Chapter 3 Social Literacy                         the ability to take turns and probe for
missing information.
Social Literacy – concern itself with the
development of social skills, knowledge, and      3. Understanding the listener – a social
positive human values that enable human           adept child quickly and unconsciously
beings to act positive and responsibly in         identifies and categorizes his listener,
range of complex social settings.                 measures what he/she has planned to say
                                                  against the anticipated response of the
Moral Upright – refers to the thought,
                                                  listener.
speech, actions, and motivation that adhere
to a standard of right and wrong.                 4. Empathizing – empathy is more than
                                                  perspective taking. It means that one is able
Equitable – are the speech, actions,
                                                  to feel what the other person feels.
behaviors and decisions that treat others
fairly.                                           5. Reading social cues – cues are the hints
                                                  and signals that guide us to the next thing
Social Skill – is defined in literature as the
                                                  to say or do.
ability to interact with others in a given
social context in specific ways that are          6. Previewing or Planning – conversations
socially acceptable or valued and at the          also require that one previews or thinks
same time personally beneficial, mutually         about what effect the words or actions may
beneficial or primarily beneficial to others.     have on the listener before she says or does
                                                  them.
3 inter-related components of social skills
                                                  7. Problem Solving – this requires
      Social perception
                                                  negotiation and compromise, give and take
      Social cognition
                                                  that results in a situation where all parties
      Social performance
                                                  can live with and help maintain friendships.
According to Lawson 2003 these range from
                                                  8. Apologizing – this is a outrageous act and
the ability to initiate, maintain, and end a
                                                  is the quickest and easiest way to correct a
conversation to reading social signals to
                                                  social blunder.
more complex skills such as solving
problems and resolving conflict.                  2 distinct ways of answering the question
                                                  on how children learn to live socially with
Types of Social Skills
                                                  each other and with adults.
1. Greetings – the first step in a social
                                                   Normative and communal – children learn
interaction. Done not only with words like
                                                  customs that provide them with guide to act
“hi” or “how are you?” but with facial
                                                  in ways that minimize conflict.
expression, tone of voices, and gestures
such as a nod or a wave.                           Pragmatic and individualistic – the social
                                                  order of the children is created by explicit
2. Initiating conversation – this requires
                                                  and implicit agreements entered into by
good listening and attention skills, as well as
                                                  selfish instinct.
                                                   Frugal – people who seek financial security
                                                   by living their means and saving money.
Chapter 4 Financial Literacy
                                                   Pleasure – people who use money to bring
Financial Literacy – the ability to read,
                                                   pleasure to themselves and other.
analyze, manage, and communicate about
the personal financial condition that affect       Status – people who use money to express
material well-being.                               their social status. They like to purchase and
                                                   show off their branded items.
Mandell 2009 define the financial literacy as
the ability to use knowledge and skills to         Indifference – people who place very little
manage one’s financial resources effectively       importance on having money and would
for lifetime security.                             rather grow their own food and craft their
                                                   own clothes.
Hasting et al. 2013 refers to financial literacy
as:                                                Powerful – people who use money to
                                                   express power or control over others.
           Knowledge of financial products
           Kowledge of financial concept          Self-worth – people who spend money for
           Having the mathematical skills or      self-worth value how much they accumulate
            numeracy necessary foe effective       and tend to judge others based on the
            financial decision making              amount of money they have.
           Being engaged in certain activities
                                                   2 common Spending Pattern
            such as financial planning.
                                                   Habitual spending – occurs when one
R.A. 10922 a.k.a. “Economic and financial
                                                   spends, out of a habit, when one buys the
literacy act” – mandates DepEd to ensure
                                                   same item daily, weekly, or monthly.
that economic and financial education
becomes an integral part of formal learning.       Impulsive spending – occurs when one
                                                   mindless purchase items that he or she
6 Standard gearing toward deepening
                                                   does not need.
student’s understanding of personal
finance through an economic perspective.           Fixed VS Variable Expenses
          Earning income                          The fixed expenses remain the same year-
          Buying goods and services               round while the variable expenses occurs
          Saving                                  regularly but the amount you pay varies.
