How To Get US

Loans Guide
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OK for the following method you're going to need:

1. Fullz - Preferably high credit score, a 'good' will suffice also.

2. Burner phone / VOIP Service along (Google Voice Will Work).
3. A couple of good pizzas (LOL).
4. Socks (911.re or vip72) To apply for the loan.
5. A background report.
6. A drop address would be very useful. Although it can be added to the bank later.
7. Credit Report

This can be done with any amount of fullz you choose, from as little as 1. But bare in
mind, approval rates will not be 100% as there are other factors at hand that are part
of the decision making process.

Some of these are: An individuals previous credit history, reputation with lenders,
late payments etc.
All of this information can be found by doing a credit check.

There are two ways I get my FULLZ.

1. I buy HQ Fullz with Good Credit Score, Credit Report and Backgroung Report (DL
not included) from https://fullzandsauces.su ; then I use either https://just-kill.pro or
https://dllookup.com to search for driving license info.

2. I buy Normal fullz some come with DL info (No Credit Report) then I use
https://ssn24.me , https://ssndob.org or https://ssndob.cc to get the SSN and pay for
credit report search on https://fullzandsauces.su (You are getting this from your
spamming. Same Same just do a credit report and background search)

Used with the rest of the information from your background report you will have
everything you need to get a loan.

Create an email using the name of the fullz

So now you have the information on the mark, STUDY IT! As if it were your own.
Try to organize the information accordingly so you have a similar layout
Full name
Address
Phone*
DOB
SSN
Drivers License
Drivers License state/exp
Current or most recent employer
Employer Address
Date started (if known)
Previous Addresses
Possible Relatives
Misc.

Before moving on to the next step, let me take the time now to say, through testing.
I have noticed that California seems to be the best state when it comes to getting
approved for loans. Majority of lenders will fund citizens in CA usually within 1
business day.

You may also have noticed I put a * next to 'Phone' above. The reason for this, is you
will be using your burner phone as the phone number on the accounts. This is to
avoid any unwanted calls going to the actual person.

Business history is a good thing to get as it will allow you to enter more accurate
information regarding employment. Although you can make this bit up and it will still
work but obviously there is a chance they could call the employer. I have done both
with success. Once, by making up the employment info, I was asked to provide a
paystub. These can be bought from https://fullzandsauces.su or other sellers who
offer services editing documents to suit your needs.

Go on the site https://www.credible.com (choose $2000-$5000) and make an

account with the pro info and when they ask for income say “Self Employed” and
choose an Annual income of something 70k-100k. Once you set up the credible
account you should see your rates for a couple loan sites if your pro was eligibl. By
using this facility on the website, you can search for which loans you have been 'pre-
approved' for.

Checking for these 'pre-approved' loans does not hurt the persons credit score and
will give you an idea of the maximum amount that you could be accepted for.

Complete the above steps as many times as necessary to increase your chances of
getting someone with a better credit rating.

Credit Health by Upgrade (optional but can come in handy)

• go to upgrade.com
• apply for a random loan (you might get it)
• fill out everything
• once you verified email you can go to my account and select credit health
 • fill out and if you are lucky you will have a little report, not broad but useful

Mr Robot Style Hack ( Bruteforcing and Creating a Dictionary), I live for this shit!

This is the most important because you will be getting information on real time but
you might spend the whole day or 3 depending on your brain capacity. Use this
method if you do not want to spend money on credit report and background report.

We are gonna use banks to identify the target we do this using their questionnaire (
usually 3-5 questions) a little trick if they are 3 it means if you answer them correctly
you will progress, if they are 5 and you answer 3 or more correct you will progress to
the next again. You will try to open any account online ( checking or savings not loan
or credit card) you will try 3 times per bank, if you get an error before getting to
questions it means the DL you have might have a problem so to clarify that go to
suntrust.com and try, if you get to the questions here then the error was caused by
chexSystem so just continue with the order but if you get an error with suntrust
without getting to the questions then the DL is dead so here are the banks for that in
their order

• PNC
• CITZENS
• REGIONS
• US BANK
• HUNTINGTON
• BACLAYSCARD US
• CIBC US
• UNION
• TD BANK US
• BBT
• SARLEM FIVE
• BBVUSA
• SUNTRUST
• SYNCRONY BANK

now when you get to the questions copy them down with their answers and the
answers you have selected. if you pass then write down your answers as correct and
move to next bank on the list try and repeat because every bank gives 3 chances of
trying to apply online
Please note: some questions are easy like ( what is the height in your DL or DL issue
state but for SSN issue state go to ssnvalidator.com) the question you are asked here
are the same as the one when getting the prepaid card.

