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Statement Period: December 18 - January 17, 2021

Account Information & Customer Service

1-(877) 968-7962

P.O. Box 7889 The Woodlands, TX 77387

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101010101010101010101010
111110111100100001000011
101010110111100100001100
101100010000000100011101
101101000010010000100000
101001011100110010001111
111100101101000000000100
101101110101101001110111
110010111000011011101110
PENNY MARIE STEWART
111100100100001101010101
111110011011111011110110
111000011111110100100111
101001001100000101001110
100011001010110000101111
101000001101101001110100 P.O BOX 561 Visit Us Online at www.woodforest.com
100100100011111000101111
101000101011001100010110
110010110100111000111101
100011010100011011101010
101000110100101101000101
110100100110111111110110
100001110011010011001101
100101001101100110100010
111111111111111111111111 GODLEY TX 76044
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Summary of Accounts

BALANCE TOTAL TOTAL CLOSING

ACCOUNT TYPE AND NUMBER
FORWARD DEBITS CREDITS BALANCE
Personal Sterling Advantage Account 1756418529 154.81 2,138.42 1,975.81 -7.80

Personal Sterling Advantage Account 1756418529

Transactions
Date Credits Debits Balance Description
12-18 8.87 145.94 POS DB SHELL SERVICE S GODLEY TX 000000000331014
12-18 27.75 118.19 POS DB SPRING MARKET 72 GODLEY TX 000000000906389
12-19 6.91 111.28 POS DB DOLLAR GENERAL # GODLEY TX 000000001040911
12-19 10.87 100.41 POS DB CHICK-FIL-A #02786 BURLESON TX 000000000082068
12-21 8.48 91.93 POS DB SPRING MA 501 N MAIN S GODLEY TX 000000000914384
12-21 23.47 68.46 POS DB DOLLAR GE 200 N HIGHWA GODLEY TX 000000000907838
12-22 8.47 59.99 POS DB SPRING MA 501 N MAIN S GODLEY TX 000000000638809
12-24 2.70 57.29 POS DB SHELL SERVICE S GODLEY TX 000000000986931
12-24 6.50 50.79 POS DB SHELL SERVICE S GODLEY TX 000000000356167
12-24 20.95 29.84 POS DB DOLLAR GE 200 N HIGHWA GODLEY TX 000000000350911
12-26 6.47 23.37 POS DB SHELL SERVICE S GODLEY TX 000000000516214
12-28 4.74 18.63 POS DB LOVE'S TRAVEL STOPS #7 TROY TX 000000000177795
12-30 288.34 306.97 ACH-Payroll STEWART PENNY SONIC PAYROLL
12-30 1,386.00 1,692.97 ACH-XXSOC SEC PENNY M STEWART SSA TREAS 310
12-30 3.78 1,689.19 POS DB SHELL SERVICE S GODLEY TX 000000000323863
12-30 7.01 1,682.18 POS DB SHELL SERVICE S GODLEY TX 000000000720374
12-30 55.14 1,627.04 POS DB SPRING MARKET 72 GODLEY TX 000000000772428
12-30 132.26 1,494.78 POS DB H-E-B #016 BURLESON TX 000000000804969
12-31 2.70 1,492.08 POS DB SHELL SERVICE S GODLEY TX 000000000706581
12-31 6.73 1,485.35 POS DB SONIC DRIVE IN #6724 GODLEY TX 000000000861134
01-01 5.00 1,480.35 POS DB HUGULEY MED ASSOC CROWLEY TX 000000000363833
01-01 10.87 1,469.48 POS DB CHICK-FIL-A #02786 BURLESON TX 000000000049422
01-01 93.17 1,376.31 POS DB WAL Wal-Mart Super 002084 BURLESON TX 000000000641673
01-02 10.87 1,365.44 POS DB CHICK-FIL-A #02786 BURLESON TX 000000000093895
01-02 27.30 1,338.14 POS DB DOLLAR GE 200 N HIGHWA GODLEY TX 000000000558622
01-02 700.00 638.14 CASH CK #Check
01-05 119.95 518.19 POS DB CRT*CREDITREPAIR.COM 800-2326499 UT 000000000217309
01-05 212.17 306.02 ACH-PREM COLL Penny Stewart GEICO
01-05 344.06 -38.04 ACH-LoanPymnt PENNY STEWART American Credit
101010101010101010101010
111110111100100001000011
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101100010000000100011101
101101000010010000100000
101001011100110010001111
111100101101000000000100
101101110101101001110111
01-05 32.00 -70.04 OVERDRAFT ITEM FEE
110010111000011011101110
111100100100001101010101
111110011011111011110110
111000011111110100100111
101001001100000101001110
100011001010110000101111
101000001101101001110100
100100100011111000101111
101000101011001100010110
01-06 39.00 -109.04 ACH-INS PREM Penny Stewart CHESAPEAKE-SUREB
110010110100111000111101
100011010100011011101010
101000110100101101000101
110100100110111111110110
100001110011010011001101
100101001101100110100010
111111111111111111111111
01-06 32.00 -141.04 OVERDRAFT ITEM FEE
01-07 150.00 8.96 DEPOSIT
01-09 6.36 2.60 POS DB Roku for CBS Interacti 8162728107 DE 000000000332350
01-13 151.47 154.07 ACH-Payroll STEWART PENNY SONIC PAYROLL
01-14 13.50 140.57 POS DB DAIRY QUEEN - 45742 - GODLEY TX 000000000808699
01-15 6.50 134.07 POS DB SHELL SERVICE S GODLEY TX 000000000230811
01-15 11.56 122.51 POS DB DOLLAR GE 200 N HIGHWA GODLEY TX 000000000656011
01-15 65.44 57.07 POS DB WAL Wal-Mart Super 001863 CLEBURNE TX 000000000606224
01-16 7.44 49.63 POS DB DAIRY QUEEN - 45742 - GODLEY TX 000000000948567

