of Rp 0 0 0 0.00 0.51 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.00 0.10 0.10 0.10 0.10 0.10 0.10 Grant 41
42 Saldo laba / (rugi) Rp Miliar/ Billions of Rp 6 -9 18 2 -12 -7 6 1 -7 -15 389 387 383 373 361 -15 -14 -14 -16 -16 -16 -15 604 612 645 636 607 597 32 33 40 40 37 Retained profit / (loss) 42
43 Laba / (rugi) tahun berjalan Rp Miliar/ Billions of Rp 524 683 659 736 768 397 368 376 397 603 54 109 148 179 225 277 320 385 442 531 582 603 62 36 115 55 185 223 347 364 390 420 376 Profit / (loss) current period 43
44 Pendapatan komprehensif lainnya Rp Miliar/ Billions of Rp 72 0 0 0 234 20 -77 18 20 164 77 67 146 127 84 168 189 158 142 166 133 164 135 189 24 10 13 60 80 106 70 119 189 Other comprehensive income 44
45 45
46 PENDAPATAN Rp Miliar/ Billions of Rp ### 2,321 2,471 2,922 2,894 2,639 2,407 2,362 2,639 3,570 261 538 803 1,060 1,355 1,625 1,925 2,205 2,520 2,843 3,185 3,570 322 454 622 761 1,075 1,363 1,804 2,085 2,375 2,629 2,889 INCOME 46
47 Pendapatan Operasional Rp Miliar/ Billions of Rp ### 2,098 2,163 2,917 2,569 2,185 1,994 1,956 2,185 3,056 231 461 691 918 1,176 1,417 1,674 1,913 2,188 2,468 2,747 3,056 287 398 611 776 1,128 1,431 1,926 2,264 2,595 2,969 3,343 Operational Income 47
48 Pendapatan IJP Bersih Rp Miliar/ Billions of Rp ### 1,504 1,437 1,886 1,862 1,411 1,330 1,251 1,411 2,205 152 308 471 627 803 978 1,161 1,333 1,529 1,739 1,956 2,205 188 237 469 578 844 1,039 1,399 1,622 1,872 2,116 2,317 Net RGS revenue 48
49 Pendapatan Operasional Lainnya Rp Miliar/ Billions of Rp 304 594 726 1,031 707 774 664 704 774 851 79 153 221 291 374 440 513 580 659 729 791 851 99 161 142 197 284 392 527 642 723 853 1,026 Other Operasional Income 49
50 Pendapatan Non Operasional Rp Miliar/ Billions of Rp 164 223 308 5 325 453 413 406 453 514 31 77 111 141 179 208 251 293 332 375 438 514 35 56 12 -14 -53 -68 -122 -179 -220 -340 -454 Non Operational Income 50
51 51
52 BEBAN Rp Miliar/ Billions of Rp ### 1,450 1,619 1,620 1,859 2,126 1,936 1,882 2,126 2,819 195 406 623 837 1,076 1,283 1,528 1,734 1,965 2,186 2,468 2,819 249 400 483 685 847 1,086 1,364 1,618 1,874 2,091 2,355 EXPENSE 52
53 Beban Operasional Rp Miliar/ Billions of Rp ### 1,450 1,619 1,628 1,858 2,125 1,935 1,881 2,125 2,816 195 406 623 837 1,075 1,282 1,527 1,733 1,964 2,184 2,465 2,816 248 398 481 684 845 1,084 1,362 1,616 1,871 2,088 2,352 Operating Expenses 53
54 Beban Klaim Rp Miliar/ Billions of Rp 897 1,043 966 979 1,051 1,229 1,139 1,111 1,229 1,804 139 284 366 488 614 732 885 985 1,128 1,300 1,555 1,804 157 220 366 506 589 756 971 1,165 1,348 1,510 1,699 Claim Expenses 54
55 Beban Operasional lainnya Rp Miliar/ Billions of Rp 592 407 653 649 807 896 797 771 896 1,011 56 122 257 348 461 551 641 748 836 884 910 1,011 91 179 115 178 256 328 391 451 523 578 653 Other Operating Expenses 55
56 Beban Non Operasional Rp Miliar/ Billions of Rp 3 0 0 -8.00 0.43 0.71 0.37 0.72 0.71 3.10 0.20 0.23 0.30 0.53 0.56 0.80 1.26 1.25 1.37 1.84 2.50 3.10 0.37 1.43 1.62 1.68 1.78 2.16 2.35 2.52 2.60 2.73 2.87 Non Operating Expenses 56
57 57
58 Laba/ (rugi) Operasional Rp Miliar/ Billions of Rp 429 648 544 1,005 711 60 59 74 60 240 35 55 69 82 101 135 147 180 224 284 282 240 38 -0.08 130 92 283 347 564 648 724 881 991 Operating profit / (loss) 58
59 Laba/ (rugi) sebelum pajak penghasilan Rp Miliar/ Billions of Rp 593 870 845 1,002 1,035 513 471 480 513 751 66 131 179 222 280 342 396 471 555 657 717 751 73 54 140 76 228 276 439 467 501 538 534 Proft/ (loss) before tax 59
60 Pajak Penghasilan Rp Miliar/ Billions of Rp 79 190 210 259 267 117 104 104 117 148 12 23 31 42 54 64 76 86 112 126 135 148 11 18 25 21 43 54 93 103 111 118 158 Income tax 60
61 Laba (Rugi) Bersih Rp Miliar/ Billions of Rp 514 741 898 836 769 397 369 376 397 603 54 109 148 179 225 277 321 386 443 531 582 603 62 36 115 55 185 223 347 364 390 420 376 Income (Loss) Net 61
62 Pendapatan komprehensif lainnya Rp Miliar/ Billions of Rp - 61 220 -121 79 -203 -292 -206 -203 84 56 47 74 57 14 99 120 89 73 99 62 84 -25 -22 -151 -154 -126 -86 -40 -14 -50 -1 69 Other comprehensive income 62
63 Laba/ (rugi) komprehensif Rp Miliar/ Billions of Rp 514 741 894 621 848 193 77 170 193 687 110 156 222 236 240 376 440 475 515 630 644 687 37 14 -36 -99 58 137 307 350 340 419 445 Comprehensive profit / (loss) 63
64 64
65 KINERJA OPERASIONAL OPERATIONAL PERFORMANCE 65
66 Outstanding Penjaminan - Usaha Produktif Rp Miliar/ Billions of Rp - ### 43,275 73,937 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Outstanding Credit Guarantee - Productive Business 66
67 Outstanding Penjaminan - Usaha Non Produktif Rp Miliar/ Billions of Rp - ### 58,436 59,610 72,814 89,672 91,176 87,536 89,672 ### 96,521 99,404 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 99,182 98,293 97,430 98,293 Outstanding Credit Guarantee - Non Productive Business 67
68 Total Outstanding Penjaminan Rp Miliar/ Billions of Rp - ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Total Outstanding Credit Guarantee 68

Keterangan: Note:
- Income & Expense statement and Profit/ Loss statement
- Data pendapatan dan biaya serta laba rugi merupakan data akumulasi pada tahun yang bersangkutan.
accumulated in the current year
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on OJK
- Sejak November 2017, komponen indikator tabel lembaga penjaminan dijabarkan lebih detail sehingga sejalan dengan publikasi OJK. - Since November 2017, the indicators of guarantee institutions tables are in detailed in order to be in line with OJK publications
Sumber: OJK (diolah) Source: FSA (Processed)

10
TABEL 11. INDIKATOR PERUSAHAAN PEMBIAYAAN INFRASTRUKTUR/
TABLE 11. INDICATORS OF INFRASTRUCTURE FINANCE COMPANY

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Jumlah Perusahaan Pembiayaan Infrastruktur Unit … … … 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Number of Infrastructure Finance Company 1
Aset Perusahaan Pembiayaan Infrastruktur terhadap Assets of Infrastructure Finance Company to Assets
2 % 0.17 0.19 0.47 0.61 0.70 0.69 0.70 0.67 0.69 0.78 0.70 0.70 0.70 0.70 0.71 0.73 0.73 0.78 0.77 0.79 0.77 0.78 0.80 0.78 0.80 0.79 0.80 0.80 0.81 0.80 0.81 0.81 … 2
Aset Sektor Keuangan of Financial Sector
3 Komposisi Aset Composition of Assets 3
4 Penempatan pada Bank % 27.71 29.68 17.78 ### 28.36 10.81 17.77 15.54 10.81 13.90 9.52 9.92 10.11 10.07 6.80 7.78 6.77 12.98 13.03 15.98 13.82 13.90 13.73 11.47 10.24 10.43 9.68 10.89 10.49 12.45 16.34 16.72 12.12 Banks 4
5 Surat Berharga yang Dimiliki % 7.36 4.30 19.02 8.37 8.55 10.68 11.69 11.39 10.68 7.58 10.98 10.69 10.33 10.32 10.43 9.86 9.38 8.67 8.21 8.01 8.11 7.58 7.53 7.92 7.92 7.84 8.05 7.66 7.86 7.86 7.93 8.15 8.16 Securities 5
6 Pendapatan yang Masih Akan Diterima % 0.52 0.60 0.31 0.39 0.57 0.81 1.07 0.91 0.81 0.70 1.19 1.23 1.16 1.08 1.07 1.13 1.09 0.92 0.83 0.92 0.94 0.70 0.98 0.98 0.92 0.98 1.16 1.06 1.18 1.39 1.19 1.41 1.68 Accrued Income 6
7 Pinjaman yang Diberikan % 55.52 59.61 60.64 ### 57.97 71.58 63.52 66.03 71.58 73.50 72.21 72.45 72.92 72.96 76.28 76.22 77.69 72.56 73.18 70.65 72.68 73.50 73.92 75.71 77.26 76.92 77.31 76.82 76.90 74.75 71.28 69.43 73.22 Loans 7
8 Pinjaman Langsung % - 34.31 51.02 ### 49.93 60.78 53.74 55.53 60.78 60.89 60.66 60.95 61.61 61.58 63.38 63.04 63.85 59.45 60.05 58.30 60.00 60.89 61.38 62.91 64.28 64.19 63.98 63.26 63.26 61.29 57.87 56.16 59.33 Direct Financing 8
9 Refinancing % - 7.80 2.43 1.71 3.46 4.52 5.06 4.66 4.52 5.92 4.52 4.49 4.41 4.41 5.67 6.29 7.36 6.91 6.63 6.09 6.22 5.92 5.89 6.01 6.01 5.94 6.07 6.02 6.20 6.12 6.01 5.97 6.22 Refinancing 9
10 Pinjaman Subordinasi % - 17.49 7.18 4.80 4.58 6.28 4.71 5.83 6.28 6.69 7.04 7.01 6.91 6.97 7.23 6.89 6.48 6.20 6.50 6.25 6.46 6.69 6.66 6.79 6.96 6.80 7.26 7.54 7.45 7.34 7.40 7.30 7.66 Subordinate Loan 10
11 Penyertaan Modal % 5.56 5.95 2.11 1.49 3.95 5.28 5.30 5.51 5.28 4.68 5.34 5.32 5.19 5.18 5.03 4.85 4.88 4.75 4.79 4.62 4.71 4.68 4.59 4.53 4.31 4.33 4.34 4.35 4.27 4.22 4.13 4.12 4.41 Equity Capital 11
12 Lain-lain % 3.32 -0.13 0.13 0.75 0.60 0.84 0.65 0.61 0.84 -0.36 0.76 0.40 0.29 0.40 0.39 0.16 0.19 0.13 -0.04 -0.17 -0.26 -0.36 -0.75 -0.61 -0.65 -0.50 -0.54 -0.78 -0.71 -0.67 -0.87 -0.81 -0.99 Others 12
13 13
14 ASET Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ASSETS 14
15 Kas Rp Miliar/ Billions of Rp 0.08 0.07 0.10 0.06 0.13 0.14 0.14 0.18 0.14 0.12 0.13 0.13 0.13 0.13 0.12 0.12 0.12 0.12 0.13 0.13 0.13 0.12 0.13 0.13 0.14 0.13 0.13 0.13 0.14 0.14 0.14 0.13 0.13 Cash 15
16 Penempatan pada Bank Rp Miliar/ Billions of Rp 3,036 4,131 6,798 ### ### 7,896 ### ### 7,896 ### 6,930 7,247 7,530 7,496 5,200 6,202 5,349 ### ### ### ### ### ### ### 9,329 9,346 8,696 9,806 9,653 ### ### ### ### Banks 16
17 Surat Berharga yang Dimiliki Rp Miliar/ Billions of Rp 807 598 7,274 4,616 5,841 7,804 8,475 7,909 7,804 6,682 7,997 7,810 7,700 7,679 7,976 7,858 7,417 7,326 6,906 6,979 6,924 6,682 6,634 6,939 7,212 7,023 7,237 6,893 7,237 7,325 7,503 7,739 7,360 Securities 17
18 Pendapatan yang Masih Akan Diterima Rp Miliar/ Billions of Rp 58 83 120 216 391 591 779 633 591 619 864 898 864 804 815 901 860 773 700 801 804 619 862 862 837 877 1,039 951 1,089 1,294 1,123 1,337 1,511 Accrued Income 18
19 Pinjaman yang Diberikan Rp Miliar/ Billions of Rp 6,083 8,297 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Loans 19
20 Pinjaman Langsung Rp Miliar/ Billions of Rp - 4,776 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Direct Financing 20
21 Refinancing Rp Miliar/ Billions of Rp - 1,086 931 943 2,366 3,305 3,670 3,237 3,305 5,222 3,291 3,281 3,284 3,280 4,335 5,014 5,815 5,838 5,576 5,309 5,310 5,222 5,187 5,264 5,476 5,322 5,449 5,421 5,705 5,700 5,683 5,667 5,609 Refinancing 21
22 Pinjaman Subordinasi Rp Miliar/ Billions of Rp - 2,435 2,746 2,650 3,129 4,585 3,416 4,046 4,585 5,899 5,124 5,126 5,146 5,192 5,528 5,487 5,122 5,236 5,471 5,446 5,519 5,899 5,862 5,952 6,341 6,095 6,526 6,784 6,852 6,841 7,002 6,933 6,907 Subordinate Loan 22
23 Lain-lain Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 938 1262 Others 23
24 Penyertaan Modal Rp Miliar/ Billions of Rp 609 828 809 821 2,695 3,861 3,843 3,828 3,861 4,124 3,887 3,889 3,864 3,852 3,850 3,862 3,854 4,009 4,025 4,022 4,022 4,124 4,046 3,970 3,927 3,883 3,898 3,914 3,930 3,933 3,907 3,914 3,978 Share 24
25 Cadangan Kerugian Penurunan Nilai Aset Keuangan Rp Miliar/ Billions of Rp -50 -132 -147 -327 -734 -973 -825 -807 -973 -1,420 -996 -1,003 -1,027 -1,010 -1,042 -1,087 -1,075 -1,077 -1,315 -1,311 -1,321 -1,420 -1,832 -1,859 -1,981 -1,929 -1,915 -1,937 -1,944 -1,942 -2,044 -2,032 -2,052 Allowance for Impairment Losses of Financial Asset 25
26 Pinjaman yang Diberikan Rp Miliar/ Billions of Rp 0 -132 -147 -327 -734 -973 -825 -807 -973 -1,377 -996 -1,003 -1,027 -1,010 -1,042 -1,087 -1,075 -1,077 -1,315 -1,311 -1,321 -1,377 -1,751 -1,782 -1,895 -1,849 -1,832 -1,858 -1,863 -1,855 -1,957 -1,945 -1,967 Loans 26
27 Aset Tidak Berwujud (Net) Rp Miliar/ Billions of Rp 11 16 34 44 48 51 50 50 51 48 50 49 48 47 46 47 46 45 45 43 48 48 49 48 47 47 46 46 45 46 45 45 45 Intangible Assets (Net) 27
28 Aset Tetap (Net) Rp Miliar/ Billions of Rp 13 20 17 45 728 734 739 735 734 689 731 727 723 719 715 711 707 704 700 696 693 689 686 682 679 675 674 670 666 662 661 658 658 Fixed Assets (Net) 28
29 Aset Pajak Tangguhan Rp Miliar/ Billions of Rp 35 28 40 46 77 137 94 100 137 146 109 111 118 120 129 129 136 138 142 142 143 146 152 162 208 192 186 170 178 189 190 173 166 Deferred Tax Assets 29
30 Aset lain-lain Rp Miliar/ Billions of Rp 355 50 107 606 291 663 411 346 663 218 663 406 356 420 452 329 338 302 397 276 217 218 282 429 452 568 527 350 399 418 322 383 288 Other Assets 30
31 31
32 LIABILITAS Rp Miliar/ Billions of Rp 4,596 7,202 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### LIABILITIES 32
33 Beban yang Masih Harus Dibayar Rp Miliar/ Billions of Rp 50 76 111 238 299 365 422 277 365 491 413 330 387 439 424 373 482 390 402 527 417 491 595 498 527 595 515 487 611 499 500 600 530 Accrued Expenses 33
34 Utang Pajak Rp Miliar/ Billions of Rp 5 18 19 41 37 82 29 47 82 200 84 115 116 110 115 116 178 203 146 155 151 200 195 194 149 4 27 47 70 104 110 126 110 Tax Payable 34
35 Pendapatan Diterima Dimuka Rp Miliar/ Billions of Rp 7 0 1 14 18 101 24 102 101 93 101 109 109 109 98 99 98 95 106 99 97 93 93 90 79 81 78 78 78 78 82 9 8 Prepaid Income 35
36 Liabilitas Lancar Lainnya Rp Miliar/ Billions of Rp 2 11 9 12 3 9 11 8 9 5 11 6 6 12 38 6 9 11 7 16 21 5 11 12 7 11 13 12 17 23 129 11 10 Other Current Liability 36
37 Surat Berharga yang Diterbitkan Rp Miliar/ Billions of Rp 0 996 1,843 8,828 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Issued Securities 37
38 Pinjaman yang Diterima Rp Miliar/ Billions of Rp 4,371 5,945 8,437 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Borrowings 38
39 Pemerintah Republik Indonesia Rp Miliar/ Billions of Rp 2,029 2,435 2,713 2,616 2,609 3,358 2,863 2,696 3,358 4,050 3,281 3,261 3,295 3,258 3,590 3,545 3,524 3,543 3,532 3,470 3,487 4,050 4,007 4,090 4,474 4,221 4,646 4,569 4,631 4,592 4,656 5,560 5,800 Indonesia Government 39
40 Bank/Lembaga Keuangan Bank/Financial Institution 40
41 Dalam Negeri Rp Miliar/ Billions of Rp 2,343 2,441 2,955 3,606 6,835 ### ### 9,809 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Domestic 41
42 Luar Negeri Rp Miliar/ Billions of Rp 0 1,069 2,770 6,420 6,018 1,445 3,785 3,571 1,445 2,556 1,404 1,403 1,421 1,418 2,026 2,699 2,677 2,718 2,706 2,675 2,693 2,556 2,512 2,618 3,010 2,788 2,703 3,455 3,540 3,517 8,985 8,850 8,515 Foreign 42
43 Imbalan Pasca Kerja Rp Miliar/ Billions of Rp 11 17 31 48 89 96 105 108 96 153 101 106 111 115 119 126 130 132 140 145 149 153 155 157 157 158 158 131 131 131 132 132 125 Employment Benefits Liabilities 43
44 Liabilitas Lain-lain Rp Miliar/ Billions of Rp 150 138 143 170 164 257 410 242 257 318 293 414 294 298 311 384 250 266 248 319 228 318 364 247 698 227 257 362 223 408 697 251 358 Other Liabilities 44
45 45
46 EKUITAS Rp Miliar/ Billions of Rp 6,361 6,718 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### EQUITY 46
47 Modal Rp Miliar/ Billions of Rp 5,797 5,797 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Capital 47
48 Modal Disetor Rp Miliar/ Billions of Rp 5,175 5,771 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Subscribed Capital Stock 48
49 Agio Rp Miliar/ Billions of Rp 18 26 30 30 30 30 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 Agio 49
50 Modal Saham Dipesan Rp Miliar/ Billions of Rp 605 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Booked Capital Share 50
51 Cadangan Rp Miliar/ Billions of Rp 81 184 306 459 849 1,209 1,209 1,209 1,209 1,470 1,209 1,209 1,209 1,209 1,209 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,981 1,981 1,981 1,981 1,981 1,981 Reserves 51
52 Cadangan Umum Rp Miliar/ Billions of Rp 81 184 306 459 823 1,183 1,183 1,183 1,183 1,443 1,183 1,183 1,183 1,183 1,183 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,954 1,954 1,954 1,954 1,954 1,954 General Reserves 52
53 Cadangan Tujuan Rp Miliar/ Billions of Rp 0 0 0 0 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 Spesific Reserves 53
54 Saldo Laba (Rugi) Rp Miliar/ Billions of Rp 201 333 548 776 1,426 1,988 1,979 1,979 1,988 2,699 3,476 3,476 3,476 3,476 3,476 2,703 2,703 2,703 2,702 2,702 2,702 2,699 4,246 4,246 4,246 4,246 4,246 3,239 3,239 3,239 3,245 3,245 3,245 Retained Earnings (Loss) 54
55 Laba (Rugi) Periode Berjalan Rp Miliar/ Billions of Rp 226 349 383 1,357 1,193 1,491 1,336 1,465 1,491 1,783 189 406 498 678 798 1,019 1,291 1,476 1,475 1,661 1,808 1,783 187 347 398 601 806 1,005 1,260 1,520 1,584 1,758 1,970 Retained Earnings (Loss) Current Period 55
56 Pendapatan Komprehensif Lainnya Rp Miliar/ Billions of Rp 57 54 20 39 475 474 418 468 474 572 530 547 571 575 540 475 468 439 423 468 483 572 381 356 114 198 269 289 286 265 215 205 246 Other Comprehensive Income 56
57 Keuntungan Rp Miliar/ Billions of Rp 57 54 20 57 475 504 453 506 504 597 550 564 581 586 570 509 498 495 468 506 516 597 397 391 229 295 359 368 354 325 316 303 323 Income 57
58 Kerugian Rp Miliar/ Billions of Rp 0 0 0 -17 0 -30 -35 -38 -30 -25 -20 -17 -11 -12 -30 -33 -30 -57 -45 -38 -33 -25 -16 -35 -115 -97 -90 -78 -69 -61 -101 -98 -77 Loss 58
59 TOTAL LIABILITAS DAN EKUITAS Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### TOTAL LIABILITIES AND EQUITY 59
60 60
61 PENDAPATAN OPERASIONAL Rp Miliar/ Billions of Rp … … 1,109 2,796 3,780 4,646 3,722 4,070 4,646 6,114 508 993 1,420 1,878 2,366 2,940 3,493 4,058 4,570 5,069 5,576 6,114 584 1,198 1,686 2,255 2,817 3,368 3,933 4,541 4,856 5,364 5,925 OPERATIONAL INCOME 61
62 Pendapatan bunga, provisi, dan fee pinjaman yang diberikan Interest income, fees, and fee loans 62
63 Pinjaman Langsung Rp Miliar/ Billions of Rp … … 659 1,827 2,531 2,917 2,360 2,555 2,917 3,781 167 517 658 958 1,317 1,636 2,001 2,417 2,746 3,078 3,422 3,781 349 735 1,102 1,448 1,820 2,172 2,516 2,918 3,267 3,588 3,908 Direct Loans 63
64 Refinancing Rp Miliar/ Billions of Rp … … 87 54 228 139 228 232 139 401 26 50 77 102 129 161 198 240 281 322 361 401 39 74 113 150 186 222 253 289 322 355 386 Refinancing 64
65 Pinjaman Subordinasi Rp Miliar/ Billions of Rp … … 44 61 160 334 152 171 334 783 184 213 415 459 500 542 580 619 659 699 739 783 45 83 129 174 222 269 321 371 420 464 512 Subordinated Loans 65
66 Lainnya Rp Miliar/ Billions of Rp … … 3 8 13 14 13 14 14 15 0 4 4 4 4 4 4 5 8 8 9 15 0 3 4 4 4 4 7 7 15 15 20 Others 66
67 Pendapatan jasa konsultasi Rp Miliar/ Billions of Rp … … 4 13 24 28 20 24 28 23 0 2 3 4 8 12 14 18 17 16 21 23 4 4 4 5 7 14 16 16 17 19 19 Consulting Services Revenue 67
68 Pendapatan bunga investasi Rp Miliar/ Billions of Rp … … 278 742 726 1,049 847 998 1,049 969 72 143 217 284 347 508 572 629 734 812 887 969 76 139 136 227 332 456 599 716 774 875 1,029 Interest Income Investments 68
69 Peningkatan nilai wajar aset keuangan Rp Miliar/ Billions of Rp … … 0 1 0 67 46 11 67 42 31 7 5 12 30 34 44 48 35 41 42 42 67 145 174 223 218 200 188 188 0 0 0 Increase in Fair Value of Financial Assets 69
70 Penurunan nilai wajar kewajiban keuangan Rp Miliar/ Billions of Rp … … 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Decrease in Fair Value of Financial Liabilities 70
71 Keuntungan penjualan aset keuangan Rp Miliar/ Billions of Rp … … 0 3 89 0 0 0 0 5 1 1 1 1 1 2 2 2 4 5 5 5 1 7 7 7 7 7 7 7 7 7 8 Gains on Sale of Financial Assets 71
72 Keuntungan dari penyertaan modal dengan metode ekuitasRp Miliar/ Billions of Rp … … 16 33 -22 -12 0 - -12 5 3 4 -1 0 1 2 2 2 3 3 4 5 1 2 3 4 5 5 6 7 9 9 11 Gains from Equity Investments under Equity Method 72
73 Pendapatan operasional lainnya Rp Miliar/ Billions of Rp … … 18 54 31 103 57 58 103 82 23 50 41 51 26 34 71 73 78 78 79 82 1 5 14 14 15 19 20 21 26 32 31 Other Operational Income 73
74 74
75 BEBAN OPERASIONAL Rp Miliar/ Billions of Rp … … 606 1,195 2,331 2,897 2,187 2,363 2,897 3,908 291 531 833 1,071 1,359 1,682 1,981 2,259 2,816 3,099 3,422 3,908 359 761 1,178 1,509 1,833 2,164 2,434 2,735 2,975 3,260 3,586 OPERATIONAL EXPENSES 75
76 Bunga pinjaman, provisi dan fee Rp Miliar/ Billions of Rp … … Interest on Loans, fees, and fee 76
77 Bunga pinjaman Rp Miliar/ Billions of Rp … … 264 568 1,270 1,955 1,629 1,783 1,955 2,673 188 376 603 793 992 1,212 1,422 1,635 1,907 2,140 2,397 2,673 244 500 782 1,024 1,280 1,550 1,785 2,046 2,332 2,578 2,821 Interest on Loans 77
78 Beban provisi dan fee Rp Miliar/ Billions of Rp … … 5 6 22 13 15 17 13 17 6 11 8 9 10 11 12 13 14 15 16 17 1 5 3 4 4 5 6 8 9 10 10 Fees and Fee Expenses 78
79 Beban klaim penjaminan Rp Miliar/ Billions of Rp … … 0 0 - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Insurance Claims Expense 79
80 Penurunan nilai wajar aset keuangan Rp Miliar/ Billions of Rp … … 37 14 4 83 0 -11 83 35 8 3 29 43 21 28 37 40 28 33 35 35 71 149 177 227 221 204 191 191 0 0 0 Decrease in Fair Value of Financial Assets 80
81 Beban penurunan nilai aset keuangan Expense Impairment of Financial Assets 81
82 Penempatan pada bank Rp Miliar/ Billions of Rp … … 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 -1 -1 -1 -1 0 -1 2 2 1 -2 Banks 82
83 Surat berharga yang dimiliki Rp Miliar/ Billions of Rp … … 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 9 5 6 3 10 7 8 8 6 Securities 83
84 Pinjaman yang diberikan Rp Miliar/ Billions of Rp … … 14 176 399 211 43 50 211 438 14 22 38 22 48 103 95 90 332 332 337 438 -15 -1 38 32 29 69 63 58 148 143 181 Loans 84
85 Lainnya Rp Miliar/ Billions of Rp … … 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7 4 6 2 4 8 6 8 10 Others 85
86 Beban gaji dan tunjangan Rp Miliar/ Billions of Rp … … 173 260 300 328 255 284 328 419 29 55 84 110 176 198 227 259 287 321 353 419 34 62 95 123 175 204 225 247 287 311 339 Salaries and Allowances 86
87 Beban Pengembangan Usaha Rp Miliar/ Billions of Rp … … 34 60 70 95 61 69 95 88 2 7 16 21 36 40 49 58 66 70 75 88 3 9 14 18 24 28 30 34 36 40 48 Business Development Expense 87
88 Beban Depresiasi dan Amortisasi Rp Miliar/ Billions of Rp … … 11 19 35 51 41 46 51 64 5 11 16 21 26 32 37 42 47 53 58 64 5 10 16 21 26 31 37 42 47 53 56 Depreciation and Amortization Expense 88
89 Beban umum dan administrasi Rp Miliar/ Billions of Rp … … 62 77 105 100 78 85 100 111 8 14 20 24 34 39 49 67 78 76 90 111 10 17 38 51 60 63 82 90 96 106 112 General and Administration Expense 89
90 Beban operasional lainnya Rp Miliar/ Billions of Rp … … 5 14 10 59 62 36 59 62 31 33 21 25 14 19 54 54 55 60 61 62 5 4 1 2 2 5 2 2 3 3 3 Other Operational Expense 90
91 TOTAL OPERATIONAL INCOME AND EXPENSES 91
92 LABA (RUGI) OPERASIONAL Rp Miliar/ Billions of Rp … … 503 1,600 1,450 1,749 1,535 1,707 1,749 2,206 217 462 587 807 1,007 1,257 1,512 1,799 1,754 1,969 2,153 2,206 225 438 508 746 984 1,204 1,499 1,806 1,881 2,104 2,339 OPERATIONAL PROFIT (LOSS) 92
93 LABA (RUGI) SEBELUM PAJAK PENGHASILAN Rp Miliar/ Billions of Rp … … 499 1,611 1,459 1,756 1,557 1,718 1,756 2,261 235 505 613 841 993 1,241 1,593 1,831 1,806 2,033 2,212 2,261 227 436 498 739 977 1,201 1,496 1,802 1,879 2,100 2,323 PROFIT (LOSS) BEFORE INCOME TAX 93
94 LABA (RUGI) SETELAH PAJAK PENGHASILAN Rp Miliar/ Billions of Rp … … 383 1,357 1,193 1,491 1,336 1,465 1,491 1,783 189 406 498 678 798 1,019 1,291 1,476 1,475 1,661 1,808 1,783 187 347 398 601 806 1,005 1,260 1,520 1,584 1,758 1,970 PROFIT (LOSS) AFTER INCOME TAX 94

Keterangan: Note:
- Data pendapatan dan biaya serta laba rugi merupakan data akumulasi pada tahun yang bersangkutan - Income & Expense statement and Profit/ Loss statement accumulated in the current year
1) Sejak publikasi Maret 2018, dilakukan perubahan metode perhitungan ROA & ROE yaitu dengan menyetahunkan laba bersih menggunakan metode trailing 12 months. 1) Since publication of March 2018, the method for calculating ROA and ROE is modified, in which henceforwards, the component of net profit is calculated using Trailing Twelve Months method.

Sumber: OJK (diolah) Source: FSA (processed)

 TABEL 12. INDIKATOR PASAR UANG/
TABLE 12. INDICATORS OF MONEY MARKET

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020* COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 INDIKATOR KEDALAMAN PASAR KEUANGAN INDICATORS OF FINANCIAL DEEPENING 1
2 PASAR UANG1) MONEY MARKET 1) 2
3 PASAR UANG RUPIAH RUPIAH MONEY MARKET 3
4 PUAB2) INTERBANK MONEY MARKET 2) 4
5 RRH Volume Transaksi Daily Average of Volume of Transactions 5
6 Seluruh Tenor Rp Miliar/ Billions of Rp 10,745 11,121 11,652 11,773 12,890 18,551 16,611 19,018 20,593 17,895 19,366 20,827 19,773 19,199 18,950 20,025 17,954 18,117 17,958 17,597 9,608 15,122 14,050 12,785 9,216 9,854 8,308 8,640 6,251 6,863 7,564 7,784 8,241 All Tenor 6
7 a.l.: o.w.: 7
8 Overnight Rp Miliar/ Billions of Rp 6,014 6,903 6,869 7,187 8,411 11,922 9,790 12,664 13,870 11,464 12,403 12,936 13,992 12,856 12,246 13,826 11,808 12,072 12,344 12,059 6,982 10,688 10,451 9,117 6,023 6,749 6,067 6,306 4,399 5,490 6,356 6,050 5,557 Overnight 8
9 1 minggu Rp Miliar/ Billions of Rp 2,470 2,189 2,480 2,087 2,532 3,234 3,216 3,215 2,851 3,814 3,934 4,560 2,452 3,418 3,213 2,719 3,135 3,191 3,301 2,265 1,285 2,525 2,005 1,919 1,862 1,815 1,072 1,223 906 302 219 343 1,218 1 week 9
10 1 bulan Rp Miliar/ Billions of Rp 180 215 197 197 179 117 217 150 148 156 89 162 365 60 259 108 53 28 51 304 70 142 129 25 31 37 36 47 39 2 36 64 263 1 month 10
11 RRH Frekuensi Transaksi Daily Average of Frequency of Transactions 11
12 Seluruh Tenor Juta transaksi/ Millions transaction 160 145 153 147 159 212 190 209 220 198 227 238 207 209 210 213 198 208 201 179 105 170 161 143 99 96 95 99 75 76 76 80 84 All Tenor 12
13 a.l.: o.w.: 13
14 Overnight Juta transaksi/ Millions transaction 87 84 87 86 102 132 110 130 138 121 139 141 130 127 128 139 125 133 131 112 69 108 107 93 59 59 61 65 48 56 58 56 52 Overnight 14
15 1 minggu Juta transaksi/ Millions transaction 39 32 35 29 32 40 37 39 38 44 47 55 33 43 37 32 35 38 39 29 17 34 30 25 23 21 16 19 13 4 3 4 15 1 week 15
16 1 bulan Juta transaksi/ Millions transaction 2 2 2 3 2 1 3 2 2 2 1 2 4 1 2 1 0 0 1 4 1 2 2 0 0 0 0 1 0 0 0 0 2 1 month 16
Daily Average of Interest Rate Spread Highest and
RRH Spread Suku Bunga Tertinggi dan Terendah
17 bps 16 17 33 26 17 29 28 25 26 34 29 26 35 34 33 26 15 15 15 14 14 15 15 14 10 14 21 36 26 5 6 4 5 Lowest Interbank Money Market Rupiah 17
PUAB Rupiah (overnight)
(Overnight)
18 Jumlah Pelaku satuan/ unit 102 105 106 107 99 101 93 98 89 90 89 90 92 89 89 89 88 88 88 89 91 88 87 88 77 76 75 78 73 71 69 72 72 Number of players 18
19 PUAS SHARIA INTERBANK MONEY MARKET 19
20 RRH Volume Transaksi Daily Average of Volume of Transactions 20
21 Seluruh Tenor Rp Miliar/ Billions of Rp 431 615 275 376 510 894 916 677 551 819 572 743 798 866 589 436 552 531 678 1,086 758 814 844 874 498 678 851 802 793 541 622 769 1,018 All Tenor 21
22 a.l.: o.w.: 22
23 Overnight Rp Miliar/ Billions of Rp 208 332 113 128 239 373 216 337 121 234 184 569 279 338 387 261 282 337 520 552 284 390 468 467 212 273 294 290 277 197 221 158 144 Overnight 23
24 RRH Frekuensi Transaksi Daily Average of Frequency of Transactions 24
25 Seluruh Tenor Juta transaksi/ Millions transaction 7 9 6 9 12 16 15 13 11 15 11 14 15 16 12 9 11 10 13 19 16 16 17 16 9 11 15 16 16 14 18 18 21 All Tenor 25
26 a.l.: o.w.: 26
27 Overnight Juta transaksi/ Millions transaction 3 4 2 4 6 8 5 7 3 5 5 10 6 6 7 6 6 6 10 10 6 8 9 9 5 6 8 7 7 5 6 4 3 Overnight 27
28 Jumlah Pelaku satuan/ unit 40 39 39 42 42 44 35 42 24 27 30 26 37 33 31 26 26 24 27 33 43 27 28 33 27 29 29 32 33 30 28 28 30 Number of Players 28
29 REPO 3) REPO 3) 29
30 RRH Volume Transaksi Daily Average of Volume of Transactions 30
31 Seluruh Tenor Rp Miliar/ Billions of Rp 181 446 527 0 1,152 858 1,182 1,113 1,316 731 1,180 1,313 2,067 1,326 1,439 1,178 871 473 548 976 515 824 1,169 851 354 557 97 169 78 100 208 322 1,448 All Tenor 31
32 a.l.: o.w.: 32
33 Overnight Rp Miliar/ Billions of Rp 0 0 - 73 225 62 0 129 70 0 0 273 652 286 74 130 25 0 45 46 42 0 9 44 20 0 0 2 0 0 68 127 242 Overnight 33
34 1 minggu Rp Miliar/ Billions of Rp 23 128 221 307 390 333 363 339 597 246 415 503 264 367 480 391 239 134 182 258 187 357 964 447 78 107 22 44 38 27 23 32 86 1 week 34
35 1 bulan Rp Miliar/ Billions of Rp 79 179 80 87 104 125 388 259 153 328 70 52 421 360 580 322 324 256 118 92 85 40 0 55 25 32 0 83 19 34 39 44 676 1 month 35
36 Frekuensi Transaksi Frequency of Transaction 36
37 Seluruh Tenor transaksi/transaction 181 742 719 766 1,414 1,233 90 1,122 123 57 92 96 153 65 127 123 112 55 55 63 538 82 114 89 30 41 15 19 11 11 16 29 83 All Tenor 37
38 a.l.: o.w.: 38
39 Overnight transaksi/transaction - 0 0 0 190 51 0 83 4 0 0 12 36 15 4 6 2 0 2 2 30 0 1 2 1 0 0 1 0 0 4 8 13 Overnight 39
40 1 minggu transaksi/transaction 23 159 250 351 558 432 33 379 51 22 35 42 26 17 44 46 37 20 19 20 240 38 95 43 10 18 7 7 7 2 2 5 7 1 week 40
41 1 bulan transaksi/transaction 79 236 128 101 116 155 25 244 15 19 6 4 27 17 48 28 37 21 14 8 73 5 0 7 3 2 0 8 2 4 4 4 34 1 month 41
42 Jumlah Pelaku satuan/ unit 20 38 56 44 49 44 22 40 20 19 22 20 25 17 22 23 21 19 20 20 32 21 17 18 13 11 8 10 7 5 8 8 16 Number of Players 42
43 PASAR UANG VALAS FOREX MONEY MARKET 43
44 PUAB Valas DN (Mata Uang USD) DOMESTIC FOREX INTERBANK MONEY MARKET (in US 44
45 RRH Volume Transaksi Daily Average of Volume of Transactions 45
46 Seluruh Tenor USD Ribu/Thousands of USD 355,263 367,713 253,814 325,012 345,267 309,991 284,279 263,645 315,636 294,711 243,765 183,368 398,786 314,867 209,626 190,909 182,867 242,150 277,107 330,300 192,396 240,182 257,035 318,131 192,800 204,063 233,238 217,591 211,278 144,932 112,526 84,262 81,921 All Tenor 46
47 a.l.: o.w.: 47
48 Overnight USD Ribu/Thousands of USD 209,093 279,741 227,161 196,665 217,875 198,613 133,750 166,791 209,955 189,421 133,990 99,184 245,619 203,933 145,848 121,250 120,060 175,522 157,452 207,225 123,362 144,477 168,860 201,119 141,476 121,938 172,238 146,432 143,889 98,477 58,026 38,881 33,605 Overnight 48
49 1 minggu USD Ribu/Thousands of USD 53,765 36,963 28,524 17,119 29,041 33,070 81,055 29,533 55,886 22,868 24,275 20,211 49,738 44,233 22,170 18,023 18,081 24,074 31,464 26,150 21,955 36,250 31,375 29,226 17,800 24,875 11,952 17,705 22,528 14,636 25,947 13,714 18,605 1 week 49
50 1 bulan USD Ribu/Thousands of USD 6,630 12,306 11,093 1,521 2,645 789 1,737 2,678 5,455 2,237 675 211 1,452 3,000 1,565 1,091 2,762 2,337 3,500 7,900 1,764 1,000 1,250 2,190 0 1,000 48 455 556 455 3,684 5,762 5,053 1 month 50
51 RRH Frekuensi Transaksi Frequency of Transaction 51
52 Seluruh Tenor Juta transaksi/ Millions transaction 34 33 17 16 27 26 24 23 25 27 21 18 32 25 18 19 19 23 25 28 20 22 32 32 15 16 22 24 26 19 13 10 9 All Tenor 52
53 a.l.: o.w.: 53
54 Overnight Juta transaksi/ Millions transaction 19 20 10 11 17 16 13 14 16 16 11 9 18 17 12 12 13 16 14 17 12 12 21 20 10 9 16 16 18 13 7 4 4 Overnight 54
55 1 minggu Juta transaksi/ Millions transaction 6 3 2 2 2 4 6 3 5 3 3 3 5 3 3 2 2 3 3 3 3 5 4 4 2 3 2 3 3 2 3 2 3 1 week 55
56 1 bulan Juta transaksi/ Millions transaction 1 1 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 month 56
57 Jumlah Pelaku satuan/ unit 51 54 54 55 60 60 48 58 46 43 44 44 46 42 40 36 45 42 49 48 56 46 47 48 39 28 35 37 36 33 33 32 35 Number of Players 57
58 PUAB Valas LN (Mata Uang USD) OVERSEAS FOREIGN INTERBANK MONEY MARKET (in 58
59 RRH Volume Transaksi Daily Average of Volume of Transactions 59
60 Seluruh Tenor USD Ribu/Thousands of USD ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### All Tenor 60
61 a.l.: o.w.: 61
62 Overnight USD Ribu/Thousands of USD ### ### ### 721,668 815,442 ### 813,945 976,731 893,250 831,047 ### 923,832 890,019 ### 923,239 ### ### ### 972,867 951,820 742,807 855,686 775,475 765,152 706,833 755,494 834,910 701,050 776,772 670,450 554,358 726,748 786,447 Overnight 62
63 1 minggu USD Ribu/Thousands of USD 177,294 258,432 182,965 124,105 76,604 111,203 155,452 95,950 102,003 78,121 102,751 181,188 184,125 127,830 74,789 67,684 78,953 86,152 44,462 40,561 79,425 26,001 19,211 17,678 66,240 142,944 68,333 57,182 129,261 82,159 129,868 88,810 160,816 1 week 63
64 1 bulan USD Ribu/Thousands of USD 39,998 49,155 48,029 37,931 37,529 42,573 34,545 46,026 30,407 58,616 43,573 61,019 26,160 51,591 39,694 38,821 29,327 43,081 57,470 80,250 91,875 71,568 80,400 58,048 55,589 85,116 94,470 94,130 111,965 92,676 117,598 108,898 140,677 1 month 64
65 RRH Frekuensi Transaksi Frequency of Transaction 65
66 Seluruh Tenor Juta transaksi/ Millions transaction 50 54 53 23 27 26 26 22 20 22 24 23 21 24 23 23 22 20 19 23 15 19 20 18 13 14 14 13 15 13 13 15 14 All Tenor 66
67 a.l.: o.w.: 67
68 Overnight Juta transaksi/ Millions transaction 30 34 32 14 16 16 15 13 13 13 14 12 12 15 14 14 14 12 10 12 9 11 11 11 8 8 9 8 9 8 7 7 8 Overnight 68
69 1 minggu Juta transaksi/ Millions transaction 6 5 5 2 2 2 3 2 2 1 2 3 2 3 2 2 2 2 1 2 1 2 2 1 1 2 1 1 2 1 1 1 2 1 week 69
70 1 bulan Juta transaksi/ Millions transaction 1 2 2 1 1 1 1 1 1 2 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 month 70
71 Jumlah Pelaku satuan/ unit 82 73 67 105 93 97 72 90 69 68 61 63 64 61 63 62 62 62 57 59 84 56 58 61 46 40 48 49 39 46 49 49 44 Number of Players 71
72 PUAS Valas USD SHARIA INTERBANK MONEY MARKET (in USD curre 72
73 RRH Volume Transaksi Daily Average of Volume of Transactions 73
74 Seluruh Tenor USD Ribu/Thousands of USD 1,655 7,531 7,769 271 633 342 79 572 364 632 1,400 3,605 714 0 333 0 0 0 0 0 213 0 0 1,095 1,119 0 0 0 111 136 0 0 0 All Tenor 74
75 a.l.: o.w.: 75
76 Overnight USD Ribu/Thousands of USD 118 0 2,000 22 8 0 0 33 0 0 400 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Overnight 76
77 RRH Frekuensi Transaksi Daily Average of Frequency of Transactions 77
78 Seluruh Tenor Juta transaksi/ Millions transaction 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 All Tenor 78
79 a.l.: o.w.: 79
80 Overnight Juta transaksi/ Millions transaction 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Overnight 80
81 Jumlah Pelaku satuan/ unit 8 10 11 7 5 7 2 7 2 2 6 4 2 0 4 0 0 0 0 0 4 0 0 3 4 0 0 0 2 3 0 0 0 Number of Players 81
82 INDIKATOR SUKU BUNGA PASAR UANG INDICATORS OF INTEREST RATE OF MONEY MARKET 82
83 PASAR UANG1) MONEY MARKET 1) 83
84 PASAR UANG RUPIAH RUPIAH MONEY MARKET 84
85 PUAB2) INTERBANK MONEY MARKET 2) 85
86 RRH Suku Bunga Rata-rata Tertimbang Interest Rates Weighted Average 86
87 a.l.: o.w.: 87
88 Overnight % 4.82 5.85 5.81 4.80 4.16 4.74 5.80 5.53 5.86 5.86 5.88 5.94 5.88 5.85 5.75 5.54 5.24 5.04 4.83 4.83 3.90 4.81 4.75 4.49 4.31 4.33 4.22 3.64 3.31 3.29 3.29 3.20 3.04 Overnight 88
89 1 minggu % 5.10 6.27 6.07 5.44 4.64 5.36 6.55 5.84 6.43 6.23 6.20 6.23 6.21 6.24 6.09 5.82 5.49 5.24 5.04 5.04 4.38 5.03 4.97 4.74 4.59 4.61 4.50 4.22 3.97 3.99 4.03 3.94 3.72 1 week 89
90 1 bulan % 5.73 5.36 4.89 6.56 5.68 6.43 7.43 6.46 7.17 7.07 6.99 6.97 7.03 6.85 6.40 6.00 5.74 5.45 5.35 5.40 4.79 5.41 5.27 4.89 4.82 4.85 6.04 4.18 4.13 4.20 4.45 4.61 3.94 1 month 90
91 PUAS SHARIA INTERBANK MONEY MARKET 91
92 RRH Imbal Hasil Rata-rata Tertimbang Daily Average Yields Weighted Average 92
93 Overnight Overnight 93
94 Tingkat Imbalan Instrumen PUAS % 5.29 5.99 4.63 4.43 4.03 4.76 5.79 4.82 5.18 5.45 5.91 5.95 5.44 5.76 5.14 4.94 2.28 2.79 4.33 3.98 2.25 3.73 2.12 1.84 2.44 3.55 2.19 2.05 1.72 1.82 1.43 1.95 2.21 Yield of Sharia Interbank Money Market Ins 94
95 REPO REPO 95
96 Repo Rate Repo Rate 96
97 a.l o.w.: 97
98 Overnight % - - - 4.89 4.22 - - 5.80 5.93 - - 5.93 5.91 5.90 5.82 5.71 5.15 - 4.90 4.85 3.41 - 4.90 4.65 4.35 - - 3.30 - - 3.30 3.22 3.05 Overnight 98
99 1 minggu % 5.85 6.26 6.08 5.41 4.62 5.30 6.52 5.85 6.43 6.19 6.22 6.24 6.23 6.18 6.10 5.78 5.50 5.23 5.05 5.04 4.63 5.03 4.97 4.80 4.48 4.54 4.41 4.10 4.17 3.93 3.65 3.99 3.79 1 week 99
100 1 bulan % 5.77 7.23 6.87 6.16 5.45 6.17 7.39 6.26 7.19 7.08 7.05 6.46 6.90 6.64 6.29 6.01 5.79 5.51 5.21 5.35 4.31 5.27 - 4.89 4.79 4.78 - 4.04 4.00 4.09 4.09 4.09 3.81 1 month 100

