Ayush Kumar Singh-Laxmi Shree

A Summer Training Project Report
ON
Study Of Customer Attitude And Perception Towards Laxmi Shree Products
In partial fulfillment of the requirements for the award of the

degree of
MASTER OF BUSINESS ADMINISTRATION (MBA)
Submitted by
Ayush Kumar Singh
MBA III SEMESTER
(2201060700063)
Submitted to
Mr. Kartikeya Singh
(Assistant Professor)
School of Management Sciences,

Varanasi
(An Autonomous College)
Affiliated to(Dr. A.P.J. Abdul Kalam Technical University,

Lucknow)
ACKNOWLEDGEMENT
The work on this report has been an inspiring, often exciting, something challenging, but always
an interesting experience.
Bearing in mind, I am using this opportunity to express my deepest gratitude and special thanks
to the School of Management Sciences, Varanasi. I express my deepest thanks to Director, Prof.
P.N. Jha, Coordinator: Dr. Amitabh Pandey of MBA for providing me the valuable chance for
doing the research purpose.
Last but not the least I apologized for my omission & mistakes, as from my side I prepared it
by my best. I perceive this opportunity as a big milestone in my career development. I will
strive to use gained skills & knowledge in the best possible way, & I will continue to work on
their improvement in order to attain the desired career objectives.
Ayush Kumar Singh

MBA III Semester
Roll no.: (2201060700063)
2
PREFACE
In the realm of financial markets and investment, Lakshmishree Investment & Securities Pvt. Ltd.
stands as a cornerstone institution, renowned for its expertise, integrity, and commitment to
empowering its clients in navigating the complexities of the financial world.
This publication serves as a tribute to the legacy and prowess of Lakshmishree Investment &
Securities Pvt. Ltd., elucidating the journey of this esteemed organization from its inception to its
current status as a stalwart in the realm of investment and securities. Throughout these pages,
readers will gain insights into the company's founding principles, its evolution, and its pivotal role
in shaping the landscape of financial services.
Lakshmishree Investment & Securities Pvt. Ltd. has demonstrated an unwavering dedication to
providing exceptional services, leveraging its expertise to help clients achieve their financial
objectives. Its commitment to innovation, ethical practices, and customer-centric approaches has
garnered trust and admiration within the industry.
This publication endeavors to offer a glimpse into the ethos, strategies, and contributions of
Lakshmishree Investment & Securities Pvt. Ltd., aiming to capture the essence of its impact on the
financial sector and its role as a catalyst for financial growth and prosperity.
Please note that this preface is hypothetical and formulated based on the context provided. If
"Lakshmishree Investment & Securities Pvt. Ltd." has specific achievements, unique strategies, or
notable aspects that need to be highlighted in a preface, further details or insights would be
required.
DECLARATION
I, Ayush Kumar Singh hereby declare that my report entitled “Study Of Customer Attitude
And Perception Towards Laxmi Shree Products’’ is a project work carried out by me
independently. The information presented in the report is correct to the best of my
knowledge and the analysis is as per the norms and guidelines of the report.
I feel extremely exhilarated to have completed this report under the able and inspiring guidance
of Mr. Kartikeya Singh, Assistant Professor. His guidance and timely encouragement has
infused courage in me to complete the work successfully.
I claim this report to be my indigenous work and have not presented it anywhere else for any
purpose.
Ayush Kumar Singh

MBA III Semester
Roll no.: (2201060700063)
4
Certificate
TABLE OF CONTENTS
CHAPTER TITLE PAGE NO.
EXECUTIVE SUMMARY
INTRODUCTION
1.1 Industry profile 3-6
1.2 Company profile 7-13
1.3 Promoters, Vision, Mission & Quality Policy 14
1.4 Product/ Services profiles 14
1.5 Areas of operation 15

Chapter 1
1.6 Infrastructure facilities 15
1.7 Competitors information 15
1.7 SWOT analysis 16-17
1.8 Future growth and prospects 17-18
1.9 Financial statement 19-22
CONCEPTUAL BACKGROUND AND

REVIEW OF LITERATURE
Chapter 2 2.1 Theoretical background of the study 23-30
2.2 Review of literature 31-34
RESEARCH DESIGN
Chapter 3
3.1 Statement of the problem 35
3.2 Need for the study 35
3.3 Objectives 35
3.4 Scope of the study 36
3.5 Research methodology 36
3.6 Hypothesis 36
3.7 Limitations 37
3.8 Chapter scheme 37
ANALYSIS AND INTERPRETATION

Chapter 4
4.1 Data analysis and interpretation 38-71
FINDIINGS, CONCLUSION AND

SUGGESTIONS
5.1 Summary of findings 72

Chapter 5
5.2 Suggestions/ Recommendation 72
5.3 Conclusion 73
Bibliography 74
Annexure 75-78
CHAPTER 1
INDUSTRY PROFILE
Company Website: Many companies provide detailed information about their

history, mission, vision, and financial performance on their official websites.
Business Directories: Look for business directories, both online and offline, that
may have information about Lakshmi Shree Investment Pvt Ltd. Examples include
Yellow Pages, Bloomberg, Reuters, or local business directories.
Government Registries: Check with the relevant government authorities or
business registries in the region where Lakshmi Shree Investment Pvt Ltd is based.
They may provide information about the company's registration, financial filings,
and other details.
Financial News and Analysis: News articles, press releases, and financial news
platforms may also provide insights into the company's recent activities,
partnerships, or financial performance.
Professional Databases: Some professional databases and financial platforms
provide in-depth company profiles, financial statements, and industry analysis.
Examples include Bloomberg, Reuters, and S&P Capital IQ.
Contact the Company: If you're unable to find the information you need through
public sources, consider reaching out directly to Lakshmi Shree Investment Pvt
Ltd. They may have a designated contact person for investor relations or public
relations.
Keep in mind that the availability of information may vary, and some companies
may be private, limiting the amount of publicly accessible data. If there have been
significant changes or developments in the company since my last update in
January 2022, you should be able to find the latest information through the
suggested channels.
8
COMPANY PROFILE
1.3 COMPANY PROFILE
Lakshmishree Tries Restricted (REL) is a boss among India's most fundamental cash related
affiliations sheets. REL, which cements credits to SEMs, capital business regions, flood the
board, life and clinical assistance and asset the administrators, gives up made set out of
complete relationship through its enhancement strongholds and working substances. The RLL
is recorded on the Bombay stock exchange (BSE) and public stock exchange (NSE) in India.
The REL complete supplies in a general sense all bits of the market by pushing SMEs for mass
retail, HNI, UHNI, medium surveyed affiliations, wide endeavors and affiliations. This party
exists more than 2000 regions in India and has overall impressions through India's Capital
Business areas and All around Resource The directors Issues.
The Rigger Undertaking Experiences Bound (REL) is a certain body of India's driving cash
related affiliations division, central command in New Delhi India. It gives up a careful outline
of cash related relationship through its branch-off posts and working parts, which going to
fundamentally nothing and medium endeavors (SMEs), capital business regions, wealth and
trailblazers, clinical assistance and asset the chiefs. It has more than 1,000,000 clients in India
and has in excess of 1700 working environments across over India. Lakshmishree
correspondingly has working conditions in Hong Kong, Singapore, the US, the Amassed
Locale, Australia, and the middle east and Sri Lanka.
History
Made in 1984, it was at beginning a stock business firm, Lakshmishree protections obliged
(RSL), which sought after the public stock exchange (NSE) in 1994. In 2000, NSE turned
1.2. Objective of the study:
The fundamental target of the overview is to be aware of the capacity of the market with
respect to individuals' supervising in share market.
To know the control of Demat Record.
To know the strategy for opening Demat Record.
To know where individuals have as of late opened their demat a/c and on what premise.
9
1.3. Level of the study:
It gives the key of dematerialisation.
It helps in understanding the verifiable thought with respect to example of
dematerialisation in India.
It shows the encounters as for storeroom foundation.
1.4. Constraints of the review:
The bits of knowledge drawn are of present year just, they don't suggest for in that
frame of mind while. The information amassed from the major and the optional sources and
subsequently is introduced to slight collection than what the review remembers for this current
reality. Accordingly accuracy and rightness can be evaluated exclusively to the relax of what
the get-together has outfitted.
The Rigger Enterprise Enterprises Limited (REL) is an unmistakable body of India's

driving money related administrations division, headquarters in New Delhi India. It gives a
thorough suite of money related administrations through its offshoot backups and working
elements, which incorporate advances to little and medium undertakings (SMEs), capital
markets, riches and executives, medical coverage and resource the executives. It has more
than one million clients in India and has more than 1700 workplaces crosswise over India.
Lakshmishree likewise has working environments in Hong Kong, Singapore, the US, the United
Kingdom, Australia, and the center east and Sri Lanka.
History
Built up in 1984, it was at initial a stock business firm, Lakshmishree securities

constrained (RSL), which joined the national stock trade (NSE) in 1994. In 2000, NSE turned
10
1.2. Objective of the study:
 The main objective of the study is to know about the potential of the market
regarding people’s dealing in share market.
 To know the role of Demat Account.
 To know the procedure of opening Demat Account.
 To know where people have already opened their demat a/c & on what basis.
1.3. Scope of the study:

 It provides the basic of dematerialisation.
 It helps in knowing the clear idea about process of dematerialisation in India.
 It shows the details about depository establishment.
1.4. Limitations of the study:
The observations drawn are of present year only, they don’t imply for future
use. The data collected from the primary & the secondary sources & thus is subjected to
slight variation than what the study includes in reality. Hence accuracy & correctness can
be measured only to the extend of what the group has furnished.
11
FINDING & ANALYSIS
GENDER Frequency Percentage

Female 40 39.60%
Male 61 60.40%
Grand Total 101 100.00%
61
40
Frequency
Percentage
60.40%
39.60%
FEMALE MALE
Interpretation Female: 40 individuals, accounting for 39.60% of the total.