00000684-21656-0001-0003-TW100T01182105540800-23-L
 Page 2 of 3
Statement Period: December 18 - January 17, 2021

Personal Sterling Advantage Account 1756418529

Transactions (continued)
Date Credits Debits Balance Description
01-16 10.76 38.87 POS DB CHICK-FIL-A #04619 CLEBURNE TX 000000000096901
01-16 24.76 14.11 POS DB GREAT HEALTH CLEBURNE TX 000000000087892
01-17 6.47 7.64 POS DB SHELL SERVICE S GODLEY TX 000000000352368
01-17 15.44 -7.80 POS DB SPRING MARKET 72 GODLEY TX 000000000437532

Total for Total for

This Statement Last Year
Total Overdraft Fees $64.00 0.00
Total Insufficient Items Fees $0.00 0.00

Checks Cleared
Date Check No Amount
01-02 Check 700.00
* Denotes a break in check sequence 1 Check(s) Paid for a Total of $700.00

Account Summary
Average Balance $228.94 Interest Earned for this Statement Period $0.00
Average Collected Balance $228.94 Average Collected Balance for APY $236.00
Minimum Balance on 01/06/2021 -$141.04 Number of Days in Cycle 31
Year to Date Interest Paid $0.00
Daily Closing Balance Summary
Date Balance Date Balance Date Balance
01-01 1,376.31 01-14 140.57 12-22 59.99
01-02 638.14 01-15 57.07 12-24 29.84
01-05 -70.04 01-16 14.11 12-26 23.37
01-06 -141.04 01-17 -7.80 12-28 18.63
01-07 8.96 12-18 118.19 12-30 1,494.78
01-09 2.60 12-19 100.41 12-31 1,485.35
01-13 154.07 12-21 68.46

