Loan account statement of T05815180124012209 for the period 19-JAN-2024 to 04-Jan-2025 Dated 04-Jan-2025
Customer Name & Contact Details Product & Asset Details
EZHILARASAN K
44 E ERAICHIMASTHAN NAGAR DHARAPURAM DHARAPURAM TIRUPPUR Product: Two Wheeler
TIRUPPUR DHARAPURAM, TAMIL NADU, 638656 Model Description: Pulsar 150 Twin Disc ABS BSVI Pulsar
Registration No: TN78F9227
Phone No.: 636xxxxx92
Mobile No.: 636xxxxx92
Email: Not Updated
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Customer & Bank Details Loan Details Instalment and Payment Details
Applicant Name: EZHILARASAN K Disbursement Date: 19-JAN-2024 EMI Amount (Rs) : 4,867.00
Agreement No: T05815180124012209 Amount Sanctioned (Rs): 132,480.00 Instalment start date: 03-MAR-2024
Customer ID: 40205255 Amount Disbursed (Rs): 132,480.00 Instalment End date : 03-FEB-2027
Central KYC: O30060644342701 Annualised Interest Rate %: 19.17 Frequency: MONTHLY
(CKYC) Id Interest Rate Type: Fixed EMI Due Date: 3rd of Every Month
Branch: COIMBATORE P N PALAYAM Loan Tenure (Months): 36 Repayment Mode: NACH
34 Balance Tenure (Months): 25 ________________________________________
_________________________________________ Loan Status: Active Principal Paid (Rs): 32,784.14
Bank Name: HDFC BANK LTD. Currency : INR Interest Paid (Rs): 20,752.86
Bank Account: xxxxxxxxxxx552 Moratorium: N Instalment overdue (Rs): 0.00
Mandate Status: REGISTERED Late Payment Charges (Rs): 287.00
Excess amount: 0.00
Amount Under Clearance: 0.00
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Loan Finance Summary as on 04-Jan-2025
Particulars Instalments / Pre-payments Late Payment Charges Misc. Charges* Total
PRIN INT
Op.Bal .00 .00 .00 .00 .00
Debits 32,784.14 20,752.86 287.00 4,000.00 57,824.00
Credits 32,784.14 20,752.86 .00 .00 53,537.00
Cl.Bal. .00 .00 287.00 4,000.00 4,287.00
Current OS Excess Receivable Accrued Interest Future Principal Total Receivable
4,287.00 .00 4,287.00 52.37 99,695.86 104,035.23
DISBURSEMENT SUMMARY
Disbursal No Disbursal Date Disbursal Amount Particulars
1 19-JAN-2024 132,480.00 FIRST DISBURSMENT
Date Value Date Particulars DR (Rs) CR (Rs) Balance
19-JAN-2024 19-JAN-2024 Processing Fees- Due (Incl. Tax) 2,650.00 0.00 2,650.00
19-JAN-2024 19-JAN-2024 Mandate Fees- Due (Incl. Tax) 600.00 0.00 3,250.00
19-JAN-2024 19-JAN-2024 Documentation Charges- Due (Incl. Tax) 150.00 0.00 3,400.00
19-JAN-2024 19-JAN-2024 Broken Period Interest- 1,000.00 0.00 4,400.00
19-JAN-2024 19-JAN-2024 Life Insurance Premium- 1,530.00 0.00 5,930.00
19-JAN-2024 19-JAN-2024 Emi Protect Premium- 950.00 0.00 6,880.00
19-JAN-2024 19-JAN-2024 Emi Protect Premium- Payable 0.00 950.00 5,930.00
19-JAN-2024 19-JAN-2024 Insurance Premium- Payable 0.00 1,530.00 4,400.00
19-JAN-2024 19-JAN-2024 Net Amount Transferred In Favour Of:AADHITHYA MOTORS 125,600.00 0.00 130,000.00
19-JAN-2024 19-JAN-2024 Amt Financed 0.00 132,480.00 -2,480.00
19-JAN-2024 19-JAN-2024 Amount Paid Vide Receipt No. 187456745 1,530.00 0.00 -950.00