Male: 61 individuals, accounting for 60.40% of the total.
The total number of respondents included in the data is 101, representing 100% of the total
19 12
FINDING & ANALYSIS
AGE Frequency percentage

15-20 25 24.75%
21-25 55 54.46%
25-30 8 7.92%
Above 30 13 12.87%
55
Frequency
percentage
25
13
8 7.92% 12.87%
24.75% 54.46%
15-20 21-25 25-30 ABOVE 30
Interpretation These figures represent the frequency and percentage of respondents based
on their age groups. The data indicates that 24.75% of the respondents fall in the age group 15-
20, 54.46% fall in the age group 21-25, 7.92% fall in the age group 25-30, and 12.87% fall in
the age group above 30. The total number of respondents is 101.
20 13
FINDING & ANALYSIS
Qualification Frequency percentage

Intermediate 6 5.94%
Matric 16 15.84%
Post graduation 45 44.55%
Under graduation 34 33.66%
50
45
40
35
30
25 Frequency
20 percentage
15
10
5
0
Intermediate Matric Post graduation Under graduation
Interpretation These figures represent the frequency and percentage of respondents based
on their qualification. The data indicates that 5.94% of the respondents have an intermediate
qualification, 15.84% have a matric qualification, 44.55% have a post graduation qualification,
and 33.66% have an under graduation qualification. The total number of respondents is 101.
21 14
FINDING & ANALYSIS
OCCUPATION Frequency Percentage

Businessman 14 13.86%
Housewife 2 1.98%
Housewife 1 0.99%
Professional 13 12.87%
Consumer 70
69.31% Teacher 1
0.99%
80
70
60
50
40 Percentage
Frequency
30
20
10
0
Businessman Housewife Housewife Professional Consumer Teacher
Interpretation Businessman: 14 individuals, accounting for 13.86% of the total.

Housewife: 2 individuals, accounting for 1.98% of the total.
Professional: 13 individuals, accounting for 12.87% of the total.
Consumer: 70 individuals, accounting for 69.31% of the total.
Teacher: 1 individual, accounting for 0.99% of the total.
The total number of respondents included in the data is 101, representing 100% of the total.
15
FINDING & ANALYSIS
INCOME Frequency Percentage

30000 1 0.99%
10000-15000 16 15.84%
5000-10000 22 21.78%
Above 15000 26 25.74%
Below 5000 33 32.67%
No earnings 1 0.99%
Pocket money 1 0.99%
Student 1 0.99%
35
30
25
20
15 Frequency
10 Percentage
5
0
Interpretation 30000: 1 individual, accounting for 0.99% of the total. 10000-15000: 16

individuals, accounting for 15.84% of the total. 5000-10000: 22 individuals, accounting for
21.78% of the total. Above 15000: 26 individuals, accounting for 25.74% of the total. Below
5000: 33 individuals, accounting for 32.67% of the total No earnings: 1 individual,
accounting for 0.99% of the total. Pocket money: 1 individual, accounting for 0.99% of the
total Student: 1 individual, accounting for 0.99% of the total
23
16
FINDING & ANALYSIS
Where did get information about Lakshmishree Frequency

Percentage
Both 3 2.97%
Offline 69 68.32%
Online 29 28.71%
Percentage
69 Frequency
29
BOTH OFFLINE ONLINE
Interpretation Both: 3 individuals, accounting for 2.97% of the total.
Offline: 69 individuals, accounting for 68.32% of the total.
Online: 29 individuals, accounting for 28.71% of the total.
17
FINDING & ANALYSIS
Which Lakshmishree do you prefer Frequency Percentage

most of time?
18
Paytm 50
49.50% Google 29
28.71% Bharat Wallet 22
21.78%
Grand Total 101
100.00%
50
29
Frequency
22
Percentage
49.50%
28.71%
21.78%
4 HOURS 4-6 HOURS 6 HOURS ABOVES
Interpretation 4 hours: 50 individuals, accounting for 49.50% of the total.
4-6 hours: 29 individuals, accounting for 28.71% of the total.
6 hours and above: 22 individuals, accounting for 21.78% of the total.
19
FINDING & ANALYSIS
Does Lakshmishree help you to learn new

things? Frequency Percentage
Agree 37 36.63%
Disagree 13 12.87%
Neutral 24 23.76%
Strongly Agree 26 25.74%
Strongly disagree 1 0.99%
37
26
24
Frequency
Percentage
13
36.63%
23.76%
25.74%
12.87%
0.99%
1
AGREE DI SA GRE E NEUTRAL STRONGLY STRONGLY

AGREE DISA GRE E
Interpretation Agree: 37 individuals, accounting for 36.63% of the total. Disagree: 13

individuals, accounting for 12.87% of the total. Neutral: 24 individuals, accounting for
23.76% of the total. Strongly Agree: 26 individuals, accounting for 25.74% of the total.
Strongly Disagree: 1 individual, accounting for 0.99% of the total. The total number of
respondents included in the data is 101, representing 100% of the total.
26
20
FINDING & ANALYSIS
Are you aware regarding the functionality of Lakshmishree?
source? Frequency Percentage

Agree 40 39.60%
Disagree 11 10.89%
Neutral 31 30.69%
45
40
35
30
25
Frequency
20
Percentage
15
10
0
Agree Disagree Neutral Strongly Agree Strongly disagree

Strongly Disagree: 2 individuals, accounting for 1.98% of the total. The total number of
27 21
FINDING & ANALYSIS
Are you aware regarding the functionality of E-

Wallets? Frequency Percentage
Agree 46 45.54%
Disagree 8 7.92%
Neutral 24 23.76%
46
24
Frequency
20
Percentage
8
45.54%
23.76%
19.80%
7.92%
2.97%
3
AGREE DISAGREE NEUTRAL STRONGLY STRONGLY

AGREE DIS A GRE E

individuals, accounting for 7.92% of the total. Neutral: 24 individuals, accounting for 23.76%
of the total. Strongly Agree: 20 individuals, accounting for 19.80% of the total. Strongly
Disagree: 3 individuals, accounting for 2.97% of the total. The total number of respondents
included in the data is 101, representing 100% of the total.
28
22
FINDING & ANALYSIS
Which Lakshmishree do you prefer most of FREQUENC PPERCENTAG

time?
Y E
23
Agree 46
45.54% Disagree 13
12.87% Neutral 15
14.85% Strongly Agree 20
19.80% Strongly disagree 7
6.93% Grand Total 101
100.00%
46
PPERCENTA
GE
FREQUENCY
2
0
13 15
AGREE DISAGREE NEUT STRONGLY AGREE

STRONG
LY
DISAGRE
E
Interpretation Agree: 46 individuals, accounting for 45.54% of the total. Disagree:

13 individuals, accounting for 12.87% of the total. Neutral: 15 individuals, accounting
for
14.85% of the total. Strongly Agree: 20 individuals, accounting for 19.80% of the
total. Strongly Disagree: 7 individuals, accounting for 6.93% of the total. The total
number of respondents included in the data is 101, representing 100% of the total.
24
FINDING & ANALYSIS
What you keep in mind when you use Lakshmishree?

