Product Proposal for achieving your Life Goals

Bajaj Allianz Life

Assured Wealth Goal Platinum
A Non-linked Non-Participating Individual Life Insurance Savings Plan
UIN: 116N188V02

Hi Mr. A,
Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance.
You have opted for Bajaj Allianz Life Assured Wealth Goal Platinum, a Guaranteed Income plan that
protects you with a life cover, while offering you an assured income to meet your immediate as well as
future needs.

Key Features

Guaranteed Income paid as Option to use the Early Option to accumulate the Life Cover to secure your Additional benefit
early as from start of 2nd Guaranteed Payouts to pay Early Guaranteed Payouts planned Life Goals through Riders
policy year under Smart your renewal premiums and take it as a lumpsum at
Income option maturity
 Here's your illustration of Bajaj Allianz Life Assured Wealth Goal Platinum (Smart Income)

(6 years) (20 years)

Age 54 55 60 61 80

(7 years)

(7 years)

You Pay You Get

Premium Early Guaranteed Payout ₹1,25,000 Yearly
Including discounts (if any) and excluding GST From age 55 to 60

First year ₹ 5,00,000 Yearly Regular Guaranteed ₹1,34,250 Yearly

Income
From 61 to 80
Second year onwards ₹ 5,00,000 Yearly
Return of Premium ₹38,50,000
At age 80

Total Premium Total Benefits

₹ 35,00,000 ₹ 72,85,000

Give-Get Life Cover (At Inception)

2.08 x ₹ 52,50,000

Additional Coverages ( signifies Opted | signifies Not-opted )

Family Income Benefit Accidental Death Benefit Accidental Permanent Total/

Partial Disability Benefit

Critical Illness Benefit Waiver of Premium Benefit

^Premiu ms a re pa ya ble a t th e begin n in g of yea r; ^^Ben efits to be received a t th e en d of yea r. Produ ct fea tu res men tion ed a bove a re depen den t on ben efit ch osen .
2
Premiu ms/Ben efits a re depen den t on th e Policy terms, Premiu m pa ymen t terms a va iled a lon g with oth er va ria ble fa ctors.
Th e a bove ben efits/retu rn s sh own in th e docu men t a re for illu stra tive pu rpose on ly & mu st be rea d in con ju n ction with th e Ben efit Illu stra tion . For more deta ils on
risk fa ctors, terms a n d con dition s plea se rea d sa les broch u re & policy docu men t (a va ila ble on www.ba ja ja llia n zlife.com) ca refu lly before con clu din g a sa le.Ta x
ben efits a s per preva ilin g In come ta x la ws sh a ll a pply. Plea se ch eck with you r ta x con su lta n t for eligibility.
 Why Bajaj Allianz Life

Total Asset Under Net Worth Number of Lives

Managment (AUM) Covered

Individual Claim Get 1 day claim As against IRDAI

settlement Ratio Approval mandated 150%

*All figures as on 31 March 2023

For more details please refer to Company Factsheet
https://www.bajajallianzlife.com/content/dam/balic/pdf/financialinformation/Factsheet/none/Q1/Factsheet-FY-2022-2023.pdf

3
Bajaj A llianz L ife Insurance Co.L td., CIN : U66010P N 2001P L C015959 | IRDA I Reg.N o. 116 BEW ARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /
Mail us: customercare@bajajallianz.co.in | Call on: T oll free no. 1800 209 7272 FRADULENT OFFERS -
Registered O ffice A ddress: Bajaj A llianz House, A irport Road, Yerawada, P une - 411006, IRDAI is not involved in activities like selling insurance policies,
Maharashtra announcing bonus or investment of premiums. Public
T he L ogo of Bajaj A llianz L ife Insurance Co. L td. is provided on the basis of license given receiving such phone calls are requested to lodge a police
by Bajaj Finserv L td.to use its "Bajaj" L ogo and A llianz SE to use its "A llianz" logo. complaint.
Quotation No : 60045685520

Bajaj Allianz Life Assured Wealth Goal Platinum

A Non-linked Non-Participating Individual Life Insurance Savings Plan

Name of the Prospect/ Policyholder: AB Name of the Product: Bajaj Allianz Life Assured
Age: 54 Gender: Male Wealth Goal Platinum
Name of the Life Assured: AB Tag Line: A Non-linked Non-Participating Individual
Life Insurance Savings Plan
Age: 54 Gender: Male
Unique Identification Number: 116N188V02
Premium Payment Term: 7
GST Rate(First Year): 4.50%
Policy Term: 7
GST Rate(2nd Year onwards): 2.25%
Income start year: 2
Amount of Instalment Premium: 5,22,500
Mode of Payment of Premium: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Plan Option Smart Income Instalment Early Guaranteed Payout 1,25,000
Income Period 20 Total Early Income during the year 1,25,000
Income Payout Frequency Yearly Instalment Regular Guaranteed Payout 1,34,250
Sum Assured on Death (at inception of 52,50,000 Total Regular Income during the year 1,34,250
the policy)
Accumulate Early Guaranteed Payout No Premium Offset No