19-JAN-2024 19-JAN-2024 Amount Paid Vide Receipt No. 187456746 950.00 0.00 0.00
03-MAR-2024 03-MAR-2024 Due For Instalment 1 4,867.00 0.00 4,867.00
03-MAR-2024 03-MAR-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 4,867.00
03-MAR-2024 03-MAR-2024 Pmnt Rcvd Vide Receipt No.---- E528495001 Bounced MAR/2024 0.00 4,867.00 0.00
04-MAR-2024 04-MAR-2024 Pmnt Rcvd Vide Receipt No.---- O04032484098 Clear MAR/2024 0.00 4,867.00 -4,867.00
06-MAR-2024 03-MAR-2024 Receipt No. E528495001 Bounced - Balance Insufficient 4,867.00 0.00 0.00
03-APR-2024 03-APR-2024 Due For Instalment 2 4,867.00 0.00 4,867.00
03-APR-2024 03-APR-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 4,867.00
03-APR-2024 03-APR-2024 Pmnt Rcvd Vide Receipt No.---- E528495002 Bounced APR/2024 0.00 4,867.00 0.00
04-APR-2024 03-APR-2024 Receipt No. E528495002 Bounced - Balance Insufficient 4,867.00 0.00 4,867.00
30-APR-2024 30-APR-2024 Late Payment Charges- Due (Incl. Tax)03-APR-24 Installment No : 2 101.96 101.96 4,867.00
30-APR-2024 30-APR-2024 Cash Paid Vide Receipt No.SH3004240447272 INR 4,867.00 0.00 4,867.00 0.00
03-MAY-2024 03-MAY-2024 Due For Instalment 3 4,867.00 0.00 4,867.00
03-MAY-2024 03-MAY-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 4,867.00
03-MAY-2024 03-MAY-2024 Pmnt Rcvd Vide Receipt No.---- E528495003 Bounced MAY/2024 0.00 4,867.00 0.00
06-MAY-2024 03-MAY-2024 Receipt No. E528495003 Bounced - Balance Insufficient 4,867.00 0.00 4,867.00
31-MAY-2024 31-MAY-2024 Late Payment Charges- Due (Incl. Tax)03-MAY-24 Installment No : 3 105.74 105.74 4,867.00
01-JUN-2024 01-JUN-2024 Pmnt Rcvd Vide Receipt No.---- O01062410575 Clear JUN/2024 0.00 4,867.00 0.00
03-JUN-2024 03-JUN-2024 Due For Instalment 4 4,867.00 0.00 4,867.00
03-JUN-2024 03-JUN-2024 Pmnt Rcvd Vide Receipt No.---- E528495004 Bounced JUN/2024 0.00 4,867.00 0.00
Date Value Date Particulars DR (Rs) CR (Rs) Balance
04-JUN-2024 04-JUN-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 0.00
04-JUN-2024 04-JUN-2024 Receipt No. E528495004 Bounced - Balance Insufficient 4,867.00 0.00 4,867.00
05-JUN-2024 05-JUN-2024 Pmnt Rcvd Vide Receipt No.---- O05062410323 Clear JUN/2024 0.00 4,867.00 0.00
30-JUN-2024 30-JUN-2024 Late Payment Charges- Due (Incl. Tax)03-MAY-24 Installment No : 3 3.77 3.77 0.00
02-JUL-2024 02-JUL-2024 Pmnt Rcvd Vide Receipt No.---- O02072496465 Clear JUL/2024 0.00 4,867.00 -4,867.00
03-JUL-2024 03-JUL-2024 Due For Instalment 5 4,867.00 0.00 0.00
03-JUL-2024 03-JUL-2024 Pmnt Rcvd Vide Receipt No.---- E528495005 Bounced JUL/2024 0.00 4,867.00 -4,867.00
04-JUL-2024 04-JUL-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 -4,867.00
04-JUL-2024 04-JUL-2024 Receipt No. E528495005 Bounced - Balance Insufficient 4,867.00 0.00 0.00
19-JUL-2024 18-JUL-2024 Pmnt Rcvd Vide Receipt No.---- BC07311138 Bounced JUL/2024 0.00 2,712.00 -2,712.00
19-JUL-2024 19-JUL-2024 Receipt No. BC07311138 Bounced - Insufficient Balance 2,712.00 0.00 0.00