Frequency Percentage
Agree 31 30.69%
Disagree 11 10.89%
Neutral 10 9.90%
Strongly Disagree 4 3.96%
45
31
Frequency
Percentage
11
10
44.55%
30.69%
10.89%
9.90%
3.96%

AGREE DISAGREE
25
individuals, accounting for 10.89% of the total. neutral: 10 individuals, accounting for
26
FINDING & ANALYSIS
Do you think that Lakshmishree is more

Convenient ? Frequency Percentage
Agree 35 34.65%
Disagree 17 16.83%
Neutral 22 21.78%
Strongly Disagree 7 6.93%
35
22
20
17
Frequency
Percentage
7
34.65%
21.78%
19.80%
16.83%
6.93%

AGREE DISAGRE E
27
FINDING & ANALYSIS
Do you think that Lakshmishree is to early in

India ? Frequency Percentage
Agree 18 17.82%
Disagree 30 29.70%
Neutral 28 27.72%
Percentage
30
28 Frequency
18
13 12

AGREE DISA GRE E
28
individuals, accounting for 29.70% of the total Neutral: 28 individuals, accounting for
32
29
CROSS TABULATION
33 30
FINDING & ANALYSIS
Column
Count of Age Labels
How often do you use Lakshmishree Grand
in transaction ?
Both Offline Online Total
15-20 18 7 25
21-25 2 37 16 55
25-30 1 6 1 8
Above 30 8 5 13
Grand Total 3 69 29 101
40
35
30
25
Both
20
Offline
15 Online
10
0
15-20 21-25 25-30 Above 30
Interpretation Age group 15-20: 18 respondents prefer both modes, 7 prefer E- wallets,
and 25 prefer physical currency . Age group 21-25: 2 respondents prefer both modes, 37
prefer offline mode, and 16 prefer E- wallets. Age group 25-30: 1 respondent prefers both
modes, 6 prefer Physical Currency, and 1 prefers online mode Age group above 30: 8
respondents prefer both modes, 5 prefer physical Currency. Total: Overall, there are
34
31
FINDING & ANALYSIS
Column
Count of Age Labels
Would the like most of the 4-6 6 hours Grand
transaction to be digitized 4 hours hours aboves Total
15-20 11 10 4 25
21-25 28 16 11 55
25-30 4 2 2 8
Above 30 7 1 5 13
Grand Total 50 29 22 101
Chart Title
30
25
20
15-20
15 21-25
25-30
10
Above 30
0
4 hours 4-6 hours 6 hours aboves
Interpretation Age group 15-20: 11 respondents spend 4 hours, 10 spend 4-6 hours, and 4
spend 6 hours or above. Age group 21-25: 28 respondents spend 4 hours, 16 spend 4-6 hours,
and 11 spend 6 hours or abov Age group 25-30: 4 respondents spend 4 hours, 2 spend 4-6
hours, and 2 spend 6 hours or above Age group above 30: 7 respondents spend 4 hours, 1
spends 4-6 hours, and 5 spend 6 hours or above.
35 32
FINDING & ANALYSIS
Column
Count of Age Labels
Does Lakshmishree helps you to learn 21- 25- Above Grand
new things? 15-20 25 30 30 Total
Agree 9 22 4 2 37
Disagree 3 5 1 4 13
Neutral 9 11 2 2 24
Strongly Agree 4 16 1 5 26
Strongly disagree 1 1
Grand Total 25 55 8 13 101
25
20
15 15-20
21-25
10
25-30
5 Above 30
0
Agree Disagree Neutral Strongly Agree Strongly Disagree
Interpretation Age group 15-20: 9 respondents agree, 3 disagree, 9 are neutral, 4 strongly
agree, and 1 strongly disagrees. Age group 21-25: 22 respondents agree, 5 disagree, 11 are
neutral, 16 strongly agree, and there are no respondents strongly disagreeing. Age group 25-
30: 4 respondents agree, 1 disagrees, 2 are neutral, 1 strongly agrees, and there are no
respondents strongly disagreeing. Age group above 30: 2 respondents agree, 4 disagree, 2 are
neutral, 5 strongly agree, and there are no respondents strongly disagreeing.
36 33
FINDING & ANALYSIS
Column
Count of Age Labels
As a consumer do you get any edge on 21- 25- Above Grand
from Lakshmishree ? 15-20 25 30 30 Total
Agree 12 21 4 3 40
Disagree 3 4 4 11
Neutral 9 18 2 2 31
Grand Total 25 55 8 13 101
25
20
15 15-20
21-25
10
25-30
5 Above 30
0
Interpretation Age group 15-20: 12 respondents agree, 3 disagree, 9 are neutral, 1

strongly agrees, and there are no respondents strongly disagreeing. Age group 21-25: 21
respondents agree, 4 disagree, 18 are neutral, 12 strongly agree, and there are no respondents
strongly disagreeing Age group 25-30: 4 respondents agree, no disagreements or strong
agreements, 2 are neutral, and there are no respondents strongly disagreeing. Age group
above 30: 3 respondents agree, 4 disagree, 2 are neutral, 2 strongly agree, and 2 respondents
strongly disagree.
37
34
FINDING & ANALYSIS
Column
Count of Age Labels
DO you face any technical problems while 21- 25- Above Grand
studying e-payment ? 15-20 25 30 30 Total
Agree 10 24 5 7 46
Disagree 4 4 8
Neutral 5 13 2 4 24
Strongly Agree 5 13 2 20
Strongly disagree 1 1 1 3
Grand Total 25 55 8 13 101
25
20
15 15-20
21-25
10
25-30
Above 30
5
0
Interpretation Age group 15-20: 10 respondents agree, 4 disagree, 5 are neutral, 5

strongly agree, and 1 strongly disagrees. Age group 21-25: 24 respondents agree, 4 disagree,
13 are neutral, 13 strongly agree, and 1 strongly disagrees Age group 25-30: 5 respondents
agree, no disagreements or strong agreements, 2 are neutral, and 1 strongly agrees. Age group
above 30: 7 respondents agree, 8 disagree, 4 are neutral, 2 strongly agree, and there are no
respondents strongly disagreeing.
38 35
FINDING & ANALYSIS
Column
Count of Age Labels
DO you think Lakshmishree are 21- 25- Above Grand
more
Convenient ? 15-20 25 30 30 Total
Agree 6 28 6 6 46
Disagree 4 6 3 13
Neutral 7 7 1 15
Strongly disagree 1 3 1 2 7
Grand Total 25 55 8 13 101
25
20
15-20
15
21-25
10
25-30
5 Above 30
0
agree, and 1 strongly disagrees. Age group 21-25: 28 respondents agree, 6 disagree, 7 are
neutral, 11 strongly agree, and 3 strongly disagree. Age group 25-30: 6 respondents agree, no
disagreements or strong agreements, no neutral responses, and 1 strongly agrees. Age group
above 30: 6 respondents agree, 3 disagree, 1 is neutral, 1 strongly agrees, and 2
strongly disagree.
36
39
FINDING & ANALYSIS
Column
Count of Age Labels
Do you satisfied Lakshmishree stock over modes 21- 25- Above Grand
of payment
15-20 25 30 30 Total
Agree 6 17 4 4 31
Disagree 2 5 1 3 11
Neutral 8 2 10
Strongly Disagree 3 1 4
Grand Total 25 55 8 13 101
25
20
20
15 15-20
12
10 21-25
10 8
7 7 25-30
6 6
4 4 4 4 Above 30
5 3
2 2
1 1
0
Interpretation Age group 15-20: 6 respondents agree, 2 disagree, no neutral responses,

and 14 strongly agree. Age group 21-25: 17 respondents agree, 5 disagree, 8 are neutral, and
25 strongly agree. Age group 25-30: 4 respondents agree, 1 disagree, no neutral responses,
and 3 strongly agree. Age group above 30: 4 respondents agree, 3 disagree, 2 are neutral, and
3 strongly agree
40 37
FINDING & ANALYSIS
Column
Count of Age Labels
Do you think that online payment is to 21- 25- Abov Grand
easy in India ?
15-20 25 30 e 30 Total
Agree 3 11 2 2 18
Disagree 9 15 2 4 30
Neutral 7 15 2 4 28
Grand Total 25 55 8 13 101
25
20
20
15-20
15
12
10 21-25
10 8 7 7 25-30
6 6
4 4 4 4 Above 30
5 3
2 2
1 1
0
agree, and 3 strongly disagree. Age group 21-25: 11 respondents agree, 15 disagree, 15 are
neutral, 8 strongly agree, and 6 strongly disagree. ge group 25-30: 2 respondents agree, 2
disagree, 2 are neutral, and 2 strongly agree. Age group above 30: 2 respondents agree, 4
disagree, 4 are neutral, and 3 strongly disagree.
38
41
FINDING & ANALYSIS
Column
Count of Age Labels
Do you think that 21- 25- Above Grand
Lakshmishree is
more convenient ? 15-20 25 30 30 Total
Agree 8 20 4 3 35
Disagree 6 7 4 17
Neutral 7 12 1 2 22
Grand Total 25 55 8 13 101
25
20
20
15 15-20
12
10 21-25
10 8
7 7 25-30
6 6
4 4 4 4 Above 30
5 3
2 2
1 1
0
agree, and there are no responses for strongly disagree. Age group 21-25: 20 respondents
agree, 7 disagree, 12 are neutral, 10 strongly agree, and 6 strongly disagree. Age group 25-30:
4 respondents agree, there are no responses for disagree and neutral, 2 strongly agree, and 1
strongly disagree. Age group above 30: 3 respondents agree, 4 disagree, 2 are neutral, 4
strongly agree, and there are no responses for strongly disagree
39
42
FINDING & ANALYSIS
Count of Gender Column Labels