GETTING THE PREPAID CARD (8 - 15 days)

Now go to https://shipito.com or https://www.viabox.com

register for an account and write down the free US address
go to rushcard.com, bitpay.com, bitwage.com
register using details from DL and address from shipito
answer the identity questions
wait for the card to deliver
when the card arrives at your drop ask for photos for $10 or you can ship it again to
you this time (5-7 days depending on your country)
in my case i requested photos back and front and i started applying for Loans at that
moment. while shipping an activated card, its risky but i knew 5 days later it would
be in transit while cash from Loans is being dropped into it.

GETTING THE MONEY ( 7 days and 5 hours)

go to rushcard.com and activate card and get routing and account number

You can also use http://www.ally.com or https://www.card.com When the page

loads create a checking account using the fullz you have been researching.
(Note: You may also encounter those dreadful random questions here too, but do
not fear as you should now have collected more than enough information to pass)

Keep an eye of the options during sign up. Once you get to the section about making
a deposit, you have opened the account successfully.
Make sure to select the option to deposit money or a check at a bank. This will let
you get access to the bank with $0 and use it straight away.
Note down the socks used for the bank, it will be a good idea to use the same one
each time you access ally to avoid any issues.

Here you now have a choice. You can proceed, or you can fund the new Ally or card
account anyway you choose or are able to. Something small, $20 will suffice.
Click on the interest checking account and note down your Account number and
Routing number you will need these soon.
This step isn't needed but can sometimes help keep the account open longer than it
would without any funds. Should you run into any delays such as being asked to
email in documents.

There are multiple ways in which you can do this which you will see when filling out
the application form.
After the funds reach the bank, order a debit card. The good thing with ally is that
when you are signing up, you are given an option to add a seperate
mailing address. This is where you will put your drop address and this is where they
will send the debit card. (https://shipito.com or https://www.viabox.com)

If you chose to wait and fund the ally account, get a debit card, when it arrives
resume here. Otherwise please continue.

Now you are all set.

The main sites i have found to work really well are

- http://www.cashcentral.com Sometimes want a phone call with installment loans.

- http://www.checkngo.com may require paystub, or bank statement.
- http://www.speedycash.com

All 3 do both paydayloans and installment loans.

First, you will need to allow scripts to view the above sites correctly.
For the rest of ths guide I will be walking through getting the installment loan.
Getting a paydayloan is similar, the only difference is the dates you tell them you get
paid. There is also a lower chance of having to send any scans.
I have found that setting the pay back date on a payday loan for 10days after the
application will improve your chances of approval.

Right so for the installment loan, apply for a PAYDAYLOAN(YES) from one of the
above sites and proceed through with the application.

Once you reach the end of the application, you will be redirected to the page where
you are given a decision. If the persons credit score is bad it might decline the
application, in which case there is nothing you can do. If its low enough to get a loan,
you will be told you have only been accepted for $250 for example.
If there credit score its good, this is where you will be given a choice. To choose
between a payday loan, or an installment loan.
On cashcentral and checkngo, installment loans of $3k are most common it seems
and go through fairly easilly.

For checkngo, you will need a document to verify your income (usually bank
statements or a paystub). These are fairly easy to get and again everything can be
purchased from me or any where else.

Important things to note, unless you have history of the persons employment, good
figures for work pay i've noticed are between $4500-$7000.
Money will be funded the next business day. So the earlier in the day you do this the
higher your chances of getting the funds the next day.

You should now be at the point, either where you have been asked for type of proof
of id/income or you will arrive at the page saying you have been approved for X
amount. From this Point you are finished with the loan and they will send you an
email to confirm.
If you have come this far, you have successfully applied for the loan.

But what to do next? A few examples of what can be done now can be found below.

Cashing out the money in the account is the option to order a debit card. When you
have the card, you can start withdrawing $500 maximum per day from an ATM.