Account Item Images Total of 2

01/02/2021 Ck # 0 $700.00 01/07/2021 Ck # 0 $150.00

SIMPLE WAYS TO LOWER YOUR FEES

101010101010101010101010
111110111100100001000011
Track your balance, deposits and spending habits carefully. Sign up for Daily Email Notifications.
101010110111100100001100
101100010000000100011101
101101000010010000100000
101001011100110010001111
111100101101000000000100
101101110101101001110111
110010111000011011111010
111100100100001101010101
111110011011111010010010
We will send a daily message to your email account with transaction and balance information, including when you have overdrawn your
111000011111111010101101
101001001110111010001010
100101001010111010111111
101100001110101010011100
100100100100000010000111
101000010011010001001010
110010010010000101010001
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account. There is no charge for this service.
100001110101010111100101
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Link a secondary account to your checking account.

When you overdraft your checking account, any available money will be automatically transferred first from your secondary account to
avoid overdrawing your account. A sweep fee applies for each automatic transfer. Refer to the Schedule of Fees for complete details.

Consider opting-out of overdraft coverage for ATM and everyday debit card transactions.
ATM and everyday debit card transactions that would overdraw your account are declined and would not incur a fee. You can also
request to opt-out of all overdraft coverage. For complete details please speak with a Woodforest retail banker.

00000684-21657-0002-0003-TW100T01182105540800-23-L
 Page 3 of 3
Statement Period: December 18 - January 17, 2021

In Case Of Errors Or Questions About Your Electronic Transfers ACCOUNT RECONCILIATION

For Consumer Accounts Only
THIS IS PROVIDED TO HELP YOU BALANCE YOUR STATEMENT.
Telephone us at 877-968-7962 or write us at the address on the front of this
statement as soon as possible, if you think your statement or receipt is wrong or if
you need more information about a transfer on the statement or receipt. We must
hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared. $ __________ CHECKS OUTSTANDING $ __________
YOUR BALANCE AS CHECKBOOK BALANCE
• Tell us your name and account number. SHOWN ON THIS STATEMENT (AT STATEMENT DATE)
• Describe the error transfer you are unsure about, and explain as clearly as NO. AMOUNT
you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take
more than 10 business days to do this, we will credit your account for the amount you
think is in error, so that you have use of the money during the time it takes us to
complete our investigation. $ __________ $ __________
ADD (+) DEPOSITS NOT SUBTRACT (-)
Billing Rights Summary SHOWN ON THIS STMT (IF ANY) ACTIVITY CHARGE (IF ANY)
In Case Of Errors Or Questions About Your Revolving Credit
If you think there is an error on your statement, write to us at Woodforest National
Bank, ATTN: Loan Dept., PO Box 7889, The Woodlands, TX 77387-7889. In your
letter, give us the following information:
• Account information: Your name and account number $ __________ $ __________
• Dollar amount: The dollar amount of the suspected error.
• Description of the problem: If you think there is an error on your bill, TOTAL SUB-TOTAL
describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement. You
must notify us of any potential errors in writing. You may call us, but if you do we are
not required to investigate any potential errors and you may have to pay the amount
in question. While we investigate whether or not there has been an error, the
following are true:
$ __________ $ __________
• We cannot try to collect the amount in question, or report you as
delinquent on that amount. SUBTRACT (-) CHECKS SUBTRACT (-)
• The charge in question may remain on your statement, and we may OUTSTANDING (IF ANY) OTHER CHARGES (IF ANY)
continue to charge you interest on that amount. But, if we determine that
we made a mistake, you will not have to pay the amount in question or
any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible
for the remainder of your balance.
• We can apply any unpaid amount against your credit limit. $ __________ $ __________
In Case Of Errors Or Questions About Your Statement
BALANCE TOTAL $ BALANCE
Please examine this statement upon receipt and report any differences in writing to
the bank. If no differences are reported in writing within 30 days, the account will be
considered correct.
� SHOULD AGREE WITH YOUR CHECKBOOK BALANCE �
Please notify us in writing of your change of address.

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00000684-21658-0003-0003-TW100T01182105540800-23-L