          Using credit                            Needs VS Wants
          Financial investing
          Protecting and insuring                   The needs are essential to our survival
                                                   while the wants are things that you would
6 major characteristic types in how people         like to have but you can live without.
view money (Incharge 2017)
                                                   Setting Financial Goal
Short-term goals – can be measure in week
and can provide instant gratification and
feedback.
                                                 Chapter 5 Digital/ Media Literacy
Medium-term goals           – should be
accomplished within one to six months.           Aufderheide (1993) – define it as ability to
These goal provide opportunity for               access, analyze, evaluate and communicate
reflection and feedback and require              message in a variety of forms.
discipline and consistency.
                                                 Christ and Potter (1998) – define it as the
 Long-term goal – can take year to achieve.      ability to access, analyze, evaluate and
These includes saving money for a down           create messages across a variety of
payment on a home, a child’s college             contexts.
education, and retirement.
                                                 Hobbs (1998) – posits that it is a term used
Developing a spending Plan                       by modern scholar to refer to the process of
                                                 critically analyzing and learning to create
1. Record – keep a record of what you
                                                 one’s own message in print, audio, and
spend.
                                                 multimedia.
2. Review – analyze the information and
                                                 Media literacy – defined as the ability to
decide what you do.
                                                 identify different types of media and
3. Take action – do something about what         understand the messages they are
you have written down.                           communicating.
Some reason why saving is important:             Boyd (2014) – media literacy education
                                                 began in the united states and united
Emergency Bolster – you should save money
                                                 kingdom as a direct result of war
to avoid going debt just to pay emergency
                                                 propaganda in the 1930s and the rise of
situation.
                                                 advertising in the 1960s.
Retirement – you will need saving/
                                                  Types of media
investment to take place of income you will
no longer receive when you retire.                     Television
                                                       Radio
Future events – you need to save for future
                                                       Newspaper
events      like   weddings,      birthdays,
                                                       Magazines
anniversaries, and travel so as not sacrifice
your fixed expenses.                                   Books
                                                       Handouts
Instability of social security – pensions from         Flyers
social security should only serve as
supplementary and not the primary source         What Media Literacy is not
of income after retirement.                            Criticizing the media is not, in and of
                                                        itself, media literacy.
      Merely producing media does not                   Research literacy – using IT tools for
       equal media literacy.                              research and scholarships.
      Viewing media and analyzing it from               Publishing literacy – ability to
       a single perspective is not media                  communicate          and        publish
       literacy.                                          information.
      Media literacy does not simply mean               Emerging technologies literacy –
       knowing what and what not to                       understanding of new development
       watch; it does mean “watch                         in IT.
       carefully, think critically”                      Critical literacy – ability to evaluate
                                                          the benefits of new technologies
   Challenges to Media Literacy Education
                                                  Bawden (2008) collated the skills and
   Koltay (2011) – skills and attitudes that
                                                  competencies compromising digital literacy
   are learned by doing and repetition
                                                  from contemporary scholar on the matter
   rather than mere classroom discussion.
                                                  into four groups.
   Livingstone and Van Der Graaf (2010) –
                                                  1. Underpinnings – this refers to those skills
   identified “how to measure media
                                                  and competencies that support or enable
   literacy and evaluate the success of
                                                  everything else within digital literacy.
   media literacy initiatives” as being one
   of the more challenges facing education        2. Background Knowledge – refers to
   in the 21st century.                           knowing where information on a particular
                                                  subject or topic can be found.
   Digital Literacy – defined as the ability to
   locate,      evaluate,     create       and    3. Central Competencies – these are skills
   communicate information on various             and competencies that a majority of
   platforms.                                     scholars agree on as being core to digital
                                                  literacy.
   Digital literacy also called as the
   following:                                     4. Attitudes and Perspectives – suggest that
                                                  it is these attitudes and perspectives that
           E-literacy
                                                  link digital literacy today with traditional
           Cyber literacy
                                                  literacy.
           Information literacy
                                                         Independent learning – the
Shapiro and Hughes listed skills and
                                                          initiative and ability to learn
competencies
                                                          whatever is needed for a person’s
      Tool literacy – competence in using                specific situation
       hardware and software tools.                      Moral/ social literacy – an
      Social-structural       literacy    –              understanding       of      correct,
       understanding the production and                   acceptable, and sensible behavior in
       social significance of information.                a digital environment.