Loan account statement of C02310040002941153 for the period 05-OCT-2023 to 27-Apr-2025 Dated 27-Apr-2025
Customer Name & Contact Details Product Details
RITESH PAL
548C805 SONIYA NAGAR CHANDRODAY NAGAR LUCKNOW, UTTAR Product: Personal Loan
PRADESH, 226017
Phone No.: 738xxxxx39
Mobile No.: 738xxxxx39
Email: palritesh839@gmail.com
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Customer & Bank Details Loan Details Instalment and Payment Details
Applicant name: RITESH PAL Disbursement Date: 05-OCT-2023 EMI Amount (Rs) : 15,318.00
Agreement No: C02310040002941153 Loan Amount (Rs): 306,375.00 Instalment start date: 03-NOV-2023
Customer ID: 37617754 Annualised Interest Rate %: 18.25 Instalment End date : 03-OCT-2025
Central KYC: 30098936751818 Interest Rate Type: Fixed Frequency: MONTHLY
(CKYC) Id Loan Tenure (Months): 24 EMI Due Date: 3rd of Every Month
Branch: LUCKNOW INDIRA NAGAR Balance Tenure (Months): 6 Repayment Mode: NACH
140 Loan Status: Active ________________________________________
_________________________________________ Currency : INR Principal Paid (Rs): 165,284.59
Bank Name: AXIS BANK LIMITED Moratorium: N Interest Paid (Rs): 49,187.41
Bank Account: xxxxxxxxxxxx339 Instalment overdue (Rs): 61,252.00
Mandate Status: REGISTERED Late Payment Charges (Rs): 1,776.44
Excess amount: 0.00
Amount Under Clearance: 0.00
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Loan Finance Summary as on 27-Apr-2025
Particulars Instalments / Pre-payments Late Payment Charges Misc. Charges* Total
PRIN INT
Op.Bal .00 .00 .00 .00 .00
Debits 219,187.78 56,536.22 3,379.23 6,500.00 285,603.23
Credits 165,284.59 49,187.41 1,602.79 4,500.00 220,574.79
Cl.Bal. 53,903.19 7,348.81 1,776.44 2,000.00 65,028.44
Current OS Excess Receivable Accrued Interest Future Principal Total Receivable
65,028.44 .00 65,028.44 1,060.78 87,187.22 153,276.44
DISBURSEMENT SUMMARY
Disbursal No Disbursal Date Disbursal Amount Particulars
1 05-OCT-2023 306,375.00 FIRST DISBURSMENT
Date Value Date Particulars DR (Rs) CR (Rs) Balance
05-OCT-2023 05-OCT-2023 Processing Fees- Due (Incl. Tax) 6,000.00 0.00 6,000.00
05-OCT-2023 05-OCT-2023 Hospicash Insurance Premium- 750.00 0.00 6,750.00
05-OCT-2023 05-OCT-2023 Care Health Insurance Premium- 3,525.00 0.00 10,275.00
05-OCT-2023 05-OCT-2023 Broken Period Interest- 2,100.00 0.00 12,375.00
05-OCT-2023 05-OCT-2023 Hospicash Insurance Premium- Payable 0.00 750.00 11,625.00
05-OCT-2023 05-OCT-2023 Hospicash Insurance Premium- Payable 0.00 3,525.00 8,100.00
05-OCT-2023 05-OCT-2023 Amt Financed 0.00 306,375.00 -298,275.00
05-OCT-2023 05-OCT-2023 Amount Paid Vide Receipt No. 000000 294,000.00 0.00 -4,275.00
05-OCT-2023 05-OCT-2023 Amount Paid Vide Receipt No. 21103026 3,525.00 0.00 -750.00
05-OCT-2023 05-OCT-2023 Amount Paid Vide Receipt No. 21103027 750.00 0.00 0.00
03-NOV-2023 03-NOV-2023 Due For Instalment 1 15,318.00 0.00 15,318.00