Keterangan : Notes:
Transaksi dengan jangka waktu s.d 1 tahun.
1) 1)
Transaction with maturity ≤ 1 year
PUAB meliputi transaksi uncollateralized interbank call money.
2) 2)
Interbank Money Market including uncollateralized interbank call money Transactions
Repo menggunakan underlying instrumen surat berharga (SBN, SBI dan SDBI) yang ditatausahakan di BI-SSSS. Transaksi repo dan suku bunga repo 1 minggu merupakan gabungan dari transaksi repo tenor 5-10 hari.
3) 3)
As underlying Transactions for Repos are securities (Government Securities, Bank Indonesia Certificate and Bank Indonesia Deposit Certificate) which are administered/ settled by BI - SSSS. 1 week-tenure of repo's transactions and repo's rate consists of 5 to 10 days-tenure.
Sumber: Bank Indonesia Source: Bank Indonesia

10
 TABEL 13. INDIKATOR PASAR MODAL/
TABLE 13. INDICATORS OF CAPITAL MARKET

2018 2019 2020

KOMPONEN SATUAN 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 1
2 PASAR SAHAM CAPITAL MARKET 2
3 IHSG (akhir periode) Poin/Point 4,274 5,227 4,593 5,297 6,356 6,194 6,194 6,300 6,533 6,443 6,469 6,455 6,209 6,359 6,391 6,328 6,169 6,228 6,012 6,300 5,979 5,940 5,453 4,539 4,716 4,754 4,905 5,150 5,238 4,870 5,128 5,612 5,979 Jakarta Composite Stock Price Index (end of period) 3
4 Jumlah Emiten Perusahaan/Company 483 506 521 537 566 619 619 668 624 625 626 629 630 634 649 647 652 656 661 668 713 674 680 685 690 691 692 697 700 709 709 708 713 Number of Listed Companies 4
5 Pertumbuhan Jumlah Emiten %, yoy 5.23 4.76 2.96 3.07 5.40 9.36 9.36 7.92 10.05 10.04 10.02 9.77 8.43 8.38 9.26 8.19 8.67 7.72 7.48 7.92 6.74 8.01 8.80 9.42 9.70 9.68 9.15 7.40 8.19 8.74 8.08 7.11 6.74 Growth of Number of Emiten 5
6 Nilai Penerbitan Saham Perdana (IPO) Rp Miliar/ Billions of Rp 16,747 9,122 11,308 12,105 9,556 15,665 557 14,779 1,105 43 33 411 305 506 6,899 0 1,806 925 800 1,945 5,578 989 469 1,285 743 88 40 222 336 1,050 0 0 357 Value of Initial Public Offerings (IPO) 6
7 Nilai Kapitalisasi Pasar Saham Rp Miliar/ Billions of Rp 4,219,020 5,228,043 4,872,702 5,753,613 7,052,389 7,023,497 7,023,497 7,265,016 7,415,934 7,326,933 7,356,380 7,342,986 7,072,081 7,243,045 7,328,987 7,259,735 7,090,422 7,162,655 6,919,502 7,265,016 6,970,009 6,864,267 6,304,025 5,247,669 5,453,503 5,497,202 5,678,323 5,968,165 6,073,865 5,663,917 5,958,186 6,527,873 6,970,009 Value of Market Capitalization 7
8 Nilai Kapitalisasi Pasar Saham Terhadap PDB Harga Berlaku % 44.20 49.46 42.27 46.39 51.89 47.33 47.33 45.88 - - 48.68 - - 47.07 - - 45.41 - - 45.88 … - - 32.85 - - 36.18 - - 36.48 - - … Value of Market Capitalization to Gross Domestic Bruto (GDP) 8
9 Pertumbuhan Kapitalisasi Pasar Saham %, yoy 2.23 23.92 -6.80 18.08 22.57 -0.41 -0.41 3.44 0.96 -0.17 6.85 10.23 5.54 11.23 9.56 7.02 5.24 8.62 0.89 3.44 -4.06 -7.44 -13.96 -28.67 -25.73 -22.27 -21.60 -18.57 -16.33 -20.12 -16.82 -5.66 -4.06 Growth of Market Capitalization 9
10 Price Earning Ratio (PER), average kali/ Times 14.24 19.52 12.53 16.05 14.49 13.59 13.59 17.09 15.47 13.26 17.21 14.69 16.30 15.15 17.71 19.10 19.10 18.24 18.06 17.09 10.22 16.52 15.70 13.54 13.82 12.73 9.35 10.35 11.54 11.56 11.86 9.75 10.22 Price Earning Ratio (PER), average 10
11 Pertanian kali/ Times 15.46 19.34 -1.21 19.38 2.40 19.27 19.27 27.21 19.33 8.25 21.44 17.29 17.08 17.90 7.87 -4.25 6.68 23.36 18.33 27.21 19.50 27.21 26.64 13.64 14.94 11.77 2.41 -1.07 9.60 10.04 16.85 21.57 19.50 Agriculture 11
12 Pertambangan kali/ Times 20.76 2.90 7.77 11.35 6.26 -1.03 -1.03 12.00 0.14 0.76 4.04 6.51 6.91 11.61 21.79 22.10 13.80 8.20 11.30 12.00 11.14 11.17 10.46 9.72 11.04 4.43 4.15 5.43 8.00 11.14 11.18 8.39 11.14 Mining 12
13 Industri Dasar dan Kimia kali/ Times 6.83 16.60 5.32 14.32 13.10 13.74 13.74 19.21 15.89 18.17 15.82 11.01 11.63 11.35 13.69 17.21 16.99 22.54 21.98 19.21 7.57 17.12 14.92 16.72 19.61 16.17 7.61 13.23 16.15 11.21 12.70 7.66 7.57 Basic Industry and Chemical 13
14 Aneka Industri kali/ Times 13.91 14.44 3.24 12.86 4.78 16.15 16.15 17.50 17.64 18.07 18.23 21.07 14.26 16.10 23.20 18.68 19.01 17.58 12.90 17.50 6.41 17.47 17.08 15.48 7.29 2.65 5.16 15.13 18.89 19.38 14.95 7.23 6.41 Miscellaneous Industry 14
15 Industri Barang Konsumsi kali/ Times 15.98 24.22 17.69 18.77 18.48 24.94 24.94 10.02 36.52 22.24 27.61 23.54 13.18 14.25 18.80 16.77 20.80 20.92 19.09 10.02 17.25 11.89 10.57 10.23 11.91 18.24 14.36 15.06 18.94 21.65 16.77 14.90 17.25 Consumer Goods Industry 15
16 Properti, Real Estate dan Konstruksi Bangunan kali/ Times 9.57 16.29 18.09 23.88 14.52 27.07 27.07 10.86 28.17 26.23 26.57 18.07 18.60 16.52 18.85 13.28 11.68 16.60 12.12 10.86 7.53 9.91 11.75 8.30 4.02 5.84 2.32 -1.18 -0.04 0.09 7.04 5.47 7.53 Property, Real Estate and Building Construction 16
17 Infrastruktur, Utilitas dan Transportasi kali/ Times 12.90 16.84 14.49 10.04 16.02 9.50 9.50 23.36 10.05 8.59 16.89 21.34 23.47 24.50 23.80 28.43 30.42 26.66 23.99 23.36 16.30 18.70 17.74 13.83 17.11 15.80 14.84 15.86 13.81 13.88 15.74 15.05 16.30 Infrastructure, Utility and Transportation 17
18 Keuangan kali/ Times 17.20 28.71 22.08 20.63 19.10 25.63 25.63 23.90 24.30 23.50 25.04 22.63 24.17 19.91 19.88 25.90 24.38 20.60 24.92 23.90 27.58 23.68 23.81 22.05 21.81 22.29 23.16 26.05 25.18 28.59 26.16 29.44 27.58 Finance 18
19 Perdagangan, Jasa dan Investasi kali/ Times 15.42 21.54 12.60 18.33 17.44 5.25 5.25 14.58 6.49 3.56 10.83 6.50 16.05 11.23 13.96 16.98 13.80 13.06 15.19 14.58 -1.48 15.74 13.71 11.13 13.17 11.33 5.38 4.04 3.90 2.17 2.22 -1.53 -1.48 Trade, Services and Investment 19
20 Transaksi Saham Stock Trading 20
21 Rata-rata Volume Transaksi Harian Juta Saham/ Milllion Shares 5,503 5,484 5,928 7,827 11,953 10,568 13,695 14,709 13,341 14,325 15,038 15,264 13,552 15,025 17,418 15,396 14,622 16,665 10,860 12,536 11,374 7,470 6,116 6,823 7,547 8,574 9,436 9,408 12,061 11,028 11,737 19,769 27,571 Average Daily Trading Volume 21
22 Pertumbuhan Rata-rata Volume Transaksi Harian %, yoy 28.45 -0.35 8.10 32.03 52.72 -11.59 -18.44 39.18 14.12 -3.56 32.32 69.82 46.53 46.77 88.49 69.72 56.04 69.03 10.56 -8.47 -22.67 -44.01 -57.30 -54.63 -50.56 -36.73 -37.20 -45.99 -21.67 -24.58 -29.57 82.03 119.95 Growth of Average Daily Trading Volume 22
23 Rata-rata Nilai Transaksi Harian Rp Miliar/ Billions of Rp 6,238 6,006 5,764 7,498 7,603 8,500 9,984 9,185 10,758 9,474 8,757 12,126 8,909 10,464 8,476 8,404 8,190 8,797 7,397 8,165 9,210 6,367 6,570 7,905 6,833 9,823 9,031 7,707 9,602 7,759 8,494 13,163 18,428 Average Daily Trading 23
24 Pertumbuhan Rata-rata Nilai Transaksi Harian %, yoy 37.49 -3.72 -4.03 30.09 1.40 11.80 2.35 8.05 18.99 4.62 -16.93 73.66 -2.22 11.48 18.12 -4.14 16.17 29.71 -16.14 -18.21 0.27 -40.82 -30.66 -9.73 -43.65 10.25 -13.70 -9.07 14.25 -5.26 -3.44 77.96 125.68 Growth of Average Daily Trading 24
25 Nilai Neto Transaksi Beli Investor Asing Rp Miliar/ Billions of Rp -20,646 42,598 -22,589 16,168 -39,870 -50,746 -5,159 49,195 13,825 -3,357 1,664 53,111 -7,403 10,959 -257 -9,292 -7,316 -3,798 -6,926 7,985 -47,816 33 -4,757 -5,591 -8,818 8,031 -4,545 -3,852 -8,506 -15,590 -3,707 3,444 -3,958 Net Value of Foreign Investor Transaction 25
26 Nilai Transaksi Beli Investor Asing Rp Miliar/ Billions of Rp 629,454 611,017 596,329 688,491 642,946 728,937 51,578 747,924 89,819 55,027 58,802 111,223 67,057 53,005 53,913 51,632 45,831 51,321 53,161 57,133 677,314 48,596 53,826 70,376 53,088 78,878 56,107 42,763 42,146 40,505 40,507 78,182 72,340 Foreign Investor Buying 26
27 Nilai Transaksi Jual Investor Asing Rp Miliar/ Billions of Rp 650,100 568,419 618,918 672,322 682,816 779,683 56,737 698,729 75,994 58,384 57,138 58,112 74,460 42,046 54,170 60,924 53,147 55,119 60,087 49,148 725,130 48,563 58,583 75,967 61,906 70,847 60,652 46,615 50,652 56,095 44,214 74,738 76,298 Foreign Investor Selling 27
28 Rata-rata Frekuensi Transaksi Harian kali 153,686 212,635 221,583 264,127 311,974 388,927 400,730 467,682 464,494 449,283 411,083 416,253 415,749 471,272 491,522 469,552 519,557 507,681 515,009 480,730 681,332 427,180 402,402 496,690 538,598 547,606 678,290 661,290 751,370 641,564 680,549 984,416 1,366,028 Average Frequency Daily Trading 28
29 Pertumbuhan Rata-rata Frekuensi Transaksi Harian %, yoy 26.27 38.36 4.21 19.20 18.11 24.67 30.98 20.25 21.59 14.08 8.28 8.32 0.27 6.97 31.86 24.49 44.91 42.06 26.99 19.96 45.68 -8.03 -10.43 20.82 29.39 31.72 43.93 34.54 60.02 23.48 34.05 91.15 184.16 Growth of Average Frequency Daily Trading 29
30 30
31 PASAR OBLIGASI BONDS MARKET 31
32 Rata-rata Volume Transaksi Harian Rp Miliar/ Billions of Rp 8,354 12,316 14,584 15,644 17,293 22,047 24,137 29,638 32,943 27,196 31,611 30,304 31,321 31,700 33,757 26,039 24,026 26,678 26,447 34,267 45,463 45,450 41,459 48,744 26,559 29,979 39,157 37,492 45,638 44,568 50,939 57,365 78,445 Average Daily Trading Volume 32
33 Korporasi Rp Miliar/ Billions of Rp 752 687 763 905 1,349 1,354 1,383 1,579 884 1,486 1,464 1,562 1,433 1,889 1,731 1,631 1,655 1,676 1,765 1,864 1,560 1,059 1,622 1,566 1,248 1,415 1,518 1,512 1,449 1,735 1,994 1,608 2,054 Corporation 33
34 Rata-rata Nilai Transaksi Harian Rp Miliar/ Billions of Rp 8,265 12,246 14,582 16,035 17,822 21,608 22,253 29,230 26,934 27,110 31,597 30,298 30,830 31,647 34,349 26,222 24,223 27,061 26,868 34,543 46,253 46,338 42,921 49,631 25,988 29,542 39,388 37,993 46,781 45,478 51,771 59,078 80,261 Average Daily Trading Corporate Bonds 34
35 Korporasi Rp Miliar/ Billions of Rp 744 679 756 908 1,355 1,354 1,377 1,570 878 1,483 1,450 1,562 1,432 1,880 1,732 1,613 1,606 1,668 1,761 1,862 1,566 1,065 1,645 1,576 1,251 1,397 1,521 1,512 1,454 1,744 2,012 1,636 2,031 Corporation 35
36 Rata-rata Frekuensi Transaksi Harian kali/ Times 573 744 781 959 1,017 1,079 898 1,272 946 1,165 1,272 1,017 1,227 1,970 1,640 1,275 1,072 1,300 1,349 1,180 2,091 1,525 1,855 1,951 1,512 1,864 2,225 1,923 2,241 2,130 1,900 2,765 3,296 Average Frequency Daily Trading 36
37 Korporasi kali/ Times 81.00 91.00 91.00 98.00 126 125 121 149 114 141 147 152 127 166 163 150 134 183 167 152 156 139 193 153 110 145 138 163 156 182 168 148 182 Corporation 37
38 Posisi Obligasi Rp Miliar/ Billions of Rp 1,213,472 1,432,782 1,675,873 2,084,958 2,487,735 2,777,208 2,777,208 3,197,840 2,827,795 2,882,196 2,951,074 2,926,758 2,931,013 2,933,495 3,009,993 3,066,691 3,101,874 3,147,773 3,153,686 3,197,840 4,296,467 3,228,723 3,274,664 3,276,267 3,318,401 3,486,702 3,535,610 3,576,489 3,760,568 3,876,467 4,042,900 4,154,415 4,296,467 Outstanding of Bonds 38
39 Korporasi Rp Miliar/ Billions of Rp 218,220 222,820 249,880 311,679 387,969 411,857 411,857 445,101 414,639 420,250 424,081 424,745 429,735 417,257 429,625 441,076 437,544 440,511 446,424 445,101 425,709 441,994 448,735 442,909 435,603 435,957 429,715 421,479 425,228 440,735 439,731 424,427 425,709 Corporation 39
40 Pertumbuhan Posisi Obligasi %, yoy 20.18 18.07 16.97 24.41 19.32 11.64 11.64 15.15 13.44 14.29 15.08 12.39 13.10 12.85 14.37 14.32 13.80 15.11 12.89 15.15 34.36 14.18 13.62 11.02 13.38 18.96 20.53 18.82 22.63 24.97 28.44 31.73 34.36 Growth of Bonds 40
41 Korporasi %, yoy 16.41 2.11 12.14 24.73 24.48 6.16 6.16 8.07 7.40 4.10 5.89 4.89 5.51 3.65 5.91 7.91 4.43 4.51 7.03 8.07 -4.36 6.60 6.78 4.44 2.56 1.45 2.99 -1.90 -3.59 0.73 -0.18 -4.93 -4.36 Corporation 41
42 REKSA DANA MUTUAL FUND 42
43 Jumlah Reksa Dana Produk/ Product 794 894 1,091 1,425 1,777 2,098 2,098 2,181 2,099 2,110 2,098 2,082 2,089 2,092 2,112 2,184 2,194 2,174 2,163 2,181 2,217 2,205 2,184 2,196 2,220 2,204 2,217 2,215 2,210 2,214 2,212 2,217 2,217 Total Mutual Funds 43
44 Nilai Aktiva Bersih Rp Miliar/ Billions of Rp 192,545 242,251 271,969 338,750 457,506 505,390 505,390 542,196 519,910 520,915 515,088 510,146 506,087 512,585 536,881 538,067 540,912 553,213 544,416 542,196 571,061 537,279 525,278 472,772 477,676 476,283 482,549 503,258 520,836 510,149 529,868 547,841 571,061 Net Asset Value 44
45 Jumlah Unit Penyertaan (UP) Beredar Ribu Unit/ Thousand of Unit ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Mutual Fund Units 45
46 Subscription Rp Miliar/ Billions of Rp 160,818 181,588 254,347 350,645 527,062 611,649 58,829 711,217 49,786 65,348 62,955 64,583 59,021 37,659 79,444 53,456 59,854 56,298 60,471 51,661 … 53,056 47,994 46,269 36,912 29,117 45,062 58,015 55,219 57,575 51,098 … … Subscription 46
47 Redemption Rp Miliar/ Billions of Rp 141,710 164,365 213,346 302,720 458,791 540,156 52,239 656,327 45,299 59,240 55,432 62,487 58,183 42,268 56,499 45,851 54,468 48,032 65,993 62,575 … 48,924 47,606 67,690 36,074 33,016 43,880 48,369 42,171 56,112 40,060 … … Redemption 47

Sumber: BEI dan OJK (diolah) Source: IDX and FSA (Processed)
 TABEL 14. INDIKATOR UTANG SEKTOR PEMERINTAH PUSAT/
TABLE 14. INDICATORS OF CENTRAL GOVERNMENT DEBT

2018 2019 2020

KOMPONEN SATUAN/UNIT PERIODE/ PERIOD 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 Utang Pemerintah Pusat terhadap PDB Harga Berlaku % Triwulanan/ Quarterly 24.88 24.68 27.46 28.35 29.38 30.07 30.07 30.18 - - 30.23 - - 29.70 - - 30.10 - - 30.18 … - - 32.51 - - 33.54 - - 37.08 - - … Government Debt to GDP at Current Price 1
2 Utang Luar Negeri Pemerintah Pusat terhadap Cadangan Devi % Bulanan/ Monthly 115.00 110.68 129.70 133.10 136.19 151.84 151.84 154.72 155.87 154.81 150.70 150.20 154.80 155.50 154.52 153.05 156.32 157.20 156.86 154.72 … 155.61 153.41 149.59 148.35 147.18 149.21 147.31 146.04 146.04 149.49 152.52 … Government External Debt to Reserves Position 2
3 3
4 Komposisi Utang Pemerintah Composition of Government Debt 4
5 Residen % Bulanan/ Monthly 41.27 40.83 40.02 40.76 39.84 40.58 40.58 41.86 41.49 41.23 41.47 41.40 41.38 40.42 40.73 41.13 41.39 41.34 41.82 41.86 52.16 41.87 42.28 42.96 44.50 46.17 46.60 46.35 47.94 48.85 50.06 51.31 52.16 Resident 5
6 Non Residen % Bulanan/ Monthly 58.73 59.17 59.98 59.24 60.16 59.42 59.42 58.14 58.51 58.77 58.53 58.60 58.62 59.58 59.27 58.87 58.61 58.66 58.18 58.14 47.84 58.13 57.72 57.04 55.50 53.83 53.40 53.65 52.06 51.15 49.94 48.69 47.84 Non Resident 6
7 Pinjaman % Bulanan/ Monthly 30.08 25.97 23.86 20.90 18.63 18.06 18.06 16.00 17.69 17.31 17.32 17.24 17.12 17.19 17.00 17.06 16.70 16.22 15.99 16.00 14.02 15.61 16.10 17.33 16.12 15.51 15.04 15.43 15.18 15.01 14.44 13.97 14.02 Loan 7
8 Residen % Bulanan/ Monthly 0.10 0.12 0.13 0.15 0.14 0.15 0.15 0.18 0.16 0.16 0.16 0.15 0.15 0.15 0.16 0.16 0.16 0.16 0.17 0.18 0.20 0.20 0.20 0.20 0.19 0.19 0.19 0.19 0.19 0.20 0.19 0.20 0.20 Resident 8
9 Non Residen % Bulanan/ Monthly 29.98 25.85 23.73 20.76 18.49 17.91 17.91 15.82 17.53 17.15 17.17 17.09 16.97 17.04 16.84 16.89 16.53 16.07 15.83 15.82 13.82 15.41 15.90 17.13 15.93 15.32 14.86 15.24 14.99 14.82 14.25 13.77 13.82 Non Resident 9
10 SBN % Bulanan/ Monthly 69.92 74.03 76.14 79.10 81.37 81.94 81.94 84.00 82.31 82.69 82.68 82.76 82.88 82.81 83.00 82.94 83.30 83.78 84.01 84.00 85.98 84.39 83.90 82.67 83.88 84.49 84.96 84.57 84.82 84.99 85.56 86.03 85.98 Government Securities (SBN) 10
11 Residen % Bulanan/ Monthly 41.18 40.70 39.89 40.62 39.71 40.43 40.43 41.69 41.33 41.07 41.31 41.25 41.23 40.27 40.57 40.97 41.23 41.19 41.65 41.69 51.97 41.67 42.07 42.77 44.30 45.98 46.42 46.16 47.74 48.66 49.88 51.12 51.97 Resident 11
12 Non Residen % Bulanan/ Monthly 28.75 33.32 36.25 38.48 41.67 41.52 41.52 42.32 40.98 41.62 41.37 41.51 41.65 42.54 42.43 41.97 42.08 42.59 42.36 42.32 34.02 42.72 41.82 39.90 39.57 38.51 38.54 38.41 37.08 36.33 35.68 34.92 34.02 Non Resident 12
13 Refixing Rate 1) % Bulanan/ Monthly 23.20 21.00 21.08 17.76 19.46 19.73 19.73 16.13 19.25 18.80 18.82 17.34 16.44 16.33 16.17 15.98 16.51 15.96 16.41 16.13 21.04 15.57 15.49 14.92 14.10 15.80 15.63 16.96 18.30 18.70 19.76 19.63 21.04 Refixing Rate 1) 13
14 Average Time to Maturity Tahun/ Year Bulanan/ Monthly 9.60 9.73 9.28 9.02 8.55 8.36 8.36 8.52 8.42 8.39 8.52 8.62 8.54 8.58 8.57 8.53 8.52 8.57 8.55 8.52 8.47 8.58 8.51 8.55 8.78 8.81 8.75 8.69 8.61 8.59 8.55 8.58 8.47 Average Time to Maturity 14
15 15
16 Utang Pemerintah Rp Miliar/Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Government Debt 16
17 Pinjaman Loan Agreement 17
18 Berdasarkan Sumber Rp Miliar/Billions of Rp Bulanan/ Monthly 714,441 677,557 755,119 734,846 743,714 805,617 805,617 764,480 795,791 790,466 791,217 780,713 782,541 785,609 782,720 798,280 784,745 771,540 770,041 764,480 852,910 751,898 796,882 899,829 834,042 815,663 791,849 838,598 849,336 864,294 848,854 825,593 852,910 By Source 18
19 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 2,274 3,224 4,081 5,133 5,518 6,578 6,578 8,377 7,135 7,135 7,135 6,731 6,904 6,972 7,416 7,687 7,741 7,378 8,086 8,377 11,968 9,561 10,143 10,228 9,918 9,944 9,805 10,527 10,866 11,321 11,083 11,547 11,968 Resident 19
20 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 712,167 674,333 751,038 729,713 738,196 799,039 799,039 756,103 788,656 783,332 784,082 773,982 775,637 778,638 775,304 790,593 777,004 764,162 761,954 756,103 840,942 742,336 786,739 889,600 824,124 805,719 782,044 828,071 838,470 852,973 837,770 814,046 840,942 Non Resident 20
21 Berdasarkan Denominasi Rp Miliar/Billions of Rp Bulanan/ Monthly 714,441 677,557 755,119 734,846 743,714 805,617 805,617 764,480 795,791 790,466 791,217 780,713 782,541 785,609 782,720 798,280 784,745 771,540 770,041 764,480 852,910 751,898 796,882 899,829 834,042 815,663 791,849 838,598 849,336 864,294 848,854 825,593 852,910 By Denomination 21
22 Rupiah Rp Miliar/Billions of Rp Bulanan/ Monthly 2,274 3,224 4,081 5,133 5,518 6,578 6,578 8,377 7,135 7,135 7,135 6,731 6,904 6,972 7,416 7,687 7,741 7,378 8,086 8,377 11,968 9,561 10,143 10,228 9,918 9,944 9,805 10,527 10,866 11,321 11,083 11,547 11,968 Rupiah 22
23 Valas Rp Miliar/Billions of Rp Bulanan/ Monthly 712,167 674,333 751,038 729,713 738,196 799,039 799,039 756,103 788,656 783,332 784,082 773,982 775,637 778,638 775,304 790,593 777,004 764,162 761,954 756,103 840,942 742,336 786,739 889,600 824,124 805,719 782,044 828,071 838,470 852,973 837,770 814,046 840,942 Foreign Exchange 23
24 SBN Government Securities (SBN) 24
25 Berdasarkan Jenis, Denominasi dan Sumber Rp Miliar/Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### By Type of Intrument, Denomination, and Source 25
26 SBN Rupiah Rp Miliar/Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Rupiah Government Securities 26
27 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 937,827 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Resident 27
28 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 671,424 748,610 903,324 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Traded 28
29 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 266,403 264,642 289,248 240,748 241,337 233,183 233,183 208,546 237,189 236,187 233,187 233,766 234,665 204,717 207,933 207,811 209,706 208,929 208,546 208,546 165,365 203,735 205,928 203,601 201,351 197,490 174,122 174,122 174,901 167,640 166,833 161,933 165,365 Non Traded 29
30 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 323,828 461,351 558,521 665,808 836,147 893,251 893,251 ### 909,928 942,728 967,125 960,345 949,562 988,755 ### ### ### ### ### ### 973,908 ### ### 926,906 924,760 931,834 937,000 945,793 941,942 933,148 954,946 970,507 973,908 Non Resident 30
31 SUN Rp Miliar/Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Government Debt Securities (SUN) 31
32 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 830,240 879,993 999,694 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Resident 32
33 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 595,371 648,548 752,227 870,629 941,828 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Traded 33
34 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 234,870 231,445 247,467 201,466 202,116 192,541 192,541 164,758 196,547 194,417 194,417 195,996 194,261 164,313 167,529 165,444 167,340 166,563 164,758 164,758 126,586 162,947 165,174 164,796 164,046 160,216 138,849 138,849 136,644 129,384 128,576 128,576 126,586 Non Traded 34
35 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 312,707 450,709 550,383 656,941 814,948 874,206 874,206 ### 892,331 924,038 948,643 945,182 935,937 971,933 994,800 990,841 ### ### ### ### 956,420 ### ### 895,937 897,568 907,036 910,498 917,401 919,121 915,082 935,176 950,662 956,420 Non Resident 35
36 SPN Rp Miliar/Billions of Rp Bulanan/ Monthly 34,050 39,950 65,384 41,040 104,857 77,650 77,650 57,550 72,050 65,750 64,700 57,620 60,490 53,890 51,370 55,100 58,300 57,850 61,550 57,550 41,380 48,550 43,500 52,000 50,670 43,320 35,290 32,310 30,860 34,610 41,610 42,580 41,380 Treasury Bills (SPN) 36
37 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 27,873 30,600 56,178 37,609 81,608 70,577 70,577 50,191 66,836 61,610 60,493 54,415 56,829 49,437 45,742 50,769 52,597 52,011 56,335 50,191 39,988 44,724 41,360 47,323 47,775 41,406 33,839 31,172 29,690 33,430 38,418 39,379 39,988 Resident 37
38 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 27,873 30,600 33,744 37,609 71,500 70,577 70,577 50,191 66,836 61,610 60,493 54,415 56,829 49,437 45,742 50,769 52,597 52,011 56,335 50,191 39,988 44,724 41,360 47,323 47,775 41,406 33,839 31,172 29,690 33,430 38,418 39,379 39,988 Traded 38
39 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly - - 22,434 - 10,107 - - - - - - - - - - - - - - - - - - - - - - - - - - - - Non Traded 39
40 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 6,177 9,350 9,206 3,431 23,250 7,073 7,073 7,359 5,214 4,140 4,207 3,205 3,661 4,453 5,628 4,331 5,703 5,839 5,215 7,359 1,392 3,826 2,140 4,677 2,895 1,914 1,451 1,138 1,170 1,180 3,192 3,201 1,392 Non Resident 40
41 Obligasi Negara Rp Miliar/Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Government Bond (ON) 41
42 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 802,367 849,393 943,515 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Resident 42
43 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 567,497 617,948 718,482 833,020 870,328 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Traded 43
44 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 234,870 231,445 225,033 201,466 192,009 192,541 192,541 164,758 196,547 194,417 194,417 195,996 194,261 164,313 167,529 165,444 167,340 166,563 164,758 164,758 126,586 162,947 165,174 164,796 164,046 160,216 138,849 138,849 136,644 129,384 128,576 128,576 126,586 Non Traded 44
45 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 306,531 441,359 541,177 653,510 791,699 867,133 867,133 ### 887,117 919,899 944,435 941,976 932,276 967,480 989,172 986,509 ### ### ### ### 955,028 ### ### 891,260 894,672 905,122 909,048 916,264 917,952 913,902 931,984 947,461 955,028 Non Resident 45
46 SBSN Rp Miliar/Billions of Rp Bulanan/ Monthly 118,707 143,901 201,017 284,991 382,210 433,627 433,627 529,321 444,432 462,950 466,047 475,279 450,667 460,467 474,467 486,560 499,210 518,500 532,271 529,321 725,340 535,311 546,028 516,957 532,747 597,537 614,537 633,037 656,020 656,028 680,828 710,278 725,340 Government Islamic Securitites (SBSN) 46
47 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 107,587 133,259 192,879 276,124 361,011 414,583 414,583 500,877 426,835 444,260 447,565 460,115 437,043 443,646 456,231 467,805 478,937 490,646 506,612 500,877 707,852 502,630 510,162 485,987 505,555 572,740 588,036 604,646 633,199 637,962 661,058 690,434 707,852 Resident 47
48 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 76,054 100,062 151,098 236,842 321,790 373,940 373,940 457,089 386,193 402,490 408,795 422,345 396,639 403,242 415,827 425,439 436,570 448,280 462,824 457,089 669,074 461,842 469,408 447,183 468,250 535,466 552,762 569,372 594,943 599,705 622,802 657,077 669,074 Traded 48
49 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 31,533 33,197 41,781 39,282 39,221 40,643 40,643 43,788 40,643 41,770 38,770 37,770 40,404 40,404 40,404 42,366 42,366 42,366 43,788 43,788 38,778 40,788 40,754 38,805 37,305 37,274 35,274 35,274 38,256 38,256 38,256 33,357 38,778 Non Traded 49
50 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 11,120 10,642 8,138 8,867 21,199 19,044 19,044 28,445 17,597 18,689 18,482 15,163 13,625 16,822 18,236 18,755 20,273 27,854 25,660 28,445 17,488 32,681 35,866 30,969 27,192 24,797 26,502 28,391 22,821 18,066 19,770 19,845 17,488 Non Resident 50
51 SBN Valas2) Rp Miliar/Billions of Rp Bulanan/ Monthly 399,400 456,616 658,917 766,585 907,830 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Foreign Currencies Denominated Government 51
52 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 40,325 48,599 70,122 79,584 80,334 95,404 95,404 92,998 94,194 95,111 92,730 92,509 93,569 93,248 92,313 93,616 93,107 93,670 94,164 92,998 99,964 94,248 98,156 110,613 104,203 101,487 100,444 103,387 102,809 105,234 103,693 99,853 99,964 Resident 52
53 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 359,075 408,016 588,795 687,000 827,495 959,093 959,093 960,519 933,527 957,547 922,208 919,452 954,680 955,555 940,288 954,863 948,389 967,302 971,365 960,519 ### 980,938 ### ### ### ### ### ### ### ### ### ### ### Non Resident 53
54 54
55 Kepemilikan SBN Rupiah yang Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 995,252 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Ownerships of Traded Rupiah Government Bonds (S 55
56 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 671,424 748,610 903,324 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Resident 56
57 Bank3) Rp Miliar/Billions of Rp Bulanan/ Monthly 335,428 375,551 350,070 399,458 491,606 481,333 481,333 581,369 652,812 631,886 649,099 606,506 503,898 588,769 605,877 608,154 637,123 674,156 704,105 581,369 ### 739,659 804,407 763,385 816,303 949,349 ### 989,946 ### ### ### ### ### Bank3) 57
58 Institusi Negara4) Rp Miliar/Billions of Rp Bulanan/ Monthly 44,442 41,633 148,915 134,248 141,827 253,472 253,472 262,490 123,292 147,459 132,033 153,005 252,297 153,877 150,575 186,358 167,986 142,092 145,908 262,490 454,361 120,262 115,128 255,098 261,714 248,167 208,267 288,126 224,907 234,786 208,471 252,477 454,361 Government Institution 4) 58
59 Non-Bank Rp Miliar/Billions of Rp Bulanan/ Monthly 291,555 331,426 404,340 573,765 630,186 740,396 740,396 847,024 751,824 764,874 779,736 782,158 800,681 799,638 810,881 821,509 829,833 839,973 852,379 847,024 ### 849,752 858,234 887,969 908,023 921,395 926,280 953,143 971,168 ### ### ### ### Non-Bank 59
60 Reksadana Rp Miliar/Billions of Rp Bulanan/ Monthly 42,498 45,794 61,603 85,659 103,996 118,633 118,633 130,863 120,384 119,636 113,048 109,019 107,083 106,743 120,270 118,665 125,443 125,765 131,164 130,863 161,321 130,336 130,191 129,437 132,514 133,553 136,094 139,687 150,027 150,139 152,167 155,891 161,321 Mutual Fund 60
61 Asuransi Rp Miliar/Billions of Rp Bulanan/ Monthly 129,547 150,599 171,622 238,239 150,800 201,595 201,595 215,015 203,516 205,392 208,349 211,020 213,180 212,785 214,469 215,846 215,547 215,960 218,051 215,015 275,598 216,967 218,205 226,193 267,991 277,618 277,757 278,533 279,838 285,346 266,681 268,248 275,598 Insurance 61
62 Dana Pensiun Rp Miliar/Billions of Rp Bulanan/ Monthly 39,467 43,302 49,827 87,276 198,064 212,879 212,879 256,655 217,560 221,807 226,131 230,451 235,951 237,044 241,720 246,650 250,436 255,033 255,824 256,655 267,219 259,775 264,295 271,891 228,126 228,180 230,154 231,560 233,039 238,086 262,447 266,637 267,219 Pension Fund 62
63 Sekuritas5) Rp Miliar/Billions of Rp Bulanan/ Monthly 881 812 257 - - - - - - - - - - - - - - - - - - - - - - - Securities Firms5) 63
64 Individu Rp Miliar/Billions of Rp Bulanan/ Monthly 32,484 30,408 42,526 57,751 59,844 73,069 73,069 81,170 73,058 72,390 82,569 82,840 84,196 77,219 75,145 76,404 77,699 81,354 82,666 81,170 131,210 79,143 78,653 86,973 91,642 95,657 92,876 113,222 115,443 137,184 149,025 146,068 131,210 Individual 64
65 Lain-lain6) Rp Miliar/Billions of Rp Bulanan/ Monthly 46,677 60,511 78,504 104,841 117,482 134,220 134,220 163,322 137,306 145,648 149,638 148,828 160,272 165,849 159,277 163,944 160,707 161,862 164,674 163,322 231,572 163,532 166,890 173,475 187,749 186,387 189,400 190,142 192,821 194,104 205,436 216,779 231,572 Others6) 65
66 Non Residen/ Asing Rp Miliar/Billions of Rp Bulanan/ Monthly 323,828 461,351 558,521 665,808 836,147 893,251 893,251 ### 909,928 942,728 967,125 960,345 949,562 988,755 ### ### ### ### ### ### 973,908 ### ### 926,906 924,760 931,834 937,000 945,793 941,942 933,148 954,946 970,507 973,908 Non Resident 66
67 67
68 Yield SBN Yield SBN 68
69 SUN Seri Benchmark7) Benchmark Series7) 69
70 5 Tahun8) % Bulanan/ Monthly 7.93 7.70 8.79 7.56 5.91 7.76 7.76 6.36 7.87 7.53 7.16 7.29 7.45 6.81 6.78 6.74 6.68 6.40 6.49 6.36 5.18 5.99 6.12 7.15 7.16 6.78 6.48 5.90 5.47 5.76 5.48 5.03 5.18 5 Year8) 70
71 10 Tahun9) % Bulanan/ Monthly 8.41 7.82 8.82 7.99 6.29 7.97 7.97 7.07 8.06 7.82 7.66 7.80 7.88 7.33 7.35 7.30 7.27 6.98 7.06 7.07 5.93 6.66 6.87 7.87 7.82 7.31 7.17 6.78 6.84 6.88 6.58 6.16 5.93 10 Year9) 71
72 15 Tahun10) % Bulanan/ Monthly 8.91 8.19 8.95 8.17 6.90 8.17 8.17 7.54 8.37 8.13 8.12 8.24 8.33 7.64 7.66 7.74 7.70 7.45 7.51 7.54 6.37 7.15 7.50 8.18 8.00 7.80 7.61 7.23 7.37 7.40 7.15 6.67 6.37 15 Year10) 72
73 20 Tahun11) % Bulanan/ Monthly 8.96 8.30 9.07 8.18 7.10 8.36 8.36 7.68 8.49 8.24 8.17 8.34 8.36 7.90 7.84 7.87 7.83 7.65 7.68 7.68 6.51 7.33 7.46 8.30 8.05 7.71 7.62 7.38 7.40 7.41 7.26 6.91 6.51 20 Year11) 73

Keterangan: Note:
- PDB yang digunakan dalam perhitungan rasio menggunakan PDB Harga Berlaku yang menggunakan Tahun Dasar 2010. Penetapan angka sangat sementara, sementara, dan angka tetap, sesuai dengan publikasi BPS. -GDP as denominator is at current price with base year 2010. Forecast, preliminary, and fixed figures statement refers to BPS publications
- Data SBN berdasarkan data BI-SSSS kecuali SBN Valas yang merupakan data hasil penerbitan di pasar perdana (primary market). - Government Securities Data based on BI-SSSS (except for Foreign Currencies Denominated Government Securities published in primary market)
1)
Refixing rate adalah porsi utang Pemerintah Pusat yang terekspos perubahan tingkat bunga dalam waktu setahun mendatang. 1)
Refixing rate is Central Government debt portion exposed to interest rates changes within the next year
2)
Posisi Desember 2015, termasuk INDO 26 dan INDO 46, dalam rangka pre funding 2016. 2)
In December 2015, in order to pre-funding in 2016, the position in December 2015, including INDO26 and INDO 46
3)
Termasuk SBN yang digunakan dalam operasi moneter dengan Bank Indonesia. 3)
Including the government securities used in monetary operation with Bank Indonesia
4)
Angka net, tidak termasuk SBN yang digunakan dalam operasi moneter dengan Bank. 4)
net figures, excluding governement securities used in monetary operations with Banks
5)
Mulai Januari 2016, Angka Sekuritas dimasukkan ke dalam kelompok lain-lain. 5)
Starting from January 2016, Securities included in a group of others
6)
Lain-lain diantaranya Perusahaan Sekuritas, Korporasi dan Yayasan. 6)
Others such as Securities Company, Corporation, and Foundation
7)
Sumber dari rata-rata tengah kuotasi Dealer Utama. 7)
Source: Primary Dealers' quotations mid average
8)
SUN seri Benchmark tenor 5 tahun : 2012 = FR0060, 2013 = FR0066, 2014 dan 2015 = FR0069, 2016 = FR0053, 2017 = FR0061, 2018 = FR0063. 8)
Benchmark series tenor 5 year : 2012 = FR0060, 2013 = FR0066, 2014 and 2015 = FR0069, 2016 = FR0053, 2017 = FR0061, 2018 = FR0063.
9)
SUN seri Benchmark tenor 10 tahun : 2012 = FR0061, 2013 = FR0063, 2014 dan 2015 = FR0070, 2016 = FR0056, 2017 = FR0059, 2018 = FR0064. 9)
Benchmark series tenor 10 year : 2012 = FR0061, 2013 = FR0063, 2014 and 2015 = FR0070, 2016 = FR0056, 2017 = FR0059, 2018 = FR0064.
10)
SUN seri Benchmark tenor 15 tahun : 2012 = FR0059, 2013 = FR0064, 2014 dan 2015 = FR0071, 2016 = FR0073, 2017 = FR0074, 2018 = FR0065. 10)
Benchmark series tenor 15 year : 2012 = FR0059, 2013 = FR0064, 2014 and 2015 = FR0071, 2016 = FR0073, 2017 = FR0074, 2018 = FR0065.
11)
SUN seri Benchmark tenor 20 tahun : 2012 = FR0058, 2013 = FR0065, 2014 dan 2015 = FR0068, 2016 dan 2017 = FR0072, 2018 = FR0075. 11)
Benchmark series tenor 20 year : 2012 = FR0058, 2013 = FR0065, 2014 and 2015 = FR0068, 2016 and 2017 = FR0072, 2018 = FR0075.
Sumber: BI, Kemenkeu, dan BPS (diolah) Source: BI, MoF and Statistics Indonesia (Processed)
 TABEL 15.INDIKATOR SEKTOR KORPORASI/
TABLE 15. INDICATORS OF CORPORATE SECTOR

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
Q3 Q4 Q1 Q2 Q3 Q4* Q1* Q2* Q3*
1 Jumlah Emiten Non Keuangan Perusahaan/ Company 409 424 438 452 480 531 512 531 585.00 538 548 568 585 597 605 623 Number of Listed Non Financial Corporation 1
2 Cakupan Emiten Non Keuangan dalam Perhitungan Rasio KinerjaPerusahaan/
1)
Company 405 420 408 424 448 493 487 493 550.00 523 509 545 550 572 578 550 Number of Listed Non Financial Corporation for Performance Ratio2Calculation 1)

