BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

LIST OF DOCUMENTS LIST OF DOCUMENTS

S.I Date Description of Document Page No.

1 15-06-2016 Home Loan Application Form

2 20-06-2016 Arrangement letter for Rs.24.00 lakhs

acknowledged by defendant

3 20-06-2016 Memorandum of Loan Agreement for Home loan

executed by defendant

4 20-06-2016 Agreement to Mortgage executed by defendant

5 10-06-2019 Revival letter executed by the defendant

6 04-03-2022 Revival letter executed by the defendant

7 02-08-2016 Memorandum for recording creation of equitable

mortgage by Deposit of title deeds
 8 -08-2016 Letter of Confirmation for creation of mortgage by
Deposit of title deeds executed by defendant

9 06-07-2016 Registered Sale deed vide Doc.No.6422/2016

stands in the name defendant

9A Translation copy

10 04-04-2025 Registered Lawyer’s notice together with postal

receipt

11 -04-2025 Acknowledgement of Lawyer’s notice

13 -04-2025 Statement of loan Account in respect of Home (not

loan bearing A/c.No.35896703300 given)

14 -04-2025 Interest calculation sheet

ADVOCATE FOR APPLICANT APPLICANT

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025.

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

 AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant
1. DETAILS OF APPLICANT:

i) Name of the Applicant State Bank of India, incorporated under

State Bank of India Act 23 of 1955, with its

Central Office at Mumbai and one of the Local
Head Office at Hyderabad and branches all over
India and one such Branch at Stressed Assets
Recovery, Branch, Balaji Nagar, Siripuram
Junction, Administrative Unit, Visakhapatnam,
represented by its Chief Manager, Sri Y.Kiran
Chand, S/o.YVS Satyanarayana, Hindu, aged 39
Years.

Email : sbi.10077@sbi.co.in

ii) Address of the Registered The Central Office at Mumbai and Local Head
Office : Office is at Hyderabad

iii)Address for Service of all Address is as stated above and notices through its
Counsel Sri S.SUDHEER REDDY, ADVOCATE,
notices
D.No.29-42-2, Flat No.401B, 4th Floor, Empire
Residency, Backside of CMR, SBI Colony,
Dabagardens, Visakhapatnam-530020, Cell
No.9848809742, 9440436407.

(Y.Kiran Chand)

2. PARTICULARS OF THE DEFENDANTS:

1. i) Name & Address of the Sri Vanukuri Trimurthulu,
Defendant:
S/o.Satyam,
 H.No.15-115, Hanuman Nagar,

Near Water Tank,

Venkatapuram, NR Peta,

Eluru, West Godavari District,

Andhra Pradesh-534006.

e-mail id : .............................

Mobile No:9440173992

ii) Address of the Registered SAME AS ABOVE

Office

iii) Addresses for service of all SAME AS ABOVE

notices

3. JURISDICTION OF THE TRIBUNAL:

The Applicant bank declares that the cause of action arose at SBI, Sriram Nagar
branch, Eluru, West Godavari District when the defendant has made an application on
15-06-2016 for sanction of Home loan of Rs.24,00,000.00 and the same was
sanctioned on 20-06-2016 and executed the relative documents evidencing the loan
transaction on all respective dates and executed Revival letters on 10-06-2019 and 04-
03-2022 and the defendant has deposited his title deed with the applicant bank by
executing Letter of Confirmation for creation of mortgage by Deposit of title deeds on
…-08-2016 and the application claim is for more than Rs.20.00 Lakhs. Further the
defendant is residing within the territorial jurisdiction of the Hon'ble Tribunal, hence this
Tribunal has both pecuniary and territorial jurisdiction to adjudicate this application.

(Y.Kiran Chand)

4. LIMITATION:
That the applicant Bank further declares that the application is within the period of
limitation prescribed under Section-24 of the Recovery of Debts due to Bank and
Financial Institutions Act, 1993. In respect of loan facilities sanctioned and granted
by the Applicant bank’s Sriram Nagar branch, Eluru, West Godavari District when
the defendant has made an application on 15-06-2016 for sanction of Home loan of
Rs.24,00,000.00 and the same was sanctioned on 20-06-2016 and executed the
relative documents evidencing the loan transaction on all respective dates and
executed Revival letters on 10-06-2019 and 04-03-2022 and executed the relative
documents evidencing the loan transaction on all respective dates and the
defendant has deposited his title deed with the applicant bank by executing Letter
of Confirmation for creation of mortgage by Deposit of title deeds with the applicant
bank on -08-2016; subsequently the defendant failed to repay the loan as per the
terms and conditions of sanction as well as the documents executed by him; on all
days when the applicant bank addressed letters demanding to regularize the loan
account of the defendant, but the defendant failed to regularize the loan accounts;
thus the loan accounts of the defendant was classified as NPA on 14-06-2023;
when the applicant bank got issued registered lawyer’s notice on 04-04-2025
demanding to repay the loan outstanding but there is no response from the
defendant; hence this application is within the limitation in terms of Section-24 of
Recovery of Debts due to Banks and Financial Institutions Act.

5. FACTS OF THE CASE:

(1) STATUS OF APPLICANT:

The Applicant Bank is State Bank of India, Incorporated under State Bank of India
Act 1955 (23 of 1955), having its Central Office at Mumbai and one of the Local
Head Offices at Hyderabad and branches all over India. The applicant Bank’s State
Bank of India, Sriram Nagar branch, Eluru, West Godavari District conducted the
application transactions.