There are numerous ways you can begin to cash the money out from here. You could
use coinbase, using and linking your bank account. You can then buy bitcoins using
the bank balance which takes 4 days.
Money transfers can be done in 2 days usually. This depends on the website.
Using your burner phone, log into your ally bank, and register for popmoney if
needed, this will alow you to transfer money to another persons account.
There is the option of using the ally debit and ordering items to your drop (mailing
address). As you drop has be linked to the bank, there will be no verification needed
when using the card. Although if you did, you have all the info to pass.

Don't forget with the installment loan, you have a month before they will expect you
to make a payment. So you have until your first payment date to clear the funds out
of the account.

Here i will briefly cover something on Paydayloans. One thing I noticed with these, is
although the amount they lend is low, when one company approves you for a
paydayloan, i've had mixed success with this but within that first out of applying and
getting approved, you can usually get approved with other paydayloan lenders, if you
act fast that it.

To get info, You can buy just fullz info (Spam for yours). Another option is you can
buy cc fullz.
You can also buy bank accounts from a couple people on the market place.
If you choose to buy one, i'd suggest buying one with a debit card. Then transfering
funds bit by bit via popmoney. Then cashing out with the debit card.
PLEASE NOTE: FOLLOWING THIS GUIDE WILL NOT ALONE GIVE YOU 100% SUCCESS.
As i said before there are many other factors but using some of the info in this guide
will improve success rates and amounts if used right.
Also, try not to enter your password wrong on Ally, they block accounts after a
certain amount of wrong password entries. This then requires you to phone ally and
confirm the activity, and that you are the account holder.

More Loan Sites

LendingPoint
lendingpoint.com
Personal loans from $ 2,000 to $ 25,000
Check your rate for free without impacting your credit score.
Qualified customers receive offers in three simple steps, and funds in as little as 24
hours if approved.
LendingPoint's customer success representatives are available online.
LendingPoint is an online personal loan lender that focuses on applicants with less-
than-stellar credit. You may be able to borrow $2,000 to $25,000, get prequalified
without impacting your credit and get the money within one business day. You may
pay an origination fee ranging from 0% to 6% depending on your creditworthiness.

SoFi
sofi.com
Grace period: 10 days
Application fee: $0
Personal Loans with low fixed rates
No Origination Fees, No Prepayment Penalties, and No Late or Overdraft Fees
If you have good to excellent credit, SoFi could be one of your top choices. Loan
amounts range from $5,000 to $100,000, there's no prepayment penalty and, unlike
many lenders, SoFi doesn't charge origination fees. It may take a few days to receive
the funds, but as with other lenders, you can check your rate without impacting your
credit.

Upgrade
upgrade.com
Affordable loans from $1,000 - $50,000 with low fixed rates that will never change,
affordable monthly payments, and no prepayment penalties.
Quick online application --get pre-approved in just minutes.
Checking your rate won't impact your credit score.
Review multiple loan options so you can pick the amount and term that fits your
budget and timeline
With automatic payments and a customizable due date, managing your account is
easy and you'll be able to circle the date on your calendar when you'll be debt free
Using Upgrade, you can get prequalified, choose your loan option (if you're
approved) and receive funds within a day of completing the verification process.
Overall, the process should take about four business days.

Upstart
upstart.com
You can have funds in as fast as 1 day.
You are more than your credit score. On Upstart your education and experience help
you get the rate you deserve.
Upstart offers loans directly but can also share your information with partnered
lenders so you can compare loan offers and terms to find the best fit. You'll need a
credit score of at least 580 and can find out if you prequalify without hurting your
credit. Loan amounts range from $1,000 to $50,000, the origination fee is 0% to 8%,
and you could receive the money in one business day.

Rocketloans
rocketloans.com
Personal Loans from $ 2,000 to $45,000
No Hidden Fees or prepayment penalties.
Get Money in 1-3 Business days.
Automated the Process to Make Things Secure, Fast, and Simple!
Our platform works by verifying your data, so we will:
Verify your identity electronically.
Verify your income electronically.
Require you to log in to your online bank account to verify your information.
Validate your bank account electronically.