3 NPL Korporasi Non Keuangan (Kredit dari Sektor Perbankan) 2) % 1.67 2.25 2.74 3.62 3.04 2.59 2.81 2.59 2.82 2.71 2.62 2.79 2.82 2.98 3.37 3.59 NPL Non Financial Corporation 2) 3
4 4
5 RASIO KINERJA KEUANGAN FINANCIAL PERFORMANCE RATIO 5
6 SEKTOR PERTANIAN AGRICULTURE SECTOR 6
7 Rasio Solvabilitas Solvability Ratio 7
8 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.05 1.09 1.29 1.20 1.10 1.18 1.20 1.18 1.27 1.19 1.24 1.19 1.27 1.45 1.34 1.37 Debt to Equity Ratio (Total Liabilities/Total Equity) 8
9 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.51 0.52 0.56 0.55 0.52 0.54 0.55 0.54 0.56 0.54 0.55 0.54 0.56 0.59 0.57 0.58 Debt To Asset Ratio (Total Liabilities/Total Assets) 9
10 Rasio Likuiditas Kali/ Times Liquidity Ratio 10
11 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 0.96 0.92 0.88 0.92 0.98 1.04 1.08 1.04 0.86 0.97 0.87 0.87 0.86 0.84 0.89 0.94 Current Ratio (Current Assets/Current Liabilities) 11
12 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.67 0.65 0.59 0.59 0.67 0.69 0.71 0.69 0.54 0.65 0.56 0.56 0.54 0.55 0.62 0.65 Quick Ratio ((Current Assets - Inventory)/Current Liab 12
13 Turn Over Ratio Turn Over Ratio 13
14 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 7.83 8.77 7.85 6.33 7.71 6.26 5.80 6.26 6.48 6.50 6.77 6.67 6.48 6.32 7.42 6.75 Inventory Turn Over (Total Sales (Annualized)/Invent 14
15 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.59 0.63 0.55 0.50 0.56 0.53 0.53 0.53 0.53 0.53 0.55 0.51 0.53 0.51 0.53 0.53 Asset Turn Over (Total Sales (Annualized)/Total Asset 15
16 Rasio Profitabilitas Profitability Ratio 16
17 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 2.79 5.07 0.31 1.91 3.05 0.99 1.36 0.99 -2.80 0.56 -0.03 -0.99 -2.80 -4.49 -2.63 -2.27 Return on Assets (Net Income (Annualized)/Average 17
18 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 5.45 10.43 0.68 4.16 6.67 2.11 2.88 2.11 -6.21 1.23 -0.06 -2.20 -6.21 -10.98 -6.28 -5.33 Return on Equity (Net Income (Annualized)/Average 18
19 19
20 SEKTOR PERTAMBANGAN MINING SECTOR 20
21 Rasio Solvabilitas Solvability Ratio 21
22 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.94 1.69 0.88 1.69 1.25 1.39 1.38 1.39 1.46 1.37 1.43 1.25 1.46 1.45 1.30 1.27 Debt to Equity Ratio (Total Liabilities/Total Equity) 22
23 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.66 0.63 0.47 0.63 0.56 0.58 0.58 0.58 0.59 0.58 0.59 0.56 0.59 0.59 0.57 0.56 Debt To Asset Ratio (Total Liabilities/Total Assets) 23
24 Rasio Likuiditas Liquidity Ratio 24
25 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 0.96 0.83 1.85 1.54 1.44 1.23 1.25 1.23 1.28 1.24 1.23 1.25 1.28 1.35 1.37 1.35 Current Ratio (Current Assets/Current Liabilities) 25
26 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.82 0.71 1.57 1.36 1.26 1.05 1.07 1.05 1.08 1.04 1.03 1.04 1.08 1.16 1.19 1.16 Quick Ratio ((Current Assets - Inventory)/Current Liab 26
27 Turn Over Ratio Turn Over Ratio 27
28 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 10.60 11.78 10.49 11.41 11.50 11.82 12.18 11.82 12.44 11.43 11.90 11.65 12.44 11.91 13.61 12.18 Inventory Turn Over (Total Sales (Annualized)/Invent 28
29 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.50 0.52 0.51 0.37 0.46 0.52 0.52 0.52 0.57 0.56 0.57 0.56 0.57 0.49 0.53 0.49 Asset Turn Over (Total Sales (Annualized)/Total Asset 29
30 Rasio Profitabilitas Profitability Ratio 30
31 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) -0.60 0.85 0.24 3.32 7.16 6.38 7.03 6.38 3.06 4.78 4.56 3.79 3.06 2.02 1.58 1.09 Return on Assets (Net Income (Annualized)/Average 31
32 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) -1.68 2.35 0.63 7.77 17.24 14.82 16.16 14.82 7.26 11.31 10.93 8.85 7.26 4.97 3.76 2.54 Return on Equity (Net Income (Annualized)/Average 32
33 33
34 SEKTOR INDUSTRI DASAR BASIC INDUSTRY SECTOR 34
35 Rasio Solvabilitas Solvability Ratio 35
36 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.13 1.10 1.07 0.96 0.94 1.10 1.10 1.10 1.21 1.12 1.15 1.16 1.21 1.20 1.15 1.15 Debt to Equity Ratio (Total Liabilities/Total Equity) 36
37 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.53 0.52 0.52 0.49 0.49 0.52 0.52 0.52 0.55 0.53 0.53 0.54 0.55 0.55 0.53 0.53 Debt To Asset Ratio (Total Liabilities/Total Assets) 37
38 Rasio Likuiditas Liquidity Ratio 38
39 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 1.61 1.50 1.34 1.44 1.65 1.64 1.66 1.64 1.38 1.65 1.57 1.62 1.38 1.57 1.60 1.55 Current Ratio (Current Assets/Current Liabilities) 39
40 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 1.01 0.93 0.81 0.90 1.11 1.11 1.11 1.11 0.98 1.09 1.03 1.13 0.98 1.11 1.12 1.10 Quick Ratio ((Current Assets - Inventory)/Current Liab 40
41 Turn Over Ratio Turn Over Ratio 41
42 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 5.02 5.46 4.87 4.95 5.19 5.14 4.95 5.14 5.98 5.28 5.30 5.56 5.98 5.63 5.58 5.71 Inventory Turn Over (Total Sales (Annualized)/Invent 42
43 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.77 0.79 0.66 0.64 0.69 0.65 0.64 0.65 0.64 0.66 0.67 0.62 0.64 0.59 0.60 0.57 Asset Turn Over (Total Sales (Annualized)/Total Asset 43
44 Rasio Profitabilitas Profitability Ratio 44
45 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 5.32 4.29 2.32 4.66 3.93 4.90 4.86 4.90 1.76 4.01 3.15 2.30 1.76 1.77 1.53 1.41 Return on Assets (Net Income (Annualized)/Average 45
46 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 11.31 9.02 4.81 9.32 7.68 10.19 10.07 10.19 3.81 8.51 6.72 4.96 3.81 3.88 3.32 3.05 Return on Equity (Net Income (Annualized)/Average 46
47 47
48 SEKTOR ANEKA INDUSTRI MISCELLANEOUS INDUSTRY SECTOR 48
49 Rasio Solvabilitas Solvability Ratio 49
50 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.24 1.21 1.23 1.14 1.15 1.27 1.28 1.27 1.16 1.22 1.21 1.23 1.16 1.19 1.10 1.08 Debt to Equity Ratio (Total Liabilities/Total Equity) 50
51 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.55 0.55 0.55 0.53 0.54 0.56 0.56 0.56 0.54 0.55 0.55 0.55 0.54 0.54 0.52 0.52 Debt To Asset Ratio (Total Liabilities/Total Assets) 51
52 Rasio Likuiditas Liquidity Ratio 52
53 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 1.17 1.22 1.22 1.18 1.19 1.13 1.18 1.13 1.25 1.21 1.21 1.24 1.25 1.27 1.31 1.34 Current Ratio (Current Assets/Current Liabilities) 53
54 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.87 0.92 0.92 0.91 0.91 0.83 0.88 0.83 0.94 0.90 0.90 0.91 0.94 0.93 0.99 1.02 Quick Ratio ((Current Assets - Inventory)/Current Liab 54
55 Turn Over Ratio Turn Over Ratio 55
56 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 8.27 8.17 7.30 7.50 6.90 6.19 6.37 6.19 7.05 6.51 6.75 6.70 7.05 6.24 6.41 6.05 Inventory Turn Over (Total Sales (Annualized)/Invent 56
57 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.91 0.86 0.77 0.72 0.69 0.70 0.71 0.70 0.73 0.72 0.74 0.73 0.73 0.67 0.66 0.61 Asset Turn Over (Total Sales (Annualized)/Total Asset 57
58 Rasio Profitabilitas Profitability Ratio 58
59 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 6.99 5.60 3.84 4.55 4.70 5.29 5.45 5.29 4.82 4.98 4.87 4.56 4.82 4.03 4.19 3.38 Return on Assets (Net Income (Annualized)/Average 59
60 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 15.73 12.59 8.32 9.89 10.39 11.63 11.84 11.63 10.64 11.08 10.80 10.11 10.64 8.80 8.99 7.20 Return on Equity (Net Income (Annualized)/Average 60
61 61
62 SEKTOR INDUSTRI BARANG KONSUMEN CONSUMER GOODS INDUSTRY SECTOR 62
63 Rasio Solvabilitas Solvability Ratio 63
64 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 0.89 0.99 0.83 0.64 0.65 0.72 0.72 0.72 0.72 0.65 0.73 0.72 0.72 0.71 0.69 0.87 Debt to Equity Ratio (Total Liabilities/Total Equity) 64
65 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.47 0.50 0.45 0.39 0.39 0.42 0.42 0.42 0.42 0.39 0.42 0.42 0.42 0.42 0.41 0.46 Debt To Asset Ratio (Total Liabilities/Total Assets) 65
66 Rasio Likuiditas Liquidity Ratio 66
67 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 1.75 1.70 2.02 2.08 2.03 1.82 1.82 1.82 1.90 1.88 1.70 1.85 1.90 1.95 1.96 1.93 Current Ratio (Current Assets/Current Liabilities) 67
68 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.85 0.85 1.08 1.04 1.09 1.02 1.04 1.02 1.06 1.04 0.92 1.01 1.06 1.12 1.09 1.09 Quick Ratio ((Current Assets - Inventory)/Current Liab 68
69 Turn Over Ratio Turn Over Ratio 69
70 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 4.29 4.40 4.49 4.62 4.79 5.10 5.06 5.10 5.07 5.02 5.32 5.05 5.07 4.79 4.85 4.97 Inventory Turn Over (Total Sales (Annualized)/Invent 70
71 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 1.26 1.28 1.22 1.30 1.24 1.24 1.22 1.24 1.18 1.21 1.28 1.20 1.18 1.12 1.15 0.91 Asset Turn Over (Total Sales (Annualized)/Total Asset 71
72 Rasio Profitabilitas Profitability Ratio 72
73 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 13.37 11.37 11.43 12.08 12.62 12.24 12.11 12.24 12.86 12.29 12.93 12.56 12.86 11.52 11.10 9.53 Return on Assets (Net Income (Annualized)/Average 73
74 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 24.58 22.63 22.47 20.99 21.14 21.02 20.79 21.02 21.87 20.23 21.79 21.61 21.87 19.70 18.88 16.77 Return on Equity (Net Income (Annualized)/Average 74
75 75
76 SEKTOR PROPERTI PROPERTY SECTOR 76
77 Rasio Solvabilitas Solvability Ratio 77
78 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.05 1.07 1.04 1.03 1.13 1.23 1.23 1.23 1.08 1.15 1.19 1.11 1.08 1.20 1.18 1.24 Debt to Equity Ratio (Total Liabilities/Total Equity) 78
79 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.51 0.52 0.51 0.51 0.53 0.55 0.55 0.55 0.52 0.53 0.54 0.53 0.52 0.54 0.54 0.55 Debt To Asset Ratio (Total Liabilities/Total Assets) 79
80 Rasio Likuiditas Liquidity Ratio 80
81 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 1.76 1.73 1.78 1.71 1.61 1.69 1.70 1.69 1.64 1.70 1.68 1.66 1.64 1.59 1.50 1.50 Current Ratio (Current Assets/Current Liabilities) 81
82 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 1.08 1.05 1.11 1.13 1.09 1.18 1.19 1.18 1.03 1.14 1.11 1.09 1.03 0.93 0.86 0.85 Quick Ratio ((Current Assets - Inventory)/Current Liab 82
83 Turn Over Ratio Turn Over Ratio 83
84 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 1.79 1.78 1.72 1.73 1.83 1.95 1.98 1.95 1.43 1.71 1.62 1.52 1.43 1.21 1.11 1.00 Inventory Turn Over (Total Sales (Annualized)/Invent 84
85 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.37 0.35 0.32 0.29 0.30 0.30 0.30 0.30 0.24 0.28 0.27 0.25 0.24 0.23 0.21 0.20 Asset Turn Over (Total Sales (Annualized)/Total Asset 85
86 Rasio Profitabilitas Profitability Ratio 86
87 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 7.45 7.16 5.30 4.10 4.51 4.03 4.11 4.03 1.96 3.34 3.30 2.25 1.96 1.02 0.78 -0.03 Return on Assets (Net Income (Annualized)/Average 87
88 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 15.08 14.61 10.85 8.34 9.48 8.84 8.96 8.84 4.16 7.17 7.15 4.83 4.16 2.23 1.69 -0.07 Return on Equity (Net Income (Annualized)/Average 88
89 89
90 SEKTOR INFRASTRUKTUR, UTILITI DAN TRANSPORTASI INFRASTRUCTURE, UTILITY AND TRANSPORTATION S 90
91 Rasio Solvabilitas Solvability Ratio 91
92 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.51 1.75 1.50 1.37 1.54 1.77 1.66 1.77 1.70 1.58 1.73 1.66 1.70 2.03 2.31 2.20 Debt to Equity Ratio (Total Liabilities/Total Equity) 92
93 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.60 0.64 0.60 0.58 0.61 0.64 0.62 0.64 0.63 0.61 0.63 0.62 0.63 0.67 0.70 0.69 Debt To Asset Ratio (Total Liabilities/Total Assets) 93
94 Rasio Likuiditas Liquidity Ratio 94
95 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 0.99 0.85 1.04 0.98 0.93 0.74 0.80 0.74 0.64 0.74 0.68 0.68 0.64 0.65 0.58 0.57 Current Ratio (Current Assets/Current Liabilities) 95
96 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.96 0.82 1.01 0.95 0.89 0.70 0.76 0.70 0.61 0.71 0.65 0.65 0.61 0.62 0.56 0.54 Quick Ratio ((Current Assets - Inventory)/Current Liab 96
97 Turn Over Ratio Turn Over Ratio 97
98 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 74.87 70.27 65.32 60.87 51.67 50.05 50.60 50.05 57.17 51.80 55.64 53.58 57.17 51.60 51.16 48.15 Inventory Turn Over (Total Sales (Annualized)/Invent 98
99 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.51 0.50 0.49 0.48 0.49 0.50 0.50 0.50 0.49 0.49 0.51 0.51 0.49 0.40 0.38 0.37 Asset Turn Over (Total Sales (Annualized)/Total Asset 99
100 Rasio Profitabilitas Profitability Ratio 100
101 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 4.57 2.77 4.14 4.51 4.23 2.27 2.65 2.27 3.39 2.41 2.95 2.77 3.39 2.39 1.60 0.61 Return on Assets (Net Income (Annualized)/Average 101
102 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 11.29 7.20 10.90 11.01 10.64 6.08 7.01 6.08 9.03 6.23 7.84 7.46 9.03 7.24 5.05 1.86 Return on Equity (Net Income (Annualized)/Average 102
103 103
104 SEKTOR PERDAGANGAN TRADE SECTOR 104
105 Rasio Solvabilitas Solvability Ratio 105
106 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 0.92 0.86 0.94 0.90 0.97 1.03 1.01 1.03 0.86 0.94 0.96 0.87 0.86 0.95 0.87 0.91 Debt to Equity Ratio (Total Liabilities/Total Equity) 106
107 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.48 0.46 0.49 0.47 0.49 0.51 0.50 0.51 0.46 0.48 0.49 0.46 0.46 0.49 0.47 0.48 Debt To Asset Ratio (Total Liabilities/Total Assets) 107
108 Rasio Likuiditas Liquidity Ratio 108

25
109 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 1.46 1.54 1.45 1.41 1.46 1.39 1.47 1.39 1.47 1.44 1.44 1.51 1.47 1.43 1.45 1.37 Current Ratio (Current Assets/Current Liabilities) 109
110 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 1.06 1.13 1.07 1.04 1.10 0.98 1.05 0.98 1.05 1.03 1.02 1.09 1.05 1.01 1.02 0.99 Quick Ratio ((Current Assets - Inventory)/Current Liab110
111 Turn Over Ratio Turn Over Ratio 111
112 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)
Kali/ Times 7.17 7.25 7.45 7.39 7.61 6.43 6.45 6.43 7.80 6.95 7.14 7.57 7.80 7.29 7.31 7.18 Inventory Turn Over (Total Sales (Annualized)/Invent 112
113 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset)
Kali/ Times 0.89 0.85 0.89 0.83 0.84 0.85 0.86 0.85 0.96 0.88 0.92 0.94 0.96 0.90 0.89 0.79 Asset Turn Over (Total Sales (Annualized)/Total Asset 113
114 Rasio Profitabilitas Profitability Ratio 114
115 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata% Aset) 1.98 5.56 2.11 2.00 2.92 2.66 2.87 2.66 5.26 2.53 2.95 4.03 5.26 3.12 2.58 2.06 Return on Assets (Net Income (Annualized)/Average 115
116 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata % Ekuitas) 3.72 10.12 4.04 3.82 5.74 5.35 5.74 5.35 10.02 4.90 5.75 7.70 10.02 6.11 4.94 3.95 Return on Equity (Net Income (Annualized)/Average 116
117 117
118 DATA KINERJA KEUANGAN FINANCIAL PERFORMANCE DATA 118
119 SEKTOR PERTANIAN AGRICULTURE SECTOR 119
120 Aset Lancar Rp Miliar/ Billions of Rp 34,765 39,962 39,673 43,041 43,500 50,691 53,198 50,691 39,673 51,007 44,045 39,862 39,673 45,478 44,994 49,505 Current Assets 120
121 Persediaan Rp Miliar/ Billions of Rp 10,497 12,028 13,016 15,616 13,762 17,081 18,328 17,081 15,033 16,687 15,771 14,253 15,033 15,654 13,751 15,360 Inventory 121
122 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 194,752 191,868 196,043 Total Assets 122
123 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 194,752 193,310 192,576 Average Assets 123
124 Kewajiban Lancar Rp Miliar/ Billions of Rp 36,331 43,290 45,011 46,613 44,549 48,713 49,388 48,713 45,934 52,418 50,683 45,614 45,934 54,382 50,330 52,784 Current Liabilities 124
125 Total Kewajiban Rp Miliar/ Billions of Rp 71,320 87,061 ### ### 99,152 ### ### ### ### ### ### ### ### 115,112 109,833 113,360 Total Liabilities 125
126 Total Ekuitas Rp Miliar/ Billions of Rp 68,065 79,590 81,363 89,093 90,233 91,739 91,487 91,739 80,980 93,570 86,354 84,298 80,980 79,639 82,035 82,683 Total Equity 126
127 Rata-rata Ekuitas Rp Miliar/ Billions of Rp 66,161 73,682 79,470 87,350 86,560 91,503 91,407 91,503 86,300 93,570 89,962 85,326 86,300 79,639 80,837 81,790 Average Equity 127
128 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp 82,161 ### ### 98,855 ### ### ### ### 97,438 ### ### 95,104 97,438 98,881 101,980 103,627 Total Sales(Annualized) 128
129 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 3,606 7,687 540 3,637 5,776 1,927 2,637 1,927 -5,363 1,151 -53 -1,876 -5,363 -8,744 -5,079 -4,362 Net Income (Annualized) 129
130 130
131 SEKTOR PERTAMBANGAN MINING SECTOR 131
132 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 229,145 201,602 199,388 Current Assets 132
133 Persediaan Rp Miliar/ Billions of Rp 22,238 19,067 15,458 14,176 19,630 29,479 28,386 29,479 31,101 32,686 31,925 33,283 31,101 32,226 26,713 27,272 Inventory 133
134 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 777,959 689,152 672,294 Total Assets 134
135 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 777,959 733,555 717,059 Average Assets 135
136 Kewajiban Lancar Rp Miliar/ Billions of Rp ### ### 54,195 79,343 ### ### ### ### ### ### ### ### ### 169,393 147,516 148,086 Current Liabilities 136
137 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 460,978 390,004 375,554 Total Liabilities 137
138 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 316,980 299,148 296,740 Total Equity 138
139 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 316,980 308,064 309,066 Average Equity 139
140 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 383,840 363,510 332,078 Total Sales(Annualized) 140
141 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp -2,584 3,871 1,033 12,333 33,475 38,540 40,911 38,540 20,681 31,673 30,356 25,758 20,681 15,746 11,593 7,851 Net Income (Annualized) 141
142 142
143 SEKTOR INDUSTRI DASAR BASIC INDUSTRY SECTOR 143
144 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 287,675 261,518 259,786 Current Assets 144
145 Persediaan Rp Miliar/ Billions of Rp 58,589 60,757 63,327 65,167 71,254 85,940 87,833 85,940 77,194 88,761 88,672 81,723 77,194 83,168 78,698 74,668 Inventory 145
146 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 794,216 734,381 750,335 Total Assets 146
147 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 794,216 764,298 761,753 Average Assets 147
148 Kewajiban Lancar Rp Miliar/ Billions of Rp 97,502 ### ### ### ### ### ### ### ### ### ### ### ### 183,617 163,581 167,735 Current Liabilities 148
149 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 432,984 392,521 400,884 Total Liabilities 149
150 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 361,232 341,860 349,451 Total Equity 150
151 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 361,232 351,546 351,742 Average Equity 151
152 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 468,162 439,083 426,051 Total Sales(Annualized) 152
153 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 18,146 16,972 10,391 21,730 20,255 31,778 30,904 31,778 12,645 28,484 22,282 16,536 12,645 14,030 11,658 10,719 Net Income (Annualized) 153
154 154
155 SEKTOR ANEKA INDUSTRI IN MISCELLANEOUS INDUSTRY SECTOR 155
156 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 238,077 232,101 236,044 Current Assets 156
157 Persediaan Rp Miliar/ Billions of Rp 36,972 38,987 41,239 39,563 46,806 61,992 59,203 61,992 57,483 61,204 60,008 60,096 57,483 63,315 56,231 55,603 Inventory 157
158 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 588,116 548,590 554,199 Total Assets 158
159 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 588,116 568,353 565,207 Average Assets 159
160 Kewajiban Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 187,392 176,765 176,163 Current Liabilities 160
161 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 319,038 287,795 287,850 Total Liabilities 161
162 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 269,078 260,795 266,350 Total Equity 162
163 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 269,078 264,937 265,612 Average Equity 163
164 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 395,121 360,415 336,559 Total Sales(Annualized) 164
165 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 21,931 20,178 15,020 18,028 21,049 27,190 27,425 27,190 26,656 27,527 26,753 25,081 26,656 23,685 23,830 19,112 Net Income (Annualized) 165
166 166
167 SEKTOR INDUSTRI BARANG KONSUMEN CONSUMER GOODS INDUSTRY SECTOR 167
168 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 271,069 253,828 251,149 Current Assets 168
169 Persediaan Rp Miliar/ Billions of Rp 77,440 83,857 88,958 93,906 93,963 94,591 95,922 94,591 ### ### 96,719 ### ### 116,234 112,935 109,304 Inventory 169
170 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 495,160 476,218 595,617 Total Assets 170
171 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 495,160 485,689 522,549 Average Assets 171
172 Kewajiban Lancar Rp Miliar/ Billions of Rp 85,774 98,405 94,470 90,450 99,761 ### ### ### ### ### ### ### ### 138,849 129,464 130,114 Current Liabilities 172
173 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 205,613 194,588 276,683 Total Liabilities 173
174 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 289,547 281,630 318,935 Total Equity 174
175 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 289,547 285,588 296,924 Average Equity 175
176 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 556,353 547,835 542,798 Total Sales(Annualized) 176
177 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 32,136 32,156 35,174 40,829 44,291 47,731 47,280 47,731 55,351 51,142 52,907 52,842 55,351 57,048 53,917 49,805 Net Income (Annualized) 177
178 178
179 SEKTOR PROPERTI PROPERTY SECTOR 179
180 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 400,724 388,691 384,103 Current Assets 180
181 Persediaan Rp Miliar/ Billions of Rp 66,151 72,653 84,688 93,623 ### ### ### ### ### ### ### ### ### 165,939 166,618 166,107 Inventory 181
182 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 882,511 874,161 842,439 Total Assets 182
183 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 882,511 878,336 864,920 Average Assets 183
184 Kewajiban Lancar Rp Miliar/ Billions of Rp 97,428 ### ### ### ### ### ### ### ### ### ### ### ### 252,537 258,884 256,357 Current Liabilities 184
185 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 480,939 472,308 466,559 Total Liabilities 185
186 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 401,572 401,854 375,880 Total Equity 186
187 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 401,572 401,713 391,913 Average Equity 187
188 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 200,288 184,688 165,397 Total Sales(Annualized) 188
189 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 22,371 25,023 22,158 20,411 28,256 30,739 31,094 30,739 16,412 27,077 26,782 18,919 16,412 8,974 6,808 -289 Net Income (Annualized) 189
190 190
191 SEKTOR INFRASTRUKTUR, UTILITI DAN TRANSPORTASI INFRASTRUCTURE, UTILITY AND TRANSPORTATION 191
192 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 188,647 179,431 156,733 Current Assets 192
193 Persediaan Rp Miliar/ Billions of Rp 3,471 4,229 4,882 5,576 7,430 8,135 7,826 8,135 7,430 7,988 7,626 8,086 7,430 8,124 7,725 7,476 Inventory 193
194 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### 984,253 Total Assets 194
195 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Average Assets 195
196 Kewajiban Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 291,092 309,198 274,413 Current Liabilities 196
197 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 702,264 718,458 676,983 Total Liabilities 197
198 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 346,369 310,649 307,269 Total Equity 198
199 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 346,369 328,509 333,190 Average Equity 199
200 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 419,188 395,222 360,013 Total Sales(Annualized) 200
201 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 21,798 16,577 26,582 30,274 31,084 18,376 21,368 18,376 28,750 20,294 24,739 23,285 28,750 25,073 16,583 6,198 Net Income (Annualized) 201
202 202
203 SEKTOR PERDAGANGAN TRADE SECTOR 203
204 Aset Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 332,567 302,066 297,624 Current Assets 204
205 Persediaan Rp Miliar/ Billions of Rp 59,198 64,489 62,908 64,208 70,032 95,734 94,463 95,734 90,541 91,651 92,841 90,111 90,541 96,098 90,203 84,183 Inventory 205
206 Total Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 780,394 743,734 765,593 Total Assets 206
207 Rata-rata Aset Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 780,394 762,064 760,361 Average Assets 207
208 Kewajiban Lancar Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 233,358 208,223 216,627 Current Liabilities 208
209 Total Kewajiban Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 381,201 347,023 365,231 Total Liabilities 209
210 Total Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 399,168 396,711 400,361 Total Equity 210
211 Rata-rata Ekuitas Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 399,168 397,940 396,603 Average Equity 211
212 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### 700,445 659,210 604,686 Total Sales(Annualized) 212
213 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 8,393 29,973 12,046 11,749 17,808 18,319 19,397 18,319 38,233 18,313 21,330 29,052 38,233 24,377 19,645 15,655 Net Income (Annualized) 213
214 214
215 INDIKATOR HASIL SURVEI 3) INDICATORS OF SURVEY RESULTS 3) 215
216 Prompt Manufacturing Index (PMI) Indeks/ Index 52.99 48.89 48.23 50.91 48.75 52.58 52.02 52.58 r 51 52.65 52.66 52.04 51.50 45.64 28.55 44.91 Prompt Manufacturing Index (PMI) 216
217 Kondisi Likuiditas SB/ NB, qtq, % 40.28 23.44 29.70 37.35 37.62 30.59 27.80 30.59 24 26.68 30.59 25.47 24.17 14.94 -18.13 -2.82 Likuidity 217
218 Kondisi Rentabilitas SB/ NB, qtq, % 36.59 21.74 28.99 37.35 42.16 28.53 26.81 28.53 23 23.73 27.41 23.41 23.24 11.53 -25.56 -6.34 Profitability 218
219 Kapasitas Produksi Terpakai % 73.10 79.78 75.23 76.28 75.05 75.18 75.33 75.18 74 76.10 77.18 75.42 74.41 74.09 69.28 71.77 Production Capacity Utilisation 219
220 Perkembangan Realisasi Kegiatan Usaha SBT/ WNB, qtq, % 12.61 11.03 3.02 3.13 7.40 6.19 14.23 6.19 8 8.65 19.17 13.39 7.79 -5.56 -35.75 -5.97 Business Activity at Current Period 220
221 Perkiraan Kegiatan Usaha Triwulan Mendatang SBT/ WNB, qtq, % 22.33 26.28 8.59 6.73 13.96 9.35 8.26 9.35 11 21.42 16.19 21.42 10.70 2.13 0.52 2.21 Business Activity Expectations for the Next Quarter 221

Keterangan: Note:
- An
- Perhitungan indikator kinerja keuangan dilakukan secara agregasi terhadap seluruh emiten saham non Keuangan di BEI pada periode bersangkutan. Data periode terkini merupakan data sementara dan non audited, kecuali data periode Q4 yang aggregate
bersifat final calculation
dan from entire non financial companies listed in IDX in the reporting period. The current data is preliminary figure (non audited), except for data in Q4 which is final and audited.
- Data Penjualan dan Pendapatan Bersih pada data kinerja keuangan Tw I s.d Tw III disetahunkan ( annualized). - Sales and Net Income are annualized
- SB : Saldo Bersih = % Jawaban Meningkat - % Jawaban Menurun. Jika X > 0, artinya kegiatan usaha meningkat dibanding periode sebelumnya, X < 0 kegiatan usaha menurun, X = 0 sama - Net Balance= % of 'increasing' responses - % of 'decreasing' responses. If x>0, means that business activities increase compared to those previous quarter, x,0 means that business activities decrease, and x=0 means that business activity remain stable
- SBT: Saldo Bersih Tertimbang = ∑ Saldo Bersih x Bobot. Bobot dihitung dari pangsa sektor dalam PDB tahun dasar 2000. - Weighted Net Balance = sum of net balance x weight (calculated based on sector segment in GDP)
1)
Jumlah emiten yang diperhitungkan merupakan jumlah perusahaan yang sudah melapor pada IDX saat periode penyusunan. 1)
Listed companies which have submitted financial statements to IDX during SSKI preparation period
2)
Kredit perbankan kepada korporasi non keuangan baik go public maupun non go public. 2)
Banking loans to non financial corporations (listed and non listed companies)
3)
- Indikator ini merupakan hasil Survei Kegiatan Dunia Usaha (SKDU) yang dilakukan oleh Bank Indonesia yang mencakup seluruh sektor ekonomi. 3)
- Based on Business Activity Survey conducted by Bank Indonesia and covered all economic sectors
- Untuk indikator PMI hanya mencakup industri pengolahan sedangkan kapasitas produksi terpakai mencakup Pertanian, Pertambangan dan Penggalian, Industri Pengolahan, Listrik, Gas & Air Bersih. - PMI only consist of manufaturing industry sector while calculation of production capacity utilisations covered Agriculture sector, mining and quarrying sector, manufacturing industry sector, and electricity, gas, and water supply sector
- Kondisi terkini merupakan angka sementara. - The current figure is preliminary data

Sumber: BI, BEI dan Bloomberg (diolah) Source: BI, IDX and Bloomberg (Processed)

25
 TABEL 16. INDIKATOR PENUNJANG SEKTOR RUMAH TANGGA/
TABLE 16. INDICATORS OF HOUSEHOLD SUPPORT SECTOR

2018 2019 2020

KOMPONEN SATUAN 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 NPL Pembiayaan Sektor Rumah Tangga 1) NPL Financing Households Sector 1) 1
2 a.l.: o.w.: 2
3 NPL Kredit yang Diberikan dari Perbankan r % 1.41 1.48 1.55 1.59 1.65 1.59 1.59 1.68 1.74 1.81 1.76 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.87 * 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 * 1.87 * NPL of Loans from Banks 3
4 NPL Kredit KPR Rumah Tangga % 2.09 2.14 2.34 2.54 2.63 2.42 2.42 2.62 2.64 2.78 2.67 2.77 2.70 2.78 2.78 2.83 2.81 2.78 2.81 2.62 2.65 2.85 2.92 3.00 3.22 3.29 3.32 3.30 32.20 3.09 2.97 2.85 2.65 NPL of Mortgage Loans for Households 4
5 NPL Kredit Kendaraan Bermotor % 0.81 1.07 2.79 1.32 1.31 1.37 1.37 1.36 1.46 1.48 1.54 1.56 1.58 1.61 1.65 1.65 1.56 1.54 1.51 1.36 2.05 1.43 1.49 1.59 1.79 2.40 2.88 2.99 2.83 2.58 2.31 2.14 2.05 NPL of Auto Loans 5
6 NPL Kredit Multiguna % 0.83 0.91 0.88 0.83 0.89 0.94 0.94 0.97 1.05 1.07 1.05 1.06 1.08 1.09 1.09 1.12 1.11 1.10 1.11 0.97 1.19 1.09 1.14 1.19 1.26 1.33 1.36 1.42 1.43 1.37 1.31 1.28 1.19 NPL of Nonpurpose Loans 6
7 NPL Kredit Peralatan Rumah Tangga % 1.12 2.33 1.73 1.74 1.45 1.67 1.67 1.32 1.16 1.20 1.19 1.21 1.31 1.33 1.32 1.32 1.32 1.37 1.41 1.32 2.19 1.45 1.53 1.76 2.16 2.56 2.71 3.47 3.64 3.99 3.03 2.42 2.19 NPL of Home Appliance Loans 7
8 NPL Kredit Rumah Tangga Lainnya % 1.55 1.21 1.24 1.21 1.26 1.23 1.23 1.13 1.37 1.40 1.41 1.43 1.42 1.38 1.35 1.32 1.23 1.19 1.20 1.13 1.32 1.20 1.24 1.27 1.37 1.53 1.66 1.84 1.89 1.79 1.62 1.45 1.32 NPL of Other Households Credit 8
9 NPL Kartu Kredit Perbankan untuk Rumah Tangga % 2.76 1.89 2.59 2.67 2.60 2.52 2.52 2.09 2.59 2.61 2.56 2.48 2.52 2.52 2.53 2.37 2.30 2.22 2.16 2.09 2.85 2.25 2.26 2.44 2.83 3.13 3.72 4.38 4.43 4.18 3.61 3.21 2.85 NPL of Credit Card for Household 9
10 NPF Pembiayaan Konsumen dari Perusahaan Pembiayaan % 2.09 1.44 1.51 2.58 2.25 2.14 2.14 1.86 2.18 2.14 2.16 2.20 2.16 2.18 2.09 2.16 1.97 1.94 1.94 1.86 … 2.06 2.13 2.90 2.56 3.84 4.22 4.59 4.61 … … … … NPF of Consumer Financing from Financing Institutions 10
11 Pertumbuhan Kredit Rumah Tangga dari Perbankan % yoy 11.11 21.03 10.03 6.99 12.42 12.32 12.32 6.59 11.58 10.81 10.41 10.41 10.14 9.31 9.02 8.50 8.28 7.94 7.42 6.59 0.07 * 7.10 6.85 6.12 5.01 2.97 3.17 2.03 1.54 1.14 0.53 0.34 * 0.07 * Growth of Households Loans from Banks 11
12 Kredit KPR Rumah Tangga % yoy 26.49 11.89 6.96 7.67 10.53 12.67 12.67 7.32 12.36 12.56 12.15 12.67 12.39 11.83 11.41 10.45 9.99 9.93 8.14 7.32 2.82 7.03 6.85 5.96 4.78 2.15 2.94 2.83 2.83 1.54 1.89 3.04 2.82 Mortgage Loans for Households 12
13 Kredit Kendaraan Bermotor % yoy 5.88 17.91 -2.12 -2.01 5.40 12.80 12.80 -0.04 9.97 9.86 9.46 8.21 7.26 5.15 3.35 2.94 0.89 1.48 0.18 -0.04 -24.66 0.49 1.09 0.87 -1.91 -6.66 -9.86 -11.90 -15.22 -18.21 -21.46 -23.08 -24.66 Vehicle Loans 13
14 Kredit Multiguna % yoy -3.40 33.19 14.04 8.24 14.30 14.76 14.76 9.16 13.87 13.28 12.63 11.59 11.16 9.87 9.93 9.47 9.76 9.08 10.30 9.16 4.50 10.20 9.61 8.88 8.24 6.14 8.18 6.15 5.89 6.86 5.89 4.59 4.50 Multipurpose Loans 14
15 Kredit Peralatan Rumah Tangga % yoy 15.62 57.63 12.05 45.27 44.94 45.89 45.89 11.62 26.79 25.24 20.77 19.99 25.22 26.44 29.90 30.18 26.27 19.14 12.03 11.62 -9.47 24.91 24.07 21.56 12.82 6.92 4.73 2.16 -0.08 -3.44 -6.38 -8.06 -9.47 Home Appliance Loans 15
16 Kredit Rumah Tangga Lainnya % yoy 38.44 22.36 46.44 12.36 24.81 -10.45 -10.45 -7.47 -8.54 -16.36 -15.55 -10.89 -9.65 -6.67 -6.25 -4.80 -3.04 -4.39 -7.19 -7.47 -8.59 * -6.87 -6.80 -7.71 -7.83 3.14 -10.75 -10.78 -10.73 -10.68 -10.04 -8.81 * -8.59 * Other Household Loans 16
17 Komposisi Kredit Rumah Tangga dari Perbankan Composition of Households Loans from Banks 17
18 Kredit KPR Rumah Tangga % 44.44 41.08 39.94 40.19 39.51 39.64 39.64 39.91 39.80 39.74 39.77 40.00 40.19 40.32 40.34 40.39 40.37 40.25 39.93 39.91 41.01 39.78 39.74 39.71 39.91 39.87 40.23 40.66 40.90 40.53 40.79 41.01 41.01 Mortgage Loans for Households 18
19 Kredit Kendaraan Bermotor % 15.18 14.79 13.16 12.05 11.30 11.35 11.35 10.64 11.45 11.40 11.31 11.25 11.23 11.19 11.05 11.03 10.88 10.83 10.74 10.64 8.01 10.75 10.78 10.75 10.51 10.18 9.78 9.54 9.21 8.80 8.46 8.24 8.01 Auto Loans 19
20 Kredit Multiguna % 36.21 39.85 41.30 41.78 42.48 43.41 43.41 44.46 43.33 43.49 43.65 43.57 43.46 43.30 43.46 43.45 43.65 43.85 44.31 44.46 46.43 44.59 44.61 44.78 44.91 44.79 45.40 45.21 45.31 46.12 46.18 46.19 46.43 Multipurpose Loans 20
21 Kredit Peralatan Rumah Tangga % 0.22 0.29 0.30 0.40 0.52 0.68 0.68 0.71 0.61 0.62 0.63 0.64 0.66 0.67 0.68 0.69 0.69 0.70 0.71 0.71 0.64 0.71 0.72 0.72 0.69 0.68 0.68 0.68 0.68 0.66 0.65 0.65 0.64 Home Appliance Loans 21
22 Kredit Rumah Tangga Lainnya % 3.94 3.99 6.70 5.57 6.19 4.93 4.93 4.28 4.80 4.75 4.65 4.53 4.47 4.53 4.48 4.45 4.41 4.37 4.31 4.28 3.91 * 4.18 4.14 4.05 3.98 4.48 3.92 3.91 3.91 3.90 3.91 3.92 * 3.91 * Other Household Loans 22
23 Rata-rata DPK Rumah Tangga per Rekening di Perbankan Rp Juta/ Millions of Rp 13.75 14.59 14.68 13.92 9.67 10.03 10.03 10.29 10.22 10.14 9.97 9.99 10.19 10.23 10.16 10.22 10.14 10.02 9.97 10.29 9.70 10.08 10.13 10.24 10.01 10.07 10.13 10.08 9.93 9.82 9.66 9.61 9.70 Average Third Party Funds of Households per Account at Bank 23
24 Giro Rp Juta/ Millions of Rp 66.72 69.82 70.48 75.40 60.45 30.33 30.33 62.56 55.82 56.35 49.13 r 58.39 57.37 57.04 58.70 60.36 62.99 55.69 56.23 62.56 67.32 55.85 65.79 64.42 56.67 56.30 60.36 60.05 62.81 66.63 67.40 64.00 67.32 Demand Deposit 24
25 Tabungan Rp Juta/ Millions of Rp 7.81 7.76 7.93 7.63 5.39 5.67 5.67 5.79 5.68 5.61 5.54 5.46 5.67 5.66 5.61 5.62 5.58 5.56 5.54 5.79 5.50 5.61 5.58 5.64 5.53 5.61 5.61 5.56 5.51 5.45 5.36 5.41 5.50 Saving 25
26 Deposito Rp Juta/ Millions of Rp 267.60 306.71 296.47 304.67 303.99 301.97 301.97 300.40 300.06 300.57 298.70 303.73 301.88 307.06 302.81 303.68 300.96 299.49 300.18 300.40 303.01 301.92 303.94 305.16 305.16 300.95 299.98 300.89 300.19 302.58 302.45 297.94 303.01 Time Deposit 26
27 Kredit Rumah Tangga dari Perbankan Rp Miliar/ Billions of Rp 688,051 832,752 916,252 980,338 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Households Loans from Banks 27
28 Kredit KPR Rumah Tangga Rp Miliar/ Billions of Rp 305,770 342,121 365,924 393,997 435,471 490,657 490,657 526,591 490,587 492,722 498,846 503,591 511,258 512,127 515,187 517,539 521,802 523,661 522,181 526,591 541,433 525,063 526,492 528,590 527,665 522,257 527,178 529,784 532,166 529,861 533,551 538,071 541,433 Mortgage Loans for Households 28
29 Kredit Kendaraan Bermotor Rp Miliar/ Billions of Rp 104,458 123,165 107,817 118,133 124,510 140,449 140,449 140,399 141,166 141,307 141,826 141,679 142,848 142,118 141,060 141,325 140,637 140,832 140,497 140,399 105,772 141,856 142,848 143,058 138,969 133,334 128,111 124,271 119,814 115,021 110,602 108,077 105,772 Auto Loans 29
30 Kredit Multiguna Rp Miliar/ Billions of Rp 249,154 331,841 378,438 409,634 468,203 537,299 537,299 586,522 534,108 539,229 547,543 548,474 552,870 549,942 555,012 556,765 564,235 570,460 579,515 586,522 612,911 588,600 591,063 596,142 593,659 586,825 594,944 589,142 589,535 602,930 604,050 606,141 612,911 Multipurpose Loans 30
31 Kredit Peralatan Rumah Tangga Rp Miliar/ Billions of Rp 1,542 2,431 2,724 3,958 5,737 8,370 8,370 9,342 7,515 7,695 7,849 8,089 8,349 8,481 8,680 8,845 8,958 9,146 9,229 9,342 8,457 9,387 9,548 9,541 9,126 8,927 8,882 8,868 8,839 8,650 8,562 8,485 8,457 Home Appliance Loans 31
32 Kredit Rumah Tangga Lainnya Rp Miliar/ Billions of Rp 27,126 33,193 61,348 54,617 68,165 61,043 61,043 56,486 59,216 58,900 58,350 57,058 56,916 57,502 57,167 56,988 57,065 56,839 56,374 56,486 51,635 * 55,147 54,895 53,849 52,591 58,705 51,323 51,004 50,872 50,971 51,133 51,409 * 51,635 * Other Household Loans 32
33 33
34 DPK Rumah Tangga di Perbankan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Average Third Party Funds of Households per Account at Bank 34
35 Giro Rp Miliar/ Billions of Rp 133,079 139,476 144,197 176,931 150,439 167,069 167,069 166,298 150,011 149,849 133,894 160,056 158,899 155,053 158,252 158,016 164,288 146,241 153,371 166,298 207,885 147,449 159,343 173,496 155,605 156,298 167,866 167,877 176,193 187,995 190,548 196,238 207,885 Demand Deposit 35
36 Tabungan Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Saving 36
37 Deposito Rp Miliar/ Billions of Rp 798,929 995,740 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Time Deposit 37
38 Jumlah Rekening Perbankan Juta Rekening / Millions of Account 150 160 169 195 295 303 303 317 293 295 298 302 304 305 308 307 310 312 317 317 371 319 320 322 328 332 334 337 345 354 359 364 371 Total of Account at Banks 38
39 Giro Juta Rekening / Millions of Account 2 2 2 2 2 6 6 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 2 3 3 3 3 3 3 3 3 3 3 Demand Deposit 39
40 Tabungan Juta Rekening / Millions of Account 145 155 164 189 288 294 294 310 286 288 291 295 297 298 301 300 303 305 310 310 363 312 313 315 321 325 326 329 337 346 352 356 363 Saving 40
41 Deposito Juta Rekening / Millions of Account 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 5 4 4 4 4 5 5 5 5 5 5 5 5 Time Deposit 41
42 42
43 Indikator Hasil Survei Indicators of Survey Result 43
44 Indeks Penjualan Riil Poin/ Point 170.73 177.19 197.34 218.00 219.52 236.34 236.34 235.10 218.13 218.20 230.16 229.35 249.79 233.58 221.23 216.56 212.36 215.71 216.58 235.10 186.53 * 217.54 216.36 219.90 190.66 198.30 193.57 194.06 196.65 193.83 183.47 181.34 186.53 * Real Sales Index 44
45 Indeks Keyakinan Konsumen Poin/ Point 113.07 117.92 109.95 115.42 126.36 127.02 127.02 126.37 125.46 125.12 124.54 128.11 128.17 126.38 124.77 123.14 121.84 118.40 124.21 126.37 96.50 121.67 117.65 113.78 84.83 77.80 83.78 86.19 86.90 83.36 79.02 92.03 96.50 Consumer Confidence Index 45
46 Indeks Kondisi Ekonomi Saat Ini Poin/ Point 107.82 112.51 99.28 102.87 115.09 111.93 111.93 113.09 110.34 109.37 108.92 111.41 113.47 114.71 111.18 110.27 107.49 104.75 109.27 113.09 68.64 109.61 105.46 103.30 62.81 50.75 45.75 50.66 55.60 54.14 51.46 60.14 68.64 Current Economic Condition Index 46
47 Indeks Ekspektasi Konsumen Poin/ Point 118.32 123.32 120.62 127.96 137.63 142.10 142.10 139.65 140.58 140.86 140.17 144.81 142.86 138.06 138.36 136.01 136.18 132.05 139.15 139.65 124.35 133.74 129.84 124.26 106.85 104.86 121.80 121.72 118.20 112.58 106.57 123.91 124.35 Consumer Expectation Index 47
48 Indeks Pembelian Barang Tahan Lama (Durable Goods) Poin/ Point 105.60 110.07 96.89 102.09 123.29 117.72 117.72 117.51 113.14 112.43 110.13 113.96 115.58 116.59 113.61 113.89 111.67 109.78 113.64 117.51 78.80 113.69 112.28 109.93 83.69 73.22 65.99 68.53 71.84 69.47 69.17 73.18 78.80 Purchasing Durable Goods Index 48
49 Indeks Perkiraan Penghasilan 6 bulan Mendatang Poin/ Point 138.09 135.44 138.04 141.24 149.65 158.73 158.73 152.71 153.06 153.59 151.62 152.77 150.37 146.21 150.15 146.96 148.86 146.39 151.20 152.71 130.16 145.99 143.93 138.17 116.10 113.82 126.94 125.36 124.70 122.18 118.68 131.25 130.16 Income Estimates Next 6 months Index 49
50 Indeks Perkiraan Posisi Pinjaman 6 bulan Mendatang Poin/ Point 157.49 161.73 157.72 162.16 154.28 168.20 168.20 161.31 155.53 159.20 162.82 155.41 155.33 159.09 162.28 161.17 159.57 153.02 161.07 161.31 … 162.23 161.59 160.20 … … … … … … … … … Outstanding Loans Estimates Next 6 months Index 50
51 Komposisi Pengeluaran Rumah Tangga Composition of Households Expenditure 51
52 Konsumsi % 68.08 69.04 68.22 69.80 65.01 67.24 67.24 69.20 66.77 68.33 68.14 68.47 69.05 69.38 68.76 68.61 68.80 67.95 68.93 69.20 69.04 68.12 69.17 69.04 … … … … 67.35 68.80 69.36 68.80 69.04 Consumption 52
53 Cicilan Pinjaman % 13.47 13.22 13.41 13.00 13.83 12.32 12.32 11.25 13.01 12.55 11.77 11.53 11.57 11.17 12.18 12.50 11.57 12.23 11.75 11.25 10.16 12.52 12.76 12.32 … … … … 12.23 11.45 11.31 11.82 10.16 Loan Repayments 53
54 Tabungan % 18.45 17.74 18.37 17.20 21.17 20.45 20.45 19.55 20.25 19.12 20.08 20.00 19.38 19.46 19.06 19.16 19.37 19.81 19.32 19.55 20.80 19.37 18.06 18.65 … … … … 20.42 19.75 19.33 19.37 20.80 Saving 54

Keterangan: Note:
- Indikator Hasil Survei diperoleh berdasarkan hasil Survei Penjualan Eceran dan Survei Konsumen Bank Indonesia (30 kota). - Indicators based on survey refers to Retail Sales Survey and Consumer Survey conducted by Bank Indonesia
- Angka periode terkini pada Indeks Penjualan Riil merupakan angka sementara. - The current figure on Real Sales Index is preliminary data
1)
Pembagian dilakukan berdasarkan tujuan penggunaan. 1)
Disaggregation based on the purpose of use
Sumber: Bank Indonesia Source: Bank Indonesia
 TABEL 17. INDIKATOR SEKTOR PROPERTI/
TABLE 17. INDICATORS OF PROPERTY SECTOR

