American Express Green Card p.

1/7

JANE BAUGHMAN
Closing Date 05/28/24 Account Ending 9-77002

Membership Rewards® Points

New Balance $4,053.61 Available and Pending as of 05/30/24
81,885
For up to date point balance and full program
Payment Due Date 06/07/24 details, visit membershiprewards.com

Late Payment Warning: If we do not receive your payment by the Payment Account Summary
Due Date of 09/05/19, you may have to pay a late fee of up to $39.00.
Previous Balance $3,481.72
Payments/Credits -$3,557.72
New Charges +$4,129.61
Fees +$0.00

New Balance $4,053.61

See page 2 for important information about your account.
Days in Billing Period: 31

Customer Care
Pay by Computer
americanexpress.com/pbc

Customer Care Pay by Phone

1-800-327-2177 1-800-472-9297

See Page 2 for additional information.

Please fold on the perforation below, detach and return with your payment

Payment Coupon Pay by Computer Pay by Phone Account Ending 9-77002

Do not staple or use paper clips americanexpress.com/pbc 1-800-472-9297
Enter 15 digit account # on all payments.
Make check payable to American Express.

JANE BAUGHMAN Payment Due Date

159 THE OAKS BLVD 06/05/24
ELGIN TX 78631-5986
Amount Due
$4,053.61

Check here if your address or AMERICAN EXPRESS

phone number has changed. PO BOX 0001
Note changes on reverse side. LOS ANGELES CA 90096-8000
 JANE BAUGHMAN Account Ending 9-77002 p. 2/7

Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address
to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If
we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is
required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will
have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically
we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any
other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify
in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which
we charge interest for Pay Over Time and/or Cash Advance balances on your Account. Call the Customer Care number listed below for more
information about this balance computation method and how resulting interest charges are determined. The method we use to figure the ADB and
interest results in daily compounding of interest.
Paying Interest: If you have a Pay Over Time and/or Cash Advance balance, your due date is at least 25 days after the close of each billing period. We
will begin charging interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on
charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total
New Balance by the due date each month. We will, however, charge you interest on cash advances beginning on the transaction date.
Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments
will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1.00 or more.

Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.

Customer Care & Billing Inquiries 1-800-327-2177 Hearing Impaired

International Collect 1-336-393-1111 TTY: 1-800-221-9950 Website: americanexpress.com
Large Print & Braille Statements 1-800-327-2177 FAX: 1-623-707-4442
Servicio al Cliente en Espanol 1-800-428-7443 In NY: 1-800-522-1897 Customer Care
Lost or Stolen Card 1-800-992-3404 & Billing Inquiries Payments
Cash Advance at ATMs Inquiries 1-800-CASH-NOW P.O. BOX 981535 PO BOX 0001
EL PASO, TX LOS ANGELES CA
79998-1535 90096-8000

Change of Address
If correct on front, do not use.
Pay Your Bill with AutoPay
To change your address online, visit www.americanexpress.com/updatecontactinfo
For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. · Avoid late fees
Please print clearly in blue or black ink only in the boxes provided. · Save time
Deduct your payment from your bank
Street Address account automatically each month

Visit americanexpress.com/autopay
City, State today to enroll.
Zip Code

Area Code and

Home Phone
Area Code and
Work Phone For information on how we protect your
privacy and to set your communication
Email and privacy choices, please visit
www.americanexpress.com/privacy.
 American Express Green Card p. 3/7

JANE BAUGHMAN
Closing Date 05/28/24 Account Ending 9-77002

Payments and Credits

Summary

Total
Payments -$3,481.72
Credits
JANE BAUGHMAN 9-77002 -$76.00
Total Payments and Credits -$3,557.72

Detail *Indicates posting date

Payments Amount
04/19/24* JANE BAUGHMAN CUSTOMER SERVICE PAYMENT THANK YOU -$3,481.72
Credits Amount
04/19/24* JANE BAUGHMAN Credit Adjustment for Late Payment Fee -$38.00
04/19/24* JANE BAUGHMAN Credit Adjustment for Late Payment Fee -$38.00

New Charges
Summary
Total
JANE BAUGHMAN 9-77002 $3,778.71
AISHA BAUGHMAN 9-77011 $350.90
Total New Charges $4,129.61