Mobikwik
mobikwik.com
How To Apply For an Instant Personal Loan?
To get your instant personal loan on MobiKwik, one needs to follow some steps. It
requires basic details and documentation to grant a personal loan with MobiKwik.
Just follow the below-mentioned steps and get your personal loan instantly:
Open the MobiKwik app and click on Boost loan
The instant cash loan page will appear on the page. Click on ‘I am interested’.
Type in your personal details i.e. Aadhar card number and PAN number as the next
step.
MobiKwik will check your eligibility for an instant loan online. The amount you are
eligible for will be reflected on the screen.
You can type the amount you want to withdraw and click on ‘boost credit’.
The amount will instantly reflect in your wallet as an instant loan online i.e small
loan.
With these few easy steps, an instant payday loan will be granted to the users.
Applying Personal Loan Online - Eligibility And Criteria
To avail a quick cash loan, MobiKwik is the most trusted platform amongst all to
choose as a medium to apply for a personal loan. It offers easy cash loans that can be
used for a variety of purposes. Personal loan rates can be viewed on the app itself.
For personal loan eligibility, all one needs is his or her Aadhar Card and Pan Card.
Availing a personal loan is just three simple steps away with low personal loan
interest on the Mobikwik app.
Download the MobiKwik app and apply for the loan by filling in an online loan
application.
Fill in the details and instant loan approval will be received shortly.
The amount will reflect in the wallet instantly.
MobiKwik offers secured loans and instant money transfers. So, small personal loans
topped with low-interest loans can be easily availed on MobiKwik which provides
quick loans online.
Frequently Asked Questions (FAQs) for Personal Loan:
How to get instant personal loan?
Just visit the MobiKwik App or website and get your instant personal loan in just
three steps:
Download the MobiKwik app and apply for the loan by filling in an online loan
application.
Fill in the details and instant loan approval will be received shortly.
The amount will reflect in the wallet instantly.
How can I apply for a Personal Loan?
To get instant personal loan follow the given steps on the MobiKwik app:
Open the MobiKwik app and click on Boost loan.
The instant cash loan page will appear on the page. Click on ‘I am interested’.
Type in your personal details i.e. Aadhar card number and PAN number as the next
step.
MobiKwik will check your eligibility for an instant loan online. The amount you are
eligible for will be reflected on the screen.
You can type the amount you want to withdraw and click on ‘boost credit’.
The amount will instantly reflect in your wallet as an instant loan online i.e small
loan.
What is a home credit personal loan?
Home Credit India provides online personal loans to salaried & self-employed
individuals in India with just two documents. Their instant personal loans are
unsecured provided to individuals based on their credit history. You can get a loan
via Home Credit on the Home Credit Money App, powered by MobiKwik.
Where can I get an instant loan online?
Get an instant loan online with MobiKwik. Just download the app on Android or IOS
via the play store or log in to the website and get started.
Can I get an instant loan without documents?
The process of availing of a personal loan has been simplified with minimal
documentation as compared to other loans. Apply for a quick loan online with the
MobiKwik app and avail of instant cash loans with minimum requirements and
documentation.

Lendingclub
lendingclub.com
Borrow up to $40,000.
Funding in as little as a few days.
Low, fixed rates and fixed monthly payments.
No prepayment fees or penalties.
Automatic payment withdrawals.

Eloan
eloan.com
Loans start from $2,000 up to $35,000. The loan amount will be subject to credit
approval.
Funds are generally deposited via ACH for delivery next business day if verification is
completed and final approval occurs by 3:00 pm CT Monday-Friday. Business days
are from Monday through Friday, excluding federal holidays.
Final credit decision may take longer than 1 hour if additional documents are
requested as part of the verification process. Verification process may vary by
customer.

Lendup
lendup.com
Apply in as few as 5 Minutes.
Instant Decision.
Good Credit not Required.
Direct Lender.

LightStream
lightstream.com
$5,000 - $100,000

Payoff
payoff.com
$5,000 - $40,000

Marcus by Goldman Sachs

marcus.com
$3,500 - $40,000
Avant
avant.com
$2,000 - $35,000

OneMain Financial
onemainfinancial.com
$1,500 - $20,000

Prosper
prosper.com

Bestegg
bestegg.com

Lendingpoint
lendingpoint.com

Marinerfinance
loans.marinerfinance.com

I wish you a successful loan