03-NOV-2023 03-NOV-2023 Pmnt Rcvd Vide Receipt No.---- C195298001 Clear NOV/2023 0.00 15,318.00 0.00
03-DEC-2023 03-DEC-2023 Due For Instalment 2 15,318.00 0.00 15,318.00
03-DEC-2023 03-DEC-2023 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 15,318.00
03-DEC-2023 03-DEC-2023 Pmnt Rcvd Vide Receipt No.---- C195298002 Bounced DEC/2023 0.00 15,318.00 0.00
04-DEC-2023 03-DEC-2023 Receipt No. C195298002 Bounced - 04-Balance Insufficient 15,318.00 0.00 15,318.00
11-DEC-2023 08-DEC-2023 Pmnt Rcvd Vide Receipt No.---- R195298002 Bounced DEC/2023 0.00 15,318.00 0.00
11-DEC-2023 11-DEC-2023 Receipt No. R195298002 Bounced - Insufficient Balance 15,318.00 0.00 15,318.00
27-DEC-2023 27-DEC-2023 Amount Adjusted ### 0.00 2,100.00 13,218.00
Pmnt Rcvd Vide Receipt No---. O29122308375 INR 15,818.00
29-DEC-2023 29-DEC-2023 For Instalment 2 Clear DEC/2023 0.00 15,318.00 -2,100.00
31-DEC-2023 31-DEC-2023 Late Payment Interest-03-DEC-23 Installment No : 2 398.27 0.00 -1,701.73
02-JAN-2024 02-JAN-2024 Pmnt Rcvd Vide Receipt No.---- O02012437799 Clear JAN/2024 0.00 15,318.00 -17,019.73
03-JAN-2024 03-JAN-2024 Due For Instalment 3 15,318.00 0.00 -1,701.73
03-JAN-2024 03-JAN-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 -1,201.73
03-JAN-2024 03-JAN-2024 Pmnt Rcvd Vide Receipt No.---- C195298003 Bounced JAN/2024 0.00 15,318.00 -16,519.73
04-JAN-2024 03-JAN-2024 Receipt No. C195298003 Bounced - 04-Balance Insufficient 15,318.00 0.00 -1,201.73
03-FEB-2024 03-FEB-2024 Due For Instalment 4 15,318.00 0.00 14,116.27
Pmnt Rcvd Vide Receipt No---. C195298004 INR 15,318.00 For
03-FEB-2024 03-FEB-2024 Instalment 4 Clear FEB/2024 0.00 14,116.27 0.00
Pmnt Rcvd Vide Receipt No---. C195298004 INR 15,318.00
03-FEB-2024 03-FEB-2024 Clear FEB/2024 0.00 1,201.73 -1,201.73
Date Value Date Particulars DR (Rs) CR (Rs) Balance
03-MAR-2024 03-MAR-2024 Due For Instalment 5 15,318.00 0.00 14,116.27
03-MAR-2024 03-MAR-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 14,116.27
03-MAR-2024 03-MAR-2024 Pmnt Rcvd Vide Receipt No.---- C195298005 Bounced MAR/2024 0.00 15,318.00 -1,201.73
04-MAR-2024 03-MAR-2024 Receipt No. C195298005 Bounced - 04-Balance Insufficient 15,318.00 0.00 14,116.27
11-MAR-2024 08-MAR-2024 Pmnt Rcvd Vide Receipt No.---- R195298005 Bounced MAR/2024 0.00 15,318.00 -1,201.73
11-MAR-2024 11-MAR-2024 Receipt No. R195298005 Bounced - Insufficient Balance 15,318.00 0.00 14,116.27
28-MAR-2024 27-MAR-2024 Pmnt Rcvd Vide Receipt No.---- R195298005R Bounced MAR/2024 0.00 15,318.00 -1,201.73
28-MAR-2024 28-MAR-2024 Receipt No. R195298005R Bounced - Insufficient Balance 15,318.00 0.00 14,116.27
Pmnt Rcvd Vide Receipt No---. O29032447414 INR 14,616.27
29-MAR-2024 29-MAR-2024 For Instalment 5 Clear MAR/2024 0.00 14,116.27 0.00
31-MAR-2024 31-MAR-2024 Late Payment Charges- Due (Incl. Tax)03-MAR-24 Installment No : 5 288.72 288.72 0.00