2018 2019 2020

Komponen SATUAN PERIODE/ PERIOD 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 NPL Kredit Properti % Bulanan/Monthly 2.15 2.53 2.42 2.35 2.46 2.40 2.40 2.62 2.64 2.77 2.67 2.75 2.70 2.78 2.78 2.84 2.84 2.81 2.83 2.62 2.78 2.88 2.97 3.08 3.31 3.40 3.48 3.49 3.42 3.25 3.12 2.99 2.78 NPL of Real Estate Loans 1
2 Kredit Properti Rumah Tapak % Bulanan/Monthly 2.20 2.21 2.38 2.28 2.39 2.30 2.30 2.52 2.53 2.66 2.57 2.65 2.61 2.69 2.69 2.74 2.74 2.71 2.72 2.52 2.72 2.76 2.86 2.98 3.21 3.29 3.37 3.39 3.31 3.15 3.03 2.90 2.72 Real Estate Loans for Landed House 2
3 Kredit Pemilikan Rumah Tapak % Bulanan/Monthly 2.15 2.16 2.32 2.45 2.53 2.31 2.31 2.53 2.53 2.67 2.56 2.66 2.61 2.69 2.69 2.73 2.71 2.69 2.69 2.53 2.57 2.75 2.82 2.89 3.12 3.18 3.20 3.18 3.10 2.97 2.87 2.76 2.57 Mortgage Loans for Landed House 3
4 KPR Tipe >70 m2 % Bulanan/Monthly 1.53 1.70 2.20 2.70 3.02 3.00 3.00 3.05 3.19 3.43 3.26 3.32 3.19 3.41 3.38 3.36 3.33 3.26 3.18 3.05 3.25 3.21 3.22 3.43 3.84 4.06 4.20 4.20 4.11 3.88 3.71 3.55 3.25 Mortgage Loans Type >70 m2 4
5 KPR Tipe 22 s.d 70 m2 % Bulanan/Monthly 2.43 2.42 2.40 2.31 2.26 1.97 1.97 2.26 2.19 2.28 2.20 2.32 2.30 2.32 2.32 2.39 2.38 2.38 2.41 2.26 2.21 2.50 2.60 2.59 2.74 2.74 2.71 2.68 2.62 2.52 2.45 2.35 2.21 Mortgage Loans Type 22-70 m2 5
6 KPR Tipe s.d 21 m2 % Bulanan/Monthly 3.23 2.64 2.29 2.30 2.47 2.10 2.10 2.60 2.48 2.70 2.61 2.79 2.75 2.71 2.93 2.99 3.04 3.09 3.16 2.60 3.23 2.97 3.09 3.31 3.49 3.31 3.34 3.21 3.18 3.38 3.34 3.44 3.23 Mortgage Loans Type < 21 m2 6
7 Kredit Konsumsi Beragun Rumah Tapak % Bulanan/Monthly 2.80 2.81 3.14 1.76 1.91 2.29 2.29 2.48 2.56 2.62 2.60 2.60 2.61 2.69 2.70 2.78 2.81 2.78 2.83 2.48 3.32 2.82 3.03 3.30 3.58 3.75 4.04 4.20 4.12 3.84 3.64 3.50 3.32 Consumer Loans Backed Landed House 7
8 Kredit Properti Rumah Susun % Bulanan/Monthly 0.88 1.20 1.32 2.08 2.03 1.81 1.81 1.84 1.85 1.74 1.64 1.70 1.68 1.73 1.77 1.78 1.93 1.92 2.18 1.84 2.17 2.10 2.21 2.34 2.38 2.65 2.82 2.74 3.10 2.62 2.49 2.42 2.17 Real Estate Loans for Flat/Small Apartment 8
9 Kredit Pemilikan Rumah Susun % Bulanan/Monthly 0.76 1.09 1.35 2.25 2.13 1.83 1.83 1.56 1.82 1.74 1.63 1.67 1.61 1.62 1.70 1.67 1.64 1.62 1.95 1.56 2.22 1.79 2.11 2.32 2.32 2.64 2.86 2.75 2.76 2.61 2.48 2.42 2.22 Mortgage Loans for Flat/Small Apartment 9
10 KPRS Tipe >70 m2 % Bulanan/Monthly 0.33 0.83 0.86 1.81 1.44 1.32 1.32 1.25 1.30 1.34 1.09 1.14 1.10 1.19 1.10 1.17 1.02 1.24 2.13 1.25 2.56 1.61 2.30 2.67 2.55 3.21 3.43 3.04 3.03 2.84 2.77 2.74 2.56 Mortgage Loans Type >70 m2 10
11 KPRS Tipe 22 s.d 70 m2 % Bulanan/Monthly 0.98 1.08 1.64 2.39 2.19 1.71 1.71 1.70 1.93 1.81 1.80 1.85 1.77 1.77 1.96 1.89 1.93 1.81 1.77 1.70 1.98 1.88 1.97 2.08 2.15 2.25 2.48 2.58 2.61 2.45 2.27 2.16 1.98 Mortgage Loans Type 22-70 m2 11
12 KPRS Tipe s.d 21 m2 % Bulanan/Monthly 2.18 2.90 2.56 3.71 6.32 7.39 7.39 2.44 4.97 4.23 4.20 3.99 3.95 3.54 3.46 3.27 3.35 2.48 2.64 2.44 2.48 2.10 2.34 2.25 2.52 2.69 2.63 2.46 2.43 2.70 2.81 2.95 2.48 Mortgage Loans Type < 21 m2 12
13 Kredit Konsumsi Beragun Rumah Susun % Bulanan/Monthly 1.89 1.95 1.06 1.33 1.62 1.73 1.73 3.16 1.97 1.75 1.68 1.84 1.98 2.19 2.12 2.27 3.22 3.32 3.22 3.16 1.90 3.58 2.68 2.43 2.67 2.70 2.64 2.67 2.74 2.67 2.55 2.42 1.90 Consumer Loans Backed Flat/Small Apartment 13
14 Kredit Properti Ruko/Rukan % Bulanan/Monthly 2.24 2.65 3.34 3.28 3.59 4.30 4.30 5.10 4.86 5.11 4.97 5.06 4.98 5.07 5.06 5.28 5.23 5.14 5.30 5.10 4.66 5.55 5.41 5.49 5.72 5.98 6.10 6.15 5.98 5.70 5.38 5.14 4.66 Real Estate Loans for Shophouse/Officehouse 14
15 Kredit Pemilikan Ruko/Rukan % Bulanan/Monthly 2.13 2.51 3.11 3.88 4.27 4.80 4.80 5.56 5.33 5.53 5.46 5.52 5.45 5.53 5.58 5.77 5.61 5.59 5.84 5.56 4.88 5.86 5.75 5.81 6.17 6.31 6.33 6.41 6.21 6.03 5.60 5.39 4.88 Mortgage Loans for Shophouse/Officehouse 15
16 Kredit Konsumsi Beragun Ruko/Rukan % Bulanan/Monthly 3.04 3.43 4.78 1.95 2.07 3.17 3.17 4.02 3.80 4.18 3.86 4.04 3.92 4.03 3.89 4.19 4.36 4.11 4.05 4.02 4.10 4.84 4.63 4.77 4.68 5.16 5.55 5.53 5.41 4.90 4.84 4.52 4.10 Consumer Loans Backed Shophouse/Officehouse 16
17 Kredit Konstruksi Perumahan Construction Loans for Housing 17
18 Nominal Rp Miliar/ Billions of Rp Bulanan/Monthly 20,180 25,380 30,602 41,839 47,211 53,091 53,091 54,135 52,072 52,376 52,739 52,883 53,283 52,941 53,028 53,804 54,183 54,313 54,231 54,135 47,878 53,419 50,215 45,310 47,572 46,869 46,914 49,713 49,632 49,185 49,129 47,817 47,878 Nominal 18
19 Pertumbuhan %, yoy Bulanan/Monthly 11.47 25.77 20.58 36.72 12.84 12.45 12.45 1.97 12.02 12.08 9.94 9.91 9.21 8.17 7.66 8.36 9.32 3.88 5.11 1.97 -11.56 2.59 -4.13 -14.09 -10.04 -12.04 -11.38 -6.25 -7.75 -9.23 -9.55 -11.83 -11.56 Growth 19
20 NPL % Bulanan/Monthly 5.39 5.08 4.06 3.34 3.28 3.66 3.66 7.48 4.43 5.54 6.21 7.02 6.58 6.12 6.85 6.31 5.90 6.00 6.74 7.48 10.63 9.15 9.28 10.68 10.72 10.81 10.18 10.25 10.24 10.57 10.67 11.08 10.63 NPL 20
21 Pertumbuhan Kredit Properti %, yoy Bulanan/Monthly 25.65 13.27 6.20 30.88 8.83 11.37 11.37 6.11 11.32 11.92 10.80 11.38 10.82 10.28 9.89 9.16 8.33 8.33 7.14 6.11 -2.39 5.77 5.47 4.76 3.41 1.06 1.28 0.96 0.71 -0.24 -0.14 0.54 -2.39 Growth of Real Estate Loans 21
22 Kredit Properti Rumah Tapak %, yoy Bulanan/Monthly 25.95 13.79 7.24 32.03 9.26 12.10 12.10 6.67 12.10 12.72 11.58 12.27 11.54 10.83 10.42 9.68 8.82 9.05 7.73 6.67 -1.95 6.33 6.08 5.33 3.93 1.60 1.88 1.60 1.37 0.37 0.43 1.28 -1.95 Real Estate Loans for Landed House 22
23 Kredit Pemilikan Rumah Tapak %, yoy Bulanan/Monthly 27.09 12.71 7.73 8.37 11.10 13.31 13.31 7.80 13.03 13.28 12.85 13.44 12.96 12.28 11.81 10.77 10.34 10.54 8.62 7.80 -0.35 7.53 7.34 6.44 5.23 3.61 3.46 3.38 3.40 2.05 2.44 3.71 -0.35 23
24 KPR Tipe >70 m2 %, yoy Bulanan/Monthly 19.73 9.23 3.78 3.45 3.90 7.88 7.88 6.02 8.01 7.83 7.98 8.00 6.28 5.36 5.00 4.46 3.87 6.59 6.00 6.02 -0.64 5.83 5.61 4.59 3.77 1.91 1.32 0.82 0.38 -0.36 -0.45 -0.49 -0.64 Mortgage Loans Type >70 m2 24
25 KPR Tipe 22 s.d 70 m2 %, yoy Bulanan/Monthly 32.21 15.07 13.80 14.31 18.41 17.65 17.65 10.62 17.29 18.30 17.86 18.14 18.59 18.14 17.58 16.21 15.93 14.66 12.13 10.62 7.09 10.27 9.93 9.08 7.62 5.76 5.88 5.77 5.95 5.02 5.65 7.40 7.09 Mortgage Loans Type 22-70 m2 25
26 KPR Tipe s.d 21 m2 %, yoy Bulanan/Monthly 34.74 15.14 -6.18 -5.34 -7.02 2.41 2.41 -11.20 0.58 -3.38 -6.56 -1.83 -4.00 -5.66 -6.23 -7.27 -8.61 -8.71 -12.00 -11.20 -91.60 -11.21 -10.41 -11.66 -12.57 -10.83 -11.73 -9.37 -8.77 -19.05 -18.86 -15.92 -91.60 Mortgage Loans Type < 21 m2 26
27 Kredit Konsumsi Beragun Rumah Tapak %, yoy Bulanan/Monthly 13.41 27.14 1.93 305.98 3.59 8.07 8.07 2.73 8.96 10.83 7.31 8.36 6.78 5.96 5.77 5.99 3.68 3.97 4.63 2.73 -7.79 2.13 1.64 1.43 -0.64 -5.55 -3.74 -4.75 -5.86 -5.70 -6.86 -7.49 -7.79 Consumer Loans Backed Landed House 27
28 Kredit Properti Rumah Susun %, yoy Bulanan/Monthly 17.65 13.04 -3.08 7.47 21.47 26.21 26.21 11.19 24.07 22.76 19.78 18.74 20.49 22.10 21.95 20.34 18.70 14.24 13.12 11.19 -0.29 10.71 9.76 8.71 6.80 4.02 2.53 1.26 0.62 -0.43 -0.42 -0.49 -0.29 Real Estate Loans for Flat/Small Apartment 28
29 Kredit Pemilikan Rumah Susun %, yoy Bulanan/Monthly 17.03 10.08 -1.66 -0.73 19.48 28.98 28.98 12.03 25.95 24.15 22.02 21.03 24.20 25.23 25.26 23.71 21.21 15.37 13.67 12.03 2.31 11.45 11.76 10.13 8.43 5.88 4.41 3.47 3.21 2.02 1.73 2.44 2.31 Mortgage Loans for Flat/Small Apartment 29
30 KPRS Tipe >70 m2 %, yoy Bulanan/Monthly 46.36 7.67 -5.35 -3.33 14.32 23.97 23.97 10.38 21.81 21.76 21.50 21.25 24.05 26.62 26.13 23.92 21.39 14.13 11.96 10.38 -1.37 9.78 9.69 7.47 5.69 3.09 1.90 0.51 -0.43 -1.34 -1.93 -0.92 -1.37 Mortgage Loans Type >70 m2 30
31 KPRS Tipe 22 s.d 70 m2 %, yoy Bulanan/Monthly 1.15 12.38 1.92 -0.57 28.95 35.86 35.86 13.29 31.58 27.91 23.96 22.30 25.09 25.26 25.24 23.90 21.28 16.50 15.05 13.29 4.89 12.56 13.28 12.31 10.38 7.89 6.08 5.37 5.54 4.64 4.47 4.85 4.89 Mortgage Loans Type 22-70 m2 31
32 KPRS Tipe s.d 21 m2 %, yoy Bulanan/Monthly -11.30 11.20 -1.46 14.75 -10.56 2.82 2.82 11.15 3.24 5.31 6.14 6.17 15.63 14.44 18.62 20.00 18.92 12.48 11.90 11.15 2.11 12.13 11.01 6.63 8.17 5.43 5.67 5.61 5.97 -0.98 -0.45 1.64 2.11 Mortgage Loans Type < 21 m2 32
33 Kredit Konsumsi Beragun Rumah Susun %, yoy Bulanan/Monthly 22.96 37.31 -12.42 68.13 30.16 15.11 15.11 7.41 16.27 16.85 10.42 9.22 5.88 9.51 8.80 7.00 8.47 9.31 10.70 7.41 -12.51 7.42 0.77 2.14 -0.73 -4.56 -6.13 -8.89 -11.20 -11.59 -10.34 -13.91 -12.51 Consumer Loans Backed Flat/Small Apartment 33
34 Kredit Properti Ruko/Rukan %, yoy Bulanan/Monthly 26.66 8.12 -0.40 28.86 -1.28 -5.43 -5.43 -5.83 -5.37 -4.42 -4.63 -4.90 -4.68 -4.28 -4.75 -5.04 -5.22 -6.13 -5.55 -5.83 -11.68 -6.24 -6.94 -7.07 -7.48 -9.82 -9.68 -9.88 -10.28 -10.58 -9.89 -11.50 -11.68 Real Estate Loans for Shophouse/Officehouse 34
35 Kredit Pemilikan Ruko/Rukan %, yoy Bulanan/Monthly 24.98 3.95 2.35 3.17 -1.11 -5.79 -5.79 -4.73 -5.49 -5.09 -4.73 -4.63 -4.32 -4.02 -4.21 -3.90 -3.85 -4.48 -4.33 -4.73 -9.60 -5.38 -5.65 -5.97 -6.51 -7.57 -8.10 -8.09 -8.42 -8.69 -8.26 -9.40 -9.60 Mortgage Loans for Shophouse/Officehouse 35
36 Kredit Konsumsi Beragun Ruko/Rukan %, yoy Bulanan/Monthly 39.67 37.07 -14.88 191.65 -1.68 -4.61 -4.61 -8.29 -5.11 -2.87 -4.42 -5.50 -5.48 -4.86 -5.95 -7.53 -8.21 -9.72 -8.22 -8.29 -16.49 -8.17 -9.81 -9.54 -9.64 -14.87 -13.22 -13.92 -14.50 -14.88 -13.65 -16.34 -16.49 Consumer Loans Backed Shophouse/Officehouse 36
37 Kredit Properti1) Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Real Estate Loans1) 37
38 Kredit Properti Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Real Estate Loans for Landed House 38
39 Kredit Pemilikan Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Mortgage Loans for Landed House 39
40 KPR Tipe >70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Mortgage Loans Type >70 m2 40
41 KPR Tipe 22 s.d 70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Mortgage Loans Type 22-70 m2 41
42 KPR Tipe s.d 21 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 28,074 32,325 30,328 28,709 26,693 27,337 27,337 24,274 27,136 26,637 26,402 26,393 26,134 25,895 25,735 25,555 25,304 25,187 24,297 24,274 2,039 24,093 23,864 23,323 23,075 23,305 22,858 23,324 23,314 20,483 20,437 20,429 2,039 Mortgage Loans Type < 21 m2 42
43 Kredit Konsumsi Beragun Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly 21,743 27,644 28,177 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Consumer Loans Backed Landed House 43
44 Kredit Properti Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 13,488 15,246 14,777 15,882 19,292 24,348 24,348 27,073 24,409 24,639 24,913 25,295 25,766 25,965 26,360 26,490 26,781 26,886 26,973 27,073 26,993 27,025 27,044 27,083 27,014 26,803 26,621 26,691 26,655 26,667 26,774 26,840 26,993 Real Estate Loans for Flat/Small Apartment 44
45 Kredit Pemilikan Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 12,024 13,236 13,017 12,922 15,439 19,913 19,913 22,309 19,977 20,163 20,491 20,785 21,179 21,316 21,635 21,736 21,969 22,108 22,126 22,309 22,826 22,264 22,533 22,566 22,537 22,424 22,257 22,386 22,434 22,413 22,490 22,667 22,826 Mortgage Loans for Flat/Small Apartment 45
46 KPRS Tipe >70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 5,655 6,089 5,763 5,571 6,369 7,896 7,896 8,715 7,883 7,971 8,101 8,207 8,352 8,397 8,511 8,555 8,621 8,668 8,650 8,715 8,596 8,654 8,744 8,706 8,674 8,610 8,557 8,555 8,518 8,505 8,501 8,571 8,596 Mortgage Loans Type >70 m2 46
47 KPRS Tipe 22 s.d 70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 5,547 6,233 6,352 6,316 8,145 11,066 11,066 12,537 11,144 11,227 11,423 11,609 11,825 11,920 12,106 12,145 12,286 12,384 12,428 12,537 13,150 12,544 12,718 12,830 12,815 12,758 12,644 12,757 12,817 12,856 12,937 13,031 13,150 Mortgage Loans Type 22-70 m2 47
48 KPRS Tipe s.d 21 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 823 915 901 1,034 925 951 951 1,057 951 965 966 969 1,002 1,000 1,017 1,036 1,063 1,057 1,048 1,057 1,080 1,066 1,071 1,030 1,048 1,056 1,056 1,074 1,098 1,052 1,052 1,066 1,080 Mortgage Loans Type < 21 m2 48
49 Kredit Konsumsi Beragun Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 1,464 2,010 1,760 2,960 3,853 4,435 4,435 4,763 4,432 4,476 4,422 4,510 4,588 4,648 4,725 4,754 4,812 4,778 4,847 4,763 4,167 4,761 4,511 4,517 4,477 4,379 4,363 4,305 4,221 4,254 4,283 4,173 4,167 Consumer Loans Backed Flat/Small Apartment 49
50 Kredit Properti Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 28,576 30,896 30,773 39,653 39,145 37,021 37,021 34,862 36,731 36,692 36,600 36,363 36,265 36,016 35,737 35,583 35,382 35,113 35,044 34,862 30,791 34,440 34,146 34,011 33,644 32,703 32,529 32,206 31,924 31,638 31,638 31,012 30,791 Real Estate Loans for Shophouse/Officehouse 50
51 Kredit Pemilikan Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 24,981 25,969 26,579 27,421 27,117 25,548 25,548 24,340 25,405 25,315 25,277 25,134 25,089 24,907 24,743 24,677 24,570 24,455 24,393 24,340 22,004 24,039 23,886 23,769 23,497 23,188 22,888 22,742 22,598 22,435 22,435 22,101 22,004 Mortgage Loans for Shophouse/Officehouse 51
52 Kredit Konsumsi Beragun Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 3,595 4,928 4,194 12,233 12,028 11,473 11,473 10,522 11,325 11,376 11,323 11,229 11,176 11,109 10,995 10,907 10,812 10,658 10,651 10,522 8,787 10,400 10,260 10,242 10,146 9,514 9,641 9,464 9,326 9,203 9,203 8,911 8,787 Consumer Loans Backed Shophouse/Officehouse 52
53 53
54 Indikator Hasil Survei Indicators of Survey Result 54
55 Pertumbuhan Indeks Harga Properti Residensial (IHPR) %, yoy Triwulanan/Quarterly 11.51 6.29 4.62 2.38 3.5 2.95 2.95r 1.77 - - 2.06r - - 1.71r - - 1.80 - - 1.77 … - - 1.68 - - 1.59 - - 1.51 - - … Growth of Residential Property Price Index (RPPI) 55
56 IHPR Gabungan 2) Poin/ Point Triwulanan/Quarterly 170.90 181.64 190.02 194.54 201.36 207.3 207.30r 210.97 - - 208.42r - - 209.29r - - 210.33 - - 210.97 … - - 211.93 - - 212.61 - - 213.50 - - … RPPI 2) 56
57 Kecil ( ≤ 36 m2 ) Poin/ Point Triwulanan/Quarterly 186.18 199.28 212.82 219.80 232.08 243.13 243.13r 250.00 - - 244.60r - - 246.98r - - 249.36 - - 250.00 … - - 251.53 - - 252.80 - - 254.16 - - … Small ( ≤ 36 m2 ) 57
58 Menengah ( >36 m s.d 70 m )
2 2
Poin/ Point Triwulanan/Quarterly 168.86 180.56 187.70 192.68 198.94 204.01 204.01r 206.94 - - 205.33r - - 205.67r - - 206.28 - - 206.94 … - - 208.13 - - 208.59 - - 209.69 - - … Medium ( >36 m2 up to 70 m2 ) 58
59 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 155.08 162.69 167.74 169.82 172.7 175.41 175.41r 177.22 - - 176.05r - - 176.23r - - 176.66 - - 177.22 … - - 177.56 - - 177.97 - - 178.32 - - … Large ( >70 m2) 59
60 IHPR Gabungan (diluar Jabodebek-Banten) Poin/ Point Triwulanan/Quarterly 143.99 149.29 154.03 156.89 159.35 162.27 162.27r … - - 162.98r - - 163.43r - - 164.00 - - … … - - … - - … - - … - - … RPPI (outside Jabodebek-Banten) 60
61 Kecil ( ≤ 36 m2 ) Poin/ Point Triwulanan/Quarterly 137.67 142.72 148.91 152.09 154.79 159.95 159.95r … - - 160.67r - - 161.93r - - 163.15 - - … … - - … - - … - - … - - … Small ( ≤ 36 m2 ) 61
62 Menengah ( >36 m2 s.d 70 m2 ) Poin/ Point Triwulanan/Quarterly 162.12 168.93 173.24 177.13 180.21 182.46 182.46r … - - 183.45r - - 183.44r - - 183.65 - - … … - - … - - … - - … - - … Medium ( >36 m2 up to 70 m2 ) 62
63 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 134.72 139.02 142.70 144.38 146.03 147.39 147.39r … - - 147.85r - - 147.94r - - 148.20 - - … … - - … - - … - - … - - … Large ( >70 m2) 63
64 IHPR Jabodebek-Banten Poin/ Point Triwulanan/Quarterly 190.28 199.91 205.52 207.66 215.62 222.20 222.20 225.30 - - 222.84 - - 223.71 - - 224.69 - - 225 … - - 226 - - 227 - - 227 - - … RPPI Jabodebek-Banten 64
65 Kecil ( ≤ 36 m2 ) Poin/ Point Triwulanan/Quarterly 227.76 242.75 254.30 259.96 279.45 290.75 290.75 296.14 - - 292.03 - - 293.61 - - 295.40 - - 296 … - - 298 - - 299 - - 299 - - … Small ( ≤ 36 m2 ) 65
66 Menengah ( >36 m2 s.d 70 m2 ) Poin/ Point Triwulanan/Quarterly 184.53 194.27 199.63 201.25 207.19 214.94 214.94 218.51 - - 215.55 - - 216.62 - - 217.75 - - 219 … - - 221 - - 221 - - 222 - - … Medium ( >36 m2 up to 70 m2 ) 66
67 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 163.24 168.69 170.23 170.42 172.26 174.63 174.63 175.77 - - 174.90 - - 175.11 - - 175.44 - - 176 … - - 176 - - 177 - - 176 - - … Large ( >70 m2) 67
68 Sumber Pembiayaan Konsumen Source of Consumer Financing 68
69 KPR % Triwulanan/Quarterly 71.99 72.20 75.77 77.22 75.93 76.73 76.73 71.88 - - 74.16 - - 74.32 - - 76.02 - - 71.88 … - - 74.73 - - 78.41 - - 76.02 - - … Mortgage Loans 69
70 Tunai Bertahap % Triwulanan/Quarterly 15.34 18.78 16.82 15.91 16.77 15.86 15.86 20.23 - - 17.33 - - 19.05 - - 17.96 - - 20.23 … - - 17.15 - - 16.22 - - 17.67 - - … Gradual Cash 70
71 Tunai % Triwulanan/Quarterly 12.67 9.02 7.41 6.88 7.3 7.41 7.41 7.89 - - 8.51 - - 6.64 - - 6.02 - - 7.89 … - - 8.12 - - 5.37 - - 6.31 - - … Cash 71
72 Komposisi Sumber Pembiayaan yang Digunakan oleh Developer Composition of Source of Financing Used by Developer 72
73 Dana Internal % Triwulanan/Quarterly 57.79 61.97 61.52 50.80 56.18 58.02 58.02 58.8 - - 60.30 - - 60.57 - - 60.44 - - 58.80 … - - 61.63 - - 67.67 - - 66.87 - - … Internal Funds 73
74 Bank % Triwulanan/Quarterly 28.57 26.32 28.66 37.47 26.97 31.18 31.18 26.59 - - 29.56 - - 27.54 - - 26.87 - - 26.59 … - - 25.14 - - 21.25 - - 22.17 - - … Banks 74
75 IKNB % Triwulanan/Quarterly 1.33 1.32 0.80 1.64 1.72 0.8 0.8 … - - … - - … - - … - - … … - - … - - … - - - - - … NBFI 75
76 Nasabah % Triwulanan/Quarterly 10.69 8.81 7.31 9.18 12.28 9.19 9.19 10.67 - - 7.72 - - 9.80 - - 9.83 - - 10.67 … - - 11.39 - - 8.11 - - 8.56 - - … Customer 76
77 Lainnya % Triwulanan/Quarterly 0.84 1.58 1.71 0.92 2.84 0.82 0.82 … - - … - - … - - … - - … … - - … - - … - - - - - … Others 77

Keterangan: Note:
- KPP terdiri dari KPR (untuk pemilikan Rumah Tapak), KPRS (untuk pemilikan Rumah Susun), dan KPRukan/ Ruko (untuk pemilikan Rukan/ Ruko). - KPP consists of KPR (loans for landed house), KPRS (loans for condominium/ apartment), and KPRukan/ Ruko (lo
- Data KKBP (Kredit Konsumsi Beragun Properti) adalah merupakan data sementara. - KKBP data (Consumer Loans with property collateral) is preliminary figure
1)
Definisi mengacu pada PBI LTV No.17/10/PBI/2015 tanggal 18 Juni 2015. 1)
Refers to PBI LTV No.17/10/PBI/2015 dated June 18, 2015
2)
IHPR Gabungan merupakan indeks komposit Survei Harga Properti Residensial (SHPR) Primer yang dilaksanakan oleh Bank Indonesia di beberapa kota. IHPR Gabungan ini termasuk IHPR Jakarta, Bogor, Depok, Bekasi, dan Banten (Jabodebek-Banten). 2)
Composite index of Residential Property Price Survey conducted by Bank Indonesia in several cities including Ja
Sumber : Bank Indonesia Source : Bank Indonesia
TABEL 18. MEDIA YANG DIGUNAKAN SEBAGAI ALAT PEMBAYARAN OLEH BANK DAN NON BANK/
TABLE 18. SETTLEMENT MEDIA USED BY BANK AND NON-BANK

PERIODE/ 2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
PERIOD Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Des
Triwulanan/
1 Rasio Uang Beredar dalam Arti Sempit (M1) Terhadap PDB Harg % 9.29 8.91 9.16 9.98 10.23 9.82 - - 38.35 9.89 - - 37.76 - - 38.18 - - 37.10 - - 38.95 - - 42.03 - - 44.41 - - 45.72 - - … Ratio of Narrow Money Supply (M1) to GDP at Current 1
Quarterly
2 2
3 Media yang digunakan sebagai alat pembayaran oleh Bank Settlement Media Used by Banks 3
4 Saldo Giro Positif Bank pada Bank Sentral Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### 308,756 288,824 306,361 319,653 317,958 314,089 319,653 316,598 332,730 317,461 319,302 316,553 297,577 301,972 303,579 301,434 310,971 307,120 307,525 316,598 291,342 * 293,950 * 303,465 * 289,861 * 170,108 * 206,215* 163,492* 169,975* 198,273* 175,915* 180,618* ### Transferable Balances Held at the Central Bank 4
5 Penempatan pada Bank Lain Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### 211,901 207,050 235,595 220,990 266,260 277,583 220,990 245,271 227,835 235,757 280,929 265,653 239,708 275,558 265,561 247,874 261,767 275,916 258,341 245,271 244,368 254,310 250,077 228,467 234,440 222,864 231,100 219,694 218,718 243,431 … … Transferable Balances Held at Other Banks 5
6 6
7 Media yang Digunakan sebagai Alat Pembayaran oleh Non Bank Settlement Media Used by Non-Banks 7
8 Uang Beredar dalam Arti Sempit (M1) Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Narrow Money Supply (M1) 8
9 Uang yang Diedarkan di Masyarakat Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### 469,534 508,124 586,576 625,370 581,592 586,236 625,370 654,683 579,294 570,435 585,579 592,935 675,635 625,354 619,652 622,452 614,231 611,081 622,384 654,683* 616,129* 607,961* 620,353* 634,149* 685,044* 651,818* 668,108* 666,793* 674,441* 707,854* 712,636* ### Currency in Circulation Outside Commercial and Rural Ba 9
10 Transferable Deposits Transferable Deposits 10
11 a.l. Simpanan Giro Rupiah pada Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### 585,906 729,519 804,231 831,779 828,986 819,028 831,779 910,675 796,842 815,894 843,027 861,343 832,405 888,166 868,149 853,092 894,587 893,075 930,751 910,675* 868,273* 897,529* ### 942,253* 968,566* 985,933* ### ### ### ### ### … o.w Demand Deposits in Rupiah 11
12 12
13 Memo: Memo: 13
Juta Instrumen/
Instrumen Uang Elektronik Berbasis Kartu dan Server yang
14 Millions of Bulanan/ Monthly 23.80 18.80 11.37 19.00 41.02 108 86.83 93.78 108 226 113 121 130 139 139 149 171 188 193 204 213 226 247 252 262 343 277 283 288 304 321 337 346 … Electronic Money Instrument based on Card and Server issu 14
Diterbitkan oleh Non Bank
Instruments
15 Simpanan Giro Valuta Asing pada Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### 272,678 259,420 247,374 279,284 315,847 338,445 279,284 314,056 273,067 265,258 262,022 246,107 242,667 281,713 304,950 287,962 306,386 292,878 292,455 314,056* 308,392* 308,628* 398,949* 344,075* 380,414* 345,798* 359,519* 372,277* 377,300* 354,805* 373,098* … Demand Deposits in Foreign Currency 15

Keterangan: Notes:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BIS methodology
Sumber: Bank Indonesia Source: Bank Indonesia
 TABEL 19. UANG KARTAL YANG DIEDARKAN
TABLE 19. CURRENCY IN CIRCULATION

2018 2019 2020

KOMPONEN SATUAN/ UNIT PERIODE/PERIOD 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 UYD terhadap PDB Harga Berlaku % Triwulanan/ Quarterly 5.24 5.00 5.09 4.94 5.11 5.05 5.05 5.01 - - 4.48 - - 4.73 - - 4.55 - - 5.01 - - - 4.55 - - 4.75 - - 4.91 - - … Currency in Circulation to GDP at Current Price 1
2 UYD terhadap Konsumsi Rumah Tangga Harga Berlaku % Triwulanan/ Quarterly 9.40 8.94 9.04 8.72 9.11 9.05 9.05 8.85 - - 8.02 - - 8.45 - - 8.09 - - 8.85 - - - 8.00 - - 8.26 - - 8.52 - - … Currency in Circulation to Household Consumption at Current P 2
3 Uang Kartal yang Beredar di Masyarakat terhadap DPK Rupiah % Bulanan/ Monthly 13.21 12.21 12.81 12.42 12.92 12.96 12.96 12.68 12.13 11.89 12.09 12.18 13.78 12.53 12.41 12.46 12.16 12.06 12.14 12.68 … 12.03 11.75 11.82 12.08 12.98 12.12 12.37 12.01 11.85 12.47 12.48 13.17 Currency Outside Commercial and Rural Banks to Rupiah Third 3
4 Posisi Kas Siap Edar BI terhadap Rata-rata Outflow Bulanan Bulan/ Month Bulanan/ Monthly 2 4 6 4 3 4 4 6 14 9 7 6 3 4 5 5 6 6 7 6 6.68 6 7 7 7 7 7 7 7 8 8 8 7 Ratio of Position of Cash to be Circulated to Monthly Average 4
Pemusnahan Uang terhadap Transaksi Penyetoran Uang
5 % Bulanan/ Monthly 24.10 23.04 31.43 35.96 42.10 27.42 37.75 27.49 20.40 29.99 34.39 28.18 32.98 11.40 33.23 32.66 34.85 36.62 32.02 37.15 27.89 19.99 30.36 29.37 20.33 19.97 22.60 42.31 28.91 34.80 37.45 28.12 41.12
Rupiah (Inflow) Destruction of Unfit Rupiah Currency to Deposits Transaction 5
6 6
7 Uang Kartal yang Diedarkan (UYD) Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 727,856 ### ### ### ### ### ### 898,870 716,512 699,948 727,325 743,586 798,557 744,902 762,755 762,119 762,127 806,701 804,925 898,870 Currency in Circulation 7
8 Masyarakat Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 625,354 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Outside Commercial and Rural Banks 8
9 Perbankan Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### 92,777 93,424 90,810 ### ### 102,502 98,750 97,775 96,716 92,820 94,179 ### ### ### 91,987* ### ### ### 93,084 * 94,646 * 95,327 * 87,686 * 98,848* 92,289* ### Cash in Banks Vaults 9
10 Rata-rata Outflow Bulanan dalam 1 Tahun Rp Miliar/ Billions of Rp Bulanan/ Monthly 40,834 42,673 47,194 50,870 57,077 60,734 60,734 65,864 18,897 31,259 41,127 49,550 78,118 67,584 65,691 64,796 62,520 61,368 61,625 65,864 62,259 62,903 61,209 61,682 61,407 63,384 60,968 60,979 60,174 59,481 60,330 59,781 62,259 1 Year-Monthly Average of Outflow 10
11 Pertumbuhan Transaksi Penarikan Uang Rupiah 11
12 (Outflow) %, yoy Bulanan/ Monthly 14.07 4.50 10.59 7.79 12.20 6.27 6.83 8.59 13.62 5.84 -0.72 46.47 74.44 -87.17 60.44 3.79 6.55 8.13 18.62 14.84 -11.07 44.85 -10.16 12.23 -23.43 -50.62 33.49 12.57 -23.31 2.94 53.27 -25.69 5.13 Growth of Withdrawal Transaction of Rupiah Currency 12
13 Bank Umum %, yoy Bulanan/ Monthly 15.36 0.97 9.96 3.68 5.03 5.82 10.74 10.26 22.08 8.72 2.12 51.79 76.75 -88.78 68.20 6.48 7.20 11.03 22.86 22.26 -9.89 53.73 -9.12 14.15 -22.41 -51.95 24.31 26.23 -23.48 5.38 65.17 -28.40 7.16 Commercial Banks 13
14 Non Bank %, yoy Bulanan/ Monthly -1.84 -13.39 28.08 10.05 12.89 4.42 6.61 -13.30 -48.41 -28.11 -27.60 -34.08 0.62 -23.07 -8.20 -10.92 9.50 -3.35 5.89 -10.90 -24.79 47.87 15.84 24.31 -36.85 -57.11 -27.44 -49.68 -53.48 -42.93 -36.73 -13.80 6.85 Non-Bank 14
15 Kas Keliling dalam Rangka Penukaran %, yoy Bulanan/ Monthly -5.19 13.75 25.66 38.98 -3.35 -23.19 21.29 12.35 -24.91 -7.71 -9.12 -27.19 82.08 -81.54 24.49 9.31 92.27 65.44 14.31 15.90 -82.02 35.56 20.73 -31.87 -99.08 -100 -100 -100 -100 -100 -99.93 -100.00 -100.00 Mobile Cashier Services 15
16 Kas Titipan di Bank Umum %, yoy Bulanan/ Monthly 44.57 93.41 26.51 49.60 72.24 10.18 -6.94 -4.09 -12.66 -7.17 -14.95 27.01 59.96 -74.74 40.73 -7.93 -12.13 -20.02 -11.16 -23.39 -11.21 5.42 -18.16 2.38 -26.03 -40.06 76.13 -28.56 -20.13 12.56 30.72 0.50 3.22 Cash Custodian at Commercial Banks 16
17 Lainnya %, yoy Bulanan/ Monthly -53.74 0.10 -40.02 48.42 -31.93 -31.22 25.70 270.76 32.97 26.24 28.90 110.64 114.20 -54.49 33.19 96.69 803.63 829.88 702.13 747.85 -75.44 45.43 46.73 -20.71 -81.40 -75.41 -74.73 -75.97 -72.99 -82.58 -87.22 -84.90 -85.61 Others 17
18 18
19 Transaksi Penarikan Uang Rupiah (Outflow) Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### 97,948 ### 18,897 43,622 60,861 74,822 ### 14,913 54,334 58,528 44,313 50,999 64,199 ### 702,860 27,371 39,188 68,305 57,293 95,000 19,907 61,166 44,887 45,615 78,164 47,706 118,258 Withdrawal Transaction of Rupiah Currency (Outflow) 19
20 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### 78,547 ### 15,146 36,382 51,713 60,876 ### 11,596 41,212 47,605 34,409 40,837 52,715 96,032 589,394 23,285 33,065 59,031 47,234 79,562 14,415 52,021 36,425 36,259 67,448 37,742 102,908 Commercial Banks 20
21 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 366 317 405 446 504 526 54.92 456 15.51 24.85 29.23 34.37 41.76 21.79 43.15 47.74 45.95 50.25 52.51 48.94 342.98 22.94 28.78 36.34 21.70 17.91 15.81 21.71 22.21 26.22 31.79 45.26 52.29 Non-Bank 21
22 Kas Keliling dalam Rangka Penukaran Rp Miliar/ Billions of Rp Bulanan/ Monthly 1,289 1,466 1,842 2,560 2,474 1,901 109 2,135 86.29 140 141 115 604 49.28 130 122 234 235 153 126 384 117 169 96 1 0 0 0 0 0 0 0 0 Mobile Cashier Services 22
23 Kas Titipan di Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 18,673 36,116 45,691 68,351 ### ### 19,037 ### 3,398 6,866 8,759 13,491 25,418 3,087 12,680 10,471 8,045 7,988 9,620 14,584 110,461 3,582 5,619 8,967 9,979 15,236 5,436 9,059 8,363 9,055 10,442 9,668 15,054 Cash Custodian at Commercial Banks 23
24 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly 5,995 6,001 3,600 5,342 3,636 2,501 200 9,273 250 208 219 305 754 160 269 282 1,579 1,889 1,659 1,698 2,278 364 305 174 57 185 40 65 76 275 241 251 244 Others 24
25 Pertumbuhan Transaksi Penyetoran Uang Rupiah 25
26 (Inflow) %, yoy Bulanan/ Monthly 19.28 10.84 5.29 14.66 3.25 12.42 -4.89 9.91 7.59 16.08 15.16 8.31 4.91 32.66 -19.86 12.21 5.19 8.34 11.19 14.85 -19.72 9.00 7.48 -15.15 -20.30 -3.98 -46.28 -31.92 -19.38 -14.68 -42.00 -3.78 -31.40 Growth of Deposits Transactions of Rupiah Currency (I 26
27 Bank Umum %, yoy Bulanan/ Monthly 20.35 9.89 5.77 14.36 0.76 12.85 -1.71 10.48 9.07 17.04 17.00 8.29 4.42 33.75 -19.34 12.59 5.50 7.90 12.05 13.99 -19.09 10.91 9.54 -14.62 -18.76 -1.85 -46.06 -32.22 -18.35 -14.49 -41.36 -3.46 -31.64 Commercial Banks 27
28 Non Bank %, yoy Bulanan/ Monthly 6.47 -6.54 30.37 3.53 7.51 2.29 -10.72 83.48 -59.82 -24.05 -25.81 118.54 83.28 148.50 53.31 56.76 103.23 151.32 173.82 109.36 -45.80 214.80 101.38 124.42 -56.34 -78.12 -63.20 -69.82 -73.93 -59.13 -72.53 -46.04 -34.86 Non-Bank 28
29 Kas Keliling dalam Rangka Penukaran %, yoy Bulanan/ Monthly -5.19 13.75 25.66 38.98 -3.35 -23.19 21.29 12.35 -24.91 -7.71 -9.12 -27.19 82.08 -81.54 24.49 9.31 92.27 65.44 14.31 15.90 -82.02 35.56 20.73 -31.87 -99.08 -100.00 -100.00 -100.00 -100.00 -99.92 -99.93 -100.00 -100.00 Mobile Cashier Services 29
30 Kas Titipan di Bank Umum %, yoy Bulanan/ Monthly 32.65 40.58 6.43 17.50 58.70 12.54 -43.39 0.29 -5.06 6.65 -7.51 5.31 -14.54 26.46 -30.64 3.61 -4.25 10.39 -5.62 21.74 -24.48 -9.97 -18.64 -22.43 -35.02 11.23 -48.71 -20.77 -27.50 -13.48 -50.51 -2.45 -21.79 Cash Custodian at Commercial Banks 30
31 Lainnya %, yoy Bulanan/ Monthly -11.08 0.17 -40.04 23.93 -18.39 -31.28 25.71 46.92 49.00 26.20 28.88 110.56 114.14 -54.48 33.09 96.67 35.62 44.23 44.24 84.18 -37.99 29.74 46.76 -20.67 -81.41 -75.41 -74.71 -75.95 -72.97 16.06 -17.56 -15.89 -33.77 Others 31
32 32
33 Transaksi Penyetoran Uang Rupiah (Inflow) Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### 30,875 ### 95,981 51,979 48,296 51,560 41,725 137,105 63,753 56,706 53,607 58,060 51,572 35,459 598,749 104,616 55,866 40,981 41,093 40,065 73,652 43,401 45,716 45,739 33,675 49,622 24,323 Deposits Transactions of Rupiah Currency (Inflow) 33
34 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### 29,069 ### 86,462 47,487 45,096 48,012 38,313 128,013 59,874 52,716 50,001 54,246 48,569 33,134 559,806 95,894 52,017 38,504 39,005 37,603 69,056 40,582 43,044 42,755 31,810 46,887 22,650 Commercial Banks 34
35 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 38.28 35.78 46.65 48.29 51.92 53.11 7.73 97.44 0.97 2.47 3.30 8.26 8.86 7.47 7.11 6.75 8.32 14.15 13.59 16.17 52.81 3.06 4.97 7.41 3.61 1.94 2.75 2.15 1.76 3.40 3.89 7.33 10.54 Non-Bank 35
36 Kas Keliling dalam Rangka Penukaran Rp Miliar/ Billions of Rp Bulanan/ Monthly 1,289 1,466 1,842 2,560 2,474 1,901 109 2,135 86.29 140 141 115 604 49.28 130 122 234 235 153 126 384 117 169 96.34 1.06 0.00 0.00 0.00 0.00 0.20 0.18 0.00 0.00 Mobile Cashier Services 36
37 Kas Titipan di Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 15,232 21,412 22,790 26,779 42,498 47,829 1,489 47,968 9,150 4,141 2,837 3,119 2,045 8,875 3,473 3,578 3,126 3,272 2,538 1,813 36,226 8,238 3,369 2,200 2,027 2,275 4,553 2,752 2,594 2,705 1,619 2,476 1,418 Cash Custodian at Commercial Banks 37
38 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly 5,995 6,005 3,600 4,462 3,642 2,503 200 3,677 281 208 219 305 754 160 269 282 237 293 299 369 2,280 364 306 174 56.79 185 40.37 64.73 76.35 275.35 242 251 245 Others 38
39 39
Selisih antara Transaksi Penyetoran dengan Penarikan The Gap between Deposits Transactions and
40 Rp Miliar/ Billions of Rp Bulanan/ Monthly 53,130 27,852 56,469 25,835 81,311 49,287 67,073 44,561 -77,084 -8,357 12,565 23,262 ### ### -9,420 1,822 -9,294 -7,061 12,627 77,029 104,111 -77,245 -16,678 27,323 16,200 54,935 -53,745 17,765 -829 -124 44,489 -1,916 93,935 40
Uang Rupiah Withdrawal Transactions of Rupiah Currency
41 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 49,361 12,872 33,211 -17,016 5,636 -33,064 49,478 -37,831 -71,316 -11,105 6,617 12,863 ### ### -18,662 -5,111 -15,592 -13,409 4,146 62,898 29,588 -72,609 -18,952 20,527 8,229 41,959 -54,641 11,439 -6,618 -6,496 35,638 -9,145 80,258 Commercial Banks 41
42 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 327 281 359 398 452 473 47.20 359 14.54 22.37 25.93 26.11 32.90 14.32 36.04 40.99 37.64 36.09 38.92 32.77 290.17 19.87 23.81 28.92 18.10 15.97 13.06 19.57 20.45 22.82 27.91 37.93 41.76 Non-Bank 42
43 Kas Keliling Rp Miliar/ Billions of Rp Bulanan/ Monthly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Mobile Cashier Services 43
44 Kas Titipan Rp Miliar/ Billions of Rp Bulanan/ Monthly 3,442 14,704 22,901 41,572 75,229 81,880 17,548 76,438 -5,752 2,725 5,922 10,372 23,372 -5,789 9,207 6,892 4,918 4,717 7,081 12,771 74,235 -4,656 2,250 6,767 7,953 12,961 884 6,307 5,769 6,350 8,823 7,192 13,636 Cash Custodian at Commercial Banks 44
45 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly 0.07 -3.87 -0.96 880 -5.14 -1.66 -0.24 5,596 -30.35 -0.10 -0.17 -0.07 -0.05 -0.04 -0.10 -0.17 1,342 1,596 1,361 1,328 -2.03 -0.14 -0.22 -0.24 0.00 -0.02 -0.05 -0.08 -0.12 -0.18 -0.20 -0.62 -0.18 Others 45
46 46
47 Komposisi UYD berdasarkan Pecahan Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 727,856 ### ### ### ### ### ### 898,870 716,512 699,948 727,325 743,586 798,557 744,902 762,755 762,119 762,127 806,701 804,925 898,870 Composition of Currency in Circulation by Denominatio 47
48 Uang Kertas Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 718,074 ### ### ### ### ### ### 888,420 706,391 689,791 717,133 733,345 788,291 734,620 752,455 751,805 751,791 796,333 794,525 888,420 Bank notes 48
49 Rp 100,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 468,704 ### ### ### ### ### ### 622,544 482,404 472,617 495,189 504,055 536,295 505,561 522,228 523,551 525,862 557,096 558,719 622,544 Rp 100,000 49
50 Rp 50,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### 176,676 ### ### ### ### ### ### 205,622 165,188 159,855 165,982 168,184 183,828 165,877 170,158 169,506 168,484 182,389 178,660 205,622 Rp 50,000 50
51 Rp 20,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 10,591 11,869 12,986 14,265 15,305 16,063 16,063 17,111 16,072 15,866 16,350 17,654 23,099 20,949 18,394 17,534 16,633 16,331 16,007 17,111 17,194 16,779 16,293 15,799 17,317 19,306 17,584 16,693 16,215 15,879 15,738 16,005 17,194 Rp 20,000 51
52 Rp 10,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 10,838 12,237 13,214 13,992 15,616 15,997 15,997 17,938 16,110 15,811 16,041 17,232 23,599 22,118 19,324 18,428 17,421 17,285 16,705 17,938 18,084 17,722 17,216 16,762 18,513 20,992 19,239 18,190 17,667 17,296 17,023 17,052 18,084 Rp 10,000 52
53 Rp 5,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 9,263 9,588 10,243 11,201 11,451 12,856 12,856 13,740 12,731 12,493 12,430 13,178 18,388 17,612 15,552 14,837 13,760 13,451 13,108 13,740 13,800 13,557 13,201 12,899 14,266 16,214 15,050 14,213 14,072 13,478 13,271 13,226 13,800 Rp 5,000 53
54 ≤Rp 2,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 7,430 8,087 8,460 8,924 9,413 9,980 9,980 10,770 9,943 9,830 9,790 10,023 12,138 12,015 11,484 11,139 10,738 10,613 10,475 10,770 11,176 10,741 10,608 10,503 11,009 11,656 11,309 10,973 10,777 10,614 10,520 10,864 11,176 ≤Rp 2,000 54
55 55
56 Uang Logam Rp Miliar/ Billions of Rp Bulanan/ Monthly 5,180 5,897 6,682 7,636 8,456 9,325 9,325 10,073 9,417 9,470 9,548 9,647 9,746 9,782 9,839 9,907 9,936 9,981 10,026 10,073 10,450 10,121 10,158 10,192 10,241 10,266 10,282 10,300 10,314 10,337 10,368 10,400 10,450 Coins 56
57 Rp 1,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 1,513 1,852 2,283 2,872 3,338 3,808 3,808 4,221 3,861 3,887 3,936 3,988 4,044 4,064 4,098 4,139 4,152 4,176 4,188 4,221 4,413 4,246 4,266 4,285 4,313 4,325 4,333 4,341 4,347 4,357 4,373 4,387 4,413 Rp 1,000 57
58 Rp 500 Rp Miliar/ Billions of Rp Bulanan/ Monthly 2,650 2,947 3,228 3,503 3,766 4,054 4,054 4,292 4,081 4,103 4,126 4,162 4,196 4,206 4,220 4,238 4,248 4,261 4,286 4,292 4,422 4,308 4,321 4,333 4,349 4,357 4,363 4,369 4,373 4,382 4,392 4,403 4,422 Rp 500 58
59 Rp 200 Rp Miliar/ Billions of Rp Bulanan/ Monthly 450 500 551 605 668 738 738 806 746 749 755 763 770 773 779 785 790 795 801 806 840 810 813 815 818 820 822 824 826 829 832 836 840 Rp 200 59
60 ≤Rp 100 Rp Miliar/ Billions of Rp Bulanan/ Monthly 567 598 620 655 684 726 726 754 729 730 731 734 737 738 741 745 746 748 750 754 776 756 758 759 762 764 765 766 768 769 771 774 776 ≤Rp 100 60
61 61
Keterangan : Note:
- Sebagian indikator mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Partly indicators refers to Committee on Payments and Market Infrastructures - BIS methodology
Sumber: Bank Indonesia Source: Bank Indonesia
 TABEL 20. PELAYANAN JASA PEMBAYARAN KEPADA BUKAN BANK/
TABLE 20. PAYMENT SERVICES TO NON-BANKS

