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Sbi General'S Individual Personal Accident Insurance Policy: Fair, Transparent & Quick Claim Process

Sbi bhosda

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cashless87
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0% found this document useful (0 votes)
114 views6 pages

Sbi General'S Individual Personal Accident Insurance Policy: Fair, Transparent & Quick Claim Process

Sbi bhosda

Uploaded by

cashless87
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 6

Fair, Transparent & Quick Claim Process

What Is Not Covered In The Policy?


} Suicide or intentionally self-inflicted injury.
SBI GENERAL’S
} Accidents due to mental & nervous disorders.
} Accident while under the influence of intoxicating substances.
INDIVIDUAL PERSONAL ACCIDENT
} Accident due to employment in armed forces, airlines or ships.
INSURANCE POLICY
} Participation in an actual or attempted felony, riot, crime. Experience Life At Every Step By
} Accident during air travel except while traveling as a paying Securing Every Moment
passenger.
} War or war like situations, riots, coups etc.
} Nuclear ionizing radiation or contamination from radioactive
materials.
} Dispersal or application of harmful biological or chemical
substances.
} Adventure sports.
} Childbirth or pregnancy or related complications.
} Loss caused due to infections (except pyogenic infections which
shall occur through an Accidental cut or wound).
Disclaimer: The above information is only indicative in nature. For full details of
coverage & exclusions please contact our nearest office and refer to the policy.

What Is The Claim Procedure?

Our dedicated and experienced claims team aims to deliver you


SBI General Insurance Company Limited
superlative customer service with a fast, fair, convenient and
Corporate & Registered Office:
transparent claims process so your claim is settled without any hassle.
Fulcrum Building, 9th Floor, A & B Wing, Sahar Road,
Our Claims Team Will: Andheri (East), Mumbai 400 099.

Disclaimer: The information in the advertisement is indicative in nature. For more details on the risk
factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before
concluding a sale. | For SBI General Insurance Company Limited | IRDAI Reg. No. 144 dated
15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India
Provide assistance in Keep you informed of the and used by SBI General Insurance Co. Ltd. under license|UIN: Individual Personal Accident:
emergency situations progress of your claim SBIPAIP12002V011112| ADVERTISEMENT NUMBER: ADBRO/JUL/2021-22/2887.

How Do You Make a Claim?

1800 22 1111/1800 102 1111 "CLAIM" to 561612

customer.care@sbigeneral.in www.sbigeneral.in 1800 22 1111 | 1800 102 1111 www.sbigeneral.in

SBI General’s Individual Personal Accident


UIN: SBIPAIP12002V011112
SBI General's Individual Personal Accident Insurance Policy
Life is unpredictable, springing unpleasant surprises when you least
Death And Disability Covered Coverage From `1,00,000 To `1,00,00,000
want it. How good would it be if you could have someone protecting you
from life's small and big hurdles?
SBI General's Individual Personal Accident Insurance Policy, a product What Does The Policy Cover? How Is The Premium Calculated?
that secures your family's future by covering loss of life, disabilities etc. The following policy options are available: The premium is calculated based on
Who Can Buy The Policy? } Customers' occupation and location
Any Individual can take this Policy for themselves and/or their family. Accidental Death } Benefits Opted
"Family" means spouse, dependent children, parents & parents-in-law. What Is The Minimum & Maximum Entry Age Limit?
What Are the Key Benefits of the Policy?
This is a package product consisting of the following cover options. Accidental Death + Permanent Total Disability (PTD) 18 65 23
Yrs Yrs Yrs

Minimum age of entry Maximum age of Maximum age of


} Policy for salaried, self-employed and entrepreneur
Accidental Death + PTD + Permanent Partial entry for adults entry for children