(Y.Kiran Chand)
The Applicant bank further submits that it has established Stressed Assets
Resolution/Recovery Centers/Braches at several places all over India for resolution
of Non-performing Assets (NPA) and pending litigation accounts for administration
purposes and one such Center/Branch is established at Visakhapatnam. The
present file has been migrated from SBI, Sriram Nagar branch, Eluru, West
Godavari District to this Stressed Assets Recovery Branch for pursuing litigation.
Hence, the applicant branch is entitled to file the application as per the provisions of
the State Bank of India Act and regulations there under.

5 (2) STATUS OF THE DEFENDANT:

The defendant has approached the applicant’s bank Sriram Nagar branch, Eluru,
West Godavari District and made an application on 15-06-2016 for sanction of
Home loan of Rs.24,00,000.00 and the same was sanctioned on 20-06-2016 and
executed the relative documents evidencing the loan transaction on all respective
dates and executed Revival letters on 10-06-2019 and 04-03-2022 and the
defendant has deposited his title deed with the applicant bank by executing Letter
of Confirmation for creation of mortgage by Deposit of title deeds on …-08-2016
with the applicant bank and executed necessary loan documents in favour of the
applicant bank.

5 (3) SANCTION OF THE LOAN:

The defendant has approached the applicant’s bank Sriram Nagar branch, Eluru,
West Godavari District and made an application on 15-06-2016 for sanction of
Home loan of Rs.24,00,000.00 and the same was sanctioned on 20-06-2016 and
executed the relative documents evidencing the loan transaction on all respective
dates and executed Revival letters on 10-06-2019 and 04-03-2022 and the
defendant has deposited his title deed with the applicant bank by executing Letter
of Confirmation for creation of mortgage by Deposit of title deeds on …-08-2016
with the applicant bank and executed necessary loan documents in favour of the
applicant bank, which is more fully described in the application schedule.
 (Y.Kiran Chand)

5 (4) SECURITY OFFERED:

PRIMARY SECURITY:

The loans granted to the defendant is secured by creating mortgage by the

defendant in favour of the bank in respect of his immovable property, more fully
described in the schedule-A annexed of this application.

COLLATERAL SECURITY:

-Nil-

5 (5) EXECUTION OF DOCUMENTS:

01). The defendant approached the applicant’s bank Sriram Nagar branch, Eluru,
West Godavari District and made an application on 15-06-2016 for sanction of
Home loan of Rs.24,00,000.00 and the same was sanctioned vide its Arrangement
letter dt. dt.20-06-2016 which is acknowledged by defendant. The Application for
Home loan and Arrangement Letter are filed as Document Nos.1 and 2. While
availing the above loan facility of Rs.24,00,000.00, the defendant has executed the
following documents on 20-06-2016 in favor of Applicant’s branch, Sriram Nagar
branch, Eluru, West Godavari District.

i) Memorandum of loan Agreement for Home loan executed by defendant, which is

filed as Document No.3.

ii) Agreement to mortgage executed by defendant, which is filed as Document

No.4.

iii) Revival letter executed by the defendant on 10-06-2019, which is filed as

Document No.5.
iv) Revival letter executed by the defendant on 04-03-2022, which is filed as
Document No.6.

The loan is to be repaid in equated monthly installment of Rs.24,917.00

commencing from July, 2016. Your liability to the Bank will be extinguished only
when the outstanding in the loan account becomes Nil, on payment of residual
amount, if any.

(Y.Kiran Chand)

Interest on the loan will be charged at .25% above Base Rate which is currently
9.15% p.a. (the current effective rate of interest being 9.4% p.a) with monthly rests.
The rate of interest is subject to revision from time to time due to (i) changes in
Base Rate or (ii) revision even without change in Base Rate and you shall be
deemed to have notice of changes in the rate of interest whenever the changes in
Base Rate or increase in interest rates where there is no change in Base Rate are
either displayed on the notice board of the branch or published in newspapers or
made through entries of the interest rate charged in the passbook/statement of
account furnishes to you and you are liabe to pay such revised rate of interest. The
Bank has the option to reduce or increase the EMI or extend the repayment period
or both consequent upon revision in interest rate. In the event of a default in
payment or any irregularity in the account, the Bank reserves the right to levy a
higher rate of interest as it deems fit.

(5) CREATION OF MORTGAGES:

a) It is submitted that the defendant has executed Memorandum for recording

creation of equitable mortgage by Deposit of title deeds on 02-08-2016 and Letter
of confirmation for creation of mortgage by Deposit of title deeds on -08-2016,
which are filed as Document Nos.7 and 8.
The following documents are deposited with the applicant bank by the defendant in
relates to schedule property.

i) Registered Sale deed dt.06-07-2016, vide Doc.No.6422/2016 stands in the name

of defendant, which is filed as Document No.9. Translation copy of the same is
filed as Document No.9A.

5 (6) Availing Loans:

The applicant bank has, in pursuance of the sanctions of the above referred loans
has disbursed the loan amounts to the defendant and the same was availed and
utilized by the defendant.