Which mode do you
prefer for payment? Female Male Grand Total
Both 2 1 3
Offline 25 44 69
Online 13 16 29
Grand Total 40 61 101
50
45
40
35
30
25 Female
20 Male
15
10
5
0
Both Offline Online
Interpretation Both: F-2, M-1, Total-3 Offline: F-25, M-44, Total-69 Online: F-13, M-16,
Total-29 Grand Total: F-40, M-61, Overall-101 This summary provides a condensed
representation of the count of respondents who prefer each study mode (both, offline, online)
categorized by gender.
43 40
FINDING & ANALYSIS
Column
Count of Gender Labels
Amount time you spend on Grand
Lakshmishree ? Female Male Total
4 hours 15 35 50
4-6 hours 14 15 29
6 hours aboves 11 11 22
35
Female
15
15
Male
14
11
11
4 HOURS 4-6 HOURS 6 HOURS ABOVES
Interpretation 4 hours: F-15, M-35, Total-50 4-6 hours: F-14, M-15, Total-29 6 hours
above: F-11, M-11, Total-22 Grand Total: F-40, M-61, Overall-101 This summary provides a
condensed representation of the count of respondents who spend a specific amount of time on
pay (4 hours, 4-6 hours, 6 hours above) categorized by gender
44 41
FINDING & ANALYSIS
Column
Does Lakshmishree helps you to learn Grand
new
things? Female Male Total
Agree 17 20 37
Disagree 5 8 13
Neutral 7 17 24
Strongly Agree 11 15 26
25
20
15
Female
10 Male
0
Interpretation Agree: Female - 17, Male - 20, Grand Total – 37 Disagree: Female - 5,
Male - 8, Grand Total – 13 Neutral: Female - 7, Male - 17, Grand Total – 24 Strongly Agree:
Female - 11, Male - 15, Grand Total - 26
45
42
FINDING & ANALYSIS
Column
As a consumer do you satisfied from online Grand
payment ? Female Male Total
Agree 17 23 40
Disagree 5 6 11
Neutral 11 20 31
23
20
17
11
Female
10
Male
7
6
5
AGREE DISAGREE NEUTRAL STRONGLY A GRE E STRONGLY

DISA GRE E
Male - 6, Grand Total – 11 Neutral: Female - 11, Male - 20, Grand Total – 31 Strongly
Agree: Female - 7, Male - 10, Grand Total – 17 Strongly Disagree: Female - 0, Male –
2, Grand Total – 2
46 43
FINDING & ANALYSIS
Column
DO you face any technical problems while Grand
payment online? Female Male Total
Agree 20 26 46
Disagree 3 5 8
Neutral 8 16 24
Strongly disagree 2 1 3
30
25
20
15 Female
Male
10
0
Agree Disagree Neutral Strongly Agree Strongly
disagree
Female - 7, Male - 13, Grand Total – 20 Strongly Disagree: Female - 2, Male -
1, Grand Total - 3
47 44
FINDING & ANALYSIS
Column
DO you think online payment attracted more Grand
buying ? Female Male Total
Agree 23 23 46
Disagree 2 11 13
Neutral 6 9 15
23
Male
Female
13
23 9
11
7 5
6
2 2

AGREE DISA GRE E
5, Grand Total - 7
48 45
FINDING & ANALYSIS
Column
Do you think that covid-19 played a crucial role for Grand
online payment Female Male Total
Agree 16 15 31
Disagree 2 9 11
Neutral 3 7 10
15 2
28
7
9
Male
Female
16 2
17
3
2

AGREE DISAGREE
Female - 17, Male - 28, Grand Total – 45 Strongly Disagree: Female - 2, Male - 2, Grand
Total - 40
49 46
FINDING & ANALYSIS
Column
Do you think that Lakshmishree is to early Grand
in
India ? Female Male Total
Agree 6 12 18
Disagree 16 14 30
Neutral 10 18 28
14 6
12 18
11
Male
Female
16 6
6 10
2

AGREE DISAGREE
Interpretation Female respondents: Agree: 6 Disagree: 16 Neutral: 10 Strongly Agree: 2

Strongly Disagree: 6 Male respondents Agree: 12 Disagree: 14 Neutral: 18 Strongly Agree:
11 strongly disagree 6
50
47
FINDING & ANALYSIS
Column
Do you think that Lakshmishree is more Grand
economical ? Female Male Total
Agree 14 21 35
Disagree 8 9 17
Neutral 9 13 22
21
14 14
13
Female
9 9 Male
6
4
AGREE DISAGREE NEUTRAL STRONGLY AGREE STRONGLY

DISAGREE
4, Grand Total - 7
51 48
FINDING & ANALYSIS
Column
Do you think that online payment will be more Grand
effective
than traditional mode? Female Male Total
Agree 10 14 24
Disagree 7 16 23
Neutral 13 15 28
15
14
16
Male
13 12 Female
10
9
7
1
AGREE DISAGREE NEUTRAL STRONGLY AGREE STRONGLY DISAGREE
Male - 16, Grand Total – 23 Neutral: Female - 13, Male - 15, Grand Total – 28 Strongly
Agree: Female - 1, Male - 12, Grand Total – 13 Strongly Disagree: Female - 9, Male - 4,
Grand Total - 13
49
52
FINDING & ANALYSIS
Column
Count of Qualification Labels
Which mode do you prefer Post Under Grand
for payment? Intermediate Matric graduation graduation Total
Both 2 1 3
Offline 4 9 33 23 69
Online 2 7 10 10 29
Grand Total 6 16 45 34 101
35
30
25
Intermediate
20
Matric
15 Post graduation
Under graduation
10
0
Both Offline Online
Interpretation Both: Intermediate - 0, Matric - 2, Post graduation - 1, Under graduation -

3, Grand Total – 6 Offline: Intermediate - 4, Matric - 9, Post graduation - 33, Under
graduation - 23, Grand Total – 69 Online: Intermediate - 2, Matric - 7, Post graduation - 10,
Under graduation - 10, Grand Total - 29
53 50
FINDING & ANALYSIS
Column
Qualification Labels
Amount time you spend Post Under Grand
on payment? Intermediate graduation graduation Total
Matric
4 hours 5 9 23 13 50
4-6 hours 5 11 13 29
6 hours aboves 1 2 11 8 22
Grand Total 6 16 45 34 101
25
20
15 Intermediate
Matric
10 Post graduation
Under graduation
0
Interpretation 4 hours: Intermediate - 5, Matric - 9, Post graduation - 23, Under

graduation - 13, Grand Total – 50 4-6 hours: Intermediate - 0, Matric - 5, Post graduation -
11, Under graduation - 13, Grand Total – 29 6 hours above: Intermediate - 1, Matric - 2, Post
graduation - 11, Under graduation - 8, Grand Total - 22
51
54
FINDING & ANALYSIS
Column
Does Lakshmishree helps you Post Under Grand
to
learn new things? Intermediate Matric graduation graduation Total
Agree 3 5 17 12 37
Disagree 1 9 3 13
Neutral 3 7 6 8 24
Grand Total 6 16 45 34 101
18
16
14
12
Intermediate
10
Matric
8
Post graduation
6 Under graduation
4
0
disagree
Interpretation Agree: Intermediate - 3, Matric - 5, Post graduation - 17, Under graduation

- 12, Grand Total – 37 Disagree: Intermediate - 0, Matric - 1, Post graduation - 9, Under
graduation - 3, Grand Total – 13 Neutral: Intermediate - 3, Matric - 7, Post graduation - 6,
Under graduation - 8, Grand Total – 24 Strongly Agree: Intermediate - 0, Matric - 3, Post
55 52
FINDING & ANALYSIS
Column
Labels
As a consumer do you get any Post Under Grand
edge on learning from online Intermediate Matric graduation graduation Total
Agree 2 9 16 13 40
Disagree 3 6 2 11
Neutral 3 3 12 13 31
Grand Total 6 16 45 34 101
16
14
12
10 Intermediate
8 Matric
Post graduation
6
Under graduation
4
0
disagree
Interpretation agree: Intermediate - 2, Matric - 9, Post graduation - 16, Under graduation