03-AUG-2024 03-AUG-2024 Due For Instalment 6 4,867.00 0.00 4,867.00
03-AUG-2024 03-AUG-2024 Pmnt Rcvd Vide Receipt No.---- O03082436779 Clear AUG/2024 0.00 4,867.00 0.00
03-SEP-2024 03-SEP-2024 Due For Instalment 7 4,867.00 0.00 4,867.00
03-SEP-2024 03-SEP-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 4,867.00
03-SEP-2024 03-SEP-2024 Pmnt Rcvd Vide Receipt No.---- E528495007 Bounced SEP/2024 0.00 4,867.00 0.00
05-SEP-2024 03-SEP-2024 Receipt No. E528495007 Bounced - Balance Insufficient 4,867.00 0.00 4,867.00
23-SEP-2024 23-SEP-2024 Pmnt Rcvd Vide Receipt No.---- O23092401861 Clear SEP/2024 0.00 4,867.00 0.00
30-SEP-2024 30-SEP-2024 Late Payment Charges- Due (Incl. Tax)03-SEP-24 Installment No : 7 75.53 75.53 0.00
03-OCT-2024 03-OCT-2024 Due For Instalment 8 4,867.00 0.00 4,867.00
03-OCT-2024 03-OCT-2024 Pmnt Rcvd Vide Receipt No.---- O03102454067 Clear OCT/2024 0.00 4,867.00 0.00
18-OCT-2024 17-OCT-2024 Pmnt Rcvd Vide Receipt No.---- BC10213743 Bounced OCT/2024 0.00 3,287.00 -3,287.00
18-OCT-2024 18-OCT-2024 Receipt No. BC10213743 Bounced - Insufficient Balance 3,287.00 0.00 0.00
03-NOV-2024 03-NOV-2024 Due For Instalment 9 4,867.00 0.00 4,867.00
03-NOV-2024 03-NOV-2024 Pmnt Rcvd Vide Receipt No.---- E528495009 Bounced NOV/2024 0.00 4,867.00 0.00
04-NOV-2024 04-NOV-2024 Pmnt Rcvd Vide Receipt No.---- O04112408263 Clear NOV/2024 0.00 4,867.00 -4,867.00
07-NOV-2024 07-NOV-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 500.00 -4,867.00
07-NOV-2024 07-NOV-2024 Receipt No. E528495009 Bounced - Balance Insufficient 4,867.00 0.00 0.00
02-DEC-2024 02-DEC-2024 Pmnt Rcvd Vide Receipt No.---- O02122474692 Clear DEC/2024 0.00 4,867.00 -4,867.00
03-DEC-2024 03-DEC-2024 Due For Instalment 10 4,867.00 0.00 0.00
03-DEC-2024 03-DEC-2024 Cheque Bouncing Charges- Receipt No. NA 500.00 0.00 500.00
Date Value Date Particulars DR (Rs) CR (Rs) Balance
03-DEC-2024 03-DEC-2024 Pmnt Rcvd Vide Receipt No.---- E528495010 Bounced DEC/2024 0.00 4,867.00 -4,367.00
04-DEC-2024 03-DEC-2024 Receipt No. E528495010 Bounced - Balance Insufficient 4,867.00 0.00 500.00
16-DEC-2024 14-DEC-2024 Pmnt Rcvd Vide Receipt No.---- BC12267310 Bounced DEC/2024 0.00 4,287.00 -3,787.00
16-DEC-2024 16-DEC-2024 Receipt No. BC12267310 Bounced - Insufficient Balance 4,287.00 0.00 500.00
30-DEC-2024 28-DEC-2024 Pmnt Rcvd Vide Receipt No.---- BC12372577 Bounced DEC/2024 0.00 4,287.00 -3,787.00
30-DEC-2024 30-DEC-2024 Receipt No. BC12372577 Bounced - Insufficient Balance 4,287.00 0.00 500.00
03-JAN-2025 03-JAN-2025 Due For Instalment 11 4,867.00 0.00 5,367.00
03-JAN-2025 03-JAN-2025 Pmnt Rcvd Vide Receipt No.---- E528495011 Deposit JAN/2025 0.00 4,867.00 500.00
PART PAYMENT SUMMARY
Repayment Effective Date Part payment amount Impact
NA NA NA
The amounts reflected above do not include (i) payment bounce charges (ii) legal and repossession charges, if applicable. These charges with
applicable taxes will be payable by the borrower at the time of loan foreclosure if any.
