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Essay - Cashless Payment Service

Cashless payment services, such as debit cards, credit cards, and e-wallets, have gained popularity in Malaysia due to their convenience and safety. The author shares their positive experience using Touch ‘n Go eWallet, highlighting benefits like time-saving transactions and better budget management. However, they also caution about risks like online scams, emphasizing the importance of protecting personal information.

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Zainara Abdul Hamid
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3K views1 page

Essay - Cashless Payment Service

Cashless payment services, such as debit cards, credit cards, and e-wallets, have gained popularity in Malaysia due to their convenience and safety. The author shares their positive experience using Touch ‘n Go eWallet, highlighting benefits like time-saving transactions and better budget management. However, they also caution about risks like online scams, emphasizing the importance of protecting personal information.

Uploaded by

Zainara Abdul Hamid
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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MELAKA Q2

In your class, you have been discussing about cashless payment services in Malaysia and
your teacher has asked you to write an essay about it.

In your essay, you should:


● share your experience using a cashless payment service
● explain how you benefit from the cashless payment service
● identify a risk that people should be aware of in using cashless payment services

Cashless Payment Services in Malaysia

In today's world, cashless payment services have become a popular way to buy things in Malaysia.
People no longer need to carry cash because they can use debit cards, credit cards, e-wallets, or
online banking to make payments. I have used a cashless payment service many times, and it has
been a convenient experience.

One of the cashless payment services I often use is Touch ‘n Go eWallet. I first used it when I went to
a convenience store with my parents. Instead of paying with cash, my parents showed me how to
scan a QR code using the app on their phone. The payment was completed in just a few seconds, and
we received a digital receipt instantly. It was quick and easy, and I was excited to learn how
technology makes payments simpler.

There are many benefits to using cashless payment services. One of the biggest advantages is
convenience. With cashless payments, I do not have to worry about carrying too much cash or
looking for small change. It also saves time because transactions are completed faster than handling
cash. Another benefit is safety. When people use cashless payment services, they do not have to
carry large amounts of money, which reduces the risk of losing cash or getting it stolen. Additionally,
cashless payments help in tracking spending. My parents can check their transaction history in the
app, which helps them manage their budget.

However, while cashless payments are useful, there are also risks. One major risk is online scams.
Some scammers try to trick people into sharing their personal banking details through fake emails or
messages. If someone is not careful, they might lose their money. To stay safe, people should always
check if a website or app is trustworthy before making a payment. They should also avoid sharing
their passwords or personal information with others.

In conclusion, cashless payment services have made shopping and transactions easier in Malaysia.
They are convenient, safe, and help in managing finances. However, users must be aware of risks like
scams and protect their personal information. As technology continues to improve, cashless
payments will likely become even more common in the future.

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