- 13, Grand Total - 40 Disagree: Intermediate - 0, Matric - 3, Post graduation - 6, Under
Under graduation - 13, Grand Total - 31 Strongly Agree: Intermediate - 1, Matric - 0, Post
56 53
FINDING & ANALYSIS
Column
DO you face any technical Post Under Grand
problems while online payment Intermediate Matric graduation graduation Total
Agree 4 6 20 16 46
Disagree 2 2 4 8
Neutral 2 2 13 7 24
Grand Total 6 16 45 34 101
7 6 1
16
4
Under graduation
8 Post graduation
20 13
Matric
2
2 Intermediate
6 6
2 2
4 2
DISA GRE E

graduation - 8, Under graduation - 6, Grand Total 20
57 54
FINDING & ANALYSIS
Column
DO you think online payment Post Under Grand
attracted more consumer? Intermediate Matric graduation graduation Total
Agree 2 6 22 16 46
Disagree 3 7 3 13
Neutral 2 3 6 4 15
Grand Total 6 16 45 34 101
16
Under graduation
Post graduation
Matric
22
9 Intermediate
4
3
6 8
7 2
6 2
3
2 3 2 2 2
1 1
AGREE DISAGREE NEUT STRONGLY STRONGLY

AGREE DISAGREE
55
- 16, Grand Total - 46 Disagree: Intermediate - 0, Matric - 3, Post graduation - 7, Under
graduation - 3, Grand Total - 13 Neutral: Intermediate - 2, Matric - 3, Post graduation - 6,
Under graduation - 4, Grand Total - 15 Strongly Agree: Intermediate - 1, Matric - 2, Post
graduation - 8, Under graduation - 9, Grand Total - 20 Strongly disagree: Intermediate - 1,
Matric - 2, Post graduation - 2, Under graduation - 2, Grand Total - 7
58
56
FINDING & ANALYSIS
Column
new
Agree 17 20 37
Disagree 5 8 13
Neutral 7 17 24
25
20
15
Female
10 Male
0
Interpretation Agree: Female - 17, Male - 20, Grand Total – 37 Disagree: Female - 5, Male - 8, Grand Total –
13 Neutral: Female - 7, Male - 17, Grand Total – 24 Strongly Agree: Female - 11, Male - 15, Grand Total - 26
57
FINDING & ANALYSIS
Column
new
Agree 17 20 37
Disagree 5 8 13
Neutral 7 17 24
25
20
15
Female
10 Male
0
Interpretation Agree: Female - 17, Male - 20, Grand Total – 37 Disagree: Female - 5, Male - 8, Grand Total –
13 Neutral: Female - 7, Male - 17, Grand Total – 24 Strongly Agree: Female - 11, Male - 15, Grand Total - 26
58
FINDING & ANALYSIS
Column
Do you think that covid-19 played Post Under Grand
a crucial role for Lakshmishree Matric graduation graduation Total
Intermediate
Agree 2 2 16 11 31
Disagree 1 8 2 11
Neutral 3 1 5 1 10
Grand Total 6 16 45 34 101
19
11
Under graduation
16
Post graduation
16 Matric
Intermediate
2 9
2 1
1 0
DISAGREE

graduation - 16, Under graduation - 19, Grand Total – 45 Strongly Disagree: Intermediate - 0,
Matric - 3, Post graduation - 0, Under graduation - 19
59 59
FINDING & ANALYSIS
Column
Do you think that online Post Under Grand
payment is to early in India ? Intermediate Matric graduation graduation Total
Agree 1 1 11 5 18
Disagree 2 3 15 10 30
Neutral 2 8 10 8 28
Grand Total 6 16 45 34 101
16
14
12
10 Intermediate
8 Matric
Post graduation
6
Under graduation
4
0
disagree
Interpretation 18 agreed that online pay are too early in India. 30 disagreed with this
statement 28 were neutral on the topic. 13 strongly agreed with the statement. 12 strongly
disagreed with the statement. The grand total represents the overall count of respondents in
each qualification category
60
60
FINDING & ANALYSIS
Column
Are you aware regarding the Post Under Grand
functionality of Lakshmishree? Intermediate Matric graduation graduation Total
Agree 3 5 13 14 35
Disagree 3 6 8 17
Neutral 3 1 13 5 22
Strongly Disagree 2 4 1 7
Grand Total 6 16 45 34 101
14
Under graduation
5
Post graduation
6
13 Matric
8
Intermediate
13
9
6 1
5
1 4
5
3 3 3 2

AGREE DISA GRE E
Interpretation 35 agreed that Lakshmishree is more economical. 17 disagreed with this

statement 22 were neutral on the topic. 20 strongly agreed with the statement 7 strongly
disagreed with the statement The grand total represents the overall count of respondents in
each qualification category.
61 61
FINDING & ANALYSIS
Are you aware regarding the Column

functionality of Lakshmishree Labels
Post Under Grand

Intermediate Matric graduation graduation Total
Agree 3 3 13 5 24
Disagree 1 5 9 8 23
Neutral 2 5 10 11 28
Grand Total 6 16 45 34 101
11
5
8
Under graduation
Post graduation
13 10 3
9 Intermediate
7
8
3 5
5 5
1 2 2 1

AGREE DISA GRE E
Interpretation 24 agreed that online pay will be more effective than traditional mode.
23 disagreed with this statement. 28 were neutral on the topic. 13 strongly agreed with the
statement. 13 strongly disagreed with the statement. The grand total represents the overall
count of respondents in each qualification category.
62 62
FINDING & ANALYSIS
Column
Count of Occupation Labels
Which mode do you Grand
prefer for pay? Businessman Housewife Professional Consumer Teacher Total
Both 1 2 3
Offline 12 1 9 46 68
Online 2 1 3 22 1 29
Grand Total 14 2 13 70 1 100
50
45
40
35
Businessman
30
Housewife
25
Professional
20 Consumer
15 Teacher
10
0
Both Offline Online
Interpretation Both: Businessman - 0, Housewife - 0, Professional - 1, Consumer - 2,

Teacher - 0, Grand Total – 3 Offline: Businessman - 12, Housewife - 1, Professional - 9,
Consumer - 46, Teacher - 0, Grand Total – 68 Online: Businessman - 2, Housewife - 1,
Professional - 3, Consumer - 22, Teacher - 1, Grand Total - 29
63
63
FINDING & ANALYSIS
Column
Amount time you Grand
spend on pay? Businessman Housewife Professional Consume Teacher Total
4 hours 4 2 3 39 1 49
4-6 hours 5 2 22 29
6 hours aboves 5 8 9 22
Grand Total 14 2 13 70 1 100
40
35
30 Businessman
25 Housewife
20 Professional
15 Consumer
Teacher
10
0
Interpretation Businessman: 4 hours - 4, 4-6 hours - 5, 6 hours and above - 5, Grand

Total - 14 Housewife: 4 hours - 2, Grand Total - 2 Professional: 4 hours - 3, 4-6 hours - 2, 6
hours and above - 8, Grand Total - 13 Consumer: 4 hours - 39, 4-6 hours - 22, 6 hours and
above - 9, Grand Total - 70 Teacher: 4 hours - 1, Grand Total – 1
64
64
FINDING & ANALYSIS
Column
Does Lakshmishree
helps you to learn new Grand
things? Businessman Housewife Professional Consume Teacher Total
Agree 2 1 1 32 36
Disagree 3 5 5 13
Neutral 8 2 14 24
Strongly Agree 1 1 4 19 1 26
Grand Total 14 2 13 70 1 100
Teacher
1
Consumer
32
Professional
14
19
Housewife
5 Businessman
2
5
1 8 4
2 3 1 1

AGREE DISAGREE
Interpretation Businessman: Agree - 2, Disagree - 3, Neutral - 8, Strongly Agree - 1,

Grand Total – 14 Housewife: Agree - 1, Strongly Disagree - 1, Grand Total – 2 Professional:
Agree - 1, Disagree - 5, Neutral - 2, Strongly Agree - 4, Grand Total – 13 Consumer: Agree -
32, Disagree - 5, Neutral - 14, Strongly Agree - 19, Grand Total – 70 Teacher: Agree - 1,
Strongly Agree - 1, Grand Total – 1
65 65
FINDING & ANALYSIS
Column
As a consumer do you
get any edge on
online pay? Grand
Businessman Housewife Professional Consume Teacher Total
Agree 4 3 32 1 40
Disagree 2 3 5 10
Neutral 6 1 3 21 31
Grand Total 14 1 13 70 1 99
Teacher
32 Consumer
21
Professional
Housewife
11 Businessman
3
5 1
3
3 6 3
4 1
2 2