BOUNCE SUMMARY
Date of Bounce Narration Amount REASON
03-MAR-2024 EMI-1 - MAR/2024 4867 Balance Insufficient
03-APR-2024 EMI-2 - APR/2024 4867 Balance Insufficient
03-MAY-2024 EMI-3 - MAY/2024 4867 Balance Insufficient
03-JUN-2024 EMI-4 - JUN/2024 4867 Balance Insufficient
03-JUL-2024 EMI- 4867 Balance Insufficient
18-JUL-2024 EMI- 2712 Insufficient Balance
03-SEP-2024 EMI-7 - SEP/2024 4867 Balance Insufficient
17-OCT-2024 EMI- 3287 Insufficient Balance
03-NOV-2024 EMI-9 - NOV/2024 4867 Balance Insufficient
28-NOV-2024 EMI- 3787 Insufficient Balance
03-DEC-2024 EMI- 4867 Balance Insufficient
14-DEC-2024 EMI- 4287 Insufficient Balance
28-DEC-2024 EMI- 4287 Insufficient Balance
The Company shall have a right to recover the bounce charges as per the below table.
BOUNCE CHARGES
A. Repayment/EMI Bounce Charges
Charges in Rs Loan sanction amount in Rs.
500 <5 Lacs
1000 5-50 Lacs
1500 >50 Lacs-2 Cr.
2000 >2 Cr.
Disclaimer:
• The information contained in this SOA is intended to provide a summary of personal data, payment details and loan particulars to
the customer/borrower. It should be used by the customer/borrower only for the purpose of ascertaining the accounting status of
the loan and not for any statutory or regulatory purpose.
• While providing all the information contained hereinabove, due care has been taken by L&T Finance Limited,(formerly known as L&T
Finance Holdings Limited) (“LTF”) to record the loan particulars and customer/borrower payment details appropriately for
accounting purposes as on the statement date as per the information and other documents made available by the customer/borrower
to LTF, LTF shall not be responsible for any monetary losses or subsequent damages arising out of any accounting or reporting
errors except for any clerical errors. Any error in the SOA will be rectified by LTF either suo moto or upon being intimated by the
customer/borrower.
• All credits given in relation to the Loan with respect to Cheque / Other payment instruments are subject to clearance of the Cheque/
Other payment instrument.
• LTF reserves the right to levy charges/ additional interest as per the terms of the loan agreement. The charges mentioned in this
SOA are not exhaustive. Please refer to the loan agreement for an exhaustive list of applicable charges.
• All contents of this SOA will be deemed to be correct and accepted by you, unless you inform us of any discrepancies through a signed
letter within 21 (twenty one) days from the date of this SOA. Delay in informing will be considered as a confirmation from you that
the details provided in this SOA by LTF are correct and/or accurate.
• This SOA is a system generated document, hence no signature is required. Any unauthorized use, disclosure, dissemination or
copying of this document is strictly prohibited and may be unlawful.
• Deposits are subject to realization.
• I/ We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the
aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of
the said sub-rule.