03-APR-2024 03-APR-2024 Due For Instalment 6 15,318.00 0.00 15,318.00
03-APR-2024 03-APR-2024 Pmnt Rcvd Vide Receipt No.---- C195298006 Clear APR/2024 0.00 15,318.00 0.00
03-MAY-2024 03-MAY-2024 Due For Instalment 7 15,318.00 0.00 15,318.00
03-MAY-2024 03-MAY-2024 Pmnt Rcvd Vide Receipt No.---- C195298007 Bounced MAY/2024 0.00 15,318.00 0.00
04-MAY-2024 04-MAY-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-MAY-2024 04-MAY-2024 Receipt No. C195298007 Bounced - Balance Insufficient 15,318.00 0.00 15,318.00
10-MAY-2024 09-MAY-2024 Pmnt Rcvd Vide Receipt No.---- R195298007 Clear MAY/2024 0.00 15,318.00 0.00
26-MAY-2024 25-MAY-2024 Pmnt Rcvd Vide Receipt No.---- BC20264298 Clear MAY/2024 0.00 500.00 -500.00
31-MAY-2024 31-MAY-2024 Late Payment Charges- Due (Incl. Tax)03-MAY-24 Installment No : 7 72.30 0.00 -427.70
03-JUN-2024 03-JUN-2024 Due For Instalment 8 15,318.00 0.00 14,890.30
Pmnt Rcvd Vide Receipt No---. C195298008 INR 15,318.00 For
03-JUN-2024 03-JUN-2024 Instalment 8 Clear JUN/2024 0.00 14,890.30 0.00
Pmnt Rcvd Vide Receipt No---. C195298008 INR 15,318.00
03-JUN-2024 03-JUN-2024 Clear JUN/2024 0.00 427.70 -427.70
17-JUN-2024 17-JUN-2024 Amount Paid Vide Receipt No. 427.70 0.00 0.00
03-JUL-2024 03-JUL-2024 Due For Instalment 9 15,318.00 0.00 15,318.00
03-JUL-2024 03-JUL-2024 Pmnt Rcvd Vide Receipt No.---- C195298009 Bounced JUL/2024 0.00 15,318.00 0.00
04-JUL-2024 04-JUL-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-JUL-2024 04-JUL-2024 Receipt No. C195298009 Bounced - Balance Insufficient 15,318.00 0.00 15,318.00
10-JUL-2024 09-JUL-2024 Pmnt Rcvd Vide Receipt No.---- R195298009 Bounced JUL/2024 0.00 15,318.00 0.00
10-JUL-2024 10-JUL-2024 Receipt No. R195298009 Bounced - Insufficient Balance 15,318.00 0.00 15,318.00
Date Value Date Particulars DR (Rs) CR (Rs) Balance
Pmnt Rcvd Vide Receipt No---. O19072451388 INR 15,818.00
19-JUL-2024 19-JUL-2024 For Instalment 9 Clear JUL/2024 0.00 15,318.00 0.00
31-JUL-2024 31-JUL-2024 Late Payment Charges- Due (Incl. Tax)03-JUL-24 Installment No : 9 192.80 192.80 0.00
03-AUG-2024 03-AUG-2024 Due For Instalment 10 15,318.00 0.00 15,318.00
03-AUG-2024 03-AUG-2024 Pmnt Rcvd Vide Receipt No.---- C195298010 Bounced AUG/2024 0.00 15,318.00 0.00
04-AUG-2024 04-AUG-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-AUG-2024 04-AUG-2024 Receipt No. C195298010 Bounced - Balance Insufficient 15,318.00 0.00 15,318.00
10-AUG-2024 09-AUG-2024 Pmnt Rcvd Vide Receipt No.---- R195298010 Bounced AUG/2024 0.00 15,318.00 0.00
10-AUG-2024 10-AUG-2024 Receipt No. R195298010 Bounced - Insufficient Balance 15,318.00 0.00 15,318.00
Pmnt Rcvd Vide Receipt No---. O15082426767 INR 16,010.80
15-AUG-2024 15-AUG-2024 For Instalment 10 Clear AUG/2024 0.00 15,318.00 0.00
31-AUG-2024 31-AUG-2024 Late Payment Charges- Due (Incl. Tax)03-AUG-24 Installment No : 10 144.60 144.60 0.00