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 Rasio Dana Float terhadap Jumlah Kartu Uang Elektronik Rp/Unit 9,537 ### ### ### ### 24,120 ### ### 21,015 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Ratio of Outstanding Value on e-Money to the Number of e-Mo 1
2 2
3 Bank Sentral Central Bank 3
4 Jumlah Kantor (kecuali KPw LN) Kantor/ Office 41 43 45 45 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 Number of CB Regional Offices (exclude Representative Office Abroad)
4
5 5
6 Bank Banks 6
7 Jumlah Bank Umum Bank 0 0 0 0 115 115 115 115 110 115 114 114 113 112 112 111 111 110 110 110 110 110 110 110 110 110 110 110 110 110 110 110 * … Number of Commercial Banks 7
8 Jumlah Kantor Bank Umum 1)
Kantor/ Office ### ### ### ### ### 42,905 ### ### 43,111 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Number of Commercial Bank Offices 1) 8
9 Sumatra Kantor/ Office 7,309 7,913 8,381 8,607 8,738 8,645 8,455 8,645 8,740 8,736 8,736 8,727 8,726 8,696 8,704 8,709 8,689 8,675 8,687 8,711 8,740 8,791 8,887 8,871 9,027 9,037 9,040 9,032 9,790 9,767 9,832 9,907 … Sumatra 9
10 Jawa Kantor/ Office ### ### ### ### ### 24,830 ### ### 24,873 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### … Jawa 10
11 Bali & Nusa Tenggara Kantor/ Office 1,823 1,930 2,044 2,064 2,091 2,065 2,028 2,065 2,085 2,065 2,063 2,067 2,066 2,066 2,066 2,080 2,079 2,079 2,080 2,078 2,085 2,086 2,088 2,088 2,087 2,088 2,095 2,097 2,247 2,248 2,264 2,262 … Bali & Nusa Tenggara 11
12 Kalimantan Kantor/ Office 2,592 2,863 3,012 3,174 3,267 3,251 3,177 3,251 3,290 3,278 3,282 3,290 3,280 3,286 3,283 3,291 3,282 3,278 3,274 3,277 3,290 3,326 3,332 3,324 3,326 3,323 3,316 3,319 3,383 3,382 3,394 3,395 … Kalimantan 12
13 Sulawesi Kantor/ Office 2,254 2,480 2,631 2,739 2,835 2,872 2,796 2,872 2,867 2,893 2,894 2,895 2,887 2,874 2,874 2,871 2,860 2,853 2,847 2,855 2,867 2,889 2,888 2,886 2,884 2,885 2,885 2,885 2,990 2,991 2,986 2,990 … Sulawesi 13
14 Maluku & Papua Kantor/ Office 869 979 1,078 1,155 1,185 1,242 1,215 1,242 1,256 1,246 1,248 1,247 1,249 1,248 1,247 1,251 1,250 1,249 1,244 1,246 1,256 1,257 1,261 1,264 1,263 1,263 1,265 1,262 1,307 1,306 1,304 1,306 … Maluku & Papua 14
15 15
16 Jumlah Kantor Bank Pengelola Kas Titipan Kantor/ Office 24 30 35 62 114 113 113 113 95 113 113 112 112 112 111 108 107 104 99 96 95 95 95 95 95 94 92 92 93 94 92 88 … Number of Bank Offices to Manage Deposit Cash 16
17 Sumatra Kantor/ Office 5 7 9 17 33 33 33 33 27 33 33 33 33 33 33 32 31 30 29 28 27 27 27 27 27 27 27 27 28 28 28 24 … Sumatra 17
18 Jawa Kantor/ Office 0 0 1 5 14 14 14 14 8 14 14 14 14 14 13 11 11 10 9 8 8 8 8 8 8 6 4 4 4 4 2 1 … Jawa 18
19 Bali & Nusa Tenggara Kantor/ Office 4 4 4 8 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 12 12 12 12 12 12 12 … Bali & Nusa Tenggara 19
20 Kalimantan Kantor/ Office 3 7 9 13 20 20 20 20 17 20 20 20 20 20 20 20 20 19 18 17 17 17 17 17 17 17 17 17 17 18 18 18 … Kalimantan 20
21 Sulawesi Kantor/ Office 8 8 8 10 21 20 20 20 18 20 20 20 20 20 20 20 20 20 18 18 18 18 18 18 18 18 18 18 18 18 18 18 … Sulawesi 21
22 Maluku & Papua Kantor/ Office 4 4 4 9 15 15 15 15 14 15 15 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 15 … Maluku & Papua 22
23 23
24 Jumlah Kantor Bank Anggota Kas Titipan Kantor/ Office 221 293 341 510 867 851 851 851 718 869 869 865 865 865 842 796 786 765 739 723 718 718 718 718 718 699 676 676 685 690 650 612 … Number of Bank Offices as Member Deposit Cash 24
25 Sumatra Kantor/ Office 69 98 126 172 275 275 275 275 221 274 274 274 274 274 274 264 254 244 237 226 221 221 221 221 221 218 218 218 227 227 217 192 … Sumatra 25
26 Jawa Kantor/ Office 0 0 9 54 166 166 166 166 99 169 169 169 169 169 146 110 110 104 101 99 99 99 99 99 99 78 55 55 55 55 21 8 … Jawa 26
27 Bali & Nusa Tenggara Kantor/ Office 17 17 17 41 57 57 57 57 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 66 66 66 66 66 66 66 … Bali & Nusa Tenggara 27
28 Kalimantan Kantor/ Office 27 70 87 105 139 139 139 139 127 143 143 143 143 143 143 143 143 138 134 127 127 127 127 127 127 127 127 127 127 127 132 132 … Kalimantan 28
29 Sulawesi Kantor/ Office 71 71 65 82 146 130 130 130 132 140 140 140 140 140 140 140 140 140 128 132 132 132 132 132 132 132 132 132 132 137 132 132 … Sulawesi 29
30 Maluku & Papua Kantor/ Office 37 37 37 56 84 84 84 84 78 82 82 78 78 78 78 78 78 78 78 78 78 78 78 78 78 78 78 78 78 78 82 82 … Maluku & Papua 30
31 31
32 Non Bank2) Non-Banks2) 32
33 Jumlah Institusi Institusi/ Institution 117 118 108 111 115 138 138 138 172 142 145 144 150 151 150 150 150 165 165 172 172 173 180 190 193 195 194 194 193 193 193 195 … Number of Institutions 33
34 Volume Transaksi Volume of Transactions 34
Ribu Transaksi/ Thousand of
35 Pengiriman Uang ke LN 64 267 322 372 384 437 37 35 633 38 32 37 79 63 146 42 39 37 41 38 39 36 35 30 22 26 37 Outgoing Transfer to Abroad 35
Transactions 37 30 33 36 34 …
Ribu Transaksi/ Thousand of
36 Pengiriman Uang dari LN 2,772 6,207 ### ### ### 13,946 1,975 2,238 37,140 2,286 2,314 2,801 2,967 3,495 3,164 3,358 3,121 Incoming Transfer from Abroad 36
Transactions 3,007 3,241 3,622 3,764 3,483 3,652 1,282 1,163 991 1,198 1,221 1,152 1,131 1,131 1,047 …
Ribu Transaksi/ Thousand of
37 Pengiriman Uang dalam Wilayah Indonesia 349 7,679 ### ### ### 32,036 3,649 4,153 ### 4,484 4,883 6,004 ### ### ### ### ### Transfers within Indonesia Regions 37
Transactions ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### …
38 38
39 Komposisi Volume Transaksi Composition of Volume of Transactions 39
40 Pengiriman Uang ke LN % 2.02 1.89 1.22 1.43 1.52 0.94 0.65 0.55 0.25 0.56 0.45 0.42 0.60 0.34 0.84 0.19 0.15 0.09 0.11 0.13 0.13 0.20 0.14 0.11 0.10 0.12 0.14 0.12 0.11 0.10 0.11 0.10 … Outgoing Transfer to Abroad 40
41 Pengiriman Uang dari LN % 87.03 43.86 41.39 51.04 46.24 30.04 34.88 34.83 14.47 33.57 32.01 31.68 22.53 18.64 18.32 14.71 11.38 8.06 9.88 10.85 12.67 18.84 14.33 4.77 5.15 4.64 4.64 3.81 4.14 3.42 3.53 3.02 … Incoming Transfer from Abroad 41
42 Pengiriman Uang dalam Wilayah Indonesia % 10.95 54.25 57.39 47.53 52.23 69.01 64.47 64.62 85.28 65.87 67.54 67.90 76.87 81.02 80.84 85.11 88.47 91.85 90.01 89.01 87.20 80.97 85.53 95.11 94.75 95.24 95.22 96.07 95.75 96.48 96.36 96.88 … Transfers within Indonesia Regions 42
43 43
44 Nilai Transaksi Value of Transactions 44
45 Pengiriman Uang ke LN Rp Miliar/ Billions of Rp 4,486 6,648 6,432 8,558 9,101 ### ### ### 31,584 2,362 1,751 2,500 2,483 2,551 2,033 3,096 2,736 2,964 3,018 2,947 3,142 3,346 3,147 9,934 2,401 2,302 3,664 3,716 3,387 4,004 3,790 5,685 … Outgoing Transfer to Abroad 45
46 Pengiriman Uang dari LN Rp Miliar/ Billions of Rp ### ### ### ### ### 60,587 5,151 4,815 59,086 4,725 4,256 4,995 4,601 6,243 3,814 4,772 4,709 4,739 5,374 5,130 5,729 5,194 5,601 7,013 6,374 4,649 5,664 6,602 6,208 6,168 5,854 5,574 … Incoming Transfer from Abroad 46
47 Pengiriman Uang dalam Wilayah Indonesia Rp Miliar/ Billions of Rp 5,586 ### ### ### ### 32,720 2,995 3,252 80,475 3,844 3,606 4,246 3,597 5,648 5,568 7,217 7,212 7,712 ### ### ### 9,846 9,797 ### 9,032 ### 9,966 ### 9,157 ### ### ### … Transfers within Indonesia Regions 47
48 48
49 Komposisi Nilai Transaksi Composition of Value of Transactions 49
50 Pengiriman Uang ke LN % 22.18 14.23 7.97 9.98 11.50 55.53 76.44 56.41 18.45 21.61 18.21 21.30 23.25 17.67 17.81 20.52 18.67 19.23 16.04 16.16 15.63 18.20 16.97 35.40 13.49 13.42 18.99 16.21 18.06 17.16 16.52 20.92 … Outgoing Transfer to Abroad 50
51 Pengiriman Uang dari LN % 50.20 50.70 54.26 63.64 65.04 28.87 14.90 26.02 34.52 43.23 44.27 42.54 43.07 43.23 33.41 31.63 32.13 30.74 28.56 28.12 28.49 28.25 30.20 24.99 35.80 27.11 29.36 28.80 33.11 26.44 25.52 20.51 … Incoming Transfer from Abroad 51
52 Pengiriman Uang dalam Wilayah Indonesia % 27.62 35.07 37.76 26.38 23.45 15.59 8.66 17.57 47.02 35.16 37.51 36.16 33.68 39.11 48.78 47.84 49.21 50.03 55.40 55.72 55.88 53.55 52.83 39.60 50.72 59.46 51.65 54.99 48.83 56.40 57.96 58.57 … Transfers within Indonesia Regions 52
53 53
54 Penyelenggara Uang Elektronik Bank dan Non Bank Operators of Electronic Money (Banks and Non-Banks) 54
55 Jumlah Institusi Institusi/ Institution 17 19 20 21 27 34 33 34 40 34 36 36 36 37 37 38 38 39 39 40 40 42 42 48 51 51 51 51 51 51 51 55 … Total Institutions 55
56 Jumlah Dana Float3) Rp Miliar/ Billions of Rp 345 494 738 982 2,421 4,033 3,759 4,033 6,143 4,342 4,403 4,416 4,813 5,386 5,515 5,674 5,820 5,159 6,442 6,368 6,143 6,824 7,277 7,689 8,107 8,721 9,274 6,608 6,684 6,838 7,509 7,366 … Outstanding Value on e-money 3) 56
57 Dana Float Penerbit Uang Elektronik Bank Rp Miliar/ Billions of Rp 294 423 630 784 1,561 2,564 2,359 2,564 2,812 2,544 2,611 2,601 2,614 2,902 2,953 2,749 2,640 2,686 2,692 2,663 2,812 2,731 2,762 2,695 2,658 2,651 2,787 2,831 2,846 2,862 2,917 2,936 … Outstanding Value on E-money Issued by Bank 57
58 Dana Float seluruh Penerbit Uang Elektronik Non Bank Rp Miliar/ Billions of Rp 51.82 71.71 108 198 860 1,469 1,400 1,469 3,331 1,798 1,793 1,815 2,200 2,484 2,562 2,925 3,179 2,472 3,750 3,704 3,331 4,093 4,515 4,994 5,449 6,070 6,487 3,778 3,838 3,976 4,592 4,429 … Outstanding Value on E-money Issued by Non Bank 58

Keterangan: Notes:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BI
- Sejak dibukanya KPw BI Provinsi Sulawesi Barat pada akhir September 2015, kantor Kas Titipan di Mamuju-Sulawesi Barat (13 bank anggota) ditutup. - Since KPw BI Provinsi Sulawesi Barat opened in late September 2015, deposit cash offices in Mamuju- Sulawesi Barat ( 13 member deposit cash) was closed.
1)
Termasuk Kantor Pusat Non Operasional dan Kantor Wilayah serta Kantor Bank Umum di Luar Negeri. 1)
Including Non Operational Head office, Domestic Branches and Foreign Branches
2)
Sejak Q3 2014, 3 (tiga) institusi penyedia transfer dana yang memiliki share jasa transaksi pengiriman uang >50%, mulai melaporkan kegiatan transaksinya ke Bank Indonesia. 2)
Since Q3 2014, 3 remittance service providers (with market share of remittance services more than 50%), started to report their business transactions to Bank Indonesia
3)
Dana float merupakan nilai uang elektronik yang diterima penerbit atas hasil penerbitan uang elektronik dan/ atau pengisian ulang yang masih merupakan kewajiban penerbit kepada pemegang dan pedagang. 3)
Outstanding value on e-money storages is the difference between the value of cash loaded onto an e-money storage and the value spent.
r
Terjadi revisi pada sumber data
Sumber: Bank Indonesia dan OJK (diolah) Source: BI and FSA (processed)
TABEL 21. ALAT PEMBAYARAN MENGGUNAKAN KARTU (APMK), UANG EL
TABLE 21. CARD BASED PAYMENT INSTRUMENTS, ELECTRONIC MONEY AN

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
1 Alat Pembayaran Menggunakan Kartu (APMK) 1) Card-Based Payment Instruments 1) 1
2 Jumlah Kartu Juta Unit/ Millions of Unit 105 122 137 154 182 179 177 179 201 180 181 183 185 188 190 193 193 197 199 201 201 203 204 207 211 213 215 217 219 222 225 230 Number of Cards 2
3 Volume Transaksi Juta Transaksi/ Millions of Transaction 3,700 4,332 4,856 5,502 6,021 6,746 584 628 7,376 590 558 611 603 663 587 640 595 601 667 612 650 607 584 588 497 546 480 582 586 581 611 608 Volume of Transactions 3
4 Nilai Transaksi Rp Miliar/ Billions of Rp ### ### ### ### ### ### 619,982 680,410 ### 649,106 603,473 647,269 640,952 761,391 ### ### ### ### 650,274 634,903 686,149 634,090 609,603 610,202 510,491 569,836 492,252 601,191 598,016 587,480 624,463 622,652 Value of Transactions 4
5 5
6 Kartu ATM dan ATM+Debet ATM Cards dan ATM+Debet 6
7 Jumlah Kartu Juta Unit/ Millions of Unit 89.46 106 120 136 164 161 159 161 183 163 164 166 168 171 173 175 175 179 181 184 183 185 187 189 193 196 198 200 202 205 208 213 Number of Cards 7
8 ATM Juta Unit/ Millions of Unit 6.29 7.19 7.33 8.36 8.82 8.85 8.70 8.85 8.98 8.88 8.99 9.29 9.20 9.42 9.51 9.70 9.36 9.24 9.44 9.46 8.98 9.00 9.07 9.34 9.60 9.50 9.58 9.33 9.41 9.40 8.59 9.42 ATM 8
9 ATM+Debet Juta Unit/ Millions of Unit 83.17 98.64 113 128 156 152 151 152 174 154 155 157 159 161 163 166 168 170 172 174 174 176 178 180 183 186 188 191 193 196 200 204 ATM+Debet 9
10 Pertumbuhan Volume Transaksi Kartu ATM+Debet %, yoy 22.56 17.81 12.18 13.60 9.56 12.54 14.93 12.77 9.67 11.67 14.04 9.84 12.02 16.01 6.80 11.99 3.95 8.45 14.56 4.78 3.32 2.72 4.82 -3.63 -16.83 -16.82 -17.84 -8.01 -0.56 -2.14 -7.24 0.53 Growth of Volume of Transactions ATM Cards+Debet 10
11 Volume Transaksi Tunai %, yoy 17.75 14.91 9.66 12.08 6.43 11.37 15.41 13.81 11.81 12.63 14.42 9.86 12.71 17.71 13.98 15.30 5.16 10.19 18.96 7.24 4.71 4.94 7.44 -0.67 -17.12 -17.29 -23.63 -10.11 -3.05 -5.47 -12.83 -4.56 Volume of Cash Transactions 11
12 Volume Transaksi Belanja %, yoy 31.35 20.26 19.41 21.66 18.13 15.02 15.97 13.31 17.26 12.53 18.34 19.11 19.59 27.57 5.41 18.51 16.80 15.28 19.48 18.80 17.35 19.38 27.48 3.42 -26.38 -29.14 -20.79 -7.69 -0.44 -5.51 -1.49 -0.88 Volume of Shopping Transactions 12
13 Volume Transaksi Transfer Intrabank %, yoy 21.80 22.40 20.88 13.64 11.56 12.34 10.34 7.10 2.72 6.11 9.09 2.59 5.22 7.78 -6.35 3.85 -1.16 3.91 7.39 -2.41 -2.86 -5.78 -5.34 -9.24 -12.25 -11.94 -3.86 -1.66 6.41 7.90 4.00 15.19 Volume of Intrabank Transfer Transactions 13
14 Volume Transaksi Transfer Antarbank %, yoy 77.87 29.52 5.07 17.97 19.85 18.57 22.20 19.42 4.64 18.18 19.54 18.48 16.74 13.40 -8.77 3.90 -4.40 0.80 -2.23 -7.63 -6.21 -8.81 -9.97 -16.61 -15.77 -11.63 0.66 -8.35 0.94 1.81 2.06 4.66 Volume of Interbank Transfer Transactions 14
15 Volume Transaksi Kartu ATM dan ATM+Debet Juta Transaksi/ Millions of Transaction 3,461 4,078 4,574 5,197 5,693 6,407 556 597 7,027 561 531 582 574 634 559 610 566 573 637 582 617 577 557 561 477 527 460 561 563 561 591 585 Volume of Transactions ATM Cards and ATM+Debet 15
16 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 2,302 2,645 2,900 3,251 3,460 3,853 334 360 4,308 337 321 351 346 386 358 373 348 352 401 358 377 354 345 348 287 319 273 336 337 333 349 342 Volume of Cash Transactions 16
17 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 243 292 349 424 501 577 49.15 56.97 676 52.43 46.62 54.29 52.75 60.85 56.36 58.17 55.86 55.35 58.10 58.39 66.85 62.60 59.43 56.15 38.83 43.12 44.64 53.70 55.62 52.30 57.24 57.88 Volume of Shopping Transactions 17
18 Volume Transaksi Transfer Intrabank Juta Transaksi/ Millions of Transaction 654 800 968 1,100 1,227 1,378 119 125 1,416 118 113 120 120 127 101 123 113 116 128 117 121 111 107 109 105 112 96.94 120.96 120.14 124.66 132.75 134.21 Volume of Intrabank Transfer Transactions 18
19 Volume Transaksi Transfer Antarbank Juta Transaksi/ Millions of Transaction 263 340 358 422 506 600 52.83 55.32 628 53.51 51.13 57.38 55.52 59.84 44.61 55.06 49.57 49.74 50.56 48.80 51.88 48.80 46.03 47.85 46.77 52.88 44.90 50.47 50.04 50.64 51.60 51.07 Volume of Interbank Transfer Transactions 19
20 Pertumbuhan Nilai Transaksi Kartu ATM dan ATM+Debet %, yoy 23.89 17.06 10.18 14.83 10.25 11.71 14.31 13.17 7.91 15.40 16.63 9.96 11.57 21.64 -5.38 13.27 4.14 4.33 3.17 2.27 0.48 -2.51 1.05 -5.35 -19.35 -24.10 -12.63 -13.55 -6.40 -4.13 -2.21 -0.57 Growth of Value of Transactions ATM Cards+Debet 20
21 Nilai Transaksi Tunai %, yoy 17.70 14.73 9.37 12.03 7.45 12.21 16.14 15.23 12.93 17.47 20.56 9.53 13.48 32.68 -0.87 22.88 7.29 10.98 9.34 9.79 4.88 2.36 4.28 1.60 -15.21 -21.35 -18.99 -14.35 -3.60 -6.28 -2.15 -3.76 Value of Cash Transactions 21
22 Nilai Transaksi Belanja %, yoy 32.89 22.79 16.47 19.71 13.65 2.31 3.12 2.55 13.69 3.52 13.18 16.21 16.57 26.31 3.14 16.88 13.95 12.22 17.43 12.65 12.99 12.05 21.59 -6.67 -43.39 -45.41 -27.66 -18.90 -10.71 -14.83 -11.14 -9.75 Value of Shopping Transactions 22
23 Nilai Transaksi Transfer Intrabank %, yoy 18.68 13.12 8.35 14.82 9.26 11.61 13.88 12.63 2.39 10.09 11.09 6.64 6.76 10.14 -10.37 5.42 3.71 -1.78 -3.48 -4.01 -3.99 -6.70 -1.09 -8.01 -19.87 -25.32 -5.35 -11.54 -10.70 -1.82 -1.92 2.39 Value of Intrabank Transfer Transactions 23
24 Nilai Transaksi Transfer Antarbank %, yoy 78.97 36.23 15.76 21.41 18.98 13.29 14.07 12.51 6.54 26.23 20.18 16.63 16.47 19.69 -8.93 7.10 -4.52 -0.14 0.22 -4.04 -3.73 -8.70 -6.92 -15.09 -21.83 -23.32 -5.26 -14.21 -2.65 -0.50 -0.58 4.09 Value of Interbank Transfer Transactions 24
25 Nilai Transaksi Kartu ATM dan ATM+Debet Rp Miliar/ Billions of Rp ### ### ### ### ### ### 592,731 650,181 ### 621,082 577,657 619,179 613,167 730,939 ### ### ### ### 620,972 606,203 653,319 605,500 583,733 586,043 494,528 554,747 475,150 583,121 579,779 569,952 607,251 602,759 Value of Transactions ATM Cards and ATM+Debet 25
26 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp ### ### ### ### ### ### 240,028 269,221 ### 257,300 244,819 252,154 251,152 321,913 ### ### ### ### 265,921 263,517 282,368 263,374 255,308 256,187 212,945 253,193 200,446 253,800 252,401 243,445 260,191 253,618 Value of Cash Transactions 26
27 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 147,113 180,641 210,386 251,849 286,214 292,830 25,016 28,860 332,906 26,251 22,931 26,723 26,751 32,307 26,697 29,000 27,011 26,528 27,918 28,180 32,608 29,414 27,881 24,940 15,144 17,638 19,314 23,519 24,118 22,594 24,809 25,432 Value of Shopping Transactions 27
28 Nilai Transaksi Transfer Intrabank Rp Miliar/ Billions of Rp ### ### ### ### ### ### 223,645 238,098 ### 227,455 207,215 225,398 223,311 247,834 ### ### ### ### 222,928 214,669 228,596 212,210 204,955 207,350 178,929 185,086 167,995 206,294 206,016 206,167 218,645 219,792 Value of Intrabank Transfer Transactions 28
29 Nilai Transaksi Transfer Antarbank Rp Miliar/ Billions of Rp 468,679 638,482 739,128 897,368 ### ### 104,042 114,002 ### 110,077 102,693 114,903 111,954 128,885 92,245 ### 99,895 98,236 104,206 99,837 109,747 100,502 95,589 97,566 87,510 98,831 87,396 99,508 97,245 97,747 103,607 103,917 Value of Interbank Transfer Transactions 29
30 30
31 Kartu Kredit Credit Cards 31
32 Jumlah Kartu Juta Unit/ Millions of Unit 15.09 16.04 16.86 17.41 17.24 17.28 17.24 17.28 17.49 17.12 17.15 17.18 17.20 17.20 17.22 17.27 17.30 17.35 17.37 17.38 17.49 17.54 17.61 17.60 17.78 17.47 17.32 17.19 17.20 17.02 16.95 16.95 Number of Cards 32
33 Pertumbuhan Volume Transaksi Kartu Kredit %, yoy 7.91 6.37 10.62 8.43 7.32 3.35 2.93 4.85 3.21 0.13 5.32 0.90 2.76 0.19 -1.97 7.17 3.25 8.62 1.61 4.19 6.80 3.35 3.52 -3.76 -33.50 -36.63 -22.97 -28.95 -21.01 -28.71 -32.80 -22.40 Growth of Volume of Credit Cards Transactions 33
34 Volume Transaksi Tunai %, yoy -5.87 11.00 74.92 11.79 9.49 1.44 7.16 10.73 9.28 3.77 11.24 4.43 6.30 -3.39 18.90 12.97 11.30 18.64 7.18 9.36 14.01 11.45 12.75 10.25 -19.18 -41.71 -29.28 -38.19 -37.00 -45.64 -50.58 -45.41 Volume of Cash Transactions 34
35 Volume Transaksi Belanja %, yoy 8.13 6.30 9.65 8.35 7.27 3.40 2.83 4.72 3.06 0.04 5.17 0.81 2.67 0.27 -2.38 7.03 3.05 8.36 1.46 4.05 6.63 3.14 3.27 -4.13 -33.88 -36.51 -22.82 -28.71 -20.57 -28.23 -32.29 -21.76 Volume of Shopping Transactions 35
36 Volume Transaksi Kartu Kredit Juta Transaksi/ Millions of Transaction 239 254 281 305 327 338 28.48 30.64 349 29.01 26.45 28.23 29.12 29.35 27.12 30.35 28.48 28.54 30.16 29.68 32.73 29.98 27.38 27.17 19.36 18.60 20.89 21.56 22.49 20.35 20.27 23.03 Volume of Credit Cards Transactions 36
37 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 3.40 3.78 6.61 7.39 8.09 8.20 0.74 0.70 8.96 0.75 0.70 0.72 0.75 0.66 0.62 0.76 0.77 0.79 0.83 0.81 0.80 0.84 0.79 0.79 0.61 0.39 0.44 0.47 0.48 0.43 0.41 0.44 Volume of Cash Transactions 37
38 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 236 251 275 298 319 330 27.75 29.94 340 28.26 25.75 27.51 28.37 28.69 26.50 29.58 27.71 27.75 29.32 28.87 31.92 29.15 26.59 26.38 18.76 18.22 20.45 21.09 22.01 19.92 19.85 22.59 Volume of Shopping Transactions 38
39 Pertumbuhan Nilai Transaksi Kartu Kredit %, yoy 10.67 14.19 9.99 0.17 5.96 5.55 7.85 11.03 9.03 7.13 19.17 9.94 8.22 12.63 1.99 11.69 7.90 13.49 4.52 5.32 8.60 2.02 0.21 -14.00 -42.55 -50.45 -33.99 -39.49 -35.42 -36.66 -41.26 -30.68 Growth of Value of Credit CardsTransactions 39
40 Nilai Transaksi Tunai %, yoy 1.42 12.37 51.68 9.00 9.67 2.76 7.46 14.73 10.40 3.60 10.81 6.82 8.72 3.30 14.93 14.21 11.32 19.54 7.50 9.51 16.30 12.93 13.57 10.67 -15.86 -37.52 -27.98 -38.37 -37.31 -45.32 -49.69 -43.70 Value of Cash Transactions 40
41 Nilai Transaksi Belanja %, yoy 10.87 14.22 9.18 -0.07 5.85 5.64 7.87 10.93 8.99 7.24 19.44 10.03 8.21 12.90 1.67 11.62 7.80 13.30 4.42 5.19 8.40 1.69 -0.20 -14.73 -43.37 -50.80 -34.16 -39.52 -35.37 -36.38 -40.99 -30.27 Value of Shopping Transactions 41
42 Nilai Transaksi Kartu Kredit Rp Miliar/ Billions of Rp 223,370 255,057 280,544 281,025 297,761 314,294 27,251 30,229 342,683 28,023 25,816 28,090 27,785 30,453 25,908 29,864 28,241 27,672 29,301 28,700 32,830 28,591 25,870 24,158 15,963 15,089 17,102 18,070 18,237 17,527 17,212 19,893 Value of Credit Cards Transactions 42
43 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp 4,343 4,880 7,402 8,068 8,848 9,093 811 794 10,038 828 762 807 829 787 715 864 853 867 915 889 923 935 865 893 698 492 515 532 535 474 460 500 Value of Cash Transactions 43
44 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 219,027 250,178 273,142 272,946 288,913 305,201 26,439 29,436 332,645 27,196 25,054 27,283 26,956 29,666 25,193 29,000 27,388 26,805 28,386 27,811 31,907 27,656 25,005 23,265 15,265 14,597 16,587 17,538 17,702 17,053 16,752 19,393 Value of Shopping Transactions 44
45 45
46 Uang Elektronik Electronic Money 46
47 Jumlah Kartu Juta Unit/ Millions of Unit 36.23 35.74 34.31 51.20 90.00 167 152 167 292 174 189 199 197 199 210 232 250 257 269 278 292 314 319 330 412 347 354 360 376 394 411 420 Number of Cards 47
48 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 138 203 536 683 943 2,923 331 311 5,227 275 294 424 452 423 394 476 492 490 510 483 515 458 431 401 325 298 340 382 387 367 393 406 Volume of Shopping Transactions 48
49 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 2,907 3,320 5,283 7,064 12,369 47,199 5,195 5,886 145,165 5,817 5,970 8,957 10,671 12,816 11,875 12,939 12,878 13,820 16,371 16,081 16,970 15,872 15,179 15,036 17,552 15,034 14,955 16,100 17,231 17,682 18,793 19,341 Value of Shopping Transactions 49
50 50
Total Card-Based Payment Instruments + Electronic
51 Total APMK + Uang Elektronik 51
Money
52 Jumlah Kartu Juta Unit/ Millions of Unit 141 158 171 205 272 346 329 346 493 354 370 382 383 387 400 425 443 454 468 479 493 517 523 537 623 560 569 577 595 616 636 651 Number of Cards 52
53 Volume Transaksi Juta Transaksi/ Millions of Transaction 3,838 4,535 5,391 6,185 6,964 9,668 915 938 12,603 865 852 1,034 1,055 1,086 980 1,116 1,087 1,092 1,177 1,095 1,165 1,064 1,016 989 821 844 820 964 972 948 1,004 1,015 Volume of Transactions 53
54 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 2,305 2,649 2,907 3,258 3,468 3,861 335 361 4,317 338 322 351 347 387 358 374 349 353 401 359 378 355 346 349 287 320 274 336 338 333 350 343 Volume of Cash Transactions 54
55 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 616 746 1,159 1,405 1,764 3,829 408 398 6,243 355 366 506 533 512 477 564 576 573 597 570 614 550 517 484 382 360 405 456 464 439 470 487 Volume of Shopping Transactions 55
56 Volume Transaksi Transfer Intrabank Juta Transaksi/ Millions of Transaction 654 800 968 1,100 1,227 1,378 119 125 1,416 118 113 120 120 127 101 123 113 116 128 117 121 111 107 109 105 112 96.94 120.96 120.14 124.66 132.75 134.21 Volume of Intrabank Transfer Transactions 56
57 Volume Transaksi Transfer Antarbank Juta Transaksi/ Millions of Transaction 263 340 358 422 506 600 52.83 55.32 628 53.51 51.13 57.38 55.52 59.84 44.61 55.06 49.57 49.74 50.56 48.80 51.88 48.80 46.03 47.85 46.77 52.88 44.90 50.47 50.04 50.64 51.60 51.07 Volume of Interbank Transfer Transactions 57
58 Nilai Transaksi Rp Miliar/ Billions of Rp ### ### ### ### ### ### 625,177 686,296 ### 654,923 609,443 656,226 651,623 774,207 ### ### ### ### 666,644 650,984 703,119 649,963 624,781 625,238 528,043 584,870 507,207 617,291 615,247 605,162 643,256 641,993 Value of Transactions 58
59 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp ### ### ### ### ### ### 240,839 270,015 ### 258,127 245,581 252,961 251,981 322,701 ### ### ### ### 266,836 264,406 283,291 264,309 256,173 257,080 213,643 253,685 200,961 254,332 252,935 243,919 260,651 254,118 Value of Cash Transactions 59
60 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 369,047 434,138 488,811 531,857 587,496 645,230 56,651 64,182 810,716 59,264 53,955 62,964 64,378 74,788 63,764 70,940 67,277 67,153 72,675 72,072 81,486 72,942 68,064 63,241 47,961 47,268 50,856 57,157 59,051 57,329 60,353 64,166 Value of Shopping Transactions 60
61 Nilai Transaksi Transfer Intrabank Rp Miliar/ Billions of Rp ### ### ### ### ### ### 223,645 238,098 ### 227,455 207,215 225,398 223,311 247,834 ### ### ### ### 222,928 214,669 228,596 212,210 204,955 207,350 178,929 185,086 167,995 206,294 206,016 206,167 218,645 219,792 Value of Intrabank Transfer Transactions 61
62 Nilai Transaksi Transfer Antarbank Rp Miliar/ Billions of Rp 468,679 638,482 739,128 897,368 ### ### 104,042 114,002 ### 110,077 102,693 114,903 111,954 128,885 92,245 ### 99,895 98,236 104,206 99,837 109,747 100,502 95,589 97,566 87,510 98,831 87,396 99,508 97,245 97,747 103,607 103,917 Value of Interbank Transfer Transactions 62
63 63
64 Sarana Penunjang APMK dan Uang Elektronik Devices 64
65 Jumlah Mesin ATM Unit 76,136 90,678 99,286 103,419 106,653 106,901 106,248 106,901 106,649 108,075 108,146 108,269 108,107 108,064 ### ### ### ### 106,684 106,446 106,649 106,595 106,560 105,774 105,744 105,747 105,478 105,110 104,622 104,520 104,290 104,299 Number of ATM Machine 65
66 Jumlah Mesin EDC Unit 655,938 842,651 ### ### ### ### ### ### ### ### 999,240 989,575 993,557 ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Number of EDC Machine 66
67 Jumlah Reader Uang Elektronik Unit 139,157 206,826 281,988 374,861 691,331 923,624 926,435 923,624 516,642 931,102 ### ### ### 718,934 ### ### ### ### 496,467 504,386 516,642 516,819 545,260 554,804 611,014 617,590 567,019 537,756 582,664 590,793 598,134 604,082 Number of Reader Electronic Money 67
68 Jumlah Merchant Unit 343,215 462,327 567,554 602,460 698,482 584,368 749,732 584,368 661,080 578,245 571,423 572,505 576,325 581,672 ### ### ### ### 624,110 632,538 661,080 804,213 815,749 820,454 822,908 887,983 895,847 898,352 906,186 929,647 918,675 930,548 Number of Merchant 68
69 Transaksi Mesin EDC 2) EDC Machine2) Transactions 69
70 Volume Transaksi On Us Juta Transaksi/ Millions of Transaction 711 857 971 1,161 1,153 1,652 221 184 1,387 132 157 177 192 125 102 105 75.39 79.09 77.16 75.22 88.37 154 146 135 91.67 94.11 113 143 142 122 125 127 Volume of On Us Transaction 70
71 Volume Transaksi Off Us Domestik Juta Transaksi/ Millions of Transaction 225 290 273 293 307 331 27.95 33.36 320 30.37 26.30 29.36 28.09 31.00 27.58 25.72 19.62 22.88 23.78 23.75 32.02 25.19 22.43 20.27 12.30 13.99 15.54 18.11 19 17.37 19.02 20.91 Volume of Off Us Domestic Transaction 71
72 Volume Transaksi Off Us Intranasional Juta Transaksi/ Millions of Transaction 15.74 31.22 20.96 25.06 29.20 35.49 2.96 3.21 38.87 3.30 2.75 2.80 3.17 3.03 2.91 3.77 3.75 3.59 3.33 2.93 3.55 3.85 3.01 2.20 0.53 0.48 0.53 0.56 0.60 0.54 0.57 0.76 Volume of Off Us Intranational Transaction 72
73 Nilai Transaksi On Us Rp Miliar/ Billions of Rp 470,074 573,223 657,229 778,448 775,367 773,616 69,071 77,488 590,819 78,131 67,177 73,290 68,635 65,414 45,557 43,702 27,757 27,152 29,330 28,377 36,298 35,124 33,956 31,136 19,849 22,690 24,768 28,703 29,111 28,048 29,413 31,112 Value of On Us Transaction 73
74 Nilai Transaksi Off Us Domestik Rp Miliar/ Billions of Rp 173,777 231,284 237,599 238,303 255,734 265,422 22,732 26,937 265,423 23,793 20,902 23,920 22,150 27,387 22,006 22,835 17,983 18,777 19,659 19,814 26,197 18,541 17,103 16,049 10,256 11,570 12,218 13,833 14,328 13,123 13,996 15,269 Value of Off Us Domestic Transaction 74
75 Nilai Transaksi Off Us Intranasional Rp Miliar/ Billions of Rp 28,224 73,929 96,243 127,223 137,550 83,018 3,867 4,325 62,394 4,290 3,760 3,857 6,861 5,790 5,870 6,901 5,850 5,144 4,894 4,056 5,121 5,235 3,395 2,270 733 447 516 541 608 549 568 759 Value of Off Us Intranational Transaction 75

Keterangan: Note:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BIS Methodology
1)
Alat Pembayaran Menggunakan Kartu (APMK) terdiri atas Kartu ATM, Kartu ATM+Debet dan Kartu Kredit. 1)
Card-Based Payment Instruments consists of ATM Cards, ATM+Debet and Credit Cards
2)
On Us : transaksi yang menggunakan mesin EDC dan kartu dari penerbit yang sama. 2)
On Us : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the same institution.
Off Us Domestik : transaksi menggunakan mesin EDC dan kartu dari penerbit yang berbeda, dimana kartu diterbitkan oleh penerbit Dalam Negeri. Off Us Domestik : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the different institution and the card issuer is domestic is
Off Us Intranasional : transaksi menggunakan mesin EDC dan kartu dari penerbit yang berbeda, dimana kartu diterbitkan oleh penerbit Luar Negeri. Off Us Intranational : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the different institution and the card issuer is foreign

Sumber: BI dan OJK (diolah) Source: BI and FSA (processed)

TABEL 22. REAL TIME GROSS SETTLEMENT (RTGS) DAN SISTEM KLIRING NASIONAL (SKN)-BI
TABLE 22. BI REAL TIME GROSS SETTLEMENT (RTGS) AND BI - NATIONAL CLEARING SYSTEM

