Political science project

NAME - MUSKAN VERMA

TITLE - Political science project

Topic - Pradhan Mantri Awas Yojana-Gramin

SUBJECT - POLITICAL SCIENCE

COLLEGE - Ram Chameli Chadha Vishvas Girls

College

ROLL NO - 220023301054
 Pradhan Mantri Awas Yojana-Gramin: A
Comprehensive Project

An overview in brief: It is the goal of the ambitious Pradhan

Mantri Awas Yojana-Gramin (PMAY-G) program for all Indian
rural households to have access to pucca houses.
The main objectives of this program are to raise living
standards, decrease rural poverty, and promote rural
development.

 Relevance to the Indian Political System: This plan is in

line with the Indian Constitution's Directive Principles of
State Policy, which require the government to provide a
respectable standard of living for all of its citizens.
Role of the Representative Body (Gram Panchayat)
 Scheme Formulation: Gram Panchayats play a crucial role
in the formulation of the scheme. They understand local
needs and challenges and provide suggestions for
implementing the scheme at the local level.
 Discussions and Debates: Panchayats discuss the scheme
with the rural community and seek their input.
 Approval and Passage: Panchayats approve the scheme
at the local level and monitor its implementation.
 Implementation Process: Panchayats identify
beneficiaries, allocate land, and oversee construction
work.

Survey Analysis
 Methodology:
Type of survey - (online)
Sample size and target population
 In a study of the Pradhan Mantri Awaas Yojana-Gramin
(PMAY-G), the sample size was 1,383 PMAY-G
beneficiaries and 250 waitlisted beneficiaries. The study
selected respondents from the treatment group, which
was the list of beneficiaries, and the comparison group,
which was the list of those on the waiting list. The study
used an online sample size calculator to determine the
sample size from each Gram Panchayat.

 PMAY-G is a program that aims to provide houses with

basic amenities to rural households that are houseless or
living in dilapidated or kutcha houses. The program has a
target of building 3.32 crore houses. As of November 19,
2024, 3.21 crore houses have been sanctioned and 2.67
crore houses have been completed.
Specific questions asked!
Listing out important queries asked by citizens related to
"Pradhan Mantri Awas Yojana Gramin Who is eligible for
PMAY-G?
1. What are the income criteria for PMAY-G?
2. Are SC/ST households eligible for special benefits
under PMAY-G?
3. Can migrant workers avail benefits under PMAY-G?
4. How much financial assistance is provided under
PMAY-G?
5. What is the interest subsidy offered under PMAY-G?
 6. How is the subsidy amount calculated?
7. Can I avail of other government subsidies along with
PMAY-G?
8. How do I apply for PMAY-G?
9. What documents are required for PMAY-G application?
10. Where can I find the PMAY-G application form?
11. How long does it take to process a PMAY-G
application?
12. What are the specifications for houses built under
PMAY-G?
13. Can I choose my own contractor for house
construction?
14. How is the quality of construction monitored under
PMAY-G?
15. What are the timelines for house construction under
PMAY-G?

Findings:
Present key findings from the survey
PMAY-Gramin (Rural):
1. Impact Assessment: A study conducted by NIRD&PR in
Madhya Pradesh, Odisha, and West Bengal found that
PMAY-G has led to significant improvements in physical
facilities and subjective well-being of beneficiaries.
2. Convergence: The study also explored the potential for
convergence with other government programs and
identified factors hindering effective convergence.
3. Challenges: Some studies have highlighted challenges
related to timely disbursement of funds, quality of
construction, and delays in completion of houses.
PMAY-Urban:
1. Demand Surveys: Surveys conducted by Urban Local
Bodies (ULBs) have helped in understanding the housing
demand in urban areas and tailoring the scheme
accordingly.
2. Implementation Evaluation: An evaluation by the Lok
Sabha Secretariat found that the scheme has made
significant progress in providing affordable housing to
urban poor. However, challenges related to land
acquisition, project implementation, and financial
sustainability have been identified.
Overall:
1. Positive Impact: PMAY has been successful in providing
housing to millions of beneficiaries, both in rural and
urban areas.
2. Challenges: Various challenges, including bureaucratic
hurdles, financial constraints, and quality control issues,
have hindered the full potential of the scheme.
3. Recommendations: Several studies have recommended
streamlining the application process, strengthening
monitoring and evaluation mechanisms, and improving
coordination between different stakeholders to enhance
the effectiveness of PMAY.