03-SEP-2024 03-SEP-2024 Due For Instalment 11 15,318.00 0.00 15,318.00
03-SEP-2024 03-SEP-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 15,318.00
03-SEP-2024 03-SEP-2024 Pmnt Rcvd Vide Receipt No.---- C195298011 Bounced SEP/2024 0.00 15,318.00 0.00
04-SEP-2024 03-SEP-2024 Receipt No. C195298011 Bounced - 04-Balance Insufficient 15,318.00 0.00 15,318.00
09-SEP-2024 09-SEP-2024 Pmnt Rcvd Vide Receipt No.---- R195298011 Bounced SEP/2024 0.00 15,318.00 0.00
09-SEP-2024 09-SEP-2024 Receipt No. R195298011 Bounced - Insufficient Balance 15,318.00 0.00 15,318.00
Pmnt Rcvd Vide Receipt No---. O10092471064 INR 15,962.60
10-SEP-2024 10-SEP-2024 For Instalment 11 Clear SEP/2024 0.00 15,318.00 0.00
30-SEP-2024 30-SEP-2024 Late Payment Charges- Due (Incl. Tax)03-SEP-24 Installment No : 11 84.35 84.35 0.00
03-OCT-2024 03-OCT-2024 Due For Instalment 12 15,318.00 0.00 15,318.00
03-OCT-2024 03-OCT-2024 Pmnt Rcvd Vide Receipt No.---- C195298012 Bounced OCT/2024 0.00 15,318.00 0.00
04-OCT-2024 04-OCT-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-OCT-2024 04-OCT-2024 Receipt No. C195298012 Bounced - Balance Insufficient 15,318.00 0.00 15,318.00
Pmnt Rcvd Vide Receipt No---. O11102497429 INR 15,902.35
11-OCT-2024 11-OCT-2024 For Instalment 12 Clear OCT/2024 0.00 15,318.00 0.00
31-OCT-2024 31-OCT-2024 Late Payment Charges- Due (Incl. Tax)03-OCT-24 Installment No : 12 96.40 96.40 0.00
03-NOV-2024 03-NOV-2024 Due For Instalment 13 15,318.00 0.00 15,318.00
03-NOV-2024 03-NOV-2024 Pmnt Rcvd Vide Receipt No.---- C195298013 Bounced NOV/2024 0.00 15,318.00 0.00
04-NOV-2024 04-NOV-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-NOV-2024 04-NOV-2024 Receipt No. C195298013 Bounced - Balance Insufficient 15,318.00 0.00 15,318.00
30-NOV-2024 30-NOV-2024 Late Payment Charges- Due (Incl. Tax)03-NOV-24 Installment No : 13 325.35 325.35 15,318.00
03-DEC-2024 03-DEC-2024 Due For Instalment 14 15,318.00 0.00 30,636.00
Date Value Date Particulars DR (Rs) CR (Rs) Balance
03-DEC-2024 03-DEC-2024 Pmnt Rcvd Vide Receipt No.---- C195298014 Clear DEC/2024 0.00 15,318.00 15,318.00
Pmnt Rcvd Vide Receipt No---. O03122494128 INR 16,239.75
03-DEC-2024 03-DEC-2024 For Instalment 14 Clear DEC/2024 0.00 15,318.00 0.00
31-DEC-2024 31-DEC-2024 Late Payment Interest-03-NOV-24 Installment No : 13 30.64 0.00 30.64
03-JAN-2025 03-JAN-2025 Due For Instalment 15 15,318.00 0.00 15,348.64
03-JAN-2025 03-JAN-2025 Pmnt Rcvd Vide Receipt No.---- C195298015 Bounced JAN/2025 0.00 15,318.00 30.64
04-JAN-2025 04-JAN-2025 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 530.64
04-JAN-2025 04-JAN-2025 Receipt No. C195298015 Bounced - Balance Insufficient 15,318.00 0.00 15,848.64
10-JAN-2025 09-JAN-2025 Pmnt Rcvd Vide Receipt No.---- R195298015 Bounced JAN/2025 0.00 15,318.00 530.64
10-JAN-2025 10-JAN-2025 Receipt No. R195298015 Bounced - Insufficient Balance 15,318.00 0.00 15,848.64