2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
1 RTGS RTGS 1
2 Turnover Ratio 1) kali/ times 1.14 1.22 0.87 1.08 1.13 1.25 1.25 1.33 1.36 1.32 1.26 1.38 1.28 1.39 1.36 1.29 1.23 1.18 1.33 1.33 1.93 1.34 1.29 1.36 1.03 1.94 1.84 1.83 2.08 1.81 1.79 1.86 1.93 Turnover Ratio 2
3 Throughput Guidelines Throughput Guidelines 3
4 Periode Pagi (Pkl. 06.30- Pkl 10.30 WIB) % 34.17 33.50 33.32 30.54 30.92 30.42 31.58 31.41 31.72 30.51 29.23 30.00 31.67 29.30 30.70 32.30 31.90 33.20 33.30 33.10 34.30 33.30 30.87 31.72 39.07 35.06 36.14 36.34 33.82 33.94 34.73 33.69 32.97 Morning Session (06.30 - 10.30 WIB) 4
5 Periode Siang (Pkl. 10.30 - Pkl. 14.30 WIB) % 39.65 39.43 37.94 39.15 39.98 40.32 39.83 40.97 39.54 39.74 40.32 42.00 42.31 41.90 41.30 40.70 41.60 40.90 41.00 40.30 49.54 40.60 40.56 43.18 52.70 55.73 52.90 53.09 53.27 53.17 52.78 49.15 47.34 Noon Session (10.30 - 14.30 WIB) 5
6 Periode Sore (Pkl. 14.30 - Pkl.16.30 WIB) % 26.18 27.07 28.74 30.31 29.18 29.26 28.59 27.62 28.74 29.75 30.45 28.00 26.02 28.80 28.00 27.00 26.50 25.90 25.70 26.60 16.10 26.00 28.47 25.10 8.23 9.21 10.96 10.56 12.90 12.89 12.00 17.16 19.69 Afternoon Session (14.30 - 16.30 WIB) 6
7 Jumlah Peserta 2) Satuan/ Unit 188 186 145 143 141 141 141 138 141 143 143 142 142 141 141 140 140 140 140 138 138 138 138 138 138 138 138 138 138 138 138 138 138 Number of Participants 1) 7
8 Bank Satuan/ Unit 143 141 140 138 136 136 136 130 136 135 135 134 134 133 133 132 132 132 132 130 130 130 130 130 130 130 130 130 130 130 130 130 130 Bank 8
9 Bank Sentral Satuan/ Unit 41 41 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Central Bank 9
10 Lainnya Satuan/ Unit 4 4 4 4 4 4 4 7 4 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 Others 10
11 Pertumbuhan Nilai Transaksi RTGS %, yoy -8.49 21.81 1.96 -1.01 6.00 2.62 1.53 4.89 0.11 -2.70 -5.81 13.54 18.75 3.56 5.48 4.70 3.56 8.05 7.09 1.56 23.04 3.31 7.58 26.29 -1.46 -18.71 29.75 21.30 39.90 70.31 29.74 44.45 38.57 Growth of Value of Transactions 11
12 Pengelolaan Moneter %, yoy -23.62 26.92 -7.16 -10.79 2.64 -12.40 -5.60 -3.56 -7.97 -15.60 -22.81 19.79 29.28 -6.87 -12.60 -11.10 -13.58 2.22 6.56 -9.40 88.98 11.41 17.44 69.22 27.49 -2.50 68.90 115.42 199.75 251.85 152.51 151.71 106.74 Monetary Management 12
13 Lainnya %, yoy 15.05 16.53 12.21 8.09 8.58 13.53 7.22 9.63 5.66 5.12 2.91 10.44 12.82 10.30 15.35 12.33 12.83 10.91 7.34 9.25 -9.45 -1.54 2.77 9.78 -17.06 -29.17 8.36 -17.63 -21.15 -4.92 -25.80 -5.49 -1.16 Others 13
14 Nilai Transaksi RTGS Rp Miliar/ Billions of Rp ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Value of Transactions 14
15 Pengelolaan Moneter Rp Miliar/ Billions of Rp ### 58,646,276 54,450,053 48,573,956 49,854,001 43,672,759 4,675,072 42,119,510 4,275,817 ### ### 3,963,988 5,091,330 ### 3,227,614 2,803,575 ### 3,492,034 3,361,160 4,235,817 79,597,131 4,763,502 ### 4,496,793 5,053,597 4,964,187 5,358,103 6,952,931 8,403,850 ### 8,817,719 8,460,349 8,757,018 Monetary Management 15
16 Lainnya Rp Miliar/ Billions of Rp ### 52,151,147 58,521,143 63,253,398 68,677,920 77,969,086 6,652,680 85,476,601 7,150,516 ### ### 7,353,686 7,890,446 ### 7,803,043 7,340,518 ### 7,717,579 7,218,912 7,268,344 77,400,249 7,040,577 ### 7,583,116 6,098,943 5,588,727 6,291,818 6,427,268 5,787,758 6,570,712 5,726,122 6,822,754 7,183,798 Others 16
17 Pertumbuhan Volume Transaksi RTGS %, yoy 0.77 0.62 -37.75 -30.67 33.58 8.39 5.58 1.68 3.49 2.98 0.91 -0.41 9.97 2.05 7.44 3.59 3.06 -4.76 -6.07 -1.30 -14.56 -7.92 -5.33 -6.61 -19.32 -40.54 10.84 -23.56 -25.43 -8.08 -24.44 -4.22 -6.70 Grrowth of Volume of Transactions 17
18 Pengelolaan Moneter %, yoy 4.10 -14.49 10.15 48.83 10.11 -14.67 -2.90 -2.63 -8.73 -15.12 -10.45 -12.60 -5.85 1.31 -5.57 6.21 9.91 9.22 8.49 -1.48 69.91 7.09 24.77 41.41 49.59 16.11 87.19 77.79 147.34 173.15 83.52 83.03 59.33 Monetary Management 18
19 Lainnya %, yoy 0.76 0.69 -37.94 -31.23 33.94 8.68 5.68 1.72 3.64 3.20 1.02 -0.29 10.12 2.06 7.57 3.57 3.00 -4.88 -6.20 -1.29 -15.35 -8.08 -5.63 -7.04 -19.90 -41.02 10.13 -24.46 -26.96 -9.78 -25.54 -5.12 -7.37 Others 19
20 Volume Transaksi RTGS Satuan/ Unit ### 17,742,216 11,044,277 7,657,448 10,228,881 11,087,188 1,000,630 11,273,180 967,323 848,031 921,693 920,582 1,067,158 690,169 1,058,119 998,602 914,075 984,196 915,579 987,653 9,632,283 890,703 802,802 860,808 742,702 634,501 765,014 808,835 744,623 840,218 743,640 876,917 921,520 Volume of Transactions 20
21 Pengelolaan Moneter Satuan/ Unit 82,322 70,395 77,542 115,403 127,072 108,435 10,120 105,585 10,444 8,293 8,169 7,630 8,848 6,418 9,310 8,774 8,514 9,882 9,333 9,970 179,397 11,185 10,347 11,552 11,414 10,273 12,014 16,552 21,702 23,256 18,135 17,082 15,885 Monetary Management 21
22 Lainnya Satuan/ Unit ### 17,671,821 10,966,735 7,542,045 10,101,809 10,978,753 990,510 11,167,595 956,879 839,738 913,524 912,952 1,058,310 683,751 1,048,809 989,828 905,561 974,314 906,246 977,683 9,452,886 879,518 792,455 849,256 731,288 624,228 753,000 792,283 722,921 816,962 725,505 859,835 905,635 Others 22
23 23
24 SKNBI Bank Indonesia - National Clearing System 24
25 Jumlah Peserta Kliring Satuan/ Unit 140 139 138 137 134 134 134 131 132 132 132 132 132 132 132 131 131 131 131 131 130 130 130 130 130 130 130 130 130 130 130 130 130 Number of Clearing Participants 25
26 Volume Transaksi Ribu Transaksi/ Thousands of Transaction 104,221 107,660 113,530 124,529 127,908 138,816 12,747 155,095 11,931 11,108 12,031 12,439 14,261 9,194 13,848 13,154 13,277 14,735 13,850 15,267 166,384 13,213 12,792 13,744 12,109 11,557 12,283 13,112 12,700 17,858 12,563 18,253 16,199 Volume of Transactions 26
27 Kliring Kredit Ribu Transaksi/ Thousands of Transaction 61,603 66,984 76,454 91,315 102,707 118,365 11,125 136,851 10,279 9,673 10,491 10,833 12,608 8,081 12,196 11,672 11,755 13,116 12,423 13,723 152,726 11,811 11,484 12,302 10,968 10,669 11,245 12,076 11,656 16,752 11,603 17,049 15,112 Credit Clearing 27
28 Kliring Debit Ribu Transaksi/ Thousands of Transaction 42,619 40,676 37,076 33,214 25,202 20,451 1,621 18,244 1,653 1,435 1,539 1,606 1,653 1,113 1,652 1,482 1,522 1,619 1,426 1,544 13,636 1,402 1,287 1,442 1,141 888 1,038 1,036 1,044 1,106 960 1,204 1,088 Debit Clearing 28
29 Nilai Transaksi Rp Miliar/ Billions of Rp 2,542,496 2,866,054 3,240,966 4,164,069 3,402,245 3,589,038 322,306 3,976,386 315,241 276,352 301,138 308,828 351,132 232,026 340,185 323,408 352,511 393,109 372,193 410,264 4,258,359 372,457 352,469 375,914 335,005 291,353 338,585 343,649 328,484 372,974 333,304 399,545 414,620 Value of Transactions 29
30 Kliring Kredit Rp Miliar/ Billions of Rp 886,196 1,204,702 1,693,295 2,720,663 2,384,563 2,739,856 253,292 3,215,849 245,241 217,236 238,178 243,436 282,156 182,292 270,384 260,975 290,555 326,671 312,960 345,764 3,683,979 312,300 299,639 318,061 287,545 253,115 293,651 299,652 284,604 326,585 292,801 348,740 367,286 Credit Clearing 30
31 Kliring Debit Rp Miliar/ Billions of Rp 1,656,300 1,661,352 1,547,671 1,443,406 1,017,682 849,182 69,014 760,537 70,000 59,116 62,960 65,391 68,976 49,733 69,801 62,433 61,956 66,437 59,233 64,500 574,379 60,157 52,831 57,854 47,460 38,238 44,934 43,997 43,880 46,389 40,503 50,805 47,334 Debit Clearing 31

Keterangan: Note:
- Sebagian besar indikator mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. -Mainly refers to Committee on Payments and Market Infrastructures - BIS
- Revisi sejak April 2018 s.d Jan 2019 pada angka Nilai dan Volume Transaksi RTGS dikarenakan perbedaan metode perhitungan. - Revisions from April 2018 to Jan 2019 on Value and Volume of RTGS Transaction due to different calculation methods
1)
Sejak Agustus 2017 rumus penghitungan Turnover Ratio (TOR) mengalami perubahan dengan memasukkan Penempatan Maret pada April Mei sebagai komponen pengurang Transaksi Outgoing. Backasting data berdasarkan rumus yang baru sudah dilakukan hingga Januari 2016.
Operasi Moneter 1)
Since August 2017 the formulation of Turnover Ratio (TOR) has been changed so that Placement on Monetary Operatio
2)
Peserta RTGS dimaksud adalah Peserta Langsung. Sejak November 2015 jumlah peserta RTGS bank sentral hanya 1 (satu) karena adanya sentralisasi dalam rangka RTGS Generasi II. 2)
Direct participants. Since November 2015 the number of participants from central bank is 1 (one) (centralization) due t
Sumber: Bank Indonesia Source: Bank Indonesia
 TABEL 23. INDIKATOR KEUANGAN INKLUSIF/
TABLE 23. INDICATORS OF FINANCIAL INCLUSION

PERIODE/ 2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 COMPONENTS
PERIOD Nov Des Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
Triwulanan/
1 DPK Perbankan terhadap PDB Harga Berlaku % 38.38 38.93 38.29 39.00 38.92 37.95 - 37.95 37.88 - - 37.54 - - 37.69 - - 37.73 - - 37.88 - - 38.91 - - 39.88 - - 42.84 - - Third Party Funds to GDP at Current Price 1
Quarterly
Triwulanan/
2 Kredit Perbankan terhadap PDB Harga Berlaku % 34.78 35.07 35.50 35.59 35.19 36.11 - 36.11 35.90 - - 35.41 - - 35.93 - - 35.74 - - 35.90 - - 36.20 - - 35.79 - - 36.09 - - Total Credit Bank to GDP at Current Price 2
Jumlah Kantor Layanan Bank per 100 ribu Penduduk Quarterly
3 Unit Bulanan/Monthly 15 15 16 16 16 16 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 17 17 18 18 Number of Office Bank per 100 thousand Adults 3
Dewasa
4 Sumatera Unit Bulanan/Monthly 14 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 16 16 16 16 16 16 19 18 18 18 Sumatera 4
5 Jawa Unit Bulanan/Monthly 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 18 18 Jawa 5
6 Bali & Nusa Tenggara Unit Bulanan/Monthly 13 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 15 15 15 15 Bali & Nusa Tenggara 6
7 Kalimantan Unit Bulanan/Monthly 17 18 18 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 17 20 20 20 Kalimantan 7
8 Sulawesi Unit Bulanan/Monthly 12 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 16 15 15 15 Sulawesi 8
9 Maluku & Papua Unit Bulanan/Monthly 13 13 15 15 15 17 16 17 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 17 17 17 17 Maluku & Papua 9
10 10
11 Jumlah Mesin ATM per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly 42 50 53 55 56 55 55 55 54 55 55 55 55 55 55 55 54 54 54 54 54 54 54 54 54 54 53 53 53 53 53 53 Number of ATM Machine per 100 thousand Adults 11
12 Sumatera Unit Bulanan/Monthly 30 36 40 42 42 42 42 42 41 42 42 42 42 42 42 42 42 42 42 42 41 41 41 41 41 41 41 41 44 41 40 40 Sumatera 12
13 Jawa Unit Bulanan/Monthly 49 57 60 61 62 61 61 61 60 61 61 61 61 61 61 60 60 60 60 60 60 60 60 59 59 59 59 59 59 59 59 59 Jawa 13
14 Bali & Nusa Tenggara Unit Bulanan/Monthly 38 47 50 52 54 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 52 52 45 52 52 52 Bali & Nusa Tenggara 14
15 Kalimantan Unit Bulanan/Monthly 39 47 55 57 58 58 58 58 57 57 57 58 58 58 58 58 56 56 56 56 57 57 57 56 56 56 56 56 48 56 56 56 Kalimantan 15
16 Sulawesi Unit Bulanan/Monthly 32 39 43 44 45 46 45 46 44 45 46 46 46 46 46 46 45 45 45 45 44 45 45 44 44 44 44 44 48 44 44 44 Sulawesi 16
17 Maluku & Papua Unit Bulanan/Monthly 31 38 41 44 44 45 44 45 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 43 Maluku & Papua 17
18 18
19 Jumlah Agen LKD per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly - - 37 71 107 198 190 198 255 196 198 203 212 220 219 219 206 195 229 245 255 267 264 266 269 258 262 274 284 288 293 297 Number of Digital Financial Services Agent per 100 19
20 Sumatera Unit Bulanan/Monthly - - 38 69 85 166 139 166 222 165 169 176 188 200 199 200 185 172 198 213 222 233 232 234 237 210 216 228 239 248 257 266 Sumatera 20
21 Jawa Unit Bulanan/Monthly - - 37 68 121 218 220 218 277 215 213 216 228 236 234 231 218 206 246 266 277 291 286 288 290 284 286 295 303 305 305 306 Jawa 21
22 Bali & Nusa Tenggara Unit Bulanan/Monthly - - 30 66 63 156 144 156 191 153 151 156 164 173 176 175 163 153 172 183 191 199 199 204 206 199 202 221 238 251 262 273 Bali & Nusa Tenggara 22
23 Kalimantan Unit Bulanan/Monthly - - 41 74 104 181 163 181 215 181 191 201 211 190 187 194 185 174 204 210 215 221 220 224 227 219 229 246 261 270 280 290 Kalimantan 23
24 Sulawesi Unit Bulanan/Monthly - - 41 92 104 209 179 209 284 214 229 246 225 247 253 259 249 241 275 280 284 294 295 297 298 293 304 325 341 345 351 356 Sulawesi 24
25 Maluku & Papua Unit Bulanan/Monthly - - 37 92 73 115 106 115 169 111 114 121 114 122 128 139 136 137 157 163 169 176 178 181 183 176 181 197 209 218 227 235 Maluku & Papua 25
26 26
27 Jumlah Kantor Layanan Bank per 1000 km2 Unit Bulanan/Monthly 14 15 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 17 17 18 18 Number of Office Bank per 1000 km2 27
28 Sumatera Unit Bulanan/Monthly 11 12 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 13 14 14 14 14 16 15 15 16 Sumatera 28
29 Jawa Unit Bulanan/Monthly 126 131 133 138 138 139 137 139 140 140 140 140 139 139 139 140 140 140 140 140 140 142 142 142 142 141 141 141 145 145 158 158 Jawa 29
30 Bali & Nusa Tenggara Unit Bulanan/Monthly 17 18 19 19 19 20 19 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 21 22 22 22 Bali & Nusa Tenggara 30
31 Kalimantan Unit Bulanan/Monthly 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 Kalimantan 31
32 Sulawesi Unit Bulanan/Monthly 8 9 10 10 10 11 10 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 12 11 11 11 Sulawesi 32
33 Maluku & Papua Unit Bulanan/Monthly 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Maluku & Papua 33
34 34
35 Jumlah Mesin ATM per 1000 km2 Unit Bulanan/Monthly 40 47 52 54 56 56 56 56 56 56 57 57 56 56 57 56 56 56 56 56 56 56 56 55 55 55 55 55 55 55 54 55 Number of ATM Machine per 1000 km2 35
36 Sumatera Unit Bulanan/Monthly 23 28 32 34 35 36 36 36 36 36 36 37 36 36 37 37 36 36 36 36 36 36 36 35 35 35 35 35 38 35 35 35 Sumatera 36
37 Jawa Unit Bulanan/Monthly 399 470 504 521 537 531 528 531 530 536 537 537 536 535 536 533 527 528 528 528 530 530 529 525 524 524 523 521 518 517 517 517 Jawa 37
38 Bali & Nusa Tenggara Unit Bulanan/Monthly 49 62 68 71 75 76 75 76 76 76 76 76 76 76 76 76 76 76 77 76 76 76 76 76 76 76 76 75 64 75 75 75 Bali & Nusa Tenggara 38
39 Kalimantan Unit Bulanan/Monthly 7 9 11 12 12 12 12 12 12 13 13 13 13 13 13 13 12 12 12 12 12 12 12 12 12 12 12 12 10 12 12 12 Kalimantan 39
40 Sulawesi Unit Bulanan/Monthly 22 27 30 31 33 34 33 34 33 34 34 34 34 34 34 34 33 33 33 33 33 33 34 33 33 33 33 33 36 33 33 33 Sulawesi 40
41 Maluku & Papua Unit Bulanan/Monthly 3 3 4 4 4 5 4 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 5 Maluku & Papua 41
42 42
Number of Digital Financial Services Agent per 1000
43 Jumlah Agen LKD per 1000 km2 Unit Bulanan/Monthly - - 36 70 107 201 193 201 263 203 204 210 219 228 227 226 213 201 237 253 263 275 272 275 277 266 270 283 293 298 302 306 43
km2
44 Sumatera Unit Bulanan/Monthly - - 30 56 71 141 118 141 191 143 146 152 162 173 171 173 160 148 171 184 191 201 200 202 204 181 187 197 206 214 222 230 Sumatera 44
45 Jawa Unit Bulanan/Monthly - - 313 581 1,043 1,896 1,918 1,896 2,446 1,896 1,882 1,909 2,015 2,087 2,070 2,038 1,921 1,817 2,175 2,349 2,446 2,568 2,524 2,545 2,564 2,504 2,524 2,606 2,674 2,688 2,695 2,701 Jawa 45
46 Bali & Nusa Tenggara Unit Bulanan/Monthly - - 40 90 87 221 204 221 275 220 217 224 236 250 253 252 235 221 248 263 275 287 287 294 297 286 290 319 343 362 378 394 Bali & Nusa Tenggara 46
47 Kalimantan Unit Bulanan/Monthly - - 8 15 22 39 35 39 47 40 42 44 46 42 41 43 40 38 45 46 47 48 48 49 50 48 50 54 57 59 61 63 Kalimantan 47
48 Sulawesi Unit Bulanan/Monthly - - 28 66 75 154 132 154 213 160 171 184 168 185 189 194 186 180 206 210 213 220 221 222 224 219 228 243 256 259 263 267 Sulawesi 48
49 Maluku & Papua Unit Bulanan/Monthly - - 3 9 7 12 11 12 18 12 12 13 12 13 14 15 15 15 17 17 18 19 19 19 20 19 19 21 22 23 24 25 Maluku & Papua 49
50 50
51 Jumlah Rekening DPK Perbankan per 1.000 Penduduk Dewasa Rekening/ Account Bulanan/Monthly 863 904 952 1,057 1,565 1,589 1,501 1,589 1,632 1,510 1,520 1,536 1,558 1,567 1,573 1,588 1,581 1,599 1,610 1,633 1,632 1,643 1,649 1,660 1,691 1,712 1,719 1,734 1,775 1,821 1,849 1,870 Number of Account Third Party Funds per 1.000 Adults 51
52 Jumlah Rekening Kredit Perbankan per 1.000 Penduduk Rekening/ Account Bulanan/Monthly 217 221 222 222 222 230 229 230 241 228 229 231 232 234 235 236 236 238 240 241 241 241 242 243 238 235 232 243 241 242 244 249 Number of Account Credit per 1.000 Adults 52
53 DewasaRekening Kredit UMKM Perbankan per 1.000 Penduduk
Jumlah Rekening/ Account Bulanan/Monthly 53 60 64 72 73 75 76 75 81 74 75 75 76 77 78 79 79 80 80 81 81 80 81 82 80 79 79 78 78 78 80 80 Number of Account MSMEs Credit per 1.000 Adults 53
54 Jumlah Uang Elektronik per 1.000 Penduduk Dewasa Unit Bulanan/Monthly 202 196 185 272 470 860 782 860 1,479 894 973 1,024 1,015 1,006 1,062 1,176 1,267 1,301 1,301 1,406 1,479 1,588 1,616 1,672 2,085 1,755 1,789 1,820 1,903 1,993 2,078 2,127 Number of Electronic Money per 1.000 Adults 54
55 55
Number of Account Registered Money Electronic at
Jumlah Rekening Uang Elektronik Register pada Agen
56 Rekening/ Account Bulanan/Monthly - - 6 7 8 58 56 58 282 58 60 221 240 254 274 284 288 423 427 282 282 64 65 66 66 58 68 69 70 71 72 73 Digital Financial Services Agent per 1.000 Adult 56
LKD per 1.000 Penduduk Dewasa
Population
57 Sumatera Rekening/ Account Bulanan/Monthly - - 1 1 2 7 7 7 32 7 7 26 27 30 48 49 48 48 52 32 32 4 4 4 4 3 4 4 4 4 4 4 Sumatera 57
58 Jawa Rekening/ Account Bulanan/Monthly - - 10 10 12 95 91 95 465 95 99 364 396 419 444 461 467 702 703 465 465 108 108 110 110 97 113 115 117 119 121 123 Jawa 58
59 Bali & Nusa Tenggara Rekening/ Account Bulanan/Monthly - - 2 2 3 8 8 8 19 8 8 15 16 17 19 19 19 19 19 19 19 8 8 8 8 8 8 8 8 8 8 8 Bali & Nusa Tenggara 59
60 Kalimantan Rekening/ Account Bulanan/Monthly - - 2 2 2 4 4 4 30 4 4 24 25 27 33 34 34 34 47 30 30 4 4 4 4 4 4 4 4 5 5 5 Kalimantan 60
61 Sulawesi Rekening/ Account Bulanan/Monthly - - 1 1 2 7 7 7 38 8 8 32 33 36 53 54 55 54 67 38 38 7 7 7 7 7 7 8 8 8 8 8 Sulawesi 61
62 Maluku & Papua Rekening/ Account Bulanan/Monthly - - 0 0 0 6 6 6 20 6 6 18 18 19 19 20 20 20 26 20 20 5 5 5 5 5 5 5 5 5 5 5 Maluku & Papua 62
63 63
64 Jumlah Kantor Layanan Bank Unit Bulanan/Monthly 26,586 27,926 28,935 30,035 30,256 30,817 30,093 30,817 30,992 30,972 30,966 30,969 30,924 30,807 30,809 31,032 30,980 30,913 30,884 30,904 30,992 31,397 31,522 31,450 31,556 31,532 31,507 31,446 33,178 33,128 34,860 34,945 Number of Office Bank 64
65 Sumatera Unit Bulanan/Monthly 5,151 5,545 5,866 6,070 6,131 6,239 6,068 6,239 6,299 6,318 6,320 6,309 6,306 6,279 6,288 6,296 6,274 6,256 6,264 6,283 6,299 6,350 6,470 6,447 6,602 6,614 6,616 6,613 7,721 7,370 7,426 7,495 Sumatera 65
66 Jawa Unit Bulanan/Monthly 16,341 16,898 17,225 17,845 17,850 18,043 17,677 18,043 18,140 18,086 18,077 18,079 18,048 17,965 17,959 18,153 18,149 18,108 18,097 18,095 18,140 18,431 18,426 18,374 18,325 18,288 18,259 18,196 18,803 18,758 20,408 20,424 Jawa 66
67 Bali & Nusa Tenggara Unit Bulanan/Monthly 1,222 1,280 1,370 1,382 1,412 1,442 1,410 1,442 1,450 1,440 1,438 1,441 1,440 1,440 1,440 1,453 1,451 1,450 1,447 1,446 1,450 1,453 1,454 1,454 1,453 1,453 1,460 1,463 1,551 1,614 1,624 1,624 Bali & Nusa Tenggara 67
68 Kalimantan Unit Bulanan/Monthly 1,741 1,901 1,991 2,121 2,173 2,236 2,169 2,236 2,255 2,247 2,250 2,258 2,249 2,254 2,254 2,263 2,253 2,248 2,244 2,244 2,255 2,293 2,298 2,298 2,301 2,300 2,294 2,298 2,015 2,361 2,375 2,375 Kalimantan 68
69 Sulawesi Unit Bulanan/Monthly 1,575 1,690 1,802 1,889 1,940 2,016 1,953 2,016 1,996 2,037 2,037 2,038 2,030 2,018 2,018 2,016 2,003 2,002 1,988 1,992 1,996 2,020 2,020 2,018 2,017 2,019 2,019 2,020 2,190 2,128 2,131 2,130 Sulawesi 69
70 Maluku & Papua Unit Bulanan/Monthly 556 612 681 728 750 841 816 841 852 844 844 844 851 851 850 851 850 849 844 844 852 850 854 859 858 858 859 856 898 897 896 897 Maluku & Papua 70
71 71
72 Jumlah Mesin ATM Unit Bulanan/Monthly 76,136 90,678 99,286 103,419 106,653 106,901 106,248 106,901 106,649 108,075 108,146 108,269 108,107 108,064 108,192 107,822 106,394 106,591 106,684 106,446 106,649 106,595 106,560 105,774 105,744 105,747 105,478 105,110 104,622 104,520 104,290 104,299 Number of ATM Machine 72
73 Sumatera Unit Bulanan/Monthly 11,292 13,575 15,442 16,365 16,877 17,274 17,174 17,274 17,145 17,527 17,542 17,557 17,539 17,545 17,551 17,553 17,354 17,367 17,401 17,275 17,145 17,124 17,128 17,065 17,064 17,050 17,020 16,958 18,092 16,865 16,720 16,732 Sumatera 73
74 Jawa Unit Bulanan/Monthly 51,673 60,777 65,245 67,449 69,452 68,751 68,341 68,751 68,620 69,442 69,448 69,482 69,354 69,304 69,415 69,051 68,240 68,360 68,379 68,299 68,620 68,570 68,509 67,899 67,860 67,882 67,674 67,416 67,035 66,950 66,884 66,880 Jawa 74
75 Bali & Nusa Tenggara Unit Bulanan/Monthly 3,602 4,509 4,964 5,213 5,482 5,533 5,494 5,533 5,557 5,585 5,576 5,584 5,583 5,577 5,579 5,569 5,544 5,575 5,598 5,557 5,557 5,560 5,559 5,540 5,538 5,537 5,522 5,509 4,712 5,494 5,494 5,499 Bali & Nusa Tenggara 75
76 Kalimantan Unit Bulanan/Monthly 4,051 5,062 6,010 6,361 6,570 6,764 6,734 6,764 6,737 6,833 6,843 6,867 6,846 6,848 6,852 6,852 6,668 6,690 6,700 6,714 6,737 6,738 6,730 6,703 6,709 6,709 6,702 6,686 5,696 6,683 6,650 6,649 Kalimantan 76
77 Sulawesi Unit Bulanan/Monthly 4,127 5,041 5,687 5,933 6,128 6,331 6,274 6,331 6,283 6,396 6,441 6,481 6,482 6,481 6,486 6,487 6,293 6,296 6,297 6,295 6,283 6,295 6,324 6,262 6,268 6,261 6,252 6,235 6,781 6,222 6,227 6,223 Sulawesi 77
78 Maluku & Papua Unit Bulanan/Monthly 1,391 1,714 1,938 2,098 2,144 2,248 2,231 2,248 2,307 2,292 2,296 2,298 2,303 2,309 2,309 2,310 2,295 2,303 2,309 2,306 2,307 2,308 2,310 2,305 2,305 2,308 2,308 2,306 2,306 2,306 2,315 2,316 Maluku & Papua 78
79 79
80 Jumlah Agen LKD Unit Bulanan/Monthly - - 69,548 133,811 204,960 385,158 369,141 385,158 503,443 387,674 390,774 401,499 419,043 435,544 433,621 432,289 407,137 384,761 453,356 484,739 503,443 526,969 521,094 526,178 530,661 509,015 517,398 540,947 560,744 569,813 578,251 586,159 Number of Digital Financial Services Agent 80
81 Sumatera Unit Bulanan/Monthly - - 14,568 27,022 33,962 67,606 56,830 67,606 92,066 68,554 70,237 72,955 78,036 83,100 82,440 83,052 76,929 71,372 82,120 88,228 92,066 96,452 96,044 97,121 98,160 87,158 89,681 94,644 99,050 102,836 106,748 110,469 Sumatera 81
82 Jawa Unit Bulanan/Monthly - - 40,519 75,168 135,015 245,442 248,246 245,442 316,619 245,373 243,592 247,140 260,807 270,195 267,915 263,732 248,620 235,230 281,586 304,093 316,619 332,346 326,722 329,413 331,867 324,118 326,645 337,374 346,158 347,963 348,891 349,608 Jawa 82
83 Bali & Nusa Tenggara Unit Bulanan/Monthly - - 2,905 6,582 6,384 16,173 14,895 16,173 20,084 16,081 15,844 16,375 17,248 18,246 18,497 18,446 17,191 16,121 18,134 19,210 20,084 20,951 20,937 21,466 21,702 20,893 21,217 23,293 25,033 26,443 27,616 28,765 Bali & Nusa Tenggara 83
84 Kalimantan Unit Bulanan/Monthly - - 4,460 8,245 11,811 21,126 18,994 21,126 25,547 21,601 22,699 23,874 25,101 22,593 22,294 23,127 22,005 20,771 24,302 24,950 25,547 26,332 26,228 26,631 27,033 26,101 27,245 29,271 31,118 32,156 33,337 34,487 Kalimantan 84
85 Sulawesi Unit Bulanan/Monthly - - 5,372 12,361 14,216 29,033 24,871 29,033 40,131 30,169 32,325 34,690 31,760 34,925 35,672 36,515 35,131 33,986 38,875 39,575 40,131 41,517 41,675 41,934 42,161 41,364 42,948 45,882 48,236 48,795 49,570 50,300 Sulawesi 85
86 Maluku & Papua Unit Bulanan/Monthly - - 1,724 4,433 3,572 5,778 5,305 5,778 8,996 5,896 6,077 6,465 6,091 6,485 6,803 7,417 7,261 7,281 8,339 8,683 8,996 9,371 9,488 9,613 9,738 9,381 9,662 10,483 11,149 11,620 12,089 12,530 Maluku & Papua 86
87 87
Jumlah Rekening Uang Elektronik Register pada Agen Juta Rekening/ Millions of Number of Account Registered Money Electronic at 88
88 Bulanan/Monthly - - 1.15 1.25 1.46 11.24 10.86 11.24 55.71 11.42 11.88 43.64 47.38 50.24 54.19 56.14 56.86 83.65 84.36 55.71 55.71 12.70 12.80 12.96 13.04 11.44 13.40 13.60 13.84 14.06 14.28 14.51
LKD Account Digital Financial Services Agent
89 Sumatera Juta Rekening/ Millions of Sumatera 89
Bulanan/Monthly - - 0.04 0.04 0.09 0.27 0.27 0.27 1.31 0.27 0.28 1.07 1.14 1.23 1.98 2.04 1.99 1.99 2.15 1.31 1.31 0.16 0.16 0.16 0.16 0.12 0.17 0.17 0.17 0.17 0.18 0.18
Account
90 Jawa Juta Rekening/ Millions of Jawa 90
Bulanan/Monthly - - 1.06 1.15 1.29 10.70 10.32 10.70 53.19 10.87 11.33 41.58 45.21 47.90 50.78 52.63 53.38 80.18 80.37 53.19 53.19 12.29 12.38 12.53 12.61 11.05 12.96 13.16 13.40 13.62 13.83 14.05
Account
91 Bali & Nusa Tenggara Juta Rekening/ Millions of Bali & Nusa Tenggara 91
Bulanan/Monthly - - 0.02 0.02 0.03 0.08 0.08 0.08 0.20 0.08 0.08 0.16 0.17 0.18 0.20 0.20 0.20 0.20 0.20 0.20 0.20 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08
Account
92 Kalimantan Juta Rekening/ Millions of Kalimantan 92
Bulanan/Monthly - - 0.02 0.02 0.03 0.05 0.05 0.05 0.36 0.05 0.05 0.28 0.30 0.32 0.39 0.40 0.40 0.41 0.56 0.36 0.36 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.06
Account
93 Sulawesi Juta Rekening/ Millions of Sulawesi 93
Bulanan/Monthly - - 0.01 0.01 0.02 0.10 0.10 0.10 0.54 0.11 0.11 0.45 0.47 0.50 0.75 0.77 0.78 0.77 0.94 0.54 0.54 0.10 0.10 0.10 0.10 0.11 0.11 0.11 0.11 0.11 0.11 0.11
Account
94 Maluku & Papua Juta Rekening/ Millions of Maluku & Papua 94
Bulanan/Monthly - - 0.00 0.00 0.00 0.03 0.03 0.03 0.11 0.03 0.03 0.10 0.10 0.10 0.10 0.11 0.11 0.11 0.14 0.11 0.11 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03
Account
95 95
96 Jumlah Rekening DPK Perbankan Juta Rekening/ Millions of Number of Account Third Party Funds 96
Bulanan/Monthly 155 165 174 199 300 309 292 309 323 298 300 303 308 310 311 314 312 316 318 323 323 325 326 328 334 338 340 343 351 360 365 370
Account
97 Jumlah Rekening Kredit Perbankan Juta Rekening/ Millions of Number of Account of Total Credit 97
Bulanan/Monthly 38.97 40.41 41.15 41.86 42.51 44.83 44.58 44.83 47.63 45.14 45.27 45.58 45.89 46.17 46.41 46.58 46.72 46.98 47.43 47.61 47.63 47.62 47.81 48.12 47.08 46.36 45.88 47.99 47.66 47.84 48.25 49.19
Account
98 Jumlah Rekening Kredit UMKM Juta Rekening/ Millions of Number of Account of Total MSMEs Credit 98
Bulanan/Monthly 9.46 10.98 11.93 13.64 14.03 14.62 14.73 14.62 15.92 14.66 14.82 14.91 15.04 15.27 15.37 15.54 15.68 15.85 15.86 15.93 15.92 15.91 16.05 16.12 15.78 15.62 15.56 15.44 15.37 15.48 15.77 15.90
Account
99 99
100 Jumlah Penduduk Dewasa Juta Orang/ Million People Tahunan/Yearly 180 183 186 189 192 195 195 195 198 198 198 198 198 198 198 198 198 198 198 198 198 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * Total Adults 100
101 Sumatera Juta Orang/ Million People Tahunan/Yearly 37.16 37.87 38.59 39.31 40.03 40.75 40.75 40.75 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * Sumatera 101
102 Jawa Juta Orang/ Million People Tahunan/Yearly 105 107 108 110 111 113 113 113 114 114 114 114 114 114 114 114 114 114 114 114 114 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * Jawa 102
103 Bali & Nusa Tenggara Juta Orang/ Million People Tahunan/Yearly 9.50 9.67 9.84 9.98 10.18 10.35 10.35 10.35 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * Bali & Nusa Tenggara 103
104 Kalimantan Juta Orang/ Million People Tahunan/Yearly 10.40 10.74 10.90 11.15 11.40 11.65 11.65 11.65 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * Kalimantan 104
105 Sulawesi Juta Orang/ Million People Tahunan/Yearly 12.78 13.01 13.24 13.47 13.69 13.91 13.91 13.91 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * Sulawesi 105
106 Maluku & Papua Juta Orang/ Million People Tahunan/Yearly 4.44 4.56 4.68 4.79 4.91 5.03 5.03 5.03 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * Maluku & Papua 106
107 Luas Wilayah Km2 Tahunan/Yearly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Area 107
108 Sumatera Km2 Tahunan/Yearly 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 Sumatera 108
109 Jawa Km2 Tahunan/Yearly 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 Jawa 109
110 Bali & Nusa Tenggara Km2 Tahunan/Yearly 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 Bali & Nusa Tenggara 110
111 Kalimantan Km2 Tahunan/Yearly 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 Kalimantan 111
112 Sulawesi Km2 Tahunan/Yearly 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 Sulawesi 112
113 Maluku & Papua Km2 Tahunan/Yearly 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 Maluku & Papua 113

Komponen/ Components Unit 2011 2014 2017

Hasil Survei/ Survey Result
Persentase penduduk dewasa yang memiliki rekening pada
lembaga keuangan formal/ percentage of adults with an
account at a formal financial % 19.58 36.06 48.90
institution
Persentase penduduk dewasa yang menabung di lembaga
keuangan formal/ percentage of adults with at least one % 15.30 26.60 …
deposit outstanding from a regulated financial institution
Persentase penduduk dewasa yang memiliki pinjaman di
lembaga keuangan formal/ percentage of adults with at least % 8.50 13.10 …
one loan outstandingfrom a regulated financial institution

Keterangan: Note:
- Data agen bersifat sementara, karena sedang dalam proses perbaikan data oleh salah satu bank penyelenggara LKD. - Digital Finance Services (DFS) Agent data is temporary, due to the process of repairing data by one of the DFS's managing banks
- PDB dalam perhitungan rasio menggunakan PDB Harga Berlaku annualized. - GDP as denominator is annualized at current price
- Jumlah Penduduk Dewasa berdasarkan Data Proyeksi Penduduk Indonesia 2010 - 2035, Kementerian PPN/Bappenas, BPS dan United Nations Population Funds (UNPF) Tahun 2013. - Number of Adult based on Indonesian Population Projection (2010-2035) by Kementerian PPN/Bappenas, BPS and United Nations Population Funds (UNPF) in 2013
- Luas wilayah Indonesia berdasarkan Data Kementerian Dalam Negeri Tahun 2013. - Indonesia Land Areas refers to Ministry of Home Affairs (in 2013)
- Klasifikasi indikator mengikuti metodologi Financial Access Survey (FAS) IMF, Global Financial Index (Global Findex) World Bank dan Alliance for Financial Inclusion (AFI). - Refers to Financial Access Survey (FAS)-IMF methodology, Global Financial Index (Global Findex) World Bank and Alliance for Financial Inclusion (AFI)
- Data survei menggunakan hasil survei Global Findex-World Bank yang dilaksanakan setiap 3 tahun sekali oleh World Bank. - Based on Global Findex Survey held by World Bank for every 3 years (triannual)

Sumber: Bank Indonesia, OJK, Kementerian Dalam Negeri, BPS (diolah), dan World Bank Source: BI, FSA, Ministry of Home Affairs, Statistics Indonesia, and The World Bank
 TABEL 24. INDIKATOR UMKM/
TABLE 24. INDICATORS OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs)