(Y.Kiran Chand)

5 (7) Defaults Committed by the Defendant:

The defendant has committed default in repayment as per the terms and conditions
of the sanctions. The defendant has failed to keep up to the stipulations, terms and
conditions undertaken for repayment of the loan and as a result of that the loan
account has become highly irregular. The repayment schedules agreed upon were
not adhered to. It is respectfully submitted that despite of repeated oral requests
and demands made by the Applicant Bank the defendant was reluctant, to repay
the debt, while acknowledging the debt due to the applicant bank. It is submitted
that the unscrupulous attitude of the defendant has put the applicant Bank to untold
financial embarrassment. It is submitted that vexed with the attitude of the
defendants, the applicant bank has addressed several letters, but did not respond
and finally the loan account has become NPA on 14-06-2023 and the applicant
bank has issued registered Lawyer’s notice to the defendants on 04-04-2025, but
the defendant did not respond. The registered Lawyer’s notices together with postal
receipt and acknowledgement/returned cover are filed as Document Nos.10 and
11.

5 (8) For the loans granted by the applicant bank to the defendant and the
repayments made by the defendant, the accounts is being maintained by the
Applicant Bank in the ordinary course of business and the account copy certified
under the Banker’s Books of Evidence Act is filed herewith as Document No.12.
As per the said account, the defendant is due and is liable to pay an amount of
Rs.26,65,586.78Ps in Home loan (35896703300) with interest @ 9.00% p.a. The
account has been classified as NPA on 14-06-2023 and the applicant bank is
entitled to claim interest at contractual rate on the outstanding amounts from 30-06-
2023 till the date of realization of entire debt. As on 05-04-2025 a total debt of
Rs.26,65,586.78Ps (Rupees Twenty Six Lakhs Sixty Five Thousand Five
Hundred and Eighty Six and Seventy Eight Paisa only) is due and payable by
the defendant. The said amount is inclusive of unapplied interest, which interest
has been calculated by the Bank as per the terms of the loan.

(Y.Kiran Chand)

Further, the applicant Bank is entitled to claim the said interest in Home loan and
other loan documents and as per covenants therein the applicant Bank is entitled to
capitalize the interest payable by the defendant as to amalgamate with the principle
amount. The interest calculation is filed herewith as Document No.13.

5 (9) As the defendant has failed to repay the loan out-standings, the Applicant is
forced to approach this Honourable Tribunal to recover the money due. Hence, the
Applicant Bank submits that the application fee, Advocate fee and other incidental
costs, charges incurred for translating the title deeds in Telugu Language into
English etc., form part of debt and recoverable from the defendants.
5 (10) The Applicant Bank submits that the interest has been charged as per the
terms of the Agreement and in accordance with RBI guidelines and as per the
norms of the Bank from time to time. The statement of accounts showing all the
transactions duly certified under Banker’s Books of Evidence Act is filed herewith. It
is also submitted that the applicant bank is entitled to claim and recover interest
thereon at contractual rate and the applicant bank is also entitled to claim future
interest as per the contractual rate from the date of filing of O.A till the date of full
and final realization.

RELIEF SOUGHT:

06. In view of the facts mentioned in the paragraphs 5 above, the Applicant bank
prays for the following reliefs.

a) To pass an order directing the defendant is liable to pay an amount of

Rs.26,65,586.78Ps (Rupees Twenty Six Lakhs Sixty Five Thousand Five
Hundred and Eighty Six and Seventy Eight Paisa only) in Home loan
(35896703300) with interest @ 9.00% p.a as on 05-04-2025 being debt due to the
applicant bank and with subsequent interest from 06-04-2025 till the date of
realization and issue Recovery Certificate accordingly;

(Y.Kiran Chand)

b) To pass an order directing the defendant to pay the amounts mentioned above
within the time fixed by the Honourable Tribunal failing which order for sale of
schedule mentioned property to realize the claim amount of Rs.26,65,586.78Ps
(Rupees Twenty Six Lakhs Sixty Five Thousand Five Hundred and Eighty Six
and Seventy Eight Paisa only) being debt due under the loan facilities granted to
the defendants, and to pay the sale proceeds thereof, to the applicant bank and
issue Recovery Certificate accordingly.
c) To issue a RECOVERY CERTIFICATE to the Recovery Officer directing him to
recover the amount of Debt as prayed in reliefs A & B by applying the modes of
recovery mentioned in Section 25 to 29 of Recovery of Debts due to Banks and
Financial Institutions Act, 1993, and to pay the same to the applicant bank.

d) To pass an order awarding costs incurred by the applicant bank towards

application fees, towards Advocates fee and costs of typing, photocopying the
documents, translation into English and other incidental expenses and also to draw
a certificate for the same.

e) To grant such other relief or reliefs as the Honourable Tribunal may deems fit
and proper in the circumstances of the case.

7. INTERIM ORDER:

The Applicant prays that the Hon’ble Tribunal may be pleased to grant the following
Interim Relief, pending disposal of the O.A:-
(a) The Defendants, their servants and agents be restrained by an order/injunction
of this Hon’ble Tribunal from any way dealing with or disposing off or encumbering
the mortgaged property or any part thereof or any right, title or interest therein.

(b) An ad-interim ex-parte injunction order may be issued directing the Defendants
to make a rule and faithful disclosure of all their other immovable properties,
movable properties, bank lockers, fixed deposits, bank accounts and all such other
business in which the Defendant has any interest on oath.