27-JAN-2025 25-JAN-2025 Pmnt Rcvd Vide Receipt No.---- R195298015R Bounced JAN/2025 0.00 15,318.00 530.64
27-JAN-2025 27-JAN-2025 Receipt No. R195298015R Bounced - Insufficient Balance 15,318.00 0.00 15,848.64
31-JAN-2025 31-JAN-2025 Late Payment Interest-03-JAN-25 Installment No : 15 275.72 0.00 16,124.36
03-FEB-2025 03-FEB-2025 Due For Instalment 16 15,318.00 0.00 31,442.36
03-FEB-2025 03-FEB-2025 Pmnt Rcvd Vide Receipt No.---- C195298016 Bounced FEB/2025 0.00 15,318.00 16,124.36
04-FEB-2025 04-FEB-2025 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 16,624.36
04-FEB-2025 04-FEB-2025 Receipt No. C195298016 Bounced - Balance Insufficient 15,318.00 0.00 31,942.36
10-FEB-2025 08-FEB-2025 Pmnt Rcvd Vide Receipt No.---- R195298016 Bounced FEB/2025 0.00 15,318.00 16,624.36
10-FEB-2025 10-FEB-2025 Receipt No. R195298016 Bounced - Insufficient Balance 15,318.00 0.00 31,942.36
27-FEB-2025 27-FEB-2025 Pmnt Rcvd Vide Receipt No.---- O27022537438 Clear FEB/2025 0.00 20.00 31,922.36
28-FEB-2025 28-FEB-2025 Late Payment Interest-03-JAN-25 Installment No : 15 285.93 0.00 32,208.29
28-FEB-2025 28-FEB-2025 Late Payment Interest-03-FEB-25 Installment No : 16 275.72 0.00 32,484.01
03-MAR-2025 03-MAR-2025 Due For Instalment 17 15,318.00 0.00 47,802.01
03-MAR-2025 03-MAR-2025 Pmnt Rcvd Vide Receipt No.---- C195298017 Bounced MAR/2025 0.00 15,318.00 32,484.01
04-MAR-2025 04-MAR-2025 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 32,984.01
04-MAR-2025 04-MAR-2025 Receipt No. C195298017 Bounced - Balance Insufficient 15,318.00 0.00 48,302.01
09-MAR-2025 08-MAR-2025 Pmnt Rcvd Vide Receipt No.---- R195298017 Bounced MAR/2025 0.00 15,318.00 32,984.01
09-MAR-2025 09-MAR-2025 Receipt No. R195298017 Bounced - Insufficient Balance 15,318.00 0.00 48,302.01
31-MAR-2025 31-MAR-2025 Late Payment Interest-03-JAN-25 Installment No : 15 326.35 0.00 48,628.36
31-MAR-2025 31-MAR-2025 Late Payment Interest-03-FEB-25 Installment No : 16 306.36 0.00 48,934.72
31-MAR-2025 31-MAR-2025 Late Payment Interest-03-MAR-25 Installment No : 17 275.72 0.00 49,210.44
03-APR-2025 03-APR-2025 Due For Instalment 18 15,318.00 0.00 64,528.44
Date Value Date Particulars DR (Rs) CR (Rs) Balance
03-APR-2025 03-APR-2025 Pmnt Rcvd Vide Receipt No.---- C195298018 Bounced APR/2025 0.00 15,318.00 49,210.44
04-APR-2025 04-APR-2025 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 49,710.44
04-APR-2025 04-APR-2025 Receipt No. C195298018 Bounced - Balance Insufficient 15,318.00 0.00 65,028.44
27-APR-2025 27-APR-2025 Current Month Overdue- 1,071.92 0.00 66,100.36
PART PAYMENT SUMMARY
Repayment Effective Date Part payment amount Impact
NA NA NA
The amounts reflected above do not include (i) payment bounce charges (ii) legal and repossession charges, if applicable. These charges with
applicable taxes will be payable by the borrower at the time of loan foreclosure if any.