Premium Summary
Base Plan Riders Total Installment
Premium
Installment Premium without GST 5,00,000 0 5,00,000
Installment Premium with First Year GST 5,22,500 0 5,22,500
Installment Premium with GST 2nd year Onwards 5,11,250 0 5,11,250
(Amount in Rupees )
Benefit Summary
Guaranteed Non Guaranteed
Policy Annualised Survival Maturity Death Benefit Guaranteed Special Surrender Surrender Accumulated
Year Premium Benefits Benefit Surrender Value Value Value Payable Amount
1 5,00,000 0 0 52,50,000 0 0 0 0
2 5,00,000 1,25,000 0 52,50,000 1,75,000 4,83,675 4,83,675 0
3 5,00,000 1,25,000 0 52,50,000 2,75,000 7,62,935 7,62,935 0
4 5,00,000 1,25,000 0 52,50,000 6,25,000 10,56,581 10,56,581 0
5 5,00,000 1,25,000 0 52,50,000 7,50,000 13,73,501 13,73,501 0
6 5,00,000 1,25,000 0 52,50,000 20,75,000 16,90,447 20,75,000 0
7 5,00,000 1,25,000 0 52,50,000 0 20,22,762 20,22,762 0
8 0 0 1,34,250 0 0 0 0 0
9 0 0 1,34,250 0 0 0 0 0
10 0 0 1,34,250 0 0 0 0 0
11 0 0 1,34,250 0 0 0 0 0
12 0 0 1,34,250 0 0 0 0 0
13 0 0 1,34,250 0 0 0 0 0
14 0 0 1,34,250 0 0 0 0 0
15 0 0 1,34,250 0 0 0 0 0
16 0 0 1,34,250 0 0 0 0 0

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Quotation No : 60045685520

Benefit Summary
Guaranteed Non Guaranteed
Policy Annualised Survival Maturity Death Benefit Guaranteed Special Surrender Surrender Accumulated
Year Premium Benefits Benefit Surrender Value Value Value Payable Amount
17 0 0 1,34,250 0 0 0 0 0
18 0 0 1,34,250 0 0 0 0 0
19 0 0 1,34,250 0 0 0 0 0
20 0 0 1,34,250 0 0 0 0 0
21 0 0 1,34,250 0 0 0 0 0
22 0 0 1,34,250 0 0 0 0 0
23 0 0 1,34,250 0 0 0 0 0
24 0 0 1,34,250 0 0 0 0 0
25 0 0 1,34,250 0 0 0 0 0
26 0 0 1,34,250 0 0 0 0 0
27 0 0 39,84,250 0 0 0 0 0

The above information must be read in conjunction with Sales Literature & Policy document.
Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek professional advice for applicability
of tax benefit on premiums paid and benefits received
In case of any conflict between this benefit illustration and your policy document, the latter shall prevail
For any further clarification, contact our sales representative or e-mail us on customercare@bajajallianz.co.in
Kindly note while understanding the Benefit Summary section:
1. Annualized Premium shall be the premium amount payable in the policy excluding the taxes, rider premiums, underwri ng extra premiums
and loadings for modal premiums, if any.
2. The Early Guaranteed Payouts as illustrated in the guaranteed Survival benefit column will be paid at the start of the policy year depending
upon the Income start year/ accumulation of these payouts opted in the policy.
3.The Regular Guaranteed Payouts as illustrated in the guaranteed Maturity benefit column will be paid at the start of the policy year
4. The Enhanced Return of Premium as illustrated in the guaranteed Maturity benefit column will be paid at the end of the last policy year
depending upon the Income period opted in the policy
5. The Death Benefit, Surrender Value illustrated the respec ve columns will be paid at the end of the policy year. The policy will terminate on
payment of death benefit/ surrender value
6. In case of accumula on of survival benefits is opted for, the accumulated amount illustrated under non-guaranteed sec on is shown at end
of the policy year. This accumulated amount will be the sum of accumulated Early Guaranteed Payouts and year on year interest on it.
7. If Premium offset is opted, then the Early Guaranteed Payouts will be adjusted against the premium due to be paid.

I,……….….…….(name), have explained the premiums, charges and I, A B , having received the informa on with respect to the above,
benefits under the policy fully to the prospect/policyholder. have understood the above statement before entering into the
contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

Bajaj Allianz Life Insurance Co. Ltd.

Bajaj Allianz House, Airport Road, Yerawada, Pune - 411006. Reg No.: 116.
Tel: (020) 66026777.
Email: customercare@bajajallianz.co.in
www.bajajallianzlife.com

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