(Y.Kiran Chand)

(c) And upon such disclosure to pass appropriate injunction order restraining the
Defendants transferring, alienating, encumbering parting with possession and/or in
any manner dealing with such disclosed assets.
(d) To appoint Advocate Commissioner to take possession and sale of the assets
of the Defendants.

(e) To direct the Defendants to surrender their passport before the DRT and seek
clearance of DRT to travel abroad Under Section 22(2) (h) of RDDBFI Act, Read
with Rule 18 of DRT Rules.
8. Whether the subject matter is pending in any court:

The applicant declares that the matter regarding which this application has been
made is not pending before any court of Law or Authority or Tribunal.

9. Particulars of the Challan in respect of application Fee:

Court Fee Rs.29,005/- is paid through e-filing

10. Details of Index:

An Index in duplicate containing the details of the documents to be relied upon is

enclosed.

11. LIST OF ENCLOSURES (ATTACHED SEPARATELY)

ADVOCATE FOR APPLICANT APPLICANT

(Y.Kiran Chand)
 SCHEDULE

(Registered Sale deed dt.06-07-2016 vide Doc.No.6422/2016 stands in the

name of defendant)

West Godavari District, Eluru Sub Division, Eluru Mandalam, Eluru Municipal
Corporation, Kathepu Street, Municipal, C-Ward, Division No.11, T.S.No.1500, 170
Sq.yds or 141 Sq.mts vacant residential site and bounded by:

East: Way site- 61.0 feet

South: Municipal Road- 25.0 feet
West: House sites of Khandavalli Santhayya, Danam Sarala- 61.0 feet
North: House site of Chinnam Rajaratnam- 25.0 feet

Within the above boundaries an extent of 170 Sq.yds site, water sources, waste
water flow together with easementary rights has sold and delivered the possession.

ADVOCATE FOR APPLICANT APPLICANT

(Y.Kiran Chand)

VERIFICATION

I, Y.Kiran Chand, S/o.YVS Satyanarayana, Hindu, aged 39 Years, working as Chief

Manager in the Applicant bank, am competent and authorized to sign the
application do hereby, verify the contents of paragraphs I to XI and state that those
are true and correct to the best of my knowledge, belief and on information based
on records, which I believe to be true.

Place: Visakhapatnam, APPLICANT.

Dt. -04-2025. (Y.Kiran Chand)

APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT

FOR USE IN TRIBUNAL’S OFFICE :

DATE OF FILING :

REGITRATION No. :

SIGNATURE OF THE REGISTRAR

 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No………..…/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant
We,
State Bank of India, Stressed Assets Recovery Branch, Balaji Nagar, SiripuramJn,
Administrative Unit, Visakhapatnam, Rep. by its Chief Manager, Sri Y.Kiran Chand,
S/o.YVS Satyanarayana, Hindu, aged 39 Years, do hereby appoint and retain.

Sri.S.SUDHEER REDDY,
Advocate,
D.No.29-42-2, Flat No.401 B, Empire Residency, SBI Colony, Dabagardens,
Visakhapatnam-20.Cell No.9848809742.

Advocate/s to appear for me/us in the above suit appeal/petitioner and to conduct
and prosecute (or defend) the same and proceedings that may be taken in respect
of any application for execution of any decree or order passed therein and in all the
Appellate courts, I/We empower my/our Advocates appear in all miscellaneous
proceedings in the above suit or matter till all decrees or orders are fully satisfied or
appellate courts adjusted to compromise and to obtain a return of documents and
draw Appellate courts moneys cheques and that might be payable to me/us in the
said suit or matter (and) I/We do further hereby empower my/our Advocates to
accept on my/our behalf, service of notice of all or any appeals or petitions filed in
any court of Appeal. Reference or Revision with regard to the said suit or matter
before the disposal of the same in this Honourable Court.

(Y.Kiran
Chand)

Certified that the executant who is well acquainted with English/Urdu/Telugu and
this Vakalatnama and the contents have been read out and explained in
Telugu/Urdu to the executant as he/she their being unacquainted with English who
appeared perfectly to understand the same and signed or put his/her their name or
mark in my presence this day of April, 2025 at Visakhapatnam.

Advocate.
BANK.State Bank of India, SARB, Visakhapatnam.

A/c Name: Sri Vanukuri Trimurthulu.

Home Loan.
A/c No.35896703300.
Outstanding Amount as on 01-06-2023 Rs.22,29,696.05Ps

Interest from 30-06-2023 to 05-04-2025 Rs. 4,06,600.73Ps

Regular Rs. 29,290.00

Total Rs.26,65,496.78Ps

-Nil-
(-) Credits
-----------------------------

Rs.26,65,496.78Ps
Total Amount
--------------------------------

-----------------------------------------------------------

Claim Amount: Rs.26,65,496.78Ps

----------------------------------------------------------

Place: Visakhapatnam, APPLICANT

Dt. -04-2025. (Y.Kiran Chand)

 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No………..…/2025

(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS

AND FINANCIAL INSTITUTIONS ACT)

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant

INDEX

S.No. Particulars of Documents Page Nos.