BOUNCE SUMMARY
Date of Bounce Narration Amount REASON
03-DEC-2023 EMI: 2 - DEC/2023 15318 04-Balance Insufficient
08-DEC-2023 EMI: 15318 Insufficient Balance
03-JAN-2024 EMI: 15318 04-Balance Insufficient
03-MAR-2024 EMI: 5 - MAR/2024 15318 04-Balance Insufficient
08-MAR-2024 EMI: 15318 Insufficient Balance
27-MAR-2024 EMI: 15318 Insufficient Balance
03-MAY-2024 EMI: 7 - MAY/2024 15318 Balance Insufficient
03-JUL-2024 EMI: 9 - JUL/2024 15318 Balance Insufficient
09-JUL-2024 EMI: 15318 Insufficient Balance
03-AUG-2024 EMI: 10 - AUG/2024 15318 Balance Insufficient
09-AUG-2024 EMI: 15318 Insufficient Balance
03-SEP-2024 EMI: 11 - SEP/2024 15318 04-Balance Insufficient
09-SEP-2024 EMI: 15318 Insufficient Balance
03-OCT-2024 EMI: 12 - OCT/2024 15318 Balance Insufficient
03-NOV-2024 EMI: 13 - NOV/2024 15318 Balance Insufficient
03-JAN-2025 EMI: 15 - JAN/2025 15318 Balance Insufficient
09-JAN-2025 EMI: 15318 Insufficient Balance
25-JAN-2025 EMI: 15318 Insufficient Balance
03-FEB-2025 EMI: 15 - JAN/2025 15318 Balance Insufficient
08-FEB-2025 EMI: 15318 Insufficient Balance
03-MAR-2025 EMI: 15 - JAN/2025, 16 - FEB/2025 15318 Balance Insufficient
08-MAR-2025 EMI: 15318 Insufficient Balance
03-APR-2025 EMI: 15 - JAN/2025, 16 - FEB/2025 15318 Balance Insufficient
The Company shall have a right to recover the bounce charges as per the below table.
BOUNCE CHARGES
A. Repayment/EMI Bounce Charges
Charges in Rs Loan sanction amount in Rs.
500 <5 Lacs
1000 5-50 Lacs
1500 >50 Lacs-2 Cr.
2000 >2 Cr.
Disclaimer:
• The information contained in this SOA is intended to provide a summary of personal data, payment details and loan particulars to
the customer/borrower. It should be used by the customer/borrower only for the purpose of ascertaining the accounting status of
the loan and not for any statutory or regulatory purpose.
• While providing all the information contained hereinabove, due care has been taken by L&T Finance Limited,(formerly known as L&T
Finance Holdings Limited) (“LTF”) to record the loan particulars and customer/borrower payment details appropriately for
accounting purposes as on the statement date as per the information and other documents made available by the customer/borrower
to LTF, LTF shall not be responsible for any monetary losses or subsequent damages arising out of any accounting or reporting
errors except for any clerical errors. Any error in the SOA will be rectified by LTF either suo moto or upon being intimated by the
customer/borrower.
• All credits given in relation to the Loan with respect to Cheque / Other payment instruments are subject to clearance of the Cheque/
Other payment instrument.
• LTF reserves the right to levy charges/ additional interest as per the terms of the loan agreement. The charges mentioned in this
SOA are not exhaustive. Please refer to the loan agreement for an exhaustive list of applicable charges.
• All contents of this SOA will be deemed to be correct and accepted by you, unless you inform us of any discrepancies through a signed
letter within 21 (twenty one) days from the date of this SOA. Delay in informing will be considered as a confirmation from you that
the details provided in this SOA by LTF are correct and/or accurate.
• This SOA is a system generated document, hence no signature is required. Any unauthorized use, disclosure, dissemination or
copying of this document is strictly prohibited and may be unlawful.
• Deposits are subject to realization.
• I/ We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the
aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of
the said sub-rule.