AGREE DISAGREE

Grand Total – 14 Housewife: Neutral - 1, Grand Total – 1 Professional: Agree - 3, Disagree -
3, Neutral - 3, Strongly Agree - 3, Strongly Disagree - 1, Grand Total – 13 Consumer: Agree -
32, Disagree - 5, Neutral - 21, Strongly Agree - 11, Strongly Disagree - 1, Grand Total – 70
Teacher: Agree - 1, Grand Total - 1
66 66
FINDING & ANALYSIS
Column
DO you face any
technical problems
while pay Grand
online? Businessman Housewife Professional Consume Teacher Total
Agree 2 1 6 35 1 45
Disagree 2 6 8
Neutral 5 1 4 14 24
Grand Total 14 2 13 70 1 100
35
Businessman
Housewife
Professional
14 14
Consumer
Teacher
6 6 5
4
2
1 2 1 2 1
DISAGREE

Strongly Disagree - 1, Grand Total – 14 Housewife: Agree - 1, Neutral - 1, Grand Total – 2
Professional: Agree - 6, Disagree - 2, Neutral - 4, Strongly Agree - 2, Grand Total – 13
Consumer: Agree - 35, Disagree - 6, Neutral - 14, Strongly Agree - 14, Strongly Disagree -
1, Grand Total – 70 Teacher: Agree - 1, Grand Total - 1
67 67
FINDING & ANALYSIS
Column
DO you think online
mode of study
attracted more Grand
consumer? Businessman Housewife Professional Consume Teacher Total
Agree 4 2 5 34 45
Disagree 2 3 8 13
Neutral 3 4 8 15
Grand Total 14 2 13 70 1 100
34
Businessman
Housewife
Professional
16
Consumer
Teacher
8 8
5
4 4
3
2
1 1
DISAGREE

Strongly Disagree - 2, Grand Total – 14 Housewife: Agree - 2, Grand Total – 2 Professional:
Teacher: Strongly Agree - 1, Grand Total - 1
68 68
FINDING & ANALYSIS
Column
Do you think that
covid-19 played a
crucial role for online Grand
pay Businessman Housewife Professional Consume Teacher Total
Agree 4 2 3 22 31
Disagree 5 3 3 11
Neutral 1 4 5 10
Grand Total 14 2 13 70 1 100
Teacher
Consumer
37
22 Professional
Housewife
Businessman
3
3 3 5
2 3
4 5 4 3
1 3 1

AGREE DISAGREE

Strongly Disagree - 1, Grand Total – 14 Housewife: Agree - 2, Grand Total – 2 Professional:
Teacher: Strongly Agree - 1, Grand Total - 1
69 69
FINDING & ANALYSIS
Column
Do you think that
Lakshmishree is to Grand
early in India ? Businessman Housewife Professional Consumer Total
Teacher
Agree 3 1 1 13 18
Disagree 2 1 3 23 1 30
Neutral 4 5 18 27
Grand Total 14 2 13 70 1 100
23
18
Businessman
13 Housewife
Professional
9 Consumer
7
Teacher
3 3 3
1 1 1

DISAGREE
Interpretation Businessman: Agree - 3, Disagree - 2, Strongly Agree - 3, Strongly

Disagree - 2, Grand Total – 14 Housewife: Agree - 1, Disagree - 1, Grand Total – 2
Professional: Agree - 1, Disagree - 3, Grand Total – 4 Consumer: Agree - 13, Disagree - 23,
Neutral - 18, Strongly Agree - 9, Strongly Disagree - 7, Grand Total – 70 Teacher: Strongly
Agree - 13, Grand Total - 1
70
70
FINDING & ANALYSIS
Column
Do you think that
Lakshmishree is Grand
more economical ? Businessman Housewife Professional Consume Teacher Total
Agree 4 1 5 24 34
Disagree 1 4 12 17
Neutral 4 1 2 15 22
Grand Total 14 2 13 70 1 100
25
20
Businessman
15 Housewife
Professional
10 Consumer
Teacher
5
0

Grand Total – 14 Housewife: Agree - 1, Grand Total – 2 Professional: Agree - 5, Disagree -
4, Neutral - 2, Strongly Agree - 2, Grand Total – 13 Consumer: Agree - 24, Disagree - 12,
Neutral - 15, Strongly Agree - 15, Strongly Disagree - 4, Grand Total – 70 Teacher: Strongly
Agree - 1, Grand Total - 1
71 71
FINDING & ANALYSIS
Column
Do you think that
online pay will be
more effective than Grand
traditional mode? Businessman Housewife Professional Consume Teacher Total
Agree 3 1 2 17 1 24
Disagree 1 1 5 15 22
Neutral 5 2 21 28
Grand Total 14 2 13 70 1 100
8 Teacher
15 9
17 21
Consumer
Professional
1 Housewife
Businessman
2 5 2 3
1 4
1 5
3 1
1

AGREE DISAGREE

Strongly Disagree - 1, Grand Total – 14 Housewife: Agree - 1, Disagree - 1, Grand Total – 2
Professional: Agree - 2, Disagree - 5, Neutral - 2, Strongly Agree - 1, Strongly Disagree - 3,
Grand Total – 13 Consumer: Agree - 17, Disagree - 15, Neutral - 21, Strongly Agree - 8,
Strongly Disagree - 9, Grand Total – 70 Teacher: Agree - 1, Grand Total - 1
72 72
FINDING & ANALYSIS
Column
Count of Income Labels
Which mode do you 10000- 5000- Above Below Grand
prefer for pay? 30000 15000 10000 15000 5000 Student Total
Both 1 2 3
Offline 1 8 15 20 23 1 68
Online 7 5 6 10 28
Grand Total 1 16 22 26 33 1 99
23
20
30000
15
10000-15000
5000-10000
10
Above 15000
8
Below 5000
7
6
Student
5
2
1
1
1
BOTH OFFLINE ONLINE
Interpretation Both: 3 respondents prefer both offline and online modes.
Offline: 68 respondents prefer offline mode.
Online: 28 respondents prefer online mode.
73 73
FINDING & ANALYSIS
Column
Amount time you 10000- 5000- Above Below Grand
spend on pay 30000 15000 10000 15000 5000 Student Total
4 hours 1 3 11 10 23 48
4-6 hours 9 6 6 7 1 29
6 hours aboves 4 5 10 3 22
Grand Total 1 16 22 26 33 1 99
25
20
30000
10000-15000
15
5000-10000
Above 15000
10
Below 5000
Student
5
0
Interpretation 4 hours: 48 respondents
4-6 hours: 29 respondents
6 hours above: 22 respondents
74 74
FINDING & ANALYSIS
Column
Does Lakshmishree 10000- 5000- Above Below Grand
helps
you to learn new things? 30000 15000 10000 15000 5000 Student Total
Agree 6 11 6 11 1 35
Disagree 3 1 5 4 13
Neutral 4 6 7 7 24
Grand Total 1 16 22 26 33 1 99
11 11
30000
7 7 10000-15000
6 6 5000-10000
5 Above 15000
4 4 4
Below 5000
3 3
Student
1 1 1 1

DISAGREE
Interpretation Here's a short form summary of the count of responses regarding whether
Lakshmishree helps in learning new things based on income Agree: 35 Disagree: 13
Disagree: 13 Strongly Agree: 26 Strongly Disagree: 1
75
75
FINDING & ANALYSIS
Column
As a consumer do you get any
edge on learning from online 10000- 5000- Above Below Grand
pay? 30000 15000 10000 15000 5000 Student Total
Agree 1 6 13 3 15 1 39
Disagree 1 5 5 11
Neutral 8 6 8 8 30
Grand Total 1 16 22 26 33 1 99
15
13
30000
9 10000-15000
8 5000-10000
6 6 Above 15000
5 5 Below 5000
Student
3
2
1 1 1 1

DISAGREE
consumer feel they get any edge on learning from online sources based on income: Agree:
39
Disagree: 11 Neutral: 30 Strongly Agree: 17 Strongly Disagree: 2
76
FINDING & ANALYSIS
Column
DO you face any technical
problems while Lakshmishree 10000- 5000- Above Below Grand
30000 15000 10000 15000 5000 Student Total
Agree 1 5 10 9 19 1 45
Disagree 1 1 1 5 8
Neutral 5 7 7 4 23
Grand Total 1 16 22 26 33 1 99
4
5
1
19
5 7 Student
Below 5000
8
1 Above 15000
9
5000-10000
7
1 10000-15000
3
10 30000
1
1
5 4
5 1

DISA GRE E
consumer face any technical problems while studying online based on income: Agree: 45
77
77
FINDING & ANALYSIS
Colum
n
5000
DO you think online mode 10000 - Abov Belo Gran
of study attracted more - 1000 e w Studen d
consumer? 30000 15000 0 15000 5000 t Total
Agree 1 6 11 10 16 1 45
Disagree 1 2 4 5 12
Neutral 2 1 6 6 15
Grand Total 1 16 22 26 33 1 99
16
14
12
30000
10
10000-15000
8 5000-10000
6 Above 15000
Below 5000
4
Student
2
0
AGREE DISAGREE
online mode of study attracted more consumer based on income: Agree: 45 Disagree: 12
Neutral: 15 Strongly Agree: 20 Strongly Disagree: 7
78
78
FINDING & ANALYSIS
Column
Do you think that covid-19
played a crucial role for online 10000- 5000- Above Below Grand
pay 30000 15000 10000 15000 5000 Student Total
Agree 6 5 10 9 1 31
Disagree 1 2 6 2 11
Neutral 2 2 4 2 10
Strongly Disagree 1 1 2 4
Grand Total 1 16 22 26 33 1 99
1
2 2
9
18
2 Student
Below 5000
4
6 Above 15000
10 6
5000-10000
1
5 2 12 10000-15000
2 30000
1
6 2 6
1
1