PERIODE/ 2018 2019 2020

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
PERIOD Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Des
1 BANK UMUM COMERCIAL BANKS 1
Triwulanan/
2 Kredit UMKM terhadap PDB Harga Berlaku % 6.02 6.93 6.86 6.91 6.93 6.96 - 6.96 7.02 - - 6.89 - - 7.04 - - 7.05 - - 7.02 - - - 7.03 - - 6.91 - - 7.04 - - … MSMEs Credit to GDP at Current Price 2
Quarterly
3 Kredit UMKM terhadap Total Kredit Perbankan % Bulanan/Monthly 19.15 19.74 19.32 19.42 19.71 19.27 19.52 19.27 19.55 19.32 19.37 19.45 19.63 19.50 19.58 19.61 19.87 19.71 19.89 19.87 19.55 19.67 19.70 19.88 19.41 19.47 19.09 19.30 19.31 19.39 19.51 19.71 19.82 * 19.67 * MSMEs Credit to Total Credit Bank 3
4 Kredit Usaha Mikro terhadap Total Kredit UMKM % Bulanan/Monthly 18.70 21.68 22.32 22.83 23.49 24.34 24.72 24.34 25.53 24.79 24.96 24.93 25.07 25.55 25.43 25.52 25.25 25.54 25.44 25.44 25.53 22.65 25.90 26.95 27.26 27.24 26.58 26.25 25.59 24.99 24.31 23.75 23.28 22.65 Micro Enterprises Credit to Total MSMEs Credit 4
5 Kredit Usaha Kecil terhadap Total Kredit UMKM % Bulanan/Monthly 33.57 29.53 29.10 29.82 30.01 30.22 30.38 30.22 30.93 30.29 30.37 30.58 30.60 30.59 30.40 30.48 30.24 30.62 30.68 30.88 30.93 32.36 31.02 30.85 30.89 30.87 31.23 31.24 31.38 31.60 31.95 32.12 32.09 32.36 Small Enterprises Credit To Total MSMEs Credit 5
6 Kredit Usaha Menengah terhadap Total Kredit UMKM % Bulanan/Monthly 47.74 48.79 48.58 47.36 46.50 45.44 44.90 45.44 43.54 44.92 44.67 44.49 44.33 43.86 44.17 44.00 44.51 43.84 43.88 43.67 43.54 44.99 43.08 42.20 41.85 41.88 42.19 42.51 43.03 43.41 43.75 44.13 44.63 44.99 Medium Enterprises Credit to Total MSMEs Credit 6
7 7
8 Baki Debet Kredit UMKM Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### ### Outstanding MSMEs Credit 8
9 Berdasarkan Klasifikasi Usaha Based on Enterprises Classification 9
10 Kredit Usaha Mikro Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 251,336 251,833 251,336 283,704 251,384 255,638 259,396 263,914 272,947 275,330 275,946 277,234 281,026 281,359 282,159 283,704 ### 284,043 300,197 305,900 301,082 286,755 284,625 277,051 270,966 265,650 259,976 254,551 247,176 Micro Enterprises Credit 10
11 Kredit Usaha Kecil Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 312,069 309,452 312,069 343,792 307,208 310,982 318,116 322,111 326,840 329,127 329,494 332,117 336,861 339,308 342,480 343,792 ### 340,259 343,611 346,663 341,201 336,865 338,722 339,691 342,656 349,130 351,513 350,994 353,125 Small Enterprises Credit 11
12 Kredit Usaha Menengah Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 469,237 457,457 469,237 483,844 455,622 457,408 462,871 466,627 468,627 478,286 475,670 488,788 482,243 485,364 484,336 483,844 ### 472,562 470,049 469,732 462,909 455,083 461,005 465,805 470,799 478,088 482,949 488,107 490,931 Medium Enterprises Credit 12
13 Berdasarkan Jenis Penggunaan Based on Type of Use 13
14 Kredit Modal Kerja Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 766,213 760,786 766,213 800,638 734,338 742,403 754,953 762,892 774,470 784,116 781,785 790,614 796,875 801,267 804,174 800,638 ### 783,514 796,721 802,911 792,359 774,420 781,783 780,205 782,695 791,892 794,556 794,611 799,226 Working Capital Credit 14
15 Kredit Investasi Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 266,430 257,956 266,430 310,701 279,875 281,625 285,431 289,760 293,945 298,627 299,325 307,526 303,255 304,763 304,801 310,701 ### 313,350 317,135 319,383 312,834 304,283 302,569 302,342 301,726 300,976 299,882 299,041 292,007 Investment Credit 15
16 16
17 Berdasarkan Sektor Utama Penerima Kredit By Main Sector Loan Recipients 17
18 Sektor Perdagangan Besar dan Eceran Rp Milliar/ Billions of Rp Bulanan/Monthly ### ### ### ### ### 518,627 515,052 518,627 548,285 513,060 519,102 528,131 533,738 539,221 542,194 542,798 544,430 548,403 548,101 548,009 548,285 530,669 541,428 544,674 546,839 538,198 524,693 529,552 528,438 529,174 532,850 532,955 530,700 530,669 Wholesale and Retail Sector 18
19 Sektor Industri Pengolahan Rp Milliar/ Billions of Rp Bulanan/Monthly 60,371 72,226 79,413 87,895 97,165 102,663 100,387 102,663 111,406 100,709 101,006 102,793 103,361 104,206 106,103 103,100 106,343 108,150 109,620 111,007 111,406 112,601 110,764 115,294 117,972 117,022 112,829 112,486 112,491 112,944 112,936 113,927 112,797 112,601 Manufacturing Sector 19
20 Sektor Pertanian, Perburuan, dan Kehutanan Rp Milliar/ Billions of Rp Bulanan/Monthly 48,999 57,309 64,184 70,339 82,794 94,110 91,866 94,110 109,544 94,142 95,671 97,192 98,796 101,592 106,094 104,536 110,692 107,706 108,557 109,492 109,544 130,012 110,426 114,147 116,316 116,086 114,409 117,274 119,589 121,218 124,018 125,502 128,298 130,012 Agriculture, Hunting and Forestry Sector 20
21 Sektor Transportasi, Pergudangan dan Komunikasi Rp Milliar/ Billions of Rp Bulanan/Monthly 25,180 30,206 28,826 29,461 33,370 40,024 38,222 40,024 44,767 39,698 40,382 40,967 41,563 41,426 41,904 41,924 42,951 42,173 42,264 42,906 44,767 42,710 45,359 46,145 46,569 44,750 43,827 43,662 43,129 42,812 42,977 42,993 42,505 42,710 Transportation, Storage and Communication Sector 21
22 Sektor Perantara Keuangan Rp Milliar/ Billions of Rp Bulanan/Monthly 13,963 23,304 20,853 19,877 20,724 22,755 20,485 22,755 20,288 19,987 19,710 20,237 19,841 21,384 21,113 20,470 20,513 20,700 20,401 19,866 20,288 15,041 20,029 20,781 20,652 20,270 18,733 19,786 17,730 15,937 16,211 15,982 15,429 15,041 Financial Intermediary Sector 22
23 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaa Rp Milliar/ Billions of Rp Bulanan/Monthly 38,292 36,271 39,634 41,905 46,387 52,878 51,859 52,878 59,047 53,460 53,612 53,837 54,846 55,531 57,654 57,969 57,605 58,055 58,217 58,472 59,047 50,672 57,410 57,135 57,409 55,743 55,001 53,780 52,937 52,591 52,656 51,293 50,997 50,672 Real Estate, Leasing and Business Services Sector 23
24 Sektor Konstruksi, Pertambangan dan Penggalian Rp Milliar/ Billions of Rp Bulanan/Monthly 39,573 45,793 53,764 59,263 63,594 78,986 80,002 78,986 80,583 71,149 70,879 72,328 74,169 76,655 78,352 79,952 82,576 81,086 84,118 83,700 80,583 67,203 75,190 75,452 75,818 73,220 71,271 69,902 70,307 71,171 71,375 71,162 70,183 67,203 Construction, Mining, and Quarrying Sector 24
25 Sektor Listrik, Gas dan Air Rp Milliar/ Billions of Rp Bulanan/Monthly 2,109 4,081 2,581 3,214 4,175 4,726 4,097 4,726 6,669 6,836 4,806 4,841 5,035 5,068 5,337 6,280 6,639 6,555 6,562 6,669 6,669 4,039 6,466 6,622 6,113 5,933 5,893 5,825 5,084 4,506 4,182 4,039 7,761 4,039 Electricity, Gas and Water Sector 25
26 Sektor Penyediaan Akomodasi dan Penyediaan Makan Mi Rp Milliar/ Billions of Rp Bulanan/Monthly 18,202 22,134 27,263 32,339 34,708 39,253 38,394 39,253 45,138 64,313 39,234 39,667 40,772 41,367 41,544 41,945 42,697 43,525 43,633 44,200 45,138 50,623 45,503 46,189 47,002 47,086 46,683 47,159 48,047 48,810 49,566 49,912 50,786 50,623 Accomodation, Food and Beverage Services 26
27 Sektor Lainnya Rp Milliar/ Billions of Rp Bulanan/Monthly 59,862 70,672 61,212 60,950 76,834 78,621 78,377 78,621 85,612 50,859 79,626 80,391 80,532 81,963 82,448 82,134 83,693 83,775 84,557 84,655 85,612 87,663 84,289 87,417 87,604 86,883 85,364 84,928 84,795 85,260 86,097 86,673 84,196 87,663 Others Sector 27
28 28
Juta rekening/ Miliions of
29 Jumlah Rekening Kredit Perbankan Bulanan/Monthly 38.97 40.41 41.15 41.86 43.02 44.84 44.59 44.84 47.64 45.15 45.28 45.59 45.90 46.18 46.42 46.59 46.73 46.99 47.44 47.62 47.64 48.92 47.63 47.82 48.13 47.09 46.37 45.88 47.99 47.67 47.85 48.25 49.20 48.92 Number of Account Credit Bank 29
Account
Juta rekening/ Miliions of
30 Jumlah Rekening Kredit UMKM Bulanan/Monthly 9.46 10.98 11.93 13.64 14.24 14.62 14.74 14.62 15.92 14.66 14.82 14.91 15.04 15.27 15.37 15.54 15.69 15.85 15.86 15.93 15.92 15.97 15.91 16.05 16.12 15.78 15.62 15.56 15.44 15.37 15.48 15.77 15.90 15.97 Number of Account MSMEs Credit 30
Account
Juta rekening/ Miliions of
31 Jumlah Rekening Kredit Usaha Mikro Bulanan/Monthly 6.65 9.22 10.15 11.75 12.24 12.45 12.56 12.45 13.44 12.49 12.63 12.69 12.81 13.00 13.09 13.23 13.37 13.51 13.50 13.47 13.44 11.58 13.44 13.57 13.62 13.42 13.26 13.02 12.73 12.50 12.21 12.03 11.76 11.58 Number of Account Micro Enterprises Credit 31
Account
Juta rekening/ Miliions of
32 Jumlah Rekening Kredit Usaha Kecil Bulanan/Monthly 2.47 1.38 1.42 1.55 1.67 1.84 1.83 1.84 2.15 1.85 1.87 1.89 1.90 1.94 1.95 1.97 1.98 2.01 2.02 2.12 2.15 2.10 2.13 2.14 2.16 2.02 2.02 2.06 2.06 2.07 2.10 2.10 2.11 2.10 Number of Account Small Enterprises Credit 32
Account
Juta rekening/ Miliions of
33 Jumlah Rekening Kredit Usaha Menengah Bulanan/Monthly 0.34 0.37 0.36 0.34 0.33 0.34 0.35 0.34 0.34 0.33 0.33 0.33 0.33 0.33 0.33 0.33 0.34 0.34 0.34 0.34 0.34 2.29 0.34 0.34 0.34 0.34 0.34 0.49 0.65 0.80 1.17 1.64 2.03 2.29 Number of Account Medium Enterprises Credit 33
Account
Juta rekening/ Miliions of
34 Jumlah Rekening Kredit Non UMKM Bulanan/Monthly 29.51 29.44 29.22 28.22 28.78 30.22 29.85 30.22 31.72 30.49 30.46 30.67 30.86 30.91 31.04 31.05 31.05 31.14 31.58 31.69 31.72 32.94 31.72 31.77 32.01 31.31 30.75 30.32 32.56 32.30 32.37 32.49 33.30 32.94 Number of Account Non MSMEs Credit 34
Account
Rasio Rekening Kredit UMKM terhadap Rekening Total
35 % Bulanan/Monthly 24.28 27.16 28.98 32.58 33.10 32.61 33.05 32.61 33.42 32.47 32.73 32.71 32.77 33.06 33.12 33.35 33.56 33.74 33.43 33.46 33.42 32.66 33.40 33.56 33.49 33.51 33.68 33.91 32.17 32.25 32.35 32.67 32.31 32.66 Ratio Account MSMEs Credit to Account Total Credit 35
Kredit Perbankan
Rasio Rekening Kredit Usaha Mikro terhadap Rekening Ratio Account Micro Enterprises Credit to Account
36 % Bulanan/Monthly 70.32 84.02 85.08 86.12 85.93 85.12 85.23 85.12 84.40 85.15 85.18 85.11 85.18 85.14 85.16 85.17 85.23 85.20 85.11 84.57 84.40 72.48 84.51 84.56 84.49 85.05 84.92 83.66 82.46 81.33 78.90 76.29 74.00 72.48 36
Total Kredit UMKM Total MSMEs Credit
Rasio Rekening Kredit Usaha Kecil terhadap Rekening Ratio Account Small Enterprises Credit to Account
37 % Bulanan/Monthly 26.07 12.57 11.90 11.35 11.76 12.59 12.39 12.59 13.48 12.59 12.60 12.69 12.63 12.69 12.69 12.68 12.62 12.67 12.75 13.30 13.48 13.16 13.38 13.33 13.41 12.80 12.93 13.22 13.32 13.44 13.56 13.32 13.25 13.16 37
Total Kredit UMKM Total MSMEs Credit
Rasio Rekening Kredit Usaha Menengah terhadap Ratio Account Medium Enterprises Credit to Account
38 % Bulanan/Monthly 3.61 3.41 3.02 2.53 2.30 2.29 2.38 2.29 2.12 2.26 2.22 2.21 2.19 2.17 2.15 2.15 2.15 2.13 2.15 2.13 2.12 14.36 2.11 2.10 2.10 2.14 2.15 3.12 4.21 5.23 7.54 10.38 12.75 14.36 38
Rekening Total Kredit UMKM Total MSMEs Credit
Average Outstanding Micro Enterprise Credit per
39 Rata-rata Baki Debet Kredit Usaha Mikro per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 17.87 17.20 17.39 16.65 18.09 20.19 20.05 20.19 21.11 20.13 20.25 20.44 20.60 21.00 21.03 20.85 20.74 20.80 20.85 20.94 21.11 21.35 21.13 22.12 22.47 22.43 21.62 21.86 21.76 21.67 21.75 21.61 21.64 21.35 39
Account
Average Outstanding Small Enterprise Credit per
40 Rata-rata Baki Debet Kredit Usaha Kecil per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 86.54 157 162 165 169 170 169 170 160 166 167 168 170 169 169 167 168 168 168 162 160 168 160 161 160 169 167 165 165 166 166 167 167 168 40
Rata-rata Baki Debet Kredit Usaha Menengah per Account Outstanding Medium Enterprise Credit per
Average
41 Rp Juta/ Millions of Rp Bulanan/Monthly 888 955 1,065 1,178 1,335 1,401 1,303 1,401 1,432 1,375 1,390 1,407 1,417 1,414 1,450 1,421 1,446 1,429 1,425 1,424 1,432 214 1,407 1,394 1,386 1,368 1,357 949 716 586 410 295 241 214 41
Rekening Account
42 42
43 Pertumbuhan Kredit UMKM %, yoy Bulanan/Monthly 15.54 15.09 8.01 8.42 9.96 9.58 9.72 9.58 7.62 11.01 11.22 10.89 10.31 10.31 11.12 11.11 12.88 11.67 9.38 8.86 7.62 -1.81 8.15 8.77 7.87 4.99 0.96 0.15 0.13 -1.25 -0.66 -1.05 -1.38 -1.81 Growth of MSMEs Credit 43
44 Berdasarkan Klasifikasi Usaha Based on Enterprises Classification 44
45 Kredit Usaha Mikro %, yoy Bulanan/Monthly 22.34 33.43 11.20 10.89 13.18 13.52 14.36 13.52 12.88 15.03 15.23 14.48 13.80 14.51 15.98 15.33 14.88 15.25 10.91 12.04 12.88 -12.88 12.99 17.43 17.93 14.08 5.06 3.38 0.40 -2.26 -5.47 -7.60 -9.78 -12.88 Micro Enterprises Credit 45
46 Kredit Usaha Kecil %, yoy Bulanan/Monthly 13.38 1.26 6.43 11.08 10.67 10.36 11.06 10.36 10.17 10.69 10.84 11.14 11.05 11.44 11.85 11.41 11.27 11.24 10.44 10.67 10.17 2.71 10.76 10.49 8.97 5.93 3.07 2.92 3.09 3.17 3.64 3.60 2.49 2.71 Small Enterprises Credit 46
47 Kredit Usaha Menengah %, yoy Bulanan/Monthly 14.57 17.63 7.55 5.69 7.97 7.08 6.48 7.08 3.11 9.12 9.34 8.80 7.94 7.26 8.03 8.61 12.87 9.97 7.81 5.88 3.11 1.46 3.72 2.76 1.48 -0.80 -2.89 -3.61 -2.07 -3.68 -0.86 -0.50 0.78 1.46 Medium Enterprises Credit 47
48 Berdasarkan Jenis Penggunaan Based on Type of Use 48
49 Kredit Modal Kerja %, yoy Bulanan/Monthly 10.29 16.04 7.57 9.21 11.85 9.87 11.00 9.87 4.49 9.50 9.87 9.53 8.79 8.85 9.52 9.36 10.09 9.27 7.92 5.70 4.49 -0.18 6.70 7.32 6.35 3.86 -0.01 -0.30 -0.20 -1.00 -0.63 -0.84 -1.19 -0.18 Working Capital Credit 49
50 Kredit Investasi %, yoy Bulanan/Monthly 33.21 17.58 9.19 6.36 4.93 8.75 6.13 8.75 16.62 15.17 14.93 14.63 14.53 14.34 15.56 15.97 20.73 18.49 13.44 18.16 16.62 -6.02 11.96 12.61 11.90 7.96 3.52 1.32 1.01 -1.89 -0.75 -1.60 -1.89 -6.02 Investment Credit 50
51 Berdasarkan Sektor Utama Penerima Kredit 0.00 0.00 By Main Sector Loan Recipients 51
52 Sektor Perdagangan Besar dan Eceran %, yoy Bulanan/Monthly 29.38 12.30 11.60 9.45 6.84 7.46 8.00 7.46 5.72 8.55 9.11 9.51 8.48 7.95 8.38 9.12 9.24 8.24 6.88 6.40 5.72 -3.21 5.53 4.93 3.54 0.84 -2.69 -2.33 -2.65 -2.80 -2.84 -2.76 -3.16 -3.21 Wholesale and Retail Sector 52
53 Sektor Industri Pengolahan %, yoy Bulanan/Monthly 0.73 19.64 9.95 10.68 10.55 5.66 3.74 5.66 8.52 9.89 9.71 8.63 9.16 9.38 9.36 7.41 9.31 9.48 9.22 10.58 8.52 1.07 9.98 14.15 14.77 13.22 8.27 6.02 9.11 6.21 4.43 3.93 1.61 1.07 Manufacturing Sector 53
54 Sektor Pertanian, Perburuan, dan Kehutanan %, yoy Bulanan/Monthly 18.82 16.96 12.00 9.59 17.71 13.67 12.60 13.67 16.40 13.34 13.85 13.49 14.26 16.31 20.76 17.47 23.62 21.62 19.93 19.19 16.40 18.68 17.30 19.31 19.68 17.50 12.62 10.54 14.40 9.51 15.15 15.61 17.18 18.68 Agriculture, Hunting and Forestry Sector 54
55 Sektor Transportasi, Pergudangan dan Komunikasi %, yoy Bulanan/Monthly 17.29 19.96 -4.57 2.20 13.27 19.94 15.95 19.94 11.85 20.92 21.64 22.16 19.96 15.49 15.65 18.51 20.98 18.48 10.24 12.26 11.85 -4.59 14.26 14.27 13.67 7.67 5.80 4.20 2.87 -0.33 1.91 1.73 -0.93 -4.59 Transportation, Storage and Communication Sector 55
56 Sektor Perantara Keuangan %, yoy Bulanan/Monthly -1.30 66.90 -10.52 -4.68 4.26 9.80 3.69 9.80 -10.84 -0.05 -0.15 3.44 -0.22 6.43 1.55 3.96 5.11 6.50 7.18 -3.02 -10.84 -25.86 0.21 5.43 2.05 2.16 -12.40 -6.29 -13.39 -22.31 -21.69 -21.66 -22.34 -25.86 Financial Intermediary Sector 56
57 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaa %, yoy Bulanan/Monthly 20.83 -5.28 9.27 5.73 10.70 13.99 21.44 13.99 11.67 26.41 26.07 21.73 22.93 22.07 26.31 25.85 24.55 21.79 14.86 12.75 11.67 -14.18 7.39 6.57 6.63 1.64 -0.95 -6.72 -8.68 -8.70 -9.30 -11.89 -12.78 -14.18 Real Estate, Leasing and Business Services Sector 57
58 Sektor Konstruksi, Pertambangan dan Penggalian %, yoy Bulanan/Monthly 25.30 15.72 17.41 10.23 7.31 24.20 25.27 24.20 2.02 24.44 11.90 11.32 8.77 9.48 9.60 9.62 18.23 11.89 6.82 4.62 2.02 -16.60 5.68 6.45 4.82 -1.28 -7.02 -10.78 -12.06 -13.81 -11.98 -15.40 -16.15 -16.60 Construction, Mining, and Quarrying Sector 58
59 Sektor Listrik, Gas dan Air %, yoy Bulanan/Monthly 22.16 93.52 -36.76 24.53 29.89 13.20 -2.08 13.20 41.13 103.04 43.77 15.59 20.21 22.33 26.10 51.08 68.10 80.21 50.67 62.77 41.13 -39.43 -5.40 37.78 26.27 17.83 16.28 9.15 -19.04 -32.13 -36.20 -38.46 16.37 -39.43 Electricity, Gas and Water Sector 59
60 Sektor Penyediaan Akomodasi dan Penyediaan Air Minum %, yoy Bulanan/Monthly 32.41 21.60 23.17 18.62 7.33 13.10 9.95 13.10 14.99 88.60 13.27 14.20 17.83 18.39 17.38 16.77 19.49 22.08 14.07 15.12 14.99 12.15 -29.25 17.73 18.49 15.49 12.85 13.52 14.55 14.32 13.88 14.39 14.90 12.15 Provision of Accomodation and Water Supply Sector 60
61 61
62 NPL Kredit UMKM % Bulanan/Monthly 3.19 3.97 4.20 4.15 4.09 3.44 3.86 3.44 3.61 3.79 3.87 3.72 3.87 3.95 3.85 3.97 4.24 3.84 3.92 3.89 3.61 3.95 3.95 4.01 4.06 4.16 4.26 4.20 4.33 4.40 4.17 4.12 4.13 3.95 NPL MSMEs Credit 62
63 NPL Kredit UMKM Berdasarkan Klasifikasi Usaha NPL MSMEs Credit Based on Enterprises Classification 63
64 Kredit Usaha Mikro % Bulanan/Monthly 2.46 3.33 2.55 2.10 2.01 1.74 2.06 1.74 1.79 2.03 2.19 2.13 2.26 2.25 2.17 2.17 2.09 2.04 2.04 1.93 1.79 1.87 2.07 2.21 2.16 2.13 1.94 1.87 1.83 1.81 1.84 1.83 2.07 1.87 Micro Enterprises Credit 64
65 Kredit Usaha Kecil % Bulanan/Monthly 4.28 4.73 4.94 4.30 4.13 3.74 4.26 3.74 3.52 4.17 4.23 3.93 4.12 4.23 3.96 4.17 4.32 3.97 3.98 3.95 3.52 3.51 3.94 4.06 4.10 4.30 4.27 4.20 4.07 4.02 3.87 3.87 3.82 3.51 Small Enterprises Credit 65
66 Kredit Usaha Menengah % Bulanan/Monthly 2.72 3.79 4.52 5.06 5.11 4.15 4.59 4.15 4.73 4.51 4.57 4.48 4.61 4.75 4.75 4.88 5.41 4.80 4.98 5.00 4.73 5.31 5.10 5.12 5.28 5.39 5.73 5.63 6.02 6.17 5.68 5.53 5.44 5.31 Medium Enterprises Credit 66
67 BANK PERKREDITAN RAKYAT (KONVENSIONAL DAN SYARIAH) RURAL BANKS (CONVENTIONAL AND SHARIA) 67
Triwulanan/
68 Kredit UMKM terhadap PDB Harga Berlaku % … 299.21 289.88 321.35 352.45 367.21 - 367.21 … - - 386.17 - - 405.56 - - 414.18 - - … … … … … … … … … … … … … … MSMEs Credit to GDP at Current Price 68
Quarterly
69 Kredit UMKM terhadap Total Kredit BPR % Bulanan/Monthly … 45.87 47.78 47.00 47.11 47.47 47.74 47.47 … 47.46 47.38 47.54 47.68 47.95 48.01 47.87 48.10 48.08 48.11 48.13 … … … … … … … … … … … … … … MSMEs Credit to Total Credit Rural Banks 69
70 Kredit Usaha Mikro terhadap Total Kredit UMKM % Bulanan/Monthly … 58.80 56.51 52.75 49.41 46.72 46.61 46.72 … 46.51 46.56 46.12 45.84 46.02 45.95 45.72 45.26 45.12 44.99 44.89 … … … … … … … … … … … … … … Micro Enterprises Credit to Total MSMEs Credit 70
71 Kredit Usaha Kecil terhadap Total Kredit UMKM % Bulanan/Monthly … 23.27 22.80 25.58 26.82 26.78 27.54 26.78 … 26.86 26.82 26.88 26.75 26.61 26.53 26.39 26.46 26.29 26.53 26.60 … … … … … … … … … … … … … … Small Enterprises Credit To Total MSMEs Credit 71
72 Kredit Usaha Menengah terhadap Total Kredit UMKM % Bulanan/Monthly … 17.94 20.69 21.66 23.78 26.49 25.86 26.49 … 26.63 26.62 27.00 27.41 27.37 27.52 27.89 28.28 28.59 28.48 28.50 … … … … … … … … … … … … … … Medium Enterprises Credit to Total MSMEs Credit 72
73 73
74 Baki Debet Kredit UMKM Rp Milliar/ Billions of Rp Bulanan/Monthly … 37,407 40,189 43,392 47,990 53,439 53,216 53,439 … 53,754 54,275 55,280 56,311 57,670 57,639 57,882 58,618 59,000 59,429 59,857 … … … … … … … … … … … … … … Outstanding MSMEs Credit 74
75 Berdasarkan Klasifikasi Usaha Based on Enterprises Classification 75
76 Kredit Usaha Mikro Rp Milliar/ Billions of Rp Bulanan/Monthly … 21,994 22,711 22,891 23,710 24,968 24,803 24,968 … 25,000 25,270 25,494 25,813 26,540 26,482 26,463 26,531 26,620 26,737 26,872 … … … … … … … … … … … … … … Micro Enterprises Credit 76
77 Kredit Usaha Kecil Rp Milliar/ Billions of Rp Bulanan/Monthly … 8,703 9,164 11,101 12,869 14,313 14,653 14,313 … 14,441 14,558 14,859 15,062 15,347 15,294 15,277 15,508 15,512 15,769 15,923 … … … … … … … … … … … … … … Small Enterprises Credit 77
78 Kredit Usaha Menengah Rp Milliar/ Billions of Rp Bulanan/Monthly … 6,710 8,314 9,401 11,411 14,158 13,760 14,158 … 14,313 14,447 14,928 15,436 15,782 15,862 16,143 16,579 16,868 16,923 17,062 … … … … … … … … … … … … … … Medium Enterprises Credit 78
79 Berdasarkan Jenis Penggunaan Based on Type of Use 79
80 Kredit Modal Kerja Rp Milliar/ Billions of Rp Bulanan/Monthly … 32,483 34,354 37,076 40,929 45,560 45,103 45,560 … 45,768 46,182 47,040 47,944 49,186 49,105 49,201 49,827 49,923 50,121 50,611 … … … … … … … … … … … … … … Working Capital Credit 80
81 Kredit Investasi Rp Milliar/ Billions of Rp Bulanan/Monthly … 4,924 5,835 6,316 7,061 7,880 8,112 7,880 … 7,986 8,093 8,240 8,368 8,484 8,534 8,681 8,791 9,078 9,308 9,246 … … … … … … … … … … … … … … Investment Credit 81
82 82
83 Berdasarkan Sektor Utama Penerima Kredit By Main Sector Loan Recipients 83
84 Sektor Perdagangan Besar dan Eceran Rp Milliar/ Billions of Rp Bulanan/Monthly … 18,489 20,038 21,940 23,701 25,761 25,591 25,761 … 25,897 26,240 26,478 26,900 27,423 27,337 27,231 27,433 27,409 27,348 27,459 … … … … … … … … … … … … … … Wholesale and Retail Sector 84
85 Sektor Industri Pengolahan Rp Milliar/ Billions of Rp Bulanan/Monthly … 927 962 1,050 1,229 1,609 1,554 1,609 … 1,601 1,618 1,654 1,683 1,746 1,745 1,739 1,755 1,759 1,776 1,821 … … … … … … … … … … … … … … Manufacturing Sector 85
86 Sektor Pertanian, Perburuan, dan Kehutanan Rp Milliar/ Billions of Rp Bulanan/Monthly … 4,810 4,916 5,227 5,647 5,846 5,778 5,846 … 5,995 5,853 5,977 6,098 6,191 6,214 6,193 6,268 6,397 6,396 6,398 … … … … … … … … … … … … … … Agriculture, Hunting and Forestry Sector 86
87 Sektor Transportasi, Pergudangan dan Komunikasi Rp Milliar/ Billions of Rp Bulanan/Monthly … 1,378 1,353 1,549 1,767 2,104 1,956 2,104 … 2,098 2,164 2,224 2,281 2,310 2,316 2,363 2,396 2,393 2,474 2,456 … … … … … … … … … … … … … … Transportation, Storage and Communication Sector 87
88 Sektor Perantara Keuangan Rp Milliar/ Billions of Rp Bulanan/Monthly … 132 238 239 268 447 450 447 … 422 417 457 482 582 615 664 667 647 639 614 … … … … … … … … … … … … … … Financial Intermediary Sector 88
89 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaa Rp Milliar/ Billions of Rp Bulanan/Monthly … 1,464 1,967 2,024 2,433 2,777 2,767 2,777 … 2,838 2,919 2,958 3,036 3,116 3,144 3,120 3,245 3,286 3,385 3,425 … … … … … … … … … … … … … … Real Estate, Leasing and Business Services Sector 89
90 Sektor Konstruksi, Pertambangan dan Penggalian Rp Milliar/ Billions of Rp Bulanan/Monthly … 1,778 2,198 2,633 3,375 4,498 4,476 4,498 … 4,425 4,512 4,762 4,880 5,031 5,067 5,188 5,407 5,549 5,698 5,860 … … … … … … … … … … … … … … Construction, Mining and Quarrying Sector 90
91 Sektor Listrik, Gas dan Air Rp Milliar/ Billions of Rp Bulanan/Monthly … 60.00 69.28 81.59 99.37 138 129 138 … 134 137 143 148 153 155 156 157 152 155 169 … … … … … … … … … … … … … … Electricity, Gas and Water Sector 91
92 Sektor Penyediaan Akomodasi dan Penyediaan Makan Mi Rp Milliar/ Billions of Rp Bulanan/Monthly … 499 568 682 866 1,038 984 1,038 … 1,083 1,141 1,172 1,167 1,224 1,211 1,215 1,229 1,255 1,283 1,236 … … … … … … … … … … … … … … Accomodation, Food and Beverages Services 92
93 Sektor Lainnya Rp Milliar/ Billions of Rp Bulanan/Monthly … 7,870 7,880 7,965 8,606 9,221 9,530 9,221 … 9,262 9,273 9,455 9,637 9,894 9,834 10,012 10,060 10,151 10,273 10,418 … … … … … … … … … … … … … … Others Sector 93
94 94
Juta rekening/ Miliions of
95 Jumlah Rekening Kredit BPR Bulanan/Monthly … 3.36 3.28 3.45 3.14 3.12 3.13 3.12 … 3.14 3.15 3.16 3.18 3.21 3.20 3.20 3.20 3.19 3.18 3.18 … … … … … … … … … … … … … … Number of Account Credit Rural Banks 95
Account
Juta rekening/ Miliions of
96 Jumlah Rekening Kredit UMKM Bulanan/Monthly … 1.85 1.79 1.72 1.68 1.68 1.68 1.68 … 1.68 1.69 1.69 1.70 1.73 1.72 1.72 1.72 1.71 1.70 1.70 … … … … … … … … … … … … … … Number of Account MSMEs Credit 96
Account
Juta rekening/ Miliions of
97 Jumlah Rekening Kredit Usaha Mikro Bulanan/Monthly … 1.68 1.63 1.53 1.47 1.46 1.45 1.46 … 1.46 1.46 1.47 1.47 1.50 1.50 1.49 1.49 1.48 1.47 1.47 … … … … … … … … … … … … … … Number of Account Micro Enterprises Credit 97
Account
Juta rekening/ Miliions of
98 Jumlah Rekening Kredit Usaha Kecil Bulanan/Monthly … 0.14 0.14 0.16 0.18 0.19 0.19 0.19 … 0.19 0.19 0.19 0.20 0.19 0.19 0.19 0.19 0.19 0.19 0.19 … … … … … … … … … … … … … … Number of Account Small Enterprises Credit 98
Account
Juta rekening/ Miliions of
99 Jumlah Rekening Kredit Usaha Menengah Bulanan/Monthly … 0.02 0.03 0.03 0.03 0.03 0.03 0.03 … 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04 … … … … … … … … … … … … … … Number of Account Medium Enterprises Credit 99
Account
Juta rekening/ Miliions of
100 Jumlah Rekening Kredit Non UMKM Bulanan/Monthly … 1.51 1.49 1.72 1.46 1.45 1.45 1.45 … 1.45 1.46 1.47 1.48 1.48 1.47 1.48 1.48 1.48 1.48 1.48 … … … … … … … … … … … … … … Number of Account Non MSMEs Credit 100
Account
Rasio Rekening Kredit UMKM terhadap Rekening Total
101 % Bulanan/Monthly … 54.98 54.69 50.00 53.60 53.64 53.62 53.64 … 53.70 53.59 53.58 53.48 53.85 53.88 53.73 53.82 53.61 53.50 53.41 … … … … … … … … … … … … … … Ratio Account MSMEs Credit to Account Total Credit 101
Kredit Perbankan
Rasio Rekening Kredit Usaha Mikro terhadap Rekening Ratio Account Micro Enterprises Credit to Account
102 % Bulanan/Monthly … 91.12 90.81 88.90 87.44 86.85 86.59 86.85 … 86.68 86.63 86.53 86.49 86.73 86.86 86.80 86.83 86.66 86.62 86.60 … … … … … … … … … … … … … … 102
Total Kredit UMKM Total MSMEs Credit
Rasio Rekening Kredit Usaha Kecil terhadap Rekening Ratio Account Small Enterprises Credit to Account
103 % Bulanan/Monthly … 7.53 7.59 9.54 10.85 11.19 11.48 11.19 … 11.31 11.37 11.45 11.47 11.25 11.08 11.10 11.10 11.14 11.26 11.27 … … … … … … … … … … … … … … 103
Total Kredit UMKM Total MSMEs Credit
Rasio Rekening Kredit Usaha Menengah terhadap Ratio Account Medium Enterprises Credit to Account
104 % Bulanan/Monthly … 1.35 1.60 1.56 1.71 1.96 1.93 1.96 … 2.01 2.00 2.01 2.04 2.02 2.06 2.10 2.07 2.20 2.12 2.14 … … … … … … … … … … … … … … 104
Rekening Total Kredit UMKM Total MSMEs Credit
Average Outstanding Micro Enterprise Credit per
105 Rata-rata Baki Debet Kredit Usaha Mikro per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly … 13.06 13.95 14.93 16.12 17.16 17.05 17.16 … 17.12 17.26 17.38 17.56 17.69 17.70 17.76 17.75 17.98 18.15 18.26 … … … … … … … … … … … … … … 105
Account Outstanding Small Enterprise Credit per
Average
106 Rata-rata Baki Debet Kredit Usaha Kecil per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly … 62.53 67.30 67.44 70.52 76.32 76.01 76.32 … 75.81 75.75 76.55 77.23 78.86 80.13 80.15 81.12 81.51 82.34 83.17 … … … … … … … … … … … … … … 106
Rata-rata Baki Debet Kredit Usaha Menengah per Account Outstanding Medium Enterprise Credit per
Average
107 Rp Juta/ Millions of Rp Bulanan/Monthly … 268 290 350 396 431 424 431 … 423 427 438 445 451 448 449 466 449 470 470 … … … … … … … … … … … … … … 107
Rekening Account
108 108
109 Pertumbuhan Kredit UMKM %, yoy Bulanan/Monthly … … 7.44 7.97 10.60 11.36 11.36 11.36 … 12.22 11.81 12.16 12.43 12.26 12.38 11.71 12.63 12.52 13.16 12.48 … … … … … … … … … … … … … … Growth of MSMEs Credit 109
 TABEL 24. INDIKATOR UMKM/
TABLE 24. INDICATORS OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs)

110 Berdasarkan Klasifikasi Usaha Based on Enterprises Classification 110

111 Kredit Usaha Mikro %, yoy Bulanan/Monthly … … 3.26 0.79 3.58 5.31 3.86 5.31 … 7.23 7.42 7.10 6.43 7.13 7.92 5.25 7.87 8.13 8.51 8.34 … … … … … … … … … … … … … … Micro Enterprises Credit 111
112 Kredit Usaha Kecil %, yoy Bulanan/Monthly … … 5.30 21.14 15.93 11.22 14.29 11.22 … 8.54 7.60 7.93 7.15 7.81 7.64 10.28 7.48 6.49 8.26 8.67 … … … … … … … … … … … … … … Small Enterprises Credit 112
113 Kredit Usaha Menengah %, yoy Bulanan/Monthly … … 23.90 13.08 21.38 24.08 24.15 24.08 … 26.86 25.77 27.41 31.10 27.67 26.45 25.92 27.32 27.33 27.15 24.00 … … … … … … … … … … … … … … Medium Enterprises Credit 113
114 Berdasarkan Jenis Penggunaan Based on Type of Use 114
115 Kredit Modal Kerja %, yoy Bulanan/Monthly … … 5.76 7.92 10.39 11.31 10.33 11.31 … 12.14 11.67 12.08 12.41 12.32 12.46 11.57 12.57 12.14 12.52 12.21 … … … … … … … … … … … … … … Working Capital Credit 115
116 Kredit Investasi %, yoy Bulanan/Monthly … … 18.52 8.24 11.79 11.60 17.46 11.60 … 12.67 12.63 12.63 12.53 11.91 11.92 12.50 12.94 14.65 16.74 13.98 … … … … … … … … … … … … … … Investment Credit 116
117 Berdasarkan Sektor Utama Penerima Kredit By Main Sector Loan Recipients 117
118 Sektor Perdagangan Besar dan Eceran %, yoy Bulanan/Monthly … … 8.38 9.49 8.02 8.69 8.87 8.69 … 9.51 9.72 9.07 8.71 8.45 8.71 7.30 7.91 7.57 7.89 7.30 … … … … … … … … … … … … … … Wholesale and Retail Sector 118
119 Sektor Industri Pengolahan %, yoy Bulanan/Monthly … … 3.81 9.12 17.01 30.92 24.30 30.92 … 27.52 25.81 23.07 20.72 23.50 21.75 19.97 19.72 17.38 17.48 17.14 … … … … … … … … … … … … … … Manufacturing Sector 119
120 Sektor Pertanian, Perburuan, dan Kehutanan %, yoy Bulanan/Monthly … … 2.20 6.34 8.02 3.53 2.66 3.53 … 6.39 2.97 5.49 7.99 7.09 8.83 7.78 9.64 11.96 11.15 10.74 … … … … … … … … … … … … … … Agriculture, Hunting and Forestry Sector 120
121 Sektor Transportasi, Pergudangan dan Komunikasi %, yoy Bulanan/Monthly … … -1.82 14.53 14.06 19.07 11.45 19.07 … 19.50 21.03 22.69 25.93 25.95 25.16 25.40 27.71 26.98 29.43 25.57 … … … … … … … … … … … … … … Transportation, Storage and Communication Sector 121
122 Sektor Perantara Keuangan %, yoy Bulanan/Monthly … … 79.96 0.76 11.79 67.19 59.57 67.19 … 49.38 54.73 56.74 107.43 63.15 63.13 82.05 79.86 57.66 44.47 36.37 … … … … … … … … … … … … … … Financial Intermediary Sector 122
123 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaa %, yoy Bulanan/Monthly … … 34.33 2.91 20.23 14.11 14.63 14.11 … 16.56 17.85 17.91 18.43 20.94 22.12 20.73 24.17 22.92 26.69 23.75 … … … … … … … … … … … … … … Real Estate, Leasing and Business Services Sector 123
124 Sektor Konstruksi, Pertambangan dan Penggalian %, yoy Bulanan/Monthly … … 23.64 19.80 28.16 33.28 31.03 33.28 … 35.08 35.26 36.84 33.97 32.06 32.75 31.34 33.51 29.77 30.35 30.92 … … … … … … … … … … … … … … Construction, Mining, and Quarrying Sector 124
125 Sektor Listrik, Gas dan Air %, yoy Bulanan/Monthly … … 15.46 17.77 21.79 39.14 36.44 39.14 … 33.49 32.27 33.76 33.47 36.47 34.90 41.58 38.46 32.84 27.61 31.09 … … … … … … … … … … … … … … Electricity, Gas and Water Sector 125
126 Sektor Penyediaan Akomodasi dan Penyediaan Air Minum %, yoy Bulanan/Monthly … … 13.90 20.08 26.90 19.83 14.80 19.83 … 25.02 27.25 29.69 29.74 34.88 37.25 32.83 31.10 31.00 34.90 25.61 … … … … … … … … … … … … … … Provision of Accomodation and Water Supply Sector 126
127 127
128 NPL Kredit UMKM % Bulanan/Monthly … 6.96 8.10 4.15 9.46 9.48 10.43 9.48 … 10.12 10.07 9.90 10.16 10.05 10.26 10.22 10.39 10.26 10.15 10.09 … … … … … … … … … … … … … … NPL MSMEs Credit 128
129 NPL Kredit UMKM Berdasarkan Klasifikasi Usaha NPL MSMEs Credit Based on Enterprises Classification 129
130 Kredit Usaha Mikro % Bulanan/Monthly … 7.89 9.35 2.10 10.36 10.38 11.32 10.38 … 10.91 11.00 10.94 11.17 11.02 11.24 11.12 11.35 11.18 11.04 11.08 … … … … … … … … … … … … … … Micro Enterprises Credit 130
131 Kredit Usaha Kecil % Bulanan/Monthly … 7.11 8.29 4.30 9.92 10.65 11.42 10.65 … 11.30 11.01 10.83 11.11 10.87 11.00 11.21 10.95 10.94 10.70 10.56 … … … … … … … … … … … … … … Small Enterprises Credit 131
132 Kredit Usaha Menengah % Bulanan/Monthly … 3.72 4.48 5.06 7.07 6.71 7.75 6.71 … 7.54 7.50 7.22 7.56 7.62 7.92 7.81 8.34 8.18 8.22 8.12 … … … … … … … … … … … … … … Medium Enterprises Credit 132

Keterangan: Note:
- PDB dalam perhitungan rasio menggunakan PDB Harga Berlaku. - GDP as denominator is at current price
- Info selengkapnya terkait UMKM lihat pada Website BI Menu INFO UMKM (http://www.bi.go.id/id/umkm/Default.aspx). - Read more SME's data on Bank Indonesia Website (http://www.bi.go.id/id/umkm
- Cakupan Kredit UMKM termasuk kredit perbankan syariah. - Including loans from Sharia Bank
- Data Kredit UMKM BPR s.d. posisi November 2019 karena perubahan format pelaporan. - MSMEs credit of rural bank to position November 2019.
Sumber: BI dan BPS (diolah) Source: BI and Statistics Indonesia (Processed)
 DAFTAR ISTILAH/ GLOSSARY

Aktiva Produktif yang Diklasifikasikan : Aktiva Produktif, baik yang sudah maupun yang mengandung potensi tidak
memberikan penghasilan atau menimbulkan kerugian, yang ditetapkan sebesar 25%
dari kredit yang digolongkan Dalam Perhatian Khusus, 50% dari kredit yang
digolongkan Kurang Lancar, 75% dari kredit yang digolongkan Diragukan dan 100%
dari kreditProductive
Classified yang digolongkan
Assets isMacet.
productive assets that are considered to be
unproductive or potentially generating loss in the future, which are determined as
25% of Special Mentioned categorized credit, 50% Substandard categorized credit,
75% of Doubtful categorized credit and 100% of Loss categorized credit.
Anak Perusahaan Bank Asing/ Foreign : Bank yang tergabung dalam negara pelapor tetapi dengan lembaga induk
Subsidiaries Bank pengendali yang tergabung di luar negara pelapor
Banks incorporated in the reporting country but with a controlling parent institution
incorporated outside the reporting country
Anjak Piutang/ Factoring : Pembiayaan dalam bentuk pembelian dan atau pengalihan serta pengurusan piutang
atau tagihan jangka pendek klien yang timbul dari transaksi perdagangan dalam
: atau luar negeri
Factoring is a financial activity in the form of purchasing and/or taking over as well as
handling the receivables or short-term collections of a company arising from trading
transactions within or outside the country.
Anjungan Tunai Mandiri/ Automated : Perangkat berupa mesin elektronik yang terhubung dengan pusat komputer layanan
Teller Machine (ATM) nasabah pada suatu lembaga penyimpan dana, sehingga dapat menggantikan
sebagian fungsi kasir. Perangkat tersebut akan memungkinkan nasabah untuk
melakukan transaksi dengan menggunakan suatu media baik berupa kartu atau
media lainnya sebagai suatu identitas pengenal di dalam sistem. Jenis transaksi yang
umum dilakukan melalui ATM antara lain berupa penarikan uang tunai dari rekening
simpanan, pengecekan saldo, transfer kepada bank yang sama atau bank yang lain,
serta pembayaran/pembelian berbagai barang dan atau jasa
: Automated Teller Machine (ATM) is a device in the form of an electronic machine
connected to the customer service computer center of a savings institution which
can replace most functions of a cashier. This device allows customers to perform
transactions using either a card or another means of access which allows for the
identification of the user in the system. Common types of transactions conducted
through ATMs include cash withdrawals from savings accounts, balance checks,
transfers to the same bank or another bank, as well as payments/purchases of
goods/services.
Antar-Kantor/ Related Offices : Entitas yang merupakan bagian dari grup perbankan yang sama, yaitu entitas yang
berada dalam batas konsolidasi lembaga induk pengendali.
Entities that are part of the same banking group, ie that are within the
perimeter of consolidation of the controlling parent institution.
Alat Pembayaran dengan : Alat Pembayaran yang berupa kartu kredit, kartu Automated Teller Machine (ATM)
Menggunakan Kartu (APMK)/ Card dan/atau kartu debet
Based Payment Instruments
Card-Based Means of Payment (APMK) is a means of payment in the form of a credit
card, Automated Teller Machine (ATM) card and/or debit card.
Aset Likuid (dalam arti luas)/ Liquid : Aset likuid (inti) ditambah dengan beberapa instrumen lainnya seperti surat
Assets (broad meaning) berharga (di pasar uang dan pasar modal) yang digolongkan likuid sesuai ketentuan
yang berlaku/ Liquid assets (core) coupled with some other instruments such as
commercial paper (in the money market and capital market) that are classified as
liquid in accordance with the applicable provision.
Liquid Assets (broader definition) are assets, in addition to several other instruments,
such as: securities (in the money market and capital market), classified as liquid
according to the applicable regulations.
Aset Likuid (inti)/ Liquid Assets (core) : Aset keuangan yang dapat segera diuangkan (paling lama 3 bulan)/ Financial assets
that can be cashed immediately (no later than 3 months)
Liquid Assets (core definition) are financial assets which can be cashed in
immediately (within no longer than 3 months).
Asset Turnover : Perbandingan antara penjualan dengan total aset. Rasio ini merupakan ukuran
efektivitas pemanfaatan aktiva dalam menghasilkan penjualan. Semakin besar
perputaran aktiva semakin efektif perusahaan mengelola aktivanya.
 DAFTAR ISTILAH/ GLOSSARY
Asset Turnover is the proportion of sales to total assets. This ratio is a measure of to
what extent assets have been used in generating sales - the higher the asset
turnover, the more effective the company is in managing its assets.
Average time to maturity : Rata-rata jatuh waktu tempo obligasi
The average maturity of bonds
BI Rate : Suku bunga kebijakan yang mencerminkan sikap atau stance kebijakan moneter
yang ditetapkan oleh Bank Indonesia.
BI Rate is the benchmark interest rate that reflects the stance on monetary policy set
out by Bank Indonesia.
Biaya Operasional Pendapatan : Rasio Biaya Operasional dibandingkan dengan Pendapatan Operasional yang
Operasional (BOPO)/ Operating bertujuan untuk mengukur efisiensi operasi.
Expenses to Operating Income
Operating Expenses to Operating Income/Biaya Operasional Pendapatan Operasional
(BOPO) is the ratio of Operating Expenses to Operating Income which seeks to
measure operating efficiency.
Capital Adequacy Ratio (CAR) : Rasio kecukupan modal bank yang diukur berdasarkan perbandingan antara jumlah
modal dengan aktiva tertimbang menurut risiko (ATMR)
Capital Adequacy Ratio (CAR) is the ratio of bank capital adequacy as measured
based on a comparison of the amount of capital to Risk Weighted Assets (RWA).
Claims/ Klaim : Aset keuangan yang memiliki kewajiban pihak lawan

A financial asset that has a counterpart liability

Credit Default Swap (CDS) : Instrumen finansial yang diperdagangkan secara “over the counter” untuk
memitigasi risiko kegagalan kredit.
Credit Default Swap (CDS) is a financial instrument that is traded “over the counter”
to mitigate the risk of credit default.
Current Ratio : Perbandingan antara aset lancar yang dimiliki perusahaan dengan kewajiban lancar.
Rasio ini merupakan salah satu rasio likuiditas untuk mengukur kemampuan
perusahaan untuk memenuhi kewajiban jangka pendeknya.
Current Ratio is a ratio of the total current assets owned by a company to its current
liabilities. It is a liquidity ratio that measures a company’s ability to service its short-
Currency Substitution Ratio (CSR) : term liabilities.
Suatu indikator proksi untuk mengukur tingkat substitusi dalam menggunakan mata
uang, dalam hal ini antara valuta asing yang diukur dengan USD dengan Rupiah.
Currency Substitution Ratio (CSR) is a proxy indicator for measuring the degree to
which a foreign currency is used in parallel to or as a substitute for the domestic
currency, in this case USD for Rupiah.
Dana Pensiun/ Pension Fund : Badan hukum yang mengelola dan menjalankan program yang menjanjikan manfaat
pensiun/ Legal entities that manage and run programs that provide pension benefits
Pension Fund is a fund pooled by a company or labor union or state-owned enterprise
or other organization with the purpose of providing a fund reserve as a pension
payment for their employees who have already reached pension age.
Dana Pihak Ketiga (DPK)/ Third Party : DPK terdiri dari giro, tabungan dan simpanan berjangka.
Funds Third Party Funds/Dana Pihak Ketiga (DPK) are composed of current
accounts/demand deposits, savings and time deposits.
Debt Securities Instrumen yang dapat dinegosiasikan selain pinjaman dan deposito, efek ekuitas,
saham atau unit dana investasi, dan derivatif keuangan. Semua aset keuangan yang
merupakan instrumen pembawa, biasanya dapat dinegosiasikan dan
diperdagangkan di pasar sekunder, tidak memberikan pemegang hak kepemilikan
apa pun kepada unit institusional yang menerbitkannya. Instrumen yang tidak dapat
dinegosiasikan diklasifikasikan sebagai pinjaman dan simpanan.