} Covers loss of life, disabilities and even loss of income - due to Disability (PPD)
accidents However children from the age of 3 months can be covered if either of
the parents is covered.
} Add-on covers for hospital con nement allowance and Accidental Death + PTD + PPD + Temporary Total
ambulance charge What Is The Minimum & Maximum Coverage Amount?
Disability (TTD)
} Permanent Total Disability bene ts with add-ons like
education bene t and adaption allowances PTD comes with the following bene ts at no 1 1
Lakh Crore
} Cumulative bonus additional cost
Education Bene t to insured's child and spouse Minimum coverage Maximum coverage
upto `50,000/- or 1% of CSI (basic SI), whichever
is lower, per person, upto two individuals (children For Primary insured Sum Insured under Death, PTD and PPD will not
/spouse) on proof of enrolment at Government exceed `1,00,00,000 or 120 times gross monthly income, whichever is
approved education facility lower.
Sum Insured for dependent/unemployed insured - 20% of SI of the
Adaption allowance of 1% of Sum Insured or
primary Insured or `10, 00,000/-, whichever is lower.
` 25,000/- whichever is less, for modifying the house
or vehicle What Is The Renewal Policy?

} This policy may be renewed every year.


Add On Covers:
Hospital Con nement Allowance – `1000/2000 } If renewed, the renewal premium must be paid to the Insurer on
/3000 per day for maximum 15 days in the Policy or before the expiry date or renewal date.
period, if accident happens in India } A Grace Period of 30 days is allowed for renewal of the policy.
During the Grace Period a payment can be made to renew
Ambulance Charges including air ambulance – up to /continue the Policy without losing any benefit.
10% AD sum insured subject to maximum of
} Continuity of coverage will be given only if premium is received
`1,00,000/- per policy period. Ambulance cover
within grace period.
available for AD Sum Insured > ` 5,00,000.

SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident
UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112
SBI General's Individual Personal Accident Insurance Policy
Life is unpredictable, springing unpleasant surprises when you least
Death And Disability Covered Coverage From `1,00,000 To `1,00,00,000
want it. How good would it be if you could have someone protecting you
from life's small and big hurdles?
SBI General's Individual Personal Accident Insurance Policy, a product What Does The Policy Cover? How Is The Premium Calculated?
that secures your family's future by covering loss of life, disabilities etc. The following policy options are available: The premium is calculated based on
Who Can Buy The Policy? } Customers' occupation and location
Any Individual can take this Policy for themselves and/or their family. Accidental Death } Benefits Opted
"Family" means spouse, dependent children, parents & parents-in-law. What Is The Minimum & Maximum Entry Age Limit?
What Are the Key Benefits of the Policy?
This is a package product consisting of the following cover options. Accidental Death + Permanent Total Disability (PTD) 18 65 23
Yrs Yrs Yrs

Minimum age of entry Maximum age of Maximum age of


} Policy for salaried, self-employed and entrepreneur
Accidental Death + PTD + Permanent Partial entry for adults entry for children

} Covers loss of life, disabilities and even loss of income - due to Disability (PPD)
accidents However children from the age of 3 months can be covered if either of
the parents is covered.
} Add-on covers for hospital con nement allowance and Accidental Death + PTD + PPD + Temporary Total
ambulance charge What Is The Minimum & Maximum Coverage Amount?
Disability (TTD)
} Permanent Total Disability bene ts with add-ons like
education bene t and adaption allowances PTD comes with the following bene ts at no 1 1
Lakh Crore
} Cumulative bonus additional cost
Education Bene t to insured's child and spouse Minimum coverage Maximum coverage
upto `50,000/- or 1% of CSI (basic SI), whichever
is lower, per person, upto two individuals (children For Primary insured Sum Insured under Death, PTD and PPD will not
/spouse) on proof of enrolment at Government exceed `1,00,00,000 or 120 times gross monthly income, whichever is
approved education facility lower.
Sum Insured for dependent/unemployed insured - 20% of SI of the
Adaption allowance of 1% of Sum Insured or
primary Insured or `10, 00,000/-, whichever is lower.
` 25,000/- whichever is less, for modifying the house
or vehicle What Is The Renewal Policy?

} This policy may be renewed every year.