AGREE DISA GRE E
COVID-19 played a crucial role in online pay based on income: Agree: 31 Disagree: 11
Neutral: 10 Strongly Agree: 43 Strongly Disagree: 4
79
79
FINDING & ANALYSIS
Column
Do you think that online 10000- 5000- Above Below Grand
pay is to early in India ? 30000 15000 10000 15000 5000 Student Total
Agree 4 5 2 7 18
Disagree 6 6 9 8 29
Neutral 1 3 5 7 10 1 27
Grand Total 1 16 22 26 33 1 99
1
8
Student
10
Below 5000
9 Above 15000
7
7 5000-10000
2
2 6
6 10000-15000
4
5 5
4 30000
6 5
4 3 1
1 2 1

AGREE DISAGREE
online pay are too early in India based on income: Agree: 18 Disagree: 29 Neutral: 27
Strongly Agree: 13 Strongly Disagree: 12
80 80
FINDING & ANALYSIS
Column
Do you think that online
education is more 10000- 5000- Above Below Grand
economical ? 30000 15000 10000 15000 5000 Student Total
Agree 5 10 6 13 1 35
Disagree 4 3 4 5 16
Neutral 3 2 8 8 21
Strongly Disagree 1 1 3 2 7
Grand Total 1 16 22 26 33 1 99
5 2
5
13 8
Student
5
Below 5000
4
6 3 Above 15000
8
5000-10000
3 6
10 10000-15000
2 1
30000
4 3
5 3 1
1
AGREE DISAGREE NEUTRAL S TRON GLY AG REE STRONGLY
DISA GRE E
Lakshmishree is more economical based on income: Agree: 35 Disagree: 16 Neutral: 21
Strongly Agree: 20 Strongly Disagree: 7
81 81
FINDING & ANALYSIS
Column
Do you think that online pay
will be more effective 10000- 5000- Above Below Grand
than traditional mode 30000 15000 10000 15000 5000 Student Total
Agree 3 10 4 7 24
Disagree 4 3 7 8 22
Neutral 2 6 6 12 1 27
Grand Total 1 16 22 26 33 1 99
1
2
7 4
8 Student
12
Below 5000
4 6
3
Above 15000
7
6 1 5000-10000
10 2
3 10000-15000
4
6
3 30000
4
3 2 1

AGREE DIS AGREE
online pay will be more effective than traditional mode based on income: Agree: 24
82 82
FINDING & ANALYSIS
Count of Age Column Labels

21- 25- Grand
Row Labels 15-20 25 30 Above 30 Total
Female 13 17 3 7 40
Male 12 38 5 6 61
Grand Total 25 55 8 13 101
40
30 15-20
21-25
20 25-30
Above 30
10
0
Female Male
Interpretation Female: 15-20: 13 21-25: 17 25-30: 3 Above 30: 7 Total: 40 Male: 15-20:
12 21-25: 38 25-30: 5 Above 30: 6 Total: 61
83
83
FINDING & ANALYSIS
Count of Age Column Labels

21- 25- Above Grand
Row Labels 15-20 25 30 30 Total
Intermediate 2 3 1 6
Matric 8 6 2 16
Post graduation 4 27 4 10 45
Under graduation 11 19 3 1 34
Grand Total 25 55 8 13 101
1
1 2 3
10
4
6 Above 30
3 19
25-30
21-25
27
15-20
8
2 11
4
INTERMEDIATE M A T R I C P O S T G R A D U AU
T INODNE R G R A D U A T I O N
Interpretation Age Group: 15-20: 25 21-25: 55 25-30: 8 Above 30: 13 Grand Total: 101
Intermediate: 6 Matric: 16 Post graduation: 45 Under graduation: 34 Grand Total: 101
84 84
FINDING & ANALYSIS
Count of Column
Qualification Labels
Post Under Grand
Row Labels Intermediate Matric graduation graduation Total
30000 1 1
10000-15000 2 2 8 4 16
5000-10000 1 3 8 10 22
Above 15000 1 2 17 6 26
Below 5000 2 8 11 12 33
Pocket money 1 1
Student 1 1
Grand Total 6 15 45 34 100
12
6
10
11 Under graduation
17
4 Post graduation
Matric
8 8
8 Intermediate
2 3 2
2
1
0 1
0
30000 10000-15000 5000-10000 ABOVE BELOW 5000 POCKET STUDENT
15000 MONEY
Interpretation Here's a short summary of the count of qualification: Intermediate: 6

Matric: 15 Post graduation: 45 Under graduation: 34 Grand Total: 100
85 85
FINDING & ANALYSIS
t-Test: Two-Sample Assuming Unequal Variances
Male Female
Mean 1.311303 1.360653
Variance 0.006242 0.0138
Observations 61 40
Hypothesized Mean
Difference 0
df 62
t Stat -2.33335
P(T<=t) one-tail 0.011444
t Critical one-tail 1.669804
P(T<=t) two-tail 0.022888
t Critical two-tail 1.998972
Interpretation Based on these results, we can conclude that there is a significant

difference between the means of the male and female groups. The t-statistic is -2.33335,
indicating a significant difference. The p-value for a one-tailed test is 0.011444, and for a
two-tailed test is 0.022888. Since the p-value is less than the significance level (usually 0.05),
we reject the null hypothesis and conclude that there is a significant difference between the
means of males and females. The critical t-values represent the threshold for the rejection
region. If the absolute value of the t-statistic exceeds the critical t-value, the null hypothesis is
rejected. In this case, the t-statistic is greater than the critical t-value for both one-tailed and
two-tailed tests, further supporting the rejection of the null hypothesis.
86
FINDING & ANALYSIS
Annova : Single Factor
SUMMARY
Groups Count Sum Average Variance
2 100 209 2.09 0.850404
1 100 140 1.4 0.242424
4 100 306 3.06 1.147879
1 100 152 1.52 0.757172
4 100 232 2.32 1.472323
1 100 175 1.75 0.25
1 100 129 1.29 0.20798
1 100 228 2.28 1.031919
1 100 243 2.43 0.914242
1 100 230 2.3 0.939394
1 100 243 2.43 1.318283
1 100 200 2 1.353535
1 100 290 2.9 1.323232
1 100 258 2.58 1.397576
1 100 312 3.12 1.44
1 100 301 3.01 1.484747
ANOVA
Source of P-
Variation SS df MS F value F crit
Between 2.14E-
Groups 509.58 15 33.972 33.69588 84 1.6727
Within Groups 1596.98 1584 1.008194
Interpretation Based on the ANOVA results, the between-groups variation is statistically
significant. The calculated F-statistic is 33.69588, and the corresponding p-value is 2.14E-84,
which is very low. This suggests strong evidence against the null hypothesis that there is no
difference between the means of the groups.
89
87
FINDINGS
88
1. Age: The majority of respondents (54.46%) fall within the age range of 21-25, followed by
15-20 (24.75%), above 30 (12.87%), and 25-30 (7.92%).
2. Gender: The respondents consist of 60.40% males and 39.60% females.
3. Qualification: The highest qualification reported by the respondents is post-graduation

(44.55%), followed by under-graduation (33.66%), matric (15.84%), and intermediate
(5.94%).
4. Occupation: The most common occupation among the respondents is consumer