Negotiable instruments other than loans and deposits, equity securities, investment
fund shares or units, and financial derivatives. All financial assets that are bearer
instruments, usually negotiable and traded on secondary markets, not granting the
holder any ownership rights to the institutional unit issuing them. Non-negotiable
instruments are classified as loans and deposits.
Debt to Asset Ratio (DAR) : Rasio antara Total Utang dengan Total Asset. Rasio ini digunakan untuk mengukur
tingkat solvabilitas perusahaan yaitu kemampuan perusahaan untuk membayar
kewajiban jangka panjang perusahaan tersebut. Suatu perusahaan dikatakan
solvabel berarti perusahaan tersebut memiliki aktiva yang cukup untuk membayar
hutang-hutangnya.
Debt to Asset Ratio (DAR) is the ratio of total debt to total assets. This ratio is used to
measure the level of solvency of a company; that is the company's ability to service
its long-term liabilities. A company is said to be solvent if it has sufficient assets and
Debt Service Ratio (DSR) : wealthpembayaran
Rasio to pay its debts.
utang pokok dan bunga utang luar negeri terhadap penerimaan
transaksi berjalan.
Debt Service Ratio (DSR) is the ratio of the payment of principal debt and interest on
foreign debt to current account receipts.
 DAFTAR ISTILAH/ GLOSSARY
Debt to Equity Ratio (DER) : Perbandingan antara hutang dan ekuitas perusahaan. Rasio ini digunakan untuk
menunjukkan kemampuan modal sendiri yang dimiliki perusahaan dalam memenuhi
seluruh
Debt to kewajibannya.
Equity Ratio (DER) is the proportion of a company’s debt to its own
capital/equity. This ratio is used to indicate a company’s ability to meet all its
Deposito Berjangka/ Time Deposits : obligations.
Deposito Berjangka atau time deposit yaitu simpanan yang penarikannya hanya
dapat dilakukan pada waktu tertentu berdasarkan perjanjian.
Time Deposits are savings which can only be withdrawn at a specified time in line
under an agreement between the depositor and the bank.
Ekspor/ Export : Proses transportasi barang atau komoditas dari suatu negara ke negara lain yang
mencakup barang, jasa, penerimaan pendapatan primer dan penerimaan jasa
sekunder.
Exports refers to the process of transporting goods or commodities from one country
to another, encompassing goods, services, primary income receipts and secondary
Emiten/ Listed Company : income receipts
Perusahaan yang memperoleh dana melalui pasar modal, baik dengan menerbitkan
saham atau obligasi.
Companies that raise funds through the capital market, either by issuing shares or
Fasilitas Simpanan Bank Indonesia : Fasilitas yang diberikan oleh Bank Indonesia kepada bank untuk menempatkan dana
(FASBI)/ Bank Indonesia Deposit mereka di BI dalam rupiah dalam rangka stabilisasi kondisi moneter.
Facility Bank Indonesia Deposit Facility (FASBI) is a facility provided by Bank Indonesia to
banks in which they can place their rupiah funds with BI in order to stabilize
Fasilitas Simpanan Bank Indonesia : monetarysimpanan
Fasilitas conditions.
yang disediakan oleh BI kepada bank untuk menempatkan
Syariah (FASBIS)/ Bank Indonesia dananya di BI dalam rangka standing facilities syariah.
Sharia Deposit Facility
Bank Indonesia Sharia Deposit Facility (FASBIS) is a facility provided by Bank
Indonesia to banks in which they can place their funds with BI in the framework of
Financial Soundness Indicators (FSI) : sharia standing
Indikator terkini facilities.
tingkat kesehatan sektor keuangan suatu negara yang disajikan
secara komprehensif, sekaligus menggambarkan kondisi Perusahaan dan Rumah
Tangga selaku counterpart-nya. Indikator FSI termasuk data agregat individu institusi
dan indikator yang mewakili kondisi pasar secara keseluruhan dimana individu
institusi tersebut beroperasi. FSI disusun untuk mendukung analisis makroprudensial.
FSIs are indicators of the current financial health and soundness of the financial
institutions in a country, and of their corporate and household counterparts. They
include both aggregated individual institution data and indicators that are
representative of the markets in which
the financial institutions operate. FSIs are calculated and disseminated to support
macroprudential analysis.
Gearing Ratio : Rasio keuangan yang membandingkan ekuitas pemilik dengan dana pinjaman.
Financial ratio that compares company debt relative to equities.
Giro/ Demand Deposits : Simpanan pada bank yang penarikannya dapat dilakukan setiap saat dengan
menggunakan cek atau surat perintah pembayaran lain atau dengan
pemindahbukuan.
Demand Deposits are savings at a bank which can be withdrawn at any time using a
cheque, other payment orders, or by transferring/overbooking of accounts.
Indeks Ekspektasi Konsumen (IEK)/ : Salah satu indikator ekonomi yang memberikan informasi mengenai ekspektasi
Consumer Expectation Index konsumen terhadap kondisi perekonomian 6 bulan yang akan datang dibanding saat
ini, meliputi ekspektasi penghasilan, kondisi (dunia usaha) ekonomi Indonesia secara
umum dan ketersediaan lapangan kerja.
Consumer Expectation Index (IEK/CEI) is an economic indicator that provides
information on consumer expectations as to economic conditions in 6 months’ time
as compared to those of today, including expectations about income, Indonesian
economic (business) conditions in general and the availability of jobs.
Indeks Harga Konsumen (IHK)/ : Salah satu indikator ekonomi yang memberikan informasi mengenai harga barang
Consumer Price Index dan jasa yang dibayar oleh konsumen. Perhitungan IHK dilakukan untuk merekam
perubahan harga beli di tingkat konsumen (purchasing cost) dari sekelompok tetap
barang dan jasa yang pada umumnya dikonsumsi masyarakat.
Consumer Price Index (IHK/CPI) is an economic indicator that provides information on
the prices of goods and services paid by consumers. The CPI is calculated in order to
record change in purchasing costs at the consumer level of a fixed group of goods
and services commonly consumed by people.
Indeks Harga Properti Residensial : Salah satu indikator ekonomi yang memberikan informasi mengenai perkembangan
(IHPR)/ Residential Property Price Index harga properti residensial baik pada triwulan berjalan maupun triwulan yang akan
(RPPI) datang.
Residential Property Price Index (IHPR/RPPI) is an economic indicator that provides
information on residential property developments in the current quarter as well as
Indeks Keyakinan Konsumen (IKK)/ : the subsequent
Salah quarter.
satu indikator ekonomi yang digunakan dalam Survei Konsumen (SK) dan
Consumer Confidence Index (CCI) merupakan rata-rata sederhana dari Indeks Kondisi Ekonomi Saat ini dan Indeks
Ekspektasi Confidence
Consumer Konsumen. Index (IKK/CCI) is an economic indicator used in Consumer
Surveys and represents a simple average of the Current Economic Conditions Index
and Consumer Expectations Index.
Indeks Kondisi Ekonomi Saat ini (IKE)/ : Salah satu indikator ekonomi yang merupakan keyakinan konsumen mengenai
Current Economic Condition Index penghasilan saat ini, ketepatan waktu untuk melakukan pembelian barang tahan
(CECI) lama dan ketersediaan lapangan kerja dengan membandingkan antara kondisi saat
ini dan 6Economic
Current bulan yang lalu.
Conditions Index (IKE/CECI) is an economic indicator that reflects
the confidence of consumers as to current income, timeliness of making purchases of
durable goods, and job availability, by comparing current conditions with those of 6
Indeks Pembelian Barang Tahan Lama monthsyang
Indeks ago. menunjukkan pembelian barang tahan lama (durable goods) yang
(Durable goods)/ Purchasing Durable dilakukan oleh konsumen pada periode survei.
Goods Index
Durable Goods Purchasing Index is an index that indicates purchases of durable
goods made by consumers during the survey period.
Indeks Penjualan Riil/ Real Sales Index Indeks penjualan di tingkat pedagang eceran yang menunjukkan perbandingan total
penjualan eceran riil periode berjalan terhadap total penjualan riil pada periode
tahun dasar (Oktober = 2000)
Real Sales Index is a sales index at the retail level that shows the proportion of total
real retail sales for the current period to total real sales in the base year period (=
Indeks Perkiraan Penghasilan 6 bulan October,
Indeks 2000). konsumen atas penghasilannya pada 6 bulan mendatang
perkiraan
mendatang/ Income Estimates next 6
months Index
6 Month Income Estimation Index is an index of consumer estimations as to their
income in 6 months’ time.
Indeks Perkiraan Posisi Pinjaman 6 Indeks perkiraan konsumen atas posisi pinjamannya pada 6 bulan mendatang
bulan mendatang/ Outstanding loans
estimates next 6 month Index
6 month Loan Position Estimation Index is an index of consumer estimations as to
the position of their loans in 6 months’ time.
 DAFTAR ISTILAH/ GLOSSARY
Indeks Stabilitas Sistem Keuangan Suatu indikator yang dapat mencerminkan ukuran kestabilan sistem keuangan
(ISSK)/ Financial System Stability Index
(FSSI) Financial System Stability Index (ISSK/FSSI) is an indicator that reflects the stability
of the financial system.
Inflasi/ Inflation : Kenaikan harga-harga barang dan jasa secara umum dan terus menerus.
Inflation refers to general and continuous rising prices of goods and services.
Initial Public Offering (IPO) : Penerbitan saham perdana.
Initial Public Offering (IPO) is a company’s initial sales of public shares
Institusi Keuangan Non Bank (IKNB)/ Badan usaha yang melakukan kegiatan dibidang keuangan, secara langsung
Non-Bank Financial Institutions (NBFI) ataupun tidak langsung, menghimpun dana dari masyarakat dan menyalurkan
kembali kepada
Non-Bank masyarakat
Financial Institutions (IKNB) are business entities that perform activities in
the field of finance, either directly or indirectly, by collecting funds from the public
and channeling them back into society.
Instrumen Dana Investasi/ Investment adalah penanaman modal, biasanya dalam jangka panjang untuk pengadaan aktiva
Fund Instruments tetap atau pembelian saham-saham dan surat berharga lain untuk memperoleh
keuntunganFund
Investment (investment)
Instruments Investment is the providing of capital, usually in the
long term, for the procurement of fixed assets or the purchase of shares and other
Inventory turn over : securities to make
Perbandingan profit
antara penjualan dengan persediaan. Rasio perputaran persediaan ini
menunjukkan seberapa efisien perusahaan mengatur persediaannya yaitu dengan
menunjukkan berapa kali perputaran persediaan selama satu tahun. Semakin tinggi
rasio berarti perusahaan semakin efisien.
 DAFTAR ISTILAH/ GLOSSARY
Inventory turnover is the proportion of sales to inventory. The inventory turnover
ratio shows how efficiently a company is managing its inventory by showing how
many times the inventory turns over (is sold/used) in a year. The higher the ratio, the
Jakarta Interbank Spot Dollar Rate : more efficient
Harga the company.
spot USD/IDR, yang disusun berdasarkan kurs transaksi valuta asing terhadap
(JISDOR) rupiah antar bank di pasar domestik, melalui Sistem Monitoring Transaksi Valuta
Asing Terhadap Rupiah (SISMONTAVAR) di Bank Indonesia secara real time.
Jakarta Interbank Spot Dollar Rate (JISDOR) is the spot price for USD/IDR, which is
derived from the exchange rate of foreign currency transactions between banks in
the domestic market, through the Monitoring System of Foreign Exchange
Transactions against the Rupiah (SISMONTAVAR) at Bank Indonesia in real time.
Jumlah Unit Penyertaan (UP) Beredar/ : Jumlah unit penyertaan yang beredar (dimiliki investor) pada suatu periode waktu
Mutual Fund Units tertentu.
Number of outstanding mutual fund units at a certain period.
Kapitalisasi Pasar Modal/ Stock Market : Total nilai seluruh saham yang diterbitkan oleh berbagai perusahaan yang
Capitalization diperdagangkan di Bursa Efek Indonesia
Capital Market Capitalization is the total value of all shares issued by the various
companies trading on the Indonesia Stock Exchange
Kartu Kredit/ Credit Card : APMK yang dapat digunakan untuk melakukan pembayaran atas kewajiban yang
timbul dari suatu kegiatan ekonomi, termasuk transaksi pembelanjaan ada/atau
untuk melakukan penarikan tunai, dimana kewajiban pembayaran pemegang kartu
dipenuhi terlebih dahulu oleh acquirer atau penerbit, dan pemegang kartu
berkewajiban untuk melakukan pembayaran pada waktu yang disepakati baik
dengan pelunasan secara sekaligus (charge card) ataupun dengan pembayaran
secara angsuran
Credit Card is a card-based means of payment (APMK) which can be used to make
payments on obligations arising out of an economic activity, including spending
transactions and/or cash withdrawals, where the payment obligation of the
cardholder is fulfilled in advance by the acquirer or issuer, and the cardholder is
obligated to make payments at an agreed time either by payment in a lump sum
(change card) or by payment in installments.
Kegiatan Usaha Penukaran Valuta : Kegiatan jual dan beli uang kertas asing (UKA) dan pembelian cek pelawat.
Asing (KUPVA)/ Foreign Exchange
Business Activities
Money Changing Business Activities (KUPVA) refer to the buying and selling of
foreign banknote and purchase of traveller’s cheques.
Keuangan Inklusif (Financial Inclusion) : Kondisi ketika setiap individu mempunyai hak untuk memiliki akses terhadap
berbagai layanan keuangan yang berkualitas secara tepat waktu, nyaman, jelas
dengan biaya terjangkau sebagai penghormatan, pemenuhan perlindungan,
penegakan dan pemajuan atas martabat pribadinya dalam rangka meningkatkan
kemampuan ekonomi dan keuangan. Layanan Keuangan diberikan kepada seluruh
segmen masyarakat, dengan perhatian khusus pada kelompok kurang mampu dan
rentan, usaha mikro dan kecil, pekerja migran, wanita dan masyarakat di daerah
terpencil, perbatasan dan pulau-pulau terluar
Financial Inclusion is a condition in which every individual enjoys the right to have
access to a wide range of quality financial services in a timely, convenient, clear
manner at an affordable cost, as a way of respecting, protecting, upholding and
promoting personal dignity as well as enhancing economic and financial capability.
Financial services are provided to all segments of society, with special attention to
disadvantaged and vulnerable groups, micro and small enterprises, migrant workers,
women and communities in remote areas, border areas and outer islands.

Kliring/ Clearing : Pertukaran warkat atau Data Keuangan Elektronik antar peserta kliring baik atas
nama peserta maupun atas nama nasabah yang perhitungannya diselesaikan pada
waktu tertentu.
Clearing is exchange of electronic financial data and/or notes (warkat) among
clearing participants on behalf of the participants as well as on behalf of customers
whose accounts are settled at a specified time.
Kliring Debit/ Debit Clearing : Kegiatan dalam SKNBI untuk transfer debet.
Debit Clearing refers to debit transfer activities within the National Clearing
System/Sistem Kliring Nasional (SKNBI).
Kliring Kredit/ Credit Clearing : Kegiatan dalam SKNBI untuk transfer kredit.
Credit Clearing refers to credit transfer activities within the National Clearing
System/Sistem Kliring Nasional (SKNBI).
Korporasi Non-Finansial/ Non-Financial : Perusahaan yang dimiliki secara pribadi dan publik serta perusahaan tak berbadan
Corporation hukum yang berfungsi sebagai korporasi, seperti kemitraan dan cabang-cabang
perusahaan
Privately andasing.
publicly owned corporations as well as unincorporated enterprises that
function as if they were corporations, such as partnerships and the branches of
foreign corporations.
Kredit Investasi/ Investment Credit : Kredit jangka menengah atau panjang untuk pembelian barang-barang modal dan
jasa yang diperlukan antara lain guna rehabilitasi, modernisasi, ekspansi, dan
relokasi proyek dan atau pendirian usaha baru.
Investment credit refers to medium or long-term loans given for the purchase of
capital goods and services needed, among other things, for the rehabilitation,
modernization, expansion and relocation of projects, and/or the establishment of new
Kredit Konsumsi/ Consumption Credit : businesses.
Kredit untuk keperluan konsumsi dengan cara, membeli, menyewa atau dengan cara
lain.
Consumer credit refers to loans given for consumption purposes by buying, renting
or other means.
Kredit Modal Kerja/ Working Capital : Kredit jangka pendek untuk membiayai keperluan modal kerja debitur
Credit Working Capital credit refers to short-term loans to finance the working capital needs
of borrowers.
Kredit Perbankan/ Bank Loans : Semua penyediaan uang atau tagihan yang dapat dipersamakan dengan itu dalam
rupiah dan valuta asing, berdasarkan persetujuan atau kesepakatan pinjam
meminjam antara bank pelapor dengan bank dan pihak ketiga bukan bank.
Bank Credit refers to the provision of all money or equivalent claims in rupiah and
foreign currencies, based on loan agreements and approvals between reporting
banks and other banks as well as non-bank third parties.
 DAFTAR ISTILAH/ GLOSSARY
Kredit UMKM/ Micro, Small, Medium : Semua penyediaan uang atau tagihan yang dapat dipersamakan dengan itu dalam
Enterprises (MMEs) Credit rupiah dan valuta asing, berdasarkan persetujuan atau kesepakatan pinjam
meminjam antara bank pelapor dengan bank dan pihak ketiga bukan bank yang
memenuhi kriteria usaha sesuai Undang-undang tentang UMKM yang berlaku.
MSME Credit refers to the provision of all money or equivalent claims in rupiah and
foreign currencies, based on loan agreements and approvals between reporting
banks and other banks as well as third parties, which satisfy the business criteria in
line with the prevailing Law on Micro, Small and Medium Enterprises.
Large Exposures : Jumlah semua nilai eksposur dari Deposit Takers (DT) ke anak perusahaan atau ke
perusahaan lain yang masih dalam satu grup yang terhubung, jika itu sama dengan
atau di atas 10 persen dari basis modal DT yang memenuhi syarat.
The sum of all exposure values of a Deposit Taker to a counterparty or to a group of
connected counterparties, if it is equal to or above 10 percent of the DT’s eligible
Layanan Keuangan Digital (LKD)/ capital base.
Kegiatan layanan jasa sistem pembayaran dan keuangan yang dilakukan melalui
Digital Financial Services (DFS) kerja sama dengan pihak ketiga serta menggunakan sarana dan perangkat teknologi
berbasis mobile maupun berbasis web dalam rangka keuangan inklusif.
Digital Finance Services (LKD/DFS) are finance and payment system services
provided through cooperation with third parties and by using mobile-based and web-
based technological tools and devices in the framework of financial inclusion.
Leverage Ratio : Rasio yang digunakan untuk mengukur seberapa besar aktiva yang dimiliki
perusahaan berasal dari hutang atau modal, sehingga dengan rasio ini dapat
diketahui posisi perusahaan dan kewajibannya yang bersifat tetap kepada pihak lain
serta keseimbangan nilai aktiva tetap dengan modal yang ada.
Leverage Ratio is used to measure to what extent a company's assets are derived
from debt or capital, thus shedding light on the company's level of solvency and its
ability to service its fixed liabilities, as well as the balance between the value of its
Liquid Assets : fixed likuid
Aset assets(inti)
andditambah
existing capital.
dengan beberapa instrumen lainnya seperti: surat
berharga (di pasar uang dan pasar modal) yang digolongkan likuid sesuai ketentuan
yang
Liquidberlaku
Assets are assets, in addition to several other instruments, such as: securities
(in the money market and capital market), classified as liquid according to the
Liquidity Ratio : applicable
Nisbah regulations.
yang mengukur kemampuan bank, perusahaan, atau peminjam untuk
memenuhi kewajiban jangka pendek yang jatuh tempo; nisbah ini dihitung dengan
membagi aktiva lancar dengan utang lancar.
Liquidity Ratio measures the ability of a bank, company or lender to meet its short-
term obligations that are due to mature. This ratio is calculated by dividing current
assets by current liabilities
Loans and Deposits : Di sisi Klaim, semua pinjaman yang diberikan, modal kerja diberikan kepada cabang /
anak perusahaan, dan simpanan di bank lain, termasuk yang memiliki afiliasi sendiri
(posisi antar-kantor). Di sisi liabilitas, semua klaim pada bank pelapor yang
mencerminkan bukti setoran, dan pinjaman (pinjaman) dari yang lain. Dalam statistik
perbankan lokasional, ini termasuk pinjaman dari afiliasi bank sendiri, kantor pusat
atau lembaga induk pengendali, dan modal kerja yang diterima dari kantor pusat
atau lembaga induk pengendali. Kategori instrumen ini juga mencakup transaksi
pembelian kembali (repo), sewa keuangan, surat promes, tidak dapat dinegosiasikan
sekuritas utang (mis. CD yang tidak dapat dinegosiasikan), kewajiban pengesahan
yang timbul dari tagihan yang didiskreditkan kembali ke luar negeri dan pinjaman
subordinasi (termasuk sekuritas hutang yang tidak dapat dinegosiasikan) dan
melaporkan kepemilikan bank atas uang kertas dan koin yang beredar.
On the claims side, all loans granted, working capital provided to
branches/subsidiaries, and deposits with other banks, including those with their own
affiliates (inter-office positions). On the liabilities side, all claims on the reporting
bank that reflect evidence of deposit, and borrowing (loans) from others. In the
locational banking statistics, this includes borrowing from the bank’s own affiliates,
head office or controlling parent institution, and working capital received from the
head office or controlling parent institution. This instrument category also includes
repurchase transactions (repos), financial leases, promissory notes, non-negotiable
debt securities (eg non-negotiable CDs), endorsement liabilities arising from bills
rediscounted abroad and subordinated loans (including subordinated non-negotiable
debt securities) and reporting banks’ holdings of notes and coins that are in
Loan to Deposit Ratio (LDR) : circulation.
Perbandingan total kredit terhadap total Dana Pihak Ketiga
Ratio of total loans to total third party funds
London Interbank Offered Rate (LIBOR) : Suku bunga rata-rata pinjaman antar bank di London yang ditetapkan berdasarkan
suku bunga yang ditawarkan oleh 16 bank anggota British Bankers Association.
London Interbank Offered Rate (LIBOR) is the average interest rate on loans between
banks in London, as determined based on the interest rates being offered by the 16
member banks of the British Bankers Association.
Modal Ventura/ Venture Capital : Badan usaha yang melakukan usaha pembiayaan/penyertaan modal ke dalam suatu
perusahaan yang menerima bantuan pembiayaan (investee company) untuk jangka
waktu tertentu dalam bentuk penyertaan saham, penyertaan melalui pembelian
obligasi konversi, dan atau pembiayaan berdasarkan pembagian atas hasil usaha
Business entities that conduct financing/ equity participation into a company that
received the funding (investee company) for a certain period in the form of equity
participation, participation through the purchase of convertible bonds and or
financing based on profit sharing from the results of operating business.
Neraca Transaksi Berjalan (NTB)/ : Bagian dari Neraca Pembayaran Indonesia yang mencatat ekspor dan impor barang,
Current Account jasa, pendapatan primer dan pendapatan sekunder.
Current Account (NTB) is part of Indonesia's Balance of Payments that records
exports and imports of goods, services, primary and secondary income.
Net Interest Margin (NIM) : Pendapatan bunga bersih dibandingkan dengan rata-rata total aset produktif .
Net Interest Margin (NIM) is net interest income compared with average total earning
Nilai Aktiva Bersih/ Net Asset Value : assets.
Nilai pasar yang wajar dari seluruh efek dan kekayaan lain yang dikelola oleh
reksadana
dikurangi seluruh kewajibannya. Perhitungan NAB menggunakan nilai pasar wajar
yangmarket value of the securities and other assets minus the liabilities that a
Fair
mutual fund manages on behalf of investors. Calculation of NAV is determined by its
investment company and published every (stock exchange) trading day.
Nilai Tukar (kurs)/ Exchange Rate : Nilai mata uang suatu negara yang dinyatakan dengan nilai mata uang negara yang
lain.
Exchange Rate refers to the value of one country’s currency expressed in the value
of another country’s currency.
Non Performing Financing (NPF) : Pembiayaan bermasalah yang terdiri dari kredit yang berklasifikasi Kurang Lancar,
Diragukan dan Macet
Nonperforming Financing (NPF) refers to troubled financing classified as substandard,
doubtful and loss.
 DAFTAR ISTILAH/ GLOSSARY
Non Performing Loans (NPL) : Kredit yang memiliki kualitas kurang lancar, diragukan atau macet
Nonperforming Loans (NPL) refers to credit of substandard, doubtful and loss quality.
Obligasi/ Bonds : Obligasi didefinsikan sebagai: a) suatu sertifikat bukti hutang, yang mana
perusahaan penerbit atau badan pemerintah berjanji untuk membayar sejumlah
bunga untuk satu jangka waktu panjang tertentu kepada pemegang, dan untuk
membayar kembali hutangnya pada saat jatuh tempo; b) instrumen hutang jangka
panjang yang berisikan janji untuk membayar kepada kreditur sejumlah bunga
secara periodik dan membayar hutang pokok pada saat jatuh tempo.
Bonds are defined as: a) a certificate of proof of debt, in which the issuing company
or government agency promises to pay a certain amount of interest for a specified
long period of time to the holder, and to repay the debt at maturity; b) a long-term
debt instrument that involves a promise to pay the lender a certain amount of
interest on a periodic basis and to pay the principal debt at maturity.
Other Instruments : Instrumen keuangan yang tidak dikategorikan sebagai pinjaman / simpanan, atau
efek hutang, yaitu aset dan kewajiban keuangan residual.
Financial instruments not categorised as loans/deposits, or debt securities, ie
residual financial assets and liabilities.
Pasar Sekunder/ Secondary Market : Bursa/pasar tempat surat berharga diperjual-belikan antar investor di luar pasar
perdana/ primer
Secondary Market is the market in which securities are traded among investors
outside of the primary market.
Pasar Uang Antar Bank (PUAB)/ : Kegiatan pinjam meminjam dalam rupiah dan atau valuta asing antar bank
Interbank Money Market konvensional dengan jangka waktu sampai dengan 1 (satu) tahun. PUAB terdiri dari
PUAB Pagi rupiah, PUAB sore rupiah dan PUAB Valuta Asing.
Interbank Money Market (PUAB) refers to lending and borrowing activities in rupiah or
foreign currency among conventional banks with maturities of up to one (1) year.
The Interbank market consists of the Rupiah PUAB - Morning Session, the Rupiah
PUAB – Afternoon Session, and the Interbank Foreign Exchange Market (PUAB Valas).
Pasar Uang Antarbank Syariah (PUAS)/ : Transaksi keuangan jangka pendek antarbank berdasarkan prinsip syariah baik
Sharia Interbank Money Market dalam rupiah maupun valuta asing
Sharia Interbank Money Market (PUAS) refers to short-term interbank financial
transactions in both rupiah and foreign currency in accordance with sharia (Islamic
Law) principles.
 DAFTAR ISTILAH/ GLOSSARY
Pembiayaan Konsumen/ Consumer : Jumlah neto atas pembiayaan untuk pengadaan barang kebutuhan konsumen
Financing dengan sistem pembayaran angsuran atau berkala.
Consumer Financing is the net amount of financing for the procurement of consumer
goods with payments is installments or on a periodic basis.
Produk Domestik Bruto (PDB) Harga : PDB yang menggambarkan nilai tambah barang dan jasa yang dihitung
Berlaku/ Gross Domestic Product at menggunakan harga pada tahun berjalan.
Current Price
Gross Domestic Product (GDP) at Current Prices illustrates the value of all final goods
and services calculated using prices in the current year.
Produk Domestik Bruto (PDB) Harga : PDB yang menunjukkan nilai tambah barang dan jasa tersebut yang dihitung
Konstan/ Gross Domestic Product at menggunakan harga yang berlaku pada satu tahun tertentu sebagai tahun dasar.
Constant Price PDB ini digunakan untuk mengetahui pertumbuhan ekonomi secara riil dari tahun ke
tahun yang tidak dipengaruhi oleh faktor harga.
Gross Domestic Product (GDP) at Constant Prices illustrates the value of all final
goods and services calculated using the prevailing price level of the base year. GDP
at constant prices is used to determine economic growth in a real sense without the
Pertumbuhan Ekonomi/ Economic : influence of price
Peningkatan factors. yang dihasilkan oleh seluruh unit usaha dalam suatu
nilai tambah
Growth negara tertentu, atau merupakan jumlah nilai barang dan jasa akhir yang dihasilkan
oleh seluruh
Economic unit ekonomi.
Growth refers to the increase in value added goods and services generated
by all business units within a particular country, or the total value of final goods and
services produced by the entire economic unit.
Perusahaan Pembiayaan (PP)/ : Badan usaha yang khusus didirikan untuk melakukan Sewa Guna Usaha, Anjak
Financing Institution Piutang, Pembiayaan Konsumen, dan/atau usaha Kartu Kredit
Financing Company is a Non-Bank Financial Institution (IKNB) established especially
to perform Leasing, Factoring, Consumer Finance, and/or Credit Card business.
Perusahaan Pembiayaan Infrastruktur/ Badan usaha yang didirikan khusus untuk melakukan pembiayaan dalam bentuk
Infrastruktur Financing Company penyediaan dana pada proyek infrastruktur
Business entity established specifically for financing in the form of providing funds
for infrastructure projects
Posisi Investasi Internasional Indonesia/ : Statistik yang menunjukkan nilai dan komposisi aset finansial luar negeri (AFLN) dan
Indonesia's International Investment kewajiban finansial luar negri (KFLN) Indonesia pada suatu waktu tertentu.
Position Indonesia's International Investment Position (PIII) is a statistical statement that
shows the value and composition of the foreign financial assets (AFLN) and foreign
financial liabilities (KFLN) of Indonesia at any given time.
Posisi Devisa Neto (PDN)/ Net Open : Angka yang merupakan penjumlahan dari nilai absolut untuk jumlah dari selisih
Position (NOP) bersih aktiva dan pasiva dalam neraca untuk setiap valuta asing ditambah dengan
selisih bersih tagihan dan kewajiban baik yang merupakan komitmen maupun
kontinjensi dalam rekening administratif untuk setiap valuta asing yang semuanya
dinyatakan
The dalam
sum of the rupiah.values of the net difference between assets and liabilities in
absolute
the balance sheet for each foreign currency plus the net difference between claims
and liabilities, comprising both commitments and contingencies in administrative
account for each foreign currency which are expressed in Rupiah
Price to Earning Ratio (PER) : Rasio antara harga saham emiten dengan laba bersih perusahaan emiten per saham
The ratio of a current price of stock to its earnings per share
Profitability : Ukuran mengenai kemampuan perusahaan dalam menghasilkan keuntungan selama
periode tertentu
Profitability is a measure of a company's ability to generate profits over a certain
Quick Ratio : period.
Angka perbandingan antara jumlah aset yang sangat lancar (uang kas bank, piutang
dagang, dan sekuritas yang mudah dijual) terhadap jumlah utang lancar. Rasio ini di
pakai sebagai ukuran kemampuan perusahaan untuk membayar dengan segera
utang Ratio
Quick lancarnya
compares the total amount of cash, marketable securities and accounts
receivable to the amount of current liabilities. This ratio is used to measure a
company's ability to pay its current debts with immediate effect.
Rata-rata Tertimbang (RRT)/ Weighted : Memperhitungkan bobot volume transaksi pada periode tertentu.
Average
Weighted Average (RRT) takes into account the weight of transaction volumes during
the period in question.
Real Time Gross Settlement (RTGS) : Sistem transfer dana elektronik antar bank dalam mata uang rupiah yang
penyelesaiannya dilakukan per transaksi secara individual.
Real Time Gross Settlement (RTGS) is an interbank electronic fund transfer system in
rupiah in which settlement is conducted per transaction on an individual basis.
Redemption : Penjualan kembali sebagian atau seluruh unit penyertaan berdasarkan nilai NAB per
unit yang berlaku pada periode penjualan.
Sale of some or all mutual fund units at NAV per unit of the period of sale.
Refixing rate : Porsi utang Pemerintah Pusat yang terekspos perubahan tingkat bunga dalam waktu
setahun mendatang
Refixing rate refers to the portion of central government debt exposed to changes in
interest rates within the coming year.
Reasuransi/ Reinsurance : Sebagian pertanggungan ulang atau seluruh risiko perusahaan asuransi kepada
perusahaan asuransi lainnya berdasarkan perjanjian
Reinsurance refers to an insurance company reinsuring all or some of its risk with
another insurance company under an agreement.
Reksadana/ Mutual Funds : Wadah yang dipergunakan untuk menghimpun dana dari masyarakat pemodal untuk
selanjutnya diinvestasikan dalam portofolio efek oleh manajer investasi (UU Nomor 8
tentang Pasar Modal)
Mutual Fund is an investment program used to collect funds from investors to be
invested in the securities portfolio by an investment manager (Law No. 8 on Capital
Repurchase Agreement (Repo) : Markets).
Transaksi penjualan surat berharga oleh peserta OPT kepada Bank Indonesia dengan
kewajiban pembelian kembali oleh peserta OPT sesuai dengan harga dan jangka
waktu yang disepakati.
Repurchase Agreement (Repo) is a sales transaction of securities by an OMO
participant to Bank Indonesia with a promise to buy them back at a set time and
Return on Assets (ROA) : price satu rasio profitabilitas untuk mengukur kemampuan aktiva perusahaan dalam
Salah
menghasilkan laba.
Return on Assets (ROA) is a profitability ratio for measuring the ability of a
company's assets to generate profits.
Return on Equity (ROE) : Salah satu rasio profitabilitas untuk mengukur kemampuan modal perusahaan dalam
menghasilkan laba.
Return on Equity (ROE) is a profitability ratio for measuring the ability of a company's
equity to generate profits.
 DAFTAR ISTILAH/ GLOSSARY
Risiko Kredit/ Credit Risk : Risiko yang timbul dalam hal debitur gagal memenuhi kewajiban untuk membayar
angsuran pokok ataupun bunga sebagaimana telah disepakati dalam perjanjian
kredit; di samping risiko suku bunga, risiko kredit merupakan salah satu risiko utama
dalam pelaksanaan pemberian kredit bank.
Credit Risk is risk that arises in the event that a debtor fails to meet their obligation
to pay principal or interest as agreed in the credit agreement; other than interest
rate risk, credit risk is one of the primary risks in granting bank credit.
Risiko Likuiditas/ Liquidity Risk : Risiko bank tidak memiliki uang tunai atau aktiva jangka pendek yang dapat
diuangkan segera dalam jumlah yang cukup untuk memenuhi permintaan deposan
atau debitur; risiko ini terjadi sebagai akibat kegagalan pengelolaan antara sumber
dana dan penanaman dana (mismatch) atau kekurangan likuiditas/dana (shortage)
yang mengakibatkan bank tidak mampu memenuhi kewajiban keuangannya pada
waktu yang telah ditetapkan.
Liquidity Risk is a bank’s risk of not having sufficient amount of cash or liquid short-
term assets to comply with the requirements of a depositor or debtor; this risk occurs
due to a failure of management between the source of funds and the investments
(mismatch) or a shortage of funds or liquidity, which causes a bank’s inability to
comply with its financial responsibility at a specified time.
Risiko Pasar/ Market Risk : Risiko atas posisi perdagangan akibat perubahan harga
Market Risk is risk over a trading position due to price changes.
Saham/ Stock : Bukti penyertaan modal dalam suatu perseroan, yang dibuktikan dengan surat
saham, sebagai suatu surat legitimasi yang menyatakan bahwa pemegang adalah
orang yang berhak atas deviden, hak suara, dan manfaat lainnya.
Stock is proof of equity participation in a company, as evidenced by a share
certificate as a legitimate document stating that the holder is a person entitled to
dividends, voting rights and other benefits.
Sertifikat Bank Indonesia (SBI)/ Bank : Surat berharga dalam mata uang Rupiah yang diterbitkan oleh Bank Indonesia
Indonesia Sertificate sebagai pengakuan utang berjangka waktu pendek.
Bank Indonesia Certificates (SBI) are securities in the rupiah issued by Bank
Indonesia as a way of acknowledging short-term debt.
Sertifikat Deposito/ Deposit Sertificates : Simpanan dalam bentuk deposito yang sertifikat bukti simpanannya dapat
dipindahtangankan.
Certificates of Deposit are savings in the form of a time deposit whose proof of
savings certificate is transferable.
Sewa Guna Usaha (SGU)/ Lease : Sewa guna usaha dengan hak opsi (finance lease), yaitu kegiatan pembiayaan dalam
bentuk penyediaan barang modal yang digunakan oleh penyewa guna usaha
(lessee) dalam jangka waktu tertentu berdasarkan pembayaran secara berkala
disertai dengan hak pilih (option) untuk membeli barang modal yang bersangkutan
atau memperpanjang jangka waktu leasing berdasarkan nilai sisa yang telah
disepakati bersama.
Leasing (SGU) refers to leasing with an option (finance leasing), which is financing in
the form of a supply of capital goods which are used by the lessee for a specified
period, during which periodic payments are made and an option also exists to
purchase the capital goods concerned or extend the term of the lease based on a
Singapore Interbank Offered Rate : mutually
Suku agreed
bunga residual
rata-rata value.
antar bank di Singapura yang ditetapkan berdasarkan suku
(SIBOR) bunga yang ditawarkan oleh sejumlah bank terkemuka di Singapura (ABS).
Singapore Interbank Offered Rate (SIBOR) is the average interest rate on loans
between banks in Singapore, as determined based on the interest rates being
offered by a number of leading Singaporean banks.
Sistem Kliring Nasional (SKN) Bank : Sistem kliring Bank Indonesia yang meliputi kliring debet dan kliring kredit yang
Indonesia/ BI National Clearing System penyelesaian akhirnya dilakukan secara nasional.
Bank Indonesia National Clearing System/Sistem Kliring Nasional (SKN) is Bank
Indonesia’s clearing system that includes debit clearing and credit clearing whose
final settlement is conducted on a national basis.
Solvabiliti/Solvency : Kemampuan perusahaan untuk membayar segala kewajibannya. Rasio Solvabilitas
merupakan rasio yang membandingkan antara total aset yang dimiliki perusahaan
dengan total kewajiban. Rasio ini menunjukkan sejauh mana kewajiban dapat
ditutupi oleh
Solvency aktiva.
is the ability of a company to service all its liabilities. The Solvency ratio
compares the total assets of a company to its total liabilities. This ratio indicates the
extent to which liabilities are covered by assets.
Subscription : Pembelian atas Unit Penyertaan (UP) reksadana
Purchase of mutual fund unit(s)
Surat Berharga Negara (SBN)/ : Surat berharga berupa Surat Utang Negara (SUN) dan atau surat berharga
Government Securities berdasarkan prinsip syariah (Surat Berharga Syariah Negara/SBSN) yang diterbitkan
oleh Pemerintah
Government Indonesia.
Securities (SBN) are securities in the form of Government Debt
Securities (SUN) and/or Government Sharia Securities (SBSN) issued by the
Surat Berharga Syariah Negara (SBSN)/ : Indonesian
SBN Government.
yang diterbitkan berdasarkan prinsip syariah baik dalam mata uang rupiah
Sharia Government Bonds maupun valuta asing, sebagaimana dimaksud dalam undang-undang yang berlaku.
Government Sharia Securities (SBSN) are government securities issued based on
sharia (Islamic Law) principals as evidence of participation in SBSN assets, both in
rupiah as well as foreign exchange, as defined in the applicable legislation.
Surat Utang Negara (SUN)/ : Surat berharga yang berupa surat pengakuan utang dalam mata uang rupiah
Government Bonds maupun valuta asing yang dijamin pembayaran bunga dan pokoknya oleh Negara
Republik Indonesia, sesuai dengan masa berlakunya.
Government Debt Securities (SUN) are securities in the form of acknowledgment of
debt, both in Indonesian rupiah and foreign exchange, the payment of interest and
principal on which is guaranteed by the State of the Republic of Indonesia.
 DAFTAR ISTILAH/ GLOSSARY
Term Deposit Fine Tune Kontraksi (FTK) : Kegiatan operasi pasar terbuka (OPT) dalam rangka penyerapan/ pengurangan
likuiditas perbankan secara jangka pendek. Term deposit FTK dilakukan dengan cara
menempatkan dana milik peserta operasi moneter secara berjangka di Bank
Indonesia. Term Deposit FTK dapat dicairkan sebelum jatuh waktu (early redemption)
sepanjang memenuhi persyaratan tertentu dan atas pencairan tersebut dikenakan
biaya.
Fine Tune Contraction (FTK/FTC) Term Deposit is an open market operation (OMO) in
order to absorb or lessen short-term banking liquidity. A FTC term deposit involves
placing the funds of a monetary operation participant in Bank Indonesia on a short-
Tertiary Reserves : term basis simpanan jangka pendek yang dapat dengan cepat dikonversi menjadi
Instrumen
uang apabila terjadi kebutuhan likuiditas.
Tertiary Reserves are a short-term savings instrument which can be quickly
converted into money in the event of liquidity needs.
Throughput Guidelines : Suatu target dimana Peserta BI RTGS diharapkan telah menyelesaikan presentase
tertentu dari total pembayaran selama 1 hari dengan mengacu pada graduated
payment schedule <10.30 WIB; 10.30 s.d. 14.30 WIB; 14.30 s.d. 16.30 WIB
diharapkan masing-masing
Throughput 30%:30%:40%.
Guidelines are targets in which BI RTGS participants are expected to
settle a certain percentage of their total payments throughout 1 day with reference
to a graduated payment schedule as follows: < 10.30 WIST; 10.30 to 14.30 WIST and
14.30 to 16.30 WIST, 30%; 30% and 40% respectively are expected to be settled.
Tingkat Densitas Asuransi : Nilai yang menggambarkan perbandingan premi bruto terhadap jumlah penduduk.
An indicator that compare gross premium relative to number of residents.
Tingkat Penetrasi Asuransi : Nilai yang menggambarkan kontribusi premi bruto terhadap Produk Domestik Bruto
(PDB).
An indicator that describes contribution of gross premium relative to Gross Domestik
Product. Domestik Bruto (PDB).
Transaksi Derivatif/ Derivative : Transaksi yang didasari oleh suatu kontrak atau perjanjian pembayaran yang
Transactions nilainya merupakan turunan dari nilai instrumen yang mendasari seperti suku bunga,
nilai tukar, komoditi, ekuiti, dan indeks, baik yang diikuti dengan pergerakan atau
tanpa pergerakan
Derivative danaisatau
Transaction instrumen.based on a payment contract whose value is a
a transaction
derivative of the value of an underlying instrument such as interest rates, exchange
rates, commodities, equities, and indexes, with or without fund or instrument
Transaksi Forward/ Forward : movements.
Transaksi jual beli berjangka antara 2 (dua) mata uang (valuta) dengan penyerahan
Transactions dana dilakukan lebih dari 2 (dua) hari kerja setelah tanggal transaksi.
Forward Transaction is the buying and selling of forward contracts between two (2)
currencies (foreign currencies) with the delivery of funds made more than two (2)
business days after the transaction date.
Transaksi Option/ Option Transactions : Option adalah kontrak dimana salah satu pihak menyetujui untuk membayar
sejumlah imbalan kepada pihak lain untuk mendapatkan suatu hak untuk membeli
atau menjual valuta asing pada harga dan waktu tertentu.
Option is a contract in which one party agrees to pay compensation to another party
to obtain a right to buy or sell foreign currency at a specific price and time.
Transaksi Spot/ Spot Transactions : Transaksi jual beli tunai antara 2 (dua) mata uang (valuta) dengan penyerahan dana
dilakukan 2 (dua) hari kerja setelah tanggal transaksi.
Spot Transaction is the buying and selling of spot contracts (cash) between two (2)
currencies (foreign currencies) with the delivery of funds made more than two (2)
business days after the transaction date.
Transaksi Swap/ Swap Transactions : Transaksi pertukaran antara 2 (dua) mata uang (valuta) melalui pembelian atau
penjualan tunai (spot) dengan penjualan atau pembelian secara berjangka (forward)
yang dilakukan secara bersamaan.
Swap Transaction is the exchange of two (2) currencies (foreign currencies) through
the buying or selling of spot contracts (cash) or buying or selling of forward
contracts, performed at the same time.
Turnover Ratio (indikator keuangan : Nisbah yang menunjukkan tingkat kecepatan konversi piutang menjadi kas atau
korporasi)/ indicator financial lamanya perputaran aset menjadi kas
corporates Turnover Ratio (Corporate finance indicator) indicates the time needed for
receivables to be converted into cash or the time needed for assets to be converted
Turnover Ratio (indikator sistem : into cash.
Perbandingan antara outgoing transaction terhadap saldo rekening bank yang
pembayaran non tunai)/ indicator non disediakan pada awal hari. Kenaikan rasio ini dapat berindikasi adanya the expected
cash payment system settlement delays menjadi lebih lama.
Turnover Ratio (non-cash payment system indicator) is a comparison between
outgoing transactions and a bank’s opening balance available at the start of the day.
A high turnover ratio indicates that expected settlement delays will be longer.
Uang beredar dalam arti sempit (M1)/ : Kewajiban sistem moneter yang terdiri atas uang kartal yang dipegang masyarakat
Narrow Money pada sektor swasta domestik dan uang giral yang berada baik pada Bank Umum dan
BPR maupun pada Bank Indonesia. Dalam pengertian ini uang kartal yang berada
pada kas Bank Indonesia, dan kas Bank Umum dan BPR (cash in vault) tidak
termasuk in
Currency dalam perhitungan
Circulation in the yang beredar
narrow sense/Narrow money (M1) refers to monetary
system liabilities, consisting of currency held by the public in the domestic private
sector as well as in demand deposits either in commercial banks or rural banks, or at
Bank Indonesia. In this sense, currency held as cash in vault at Bank Indonesia,
commercial banks and rural banks is not included in the calculation of money in
circulation.
Uang Elektronik/ Electronic Money : Alat pembayaran yang memenuhi unsur- unsur seperti diterbitkan atas dasar nilai
uang yang disetor terlebih dahulu oleh pemegang kepada penerbit; nilai uang
disimpan secara elektronik dalam suatu media seperti server atau chip; digunakan
sebagai alat pembayaran kepada pedagang yang bukan merupakan penerbit uang
elektronik tersebut; dan nilai uang elektronik yang disetor oleh pemegang dan
dikelola oleh penerbit bukan merupakan simpanan sebagaimana dimaksud dalam
undang-undang yang mengatur mengenai perbankan.
Electronic Money is a payment instrument whereby monetary value is electronically
stored on a medium such as a server or chip, and for which the customer pays an
issuer in advance. It is used as a means of payment to merchants who are distinct
from the electronic money issuer. The value of the electronic money stored by the
customer does not constitute a deposit as defined in the laws regulating the banking
sector.
Uang dalam peredaran (Uang Yang : Uang kartal Yang Diedarkan terdiri dari uang kertas, uang logam dan uang khusus
Diedarkan/UYD)/ Currency in yang dikeluarkan oleh otoritas moneter sebagai alat pembayaran yang sah. Bank
Circulation Indonesia merupakan satu-satunya lembaga yang berwenang mengeluarkan dan
mengedarkan uang Rupiah serta mencabut, dan menarik uang yang dimaksud dari
peredaran.
Currency in Circulation (UYD) is Rupiah money declared to be legal tender which is
not in possession of Bank Indonesia. Bank Indonesia is the only institution authorized
to issue and circulate rupiah as well as revoke and withdraw this money from
circulation.
 DAFTAR ISTILAH/ GLOSSARY
Usaha Kecil/ Small Business : Usaha ekonomi produktif yang berdiri sendiri, yang dilakukan oleh perseorangan
atau badan usaha yang bukan merupakan anak perusahaan atau bukan cabang
perusahaan yang dimiliki, dikuasai, atau menjadi bagian baik langsung maupun tidak
langsung dari usaha menengah atau usaha besar yaitu memiliki kekayaan bersih
lebih dari Rp 50.000.000,- (lima puluh juta rupiah) sampai dengan paling banyak Rp
500.000.000,- (lima ratus juta rupiah) tidak termasuk tanah dan bangunan tempat
usaha, atau memiliki hasil penjualan tahunan lebih dari Rp 300.000.000,- (tiga ratus
juta rupiah) sampai paling banyak Rp 2.500.000.000,-(dua milyar lima ratus juta
rupiah)
Small Enterprise is an independent economic entity, which is not a subsidiary or
branch of a large or medium enterprise, and is not directly or indirectly controlled by
a large or medium enterprise. It has net assets of at least Rp 50.000.000 (fifty million
rupiah) and no more than Rp 500.000.000 (five hundred million rupiah) not including
land or buildings, or has annual sales of between Rp 300.000.000 (three hundred
million rupiah) and Rp 2.500.000.000 (two billion five hundred million rupiah).
Usaha Menengah/ Medium Business : Usaha ekonomi produktif yang berdiri sendiri, yang dilakukan oleh perseorangan
atau badan usaha yang bukan merupakan anak perusahaan atau bukan cabang
perusahaan yang dimiliki, dikuasai, atau menjadi bagian baik langsung maupun tidak
langsung dari usaha kecil atau usaha besar yaitu memiliki kekayaan bersih lebih dari
Rp 500.000.000,- (lima ratus juta rupiah) sampai dengan paling banyak Rp
10.000.000.000,- (sepuluh milyar rupiah) tidak termasuk tanah dan bangunan
tempat usaha atau memiliki hasil penjualan tahunan lebih dari Rp 2.500.000.000,-
(dua milyar lima ratus juta rupiah) sampai dengan paling banyak Rp
50.000.000.000,- (lima puluh milyar rupiah)
Medium Enterprise is an independent economic entity, which is not a subsidiary or
branch of a large or medium enterprise, and is not directly or indirectly controlled by
a large or medium enterprise. It has net assets of at least Rp 500.000.000 (five
hundred million rupiah) and no more than Rp 10.000.000.000 (ten billion rupiah) not
including land or buildings, or has annual sales of between Rp 2.500.000.000 (two
billion five hundred million rupiah) and Rp 50.000.000.000 (fifty billion rupiah).
Usaha Mikro/ Micro Business : Usaha produktif milik perseorangan dan/atau badan usaha perorangan yang
memenuhi kriteria usaha mikro yaitu memiliki kekayaan bersih paling banyak Rp
50.000.000,- (lima puluh juta rupiah) tidak termasuk tanah dan bangunan tempat
usaha atau memiliki hasil penjualan tahunan paling banyak Rp 300.000.000,- (tiga
ratus
Micro juta rupiah).
Enterprise is a productive business managed by a private individual and/or
private business entity which meets the criteria for a micro enterprise of having net
assets of no more than Rp 50.000.000 (fifty million rupiah) not including land or
buildings, or annual sales of no more than Rp 300.000.000 (three hundred million
Utang Luar Negeri/ External Debt : rupiah).
Posisi kewajiban aktual penduduk Indonesia kepada bukan penduduk pada suatu
waktu, tidak termasuk kontijen, yang membutuhkan pembayaran kembali bunga
dan/atau pokok pada waktu yang akan datang.
Foreign Debt refers to the actual liability position of Indonesian residents to
nonresidents at a given time, excluding contingent liabilities, which requires the
repayment of interest and/or principal in the future.