Add On Covers:
Hospital Con nement Allowance – `1000/2000 } If renewed, the renewal premium must be paid to the Insurer on
/3000 per day for maximum 15 days in the Policy or before the expiry date or renewal date.
period, if accident happens in India } A Grace Period of 30 days is allowed for renewal of the policy.
During the Grace Period a payment can be made to renew
Ambulance Charges including air ambulance – up to /continue the Policy without losing any benefit.
10% AD sum insured subject to maximum of
} Continuity of coverage will be given only if premium is received
`1,00,000/- per policy period. Ambulance cover
within grace period.
available for AD Sum Insured > ` 5,00,000.

SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident
UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112
SBI General's Individual Personal Accident Insurance Policy
Life is unpredictable, springing unpleasant surprises when you least
Death And Disability Covered Coverage From `1,00,000 To `1,00,00,000
want it. How good would it be if you could have someone protecting you
from life's small and big hurdles?
SBI General's Individual Personal Accident Insurance Policy, a product What Does The Policy Cover? How Is The Premium Calculated?
that secures your family's future by covering loss of life, disabilities etc. The following policy options are available: The premium is calculated based on
Who Can Buy The Policy? } Customers' occupation and location
Any Individual can take this Policy for themselves and/or their family. Accidental Death } Benefits Opted
"Family" means spouse, dependent children, parents & parents-in-law. What Is The Minimum & Maximum Entry Age Limit?
What Are the Key Benefits of the Policy?
This is a package product consisting of the following cover options. Accidental Death + Permanent Total Disability (PTD) 18 65 23
Yrs Yrs Yrs

Minimum age of entry Maximum age of Maximum age of


} Policy for salaried, self-employed and entrepreneur
Accidental Death + PTD + Permanent Partial entry for adults entry for children

} Covers loss of life, disabilities and even loss of income - due to Disability (PPD)
accidents However children from the age of 3 months can be covered if either of
the parents is covered.
} Add-on covers for hospital con nement allowance and Accidental Death + PTD + PPD + Temporary Total
ambulance charge What Is The Minimum & Maximum Coverage Amount?
Disability (TTD)
} Permanent Total Disability bene ts with add-ons like
education bene t and adaption allowances PTD comes with the following bene ts at no 1 1
Lakh Crore
} Cumulative bonus additional cost
Education Bene t to insured's child and spouse Minimum coverage Maximum coverage
upto `50,000/- or 1% of CSI (basic SI), whichever
is lower, per person, upto two individuals (children For Primary insured Sum Insured under Death, PTD and PPD will not
/spouse) on proof of enrolment at Government exceed `1,00,00,000 or 120 times gross monthly income, whichever is
approved education facility lower.
Sum Insured for dependent/unemployed insured - 20% of SI of the
Adaption allowance of 1% of Sum Insured or
primary Insured or `10, 00,000/-, whichever is lower.
` 25,000/- whichever is less, for modifying the house
or vehicle What Is The Renewal Policy?

} This policy may be renewed every year.


Add On Covers:
Hospital Con nement Allowance – `1000/2000 } If renewed, the renewal premium must be paid to the Insurer on
/3000 per day for maximum 15 days in the Policy or before the expiry date or renewal date.
period, if accident happens in India } A Grace Period of 30 days is allowed for renewal of the policy.
During the Grace Period a payment can be made to renew
Ambulance Charges including air ambulance – up to /continue the Policy without losing any benefit.
10% AD sum insured subject to maximum of
} Continuity of coverage will be given only if premium is received
`1,00,000/- per policy period. Ambulance cover
within grace period.
available for AD Sum Insured > ` 5,00,000.

SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident SBI General’s Individual Personal Accident
UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112 UIN: SBIPAIP12002V011112
Fair, Transparent & Quick Claim Process

What Is Not Covered In The Policy?