1. APPLICATION
2. LIST OF DOCUMENTS
3. VAKALAT

ADVOCATE FOR APPLICANT APPLICANT

(Y.Kiran Chand)

Place: Visakhapatnam,
Date: -04-2025.

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No………..…/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant

And:
Sri Vanukuri Trimurthulu. (PAN No.ACBV5967C).
....Defendant
 APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT

CLAIM AMOUNT: Rs.26,65,586.78Ps

Filed on: -04-2025

Filed by: Sri S.SUDHEER REDDY,

Advocate, A.P No.175/1999,

D.No.29-42-2, Flat No.401 B, 4th FLOOR,

EMPIRE RESIDENCY, SBI COLONY,

DABAGARDENS, VISAKHAPATNAM-530020.

CELL Nos.9848809742, 9440436407.

 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No………..…/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant
 CONCISE STATEMENT

It is submitted that the defendant availed Overall Loan Facilities of Rs.24.00 lakhs
from State Bank of India, Sriram Nagar branch, Eluru, West Godavari District of the
Applicant Bank, after executing necessary security documents from time to time
and also furnishing immovable properties/securities of defendant covered wide
Application Schedule Property. After availing the said loan facilities, the defendant
committed irregularities in operating the loan account and failed to repay the
outstanding loan amount together with interest. As on this day, a total debt of
Rs.26,65,586.78Ps is due from the defendant herein. Hence, this application is
filed before this Hon'ble Tribunal.

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. SIGNATURE OF THE

APPLICANT.
 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT:VISAKHAPATNAM

O.A NO: /2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant
 INDEX

S NO PARTICULARS Page No’s

Part- A

1 Synopsis & List of Dates &

events

2 Plaint

3 Reply/ WS

4 Rejoinder

5 Affidavit

6 Any other Document

Part B

1 Details of Documents with

Annexure marked

Part C

1 Vakalatnama

2 Service Reports etc

 Through Counsel
BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No…………/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant
 AFFIDAVIT OF CHIEF MANAGER

I, Y.Kiran Chand, S/o.YVS Satyanarayana, Hindu, aged 39 Years, Chief Manager

of the Applicant bank, do hereby solemnly affirm and state on oath as follows:

1. I am an Authorised person to file the O.A.

2. I am presently working as Chief Manager of State Bank of India, Stressed Assets

Recovery Branch, Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam.

3. I am filing the present O.A in the Tribunal on the strength of official records
maintained in the regular course of business.

4. The facts stated and narrated herein are all on the basis of the branch records.

5. I further affirm that I am filing this OA along with all attested copies of the
documents which may please be read as part of this affidavit.

(Y.Kiran Chand)

DEPONENT

Solemnly affirmed and signed before me on this day of April, 2025 at

Visakhapatnam.
 ADVOCATE

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A.No…………/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu.
....Defendant
 SEQUENCE OF DATES AND EVENTS

S.I Date EVENTS

1 15-06-2016 Home Loan Application Form

2 20-06-2016 Arrangement letter for Rs.24.00 lakhs

acknowledged by defendant

3 20-06-2016 Memorandum of Loan Agreement for Home

loan executed by defendant

4 20-06-2016 Agreement to Mortgage executed by

defendant

5 10-06-2019 Revival letter executed by the defendant

6 04-03-2022 Revival letter executed by the defendant

7 02-08-2016 Memorandum for recording creation of

equitable mortgage by Deposit of title deeds

8 -08-2016 Letter of Confirmation for creation of

mortgage by Deposit of title deeds executed
by defendant

(Y.Kiran Chand)

9 06-07-2016 Registered Sale deed vide Doc.No.6422/2016

 stands in the name defendant

10 04-04-2025 Registered Lawyer’s notice together with

postal receipt

11 -04-2025 Acknowledgement of Lawyer’s notice

13 -04-2025 Statement of loan Account in respect of

Home loan bearing A/c.No.35896703300

10 04-04-2025 Registered Lawyer’s notice together with

postal receipt

11 -04-2025 Acknowledgement of Lawyer’s notice

12 11-12-2023 Account has become NPA

16 -04-2025 As amount due is not paid applicant bank

filed OA

I, Y.Kiran Chand, S/o.YVS Satyanarayana, Hindu, aged 39 Years, Chief Manager

and Authorised signatory to State Bank of India to act and sign on the application
do hereby verify that the contents of paras 1 to 6 are true to my personal
knowledge, information and belief and as per records and I believe the same to be
true and correct and I have not suppressed any material facts.

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. SIGNATURE OF THE APPLICANT.

 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A.No…………/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant

And:
Sri Vanukuri Trimurthulu.
....Defendant

SYNOPSIS
That the defendant has approached applicant’s bank, Sriram Nagar branch, Eluru,
West Godavari District when the defendant has made an application on 15-06-2016
for sanction of Home loan of Rs.24,00,000.00 and the same was sanctioned on 20-
06-2016 and executed the relative documents evidencing the loan transaction on
all respective dates and executed Revival letters on 10-06-2019 and 04-03-2022
and executed the relative documents evidencing the loan transaction on all
respective dates and the defendant has deposited his title deed with the applicant
bank by executing Letter of Confirmation for creation of mortgage by Deposit of title
deeds with the applicant bank on -08-2016; subsequently the defendant failed to
repay the loan as per the terms and conditions of sanction as well as the
documents executed by him; on all days when the applicant bank addressed letters
demanding to regularize the loan account of the defendant, but the defendant failed
to regularize the loan accounts; thus the loan accounts of the defendant was
classified as NPA on 14-06-2023; when the applicant bank got issued registered
lawyer’s notice on 04-04-2025 demanding to repay the loan outstanding but there is
no response from the defendant.