(69.31%), followed by businessmen (13.86%), professionals (12.87%), housewives
(1.98%), and teachers (0.99%).
5. Income: The income distribution shows that the majority of respondents have income
below 5000 (32.67%) or fall in the range of 5000-10000 (21.78%). 25.74% of respondents
have an income above 15000.
6. Mode of Pay: Offline mode is preferred by the majority (68.32%) of the respondents,
followed by online mode (28.71%), and a small percentage prefer both (2.97%).
7. Time spent on pay: Most respondents (49.50%) spend around 4 hours on pay,
followed by 4-6 hours (28.71%), and 6 hours or more (21.78%).
8. Benefits of Lakshmishree: The respondents generally agree that Lakshmishree helps

them learn new things, with 36.63% strongly agreeing and 25.74% agreeing. Only
12.87% disagree.
9. Edge in learning from online sources: A significant percentage (39.60%) of respondents

agree that they gain an edge in learning from online sources, while 10.89% disagree.
10. Technical problems: Many respondents (45.54%) face technical problems while studying
online, while a smaller percentage (7.92%) disagree.
11. Attraction towards online pay: A considerable number of respondents (45.54%) agree
that online mode of study has attracted more consumer, while 12.87% disagree.
12. Role of COVID-19: The majority (44.55%) strongly agree that COVID-19 played a
crucial role in promoting online pay, while only 10.89% disagree.
89
91
13. Timing of online pay: Respondents have varied opinions on whether online pay
started too early in India, with 17.82% agreeing, 29.70% disagreeing, and 27.72% being
neutral.
14. Effectiveness of online pay: The opinions on the effectiveness of online pay are
divided, with 23.76% agreeing, 22.77% disagreeing, and 27.72% being neutral.
92 90
CONCLUSION
91
CONCLUSION
1. The age group of 21-25 comprises the largest proportion of respondents, indicating that
Lakshmishree is popular among consumer.
2. There is a near equal distribution of males and females among the respondents.
3. The majority of respondents have completed their post-graduation or under-graduation,

highlighting the importance of higher education in the context of online pay.
4. Consumer represent the largest occupational group, emphasizing the significance of E-

wallets in their learning journey.
5. The income distribution shows that a significant portion of respondents have lower income
levels, indicating the affordability and accessibility of Lakshmishree.
6. Offline mode pay is the preferred choice for a majority of the respondents, suggesting a
preference for in-person learning experiences.
7. Technical issues are a common challenge faced by consumer by online pay,

indicating the need.
92
LIMITATION OF LAKSHMISHREE
93
Here are some suggestions for
Lakshmishree:
• Set up a dedicated study space. This will help you stay focused and avoid distractions.
• Create a schedule and stick to it. This will help you stay on track and avoid
procrastination.
• Stay organized. Keep track of your assignments, due dates, and other important
information.
• Find a study buddy or join an online discussion group. This can help you stay motivated
and accountable.
• Take advantage of all the resources available to you. This includes the instructor, the
online library, and online forums.
• Don't be afraid to ask for help. If you're struggling with something, don't hesitate to
reach out to the instructor or a classmate.
Here are some additional tips for

Lakshmishree:
• Make sure you have a good internet connection. You'll need a reliable internet
connection to access your course materials and participate in online discussions.
• Have a computer or laptop that is up to date and has the necessary software. You'll need
a computer or laptop that is capable of running the software that is required for your
courses.
• Set aside a specific time each day to study. This will help you stay on track and
avoid procrastination.
• Take breaks throughout the day. Don't try to study for hours on end without taking a
break.
Get up and move around every 20-30 minutes to avoid fatigue.
• Reward yourself for your accomplishments. This will help you stay motivated and on
track.
Lakshmishree can be a great way to learn new skills and advance your career. However, it's
important to be aware of the challenges associated with Lakshmishree and to take
steps to overcome them. By following these tips, you can increase your chances of success
in online learning.
94
SUGGESTION OF LAKSHMISHREE
95
Here are some suggestions for
Lakshmishree:
• Set up a dedicated study space. This will help you stay focused and avoid distractions.
• Create a schedule and stick to it. This will help you stay on track and avoid procrastination.
• Stay organized. Keep track of your assignments, due dates, and other important
information.
• Find a study buddy or join an online discussion group. This can help you stay motivated
and accountable.
• Take advantage of all the resources available to you. This includes the instructor, the
online library, and online forums.
• Don't be afraid to ask for help. If you're struggling with something, don't hesitate to
reach out to the instructor or a classmate.
Here are some additional tips for

Lakshmishree:
• Make sure you have a good internet connection. You'll need a reliable internet
connection to access your course materials and participate in online discussions.
• Have a computer or laptop that is up to date and has the necessary software. You'll
need a computer or laptop that is capable of running the software that is required for your
courses.
• Set aside a specific time each day to study. This will help you stay on track and
avoid procrastination.
• Take breaks throughout the day. Don't try to study for hours on end without taking a break.
Get up and move around every 20-30 minutes to avoid fatigue.
• Reward yourself for your accomplishments. This will help you stay motivated and on
track.
Lakshmishree can be a great way to learn new skills and advance your career. However,
it's important to be aware of the challenges associated with Lakshmishree and to
take steps to overcome them. By following these tips, you can increase your chances of
success in online learning.
96
Appendix
Relationship Managers
The Relationship Managers are well trained.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The Relationship Managers are proactive in solving my problems or queries.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The Relationship managers adhere to professional standards of conduct.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The Relationship managers act in my best interest.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Overall, I am satisfied with the performance of the Relationship Managers.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Process Time
The Account Opening process was quite hassle free and quick.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
97
The processing of requests related to security token or transfer of shares is quite quick.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The organization processes the 'pay-outs' very quickly.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The process for updating details related to KYC is hassle free and quick.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Overall, I am satisfied with the operations team of the organization.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Financial Obligations
The account opening charges are amongst the best in the industry.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The brokerage rates are the least when compared to other stock brokers.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
98
The Annual maintenance charges are budget friendly in comparison to the industry standards.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
The exposure limits provided are maximum when compared to the Industry standards.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Overall, I am satisfied with the financial obligations of the organization.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Communication
I can easily contact the dealing desk to place an order.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
I receive timely information about the transactions done through the dealing desk.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
I receive the contract notes daily on time.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
99
I receive timely updates of my portfolio performance from the organization.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Overall, I am satisfied with the communications department of the organization.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Overall Experience
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
I am extremely satisfied with the services delivered by Lakshmishree Securities Ltd.

Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
It Is very likely that I would recommend this product to my fellow colleagues or friends.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
I prefer Lakshmishree Securities over and above its competitors in the market.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
10
0
It Is very unlikely that I would shift to an alternative brand in near future.
Strongly Disagree
Somewhat Disagree
Neutral
Somewhat Agree
Strongly Agree
Demographic
Age Sex Occupation Marital Status

Annual Income

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A Summer Training Project Report

In partial fulfillment of the requirements for the award of the

School of Management Sciences,

Affiliated to(Dr. A.P.J. Abdul Kalam Technical University,

Ayush Kumar Singh

Ayush Kumar Singh

CHAPTER TITLE PAGE NO.

1.1 Industry profile 3-6

1.2 Company profile 7-13

1.3 Promoters, Vision, Mission & Quality Policy 14

1.4 Product/ Services profiles 14

1.5 Areas of operation 15

1.7 Competitors information 15

1.7 SWOT analysis 16-17

1.8 Future growth and prospects 17-18

1.9 Financial statement 19-22

CONCEPTUAL BACKGROUND AND

2.2 Review of literature 31-34

3.4 Scope of the study 36

3.5 Research methodology 36

3.8 Chapter scheme 37

ANALYSIS AND INTERPRETATION

FINDIINGS, CONCLUSION AND

5.1 Summary of findings 72

5.2 Suggestions/ Recommendation 72

Company Website: Many companies provide detailed information about their

1.3 COMPANY PROFILE

The Rigger Enterprise Enterprises Limited (REL) is an unmistakable body of India's

Built up in 1984, it was at initial a stock business firm, Lakshmishree securities

1.3. Scope of the study:

GENDER Frequency Percentage

Interpretation Female: 40 individuals, accounting for 39.60% of the total.

AGE Frequency percentage

15-20 21-25 25-30 ABOVE 30

Qualification Frequency percentage

OCCUPATION Frequency Percentage

Interpretation Businessman: 14 individuals, accounting for 13.86% of the total.

INCOME Frequency Percentage

Interpretation 30000: 1 individual, accounting for 0.99% of the total. 10000-15000: 16

Where did get information about Lakshmishree Frequency

BOTH OFFLINE ONLINE

Interpretation Both: 3 individuals, accounting for 2.97% of the total.

Offline: 69 individuals, accounting for 68.32% of the total.

Online: 29 individuals, accounting for 28.71% of the total.

Which Lakshmishree do you prefer Frequency Percentage

4 HOURS 4-6 HOURS 6 HOURS ABOVES

Interpretation 4 hours: 50 individuals, accounting for 49.50% of the total.

4-6 hours: 29 individuals, accounting for 28.71% of the total.

6 hours and above: 22 individuals, accounting for 21.78% of the total.

Does Lakshmishree help you to learn new

AGREE DI SA GRE E NEUTRAL STRONGLY STRONGLY

Interpretation Agree: 37 individuals, accounting for 36.63% of the total. Disagree: 13

Are you aware regarding the functionality of Lakshmishree?

source? Frequency Percentage

Interpretation Agree: 40 individuals, accounting for 39.60% of the total. Disagree: 11

Are you aware regarding the functionality of E-

AGREE DISAGREE NEUTRAL STRONGLY STRONGLY

Interpretation Agree: 46 individuals, accounting for 45.54% of the total. Disagree: 8