Critical Analysis
Strengths and Weaknesses:
1. Direct Benefit Transfer: The scheme utilizes direct benefit
transfer (DBT) to ensure funds reach beneficiaries
directly, reducing leakages and corruption.
2. Focus on Rural Housing: PMAY-G specifically targets rural
households, addressing a significant need in rural India.
3. Improved Living Conditions: By providing pucca houses
with basic amenities, the scheme aims to improve the
living conditions of rural poor.
4. Economic Empowerment: Housing ownership can
empower beneficiaries, leading to improved social and
economic outcomes.
5. Stimulating Rural Economy: The scheme can boost rural
economies by generating employment opportunities in
construction and related sectors.
Weaknesses of Pradhan Mantri Awas Yojana-Gramin
(PMAY-G)
6. Implementation Challenges: Issues like delays in fund
disbursement, bureaucratic hurdles, and lack of
coordination between various agencies can hinder the
scheme's effectiveness.
7. Quality Control Concerns: Ensuring the quality of
construction and adherence to building standards can be
challenging, especially in remote areas.
8. Limited Coverage: The scheme may not reach all eligible
beneficiaries due to various factors, including
identification and verification processes.
9. Sustainability of Housing: Long-term maintenance and
upkeep of houses can be a concern, especially for
vulnerable households.
10. Environmental Impact: The construction process, if not
managed properly, can have negative environmental
consequences.
11. Challenges and Opportunities:
o Highlight obstacles faced during implementation
o Explore potential solutions to overcome challenges
o Discuss future opportunities to improve the scheme

Conclusion
Key Points of Pradhan Mantri Awas Yojana-Gramin
(PMAY-G)
 Financial Assistance:
o Central and State governments share the cost of
construction.
o Subsidized loans are available.
 Eligibility:
o Rural households below a certain income threshold.
o Prioritization of SC/ST, women-headed households,
and other vulnerable groups.
 House Specifications:
o Minimum size of 25 sq. m.
o Inclusion of a hygienic cooking space.
 Convergence with Other Schemes:
o Integration with schemes like Swachh Bharat
Mission-Gramin for sanitation facilities.
o Leveraging MGNREGA for employment generation in
construction.
 Recommendations for future improvements:
Future improvements in the Pradhan Mantri Awas Yojana-
Gramin (PMAY-G):
1. Strengthen Monitoring and Evaluation:
 Implement robust monitoring systems to track progress
and identify bottlenecks.
 Conduct regular field visits to assess the quality of
construction and adherence to specifications.
 Utilize technology, such as geo-tagging and real-time
tracking, to enhance monitoring efficiency.
2. Streamline the Application and Approval Process:
 Simplify the application forms and reduce the number of
required documents.
 Digitize the application process to minimize paperwork
and expedite approvals.
 Establish clear timelines for processing applications and
disbursing funds.
3. Enhance Capacity Building:
 Provide training to government officials, contractors, and
beneficiaries on technical skills, financial management,
and quality control.
 Facilitate knowledge sharing and best practices among
stakeholders.
4. Promote Sustainable Housing:
 Encourage the use of eco-friendly and energy-efficient
building materials.
 Promote rainwater harvesting and solar energy systems.
  Provide incentives for adopting sustainable housing
practices.

SAMPLE REFERENCES
 BOOK
 WIKIPEDIA
 MAGAZINE ARTICLE
 WEBSITE ARTICLE