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. SIGNATURE OF THE APPLICANT.

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM
O.A. No…………/2025
(APPLICATION PRESENTED UNDER SECTION-19 OF RECOVERY OF DEBTS
AND FINANCIAL INSTITUTIONS ACT)
Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant
And:
Sri Vanukuri Trimurthulu (PAN No.ACBV5967C)
....Defendant

BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL

AT VISAKHAPATNAM

O.A. No…………/2025

Between:
State Bank of India, Stressed Assets Recovery Branch,
Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager.
… Applicant

And:
Sri Vanukuri Trimurthulu.
....Defendant

AFFIDAVIT

I, Y.Kiran Chand, S/o.YVS Satyanarayana, Hindu, aged 39 Years, Chief Manager

of the Applicant bank, do hereby solemnly affirm and state on oath as follows:
1. I am the Chief Manager to the applicant bank and as such I am well acquainted
with the facts of the case.

2. I submit that the OA along with the documents filed by the applicant bank may be
read as part of this affidavit.

3. I submit that the defendant has approached applicant’s bank, Sriram Nagar
branch, Eluru, West Godavari District when the defendant has made an application
on 15-06-2016 for sanction of Home loan of Rs.24,00,000.00 and the same was
sanctioned on 20-06-2016 and executed the relative documents evidencing the
loan transaction on all respective dates and executed Revival letters on 10-06-
2019 and 04-03-2022 and executed the relative documents evidencing the loan
transaction on all respective dates and the defendant has deposited his title deed
with the applicant bank by executing Letter of Confirmation for creation of mortgage
by Deposit of title deeds with the applicant bank on -08-2016; subsequently the
defendant failed to repay the loan as per the terms and conditions of sanction as
well as the documents executed by him; on all days when the applicant bank
addressed letters demanding to regularize the loan account of the defendant, but
the defendant failed to regularize the loan accounts; thus the loan accounts of the
defendant was classified as NPA on 14-06-2023; when the applicant bank got
issued registered lawyer’s notice on 04-04-2025 demanding to repay the loan
outstanding but there is no response from the defendant.

(Y.Kiran Chand)

As on 05-04-2025 a total debt of Rs.26,65,586.78Ps (Rupees Twenty Six Lakhs

Sixty Five Thousand Five Hundred and Eighty Six and Seventy Eight Paisa
only) is due and payable by the defendants.

4. I therefore pray that the Honourable Tribunal may be pleased to allow the OA in
favour of the applicant bank and against the defendants as prayed for in the OA.
5. I declare that the above stated facts are true and correct.

(Y.Kiran Chand)

DEPONENT

Solemnly affirmed and signed before me on this day of April, 2025 at

Visakhapatnam.

ADVOCATE

Certificate under Section 2A (a) of the Banker’s book of Evidence

 Act, 1891 (as amended)

This is to certify that statement of Home loan bearing A/c.No.35896703300 for the
period from ………………. to ……………….. of Sri Vanukuri Trimurthulu of the
State Bank of India, Sriram Nagar branch, Eluru, West Godavari District, where the
account of the said borrower is a true copy of the print out of data stored in core
Banking solutions.

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. Branch Manager/Accountant

 Certificate under Section 2A (b) of the Banker’s book of Evidence

Act, 1891 (as amended)

This is to further certify that –

The branch uses core banking solutions soft ware for conducting the banking
business. The data is stores at Central data Center, Central Business District,
Belapur, Navi Mumbai, Maharashtra state. Core banking solutions Software works
on Unix platform.

A)Safeguards adopted by the systems to ensure that data is entered or any

other operation performed by authorized persons are as follows:-

i) Data can be entered or operations performed only by authorized persons

allotted unique user ID’s with passwords known only to the users only. Encrypted
passwords are stored in the system.

B) Safeguards adopted to prevent and detect unauthorized change of data

are as follows:-

i) Use of the system is based on the rights and privileges granted to each
authorized user in the system.

ii) Transactions requiring authorizations entered by one user in the system are
cleared/checked by another authorized official.

iii) All changes in customers profiles are entered using appropriate menus with
appropriate control for the amendments. Issue of cheque books, recording of stop
instructions, interest rates are also similarly controlled.

iv) The daily transactions are printed in the Day Book for all accounts and checked
against relative vouchers/statements.

C) Safeguards available to retrieve data that is lost due to system failure or

any other reason are as follows:-
 (Y.Kiran Chand)

i) A disaster recovery site is located at Chennai to meet any unforeseen eventuality

to recover lost data.

D) Manner in which data is transferred from the system to removable media

like floppies, discs, tapes or other electromagnetic data storage devices
mode of verification and identification of such data storage devices and
arrangement for the storage and custody of such data storage devices are as
follows:-

i) The back up of all data is stored at central data center, Belapur and is labeled
internally and externally to identify the contents of the back up.

E) Safeguards to prevent and detect any tampering with the system as

follows:-

i) Authorized users can also only log into the system using their passwords during
their working hours.

