HARIOM GOSWAMI

 : +91-8527281589 Preferred Location: Bulandshahar

goswamihariom90@gmail.com
Email Id :
Add-H.N -31 surya garden KH-13 Girdharpur Road Chhapraula
Near –jp stroe,
Gautam Buddha Nagar Uttar pradesh
Pin code-201009

Career Objective

To be a part of a progressive organization and contribute towards its growth which not only utilizes my skills, but also develop
and enriches them. I have acquired skills of teamwork, positive attitude and the ability to handle stress with an aim to excel in
anything and everything I do.

Professional Summary

 Branch manager at HDB FINANCIAL SERVICES LTD .

 7 Years experience in Banking & NBFC CASA, HL LAP BL PL and Team Handling.
Work Experience

HDB FINANCIAL SERVICES

29th SEP2022 to till date
Current Role: Branch Manager (BM)

Role and Responsibilities:

 Sales, administration, staff supervision and overall loan-operations management of branch.

 Driving monthly , quarterly and annual branch budgets of branch by driving product portfolio –HL LAP,PL, CAR LOAN
,GOLD LOAN to all mapped segment

 To ensure diligent implementation of sales process via milestone approach through various channel to bring desired
logins and disbursals .

 Ensuring process implementation and ensuring to keep profit margins , write rates, and delinquencies of branch in
control.

 Responsible for dealing with complex and diverse managerial problems –customer escalations, compliance issues and
addressing them timely.

 Ensuring planning , implementation of organizational objectives on monthly , quarterly and annual basis.

 Managing the daily activities of the branch.

 Drive the day-to-day business through various activities and manage all micro promotional activity

 Inter department relationship to improve the service to the customer Better co-ordination to ensure better end result
to customers.

 Taking care of Audit, Compliance, KYC, AML activities at branch level.

AXIS BANK LTD
22th OCT2019 to 13TH SEP 2022
Current Role: Branch Sales Manager(BSM)

Role and Responsibilities:

 Acquire and Retain a Portfolio of good quality Current account & saving account of Customers to achieve the assigned
targets numbers and service standards.

 Acquire fresh leads for Loans (Home Loan, Business Loan, Loan against Property, etc.)

 Ensuring the highest levels of service to the High Net Worth customers.

 Acquire fresh leads for the Sales of Banking Product by interacting with Domestic & NRI Customer.

 Responsible for Cross Sell of Investment products (Life Insurance / GI / MF / Retail Assets / Online
Trading/SME/Retail Forex) through referrals from internal and external customer base.

 Drive the day-to-day business through various activities and manage all micro promotional activity

 Inter department relationship to improve the service to the customer Better co-ordination to ensure better end result
to customers.

 Taking care of Audit, Compliance, KYC, AML activities at branch level.

INDUSIND BANK LTD

26th FEB 2018 to 11th OCT 2019
Current Role: Preferred Relationship Manager

Role and Responsibilities:

 Acquire and Retain a Portfolio of good quality Current account & saving account of Customers to achieve the assigned
targets numbers and service standards.

 Acquire fresh leads for Loans (Home Loan, Business Loan, Loan against Property, etc.)

 Ensuring the highest levels of service to the High Net Worth customers.

 Acquire fresh leads for the Sales of Banking Product by interacting with Domestic & NRI Customer.

 Responsible for Cross Sell of Investment products (Life Insurance / GI / MF / Retail Assets / Online
Trading/SME/Retail Forex) through referrals from internal and external customer base.

 Drive the day-to-day business through various activities and manage all micro promotional activity

 Inter department relationship to improve the service to the customer Better co-ordination to ensure better end result
to customers.
  Review all critical reports, monitor cash levels, fraud control, filing etc.

 Taking care of Audit, Compliance, KYC, AML activities at branch level

HDFC Bank Ltd.

01th OCT 2015 to 26th FEB 2017
Current Role: Sales officer (BSO)

Role and Responsibilities:

 Acquire good quality Current account & saving account of Customers to achieve the assigned targets numbers and
service standards.

 Acquire fresh leads for Loans (Home Loan, Business Loan, Loan against Property, etc.)

 Ensuring the highest levels of service to the High Net Worth customers.

 Acquire fresh leads for the Sales of Banking Product by interacting with Domestic & NRI Customer.

 Responsible for Cross Sell of Investment products (Life Insurance / GI / MF / Retail Assets / Online
Trading/SME/Retail Forex) through referrals from internal and external customer base.

 Drive the day-to-day business through various activities and manage all micro promotional activity

 Inter department relationship to improve the service to the customer Better co-ordination to ensure better end result
to customers.

 Education Summary

2013 BA (DU) from” Delhi University ” Delhi

2010 12th from” CBSE Board”, Delhi
2008 10th from”CBSE Board”, Delhi

Additional Certification

 DIPLOMA IN COMPUTER APPLICATION (DCA)FROM LAJPAT NAGAR, Delhi,(2014 to 2015)

 MS OFFICE , MS EXCEL , MS POINT .
 INTERNET .

Areas of Interest

 Reading
 Travelling
 Playing cricket

Personal Detail

 Father : Mr. Brham Dutt

 Date of Birth : 31/08/1990
  Gender : Male
 Nationality : Indian
 Marital Status : Married
 Language Proficiency : Hindi & English
 Address : GHAZIABAD (UP)

Declaration

I hereby declare that the information furnished above is true to the best of my knowledge.

Place: Uttar Pradesh

Date: (Hariom Goswami)