Detail
JANE BAUGHMAN
Card Ending 9-77002
Amount
05/05/24 GOOGLE*KEVIN FOREMAN GOOGLE PAYMENT G.CO HELPPAY# $4.99
DIGITAL GOODS: GAMES
05/07/24 LINKEDIN-482*2397514 LNKD.IN/BILL CA $59.99
SUBSCRIPTION
05/07/24 UNITED AIRLINES HOUSTON TX $561.60
UNITED AIRLINES
From: To: Carrier: Class:
DETROIT WAYNE COUN HOUSTON INTERCONTI UA 00
DETROIT WAYNE COUN UA 00
Ticket Number: 01624651699952 Passenger Date of Departure: 05/07
Name:BAUGHMAN/JANE
Document Type: PASSENGER TICKET
05/09/24 UNITED AIRLINES HOUSTON TX $502.60
UNITED AIRLINES
From: To: Carrier: Class:
DETROIT WAYNE COUN HOUSTON INTERCONTI UA 00
DETROIT WAYNE COUN UA 00
Ticket Number: 01624651705913 Date of Departure: 05/09
Passenger Name: BAUGHMAN/JANE
Document Type: PASSENGER TICKET
05/11/24 DELTA AIR LINES ATLANTA $99.98
DELTA AIR LINES
Ticket Number: 00615138890321
Passenger Name: SABERI/IRSHAD
Document Type: MISCELLANEOUS TAX(S)/FEE(S)

Continued on reverse
 JANE BAUGHMAN Account Ending 9-77002 p. 4/7

Detail Continued
Amount
05/15/24 DELTA AIR LINES ATLANTA $1,758.63
DELTA AIR LINES
From: To: Carrier: Class:
DETROIT WAYNE COUN ATLANTA HARTSFIELD DL T
JOHANNESBURG INTER DL T
ATLANTA HARTSFIELD DL T
DETROIT WAYNE COUN DL T
Ticket Number: 00621743522304 Date of Departure: 05/15
Passenger Name: BAUGHMAN/JANE
Document Type: PASSENGER TICKET
05/16/24 LYFT *RIDE MON 3AM SAN FRANCISCO CA $63.68
(NONE) 94104
RIDEREQUEST
05/19/24 LINKEDIN-486*3271054 LNKD.IN/BILL CA $59.99
SUBSCRIPTION
05/20/24 HOME2 SUITES BY HILTON PASADENA TX $608.40
718-906-1900
05/21/24 LYFT *RIDE FRI 8PM SAN FRANCISCO CA $58.85
(NONE) 94104
RIDEREQUEST
AISHA BAUGHMAN
Card Ending 9-77011
Amount
05/13/24 EXPERIAN* CREDIT REPORT 479-343-6237 CA $12.95
479-343-6237
05/21/24 ADOBE *EXPORTPDF SUB Adobe Systems SAN JOSE CA $19.99
800-833-6687
05/22/24 LENSCRAFTERS ROCHESTER HILLS MI $317.96
800-767-0990

Fees

Amount

Total Fees for this Period $0.00

2024 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2024 $198.00
Total Interest in 2024 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Transactions Dated Annual Balance Interest
Percentage Subject to Charge
From To Rate Interest Rate

Pay Over Time Select 05/23/2017 20.24% (v) $0.00 $0.00

Cash Advances 05/01/2024 27.24% (v) $0.00 $0.00

Total $0.00
(v) Variable Rate
 American Express Green Card p. 5/7

JANE BAUGHMAN
Closing Date 05/28/24 Account Ending 9-77002

Information on Pay Over Time

There is no pre-set spending limit on your Card

No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card,
your payment history, credit record and financial resources known to us and other factors. Unless you have been
previously notified otherwise, your Card has no pre-set spending limit.

Your Pay Over Time Limit is $35,000.00

We may approve or decline a charge regardless of whether your Card account balance exceeds or does not exceed
your Pay Over Time limit. You must pay in full all charges that are not placed into a Pay Over Time and/or Cash
Advance balance. For more information about Pay Over Time features please visit
americanexpress.com/payovertime.
JANE BAUGHMAN Account Ending 9-77002 p. 6/7
American Express Green Card p. 7/7

JANE BAUGHMAN
Closing Date 05/28/24 Account Ending 9-77002