} Suicide or intentionally self-inflicted injury.
SBI GENERAL’S
} Accidents due to mental & nervous disorders.
} Accident while under the influence of intoxicating substances.
INDIVIDUAL PERSONAL ACCIDENT
} Accident due to employment in armed forces, airlines or ships.
INSURANCE POLICY
} Participation in an actual or attempted felony, riot, crime. Experience Life At Every Step By
} Accident during air travel except while traveling as a paying Securing Every Moment
passenger.
} War or war like situations, riots, coups etc.
} Nuclear ionizing radiation or contamination from radioactive
materials.
} Dispersal or application of harmful biological or chemical
substances.
} Adventure sports.
} Childbirth or pregnancy or related complications.
} Loss caused due to infections (except pyogenic infections which
shall occur through an Accidental cut or wound).
Disclaimer: The above information is only indicative in nature. For full details of
coverage & exclusions please contact our nearest office and refer to the policy.

What Is The Claim Procedure?

Our dedicated and experienced claims team aims to deliver you


SBI General Insurance Company Limited
superlative customer service with a fast, fair, convenient and
Corporate & Registered Office:
transparent claims process so your claim is settled without any hassle.
Fulcrum Building, 9th Floor, A & B Wing, Sahar Road,
Our Claims Team Will: Andheri (East), Mumbai 400 099.

Disclaimer: The information in the advertisement is indicative in nature. For more details on the risk
factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before
concluding a sale. | For SBI General Insurance Company Limited | IRDAI Reg. No. 144 dated
15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India
Provide assistance in Keep you informed of the and used by SBI General Insurance Co. Ltd. under license|UIN: Individual Personal Accident:
emergency situations progress of your claim SBIPAIP12002V011112| ADVERTISEMENT NUMBER: ADBRO/JUL/2021-22/2887.

How Do You Make a Claim?

1800 22 1111/1800 102 1111 "CLAIM" to 561612

customer.care@sbigeneral.in www.sbigeneral.in 1800 22 1111 | 1800 102 1111 www.sbigeneral.in

SBI General’s Individual Personal Accident


UIN: SBIPAIP12002V011112
Fair, Transparent & Quick Claim Process

What Is Not Covered In The Policy?


} Suicide or intentionally self-inflicted injury.
SBI GENERAL’S
} Accidents due to mental & nervous disorders.
} Accident while under the influence of intoxicating substances.
INDIVIDUAL PERSONAL ACCIDENT
} Accident due to employment in armed forces, airlines or ships.
INSURANCE POLICY
} Participation in an actual or attempted felony, riot, crime. Experience Life At Every Step By
} Accident during air travel except while traveling as a paying Securing Every Moment
passenger.
} War or war like situations, riots, coups etc.
} Nuclear ionizing radiation or contamination from radioactive
materials.
} Dispersal or application of harmful biological or chemical
substances.
} Adventure sports.
} Childbirth or pregnancy or related complications.
} Loss caused due to infections (except pyogenic infections which
shall occur through an Accidental cut or wound).
Disclaimer: The above information is only indicative in nature. For full details of
coverage & exclusions please contact our nearest office and refer to the policy.

What Is The Claim Procedure?

Our dedicated and experienced claims team aims to deliver you


SBI General Insurance Company Limited
superlative customer service with a fast, fair, convenient and
Corporate & Registered Office:
transparent claims process so your claim is settled without any hassle.
Fulcrum Building, 9th Floor, A & B Wing, Sahar Road,
Our Claims Team Will: Andheri (East), Mumbai 400 099.

Disclaimer: The information in the advertisement is indicative in nature. For more details on the risk
factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before
concluding a sale. | For SBI General Insurance Company Limited | IRDAI Reg. No. 144 dated
15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India
Provide assistance in Keep you informed of the and used by SBI General Insurance Co. Ltd. under license|UIN: Individual Personal Accident:
emergency situations progress of your claim SBIPAIP12002V011112| ADVERTISEMENT NUMBER: ADBRO/JUL/2021-22/2887.

How Do You Make a Claim?

1800 22 1111/1800 102 1111 "CLAIM" to 561612

customer.care@sbigeneral.in www.sbigeneral.in 1800 22 1111 | 1800 102 1111 www.sbigeneral.in

SBI General’s Individual Personal Accident


UIN: SBIPAIP12002V011112

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