(B Vara Prasad)
ii) An audit program checks for unauthorized tampering with the data.

F) Any other factor which will vouch for the integrity and accuracy of the
system are as follows:-

i) Appropriate anti Virus software is used for all its servers and systems as per the
policy of the bank. To take care of power failure or erratic power supply, UPS
Systems are installed at the branch. The Computer systems including printers and
other systems are covered by appropriate Annual Maintenance Contracts for
carrying out repairs and maintenance work to keep the systems running efficiency
and effectively.
Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. Branch Manager/Accountant

Certificate under Section 2A (c) of the Banker’s book of Evidence

Act, 1891 (as amended)

This is to further state that to the best of my knowledge and belief, the
computer system operated properly as on the date of taking the print out of the
Home loan bearing A/c.No.35896703300 of Sri Vanukuri Trimurthulu and the same
truly and correctly represents the data derived from the system at the State Bank of
India, Sriram Nagar branch, Eluru, West Godavari District, for the period from
………………. to ……………………..

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. Branch Manager/Accountant

 Certificate for Notional Interest in NPA accounts:

Certificate for Notional Interest of Home loan bearing A/c.No.35896703300 of Sri

Vanukuri Trimurthulu at State Bank of India, Sriram Nagar branch, Eluru, West
Godavari District that the interest at the rate of 9.00% P.a including penal interest
with monthly rests calculated on the outstanding balance in the said account from
30-06-2023 to 05-04-2025 (date up to which interest has been included in the OA
claim recoverable) not actually debited in the books in terms of the RBI directives
vide No.DBODNO/BP/BC/129/2/04.043/92, dt.27-04-1992 read with
No.DBODNO/BP/BC/12/21-04-048/2011-12 Dt.01-07-2011.

Place: Visakhapatnam, (Y.Kiran Chand)

Date: -04-2025. Branch Manager/Accountant

 BEFORE THE HONOURABLE DEBTS RECOVERY TRIBUNAL
AT VISAKHAPATNAM

O.A. No…………/2025

Between:

State Bank of India, Stressed Assets Recovery Branch,

Balaji Nagar, Siripuram Junction, Administrative Unit,
Visakhapatnam rep. by its Chief Manager
… Applicant

And:
Sri Vanukuri Trimurthulu ....Defendant
 AFFIDAVIT U/S 65B OF INDIAN EVIDENCE ACT

I, Y.Kiran Chand, S/o.YVS Satyanarayana, Hindu, aged 39 Years, Chief Manager

of the Applicant bank, do hereby solemnly affirm and state on oath as follows:

1. That I am the Chief Manager and Authorised person in the above noted case
and I am well conversant with the facts and circumstances of the case and
competent to file the present affidavit.

2. I state that I am working as Chief Manager and in charge of the computer

(accounts) maintained by the applicant/bank and said computer has been opened
and operated by me.

3. I hereby produce the hard copy of the account statement and the same is
produced as Doc.No.13 accordingly I am making this present affidavit to certify that
the hard copy of the account statement annexed as Doc.No.13 hereto are a “true
copy”/reproduction of the electronic record which was regularly fed into through the
computer in the ordinary course of communication. I further state that always the
computer operated by me were operating properly and there is no distortion in the
accuracy of the contents of the hard copies of the accounts.

4. The above affidavit, therefore, in the facts and circumstances of the case, is
sufficient compliance of Section-65B of the Evidence Act. The above hard
copies/printouts as taken out from the computer.
 (Y.Kiran Chand)

DEPONENT

Solemnly affirmed and signed before me on this day of April, 2025 at

Visakhapatnam.

ADVOCATE

Fact Sheet for Application Filling at DRT/DRAT

(OA/SA/Other Applications/Appeals etc)

Sl Note: Please Tick appropriate Option and provide details in the corresponding
column only

1 Select Area Jurisdiction Police Station/ District/ Taluka

State Name Andhra Pradesh

District Name Visakhapatnam

Taluka Visakhapatnam

Police station Name III Town Police Station

Suit Amount Rs.26,65,586.78Ps

2 Particulars of Applicant

Select Application Bank/ARC/Institution

a In case of Bank

IFSC Code SBIN0010077

Authorized Officer Name Sri Y.Kiran Chand

Mobile No. 9160949910

Email ID agmsarc.vsp@sbi.co.in

Bank Head Office Details

Head Office Code

Mobile No. 9160949910

Email ID agmsarc.vsp@sbi.co.in

b In case of ARC Not Applicable

ARC code

Address for serving all Notices

Details of Authorized Person Details Name:

Address:

c In case of Institution Not Applicable

Institution Name

Authorized Person Name

Mobile No.

Email ID

Address for Serving all Notices

 State

District

Pin Code

Head Office Name

Address of Head Office

Mobile Number

Email ID

Pin Code

3 Defendant Details

Select Borrower Type Company/Cooperative Society/ HUF/

Individual/ \LLP/Partnership
Firm/Proprietorship Firm/Trust

A In case of Company Not Applicable

Company Name

CIN or Foreign Company Regn No.

Company PAN

Company Address

Promoters Director(s) (if more, attach Name DIN

sheet)
Name DIN

B In case of society Not Applicable

Society Name
 Society Registration No.

Date of Registration

Society PAN

Society Address

C In case of HUF Not Applicable

Full name

Father or Husband Name (KARTHA

Name)

Date of birth

*PAN No.

Address

D In case of individuals

Full Name and Father or Husband Sri Vanukuri Trimurthulu,

Name
S/o.Satyam.

PAN No. PAN No.ACBV5967C

Date of Birth

Address H.No.15-115, Hanuman Nagar,

Near Water Tank,

Venkatapuram, NR Peta,

Eluru, West Godavari District,

Andhra Pradesh-534006.
e In case of Partnership Not Applicable

*Partnership Firm PAN

Date of Birth

Address

f In case of Proprietorship Not Applicable

Firm Name

*Proprietorship Firm PAN

Address

Name

*PAN

Address

Name

*PAN

Address

Name

*PAN

Address

Name

*PAN
 Address

Partner’s Details (Partner 1, Partner Attach Sheet (Name, Address)

2)

g In case of Trust Not Applicable

Trust Name

*Trust PAN

Address

Trustee Details (Trustee 1, Trustee Attach Sheet (Name, Address)

2….)

4. Property Details Not Applicable

Select Assets Type Movable/intangible

Asset Type → Movable → Security Interest Hypothecation/other

type

i. Types of Security Vehicle/Inventory/Receivable/Equipment

a If Vehicles

Type of Vehicle

Year of Vehicle

Make of Vehicle

Model of Vehicle

Vehicle VIN/Serial Number

Registration Number

Engine Number
 Classis Number

b If inventory Not Applicable

Description of the Security

Registration No. of the Security

c If Receivable Not Applicable

Description of the Security

Name of Debtor (Full details including

Contact Person Address)

d If Equipment Not Applicable

Description of the Security

Registration No. of the Security

ii. Immovable Property

Select sub Property Type Plot/Dwelling Unit

a Plot Unit

Evaluation Price

Nature of Property Flat

Plot ID Number

Survey No./Gat No.etc., T.S.No.1500

Full Address (Registered Sale deed dt.06-07-2016 vide

Doc.No.6422/2016 stands in the name of
 defendant)

West Godavari District, Eluru Sub Division,

Eluru Mandalam, Eluru Municipal
Corporation, Kathepu Street, Municipal, C-
Ward, Division No.11, T.S.No.1500, 170
Sq.yds or 141 Sq.mts vacant residential site
and bounded by:

East: Way site- 61.0 feet

South: Municipal Road- 25.0 feet
West: House sites of Khandavalli
Santhayya, Danam Sarala- 61.0 feet
North: House site of Chinnam Rajaratnam-
25.0 feet

Within the above boundaries an extent

of 170 Sq.yds site, water sources, waste
water flow together with easementary rights
has sold and delivered the possession.

b Dwelling Unit Not Applicable

Evaluated Price

Nature of Property

Plot ID Number

Survey No./Gat No.etc.,

 Full Address

5 Documentation Filing

Documents attached as per index

_Page

Payment Details

Select Payment Mode Bank Draft/Indian Postal Order/ Bharat

Kosh

a If Bank Draft Not Applicable

Bank Branch Name

DD Number

DD Date

Amount in Rs.

b If Postal Order (IPO) Not Applicable

Post Office Name

IOP Date

Amount in Rs.

c If Bharat Kosh

Transaction No.

Transaction Date

Amount in Rs. Rs.29,005/-

Payment on Account of Court Fee on Original Application

 DDO Code and DDO Name The Registrar Debt Recovery Tribunal
Visakhapatnam (206867)

Challan No.

Submitted by (Name) Signature Date of

Submission
S SUDHEER REDDY
-04-2025

ADVOCATE DIRECTORY

1.Advocate code:

2.Advocate name: S.SUDHEER REDDY

3.Sex: MALE

4.Individual/Firm: INDIVIDUAL

5.Bar Registration Number: AP-175/1997

6.Address: D.No.29-42-2, Flat No.401 B, 4th Floor,

Empire Residency, SBI Colony,

Dabagardens, Visakhapatnam-530020.

7.E-mail Address: sudheerreddy.suggu@yahoo.in

8.Mobile Number: 9848809742, 9440436407

9.Phone Number: 0891-2520445

10.Fax Number:

BANK DETAILS

1.IFSC Code: SBIN010077

2.Bank Name: STATE BANK OF INDIA

3.Authorised Person Name: Sri Y.Kiran Chand

4.Mobile Number: 9160949910

5.Phone Number: 0891-2739126

6.E-mail ID: agmsarc.vsp@sbi.co.in

7.Select Council: S.SUDHEER REDDY

8.Address for serving all notices: Stressed Assets Recovery branch,

situated at Balaji Nagar, Siripuram
Junction, Visakhapatnam

9.State: ANDHRA PRADESH

10.District: VISAKHAPATNAM

11.Pin code: 530003

ARC/FINANCIAL INSTITUTIONS DETAILS

1.Bank/Institution Name: NOT APPLICABLE

2.Authorized Person Name: NOT APPLICABLE

3.Mobile Number: NOT APPLICABLE

4.Phone Number: NOT APPLICABLE

5.E-mail ID: NOT APPLICABLE

6.Select Council: NOT APPLICABLE

7.Address for serving all notices: NOT APPLICABLE

8.State: NOT APPLICABLE